디지털 뱅킹 플랫폼을 만들려면 어떻게 해야 하나요?

Creating a digital banking platform is a highly sought-after objective in today’s modern financial landscape. With an increasing number of digital banks emerging, the demand for efficient and convenient digital banking services continues to grow. In this article, we will guide you through the process of building a digital banking platform and discuss how InvestGlass CRM and digital portal solution can significantly boost your productivity.

1단계: 비즈니스 모델 및 가치 제안 정의하기

Before diving into the technical aspects of building a 디지털 뱅킹 platform, it is crucial to define your business model and value proposition. This includes understanding your target audience, the services you want to provide (such as personal loans, payment services, or mobile banking solutions), and what sets you apart from existing 디지털 은행 and traditional banks.

2단계: 시장 조사 수행

Conduct thorough market research to understand the needs and preferences of your target audience. This will help you tailor your digital banking platform to their needs and ensure your success in the highly competitive banking sector.

3단계: 은행 라이선스 취득 및 규정 준수 확인

Acquiring a banking license is essential to operate as a legitimate financial service provider. This process may involve significant initial capital and meeting regulatory requirements such as 자금 세탁 방지 (AML) and two-factor authentication (2FA) for customer data security. You might want to consider first a license shelter before you receive your own e-money and payment institution license.

4단계: 핵심 뱅킹 시스템 및 기술 스택 선택하기

Your core banking system is the foundation of your 디지털 뱅킹 플랫폼. It is responsible for managing customer accounts, transactions, and other banking services. When choosing your core banking system, consider factors such as scalability, ease of integration, and the level of customization required.

In addition, select a technology stack that is robust and scalable. This includes choosing a programming language, database, and other key components necessary for building your digital banking 플랫폼입니다.

5단계: 디지털 뱅킹 앱 개발 및 타사 서비스 통합

Develop a user-friendly digital banking app that provides a seamless banking experience. Consider integrating third-party services, such as payment infrastructure and mobile phone verification, to enhance the functionality and convenience of your platform.

InvestGlass CRM 및 디지털 포털 솔루션: 생산성 향상을 위한 최고의 솔루션

InvestGlass offers a comprehensive suite of tools that can significantly enhance the operational efficiency of your digital banking platform. By leveraging the power of InvestGlass, you can build a more robust, feature-rich, and efficient digital bank.

디지털 은행을 위한 영업 도구

함께 InvestGlass 영업 도구, you can automate your sales processes, track customer interactions, and manage your customer base effectively. This enables you to provide a personalized banking experience to your clients and enhance customer satisfaction.

자동화 도구

InvestGlass 자동화 도구 help automate repetitive tasks, freeing up your staff to focus on more critical aspects of your digital banking platform. These tools include transaction management, reporting, and more. The tools are ready for financial service providers in retail or 프라이빗 뱅킹. The solution includes suitability, appropriateness and 10+ risk metrics to warn bankers and compliance officers.

마케팅 도구

다음을 통해 디지털 뱅크의 도달 범위를 극대화하고 고객의 참여를 유도하세요. InvestGlass 마케팅 도구. They provide email marketing, lead scoring, and other features to help you grow your customer base and increase brand awareness.

협업 포털

InvestGlass 협업 포털 를 사용하면 팀이 효과적으로 협업하여 개발 프로세스를 간소화하고 보다 응집력 있는 최종 제품을 만들 수 있습니다.

모든 디지털 은행을 위한 디지털 온보딩

다음을 통해 고객 확보 속도를 높입니다. InvestGlass 디지털 온보딩. Their seamless onboarding process ensures your clients have a smooth and hassle-free experience when joining your 디지털 bank. The digital onboarding tool will mimic any paper contract and fulfil online banking onboarding needs.

온프레미스, 스위스 서버 또는 두바이 서버

InvestGlass can be hosted on Dubai servers, ensuring that the data will stay where you need. This is a unique advantage we are offering as tech giants are always hosted in AWS, AZURE or US-based servers. Then all clients’ data and sensitive data stay next to your tech stack.

결론

InvestGlass is a Swiss family-based company which will understand your expectation of digital transformation. The solution can be connected to your existing technology stack and core technology. It’s not only for fintech companies…. The 포트폴리오 관리 시스템 는 거래 내역 및 보고 도구에도 연결할 수 있습니다. 우리는 더 빠르고 시장 출시 시간을 존중하는 것으로 입증되었습니다. 스타트업 은행이나 기존 은행의 경우 뱅킹 상품과 실제 지점을 업그레이드할 수 있도록 도와드립니다.