{"id":49320,"date":"2026-03-20T12:23:01","date_gmt":"2026-03-20T11:23:01","guid":{"rendered":"https:\/\/www.investglass.com\/?p=49320"},"modified":"2026-04-27T14:30:10","modified_gmt":"2026-04-27T12:30:10","slug":"%e9%93%b6%e8%a1%8c%e4%b8%9a%e7%9a%84%e6%95%b0%e5%ad%97%e5%8c%96%e8%bd%ac%e5%9e%8b","status":"publish","type":"post","link":"https:\/\/www.investglass.com\/zh\/digital-transformation-in-banking\/","title":{"rendered":"\u6570\u5b57\u5316\u8f6c\u578b\u5982\u4f55\u6539\u5584\u94f6\u884c\u7684\u5ba2\u6237\u4f53\u9a8c\uff1f"},"content":{"rendered":"<p class=\"wp-block-paragraph\">\u94f6\u884c\u4e1a\u7684\u6570\u5b57\u5316\u8f6c\u578b\u5df2\u8fdc\u8fdc\u8d85\u8d8a\u4e86\u7b80\u5355\u7684\u5728\u7ebf\u8868\u683c\u548c\u79fb\u52a8\u5e94\u7528\u7a0b\u5e8f\u30022025 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href=\"https:\/\/www.investglass.com\/zh\/%e5%a6%82%e4%bd%95%e5%88%9b%e5%8a%9e%e8%87%aa%e5%b7%b1%e7%9a%84%e7%a7%81%e4%ba%ba%e9%93%b6%e8%a1%8c\/\" target=\"_self\">\u5f00\u653e\u94f6\u884c<\/a> API\uff0c\u540c\u65f6\u8981\u6c42\u91c7\u7528\u65b0\u7684\u8fd0\u8425\u65b9\u6cd5\u3001\u66f4\u65b0\u4e1a\u52a1\u6a21\u5f0f\u5e76\u4e0d\u65ad\u9002\u5e94\u76d1\u7ba1\u8981\u6c42\u3002\u6570\u5b57\u5316\u8f6c\u578b\u662f\u4e00\u4e2a\u5168\u9762\u7684\u8fc7\u7a0b\uff0c\u5305\u62ec\u91c7\u7528\u65b0\u6280\u672f\u3001\u63a8\u52a8\u7ec4\u7ec7\u53d8\u9769\u4ee5\u53ca\u4f7f\u4e1a\u52a1\u76ee\u6807\u4e0e\u6570\u5b57\u5316\u521b\u65b0\u4fdd\u6301\u4e00\u81f4\u3002\u6b27\u6d32\u94f6\u884c\u9762\u4e34\u7740\u7279\u6b8a\u7684\u538b\u529b\uff0c\u5305\u62ec\u7eaf\u79fb\u52a8\u5ba2\u6237\u7684\u589e\u52a0\u3001PSD2 \u5f00\u653e\u94f6\u884c\u8981\u6c42\u4ee5\u53ca SEPA \u5730\u533a\u7684\u5373\u65f6\u652f\u4ed8\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5bf9\u4e8e\u5bfb\u6c42 <a rel=\"noopener noreferrer\" href=\"https:\/\/www.investglass.com\/zh\/%e4%b8%bb%e6%9d%83%e7%9a%84%e5%90%ab%e4%b9%89\/\" target=\"_self\">\u4e3b\u6743<\/a> \u6b64\u5916\uff0cInvestGlass \u8fd8\u63d0\u4f9b\u745e\u58eb\u6258\u7ba1\u5ba2\u6237\u5173\u7cfb\u7ba1\u7406\u3001, <a rel=\"noopener noreferrer\" href=\"https:\/\/www.investglass.com\/zh\/%e4%bc%98%e5%8c%96%e4%bc%81%e4%b8%9a%e9%93%b6%e8%a1%8c%e6%95%b0%e5%ad%97%e5%8c%96%e5%85%a5%e8%81%8c%e6%9c%80%e4%bd%b3%e5%ae%9e%e8%b7%b5%e5%92%8c%e5%85%b3%e9%94%ae%e6%88%98%e7%95%a5\/\" target=\"_self\">\u6570\u5b57\u5165\u804c<\/a>, \u5728\u4e0d\u4f9d\u8d56\u4e8e\u7f8e\u56fd\u6216\u4e2d\u56fd\u57fa\u7840\u8bbe\u65bd\u7684\u60c5\u51b5\u4e0b\uff0c\u63d0\u4f9b\u6295\u8d44\u7ec4\u5408\u7ba1\u7406\u548c\u5408\u89c4\u5de5\u5177\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u8981\u8bc1\u660e\u6570\u5b57\u5316\u8f6c\u578b\u8ba1\u5212\u7684\u5408\u7406\u6027\u5e76\u83b7\u5f97\u5229\u76ca\u76f8\u5173\u8005\u7684\u652f\u6301\uff0c\u5c31\u5fc5\u987b\u5efa\u7acb\u4e00\u4e2a\u5f3a\u6709\u529b\u7684\u4e1a\u52a1\u6848\u4f8b\uff0c\u786e\u4fdd\u6e05\u695a\u5730\u4f20\u8fbe\u6548\u76ca\u3001\u6210\u672c\u548c\u6218\u7565\u4ef7\u503c\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u94f6\u884c\u4e1a\u6570\u5b57\u5316\u8f6c\u578b\u7684\u4e3b\u8981\u4f18\u52bf\uff1a<\/strong><\/p>\n\n\n\n<ul 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class=\"wp-block-paragraph\">\u94f6\u884c\u4e1a\u7684\u6570\u5b57\u5316\u8f6c\u578b\u662f\u6307\u6218\u7565\u6027\u5730\u4f7f\u7528\u6570\u5b57\u6280\u672f\uff0c\u4ece\u6839\u672c\u4e0a\u91cd\u65b0\u8bbe\u8ba1\u94f6\u884c\u4ea7\u54c1\u3001\u6d41\u7a0b\u548c\u5ba2\u6237\u4e92\u52a8\uff0c\u7279\u522b\u5f3a\u8c03\u91cd\u65b0\u601d\u8003\u548c\u73b0\u4ee3\u5316\u6838\u5fc3\u6d41\u7a0b\uff0c\u4ee5\u6539\u5584\u5ba2\u6237\u4f53\u9a8c\uff0c\u5b9e\u73b0\u6280\u672f\u5347\u7ea7\uff0c\u800c\u4e0d\u662f\u7b80\u5355\u5730\u5c06\u73b0\u6709\u7684\u7eb8\u8d28\u8868\u683c\u6570\u5b57\u5316\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u73b0\u4ee3\u8f6c\u578b\u8ba1\u5212\u901a\u5e38\u4e3a\u671f\u4e09\u81f3\u4e94\u5e74\uff0c\u6db5\u76d6\u6838\u5fc3\u94f6\u884c\u7cfb\u7edf\u3001\u6570\u5b57\u6e20\u9053\u3001\u6570\u636e\u57fa\u7840\u8bbe\u65bd\u548c\u98ce\u9669\u7ba1\u7406\u3002\u8f6c\u578b\u8fc7\u7a0b\u4ee5\u7ed3\u6784\u5316\u8def\u7ebf\u56fe\u4e3a\u6307\u5bfc\uff0c\u8be5\u8def\u7ebf\u56fe\u6982\u8ff0\u4e86\u5728\u6574\u4e2a\u673a\u6784\u5185\u5b9e\u65bd\u6280\u672f\u548c\u7ec4\u7ec7\u53d8\u9769\u7684\u6b65\u9aa4\u3002\u8fd9\u5f71\u54cd\u5230\u4ece\u96f6\u552e\u5230\u8d22\u5bcc\u7ba1\u7406\u548c\u4f01\u4e1a\u94f6\u884c\u4e1a\u52a1\u7b49\u6240\u6709\u94f6\u884c\u4e1a\u52a1\u9886\u57df\u3002\u5404\u79cd\u7c7b\u578b\u7684\u94f6\u884c\u4e1a\u91d1\u878d\u673a\u6784\u90fd\u53d7\u5230\u6570\u5b57\u5316\u8f6c\u578b\u7684\u5f71\u54cd\uff0c\u9700\u8981\u8fdb\u884c\u53d8\u9769\u7ba1\u7406\u3001\u589e\u5f3a\u6570\u636e\u5206\u6790\u80fd\u529b\u548c\u6218\u7565\u8c03\u6574\uff0c\u624d\u80fd\u5728\u4e0d\u65ad\u53d8\u5316\u7684\u91d1\u878d\u73af\u5883\u4e2d\u53d6\u5f97\u6210\u529f\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u5178\u578b\u7ec4\u4ef6\u5305\u62ec<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u5c06\u79fb\u52a8\u5e94\u7528\u7a0b\u5e8f\u548c\u7f51\u4e0a\u94f6\u884c\u5e73\u53f0\u4f5c\u4e3a\u4e3b\u8981\u5ba2\u6237\u754c\u9762<\/li>\n\n\n\n<li>\u901a\u8fc7\u7535\u5b50\u7b7e\u540d\u548c\u4ee5\u4e0b\u529f\u80fd\u5b9e\u73b0\u6570\u5b57\u5316\u5165\u804c <a rel=\"noopener noreferrer\" href=\"https:\/\/www.investglass.com\/zh\/%e4%bb%80%e4%b9%88%e6%98%af%e8%ba%ab%e4%bb%bd%e9%aa%8c%e8%af%81%ef%bc%9f\/\" target=\"_self\">\u8eab\u4efd\u9a8c\u8bc1<\/a><\/li>\n\n\n\n<li>\u76f4\u901a\u5f0f\u5904\u7406\u51cf\u5c11\u4eba\u5de5\u5e72\u9884<\/li>\n\n\n\n<li>\u5229\u7528\u5206\u6790\u548c\u4eba\u5de5\u667a\u80fd\u8fdb\u884c\u6570\u636e\u9a71\u52a8\u51b3\u7b56<\/li>\n\n\n\n<li>\u4e91\u8ba1\u7b97\u6216\u4e3b\u6743\u6258\u7ba1\uff0c\u63d0\u4f9b\u7075\u6d3b\u7684\u57fa\u7840\u8bbe\u65bd<\/li>\n\n\n\n<li>\u5b9e\u73b0\u96c6\u6210\u548c\u5f00\u653e\u5f0f\u94f6\u884c\u5408\u4f5c\u4f19\u4f34\u5173\u7cfb\u7684\u5e94\u7528\u7a0b\u5e8f\u63a5\u53e3\u5c42<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-key-factors-driving-the-digital-shift-in-banking\">\u63a8\u52a8\u94f6\u884c\u4e1a\u6570\u5b57\u5316\u8f6c\u578b\u7684\u5173\u952e\u56e0\u7d20<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u6709\u51e0\u80a1\u529b\u91cf\u6b63\u5728\u52a0\u901f\u6574\u4e2a\u91d1\u878d\u670d\u52a1\u9886\u57df\u7684\u94f6\u884c\u6570\u5b57\u5316\u8f6c\u578b\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5ba2\u6237\u7684\u671f\u671b\u53d1\u751f\u4e86\u6839\u672c\u6027\u53d8\u5316\u3002\u7b49\u5f85\u6570\u5929\u624d\u80fd\u505a\u51fa\u8d37\u6b3e\u51b3\u5b9a\u6216\u524d\u5f80\u5206\u884c\u5f00\u6237\u5df2\u4e0d\u518d\u4e3a\u4eba\u4eec\u6240\u63a5\u53d7\u30022010 \u5e74\u4ee3\u548c 2020 \u5e74\u4ee3\u63a8\u51fa\u7684\u6570\u5b57\u94f6\u884c\u5728\u5165\u804c\u901f\u5ea6\u548c\u5e94\u7528\u7a0b\u5e8f\u53ef\u7528\u6027\u65b9\u9762\u786e\u7acb\u4e86\u65b0\u7684\u57fa\u51c6\uff0c\u4f20\u7edf\u94f6\u884c\u73b0\u5728\u5fc5\u987b\u4e0e\u4e4b\u770b\u9f50\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u4e3b\u8981\u9a71\u52a8\u56e0\u7d20\u5305\u62ec<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u76d1\u7ba1\u53d8\u5316\uff0c\u5305\u62ec PSD2\u3001\u5f00\u653e\u94f6\u884c\u4e1a\u52a1\u4ee5\u53ca 2016 \u5e74\u540e\u6536\u7d27\u7684 KYC \u548c AML \u8981\u6c42<\/li>\n\n\n\n<li>\u91d1\u878d\u79d1\u6280\u516c\u53f8\u548c\u65b0\u94f6\u884c\u8bbe\u5b9a\u4e86\u65b0\u7684\u5ba2\u6237\u4f53\u9a8c\u6807\u51c6\uff0c\u5e26\u6765\u4e86\u7ade\u4e89\u538b\u529b\u3002\u4e3a\u6b64\uff0c\u94f6\u884c\u6b63\u5728\u5bc6\u5207\u5173\u6ce8\u65b0\u5174\u5e02\u573a\u8d8b\u52bf\uff0c\u5e76\u91c7\u7528\u5148\u8fdb\u5206\u6790\u3001\u4eba\u5de5\u667a\u80fd\u548c\u81ea\u52a8\u5316\u7b49\u6280\u672f\u63a8\u52a8\u6570\u5b57\u5316\u8f6c\u578b\uff0c\u4ee5\u4fdd\u6301\u7ade\u4e89\u529b\u548c\u7075\u6d3b\u6027\u3002.<\/li>\n\n\n\n<li>\u6210\u672c\u6536\u5165\u6bd4\u538b\u529b\u8981\u6c42\u901a\u8fc7\u81ea\u52a8\u5316\u63d0\u9ad8\u8fd0\u8425\u6548\u7387<\/li>\n\n\n\n<li>\u8bb8\u591a\u94f6\u884c\u4efb\u547d\u4e86\u9996\u5e2d\u6570\u5b57\u5b98\uff0c\u5e76\u5206\u914d\u4e86\u4e13\u95e8\u7684\u8f6c\u578b\u9884\u7b97\uff0c\u4ece\u800c\u786e\u5b9a\u4e86\u6267\u884c\u4f18\u5148\u7ea7<\/li>\n\n\n\n<li>COVID-19 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class=\"wp-block-paragraph\">\u73b0\u4ee3\u6570\u5b57\u94f6\u884c\u6218\u7565\u59cb\u4e8e\u8be6\u7ec6\u7684\u5ba2\u6237\u65c5\u7a0b\uff0c\u800c\u975e\u5185\u90e8\u7cfb\u7edf\u3002\u94f6\u884c\u5c06\u5ba2\u6237\u5728\u5165\u804c\u3001\u62b5\u62bc\u8d37\u6b3e\u5ba1\u6279\u3001\u6295\u8d44\u5efa\u8bae\u548c\u670d\u52a1\u6062\u590d\u7b49\u65b9\u9762\u7684\u5b8c\u6574\u4f53\u9a8c\u7ed8\u5236\u6210\u56fe\uff0c\u4ee5\u786e\u5b9a\u6469\u64e6\u70b9\u3002\u94f6\u884c\u4e1a\u7684\u6570\u5b57\u5316\u8f6c\u578b\u65e8\u5728\u52a0\u5f3a\u6bcf\u4e2a\u63a5\u89e6\u70b9\u7684\u5ba2\u6237\u4f53\u9a8c\uff0c\u8c03\u6574\u6570\u636e\u3001\u6280\u672f\u548c\u6218\u7565\u89c4\u5212\uff0c\u4ee5\u6ee1\u8db3\u4e0d\u65ad\u53d8\u5316\u7684\u5ba2\u6237\u671f\u671b\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u73b0\u5728\uff0c\u91d1\u878d\u673a\u6784\u5229\u7528\u6765\u81ea\u79fb\u52a8\u5e94\u7528\u7a0b\u5e8f\u3001\u4ea4\u6613\u548c\u5ba2\u6237\u5173\u7cfb\u7ba1\u7406\u4e92\u52a8\u7684\u5ba2\u6237\u6570\u636e\uff0c\u5b9e\u65f6\u63d0\u4f9b\u4e2a\u6027\u5316\u7684\u4f18\u60e0\u3001\u63d0\u9192\u548c\u5efa\u8bae\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u4ee5\u5ba2\u6237\u4e3a\u4e2d\u5fc3\u7684\u505a\u6cd5\u5305\u62ec<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u4eba\u5de5\u667a\u80fd\u865a\u62df\u52a9\u7406\u5904\u7406\u65e5\u5e38\u54a8\u8be2<\/li>\n\n\n\n<li>\u4e3b\u52a8\u63d0\u9192\u5373\u5c06\u5230\u6765\u7684\u4ed8\u6b3e\u548c\u5f02\u5e38\u4ea4\u6613<\/li>\n\n\n\n<li>\u57fa\u4e8e\u76ee\u6807\u7684\u4e2a\u6027\u5316\u50a8\u84c4\u548c\u6295\u8d44\u8ba1\u5212<\/li>\n\n\n\n<li>\u5355\u4e00\u5ba2\u6237\u89c6\u56fe\u4f7f <a rel=\"noopener noreferrer\" href=\"https:\/\/www.investglass.com\/zh\/%e6%9c%89%e6%95%88%e5%85%b3%e7%b3%bb%e7%ae%a1%e7%90%86%e9%93%b6%e8%a1%8c%e4%b8%9a%e5%8a%a1%e7%9a%84%e9%a1%b6%e7%ba%a7%e7%ad%96%e7%95%a5\/\" target=\"_self\">\u5173\u7cfb\u7ecf\u7406<\/a> \u534f\u8c03\u4e2a\u6027\u5316\u4e92\u52a8<\/li>\n\n\n\n<li>\u6574\u5408\u79fb\u52a8\u3001\u7f51\u7edc\u3001\u5206\u884c\u548c\u5408\u4f5c\u4f19\u4f34\u6e20\u9053\u7684\u5168\u6e20\u9053\u4f53\u9a8c\uff0c\u91cd\u70b9\u662f\u5728\u6240\u6709\u94f6\u884c\u6e20\u9053\u63d0\u4f9b\u4e00\u81f4\u7684\u7528\u6237\u4f53\u9a8c\uff0c\u786e\u4fdd\u65e0\u7f1d\u548c\u53ef\u9760\u7684\u5ba2\u6237\u4e92\u52a8<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">InvestGlass CRM \u53ef\u5e2e\u52a9\u987e\u95ee\u67e5\u770b\u7edf\u4e00\u7684\u5ba2\u6237\u89c6\u56fe\uff0c\u5e76\u7ba1\u7406\u7535\u5b50\u90ae\u4ef6\u3001\u95e8\u6237\u7f51\u7ad9\u548c\u9762\u8c08\u4e2d\u7684\u4e2a\u6027\u5316\u4e92\u52a8\u3002.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-enhanced-infrastructure-and-modern-core\">\u5f3a\u5316\u57fa\u7840\u8bbe\u65bd\u548c\u73b0\u4ee3\u6838\u5fc3<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u8bb8\u591a\u94f6\u884c\u4ecd\u5728\u8fd0\u884c\u4e0a\u4e16\u7eaa\u516b\u4e5d\u5341\u5e74\u4ee3\u5efa\u7acb\u7684\u6838\u5fc3\u94f6\u884c\u7cfb\u7edf\u3002\u8fd9\u4e9b\u9057\u7559\u7cfb\u7edf\u901a\u5e38\u88ab\u79f0\u4e3a\u9057\u7559\u57fa\u7840\u8bbe\u65bd\uff0c\u4f1a\u4f7f\u65b0\u6280\u672f\u548c\u65b0\u6d41\u7a0b\u96be\u4ee5\u6574\u5408\uff0c\u4ece\u800c\u4e25\u91cd\u963b\u788d\u6570\u5b57\u5316\u8f6c\u578b\u5de5\u4f5c\u3002\u5bf9\u4e8e\u65e8\u5728\u4fdd\u6301\u7ade\u4e89\u529b\u548c\u521b\u65b0\u6027\u7684\u94f6\u884c\u6765\u8bf4\uff0c\u5e94\u5bf9\u4f20\u7edf\u57fa\u7840\u8bbe\u65bd\u5e26\u6765\u7684\u6311\u6218\u81f3\u5173\u91cd\u8981\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5b8c\u5168\u66f4\u6362\u4f1a\u5e26\u6765\u4e0d\u53ef\u63a5\u53d7\u7684\u98ce\u9669\uff0c\u56e0\u6b64\u6210\u529f\u7684\u94f6\u884c\u4f1a\u91c7\u7528\u6e10\u8fdb\u5f0f\u73b0\u4ee3\u5316\u6a21\u5f0f\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u57fa\u7840\u8bbe\u65bd\u73b0\u4ee3\u5316\u65b9\u6cd5\uff1a<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u5c01\u88c5\u4f20\u7edf\u6838\u5fc3\u529f\u80fd\u7684\u5e94\u7528\u7a0b\u5e8f\u63a5\u53e3\u5c42<\/li>\n\n\n\n<li>\u4e3a\u4e0e\u73b0\u6709\u7cfb\u7edf\u540c\u65f6\u8fd0\u884c\u7684\u65b0\u4ea7\u54c1\u63d0\u4f9b\u5fae\u670d\u52a1\u67b6\u6784<\/li>\n\n\n\n<li>\u7528\u4e8e\u5206\u6790\u548c\u6e20\u9053\u7684\u4e91\u6216\u4e3b\u6743\u79c1\u6709\u4e91\u73af\u5883<\/li>\n\n\n\n<li>\u5b9e\u65f6\u6570\u636e\u6574\u5408\u786e\u4fdd\u4f59\u989d\u548c\u5408\u89c4\u72b6\u6001\u5373\u65f6\u540c\u6b65<\/li>\n\n\n\n<li>\u6a21\u5757\u5316\u5e73\u53f0\u63d0\u4f9b\u7075\u6d3b\u6027\uff0c\u65e0\u9700\u9501\u5b9a\u4f9b\u5e94\u5546<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">InvestGlass \u53ef\u96c6\u6210\u5230\u73b0\u6709\u6838\u5fc3\u7cfb\u7edf\u4e4b\u4e0a\uff0c\u63d0\u4f9b\u73b0\u4ee3\u5316\u7684\u5ba2\u6237\u5173\u7cfb\u7ba1\u7406\u3001\u5165\u804c\u548c\u6295\u8d44\u7ec4\u5408\u7ba1\u7406\uff0c\u800c\u65e0\u9700\u5192\u9669\u8fdb\u884c\u5927\u89c4\u6a21\u66f4\u6362\u3002.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-advanced-data-analytics-and-ai\">\u9ad8\u7ea7\u6570\u636e\u5206\u6790\u548c\u4eba\u5de5\u667a\u80fd<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><a rel=\"noopener noreferrer\" href=\"https:\/\/www.investglass.com\/zh\/%e5%a6%82%e4%bd%95%e5%88%9b%e5%8a%9e%e9%93%b6%e8%a1%8c-%e5%88%9b%e4%b8%9a%e8%80%85%e7%9a%84%e9%80%90%e6%ad%a5%e6%8c%87%e5%8d%97\/\" target=\"_self\">\u94f6\u884c\u6b63\u5728\u5efa\u8bbe<\/a> \u7edf\u4e00\u7684\u6570\u636e\u5e73\u53f0\u53ef\u5c06\u4ea4\u6613\u6570\u636e\u3001\u5165\u804c\u6570\u636e\u3001\u98ce\u9669\u6570\u636e\u548c\u4ea4\u4e92\u5386\u53f2\u6574\u5408\u5230\u7ba1\u7406\u6570\u636e\u6e56\u4e2d\u3002\u8fd9\u4e9b\u5e73\u53f0\u4f7f\u94f6\u884c\u80fd\u591f\u4ece\u5927\u578b\u6570\u636e\u96c6\u4e2d\u63d0\u53d6\u6709\u4ef7\u503c\u7684\u89c1\u89e3\uff0c\u4ece\u800c\u63a8\u52a8\u66f4\u597d\u7684\u98ce\u9669\u8bc4\u4f30\u3001\u4e2a\u6027\u5316\u548c\u5408\u89c4\u7ba1\u7406\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5230 2025 \u5e74\uff0c\u4eba\u5de5\u667a\u80fd\u548c\u673a\u5668\u5b66\u4e60\u5c06\u4e3a\u94f6\u884c\u4e1a\u7684\u4f17\u591a\u529f\u80fd\u63d0\u4f9b\u652f\u6301\uff0c\u9002\u5f53\u7684\u6cbb\u7406\u6846\u67b6\u5c06\u786e\u4fdd\u76d1\u7ba1\u51b3\u7b56\u7684\u53ef\u89e3\u91ca\u6027\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u5173\u952e\u7684\u4eba\u5de5\u667a\u80fd\u5e94\u7528\u6848\u4f8b\uff1a<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u5176\u6b21\u662f\u63d0\u4f9b\u5efa\u8bae\uff0c\u5f15\u5bfc\u5ba2\u6237\u8d2d\u4e70\u5408\u9002\u7684\u4ea7\u54c1<\/li>\n\n\n\n<li>\u98ce\u9669\u8bc4\u5206\u548c\u4fe1\u8d37\u51b3\u7b56\u53d6\u4ee3\u57fa\u4e8e\u89c4\u5219\u7684\u7cfb\u7edf<\/li>\n\n\n\n<li>\u6d41\u5931\u9884\u6d4b\uff0c\u4e3a\u633d\u7559\u6d3b\u52a8\u8bc6\u522b\u9ad8\u98ce\u9669\u5ba2\u6237<\/li>\n\n\n\n<li>\u4e3a\u8d22\u5bcc\u7ecf\u7406\u63d0\u4f9b\u6295\u8d44\u7ec4\u5408\u98ce\u9669\u8b66\u62a5\u548c\u73af\u5883\u3001\u793e\u4f1a\u548c\u516c\u53f8\u6cbb\u7406\u7b5b\u9009\u670d\u52a1<\/li>\n\n\n\n<li>\u751f\u6210\u5f0f\u4eba\u5de5\u667a\u80fd\u5728\u4eba\u5de5\u76d1\u7763\u4e0b\u8d77\u8349\u5ba2\u6237\u901a\u4fe1<\/li>\n\n\n\n<li>\u81ea\u52a8\u5206\u7c7b\u548c\u63d0\u53d6\u6570\u636e\u7684\u6587\u4ef6\u5904\u7406<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">InvestGlass \u5c06\u4eba\u5de5\u667a\u80fd\u5d4c\u5165\u5de5\u4f5c\u6d41\u7a0b\u81ea\u52a8\u5316\u548c\u5ba2\u6237\u6d1e\u5bdf\u529b\uff0c\u540c\u65f6\u5c06\u6570\u636e\u6258\u7ba1\u5728\u745e\u58eb\u6216\u672c\u5730\uff0c\u4ee5\u786e\u4fdd\u4e3b\u6743\u3002.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/www.investglass.com\/wp-content\/uploads\/2025\/07\/getty-images-wAj-ZqkD2qg-unsplash-1024x683.jpg\" alt=\"\u5728\u745e\u58eb\u6258\u7ba1\u60a8\u7684\u6570\u636e\u66f4\u5b89\u5168\" class=\"wp-image-47740\" srcset=\"https:\/\/www.investglass.com\/wp-content\/uploads\/2025\/07\/getty-images-wAj-ZqkD2qg-unsplash-1024x683.jpg 1024w, https:\/\/www.investglass.com\/wp-content\/uploads\/2025\/07\/getty-images-wAj-ZqkD2qg-unsplash-300x200.jpg 300w, https:\/\/www.investglass.com\/wp-content\/uploads\/2025\/07\/getty-images-wAj-ZqkD2qg-unsplash-768x512.jpg 768w, https:\/\/www.investglass.com\/wp-content\/uploads\/2025\/07\/getty-images-wAj-ZqkD2qg-unsplash-1536x1024.jpg 1536w, https:\/\/www.investglass.com\/wp-content\/uploads\/2025\/07\/getty-images-wAj-ZqkD2qg-unsplash-scaled.jpg 2048w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\">\u5728\u745e\u58eb\u6258\u7ba1\u60a8\u7684\u6570\u636e\u66f4\u5b89\u5168<\/figcaption><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-security-first-and-compliance-by-design\">\u5b89\u5168\u7b2c\u4e00\u548c\u8bbe\u8ba1\u5408\u89c4<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u4e0e\u4f20\u7edf\u7684\u7f51\u70b9\u6a21\u5f0f\u76f8\u6bd4\uff0c\u6570\u5b57\u94f6\u884c\u5927\u5927\u6269\u5c55\u4e86\u653b\u51fb\u9762\u3002\u8fd9\u79cd\u8f6c\u53d8\u5e26\u6765\u4e86\u65b0\u7684\u5b89\u5168\u95ee\u9898\uff0c\u56e0\u4e3a\u7f51\u4e0a\u94f6\u884c\u548c\u6570\u5b57\u670d\u52a1\u4f1a\u4ea7\u751f\u66f4\u591a\u6f0f\u6d1e\uff0c\u5fc5\u987b\u52a0\u4ee5\u89e3\u51b3\uff0c\u4ee5\u4fdd\u62a4\u5ba2\u6237\u4fe1\u606f\u5e76\u7ef4\u62a4\u4fe1\u4efb\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u5b89\u5168\u4e0e\u5408\u89c4\u8981\u70b9\uff1a<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u4eba\u5de5\u667a\u80fd\u9a71\u52a8\u7684\u5f02\u5e38\u68c0\u6d4b\u6bd4\u57fa\u4e8e\u89c4\u5219\u7684\u7cfb\u7edf\u66f4\u5feb\u8bc6\u522b\u6b3a\u8bc8\u548c\u6d17\u94b1\u6a21\u5f0f<\/li>\n\n\n\n<li>\u591a\u56e0\u7d20\u8ba4\u8bc1\u662f\u6240\u6709\u6570\u5b57\u63a5\u53e3\u7684\u6807\u51c6\u914d\u7f6e<\/li>\n\n\n\n<li>\u96f6\u4fe1\u4efb\u67b6\u6784\u5047\u5b9a\u6ca1\u6709\u7528\u6237\u6216\u8bbe\u5907\u5929\u751f\u503c\u5f97\u4fe1\u4efb<\/li>\n\n\n\n<li>\u5b9e\u65bd\u5f3a\u6709\u529b\u7684\u7f51\u7edc\u5b89\u5168\u63aa\u65bd\uff0c\u4fdd\u62a4\u5ba2\u6237\u6570\u636e\u548c\u94f6\u884c\u57fa\u7840\u8bbe\u65bd<\/li>\n\n\n\n<li>\u9075\u5b88\u6570\u636e\u9690\u79c1\u6cd5\u89c4\uff0c\u786e\u4fdd\u5ba2\u6237\u6570\u636e\u7684\u5904\u7406\u7b26\u5408\u6cd5\u5f8b\u6807\u51c6<\/li>\n\n\n\n<li>\u8bc6\u522b\u548c\u7ba1\u7406\u6570\u5b57\u5316\u8f6c\u578b\u8fc7\u7a0b\u4e2d\u7684\u5408\u89c4\u98ce\u9669\uff0c\u4ee5\u51cf\u8f7b\u76d1\u7ba1\u5904\u7f5a\u548c\u58f0\u8a89\u635f\u5931<\/li>\n\n\n\n<li>\u901a\u8fc7\u4e25\u683c\u7684\u5b89\u5168\u534f\u8bae\u548c\u5458\u5de5\u57f9\u8bad\uff0c\u4fdd\u62a4\u654f\u611f\u6570\u636e\u514d\u906d\u6cc4\u9732\u548c\u672a\u7ecf\u6388\u6743\u7684\u8bbf\u95ee<\/li>\n\n\n\n<li>\u5229\u7528\u5148\u8fdb\u7684\u8eab\u4efd\u9a8c\u8bc1\u548c\u6b3a\u8bc8\u68c0\u6d4b\u7cfb\u7edf\u786e\u4fdd\u8d26\u6237\u8bbf\u95ee\u5b89\u5168\uff0c\u9632\u6b62\u672a\u7ecf\u6388\u6743\u7684\u8bbf\u95ee<\/li>\n\n\n\n<li>\u9075\u5b88 GDPR\u3001\u745e\u58eb\u6570\u636e\u4fdd\u62a4\u6cd5\u3001KYC \u548c AML \u8981\u6c42<\/li>\n\n\n\n<li>\u5d4c\u5165\u5f0f\u5408\u89c4\u5de5\u4f5c\u6d41\u7a0b\u53ef\u6355\u6349\u51b3\u7b56\u539f\u7406\u548c\u5ba1\u6279\u94fe<\/li>\n\n\n\n<li>\u53ef\u7528\u4e8e\u76d1\u7ba1\u5ba1\u67e5\u7684\u5ba1\u8ba1\u8bb0\u5f55<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">InvestGlass \u5c06 KYC \u68c0\u67e5\u548c\u5ba1\u6279\u94fe\u76f4\u63a5\u5d4c\u5165\u5ba2\u6237\u5173\u7cfb\u7ba1\u7406\u548c\u5165\u804c\u6d41\u7a0b\uff0c\u63d0\u4f9b\u5ba1\u8ba1\u5c31\u7eea\u7684\u6587\u6863\u3002.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-key-technologies-enabling-digital-transformation-in-banking\">\u63a8\u52a8\u94f6\u884c\u4e1a\u6570\u5b57\u5316\u8f6c\u578b\u7684\u5173\u952e\u6280\u672f<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u6570\u5b57\u5316\u8f6c\u578b\u4f9d\u8d56\u4e8e\u4e92\u8865\u6280\u672f\u7684\u6574\u5408\u3002\u94f6\u884c\u6b63\u5728\u5b9e\u65bd\u6570\u5b57\u89e3\u51b3\u65b9\u6848\u548c\u65b0\u7684\u6570\u5b57\u5de5\u5177\uff0c\u5982\u79fb\u52a8\u5e94\u7528\u7a0b\u5e8f\u548c\u6570\u5b57\u94b1\u5305\uff0c\u4ee5\u63d0\u5347\u5ba2\u6237\u4f53\u9a8c\u5e76\u4f7f\u670d\u52a1\u73b0\u4ee3\u5316\u3002\u6280\u672f\u9009\u62e9\u53cd\u6620\u4e86\u76d1\u7ba1\u9650\u5236\u3001\u5ef6\u8fdf\u8981\u6c42\u4ee5\u53ca\u56f4\u7ed5\u6570\u636e\u4e3b\u6743\u7684\u6218\u7565\u504f\u597d\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u6838\u5fc3\u6280\u672f\u652f\u67f1\uff1a<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u4f5c\u4e3a\u4e3b\u8981\u5ba2\u6237\u754c\u9762\u7684\u79fb\u52a8\u5e73\u53f0<\/li>\n\n\n\n<li>\u4e91\u8ba1\u7b97\u63d0\u4f9b\u53ef\u6269\u5c55\u7684\u57fa\u7840\u8bbe\u65bd<\/li>\n\n\n\n<li>\u4eba\u5de5\u667a\u80fd\u5b9e\u73b0\u667a\u80fd\u81ea\u52a8\u5316<\/li>\n\n\n\n<li>\u5b9e\u73b0\u5f00\u653e\u5f0f\u94f6\u884c\u4e1a\u52a1\u548c\u5408\u4f5c\u4f19\u4f34\u96c6\u6210\u7684\u5e94\u7528\u7a0b\u5e8f\u63a5\u53e3<\/li>\n\n\n\n<li>\u533a\u5757\u94fe\u7528\u4e8e\u7279\u5b9a\u7ed3\u7b97\u548c\u4ee3\u5e01\u5316\u7528\u4f8b<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u94f6\u884c\u8d8a\u6765\u8d8a\u591a\u5730\u5bfb\u6c42\u63d0\u4f9b\u4e3b\u6743\u6216\u5185\u90e8\u90e8\u7f72\u73af\u5883\u7684\u4f9b\u5e94\u5546\uff0c\u800c\u4e0d\u662f\u5b8c\u5168\u4f9d\u8d56\u7f8e\u56fd\u7684\u8d85\u5927\u578b\u4f01\u4e1a\u6216\u4e2d\u56fd\u7684\u751f\u6001\u7cfb\u7edf\u3002.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-cloud-computing-and-sovereign-hosting\">\u4e91\u8ba1\u7b97\u548c\u4e3b\u6743\u6258\u7ba1<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u5927\u591a\u6570\u6210\u719f\u7684\u91d1\u878d\u673a\u6784\u91c7\u7528\u6df7\u5408\u65b9\u6cd5\uff0c\u7ed3\u5408\u516c\u5171\u4e91\u3001\u79c1\u6709\u4e91\u548c\u5185\u90e8\u73af\u5883\uff0c\u800c\u4e0d\u662f\u5355\u4e00\u7684\u4e91\u6218\u7565\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u4e91\u67b6\u6784\u8003\u8651\u56e0\u7d20\uff1a<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u5f39\u6027\u6269\u5c55\u5bf9\u9700\u6c42\u591a\u53d8\u7684\u6570\u5b57\u6e20\u9053\u81f3\u5173\u91cd\u8981<\/li>\n\n\n\n<li>\u901a\u8fc7\u7f29\u77ed\u914d\u7f6e\u5468\u671f\u52a0\u5feb\u8bd5\u9a8c\u901f\u5ea6<\/li>\n\n\n\n<li>\u901a\u8fc7\u5730\u7406\u5197\u4f59\u6539\u8fdb\u707e\u96be\u6062\u590d<\/li>\n\n\n\n<li>\u6570\u636e\u9a7b\u7559\u8981\u6c42\uff0c\u89c4\u5b9a\u4e2a\u4eba\u8d22\u52a1\u6570\u636e\u5fc5\u987b\u4fdd\u7559\u5728\u7279\u5b9a\u8fb9\u754c\u5185<\/li>\n\n\n\n<li>\u9632\u6b62\u5916\u56fd\u653f\u5e9c\u5f53\u5c40\u57df\u5916\u8bbf\u95ee<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">InvestGlass \u63d0\u4f9b\u745e\u58eb\u6258\u7ba1\u548c\u5b8c\u5168\u5185\u90e8\u90e8\u7f72\u9009\u9879\uff0c\u5e2e\u52a9\u94f6\u884c\u907f\u514d\u4f9d\u8d56\u7f8e\u56fd\u6216\u4e2d\u56fd\u7684\u4e91\u670d\u52a1\uff0c\u540c\u65f6\u53d7\u76ca\u4e8e\u73b0\u4ee3\u67b6\u6784\u3002.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-artificial-intelligence-and-machine-learning-in-banking\">\u4eba\u5de5\u667a\u80fd\u548c\u673a\u5668\u5b66\u4e60\u5728\u94f6\u884c\u4e1a\u7684\u5e94\u7528<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u4eba\u5de5\u667a\u80fd\u548c\u673a\u5668\u5b66\u4e60\u6539\u53d8\u4e86\u4fe1\u8d37\u51b3\u7b56\u3001, <a rel=\"noopener noreferrer\" href=\"https:\/\/www.investglass.com\/zh\/%e4%bb%80%e4%b9%88%e6%98%af%e5%ae%a2%e6%88%b7%e6%9c%8d%e5%8a%a1\/\" target=\"_self\">\u5ba2\u6237\u670d\u52a1<\/a>, \u5728\u8d22\u5bcc\u7ba1\u7406\u4e1a\u52a1\u65b9\u9762\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u5177\u4f53\u7684\u4eba\u5de5\u667a\u80fd\u5e94\u7528\uff1a<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u6838\u4fdd\u81ea\u52a8\u5316\u5305\u542b\u6570\u767e\u4e2a\u53d8\u91cf\uff0c\u53ef\u505a\u51fa\u51c6\u786e\u7684\u4fe1\u8d37\u51b3\u7b56<\/li>\n\n\n\n<li>\u5bf9\u8bdd\u5f0f\u804a\u5929\u673a\u5668\u4eba\u5904\u7406\u65e5\u5e38\u5ba2\u6237\u54a8\u8be2<\/li>\n\n\n\n<li>\u673a\u5668\u4eba\u54a8\u8be2\u7cfb\u7edf\u5efa\u8bae\u4e0e\u5ba2\u6237\u98ce\u9669\u72b6\u51b5\u76f8\u5339\u914d\u7684\u8d44\u4ea7\u914d\u7f6e<\/li>\n\n\n\n<li>\u6587\u4ef6\u5206\u7c7b\u901a\u8fc7\u81ea\u52a8\u63d0\u53d6\u5173\u952e\u4fe1\u606f\u52a0\u5feb\u5165\u804c\u901f\u5ea6<\/li>\n\n\n\n<li>\u751f\u6210\u5f0f\u4eba\u5de5\u667a\u80fd\u521b\u5efa\u6295\u8d44\u7ec4\u5408\u6458\u8981\u8349\u6848\u548c\u5185\u90e8\u62a5\u544a<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u5408\u4e4e\u9053\u5fb7\u7684\u4eba\u5de5\u667a\u80fd\u7ba1\u7406\u8981\u6c42\u6e05\u6670\u8bb0\u5f55\u6a21\u578b\u5982\u4f55\u505a\u51fa\u51b3\u7b56\uff0c\u5b9a\u671f\u6d4b\u8bd5\u662f\u5426\u5b58\u5728\u504f\u5dee\uff0c\u5e76\u5bf9\u8d37\u6b3e\u548c\u9002\u5b9c\u6027\u8bc4\u4f30\u7b49\u654f\u611f\u51b3\u7b56\u8fdb\u884c\u4eba\u5de5\u76d1\u7763\u3002.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-apis-open-banking-and-integration\">\u5e94\u7528\u7a0b\u5e8f\u63a5\u53e3\u3001\u5f00\u653e\u94f6\u884c\u548c\u96c6\u6210<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u6b27\u76df PSD2 \u548c\u82f1\u56fd\u5f00\u653e\u94f6\u884c\u6807\u51c6\u89c4\u5b9a\uff0c\u94f6\u884c\u5fc5\u987b\u901a\u8fc7\u6807\u51c6\u5316 API \u4e0e\u83b7\u5f97\u8bb8\u53ef\u7684\u7b2c\u4e09\u65b9\u5171\u4eab\u5ba2\u6237\u6570\u636e\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u5e94\u7528\u7a0b\u5e8f\u63a5\u53e3\u6218\u7565\u8981\u7d20\uff1a<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u8d26\u6237\u6c47\u603b\u4f7f\u91d1\u878d\u79d1\u6280\u5e94\u7528\u7a0b\u5e8f\u80fd\u591f\u6574\u5408\u5ba2\u6237\u7684\u91d1\u878d\u8d26\u6237<\/li>\n\n\n\n<li>\u5d4c\u5165\u5f0f\u91d1\u878d\u5141\u8bb8\u96f6\u552e\u5546\u901a\u8fc7\u94f6\u884c API \u63d0\u4f9b\u91d1\u878d\u670d\u52a1<\/li>\n\n\n\n<li>\u5185\u90e8\u5e94\u7528\u7a0b\u5e8f\u63a5\u53e3\u67b6\u6784\u5c06\u524d\u7aef\u901a\u9053\u4e0e\u6838\u5fc3\u7cfb\u7edf\u89e3\u8026<\/li>\n\n\n\n<li>\u63a7\u5236\u7b2c\u4e09\u65b9\u6570\u636e\u8bbf\u95ee\u7684 OAuth \u548c\u7c7b\u4f3c\u6846\u67b6<\/li>\n\n\n\n<li>\u9650\u5236\u901f\u7387\u548c\u52a0\u5bc6\uff0c\u4fdd\u62a4\u901a\u8fc7\u5e94\u7528\u7a0b\u5e8f\u63a5\u53e3\u4f20\u8f93\u7684\u6570\u636e<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">InvestGlass \u516c\u5f00\u548c\u4f7f\u7528 API\uff0c\u4ee5\u4fbf\u5ba2\u6237\u5173\u7cfb\u7ba1\u7406\u3001\u5165\u804c\u548c\u6295\u8d44\u7ec4\u5408\u6a21\u5757\u4e0e\u6838\u5fc3\u94f6\u884c\u4e1a\u52a1\u3001\u5e02\u573a\u6570\u636e\u63d0\u4f9b\u5546\u548c\u5916\u90e8 KYC \u6765\u6e90\u96c6\u6210\u3002.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-blockchain-and-distributed-ledger-technology\">\u533a\u5757\u94fe\u548c\u5206\u5e03\u5f0f\u8d26\u672c\u6280\u672f<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u5728\u5206\u5e03\u5f0f\u8d26\u672c\u4e0e\u4f20\u7edf\u65b9\u6cd5\u76f8\u6bd4\u5177\u6709\u660e\u663e\u4f18\u52bf\u7684\u7279\u5b9a\u7528\u4f8b\u4e2d\uff0c\u94f6\u884c\u5c1d\u8bd5\u4f7f\u7528\u533a\u5757\u94fe\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u73b0\u5b9e\u7684\u533a\u5757\u94fe\u5e94\u7528\uff1a<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u8de8\u5883\u652f\u4ed8\u6709\u53ef\u80fd\u53d6\u6d88\u4ee3\u7406\u94f6\u884c\u4e2d\u4ecb\u673a\u6784<\/li>\n\n\n\n<li>\u4ee3\u5e01\u5316\u503a\u5238\u548c\u8bc1\u5238\u52a0\u5feb\u4e86\u6b27\u6d32\u8bd5\u70b9\u9879\u76ee\u7684\u7ed3\u7b97\u901f\u5ea6<\/li>\n\n\n\n<li>\u8d38\u6613\u878d\u8d44\u6587\u4ef6\u51cf\u5c11\u56fd\u9645\u8d38\u6613\u4e2d\u7684\u6b3a\u8bc8\u884c\u4e3a<\/li>\n\n\n\n<li>\u6b63\u5728\u5f00\u53d1\u7684\u4e2d\u592e\u94f6\u884c\u6570\u5b57\u8d27\u5e01\u91c7\u7528\u4e86\u5206\u5e03\u5f0f\u8d26\u672c\u6280\u672f<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u53d7\u76d1\u7ba1\u673a\u6784\u9752\u7750\u652f\u6301\u9690\u79c1\u3001\u76d1\u7ba1\u5408\u89c4\u548c\u6cbb\u7406\u8981\u6c42\u7684\u8bb8\u53ef\u533a\u5757\u94fe\u3002.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-internet-of-things-and-new-payment-interfaces\">\u7269\u8054\u7f51\u548c\u65b0\u578b\u652f\u4ed8\u754c\u9762<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u5728\u591a\u4e2a\u6b27\u6d32\u548c\u4e9a\u6d32\u5e02\u573a\uff0c\u53ef\u7a7f\u6234\u8bbe\u5907\u548c\u8054\u7f51\u8bbe\u5907\u5b9e\u73b0\u4e86\u975e\u63a5\u89e6\u5f0f\u652f\u4ed8\u548c\u8eab\u4efd\u9a8c\u8bc1\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u7269\u8054\u7f51\u94f6\u884c\u5e94\u7528\uff1a<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u7528\u4e8e\u516c\u5171\u4ea4\u901a\u548c\u96f6\u552e\u8d2d\u7269\u7684\u667a\u80fd\u624b\u8868\u652f\u4ed8<\/li>\n\n\n\n<li>\u8f66\u8f7d\u71c3\u6cb9\u3001\u901a\u884c\u8d39\u548c\u505c\u8f66\u8d39\u652f\u4ed8\u7cfb\u7edf<\/li>\n\n\n\n<li>\u8054\u7f51 POS \u7ec8\u7aef\u6536\u96c6\u4ea4\u6613\u6570\u636e\u7528\u4e8e\u5206\u6790<\/li>\n\n\n\n<li>\u5728\u53ef\u7a7f\u6234\u8bbe\u5907\u4e0a\u901a\u8fc7\u6307\u7eb9\u6216\u4eba\u8138\u8bc6\u522b\u8fdb\u884c\u751f\u7269\u8bc6\u522b\u8ba4\u8bc1<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u8fd9\u4e9b\u6e20\u9053\u4f9d\u8d56\u4e8e\u6838\u5fc3\u6570\u5b57\u94f6\u884c\u57fa\u7840\u8bbe\u65bd\uff0c\u5305\u62ec\u4ee4\u724c\u5316\u3001\u5f3a\u5927\u7684\u5ba2\u6237\u8eab\u4efd\u9a8c\u8bc1\u548c\u98ce\u9669\u5f15\u64ce\u3002.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-examples-of-digital-transformation-in-banking\">\u94f6\u884c\u4e1a\u6570\u5b57\u5316\u8f6c\u578b\u5b9e\u4f8b<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u6b27\u6d32\u3001\u4e2d\u4e1c\u548c\u4e9a\u6d32\u7684\u8bb8\u591a\u94f6\u884c\u90fd\u63a8\u51fa\u4e86\u5177\u4f53\u7684\u6570\u5b57\u5316\u8ba1\u5212\uff0c\u5e76\u53d6\u5f97\u4e86\u53ef\u8861\u91cf\u7684\u6210\u679c\u3002\u8fd9\u4e9b\u6570\u5b57\u5316\u8f6c\u578b\u8ba1\u5212\u662f\u66f4\u5e7f\u6cdb\u8f6c\u578b\u8fc7\u7a0b\u7684\u4e00\u90e8\u5206\uff0c\u9700\u8981\u8bc4\u4f30\u548c\u6539\u8fdb\u73b0\u6709\u6d41\u7a0b\uff0c\u4ee5\u6210\u529f\u6574\u5408\u65b0\u5174\u6280\u672f\uff0c\u5b9e\u73b0\u94f6\u884c\u4e1a\u52a1\u73b0\u4ee3\u5316\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u6309\u5206\u90e8\u5206\u5217\u7684\u8f6c\u578b\u793a\u4f8b\uff1a<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u5730\u533a\u96f6\u552e\u94f6\u884c\u5c06\u5f00\u6237\u65f6\u95f4\u4ece 10 \u5929\u7f29\u77ed\u81f3 24 \u5c0f\u65f6<\/li>\n\n\n\n<li>\u79c1\u4eba\u94f6\u884c\u5c06\u6295\u8d44\u5efa\u8bae\u548c\u98ce\u9669\u5206\u6790\u95ee\u5377\u6570\u5b57\u5316<\/li>\n\n\n\n<li>\u5177\u6709\u6570\u5b57\u7b7e\u540d\u7684\u7edf\u4e00\u79fb\u52a8\u548c\u7f51\u7edc\u5e73\u53f0<\/li>\n\n\n\n<li>\u9762\u5411\u8d22\u5bcc\u5ba2\u6237\u548c\u4f01\u4e1a\u5ba2\u6237\u7684\u7efc\u5408\u5ba2\u6237\u95e8\u6237\u7f51\u7ad9<\/li>\n\n\n\n<li>\u5d4c\u5165\u54a8\u8be2\u5de5\u4f5c\u6d41\u7a0b\u7684\u81ea\u52a8\u9002\u5b9c\u6027\u68c0\u67e5<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-retail-banking-transformation\">\u96f6\u552e\u94f6\u884c\u4e1a\u52a1\u8f6c\u578b<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u73b0\u5728\uff0c\u79fb\u52a8\u4f18\u5148\u7684\u96f6\u552e\u94f6\u884c\u63d0\u4f9b\u5373\u65f6\u5f00\u6237\u3001\u6570\u5b57\u501f\u8bb0\u5361\u548c\u4e2a\u6027\u5316\u50a8\u84c4\u76ee\u6807\u3002\u79fb\u52a8\u94f6\u884c\u5728\u63d0\u5347\u5ba2\u6237\u4f53\u9a8c\u65b9\u9762\u53d1\u6325\u7740\u81f3\u5173\u91cd\u8981\u7684\u4f5c\u7528\uff0c\u5b83\u63d0\u4f9b\u4ee5\u4e0b\u5b9e\u65f6\u8bbf\u95ee\u529f\u80fd <a rel=\"noopener noreferrer\" href=\"https:\/\/www.investglass.com\/zh\/%e9%93%b6%e8%a1%8c%e5%8d%b3%e6%9c%8d%e5%8a%a1-baas-%e5%a6%82%e4%bd%95%e8%bf%90%e4%bd%9c\/\" target=\"_self\">\u94f6\u884c\u670d\u52a1<\/a> \u548c\u8de8\u6570\u5b57\u6e20\u9053\u7684\u65e0\u7f1d\u4e92\u52a8\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u96f6\u552e\u6570\u5b57\u5316\u80fd\u529b\uff1a<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u81ea\u52a9\u670d\u52a1\u529f\u80fd\uff0c\u5305\u62ec\u5361\u7247\u51bb\u7ed3\u548c\u9650\u989d\u7ba1\u7406<\/li>\n\n\n\n<li>\u76f4\u63a5\u5728\u79fb\u52a8\u5e94\u7528\u7a0b\u5e8f\u5185\u5904\u7406\u4e89\u8bae<\/li>\n\n\n\n<li>\u91cd\u65b0\u8bbe\u8ba1\u5206\u884c\uff0c\u6ce8\u91cd\u54a8\u8be2\u800c\u975e\u4ea4\u6613<\/li>\n\n\n\n<li>\u5168\u6570\u5b57\u5316\u65c5\u7a0b\u5b8c\u5168\u53d6\u4ee3\u7eb8\u8d28\u8868\u683c<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-wealth-management-and-private-banking-transformation\">\u8d22\u5bcc\u7ba1\u7406\u548c\u79c1\u4eba\u94f6\u884c\u4e1a\u52a1\u8f6c\u578b<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u8d22\u5bcc\u7ba1\u7406\u516c\u53f8\u5c06\u5165\u804c\u548c\u98ce\u9669\u5206\u6790\u6570\u5b57\u5316\uff0c\u4ee5\u7b26\u5408 MiFID II \u7684\u8981\u6c42\uff0c\u540c\u65f6\u4fdd\u6301\u4eba\u5de5\u987e\u95ee\u5728\u5ba2\u6237\u5173\u7cfb\u4e2d\u7684\u6838\u5fc3\u5730\u4f4d\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u8d22\u5bcc\u7ba1\u7406\u6570\u5b57\u529f\u80fd\uff1a<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u5b89\u5168\u7684\u5ba2\u6237\u95e8\u6237\u7f51\u7ad9\uff0c\u63d0\u4f9b\u6295\u8d44\u7ec4\u5408\u89c6\u56fe\u548c\u4e1a\u7ee9\u62a5\u544a<\/li>\n\n\n\n<li>\u6570\u5b57\u6295\u8d44\u5efa\u8bae\u751f\u6210<\/li>\n\n\n\n<li>\u81ea\u52a8\u9002\u7528\u6027\u68c0\u67e5\u548c\u5408\u89c4\u6027\u6587\u4ef6<\/li>\n\n\n\n<li>\u5ba2\u6237\u4e0e\u987e\u95ee\u4e4b\u95f4\u7684\u5b89\u5168\u4fe1\u606f\u4f20\u9012<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">InvestGlass \u4e13\u4e3a\u8d22\u5bcc\u548c\u79c1\u4eba\u94f6\u884c\u5de5\u4f5c\u6d41\u7a0b\u800c\u8bbe\u8ba1\uff0c\u5728\u745e\u58eb\u4e3b\u6743\u73af\u5883\u4e2d\u5c06\u5ba2\u6237\u5173\u7cfb\u7ba1\u7406\u3001\u6295\u8d44\u7ec4\u5408\u7ba1\u7406\u548c\u5408\u89c4\u6027\u7ed3\u5408\u5728\u4e00\u8d77\u3002.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-corporate-and-investment-banking-transformation\">\u4f01\u4e1a\u4e0e\u6295\u8d44\u94f6\u884c\u8f6c\u578b<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u4f01\u4e1a\u94f6\u884c\u95e8\u6237\u7f51\u7ad9\u4e3a\u4f01\u4e1a\u5ba2\u6237\u96c6\u4e2d\u63d0\u4f9b\u73b0\u91d1\u7ba1\u7406\u3001\u8d38\u6613\u878d\u8d44\u548c\u5916\u6c47\u670d\u52a1\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u4f01\u4e1a\u6570\u5b57\u80fd\u529b\uff1a<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u5206\u6790\u786e\u5b9a\u5ba2\u6237\u673a\u4f1a\u5e76\u4e3a\u4ea4\u6613\u6267\u884c\u63d0\u4f9b\u4fe1\u606f<\/li>\n\n\n\n<li>\u5148\u8fdb\u7684\u5206\u6790\u548c\u673a\u5668\u5b66\u4e60\u6280\u672f\u53ef\u9884\u6d4b\u5e02\u573a\u8d8b\u52bf\u5e76\u6539\u8fdb\u51b3\u7b56<\/li>\n\n\n\n<li>\u7528\u4e8e\u591a\u65b9\u5229\u76ca\u76f8\u5173\u8005\u5ba1\u6279\u7684\u6570\u5b57\u6587\u4ef6\u5ba4<\/li>\n\n\n\n<li>\u5927\u578b\u4f01\u4e1a\u7684 e-KYC<\/li>\n\n\n\n<li>\u8ddf\u8e2a\u590d\u6742\u4ea4\u6613\u5ba1\u6279\u7684\u5de5\u4f5c\u6d41\u7a0b\u5de5\u5177<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-challenges-in-banking-digital-transformation-and-how-to-address-them\">\u94f6\u884c\u4e1a\u6570\u5b57\u5316\u8f6c\u578b\u7684\u6311\u6218\u53ca\u5e94\u5bf9\u65b9\u6cd5<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u6210\u529f\u7684\u6570\u5b57\u5316\u8f6c\u578b\u9700\u8981\u89e3\u51b3\u6280\u672f\u5b9e\u65bd\u4e4b\u5916\u7684\u51e0\u4e2a\u5173\u952e\u969c\u788d\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u4e3b\u8981\u6311\u6218<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u9057\u7559\u7cfb\u7edf\u9650\u5236\u4e86\u7075\u6d3b\u6027\uff0c\u589e\u52a0\u4e86\u96c6\u6210\u7684\u590d\u6742\u6027<\/li>\n\n\n\n<li>\u8de8 GDPR\u3001KYC\u3001AML \u548c\u5f53\u5730\u8981\u6c42\u7684\u76d1\u7ba1\u590d\u6742\u6027<\/li>\n\n\n\n<li>\u7f51\u7edc\u5b89\u5168\u5a01\u80c1\u968f\u7740\u6570\u5b57\u6e20\u9053\u7684\u6269\u5c55\u800c\u6269\u5927<\/li>\n\n\n\n<li>\u6574\u4e2a\u7ec4\u7ec7\u7684\u6587\u5316\u963b\u529b\u548c\u6280\u80fd\u5dee\u8ddd\u3002\u8ba9\u4eba\u529b\u8d44\u6e90\u53c2\u4e0e\u8fdb\u6765\u5e76\u5e94\u7528 ADKAR \u7b49\u53d8\u9769\u7ba1\u7406\u6a21\u5f0f\uff0c\u5bf9\u4e8e\u6d88\u9664\u963b\u529b\u5e76\u786e\u4fdd\u5458\u5de5\u6709\u6548\u91c7\u7528\u65b0\u6280\u672f\u81f3\u5173\u91cd\u8981\u3002.<\/li>\n\n\n\n<li>\u53d8\u9769\u7ba1\u7406\u8981\u6c42\u4e1a\u52a1\u3001IT\u3001\u98ce\u9669\u548c\u5408\u89c4\u4e4b\u95f4\u4fdd\u6301\u4e00\u81f4\u3002\u6570\u5b57\u5316\u8f6c\u578b\u8fd8\u652f\u6301\u66f4\u5e7f\u6cdb\u7684\u6218\u7565\u4e3e\u63aa\uff0c\u4f7f\u94f6\u884c\u80fd\u591f\u63d0\u9ad8\u8fd0\u8425\u6548\u7387\uff0c\u4e13\u6ce8\u4e8e\u7ec4\u7ec7\u7684\u957f\u671f\u76ee\u6807\u3002.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-legacy-systems-and-technical-debt\">\u9057\u7559\u7cfb\u7edf\u548c\u6280\u672f\u503a\u52a1<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u51e0\u5341\u5e74\u524d\u5efa\u7acb\u7684\u6838\u5fc3\u94f6\u884c\u5e73\u53f0\u5236\u7ea6\u4e86\u73b0\u4ee3\u5316\u8fdb\u7a0b\uff0c\u5e76\u5e26\u6765\u4e86\u8fd0\u8425\u98ce\u9669\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u89e3\u51b3\u9057\u7559\u95ee\u9898\u7684\u590d\u6742\u6027\uff1a<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u9010\u6b65\u5b9e\u73b0\u73b0\u4ee3\u5316\uff0c\u800c\u4e0d\u662f\u5192\u9669\u8fdb\u884c\u5927\u7206\u70b8\u5f0f\u7684\u66f4\u65b0\u6362\u4ee3<\/li>\n\n\n\n<li>\u7528\u5e94\u7528\u7a0b\u5e8f\u63a5\u53e3\u5c42\u5c01\u88c5\u5185\u6838\uff0c\u5b9e\u73b0\u65b0\u529f\u80fd<\/li>\n\n\n\n<li>\u91c7\u7528 InvestGlass \u7b49\u6a21\u5757\u5316\u524d\u53f0\u5e73\u53f0<\/li>\n\n\n\n<li>\u5236\u5b9a\u5207\u5b9e\u53ef\u884c\u7684\u65f6\u95f4\u8868\uff0c\u5206\u9636\u6bb5\u8fc1\u79fb\uff0c\u5e76\u8fdb\u884c\u5f3a\u6709\u529b\u7684\u6d4b\u8bd5<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-regulation-data-privacy-and-sovereignty\">\u76d1\u7ba1\u3001\u6570\u636e\u9690\u79c1\u548c\u4e3b\u6743<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u76d1\u7ba1\u5236\u5ea6\u56e0\u5730\u57df\u800c\u5f02\uff0c\u4f46\u5728\u6570\u636e\u4fdd\u62a4\u548c\u5c45\u4f4f\u5730\u65b9\u9762\u6709\u7740\u5171\u540c\u7684\u671f\u671b\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u76d1\u7ba1\u65b9\u9762\u7684\u8003\u8651\uff1a<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u56f4\u7ed5\u4e2a\u4eba\u6570\u636e\u5904\u7406\u548c\u4e8b\u4ef6\u62a5\u544a\u7684 GDPR \u8981\u6c42<\/li>\n\n\n\n<li>\u9488\u5bf9\u5728\u745e\u58eb\u8fd0\u8425\u7684\u673a\u6784\u7684\u745e\u58eb\u6570\u636e\u4fdd\u62a4\u6cd5<\/li>\n\n\n\n<li>\u51e0\u4e4e\u6db5\u76d6\u6240\u6709\u53f8\u6cd5\u7ba1\u8f96\u533a\u7684 KYC \u548c AML \u4efb\u52a1<\/li>\n\n\n\n<li>\u6570\u636e\u9a7b\u7559\u8981\u6c42\uff0c\u89c4\u5b9a\u67d0\u4e9b\u6570\u636e\u5fc5\u987b\u7559\u5728\u4f55\u5904<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u9009\u62e9\u5728\u745e\u58eb\u6258\u7ba1\u6216\u9884\u7f6e\u7684\u4e3b\u6743\u5e73\u53f0\u6709\u52a9\u4e8e\u94f6\u884c\u4fdd\u62a4\u5ba2\u6237\u6570\u636e\u4e3b\u6743\uff0c\u907f\u514d\u57df\u5916\u8bbf\u95ee\u98ce\u9669\u3002.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-cybersecurity-and-operational-resilience\">\u7f51\u7edc\u5b89\u5168\u548c\u4e1a\u52a1\u590d\u539f\u529b<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u9488\u5bf9\u91d1\u878d\u673a\u6784\u7684\u7f51\u7edc\u653b\u51fb\u5927\u5e45\u5347\u7ea7\uff0c\u5305\u62ec\u7f51\u7edc\u9493\u9c7c\u3001\u51ed\u8bc1\u586b\u5145\u548c\u52d2\u7d22\u8f6f\u4ef6\u4e8b\u4ef6\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u5b89\u5168\u6700\u4f73\u505a\u6cd5\uff1a<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u591a\u56e0\u7d20\u8eab\u4efd\u9a8c\u8bc1\u548c\u5f3a\u5927\u7684\u52a0\u5bc6\u529f\u80fd<\/li>\n\n\n\n<li>\u5177\u6709\u7ec6\u7c92\u5ea6\u8bbf\u95ee\u63a7\u5236\u7684\u96f6\u4fe1\u4efb\u67b6\u6784<\/li>\n\n\n\n<li>\u4f7f\u7528\u4eba\u5de5\u667a\u80fd\u9a71\u52a8\u7684\u5de5\u5177\u8fdb\u884c\u6301\u7eed\u76d1\u6d4b<\/li>\n\n\n\n<li>\u5b9a\u671f\u6e17\u900f\u6d4b\u8bd5\u548c\u4e8b\u4ef6\u54cd\u5e94\u8ba1\u5212<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-cultural-change-and-skills-gap\">\u6587\u5316\u53d8\u9769\u4e0e\u6280\u80fd\u5dee\u8ddd<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u6570\u5b57\u5316\u8f6c\u578b\u5f71\u54cd\u7740\u5404\u5206\u652f\u673a\u6784\u3001\u8fd0\u8425\u3001IT\u3001\u5408\u89c4\u548c\u5173\u7cfb\u7ba1\u7406\u7b49\u65b9\u9762\u7684\u89d2\u8272\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u53d8\u9769\u7ba1\u7406\u65b9\u6cd5\uff1a<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u6570\u636e\u626b\u76f2\u3001\u6570\u5b57\u5de5\u5177\u548c\u654f\u6377\u65b9\u6cd5\u65b9\u9762\u7684\u57f9\u8bad<\/li>\n\n\n\n<li>\u5185\u90e8\u5b66\u9662\u548c\u6570\u5b57\u51a0\u519b\u8ba1\u5212<\/li>\n\n\n\n<li>\u4e0e\u4e00\u7ebf\u5458\u5de5\u5171\u540c\u521b\u9020\uff0c\u8bbe\u8ba1\u66f4\u597d\u7684\u6570\u5b57\u65c5\u7a0b<\/li>\n\n\n\n<li>\u660e\u786e\u4ea4\u6d41\u8f6c\u578b\u76ee\u6807\u548c\u65f6\u95f4\u8868<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-how-banks-can-build-a-successful-digital-transformation-strategy\">\u94f6\u884c\u5982\u4f55\u6253\u9020\u6210\u529f\u7684\u6570\u5b57\u5316\u8f6c\u578b\u6218\u7565<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u8981\u5236\u5b9a\u6210\u529f\u7684\u6570\u5b57\u5316\u8f6c\u578b\u6218\u7565\uff0c\u9700\u8981\u4ece\u613f\u666f\u5230\u6267\u884c\u8fdb\u884c\u6709\u6761\u4e0d\u7d0a\u7684\u89c4\u5212\u3002\u6267\u884c\u5f97\u5f53\u7684\u6218\u7565\u4e0d\u4ec5\u80fd\u63d0\u9ad8\u8fd0\u8425\u6548\u7387\uff0c\u8fd8\u80fd\u63d0\u4f9b\u7ade\u4e89\u4f18\u52bf\uff0c\u5e76\u901a\u8fc7\u521b\u65b0\u670d\u52a1\u548c\u4e1a\u52a1\u6a21\u5f0f\u4e3a\u94f6\u884c\u5f00\u8f9f\u65b0\u7684\u6536\u5165\u6765\u6e90\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u6218\u7565\u6846\u67b6\u6b65\u9aa4\uff1a<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u786e\u5b9a\u660e\u786e\u7684\u613f\u666f\u548c\u53ef\u8861\u91cf\u7684\u6210\u679c<\/li>\n\n\n\n<li>\u8bc4\u4f30\u5f53\u524d\u80fd\u529b\u5e76\u627e\u51fa\u5dee\u8ddd<\/li>\n\n\n\n<li>\u5728\u901f\u8d62\u548c\u57fa\u7840\u6027\u5de5\u4f5c\u4e4b\u95f4\u4fdd\u6301\u5e73\u8861\uff0c\u786e\u5b9a\u5404\u9879\u4e3e\u63aa\u7684\u4f18\u5148\u6b21\u5e8f<\/li>\n\n\n\n<li>\u9009\u62e9\u4e86\u89e3\u91d1\u878d\u76d1\u7ba1\u548c\u6570\u636e\u4e3b\u6743\u7684\u6280\u672f\u5408\u4f5c\u4f19\u4f34<\/li>\n\n\n\n<li>\u5b9e\u65bd\u654f\u6377\u4ea4\u4ed8\u548c\u6301\u7eed\u6539\u8fdb<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-define-vision-outcomes-and-metrics\">\u786e\u5b9a\u613f\u666f\u3001\u6210\u679c\u548c\u8861\u91cf\u6807\u51c6<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u5236\u5b9a\u660e\u786e\u7684\u4e09\u81f3\u4e94\u5e74\u6570\u5b57\u613f\u666f\uff0c\u5e76\u4e0e\u53ef\u8861\u91cf\u7684\u4e1a\u52a1\u6210\u679c\u6302\u94a9\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u613f\u666f\u8bbe\u5b9a\u6307\u5bfc\uff1a<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u9488\u5bf9\u5177\u4f53\u7684\u6539\u8fdb\u63aa\u65bd\uff0c\u5982\u964d\u4f4e\u6210\u672c\u6536\u5165\u6bd4\u6216\u7f29\u77ed\u5165\u804c\u65f6\u95f4<\/li>\n\n\n\n<li>\u5c06\u5404\u9879\u63aa\u65bd\u4e0e\u5173\u952e\u7ee9\u6548\u6307\u6807\u6302\u94a9\uff0c\u5305\u62ec\u6570\u5b57\u5316\u91c7\u7528\u7387\u548c\u76f4\u901a\u5f0f\u5904\u7406\u7387<\/li>\n\n\n\n<li>\u786e\u4fdd\u8861\u91cf\u6807\u51c6\u4e0e\u4e1a\u52a1\u6218\u7565\u660e\u786e\u6302\u94a9<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-assess-current-capabilities-and-gaps\">\u8bc4\u4f30\u5f53\u524d\u80fd\u529b\u548c\u5dee\u8ddd<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u5bf9\u5f53\u524d\u7cfb\u7edf\u3001\u6d41\u7a0b\u3001\u6570\u636e\u8d28\u91cf\u548c\u7ec4\u7ec7\u80fd\u529b\u8fdb\u884c\u8be6\u7ec6\u8bc4\u4f30\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u8bc4\u4f30\u91cd\u70b9\u9886\u57df\uff1a<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u7ed8\u5236\u7aef\u5230\u7aef\u6838\u5fc3\u5ba2\u6237\u65c5\u7a0b\u56fe\uff0c\u8bc6\u522b\u624b\u52a8\u6b65\u9aa4\u548c\u74f6\u9888<\/li>\n\n\n\n<li>\u6db5\u76d6\u9762\u5411\u5ba2\u6237\u3001\u4e2d\u95f4\u90e8\u95e8\u548c\u540e\u53f0\u90e8\u95e8\u7684\u804c\u80fd<\/li>\n\n\n\n<li>\u5305\u62ec\u4fe1\u606f\u6280\u672f\u57fa\u7840\u8bbe\u65bd\u548c\u6570\u636e\u8d28\u91cf\u8bc4\u4f30<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-prioritise-initiatives-and-build-a-roadmap\">\u786e\u5b9a\u8ba1\u5212\u7684\u4f18\u5148\u6b21\u5e8f\u5e76\u5236\u5b9a\u8def\u7ebf\u56fe<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u4ece\u5f71\u54cd\u5927\u3001\u53ef\u5b9e\u73b0\u7684\u7528\u4f8b\u5165\u624b\uff0c\u4e3a\u957f\u671f\u9879\u76ee\u9020\u52bf\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u5236\u5b9a\u8def\u7ebf\u56fe\uff1a<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u5728\u516d\u5230\u5341\u4e8c\u4e2a\u6708\u7684\u65f6\u95f4\u5185\uff0c\u5b89\u6392\u901f\u8d62\u548c\u57fa\u7840\u5de5\u4f5c\u7684\u987a\u5e8f<\/li>\n\n\n\n<li>\u8003\u8651\u4f9d\u8d56\u6027\u548c\u8d44\u6e90\u9650\u5236<\/li>\n\n\n\n<li>\u5efa\u7acb\u5305\u62ec\u4e1a\u52a1\u3001IT\u3001\u98ce\u9669\u548c\u5408\u89c4\u5728\u5185\u7684\u8de8\u804c\u80fd\u7ba1\u7406\u673a\u5236<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-select-the-right-platforms-and-partners\">\u9009\u62e9\u6b63\u786e\u7684\u5e73\u53f0\u548c\u5408\u4f5c\u4f19\u4f34<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u8bc4\u4f30\u4f9b\u5e94\u5546\u7684\u5b89\u5168\u6027\u3001\u4e0e\u76d1\u7ba1\u673a\u6784\u7684\u4e00\u81f4\u6027\u3001\u6570\u636e\u9a7b\u7559\u9009\u9879\u548c\u91d1\u878d\u884c\u4e1a\u53c2\u8003\u8d44\u6599\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u4f9b\u5e94\u5546\u9009\u62e9\u6807\u51c6\uff1a<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u4fdd\u62a4\u6570\u636e\u4e3b\u6743\u7684\u745e\u58eb\u6216\u6b27\u76df\u6258\u7ba1\u65b9\u6848<\/li>\n\n\n\n<li>\u4e0e\u73b0\u6709\u6838\u5fc3\u7cfb\u7edf\u7684\u96c6\u6210\u80fd\u529b<\/li>\n\n\n\n<li>\u603b\u62e5\u6709\u6210\u672c\u548c\u5b9e\u65bd\u65f6\u95f4\u8868<\/li>\n\n\n\n<li>\u65e0\u9700\u5927\u91cf\u7f16\u7801\u5373\u53ef\u5b9a\u5236\u5de5\u4f5c\u6d41\u7a0b<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u9009\u62e9 InvestGlass \u8fd9\u6837\u7684\u4e3b\u6743\u5e73\u53f0\u53ef\u4ee5\u907f\u514d\u4f9d\u8d56\u7f8e\u56fd\u6216\u4e2d\u56fd\u7684\u751f\u6001\u7cfb\u7edf\u6765\u83b7\u53d6\u654f\u611f\u7684\u91d1\u878d\u6570\u636e\u3002.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"701\" src=\"https:\/\/www.investglass.com\/wp-content\/uploads\/2025\/03\/InvestGlass-Template-GenAI-e4fadabe-1-1024x701.png\" alt=\"InvestGlass \u91d1\u878d\u79d1\u6280\u548c\u94f6\u884c\u4e1a\u4e2d\u7684\u4eba\u5de5\u667a\u80fd\" class=\"wp-image-46401\" srcset=\"https:\/\/www.investglass.com\/wp-content\/uploads\/2025\/03\/InvestGlass-Template-GenAI-e4fadabe-1-1024x701.png 1024w, https:\/\/www.investglass.com\/wp-content\/uploads\/2025\/03\/InvestGlass-Template-GenAI-e4fadabe-1-300x205.png 300w, https:\/\/www.investglass.com\/wp-content\/uploads\/2025\/03\/InvestGlass-Template-GenAI-e4fadabe-1-768x526.png 768w, https:\/\/www.investglass.com\/wp-content\/uploads\/2025\/03\/InvestGlass-Template-GenAI-e4fadabe-1-1536x1051.png 1536w, https:\/\/www.investglass.com\/wp-content\/uploads\/2025\/03\/InvestGlass-Template-GenAI-e4fadabe-1.png 2047w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\">InvestGlass 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id=\"h-why-investglass-is-a-sovereign-solution-for-banking-digital-transformation\">\u4e3a\u4ec0\u4e48\u8bf4 InvestGlass \u662f\u94f6\u884c\u4e1a\u6570\u5b57\u5316\u8f6c\u578b\u7684\u6700\u9ad8\u89e3\u51b3\u65b9\u6848\uff1f<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">InvestGlass \u662f\u745e\u58eb\u5ba2\u6237\u5173\u7cfb\u7ba1\u7406\u548c\u81ea\u52a8\u5316\u5e73\u53f0\uff0c\u4e13\u4e3a\u9700\u8981\u6570\u636e\u4e3b\u6743\u7684\u94f6\u884c\u3001\u8d22\u5bcc\u7ba1\u7406\u516c\u53f8\u548c\u53d7\u76d1\u7ba1\u673a\u6784\u800c\u5efa\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u8be5\u5e73\u53f0\u5c06\u5ba2\u6237\u5173\u7cfb\u7ba1\u7406\u3001\u6570\u5b57\u5165\u804c\u3001\u6295\u8d44\u7ec4\u5408\u7ba1\u7406\u3001\u5408\u89c4\u5de5\u4f5c\u6d41\u3001\u8425\u9500\u81ea\u52a8\u5316\u3001\u4eba\u5de5\u667a\u80fd\u5de5\u5177\u548c\u5b89\u5168\u5ba2\u6237\u95e8\u6237\u6574\u5408\u5728\u4e00\u4e2a\u73af\u5883\u4e2d\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>InvestGlass 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href=\"https:\/\/www.investglass.com\/zh\/%e5%ae%a2%e6%88%b7%e7%94%9f%e5%91%bd%e5%91%a8%e6%9c%9f%e7%ae%a1%e7%90%86%e9%93%b6%e8%a1%8c%e4%b8%9a%e5%8a%a1%e7%bb%88%e6%9e%81%e6%8c%87%e5%8d%97\/\" target=\"_self\">\u5ba2\u6237\u751f\u547d\u5468\u671f<\/a>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u5e73\u53f0\u6a21\u5757\uff1a<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u5ba2\u6237\u5173\u7cfb\u7ba1\u7406\uff08CRM\uff09\u96c6\u4e2d\u7ba1\u7406\u5ba2\u6237\u4fe1\u606f\u3001\u4e92\u52a8\u548c\u5173\u7cfb\u5c42\u7ea7<\/li>\n\n\n\n<li>\u96c6\u6210\u7535\u5b50\u8868\u683c\u3001\u6587\u4ef6\u6536\u96c6\u548c\u8eab\u4efd\u9a8c\u8bc1\u529f\u80fd\u7684\u6570\u5b57\u5316\u5165\u804c\u670d\u52a1<\/li>\n\n\n\n<li>\u57fa\u4e8e\u89c4\u5219\u7684 KYC 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https:\/\/www.investglass.com\/wp-content\/uploads\/2026\/04\/InvestGlass-Form-Benificiiary-768x432.jpg 768w, https:\/\/www.investglass.com\/wp-content\/uploads\/2026\/04\/InvestGlass-Form-Benificiiary-18x10.jpg 18w, https:\/\/www.investglass.com\/wp-content\/uploads\/2026\/04\/InvestGlass-Form-Benificiiary.jpg 1524w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\">InvestGlass \u8868\u683c\u53d7\u76ca\u4eba<\/figcaption><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-conclusion-preparing-for-banking-s-digital-future\">\u603b\u7ed3\uff1a\u4e3a\u94f6\u884c\u4e1a\u7684\u6570\u5b57\u5316\u672a\u6765\u505a\u597d\u51c6\u5907<\/h2>\n\n\n\n<p 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In 2025 and beyond, it represents a fundamental shift in how financial institutions design products, interact with customers, and manage compliance across retail, private, corporate, and investment banking segments. Digital transformation is also reshaping financial organizations by improving operational efficiency, enhancing [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":48986,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[13],"tags":[35,1299],"class_list":["post-49320","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-article","tag-crm-for-banking","tag-digital-sovereignty"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.6.1 (Yoast SEO v27.7) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Digital Transformation in Banking: A New Era | InvestGlass<\/title>\n<meta name=\"description\" content=\"Explore the impact of digital transformation in banking; a shift improving efficiency, customer experience, and compliance.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.investglass.com\/zh\/\u94f6\u884c\u4e1a\u7684\u6570\u5b57\u5316\u8f6c\u578b\/\" \/>\n<meta property=\"og:locale\" content=\"zh_CN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How Does Digital Transformation Improve Customer Experience in Banking?\" \/>\n<meta property=\"og:description\" content=\"Digital transformation in banking has moved far beyond simple online forms and mobile apps. 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