{"id":49973,"date":"2026-05-16T21:39:50","date_gmt":"2026-05-16T19:39:50","guid":{"rendered":"https:\/\/www.investglass.com\/?p=49973"},"modified":"2026-04-28T21:40:06","modified_gmt":"2026-04-28T19:40:06","slug":"%e5%a6%82%e4%bd%95%e5%9c%a8%e4%b8%8d%e5%a6%a5%e5%8d%8f%e5%90%88%e8%a7%84%e6%80%a7%e7%9a%84%e5%89%8d%e6%8f%90%e4%b8%8b%e7%ae%80%e5%8c%96%e5%ae%a2%e6%88%b7%e5%b0%bd%e8%81%8c%e8%b0%83%e6%9f%a5%ef%bc%88cd","status":"publish","type":"post","link":"https:\/\/www.investglass.com\/zh\/how-can-you-simplify-customer-due-diligence-cdd-without-compromising-compliance\/","title":{"rendered":"\u5982\u4f55\u5728\u4e0d\u635f\u5bb3\u5408\u89c4\u6027\u7684\u524d\u63d0\u4e0b\u7b80\u5316\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5 (CDD)"},"content":{"rendered":"<p class=\"wp-block-paragraph\">\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5\uff08CDD\uff09\u662f\u4e00\u9879\u7ed3\u6784\u5316\u7a0b\u5e8f\uff0c\u91d1\u878d\u673a\u6784\u901a\u8fc7\u8be5\u7a0b\u5e8f\u8bc6\u522b\u3001\u6838\u5b9e\u5e76\u4e86\u89e3\u5176\u5ba2\u6237\uff0c\u4ee5\u7ba1\u7406\u4e0e\u53cd\u6d17\u94b1\uff08AML\uff09\u548c\u6253\u51fb\u8d44\u52a9\u6050\u6016\u4e3b\u4e49\uff08CFT\uff09\u76f8\u5173\u7684\u98ce\u9669\uff0c\u540c\u65f6\u786e\u4fdd\u5408\u89c4\u3002\u53cd\u6d17\u94b1\u5408\u89c4\u662f\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5\u7684\u91cd\u8981\u7ec4\u6210\u90e8\u5206\uff0c\u534f\u52a9\u673a\u6784\u9884\u9632\u91d1\u878d\u72af\u7f6a\u5e76\u907f\u514d\u76d1\u7ba1\u5904\u7f5a\u3002\u8be5\u8fc7\u7a0b\u652f\u6301\u5168\u7403\u7684\u4e86\u89e3\u60a8\u7684\u5ba2\u6237\uff08KYC\uff09\u6846\u67b6\uff0c\u5e76\u53d7\u91d1\u878d\u884c\u52a8\u7279\u522b\u5de5\u4f5c\u7ec4\uff08FATF\uff0940\u9879\u5efa\u8bae\uff082012\u5e74\u66f4\u65b0\uff09\u4ee5\u53ca\u6b27\u76df\u7684\u7b2c\u56db\u81f3\u7b2c\u516d\u6279\u53cd\u6d17\u94b1\u6307\u4ee4\u7b49\u6807\u51c6\u7684\u5f3a\u5236\u89c4\u5b9a\u3002\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5\u5728\u66f4\u5e7f\u6cdb\u7684\u91d1\u878d\u72af\u7f6a\u5408\u89c4\u7cfb\u7edf\u4e2d\u4e5f\u53d1\u6325\u7740\u57fa\u7840\u6027\u4f5c\u7528\u3002\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5\u53ca\u76f8\u5173\u81ea\u52a8\u5316\u5de5\u5177\u7684\u91cd\u8981\u6027\u5728\u4e8e\u5176\u80fd\u591f\u9884\u9632\u91d1\u878d\u72af\u7f6a\u3001\u7ef4\u62a4\u5408\u89c4\u5e76\u63d0\u9ad8\u8fd0\u8425\u6548\u7387\uff0c\u7279\u522b\u662f\u5728\u76d1\u7ba1\u8981\u6c42\u4e0d\u65ad\u6f14\u53d8\u4e14\u6570\u636e\u590d\u6742\u6027\u4e0d\u65ad\u589e\u52a0\u7684\u60c5\u51b5\u4e0b\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">InvestGlass \u63d0\u4f9b\u4e86\u4e00\u4e2a\u96c6\u6210\u5316\u7684 <a href=\"https:\/\/www.investglass.com\/zh\/\" target=\"_self\">\u745e\u58eb\u4e3b\u6743 CRM \u4e0e\u81ea\u52a8\u5316\u5e73\u53f0<\/a> \u4e13\u4e3a\u91d1\u878d\u673a\u6784\u91cf\u8eab\u5b9a\u5236\uff0c\u5c06\u5408\u89c4\u5de5\u4f5c\u6d41\u7a0b\u4e0e\u6570\u5b57\u5316\u5ba2\u6237\u5165\u9a7b\u76f8\u7ed3\u5408\u3002\u8be5\u5e73\u53f0\u901a\u8fc7\u7b80\u5316\u9500\u552e\u3001\u5408\u89c4\u548c\u5ba2\u6237\u4e92\u52a8\u6d41\u7a0b\uff0c\u4e3a\u53d7\u76d1\u7ba1\u7684\u673a\u6784\u63d0\u4f9b\u652f\u6301\u3002\u672c\u6307\u5357\u9762\u5411\u53d7\u76d1\u7ba1\u884c\u4e1a\u7684\u5408\u89c4\u3001\u98ce\u9669\u548c\u8fd0\u8425\u56e2\u961f\uff0c\u63d0\u4f9b\u4e86\u4e00\u4e2a\u5b9e\u7528\u3001\u5206\u6b65\u9aa4\u7684\u6982\u89c8\u3002\u5c3d\u804c\u8c03\u67e5\u5bf9\u4e8e\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5\uff08CDD\uff09\u81f3\u5173\u91cd\u8981\uff0c\u80fd\u591f\u6ee1\u8db3\u76d1\u7ba1\u6807\u51c6\u3001\u9632\u8303\u6b3a\u8bc8\u5e76\u6709\u6548\u7ba1\u7406\u98ce\u9669\u3002InvestGlass\u53ef\u6258\u7ba1\u5728\u745e\u58eb\u6216\u90e8\u7f72\u5728\u672c\u5730\uff0c\u4f7f\u673a\u6784\u80fd\u591f\u5728\u5c65\u884c\u76d1\u7ba1\u4e49\u52a1\u7684\u540c\u65f6\uff0c\u4fdd\u7559\u5bf9\u654f\u611f\u8d22\u52a1\u6570\u636e\u7684\u63a7\u5236\u6743\u3002\u65e0\u8bba\u662f2026\u5e74\u5165\u9a7b\u65b0\u5ba2\u6237\u8fd8\u662f\u7ba1\u7406\u6301\u7eed\u7684\u5ba2\u6237\u5173\u7cfb\uff0c\u6b64\u5904\u6982\u8ff0\u7684\u539f\u5219\u548c\u5de5\u4f5c\u6d41\u7a0b\u90fd\u5c06\u6709\u52a9\u4e8e\u5efa\u7acb\u5065\u5168\u7684CDD\u6d41\u7a0b\uff0c\u65e2\u7b26\u5408\u6cd5\u89c4\u53c8\u652f\u6301\u4e1a\u52a1\u589e\u957f\u3002.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-is-customer-due-diligence-cdd\"><span class=\"ez-toc-section\" id=\"What_Is_Customer_Due_Diligence_CDD\"><\/span>\u4ec0\u4e48\u662f\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5\uff08CDD\uff09\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5\uff08CDD\uff09\u662f\u6536\u96c6\u3001\u9a8c\u8bc1\u548c\u8bc4\u4f30\u6709\u5173\u4e2a\u4eba\u6216\u6cd5\u4eba\u5b9e\u4f53\u7684\u4fe1\u606f\u7684\u7cfb\u7edf\u5316\u8fc7\u7a0b\uff0c\u65e8\u5728\u786e\u5b9a\u5176\u8eab\u4efd\u3001\u4e86\u89e3\u5176\u4e1a\u52a1\u6d3b\u52a8\u5e76\u8bc4\u4f30\u5176\u6f5c\u5728\u7684\u91d1\u878d\u72af\u7f6a\u98ce\u9669\uff0c\u5176\u4e2d\u7279\u522b\u5c06\u8eab\u4efd\u9a8c\u8bc1\u4f5c\u4e3a\u5173\u952e\u6b65\u9aa4\u3002\u786e\u8ba4\u5ba2\u6237\u8eab\u4efd\u5bf9\u4e8e\u9075\u5b88\u53cd\u6d17\u94b1\uff08AML\uff09\u548c\u4e86\u89e3\u4f60\u7684\u5ba2\u6237\uff08KYC\uff09\u6cd5\u89c4\u81f3\u5173\u91cd\u8981\u3002CDD\u901a\u8fc7\u9a8c\u8bc1\u8eab\u4efd\u548c\u8bc4\u4f30\u98ce\u9669\u72b6\u51b5\uff0c\u534f\u52a9\u91d1\u878d\u673a\u6784\u8bc6\u522b\u548c\u7f13\u89e3\u6d17\u94b1\u548c\u6050\u6016\u4e3b\u4e49\u878d\u8d44\u7b49\u98ce\u9669\u3002\u901a\u8fc7\u786e\u4fdd\u9075\u5b88\u6cd5\u5f8b\u8981\u6c42\u548c\u9632\u6b62\u91d1\u878d\u72af\u7f6a\uff0c\u8fd9\u79cd\u5c3d\u804c\u8c03\u67e5\u5bf9\u4e8e\u5408\u89c4\u76d1\u7ba1\u3001\u9632\u8303\u6b3a\u8bc8\u4ee5\u53ca\u7ef4\u62a4\u673a\u6784\u58f0\u8a89\u81f3\u5173\u91cd\u8981\u3002.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-relationship-between-cdd-kyc-and-aml-cft\"><span class=\"ez-toc-section\" id=\"Relationship_Between_CDD_KYC_and_AMLCFT\"><\/span>\u53cd\u6d17\u94b1\/\u6253\u51fb\u8d44\u52a9\u6050\u6016\u4e3b\u4e49\u884c\u4e3a\uff08CDD\uff09\u3001\u4e86\u89e3\u4f60\u7684\u5ba2\u6237\uff08KYC\uff09\u548c\u53cd\u6d17\u94b1\/\u6253\u51fb\u8d44\u52a9\u6050\u6016\u4e3b\u4e49\u884c\u4e3a\uff08AML\/CFT\uff09\u4e4b\u95f4\u7684\u5173\u7cfb<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">CDD\u3001KYC\u548cAML\/CFT\u4e4b\u95f4\u7684\u8054\u7cfb\u6784\u6210\u4e86\u91d1\u878d\u72af\u7f6a\u5408\u89c4\u7684\u57fa\u7840\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u53cd\u6d17\u94b1\uff08AML\uff09\uff1a\u65e8\u5728\u963b\u6b62\u72af\u7f6a\u5206\u5b50\u5c06\u975e\u6cd5\u6240\u5f97\u8d44\u91d1\u4f2a\u88c5\u6210\u5408\u6cd5\u6536\u5165\u7684\u6cd5\u5f8b\u548c\u7a0b\u5e8f\u3002.<\/li>\n\n\n\n<li>CFT\uff08\u6253\u51fb\u8d44\u52a9\u6050\u6016\u4e3b\u4e49\uff09\uff1a\u65e8\u5728\u53d1\u73b0\u548c\u9632\u6b62\u5229\u7528\u91d1\u878d\u7cfb\u7edf\u8d44\u52a9\u6050\u6016\u4e3b\u4e49\u7684\u63aa\u65bd\u3002.<\/li>\n\n\n\n<li>KYC\uff08\u4e86\u89e3\u4f60\u7684\u5ba2\u6237\uff09\uff1a\u4e00\u4e2a\u5305\u542b\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5\uff08CDD\uff09\u548c\u6301\u7eed\u5ba2\u6237\u7ba1\u7406\u7684\u603b\u4f53\u6846\u67b6\uff0c\u65e8\u5728\u786e\u4fdd\u673a\u6784\u4e86\u89e3\u5e76\u76d1\u7763\u5176\u5ba2\u6237\u3002.<\/li>\n\n\n\n<li>CDD\uff08\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5\uff09\uff1aKYC\u6d41\u7a0b\u4e2d\u4e13\u6ce8\u4e8e\u8bc6\u522b\u3001\u9a8c\u8bc1\u548c\u8bc4\u4f30\u5ba2\u6237\u98ce\u9669\u7684\u6838\u5fc3\u73af\u8282\u3002.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u5728\u5b9e\u8df5\u4e2d\uff0c\u53cd\u6d17\u94b1\u4e0e\u6253\u51fb\u8d44\u6050\uff08AML\/CFT\uff09\u6cd5\u89c4\u8981\u6c42\u91d1\u878d\u673a\u6784\u5b9e\u65bd\u5ba2\u6237\u8eab\u4efd\u8bc6\u522b\uff08KYC\uff09\u9879\u76ee\uff0c\u5e76\u901a\u8fc7\u6df1\u5165\u7684\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5\uff08CDD\uff09\u6d41\u7a0b\u6765\u4ed8\u8bf8\u5b9e\u65bd\u3002\u56e0\u6b64\uff0cCDD\u662fKYC\u7684\u4e1a\u52a1\u6838\u5fc3\uff0c\u4e24\u8005\u5bf9\u4e8e\u5b9e\u73b0\u53cd\u6d17\u94b1\u4e0e\u6253\u51fb\u8d44\u6050\u5408\u89c4\u90fd\u81f3\u5173\u91cd\u8981\u3002.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><th colspan=\"1\" rowspan=\"1\"><p>\u5b66\u671f<\/p><\/th><th colspan=\"1\" rowspan=\"1\"><p>\u5b9a\u4e49<\/p><\/th><\/tr><tr><td colspan=\"1\" rowspan=\"1\"><p>CDD<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><p>\u8bc6\u522b\u3001\u9a8c\u8bc1\u548c\u8bc4\u4f30\u5ba2\u6237\u98ce\u9669\u7684\u76ee\u6807\u660e\u786e\u7684\u8fc7\u7a0b<\/p><\/td><\/tr><tr><td colspan=\"1\" rowspan=\"1\"><p>KYC<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><p>\u66f4\u5e7f\u6cdb\u7684\u6846\u67b6\u5305\u62ec CDD \u548c\u6301\u7eed\u5173\u7cfb\u7ba1\u7406<\/p><\/td><\/tr><tr><td colspan=\"1\" rowspan=\"1\"><p>AML<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><p>\u5f3a\u5236\u6267\u884c\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5\uff08CDD\uff09\u8981\u6c42\u7684\u53cd\u6d17\u94b1\u6cd5\u89c4<\/p><\/td><\/tr><tr><td colspan=\"1\" rowspan=\"1\"><p>CFT<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><p>\u6253\u51fb\u6050\u6016\u878d\u8d44\u89c4\u5b9a\u8981\u6c42\u8bc6\u522b\u6050\u6016\u878d\u8d44\u98ce\u9669<\/p><\/td><\/tr><tr><td colspan=\"1\" rowspan=\"1\"><p>\u5173\u952e\u76d1\u7ba1\u53c2\u8003\u6807\u51c6\u5305\u62ecFATF 40\u9879\u5efa\u8bae\u4ee5\u53ca\u7f8e\u56fd\u91d1\u878d\u72af\u7f6a\u6267\u6cd5\u7f51\u7edc\uff08FinCEN\uff09\u7684CDD\u89c4\u5219\uff08\u4e8e2018\u5e745\u670811\u65e5\u751f\u6548\uff09\uff0c\u8be5\u89c4\u5219\u5f3a\u5236\u89c4\u5b9a\u4e86\u5c3d\u804c\u8c03\u67e5\u7684\u56db\u4e2a\u6838\u5fc3\u8981\u7d20\u3002.<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-typical-cdd-process-elements\"><span class=\"ez-toc-section\" id=\"Typical_CDD_Process_Elements\"><\/span>\u5178\u578b\u7684 CDD \u6d41\u7a0b\u8981\u7d20<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5\u6d41\u7a0b\u901a\u5e38\u5305\u62ec\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u6536\u96c6\u8eab\u4efd\u6570\u636e\uff08\u59d3\u540d\u3001\u51fa\u751f\u65e5\u671f\u3001\u56fd\u7c4d\u3001\u5730\u5740\uff09<\/li>\n\n\n\n<li>\u6536\u96c6\u53d7\u76ca\u6240\u6709\u4eba\u4fe1\u606f<\/li>\n\n\n\n<li>\u4e86\u89e3\u8d44\u91d1\u548c\u8d22\u5bcc\u6765\u6e90<\/li>\n\n\n\n<li>\u9884\u6d4b\u8d26\u6237\u6d3b\u52a8\u548c\u4ea4\u6613\u6a21\u5f0f<\/li>\n\n\n\n<li>\u8003\u8651\u5730\u7406\u548c\u884c\u4e1a\u655e\u53e3<\/li>\n\n\n\n<li>\u6839\u636e\u6536\u96c6\u5230\u7684\u4fe1\u606f\u8bc4\u4f30\u5ba2\u6237\u7684\u98ce\u9669\u6982\u51b5<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5\uff08CDD\uff09\u9002\u7528\u4e8e\u4e2a\u4eba\u3001\u516c\u53f8\u3001\u4fe1\u6258\u3001\u57fa\u91d1\u4f1a\u548c\u5176\u4ed6\u5b9e\u4f53\uff0c\u5ba1\u67e5\u7684\u6df1\u5ea6\u6839\u636e\u5ba2\u6237\u7684\u98ce\u9669\u72b6\u51b5\u800c\u6709\u6240\u4e0d\u540c\u3002\u5728\u745e\u58eb\uff0c\u5c3d\u804c\u8c03\u67e5\u8981\u6c42\u53d7\u300a\u745e\u58eb\u53cd\u6d17\u94b1\u6cd5\u300b\uff08AMLA\uff09\u548c\u745e\u58eb\u91d1\u878d\u5e02\u573a\u76d1\u7763\u7ba1\u7406\u5c40\uff08FINMA\uff09\u6761\u4f8b\u7ba1\u8f96\uff0c\u8fd9\u4e9b\u6cd5\u89c4\u5f3a\u8c03\u57fa\u4e8e\u98ce\u9669\u7684\u63a7\u5236\u548c\u8be6\u7ec6\u7684\u8bb0\u5f55\u3002\u5168\u9762\u7684\u5c3d\u804c\u8c03\u67e5\u65b9\u6cd5\u5305\u62ec\u8eab\u4efd\u9a8c\u8bc1\u548c\u98ce\u9669\u753b\u50cf\uff0c\u4ee5\u786e\u4fdd\u6301\u89c4\u6027\u548c\u6709\u6548\u7684\u98ce\u9669\u7ba1\u7406\u3002.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-why-customer-due-diligence-matters-for-financial-institutions\"><span class=\"ez-toc-section\" id=\"Why_Customer_Due_Diligence_Matters_for_Financial_Institutions\"><\/span>\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5\u4e3a\u4f55\u5bf9\u91d1\u878d\u673a\u6784\u81f3\u5173\u91cd\u8981<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">2015\u5e74\u81f32024\u5e74\u95f4\uff0c\u5168\u7403\u53cd\u6d17\u94b1\u7f5a\u6b3e\u603b\u989d\u8d85\u8fc7$200\u4ebf\u3002\u4ec5\u4e39\u65af\u514b\u94f6\u884c\uff08Danske Bank\uff09\u4e00\u6848\uff0c\u5c31\u56e0\u8be5\u884c\u7231\u6c99\u5c3c\u4e9a\u5206\u884c\u5728\u5904\u7406$2300\u4ebf\u53ef\u7591\u4ea4\u6613\u65f6\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5\u4e0d\u5145\u5206\uff0c\u88ab\u5904\u4ee5$20\u4ebf\u7f5a\u6b3e\u3002 2022\u5e74\uff0c\u745e\u58eb\u4fe1\u8d37\u56e0\u5c61\u6b21\u8fdd\u53cd\u53cd\u6d17\u94b1\u89c4\u5b9a\u88ab\u745e\u58eb\u91d1\u878d\u5e02\u573a\u76d1\u7ba1\u5c40\uff08FINMA\uff09\u5904\u4ee5$475\u767e\u4e07\u7f5a\u6b3e\uff0c\u8fd9\u6210\u4e3a\u51762023\u5e74\u5012\u95ed\u7684\u539f\u56e0\u4e4b\u4e00\u3002\u5728\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5\u8fc7\u7a0b\u4e2d\u5ffd\u89c6\u98ce\u9669\u8bc4\u4f30\uff0c\u53ef\u80fd\u4f1a\u5bfc\u81f4\u91d1\u878d\u673a\u6784\u9762\u4e34\u4e25\u5389\u7684\u76d1\u7ba1\u5904\u7f5a\u548c\u58f0\u8a89\u635f\u5bb3\u3002.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-financial-crimes-prevented-by-effective-cdd\"><span class=\"ez-toc-section\" id=\"Financial_Crimes_Prevented_by_Effective_CDD\"><\/span>\u901a\u8fc7\u6709\u6548\u7684 CDD \u9884\u9632\u91d1\u878d\u72af\u7f6a<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u6709\u6548\u7684\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5\u6709\u52a9\u4e8e\u9632\u6b62\u4ee5\u4e0b\u7b49\u91d1\u878d\u72af\u7f6a\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u6d17\u94b1\uff08\u636e\u8054\u5408\u56fd\u4f30\u8ba1\uff0c\u6bcf\u5e74\u91d1\u989d\u5728$8000\u4ebf\u81f3$2\u4e07\u4ebf\u4e4b\u95f4\uff09<\/li>\n\n\n\n<li>\u8d44\u52a9\u6050\u6016\u4e3b\u4e49<\/li>\n\n\n\n<li>\u9003\u907f\u5236\u88c1<\/li>\n\n\n\n<li>\u6b3a\u8bc8\u548c\u8150\u8d25<\/li>\n\n\n\n<li>\u9003\u7a0e<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-regulatory-stakes\"><span class=\"ez-toc-section\" id=\"Regulatory_Stakes\"><\/span>\u76d1\u7ba1\u5229\u5bb3\u5173\u7cfb<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u4e0d\u5408\u89c4\u7684\u540e\u679c\u4e0d\u4ec5\u9650\u4e8e\u7f5a\u6b3e\uff1a<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><th colspan=\"1\" rowspan=\"1\"><p>\u98ce\u9669\u7c7b\u522b<\/p><\/th><th colspan=\"1\" rowspan=\"1\"><p>\u6f5c\u5728\u540e\u679c<\/p><\/th><\/tr><tr><td colspan=\"1\" rowspan=\"1\"><p>\u884c\u653f\u7ba1\u7406<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><p>\u7f5a\u6b3e\u6700\u9ad8\u53ef\u8fbe\u5e74\u8425\u4e1a\u989d\u7684 10%\uff08\u6b27\u76df\u53cd\u6d17\u94b1\u6cd5\uff09\uff0c\u8865\u6551\u4ee4<\/p><\/td><\/tr><tr><td colspan=\"1\" rowspan=\"1\"><p>\u72af\u7f6a<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><p>6AMLD \u4e0b\u9ad8\u7ea7\u7ba1\u7406\u5c42\u7684\u4e2a\u4eba\u8d23\u4efb<\/p><\/td><\/tr><tr><td colspan=\"1\" rowspan=\"1\"><p>\u8fd0\u884c<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><p>\u8bb8\u53ef\u8bc1\u9650\u5236\u3001\u5931\u53bb\u4ee3\u7406\u884c\u5173\u7cfb<\/p><\/td><\/tr><tr><td colspan=\"1\" rowspan=\"1\"><p>\u58f0\u8a89<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><p>\u5ba2\u6237\u6d41\u5931\u3001\u8bc4\u7ea7\u4e0b\u8c03\u3001\u5a92\u4f53\u5ba1\u89c6\u589e\u52a0<\/p><\/td><\/tr><tr><td colspan=\"1\" rowspan=\"1\"><p>\u5728\u4e39\u65af\u514b\u94f6\u884c\u4e8b\u4ef6\u53d1\u751f\u540e\uff0c\u5317\u6b27\u5404\u94f6\u884c\u5931\u53bb\u4e8620-30%\u7684\u9ad8\u98ce\u9669\u4e1a\u52a1\u5173\u7cfb\uff0c\u56e0\u4e3a\u4ea4\u6613\u5bf9\u624b\u4e3a\u964d\u4f4e\u5bf9\u5185\u90e8\u63a7\u5236\u8584\u5f31\u673a\u6784\u7684\u98ce\u9669\u655e\u53e3\u800c\u91c7\u53d6\u4e86\u98ce\u9669\u7ba1\u63a7\u63aa\u65bd\u3002.<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-strategic-benefits-of-robust-cdd\"><span class=\"ez-toc-section\" id=\"Strategic_Benefits_of_Robust_CDD\"><\/span>\u5065\u5168\u7684 CDD \u7684\u6218\u7565\u4f18\u52bf<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u9664\u4e86\u907f\u514d\u7f5a\u6b3e\u4e4b\u5916\uff0c\u5f3a\u5927\u7684\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5\uff08CDD\uff09\u8fd8\u80fd\u5e26\u6765\u6218\u7565\u4f18\u52bf\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u66f4\u6df1\u5165\u7684\u5ba2\u6237\u6d1e\u5bdf\u4e0e\u9700\u6c42\u7406\u89e3<\/li>\n\n\n\n<li>\u4f18\u5316\u5ba2\u6237\u7ec6\u5206\u548c\u4ea4\u53c9\u9500\u552e\uff08\u636e\u9ea6\u80af\u9521\u9884\u6d4b\uff0c\u53ef\u4f7f\u6536\u5165\u589e\u957f15-20%\uff09<\/li>\n\n\n\n<li>\u66f4\u597d\u7684\u57fa\u4e8e\u98ce\u9669\u7684\u5b9a\u4ef7<\/li>\n\n\n\n<li>\u57fa\u4e8e\u900f\u660e\u5ea6\u5efa\u7acb\u66f4\u5f3a\u5927\u7684\u5ba2\u6237\u5173\u7cfb<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">InvestGlass \u901a\u8fc7\u6807\u51c6\u5316\u5de5\u4f5c\u6d41\u7a0b\u964d\u4f4e\u5408\u89c4\u98ce\u9669\uff0c\u5e76\u901a\u8fc7\u8bb0\u5f55\u6bcf\u4e2a\u9636\u6bb5\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5 (CDD) \u7684\u900f\u660e\u5ba1\u8ba1\u8ffd\u8e2a\u964d\u4f4e\u58f0\u8a89\u98ce\u9669\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><em>\u8fc7\u6e21\uff1a\u8ba4\u8bc6\u5230\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5\uff08CDD\uff09\u7684\u91cd\u8981\u6027\u81ea\u7136\u4f1a\u5f15\u5bfc\u6211\u4eec\u53bb\u63a2\u8ba8\u91d1\u878d\u673a\u6784\u5fc5\u987b\u5b9e\u65bd\u7684\u5404\u79cd\u5c3d\u804c\u8c03\u67e5\u7c7b\u578b\u3002\u4ee5\u4e0b\u90e8\u5206\u6982\u8ff0\u4e86\u8fd9\u4e9b\u7c7b\u578b\u53ca\u5176\u5177\u4f53\u5e94\u7528\u3002.<\/em><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-key-types-of-customer-due-diligence\"><span class=\"ez-toc-section\" id=\"Key_Types_of_Customer_Due_Diligence\"><\/span>\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5\u7684\u4e3b\u8981\u7c7b\u578b<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u6b63\u5982FATF\u548c\u6b27\u76df\u53cd\u6d17\u94b1\u6307\u4ee4\u6240\u8ff0\uff0c\u5168\u7403\u91d1\u878d\u673a\u6784\u91c7\u7528\u4e09\u7c7b\u4e3b\u8981\u7684\u5c3d\u804c\u8c03\u67e5\u3002\u6240\u9009\u7684CDD\u7c7b\u578b\u53d6\u51b3\u4e8e\u5ba2\u6237\u7684\u98ce\u9669\u72b6\u51b5\u548c\u4e1a\u52a1\u5173\u7cfb\u3002.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-overview-of-cdd-types\"><span class=\"ez-toc-section\" id=\"Overview_of_CDD_Types\"><\/span>CDD \u7c7b\u578b\u6982\u8ff0<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><th colspan=\"1\" rowspan=\"1\"><p>CDD \u7c7b\u578b<\/p><\/th><th colspan=\"1\" rowspan=\"1\"><p>\u8bf4\u660e<\/p><\/th><th colspan=\"1\" rowspan=\"1\"><p>\u4f55\u65f6\u5e94\u7528<\/p><\/th><\/tr><tr><td colspan=\"1\" rowspan=\"1\"><p>\u6807\u51c6 CDD<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><p>\u9488\u5bf9\u4f4e\u81f3\u4e2d\u98ce\u9669\u5ba2\u6237\u7684\u57fa\u7ebf\u68c0\u67e5<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><p>\u5927\u591a\u6570\u5ba2\u6237\u7684\u4e2a\u4eba\u8d44\u6599\u7b80\u5355\u660e\u4e86<\/p><\/td><\/tr><tr><td colspan=\"1\" rowspan=\"1\"><p>\u5f3a\u5316\u5c3d\u804c\u8c03\u67e5\uff08EDD\uff09<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><p>\u5bf9\u9ad8\u98ce\u9669\u6848\u4ef6\uff08\u4f8b\u5982\uff1a\u653f\u6cbb\u516c\u4f17\u4eba\u7269\u3001\u9ad8\u98ce\u9669\u53f8\u6cd5\u7ba1\u8f96\u533a\uff09\u8fdb\u884c\u6df1\u5165\u5ba1\u67e5<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><p>\u9ad8\u98ce\u9669\u5ba2\u6237\u6216\u590d\u6742\u7ed3\u6784<\/p><\/td><\/tr><tr><td colspan=\"1\" rowspan=\"1\"><p>\u7b80\u5316\/\u6301\u7eed\u7684\u5c3d\u804c\u8c03\u67e5<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><p>\u9488\u5bf9\u53ef\u5ffd\u7565\u98ce\u9669\u7684\u7b80\u5316\u63aa\u65bd\u6216\u6301\u7eed\u76d1\u6d4b<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><p>\u4f4e\u98ce\u9669\u6216\u6301\u7eed\u6027\u5173\u7cfb<\/p><\/td><\/tr><tr><td colspan=\"1\" rowspan=\"1\"><p>\u5728\u5ba2\u6237\u5165\u9a7b\u671f\u95f4\uff0c\u673a\u6784\u4f1a\u8bc4\u4f30\u6bcf\u4e2a\u5ba2\u6237\u7684\u98ce\u9669\uff0c\u4ee5\u786e\u4fdd\u5408\u89c4\u6027\u548c\u6709\u6548\u7684\u98ce\u9669\u7ba1\u7406\u3002.<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><\/td><td colspan=\"1\" rowspan=\"1\"><\/td><\/tr><tr><td colspan=\"1\" rowspan=\"1\"><p>\u5ba2\u6237\u5206\u7c7b\u7684\u4f9d\u636e\u5305\u62ec\uff1a<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><\/td><td colspan=\"1\" rowspan=\"1\"><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<ul class=\"wp-block-list\">\n<li>PEP \u72b6\u6001\uff08\u5177\u6709\u8f83\u9ad8\u8150\u8d25\u98ce\u9669 of \u653f\u6cbb\u516c\u4f17\u4eba\u7269\uff09<\/li>\n\n\n\n<li>\u5217\u5165FATF\u7070\/\u9ed1\u540d\u5355\u6216\u6d89\u53ca\u9ad8\u98ce\u9669\u53f8\u6cd5\u7ba1\u8f96\u533a<\/li>\n\n\n\n<li>\u590d\u6742\u7684\u4f01\u4e1a\u7ed3\u6784<\/li>\n\n\n\n<li>\u5f02\u5e38\u4ea4\u6613\u6a21\u5f0f\u6216\u8d1f\u9762\u5a92\u4f53\u62a5\u9053<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u68c0\u67e5\u3001\u6587\u6863\u8bb0\u5f55\u4ee5\u53ca\u5ba1\u6279\u7684\u6df1\u5ea6\u548c\u9891\u7387\u968f\u7740\u98ce\u9669\u7b49\u7ea7\u7684\u63d0\u9ad8\u800c\u589e\u52a0\u3002InvestGlass \u652f\u6301\u6839\u636e\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5\uff08CDD\uff09\u7c7b\u578b\u548c\u98ce\u9669\u7c7b\u522b\u914d\u7f6e\u4e0d\u540c\u7684\u5de5\u4f5c\u6d41\u548c\u6570\u636e\u8981\u6c42\u3002.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-standard-customer-due-diligence\"><span class=\"ez-toc-section\" id=\"Standard_Customer_Due_Diligence\"><\/span>\u6807\u51c6\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u6807\u51c6\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5\uff08CDD\uff09\u662f\u9488\u5bf9\u5927\u591a\u6570\u975e\u9ad8\u98ce\u9669\u5ba2\u6237\uff08\u4f8b\u5982\uff0c\u5c45\u4f4f\u5728\u4f4e\u98ce\u9669\u56fd\u5bb6\u4e14\u5c31\u4e1a\u6216\u5546\u4e1a\u6d3b\u52a8\u7b80\u5355\u7684\u5c45\u6c11\uff09\u7684\u9ed8\u8ba4\u7ea7\u522b\u3002.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-core-elements-for-individuals\"><span class=\"ez-toc-section\" id=\"Core_Elements_for_Individuals\"><\/span>\u4e2a\u4eba\u6838\u5fc3\u8981\u7d20<span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u62a4\u7167\u6216\u56fd\u6c11\u8eab\u4efd\u8bc1\u660e<\/li>\n\n\n\n<li>\u4f7f\u7528\u72ec\u7acb\u3001\u53ef\u9760\u7684\u6765\u6e90\u8fdb\u884c\u9a8c\u8bc1<\/li>\n\n\n\n<li>\u5bf9\u5173\u7cfb\u76ee\u7684\u53ca\u9884\u671f\u6d3b\u52a8\u7684\u57fa\u672c\u7406\u89e3<\/li>\n\n\n\n<li>\u6301\u7eed\u76d1\u6d4b\uff0c\u4ee5\u786e\u4fdd\u76f8\u5173\u6d3b\u52a8\u4e0e\u98ce\u9669\u72b6\u51b5\u4fdd\u6301\u4e00\u81f4\uff0c\u5e76\u68c0\u6d4b\u4efb\u4f55\u8868\u660e\u98ce\u9669\u589e\u52a0\u6216\u975e\u6cd5\u884c\u4e3a\u7684\u53d8\u5316<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-core-elements-for-legal-entities\"><span class=\"ez-toc-section\" id=\"Core_Elements_for_Legal_Entities\"><\/span>\u6cd5\u4eba\u6838\u5fc3\u8981\u7d20<span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u6cd5\u5b9a\u540d\u79f0\u3001\u6ce8\u518c\u53f7\u3001\u6ce8\u518c\u5730\u5740<\/li>\n\n\n\n<li>\u6301\u6709\u80a1\u4efd\u8d85\u8fc7\u9608\u503c\u7684\u8463\u4e8b\u548c\u80a1\u4e1c\uff08\u901a\u5e38\u6307\u6839\u636e\u7f8e\u56fd\u91d1\u878d\u72af\u7f6a\u6267\u6cd5\u5c40\uff08FinCEN\uff09\u548c\u6b27\u76df\u89c4\u5219\uff0c\u5b9e\u9645\u6301\u6709\u7684\u80a1\u4efd\u8fbe\u523025%\uff09<\/li>\n\n\n\n<li>\u5b9e\u4f53\u7684\u5b97\u65e8\u53ca\u9884\u671f\u6d3b\u52a8<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u6807\u51c6\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5\uff08CDD\uff09\u5e94\u901a\u8fc7\u68c0\u67e5\u8868\u548c\u8868\u683c\u8fdb\u884c\u6301\u7eed\u8bb0\u5f55\uff0c\u6700\u597d\u5c06\u5176\u6570\u5b57\u5316\u5230\u5ba2\u6237\u5173\u7cfb\u7ba1\u7406\u7cfb\u7edf\uff08CRM\uff09\u4e2d\uff0c\u4ee5\u5c3d\u91cf\u51cf\u5c11\u9519\u8bef\u548c\u9057\u6f0f\u3002.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-enhanced-due-diligence-edd\"><span class=\"ez-toc-section\" id=\"Enhanced_Due_Diligence_EDD\"><\/span>\u5f3a\u5316\u5c3d\u804c\u8c03\u67e5\uff08EDD\uff09<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u5f3a\u5316\u5c3d\u804c\u8c03\u67e5\u5bf9\u9ad8\u98ce\u9669\u5ba2\u6237\u5b9e\u65bd\u66f4\u4e25\u683c\u7684\u5ba1\u67e5\uff0c\u4f8b\u5982\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u653f\u6cbb\u516c\u4f17\u4eba\u7269\u53ca\u5176\u5173\u8054\u4eba\u58eb<\/li>\n\n\n\n<li>\u6765\u81ea\u9ad8\u98ce\u9669\u8f96\u533a\uff08\u6b27\u76df\u9ad8\u98ce\u9669\u7b2c\u4e09\u56fd\u540d\u5355\u3001FATF \u7070\u8272\u540d\u5355\uff09\u7684\u5ba2\u6237<\/li>\n\n\n\n<li>\u8d4c\u573a\u3001\u865a\u62df\u8d44\u4ea7\u3001\u4ee3\u7406\u94f6\u884c\u4e1a\u52a1\u7b49\u9ad8\u98ce\u9669\u884c\u4e1a<\/li>\n\n\n\n<li>\u590d\u6742\u7684\u80a1\u6743\u7ed3\u6784\u3001\u79bb\u5cb8\u4fe1\u6258\u548c\u591a\u5c42\u63a7\u80a1\u516c\u53f8<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-additional-edd-measures\"><span class=\"ez-toc-section\" id=\"Additional_EDD_Measures\"><\/span>\u5176\u4ed6 EDD \u63aa\u65bd<span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u8d44\u91d1\u4e0e\u8d22\u5bcc\u6765\u6e90\u8be6\u7ec6\u8bc1\u660e\u6587\u4ef6<\/li>\n\n\n\n<li>\u4f50\u8bc1\u6750\u6599\uff0c\u5982\u7ecf\u5ba1\u8ba1\u7684\u8d22\u52a1\u62a5\u8868\u3001\u5408\u540c\u3001\u7ee7\u627f\u6587\u4ef6<\/li>\n\n\n\n<li>\u5e7f\u6cdb\u7684\u4e0d\u826f\u5a92\u4ecb\u7b5b\u67e5<\/li>\n\n\n\n<li>\u9ad8\u7ea7\u7ba1\u7406\u5c42\u6216\u5408\u89c4\u90e8\u95e8\u6279\u51c6<\/li>\n\n\n\n<li>\u66f4\u9891\u7e41\u7684\u8bc4\u4f30\uff08\u5e74\u5ea6\u6216\u5b63\u5ea6\uff09<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">InvestGlass \u53ef\u4ee5\u6839\u636e\u98ce\u9669\u8bc4\u5206\u81ea\u52a8\u89e6\u53d1\u589e\u5f3a\u5c3d\u804c\u8c03\u67e5 (EDD)\uff0c\u4f8b\u5982\u5728\u68c0\u6d4b\u5230\u653f\u6cbb\u516c\u4f17\u4eba\u7269 (PEP) \u6216\u53d7\u5236\u88c1\u56fd\u5bb6\u65f6\u5347\u7ea7\u6848\u4f8b\uff0c\u5e76\u76f8\u5e94\u5730\u8def\u7531\u5de5\u4f5c\u6d41\u7a0b\u3002.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-ongoing-and-event-driven-due-diligence\"><span class=\"ez-toc-section\" id=\"Ongoing_and_Event-Driven_Due_Diligence\"><\/span>\u6301\u7eed\u548c\u4e8b\u4ef6\u9a71\u52a8\u7684\u5c3d\u804c\u8c03\u67e5<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">CDD\u662f\u4e00\u4e2a\u6301\u7eed\u7684\u8fc7\u7a0b\u3002\u5728\u6574\u4e2a\u5ba2\u6237\u751f\u547d\u5468\u671f\u4e2d\uff0c\u4f1a\u5bf9\u4ea4\u6613\u3001\u884c\u4e3a\u548c\u5916\u90e8\u6570\u636e\u8fdb\u884c\u6301\u7eed\u76d1\u63a7\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u6301\u7eed\u7684\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5\u4f7f\u673a\u6784\u80fd\u591f\u9002\u5e94\u53ef\u80fd\u6539\u53d8\u5ba2\u6237\u98ce\u9669\u72b6\u51b5\u7684\u53d8\u5316\uff0c\u4ece\u800c\u968f\u65f6\u95f4\u63a8\u79fb\u964d\u4f4e\u98ce\u9669\u3002.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-ongoing-due-diligence-includes\"><span class=\"ez-toc-section\" id=\"Ongoing_Due_Diligence_Includes\"><\/span>\u6301\u7eed\u7684\u5c3d\u804c\u8c03\u67e5\u5305\u62ec<span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u76d1\u63a7\u9488\u5bf9\u9884\u671f\u6a21\u5f0f\u7684\u4ea4\u6613<\/li>\n\n\n\n<li>\u6839\u636e\u6700\u65b0\u7684\u5236\u88c1\u3001PEP \u548c\u8d1f\u9762\u5a92\u4f53\u540d\u5355\u91cd\u65b0\u7b5b\u67e5<\/li>\n\n\n\n<li>\u6839\u636e\u98ce\u9669\u8bc4\u7ea7\u8fdb\u884c\u5b9a\u671f\u5ba1\u67e5<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-event-driven-reviews-triggered-by\"><span class=\"ez-toc-section\" id=\"Event-Driven_Reviews_Triggered_By\"><\/span>\u4e8b\u4ef6\u9a71\u52a8\u5ba1\u67e5\u89e6\u53d1\u56e0\u7d20<span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u4ea4\u6613\u91cf\u7a81\u7136\u589e\u52a0\uff08\u504f\u79bb\u503c\u572820-50%\u4e4b\u95f4\uff09<\/li>\n\n\n\n<li>\u8fc1\u5c45\u81f3\u9ad8\u98ce\u9669\u53f8\u6cd5\u7ba1\u8f96\u533a<\/li>\n\n\n\n<li>\u516c\u53f8\u9ad8\u5c42\u53d8\u52a8<\/li>\n\n\n\n<li>\u590d\u6742\u65b0\u4efb\u52a1\u7684\u5165\u804c<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u5728 InvestGlass \u4e2d\uff0c\u6301\u7eed\u7684\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5\uff08CDD\uff09\u901a\u8fc7\u5b9a\u671f\u5ba1\u67e5\u4efb\u52a1\u3001\u5f02\u5e38\u6d3b\u52a8\u81ea\u52a8\u8b66\u62a5\u4ee5\u53ca\u66f4\u65b0\u7684\u5ba2\u6237\u7b5b\u67e5\u6765\u652f\u6301\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><em>\u8fc7\u6e21\uff1a\u5728\u56de\u987e\u4e86\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5\uff08CDD\uff09\u7684\u7c7b\u578b\u540e\uff0c\u4e0b\u4e00\u8282\u5c06\u63a2\u8ba8\u5efa\u7acb\u5408\u89c4\u4e14\u9ad8\u6548\u7684CDD\u6d41\u7a0b\u7684\u6838\u5fc3\u7ec4\u4ef6\u4e0e\u5b9e\u9645\u6b65\u9aa4\u3002.<\/em><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-core-elements-of-the-customer-due-diligence-process\"><span class=\"ez-toc-section\" id=\"Core_Elements_of_the_Customer_Due_Diligence_Process\"><\/span>\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5\u6d41\u7a0b\u7684\u6838\u5fc3\u8981\u7d20<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u5178\u578b\u7684 CDD\uff08\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5\uff09\u751f\u547d\u5468\u671f\u5305\u62ec\uff1a<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>\u5ba2\u6237\u8bc6\u522b<\/li>\n\n\n\n<li>\u9a8c\u8bc1<\/li>\n\n\n\n<li>\u98ce\u9669\u8bc4\u4f30<\/li>\n\n\n\n<li>\u786e\u5b9a\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5\u7ea7\u522b<\/li>\n\n\n\n<li>\u5165\u804c\u51b3\u5b9a<\/li>\n\n\n\n<li>\u6301\u7eed\u76d1\u6d4b\u548c\u5ba1\u67e5<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">\u672c\u8282\u4e3a\u5408\u89c4\u4e0e\u8fd0\u8425\u56e2\u961f\u63d0\u4f9b\u4e86\u4e00\u4efd\u5b9e\u7528\u6307\u5357\uff0c\u4ee5\u4fbf\u5c06\u5176\u7eb3\u5165\u5185\u90e8\u6d41\u7a0b\u548c\u68c0\u67e5\u6e05\u5355\u3002InvestGlass\u652f\u6301\u5c06\u8fd9\u4e9b\u8981\u7d20\u6620\u5c04\u5230\u5177\u6709\u5ba1\u8ba1\u8ffd\u8e2a\u529f\u80fd\u7684\u53ef\u914d\u7f6e\u81ea\u52a8\u5316\u5de5\u4f5c\u6d41\u4e2d\u3002.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-customer-identification\"><span class=\"ez-toc-section\" id=\"Customer_Identification\"><\/span>\u5ba2\u6237\u8eab\u4efd\u8bc6\u522b<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-for-individuals-collect\"><span class=\"ez-toc-section\" id=\"For_Individuals_Collect\"><\/span>\u9488\u5bf9\u4e2a\u4eba\uff0c\u6536\u96c6\uff1a<span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u6cd5\u5b9a\u5168\u540d<\/li>\n\n\n\n<li>\u51fa\u751f\u65e5\u671f\u548c\u5730\u70b9<\/li>\n\n\n\n<li>\u56fd\u7c4d<\/li>\n\n\n\n<li>\u5c45\u4f4f\u5730\u5740<\/li>\n\n\n\n<li>\u7a0e\u53f7<\/li>\n\n\n\n<li>\u8054\u7cfb\u65b9\u5f0f<\/li>\n\n\n\n<li>\u804c\u4e1a\u548c\u96c7\u4e3b<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-for-legal-entities-collect\"><span class=\"ez-toc-section\" id=\"For_Legal_Entities_Collect\"><\/span>\u5bf9\u4e8e\u6cd5\u4eba\u5b9e\u4f53\uff0c\u8bf7\u6536\u96c6\uff1a<span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u6ce8\u518c\u540d\u79f0\u548c\u6ce8\u518c\u7f16\u53f7<\/li>\n\n\n\n<li>\u6210\u7acb\u65e5\u671f\u548c\u6ce8\u518c\u529e\u4e8b\u5904<\/li>\n\n\n\n<li>\u6cd5\u5f8b\u5f62\u5f0f\u548c\u76ee\u7684<\/li>\n\n\n\n<li>\u8463\u4e8b\u540d\u5355<\/li>\n\n\n\n<li>\u63a7\u80a1\u80a1\u4e1c\u548c\u53d7\u76ca\u6240\u6709\u4eba<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u5bf9\u4e8e\u79c1\u4eba\u94f6\u884c\u548c\u8d22\u5bcc\u7ba1\u7406\u673a\u6784\u800c\u8a00\uff0c\u6355\u6349\u5ba2\u6237\u5173\u7cfb\u80cc\u666f\u81f3\u5173\u91cd\u8981\uff0c\u5305\u62ec\u59d4\u6258\u7c7b\u578b\u3001\u5bb6\u65cf\u529e\u516c\u5ba4\u7ed3\u6784\u4ee5\u53ca\u76f8\u5173\u7684\u4fe1\u6258\u6216\u57fa\u91d1\u4f1a\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">InvestGlass \u6570\u5b57\u5f00\u6237\u8868\u5355\u53ef\u9488\u5bf9\u4e0d\u540c\u7ec6\u5206\u5e02\u573a\uff08\u96f6\u552e\u5ba2\u6237\u3001\u9ad8\u51c0\u503c\u4e2a\u4eba\u3001\u4f01\u4e1a\u3001\u516c\u5171\u90e8\u95e8\uff09\u8fdb\u884c\u5b9a\u5236\uff0c\u5e76\u652f\u6301\u591a\u79cd\u8bed\u8a00\u3002.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-customer-verification\"><span class=\"ez-toc-section\" id=\"Customer_Verification\"><\/span>\u5ba2\u6237\u9a8c\u8bc1<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u6839\u636e\u6b27\u76df\u300a\u7b2c\u4e94\u4ee3\u53cd\u6d17\u94b1\u6307\u4ee4\u300b\uff08EU 5AMLD\uff09\u3001\u745e\u58eb\u300a\u53cd\u6d17\u94b1\u6cd5\u300b\uff08Swiss AMLA\uff09\u4ee5\u53ca\u82f1\u56fd\u300a2017\u5e74\u6d17\u94b1\u6761\u4f8b\u300b\uff08UK MLR 2017\uff09\u7b49\u53cd\u6d17\u94b1\u6cd5\u89c4\u7684\u8981\u6c42\uff0c\u5728\u5efa\u7acb\u4e1a\u52a1\u5173\u7cfb\u4e4b\u524d\uff0c\u5fc5\u987b\u4f7f\u7528\u53ef\u9760\u4e14\u72ec\u7acb\u7684\u6765\u6e90\u5bf9\u8eab\u4efd\u6570\u636e\u8fdb\u884c\u9a8c\u8bc1\u3002.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-verification-methods-for-individuals\"><span class=\"ez-toc-section\" id=\"Verification_Methods_for_Individuals\"><\/span>\u4e2a\u4eba\u9a8c\u8bc1\u65b9\u6cd5<span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u6b63\u5728\u6838\u5bf9\u751f\u7269\u7279\u5f81\u62a4\u7167\u6216\u56fd\u6c11\u8eab\u4efd\u8bc1<\/li>\n\n\n\n<li>\u901a\u8fc7\u89c6\u9891ID\u8fdb\u884c\u6d3b\u4f53\u68c0\u6d4b<\/li>\n\n\n\n<li>\u901a\u8fc7\u53ef\u4fe1\u6570\u636e\u5e93\u6216\u516c\u7528\u4e8b\u4e1a\u8d26\u5355\u9a8c\u8bc1\u5730\u5740<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-verification-methods-for-corporates\"><span class=\"ez-toc-section\" id=\"Verification_Methods_for_Corporates\"><\/span>\u4f01\u4e1a\u9a8c\u8bc1\u65b9\u6cd5<span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u5b98\u65b9\u516c\u53f8\u6ce8\u518c\uff08\u745e\u58eb\u5546\u4e1a\u6ce8\u518c\u5904\u3001\u82f1\u56fd\u516c\u53f8\u6ce8\u518c\u5904\u3001\u6b27\u76df\u5546\u4e1a\u6ce8\u518c\u5904\uff09<\/li>\n\n\n\n<li>\u7ecf\u8ba4\u8bc1\u7684\u516c\u53f8\u6ce8\u518c\u6587\u4ef6<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">InvestGlass \u901a\u8fc7 API \u4e0e\u7b2c\u4e09\u65b9\u7535\u5b50\u8eab\u4efd\u9a8c\u8bc1\uff08e-ID\uff09\u3001\u5236\u88c1\u540d\u5355\u548c\u6ce8\u518c\u670d\u52a1\u63d0\u4f9b\u5546\u96c6\u6210\uff0c\u4ee5\u7b80\u5316\u8eab\u4efd\u9a8c\u8bc1\u5e76\u51cf\u5c11\u4eba\u5de5\u5ba1\u6838\u3002.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-beneficial-ownership-and-control\"><span class=\"ez-toc-section\" id=\"Beneficial_Ownership_and_Control\"><\/span>\u5b9e\u76ca\u62e5\u6709\u6743\u548c\u63a7\u5236\u6743<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u76d1\u7ba1\u673a\u6784\u65e5\u76ca\u5173\u6ce8\u53d7\u76ca\u6240\u6709\u4eba\u900f\u660e\u5ea6\uff0c\u8fd9\u4e3b\u8981\u53d7FinCEN CDD\u89c4\u5219\uff082018\u5e74\uff09\u4ee5\u53ca\u6b27\u76df\u53d7\u76ca\u6240\u6709\u4eba\u767b\u8bb0\u518c\u6307\u4ee4\u7684\u63a8\u52a8\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u673a\u6784\u5fc5\u987b\u8bc6\u522b\u62e5\u6709\u6216\u63a7\u5236\u8d85\u8fc7\u9608\u503c\uff08\u901a\u5e38\u4e3a25%\uff09\u7684\u81ea\u7136\u4eba\uff0c\u5bf9\u4e8e\u9ad8\u98ce\u9669\u60c5\u51b5\uff0c\u9608\u503c\u4f1a\u76f8\u5e94\u964d\u4f4e\u3002.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-challenges-in-complex-structures\"><span class=\"ez-toc-section\" id=\"Challenges_in_Complex_Structures\"><\/span>\u590d\u6742\u7ed3\u6784\u7684\u6311\u6218<span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u591a\u4e2a\u6240\u6709\u6743\u5c42<\/li>\n\n\n\n<li>\u88ab\u63d0\u540d\u80a1\u4e1c<\/li>\n\n\n\n<li>\u8bb0\u5f55\u6709\u9650\u7684\u53f8\u6cd5\u7ba1\u8f96\u533a\u5185\u7684\u4fe1\u6258\u548c\u57fa\u91d1\u4f1a<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u8c03\u67e5\u663e\u793a\uff0c\u5728\u8ffd\u6eaf\u591a\u5c42\u6700\u7ec8\u5b9e\u9645\u63a7\u5236\u4eba\uff08UBOs\uff09\u65f6\uff0c30-40%\u7684\u5931\u8d25\u7387\u4e3a30%-40%\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">InvestGlass \u6570\u636e\u6a21\u578b\u80fd\u591f\u6355\u83b7\u590d\u6742\u7684\u4ea7\u6743\u548c\u63a7\u5236\u7ed3\u6784\uff0c\u4e3a\u5ba1\u8ba1\u548c\u76d1\u7ba1\u673a\u6784\u67e5\u8be2\u7ef4\u62a4\u7ed3\u6784\u5316\u8bb0\u5f55\u3002.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-risk-profile-assessment\"><span class=\"ez-toc-section\" id=\"Risk_Profile_Assessment\"><\/span>\u98ce\u9669\u6982\u51b5\u8bc4\u4f30<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u5176\u76ee\u7684\u662f\u6839\u636e\u591a\u4e2a\u56e0\u7d20\u8d4b\u4e88\u98ce\u9669\u8bc4\u7ea7\uff08\u4f4e\u3001\u4e2d\u3001\u9ad8\uff09\u3002\u98ce\u9669\u8bc4\u4f30\u6709\u52a9\u4e8e\u786e\u5b9a\u5ba1\u67e5\u7ea7\u522b\u5e76\u8bc6\u522b\u5371\u9669\u4fe1\u53f7\uff0c\u4ee5\u9632\u6b62\u975e\u6cd5\u6d3b\u52a8\u3002.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><th colspan=\"1\" rowspan=\"1\"><p>\u98ce\u9669\u56e0\u7d20<\/p><\/th><th colspan=\"1\" rowspan=\"1\"><p>\u5b9e\u4f8b<\/p><\/th><\/tr><tr><td colspan=\"1\" rowspan=\"1\"><p>\u5ba2\u6237\u7c7b\u578b<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><p>PEP \u8eab\u4efd\u3001\u516c\u53f8\u590d\u6742\u6027<\/p><\/td><\/tr><tr><td colspan=\"1\" rowspan=\"1\"><p>\u5730\u7406<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><p>\u9ad8\u98ce\u9669\u56fd\u5bb6\u3001\u5236\u88c1\u98ce\u9669<\/p><\/td><\/tr><tr><td colspan=\"1\" rowspan=\"1\"><p>\u4ea7\u54c1<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><p>\u8de8\u5883\u652f\u4ed8\u3001\u865a\u62df\u8d44\u4ea7<\/p><\/td><\/tr><tr><td colspan=\"1\" rowspan=\"1\"><p>\u884c\u4e3a<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><p>\u4ea4\u6613\u6a21\u5f0f\u4e0e\u540c\u4e1a\u57fa\u51c6\u5bf9\u6bd4<\/p><\/td><\/tr><tr><td colspan=\"1\" rowspan=\"1\"><p>\u5916\u90e8\u6570\u636e<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><p>\u5236\u88c1\u6253\u51fb\u3001\u4e0d\u5229\u5a92\u4f53<\/p><\/td><\/tr><tr><td colspan=\"1\" rowspan=\"1\"><p>\u5b9a\u91cf\u8bc4\u5206\u4e0e\u5b9a\u6027\u5224\u65ad\u76f8\u7ed3\u5408\uff0c\u6784\u6210\u4e86\u98ce\u9669\u8bb0\u5206\u5361\u3002InvestGlass \u652f\u6301\u53ef\u914d\u7f6e\u7684\u8bc4\u5206\u6a21\u578b\u3001\u81ea\u52a8\u98ce\u9669\u8bc4\u7ea7\u4ee5\u53ca\u9644\u5e26\u8bb0\u5f55\u7406\u7531\u7684\u4eba\u5de5\u8986\u76d6\u529f\u80fd\u3002.<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-determining-the-appropriate-level-of-cdd\"><span class=\"ez-toc-section\" id=\"Determining_the_Appropriate_Level_of_CDD\"><\/span>\u786e\u5b9a CDD \u7684\u9002\u5f53\u7ea7\u522b<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u98ce\u9669\u8bc4\u7ea7\u6307\u5bfc\u5c3d\u804c\u8c03\u67e5\u63aa\u65bd\uff1a<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><th colspan=\"1\" rowspan=\"1\"><p>\u98ce\u9669\u8bc4\u7ea7<\/p><\/th><th colspan=\"1\" rowspan=\"1\"><p>CDD \u7ea7\u522b<\/p><\/th><th colspan=\"1\" rowspan=\"1\"><p>\u6587\u4ef6<\/p><\/th><th colspan=\"1\" rowspan=\"1\"><p>\u6279\u51c6<\/p><\/th><\/tr><tr><td colspan=\"1\" rowspan=\"1\"><p>\u4f4e<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><p>\u7b80\u5316\u7248<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><p>\u57fa\u672c\u8eab\u4efd\u8bc1\u3001\u4f4f\u5740\u8bc1\u660e<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><p>\u81ea\u52a8\u5316<\/p><\/td><\/tr><tr><td colspan=\"1\" rowspan=\"1\"><p>\u4e2d\u578b<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><p>\u6807\u51c6<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><p>\u5168\u5957\u6587\u4ef6<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><p>\u5ba2\u6237\u7ecf\u7406\u7b7e\u5b57\u786e\u8ba4<\/p><\/td><\/tr><tr><td colspan=\"1\" rowspan=\"1\"><p>\u9ad8<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><p>\u589e\u5f3a\u578b<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><p>EDD \u5957\u9910\uff0c\u8d22\u5bcc\u4e4b\u6e90<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><p>\u9ad8\u7ea7\u7ba1\u7406\u5c42\u6216\u5408\u89c4\u90e8\u95e8\u6279\u51c6<\/p><\/td><\/tr><tr><td colspan=\"1\" rowspan=\"1\"><p>\u6e05\u6670\u7684\u653f\u7b56\u548c\u51b3\u7b56\u89c4\u5219\u53ef\u63d0\u9ad8\u4e00\u81f4\u6027\u5e76\u52a0\u5feb\u5165\u804c\u6d41\u7a0b\u3002InvestGlass \u5de5\u4f5c\u6d41\u5e94\u7528\u5206\u652f\u89c4\u5219\uff0c\u5e76\u9488\u5bf9\u6bcf\u4e2a\u98ce\u9669\u7c7b\u522b\u8bbe\u7f6e\u5fc5\u586b\u5b57\u6bb5\u548c\u68c0\u67e5\u3002.<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><\/td><td colspan=\"1\" rowspan=\"1\"><\/td><td colspan=\"1\" rowspan=\"1\"><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-ongoing-monitoring-and-periodic-review\"><span class=\"ez-toc-section\" id=\"Ongoing_Monitoring_and_Periodic_Review\"><\/span>\u6301\u7eed\u76d1\u6d4b\u548c\u5b9a\u671f\u5ba1\u67e5<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u6301\u7eed\u76d1\u63a7\u6d89\u53ca\u8ffd\u8e2a\u4ea4\u6613\u3001\u884c\u4e3a\u548c\u8d44\u6599\u53d8\u66f4\uff0c\u4ee5\u68c0\u6d4b\u53ef\u7591\u6a21\u5f0f\u3002.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-review-frequencies\"><span class=\"ez-toc-section\" id=\"Review_Frequencies\"><\/span>\u5ba1\u6838\u9891\u7387<span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u4f4e\u98ce\u9669\uff1a\u6bcf3-5\u5e74<\/li>\n\n\n\n<li>\u4e2d\u5ea6\u98ce\u9669\uff1a\u6bcf 2-3 \u5e74\u4e00\u6b21<\/li>\n\n\n\n<li>\u9ad8\u98ce\u9669\uff1a\u6bcf\u5e74\u6216\u66f4\u9891\u7e41<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u5728\u5730\u7f18\u653f\u6cbb\u4e8b\u4ef6\u53d1\u751f\u540e\uff0c\u6216\u8005\u5728OFAC\uff08\u7f8e\u56fd\uff09\u3001\u6b27\u76df\u6216SECO\uff08\u745e\u58eb\uff09\u7b49\u4e3b\u7ba1\u673a\u6784\u66f4\u65b0\u5236\u88c1\u540d\u5355\u540e\uff0c\u91cd\u65b0\u7b5b\u67e5\u66f4\u65b0\u540e\u7684\u5236\u88c1\u540d\u5355\u3001PEP\uff08\u653f\u6cbb\u516c\u4f17\u4eba\u7269\uff09\u548c\u8d1f\u9762\u65b0\u95fb\u540d\u5355\u81f3\u5173\u91cd\u8981\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">InvestGlass \u5b89\u6392\u590d\u6838\u4efb\u52a1\uff0c\u5728\u6570\u636e\u8fc7\u65f6\u65f6\u5411\u5ba2\u6237\u7ecf\u7406\u53d1\u51fa\u8b66\u62a5\uff0c\u5e76\u8bb0\u5f55\u6240\u6709\u590d\u6838\u6d3b\u52a8\u4ee5\u4f5c\u4e3a\u76d1\u7ba1\u8bc1\u636e\u3002.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-escalation-and-suspicious-activity-reporting\"><span class=\"ez-toc-section\" id=\"Escalation_and_Suspicious_Activity_Reporting\"><\/span>\u5347\u7ea7\u548c\u53ef\u7591\u6d3b\u52a8\u62a5\u544a<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u5f53\u68c0\u6d4b\u5230\u53ef\u7591\u6d3b\u52a8\u65f6\uff0c\u91d1\u878d\u673a\u6784\u4f1a\u9075\u5faa\u4e0a\u62a5\u6d41\u7a0b\uff0c\u8fd9\u53ef\u80fd\u4f1a\u5bfc\u81f4\u5411\u745e\u58ebMROS\u6216\u7f8e\u56fdFinCEN\u7b49\u91d1\u878d\u60c5\u62a5\u673a\u6784\u63d0\u4ea4\u53ef\u7591\u6d3b\u52a8\u62a5\u544a\uff08SAR\uff09\u6216\u53ef\u7591\u4ea4\u6613\u62a5\u544a\uff08STR\uff09\u3002.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-escalation-process\"><span class=\"ez-toc-section\" id=\"Escalation_Process\"><\/span>\u5347\u7ea7\u6d41\u7a0b<span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<ol class=\"wp-block-list\">\n<li>\u4e00\u7ebf\u5458\u5de5\u6216\u76d1\u63a7\u5de5\u5177\u6807\u8bb0\u95ee\u9898<\/li>\n\n\n\n<li>\u5408\u89c4\u56e2\u961f\u5ba1\u6838\u6848\u4ef6<\/li>\n\n\n\n<li>\u51b3\u5b9a\u62a5\u544a\u53ef\u7591\u4ea4\u6613\u6216\u7ec8\u6b62\u5173\u7cfb<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">\u5168\u9762\u7684\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5\uff08CDD\uff09\u6587\u6863\uff0c\u5305\u62ec\u98ce\u9669\u8bc4\u5206\u548c\u51b3\u7b56\uff0c\u4e3a\u8fd9\u4e9b\u6d41\u7a0b\u548c\u76d1\u7ba1\u673a\u6784\u7684\u67e5\u8be2\u63d0\u4f9b\u652f\u6301\u3002InvestGlass \u5b58\u50a8\u6848\u4f8b\u6587\u4ef6\u3001\u6587\u6863\u5e76\u8bb0\u5f55\u51b3\u7b56\uff0c\u53ef\u6839\u636e\u9700\u8981\u4e0e\u6848\u4f8b\u7ba1\u7406\u6216\u62a5\u544a\u5de5\u5177\u96c6\u6210\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><em>\u8fc7\u6e21\uff1a\u5728\u6982\u8ff0\u4e86\u6838\u5fc3\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5\uff08CDD\uff09\u8981\u7d20\u4e4b\u540e\uff0c\u4e0b\u4e00\u8282\u5c06\u56de\u987e\u5728\u5168\u7403\u548c\u533a\u57df\u5c42\u9762\u5851\u9020\u8fd9\u4e9b\u8981\u6c42\u7684\u76d1\u7ba1\u6846\u67b6\u3002.<\/em><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-regulatory-frameworks-and-global-cdd-requirements\"><span class=\"ez-toc-section\" id=\"Regulatory_Frameworks_and_Global_CDD_Requirements\"><\/span>\u76d1\u7ba1\u6846\u67b6\u548c\u5168\u7403 CDD \u8981\u6c42<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u672c\u8282\u6982\u8ff0\u4e86\u6307\u5bfc\u56fd\u9645\u94f6\u884c\u548c\u53d7\u76d1\u7ba1\u673a\u6784\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5\uff08CDD\uff09\u8981\u6c42\u7684\u4e3b\u8981\u6cd5\u89c4\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u867d\u7136\u672f\u8bed\u6709\u6240\u4e0d\u540c\uff0c\u4f46\u5927\u591a\u6570\u5236\u5ea6\u90fd\u671f\u671b\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u5ba2\u6237\u8bc6\u522b\u4e0e\u9a8c\u8bc1<\/li>\n\n\n\n<li>\u53d7\u76ca\u6240\u6709\u4eba\u7406\u89e3<\/li>\n\n\n\n<li>\u57fa\u4e8e\u98ce\u9669\u7684\u63aa\u65bd\u5e94\u7528<\/li>\n\n\n\n<li>\u6301\u7eed\u5173\u7cfb\u76d1\u63a7<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u8de8\u56fd\u673a\u6784\u901a\u5e38\u4f1a\u7edf\u4e00\u96c6\u56e2\u8303\u56f4\u5185\u7684\u6807\u51c6\u3002InvestGlass \u652f\u6301\u6bcf\u4e2a\u53f8\u6cd5\u7ba1\u8f96\u533a\u91c7\u7528\u591a\u91cd\u76d1\u7ba1\u89c4\u5219\u96c6\u548c\u6587\u6863\u6807\u51c6\uff0c\u968f\u7740\u4eba\u5de5\u667a\u80fd\u6b63\u5728\u91cd\u5851\u4ee5\u4e0b\u7b49\u9886\u57df\uff0c\u8fd9\u4e00\u70b9\u53d8\u5f97\u65e5\u76ca\u91cd\u8981\uff1a <a href=\"https:\/\/www.investglass.com\/zh\/ai-%e5%af%b9%e4%b8%ad%e5%a4%ae%e9%93%b6%e8%a1%8c%e8%b4%a7%e5%b8%81%e6%94%bf%e7%ad%96%e5%92%8c%e5%86%b3%e7%ad%96%e8%bf%87%e7%a8%8b%e7%9a%84%e5%bd%b1%e5%93%8d\/\" target=\"_self\">\u4e2d\u592e\u94f6\u884c\u4e0e\u8d27\u5e01\u653f\u7b56\u6cbb\u7406<\/a>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-fatf-recommendations-and-international-standards\"><span class=\"ez-toc-section\" id=\"FATF_Recommendations_and_International_Standards\"><\/span>\u91d1\u878d\u884c\u52a8\u7279\u522b\u5de5\u4f5c\u7ec4\u7684\u5efa\u8bae\u548c\u56fd\u9645\u6807\u51c6<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u8d22\u52a1\u884c\u52a8\u7279\u522b\u5de5\u4f5c\u7ec4\uff08FATF\uff09\u901a\u8fc7\u517640\u9879\u5efa\u8bae\u53d1\u5e03\u5168\u7403\u53cd\u6d17\u94b1\/\u6253\u51fb\u8d44\u52a9\u6050\u6016\u4e3b\u4e49\uff08AML\/CFT\uff09\u6807\u51c6\uff0c\u6db5\u76d6\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5\uff08CDD\uff09\u3001\u653f\u6cbb\u516c\u4f17\u4eba\u7269\uff08PEP\uff09\u4ee5\u53ca\u53d7\u76ca\u6240\u6709\u6743\u900f\u660e\u5ea6\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">FATF \u4e92\u8bc4\u4f30\u5f71\u54cd\u7740\u56fd\u5185\u7684\u6267\u884c\u60c5\u51b5\u548c\u76d1\u7ba1\u5ba1\u67e5\u3002\u745e\u58eb\u5728 2016 \u5e74\u83b7\u5f97\u7684\u201c\u5927\u4f53\u5408\u89c4\u201d\u8bc4\u7ea7\u4fc3\u4f7f\u5176\u5728 2022 \u5e74\u524d\u8fdb\u884c\u4e86\u6539\u8fdb\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">FATF\u652f\u6301\u57fa\u4e8e\u98ce\u9669\u7684\u65b9\u6cd5\uff0c\u5141\u8bb8\u5bf9\u4f4e\u98ce\u9669\u5ba2\u6237\u91c7\u53d6\u7b80\u5316\u63aa\u65bd\uff0c\u5bf9\u8f83\u9ad8\u98ce\u9669\u5ba2\u6237\u91c7\u53d6\u5f3a\u5316\u5c3d\u804c\u8c03\u67e5\uff08EDD\uff09\u3002\u4f7f\u653f\u7b56\u4e0eFATF\u4fdd\u6301\u4e00\u81f4\u6709\u52a9\u4e8e\u8de8\u5883\u8fd0\u8425\u548c\u4e0e\u76d1\u7ba1\u673a\u6784\u7684\u6c9f\u901a\u3002.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-european-union-aml-directives\"><span class=\"ez-toc-section\" id=\"European_Union_AML_Directives\"><\/span>\u6b27\u76df\u53cd\u6d17\u94b1\u6307\u4ee4<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u6b27\u76df\u901a\u8fc7\u6307\u4ee4\u52a0\u5f3a\u4e86\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5\uff08CDD\uff09\uff1a<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><th colspan=\"1\" rowspan=\"1\"><p>\u6307\u4ee4<\/p><\/th><th colspan=\"1\" rowspan=\"1\"><p>\u5e74\u4efd<\/p><\/th><th colspan=\"1\" rowspan=\"1\"><p>\u4e3b\u8981\u589e\u5f3a\u529f\u80fd<\/p><\/th><\/tr><tr><td colspan=\"1\" rowspan=\"1\"><p>4AMLD<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><p>2015<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><p>\u5b9e\u76ca\u62e5\u6709\u6743\u767b\u8bb0\u518c\uff0c\u57fa\u4e8e\u98ce\u9669\u7684\u65b9\u6cd5<\/p><\/td><\/tr><tr><td colspan=\"1\" rowspan=\"1\"><p>5AMLD<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><p>2018<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><p>\u6269\u5c55 PEP \u5b9a\u4e49\u3001\u865a\u62df\u8d44\u4ea7\u3001\u66f4\u4e25\u683c\u7684 EDD<\/p><\/td><\/tr><tr><td colspan=\"1\" rowspan=\"1\"><p>6AMLD<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><p>2020<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><p>\u9ad8\u7ea7\u7ba1\u7406\u4eba\u5458\u5211\u4e8b\u8d23\u4efb<\/p><\/td><\/tr><tr><td colspan=\"1\" rowspan=\"1\"><p>\u6b27\u76df\u53cd\u6d17\u94b1\u4e00\u63fd\u5b50\u8ba1\u5212\u548c\u5373\u5c06\u6210\u7acb\u7684\u53cd\u6d17\u94b1\u5c40\u5c06\u8fdb\u4e00\u6b65\u7edf\u4e00\u5408\u89c4\u4e49\u52a1\u3002.<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><\/td><td colspan=\"1\" rowspan=\"1\"><\/td><\/tr><tr><td colspan=\"1\" rowspan=\"1\"><p>InvestGlass \u652f\u6301\u7279\u5b9a\u53f8\u6cd5\u7ba1\u8f96\u533a\u7684\u5b57\u6bb5\uff0c\u5e76\u652f\u6301\u8de8\u5883\u4e00\u81f4\u6027\u3002.<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><\/td><td colspan=\"1\" rowspan=\"1\"><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-us-fincen-customer-due-diligence-rule\"><span class=\"ez-toc-section\" id=\"US_FinCEN_Customer_Due_Diligence_Rule\"><\/span>\u7f8e\u56fd\u91d1\u878d\u72af\u7f6a\u6267\u6cd5\u7f51\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5\u89c4\u5219<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u81ea 2018 \u5e74 5 \u6708 11 \u65e5\u8d77\uff0cFinCEN \u7684 CDD \u89c4\u5219\u8981\u6c42\u53d7\u6db5\u76d6\u673a\u6784\uff1a<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>\u8bc6\u522b\u548c\u9a8c\u8bc1\u5ba2\u6237<\/li>\n\n\n\n<li>\u8bc6\u522b\u5e76\u6838\u5b9e\u5b9e\u9645\u63a7\u5236\u4eba\uff0825%\u9608\u503c\uff09<\/li>\n\n\n\n<li>\u7406\u89e3\u5173\u7cfb\u7684\u6027\u8d28\u4e0e\u76ee\u7684<\/li>\n\n\n\n<li>\u8fdb\u884c\u6301\u7eed\u76d1\u63a7\u4e0e\u53ef\u7591\u6d3b\u52a8\u62a5\u544a<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">\u672c\u89c4\u5b9a\u662f\u5bf92020\u5e74\u300a\u53cd\u6d17\u94b1\u6cd5\u300b\u548c2024-25\u5e74\u300a\u516c\u53f8\u900f\u660e\u5ea6\u6cd5\u300b\uff08\u5f15\u5165\u4e86\u8054\u90a6\u53d7\u76ca\u6240\u6709\u4eba\u6570\u636e\u5e93\uff09\u7684\u8865\u5145\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">InvestGlass \u5c06\u5165\u804c\u5de5\u4f5c\u6d41\u7a0b\u4e0e\u8fd9\u4e9b\u8981\u7d20\u4fdd\u6301\u4e00\u81f4\uff0c\u5e76\u4e3a\u7f8e\u56fd\u5206\u652f\u673a\u6784\u6536\u96c6\u6240\u9700\u7684\u80a1\u6743\u6240\u6709\u6743\u6570\u636e\u3002.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-swiss-amla-and-finma-expectations\"><span class=\"ez-toc-section\" id=\"Swiss_AMLA_and_FINMA_Expectations\"><\/span>\u745e\u58eb\u300a\u53cd\u6d17\u94b1\u6cd5\u300b\u548c FINMA \u7684\u671f\u671b<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u745e\u58eb\u53cd\u6d17\u94b1\u6cd5\u8981\u6c42\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u5408\u540c parties \u548c\u53d7\u76ca\u6240\u6709\u4eba\u8bc6\u522b<\/li>\n\n\n\n<li>\u66f4\u9ad8\u98ce\u9669\u6848\u4ef6\u7684\u7ecf\u6d4e\u80cc\u666f\u8bf4\u660e<\/li>\n\n\n\n<li>\u5f3a\u8c03\u6587\u4ef6\u8d28\u91cf\u548c\u5173\u7cfb\u7406\u89e3<\/li>\n\n\n\n<li>\u57fa\u4e8e\u98ce\u9669\u7684\u76d1\u7ba1\uff0c\u7279\u522b\u662f\u5bf9\u79c1\u4eba\u94f6\u884c\u548c\u8d22\u5bcc\u7ba1\u7406\u7684\u76d1\u7ba1<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u745e\u58eb\u7684\u6570\u636e\u4fdd\u62a4\u548c\u94f6\u884c\u4fdd\u5bc6\u6cd5\u5f8b\u8981\u6c42\u4e25\u683c\u7684\u673a\u5bc6\u6027\u548c\u6570\u636e\u4e3b\u6743\u3002InvestGlass \u662f\u4e00\u4e2a\u745e\u58eb\u672c\u571f\u7684\u4e3b\u6743\u89e3\u51b3\u65b9\u6848\uff0c\u63d0\u4f9b\u745e\u58eb\u5883\u5185\u6258\u7ba1\u6216\u672c\u5730\u90e8\u7f72\uff0c\u4ee5\u652f\u6301\u5408\u89c4\u6027\u548c\u9690\u79c1\u4fdd\u62a4\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><em>\u8fc7\u6e21\uff1a\u76d1\u7ba1\u6846\u67b6\u786e\u7acb\u4e86\u6807\u51c6\uff0c\u4f46\u4e0d\u540c\u884c\u4e1a\u7684\u5177\u4f53\u505a\u6cd5\u5404\u4e0d\u76f8\u540c\u3002\u4e0b\u4e00\u8282\u5c06\u63a2\u8ba8\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5\uff08CDD\uff09\u5728\u4e0d\u540c\u91d1\u878d\u9886\u57df\u7684\u5e94\u7528\u3002.<\/em><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-customer-due-diligence-in-practice-banks-wealth-managers-and-insurers\"><span class=\"ez-toc-section\" id=\"Customer_Due_Diligence_in_Practice_Banks_Wealth_Managers_and_Insurers\"><\/span>\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5\u5b9e\u8df5\uff1a\u94f6\u884c\u3001\u8d22\u5bcc\u7ba1\u7406\u516c\u53f8\u548c\u4fdd\u9669\u516c\u53f8<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u867d\u7136\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5\uff08CDD\uff09\u7684\u539f\u5219\u662f\u4e00\u81f4\u7684\uff0c\u4f46\u5176\u5177\u4f53\u5e94\u7528\u4f1a\u56e0\u5546\u4e1a\u6a21\u5f0f\u3001\u5ba2\u6237\u590d\u6742\u7a0b\u5ea6\u548c\u4ea4\u6613\u91cf\u800c\u6709\u6240\u4e0d\u540c\u3002.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-retail-and-commercial-banks\"><span class=\"ez-toc-section\" id=\"Retail_and_Commercial_Banks\"><\/span>\u96f6\u552e\u548c\u5546\u4e1a\u94f6\u884c<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u8d26\u6237\u3001\u8d37\u6b3e\u548c\u4e2d\u5c0f\u4f01\u4e1a\u94f6\u884c\u7684\u5927\u89c4\u6a21\u5ba2\u6237\u5bfc\u5165\u9700\u8981\u9ad8\u6548\u7684\u6570\u5b57\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5\uff08CDD\uff09\uff0c\u4ee5\u907f\u514d\u5ef6\u8bef\u3002.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-focus-areas\"><span class=\"ez-toc-section\" id=\"Focus_Areas\"><\/span>\u5173\u6ce8\u9886\u57df<span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u6807\u51c6\u5316\u7684\u8eab\u4efd\u9a8c\u8bc1\uff0c\u7ed3\u5408\u81ea\u52a8\u5236\u88c1\u540d\u5355\u548c PEP \u7b5b\u67e5<\/li>\n\n\n\n<li>\u57fa\u4e8e\u4ea7\u54c1\u548c\u5730\u57df\u7684\u98ce\u9669\u8bc4\u5206<\/li>\n\n\n\n<li>\u4ece\u4ea4\u6613\u76d1\u63a7\u5230\u66f4\u65b0\u98ce\u9669\u8bc4\u4f30\u7684\u53cd\u9988\u673a\u5236<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">InvestGlass \u652f\u6301\u9884\u586b\u8868\u5355\u3001\u8de8\u4ea7\u54c1\u7684\u6570\u636e\u590d\u7528\uff0c\u4ee5\u53ca\u9488\u5bf9\u4f4e\u98ce\u9669\u5ba2\u6237\u7684\u76f4\u901a\u5f0f\u5904\u7406\u3002.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-private-banks-and-wealth-managers\"><span class=\"ez-toc-section\" id=\"Private_Banks_and_Wealth_Managers\"><\/span>\u79c1\u4eba\u94f6\u884c\u548c\u8d22\u5bcc\u7ba1\u7406\u673a\u6784<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u9ad8\u51c0\u503c\u5ba2\u6237\u901a\u5e38\u62e5\u6709\u5305\u62ec\u4fe1\u6258\u548c\u5bb6\u65cf\u529e\u516c\u5ba4\u5728\u5185\u7684\u590d\u6742\u67b6\u6784\uff0c\u5176\u4e2d20-30%\u4e0e\u653f\u6cbb\u516c\u4f17\u4eba\u7269\uff08PEPs\uff09\u76f8\u5173\u8054\uff0c\u8fd9\u4f7f\u5f97\u5bf9 <a href=\"https:\/\/www.investglass.com\/zh\/%e7%a7%81%e4%ba%ba%e9%93%b6%e8%a1%8c-crm\/\" target=\"_self\">\u4e13\u4e3a\u79c1\u4eba\u94f6\u884c\u6253\u9020\u7684\u5ba2\u6237\u5173\u7cfb\u7ba1\u7406\u7cfb\u7edf<\/a> \u96c6\u4e2d\u5316KYC\u3001\u6295\u8d44\u7ec4\u5408\u548c\u5173\u7cfb\u6570\u636e\u3002.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-challenges\"><span class=\"ez-toc-section\" id=\"Challenges\"><\/span>\u6311\u6218<span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u9488\u5bf9\u8de8\u5883\u5ba2\u6237\u7684\u5f3a\u5316\u5c3d\u804c\u8c03\u67e5<\/li>\n\n\n\n<li>\u590d\u6742\u6295\u8d44\u7ec4\u5408\u4e0e\u91cf\u8eab\u5b9a\u5236\u7684\u4ea7\u54c1<\/li>\n\n\n\n<li>\u5e73\u8861\u5ba2\u6237\u4f53\u9a8c\u4e0e\u76d1\u7ba1\u8981\u6c42<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">InvestGlass \u96c6\u6210 CRM\uff0c, <a href=\"https:\/\/www.investglass.com\/zh\/effective-portfolio-management-using-ai\/\" target=\"_self\">\u5229\u7528\u4eba\u5de5\u667a\u80fd\u8fdb\u884c\u6295\u8d44\u7ec4\u5408\u7ba1\u7406<\/a>, \u4ee5\u53caCDD\uff0c\u4f7f\u5ba2\u6237\u7ecf\u7406\u80fd\u591f\u65e0\u7f1d\u8bbf\u95ee\u98ce\u9669\u753b\u50cf\u3001KYC\u6587\u4ef6\u548c\u6295\u8d44\u6570\u636e\u3002.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-insurance-asset-management-and-other-sectors\"><span class=\"ez-toc-section\" id=\"Insurance_Asset_Management_and_Other_Sectors\"><\/span>\u4fdd\u9669\u3001\u8d44\u4ea7\u7ba1\u7406\u53ca\u5176\u4ed6\u884c\u4e1a<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u4eba\u5bff\u4fdd\u9669\u516c\u53f8\u3001\u8d44\u4ea7\u7ba1\u7406\u516c\u53f8\u3001\u987e\u95ee\u548c\u623f\u5730\u4ea7\u516c\u53f8\u4e5f\u9762\u4e34\u7740\u4e0e\u2026\u2026\u76f8\u4e00\u81f4\u7684\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5\uff08CDD\uff09\u4e49\u52a1 <a href=\"https:\/\/www.investglass.com\/zh\/%e4%bb%80%e4%b9%88%e6%98%af%e6%b3%95%e5%9b%bd%e7%9a%84-aml-%e5%92%8c-lcb-ft\/\" target=\"_self\">\u53cd\u6d17\u94b1\u548c LCB-FT\uff08\u53cd\u6d17\u94b1\u548c\u53cd\u6050\u6016\u4e3b\u4e49\u878d\u8d44\uff09\u6cd5\u89c4<\/a>.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-sector-considerations\"><span class=\"ez-toc-section\" id=\"Sector_Considerations\"><\/span>\u884c\u4e1a\u8003\u91cf<span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u4eba\u5bff\u4fdd\u9669\u5355\u4f5c\u4e3a\u6f5c\u5728\u6d17\u94b1\u6e20\u9053<\/li>\n\n\n\n<li>\u6709\u4ee3\u7406\u4eba\u5b89\u6392\u7684\u6295\u8d44\u57fa\u91d1<\/li>\n\n\n\n<li>\u9700\u8981\u8bc6\u522b\u4e70\u5bb6\u548c\u53d7\u76ca\u6240\u6709\u4eba\u7684\u623f\u5730\u4ea7\u4ea4\u6613<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">InvestGlass \u4e3a\u8d22\u5bcc\u7ba1\u7406\u7b49\u5404\u4e2a\u7279\u5b9a\u884c\u4e1a\u5b9a\u5236\u8868\u5355\u548c\u5de5\u4f5c\u6d41\uff0c\u4ee5\u5904\u7406\u884c\u4e1a\u7279\u5b9a\u6570\u636e\u4ee5\u53ca\u6807\u51c6\u7684\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5\uff08CDD\uff09 <a href=\"https:\/\/www.investglass.com\/zh\/%e7%89%99%e7%a7%91%e8%af%8a%e6%89%80%e7%9a%84-crm\/\" target=\"_self\">\u4e13\u4e3a\u7259\u79d1\u8bca\u6240\u5b9a\u5236\u7684\u5ba2\u6237\u5173\u7cfb\u7ba1\u7406\u7cfb\u7edf<\/a> \u8fd9\u4e5f\u5fc5\u987b\u9075\u5b88\u6570\u636e\u4fdd\u62a4\u548c\u8eab\u4efd\u8bc6\u522b\u89c4\u5219\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><em>\u968f\u7740CDD\u590d\u6742\u6027\u7684\u589e\u52a0\uff0c\u6280\u672f\u548c\u81ea\u52a8\u5316\u53d8\u5f97\u81f3\u5173\u91cd\u8981\u3002\u4e0b\u4e00\u8282\u5c06\u63a2\u8ba8InvestGlass\u7b49RegTech\u89e3\u51b3\u65b9\u6848\u5982\u4f55\u589e\u5f3aCDD\u3002.<\/em><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-from-manual-to-automated-cdd-role-of-technology-and-regtech\"><span class=\"ez-toc-section\" id=\"From_Manual_to_Automated_CDD_Role_of_Technology_and_RegTech\"><\/span>\u4ece\u624b\u52a8 CDD \u5230\u81ea\u52a8 CDD\uff1a\u6280\u672f\u548c\u76d1\u7ba1\u79d1\u6280\u7684\u4f5c\u7528<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u624b\u52a8\u3001\u57fa\u4e8e\u7eb8\u8d28\u7684\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5\uff08CDD\uff09\u6d41\u7a0b\u4f1a\u5e26\u6765\u9ad8\u6210\u672c\u548c\u5ef6\u8bef\u3002\u7814\u7a76\u8868\u660e\uff0c\u624b\u52a8\u5f00\u6237\u5e73\u5747\u6bcf\u540d\u5ba2\u6237\u9700\u82b1\u8d39$500\uff0c\u5468\u671f\u957f\u8fbe40\u5929\u3002\u901a\u8fc7\u81ea\u52a8\u5316\uff0c\u7b80\u5355\u6848\u4f8b\u7684\u5f00\u6237\u65f6\u95f4\u53ef\u7f29\u77ed\u81f35\u5206\u949f\u4ee5\u5185\u3002.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-challenges-of-manual-cdd\"><span class=\"ez-toc-section\" id=\"Challenges_of_Manual_CDD\"><\/span>\u624b\u5de5 CDD \u7684\u6311\u6218<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u4eba\u5de5\u6d41\u7a0b\u589e\u52a0\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u5165\u804c\u65f6\u95f4\u548c\u5ba2\u6237\u6d41\u5931<\/li>\n\n\n\n<li>\u8fd0\u8425\u8d39\u7528<\/li>\n\n\n\n<li>\u9519\u8bef\u7387\u4e0e\u5408\u89c4\u98ce\u9669<\/li>\n\n\n\n<li>\u96be\u4ee5\u5e94\u4ed8\u590d\u6742\u7684\u5ba2\u6237<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">InvestGlass \u662f\u4e00\u4e2a\u4e13\u4e3a\u53d7\u76d1\u7ba1\u884c\u4e1a\u8bbe\u8ba1\u7684\u745e\u58eb\u76d1\u7ba1\u79d1\u6280\uff08RegTech\uff09\u4e0e\u8d22\u5bcc\u79d1\u6280\uff08WealthTech\uff09\u5e73\u53f0\u3002.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-digital-onboarding-and-e-kyc\"><span class=\"ez-toc-section\" id=\"Digital_Onboarding_and_e-KYC\"><\/span>\u6570\u5b57\u5316\u5165\u804c\u548c\u7535\u5b50 KYC<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u6570\u5b57\u8eab\u4efd\u5f00\u6237\u4f7f\u5ba2\u6237\u80fd\u591f\u586b\u5199\u8868\u683c\u3001\u4e0a\u4f20\u6587\u4ef6\u5e76\u6267\u884c <a href=\"https:\/\/www.investglass.com\/zh\/%e5%a6%82%e4%bd%95%e8%87%aa%e5%8a%a8%e8%bf%9b%e8%a1%8c-kyc-%e9%aa%8c%e8%af%81-%e8%87%aa%e5%8a%a8%e5%bc%80%e5%8f%91%e6%b8%b8%e6%88%8f\/\" target=\"_self\">\u81ea\u52a8\u5316KYC\u9a8c\u8bc1\u68c0\u67e5<\/a> \u8fdc\u7a0b\u5730.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-benefits\"><span class=\"ez-toc-section\" id=\"Benefits\"><\/span>\u76ca\u5904<span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u52a8\u6001\u8868\u5355\u53ef\u6839\u636e\u5ba2\u6237\u7c7b\u578b\u3001\u56fd\u5bb6\u548c\u98ce\u9669\u8fdb\u884c\u8c03\u6574<\/li>\n\n\n\n<li>\u66f4\u5feb\u7684\u5165\u804c\u4f53\u9a8c\uff0c\u66f4\u5c11\u7684\u7528\u6237\u6d41\u5931<\/li>\n\n\n\n<li>\u63d0\u9ad8\u6570\u636e\u8d28\u91cf<\/li>\n\n\n\n<li>\u76f4\u63a5\u4e0e CRM \u548c\u6295\u8d44\u7ec4\u5408\u7cfb\u7edf\u96c6\u6210<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">InvestGlass \u652f\u6301\u767d\u6807\u95e8\u6237\u7f51\u7ad9\u548c\u6570\u5b57\u5165\u9a7b\uff0c\u4ee5\u63d0\u4f9b\u5408\u89c4\u4e14\u5177\u6709\u54c1\u724c\u7279\u8272\u7684\u4f53\u9a8c\u3002.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-screening-and-adverse-media-monitoring\"><span class=\"ez-toc-section\" id=\"Screening_and_Adverse_Media_Monitoring\"><\/span>\u7b5b\u67e5\u548c\u4e0d\u826f\u5a92\u4f53\u76d1\u6d4b<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u81ea\u52a8\u5316\u5de5\u5177\u6301\u7eed\u5bf9\u5ba2\u6237\u8fdb\u884c\u4ee5\u4e0b\u7b5b\u67e5\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u5236\u88c1\u540d\u5355\uff08\u5916\u56fd\u8d44\u4ea7\u7ba1\u7406\u5904\u3001\u6b27\u76df\u3001\u8054\u5408\u56fd\u3001\u4e1c\u5357\u6b27\u5408\u4f5c\u7ec4\u7ec7\uff09<\/li>\n\n\n\n<li>PEP \u767b\u8bb0\u518c<\/li>\n\n\n\n<li>\u8d1f\u9762\u65b0\u95fb\u6765\u6e90<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u65e7\u7cfb\u7edf\u4f1a\u4ea7\u751f\u5927\u91cf\u8bef\u62a5\uff08\u591a\u8fbe 95%\uff09\u3002\u501f\u52a9\u4eba\u5de5\u667a\u80fd\u589e\u5f3a\u7684\u5339\u914d\u529f\u80fd\u53ef\u5c06\u8bef\u62a5\u7387\u964d\u4f4e 60-70%\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">InvestGlass \u4e0e\u9886\u5148\u7684\u7b5b\u67e5\u670d\u52a1\u5546\u96c6\u6210\uff0c\u652f\u6301\u5728\u5355\u4e00\u7cfb\u7edf\u4e2d\u8fdb\u884c\u8b66\u62a5\u5904\u7f6e\u5e76\u7ef4\u62a4\u5ba1\u8ba1\u8ffd\u8e2a\u3002.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-workflow-automation-and-case-management\"><span class=\"ez-toc-section\" id=\"Workflow_Automation_and_Case_Management\"><\/span>\u5de5\u4f5c\u6d41\u7a0b\u81ea\u52a8\u5316\u548c\u4e2a\u6848\u7ba1\u7406<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u53ef\u914d\u7f6e\u5de5\u4f5c\u6d41\u5904\u7406\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u6587\u4ef6\u7533\u8bf7\u548c\u6536\u96c6<\/li>\n\n\n\n<li>\u6279\u51c6\u548c\u5347\u7ea7<\/li>\n\n\n\n<li>\u98ce\u9669\u8bc4\u5206<\/li>\n\n\n\n<li>\u5b9a\u671f\u5ba1\u67e5\u4e0e\u6574\u6539<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u89c4\u5219\u5f15\u64ce\u4f1a\u5c06\u9ad8\u98ce\u9669\u6848\u4f8b\u8f6c\u4ea4\u5408\u89c4\u90e8\u95e8\u5904\u7406\uff0c\u5728\u5fc5\u8981\u65f6\u8981\u6c42\u63d0\u4f9b\u8865\u5145\u6587\u4ef6\uff0c\u5e76\u5728\u7b26\u5408\u5408\u89c4\u8981\u6c42\u4e4b\u524d\u963b\u6b62\u5f00\u6237\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">InvestGlass \u63d0\u4f9b\u5de5\u4f5c\u6d41\u81ea\u52a8\u5316\u3001\u4efb\u52a1\u7ba1\u7406\u548c\u6848\u4ef6\u8ffd\u8e2a\uff0c\u5c06\u524d\u53f0\u3001\u5408\u89c4\u90e8\u95e8\u548c\u540e\u53f0\u8fde\u63a5\u8d77\u6765\uff0c\u7c7b\u4f3c\u7684\u81ea\u52a8\u5316\u53ef\u4ee5\u7b80\u5316\u4e0e\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5\uff08CDD\uff09\u76f8\u5173\u7684\u6d41\u7a0b\uff0c\u5728 <a href=\"https:\/\/www.investglass.com\/zh\/%e6%b2%bb%e7%96%97%e5%b8%88%e7%9a%84-crm\/\" target=\"_self\">\u4e13\u4e3a\u6cbb\u7597\u5e08\u8bbe\u8ba1\u7684\u5ba2\u6237\u5173\u7cfb\u7ba1\u7406\u7cfb\u7edf<\/a>. \u4eea\u8868\u76d8\u53ef\u76d1\u63a7\u6d41\u7a0b\u6548\u7387\u548c\u98ce\u9669\u5206\u5e03\u3002.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-ai-assisted-cdd-in-wealth-management\"><span class=\"ez-toc-section\" id=\"AI-Assisted_CDD_in_Wealth_Management\"><\/span>\u8d22\u5bcc\u7ba1\u7406\u4e2d\u7684\u4eba\u5de5\u667a\u80fd\u8f85\u52a9 CDD<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u4eba\u5de5\u667a\u80fd\u901a\u8fc7\u4ee5\u4e0b\u65b9\u5f0f\u652f\u6301\u4eba\u7c7b\u5224\u65ad\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u9ad8\u51c6\u786e\u5ea6\u5730\u5206\u7c7b\u6587\u6863\u5e76\u63d0\u53d6\u6570\u636e<\/li>\n\n\n\n<li>\u603b\u7ed3\u8d1f\u9762\u5a92\u4f53\u62a5\u9053<\/li>\n\n\n\n<li>\u7a81\u51fa\u663e\u793a\u4e0d\u4e00\u81f4\u4e4b\u5904<\/li>\n\n\n\n<li>\u68c0\u6d4b\u5f02\u5e38\u6295\u8d44\u7ec4\u5408\u53d8\u5316<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">InvestGlass \u5305\u62ec <a href=\"https:\/\/www.investglass.com\/zh\/%e5%88%a9%e7%94%a8%e4%ba%ba%e5%b7%a5%e6%99%ba%e8%83%bd%e6%8e%8c%e6%8f%a1%e6%8a%95%e8%b5%84%ef%bc%8c%e4%bc%98%e5%8c%96%e6%8a%95%e8%b5%84%e7%bb%84%e5%90%88\/\" target=\"_self\">\u7528\u4e8e\u6295\u8d44\u7ec4\u5408\u7ba1\u7406\u7684 AI \u6a21\u5757<\/a> \u5728\u4eba\u5de5\u76d1\u7763\u548c\u5b8c\u6574\u5ba1\u8ba1\u8ddf\u8e2a\u4e0b\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><em>\u8fc7\u6e21\uff1a\u6280\u672f\u80fd\u591f\u5b9e\u73b0\u9ad8\u6548\u7684\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5\uff08CDD\uff09\uff0c\u4f46\u5f3a\u6709\u529b\u7684\u653f\u7b56\u548c\u6cbb\u7406\u4ecd\u7136\u81f3\u5173\u91cd\u8981\u3002\u4e0b\u4e00\u8282\u5c06\u6982\u8ff0\u5982\u4f55\u4f7f\u7528 InvestGlass \u6784\u5efa\u7a33\u5065\u7684 CDD \u6846\u67b6\u3002.<\/em><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-designing-a-robust-cdd-framework-with-investglass\"><span class=\"ez-toc-section\" id=\"Designing_a_Robust_CDD_Framework_with_InvestGlass\"><\/span>\u5229\u7528 InvestGlass \u8bbe\u8ba1\u7a33\u5065\u7684 CDD \u6846\u67b6<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u4e00\u4e2a\u7a33\u5065\u7684\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5\uff08CDD\uff09\u6846\u67b6\u5c06\u653f\u7b56\u3001\u6d41\u7a0b\u3001\u6280\u672f\u548c\u4eba\u5458\u6709\u673a\u7ed3\u5408\uff0c\u5e76\u4e0e\u98ce\u9669\u504f\u597d\u548c\u76d1\u7ba1\u8981\u6c42\u76f8\u4e00\u81f4\u3002\u8be5\u6846\u67b6\u5e94\u6bcf\u5e74\u6216\u5728\u76d1\u7ba1\u53d1\u751f\u53d8\u5316\u540e\u8fdb\u884c\u5ba1\u67e5\u3002.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-defining-risk-appetite-and-cdd-policies\"><span class=\"ez-toc-section\" id=\"Defining_Risk_Appetite_and_CDD_Policies\"><\/span>\u786e\u5b9a\u98ce\u9669\u504f\u597d\u548c CDD \u653f\u7b56<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u9ad8\u5c42\u7ba1\u7406\u4eba\u5458\u5fc5\u987b\u5b9a\u4e49\u53ef\u63a5\u53d7\u7684\u98ce\u9669\u6c34\u5e73\uff0c\u5305\u62ec\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u9ad8\u98ce\u9669\u56fd\u5bb6\u548c\u884c\u4e1a<\/li>\n\n\n\n<li>\u590d\u6742\u4ea7\u54c1<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u653f\u7b56\u5e94\u660e\u786e\u89c4\u5b9a\u4f55\u65f6\u9002\u7528\u7b80\u5316\u3001\u6807\u51c6\u6216\u5f3a\u5316\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5\uff08CDD\uff09\uff0c\u4ee5\u53ca\u4f55\u65f6\u62d2\u7edd\u6216\u7ec8\u6b62\u4e1a\u52a1\u5173\u7cfb\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">InvestGlass \u5c06\u8fd9\u4e9b\u89c4\u5219\u5d4c\u5165\u5230\u5de5\u4f5c\u6d41\u4e2d\uff0c\u4ee5\u81ea\u52a8\u5408\u89c4\u3002.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-standardising-procedures-and-checklists\"><span class=\"ez-toc-section\" id=\"Standardising_Procedures_and_Checklists\"><\/span>\u7a0b\u5e8f\u548c\u6e05\u5355\u6807\u51c6\u5316<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u8be6\u7ec6\u7684\u7a0b\u5e8f\u548c\u68c0\u67e5\u6e05\u5355\u53ef\u786e\u4fdd\u5404\u56e2\u961f\u4e4b\u95f4\u7684\u4e00\u81f4\u6027\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u4fe1\u606f\u8bf7\u6c42\u6a21\u677f<\/li>\n\n\n\n<li>\u98ce\u9669\u8bc4\u4f30\u8868<\/li>\n\n\n\n<li>EDD \u6587\u6863\u6807\u51c6<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u6807\u51c6\u5316\u6709\u52a9\u4e8e\u57f9\u8bad\u3001\u8d28\u91cf\u5ba1\u67e5\u548c\u76d1\u7ba1\u5408\u89c4\u8bc1\u660e\u3002InvestGlass \u5c06\u8fd9\u4e9b\u529f\u80fd\u8f6c\u5316\u4e3a\u6570\u5b57\u8868\u5355\u548c\u4efb\u52a1\u6e05\u5355\uff0c\u4ece\u800c\u51cf\u5c11\u5bf9\u7eb8\u8d28\u6587\u4ef6\u7684\u4f9d\u8d56\u3002.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-training-culture-and-governance\"><span class=\"ez-toc-section\" id=\"Training_Culture_and_Governance\"><\/span>\u57f9\u8bad\u3001\u6587\u5316\u548c\u7ba1\u7406<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u5b9a\u671f\u5458\u5de5\u57f9\u8bad\u6db5\u76d6\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5\uff08CDD\uff09\u4e49\u52a1\u3001\u53ef\u7591\u8b66\u793a\u4fe1\u53f7\u548c\u7cfb\u7edf\u4f7f\u7528\uff0c\u5e76\u6bcf\u5e74\u8fdb\u884c\u590d\u8bad\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u9f13\u52b1\u65e0\u754f\u5347\u7ea7\u7684\u6587\u5316\u81f3\u5173\u91cd\u8981\u3002\u6cbb\u7406\u9075\u5faa\u4e09\u9053\u9632\u7ebf\u6a21\u578b\uff1a<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><th colspan=\"1\" rowspan=\"1\"><p>\u7ebf\u8def<\/p><\/th><th colspan=\"1\" rowspan=\"1\"><p>\u8d23\u4efb<\/p><\/th><\/tr><tr><td colspan=\"1\" rowspan=\"1\"><p>\u7b2c\u4e00\uff08\u5546\u52a1\uff09<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><p>\u6267\u884c CDD\uff0c\u8bc6\u522b\u98ce\u9669<\/p><\/td><\/tr><tr><td colspan=\"1\" rowspan=\"1\"><p>\u7b2c\u4e8c\uff08\u5408\u89c4\uff09<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><p>\u76d1\u7763\u3001\u5efa\u8bae\u3001\u76d1\u6d4b<\/p><\/td><\/tr><tr><td colspan=\"1\" rowspan=\"1\"><p>\u7b2c\u4e09\uff08\u5185\u90e8\u5ba1\u8ba1\uff09<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><p>\u72ec\u7acb\u4fdd\u8bc1<\/p><\/td><\/tr><tr><td colspan=\"1\" rowspan=\"1\"><p>InvestGlass \u62a5\u544a\u652f\u6301\u8de8\u4e1a\u52a1\u7ebf\u7684\u76d1\u7763\u3002.<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-data-quality-privacy-and-swiss-data-sovereignty\"><span class=\"ez-toc-section\" id=\"Data_Quality_Privacy_and_Swiss_Data_Sovereignty\"><\/span>\u6570\u636e\u8d28\u91cf\u3001\u9690\u79c1\u548c\u745e\u58eb\u6570\u636e\u4e3b\u6743<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u51c6\u786e\u3001\u6700\u65b0\u7684\u6570\u636e\u5bf9\u4e8e\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5\uff08CDD\uff09\u548c\u5408\u89c4\u81f3\u5173\u91cd\u8981\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u6b27\u76df\u300a\u901a\u7528\u6570\u636e\u4fdd\u62a4\u6761\u4f8b\u300b(GDPR) \u548c\u745e\u58eb\u300a\u65b0\u8054\u90a6\u6570\u636e\u4fdd\u62a4\u6cd5\u300b(nFADP) \u7b49\u6570\u636e\u4fdd\u62a4\u6cd5\u5f8b\u8981\u6c42\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u76ee\u7684\u9650\u5236<\/li>\n\n\n\n<li>\u6570\u636e\u6700\u5c0f\u5316<\/li>\n\n\n\n<li>\u8de8\u5883\u8f6c\u8ba9\u9650\u5236<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u745e\u58eb\u7684\u6570\u636e\u4e3b\u6743\u5bf9\u4e8e\u503e\u5411\u4e8e\u5c06\u6570\u636e\u4fdd\u7559\u5728\u745e\u58eb\u5883\u5185\u7684\u673a\u6784\u81f3\u5173\u91cd\u8981\uff0c\u8fd9\u4f7f\u5f97 <a href=\"https:\/\/www.investglass.com\/zh\/%e7%bb%8f%e7%ba%aa%e4%ba%ba%e7%9a%84-crm\/\" target=\"_self\">\u745e\u58eb\u91d1\u878d\u670d\u52a1\u5ba2\u6237\u5173\u7cfb\u7ba1\u7406\u5e73\u53f0<\/a> \u7279\u522b\u9002\u7528\u4e8e\u94f6\u884c\u3001\u4fdd\u9669\u516c\u53f8\u548c\u516c\u5171\u5b9e\u4f53\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">InvestGlass \u63d0\u4f9b\u745e\u58eb\u6258\u7ba1\u548c\u672c\u5730\u90e8\u7f72\u9009\u9879\uff0c\u4ece\u800c\u80fd\u591f\u6ee1\u8db3\u6570\u636e\u9a7b\u7559\u5408\u89c4\u8981\u6c42\u3002.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-reducing-the-cost-and-complexity-of-cdd\"><span class=\"ez-toc-section\" id=\"Reducing_the_Cost_and_Complexity_of_CDD\"><\/span>\u964d\u4f4e CDD \u7684\u6210\u672c\u548c\u590d\u6742\u6027<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u4e0d\u65ad\u589e\u957f\u7684\u5de5\u4f5c\u91cf\u548c\u76d1\u7ba1\u8981\u6c42\u7ed9\u9884\u7b97\u5e26\u6765\u4e86\u538b\u529b\uff1bCDD\u53ef\u80fd\u4ea7\u751f5\u81f310%\u7684\u5408\u89c4\u6210\u672c\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u81ea\u52a8\u5316\u548c\u6d41\u7a0b\u518d\u9020\u964d\u4f4e\u4e86\u6210\u672c\u5e76\u63d0\u9ad8\u4e86\u8d28\u91cf\u3002.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-streamlining-onboarding-and-reviews\"><span class=\"ez-toc-section\" id=\"Streamlining_Onboarding_and_Reviews\"><\/span>\u7b80\u5316\u5165\u804c\u4e0e\u7ee9\u6548\u8003\u6838\u6d41\u7a0b<span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">\u96c6\u4e2d\u5316\u6570\u636e\u53ef\u907f\u514d\u91cd\u590d\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u5728\u4ea7\u54c1\u548c\u8bc4\u8bba\u4e4b\u95f4\u590d\u7528\u5df2\u9a8c\u8bc1\u7684\u6570\u636e<\/li>\n\n\n\n<li>\u6587\u6863\u8fc7\u671f\u81ea\u52a8\u63d0\u9192<\/li>\n\n\n\n<li>\u66f4\u5feb\u7684\u5165\u804c\u6d41\u7a0b\u4e0e\u66f4\u5c11\u7684\u5ba2\u6237\u4e92\u52a8<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">InvestGlass \u96c6\u6210\u4e86 CRM\u3001\u5165\u9a7b\u3001KYC\u3001\u6295\u8d44\u7ec4\u5408\u548c\u5ba2\u6237\u95e8\u6237\u529f\u80fd\uff0c\u51cf\u5c11\u4e86\u788e\u7247\u5316\u3002.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-reducing-false-positives\"><span class=\"ez-toc-section\" id=\"Reducing_False_Positives\"><\/span>\u51cf\u5c11\u8bef\u62a5<span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">\u7b5b\u67e5\u8c03\u6821\u4e0d\u5f53\u4f1a\u5bfc\u81f4\u8fc7\u591a\u7684\u8bef\u62a5\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u7b56\u7565\u5305\u62ec\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u57fa\u4e8e\u98ce\u9669\u7684\u9608\u503c<\/li>\n\n\n\n<li>\u6a21\u7cca\u5339\u914d\u6821\u51c6<\/li>\n\n\n\n<li>\u5c06\u5df2\u77e5\u5ba2\u6237\u7aef\u5217\u5165\u767d\u540d\u5355<\/li>\n\n\n\n<li>\u5ba2\u6237\u7ec6\u5206<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">InvestGlass \u96c6\u6210\u548c\u5de5\u4f5c\u6d41\u53ef\u5bf9\u8b66\u62a5\u8fdb\u884c\u5206\u7c7b\u3001\u4e30\u5bcc\u4e0a\u4e0b\u6587\u5e76\u4ec5\u5c06\u76f8\u5173\u6848\u4ef6\u8def\u7531\u4ee5\u4f9b\u5ba1\u6838\uff0c\u4ece\u800c\u63d0\u9ad8\u6570\u636e\u8d28\u91cf\u5e76\u51cf\u5c11\u8bef\u62a5\u3002.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-leveraging-analytics\"><span class=\"ez-toc-section\" id=\"Leveraging_Analytics\"><\/span>\u5229\u7528\u5206\u6790<span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">\u5206\u6790\u4e3a\u6d41\u7a0b\u6539\u8fdb\u548c\u57f9\u8bad\u63d0\u4f9b\u51b3\u7b56\u652f\u6301\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>SLA \u9075\u5b88\u5ea6<\/li>\n\n\n\n<li>\u7f3a\u5931\u7684\u6570\u636e\u7387<\/li>\n\n\n\n<li>EDD \u5347\u7ea7\u539f\u56e0<\/li>\n\n\n\n<li>\u6309\u4e1a\u52a1\u677f\u5757\u548c\u5730\u57df\u5212\u5206\u7684\u98ce\u9669\u8d8b\u52bf<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">InvestGlass \u4eea\u8868\u677f\u53ef\u63d0\u4f9b\u5bf9 CDD \u6307\u6807\u548c\u6848\u4ef6\u8be6\u60c5\u7684\u53ef\u89c1\u6027\uff0c\u4ece\u800c\u5b9e\u73b0 CDD \u6570\u636e\u7684\u6218\u7565\u6027\u5229\u7528\u3002.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-conclusion-building-sustainable-compliant-cdd-with-investglass\"><span class=\"ez-toc-section\" id=\"Conclusion_Building_Sustainable_Compliant_CDD_with_InvestGlass\"><\/span>\u7ed3\u8bba\uff1a\u5229\u7528 InvestGlass \u5efa\u7acb\u53ef\u6301\u7eed\u3001\u5408\u89c4\u7684 CDD<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5\u662f\u4e00\u4e2a\u57fa\u4e8e\u98ce\u9669\u7684\u6301\u7eed\u8fc7\u7a0b\uff0c\u9700\u8981\u5b8c\u5584\u7684\u653f\u7b56\u3001\u51c6\u786e\u7684\u6570\u636e\u548c\u6709\u6548\u7684\u6280\u672f\u3002\u76d1\u7ba1\u673a\u6784\u671f\u671b\u5728\u6574\u4e2a\u5ba2\u6237\u751f\u547d\u5468\u671f\u4e2d\u62e5\u6709\u6587\u4ef6\u5316\u7684\u653f\u7b56\u3001\u4e00\u81f4\u7684\u6267\u884c\u548c\u76d1\u7763\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5\uff08CDD\uff09\u8584\u5f31\u4f1a\u4f7f\u673a\u6784\u9762\u4e34\u7f5a\u6b3e\u3001\u58f0\u8a89\u53d7\u635f\u4ee5\u53ca\u94f6\u884c\u5408\u4f5c\u5173\u7cfb\u4e27\u5931\u7684\u98ce\u9669\u3002\u7a33\u5065\u7684\u6846\u67b6\u80fd\u591f\u9632\u8303\u91d1\u878d\u72af\u7f6a\u5e76\u5efa\u7acb\u66f4\u7262\u56fa\u7684\u5ba2\u6237\u5173\u7cfb\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">InvestGlass \u63d0\u4f9b\u4e86\u4e00\u4e2a\u745e\u58eb\u4e3b\u6743\u5e73\u53f0\uff0c\u4e3a\u94f6\u884c\u3001\u8d22\u5bcc\u7ba1\u7406\u516c\u53f8\u3001\u4fdd\u9669\u516c\u53f8\u548c\u53d7\u76d1\u7ba1\u673a\u6784\u5c06\u5ba2\u6237\u5173\u7cfb\u7ba1\u7406\uff08CRM\uff09\u3001\u6570\u5b57\u5f00\u6237\u3001KYC\/CDD\uff08\u4e86\u89e3\u4f60\u7684\u5ba2\u6237\/\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5\uff09\u3001\u6295\u8d44\u7ec4\u5408\u7ba1\u7406\u548c\u8425\u9500\u81ea\u52a8\u5316\u878d\u4e3a\u4e00\u4f53\u3002\u51ed\u501f\u745e\u58eb\u7684\u6570\u636e\u4e3b\u6743\u3001\u53ef\u914d\u7f6e\u7684\u5de5\u4f5c\u6d41\u4ee5\u53ca\u96c6\u6210\u5408\u89c4\u6027\uff0cInvestGlass \u5e2e\u52a9\u673a\u6784\u5728\u964d\u4f4e\u8fd0\u8425\u6210\u672c\u7684\u540c\u65f6\u5c65\u884c\u5408\u89c4\u4e49\u52a1\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u51c6\u5907\u597d\u63d0\u5347\u60a8\u7684\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5 (CDD) \u8fd0\u8425\u4e86\u5417\uff1f\u5bf9\u7167\u672c\u6307\u5357\u8bc4\u4f30\u60a8\u5f53\u524d\u7684\u6d41\u7a0b\uff0c\u5e76\u63a2\u8ba8\u81ea\u52a8\u5316\u3001\u6539\u8fdb\u7684\u6570\u636e\u7ba1\u7406\u4ee5\u53ca\u745e\u58eb\u6258\u7ba1\u7684\u57fa\u7840\u8bbe\u65bd\u5982\u4f55\u964d\u4f4e\u98ce\u9669\u548c\u6210\u672c\u3002\u7533\u8bf7\u6f14\u793a\uff0c\u4e86\u89e3 InvestGlass \u5982\u4f55\u6839\u636e\u60a8\u7684\u653f\u7b56\u548c\u76d1\u7ba1\u9700\u6c42\u5b9a\u5236\u5de5\u4f5c\u6d41\u7a0b\uff0c\u4ece\u800c\u4fdd\u62a4\u60a8\u7684\u673a\u6784\u548c\u5ba2\u6237\u3002.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-glossary-of-key-terms-and-acronyms\"><span class=\"ez-toc-section\" id=\"Glossary_of_Key_Terms_and_Acronyms\"><\/span>\u5173\u952e\u672f\u8bed\u548c\u7f29\u7565\u8bed\u8bcd\u6c47\u8868<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u53cd\u6d17\u94b1 (AML)\uff1a\u65e8\u5728\u9632\u6b62\u5c06\u975e\u6cd5\u8d44\u91d1\u4f2a\u88c5\u6210\u5408\u6cd5\u8d44\u91d1\u7684\u6cd5\u5f8b\u548c\u7a0b\u5e8f\u3002.<\/li>\n\n\n\n<li>CFT\uff08\u6253\u51fb\u8d44\u52a9\u6050\u6016\u4e3b\u4e49\uff09\uff1a\u901a\u8fc7\u91d1\u878d\u7cfb\u7edf\u963b\u6b62\u6050\u6016\u4e3b\u4e49\u878d\u8d44\u7684\u63aa\u65bd\u3002.<\/li>\n\n\n\n<li>KYC\uff08\u4e86\u89e3\u4f60\u7684\u5ba2\u6237\uff09\uff1a\u9a8c\u8bc1\u8eab\u4efd\u548c\u8bc4\u4f30\u5ba2\u6237\u98ce\u9669\u7684\u6d41\u7a0b\u3002.<\/li>\n\n\n\n<li>CDD\uff08\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5\uff09\uff1a\u8bc6\u522b\u3001\u9a8c\u8bc1\u548c\u8bc4\u4f30\u5ba2\u6237\u98ce\u9669\u3002.<\/li>\n\n\n\n<li>EDD\uff08\u589e\u5f3a\u578b\u5c3d\u804c\u8c03\u67e5\uff09\uff1a\u5bf9\u9ad8\u98ce\u9669\u5ba2\u6237\u7684\u989d\u5916\u5ba1\u67e5\u3002.<\/li>\n\n\n\n<li>PEP\uff08\u653f\u6cbb\u516c\u4f17\u4eba\u7269\uff09\uff1a\u62c5\u4efb\u91cd\u8981\u516c\u804c\u7684\u4e2a\u4eba\uff0c\u5177\u6709\u8f83\u9ad8\u7684\u8150\u8d25\u98ce\u9669\u3002.<\/li>\n\n\n\n<li>UBO\uff08\u6700\u7ec8\u53d7\u76ca\u4eba\uff09\uff1a\u62e5\u6709\u6216\u63a7\u5236\u6cd5\u4eba\u7684\u81ea\u7136\u4eba\u3002.<\/li>\n\n\n\n<li>\u53ef\u7591\u6d3b\u52a8\u62a5\u544a\uff08SAR\uff09\uff1a\u5173\u4e8e\u53ef\u7591\u6d3b\u52a8\u7684\u62a5\u544a\u3002.<\/li>\n\n\n\n<li>\u53ef\u7591\u4ea4\u6613\u62a5\u544a\uff1a\u5173\u4e8e\u53ef\u7591\u4ea4\u6613\u7684\u62a5\u544a\u3002.<\/li>\n\n\n\n<li>FinCEN\uff08\u7f8e\u56fd\u91d1\u878d\u72af\u7f6a\u6267\u6cd5\u7f51\u7edc\uff09\uff1a\u7f8e\u56fd\u53cd\u6d17\u94b1\u4e0e\u6253\u51fb\u8d44\u52a9\u6050\u6016\u4e3b\u4e49\u76d1\u7ba1\u673a\u6784\u3002.<\/li>\n\n\n\n<li>OFAC\uff08\u6d77\u5916\u8d44\u4ea7\u63a7\u5236\u529e\u516c\u5ba4\uff09\uff1a\u7f8e\u56fd\u8d22\u653f\u90e8\u5236\u88c1\u6267\u884c\u529e\u516c\u5ba4\u3002.<\/li>\n\n\n\n<li>SECO\uff08\u745e\u58eb\u7ecf\u6d4e\u4e8b\u52a1\u56fd\u52a1\u79d8\u4e66\u5904\uff09\uff1a\u8d1f\u8d23\u7ba1\u7406\u5236\u88c1\u7684\u745e\u58eb\u7ecf\u6d4e\u653f\u7b56\u673a\u6784\u3002.<\/li>\n\n\n\n<li>FATF\uff08\u91d1\u878d\u884c\u52a8\u7279\u522b\u5de5\u4f5c\u7ec4\uff09\uff1a\u56fd\u9645\u53cd\u6d17\u94b1\u4e0e\u53cd\u6050\u878d\u8d44\u6807\u51c6\u5236\u5b9a\u673a\u6784\u3002.<\/li>\n\n\n\n<li>AMLA\uff08\u53cd\u6d17\u94b1\u6cd5\uff09\uff1a\u745e\u58eb\u53cd\u6d17\u94b1\u7acb\u6cd5\u3002.<\/li>\n\n\n\n<li>MROS\uff08\u745e\u58eb\u53cd\u6d17\u94b1\u62a5\u544a\u529e\u516c\u5ba4\uff09\uff1a\u745e\u58eb\u91d1\u878d\u60c5\u62a5\u4e2d\u5fc3\u3002.<\/li>\n\n\n\n<li>\u4e09\u9053\u9632\u7ebf\u6a21\u578b\uff1a\u5728\u4e1a\u52a1\u3001\u5408\u89c4\u548c\u5ba1\u8ba1\u4e4b\u95f4\u5212\u5206\u804c\u8d23\u7684\u6cbb\u7406\u6846\u67b6\u3002.<\/li>\n<\/ul>","protected":false},"excerpt":{"rendered":"<p>Customer due diligence (CDD) is a structured procedure through which financial institutions identify, verify, and understand their customers to manage risks related to anti-money laundering (AML) and counter-financing of terrorism (CFT), while ensuring compliance with regulations. AML compliance forms a vital part of CDD, assisting institutions in preventing financial crimes and avoiding regulatory sanctions. This [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":49648,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[13],"tags":[1544,1034],"class_list":["post-49973","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-article","tag-customer","tag-kyc-compliance"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v28.3 (Yoast SEO v28.4) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Customer Due Diligence in Financial Services<\/title>\n<meta name=\"description\" content=\"Understand customer due diligence and why it is essential for businesses to ensure compliance and reduce risks.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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