मैं डिजिटल बैंकिंग प्लेटफॉर्म कैसे बनाऊं?

Creating a digital banking platform is a highly sought-after objective in today’s modern financial landscape. With an increasing number of digital banks emerging, the demand for efficient and convenient digital banking services continues to grow. In this article, we will guide you through the process of building a digital banking platform and discuss how InvestGlass CRM and digital portal solution can significantly boost your productivity.

चरण 1: अपने व्यवसाय मॉडल और मूल्य प्रस्ताव को परिभाषित करें

Before diving into the technical aspects of building a डिजिटल बैंकिंग platform, it is crucial to define your business model and value proposition. This includes understanding your target audience, the services you want to provide (such as personal loans, payment services, or mobile banking solutions), and what sets you apart from existing डिजिटल बैंक and traditional banks.

चरण 2: बाजार अनुसंधान करें

Conduct thorough market research to understand the needs and preferences of your target audience. This will help you tailor your digital banking platform to their needs and ensure your success in the highly competitive banking sector.

चरण 3: बैंकिंग लाइसेंस प्राप्त करें और नियामकीय अनुपालन सुनिश्चित करें

Acquiring a banking license is essential to operate as a legitimate financial service provider. This process may involve significant initial capital and meeting regulatory requirements such as मनी लॉन्ड्रिंग विरोधी (AML) and two-factor authentication (2FA) for customer data security. You might want to consider first a license shelter before you receive your own e-money and payment institution license.

चरण 4: अपना कोर बैंकिंग सिस्टम और टेक्नोलॉजी स्टैक चुनें

Your core banking system is the foundation of your डिजिटल बैंकिंग प्लेटफॉर्म. It is responsible for managing customer accounts, transactions, and other banking services. When choosing your core banking system, consider factors such as scalability, ease of integration, and the level of customization required.

In addition, select a technology stack that is robust and scalable. This includes choosing a programming language, database, and other key components necessary for building your digital banking platform.

चरण 5: डिजिटल बैंकिंग ऐप विकसित करें और तृतीय-पक्ष सेवाओं को एकीकृत करें

Develop a user-friendly digital banking app that provides a seamless banking experience. Consider integrating third-party services, such as payment infrastructure and mobile phone verification, to enhance the functionality and convenience of your platform.

इन्वेस्टग्लास सीआरएम और डिजिटल पोर्टल समाधान: उत्पादकता बढ़ाने का बेहतरीन उपाय

InvestGlass offers a comprehensive suite of tools that can significantly enhance the operational efficiency of your digital banking platform. By leveraging the power of InvestGlass, you can build a more robust, feature-rich, and efficient digital bank.

डिजिटल बैंकों के लिए बनाए गए बिक्री उपकरण

साथ इन्वेस्टग्लास सेल्स टूल्स, you can automate your sales processes, track customer interactions, and manage your customer base effectively. This enables you to provide a personalized banking experience to your clients and enhance customer satisfaction.

स्वचालन उपकरण

इन्वेस्टग्लास स्वचालन उपकरण help automate repetitive tasks, freeing up your staff to focus on more critical aspects of your digital banking platform. These tools include transaction management, reporting, and more. The tools are ready for financial service providers in retail or निजी बैंकिंग. The solution includes suitability, appropriateness and 10+ risk metrics to warn bankers and compliance officers.

मार्केटिंग उपकरण

अपने डिजिटल बैंक की पहुंच को अधिकतम करें और ग्राहकों को आकर्षित करें। इन्वेस्टग्लास मार्केटिंग टूल्स. They provide email marketing, lead scoring, and other features to help you grow your customer base and increase brand awareness.

सहयोगात्मक पोर्टल

इन्वेस्टग्लास सहयोगी पोर्टल यह आपकी टीम को प्रभावी ढंग से सहयोग करने, विकास प्रक्रिया को सुव्यवस्थित करने और अधिक सुसंगत अंतिम उत्पाद सुनिश्चित करने की अनुमति देता है।.

किसी भी डिजिटल बैंक के लिए डिजिटल ऑनबोर्डिंग

ग्राहक अधिग्रहण की गति बढ़ाएं इन्वेस्टग्लास डिजिटल ऑनबोर्डिंग. Their seamless onboarding process ensures your clients have a smooth and hassle-free experience when joining your डिजिटल bank. The digital onboarding tool will mimic any paper contract and fulfil online banking onboarding needs.

ऑन-प्रिमाइस, स्विस सर्वर या दुबई सर्वर

InvestGlass can be hosted on Dubai servers, ensuring that the data will stay where you need. This is a unique advantage we are offering as tech giants are always hosted in AWS, AZURE or US-based servers. Then all clients’ data and sensitive data stay next to your tech stack.

निष्कर्ष

InvestGlass is a Swiss family-based company which will understand your expectation of digital transformation. The solution can be connected to your existing technology stack and core technology. It’s not only for fintech companies…. The पोर्टफोलियो प्रबंधन प्रणाली यह आपके लेन-देन इतिहास और रिपोर्टिंग टूल से भी जुड़ सकता है। हमने बाज़ार में तेज़ी से उत्पाद लाने और समय पर उत्पाद लॉन्च करने में अपनी दक्षता साबित की है। चाहे आप एक स्टार्टअप बैंक हों या एक पारंपरिक बैंक, हम आपके बैंकिंग उत्पाद और भौतिक शाखाओं को अपग्रेड करने में आपकी मदद करेंगे।.