{"id":50880,"date":"2026-06-11T15:48:38","date_gmt":"2026-06-11T13:48:38","guid":{"rendered":"https:\/\/www.investglass.com\/?p=50880"},"modified":"2026-05-28T15:52:18","modified_gmt":"2026-05-28T13:52:18","slug":"how-financial-institutions-can-achieve-regulatory-compliance-in-2026-a-practical-guide","status":"publish","type":"post","link":"https:\/\/www.investglass.com\/zh\/how-financial-institutions-can-achieve-regulatory-compliance-in-2026-a-practical-guide\/","title":{"rendered":"\u91d1\u878d\u673a\u6784\u5982\u4f55\u57282026\u5e74\u5b9e\u73b0\u5408\u89c4\uff1a\u5b9e\u7528\u6307\u5357"},"content":{"rendered":"<h2 id=\"h-key-takeaways\" class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Key_takeaways\"><\/span>\u4e3b\u8981\u6536\u83b7<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u76d1\u7ba1\u5408\u89c4\u662f\u6307\u9075\u5b88\u5177\u6709\u7ea6\u675f\u529b\u7684\u6cd5\u5f8b\u548c\u5408\u89c4\u6761\u4f8b\uff0c\u4f8b\u5982\u300a\u901a\u7528\u6570\u636e\u4fdd\u62a4\u6761\u4f8b\u300b\uff08GDPR\uff09\u3001\u300a\u91d1\u878d\u5de5\u5177\u5e02\u573a\u6307\u4ee4II\u300b\uff08MiFID II\uff09\u3001\u745e\u58eb\u91d1\u878d\u5e02\u573a\u76d1\u7763\u7ba1\u7406\u5c40\uff08FINMA\uff09\u901a\u544a\u3001\u82f1\u56fd\u91d1\u878d\u884c\u4e3a\u7ba1\u7406\u5c40\uff08FCA\uff09\u624b\u518c\u3001\u7f8e\u56fd\u8bc1\u5238\u4ea4\u6613\u59d4\u5458\u4f1a\uff08SEC\uff09\u89c4\u5219\u4ee5\u53ca\u5f53\u5730\u7684\u53cd\u6d17\u94b1\uff08AML\uff09\u6cd5\u5f8b\u3002.<\/li>\n\n\n\n<li>\u5982\u4eca\uff0c\u8fdd\u89c4\u884c\u4e3a\u7684\u540e\u679c\u901a\u5e38\u5305\u62ec\u6570\u5343\u4e07\u6216\u6570\u4ebf\u7684\u7f5a\u6b3e\u3001\u9ad8\u7ba1\u627f\u62c5\u5211\u4e8b\u8d23\u4efb\u3001\u8fd0\u8425\u9650\u5236\u4ee5\u53ca\u957f\u671f\u58f0\u8a89\u53d7\u635f\u3002.<\/li>\n\n\n\n<li>\u4f01\u4e1a\u6700\u6709\u6548\u786e\u4fdd\u5408\u89c4\u7684\u65b9\u5f0f\u662f\u901a\u8fc7\u4e00\u4e2a\u6574\u5408\u7684\u5408\u89c4\u8ba1\u5212\uff0c\u8be5\u8ba1\u5212\u5c06\u89c4\u7ae0\u5236\u5ea6\u3001\u57f9\u8bad\u3001\u76d1\u63a7\u3001\u5185\u90e8\u63a7\u5236\u4ee5\u53ca\u8bf8\u5982 InvestGlass \u5408\u89c4\u5de5\u4f5c\u6d41\u8f6f\u4ef6\u7b49\u6280\u672f\u7ed3\u5408\u8d77\u6765\u3002.<\/li>\n\n\n\n<li>InvestGlass \u4e3a\u5bfb\u6c42\u975e\u7f8e\u56fd\u6216\u4e2d\u56fd\u89e3\u51b3\u65b9\u6848\u3001\u4e14\u80fd\u4fdd\u969c\u6570\u636e\u5b89\u5168\u4e0e\u5ba2\u6237\u4e3b\u6743\u7684\u91d1\u878d\u673a\u6784\uff0c\u63d0\u4f9b\u4e00\u6b3e\u745e\u58eb\u4e3b\u6743\u5ba2\u6237\u5173\u7cfb\u7ba1\u7406\uff08CRM\uff09\u53ca\u5408\u89c4\u7ba1\u7406\u5e73\u53f0\u3002.<\/li>\n\n\n\n<li>\u52302026\u5e74\uff0c\u5408\u89c4\u7ba1\u7406\u5fc5\u987b\u662f\u6301\u7eed\u7684\u3001\u53ef\u8861\u91cf\u7684\uff0c\u5e76\u878d\u5165\u65e5\u5e38\u4e1a\u52a1\u6d41\u7a0b\u4e4b\u4e2d\uff0c\u800c\u4e0d\u662f\u4ec5\u4ec5\u4fdd\u5b58\u5728\u9759\u6001\u7684\u653f\u7b56\u624b\u518c\u4e2d\u3002.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u76d1\u7ba1\u8981\u6c42\u6b63\u53d8\u5f97\u65e5\u76ca\u4e25\u683c\u3001\u8282\u594f\u66f4\u5feb\u4e14\u66f4\u5177\u64cd\u4f5c\u6027\u3002\u5bf9\u4e8e\u94f6\u884c\u3001\u8d22\u5bcc\u7ba1\u7406\u673a\u6784\u3001\u4fdd\u9669\u516c\u53f8\u548c\u91d1\u878d\u79d1\u6280\u516c\u53f8\u800c\u8a00\uff0c\u5408\u89c4\u65b9\u9762\u7684\u91cd\u5927\u51b3\u7b56\u5982\u4eca\u5df2\u5f71\u54cd\u5230\u5ba2\u6237\u5f00\u6237\u3001\u5ba2\u6237\u6c9f\u901a\u3001\u6295\u8d44\u7ec4\u5408\u5efa\u8bae\u3001\u7f51\u7edc\u5b89\u5168\u3001\u5916\u5305\u4ee5\u53ca\u8463\u4e8b\u4f1a\u62a5\u544a\u7b49\u5404\u4e2a\u73af\u8282\u3002.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/www.investglass.com\/wp-content\/uploads\/2026\/04\/regulated-financial-platforms-1024x683.jpg\" alt=\"\u76d1\u7ba1\u7684\u91d1\u878d\u5e73\u53f0\" class=\"wp-image-49549\" srcset=\"https:\/\/www.investglass.com\/wp-content\/uploads\/2026\/04\/regulated-financial-platforms-1024x683.jpg 1024w, https:\/\/www.investglass.com\/wp-content\/uploads\/2026\/04\/regulated-financial-platforms-300x200.jpg 300w, https:\/\/www.investglass.com\/wp-content\/uploads\/2026\/04\/regulated-financial-platforms-768x512.jpg 768w, https:\/\/www.investglass.com\/wp-content\/uploads\/2026\/04\/regulated-financial-platforms-1536x1024.jpg 1536w, https:\/\/www.investglass.com\/wp-content\/uploads\/2026\/04\/regulated-financial-platforms-scaled.jpg 2048w, https:\/\/www.investglass.com\/wp-content\/uploads\/2026\/04\/regulated-financial-platforms-18x12.jpg 18w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\">\u76d1\u7ba1\u7684\u91d1\u878d\u5e73\u53f0<\/figcaption><\/figure>\n\n\n\n<h2 id=\"h-what-is-regulatory-compliance-in-financial-services\" class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_is_regulatory_compliance_in_financial_services\"><\/span>\u91d1\u878d\u670d\u52a1\u9886\u57df\u7684\u5408\u89c4\u6027\u662f\u6307\u91d1\u878d\u673a\u6784\u9075\u5b88\u5bf9\u5176\u4e1a\u52a1\u8fd0\u8425\u8fdb\u884c\u7ba1\u8f96\u7684\u6cd5\u5f8b\u3001\u6cd5\u89c4\u3001\u51c6\u5219\u548c\u89c4\u8303\u7684\u8fc7\u7a0b\u3002<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u76d1\u7ba1\u5408\u89c4\u662f\u6307\u9075\u5b88\u7531\u745e\u58eb\u91d1\u878d\u5e02\u573a\u76d1\u7ba1\u5c40\uff08FINMA\uff09\u3001\u82f1\u56fd\u91d1\u878d\u884c\u4e3a\u76d1\u7ba1\u5c40\uff08FCA\uff09\u3001\u6b27\u6d32\u8bc1\u5238\u548c\u5e02\u573a\u7ba1\u7406\u5c40\uff08ESMA\uff09\u3001\u7f8e\u56fd\u8bc1\u5238\u4ea4\u6613\u59d4\u5458\u4f1a\uff08SEC\uff09\u3001\u5404\u56fd\u4e2d\u592e\u94f6\u884c\u53ca\u5176\u4ed6\u4e3b\u8981\u76d1\u7ba1\u673a\u6784\u5236\u5b9a\u7684\u5916\u90e8\u6cd5\u5f8b\u3001\u89c4\u5219\u548c\u5408\u89c4\u6807\u51c6\u3002 \u4e00\u4e2a\u5b9e\u7528\u7684\u76d1\u7ba1\u5408\u89c4\u5b9a\u4e49\u662f\uff1a\u76d1\u7ba1\u5408\u89c4\u662f\u6307\u9075\u5b88\u653f\u5e9c\u548c\u76d1\u7ba1\u673a\u6784\u9488\u5bf9\u7ec4\u7ec7\u6240\u5c5e\u884c\u4e1a\u5236\u5b9a\u7684\u6cd5\u5f8b\u3001\u6cd5\u89c4\u3001\u653f\u7b56\u548c\u7a0b\u5e8f\u7684\u8fc7\u7a0b\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5728\u91d1\u878d\u670d\u52a1\u9886\u57df\uff0c\u5408\u89c4\u662f\u6307\u4f01\u4e1a\u5982\u4f55\u6ee1\u8db3\u53cd\u6d17\u94b1\u3001\u6253\u51fb\u6050\u6016\u4e3b\u4e49\u878d\u8d44\u3001\u4e86\u89e3\u4f60\u7684\u5ba2\u6237\uff08KYC\uff09\u3001\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5\u3001\u6570\u636e\u5b89\u5168\u3001\u9690\u79c1\u4fdd\u62a4\u3001\u4e1a\u52a1\u884c\u4e3a\u89c4\u8303\u3001\u8d44\u672c\u5145\u8db3\u7387\u53ca\u62a5\u544a\u7b49\u65b9\u9762\u7684\u5177\u6709\u7ea6\u675f\u529b\u7684\u5916\u90e8\u6cd5\u5f8b\u8981\u6c42\u3002 2026\u5e74\u7684\u5408\u89c4\u6cd5\u89c4\u5305\u62ec\u6b27\u76df\u7684\u300a\u91d1\u878d\u5de5\u5177\u5e02\u573a\u6307\u4ee4II\u300b\uff08MiFID II\uff09\u548c\u300a\u91d1\u878d\u5de5\u5177\u5e02\u573a\u6cd5\u89c4\u300b\uff08MiFIR\uff09\u3001\u82f1\u56fd\u7684\u300a\u9ad8\u7ea7\u7ba1\u7406\u4eba\u5458\u548c\u8ba4\u8bc1\u5236\u5ea6\u300b\u3001\u901a\u7528\u6570\u636e\u4fdd\u62a4\u6761\u4f8b\uff08GDPR\uff09\u3001\u745e\u58eb\u300a\u53cd\u6d17\u94b1\u6cd5\u300b\u4ee5\u53ca\u300a\u5df4\u585e\u5c14\u534f\u8baeIII\u300b\u8d44\u672c\u6807\u51c6\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u76d1\u7ba1\u5408\u89c4\u4e0d\u540c\u4e8e\u4f01\u4e1a\u5408\u89c4\u3002\u76d1\u7ba1\u5408\u89c4\u8981\u6c42\u6765\u81ea\u9002\u7528\u7684\u6cd5\u89c4\u3001\u653f\u5e9c\u673a\u6784\u548c\u76d1\u7ba1\u5f53\u5c40\u3002\u4f01\u4e1a\u5408\u89c4\u5219\u6db5\u76d6\u5185\u90e8\u51c6\u5219\u3001\u9053\u5fb7\u4ef7\u503c\u89c2\u3001\u6cbb\u7406\u6d41\u7a0b\u4ee5\u53ca\u5c06\u8fd9\u4e9b\u5916\u90e8\u4e49\u52a1\u8f6c\u5316\u4e3a\u65e5\u5e38\u884c\u4e3a\u7684\u5185\u90e8\u653f\u7b56\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">InvestGlass \u7684\u8bbe\u8ba1\u65e8\u5728\u5e2e\u52a9\u53d7\u76d1\u7ba1\u7684\u673a\u6784\u5c06\u5408\u89c4\u8981\u6c42\u878d\u5165\u5ba2\u6237\u751f\u547d\u5468\u671f\u7ba1\u7406\u3001\u6570\u5b57\u5316\u5f00\u6237\u3001\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5\uff08KYC\uff09\u3001\u6295\u8d44\u7ec4\u5408\u76d1\u63a7\u4ee5\u53ca\u7b26\u5408\u5ba1\u8ba1\u8981\u6c42\u7684\u8bb0\u5f55\u4fdd\u5b58\u4e2d\uff0c\u4f5c\u4e3a <a href=\"https:\/\/www.investglass.com\/zh\/\" target=\"_self\">\u96c6\u9500\u552e\u81ea\u52a8\u5316\u4e0e\u5ba2\u6237\u5173\u7cfb\u7ba1\u7406\u4e8e\u4e00\u4f53\u7684\u591a\u529f\u80fd\u5e73\u53f0<\/a>.<\/p>\n\n\n\n<h2 id=\"h-core-compliance-regulations-and-standards-financial-firms-must-know\" class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Core_compliance_regulations_and_standards_financial_firms_must_know\"><\/span>\u91d1\u878d\u673a\u6784\u5fc5\u987b\u4e86\u89e3\u7684\u6838\u5fc3\u5408\u89c4\u6cd5\u89c4\u4e0e\u6807\u51c6<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u6b27\u6d32\u3001\u82f1\u56fd\u3001\u745e\u58eb\u3001\u4e2d\u4e1c\u4ee5\u53ca\u5168\u7403\u91d1\u878d\u4e2d\u5fc3\u7684\u91d1\u878d\u673a\u6784\u9762\u4e34\u7740\u76f8\u4e92\u91cd\u53e0\u7684\u5408\u89c4\u6cd5\u5f8b\u548c\u884c\u4e1a\u7279\u5b9a\u6cd5\u89c4\u3002\u6700\u76f8\u5173\u7684\u5408\u89c4\u6846\u67b6\u5305\u62ec\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u91d1\u878d\u5e02\u573a\u76d1\u7ba1\uff1a<\/strong> \u300a\u91d1\u878d\u5de5\u5177\u5e02\u573a\u6307\u4ee4II\u300b\uff08MiFID II\uff09\u548c\u300a\u91d1\u878d\u5de5\u5177\u5e02\u573a\u6cd5\u89c4\u300b\uff08MiFIR\uff09\u6d89\u53ca\u6295\u8d44\u8005\u4fdd\u62a4\u3001\u9002\u5f53\u6027\u3001\u900f\u660e\u5ea6\u53ca\u62a5\u544a\u8981\u6c42\uff1b\u300a\u5df4\u585e\u5c14\u534f\u8baeIII\u300b\u6d89\u53ca\u8d44\u672c\u548c\u6d41\u52a8\u6027\uff1b\u300a\u6b27\u6d32\u5e02\u573a\u57fa\u7840\u8bbe\u65bd\u76d1\u7ba1\u6761\u4f8b\u300b\uff08EMIR\uff09\u6d89\u53ca\u884d\u751f\u54c1\uff1b\u300a\u7b80\u5355\u5305\u88c5\u6295\u8d44\u4ea7\u54c1\u6761\u4f8b\u300b\uff08PRIIPs\uff09\u6d89\u53ca\u5305\u88c5\u6295\u8d44\u4ea7\u54c1\u3002.<\/li>\n\n\n\n<li><strong>\u6570\u636e\u9690\u79c1\u4e0e\u6570\u636e\u5b89\u5168\uff1a<\/strong> GDPR\u3001\u82f1\u56fd GDPR\u3001\u745e\u58eb\u4fee\u8ba2\u7248 FADP\uff0c\u4ee5\u53ca\u7528\u4e8e ICT \u98ce\u9669\u4e0e\u4e8b\u4ef6\u62a5\u544a\u7684\u300a\u6570\u5b57\u8fd0\u8425\u97e7\u6027\u6cd5\u6848\u300b\u3002\u6b27\u76df\u7684 <a href=\"https:\/\/commission.europa.eu\/law\/law-topic\/data-protection_en\" target=\"_self\">GDPR<\/a> \u9002\u7528\u4e8e\u4efb\u4f55\u5904\u7406\u6b27\u76df\u516c\u6c11\u6570\u636e\u7684\u7ec4\u7ec7\uff0c\u65e0\u8bba\u8be5\u7ec4\u7ec7\u7684\u6240\u5728\u5730\u5728\u54ea\u91cc\u3002.<\/li>\n\n\n\n<li><strong>\u53cd\u6d17\u94b1\u4e0e\u4e86\u89e3\u4f60\u7684\u5ba2\u6237\uff1a<\/strong> \u6b27\u76df\u53cd\u6d17\u94b1\u6cd5\u89c4\u5305\u3001\u7b2c\u4e94\u548c\u7b2c\u516d\u4efd\u53cd\u6d17\u94b1\u6307\u4ee4\u3001\u91d1\u878d\u884c\u52a8\u7279\u522b\u5de5\u4f5c\u7ec4\uff08FATF\uff09\u7684\u5efa\u8bae\u3001\u300a2017\u5e74\u82f1\u56fd\u53cd\u6d17\u94b1\u6761\u4f8b\u300b\u548c\u745e\u58eb\u91d1\u878d\u5e02\u573a\u76d1\u7ba1\u5c40\uff08FINMA\uff09\u7684\u53cd\u6d17\u94b1\u6761\u4f8b\uff0c\u4ee5\u53ca\u6cd5\u56fd\u7684 <a href=\"https:\/\/www.investglass.com\/zh\/%e4%bb%80%e4%b9%88%e6%98%af%e6%b3%95%e5%9b%bd%e7%9a%84-aml-%e5%92%8c-lcb-ft\/\" target=\"_self\">LCB\u5173\u4e8e\u53cd\u6d17\u94b1\u548c\u53cd\u6050\u6016\u4e3b\u4e49\u878d\u8d44\u7684\u6846\u67b6<\/a>.<\/li>\n\n\n\n<li><strong>\u5b89\u5168\u4e0e\u4fdd\u969c\u6807\u51c6\uff1a<\/strong> \u652f\u4ed8\u5361\u6570\u636e\u5b89\u5168\u6807\u51c6\uff08PCI DSS\uff09\u3001\u4fe1\u606f\u5b89\u5168\u7ba1\u7406\u4f53\u7cfb\u6807\u51c6\uff08ISO 27001\uff09\u3001SOC 2 \u62a5\u544a\uff0c\u4ee5\u53ca\u82f1\u56fd\u91d1\u878d\u884c\u4e3a\u76d1\u7ba1\u5c40\uff08FCA\uff09\u548c\u9999\u6e2f\u8bc1\u5238\u53ca\u671f\u8d27\u4e8b\u52a1\u76d1\u5bdf\u59d4\u5458\u4f1a\uff08SFC\uff09\u7b49\u76d1\u7ba1\u673a\u6784\u5236\u5b9a\u7684\u5f53\u5730\u884c\u4e3a\u51c6\u5219\u3002.<\/li>\n\n\n\n<li><strong>\u7f8e\u56fd\u53ca\u8de8\u884c\u4e1a\u6cd5\u5f8b\uff1a<\/strong> \u5728\u7f8e\u56fd\uff0c\u91d1\u878d\u884c\u4e1a\u53d7\u300a\u591a\u5fb7-\u5f17\u5170\u514b\u6cd5\u6848\u300b\u548c\u300a\u8428\u73ed\u65af-\u5965\u514b\u65af\u5229\u6cd5\u6848\u300b\u7b49\u7acb\u6cd5\u7684\u76d1\u7ba1\uff0c\u8fd9\u4e9b\u7acb\u6cd5\u5f3a\u52a0\u4e86\u4e25\u683c\u7684\u5408\u89c4\u8981\u6c42\uff0c\u4ee5\u589e\u5f3a\u900f\u660e\u5ea6\u548c\u95ee\u8d23\u5236\u3002\u8054\u90a6\u8d38\u6613\u59d4\u5458\u4f1a\u4e5f\u662f\u4e00\u4e2a\u4e0e\u9690\u79c1\u3001\u6d88\u8d39\u8005\u4fdd\u62a4\u548c\u4e0d\u6b63\u5f53\u505a\u6cd5\u76f8\u5173\u7684\u8054\u90a6\u76d1\u7ba1\u673a\u6784\u3002.<\/li>\n\n\n\n<li><strong>\u5176\u4ed6\u53d7\u76d1\u7ba1\u884c\u4e1a\uff1a<\/strong> \u300a\u5065\u5eb7\u4fdd\u9669\u6d41\u901a\u4e0e\u8d23\u4efb\u6cd5\u6848\u300b\u89c4\u8303\u4e86\u5065\u5eb7\u4fe1\u606f\u7684\u4fdd\u62a4\u3002\u300a\u6d41\u901a\u4e0e\u8d23\u4efb\u6cd5\u6848\u300b\u901a\u5e38\u901a\u8fc7HIPAA\u6cd5\u89c4\u88ab\u63d0\u53ca\uff0c\u533b\u7597\u4fdd\u5065\u7ec4\u7ec7\u5fc5\u987b\u4fdd\u62a4\u60a3\u8005\u6570\u636e\u3002\u201c\u4fdd\u9669\u6d41\u901a\u4e0e\u8d23\u4efb\u201d\u8fd9\u4e00\u77ed\u8bed\u662f\u8be5\u6846\u67b6\u7684\u6838\u5fc3\uff0c\u201c\u8d23\u4efb\u6cd5\u6848\u201d\u8981\u7d20\u5219\u5f3a\u8c03\u4e86\u5bf9\u6709\u636e\u53ef\u67e5\u7684\u63a7\u5236\u63aa\u65bd\u7684\u9700\u6c42\u3002\u300a\u52a0\u5dde\u6d88\u8d39\u8005\u9690\u79c1\u6cd5\u6848\u300b\u4e5f\u8868\u660e\u4e86\u9690\u79c1\u4e49\u52a1\u662f\u5982\u4f55\u5ef6\u4f38\u5230\u6b27\u6d32\u4ee5\u5916\u5730\u533a\u7684\u3002\u5728\u91d1\u878d\u9886\u57df\u4e4b\u5916\uff0c\u56fd\u5bb6\u6807\u51c6\u4e0e\u6280\u672f\u7814\u7a76\u6240\u3001\u804c\u4e1a\u5b89\u5168\u3001\u5de5\u4f5c\u573a\u6240\u5b89\u5168\u3001\u804c\u4e1a\u5065\u5eb7\u3001\u5065\u5eb7\u7ba1\u7406\u5c40\u548c\u5b89\u5168\u7ba1\u7406\u5c40\u7684\u4e49\u52a1\u5851\u9020\u4e86\u5176\u4ed6\u884c\u4e1a\u7684\u5408\u89c4\u6027\uff0c\u751a\u81f3\u5728\u8bf8\u5982 <a href=\"https:\/\/www.investglass.com\/zh\/%e7%89%99%e7%a7%91%e8%af%8a%e6%89%80%e7%9a%84-crm\/\" target=\"_self\">\u9488\u5bf9\u7259\u79d1\u8bca\u6240\u7684\u745e\u58ebCRM\u89e3\u51b3\u65b9\u6848<\/a> \u548c <a href=\"https:\/\/www.investglass.com\/zh\/%e6%b2%bb%e7%96%97%e5%b8%88%e7%9a%84-crm\/\" target=\"_self\">\u9762\u5411\u745e\u58eb\u6cbb\u7597\u5e08\u7684\u8bca\u6240\u7ba1\u7406\u5e73\u53f0<\/a> \u5fc5\u987b\u5728\u8bbe\u8ba1\u4e2d\u878d\u5165\u9690\u79c1\u548c\u5408\u89c4\u6027\u3002.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u73b0\u884c\u8bb8\u591a\u6cd5\u89c4\u6b63\u662f\u4e3a\u4e86\u4fdd\u62a4\u654f\u611f\u4fe1\u606f\u800c\u5236\u5b9a\u7684\u3002\u9075\u5b88\u76f8\u5173\u6807\u51c6\u6709\u52a9\u4e8e\u7ec4\u7ec7\u4fdd\u62a4\u4e2a\u4eba\u8eab\u4efd\u4fe1\u606f\u548c\u8d22\u52a1\u8bb0\u5f55\uff0c\u4f7f\u5176\u514d\u53d7\u7f51\u7edc\u5a01\u80c1\u3001\u5b89\u5168\u6f0f\u6d1e\u548c\u8fd0\u8425\u6ee5\u7528\u7684\u4fb5\u5bb3\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">InvestGlass \u652f\u6301\u5c06\u76d1\u7ba1\u5408\u89c4\u8981\u6c42\u6620\u5c04\u5230\u5177\u4f53\u7684\u63a7\u5236\u63aa\u65bd\uff0c\u5305\u62ec\u201c\u4e86\u89e3\u4f60\u7684\u5ba2\u6237\u201d\uff08KYC\uff09\u6838\u67e5\u6e05\u5355\u3001\u9002\u5b9c\u6027\u95ee\u5377\u3001\u98ce\u9669\u8bc4\u5206\u3001\u81ea\u52a8\u5316\u5ba1\u6279\u4ee5\u53ca\u6258\u7ba1\u4e8e\u745e\u58eb\u5883\u5185\u7684\u8bb0\u5f55\u3002.<\/p>\n\n\n\n<h2 id=\"h-regulatory-compliance-in-europe-the-uk-and-switzerland\" class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Regulatory_compliance_in_Europe_the_UK_and_Switzerland\"><\/span>\u6b27\u6d32\u3001\u82f1\u56fd\u548c\u745e\u58eb\u7684\u76d1\u7ba1\u5408\u89c4<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u5728\u6b27\u6d32\u8fd0\u8425\u6216\u4e3a\u6b27\u6d32\u5ba2\u6237\u63d0\u4f9b\u670d\u52a1\u7684\u516c\u53f8\u9762\u4e34\u7740\u6765\u81ea\u6b27\u76df\u3001\u533a\u57df\u548c\u56fd\u5bb6\u5c42\u9762\u7684\u591a\u5c42\u5408\u89c4\u4e49\u52a1\u3002\u8de8\u56fd\u516c\u53f8\u5fc5\u987b\u6839\u636e\u5ba2\u6237\u5c45\u4f4f\u5730\u3001\u8bb0\u8d26\u4e2d\u5fc3\u3001\u6cd5\u5f8b\u5b9e\u4f53\u548c\u4ea7\u54c1\u7c7b\u578b\u6765\u786e\u5b9a\u9002\u7528\u7684\u6cd5\u89c4\u3002.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u6b27\u6d32\u8054\u76df<\/strong> MiFID II\u3001GDPR\u3001DORA\u548c\u300a\u52a0\u5bc6\u8d44\u4ea7\u5e02\u573a\u6761\u4f8b\u300b\u9002\u7528\u4e8e\u5404\u4e2a\u6210\u5458\u56fd\u3002\u6839\u636e\u2026\u2026\uff0cMiCA\u81ea2024\u5e74\u81f32026\u5e74\u5206\u9636\u6bb5\u5b9e\u65bd\uff0c\u9002\u7528\u8fc7\u6e21\u6761\u6b3e\u7684\u52a0\u5bc6\u8d44\u4ea7\u670d\u52a1\u63d0\u4f9b\u5546\u9700\u57282026\u5e747\u67081\u65e5\u4e4b\u524d\u83b7\u5f97\u6388\u6743 <a href=\"https:\/\/financialregulations.eu\/blog\/eu-financial-regulation-deadlines-2026?utm_source=openai\" target=\"_self\">\u6b27\u6d32\u76d1\u7ba1\u622a\u6b62\u65e5\u671f\u5206\u6790<\/a>. \u4fee\u8ba2\u540e\u7684\u53cd\u6d17\u94b1\u4e00\u63fd\u5b50\u8ba1\u5212\u9884\u8ba1\u5c06\u4e8e2026\u5e747\u670810\u65e5\u5168\u9762\u5b9e\u65bd\u3002.<\/li>\n\n\n\n<li><strong>\u82f1\u56fd<\/strong> \u82f1\u56fd\u91d1\u878d\u884c\u4e3a\u76d1\u7ba1\u5c40\uff08FCA\uff09\u548c\u5ba1\u614e\u76d1\u7ba1\u5c40\uff08PRA\uff09\u5728\u8131\u6b27\u540e\u7684\u76d1\u7ba1\u4f53\u5236\u4e0b\u5bf9\u91d1\u878d\u673a\u6784\u8fdb\u884c\u76d1\u7ba1\u3002\u9ad8\u7ea7\u7ecf\u7406\u4e0e\u8ba4\u8bc1\u4e13\u5458\u5236\u5ea6\uff08SMCR\uff09\u5f3a\u52a0\u4e86\u4e2a\u4eba\u95ee\u8d23\u5236\uff0c\u201c\u6d88\u8d39\u804c\u8d23\u201d\uff08Consumer Duty\uff09\u81ea2023\u5e747\u6708\u8d77\u5f00\u59cb\u9002\u7528\uff0c\u4e14\u82f1\u56fd\u300a\u901a\u7528\u6570\u636e\u4fdd\u62a4\u6761\u4f8b\u300b\uff08UK GDPR\uff09\u5bf9\u4e2a\u4eba\u6570\u636e\u8fdb\u884c\u89c4\u5236\u3002.<\/li>\n\n\n\n<li><strong>\u745e\u58eb<\/strong> FINMA\u76d1\u7ba1\u94f6\u884c\u3001\u4fdd\u9669\u516c\u53f8\u3001\u8d44\u4ea7\u7ba1\u7406\u516c\u53f8\u4ee5\u53ca\u5176\u4ed6\u53d7\u76d1\u7ba1\u673a\u6784\u3002\u300a\u91d1\u878d\u670d\u52a1\u6cd5\u300b\uff08FinSA\uff09\u548c\u300a\u91d1\u878d\u673a\u6784\u6cd5\u300b\uff08FinIA\uff09\u4e8e2020\u5e74\u5168\u9762\u751f\u6548\uff0c\u800c\u81ea2023\u5e74\u8d77\u751f\u6548\u7684\u4fee\u8ba2\u7248\u300a\u8054\u90a6\u6570\u636e\u4fdd\u62a4\u6cd5\u300b\uff08FADP\uff09\u5219\u8fdb\u4e00\u6b65\u5f3a\u5316\u4e86\u745e\u58eb\u7684\u6570\u636e\u4fdd\u62a4\u3002\u5bf9\u4e8e\u91d1\u878d\u6570\u636e\u548c\u654f\u611f\u6570\u636e\u800c\u8a00\uff0c\u672c\u5730\u6258\u7ba1\u53d8\u5f97\u65e5\u76ca\u91cd\u8981\u3002.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u8de8\u56fd\u4f01\u4e1a\u53d7\u76ca\u4e8e\u96c6\u4e2d\u7684\u5408\u89c4\u7ba1\u7406\uff0c\u8be5\u7ba1\u7406\u8bb0\u5f55\u9002\u7528\u4e8e\u6bcf\u4e2a\u5ba2\u6237\u5173\u7cfb\u7684\u6cd5\u5f8b\u6cd5\u89c4\u3002InvestGlass \u7684\u745e\u58eb\u6258\u7ba1\u548c\u53ef\u9009\u7684\u672c\u5730\u90e8\u7f72\u6709\u52a9\u4e8e\u673a\u6784\u6ee1\u8db3\u6b27\u76df\u548c\u745e\u58eb\u5bf9\u6570\u636e\u9a7b\u7559\u7684\u671f\u671b\uff0c\u540c\u65f6\u907f\u514d\u5bf9\u7f8e\u56fd\u6216\u4e2d\u56fd\u4e91\u57fa\u7840\u8bbe\u65bd\u7684\u4f9d\u8d56\u3002.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/www.investglass.com\/wp-content\/uploads\/2026\/03\/Compliance-for-Banking-Sector-1024x683.jpg\" alt=\"\u94f6\u884c\u4e1a\u5408\u89c4\" class=\"wp-image-49433\" srcset=\"https:\/\/www.investglass.com\/wp-content\/uploads\/2026\/03\/Compliance-for-Banking-Sector-1024x683.jpg 1024w, https:\/\/www.investglass.com\/wp-content\/uploads\/2026\/03\/Compliance-for-Banking-Sector-300x200.jpg 300w, https:\/\/www.investglass.com\/wp-content\/uploads\/2026\/03\/Compliance-for-Banking-Sector-768x512.jpg 768w, https:\/\/www.investglass.com\/wp-content\/uploads\/2026\/03\/Compliance-for-Banking-Sector-1536x1024.jpg 1536w, https:\/\/www.investglass.com\/wp-content\/uploads\/2026\/03\/Compliance-for-Banking-Sector-scaled.jpg 2048w, https:\/\/www.investglass.com\/wp-content\/uploads\/2026\/03\/Compliance-for-Banking-Sector-18x12.jpg 18w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\">\u94f6\u884c\u4e1a\u5408\u89c4<\/figcaption><\/figure>\n\n\n\n<h2 id=\"h-compliance-obligations-across-key-financial-sectors\" class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Compliance_obligations_across_key_financial_sectors\"><\/span>\u5173\u952e\u91d1\u878d\u9886\u57df\u7684\u5408\u89c4\u4e49\u52a1<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u5408\u89c4\u8981\u6c42\u56e0\u884c\u4e1a\u800c\u5f02\u3002\u7531\u4e8e\u98ce\u9669\u66b4\u9732\u3001\u6570\u636e\u5904\u7406\u8981\u6c42\u548c\u793e\u4f1a\u5f71\u54cd\u7684\u4e0d\u540c\uff0c\u4e0d\u540c\u884c\u4e1a\u9762\u4e34\u7740\u72ec\u7279\u7684\u76d1\u7ba1\u4e49\u52a1\uff0c\u4f8b\u5982\u533b\u7597\u4fdd\u5065\u884c\u4e1a\u7684 HIPAA \u548c\u6b27\u76df\u6570\u636e\u4fdd\u62a4\u7684 GDPR \u7b49\u5177\u4f53\u6cd5\u89c4\u3002.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u96f6\u552e\u94f6\u884c\u4e0e\u79c1\u4eba\u94f6\u884c\uff1a<\/strong> \u94f6\u884c\u5fc5\u987b\u7ba1\u7406KYC\u3001\u7528\u4e8e\u53cd\u6d17\u94b1\u7684\u4ea4\u6613\u76d1\u63a7\u3001\u9488\u5bf9\u6b27\u76df\u3001OFAC\u548c\u8054\u5408\u56fd\u540d\u5355\u7684\u5236\u88c1\u7b5b\u67e5\u3001\u9002\u5f53\u6027\u4e0e\u9002\u5207\u6027\u6d4b\u8bd5\u4ee5\u53ca\u5b9a\u671f\u5ba2\u6237\u5ba1\u67e5\u3002.<\/li>\n\n\n\n<li><strong>\u8d22\u5bcc\u4e0e\u8d44\u4ea7\u7ba1\u7406<\/strong> \u91d1\u878d\u673a\u6784\u9700\u8981\u6309\u7167\u300a\u91d1\u878d\u5de5\u5177\u5e02\u573a\u6307\u4ee4II\u300b\uff08MiFID II\uff09\u8fdb\u884c\u9002\u5f53\u6027\u8bc4\u4f30\u3001\u4ea7\u54c1\u6cbb\u7406\uff0c\u6839\u636e\u300a\u53ef\u6301\u7eed\u91d1\u878d\u62ab\u9732\u6761\u4f8b\u300b\uff08SFDR\uff09\u8fdb\u884cESG\u4fe1\u606f\u62ab\u9732\uff0c\u5e76\u5236\u5b9a\u6700\u4f73\u6267\u884c\u653f\u7b56\u3002\u5728\u5ba2\u6237\u5173\u7cfb\u7ba1\u7406\u7cfb\u7edf\uff08CRM\uff09\u4e2d\u5efa\u7acb\u8be6\u7ec6\u7684\u5ba2\u6237\u753b\u50cf\u81f3\u5173\u91cd\u8981\uff0c\u7279\u522b\u662f\u5bf9\u4e8e <a href=\"https:\/\/www.investglass.com\/zh\/%e7%a7%81%e4%ba%ba%e9%93%b6%e8%a1%8c-crm\/\" target=\"_self\">\u4f7f\u7528\u4e13\u4e1aCRM\u5e73\u53f0\u7684\u79c1\u4eba\u94f6\u884c<\/a>.<\/li>\n\n\n\n<li><strong>\u4fdd\u9669\u4e0e\u94f6\u884c\u4fdd\u9669\uff1a<\/strong> \u4f01\u4e1a\u5fc5\u987b\u9075\u5b88\u300a\u4fdd\u9669\u9500\u552e\u6307\u4ee4\u300b\uff08IDD\uff09\u3001\u884c\u4e3a\u51c6\u5219\u3001\u62ab\u9732\u4e49\u52a1\u4ee5\u53ca\u5ba2\u6237\u610f\u89c1\u548c\u540c\u610f\u7684\u8bb0\u5f55\u7559\u5b58\u89c4\u5b9a\u3002.<\/li>\n\n\n\n<li><strong>\u91d1\u878d\u79d1\u6280\u516c\u53f8\u548c\u65b0\u94f6\u884c\uff1a<\/strong> \u5e73\u53f0\u5fc5\u987b\u5e94\u5bf9 PSD2\u3001\u5f00\u653e\u94f6\u884c\u4e1a\u52a1\u3001\u5f3a\u5ba2\u6237\u8eab\u4efd\u9a8c\u8bc1\u3001ISO 27001\u3001SOC 2\u3001\u4e91\u5916\u5305\u89c4\u5219\u4ee5\u53ca\uff08\u5982\u9002\u7528\uff09MiCA\uff0c\u901a\u5e38\u4f9d\u8d56\u4e8e <a href=\"https:\/\/www.investglass.com\/zh\/%e5%a6%82%e4%bd%95%e8%87%aa%e5%8a%a8%e8%bf%9b%e8%a1%8c-kyc-%e9%aa%8c%e8%af%81-%e8%87%aa%e5%8a%a8%e5%bc%80%e5%8f%91%e6%b8%b8%e6%88%8f\/\" target=\"_self\">\u6570\u5b57\u5f00\u6237\u6d41\u7a0b\u4e2d\u7684\u81ea\u52a8\u5316KYC\u9a8c\u8bc1<\/a> \u4e14\u7a33\u5065 <a href=\"https:\/\/www.investglass.com\/zh\/what-is-kyc-for-cryptocurrencies\/\" target=\"_self\">\u745e\u58eb\u52a0\u5bc6\u8d27\u5e01\u4f01\u4e1a\u7684KYC\u5408\u89c4\u6846\u67b6<\/a>.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">InvestGlass \u652f\u6301\u6309\u884c\u4e1a\u8fdb\u884c\u914d\u7f6e\uff0c\u56e0\u6b64\u6bcf\u4e2a\u4e1a\u52a1\u7ebf\u90fd\u80fd\u83b7\u5f97\u91cf\u8eab\u5b9a\u5236\u7684\u5ba2\u6237\u5165\u804c\u6d41\u7a0b\u3001\u98ce\u9669\u8bc4\u5206\u6a21\u578b\u3001\u5ba1\u6279\u8def\u5f84\u548c\u68c0\u67e5\u6e05\u5355\uff0c\u8fd9\u4e9b\u5185\u5bb9\u5747\u7b26\u5408\u5177\u4f53\u7684\u76d1\u7ba1\u5408\u89c4\u8981\u6c42\uff0c\u5e76\u7531\u4e00\u4e2a <a href=\"https:\/\/www.investglass.com\/zh\/%e7%bb%8f%e7%ba%aa%e4%ba%ba%e7%9a%84-crm\/\" target=\"_self\">\u9762\u5411\u91d1\u878d\u9500\u552e\u548c\u8425\u9500\u56e2\u961f\u7684\u745e\u58ebCRM\u7cfb\u7edf<\/a>.<\/p>\n\n\n\n<h2 id=\"h-why-regulatory-compliance-matters-in-2026\" class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Why_regulatory_compliance_matters_in_2026\"><\/span>\u4e3a\u4ec0\u4e48\u57282026\u5e74\u5408\u89c4\u81f3\u5173\u91cd\u8981<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u81ea\u5168\u7403\u91d1\u878d\u5371\u673a\u53ca\u591a\u8d77\u5907\u53d7\u77a9\u76ee\u7684\u6570\u636e\u6cc4\u9732\u4e8b\u4ef6\u4ee5\u6765\uff0c\u76d1\u7ba1\u673a\u6784\u5bf9\u5408\u89c4\u8981\u6c42\u7684\u8303\u56f4\u548c\u529b\u5ea6\u5747\u6709\u6240\u52a0\u5f3a\u3002\u53cd\u6d17\u94b1\u6cd5\u5f8b\u548c\u300a\u8428\u73ed\u65af-\u5965\u514b\u65af\u5229\u6cd5\u6848\u300b\u65e8\u5728\u9632\u8303\u6b3a\u8bc8\u5e76\u786e\u4fdd\u91d1\u878d\u900f\u660e\u5ea6\uff0c\u800c\u73b0\u4ee3\u9690\u79c1\u548c\u97e7\u6027\u6cd5\u89c4\u5219\u8981\u6c42\u4f01\u4e1a\u8bc1\u660e\u5176\u5bf9\u7cfb\u7edf\u548c\u6570\u636e\u7684\u63a7\u5236\u80fd\u529b\u3002.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u6cd5\u5f8b\u548c\u8d22\u52a1\u540e\u679c<\/strong> \u4e0d\u9075\u5b88\u89c4\u5b9a\u53ef\u80fd\u5bfc\u81f4\u4e25\u5389\u5904\u7f5a\uff0c\u6839\u636e\u300a\u901a\u7528\u6570\u636e\u4fdd\u62a4\u6761\u4f8b\u300b\uff08GDPR\uff09\uff0c\u5bf9\u4e8e\u4e25\u91cd\u8fdd\u89c4\u884c\u4e3a\uff0c\u7f5a\u6b3e\u91d1\u989d\u6700\u9ad8\u53ef\u8fbe2000\u4e07\u6b27\u5143\u6216\u5168\u7403\u5e74\u5ea6\u603b\u8425\u4e1a\u989d\u76844%\u3002 \u4e0d\u9075\u5b88\u89c4\u5b9a\u53ef\u80fd\u4f1a\u5bfc\u81f4\u4e25\u5389\u7684\u7f5a\u6b3e\uff0c\u6839\u636e\u300a\u901a\u7528\u6570\u636e\u4fdd\u62a4\u6761\u4f8b\u300b\uff08GDPR\uff09\u7b49\u6cd5\u89c4\uff0c\u7f5a\u6b3e\u91d1\u989d\u6700\u9ad8\u53ef\u8fbe2000\u4e07\u6b27\u5143\u6216\u5168\u7403\u5e74\u5ea6\u8425\u4e1a\u989d\u76844%\uff0c\u4ee5\u8f83\u9ad8\u8005\u4e3a\u51c6\u3002\u636e\u62a5\u9053\uff0c2025\u5e74\uff0c\u82f1\u56fd\u91d1\u878d\u884c\u4e3a\u76d1\u7ba1\u5c40\uff08FCA\uff09\u56e0\u53cd\u6d17\u94b1\u548c\u91d1\u878d\u72af\u7f6a\u63a7\u5236\u4e0d\u529b\uff0c\u5171\u5f00\u51fa\u8d85\u8fc71.24\u4ebf\u82f1\u9551\u7684\u7f5a\u5355\uff0c <a href=\"https:\/\/fintech.global\/2026\/02\/16\/aml-failures-drive-record-fca-fines-in-2025\/?utm_source=openai\" target=\"_self\">\u91d1\u878d\u79d1\u6280\u5168\u7403<\/a>. \u5fb7\u56fd\u8054\u90a6\u91d1\u878d\u76d1\u7ba1\u5c40\uff08BaFin\uff09\u8fd8\u56e0\u5ef6\u8fdf\u62a5\u544a\u53ef\u7591\u4ea4\u6613\u5bf9\u6469\u6839\u5927\u901a\u6b27\u6d32\u516c\u53f8\uff08J.P. Morgan SE\uff09\u5904\u4ee54500\u4e07\u6b27\u5143\u7684\u7f5a\u6b3e\u3002.<\/li>\n\n\n\n<li><strong>\u58f0\u8a89\u4e0e\u4fe1\u4efb\uff1a<\/strong> \u9075\u5b88\u76d1\u7ba1\u89c4\u5b9a\u5bf9\u4e8e\u7ef4\u62a4\u5ba2\u6237\u548c\u5546\u4e1a\u4f19\u4f34\u7684\u4fe1\u4efb\u4e0e\u826f\u597d\u58f0\u8a89\u81f3\u5173\u91cd\u8981\uff0c\u56e0\u4e3a\u8fd9\u80fd\u786e\u4fdd\u4f01\u4e1a\u4ee5\u516c\u5e73\u3001\u5408\u4e4e\u9053\u5fb7\u7684\u65b9\u5f0f\u8fd0\u8425\u3002\u58f0\u8a89\u53d7\u635f\u662f\u8fdd\u89c4\u884c\u4e3a\u7684\u91cd\u8981\u540e\u679c\uff0c\u56e0\u4e3a\u8d1f\u9762\u8206\u8bba\u4f1a\u4fb5\u8680\u5ba2\u6237\u4fe1\u4efb\uff0c\u5e76\u5bfc\u81f4\u957f\u671f\u6536\u5165\u4e0b\u6ed1\u3002.<\/li>\n\n\n\n<li><strong>\u8fd0\u8425\u4e2d\u65ad\uff1a<\/strong> \u672a\u80fd\u9075\u5b88\u89c4\u5b9a\u7684\u7ec4\u7ec7\u53ef\u80fd\u4f1a\u9762\u4e34\u4e1a\u52a1\u4e2d\u65ad\uff0c\u5305\u62ec\u6682\u505c\u8fd0\u8425\u3001\u6cd5\u5f8b\u8bc9\u8bbc\u4ee5\u53ca\u76d1\u7ba1\u673a\u6784\u76d1\u7ba1\u529b\u5ea6\u7684\u52a0\u5927\u3002\u4e0d\u5408\u89c4\u53ef\u80fd\u4f1a\u5bfc\u81f4\u8fd0\u8425\u9650\u5236\uff0c\u4f8b\u5982\u88ab\u7981\u6b62\u7ade\u6807\u653f\u5e9c\u5408\u540c\u6216\u4e3a\u7279\u5b9a\u5e02\u573a\u7684\u5ba2\u6237\u670d\u52a1\uff0c\u4ece\u800c\u5bfc\u81f4\u4e1a\u52a1\u635f\u5931\u3002.<\/li>\n\n\n\n<li><strong>\u7f51\u7edc\u5b89\u5168\u4e0e\u8865\u6551\u6210\u672c\uff1a<\/strong> 2021\u5e74\uff0c\u6bcf\u8d77\u6570\u636e\u6cc4\u9732\u4e8b\u4ef6\u7684\u5e73\u5747\u6210\u672c\u7ea6\u4e3a424\u4e07\u7f8e\u5143\uff0c\u8fd9\u51f8\u663e\u4e86\u4e0d\u9075\u5b88\u76d1\u7ba1\u6807\u51c6\u6240\u5e26\u6765\u7684\u8d22\u52a1\u5f71\u54cd\u3002\u4e0d\u9075\u5b88\u76d1\u7ba1\u6807\u51c6\u8fd8\u53ef\u80fd\u5f15\u53d1\u4ee3\u4ef7\u9ad8\u6602\u7684\u8865\u6551\u63aa\u65bd\u6216\u957f\u671f\u7684\u5ba1\u8ba1\u6d41\u7a0b\uff0c\u4ece\u800c\u8017\u5c3d\u4f01\u4e1a\u8d44\u6e90\uff0c\u8fd9\u4fc3\u4f7f\u8bb8\u591a\u94f6\u884c\u5f00\u59cb\u63a2\u7d22 <a href=\"https:\/\/www.investglass.com\/zh\/%e6%b7%b1%e5%85%a5%e8%af%84%e8%bf%b0%e9%93%b6%e8%a1%8c%e7%9a%84%e4%ba%ba%e5%b7%a5%e6%99%ba%e8%83%bd%e4%bb%a3%e7%90%86\/\" target=\"_self\">\u7528\u4e8e\u6b3a\u8bc8\u68c0\u6d4b\u548c\u8fd0\u8425\u97e7\u6027\u7684\u81ea\u9002\u5e94\u4eba\u5de5\u667a\u80fd<\/a>.<\/li>\n\n\n\n<li><strong>\u4e1a\u52a1\u8d28\u91cf\uff1a<\/strong> \u6709\u6548\u7684\u5408\u89c4\u8ba1\u5212\u6709\u52a9\u4e8e\u907f\u514d\u6cd5\u5f8b\u5236\u88c1\u3001\u8d22\u52a1\u635f\u5931\u548c\u58f0\u8a89\u53d7\u635f\uff0c\u540c\u65f6\u8fd8\u80fd\u63d0\u9ad8\u8fd0\u8425\u6548\u7387\u3002\u80fd\u591f\u4fdd\u6301\u5408\u89c4\u6027\u7684\u7ec4\u7ec7\uff0c\u7531\u4e8e\u5de5\u4f5c\u6d41\u7a0b\u5f97\u5230\u4f18\u5316\u3001\u5458\u5de5\u6548\u7387\u5f97\u5230\u63d0\u5347\uff0c\u4ee5\u53ca\u9762\u4e34\u7f5a\u6b3e\u548c\u6cd5\u5f8b\u95ee\u9898\u7684\u98ce\u9669\u964d\u4f4e\uff0c\u5176\u76c8\u5229\u80fd\u529b\u5f80\u5f80\u4f1a\u5f97\u5230\u63d0\u5347\u3002.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u76d1\u7ba1\u673a\u6784\u8d8a\u6765\u8d8a\u91cd\u89c6\u5408\u89c4\u5ba1\u8ba1\u8bc1\u636e\u3001\u8463\u4e8b\u4f1a\u62a5\u544a\u4ee5\u53ca\u57fa\u4e8e\u98ce\u9669\u7684\u6301\u7eed\u76d1\u63a7\u3002InvestGlass \u7684\u8bbe\u8ba1\u521d\u8877\u662f\u5c06\u5408\u89c4\u5de5\u4f5c\u4ece\u4e00\u9879\u7e41\u7410\u7684\u624b\u52a8\u4efb\u52a1\u8f6c\u53d8\u4e3a\u4e00\u79cd\u53ef\u63a7\u7684\u8fd0\u8425\u6a21\u5f0f\uff0c\u4ece\u800c\u652f\u6301\u66f4\u5feb\u3001\u66f4\u5b89\u5168\u7684\u5ba2\u6237\u5165\u804c\u6d41\u7a0b\u3002.<\/p>\n\n\n\n<h2 id=\"h-role-of-the-compliance-officer-and-compliance-function\" class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Role_of_the_compliance_officer_and_compliance_function\"><\/span>\u5408\u89c4\u5b98\u4e0e\u5408\u89c4\u804c\u80fd\u7684\u89d2\u8272<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u5408\u89c4\u5b98\uff08\u901a\u5e38\u4e3a\u9996\u5e2d\u5408\u89c4\u5b98\uff09\u8d1f\u8d23\u5728\u7ec4\u7ec7\u5185\u5236\u5b9a\u548c\u5b9e\u65bd\u76d1\u7ba1\u5408\u89c4\u653f\u7b56\u6216\u8ba1\u5212\u3002\u76d1\u7ba1\u5408\u89c4\u5f71\u54cd\u7740\u7ec4\u7ec7\u5185\u7684\u591a\u4e2a\u89d2\u8272\uff0c\u800c\u4e0d\u4ec5\u4ec5\u662f\u5408\u89c4\u56e2\u961f\uff0c\u8fd9\u5bf9\u4e8e\u4fdd\u62a4\u5229\u76ca\u76f8\u5173\u8005\u548c\u7ef4\u62a4\u8fd0\u8425\u5b8c\u6574\u6027\u81f3\u5173\u91cd\u8981\u3002.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u5408\u89c4\u5b98\u901a\u5e38\u4f1a\u901a\u8fc7\u5236\u5b9a\u5e76\u53d1\u5e03\u7ec4\u7ec7\u7684\u76d1\u7ba1\u5408\u89c4\u653f\u7b56\uff0c\u843d\u5b9e\u6700\u4f73\u5b9e\u8df5\uff0c\u4ee5\u786e\u4fdd\u5408\u89c4\uff0c\u5e76\u6700\u5927\u9650\u5ea6\u5730\u964d\u4f4e\u56e0\u8fdd\u89c4\u800c\u906d\u53d7\u7f5a\u6b3e\u548c\u5904\u7f5a\u7684\u98ce\u9669\u3002.<\/li>\n\n\n\n<li>\u5408\u89c4\u4e13\u5458\u8d1f\u8d23\u89e3\u8bfb\u6cd5\u89c4\u53d8\u5316\u3001\u8d77\u8349\u548c\u66f4\u65b0\u653f\u7b56\u3001\u6267\u884c\u5408\u89c4\u8ba1\u5212\uff0c\u5e76\u5411\u8463\u4e8b\u4f1a\u548c\u9ad8\u5c42\u7ba1\u7406\u4eba\u5458\u63d0\u4f9b\u54a8\u8be2\u3002.<\/li>\n\n\n\n<li>\u65e5\u5e38\u5408\u89c4\u5de5\u4f5c\u5305\u62ec\u5bf9\u9ad8\u98ce\u9669\u5ba2\u6237\u7684\u5ba1\u6279\u3001\u8425\u9500\u6750\u6599\u7684\u5ba1\u67e5\u3001\u53ef\u7591\u4ea4\u6613\u62a5\u544a\u3001\u5236\u88c1\u4e8b\u9879\u7684\u4e0a\u62a5\u4ee5\u53ca\u5bf9\u76d1\u7ba1\u673a\u6784\u8be2\u95ee\u7684\u7b54\u590d\u3002.<\/li>\n\n\n\n<li>\u5408\u89c4\u5b98\u7684\u804c\u8d23\u662f\u5b9a\u671f\u5f00\u5c55\u5185\u90e8\u5ba1\u8ba1\uff0c\u4ee5\u8bc4\u4f30\u7ec4\u7ec7\u7684\u5408\u89c4\u72b6\u51b5\uff0c\u5e76\u786e\u4fdd\u9075\u5b88\u76d1\u7ba1\u8981\u6c42\u3002.<\/li>\n\n\n\n<li>\u5408\u89c4\u4e13\u5458\u8d1f\u8d23\u5bf9\u5458\u5de5\u8fdb\u884c\u5408\u89c4\u57f9\u8bad\uff0c\u4ee5\u786e\u4fdd\u4ed6\u4eec\u4e86\u89e3\u81ea\u5df1\u7684\u804c\u8d23\uff0c\u5e76\u5728\u53d1\u751f\u5b89\u5168\u4e8b\u4ef6\u65f6\u80fd\u591f\u91c7\u53d6\u76f8\u5e94\u7684\u884c\u52a8\u3002.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u5408\u89c4\u7ba1\u7406\u65e5\u76ca\u5448\u73b0\u51fa\u534f\u4f5c\u6027\u7684\u7279\u70b9\u3002\u6cd5\u52a1\u3001\u98ce\u9669\u7ba1\u7406\u3001IT\u5b89\u5168\u3001\u6570\u636e\u4fdd\u62a4\u5b98\u4ee5\u53ca\u524d\u53f0\u7ecf\u7406\u5fc5\u987b\u901a\u8fc7\u8de8\u804c\u80fd\u59d4\u5458\u4f1a\u7d27\u5bc6\u5408\u4f5c\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">InvestGlass \u4e3a\u5408\u89c4\u5b98\u63d0\u4f9b\u4eea\u8868\u677f\u3001\u81ea\u52a8\u8b66\u62a5\u3001\u52a0\u76d6\u65f6\u95f4\u6233\u7684\u5ba1\u6279\u4ee5\u53ca\u968f\u65f6\u53ef\u4f9b\u5ba1\u8ba1\u7684\u8bb0\u5f55\uff0c\u4ece\u800c\u51cf\u5c11\u5bf9\u7535\u5b50\u8868\u683c\u548c\u96f6\u6563\u7cfb\u7edf\u7684\u4f9d\u8d56\u3002\u5bf9\u4e8e\u6ca1\u6709\u5e9e\u5927\u5408\u89c4\u56e2\u961f\u7684\u5c0f\u578b\u516c\u53f8\uff0cInvestGlass \u5c06\u5408\u89c4\u4efb\u52a1\u5d4c\u5165\u5230\u987e\u95ee\u548c\u5ba2\u6237\u7ecf\u7406\u7684\u65e5\u5e38\u5de5\u4f5c\u6d41\u7a0b\u4e2d\u3002.<\/p>\n\n\n\n<h2 id=\"h-building-an-effective-regulatory-compliance-program\" class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Building_an_effective_regulatory_compliance_program\"><\/span>\u6784\u5efa\u6709\u6548\u7684\u76d1\u7ba1\u5408\u89c4\u8ba1\u5212<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u5408\u89c4\u8ba1\u5212\u662f\u4e00\u5957\u7ed3\u6784\u5316\u7684\u653f\u7b56\u3001\u63a7\u5236\u63aa\u65bd\u3001\u57f9\u8bad\u548c\u76d1\u63a7\u6d3b\u52a8\uff0c\u7528\u4e8e\u786e\u4fdd\u7b26\u5408\u76d1\u7ba1\u8981\u6c42\u3002\u6709\u6548\u7684\u5408\u89c4\u8ba1\u5212\u901a\u5e38\u91c7\u7528\u4e00\u79cd\u7ed3\u6784\u5316\u7684\u65b9\u6cd5\uff0c\u5e2e\u52a9\u7ec4\u7ec7\u4ece\u88ab\u52a8\u5408\u89c4\u8f6c\u5411\u4e3b\u52a8\u98ce\u9669\u7ba1\u7406\u3002.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u6307\u5b9a\u6240\u6709\u6743\uff1a<\/strong> \u4e3a\u4e86\u5b9e\u65bd\u5408\u89c4\u8ba1\u5212\uff0c\u7ec4\u7ec7\u5e94\u4efb\u547d\u5408\u89c4\u5b98\u3001\u8bc6\u522b\u9002\u7528\u7684\u6cd5\u89c4\u3001\u5f00\u5c55\u5dee\u8ddd\u5206\u6790\uff0c\u5e76\u5bf9\u5458\u5de5\u8fdb\u884c\u5408\u89c4\u8981\u6c42\u7684\u57f9\u8bad\u3002.<\/li>\n\n\n\n<li><strong>\u6279\u51c6\u653f\u7b56\uff1a<\/strong> A written regulatory compliance policy should be approved by the board and explain compliance obligations, roles, escalation routes and consequences of non compliance.<\/li>\n\n\n\n<li><strong>Assess risk:<\/strong> Conduct risk assessments at least annually by product, geography and client segment. Regularly assess the organization&#8217;s operations to identify potential compliance gaps and risks.<\/li>\n\n\n\n<li><strong>Implement controls:<\/strong> Standardised onboarding, four eyes approval, transaction monitoring, stringent data security controls and clear exception handling help firms achieve regulatory compliance.<\/li>\n\n\n\n<li><strong>Train employees:<\/strong> Conduct ongoing training to ensure staff understand compliance policies, ethical values, and specific guidelines that govern their roles.<\/li>\n\n\n\n<li><strong>Monitor and test:<\/strong> Implement monitoring systems to ensure that compliance procedures are followed. Continuous monitoring and internal audits are essential components of a compliance program, helping organizations assess their adherence to regulatory requirements and identify areas for improvement.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">To ensure regulatory compliance, a company must actively identify its legal obligations, establish clear internal policies, implement controls, and continuously monitor operations. Maintaining compliance helps organizations avoid unnecessary legal issues, as regulatory frameworks ensure that all necessary legal obligations are met, significantly reducing the risk of costly penalties.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">InvestGlass can host policies, training acknowledgements, control workflows and evidence in one environment, making the compliance program measurable rather than static.<\/p>\n\n\n\n<h2 id=\"h-how-companies-ensure-regulatory-compliance-in-daily-operations\" class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_companies_ensure_regulatory_compliance_in_daily_operations\"><\/span>\u516c\u53f8\u5982\u4f55\u5728\u65e5\u5e38\u8fd0\u8425\u4e2d\u786e\u4fdd\u5408\u89c4<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Policies only work when translated into daily business operations. Companies ensure regulatory compliance by embedding compliance processes into the systems used by advisers, relationship managers, operations teams and compliance staff.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Digital onboarding:<\/strong> KYC and suitability questionnaires should be built into onboarding so accounts cannot open before mandatory compliance data is captured and approved.<\/li>\n\n\n\n<li><strong>\u7b5b\u67e5\uff1a<\/strong> Automated checks should cover sanctions, PEP lists and adverse media, with outcomes recorded for future compliance audits.<\/li>\n\n\n\n<li><strong>Workflow automation:<\/strong> Tasks, exceptions, maker checker rules and escalations should be handled through workflow logic, not informal email chains.<\/li>\n\n\n\n<li><strong>Quality assurance:<\/strong> Regular internal compliance audits should include random file reviews and thematic checks on cross border rules, data security practices and product suitability.<\/li>\n\n\n\n<li><strong>\u6301\u7eed\u6539\u8fdb<\/strong> Maintaining compliance requires review of incidents, complaints, monitoring alerts and audit findings.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">InvestGlass compliance management features include configurable approval flows, time stamped logs, Swiss hosted document storage and centralised client records. These functions help firms prove they follow their compliance programs consistently.<\/p>\n\n\n\n<h2 id=\"h-data-security-privacy-and-sovereignty-as-pillars-of-compliance\" class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Data_security_privacy_and_sovereignty_as_pillars_of_compliance\"><\/span>\u6570\u636e\u5b89\u5168\u3001\u9690\u79c1\u4e0e\u4e3b\u6743\u4f5c\u4e3a\u5408\u89c4\u7684\u652f\u67f1<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Data security and privacy are now central to regulatory compliance laws, particularly under GDPR, FADP and sector specific rules in finance and insurance. The phrase data protection regulation gdpr is often used in operational discussions because privacy obligations now affect marketing, onboarding, retention, outsourcing and reporting.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Core controls:<\/strong> Least privilege access, encryption in transit and at rest, strong authentication, monitoring of access logs and review of unusual activity are essential data security controls.<\/li>\n\n\n\n<li><strong>Privacy by design:<\/strong> Firms need data minimisation, consent capture, retention policies and robust responses to data subject access requests within legal deadlines.<\/li>\n\n\n\n<li><strong>Sovereignty:<\/strong> Regulators and clients increasingly expect sensitive data, financial data and personal information to remain within trusted jurisdictions.<\/li>\n\n\n\n<li><strong>Incident readiness:<\/strong> Firms must plan for data breach response, escalation and notification. Poorly managed security breaches create legal consequences, financial penalties and client distrust.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">InvestGlass is a Swiss sovereign CRM and automation platform that can be hosted entirely in Switzerland or deployed on premise. It is an attractive alternative for organisations that wish to avoid American or Chinese hosting and retain control over client data.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">By consolidating CRM, onboarding, portfolio management and client portal activity in InvestGlass, firms reduce data fragmentation and apply consistent privacy and security controls across the full client lifecycle.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"652\" height=\"446\" src=\"https:\/\/www.investglass.com\/wp-content\/uploads\/2026\/05\/InvestGlass-Protect-Financial-Preferences.png\" alt=\"\" class=\"wp-image-50783\" srcset=\"https:\/\/www.investglass.com\/wp-content\/uploads\/2026\/05\/InvestGlass-Protect-Financial-Preferences.png 652w, https:\/\/www.investglass.com\/wp-content\/uploads\/2026\/05\/InvestGlass-Protect-Financial-Preferences-300x205.png 300w, https:\/\/www.investglass.com\/wp-content\/uploads\/2026\/05\/InvestGlass-Protect-Financial-Preferences-18x12.png 18w\" sizes=\"(max-width: 652px) 100vw, 652px\" \/><\/figure>\n\n\n\n<h2 id=\"h-using-technology-and-automation-to-reduce-compliance-risk\" class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Using_technology_and_automation_to_reduce_compliance_risk\"><\/span>\u5229\u7528\u6280\u672f\u4e0e\u81ea\u52a8\u5316\u964d\u4f4e\u5408\u89c4\u98ce\u9669<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Compliance risk increases when processes are manual, fragmented or undocumented. Technology can reduce errors, lower costs and improve audit readiness, provided governance remains clear.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Modern RegTech and CRM platforms can collect and validate client data, trigger risk scoring and maintain an immutable audit trail of every change and approval.<\/li>\n\n\n\n<li>Real time dashboards show outstanding tasks, expiring KYC reviews, missing documents and high risk clients requiring attention.<\/li>\n\n\n\n<li>AI assisted monitoring can identify anomalies in behaviour, transaction patterns or documentation. Human oversight remains essential, especially as EU AI Act requirements apply to high risk systems from 2 August 2026.<\/li>\n\n\n\n<li>Integrated systems reduce transfer risks between CRM, onboarding, document storage, portfolio management and client portals.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">InvestGlass integrates CRM, digital onboarding, portfolio management and compliance workflow software in one sovereign environment. This avoids many integration and data transfer risks common with multi vendor, cloud hosted American or Chinese solutions.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Because InvestGlass can be tailored to local rules and languages, institutions operating across several jurisdictions can run one sovereign platform while configuring different compliance programs by country, entity or booking centre.<\/p>\n\n\n\n<h2 id=\"h-measuring-the-effectiveness-of-your-compliance-program\" class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Measuring_the_effectiveness_of_your_compliance_program\"><\/span>\u8bc4\u4f30\u5408\u89c4\u8ba1\u5212\u7684\u6709\u6548\u6027<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Regulators increasingly expect firms to prove their compliance program is effective, not merely documented. Strong metrics show whether controls are working.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Typical regulatory compliance KPIs include:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><th colspan=\"1\" rowspan=\"1\"><p>Area<\/p><\/th><th colspan=\"1\" rowspan=\"1\"><p>Example metric<\/p><\/th><\/tr><tr><td colspan=\"1\" rowspan=\"1\"><p>KYC<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><p>Percentage of up to date KYC files<\/p><\/td><\/tr><tr><td colspan=\"1\" rowspan=\"1\"><p>\u57f9\u8bad<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><p>Completion rates for mandatory training<\/p><\/td><\/tr><tr><td colspan=\"1\" rowspan=\"1\"><p>\u76d1\u6d4b<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><p>Number and severity of internal breaches<\/p><\/td><\/tr><tr><td colspan=\"1\" rowspan=\"1\"><p>Audit<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><p>Time to remediate audit findings<\/p><\/td><\/tr><tr><td colspan=\"1\" rowspan=\"1\"><p>\u98ce\u9669<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><p>Number of overdue high risk client reviews<\/p><\/td><\/tr><tr><td colspan=\"1\" rowspan=\"1\"><p>Formal reporting to the board and senior management should occur at least quarterly and cover compliance risk trends, open issues, regulatory developments, resource needs and remediation status.<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">External assurance through compliance audits and regulatory examinations requires organised evidence. System logs, document histories, approval records and exception reports reduce disruption during reviews.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Regulatory compliance fosters healthy competition by eliminating unfair monopolies, encouraging innovation, and motivating organizations to offer superior products and services. Adhering to regulatory compliance requirements can enhance an organization&#8217;s branding and public relations, as it increases stakeholder confidence and demonstrates a commitment to ethical practices.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">InvestGlass can generate structured reports, export audit trails and surface KPI dashboards for boards and compliance committees, making ongoing compliance easier to demonstrate.<\/p>\n\n\n\n<h2 id=\"h-why-a-swiss-sovereign-platform-like-investglass-is-ideal-for-regulatory-compliance\" class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Why_a_Swiss_sovereign_platform_like_InvestGlass_is_ideal_for_regulatory_compliance\"><\/span>\u4e3a\u4ec0\u4e48\u50cf InvestGlass \u8fd9\u6837\u7684\u745e\u58eb\u4e3b\u6743\u5e73\u53f0\u662f\u5408\u89c4\u7684\u7406\u60f3\u9009\u62e9<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Institutions subject to strict compliance regulations increasingly seek technology partners aligned with their sovereignty expectations, risk appetite and regulatory requirements.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Swiss hosting and on premise control:<\/strong> InvestGlass gives organisations control over where and how client data is stored, supporting European, Swiss and Middle Eastern privacy and outsourcing expectations.<\/li>\n\n\n\n<li><strong>Compliance ready modules:<\/strong> InvestGlass includes digital onboarding and KYC workflows, CRM for banks and wealth managers, portfolio management with suitability checks and a secure client portal for document delivery.<\/li>\n\n\n\n<li><strong>European alternative:<\/strong> InvestGlass is a European alternative to large American and Chinese platforms, designed for regulated industries that do not want sensitive client data exposed to foreign jurisdictions.<\/li>\n\n\n\n<li><strong>Reduced complexity:<\/strong> By consolidating compliance programs, client interactions and portfolio data, InvestGlass improves data security and supports a more robust corporate compliance framework.<\/li>\n\n\n\n<li><strong>Audit readiness:<\/strong> Time stamped records, configurable workflows, approval trails and dashboards help firms show that compliance obligations are understood and controlled.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Organisations reviewing their compliance management tools in 2026 should ask whether their current providers align with their data sovereignty, resilience and regulatory expectations. InvestGlass offers a future proof, sovereign option for regulated institutions that want control, security and operational efficiency.<\/p>\n\n\n\n<h2 id=\"h-frequently-asked-questions-about-regulatory-compliance\" class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Frequently_asked_questions_about_regulatory_compliance\"><\/span>\u5173\u4e8e\u76d1\u7ba1\u5408\u89c4\u7684\u5e38\u89c1\u95ee\u9898<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 id=\"h-what-is-regulatory-compliance-in-simple-terms\" class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_is_regulatory_compliance_in_simple_terms\"><\/span>\u7b80\u5355\u6765\u8bf4\uff0c\u5408\u89c4\u5c31\u662f\u9075\u5faa\u9002\u7528\u4e8e\u60a8\u6240\u5728\u884c\u4e1a\u7684\u6cd5\u5f8b\u3001\u6cd5\u89c4\u548c\u884c\u4e1a\u51c6\u5219\u3002<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Regulatory compliance means following the laws and rules that apply to your business. In financial services, this includes how firms onboard clients, prevent money laundering, protect data, communicate risks and treat customers fairly.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">It is not enough to have written policies. Financial institutions must show that AML, KYC, data security, transparency and fair treatment controls work in practice.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A well implemented compliance program helps avoid fines, protects clients and staff, and gives owners and directors greater confidence in daily operations.<\/p>\n\n\n\n<h3 id=\"h-is-regulatory-compliance-only-a-concern-for-large-banks\" class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Is_regulatory_compliance_only_a_concern_for_large_banks\"><\/span>\u5408\u89c4\u6027\u53ea\u662f\u5927\u578b\u94f6\u884c\u5173\u5fc3\u7684\u4e8b\u5417\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">No. Regulatory compliance applies to organisations of all sizes, from independent wealth managers to global banks and fintech start ups.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A small advisory firm may still face GDPR obligations if it processes personal data, and AML obligations if it handles client funds or provides regulated financial services.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Smaller firms often rely on platforms such as InvestGlass to achieve stronger compliance management with lean teams, using structured workflows rather than large manual departments.<\/p>\n\n\n\n<h3 id=\"h-how-often-should-a-financial-firm-perform-a-compliance-audit\" class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_often_should_a_financial_firm_perform_a_compliance_audit\"><\/span>\u91d1\u878d\u673a\u6784\u5e94\u591a\u4e45\u8fdb\u884c\u4e00\u6b21\u5408\u89c4\u5ba1\u8ba1\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Internal compliance audits are typically performed at least annually. Higher risk areas, such as AML monitoring, high risk clients, cross border activity and cyber security, may need quarterly or semi annual review.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Regulators can also conduct inspections on a multi year cycle or in response to incidents. Firms should therefore remain audit ready at all times.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">InvestGlass centralises records, time stamped workflows and document evidence, helping teams respond quickly to audit requests.<\/p>\n\n\n\n<h3 id=\"h-what-are-typical-consequences-of-non-compliance-in-finance\" class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_are_typical_consequences_of_non_compliance_in_finance\"><\/span>\u91d1\u878d\u9886\u57df\u8fdd\u89c4\u7684\u5178\u578b\u540e\u679c\u6709\u54ea\u4e9b\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Consequences of non compliance include warning letters, remediation programmes, restrictions on new business, substantial monetary fines, loss of licence and, in severe cases, criminal charges for individuals.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Recent AML enforcement across Europe and the UK shows that fines can reach tens or hundreds of millions. GDPR penalties for poor privacy controls can reach \u20ac20 million or 4% of annual global turnover.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Beyond headline fines, long term reputational damage, client outflows and increased supervisory scrutiny can be even more costly.<\/p>\n\n\n\n<h3 id=\"h-how-does-investglass-help-with-regulatory-compliance-specifically\" class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_does_InvestGlass_help_with_regulatory_compliance_specifically\"><\/span>InvestGlass \u5728\u5408\u89c4\u65b9\u9762\u5177\u4f53\u80fd\u63d0\u4f9b\u54ea\u4e9b\u5e2e\u52a9\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">InvestGlass embeds compliance requirements directly into CRM, onboarding and portfolio processes. It supports configurable KYC forms, suitability questionnaires, approval workflows, document collection and client review cycles.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The platform provides Swiss data hosting, optional on premise deployment, audit trails and dashboards for compliance officers and senior management.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">For institutions seeking sovereign control over client data while using advanced automation and AI for compliance management, InvestGlass offers a secure European alternative to American and Chinese platforms.<\/p>","protected":false},"excerpt":{"rendered":"<p>Key takeaways Regulatory expectations are becoming stricter, faster and more operational. For banks, wealth managers, insurers and fintechs, regulatory compliance important decisions now affect onboarding, client communication, portfolio advice, cyber security, outsourcing and board reporting. What is regulatory compliance in financial services? Regulatory compliance refers to adherence to external laws, rules and compliance standards set [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":29383,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[13],"tags":[968,103,1406],"class_list":["post-50880","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-article","tag-compliance","tag-finance","tag-regulation"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v28.3 (Yoast SEO v28.4) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Regulatory Compliance: Understanding the Basics<\/title>\n<meta name=\"description\" content=\"Understand the importance of regulatory compliance and learn how to protect your business from financial penalties and reputational damage.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, 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