{"id":49592,"date":"2026-04-04T22:39:00","date_gmt":"2026-04-04T20:39:00","guid":{"rendered":"https:\/\/www.investglass.com\/?p=49592"},"modified":"2026-04-24T09:20:50","modified_gmt":"2026-04-24T07:20:50","slug":"enhanced-due-diligence-is-usually-required-for","status":"publish","type":"post","link":"https:\/\/www.investglass.com\/zh\/enhanced-due-diligence-is-usually-required-for\/","title":{"rendered":"\u4f55\u65f6\u4ee5\u53ca\u4e3a\u4f55\u9700\u8981\u52a0\u5f3a\u5c3d\u804c\u8c03\u67e5\uff1f"},"content":{"rendered":"<h2 class=\"wp-block-heading\" id=\"h-introduction-scope-audience-and-importance\"><span class=\"ez-toc-section\" id=\"Introduction_Scope_Audience_and_Importance\"><\/span>\u5f15\u8a00\uff1a\u8303\u56f4\u3001\u53d7\u4f17\u4e0e\u91cd\u8981\u6027<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u9488\u5bf9\u9ad8\u98ce\u9669\u5ba2\u6237\u3001\u4ea4\u6613\u548c\u53f8\u6cd5\u7ba1\u8f96\u533a\uff0c\u901a\u5e38\u9700\u8981\u8fdb\u884c\u5f3a\u5316\u5c3d\u804c\u8c03\u67e5\u3002\u672c\u6587\u4e13\u4e3a\u5408\u89c4\u4e13\u4e1a\u4eba\u58eb\u548c\u91d1\u878d\u673a\u6784\u800c\u8bbe\u8ba1\uff0c\u65e8\u5728\u5e2e\u52a9\u4ed6\u4eec\u51c6\u786e\u4e86\u89e3\u4f55\u65f6\u9700\u8981\u8fdb\u884c\u5f3a\u5316\u5c3d\u804c\u8c03\u67e5\uff08EDD\uff09\u3001\u8be5\u63aa\u65bd\u9002\u7528\u5bf9\u8c61\uff0c\u4ee5\u53ca\u4e3a\u4ec0\u4e48\u8bc6\u522bEDD\u89e6\u53d1\u56e0\u7d20\u5bf9\u4e8e\u53cd\u6d17\u94b1\uff08AML\uff09\u5408\u89c4\u81f3\u5173\u91cd\u8981\u3002\u660e\u786e\u4f55\u65f6\u5b9e\u65bdEDD\u53ef\u786e\u4fdd\u4f01\u4e1a\u80fd\u591f\u8bc6\u522b\u5e76\u964d\u4f4e\u4e0e\u6d17\u94b1\u3001\u6050\u6016\u4e3b\u4e49\u878d\u8d44\u53ca\u5176\u4ed6\u91d1\u878d\u72af\u7f6a\u76f8\u5173\u7684\u98ce\u9669\uff0c\u540c\u65f6\u6ee1\u8db3\u76d1\u7ba1\u671f\u671b\u5e76\u907f\u514d\u5904\u7f5a\u3002.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-you-ll-learn\"><span class=\"ez-toc-section\" id=\"What_Youll_Learn\"><\/span>\u60a8\u5c06\u4e86\u89e3\u5230<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u5f3a\u5316\u5c3d\u804c\u8c03\u67e5\uff08EDD\uff09\u5305\u542b\u7684\u5185\u5bb9\u53ca\u5176\u4e0e\u6807\u51c6\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5\u7684\u533a\u522b<\/li>\n\n\n\n<li>\u9700\u8981\u8fdb\u884c\u589e\u5f3a\u578b\u5c3d\u804c\u8c03\u67e5\uff08EDD\uff09\u7684\u5177\u4f53\u60c5\u51b5\u548c\u5ba2\u6237\u7c7b\u578b<\/li>\n\n\n\n<li>EDD\u5728\u7ba1\u7406\u9ad8\u98ce\u9669\u5ba2\u6237\u548c\u786e\u4fdd\u53cd\u6d17\u94b1(AML)\u5408\u89c4\u4e2d\u7684\u4f5c\u7528<\/li>\n\n\n\n<li>\u5168\u9762\u98ce\u9669\u8bc4\u4f30\u5982\u4f55\u6307\u5bfc\u5f3a\u5316\u5c3d\u804c\u8c03\u67e5\uff08EDD\uff09\u7684\u5e94\u7528<\/li>\n\n\n\n<li>\u5728\u91d1\u878d\u673a\u6784\u4e2d\u5b9e\u65bd\u5f3a\u5316\u5c3d\u804c\u8c03\u67e5\uff08EDD\uff09\u7684\u6700\u4f73\u5b9e\u8df5<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u589e\u5f3a\u578b\u5c3d\u804c\u8c03\u67e5 (EDD) \u6d41\u7a0b\u5de5\u4f5c\u6d41\u53ef\u89c6\u5316\u6982\u89c8<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-is-enhanced-due-diligence-edd\"><span class=\"ez-toc-section\" id=\"What_is_Enhanced_Due_Diligence_EDD\"><\/span>\u4ec0\u4e48\u662f\u5f3a\u5316\u5c3d\u804c\u8c03\u67e5\uff08EDD\uff09\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u5f3a\u5316\u5c3d\u804c\u8c03\u67e5\uff08EDD\uff09\u4e0e\u6807\u51c6\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5\uff08CDD\uff09\u76f8\u6bd4\uff0c\u662f\u4e00\u4e2a\u66f4\u52a0\u4e25\u683c\u548c\u8be6\u7ec6\u7684\u6d41\u7a0b\uff0c\u7528\u4e8e\u6838\u5b9e\u548c\u8bc4\u4f30\u5ba2\u6237\u7684\u8eab\u4efd\u3001\u8d22\u52a1\u6d3b\u52a8\u548c\u98ce\u9669\u6982\u51b5\u3002EDD\u662f\u201c\u4e86\u89e3\u4f60\u7684\u5ba2\u6237\u201d\uff08KYC\uff09\u57fa\u4e8e\u98ce\u9669\u7684\u5ef6\u4f38<a href=\"https:\/\/www.investglass.com\/zh\/%e4%ba%86%e8%a7%a3%e5%ae%a2%e6%88%b7%ef%bc%88kyc%ef%bc%89%e6%b5%81%e7%a8%8b%e7%9a%84%e5%85%b3%e9%94%ae%e6%ad%a5%e9%aa%a4%e5%8c%85%e6%8b%ac%ef%bc%9a1-%e8%ba%ab%e4%bb%bd%e8%af%86%e5%88%ab%e5%92%8c\/\" target=\"_self\">KYC) \u6d41\u7a0b<\/a>, \uff0c\u6d89\u53ca\u5bf9\u9ad8\u98ce\u9669\u5ba2\u6237\u6216\u4ea4\u6613\u8fdb\u884c\u66f4\u6df1\u5165\u7684\u8c03\u67e5\u3002\u5b83\u4e3b\u8981\u65e8\u5728\u964d\u4f4e\u4e0e\u67d0\u4e9b\u53ef\u80fd\u4fc3\u8fdb\u6d17\u94b1\u3001\u6050\u6016\u4e3b\u4e49\u878d\u8d44\u6216\u5176\u4ed6\u91d1\u878d\u72af\u7f6a\u7684\u5ba2\u6237\u3001\u4ea4\u6613\u6216\u53f8\u6cd5\u7ba1\u8f96\u533a\u76f8\u5173\u7684\u66f4\u9ad8\u98ce\u9669\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">EDD \u4ee5\u57fa\u4e8e\u98ce\u9669\u7684\u65b9\u6cd5\u4e3a\u6307\u5bfc\uff0c\u4ee5\u8bc4\u4f30\u548c\u7f13\u89e3\u76f8\u5173\u98ce\u9669\uff0c\u5e76\u53d7\u76d1\u7ba1\u8981\u6c42\u7684\u5f3a\u5236\u89c4\u5b9a\u3002\u867d\u7136 CDD \u9002\u7528\u4e8e\u6240\u6709\u5ba2\u6237\uff0c\u4f46 EDD \u4e13\u95e8\u9488\u5bf9\u901a\u8fc7\u8be6\u7ec6\u98ce\u9669\u8bc4\u4f30\u8bc6\u522b\u51fa\u7684\u9ad8\u98ce\u9669\u5ba2\u6237\u6216\u60c5\u51b5\u3002\u91d1\u878d\u884c\u52a8\u7279\u522b\u5de5\u4f5c\u7ec4 (FATF) \u548c\u5730\u65b9\u5f53\u5c40\u7b49\u76d1\u7ba1\u6846\u67b6\u5f3a\u8c03\uff0cEDD \u662f\u5168\u7403\u6253\u51fb\u91d1\u878d\u72af\u7f6a\u7684\u5173\u952e\u9632\u5fa1\u673a\u5236\u3002.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-key-differences-between-cdd-and-edd\"><span class=\"ez-toc-section\" id=\"Key_Differences_Between_CDD_and_EDD\"><\/span>CDD\u4e0eEDD\u7684\u5173\u952e\u533a\u522b<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u8303\u56f4\u4e0e\u6df1\u5ea6\uff1a\u6807\u51c6\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5\uff08CDD\uff09\u6838\u5b9e\u57fa\u672c\u7684\u8eab\u4efd\u4fe1\u606f\u548c\u98ce\u9669\u6982\u51b5\uff0c\u800c\u5f3a\u5316\u5c3d\u804c\u8c03\u67e5\uff08EDD\uff09\u5219\u9700\u8981\u5bf9\u5ba2\u6237\u80cc\u666f\u3001\u8d22\u52a1\u884c\u4e3a\u548c\u8d22\u5bcc\u6765\u6e90\u8fdb\u884c\u8be6\u5c3d\u7684\u5ba1\u67e5\u3002.<\/li>\n\n\n\n<li>\u6587\u6863\uff1aEDD\u8981\u6c42\u6536\u96c6\u989d\u5916\u7684\u6587\u4ef6\uff0c\u4f8b\u5982\u6536\u5165\u8bc1\u660e\u3001\u4f01\u4e1a\u6240\u6709\u6743\u8bb0\u5f55\u6216\u8be6\u7ec6\u7684\u4ea4\u6613\u5386\u53f2\u8bb0\u5f55\u3002.<\/li>\n\n\n\n<li>\u76d1\u63a7\uff1a\u63a5\u53d7\u5f3a\u5316\u5c3d\u804c\u8c03\u67e5\uff08EDD\uff09\u7684\u5ba2\u6237\u5c06\u53d7\u5230\u66f4\u9891\u7e41\u3001\u66f4\u4e25\u683c\u7684\u76d1\u63a7\uff0c\u4ee5\u4fbf\u53ca\u65f6\u53d1\u73b0\u5f02\u5e38\u6216\u53ef\u7591\u6d3b\u52a8\u3002.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u6839\u636e\u6211\u4eec\u5728 InvestGlass\uff08\u4e00\u5bb6\u745e\u58eb\u4e3b\u6743 CRM \u53ca <a href=\"https:\/\/www.investglass.com\/zh\/%e4%bc%98%e5%8c%96%e4%bc%81%e4%b8%9a%e9%93%b6%e8%a1%8c%e6%95%b0%e5%ad%97%e5%8c%96%e5%85%a5%e8%81%8c%e6%9c%80%e4%bd%b3%e5%ae%9e%e8%b7%b5%e5%92%8c%e5%85%b3%e9%94%ae%e6%88%98%e7%95%a5\/\" target=\"_self\">\u6570\u5b57\u5165\u804c<\/a> \u5e73\u53f0\uff0cEDD \u662f\u786e\u4fdd\u4e25\u683c\u7684\u53cd\u6d17\u94b1\uff08AML\uff09\u5408\u89c4\u6027\u7684\u5173\u952e\u7ec4\u6210\u90e8\u5206\u3002\u5b83\u6d89\u53ca\u6536\u96c6\u66f4\u591a\u4fe1\u606f\u3001\u5ba1\u67e5\u8d44\u91d1\u6765\u6e90\u4ee5\u53ca\u5bc6\u5207\u76d1\u63a7\u6301\u7eed\u7684\u5ba2\u6237\u5173\u7cfb\u3002\u4e0e\u6807\u51c6\u7684\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5\uff08CDD\uff09\u76f8\u6bd4\uff0c\u589e\u5f3a\u578b\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5\u5305\u62ec\u8d44\u91d1\u6765\u6e90\u5206\u6790\u3001\u8d1f\u9762\u65b0\u95fb\u5ba1\u67e5\u548c\u6301\u7eed\u76d1\u63a7\u7b49\u989d\u5916\u7684\u68c0\u67e5\u3002\u8fd9\u79cd\u9ad8\u6c34\u5e73\u7684\u5ba1\u67e5\u6709\u52a9\u4e8e\u516c\u53f8\u6709\u6548\u7ba1\u7406\u548c\u964d\u4f4e\u98ce\u9669\u655e\u53e3\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u901a\u8fc7\u7406\u89e3\u5f3a\u5316\u5c3d\u804c\u8c03\u67e5\u7684\u57fa\u672c\u6982\u5ff5\uff0c\u91d1\u878d\u673a\u6784\u53ef\u4ee5\u66f4\u597d\u5730\u51c6\u5907\u8bc6\u522b\u4f55\u65f6\u6709\u5fc5\u8981\u91c7\u53d6\u8be5\u63aa\u65bd\uff0c\u5e76\u5b9e\u65bd\u9002\u5f53\u7684\u4e3e\u63aa\u6765\u4fdd\u969c\u5176\u8fd0\u8425\u5b89\u5168\u3002\u63a5\u4e0b\u6765\u7684\u90e8\u5206\u5c06\u63a2\u8ba8\u901a\u5e38\u9700\u8981\u8fdb\u884cEDD\u7684\u5177\u4f53\u573a\u666f\u548c\u5ba2\u6237\u753b\u50cf\u3002.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-you-ll-learn-0\"><span class=\"ez-toc-section\" id=\"What_Youll_Learn-2\"><\/span>\u60a8\u5c06\u4e86\u89e3\u5230<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul 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id=\"When_is_Enhanced_Due_Diligence_Required\"><\/span>\u4ec0\u4e48\u65f6\u5019\u9700\u8981\u8fdb\u884c\u5f3a\u5316\u5c3d\u804c\u8c03\u67e5\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u5f3a\u5316\u5c3d\u804c\u8c03\u67e5\uff08EDD\uff09\u4e3b\u8981\u5728\u5904\u7406\u5bf9\u91d1\u878d\u673a\u6784\u5b8c\u6574\u6027\u548c\u5408\u89c4\u6027\u6784\u6210\u66f4\u5927\u5a01\u80c1\u7684\u9ad8\u98ce\u9669\u5ba2\u6237\u6216\u4ea4\u6613\u65f6\u8fdb\u884c\u3002\u5176\u6838\u5fc3\u5728\u4e8e\uff0cEDD\u662f\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5\uff08CDD\uff09\u7684\u4e00\u79cd\u66f4\u4e25\u683c\u7684\u5f62\u5f0f\uff0c\u65e8\u5728\u6df1\u5165\u4e86\u89e3\u6f5c\u5728\u98ce\u9669\uff0c\u5e76\u964d\u4f4e\u6d89\u53ca\u6d17\u94b1\u3001\u6050\u6016\u4e3b\u4e49\u878d\u8d44\u6216\u6b3a\u8bc8\u7684\u53ef\u80fd\u6027\u3002.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-summary-list-main-triggers-for-edd\"><span class=\"ez-toc-section\" id=\"Summary_List_Main_Triggers_for_EDD\"><\/span>\u6458\u8981\u5217\u8868\uff1aEDD\u7684\u4e3b\u8981\u89e6\u53d1\u56e0\u7d20<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u5f53\u5ba2\u6237\u6216\u4ea4\u6613\u5e26\u6765\u66f4\u9ad8\u7684\u6d17\u94b1\u6216\u5236\u88c1\u98ce\u9669\u65f6<\/li>\n\n\n\n<li>\u9ad8\u98ce\u9669\u56e0\u7d20\uff0c\u5305\u62ec\u653f\u6cbb\u516c\u4f17\u4eba\u7269\uff08PEP\uff09\u3001\u9ad8\u98ce\u9669\u53f8\u6cd5\u7ba1\u8f96\u533a\u4ee5\u53ca\u590d\u6742\u7684\u80a1\u6743\u7ed3\u6784<\/li>\n\n\n\n<li>\u80cc\u79bb\u5ba2\u6237\u6b63\u5e38\u884c\u4e3a\u7684\u5f02\u5e38\u4ea4\u6613\uff0c\u4f8b\u5982\u5927\u989d\u73b0\u91d1\u5b58\u6b3e<\/li>\n\n\n\n<li>\u5f53\u5ba2\u6237\u5728\u5165\u9a7b\u8fc7\u7a0b\u4e2d\u63d0\u4f9b\u7be1\u6539\u6216\u88ab\u76d7\u7684\u6587\u4ef6\u65f6<\/li>\n\n\n\n<li>\u5f53\u5ba2\u6237\u4f4d\u4e8eFATF\u7684\u9ed1\u540d\u5355\u6216\u7070\u540d\u5355\u56fd\u5bb6\u65f6<\/li>\n\n\n\n<li>\u5bf9\u4e8e\u6d17\u94b1\u6216\u91d1\u878d\u72af\u7f6a\u98ce\u9669\u8f83\u9ad8\u7684\u5927\u989d\u4ea4\u6613<\/li>\n\n\n\n<li>\u5f53\u6765\u81ea\u6807\u51c6\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5\uff08CDD\uff09\u7684\u4fe1\u606f\u4e0d\u8db3\u4ee5\u8bc4\u4f30\u98ce\u9669\u65f6<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-high-risk-customers-and-jurisdictions\"><span class=\"ez-toc-section\" id=\"High-Risk_Customers_and_Jurisdictions\"><\/span>\u9ad8\u98ce\u9669\u5ba2\u6237\u4e0e\u53f8\u6cd5\u7ba1\u8f96\u533a<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u5f53\u5ba2\u6237\u6216\u4ea4\u6613\u88ab\u5206\u7c7b\u4e3a\u9ad8\u98ce\u9669\u65f6\uff0c\u5f3a\u5236\u8981\u6c42\u8fdb\u884c\u5f3a\u5316\u5c3d\u804c\u8c03\u67e5\uff08EDD\uff09\u3002\u8fd9\u5305\u62ec\u6765\u81ea\u88ab\u76d1\u7ba1\u673a\u6784\u8ba4\u5b9a\u4e3a\u53cd\u6d17\u94b1\uff08AML\uff09\u63a7\u5236\u4e0d\u529b\u6216\u8150\u8d25\u7a0b\u5ea6\u9ad8\u7684\u56fd\u5bb6\u6216\u5730\u533a\u7684\u4e2a\u4eba\u6216\u5b9e\u4f53\u3002\u9ad8\u98ce\u9669\u7ba1\u8f96\u533a\u662f\u6307\u53cd\u6d17\u94b1\u63a7\u5236\u8584\u5f31\u3001\u53d7\u5236\u88c1\u6216\u4e0e\u66f4\u9ad8\u98ce\u9669\u5ba2\u6237\u6216\u4ea4\u6613\u76f8\u5173\u7684\u56fd\u5bb6\u3002\u4f8b\u5982\uff0c\u6765\u81ea\u91d1\u878d\u884c\u52a8\u7279\u522b\u5de5\u4f5c\u7ec4\uff08FATF\uff09\u7070\u540d\u5355\u6216\u9ed1\u540d\u5355\uff08\u901a\u5e38\u88ab\u79f0\u4e3a\u9ad8\u98ce\u9669\u56fd\u5bb6\uff09\u7ba1\u8f96\u533a\u7684\u5ba2\u6237\u9700\u8981\u8fdb\u884c\u66f4\u4e25\u683c\u7684\u5ba1\u67e5\u3002\u5ba2\u6237\u8eab\u4efd\u8bc6\u522b\u548c\u6cd5\u4eba\u7684\u9a8c\u8bc1\u662f\u6b64\u8fc7\u7a0b\u4e2d\u7684\u5173\u952e\u6b65\u9aa4\uff0c\u5728\u5904\u7406\u9ad8\u98ce\u9669\u56fd\u5bb6\u65f6\u5c24\u5176\u5982\u6b64\uff0c\u4ee5\u786e\u4fdd\u5176\u5408\u6cd5\u6027\u548c\u5408\u89c4\u6027\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u6211\u4eec\u5728 InvestGlass \u7684\u4e13\u4e1a\u77e5\u8bc6\u8868\u660e\uff0c\u98ce\u9669\u8bc4\u4f30\u6846\u67b6\u5e94\u5c06\u5730\u7406\u98ce\u9669\u4f5c\u4e3a\u5173\u952e\u56e0\u7d20\u3002\u5c06\u4e3b\u6743\u98ce\u9669\u60c5\u62a5\u7eb3\u5165\u60a8\u7684 <a href=\"https:\/\/www.investglass.com\/zh\/%e5%a6%82%e4%bd%95%e6%88%90%e5%8a%9f%e4%bd%bf%e7%94%a8%e5%ae%a2%e6%88%b7%e5%85%b3%e7%b3%bb%e7%ae%a1%e7%90%86%e7%b3%bb%e7%bb%9f\/\" target=\"_self\">\u5ba2\u6237\u5173\u7cfb\u7ba1\u7406\u7cfb\u7edf<\/a> \u542f\u7528\u81ea\u52a8\u89e6\u53d1\u673a\u5236\uff0c\u5728\u4ece\u8fd9\u4e9b\u9ad8\u98ce\u9669\u5730\u533a\u5f15\u6d41\u5ba2\u6237\u65f6\u91c7\u53d6\u5f3a\u5316\u63aa\u65bd\u3002.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-politically-exposed-persons-peps\"><span class=\"ez-toc-section\" id=\"Politically_Exposed_Persons_PEPs\"><\/span>\u653f\u6cbb\u516c\u4f17\u4eba\u7269<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u653f\u6cbb\u516c\u4f17\u4eba\u7269\uff08PEP\uff09\u662f\u6307\u62c5\u4efb\u663e\u8981\u516c\u804c\u7684\u4e2a\u4eba\u53ca\u5176\u5bb6\u5ead\u6210\u5458\u548c\u5bc6\u5207\u5408\u4f5c\u4f19\u4f34\uff0c\u7531\u4e8e\u8150\u8d25\u548c\u6d17\u94b1\u98ce\u9669\u8f83\u9ad8\u800c\u88ab\u89c6\u4e3a\u5177\u6709\u66f4\u9ad8\u98ce\u9669\u3002\u7531\u4e8e\u5176\u5730\u4f4d\uff0cPEP\u6d89\u53ca\u884c\u8d3f\u6216\u8150\u8d25\u7684\u98ce\u9669\u66f4\u9ad8\u3002\u76d1\u7ba1\u673a\u6784\u666e\u904d\u8981\u6c42\u516c\u53f8\u5728\u4e0ePEP\u5efa\u7acb\u4e1a\u52a1\u5173\u7cfb\u6216\u8fdb\u884c\u4ea4\u6613\u65f6\u91c7\u53d6\u5f3a\u5316\u5c3d\u804c\u8c03\u67e5\uff08EDD\uff09\u3002\u9ad8\u98ce\u9669\u4e2a\u4eba\uff08\u5982PEP\uff09\u9700\u8981\u5728EDD\u6d41\u7a0b\u4e2d\u914d\u5907\u5b9a\u5236\u7684\u5c3d\u804c\u8c03\u67e5\u6838\u5bf9\u6e05\u5355\uff0c\u4ee5\u786e\u4fdd\u5f7b\u5e95\u6838\u67e5\u548c\u6301\u7eed\u76d1\u63a7\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">InvestGlass \u7684\u745e\u58eb\u4e3b\u6743 CRM \u5e73\u53f0\u96c6\u6210\u4e86\u5168\u9762\u7684 PEP \u7b5b\u67e5\u5de5\u5177\uff0c\u786e\u4fdd\u7ec4\u7ec7\u80fd\u591f\u9ad8\u6548\u8bc6\u522b\u548c\u7ba1\u7406\u8fd9\u4e9b\u9ad8\u98ce\u9669\u4e2a\u4eba\u3002.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"577\" src=\"https:\/\/www.investglass.com\/wp-content\/uploads\/2026\/04\/InvestGlass-Automation-Know-Your-Transaction-1024x577.jpg\" alt=\"InvestGlass \u81ea\u52a8\u5316 \u4e86\u89e3\u60a8\u7684\u4ea4\u6613\" class=\"wp-image-49518\" srcset=\"https:\/\/www.investglass.com\/wp-content\/uploads\/2026\/04\/InvestGlass-Automation-Know-Your-Transaction-1024x577.jpg 1024w, https:\/\/www.investglass.com\/wp-content\/uploads\/2026\/04\/InvestGlass-Automation-Know-Your-Transaction-300x169.jpg 300w, https:\/\/www.investglass.com\/wp-content\/uploads\/2026\/04\/InvestGlass-Automation-Know-Your-Transaction-768x432.jpg 768w, https:\/\/www.investglass.com\/wp-content\/uploads\/2026\/04\/InvestGlass-Automation-Know-Your-Transaction-18x10.jpg 18w, https:\/\/www.investglass.com\/wp-content\/uploads\/2026\/04\/InvestGlass-Automation-Know-Your-Transaction.jpg 1529w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\">InvestGlass \u81ea\u52a8\u5316 \u4e86\u89e3\u60a8\u7684\u4ea4\u6613<\/figcaption><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-complex-ownership-structures-and-beneficial-ownership-transparency\"><span class=\"ez-toc-section\" id=\"Complex_Ownership_Structures_and_Beneficial_Ownership_Transparency\"><\/span>\u590d\u6742\u6240\u6709\u6743\u7ed3\u6784\u4e0e\u53d7\u76ca\u6240\u6709\u4eba\u900f\u660e\u5ea6<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u590d\u6742\u6240\u6709\u6743\u7ed3\u6784\u662f\u6307\u62e5\u6709\u4e0d\u900f\u660e\u6240\u6709\u6743\u3001\u4ece\u800c\u63a9\u76d6\u6700\u7ec8\u53d7\u76ca\u6240\u6709\u4eba\uff08UBO\uff09\u7684\u5b9e\u4f53\u3002\u5f53\u5ba2\u6237\u4f7f\u7528\u590d\u6742\u7684\u516c\u53f8\u7ed3\u6784\u6765\u9690\u7792\u5176\u771f\u5b9e\u7684 <a href=\"https:\/\/www.investglass.com\/pl\/understanding-who-is-a-beneficial-owner-our-guide-to-rules-requirements\/\" target=\"_self\">\u5b9e\u76ca\u62e5\u6709\u4eba<\/a>, \uff0c\u4f01\u4e1a\u5fc5\u987b\u6267\u884c\u5f3a\u5316\u5c3d\u804c\u8c03\u67e5\u4ee5\u67e5\u660e\u8fd9\u4e9b\u7ec6\u8282\u3002\u8fd9\u5bf9\u4e8e\u9632\u6b62\u6ee5\u7528\u7a7a\u58f3\u516c\u53f8\u8fdb\u884c\u975e\u6cd5\u6d3b\u52a8\u81f3\u5173\u91cd\u8981\u3002\u5ba1\u67e5\u5ba2\u6237\u7684\u4ea4\u6613\u5386\u53f2\u548c\u91d1\u878d\u4ea4\u6613\u5bf9\u4e8e\u53d1\u73b0\u53ef\u7591\u6d3b\u52a8\u4ee5\u53ca\u8bc4\u4f30\u6240\u6709\u6743\u7ed3\u6784\u7684\u5408\u6cd5\u6027\u662f\u5fc5\u4e0d\u53ef\u5c11\u7684\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u6839\u636e\u6211\u4eec\u5728 InvestGlass \u7684\u7ecf\u9a8c\uff0c\u52a0\u5f3a\u578b\u5c3d\u804c\u8c03\u67e5\u6d41\u7a0b\u5fc5\u987b\u5305\u62ec\u9a8c\u8bc1\u6700\u7ec8\u53d7\u76ca\u6240\u6709\u6743 (UBO) \u4fe1\u606f\u4ee5\u53ca\u5bf9\u6240\u6709\u6743\u6216\u63a7\u5236\u6743\u53d8\u66f4\u7684\u6301\u7eed\u76d1\u63a7\u3002.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-unusual-or-high-value-transactions\"><span class=\"ez-toc-section\" id=\"Unusual_or_High-Value_Transactions\"><\/span>\u5f02\u5e38\u6216\u9ad8\u4ef7\u503c\u4ea4\u6613<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u5f02\u5e38\u6216\u5927\u989d\u4ea4\u6613\u6d89\u53ca\u590d\u6742\u3001\u5de8\u989d\u6216\u65e0\u660e\u663e\u7ecf\u6d4e\u76ee\u7684\u7684\u6d3b\u52a8\u6a21\u5f0f\uff0c\u4ece\u800c\u89e6\u53d1\u589e\u5f3a\u578b\u5c3d\u804c\u8c03\u67e5\uff08EDD\uff09\u3002\u4efb\u4f55\u76f8\u5bf9\u4e8e\u6295\u8d44\u8005\u7684\u4ea4\u6613\u89c4\u6a21\u5f02\u5e38\u5e9e\u5927\u6216\u590d\u6742\u7684\u4ea4\u6613 <a href=\"https:\/\/www.investglass.com\/zh\/%e5%a6%82%e4%bd%95%e9%aa%8c%e8%af%81%e4%bc%81%e4%b8%9a%e6%98%af%e5%90%a6%e5%90%88%e6%b3%95-kyb-%e8%a7%a3%e9%87%8a\/\" target=\"_self\">\u77e5\u540d\u4e1a\u52a1<\/a> \u4e2a\u4eba\u8d44\u6599\u901a\u5e38\u4f1a\u89e6\u53d1\u5f3a\u5316\u5c3d\u804c\u8c03\u67e5\u3002\u6b64\u7c7b\u4ea4\u6613\u53ef\u80fd\u8868\u660e\u5b58\u5728\u6d17\u94b1\u6216\u6050\u6016\u4e3b\u4e49\u878d\u8d44\u7684\u4f01\u56fe\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u53cd\u6d17\u94b1\u5408\u89c4\u8981\u6c42\u516c\u53f8\u5728\u5176\u6570\u5b57\u8eab\u4efd\u6ce8\u518c\u5e73\u53f0\u4e2d\u5b9e\u65bd\u81ea\u52a8\u5316\u8b66\u62a5\uff0c\u4ee5\u6807\u8bb0\u8fd9\u4e9b\u4ea4\u6613\u4ee5\u4fbf\u8fdb\u884c\u6df1\u5165\u8c03\u67e5\u3002.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-non-face-to-face-relationships\"><span class=\"ez-toc-section\" id=\"Non-Face-to-Face_Relationships\"><\/span>\u975e\u9762\u5bf9\u9762\u5173\u7cfb<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u8fdc\u7a0b\u5165\u804c\u6216\u5728\u6ca1\u6709\u76f4\u63a5\u5b9e\u4f53\u4ea4\u4e92\u7684\u60c5\u51b5\u4e0b\u8fdb\u884c\u7684\u4ea4\u6613\u589e\u52a0\u4e86\u8eab\u4efd\u6b3a\u8bc8\u7684\u98ce\u9669\u3002\u5f3a\u5316\u5c3d\u804c\u8c03\u67e5\u901a\u8fc7\u989d\u5916\u7684\u6587\u4ef6\u3001\u751f\u7269\u7279\u5f81\u9a8c\u8bc1\u6216\u7b2c\u4e09\u65b9\u6570\u636e\u6765\u6e90\u6765\u5e2e\u52a9\u6838\u5b9e\u5ba2\u6237\u7684\u771f\u5b9e\u6027\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">InvestGlass \u7684\u6570\u5b57\u5165\u9a7b\u89e3\u51b3\u65b9\u6848\u7b80\u5316\u4e86\u8fd9\u4e9b\u6d41\u7a0b\uff0c\u4f7f\u589e\u5f3a\u578b\u5c3d\u804c\u8c03\u67e5\uff08EDD\uff09\u65e2\u5207\u5b9e\u53ef\u884c\u53c8\u5177\u53ef\u6269\u5c55\u6027\uff0c\u540c\u65f6\u4fdd\u6301\u5408\u89c4\u6027\u3002.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-other-edd-triggers\"><span class=\"ez-toc-section\" id=\"Other_EDD_Triggers\"><\/span>\u5176\u4ed6 EDD \u89e6\u53d1\u56e0\u7d20<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u5f53\u5ba2\u6237\u5728\u5165\u9a7b\u8fc7\u7a0b\u4e2d\u63d0\u4f9b\u7be1\u6539\u6216\u88ab\u76d7\u7684\u6587\u4ef6\u65f6<\/li>\n\n\n\n<li>\u5f53\u6765\u81ea\u6807\u51c6\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5\uff08CDD\uff09\u7684\u4fe1\u606f\u4e0d\u8db3\u4ee5\u8bc4\u4f30\u98ce\u9669\u65f6<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">EDD \u5bf9\u4e8e\u5438\u5f15\u9ad8\u98ce\u9669\u5ba2\u6237\u548c\u964d\u4f4e\u73b0\u6709\u5ba2\u6237\u5173\u7cfb\u7684\u98ce\u9669\u81f3\u5173\u91cd\u8981\u3002\u9274\u4e8e\u7ba1\u7406\u5927\u989d\u4ea4\u6613\u548c\u9ad8\u98ce\u9669\u5ba2\u6237\u6240\u6d89\u53ca\u7684\u9ad8\u98ce\u9669\uff0c\u5b83\u5bf9\u91d1\u878d\u673a\u6784\u5c24\u4e3a\u91cd\u8981\u3002.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-why-is-enhanced-due-diligence-necessary\"><span class=\"ez-toc-section\" id=\"Why_is_Enhanced_Due_Diligence_Necessary\"><\/span>\u4e3a\u4ec0\u4e48\u9700\u8981\u5f3a\u5316\u5c3d\u804c\u8c03\u67e5\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-regulatory-expectations-and-aml-compliance\"><span class=\"ez-toc-section\" id=\"Regulatory_Expectations_and_AML_Compliance\"><\/span>\u76d1\u7ba1 expectation \u4e0e\u53cd\u6d17\u94b1\u5408\u89c4<span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">\u5168\u7403\u76d1\u7ba1\u673a\u6784\u8981\u6c42\u91d1\u878d\u673a\u6784\u548c\u67d0\u4e9b\u975e\u91d1\u878d\u4f01\u4e1a\u5728\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5\u4e2d\u5b9e\u65bd\u57fa\u4e8e\u98ce\u9669\u7684\u65b9\u6cd5\u3002\u5f3a\u5316\u5c3d\u804c\u8c03\u67e5\u662f\u8be5\u65b9\u6cd5\u7684\u57fa\u672c\u7ec4\u6210\u90e8\u5206\uff0c\u5bf9\u4e8e\u7f13\u89e3\u8f83\u9ad8\u98ce\u9669\u5c24\u4e3a\u91cd\u8981\u3002\u901a\u8fc7\u9a8c\u8bc1\u5ba2\u6237\u7684\u5408\u6cd5\u6027\u5e76\u652f\u6301\u6301\u7eed\u76d1\u63a7\uff0c\u5f3a\u5316\u5c3d\u804c\u8c03\u67e5\u4e3a\u6ee1\u8db3\u76d1\u7ba1\u8981\u6c42\u63d0\u4f9b\u4e86\u5408\u7406\u4fdd\u8bc1\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u672a\u80fd\u9002\u5f53\u5730\u5f00\u5c55\u5f3a\u5316\u5c3d\u804c\u8c03\u67e5\uff08EDD\uff09\u53ef\u80fd\u4f1a\u5bfc\u81f4\u4e25\u5389\u7684\u5904\u7f5a\u3001\u58f0\u8a89\u53d7\u635f\u4ee5\u53ca\u724c\u7167\u540a\u9500\u3002\u6211\u4eec\u5728 InvestGlass \u7684\u4e13\u4e1a\u7ecf\u9a8c\u8868\u660e\uff0c\u5168\u9762\u7684 EDD \u6846\u67b6\u53ef\u4fdd\u62a4\u7ec4\u7ec7\u514d\u53d7\u76d1\u7ba1\u8fdd\u89c4\u7684\u5f71\u54cd\uff0c\u5e76\u5efa\u7acb\u5229\u76ca\u76f8\u5173\u8005\u7684\u4fe1\u4efb\u3002.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-protecting-the-financial-system\"><span class=\"ez-toc-section\" id=\"Protecting_the_Financial_System\"><\/span>\u4fdd\u62a4\u91d1\u878d\u7cfb\u7edf<span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">\u5f3a\u5316\u5c3d\u804c\u8c03\u67e5\uff08EDD\uff09\u662f\u963b\u6b62\u975e\u6cd5\u8d44\u91d1\u6e17\u900f\u91d1\u878d\u4f53\u7cfb\u7684\u5173\u952e\u5c4f\u969c\u3002\u901a\u8fc7\u5bf9\u9ad8\u98ce\u9669\u5ba2\u6237\u8fdb\u884c\u66f4\u6df1\u5165\u7684\u5ba1\u67e5\uff0c\u91d1\u878d\u673a\u6784\u80fd\u591f\u8bc6\u522b\u5e76\u9632\u8303\u6d17\u94b1\u3001\u6050\u6016\u878d\u8d44\u53ca\u5176\u4ed6\u91d1\u878d\u72af\u7f6a\u3002.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-risk-mitigation-and-reputation-management\"><span class=\"ez-toc-section\" id=\"Risk_Mitigation_and_Reputation_Management\"><\/span>\u98ce\u9669\u7f13\u89e3\u4e0e\u58f0\u8a89\u7ba1\u7406<span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">\u9ad8\u98ce\u9669\u5ba2\u6237\u53ef\u80fd\u4f1a\u4f7f\u4f01\u4e1a\u9762\u4e34\u8fd0\u8425\u3001\u6cd5\u5f8b\u548c\u58f0\u8a89\u98ce\u9669\u3002\u5f3a\u5316\u5c3d\u804c\u8c03\u67e5\u901a\u8fc7\u786e\u4fdd\u4ec5\u5f15\u5165\u5408\u6cd5\u5ba2\u6237\u5e76\u8fdb\u884c\u6301\u7eed\u76d1\u63a7\u6765\u964d\u4f4e\u8fd9\u4e9b\u98ce\u9669\u3002\u9488\u5bf9\u5ba2\u6237\u98ce\u9669\u5b9a\u5236\u7684\u6709\u6548\u6301\u7eed\u76d1\u63a7\u7b56\u7565\uff0c\u5bf9\u4e8e\u53d1\u73b0\u53ef\u7591\u6d3b\u52a8\u548c\u5e94\u5bf9\u98ce\u9669\u53d8\u5316\u81f3\u5173\u91cd\u8981\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">InvestGlass \u7684 CRM \u5e73\u53f0\u901a\u8fc7\u6574\u5408\u5b9e\u65f6\u6570\u636e\u9988\u9001\u652f\u6301\u6301\u7eed\u98ce\u9669\u8bc4\u4f30\uff0c\u4f7f\u516c\u53f8\u80fd\u591f\u5728\u51fa\u73b0\u65b0\u7684\u98ce\u9669\u6307\u6807\u65f6\u66f4\u65b0\u98ce\u9669\u6982\u51b5\u5e76\u89e6\u53d1\u5f3a\u5316\u5c3d\u804c\u8c03\u67e5 (EDD)\u3002.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-facilitating-informed-risk-based-decisions\"><span class=\"ez-toc-section\" id=\"Facilitating_Informed_Risk-Based_Decisions\"><\/span>\u4fc3\u8fdb\u57fa\u4e8e\u98ce\u9669\u7684\u660e\u667a\u51b3\u7b56<span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">EDD \u4f7f\u4f01\u4e1a\u80fd\u591f\u5c31\u63a5\u53d7\u3001\u7ee7\u7eed\u6216\u7ec8\u6b62\u4e1a\u52a1\u5173\u7cfb\u505a\u51fa\u660e\u667a\u7684\u51b3\u7b56\u3002\u5b83\u63d0\u4f9b\u4e86\u5bf9\u5ba2\u6237\u80cc\u666f\u3001\u8d44\u91d1\u6765\u6e90\u548c\u9884\u671f\u4ea4\u6613\u6a21\u5f0f\u7684\u66f4\u6df1\u5165\u4e86\u89e3\u3002\u4e3a\u6bcf\u4e2a\u5ba2\u6237\u5206\u914d\u98ce\u9669\u8bc4\u5206\u6709\u52a9\u4e8e\u6307\u5bfc EDD \u63aa\u65bd\u7684\u5e94\u7528\uff0c\u5e76\u786e\u4fdd\u5c06\u8d44\u6e90\u96c6\u4e2d\u5728\u9ad8\u98ce\u9669\u5173\u7cfb\u4e0a\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u8be5\u60c5\u62a5\u5bf9\u6709\u6548\u7684\u98ce\u9669\u7ba1\u7406\u548c\u5408\u89c4\u81f3\u5173\u91cd\u8981\uff0c\u7b26\u5408FATF\uff08\u91d1\u878d\u884c\u52a8\u7279\u522b\u5de5\u4f5c\u7ec4\uff09\u7b49\u56fd\u9645\u6807\u51c6\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u603b\u4e4b\uff0c\u6bcf\u5f53\u5ba2\u6237\u6216\u4ea4\u6613\u5b58\u5728\u8f83\u9ad8\u98ce\u9669\u65f6\uff0c\u90fd\u9700\u8981\u8fdb\u884c\u5f3a\u5316\u5c3d\u804c\u8c03\u67e5\uff08EDD\uff09\u3002\u65e0\u8bba\u662f\u7531\u4e8e\u5730\u7406\u4f4d\u7f6e\u3001\u653f\u6cbb\u516c\u4f17\u4eba\u7269\u8eab\u4efd\u3001\u6240\u6709\u6743\u590d\u6742\u6027\u3001\u4ea4\u6613\u89c4\u6a21\u8fd8\u662f\u8fdc\u7a0b\u5f00\u6237\uff0cEDD\u90fd\u80fd\u786e\u4fdd\u5f7b\u5e95\u4e86\u89e3\u98ce\u9669\uff0c\u5e76\u4fdd\u62a4\u4f01\u4e1a\u514d\u53d7\u91d1\u878d\u72af\u7f6a\u548c\u76d1\u7ba1\u5236\u88c1\u7684\u5f71\u54cd\u3002\u5728 InvestGlass\uff0c\u6211\u4eec\u57fa\u4e8e\u745e\u58eb\u7684\u4e3b\u6743 CRM \u548c\u6570\u5b57\u5f00\u6237\u5e73\u53f0\u8d4b\u80fd\u4f01\u4e1a\u5b9e\u65bd\u6709\u6548\u3001\u53ef\u6269\u5c55\u7684 EDD \u6d41\u7a0b\uff0c\u4ee5\u7b26\u5408\u5168\u7403\u53cd\u6d17\u94b1\uff08AML\uff09\u5408\u89c4\u6807\u51c6\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">EDD \u5e2e\u52a9\u91d1\u878d\u673a\u6784\u8d1f\u8d23\u4efb\u5730\u7ba1\u7406\u9ad8\u98ce\u9669\u5173\u7cfb\uff0c\u5e76\u786e\u4fdd\u7b26\u5408 AML\/KYC \u6cd5\u89c4\u3002\u5176\u91cd\u8981\u6027\u5728\u4e8e\u5e2e\u52a9\u673a\u6784\u9075\u5b88\u76d1\u7ba1\u8981\u6c42\u5e76\u907f\u514d\u58f0\u8a89\u53d7\u635f\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u8981\u6df1\u5165\u4e86\u89e3\u5982\u4f55\u4f18\u5316\u98ce\u9669\u8bc4\u4f30\u548c\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5\u5de5\u4f5c\u6d41\u7a0b\uff0c\u8bf7\u63a2\u7d22\u6211\u4eec\u7684 <a href=\"https:\/\/www.investglass.com\/zh\/kyc-%e8%b4%a2%e5%8a%a1%e5%ae%89%e5%85%a8%e7%9a%84%e3%80%8aaml-%e5%90%88%e8%a7%84%e8%a6%81%e7%82%b9\/\" target=\"_self\">\u53cd\u6d17\u94b1\u5408\u89c4\u89e3\u51b3\u65b9\u6848<\/a> \u5e76\u4e86\u89e3 InvestGlass \u5982\u4f55\u652f\u6301\u60a8\u7684\u5f3a\u5316\u5c3d\u804c\u8c03\u67e5\u8981\u6c42\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u8fc7\u6e21\uff1a\u65e2\u7136\u6211\u4eec\u5df2\u7ecf\u8ba8\u8bba\u4e86\u4f55\u65f6\u4ee5\u53ca\u4e3a\u4ec0\u4e48\u9700\u8981\u8fdb\u884c\u5f3a\u5316\u5c3d\u804c\u8c03\u67e5\uff08EDD\uff09\uff0c\u63a5\u4e0b\u6765\u8ba9\u6211\u4eec\u68c0\u67e5\u89e6\u53d1\u5f3a\u5316\u5c3d\u804c\u8c03\u67e5\u7684\u5177\u4f53\u5ba2\u6237\u753b\u50cf\u3002.<\/p>\n\n\n\n<h1 class=\"wp-block-heading\" id=\"h-who-does-enhanced-due-diligence-apply-to-peps-high-risk-jurisdictions-complex-ownership-structures\"><span class=\"ez-toc-section\" id=\"Who_Does_Enhanced_Due_Diligence_Apply_To_PEPs_High-Risk_Jurisdictions_Complex_Ownership_Structures\"><\/span>\u5f3a\u5316\u5c3d\u804c\u8c03\u67e5\uff08EDD\uff09\u9002\u7528\u4e8e\u54ea\u4e9b\u4eba\uff1f\uff08\u653f\u6cbb\u516c\u4f17\u4eba\u7269\u3001\u9ad8\u98ce\u9669\u53f8\u6cd5\u7ba1\u8f96\u533a\u3001\u590d\u6742\u7684\u80a1\u6743\u7ed3\u6784\uff09<span class=\"ez-toc-section-end\"><\/span><\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">\u5143\u63cf\u8ff0\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u4e86\u89e3\u589e\u5f3a\u5c3d\u804c\u8c03\u67e5 (EDD) \u7684\u9002\u7528\u5bf9\u8c61\uff0c\u5305\u62ec\u653f\u6cbb\u516c\u4f17\u4eba\u7269 (PEP)\u3001\u6765\u81ea\u9ad8\u98ce\u9669\u53f8\u6cd5\u7ba1\u8f96\u533a\u7684\u5ba2\u6237\u4ee5\u53ca\u5177\u6709\u590d\u6742\u6240\u6709\u6743\u7ed3\u6784\u7684\u5ba2\u6237\u3002\u4e86\u89e3 EDD \u5982\u4f55\u52a0\u5f3a\u53cd\u6d17\u94b1 (AML) \u5408\u89c4\u6027\u548c\u98ce\u9669\u8bc4\u4f30\u3002.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-you-ll-learn-1\"><span class=\"ez-toc-section\" id=\"What_Youll_Learn-3\"><\/span>\u60a8\u5c06\u4e86\u89e3\u5230<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u9700\u8981\u5f3a\u5316\u5c3d\u804c\u8c03\u67e5\u7684\u5177\u4f53\u5ba2\u6237\u753b\u50cf<\/li>\n\n\n\n<li>\u653f\u6cbb\u516c\u4f17\u4eba\u7269\uff08PEP\uff09\u548c\u6765\u81ea\u9ad8\u98ce\u9669\u53f8\u6cd5\u7ba1\u8f96\u533a\u7684\u4e2a\u4eba\u4e3a\u4f55\u9700\u8981\u989d\u5916\u5ba1\u67e5<\/li>\n\n\n\n<li>\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5\u4e2d\u590d\u6742\u6240\u6709\u6743\u7ed3\u6784\u5e26\u6765\u7684\u6311\u6218<\/li>\n\n\n\n<li>\u5e94\u7528\u5f3a\u5316\u5c3d\u804c\u8c03\u67e5\uff08EDD\uff09\u5982\u4f55\u652f\u6301\u5f3a\u6709\u529b\u7684\u53cd\u6d17\u94b1\uff08AML\uff09\u5408\u89c4\u4e0e\u98ce\u9669\u7ba1\u7406<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-enhanced-due-diligence-customer-profiles\"><span class=\"ez-toc-section\" id=\"Enhanced_Due_Diligence_Customer_Profiles\"><\/span>\u5f3a\u5316\u5c3d\u804c\u8c03\u67e5\u5ba2\u6237\u6863\u6848<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u5f3a\u5316\u5c3d\u804c\u8c03\u67e5\uff08EDD\uff09\u4e3b\u8981\u9002\u7528\u4e8e\u5b58\u5728\u6d17\u94b1\u6216\u6050\u6016\u4e3b\u4e49\u878d\u8d44\u98ce\u9669\u8f83\u9ad8\u7684\u5ba2\u6237\u3002\u8fd9\u4e9b\u5ba2\u6237\u5305\u62ec\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u653f\u6cbb\u516c\u4f17\u4eba\u7269 (PEP)\uff1a\u653f\u6cbb\u516c\u4f17\u4eba\u7269 (PEP) \u662f\u6307\u62c5\u4efb\u91cd\u8981\u516c\u804c\u7684\u4e2a\u4eba\u53ca\u5176\u5bb6\u5ead\u6210\u5458\u548c\u5bc6\u5207\u5408\u4f5c\u4f19\u4f34\uff0c\u7531\u4e8e\u8150\u8d25\u548c\u6d17\u94b1\u98ce\u9669\u8f83\u9ad8\u800c\u88ab\u7279\u522b\u5173\u6ce8\u3002.<\/li>\n\n\n\n<li>\u9ad8\u98ce\u9669\u53f8\u6cd5\u7ba1\u8f96\u533a\uff1a\u9ad8\u98ce\u9669\u53f8\u6cd5\u7ba1\u8f96\u533a\u662f\u6307\u53cd\u6d17\u94b1\u63a7\u5236\u8584\u5f31\u3001\u53d7\u5230\u5236\u88c1\u6216\u4e0e\u66f4\u9ad8\u98ce\u9669\u7684\u5ba2\u6237\u6216\u4ea4\u6613\u6709\u5173\u8054\u7684\u56fd\u5bb6\u3002.<\/li>\n\n\n\n<li>\u590d\u6742\u6240\u6709\u6743\u7ed3\u6784\uff1a\u590d\u6742\u6240\u6709\u6743\u7ed3\u6784\u662f\u6307\u6240\u6709\u6743\u4e0d\u900f\u660e\u3001\u4ece\u800c\u63a9\u76d6\u6700\u7ec8\u53d7\u76ca\u6240\u6709\u4eba\uff08UBO\uff09\u7684\u5b9e\u4f53\u3002.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u8bc6\u522b\u9ad8\u98ce\u9669\u5ba2\u6237\u5e76\u91c7\u7528\u91cf\u8eab\u5b9a\u5236\u7684\u5c3d\u804c\u8c03\u67e5\u7a0b\u5e8f\uff0c\u5bf9\u4e8e\u6709\u6548\u7684\u98ce\u9669\u8bc4\u4f30\u548c\u5408\u89c4\u81f3\u5173\u91cd\u8981\u3002\u6839\u636eInvestGlass\u7684\u7ecf\u9a8c\uff0c\u4e86\u89e3\u8fd9\u4e9b\u7c7b\u522b\u5bf9\u4e8e\u7ef4\u6301\u6709\u6548\u7684\u53cd\u6d17\u94b1\uff08AML\uff09\u5408\u89c4\u4ee5\u53ca\u8fdb\u884c\u5168\u9762\u7684\u98ce\u9669\u8bc4\u4f30\u81f3\u5173\u91cd\u8981\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5f3a\u5316\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5\u5bf9\u4e8e\u9ad8\u98ce\u9669\u884c\u4e1a\u5c24\u4e3a\u91cd\u8981\u3002\u7531\u4e8e\u5bb9\u6613\u906d\u53d7\u91d1\u878d\u72af\u7f6a\u7684\u4fb5\u5bb3\uff0c\u94f6\u884c\u3001\u52a0\u5bc6\u8d27\u5e01\u4ea4\u6613\u6240\u548c\u535a\u5f69\u7b49\u7279\u5b9a\u884c\u4e1a\u9762\u4e34\u7740\u66f4\u9ad8\u7684\u76d1\u7ba1\u5ba1\u67e5\u3002\u9ad8\u98ce\u9669\u884c\u4e1a\u5305\u62ec\u672c\u8d28\u4e0a\u66f4\u5bb9\u6613\u906d\u53d7\u91d1\u878d\u72af\u7f6a\u4fb5\u5bb3\u7684\u90e8\u95e8\uff0c\u4f8b\u5982\u535a\u5f69\u3001\u865a\u62df\u8d44\u4ea7\u548c\u4ee3\u7406\u884c\u4e1a\u52a1\u3002.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-politically-exposed-persons-peps-0\"><span class=\"ez-toc-section\" id=\"Politically_Exposed_Persons_PEPs-2\"><\/span>\u653f\u6cbb\u516c\u4f17\u4eba\u7269<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">PEP\u662f\u6307\u73b0\u5728\u6216\u66fe\u7ecf\u62c5\u4efb\u8fc7\u91cd\u8981\u516c\u804c\u7684\u4e2a\u4eba\uff0c\u4f8b\u5982\u56fd\u5bb6\u5143\u9996\u3001\u9ad8\u7ea7\u653f\u5e9c\u5b98\u5458\u6216\u9ad8\u7ea7\u519b\u5b98\u3002\u7531\u4e8e\u5176\u5f71\u54cd\u529b\u53ca\u5bf9\u516c\u5171\u8d44\u91d1\u7684\u638c\u63a7\uff0cPEP\u5929\u7136\u5730\u66f4\u5bb9\u6613\u5377\u5165\u8150\u8d25\u6216\u884c\u8d3f\u8ba1\u5212\u3002\u56e0\u6b64\uff0c\u5168\u7403\u76d1\u7ba1\u673a\u6784\u5f3a\u5236\u8981\u6c42\u91d1\u878d\u673a\u6784\u548c\u670d\u52a1\u63d0\u4f9b\u5546\u5728\u5438\u6536\u6216\u76d1\u7763PEP\u65f6\u5b9e\u65bd\u5f3a\u5316\u5c3d\u804c\u8c03\u67e5\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u9488\u5bf9\u653f\u6cbb\u516c\u4f17\u4eba\u7269\uff08PEP\uff09\u7684\u5f3a\u5316\u5c3d\u804c\u8c03\u67e5\uff08EDD\uff09\u6d89\u53ca\u66f4\u6df1\u5165\u7684\u5ba1\u67e5\uff0c\u4f8b\u5982\u9a8c\u8bc1\u8d22\u5bcc\u548c\u8d44\u91d1\u6765\u6e90\u3001\u5bf9\u4ea4\u6613\u8fdb\u884c\u6301\u7eed\u76d1\u63a7\uff0c\u4ee5\u53ca\u5728\u5efa\u7acb\u4e1a\u52a1\u5173\u7cfb\u524d\u83b7\u5f97\u9ad8\u7ea7\u7ba1\u7406\u5c42\u7684\u6279\u51c6\u3002\u5176\u76ee\u7684\u662f\u964d\u4f4e\u65e0\u610f\u4e2d\u534f\u52a9\u975e\u6cd5\u91d1\u878d\u6d3b\u52a8\u7684\u98ce\u9669\u3002\u5728InvestGlass\uff0c\u6211\u4eec\u7684\u745e\u58eb\u4e3b\u6743CRM\u5e73\u53f0\u96c6\u6210\u4e86\u81ea\u52a8\u5316\u8b66\u62a5\u548c\u5b9a\u5236\u5316\u98ce\u9669\u914d\u7f6e\u6587\u4ef6\uff0c\u80fd\u591f\u4f5c\u4e3a\u5f3a\u5927\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5\u6d41\u7a0b\u7684\u4e00\u90e8\u5206\uff0c\u65e0\u7f1d\u8bc6\u522b\u548c\u76d1\u63a7PEP\u3002.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-customers-from-high-risk-jurisdictions\"><span class=\"ez-toc-section\" id=\"Customers_from_High-Risk_Jurisdictions\"><\/span>\u6765\u81ea\u9ad8\u98ce\u9669\u53f8\u6cd5\u7ba1\u8f96\u533a\u7684\u5ba2\u6237<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u53e6\u4e00\u4e2a\u9700\u8981\u52a0\u5f3a\u5c3d\u804c\u8c03\u67e5\u7684\u5173\u952e\u7fa4\u4f53\u662f\u4e0e\u6d17\u94b1\u3001\u8150\u8d25\u6216\u6050\u6016\u4e3b\u4e49\u878d\u8d44\u98ce\u9669\u8f83\u9ad8\u7684\u53f8\u6cd5\u7ba1\u8f96\u533a\u6709\u5173\u8054\u7684\u5ba2\u6237\u3002\u8fd9\u4e9b\u5730\u533a\u53ef\u80fd\u53d7\u5230\u56fd\u9645\u5236\u88c1\u3001\u5177\u6709\u8584\u5f31\u7684\u76d1\u7ba1\u6846\u67b6\uff0c\u6216\u8868\u73b0\u51fa\u663e\u8457\u6c34\u5e73\u7684\u91d1\u878d\u4fdd\u5bc6\u6027\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5bf9\u6765\u81ea\u8fd9\u4e9b\u9ad8\u98ce\u9669\u53f8\u6cd5\u7ba1\u8f96\u533a\u7684\u5ba2\u6237\u5b9e\u65bd\u7684\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5\uff08EDD\uff09\u7a0b\u5e8f\u901a\u5e38\u5305\u62ec\u6838\u5b9e\u4e1a\u52a1\u8fd0\u8425\u7684\u5408\u6cd5\u6027\u3001\u52a0\u5f3a\u8d44\u91d1\u6765\u6e90\u5ba1\u67e5\u4ee5\u53ca\u66f4\u5bc6\u5207\u7684\u4ea4\u6613\u76d1\u63a7\u3002\u8fd9\u786e\u4fdd\u4e86\u5bf9\u56fd\u9645\u548c\u672c\u5730\u6cd5\u89c4\u7684\u9075\u5b88\uff0c\u4ece\u800c\u964d\u4f4e\u4e86\u673a\u6784\u7684\u58f0\u8a89\u548c\u8d22\u52a1\u98ce\u9669\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">InvestGlass \u5728\u745e\u58eb\u4e3b\u6743 CRM \u89e3\u51b3\u65b9\u6848\u65b9\u9762\u7684\u4e13\u4e1a\u77e5\u8bc6\u8868\u660e\uff0c\u5c06\u7ba1\u8f96\u533a\u98ce\u9669\u6570\u636e\u76f4\u63a5\u6574\u5408\u5230\u5165\u804c\u5de5\u4f5c\u6d41\u4e2d\uff0c\u80fd\u591f\u52a8\u6001\u5e94\u7528\u5f3a\u5316\u5c3d\u804c\u8c03\u67e5\uff08EDD\uff09\u63aa\u65bd\u3002\u8fd9\u79cd\u65b9\u6cd5\u63d0\u9ad8\u4e86\u5408\u89c4\u6548\u7387\uff0c\u5e76\u786e\u4fdd\u6ca1\u6709\u4efb\u4f55\u9ad8\u98ce\u9669\u5ba2\u6237\u80fd\u591f\u7ed5\u8fc7\u5173\u952e\u7684\u5b89\u5168\u9632\u8303\u63aa\u65bd\u3002.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/www.investglass.com\/wp-content\/uploads\/2026\/03\/investglass-crm-global-1024x576.png\" alt=\"InvestGlass \u745e\u58eb\u4e3b\u6743CRM\" class=\"wp-image-49341\" srcset=\"https:\/\/www.investglass.com\/wp-content\/uploads\/2026\/03\/investglass-crm-global-1024x576.png 1024w, https:\/\/www.investglass.com\/wp-content\/uploads\/2026\/03\/investglass-crm-global-300x169.png 300w, https:\/\/www.investglass.com\/wp-content\/uploads\/2026\/03\/investglass-crm-global-768x432.png 768w, https:\/\/www.investglass.com\/wp-content\/uploads\/2026\/03\/investglass-crm-global-18x10.png 18w, https:\/\/www.investglass.com\/wp-content\/uploads\/2026\/03\/investglass-crm-global.png 1384w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\">InvestGlass \u745e\u58eb\u4e3b\u6743CRM<\/figcaption><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-customers-with-complex-ownership-structures\"><span class=\"ez-toc-section\" id=\"Customers_with_Complex_Ownership_Structures\"><\/span>\u5177\u6709\u590d\u6742\u6240\u6709\u6743\u7ed3\u6784\u7684\u5ba2\u6237<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u5177\u6709\u590d\u6742\u6240\u6709\u6743\u6216\u63a7\u5236\u7ed3\u6784\u7684\u5b9e\u4f53\u901a\u5e38\u4f1a\u5e26\u6765\u66f4\u9ad8\u7684\u98ce\u9669\uff0c\u56e0\u4e3a\u5b83\u4eec\u53ef\u80fd\u4f1a\u63a9\u76d6\u771f\u6b63\u7684\u6700\u7ec8\u53d7\u76ca\u6240\u6709\u4eba\u3002\u8fd9\u79cd\u590d\u6742\u6027\u53ef\u80fd\u662f\u7531\u4e8e\u591a\u5c42\u6240\u6709\u6743\u3001\u4fe1\u6258\u7684\u4f7f\u7528\u3001\u540d\u4e49\u80a1\u4e1c\u6216\u79bb\u5cb8\u516c\u53f8\u6240\u81f4\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5728\u8fd9\u4e9b\u60c5\u51b5\u4e0b\uff0c\u5b9e\u65bd\u5f3a\u5316\u5c3d\u804c\u8c03\u67e5\u5305\u62ec\u5f00\u5c55\u8be6\u7ec6\u8c03\u67e5\u4ee5\u8bc6\u522b\u5e76\u6838\u5b9e\u6700\u7ec8\u53d7\u76ca\u6240\u6709\u4eba\uff08UBO\uff09\u3002\u8fd9\u5305\u62ec\u6536\u96c6\u5168\u9762\u7684\u6587\u4ef6\u3001\u8fdb\u884c\u80cc\u666f\u8c03\u67e5\uff0c\u4ee5\u53ca\u4e86\u89e3\u4e1a\u52a1\u5173\u7cfb\u7684\u76ee\u7684\u548c\u6027\u8d28\u3002\u91d1\u878d\u673a\u6784\u8fd8\u5fc5\u987b\u8bc4\u4f30\u8be5\u7ed3\u6784\u662f\u5426\u65e8\u5728\u9003\u907f\u76d1\u7ba1\u5ba1\u67e5\u6216\u63a9\u76d6\u975e\u6cd5\u6d3b\u52a8\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u6839\u636e\u6211\u4eec\u5728 InvestGlass \u7684\u7ecf\u9a8c\uff0c\u914d\u5907\u9ad8\u7ea7\u5c3d\u804c\u8c03\u67e5\u5de5\u5177\u7684\u6570\u5b57\u5165\u9a7b\u5e73\u53f0\u7b80\u5316\u4e86\u5bf9\u590d\u6742\u6240\u6709\u6743\u7ed3\u6784\u7684\u9a8c\u8bc1\u3002\u901a\u8fc7\u81ea\u52a8\u5316\u6570\u636e\u6536\u96c6\u5e76\u4e0e\u5168\u7403\u6570\u636e\u5e93\u8fdb\u884c\u4ea4\u53c9\u6bd4\u5bf9\uff0c\u6211\u4eec\u7684 CRM \u89e3\u51b3\u65b9\u6848\u8d4b\u80fd\u5408\u89c4\u56e2\u961f\u5728\u4e0d\u5f71\u54cd\u8fd0\u8425\u6548\u7387\u7684\u60c5\u51b5\u4e0b\u5f00\u5c55\u5f7b\u5e95\u7684\u98ce\u9669\u8bc4\u4f30\u3002.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-other-high-risk-customer-categories\"><span class=\"ez-toc-section\" id=\"Other_High-Risk_Customer_Categories\"><\/span>\u5176\u4ed6\u9ad8\u98ce\u9669\u5ba2\u6237\u7c7b\u522b<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u867d\u7136\u653f\u6cbb\u516c\u4f17\u4eba\u7269\uff08PEP\uff09\u3001\u9ad8\u98ce\u9669\u53f8\u6cd5\u7ba1\u8f96\u533a\u548c\u590d\u6742\u7684\u80a1\u6743\u7ed3\u6784\u662f\u89e6\u53d1\u5f3a\u5316\u5c3d\u804c\u8c03\u67e5\uff08EDD\uff09\u6700\u5e38\u89c1\u7684\u539f\u56e0\uff0c\u4f46\u5176\u4ed6\u5ba2\u6237\u7c7b\u522b\u4e5f\u53ef\u80fd\u9700\u8981\u8fdb\u884cEDD\uff0c\u5305\u62ec\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u5177\u6709\u5f02\u5e38\u6216\u53ef\u7591\u4ea4\u6613\u6a21\u5f0f\u7684\u5ba2\u6237<\/li>\n\n\n\n<li>\u7ecf\u8425\u8d4c\u573a\u3001\u519b\u706b\u4ea4\u6613\u6216\u52a0\u5bc6\u8d27\u5e01\u7b49\u9ad8\u98ce\u9669\u884c\u4e1a\u7684\u4f01\u4e1a<\/li>\n\n\n\n<li>\u975e\u5c45\u6c11\u5ba2\u6237\u6216\u4e0d\u613f\u63d0\u4f9b\u5b8c\u6574\u4fe1\u606f\u7684\u5ba2\u6237<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u5bf9\u8fd9\u4e9b\u7fa4\u4f53\u5e94\u7528\u5f3a\u5316\u5c3d\u804c\u8c03\u67e5\uff08EDD\uff09\u6709\u52a9\u4e8e\u7ef4\u62a4\u5f3a\u5065\u7684\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5\u6846\u67b6\uff0c\u786e\u4fdd\u5145\u5206\u7ba1\u7406\u6240\u6709\u6f5c\u5728\u98ce\u9669\u3002.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-the-importance-of-enhanced-due-diligence-in-aml-compliance\"><span class=\"ez-toc-section\" id=\"The_Importance_of_Enhanced_Due_Diligence_in_AML_Compliance\"><\/span>\u52a0\u5f3a\u5c3d\u804c\u8c03\u67e5\u5728\u53cd\u6d17\u94b1\u5408\u89c4\u4e2d\u7684\u91cd\u8981\u6027<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u5bf9\u8fd9\u4e9b\u9ad8\u98ce\u9669\u5ba2\u6237\u5b9e\u65bd\u5f3a\u5316\u5c3d\u804c\u8c03\u67e5\u4e0d\u4ec5\u662f\u4e00\u9879\u76d1\u7ba1\u8981\u6c42\uff0c\u4e5f\u662f\u6210\u719f\u7684\u53cd\u6d17\u94b1\u5408\u89c4\u8ba1\u5212\u7684\u5173\u952e\u7ec4\u6210\u90e8\u5206\u3002\u5f3a\u5316\u5c3d\u804c\u8c03\u67e5\u80fd\u591f\u66f4\u7ec6\u81f4\u5730\u4e86\u89e3\u5ba2\u6237\u7684\u98ce\u9669\u6982\u51b5\uff0c\u8fd9\u5bf9\u4e8e\u8fdb\u884c\u6709\u6548\u7684\u98ce\u9669\u8bc4\u4f30\u548c\u51b3\u7b56\u81f3\u5173\u91cd\u8981\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5728 InvestGlass\uff0c\u6211\u4eec\u4e3b\u5f20\u5c06\u5f3a\u5316\u5c3d\u804c\u8c03\u67e5 (EDD) \u5de5\u4f5c\u6d41\u7a0b\u5d4c\u5165\u5230\u5ba2\u6237\u5173\u7cfb\u7ba1\u7406 (CRM) \u548c\u6570\u5b57\u5316\u5f00\u6237\u6d41\u7a0b\u4e2d\u3002\u8fd9\u79cd\u6574\u5408\u4f7f\u91d1\u878d\u673a\u6784\u80fd\u591f\u4fdd\u6301\u6301\u7eed\u5408\u89c4\uff0c\u9002\u5e94\u4e0d\u65ad\u6f14\u53d8\u7684\u76d1\u7ba1\u671f\u671b\uff0c\u5e76\u6709\u6548\u9632\u8303\u91d1\u878d\u72af\u7f6a\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u901a\u8fc7\u8bc6\u522b\u54ea\u4e9b\u5ba2\u6237\u9700\u8981\u52a0\u5f3a\u5c3d\u804c\u8c03\u67e5\uff08EDD\uff09\u5e76\u5b9e\u65bd\u6709\u9488\u5bf9\u6027\u7684\u7a0b\u5e8f\uff0c\u7ec4\u7ec7\u53ef\u4ee5\u663e\u7740\u964d\u4f4e\u9762\u4e34\u91d1\u878d\u72af\u7f6a\u98ce\u9669\u7684\u66b4\u9732\uff0c\u540c\u65f6\u7b80\u5316\u5408\u89c4\u5de5\u4f5c\u3002\u6211\u4eec\u5728 InvestGlass \u63a8\u51fa\u7684\u745e\u58eb\u4e3b\u6743 CRM \u5e73\u53f0\u63d0\u4f9b\u91cf\u8eab\u5b9a\u5236\u7684\u89e3\u51b3\u65b9\u6848\uff0c\u4ee5\u7b80\u5316\u8fd9\u4e9b\u590d\u6742\u7684\u5c3d\u804c\u8c03\u67e5\u6d41\u7a0b\uff0c\u786e\u4fdd\u60a8\u7684\u673a\u6784\u5728\u4e0d\u65ad\u53d8\u5316\u7684\u76d1\u7ba1\u73af\u5883\u4e2d\u59cb\u7ec8\u4fdd\u6301\u9886\u5148\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u8fc7\u6e21\uff1a\u4e86\u89e3\u8c01\u9700\u8981\u8fdb\u884c\u5c3d\u804c\u8c03\u67e5\uff08EDD\uff09\uff0c\u4e3a\u63a2\u8ba8\u7ba1\u8f96\u8fd9\u4e9b\u8981\u6c42\u7684\u76d1\u7ba1\u6846\u67b6\u5960\u5b9a\u4e86\u57fa\u7840\u3002.<\/p>\n\n\n\n<h1 class=\"wp-block-heading\" id=\"h-regulatory-frameworks-governing-enhanced-due-diligence-fatf-eu-amld-fincen\"><span class=\"ez-toc-section\" id=\"Regulatory_Frameworks_Governing_Enhanced_Due_Diligence_FATF_EU_AMLD_FinCEN\"><\/span>\u76d1\u7ba1\u589e\u5f3a\u578b\u5c3d\u804c\u8c03\u67e5\u7684\u76d1\u7ba1\u6846\u67b6\uff08FATF\u3001\u6b27\u76df\u53cd\u6d17\u94b1\u6307\u4ee4\u3001FinCEN\uff09<span class=\"ez-toc-section-end\"><\/span><\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">\u5143\u63cf\u8ff0\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u63a2\u8ba8\u7ba1\u8f96\u5f3a\u5316\u5c3d\u804c\u8c03\u67e5\uff08EDD\uff09\u7684\u5173\u952e\u76d1\u7ba1\u6846\u67b6\uff0c\u5305\u62ec\u9632\u5236\u6d17\u94b1\u91d1\u878d\u884c\u52a8\u7279\u522b\u5de5\u4f5c\u7ec4\uff08FATF\uff09\u5efa\u8bae\u3001\u6b27\u76df\u53cd\u6d17\u94b1\u6307\u4ee4\uff08AML Directive\uff09\u4ee5\u53ca\u7f8e\u56fd\u91d1\u878d\u72af\u7f6a\u6267\u6cd5\u7f51\u7edc\uff08FinCEN\uff09\u6307\u5357\u3002\u4e86\u89e3\u8fd9\u4e9b\u76d1\u7ba1\u89c4\u5b9a\u5982\u4f55\u5851\u9020\u9488\u5bf9\u9ad8\u98ce\u9669\u5ba2\u6237\u7684\u53cd\u6d17\u94b1\u5408\u89c4\u4e0e\u98ce\u9669\u8bc4\u4f30\u3002.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-you-ll-learn-2\"><span class=\"ez-toc-section\" id=\"What_Youll_Learn-4\"><\/span>\u60a8\u5c06\u4e86\u89e3\u5230<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>FATF \u5728\u5236\u5b9a\u5168\u7403 EDD \u6807\u51c6\u4e2d\u7684\u4f5c\u7528<\/li>\n\n\n\n<li>\u6b27\u76df\u53cd\u6d17\u94b1\u6307\u4ee4\u5982\u4f55\u5f3a\u5236\u5b9e\u65bd\u5f3a\u5316\u5c3d\u804c\u8c03\u67e5 (EDD)<\/li>\n\n\n\n<li>\u7f8e\u56fd FinCEN\uff08\u91d1\u878d\u72af\u7f6a\u6267\u6cd5\u7f51\u7edc\uff09\u6761\u4f8b\u7684\u91cd\u8981\u6027<\/li>\n\n\n\n<li>\u8fd9\u4e9b\u6846\u67b6\u5bf9\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5\u6d41\u7a0b\u7684\u5f71\u54cd<\/li>\n\n\n\n<li>\u91c7\u7528 EDD\uff08\u5f3a\u5316\u5c3d\u804c\u8c03\u67e5\uff09\u8fdb\u884c\u5408\u89c4\u4e0e\u98ce\u9669\u7ba1\u7406\u7684\u6700\u4f73\u5b9e\u8df5<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-regulatory-frameworks-governing-enhanced-due-diligence\"><span class=\"ez-toc-section\" id=\"Regulatory_Frameworks_Governing_Enhanced_Due_Diligence\"><\/span>\u76d1\u7ba1\u5f3a\u5316\u5c3d\u804c\u8c03\u67e5\u7684\u6cd5\u89c4\u6846\u67b6<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u5f3a\u5316\u5c3d\u804c\u8c03\u67e5\uff08EDD\uff09\u662f\u53cd\u6d17\u94b1\uff08AML\uff09\u5408\u89c4\u7684\u5173\u952e\u7ec4\u6210\u90e8\u5206\u3002\u8bb8\u591a\u56fd\u9645\u548c\u56fd\u5bb6\u76d1\u7ba1\u673a\u6784\u90fd\u5f3a\u5236\u8981\u6c42\u5b9e\u65bdEDD\uff0c\u4ee5\u964d\u4f4e\u9ad8\u98ce\u9669\u5ba2\u6237\u548c\u590d\u6742\u4ea4\u6613\u6240\u5e26\u6765\u7684\u98ce\u9669\u3002\u6839\u636eInvestGlass\u7684\u7ecf\u9a8c\uff0c\u4e86\u89e3\u7ba1\u8f96EDD\u7684\u76d1\u7ba1\u73af\u5883\u5bf9\u4e8e\u65e8\u5728\u4fdd\u6301\u5408\u89c4\u5e76\u4fdd\u62a4\u5176\u4e1a\u52a1\u7684\u91d1\u878d\u673a\u6784\u548c\u4f01\u4e1a\u81f3\u5173\u91cd\u8981\u3002.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-fatf-the-global-standard-setter-for-edd\"><span class=\"ez-toc-section\" id=\"FATF_The_Global_Standard-Setter_for_EDD\"><\/span>FATF\uff1aEDD \u5168\u7403\u6807\u51c6\u5236\u5b9a\u8005<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u91d1\u878d\u884c\u52a8\u7279\u522b\u5de5\u4f5c\u7ec4\uff08FATF\uff09\u662f\u4e00\u4e2a\u653f\u5e9c\u95f4\u7ec4\u7ec7\uff0c\u8d1f\u8d23\u5236\u5b9a\u6253\u51fb\u6d17\u94b1\u3001\u6050\u6016\u878d\u8d44\u53ca\u5176\u4ed6\u76f8\u5173\u5a01\u80c1\u7684\u5168\u7403\u6807\u51c6\u3002FATF\u7684\u5efa\u8bae\u6784\u6210\u4e86\u5168\u7403\u53cd\u6d17\u94b1\uff08AML\uff09\u5408\u89c4\u6846\u67b6\u7684\u57fa\u7840\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">FATF \u660e\u786e\u8981\u6c42\u5bf9\u5448\u73b0\u8f83\u9ad8\u98ce\u9669\u7684\u5ba2\u6237\u548c\u4ea4\u6613\u5b9e\u65bd\u5f3a\u5316\u5c3d\u804c\u8c03\u67e5\u3002\u8fd9\u5305\u62ec\u653f\u6cbb\u516c\u4f17\u4eba\u7269\uff08PEP\uff09\u3001\u4ee3\u7406 <a href=\"https:\/\/www.investglass.com\/zh\/%e6%9c%89%e6%95%88%e5%85%b3%e7%b3%bb%e7%ae%a1%e7%90%86%e9%93%b6%e8%a1%8c%e4%b8%9a%e5%8a%a1%e7%9a%84%e9%a1%b6%e7%ba%a7%e7%ad%96%e7%95%a5\/\" target=\"_self\">\u94f6\u884c\u5173\u7cfb<\/a>, \uff0c\u4ee5\u53ca\u5728\u53cd\u6d17\u94b1\u63a7\u5236\u65b9\u9762\u5b58\u5728\u6218\u7565\u7f3a\u9677\u7684\u53f8\u6cd5\u7ba1\u8f96\u533a\u3002FATF\u5efa\u8bae\u7b2c10\u53f7\u6982\u8ff0\u4e86\u52a0\u5f3a\u5bf9\u8be5\u7c7b\u9ad8\u98ce\u9669\u5ba2\u6237\u5ba1\u67e5\u548c\u6301\u7eed\u76d1\u63a7\u7684\u5fc5\u8981\u6027\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5728\u5b9e\u8df5\u4e2d\uff0c\u91d1\u878d\u884c\u52a8\u7279\u522b\u5de5\u4f5c\u7ec4\uff08FATF\uff09\u8981\u6c42\u673a\u6784\u5f00\u5c55\u5168\u9762\u7684\u98ce\u9669\u8bc4\u4f30\uff0c\u4ee5\u8bc6\u522b\u9700\u8981\u91c7\u53d6\u5f3a\u5316\u5c3d\u804c\u8c03\u67e5\uff08EDD\uff09\u7684\u60c5\u5f62\u3002\u8be5\u8bc4\u4f30\u5305\u62ec\u6536\u96c6\u6709\u5173\u5ba2\u6237\u8eab\u4efd\u3001\u8d44\u91d1\u6765\u6e90\u4ee5\u53ca\u4e1a\u52a1\u5173\u7cfb\u6027\u8d28\u7684\u8be6\u7ec6\u4fe1\u606f\u3002\u5176\u76ee\u7684\u662f\u786e\u4fdd\u6ca1\u6709\u975e\u6cd5\u6d3b\u52a8\u9690\u85cf\u5728\u5408\u6cd5\u4ea4\u6613\u4e4b\u4e0b\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5728 InvestGlass\uff0c\u6211\u4eec\u7b26\u5408\u745e\u58eb\u4e3b\u6743\u6807\u51c6\u7684 CRM \u5e73\u53f0\u6574\u5408\u4e86 FATF \u7684\u539f\u5219\uff0c\u80fd\u591f\u65e0\u7f1d\u96c6\u6210\u7b26\u5408\u6700\u9ad8\u56fd\u9645\u5408\u89c4\u6807\u51c6\u7684\u5f3a\u5316\u5c3d\u804c\u8c03\u67e5 (EDD) \u5de5\u4f5c\u6d41\u3002\u8fd9\u6709\u52a9\u4e8e\u4f01\u4e1a\u5728\u6709\u6548\u7ba1\u7406\u98ce\u9669\u7684\u540c\u65f6\uff0c\u5f00\u5c55\u8be6\u7ec6\u7684\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5\u3002.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/www.investglass.com\/wp-content\/uploads\/2026\/04\/InvestGlass-Tasks-Calendar-Campaign-1024x576.jpg\" alt=\"InvestGlass \u4efb\u52a1\u65e5\u5386\u6d3b\u52a8 \" class=\"wp-image-49589\" srcset=\"https:\/\/www.investglass.com\/wp-content\/uploads\/2026\/04\/InvestGlass-Tasks-Calendar-Campaign-1024x576.jpg 1024w, https:\/\/www.investglass.com\/wp-content\/uploads\/2026\/04\/InvestGlass-Tasks-Calendar-Campaign-300x169.jpg 300w, https:\/\/www.investglass.com\/wp-content\/uploads\/2026\/04\/InvestGlass-Tasks-Calendar-Campaign-768x432.jpg 768w, https:\/\/www.investglass.com\/wp-content\/uploads\/2026\/04\/InvestGlass-Tasks-Calendar-Campaign-18x10.jpg 18w, https:\/\/www.investglass.com\/wp-content\/uploads\/2026\/04\/InvestGlass-Tasks-Calendar-Campaign.jpg 1485w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\">InvestGlass \u4efb\u52a1\u65e5\u5386\u6d3b\u52a8\u622a\u56fe<\/figcaption><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-european-union-aml-directive-strengthening-edd-across-member-states\"><span class=\"ez-toc-section\" id=\"European_Union_AML_Directive_Strengthening_EDD_Across_Member_States\"><\/span>\u6b27\u76df\u53cd\u6d17\u94b1\u6307\u4ee4\uff1a\u5728\u5404\u6210\u5458\u56fd\u52a0\u5f3a\u5f3a\u5316\u5c3d\u804c\u8c03\u67e5\uff08EDD\uff09<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u6b27\u76df\u7684\u53cd\u6d17\u94b1\u6307\u4ee4\uff08AMLD\uff09\u662f\u786e\u4fdd\u5176\u6210\u5458\u56fd\u5185\u90e8\u6267\u884c\u53cd\u6d17\u94b1\u5408\u89c4\u7684\u5173\u952e\u76d1\u7ba1\u5de5\u5177\u3002\u6700\u65b0\u7248\u672c\u5373\u7b2c\u516d\u7248\u53cd\u6d17\u94b1\u6307\u4ee4\uff08AMLD6\uff09\u548c\u7b2c\u4e94\u7248\u53cd\u6d17\u94b1\u6307\u4ee4\uff08AMLD5\uff09\uff0c\u9ad8\u5ea6\u5f3a\u8c03\u4e86\u5bf9\u9ad8\u98ce\u9669\u5ba2\u6237\u5b9e\u65bd\u5f3a\u5316\u5c3d\u804c\u8c03\u67e5\u63aa\u65bd\u7684\u91cd\u8981\u6027\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u6839\u636e\u6b27\u76df\u300a\u53cd\u6d17\u94b1\u6307\u4ee4\u300b\uff08AMLD\uff09\uff0c\u91d1\u878d\u673a\u6784\u5fc5\u987b\u8bc6\u522b\u5e76\u9a8c\u8bc1\u5ba2\u6237\u8eab\u4efd\uff0c\u8fdb\u884c\u5f7b\u5e95\u7684\u98ce\u9669\u8bc4\u4f30\uff0c\u5e76\u5728\u4e0e\u653f\u6cbb\u516c\u4f17\u4eba\u7269\u3001\u5927\u5b97\u4ea4\u6613\u4ee5\u53ca\u6765\u81ea\u9ad8\u98ce\u9669\u7b2c\u4e09\u56fd\u7684\u5ba2\u6237\u8fdb\u884c\u4ea4\u6613\u65f6\u91c7\u53d6\u5f3a\u5316\u5c3d\u804c\u8c03\u67e5\uff08EDD\uff09\u3002\u8be5\u6307\u4ee4\u8fd8\u8981\u6c42\u5bf9\u4e1a\u52a1\u5173\u7cfb\u8fdb\u884c\u6301\u7eed\u76d1\u6d4b\uff0c\u4ee5\u53ca\u65f6\u53d1\u73b0\u53ef\u7591\u6d3b\u52a8\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u6b27\u76df\u53cd\u6d17\u94b1\u6307\u4ee4\u7684\u4e00\u4e2a\u663e\u8457\u7279\u70b9\u662f\uff0c\u6709\u4e49\u52a1\u7ef4\u62a4\u53d7\u76ca\u6240\u6709\u4eba\u767b\u8bb0\u518c\uff0c\u5e76\u5bf9\u4fe1\u6258\u548c\u516c\u53f8\u7ed3\u6784\u8fdb\u884c\u5c3d\u804c\u8c03\u67e5\u3002\u8fd9\u79cd\u900f\u660e\u5ea6\u5bf9\u4e8e\u6709\u6548\u5b9e\u65bd\u5f3a\u5316\u5c3d\u804c\u8c03\u67e5\uff08EDD\uff09\u81f3\u5173\u91cd\u8981\uff0c\u56e0\u4e3a\u5b83\u6709\u52a9\u4e8e\u63ed\u793a\u53ef\u80fd\u5e26\u6765\u6d17\u94b1\u98ce\u9669\u7684\u9690\u85cf\u6240\u6709\u6743\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u6211\u4eec\u5728 InvestGlass \u5728\u745e\u58eb\u4e3b\u6743 CRM \u7cfb\u7edf\u65b9\u9762\u7684\u4e13\u4e1a\u77e5\u8bc6\u8868\u660e\uff0c\u81ea\u52a8\u5316\u6ee1\u8db3\u6b27\u76df\u53cd\u6d17\u94b1\u6307\u4ee4 (EU AMLD) \u7684\u5f3a\u5316\u5c3d\u804c\u8c03\u67e5 (EDD) \u8981\u6c42\uff0c\u53ef\u4ee5\u5927\u5e45\u51cf\u5c11\u4eba\u5de5\u9519\u8bef\u5e76\u6539\u5584\u76d1\u7ba1\u62a5\u544a\u3002\u901a\u8fc7\u91cf\u8eab\u5b9a\u5236\u7684\u98ce\u9669\u8bc4\u5206\u6a21\u578b\uff0c\u91d1\u878d\u673a\u6784\u80fd\u591f\u786e\u4fdd\u5728\u6240\u6709\u5ba2\u6237\u7fa4\u4f53\u4e2d\u4e00\u81f4\u5730\u5e94\u7528 EDD\u3002.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-fincen-u-s-regulatory-expectations-for-enhanced-due-diligence\"><span class=\"ez-toc-section\" id=\"FinCEN_US_Regulatory_Expectations_for_Enhanced_Due_Diligence\"><\/span>FinCEN\uff1a\u7f8e\u56fd\u5bf9\u5f3a\u5316\u5c3d\u804c\u8c03\u67e5\u7684\u76d1\u7ba1\u671f\u671b<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u5728\u7f8e\u56fd\uff0c\u91d1\u878d\u72af\u7f6a\u6267\u6cd5\u7f51\u7edc\uff08FinCEN\uff09\u662f\u76d1\u7763\u53cd\u6d17\u94b1\uff08AML\uff09\u5408\u89c4\u6027\u7684\u5173\u952e\u76d1\u7ba1\u673a\u6784\u3002FinCEN\u5c31\u4f55\u65f6\u4ee5\u53ca\u5982\u4f55\u5b9e\u65bd\u5f3a\u5316\u5c3d\u804c\u8c03\u67e5\u53d1\u5e03\u4e86\u8be6\u7ec6\u6307\u5bfc\u610f\u89c1\uff0c\u7279\u522b\u662f\u5728\u300a\u94f6\u884c\u4fdd\u5bc6\u6cd5\u300b\uff08BSA\uff09\u7684\u6846\u67b6\u4e0b\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">FinCEN \u89c4\u5b9a\u8981\u6c42\u91d1\u878d\u673a\u6784\u5b9e\u65bd\u5f3a\u6709\u529b\u7684\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5\u7a0b\u5e8f\uff0c\u5305\u62ec\u9a8c\u8bc1\u5ba2\u6237\u8eab\u4efd\u3001\u4e86\u89e3\u6240\u6709\u6743\u7ed3\u6784\u4ee5\u53ca\u76d1\u63a7\u4ea4\u6613\u3002\u5bf9\u4e8e\u88ab\u89c6\u4e3a\u9ad8\u98ce\u9669\u7684\u8d26\u6237\uff08\u4f8b\u5982\u4ee3\u7406\u8d26\u6237\u3001\u975e\u5c45\u6c11\u5916\u56fd\u4eba\u8d26\u6237\u6216\u5728\u884c\u4e1a\u9ad8\u98ce\u9669\u9886\u57df\u8fd0\u8425\u7684\u5ba2\u6237\uff09\uff0cFinCEN \u8981\u6c42\u8fdb\u884c\u5f3a\u5316\u5ba1\u67e5\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">FinCEN\u5f3a\u8c03\u7684\u4e00\u4e2a\u5173\u952e\u65b9\u9762\u662f\u5bf9\u9ad8\u98ce\u9669\u5ba2\u6237\u8fdb\u884c\u6301\u7eed\u76d1\u63a7\uff0c\u4ee5\u53ca\u65f6\u53d1\u73b0\u53ef\u7591\u6d3b\u52a8\u3002\u673a\u6784\u5fc5\u987b\u8bb0\u5f55\u5176\u98ce\u9669\u8bc4\u4f30\u65b9\u6cd5\uff0c\u5e76\u4fdd\u5b58\u8bc1\u660e\u5176\u7b26\u5408EDD\uff08\u5f3a\u5316\u5c3d\u804c\u8c03\u67e5\uff09\u6807\u51c6\u7684\u8bb0\u5f55\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">InvestGlass \u7684\u5e73\u53f0\u901a\u8fc7\u63d0\u4f9b\u5168\u9762\u7684\u6570\u5b57\u5316\u5165\u9a7b\u6d41\u7a0b\u548c\u98ce\u9669\u8bc4\u4f30\u5de5\u5177\uff0c\u652f\u6301\u5408\u89c4\u9075\u5b88 FinCEN \u7684 EDD\uff08\u589e\u5f3a\u5c3d\u804c\u8c03\u67e5\uff09\u8981\u6c42\u3002\u8fd9\u7b80\u5316\u4e86\u5ba2\u6237\u4fe1\u606f\u7684\u6536\u96c6\u5de5\u4f5c\uff0c\u786e\u4fdd\u4e86 AML\uff08\u53cd\u6d17\u94b1\uff09\u63a7\u5236\u63aa\u65bd\u7684\u4e00\u81f4\u5e94\u7528\uff0c\u4ece\u800c\u964d\u4f4e\u4e86\u76d1\u7ba1\u98ce\u9669\u3002.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-the-combined-impact-of-these-regulatory-frameworks\"><span class=\"ez-toc-section\" id=\"The_Combined_Impact_of_These_Regulatory_Frameworks\"><\/span>\u8fd9\u4e9b\u76d1\u7ba1\u6846\u67b6\u7684\u7efc\u5408\u5f71\u54cd<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">FATF\u3001\u6b27\u76df\u53cd\u6d17\u94b1\u6307\u4ee4\uff08EU AMLD\uff09\u4ee5\u53ca\u7f8e\u56fd\u91d1\u878d\u72af\u7f6a\u6267\u6cd5\u5c40\uff08FinCEN\uff09\u5171\u540c\u6784\u6210\u4e86\u4e00\u4e2a\u5f3a\u6709\u529b\u7684\u76d1\u7ba1\u6846\u67b6\uff0c\u5f3a\u5236\u5404\u673a\u6784\u91c7\u7528\u5f3a\u5316\u5c3d\u804c\u8c03\u67e5\uff08EDD\uff09\uff0c\u5c06\u5176\u4f5c\u4e3a\u53cd\u6d17\u94b1\u5408\u89c4\u8ba1\u5212\u7684\u91cd\u8981\u7ec4\u6210\u90e8\u5206\u3002\u8fd9\u4e9b\u6846\u67b6\u5177\u6709\u5171\u540c\u7684\u539f\u5219\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u9ad8\u98ce\u9669\u5ba2\u6237\u7684\u8bc6\u522b\u4e0e\u9a8c\u8bc1<\/li>\n\n\n\n<li>\u8be6\u7ec6\u7684\u98ce\u9669\u8bc4\u4f30\uff0c\u4ee5\u4fbf\u91cf\u8eab\u5b9a\u5236\u5c3d\u804c\u8c03\u67e5\u5de5\u4f5c<\/li>\n\n\n\n<li>\u6301\u7eed\u76d1\u63a7\u4e1a\u52a1\u5173\u7cfb<\/li>\n\n\n\n<li>\u5408\u89c4\u5ba1\u8ba1\u7684\u6587\u6863\u548c\u8bb0\u5f55\u4fdd\u5b58<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u5bf9\u4e8e\u5f00\u5c55\u56fd\u9645\u4e1a\u52a1\u6216\u5904\u7406\u8de8\u5883\u5ba2\u6237\u7684\u4f01\u4e1a\u6765\u8bf4\uff0c\u9075\u5b88\u8fd9\u4e9b\u6cd5\u89c4\u53ef\u80fd\u4f1a\u5f88\u590d\u6742\u3002\u7136\u800c\uff0c\u5229\u7528InvestGlass\u7b49\u5148\u8fdb\u7684CRM\u548c\u6570\u5b57\u5165\u9a7b\u89e3\u51b3\u65b9\u6848\uff0c\u53ef\u4ee5\u5b9e\u73b0\u65e0\u7f1d\u7684\u5408\u89c4\u96c6\u6210\uff0c\u4ece\u800c\u4fc3\u8fdb\u9ad8\u6548\u7684\u98ce\u9669\u8bc4\u4f30\u548c\u53cd\u6d17\u94b1\uff08AML\uff09\u5408\u89c4\u3002.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-conclusion\"><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span>\u7ed3\u8bba<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u603b\u4e4b\uff0c\u5f3a\u5316\u5c3d\u804c\u8c03\u67e5\u4e0d\u4ec5\u662f\u4e00\u9879\u6700\u4f73\u5b9e\u8df5\uff0c\u66f4\u662f\u7531FATF\u3001\u6b27\u76df\u53cd\u6d17\u94b1\u6307\u4ee4\uff08AMLD\uff09\u548cFinCEN\u7b49\u5168\u7403\u4e3b\u8981\u76d1\u7ba1\u673a\u6784\u5f3a\u5236\u6267\u884c\u7684\u76d1\u7ba1\u8981\u6c42\u3002\u8fd9\u4e9b\u6846\u67b6\u786e\u4fdd\u91d1\u878d\u673a\u6784\u5b9e\u65bd\u4e25\u683c\u7684\u63a7\u5236\u63aa\u65bd\uff0c\u4ee5\u8bc6\u522b\u548c\u964d\u4f4e\u9ad8\u98ce\u9669\u5ba2\u6237\u5e26\u6765\u7684\u98ce\u9669\u3002\u901a\u8fc7\u7406\u89e3\u8fd9\u4e9b\u76d1\u7ba1\u6807\u51c6\u5e76\u5c06\u5176\u6574\u5408\u5230\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5\u6d41\u7a0b\u4e2d\uff0c\u673a\u6784\u80fd\u591f\u52a0\u5f3a\u5176\u53cd\u6d17\u94b1\uff08AML\uff09\u5408\u89c4\u6027\uff0c\u5e76\u4fdd\u62a4\u5176\u4e1a\u52a1\u514d\u53d7\u91d1\u878d\u72af\u7f6a\u7684\u4fb5\u5bb3\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5bf9\u4e8e\u65e8\u5728\u7b80\u5316\u589e\u5f3a\u578b\u5c3d\u804c\u8c03\u67e5\uff08EDD\uff09\u5de5\u4f5c\u6d41\u7a0b\u540c\u65f6\u4fdd\u6301\u5408\u89c4\u7684\u516c\u53f8\uff0cInvestGlass \u63d0\u4f9b\u91cf\u8eab\u5b9a\u5236\u7684\u89e3\u51b3\u65b9\u6848\uff0c\u65e8\u5728\u6ee1\u8db3\u8fd9\u4e9b\u76d1\u7ba1\u6846\u67b6\u7684\u4e25\u683c\u8981\u6c42\uff0c\u786e\u4fdd\u5b89\u5168\u5408\u89c4\u7684\u5ba2\u6237\u5165\u9a7b\u4f53\u9a8c\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u8fc7\u6e21\uff1a\u5728\u660e\u786e\u4e86\u89e3\u76d1\u7ba1\u80cc\u666f\u7684\u57fa\u7840\u4e0a\uff0c\u8ba9\u6211\u4eec\u63a2\u8ba8\u5f00\u5c55\u5f3a\u5316\u5c3d\u804c\u8c03\u67e5\u7684\u5206\u6b65\u6d41\u7a0b\u3002.<\/p>\n\n\n\n<h1 class=\"wp-block-heading\" id=\"h-the-step-by-step-enhanced-due-diligence-process\"><span class=\"ez-toc-section\" id=\"The_Step-by-Step_Enhanced_Due_Diligence_Process\"><\/span>\u9010\u6b65\u589e\u5f3a\u578b\u5c3d\u804c\u8c03\u67e5\u6d41\u7a0b<span class=\"ez-toc-section-end\"><\/span><\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">\u5143\u63cf\u8ff0\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u63a2\u7d22\u5168\u9762\u7684\u5206\u6b65\u5f3a\u5316\u5c3d\u804c\u8c03\u67e5 (EDD) \u6d41\u7a0b\uff0c\u8fd9\u5bf9\u4e8e\u7ba1\u7406\u9ad8\u98ce\u9669\u5ba2\u6237\u548c\u786e\u4fdd\u7a33\u5065\u7684\u53cd\u6d17\u94b1 (AML) \u5408\u89c4\u6027\u81f3\u5173\u91cd\u8981\u3002\u501f\u52a9 InvestGlass \u7684\u89c1\u89e3\uff0c\u5b66\u4e60\u5982\u4f55\u8fdb\u884c\u5f7b\u5e95\u7684\u98ce\u9669\u8bc4\u4f30\u5e76\u5b9e\u65bd\u6709\u6548\u7684\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5\u3002.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-you-ll-learn-3\"><span class=\"ez-toc-section\" id=\"What_Youll_Learn-5\"><\/span>\u60a8\u5c06\u4e86\u89e3\u5230<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u589e\u5f3a\u578b\u5c3d\u804c\u8c03\u67e5\u6d41\u7a0b\u7684\u8be6\u7ec6\u6b65\u9aa4<\/li>\n\n\n\n<li>\u4e3a\u4ec0\u4e48\u5f3a\u5316\u5c3d\u804c\u8c03\u67e5\uff08EDD\uff09\u5bf9\u4e8e\u7ba1\u7406\u9ad8\u98ce\u9669\u5ba2\u6237\u81f3\u5173\u91cd\u8981<\/li>\n\n\n\n<li>\u5982\u4f55\u5728\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5\u671f\u95f4\u8fdb\u884c\u5f7b\u5e95\u7684\u98ce\u9669\u8bc4\u4f30<\/li>\n\n\n\n<li>\u7ef4\u62a4\u53cd\u6d17\u94b1\uff08AML\uff09\u5408\u89c4\u7684\u6700\u4f73\u5b9e\u8df5<\/li>\n\n\n\n<li>\u57fa\u4e8e InvestGlass \u4e13\u4e1a\u77e5\u8bc6\u7684\u5b9e\u7528\u89c1\u89e3<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u5f3a\u5316\u5c3d\u804c\u8c03\u67e5\uff08EDD\uff09\u662f\u4efb\u4f55\u5065\u5168\u7684\u53cd\u6d17\u94b1\uff08AML\uff09\u6846\u67b6\u7684\u5173\u952e\u7ec4\u6210\u90e8\u5206\uff0c\u5728\u5904\u7406\u9ad8\u98ce\u9669\u5ba2\u6237\u65f6\u5c24\u4e3a\u91cd\u8981\u3002\u8be5\u8fc7\u7a0b\u5305\u62ec\u4e00\u7cfb\u5217\u7ec6\u81f4\u7684\u6b65\u9aa4\uff0c\u65e8\u5728\u66f4\u6df1\u5165\u5730\u4e86\u89e3\u5ba2\u6237\u7684\u4e2a\u4eba\u8d44\u6599\u3001\u8d44\u91d1\u6765\u6e90\u548c\u4ea4\u6613\u884c\u4e3a\u3002\u5728\u672c\u8282\u4e2d\uff0c\u6211\u4eec\u5c06\u8be6\u7ec6\u62c6\u89e3EDD\u7684\u9010\u6b65\u6d41\u7a0b\uff0c\u91cd\u70b9\u4ecb\u7ecd\u6700\u4f73\u5b9e\u8df5\uff0c\u4ee5\u53ca\u50cfInvestGlass\u8fd9\u6837\u7684\u516c\u53f8\u5982\u4f55\u5229\u7528\u6280\u672f\u6765\u7b80\u5316\u5408\u89c4\u6d41\u7a0b\u3002.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-step-1-identification-and-verification-of-customer-identity\"><span class=\"ez-toc-section\" id=\"Step_1_Identification_and_Verification_of_Customer_Identity\"><\/span>\u7b2c\u4e00\u6b65\uff1a\u5ba2\u6237\u8eab\u4efd\u8bc6\u522b\u4e0e\u6838\u5b9e<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ol class=\"wp-block-list\">\n<li>\u5ba2\u6237\u8eab\u4efd\u8bc6\u522b\u4e0e\u6838\u5b9e<\/li>\n\n\n\n<li>\u5728 InvestGlass \u4e2d\u8bbe\u7f6e\u6d41\u7a0b<\/li>\n\n\n\n<li>\u4ee5\u9ad8\u4e8e\u6807\u51c6\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5\u7684\u4e25\u683c\u7a0b\u5ea6\u6838\u5b9e\u5ba2\u6237\u8eab\u4efd\u3002.<\/li>\n\n\n\n<li>\u83b7\u53d6\u5e76\u6838\u5b9e\u62a4\u7167\u3001\u56fd\u6c11\u8eab\u4efd\u8bc1\u6216\u516c\u53f8\u6ce8\u518c\u8bc1\u4e66\u7b49\u5b98\u65b9\u6587\u4ef6\u3002.<\/li>\n\n\n\n<li>\u5bf9\u4e8e\u9ad8\u98ce\u9669\u5ba2\u6237\uff0c\u9664\u4e86\u57fa\u672c\u7684\u6587\u4ef6\u9a8c\u8bc1\u5916\uff0c\u8fd8\u5e94\u91c7\u53d6\u8fdb\u4e00\u6b65\u63aa\u65bd\uff0c\u5305\u62ec\u4ea4\u53c9\u6bd4\u5bf9\u591a\u4e2a\u8eab\u4efd\u8bc6\u522b\u6765\u6e90\uff0c\u5e76\u5728\u53ef\u80fd\u7684\u60c5\u51b5\u4e0b\u4f7f\u7528\u751f\u7269\u8bc6\u522b\u9a8c\u8bc1\u3002.<\/li>\n\n\n\n<li>\u5f53\u5ba2\u6237\u5728\u5f00\u6237\u8fc7\u7a0b\u4e2d\u63d0\u4f9b\u88ab\u7be1\u6539\u6216\u88ab\u76d7\u7684\u6587\u4ef6\u65f6\uff0c\u91d1\u878d\u673a\u6784\u5fc5\u987b\u8fdb\u884c\u5f3a\u5316\u5c3d\u804c\u8c03\u67e5\u3002.<\/li>\n\n\n\n<li>\u5728\u745e\u58eb\u4e3b\u6743 CRM \u5e73\u53f0\u4e2d\u96c6\u6210\u6b64\u7c7b\u9a8c\u8bc1\u5de5\u5177\uff0c\u53ef\u663e\u8457\u964d\u4f4e\u4e0e\u8eab\u4efd\u6b3a\u8bc8\u76f8\u5173\u7684\u98ce\u9669\u3002.<\/li>\n<\/ol>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-step-2-detailed-risk-assessment-and-customer-profiling\"><span class=\"ez-toc-section\" id=\"Step_2_Detailed_Risk_Assessment_and_Customer_Profiling\"><\/span>\u7b2c\u4e8c\u6b65\uff1a\u8be6\u7ec6\u98ce\u9669\u8bc4\u4f30\u4e0e\u5ba2\u6237\u753b\u50cf<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ol class=\"wp-block-list\">\n<li>\u8be6\u7ec6\u98ce\u9669\u8bc4\u4f30\u4e0e\u5ba2\u6237\u753b\u50cf<\/li>\n\n\n\n<li>\u5728 InvestGlass \u4e2d\u8bbe\u7f6e\u6d41\u7a0b<\/li>\n\n\n\n<li>\u6839\u636e\u51e0\u4e2a\u56e0\u7d20\u8bc4\u4f30\u5ba2\u6237\u7684\u98ce\u9669\u6982\u51b5\uff1a<\/li>\n\n\n\n<li>\u5728 InvestGlass \u4e2d\u8bbe\u7f6e\u6d41\u7a0b<\/li>\n\n\n\n<li>\u5730\u7406\u4f4d\u7f6e<\/li>\n\n\n\n<li>\u4e1a\u52a1\u6d3b\u52a8\u6027\u8d28<\/li>\n\n\n\n<li>\u8d22\u5bcc\u548c\u8d44\u91d1\u6765\u6e90<\/li>\n\n\n\n<li>\u653f\u6cbb\u516c\u4f17\u4eba\u7269\uff08PEP\uff09\u8eab\u4efd<\/li>\n\n\n\n<li>\u4ee5\u5f80\u7684\u8d22\u52a1\u884c\u4e3a\u4e0e\u58f0\u8a89\u98ce\u9669<\/li>\n\n\n\n<li>\u5efa\u7acb\u5ba2\u6237\u98ce\u9669\u6982\u51b5\u5e76\u5206\u914d\u98ce\u9669\u8bc4\u5206\uff0c\u4ee5\u6307\u5bfc\u6240\u9700\u7684\u5c3d\u804c\u8c03\u67e5\u7ea7\u522b\u3002.<\/li>\n\n\n\n<li>\u901a\u8fc7\u5d4c\u5165 CRM \u5e73\u53f0\u7684\u9ad8\u7ea7\u7b97\u6cd5\u6765\u81ea\u52a8\u5316\u98ce\u9669\u8bc4\u4f30\uff0c\u53ef\u4ee5\u63d0\u9ad8\u51c6\u786e\u6027\u548c\u6548\u7387\u3002.<\/li>\n<\/ol>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-step-3-understanding-the-source-of-funds-and-wealth\"><span class=\"ez-toc-section\" id=\"Step_3_Understanding_the_Source_of_Funds_and_Wealth\"><\/span>\u7b2c\u4e09\u6b65\uff1a\u4e86\u89e3\u8d44\u91d1\u4e0e\u8d22\u5bcc\u6765\u6e90<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ol class=\"wp-block-list\">\n<li>\u4e86\u89e3\u8d44\u91d1\u4e0e\u8d22\u5bcc\u6765\u6e90<\/li>\n\n\n\n<li>\u5728 InvestGlass \u4e2d\u8bbe\u7f6e\u6d41\u7a0b<\/li>\n\n\n\n<li>\u5168\u9762\u4e86\u89e3\u5ba2\u6237\u7684\u8d44\u91d1\u6765\u6e90\u548c\u8d22\u5bcc\u6765\u6e90\u3002.<\/li>\n\n\n\n<li>\u5ba2\u6237\u5fc5\u987b\u63d0\u4f9b\u5173\u4e8e\u5176\u8d44\u91d1\u7d2f\u79ef\u65b9\u5f0f\u7684\u8be6\u7ec6\u4fe1\u606f\uff0c\u5305\u62ec\u94f6\u884c\u5bf9\u8d26\u5355\u3001\u7eb3\u7a0e\u7533\u62a5\u8868\u3001\u8d22\u52a1\u62a5\u8868\u6216\u4f01\u4e1a\u5229\u6da6\u8bc1\u660e\u7b49\u652f\u6301\u6027\u6587\u4ef6\u3002.<\/li>\n\n\n\n<li>\u6838\u5b9e\u5ba2\u6237\u7684\u771f\u5b9e\u8d44\u4ea7\uff08\u5982\u5b9e\u7269\u8d22\u4ea7\uff09\u4ee5\u53ca\u8d22\u52a1\u62a5\u8868\uff0c\u4ee5\u786e\u4fdd\u8d44\u4ea7\u6240\u6709\u6743\u548c\u771f\u5b9e\u4ef7\u503c\u7684\u900f\u660e\u5ea6\u4e0e\u5408\u6cd5\u6027\u3002.<\/li>\n<\/ol>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-step-4-enhanced-monitoring-and-transaction-scrutiny\"><span class=\"ez-toc-section\" id=\"Step_4_Enhanced_Monitoring_and_Transaction_Scrutiny\"><\/span>\u6b65\u9aa4 4\uff1a\u589e\u5f3a\u76d1\u63a7\u4e0e\u4ea4\u6613\u5ba1\u67e5<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ol class=\"wp-block-list\">\n<li>\u5f3a\u5316\u76d1\u63a7\u4e0e\u4ea4\u6613\u5ba1\u67e5<\/li>\n\n\n\n<li>\u5728 InvestGlass \u4e2d\u8bbe\u7f6e\u6d41\u7a0b<\/li>\n\n\n\n<li>\u52a0\u5f3a\u7248\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5\uff08EDD\uff09\u4e0d\u4ec5\u9650\u4e8e\u6700\u521d\u7684\u5165\u804c\u6d41\u7a0b\uff0c\u8fd8\u9700\u8981\u5bf9\u5ba2\u6237\u7684\u4ea4\u6613\u548c\u884c\u4e3a\u8fdb\u884c\u6301\u7eed\u76d1\u63a7\uff0c\u4ee5\u68c0\u6d4b\u4efb\u4f55\u53ef\u7591\u6d3b\u52a8\u3002.<\/li>\n\n\n\n<li>\u4e0e\u6807\u51c6\u5ba2\u6237\u76f8\u6bd4\uff0c\u9ad8\u98ce\u9669\u5ba2\u6237\u9700\u8981\u63a5\u53d7\u66f4\u9891\u7e41\u3001\u66f4\u8be6\u7ec6\u7684\u5ba1\u67e5\u3002.<\/li>\n\n\n\n<li>\u8d1f\u9762\u5a92\u4f53\u7b5b\u67e5\u5bf9\u4e8e\u8bc6\u522b\u4e0e\u5ba2\u6237\u6216\u4ea4\u6613\u76f8\u5173\u7684\u6f5c\u5728\u58f0\u8a89\u6216\u5408\u89c4\u98ce\u9669\u81f3\u5173\u91cd\u8981\u3002.<\/li>\n\n\n\n<li>\u4ea4\u6613\u76d1\u63a7\u5305\u62ec\u4e3a\u5f02\u5e38\u6d3b\u52a8\u8bbe\u7f6e\u9608\u503c\u3001\u9a8c\u8bc1\u4ea4\u6613\u7684\u5408\u6cd5\u6027\u3001\u5ba1\u67e5\u5ba2\u6237\u7684\u4ea4\u6613\u5386\u53f2\u4ee5\u67e5\u627e\u53ef\u7591\u6a21\u5f0f\uff0c\u4ee5\u53ca\u5bf9\u5ba2\u6237\u8d44\u6599\u8fdb\u884c\u5b9a\u671f\u5ba1\u67e5\u3002.<\/li>\n<\/ol>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-step-5-conducting-senior-management-approval\"><span class=\"ez-toc-section\" id=\"Step_5_Conducting_Senior_Management_Approval\"><\/span>\u6b65\u9aa4 5\uff1a\u8fdb\u884c\u9ad8\u5c42\u7ba1\u7406\u5ba1\u6279<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ol class=\"wp-block-list\">\n<li>\u8fdb\u884c\u9ad8\u5c42\u7ba1\u7406\u5ba1\u6279<\/li>\n\n\n\n<li>\u5728 InvestGlass \u4e2d\u8bbe\u7f6e\u6d41\u7a0b<\/li>\n\n\n\n<li>\u8bb8\u591a\u76d1\u7ba1\u6846\u67b6\u8981\u6c42\u9ad8\u7ea7\u7ba1\u7406\u5c42\u5728\u8fdb\u884c\u5f3a\u5316\u5c3d\u804c\u8c03\u67e5\u540e\u5ba1\u6838\u5e76\u6279\u51c6\u9ad8\u98ce\u9669\u5ba2\u6237\u7684\u51c6\u5165\u3002.<\/li>\n\n\n\n<li>\u9ad8\u7ea7\u7ba1\u7406\u5c42\u5fc5\u987b\u8bc4\u4f30\u6f5c\u5728\u7684\u4e1a\u52a1\u5173\u7cfb\u662f\u5426\u7b26\u5408\u516c\u53f8\u7684\u98ce\u9669\u504f\u597d\u548c\u5408\u89c4\u653f\u7b56\u3002.<\/li>\n\n\n\n<li>\u8bb0\u5f55\u8fd9\u4e00\u8fc7\u7a0b\u7684\u5de5\u4f5c\u6d41\u5de5\u5177 <a href=\"https:\/\/www.investglass.com\/zh\/%e5%ae%a1%e6%89%b9%e6%b5%81%e7%a8%8b%e6%9d%83%e5%a8%81%e6%8c%87%e5%8d%97\/\" target=\"_self\">\u5ba1\u6279\u7a0b\u5e8f<\/a> \u786e\u4fdd\u900f\u660e\u4e14\u53ef\u5ba1\u8ba1\u7684\u8f68\u8ff9\u3002.<\/li>\n<\/ol>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-step-6-documentation-and-record-keeping\"><span class=\"ez-toc-section\" id=\"Step_6_Documentation_and_Record-Keeping\"><\/span>\u6b65\u9aa4 6\uff1a\u6587\u6863\u8bb0\u5f55\u4e0e\u6863\u6848\u7ba1\u7406<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ol class=\"wp-block-list\">\n<li>\u6587\u4ef6\u548c\u8bb0\u5f55\u4fdd\u5b58<\/li>\n\n\n\n<li>\u5728 InvestGlass \u4e2d\u8bbe\u7f6e\u6d41\u7a0b<\/li>\n\n\n\n<li>\u5b8c\u5584\u7684\u6587\u6863\u8bb0\u5f55\u5728\u6574\u4e2a EDD\uff08\u5c3d\u804c\u8c03\u67e5\uff09\u8fc7\u7a0b\u4e2d\u81f3\u5173\u91cd\u8981\u3002.<\/li>\n\n\n\n<li>\u6240\u6709\u6b65\u9aa4\u6765\u81ea <a href=\"https:\/\/www.investglass.com\/zh\/%e4%bb%80%e4%b9%88%e6%98%af%e8%ba%ab%e4%bb%bd%e9%aa%8c%e8%af%81%ef%bc%9f\/\" target=\"_self\">\u8eab\u4efd\u9a8c\u8bc1<\/a> \u4ee5\u53ca\u4ece\u98ce\u9669\u8bc4\u4f30\u5230\u8d44\u91d1\u6765\u6e90\u548c\u9ad8\u7ea7\u7ba1\u7406\u5c42\u6279\u51c6\u7684\u6240\u6709\u73af\u8282\uff0c\u90fd\u5fc5\u987b\u8fdb\u884c\u7ec6\u81f4\u7684\u8bb0\u5f55\u5e76\u59a5\u5584\u5b89\u5168\u4fdd\u5b58\u3002.<\/li>\n\n\n\n<li>\u76d1\u7ba1\u673a\u6784\u901a\u5e38\u8981\u6c42\u4f01\u4e1a\u4fdd\u7559\u8fd9\u4e9b\u8bb0\u5f55\u8f83\u957f\u65f6\u95f4\uff0c\u901a\u5e38\u4e3a\u4e94\u5230\u5341\u5e74\u3002.<\/li>\n<\/ol>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-step-7-periodic-review-and-reassessment\"><span class=\"ez-toc-section\" id=\"Step_7_Periodic_Review_and_Reassessment\"><\/span>\u6b65\u9aa4 7\uff1a\u5b9a\u671f\u5ba1\u67e5\u4e0e\u91cd\u65b0\u8bc4\u4f30<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ol class=\"wp-block-list\">\n<li>\u5b9a\u671f\u5ba1\u67e5\u4e0e\u91cd\u65b0\u8bc4\u4f30<\/li>\n\n\n\n<li>\u5728 InvestGlass \u4e2d\u8bbe\u7f6e\u6d41\u7a0b<\/li>\n\n\n\n<li>\u9ad8\u98ce\u9669\u5ba2\u6237\u9700\u8981\u8fdb\u884c\u6301\u7eed\u7684\u5b9a\u671f\u5ba1\u67e5\uff0c\u4ee5\u91cd\u65b0\u8bc4\u4f30\u5176\u98ce\u9669\u6982\u51b5\u5e76\u786e\u4fdd\u6301\u7eed\u7b26\u5408\u53cd\u6d17\u94b1\u6cd5\u89c4\u7684\u8981\u6c42\u3002.<\/li>\n\n\n\n<li>\u8fd9\u53ef\u80fd\u6d89\u53ca\u66f4\u65b0\u6587\u6863\u3001\u91cd\u65b0\u8bc4\u4f30\u8d22\u5bcc\u6765\u6e90\u4ee5\u53ca\u66f4\u65b0\u4ea4\u6613\u76d1\u63a7\u53c2\u6570\u3002.<\/li>\n\n\n\n<li>\u81ea\u52a8\u5316\u8fd9\u4e9b\u5b9a\u671f\u5ba1\u67e5\u7684\u63d0\u9192\u548c\u5de5\u4f5c\u6d41\u7a0b\u964d\u4f4e\u4e86\u88ab\u5ffd\u89c6\u7684\u98ce\u9669\u3002.<\/li>\n<\/ol>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-step-8-escalation-and-reporting-of-suspicious-activities\"><span class=\"ez-toc-section\" id=\"Step_8_Escalation_and_Reporting_of_Suspicious_Activities\"><\/span>\u6b65\u9aa4 8\uff1a\u53ef\u7591\u6d3b\u52a8\u7684\u5347\u7ea7\u4e0e\u62a5\u544a<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ol class=\"wp-block-list\">\n<li>\u53ef\u7591\u6d3b\u52a8\u7684\u5347\u7ea7\u4e0e\u62a5\u544a<\/li>\n\n\n\n<li>\u5728 InvestGlass \u4e2d\u8bbe\u7f6e\u6d41\u7a0b<\/li>\n\n\n\n<li>If any suspicious activity or discrepancies arise during the EDD process or subsequent monitoring, firms must escalate the findings internally and potentially report to relevant authorities such as Financial Intelligence Units (FIUs).<\/li>\n\n\n\n<li>Suspicious activity should be reported directly to the jurisdiction&#8217;s financial intelligence unit (FIU) to ensure proper oversight and compliance with AML regulations.<\/li>\n\n\n\n<li>Writing a report detailing the investigation findings is a crucial step in the EDD process.<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">In conclusion, the Enhanced Due Diligence process is a detailed, multi-step approach designed to mitigate the risks associated with high-risk customers. By following these steps diligently, financial institutions can strengthen their AML compliance frameworks and protect themselves from regulatory penalties. Our expertise at InvestGlass underlines the value of leveraging technology-driven solutions to streamline and enhance every phase of this critical process.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">For more insights on customer due diligence and risk assessment, explore our <a href=\"https:\/\/www.investglass.com\/zh\/%e5%8d%9a%e5%ae%a2\/\" target=\"_self\">InvestGlass \u535a\u5ba2<\/a> and discover how our Swiss-sovereign CRM platform can support your compliance journey.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Transition: Having explored the EDD process, let&#8217;s see how automation can further enhance compliance and efficiency.<\/p>\n\n\n\n<h1 class=\"wp-block-heading\" id=\"h-how-investglass-automates-edd-workflows-conclusion-and-10-faqs\"><span class=\"ez-toc-section\" id=\"How_InvestGlass_Automates_EDD_Workflows_Conclusion_and_10_FAQs\"><\/span>InvestGlass \u5982\u4f55\u81ea\u52a8\u5316 EDD \u5de5\u4f5c\u6d41\u3001\u7ed3\u8bed\u53ca 10 \u4e2a\u5e38\u89c1\u95ee\u9898\u89e3\u7b54<span class=\"ez-toc-section-end\"><\/span><\/h1>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-how-investglass-automates-edd-workflows\"><span class=\"ez-toc-section\" id=\"How_InvestGlass_Automates_EDD_Workflows\"><\/span>InvestGlass \u5982\u4f55\u81ea\u52a8\u5316 EDD \u5de5\u4f5c\u6d41\u7a0b<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Enhanced Due Diligence (EDD) is a critical component of effective AML compliance and risk management, particularly when dealing with high-risk customers. In our experience at InvestGlass, manual EDD processes can be time-consuming, error-prone, and costly, often resulting in compliance gaps or operational inefficiencies.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">That is why InvestGlass has developed an intelligent CRM and digital onboarding platform designed to automate and streamline EDD workflows without compromising regulatory standards. RegTech solutions are increasingly used to automate Enhanced Due Diligence tasks, improving efficiency and compliance. AI and machine learning tools are also being adopted to detect risks faster and more accurately in EDD processes. Automated EDD processes help reduce false positives and allow compliance teams to focus on genuine risks.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Our Swiss-sovereign CRM platform integrates advanced risk assessment tools to automatically flag clients that require enhanced due diligence based on predefined criteria such as geographic risk, politically exposed persons (PEPs), transaction patterns, and source of funds. Once flagged, the system triggers tailored workflows that guide compliance officers through the necessary steps, including in-depth identity verification, documentation collection, and ongoing monitoring.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The automation extends to robust customer due diligence (CDD) data collection, where InvestGlass employs dynamic questionnaires and document upload portals that adapt to risk profiles in real time. This ensures that the right level of scrutiny is applied according to the risk, reducing unnecessary friction for low-risk <a href=\"https:\/\/www.investglass.com\/zh\/%e4%b8%93%e6%b3%a8%e4%ba%8e%e5%ae%a2%e6%88%b7%e7%9a%84%e9%a1%b6%e7%ba%a7%e7%ad%96%e7%95%a5%ef%bc%8c%e5%8a%a9%e6%82%a8%e7%9a%84%e4%b8%9a%e5%8a%a1%e5%8f%96%e5%be%97%e6%88%90%e5%8a%9f\/\" target=\"_self\">customers while focusing<\/a> resources on high-risk cases.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Automated alerts and task management features help compliance teams stay on top of deadlines and regulatory changes, fostering a culture of proactive risk management. Additionally, InvestGlass\u2019s audit-ready reporting functionality simplifies regulatory reporting and internal reviews, providing transparent evidence of AML compliance efforts.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Our expertise in Swiss-sovereign CRM shows that automating EDD workflows not only reduces operational costs but also significantly enhances accuracy and regulatory adherence. This positions financial institutions to better manage risk and maintain trust with regulators and customers alike.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-conclusion-0\"><span class=\"ez-toc-section\" id=\"Conclusion-2\"><\/span>\u7ed3\u8bba<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">In conclusion, enhanced due diligence is an indispensable process for managing high-risk customers and ensuring strict AML compliance. It requires a thorough risk assessment and detailed customer due diligence that goes beyond standard verification procedures. While the complexity of EDD can pose challenges, automating these workflows through platforms like InvestGlass offers a powerful solution.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Our experience demonstrates that integrating intelligent automation reduces human error, accelerates onboarding, and ensures continuous monitoring: all essential for effective compliance management. As regulatory expectations evolve, leveraging a sophisticated CRM and digital onboarding platform ensures financial institutions remain resilient and compliant.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">For organizations committed to maintaining the highest standards of due diligence, InvestGlass provides a comprehensive, scalable platform designed to meet and exceed regulatory demands seamlessly.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-frequently-asked-questions-faqs\"><span class=\"ez-toc-section\" id=\"Frequently_Asked_Questions_FAQs\"><\/span>\u5e38\u89c1\u95ee\u9898 (FAQ)<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>1. What is enhanced due diligence (EDD)?<\/strong><br>Enhanced due diligence is a more detailed and rigorous process of verifying a customer&#8217;s identity and risk profile, especially for those deemed high risk. It involves additional checks and ongoing monitoring to comply with AML regulations.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>2. When is EDD usually required?<\/strong><br>EDD is typically required for high-risk customers such as politically exposed persons (PEPs), clients from high-risk jurisdictions, or those with complex ownership structures. It is also necessary when transactions appear suspicious or unusually large.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>3. How does InvestGlass help with EDD?<\/strong><br>InvestGlass automates EDD workflows by integrating risk assessment tools, dynamic data collection, and automated alerts, streamlining the entire process while maintaining compliance with regulatory standards.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>4. What types of customers are considered high risk?<\/strong><br>High-risk customers include those linked to politically exposed persons, clients from countries with weak AML laws, businesses with complex ownership, and individuals engaged in high-value or cross-border transactions.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>5. How does EDD differ from standard customer due diligence?<\/strong><br>Standard customer due diligence (CDD) involves basic identity verification and risk assessment, whereas EDD requires deeper investigation, including source of funds verification, enhanced monitoring, and more comprehensive documentation.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>6. Can EDD be fully automated?<\/strong><br>While some aspects of EDD require human judgment, many procedural tasks such as data collection, risk scoring, and alert generation can be effectively automated using platforms like InvestGlass.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>7. Why is ongoing monitoring important in EDD?<\/strong><br>Ongoing monitoring ensures that any changes in a customer&#8217;s risk profile or suspicious activities are detected promptly, allowing institutions to take timely action to mitigate risks.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>8. How does InvestGlass support AML compliance?<\/strong><br>InvestGlass supports AML compliance by providing a secure, scalable platform that automates due diligence processes, maintains audit trails, and generates regulatory reports, reducing compliance risks.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>9. What role does risk assessment play in EDD?<\/strong><br>Risk assessment identifies customers who pose higher risks, allowing institutions to apply the appropriate level of due diligence, ensuring resources focus on the most critical areas.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>10. Is InvestGlass suitable for all types of financial institutions?<\/strong><br>Yes, InvestGlass is designed to be flexible and scalable, making it suitable for a wide range of financial institutions, from wealth managers to banks, seeking robust AML compliance and digital onboarding solutions.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">For organizations seeking to optimize their compliance programs and simplify complex due diligence processes, InvestGlass offers a cutting-edge solution tailored to the demands of modern financial regulation. Discover how our platform can transform your enhanced due diligence workflows today. Visit <a href=\"https:\/\/www.investglass.com\/zh\/\" target=\"_self\">\u6295\u8d44\u73bb\u7483<\/a> to learn more.<\/p>","protected":false},"excerpt":{"rendered":"<p>Introduction: Scope, Audience, and Importance Enhanced due diligence is usually required for high-risk customers, transactions, and jurisdictions. This article is designed for compliance professionals and financial institutions seeking to understand exactly when Enhanced Due Diligence (EDD) is required, who it applies to, and why recognizing EDD triggers is essential for anti-money laundering (AML) compliance. Knowing [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":47388,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[13],"tags":[134,1553,1552],"class_list":["post-49592","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-article","tag-due-diligence","tag-edd","tag-enhanced-due-diligence-is-usually-required-for"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v28.3 (Yoast SEO v28.4) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Enhanced Due Diligence Is Usually Required for Compliance<\/title>\n<meta name=\"description\" content=\"Understand when enhanced due diligence is usually required for high-risk customers and transactions in financial compliance.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.investglass.com\/zh\/enhanced-due-diligence-is-usually-required-for\/\" \/>\n<meta property=\"og:locale\" content=\"zh_CN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"When and Why is Enhanced Due Diligence Required?\" \/>\n<meta property=\"og:description\" content=\"Introduction: Scope, Audience, and Importance Enhanced due diligence is usually required for high-risk customers, transactions, and jurisdictions. 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