{"id":49228,"date":"2026-03-06T16:35:45","date_gmt":"2026-03-06T15:35:45","guid":{"rendered":"https:\/\/www.investglass.com\/?p=49228"},"modified":"2026-03-06T16:35:47","modified_gmt":"2026-03-06T15:35:47","slug":"%e8%b4%b7%e6%ac%be%e5%8f%91%e6%94%be%e7%b3%bb%e7%bb%9f-%e7%8e%b0%e4%bb%a3%e8%b4%b7%e6%ac%be%e4%ba%ba%e7%9a%84%e5%ae%8c%e6%95%b4%e6%8c%87%e5%8d%97","status":"publish","type":"post","link":"https:\/\/www.investglass.com\/zh\/loan-origination-system-a-complete-guide-for-modern-lenders\/","title":{"rendered":"\u8d37\u6b3e\u53d1\u653e\u7cfb\u7edf\uff1a\u73b0\u4ee3\u8d37\u6b3e\u4eba\u5b8c\u5168\u6307\u5357"},"content":{"rendered":"<p class=\"wp-block-paragraph\">\u91d1\u878d\u673a\u6784\u53d1\u653e\u8d37\u6b3e\u7684\u65b9\u5f0f\u5df2\u7ecf\u53d1\u751f\u4e86\u6839\u672c\u6027\u7684\u53d8\u5316\u3002\u8fc7\u53bb\uff0c\u8d37\u6b3e\u7533\u8bf7\u610f\u5473\u7740\u6210\u5806\u7684\u7eb8\u5f20\u3001\u6570\u5468\u7684\u7b49\u5f85\u548c\u8ddf\u8e2a\u8fdb\u5ea6\u7684\u4e92\u4e0d\u5173\u8054\u7684\u7535\u5b50\u8868\u683c\u3002\u5982\u4eca\uff0c\u8d37\u6b3e\u53d1\u653e\u7cfb\u7edf\uff08LOS\uff09\u5df2\u6210\u4e3a\u73b0\u4ee3\u8d37\u6b3e\u7684\u6838\u5fc3\uff0c\u6539\u53d8\u4e86\u94f6\u884c\u548c\u4fe1\u7528\u793e\u5904\u7406\u4ece\u6d88\u8d39\u8d37\u6b3e\u5230\u590d\u6742\u5546\u4e1a\u878d\u8d44\u7b49\u5404\u79cd\u8d37\u6b3e\u7684\u65b9\u5f0f\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u672c\u6307\u5357\u5c06\u5f15\u5bfc\u60a8\u4e86\u89e3\u53d1\u8d77\u7cfb\u7edf\u7684\u4f5c\u7528\u3001\u5de5\u4f5c\u539f\u7406\u3001\u8c01\u80fd\u4ece\u5b9e\u65bd\u4e2d\u83b7\u76ca\u6700\u591a\uff0c\u4ee5\u53ca\u5728\u9009\u62e9\u5e73\u53f0\u65f6\u54ea\u4e9b\u529f\u80fd\u81f3\u5173\u91cd\u8981\u3002\u65e0\u8bba\u60a8\u662f\u5728\u8bc4\u4f30\u60a8\u7684\u7b2c\u4e00\u4e2a LOS \u8fd8\u662f\u5728\u8003\u8651\u66ff\u6362\u4f20\u7edf\u7684\u57fa\u7840\u8bbe\u65bd\uff0c\u60a8\u90fd\u4f1a\u53d1\u73b0\u5b9e\u7528\u7684\u89c1\u89e3\uff0c\u4e3a\u60a8\u7684\u51b3\u7b56\u63d0\u4f9b\u53c2\u8003\u3002.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u4ec0\u4e48\u662f\u8d37\u6b3e\u53d1\u653e\u7cfb\u7edf\uff1f<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u8d37\u6b3e\u53d1\u653e\u7cfb\u7edf\uff08LOS\uff09\u662f\u4e00\u79cd\u7ba1\u7406\u7aef\u5230\u7aef\u8d37\u6b3e\u6d41\u7a0b\u7684\u8f6f\u4ef6\uff0c\u4ece\u501f\u6b3e\u4eba\u63d0\u4ea4\u7533\u8bf7\u5f00\u59cb\uff0c\u4e00\u76f4\u5230\u6700\u7ec8\u7684\u878d\u8d44\u548c\u4ed8\u6b3e\u3002\u4e0e\u4f9d\u8d56\u5206\u6563\u7684\u5de5\u5177\u548c\u624b\u5de5\u64cd\u4f5c\u76f8\u6bd4\uff0c\u8d37\u6b3e\u53d1\u653e\u7cfb\u7edf\u53ef\u5c06\u6bcf\u4e2a\u6b65\u9aa4\u96c6\u4e2d\u5230\u4e00\u4e2a\u5355\u4e00\u7684\u6570\u5b57\u5e73\u53f0\u4e0a\uff0c\u5b9e\u73b0\u5de5\u4f5c\u6d41\u7a0b\u81ea\u52a8\u5316\u3001\u5408\u89c4\u6027\uff0c\u5e76\u63d0\u4f9b\u6574\u4e2a\u8d37\u6b3e\u5468\u671f\u7684\u53ef\u89c6\u6027\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u73b0\u4ee3 LOS \u7684\u8303\u56f4\u901a\u5e38\u5305\u62ec<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u4ea7\u54c1\u9009\u62e9\uff1a\u501f\u6b3e\u4eba\u9009\u62e9\u8d37\u6b3e\u7c7b\u578b\u3002.<\/li><li>\u53d7\u7406\u7533\u8bf7\uff1a\u901a\u8fc7\u5728\u7ebf\u95e8\u6237\u6216\u5206\u884c\u754c\u9762\u3002.<\/li><li>\u4e86\u89e3\u4f60\u7684\u5ba2\u6237 (KYC) \u9a8c\u8bc1\uff1a\u786e\u8ba4\u8eab\u4efd\uff0c\u6ee1\u8db3\u76d1\u7ba1\u8981\u6c42\uff0c\u9632\u6b62\u6b3a\u8bc8\u548c\u6d17\u94b1\u3002.<\/li><li>\u4fe1\u7528\u8bc4\u5206\uff1a\u4ece\u7edf\u8ba1\u5c40\u548c\u5176\u4ed6\u6765\u6e90\u83b7\u53d6\u6570\u636e\uff0c\u8bc4\u4f30\u4fe1\u7528\u5ea6\u3002.<\/li><li>\u81ea\u52a8\u6838\u4fdd\uff1a\u4f7f\u7528\u9884\u5b9a\u4e49\u89c4\u5219\u8bc4\u4f30\u98ce\u9669\u548c\u8d44\u683c\u3002.<\/li><li>\u52a8\u6001\u751f\u6210\u6587\u4ef6\uff1a\u6839\u636e\u8d37\u6b3e\u5177\u4f53\u60c5\u51b5\u5b9a\u5236\u6587\u4ef6\u3002.<\/li><li>\u7535\u5b50\u7b7e\u540d\u96c6\u6210\uff1a\u5b9e\u73b0\u5b89\u5168\u7684\u6570\u5b57\u5ba1\u6279\u3002.<\/li><li>\u65e0\u7f1d\u652f\u4ed8\uff1a\u5c06\u8d44\u91d1\u8f6c\u5165\u501f\u6b3e\u4eba\u8d26\u6237\u3002.<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u5173\u952e\u6280\u672f\u672f\u8bed\u548c\u7f29\u7565\u8bed\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>KYC\uff08\u4e86\u89e3\u4f60\u7684\u5ba2\u6237\uff09\uff1a\u6838\u5b9e\u5ba2\u6237\u8eab\u4efd\u7684\u76d1\u7ba1\u7a0b\u5e8f\u3002.<\/li><li>AML\uff08\u53cd\u6d17\u94b1\uff09\uff1a\u4fa6\u67e5\u548c\u9632\u6b62\u6d17\u94b1\u6d3b\u52a8\u7684\u7a0b\u5e8f\u3002.<\/li><li>PEP\uff08\u653f\u6cbb\u516c\u4f17\u4eba\u7269\uff09\uff1a\u62c5\u4efb\u91cd\u8981\u516c\u804c\u7684\u4e2a\u4eba\uff0c\u9700\u8981\u52a0\u5f3a\u5c3d\u804c\u8c03\u67e5\u3002.<\/li><li>LTV\uff08\u8d37\u6b3e\u4ef7\u503c\u6bd4\uff09\uff1a\u8d37\u6b3e\u4e0e\u62b5\u62bc\u7269\u4ef7\u503c\u7684\u6bd4\u7387\u3002.<\/li><li>MiFID II\uff08\u300a\u91d1\u878d\u5de5\u5177\u5e02\u573a\u6307\u4ee4 II\u300b\uff09\uff1a\u6b27\u76df\u63d0\u9ad8\u900f\u660e\u5ea6\u548c\u4fdd\u62a4\u6295\u8d44\u8005\u7684\u6cd5\u89c4\u3002.<\/li><li>PSD2\uff08\u7b2c 2 \u53f7\u652f\u4ed8\u670d\u52a1\u6307\u4ee4\uff09\uff1a\u652f\u6301\u5f00\u653e\u94f6\u884c\u4e1a\u52a1\u548c\u5b89\u5168\u8bbf\u95ee\u91d1\u878d\u6570\u636e\u7684\u6b27\u76df\u6307\u4ee4\u3002.<\/li><li>ZEK\uff1a\u745e\u58eb\u4e2d\u592e\u4fe1\u7528\u4fe1\u606f\u5c40\u3002.<\/li><li>\u5df4\u585e\u5c14\u534f\u8bae III\/IV\uff1a\u5173\u4e8e\u8d44\u672c\u5145\u8db3\u7387\u548c\u98ce\u9669\u7ba1\u7406\u7684\u56fd\u9645\u94f6\u884c\u6cd5\u89c4\u3002.<\/li><li>\u591a\u5fb7-\u5f17\u5170\u514b\u6cd5\u6848\uff1a\u7f8e\u56fd\u91d1\u878d\u6539\u9769\u6cd5\uff0c\u65e8\u5728\u4fdd\u62a4\u6d88\u8d39\u8005\u548c\u964d\u4f4e\u7cfb\u7edf\u6027\u98ce\u9669\u3002.<\/li><li>FATF\uff08\u91d1\u878d\u884c\u52a8\u7279\u522b\u5de5\u4f5c\u7ec4\uff09\uff1a\u5236\u5b9a\u6253\u51fb\u6d17\u94b1\u548c\u8d44\u52a9\u6050\u6016\u4e3b\u4e49\u6807\u51c6\u7684\u56fd\u9645\u673a\u6784\u3002.<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u5177\u4f53\u7684\u4f7f\u7528\u6848\u4f8b\u6db5\u76d6\u8d37\u6b3e\u7684\u65b9\u65b9\u9762\u9762\u3002\u4f8b\u5982<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u62b5\u62bc\u8d37\u6b3e\uff1a\u8981\u6c42\u8fdb\u884c\u5e7f\u6cdb\u7684\u62b5\u62bc\u54c1\u68c0\u67e5\u548c\u76d1\u7ba1\u62ab\u9732\u3002.<\/li><li>\u6d88\u8d39\u4fe1\u8d37\uff1a\u8981\u6c42\u5468\u8f6c\u5feb\u3001\u6469\u64e6\u5c11\u3002.<\/li><li>\u4e2d\u5c0f\u4f01\u4e1a\u8d37\u6b3e\uff1a\u5305\u62ec\u6839\u636e\u94f6\u884c\u62a5\u8868\u548c\u4f01\u4e1a\u8d22\u52a1\u72b6\u51b5\u8fdb\u884c\u73b0\u91d1\u6d41\u5206\u6790\u3002.<\/li><li>\u8bbe\u5907\u878d\u8d44\uff1a\u9700\u8981\u8d44\u4ea7\u4f30\u503c\u96c6\u6210\u3002.<\/li><li>\u79c1\u4eba\u94f6\u884c\u4fe1\u8d37\u989d\u5ea6\uff08\u5982 Lombard \u8d37\u6b3e\uff09\uff1a\u9700\u8981\u8fdb\u884c\u9002\u5f53\u6027\u8bc4\u4f30\u548c\u6295\u8d44\u7ec4\u5408\u4f30\u503c\u3002.<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">InvestGlass \u63d0\u4f9b\u5d4c\u5165\u745e\u58eb\u6258\u7ba1\u5ba2\u6237\u5173\u7cfb\u7ba1\u7406\u5e73\u53f0\u7684\u8d37\u6b3e\u53d1\u653e\u8f6f\u4ef6\uff0c\u8be5\u5e73\u53f0\u4e13\u4e3a\u94f6\u884c\u3001\u8d22\u5bcc\u7ba1\u7406\u673a\u6784\u548c\u53d7\u76d1\u7ba1\u673a\u6784\u800c\u5efa\u3002\u901a\u8fc7\u5c06 LOS \u529f\u80fd\u4e0e <a class=\"wpil_keyword_link\" href=\"https:\/\/www.investglass.com\/zh\/%e6%95%b0%e5%ad%97%e5%85%a5%e8%81%8c\/\" target=\"_blank\"  rel=\"noopener\" title=\"\u6570\u5b57\u5165\u804c\" data-wpil-keyword-link=\"linked\"  data-wpil-monitor-id=\"6035\">\u6570\u5b57\u5165\u804c<\/a>, \u8be5\u5e73\u53f0\u53ef\u6ee1\u8db3\u673a\u6784\u5728\u63d0\u9ad8\u8fd0\u8425\u6548\u7387\u7684\u540c\u65f6\u4f18\u5148\u8003\u8651\u6570\u636e\u4e3b\u6743\u7684\u9700\u6c42\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u4e3a\u4ec0\u4e48 LOS \u5728 2026 \u5e74\u5982\u6b64\u91cd\u8981\uff1f\u6709\u51e0\u79cd\u529b\u91cf\u6c47\u805a\u5728\u4e00\u8d77\uff0c\u4f7f\u8fd9\u9879\u6280\u672f\u53d8\u5f97\u81f3\u5173\u91cd\u8981\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u8d37\u6b3e\u9700\u6c42\u65fa\u76db\uff1a\u5927\u6d41\u884c\u540e\u7684\u7ecf\u6d4e\u590d\u82cf\u7ee7\u7eed\u63a8\u52a8\u8d37\u6b3e\u91cf\u4e0a\u5347\u3002.<\/li><li>\u66f4\u4e25\u683c\u7684\u76d1\u7ba1\u8981\u6c42\uff1a\u5df4\u585e\u5c14\u534f\u8bae III\/IV\u3001\u591a\u5fb7-\u5f17\u5170\u514b\u6cd5\u6848\u7b49\u6846\u67b6\uff0c\u4ee5\u53ca FATF \u5efa\u8bae\u4e0b\u7684\u5f3a\u5316 KYC\uff0c\u90fd\u662f 2008 \u5e74\u91d1\u878d\u5371\u673a\u548c 2020 \u5e74\u6d41\u611f\u5927\u6d41\u884c\u540e\u51fa\u73b0\u7684\u6807\u51c6\u8981\u6c42\u3002.<\/li><li>\u5ba2\u6237\u671f\u671b\uff1a\u7814\u7a76\u8868\u660e\uff0c70-80% \u7684\u7533\u8bf7\u4eba\u4f1a\u653e\u5f03\u8d85\u8fc7 48 \u5c0f\u65f6\u7684\u6d41\u7a0b\u3002\u501f\u6b3e\u4eba\u671f\u5f85\u7684\u662f\u6570\u5b57\u5316\u51b3\u7b56\uff0c\u800c\u4e0d\u662f\u7b49\u5f85\u6e38\u620f\u3002.<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><em>\u5728\u6e05\u695a\u5730\u4e86\u89e3\u4e86\u4ec0\u4e48\u662f\u8d37\u6b3e\u53d1\u653e\u7cfb\u7edf\u4ee5\u53ca\u5b83\u4e3a\u4f55\u91cd\u8981\u4e4b\u540e\uff0c\u8ba9\u6211\u4eec\u6765\u63a2\u8ba8\u4e00\u4e0b\u8fd9\u4e9b\u7cfb\u7edf\u5728\u5b9e\u8df5\u4e2d\u662f\u5982\u4f55\u8fd0\u4f5c\u7684\u3002.<\/em><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u8d37\u6b3e\u53d1\u653e\u7cfb\u7edf\u5982\u4f55\u8fd0\u4f5c<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u5178\u578b\u7684 LOS \u5de5\u4f5c\u6d41\u7a0b\u6309\u7167\u65f6\u95f4\u987a\u5e8f\uff0c\u4ece\u6700\u521d\u63a5\u89e6\u5230\u83b7\u5f97\u8d44\u91d1\u3002\u6bcf\u4e2a\u9636\u6bb5\u90fd\u5efa\u7acb\u5728\u524d\u4e00\u4e2a\u9636\u6bb5\u7684\u57fa\u7840\u4e0a\uff0c\u4ee5\u81ea\u52a8\u4ea4\u63a5\u53d6\u4ee3\u4eba\u5de5\u534f\u8c03\u3002\u4e86\u89e3\u8fd9\u4e00\u6d41\u7a0b\u53ef\u5e2e\u52a9\u60a8\u786e\u5b9a\u5f53\u524d\u7684\u8d37\u6b3e\u4e1a\u52a1\u5728\u54ea\u4e9b\u65b9\u9762\u6700\u53d7\u76ca\u4e8e\u7cfb\u7edf\u5316\u3002.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u7b2c 1 \u6b65\uff1a\u8d44\u683c\u9884\u5ba1<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u5728\u6295\u5165\u5927\u91cf\u8d44\u6e90\u4e4b\u524d\uff0c\u8f6f\u4fe1\u7528\u8c03\u67e5\u548c\u57fa\u672c\u8d44\u683c\u5ba1\u67e5\u4f1a\u5bf9\u7533\u8bf7\u8fdb\u884c\u8fc7\u6ee4\u3002.<\/li><li>\u7cfb\u7edf\u4f1a\u8bc4\u4f30\u6f5c\u5728\u5ba2\u6237\u662f\u5426\u7b26\u5408\u6240\u9700\u4ea7\u54c1\u7684\u6700\u4f4e\u6807\u51c6\u3002.<\/li><\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">\u6b65\u9aa4 2\uff1a\u6570\u5b57\u5316\u5165\u804c\u548c KYC<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u901a\u8fc7\u751f\u7269\u7279\u5f81\u626b\u63cf\u3001\u6587\u6863 OCR\uff08\u5149\u5b66\u5b57\u7b26\u8bc6\u522b\uff09\u6216\u4e0e API \u76f8\u8fde\u7684\u653f\u5e9c ID \u6570\u636e\u5e93\u8fdb\u884c\u8eab\u4efd\u9a8c\u8bc1\u3002.<\/li><li>\u5c65\u884c KYC\uff08\u4e86\u89e3\u5ba2\u6237\uff09\u4e49\u52a1\uff0c\u5373\u6838\u5b9e\u5ba2\u6237\u8eab\u4efd\u548c\u9632\u6b62\u6b3a\u8bc8\u7684\u76d1\u7ba1\u8981\u6c42\u3002.<\/li><li>\u6355\u6349\u501f\u6b3e\u4eba\u7684\u57fa\u672c\u4fe1\u606f\uff0c\u7528\u4e8e\u5408\u89c4\u548c\u98ce\u9669\u8bc4\u4f30\u3002.<\/li><\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">\u6b65\u9aa4 3\uff1a\u5e94\u7528\u7a0b\u5e8f\u6355\u83b7<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u4f7f\u7528\u6839\u636e\u4ea7\u54c1\u7c7b\u578b\u8fdb\u884c\u8c03\u6574\u7684\u52a8\u6001\u8868\u5355\u3002.<\/li><li>\u73b0\u4ee3\u7cfb\u7edf\u4ece\u5ba2\u6237\u5173\u7cfb\u7ba1\u7406\uff08CRM\uff09\u5386\u53f2\u8bb0\u5f55\u4e2d\u9884\u586b\u6570\u636e\uff0c\u6700\u591a\u53ef\u7f29\u77ed 50% \u7684\u8f93\u5165\u65f6\u95f4\uff0c\u5e76\u51cf\u5c11\u4eba\u5de5\u8f6c\u5f55\u7684\u9519\u8bef\u3002.<\/li><\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">\u6b65\u9aa4 4\uff1a\u6587\u4ef6\u6536\u96c6<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u901a\u8fc7\u5b89\u5168\u95e8\u6237\u81ea\u52a8\u7533\u8bf7\u6536\u5165\u8bc1\u660e\u3001\u7eb3\u7a0e\u7533\u62a5\u5355\u3001\u4f01\u4e1a\u8d22\u52a1\u72b6\u51b5\u6216\u62b5\u62bc\u54c1\u8bc4\u4f30\u3002.<\/li><li>\u7cfb\u7edf\u4f1a\u8ddf\u8e2a\u5df2\u63d0\u4ea4\u548c\u672a\u63d0\u4ea4\u7684\u5185\u5bb9\u3002.<\/li><\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">\u6b65\u9aa4 5\uff1a\u4fe1\u7528\u8bc4\u5206<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u4ece\u591a\u4e2a\u6765\u6e90\u83b7\u53d6\u6570\u636e\uff1a<ul class=\"wp-block-list\"><li>\u4fe1\u7528\u5c40\uff08\u5982\u745e\u58eb\u7684 ZEK\uff09\u7684 FICO \u6216\u7c7b\u4f3c\u8bc4\u5206\u3002.<\/li><li>\u5f00\u653e\u5f0f\u94f6\u884c\u5e94\u7528\u7a0b\u5e8f\u63a5\u53e3\uff08\u7531 PSD2 \u652f\u6301\uff0c\u5141\u8bb8\u94f6\u884c\u4e0e\u7b2c\u4e09\u65b9\u4e4b\u95f4\u5b89\u5168\u5171\u4eab\u91d1\u878d\u6570\u636e\uff09\uff0c\u7528\u4e8e\u5b9e\u65f6\u4ea4\u6613\u6570\u636e\uff0c\u63ed\u793a\u73b0\u91d1\u6d41\u6a21\u5f0f\u3002.<\/li><li>\u7528\u4e8e\u8bb0\u5f55\u5173\u7cfb\u5386\u53f2\u7684\u5185\u90e8\u5ba2\u6237\u5173\u7cfb\u7ba1\u7406\u7cfb\u7edf\u3002.<\/li><li>\u5f02\u5e38\u68c0\u6d4b\u7684\u9632\u6b3a\u8bc8\u670d\u52a1\u3002.<\/li><\/ul><\/li><\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">\u6b65\u9aa4 6\uff1a\u6838\u4fdd<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u91c7\u7528\u57fa\u4e8e\u89c4\u5219\u7684\u5f15\u64ce\uff0c\u81ea\u52a8\u6279\u51c6\u7b26\u5408\u89c4\u5b9a\u9608\u503c\uff08\u5982\u503a\u52a1\u6536\u5165\u6bd4\u4f4e\u4e8e 36%\uff09\u7684\u4f4e\u98ce\u9669\u6848\u4f8b\u3002.<\/li><li>\u901a\u8fc7\u5de5\u4f5c\u6d41\u7a0b\u901a\u77e5\u5c06\u590d\u6742\u7684\u7533\u8bf7\u8f6c\u7ed9\u4fe1\u8d37\u4eba\u5458\u3002.<\/li><\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">\u7b2c 7 \u6b65\uff1a\u5ba1\u6279\u548c\u6587\u4ef6<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u89e6\u53d1\u5408\u89c4\u6587\u4ef6\u51c6\u5907\uff0c\u751f\u6210\u4e2a\u6027\u5316\u7684\u8d37\u6b3e\u534f\u8bae\u3001\u671f\u7968\u4ee5\u53ca\u9488\u5bf9\u5177\u4f53\u4ea4\u6613\u7684\u76d1\u7ba1\u62ab\u9732\u3002.<\/li><\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">\u6b65\u9aa4 8\uff1a\u7535\u5b50\u7b7e\u540d\u96c6\u6210<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u53ef\u8fdb\u884c\u5b89\u5168\u7684\u6570\u5b57\u7b7e\u540d\uff0c\u5e76\u63d0\u4f9b\u5b8c\u6574\u7684\u5ba1\u8ba1\u8ddf\u8e2a\uff0c\u65e0\u9700\u5904\u7406\u5b9e\u4f53\u6587\u4ef6\u3002.<\/li><\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">\u6b65\u9aa4 9\uff1a\u7b79\u8d44<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u5b8c\u6210\u5411\u501f\u6b3e\u4eba\u8d26\u6237\u7684 ACH \u8f6c\u8d26\u6216\u7535\u6c47\u6307\u793a\u5468\u671f\u3002.<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u5982\u4f55\u5c06 KYC \u548c AML \u7eb3\u5165 LOS \u5de5\u4f5c\u6d41\u7a0b\uff1a<br \/>KYC\uff08\u4e86\u89e3\u4f60\u7684\u5ba2\u6237\uff09\u548c AML\uff08\u53cd\u6d17\u94b1\uff09\u8d2f\u7a7f\u6574\u4e2a LOS \u6d41\u7a0b\uff0c\u7279\u522b\u662f\u5728\u5165\u804c\u548c\u6279\u51c6\u4e4b\u524d\u3002KYC \u6838\u5b9e\u7533\u8bf7\u4eba\u7684\u8eab\u4efd\uff0c\u800c AML \u68c0\u67e5\uff08\u5305\u62ec\u5bf9\u7167 PEP \u548c\u5236\u88c1\u540d\u5355\u8fdb\u884c\u7b5b\u67e5\uff09\u5219\u786e\u4fdd\u7533\u8bf7\u4eba\u672a\u53c2\u4e0e\u975e\u6cd5\u6d3b\u52a8\u3002\u8fd9\u4e9b\u6b65\u9aa4\u7531 LOS \u6267\u884c\uff0c\u4ee5\u786e\u4fdd\u5408\u89c4\u5e76\u964d\u4f4e\u98ce\u9669\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u4f8b\u5982<br \/>\u67d0\u4f01\u4e1a\u4e3b\u5728\u7ebf\u7533\u8bf7 25 \u4e07\u745e\u58eb\u6cd5\u90ce\u7684\u4e2d\u5c0f\u4f01\u4e1a\u8d37\u6b3e\u3002\u8d37\u6b3e\u670d\u52a1\u7cfb\u7edf\u63d0\u53d6\u745e\u58eb ZEK \u5c40\u6570\u636e\uff0c\u901a\u8fc7\u5f00\u653e\u94f6\u884c\u8fde\u63a5\u6838\u5b9e\u6536\u5165\uff0c\u8bc4\u4f30\u62b5\u62bc\u54c1\u8986\u76d6\u8303\u56f4\uff0c\u5982\u679c\u53d1\u73b0\u8986\u76d6\u8303\u56f4\u8d85\u8fc7 150%\uff0c\u5219\u81ea\u52a8\u6279\u51c6\u7533\u8bf7\u3002\u6587\u4ef6\u751f\u6210\u3001\u7535\u5b50\u7b7e\u540d\u548c\u878d\u8d44\u5728 24 \u5c0f\u65f6\u5185\u5b8c\u6210\u3002\u5982\u679c\u4f7f\u7528\u4eba\u5de5\u521b\u5efa\u6587\u4ef6\u548c\u7eb8\u8d28\u6d41\u7a0b\uff0c\u8fd9\u79cd\u7b80\u5316\u65b9\u6cd5\u9700\u8981\u6570\u5468\u65f6\u95f4\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><em>\u65e2\u7136\u6211\u4eec\u5df2\u7ecf\u5206\u89e3\u4e86\u5de5\u4f5c\u6d41\u7a0b\uff0c\u90a3\u5c31\u8ba9\u6211\u4eec\u6765\u770b\u770b\u7ec4\u6210\u73b0\u4ee3 LOS \u7684\u5173\u952e\u7ec4\u4ef6\u4ee5\u53ca\u5b83\u4eec\u662f\u5982\u4f55\u76f8\u4e92\u4f5c\u7528\u7684\u3002.<\/em><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u73b0\u4ee3 LOS \u7684\u5173\u952e\u7ec4\u6210\u90e8\u5206<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u73b0\u4ee3\u8d37\u6b3e\u53d1\u653e\u7cfb\u7edf\u662f\u6a21\u5757\u5316\u7684\uff0c\u7531\u53ef\u4e92\u64cd\u4f5c\u7684\u7ec4\u4ef6\u7ec4\u6210\uff0c\u673a\u6784\u53ef\u6839\u636e\u81ea\u8eab\u7684\u5177\u4f53\u4e1a\u52a1\u9700\u6c42\u8fdb\u884c\u7ec4\u5408\u3002\u8fd9\u79cd\u67b6\u6784\u65e2\u5177\u6709\u7075\u6d3b\u6027\uff0c\u53c8\u80fd\u4fdd\u6301\u6574\u4e2a\u8d37\u6b3e\u6d41\u7a0b\u7684\u96c6\u6210\u6027\u3002.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u501f\u6b3e\u4eba\u95e8\u6237\u7f51\u7ad9<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u63d0\u4f9b\u81ea\u52a9\u7533\u8bf7\u8ddf\u8e2a\u548c\u79fb\u52a8\u4e0a\u4f20\u670d\u52a1\u3002.<\/li><li>\u7533\u8bf7\u4eba\u65e0\u9700\u6253\u7535\u8bdd\u5373\u53ef\u67e5\u770b\u72b6\u6001\u548c\u63d0\u4ea4\u6587\u4ef6\u3002.<\/li><\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">\u987e\u95ee\u95e8\u6237\u7f51\u7ad9<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u901a\u8fc7\u4efb\u52a1\u961f\u5217\u4e3a\u5ba2\u6237\u5173\u7cfb\u7ecf\u7406\u63d0\u4f9b 360 \u5ea6\u5ba2\u6237\u89c6\u56fe\u3002.<\/li><li>\u4e3a\u5ba2\u6237\u63d0\u4f9b\u4e2a\u6027\u5316\u670d\u52a1\u3002.<\/li><\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">\u89c4\u5219\u5f15\u64ce<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u4e3a\u4fe1\u8d37\u51b3\u7b56\u6267\u884c \"\u5982\u679c-\u90a3\u4e48 \"\u903b\u8f91\uff08\u4f8b\u5982\uff0c\u5982\u679c\u4fe1\u7528\u8bc4\u5206\u4f4e\u4e8e 620 \u5206\uff0c\u5219\u81ea\u52a8\u62d2\u7edd\u7533\u8bf7\uff09\u3002.<\/li><li>\u5c06\u9ad8\u4ef7\u503c\u8bf7\u6c42\u4e0a\u62a5\u9ad8\u5c42\u5ba1\u67e5\u3002.<\/li><\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">\u6587\u4ef6\u751f\u6210\u5de5\u5177<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u6839\u636e\u6a21\u677f\u751f\u6210\u7b26\u5408\u8981\u6c42\u7684 PDF \u6587\u4ef6\uff0c\u786e\u4fdd\u5404\u7c7b\u8d37\u6b3e\u7684\u4e00\u81f4\u6027\u548c\u51c6\u786e\u6027\u3002.<\/li><\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">\u7535\u5b50\u7b7e\u540d\u6a21\u5757<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u901a\u8fc7\u8be6\u7ec6\u7684\u5ba1\u8ba1\u65e5\u5fd7\u83b7\u53d6\u5177\u6709\u6cd5\u5f8b\u7ea6\u675f\u529b\u7684\u6279\u51c6\u3002.<\/li><\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">KYC \u548c AML \u5f15\u64ce<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u5bf9\u7167 PEP\uff08\u653f\u6cbb\u516c\u4f17\u4eba\u7269\uff09\u548c\u5236\u88c1\u540d\u5355\u8fdb\u884c\u7b5b\u67e5\u3002.<\/li><li>\u4e0e World-Check \u6216 Refinitiv \u7b49\u670d\u52a1\u6574\u5408\uff0c\u5b9e\u73b0\u5408\u89c4\u6027\u3002.<\/li><\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">\u5de5\u4f5c\u6d41\u7a0b\u5f15\u64ce<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u534f\u8c03\u5e76\u884c\u7684\u4efb\u52a1\u5206\u914d\uff0c\u5e76\u5728\u884c\u52a8\u672a\u5b8c\u6210\u65f6\u81ea\u52a8\u5347\u7ea7\u3002.<\/li><\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">\u5206\u6790\u4eea\u8868\u677f<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u53ef\u89c6\u5316\u7ba1\u9053\u6307\u6807\uff0c\u5982\u8f6c\u6362\u7387\u3001\u5904\u7406\u65f6\u95f4\u548c\u74f6\u9888\u8bc6\u522b\u3002.<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u6a21\u5757\u5982\u4f55\u4e92\u52a8<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u501f\u6b3e\u4eba\u95e8\u6237\u7f51\u7ad9\u6536\u96c6\u7533\u8bf7\u548c\u6587\u4ef6\uff0c\u5e76\u5c06\u6570\u636e\u8f93\u5165 LOS\u3002.<\/li><li>\u901a\u8fc7\u987e\u95ee\u95e8\u6237\u7f51\u7ad9\uff0c\u5de5\u4f5c\u4eba\u5458\u53ef\u4ee5\u76d1\u63a7\u548c\u7ba1\u7406\u5e94\u7528\u7a0b\u5e8f\uff0c\u5e76\u5229\u7528\u89c4\u5219\u5f15\u64ce\u505a\u51fa\u81ea\u52a8\u51b3\u7b56\u3002.<\/li><li>KYC\/AML \u5f15\u64ce\u5728\u5165\u804c\u65f6\u548c\u5ba1\u6279\u524d\u8fdb\u884c\u68c0\u67e5\uff0c\u786e\u4fdd\u5408\u89c4\u3002.<\/li><li>\u5de5\u4f5c\u6d41\u5f15\u64ce\u53ef\u534f\u8c03\u5404\u6a21\u5757\u4e4b\u95f4\u7684\u4efb\u52a1\uff0c\u800c\u6587\u6863\u751f\u6210\u548c\u7535\u5b50\u7b7e\u540d\u6a21\u5757\u5219\u53ef\u5904\u7406\u6587\u4e66\u5de5\u4f5c\u548c\u5ba1\u6279\u3002.<\/li><li>\u5206\u6790\u4eea\u8868\u677f\u53ef\u63d0\u4f9b\u5bf9\u6240\u6709\u6a21\u5757\u7684\u6df1\u5165\u5206\u6790\uff0c\u4ee5\u4fc3\u8fdb\u6301\u7eed\u6539\u8fdb\u3002.<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">InvestGlass \u539f\u751f\u63d0\u4f9b\u5176\u4e2d\u8bb8\u591a\u7ec4\u4ef6\uff0c\u5305\u62ec\u6570\u5b57\u5165\u804c\u3001\u5ba2\u6237\u5173\u7cfb\u7ba1\u7406\u3001KYC\u3001\u53ef\u914d\u7f6e\u5de5\u4f5c\u6d41\u548c\u5ba2\u6237\u95e8\u6237\uff0c\u540c\u65f6\u652f\u6301\u4e0e\u5916\u90e8\u5f81\u4fe1\u673a\u6784\u3001\u6838\u5fc3\u94f6\u884c\u7cfb\u7edf\u548c\u4e13\u4e1a\u98ce\u9669\u5f15\u64ce\u7684 API \u96c6\u6210\u3002\u90e8\u7f72\u9009\u9879\u5305\u62ec\u4e91\u539f\u751f\u3001\u5185\u90e8\u90e8\u7f72\u6216\u745e\u58eb\u79c1\u6709\u4e91\u914d\u7f6e\uff0c\u53ef\u6ee1\u8db3\u53d7\u76d1\u7ba1\u8f96\u533a\u5185\u673a\u6784\u7684\u4e3b\u6743\u8981\u6c42\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><em>\u65e2\u7136\u6211\u4eec\u5df2\u7ecf\u4e86\u89e3\u4e86\u8fd9\u4e9b\u4e3b\u8981\u7ec4\u4ef6\uff0c\u90a3\u4e48\u8ba9\u6211\u4eec\u6765\u770b\u770b\u8c01\u5728\u4f7f\u7528\u8fd9\u4e9b\u7cfb\u7edf\u4ee5\u53ca\u5b83\u4eec\u7684\u5178\u578b\u7528\u4f8b\u3002.<\/em><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u8c01\u5728\u4f7f\u7528\u8d37\u6b3e\u53d1\u653e\u7cfb\u7edf\uff1f<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u4ece\u5927\u91cf\u96f6\u552e\u94f6\u884c\u4e1a\u52a1\u5230\u4e13\u95e8\u7684\u8d22\u5bcc\u7ba1\u7406\u8d37\u6b3e\uff0c\u51e1\u662f\u5927\u89c4\u6a21\u53d1\u653e\u4fe1\u8d37\u7684\u5730\u65b9\u90fd\u9002\u7528 LOS \u6280\u672f\u3002\u5176\u5171\u540c\u70b9\u662f\u9700\u8981\u9ad8\u6548\u5904\u7406\u7533\u8bf7\uff0c\u540c\u65f6\u4fdd\u6301\u5408\u89c4\u6027\u5e76\u7ba1\u7406\u98ce\u9669\u3002.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u4f7f\u7528 LOS \u7684\u673a\u6784\u7c7b\u578b<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u901a\u7528\u94f6\u884c\uff1a\u5904\u7406\u6570\u767e\u4e07\u96f6\u552e\u62b5\u62bc\u8d37\u6b3e\u548c\u6d88\u8d39\u4fe1\u8d37\u7684\u5927\u578b\u56fd\u9645\u673a\u6784\u3002.<\/li><li>\u5730\u533a\u94f6\u884c\u548c\u79c1\u4eba\u94f6\u884c\uff1a\u91cd\u70b9\u5173\u6ce8\u4e2d\u5c0f\u4f01\u4e1a\u8d37\u6b3e\u548c\u5173\u7cfb\u9a71\u52a8\u578b\u4fe1\u8d37\uff0c\u4f7f\u7528\u5b9a\u5236\u98ce\u9669\u6a21\u578b\u3002.<\/li><li>\u4fe1\u7528\u793e\uff1a\u5229\u7528\u7ecf\u6d4e\u5b9e\u60e0\u7684 SaaS LOS \u89e3\u51b3\u65b9\u6848\uff0c\u4e3a\u6d88\u8d39\u8005\u63d0\u4f9b\u6c7d\u8f66\u8d37\u6b3e\u548c\u4e2a\u4eba\u8d37\u6b3e\u3002.<\/li><li>\u65b0\u94f6\u884c\u548c\u7f51\u4e0a\u8d37\u6b3e\u673a\u6784\uff1a\u5f3a\u8c03\u79fb\u52a8\u4f18\u5148\uff0c\u4e3a\u4e2a\u4eba\u63d0\u4f9b\u5373\u65f6\u8d37\u6b3e\u3002.<\/li><li>\u79df\u8d41\u516c\u53f8\uff1a\u4e3a\u8bbe\u5907\u878d\u8d44\u6574\u5408\u8d44\u4ea7\u8ddf\u8e2a\u548c\u8bc4\u4f30\u7cfb\u7edf\u3002.<\/li><li>\u4e13\u4e1a\u91d1\u878d\u516c\u53f8\uff1a\u5229\u7528\u5148\u8fdb\u7684\u6b3a\u8bc8\u68c0\u6d4b\u5c42\u548c\u98ce\u9669\u8c03\u6574\u5b9a\u4ef7\u6a21\u578b\u5904\u7406\u975e\u8d37\u65b9\u4e1a\u52a1\u3002.<\/li><li>\u8d22\u5bcc\u7ecf\u7406\u548c\u5bb6\u65cf\u529e\u516c\u5ba4\uff1a\u4f7f\u7528 LOS \u5411\u9ad8\u51c0\u503c\u5ba2\u6237\u63d0\u4f9b\u6709\u8bc1\u5238\u652f\u6301\u7684 Lombard \u8d37\u6b3e\uff08\u8d37\u6b3e\u4ef7\u503c\u6bd4\u6700\u9ad8\u53ef\u8fbe 70%\uff09\u3001\u4fdd\u8bc1\u91d1\u8d37\u6b3e\u548c\u62b5\u62bc\u878d\u8d44\u3002.<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">InvestGlass \u4e13\u6ce8\u4e8e\u6b27\u6d32\u3001\u4e2d\u4e1c\u548c\u4e9a\u592a\u5730\u533a\u7684\u53d7\u76d1\u7ba1\u673a\u6784\uff0c\u8fd9\u4e9b\u673a\u6784\u9700\u8981\u5f3a\u5927\u7684\u6570\u636e\u9690\u79c1\u4fdd\u62a4\u548c\u8de8\u5883\u5408\u89c4\u80fd\u529b\u3002\u745e\u58eb\u7684\u6570\u636e\u4e3b\u6743\u5bf9\u4e8e\u5ba2\u6237\u4fdd\u5bc6\u6027\u81f3\u5173\u91cd\u8981\u7684\u79c1\u4eba\u94f6\u884c\u4e1a\u52a1\u5c24\u4e3a\u91cd\u8981\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u975e\u94f6\u884c\u91d1\u878d\u79d1\u6280\u516c\u53f8\u4e5f\u91c7\u7528 LOS\uff0c\u5728\u901f\u5ea6\u548c\u501f\u6b3e\u4eba\u4f53\u9a8c\u65b9\u9762\u4e0e\u4f20\u7edf\u94f6\u884c\u7ade\u4e89\u3002\u4e0e\u4f20\u7edf\u7684 30% \u76f8\u6bd4\uff0c\u8fd9\u4e9b\u6311\u6218\u8005\u4e3b\u8981\u901a\u8fc7 80% \u6d41\u7a0b\u81ea\u52a8\u5316\uff0c\u5c06\u5176\u5e02\u573a\u4efd\u989d\u4ece 2020 \u5e74\u7684\u7ea6 10% \u589e\u52a0\u5230 2026 \u5e74\u7684\u9884\u8ba1 25%\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><em>\u4e86\u89e3\u4e86\u8c01\u5728\u4f7f\u7528 LOS \u4ee5\u53ca\u4e3a\u4ec0\u4e48\u4f7f\u7528 LOS\uff0c\u5c31\u4e3a\u63a2\u7d22\u5404\u7ec6\u5206\u5e02\u573a\u7684\u5177\u4f53\u4f7f\u7528\u6848\u4f8b\u5960\u5b9a\u4e86\u57fa\u7840\u3002.<\/em><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u5404\u7ec6\u5206\u5e02\u573a\u7684\u5178\u578b\u4f7f\u7528\u6848\u4f8b<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u6570\u5b57\u5316\u4e2d\u5c0f\u4f01\u4e1a\u8d37\u6b3e\uff1a\u4e00\u5bb6\u5730\u533a\u6027\u94f6\u884c\u63a5\u6536\u4f01\u4e1a\u4e3b\u5bfb\u6c42\u8425\u8fd0\u8d44\u91d1\u7684\u5728\u7ebf\u7533\u8bf7\u3002\u8be5\u7cfb\u7edf\u901a\u8fc7 PSD2\uff08\u652f\u4ed8\u670d\u52a1\u6307\u4ee4 2\uff0c\u5b9e\u73b0\u5f00\u653e\u94f6\u884c\u4e1a\u52a1\u548c\u5b89\u5168\u6570\u636e\u5171\u4eab\uff09\u8fde\u63a5\u6c47\u603b\u94f6\u884c\u5bf9\u8d26\u5355\uff0c\u8fdb\u884c\u73b0\u91d1\u6d41\u8bc4\u5206\uff0c\u81ea\u52a8\u6279\u51c6 60% 50 \u4e07\u6b27\u5143\u4ee5\u4e0b\u4e14\u6709\u8db3\u591f\u62b5\u62bc\u7269\u7684\u7533\u8bf7\uff0c\u5e76\u5728\u56db\u5c0f\u65f6\u5185\u5c06\u5176\u4ed6\u7533\u8bf7\u8f6c\u7ed9\u5ba2\u6237\u7ecf\u7406\u3002.<\/li><li>\u62b5\u62bc\u8d37\u6b3e\u53d1\u653e\uff1a\u62b5\u62bc\u8d37\u6b3e\u673a\u6784\u4e3a\u7b26\u5408\u89c4\u5b9a\u7684\u8d37\u6b3e\u6574\u5408\u81ea\u52a8\u6838\u4fdd\u7cfb\u7edf\uff0c\u901a\u8fc7 40% \u51cf\u5c11\u4eba\u5de5\u8bc4\u4f30\u5ba1\u67e5\u3002LOS \u53ef\u7ba1\u7406\u590d\u6742\u7684\u6587\u4ef6\u8981\u6c42\u3001\u6536\u5165\u6838\u5b9e\u3001\u8d22\u4ea7\u4f30\u4ef7\u548c\u4ea7\u6743\u641c\u7d22\u3002.<\/li><li>\u6d88\u8d39\u4fe1\u8d37\uff1a\u65e0\u62c5\u4fdd\u4e2a\u4eba\u8d37\u6b3e\u5177\u6709\u5373\u65f6\u67e5\u8be2\u548c\u7535\u5b50\u7b7e\u540d\u529f\u80fd\uff0c\u53ef\u5728 15 \u5206\u949f\u5185\u4e3a\u7b26\u5408\u6761\u4ef6\u7684\u7533\u8bf7\u4eba\u63d0\u4f9b\u8d44\u91d1\u3002.<\/li><li>\u9762\u5411\u9ad8\u51c0\u503c\u4eba\u58eb\u7684\u8bc1\u5238\u652f\u6301\u501f\u8d37\uff1a\u8be5\u7cfb\u7edf\u901a\u8fc7\u4e0e\u5f6d\u535a\u793e\u6216\u6258\u7ba1\u7cfb\u7edf\u7684 API \u8fde\u63a5\u6765\u9a8c\u8bc1\u6295\u8d44\u7ec4\u5408\u7684\u8d44\u4ea7\u51c0\u503c\uff0c\u5e94\u7528\u52a8\u6001\u7684\u8d37\u6b3e\u4ef7\u503c\u6bd4\u4e0a\u9650\uff08\u5982\u80a1\u7968\u4e3a 50%\uff0c\u503a\u5238\u4e3a\u66f4\u9ad8\uff09\uff0c\u5e76\u6839\u636e MiFID II\uff08\u300a\u91d1\u878d\u5de5\u5177\u5e02\u573a\u6307\u4ee4 II\u300b\uff09\u7684\u8981\u6c42\u6267\u884c\u9002\u5f53\u6027\u68c0\u67e5\u3002.<\/li><li>\u8de8\u5883\u79c1\u4eba\u94f6\u884c\u4e1a\u52a1\uff1a\u4e00\u5bb6\u4f4d\u4e8e\u963f\u8054\u914b\u7684\u5bb6\u65cf\u529e\u516c\u5ba4\u4e3a\u4e00\u4f4d\u6b27\u6d32\u5ba2\u6237\u63d0\u4f9b 100 \u4e07\u745e\u58eb\u6cd5\u90ce\u7684\u4fe1\u8d37\u989d\u5ea6\u3002LOS \u5728\u53cd\u6d17\u94b1\u7b5b\u67e5\u3001FINMA\uff08\u745e\u58eb\u91d1\u878d\u5e02\u573a\u76d1\u7ba1\u5c40\uff09\u9002\u5f53\u6027\u8bc4\u4f30\u548c\u745e\u58eb\u57fa\u7840\u8bbe\u65bd\u4e2d\u7684\u5b89\u5168\u6570\u636e\u5b58\u50a8\u7684\u540c\u65f6\uff0c\u8fd8\u6267\u884c\u5206\u5c42 KYC\u3001\u62a4\u7167 OCR\u3001\u8d22\u5bcc\u6765\u6e90\u6587\u4ef6\u3002.<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">InvestGlass \u901a\u8fc7\u53ef\u914d\u7f6e\u7684\u5ba1\u6279\u94fe\u3001\u98ce\u9669\u8bc4\u5206\u53c2\u6570\u4ee5\u53ca\u4e3a\u7279\u5b9a\u4ea7\u54c1\u548c\u53f8\u6cd5\u7ba1\u8f96\u533a\u91cf\u8eab\u5b9a\u5236\u7684\u6587\u4ef6\u5305\uff0c\u4f7f\u5de5\u4f5c\u6d41\u7a0b\u9002\u5e94\u6bcf\u79cd\u4f7f\u7528\u60c5\u51b5\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><em>\u5728\u660e\u786e\u4e86\u8c01\u5728\u4f7f\u7528 LOS \u4ee5\u53ca\u4f7f\u7528\u7684\u76ee\u7684\u4e4b\u540e\uff0c\u8ba9\u6211\u4eec\u6765\u770b\u770b\u8fd9\u4e9b\u7cfb\u7edf\u80fd\u4e3a\u8d37\u6b3e\u4eba\u5e26\u6765\u54ea\u4e9b\u5b9e\u5b9e\u5728\u5728\u7684\u597d\u5904\u3002.<\/em><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u8d37\u6b3e\u53d1\u653e\u7cfb\u7edf\u5982\u4f55\u5e2e\u52a9\u8d37\u6b3e\u4eba<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u5b9e\u65bd\u826f\u597d\u7684 LOS \u53ef\u540c\u65f6\u63d0\u9ad8\u51b3\u7b56\u901f\u5ea6\u3001\u98ce\u9669\u7ba1\u7406\u3001\u76d1\u7ba1\u5408\u89c4\u6027\u548c\u501f\u6b3e\u4eba\u4f53\u9a8c\u3002\u968f\u7740\u65f6\u95f4\u7684\u63a8\u79fb\uff0c\u8fd9\u4e9b\u4f18\u52bf\u4f1a\u968f\u7740\u673a\u6784\u5b8c\u5584\u6d41\u7a0b\u548c\u6269\u5927\u81ea\u52a8\u5316\u8986\u76d6\u8303\u56f4\u800c\u4e0d\u65ad\u589e\u52a0\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5230 2026 \u5e74\uff0c\u8bb8\u591a\u673a\u6784\u7684\u76ee\u6807\u662f\u5c06\u81f3\u5c11 80% \u7684\u8d37\u6b3e\u5de5\u4f5c\u6d41\u7a0b\u6570\u5b57\u5316\uff0c\u4ee5\u964d\u4f4e\u6210\u672c\u5e76\u6ee1\u8db3\u4e0d\u65ad\u53d8\u5316\u7684\u5ba2\u6237\u671f\u671b\u3002\u8fd9\u4e00\u76ee\u6807\u65e2\u53cd\u6620\u4e86\u7ade\u4e89\u538b\u529b\uff0c\u4e5f\u53cd\u6620\u4e86\u8fd0\u8425\u9700\u8981\uff0c\u56e0\u4e3a\u8d37\u6b3e\u91cf\u589e\u957f\u7684\u540c\u65f6\uff0c\u4eba\u5458\u5374\u6ca1\u6709\u76f8\u5e94\u589e\u52a0\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">LOS \u5c06\u57fa\u4e8e\u7535\u5b50\u90ae\u4ef6\u548c\u7535\u5b50\u8868\u683c\u7684\u96f6\u6563\u8d37\u6b3e\u4e1a\u52a1\u8f6c\u53d8\u4e3a\u5355\u4e00\u7684\u53d7\u63a7\u73af\u5883\u3002\u6bcf\u4e2a\u7533\u8bf7\u3001\u6587\u4ef6\u3001\u51b3\u7b56\u548c\u901a\u4fe1\u90fd\u5728\u4e00\u4e2a\u53ef\u641c\u7d22\u7684\u7cfb\u7edf\u4e2d\uff0c\u6240\u6709\u6743\u548c\u72b6\u6001\u4e00\u76ee\u4e86\u7136\uff0c\u800c\u4e0d\u518d\u662f\u5206\u6563\u5728\u6536\u4ef6\u7bb1\u548c\u4e2a\u4eba\u6587\u4ef6\u4e2d\u7684\u4fe1\u606f\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u53ef\u8861\u91cf\u7684\u6548\u76ca\u5305\u62ec<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u66f4\u77ed\u7684\u901a\u8fc7\u65f6\u95f4\uff08\u6807\u51c6\u6848\u4f8b\u53ef\u4ece\u6570\u5929\u7f29\u77ed\u81f3\u6570\u5c0f\u65f6\u6216\u6570\u5206\u949f\uff09<\/li><li>40% \u6587\u4ef6\u9519\u8bef\u51cf\u5c11<\/li><li>20-30% \u901a\u8fc7\u63d0\u9ad8\u501f\u6b3e\u4eba\u6ee1\u610f\u5ea6\u6765\u63d0\u9ad8\u8f6c\u6362\u7387<\/li><li>\u4e3a\u5185\u90e8\u5ba1\u67e5\u548c\u76d1\u7ba1\u68c0\u67e5\u505a\u597d\u5353\u8d8a\u7684\u5ba1\u8ba1\u51c6\u5907<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><em>\u8981\u4e86\u89e3\u8fd9\u4e9b\u4f18\u52bf\u662f\u5982\u4f55\u5b9e\u73b0\u7684\uff0c\u8ba9\u6211\u4eec\u6765\u770b\u770b LOS \u6539\u5584\u8d37\u6b3e\u4e1a\u52a1\u7684\u5177\u4f53\u65b9\u6cd5\u3002.<\/em><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u66f4\u5feb\u505a\u51fa\u4fe1\u8d37\u51b3\u7b56<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u51b3\u7b56\u901f\u5ea6\u5df2\u6210\u4e3a\u7ade\u4e89\u7684\u4e3b\u6218\u573a\u3002\u501f\u6b3e\u4eba\u4e0e\u8d37\u6b3e\u4eba\u7684\u6bd4\u8f83\u8d8a\u6765\u8d8a\u503e\u5411\u4e8e\u90a3\u4e9b\u54cd\u5e94\u901f\u5ea6\u66f4\u5feb\u7684\u673a\u6784\uff0c\u4ece\u800c\u4f7f \"\u6309\u65f6\u5b8c\u6210 \"\u6210\u4e3a\u63a8\u52a8\u8d37\u6b3e\u589e\u957f\u7684\u5173\u952e\u56e0\u7d20\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">LOS \u5982\u4f55\u52a0\u901f\u51b3\u7b56\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u7efc\u5408\u4fe1\u7528\u8bc4\u5206\u53ef\u540c\u65f6\u8bbf\u95ee 100 \u591a\u4e2a\u6570\u636e\u70b9\uff0c\u5c06\u4f20\u7edf\u7684\u8c03\u67e5\u5c40\u6570\u636e\u4e0e\u5f00\u653e\u5f0f\u94f6\u884c\u4ea4\u6613\u5386\u53f2\u8bb0\u5f55\u3001\u5c31\u4e1a\u9a8c\u8bc1\u670d\u52a1\u548c\u6b3a\u8bc8\u68c0\u6d4b\u4fe1\u53f7\u7b49\u66ff\u4ee3\u6570\u636e\u6e90\u76f8\u7ed3\u5408\u3002.<\/li><li>\u57fa\u4e8e\u89c4\u5219\u7684\u51b3\u7b56\u5f15\u64ce\u53ef\u81ea\u52a8\u6279\u51c6\u7b26\u5408\u89c4\u5b9a\u6807\u51c6\u7684\u4f4e\u98ce\u9669\u8d37\u6b3e\uff08\u4f8b\u5982\uff0c\u5982\u679c\u503a\u52a1\u6536\u5165\u6bd4\u4f4e\u4e8e 35%\uff0c\u4e14\u4fe1\u7528\u8bc4\u5206\u8d85\u8fc7 700 \u5206\uff0c\u5219\u81ea\u52a8\u6279\u51c6\u9ad8\u8fbe $100,000 \u7684\u8d37\u6b3e\uff09\u3002.<\/li><li>\u590d\u6742\u7684\u6848\u4ef6\u53ef\u7531\u9ad8\u7ea7\u4fe1\u8d37\u5b98\u5458\u5168\u9762\u4e86\u89e3\u60c5\u51b5\uff0c\u4ece\u800c\u505a\u51fa\u660e\u667a\u7684\u51b3\u5b9a\uff0c\u800c\u65e0\u9700\u4ece\u5934\u5f00\u59cb\u3002.<\/li><li>\u6839\u636e\u5ba2\u6237\u5173\u7cfb\u7ba1\u7406\u6570\u636e\u9884\u586b\u5e94\u7528\u7a0b\u5e8f\uff0c\u7701\u53bb\u4e86 60% \u7684\u624b\u52a8\u8f93\u5165\u3002.<\/li><li>\u5c40\u65b9\u5373\u65f6\u68c0\u67e5\u51e0\u79d2\u949f\u5185\u5373\u53ef\u8fd4\u56de\u3002.<\/li><li>\u901a\u8fc7 Plaid \u7b49\u670d\u52a1\u8fdb\u884c\u6536\u5165\u6838\u5b9e\uff0c\u53ef\u7acb\u5373\u786e\u8ba4\u5c31\u4e1a\u60c5\u51b5\u3002.<\/li><li>\u81ea\u52a8\u8d1f\u62c5\u80fd\u529b\u8ba1\u7b97\u91c7\u7528\u4e00\u81f4\u7684\u65b9\u6cd5\u3002.<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u6bd4\u8f83\uff1a<br \/>\u4f20\u7edf\u65b9\u6cd5\u9700\u8981 3-5 \u5929\u624d\u80fd\u5904\u7406\u7b80\u5355\u7684\u7533\u8bf7\u3002\u73b0\u4ee3 LOS \u652f\u6301\u7684\u5904\u7406\u65b9\u5f0f\u53ef\u5728 85% \u4e2a\u6848\u4ef6\u4e2d\u5b9e\u73b0\u5f53\u5929\u505a\u51fa\u51b3\u5b9a\uff0c\u8bb8\u591a\u6848\u4ef6\u53ef\u5728\u4e00\u5c0f\u65f6\u5185\u5b8c\u6210\u3002\u4e0e\u901f\u5ea6\u8f83\u6162\u7684\u7ade\u4e89\u5bf9\u624b\u76f8\u6bd4\uff0c\u5229\u7528\u8fd9\u4e00\u901f\u5ea6\u4f18\u52bf\u7684\u65b0\u578b\u94f6\u884c\u83b7\u5f97\u4e86 15% \u7684\u5e02\u573a\u4efd\u989d\u3002.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u6539\u5584\u76d1\u7ba1\u5408\u89c4\u6027\u548c\u98ce\u9669\u7ba1\u7406<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u76d1\u7ba1\u5408\u89c4\u5e76\u975e\u53ef\u6709\u53ef\u65e0\uff0c\u800c\u662f\u81f3\u5173\u91cd\u8981\u3002LOS \u5e73\u53f0\u53ef\u5e2e\u52a9\u673a\u6784\u6ee1\u8db3\u5df4\u585e\u5c14\u534f\u8bae III\/IV\uff08\u5173\u4e8e\u8d44\u672c\u5145\u8db3\u7387\u7684\u56fd\u9645\u94f6\u884c\u4e1a\u6cd5\u89c4\uff09\u3001\u6b27\u76df\u6d88\u8d39\u8005\u4fe1\u8d37\u6307\u4ee4\u4ee5\u53ca\u745e\u58eb\u91d1\u878d\u4e1a\u76d1\u7ba1\u5c40\uff08FINMA\uff09\u901a\u544a\u7b49\u5730\u65b9\u6cd5\u89c4\u7684\u8981\u6c42\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">LOS \u5982\u4f55\u652f\u6301\u5408\u89c4\u6027\u548c\u98ce\u9669\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u5d4c\u5165\u5f0f KYC\u3001\u53cd\u6d17\u94b1\u7b5b\u67e5\u548c PEP\/\u5236\u88c1\u68c0\u67e5\u5728\u6bcf\u4e2a\u5e94\u7528\u7a0b\u5e8f\u4e0a\u4e00\u81f4\u6267\u884c\u3002.<\/li><li>\u52a8\u6001\u6838\u5bf9\u8868\u53ef\u5728\u83b7\u53d6\u6240\u9700\u6570\u636e\u548c\u6587\u4ef6\u4e4b\u524d\u963b\u6b62\u8d37\u6b3e\u7684\u8fdb\u5c55\u3002.<\/li><li>\u5ba1\u8ba1\u8ddf\u8e2a\u53ef\u8bb0\u5f55\u6bcf\u9879\u64cd\u4f5c\uff1a\u6bcf\u9879\u51b3\u5b9a\u3001\u8986\u76d6\u3001\u6587\u4ef6\u4e0a\u4f20\u548c\u72b6\u6001\u66f4\u6539\u90fd\u6709\u65f6\u95f4\u6233\uff0c\u5e76\u5f52\u5c5e\u4e8e\u7279\u5b9a\u7528\u6237\u3002.<\/li><li>\u59cb\u7ec8\u5982\u4e00\u5730\u6267\u884c\u4fe1\u8d37\u653f\u7b56\u53ef\u964d\u4f4e\u6295\u8d44\u7ec4\u5408\u98ce\u9669\u3002.<\/li><li>\u5b9e\u65f6\u76d1\u63a7\u53ef\u53ca\u65e9\u53d1\u73b0\u76f8\u5173\u6a21\u5f0f\u3002.<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">InvestGlass \u7684\u745e\u58eb\u6258\u7ba1\u548c\u5185\u90e8\u90e8\u7f72\u9009\u9879\u652f\u6301\u8981\u6c42\u4e25\u683c\u6570\u636e\u9a7b\u7559\u7684\u53f8\u6cd5\u7ba1\u8f96\u533a\u3002\u5bf9\u4e8e\u6309\u7167\u94f6\u884c\u4fdd\u5bc6\u8981\u6c42\u8fd0\u8425\u7684\u745e\u58eb\u548c\u6b27\u76df\u94f6\u884c\u800c\u8a00\uff0c\u4e86\u89e3\u5ba2\u6237\u6570\u636e\u4ece\u672a\u79bb\u5f00\u7ecf\u6279\u51c6\u7684\u57fa\u7840\u8bbe\u65bd\u63d0\u4f9b\u4e86\u91cd\u8981\u4fdd\u8bc1\u3002.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u589e\u5f3a\u501f\u6b3e\u4eba\u548c\u987e\u95ee\u7684\u4f53\u9a8c<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u5bf9\u4e8e\u501f\u6b3e\u4eba<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u901a\u8fc7\u6570\u5b57\u95e8\u6237\u3001\u624b\u673a\u53cb\u597d\u5e94\u7528\u7a0b\u5e8f\u548c\u7535\u5b50\u7b7e\u540d\u529f\u80fd\uff0c\u501f\u6b3e\u4eba\u65e0\u9700\u524d\u5f80\u5206\u884c\u6216\u62e8\u6253\u7535\u8bdd\uff0c\u5373\u53ef\u5168\u5929\u5019\u7533\u8bf7\u548c\u8ddf\u8e2a\u72b6\u6001\u3002.<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u987e\u95ee\u65b9\u9762<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u5ba2\u6237\u5173\u7cfb\u7ecf\u7406\u53ef\u4ee5\u5728\u5ba2\u6237\u5173\u7cfb\u7ba1\u7406\u7cfb\u7edf\u4e2d\u5bf9\u6bcf\u4e2a\u5ba2\u6237\u8fdb\u884c 360 \u5ea6\u5168\u65b9\u4f4d\u4e86\u89e3\u3002.<\/li><li>\u987e\u95ee\u53ef\u5728\u4e00\u4e2a\u754c\u9762\u4e0a\u67e5\u770b\u8d37\u6b3e\u7533\u8bf7\u3001\u6587\u4ef6\u3001\u6295\u8d44\u7ec4\u5408\u72b6\u51b5\u548c\u4e92\u52a8\u5386\u53f2\u3002.<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u5176\u4ed6\u597d\u5904<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u901a\u8fc7\u7535\u5b50\u90ae\u4ef6\u3001\u77ed\u4fe1\u6216\u5b89\u5168\u95e8\u6237\u901a\u77e5\u5b9e\u65f6\u66f4\u65b0\u72b6\u6001\uff0c\u8ba9\u501f\u6b3e\u4eba\u5728\u6574\u4e2a\u8d37\u6b3e\u5468\u671f\u5185\u968f\u65f6\u4e86\u89e3\u60c5\u51b5\u3002.<\/li><li>InvestGlass \u5c06 LOS\u3001CRM \u548c <a class=\"wpil_keyword_link\" href=\"https:\/\/www.investglass.com\/zh\/%e8%90%a5%e9%94%80%e5%b7%a5%e5%85%b7\/\" target=\"_blank\"  rel=\"noopener\" title=\"\u5e02\u573a\u8425\u9500\" data-wpil-keyword-link=\"linked\"  data-wpil-monitor-id=\"6037\">\u5e02\u573a\u8425\u9500<\/a> \u81ea\u52a8\u5316\uff0c\u4f7f\u987e\u95ee\u53ef\u4ee5\u6839\u636e\u5ba2\u6237\u8d44\u6599\u548c\u6295\u8d44\u7ec4\u5408\u91cf\u8eab\u5b9a\u5236\u670d\u52a1\u3002.<\/li><\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">\u63d0\u9ad8\u8fd0\u884c\u6548\u7387\u548c\u53ef\u6269\u5c55\u6027<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">LOS \u5982\u4f55\u63d0\u9ad8\u6548\u7387\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u81ea\u52a8\u5316\u6d88\u9664\u4e86\u4eba\u5de5\u6570\u636e\u8f93\u5165\u3001\u91cd\u590d\u68c0\u67e5\u548c\u7eb8\u5f20\u5904\u7406\u3002.<\/li><li>\u96c6\u4e2d\u6587\u4ef6\u6a21\u677f\u548c\u52a8\u6001\u8868\u683c\u53ef\u786e\u4fdd\u4e00\u81f4\u6027\uff0c\u540c\u65f6\u51cf\u5c11\u9519\u8bef\u3002.<\/li><li>\u6807\u51c6\u5316\u7684\u8d37\u6b3e\u5de5\u4f5c\u6d41\u7a0b\u7f29\u77ed\u4e86\u5165\u804c\u65f6\u95f4\uff0c\u51cf\u8f7b\u4e86\u65b0\u5458\u5de5\u7684\u57f9\u8bad\u8d1f\u62c5\u3002.<\/li><li>\u53ef\u6269\u5c55\u6027\uff1a\u6b63\u786e\u5b9e\u65bd\u7684\u672c\u5730\u529e\u516c\u7cfb\u7edf\u53ef\u5904\u7406 5 \u500d\u7684\u5de5\u4f5c\u91cf\u589e\u957f\uff0c\u800c\u65e0\u9700\u76f8\u5e94\u589e\u52a0\u4eba\u624b\u3002.<\/li><li>\u901a\u8fc7\u6570\u636e\u91cd\u7528\u548c\u6d88\u9664\u5197\u4f59\u5de5\u4f5c\uff0c\u6bcf\u7b14\u8d37\u6b3e\u7684\u5904\u7406\u6210\u672c\u4ece $500 \u964d\u81f3 $150 \u6216\u66f4\u4f4e\u3002.<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">InvestGlass \u5de5\u4f5c\u6d41\u7a0b\u65e0\u9700\u5927\u91cf\u7f16\u7801\u5373\u53ef\u8c03\u6574\uff0c\u4f7f\u8fd0\u8425\u56e2\u961f\u80fd\u591f\u4e0d\u65ad\u6539\u8fdb\u6d41\u7a0b\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><em>\u5728\u4e86\u89e3\u4e86\u8fd9\u4e9b\u4f18\u52bf\u4e4b\u540e\uff0c\u8ba9\u6211\u4eec\u6765\u8c08\u8c08\u5728\u8bc4\u4f30\u8d37\u6b3e\u53d1\u653e\u7cfb\u7edf\u65f6\u5e94\u8be5\u6ce8\u610f\u7684\u7279\u70b9\u548c\u529f\u80fd\u3002.<\/em><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u8d37\u6b3e\u53d1\u653e\u7cfb\u7edf\u5e94\u5177\u5907\u7684\u4e3b\u8981\u529f\u80fd<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u5e76\u975e\u6240\u6709\u7684 LOS \u5e73\u53f0\u90fd\u662f\u4e00\u6837\u7684\uff0c\u5bf9\u4e00\u5bb6\u673a\u6784\u6765\u8bf4\u91cd\u8981\u7684\u529f\u80fd\u5bf9\u53e6\u4e00\u5bb6\u673a\u6784\u6765\u8bf4\u53ef\u80fd\u65e0\u5173\u7d27\u8981\u3002\u8bc4\u4f30\u91cd\u70b9\u5e94\u653e\u5728\u4e0e\u60a8\u7684\u7279\u5b9a\u8d37\u6b3e\u6a21\u5f0f\u3001\u5ba2\u6237\u7fa4\u548c\u76d1\u7ba1\u73af\u5883\u76f8\u5339\u914d\u7684\u529f\u80fd\u4e0a\u3002.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u4e00\u822c\u529f\u80fd<\/h3>\n\n\n\n<h4 class=\"wp-block-heading\">\u5168\u6e20\u9053\u5e94\u7528\u7a0b\u5e8f\u6355\u83b7<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u4f7f\u501f\u6b3e\u4eba\u80fd\u591f\u901a\u8fc7\u5206\u884c\u3001\u7f51\u7edc\u3001\u624b\u673a\u6216\u987e\u95ee\u534f\u52a9\u6e20\u9053\u8fdb\u884c\u7533\u8bf7\uff0c\u5e76\u5728\u6bcf\u4e2a\u6e20\u9053\u83b7\u5f97\u4e00\u81f4\u7684\u4f53\u9a8c\u3002.<\/li><li>\u5728\u4e00\u4e2a\u6e20\u9053\u542f\u52a8\u7684\u5e94\u7528\u5e94\u5728\u53e6\u4e00\u4e2a\u6e20\u9053\u65e0\u7f1d\u7ee7\u7eed\u3002.<\/li><\/ul>\n\n\n\n<h4 class=\"wp-block-heading\">\u96c6\u6210\u80fd\u529b<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u51b3\u5b9a\u4f60\u7684 LOS \u662f\u4f5c\u4e3a\u4e2d\u5fc3\u67a2\u7ebd\u8fd0\u884c\uff0c\u8fd8\u662f\u6210\u4e3a\u53e6\u4e00\u4e2a\u7b52\u4ed3\u3002.<\/li><li>\u4e0e\u6838\u5fc3\u94f6\u884c\u4e1a\u52a1\u3001\u5ba2\u6237\u5173\u7cfb\u7ba1\u7406\u3001\u6295\u8d44\u7ec4\u5408\u7ba1\u7406\u3001\u4f1a\u8ba1\u548c\u98ce\u9669\u5f15\u64ce\u7684\u96c6\u6210\u81f3\u5173\u91cd\u8981\u3002.<\/li><li>\u5e38\u89c1\u7684\u96c6\u6210\u65b9\u6cd5\u5305\u62ec REST API\u3001\u7f51\u7edc\u94a9\u5b50\u548c\u57fa\u4e8e\u6587\u4ef6\u7684\u5b89\u5168\u4ea4\u6362\u3002.<\/li><\/ul>\n\n\n\n<h4 class=\"wp-block-heading\">\u7528\u6237\u4f53\u9a8c<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u76f4\u89c2\u7684\u754c\u9762\u51cf\u5c11\u4e86 50% \u7684\u57f9\u8bad\u65f6\u95f4\uff0c\u63d0\u9ad8\u4e86\u5229\u7528\u7387\u3002.<\/li><li>\u57fa\u4e8e\u89d2\u8272\u7684\u4eea\u8868\u677f\u548c\u6e05\u6670\u7684\u4efb\u52a1\u6e05\u5355\u53ef\u8ba9\u4e00\u7ebf\u5458\u5de5\u4e13\u6ce8\u4e8e\u9700\u8981\u5173\u6ce8\u7684\u4e8b\u9879\u3002.<\/li><\/ul>\n\n\n\n<h4 class=\"wp-block-heading\">\u53ef\u914d\u7f6e\u6027<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u4e1a\u52a1\u7528\u6237\u80fd\u5426\u5728\u6ca1\u6709\u5f00\u53d1\u4eba\u5458\u53c2\u4e0e\u7684\u60c5\u51b5\u4e0b\u4fee\u6539\u5de5\u4f5c\u6d41\u7a0b\u3001\u89c4\u5219\u548c\u6587\u6863\uff1f<\/li><li>\u53ef\u914d\u7f6e\u7684 SaaS \u89e3\u51b3\u65b9\u6848\u6bd4\u5927\u91cf\u5b9a\u5236\u7684\u4f20\u7edf\u5e73\u53f0\u66f4\u5bb9\u6613\u53d1\u5c55\u3002.<\/li><\/ul>\n\n\n\n<h4 class=\"wp-block-heading\">\u4e1a\u52a1\u5951\u5408\u5ea6<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u5e73\u53f0\u662f\u5426\u652f\u6301\u60a8\u7684\u7279\u5b9a\u8d37\u6b3e\u7c7b\u578b\u3001\u6570\u91cf\u548c\u76d1\u7ba1\u73af\u5883\uff1f<\/li><li>\u4e3a\u5927\u989d\u6d88\u8d39\u8d37\u6b3e\u8bbe\u8ba1\u7684\u7cfb\u7edf\u53ef\u80fd\u4e0d\u9002\u5408\u79c1\u4eba\u94f6\u884c\u4e1a\u52a1\uff0c\u53cd\u4e4b\u4ea6\u7136\u3002.<\/li><\/ul>\n\n\n\n<h4 class=\"wp-block-heading\">\u90e8\u7f72\u6a21\u5f0f<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u9009\u9879\u5305\u62ec\u4e91\uff08\u66f4\u65b0\u66f4\u5feb\u3001IT \u8d1f\u62c5\u66f4\u8f7b\uff09\u3001\u5185\u90e8\u90e8\u7f72\uff08\u6700\u5927\u7a0b\u5ea6\u7684\u63a7\u5236\uff09\u6216\u6df7\u5408\u65b9\u6cd5\u3002.<\/li><\/ul>\n\n\n\n<h4 class=\"wp-block-heading\">\u4f9b\u5e94\u5546\u652f\u6301<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u8bf7\u5173\u6ce8 99.5%+ \u6b63\u5e38\u8fd0\u884c\u65f6\u95f4\u4fdd\u8bc1\u548c\u54cd\u5e94\u8fc5\u901f\u7684\u652f\u6301\u6e20\u9053\u3002.<\/li><\/ul>\n\n\n\n<h4 class=\"wp-block-heading\">\u603b\u62e5\u6709\u6210\u672c<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u8003\u8651 3-5 \u5e74\u7684\u5b9e\u65bd\u6210\u672c\u3001\u6301\u7eed\u8bb8\u53ef\u3001\u96c6\u6210\u8d39\u7528\u548c\u5185\u90e8\u8d44\u6e90\u9700\u6c42\u3002.<\/li><\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">\u6838\u5fc3\u529f\u80fd\u80fd\u529b<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u4ea7\u54c1\u548c\u5b9a\u4ef7\u914d\u7f6e\uff1a\u5141\u8bb8\u4f01\u4e1a\u7528\u6237\u5b9a\u4e49\u8d37\u6b3e\u4ea7\u54c1\u3001\u8d44\u683c\u6807\u51c6\u548c\u98ce\u9669\u8c03\u6574\u5b9a\u4ef7\u3002.<\/li><li>\u4fe1\u7528\u8bc4\u5206\u3001\u627f\u4fdd\u548c\u51b3\u7b56\uff1a\u5c06\u7edf\u8ba1\u6a21\u578b\u4e0e\u53ef\u914d\u7f6e\u89c4\u5219\u76f8\u7ed3\u5408\uff0c\u7528\u4e8e\u81ea\u52a8\u548c\u4eba\u5de5\u5ba1\u6838\u3002.<\/li><li>\u81ea\u52a8\u751f\u6210\u6587\u4ef6\uff1a\u6839\u636e\u6a21\u677f\u751f\u6210\u7b26\u5408\u8981\u6c42\u7684\u8d37\u6b3e\u534f\u8bae\u3001\u4fe1\u606f\u62ab\u9732\u548c\u652f\u6301\u6587\u4ef6\u3002.<\/li><li>\u62b5\u62bc\u548c\u62c5\u4fdd\u7ba1\u7406\uff1a\u8ddf\u8e2a\u62c5\u4fdd\u6743\u76ca\u3001\u4f30\u503c\u548c\u8986\u76d6\u7387\u3002.<\/li><li>\u7535\u5b50\u7b7e\u540d\u96c6\u6210\uff1a\u4e0e DocuSign \u7b49\u63d0\u4f9b\u5546\u5408\u4f5c\uff0c\u5b9e\u73b0\u5177\u6709\u6cd5\u5f8b\u7ea6\u675f\u529b\u7684\u6570\u5b57\u6267\u884c\u3002.<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">InvestGlass \u53ef\u4ee5\u914d\u7f6e\u590d\u6742\u7684\u4ea7\u54c1\uff0c\u5305\u62ec\u6839\u636e\u6295\u8d44\u7ec4\u5408\u6784\u6210\u52a8\u6001\u8c03\u6574\u4fe1\u7528\u7b49\u7ea7\u7684 Lombard \u8d37\u6b3e\u3001\u591a\u6863\u62b5\u62bc\u8d37\u6b3e\u548c\u5177\u6709\u5404\u79cd\u62b5\u62bc\u7ed3\u6784\u7684\u4e2d\u5c0f\u4f01\u4e1a\u4fe1\u8d37\u989d\u5ea6\u3002.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u96c6\u6210\u4e0e\u6570\u636e\u7ba1\u7406<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u53cc\u5411\u6570\u636e\u6d41\uff1a\u9632\u6b62\u91cd\u590d\u8f93\u5165\uff0c\u786e\u4fdd\u5404\u7cfb\u7edf\u7684\u4e00\u81f4\u6027\u3002.<\/li><li>\u5355\u4e00\u5ba2\u6237\u8bb0\u5f55\uff1a\u8de8 LOS \u548c CRM \u53ef\u9632\u6b62\u4e0d\u4e00\u81f4\u548c\u91cd\u590d\u7684 KYC\u3002.<\/li><li>\u5e94\u7528\u7a0b\u5e8f\u63a5\u53e3\uff1a\u8fde\u63a5\u73b0\u6709\u7684\u6838\u5fc3\u94f6\u884c\u7cfb\u7edf\u548c\u6570\u636e\u4ed3\u5e93\u3002.<\/li><\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">\u5b89\u5168\u3001\u6570\u636e\u4e3b\u6743\u548c\u5408\u89c4\u6027<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u52a0\u5bc6\uff1a\u4f20\u8f93\u548c\u9759\u6001\uff08AES-256 \u6807\u51c6\uff09\u3002.<\/li><li>\u57fa\u4e8e\u89d2\u8272\u7684\u8bbf\u95ee\u63a7\u5236\uff1a\u786e\u4fdd\u5458\u5de5\u53ea\u67e5\u770b\u5176\u804c\u8d23\u8981\u6c42\u7684\u5185\u5bb9\u3002.<\/li><li>\u5355\u70b9\u767b\u5f55\u548c\u591a\u56e0\u7d20\u8eab\u4efd\u9a8c\u8bc1\uff1a\u5b9e\u73b0\u4e00\u81f4\u7684\u8eab\u4efd\u7ba1\u7406\u548c\u654f\u611f\u64cd\u4f5c\u3002.<\/li><li>\u6743\u9650\u6a21\u5f0f\uff1a\u5bf9\u4e8e\u5de5\u4f5c\u6d41\u7a0b\u64cd\u4f5c\u3002.<\/li><li>\u8ba4\u8bc1\uff1aISO 27001\u3001SOC 2\u3001GDPR \u548c\u745e\u58eb FADP \u5408\u89c4\u6027\u3002.<\/li><li>\u6570\u636e\u4fdd\u7559\u653f\u7b56\uff1a\u6ee1\u8db3\u6cd5\u5f8b\u8981\u6c42\uff0c\u8d37\u6b3e\u6863\u6848\u4e00\u822c\u4fdd\u5b58 10-15 \u5e74\uff0c\u5e76\u8fdb\u884c\u5b89\u5168\u5b58\u6863\u548c\u63a7\u5236\u9500\u6bc1\u3002.<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u8868\u683c\u4e91\u4e0e\u5185\u90e8\u90e8\u7f72\u4e0e\u6df7\u5408\u90e8\u7f72<\/p>\n\n\n\n<figure class=\"wp-block-table\">\n<table class=\"has-fixed-layout\">\n<tbody><tr><th colspan=\"1\" rowspan=\"1\"><p>\u7279\u70b9<\/p><\/th><th colspan=\"1\" rowspan=\"1\"><p>\u4e91\u539f\u751f<\/p><\/th><th colspan=\"1\" rowspan=\"1\"><p>\u4f01\u4e1a\u5185\u90e8<\/p><\/th><th colspan=\"1\" rowspan=\"1\"><p>\u6df7\u5408\u52a8\u529b<\/p><\/th><\/tr><tr><td colspan=\"1\" rowspan=\"1\"><p>\u66f4\u65b0<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><p>\u5feb\u901f\uff08\u5b63\u520a\uff09<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><p>\u624b\u52a8\uff0c\u901f\u5ea6\u8f83\u6162<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><p>\u56e0\u7ec4\u4ef6\u800c\u5f02<\/p><\/td><\/tr><tr><td colspan=\"1\" rowspan=\"1\"><p>\u4fe1\u606f\u6280\u672f\u8d1f\u62c5<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><p>\u4f4e<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><p>\u9ad8<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><p>\u4e2d\u5ea6<\/p><\/td><\/tr><tr><td colspan=\"1\" rowspan=\"1\"><p>\u6570\u636e\u63a7\u5236<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><p>\u4e2d\u5ea6<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><p>\u6700\u5927<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><p>\u654f\u611f\u6570\u636e\u9ad8<\/p><\/td><\/tr><tr><td colspan=\"1\" rowspan=\"1\"><p>\u53ef\u6269\u5c55\u6027<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><p>\u5f39\u6027<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><p>\u53d7\u786c\u4ef6\u9650\u5236<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><p>\u7075\u6d3b<\/p><\/td><\/tr><tr><td colspan=\"1\" rowspan=\"1\"><p>\u7b26\u5408\u76d1\u7ba1\u8981\u6c42<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><p>\u826f\u597d\uff08\u5927\u591a\u6570\u60c5\u51b5\uff09<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><p>\u67d0\u4e9b\u60c5\u51b5\u4e0b\u9700\u8981<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><p>\u5e73\u8861\u7075\u6d3b\u6027\/\u63a7\u5236\u6027<\/p><\/td><\/tr><tr><td colspan=\"1\" rowspan=\"1\"><p>\u96c6\u6210\u590d\u6742\u6027<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><p>\u4f4e<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><p>\u4e2d\u5ea6<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><p>\u9ad8<\/p><\/td><\/tr><tr><td colspan=\"1\" rowspan=\"1\"><p>\u8d39\u7528<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><p>\u964d\u4f4e\u8d44\u672c\u652f\u51fa<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><p>\u66f4\u9ad8\u7684\u8d44\u672c\u652f\u51fa<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><p>\u6df7\u5408\u578b<\/p><\/td><\/tr><\/tbody>\n<\/table>\n<\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><em>\u5728\u6e05\u695a\u4e86\u89e3\u9700\u8981\u5bfb\u627e\u7684\u529f\u80fd\u4e4b\u540e\uff0c\u8ba9\u6211\u4eec\u6765\u8ba8\u8bba\u4e00\u4e0b\u5982\u4f55\u5b9e\u65bd\u8d37\u6b3e\u53d1\u653e\u7cfb\u7edf\u5e76\u786e\u4fdd\u6210\u529f\u91c7\u7528\u3002.<\/em><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u5b9e\u65bd\u8d37\u6b3e\u53d1\u653e\u7cfb\u7edf<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u6210\u529f\u5b9e\u65bd LOS \u4e0e\u9009\u62e9\u6280\u672f\u4e00\u6837\uff0c\u90fd\u6d89\u53ca\u6d41\u7a0b\u91cd\u65b0\u8bbe\u8ba1\u548c\u53d8\u9769\u7ba1\u7406\u3002\u628a\u5b9e\u65bd\u5de5\u4f5c\u5f53\u4f5c\u7eaf\u7cb9\u7684\u4fe1\u606f\u6280\u672f\u9879\u76ee\u6765\u5bf9\u5f85\u7684\u673a\u6784\u5f80\u5f80\u65e0\u6cd5\u5b9e\u73b0\u9884\u671f\u6548\u76ca\u3002.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u5206\u9636\u6bb5\u5b9e\u65bd\u65b9\u6cd5<\/h3>\n\n\n\n<ol class=\"wp-block-list\">\n\n<li>\u8bc4\u4f30\uff1a\u4e86\u89e3\u73b0\u72b6\uff0c\u7ed8\u5236\u501f\u9605\u65c5\u7a0b\u56fe\u3002.<\/li>\n\n\n<li>\u8bbe\u8ba1\uff1a\u786e\u5b9a\u76ee\u6807\u5de5\u4f5c\u6d41\u7a0b\u5e76\u627e\u51fa\u74f6\u9888\u3002.<\/li>\n\n\n<li>\u914d\u7f6e\uff1a\u6839\u636e\u9700\u6c42\u8bbe\u7f6e\u5e73\u53f0\u3002.<\/li>\n\n\n<li>\u96c6\u6210\uff1a\u8fde\u63a5\u5176\u4ed6\u7cfb\u7edf\uff08\u6838\u5fc3\u94f6\u884c\u3001\u5ba2\u6237\u5173\u7cfb\u7ba1\u7406\u7b49\uff09\u3002.<\/li>\n\n\n<li>\u6d4b\u8bd5\uff1a\u4f7f\u7528\u771f\u5b9e\u573a\u666f\u548c\u6837\u672c\u6570\u636e\u8fdb\u884c\u9a8c\u8bc1\u3002.<\/li>\n\n\n<li>\u57f9\u8bad\uff1a\u8ba9\u7528\u6237\u505a\u597d\u51c6\u5907\uff0c\u8ba9 \u201c\u9ad8\u7ea7\u7528\u6237 \u201d\u53c2\u4e0e\u8bbe\u8ba1\/\u6d4b\u8bd5\u3002.<\/li>\n\n\n<li>\u63a8\u51fa\uff1a\u5728\u9002\u5f53\u7684\u652f\u6301\u4e0b\u6295\u5165\u4f7f\u7528\uff0c\u5e76\u8ddf\u8e2a\u5173\u952e\u7ee9\u6548\u6307\u6807\u3002.<\/li>\n\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">InvestGlass \u901a\u5e38\u4e0e\u673a\u6784\u5408\u4f5c\uff0c\u901a\u8fc7\u4e3a\u671f\u6570\u5468\u7684\u63a2\u7d22\u9636\u6bb5\u6765\u786e\u5b9a\u9700\u6c42\u3001\u8bb0\u5f55\u5408\u89c4\u9650\u5236\uff0c\u5e76\u8bbe\u8ba1\u53ef\u63d0\u9ad8\u6548\u7387\u548c\u63a7\u5236\u7684\u5de5\u4f5c\u6d41\u7a0b\u3002.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u9009\u62e9 LOS \u65f6\u7684\u9996\u8981\u8003\u8651\u56e0\u7d20<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u4e1a\u52a1\u5951\u5408\u5ea6<\/li><li>\u53ef\u914d\u7f6e\u6027<\/li><li>\u7528\u6237\u4f53\u9a8c<\/li><li>\u6574\u5408\u80fd\u529b<\/li><li>\u5408\u89c4\u8303\u56f4<\/li><li>\u90e8\u7f72\u6a21\u5f0f<\/li><li>\u4f9b\u5e94\u5546\u652f\u6301<\/li><li>\u603b\u62e5\u6709\u6210\u672c<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><em>\u4f7f\u7528\u771f\u5b9e\u4ea7\u54c1\u548c\u6837\u672c\u6570\u636e\u7684\u6982\u5ff5\u9a8c\u8bc1\u9879\u76ee\u53ef\u9a8c\u8bc1\u8be5\u5e73\u53f0\u786e\u5b9e\u9002\u7528\u4e8e\u60a8\u7684\u7279\u5b9a\u573a\u666f\u3002.<\/em><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u7ba1\u7406\u672c\u5730\u529e\u516c\u7cfb\u7edf\u751f\u6210\u7684\u6587\u4ef6\u548c\u6570\u636e<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">LOS \u4f1a\u751f\u6210\u5927\u91cf\u6587\u4ef6\u548c\u7ed3\u6784\u5316\u6570\u636e\uff1a\u8d37\u6b3e\u534f\u8bae\u3001\u62ab\u9732\u8868\u3001KYC \u8bb0\u5f55\u3001\u62b5\u62bc\u6587\u4ef6\u3001\u4fe1\u51fd\u548c\u51b3\u7b56\u8bb0\u5f55\u3002\u6240\u6709\u8fd9\u4e9b\u90fd\u5fc5\u987b\u8fdb\u884c\u5b58\u50a8\u548c\u7ba1\u7406\uff0c\u5e76\u63d0\u4f9b\u5ba1\u8ba1\u8bbf\u95ee\u3002.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u6587\u4ef6\u751f\u547d\u5468\u671f\u548c\u4fdd\u7559<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u521b\u5efa\uff1a\u6587\u4ef6\u5728\u7533\u8bf7\u548c <a class=\"wpil_keyword_link\" href=\"https:\/\/www.investglass.com\/zh\/%e9%94%80%e5%94%ae%e5%b7%a5%e5%85%b7\/\" target=\"_blank\"  rel=\"noopener\" title=\"\u5ba1\u6279\u7a0b\u5e8f\" data-wpil-keyword-link=\"linked\"  data-wpil-monitor-id=\"6036\">\u5ba1\u6279\u7a0b\u5e8f<\/a>.<\/li><li>\u5ba1\u67e5\u548c\u7b7e\u7f72\uff1a\u6587\u4ef6\u5ba1\u6838\u548c\u7b7e\u7f72\uff08\u901a\u5e38\u4e3a\u6570\u5b57\u7b7e\u7f72\uff09\u3002.<\/li><li>\u5b58\u50a8\uff1a\u5b89\u5168\u5b58\u6863\uff0c\u4ee5\u7b26\u5408\u89c4\u5b9a\u7684\u4fdd\u7559\u671f\u9650\uff08\u901a\u5e38\u4e3a 10 \u5e74\u4ee5\u4e0a\uff09\u3002.<\/li><li>\u5b9a\u671f\u5ba1\u67e5\uff1a\u9002\u7528\u4e8e\u6b63\u5728\u8fd0\u884c\u7684\u8bbe\u65bd\u3002.<\/li><li>\u9500\u6bc1\uff1a\u4fdd\u5b58\u671f\u7ed3\u675f\u540e\u8fdb\u884c\u53d7\u63a7\u9500\u6bc1\uff0c\u5e76\u8bb0\u5f55\u5ba1\u8ba1\u65e5\u5fd7\u3002.<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">InvestGlass \u53ef\u6267\u884c\u4fdd\u7559\u89c4\u5219\uff0c\u5e76\u63d0\u4f9b\u7b26\u5408\u745e\u58eb\u548c\u6b27\u76df\u6cd5\u89c4\u7684\u5b89\u5168\u5b58\u6863\u3002.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u5c06 LOS \u4e0e\u4f01\u4e1a\u5185\u5bb9\u7ba1\u7406\u548c CRM \u76f8\u7ed3\u5408<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u7edf\u4e00\u89c6\u56fe\uff1a\u987e\u95ee\u53ef\u4ee5\u5728\u4e00\u4e2a\u5730\u65b9\u770b\u5230\u6240\u6709\u8d37\u6b3e\u7533\u8bf7\u3001\u5ba1\u6279\u6587\u4ef6\u548c\u76f8\u5173\u901a\u4fe1\uff0c\u4ee5\u53ca\u6295\u8d44\u7ec4\u5408\u72b6\u51b5\u3001\u4f1a\u8bae\u8bb0\u5f55\u548c\u8054\u7cfb\u5386\u53f2\u3002.<\/li><li>\u57fa\u4e8e API \u7684\u96c6\u6210\uff1a\u5728\u7cfb\u7edf\u95f4\u540c\u6b65\u5ba2\u6237\u8d44\u6599\u3001\u8d37\u6b3e\u72b6\u6001\u3001\u6587\u4ef6\u548c\u5907\u6ce8\u3002.<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">InvestGlass \u5c06\u5ba2\u6237\u5173\u7cfb\u7ba1\u7406\u548c LOS \u6a21\u5757\u539f\u751f\u7ed3\u5408\u5728\u4e00\u8d77\uff0c\u964d\u4f4e\u4e86\u91c7\u7528\u5b8c\u6574\u5e73\u53f0\u7684\u673a\u6784\u7684\u96c6\u6210\u590d\u6742\u6027\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><em>\u6709\u4e86\u6587\u6863\u548c\u6570\u636e\u7ba1\u7406\uff0c\u8ba9\u6211\u4eec\u5c55\u671b\u4e00\u4e0b\u672a\u6765\u7684 LOS \u6280\u672f\u548c\u65b0\u5174\u8d8b\u52bf\u3002.<\/em><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u8d37\u6b3e\u53d1\u653e\u7cfb\u7edf\u7684\u672a\u6765<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u968f\u7740\u4eba\u5de5\u667a\u80fd\u3001\u5f00\u653e\u94f6\u884c\u4e1a\u52a1\u7684\u6269\u5c55\u548c\u76d1\u7ba1\u9884\u671f\u7684\u53d8\u5316\uff0cLOS \u6280\u672f\u4e5f\u5728\u4e0d\u65ad\u53d1\u5c55\u3002\u8ba1\u5212\u53d6\u5f97\u957f\u671f\u6210\u529f\u7684\u673a\u6784\u5e94\u4e86\u89e3\u5e02\u573a\u7684\u8d70\u5411\uff0c\u800c\u4e0d\u4ec5\u4ec5\u662f\u76ee\u524d\u7684\u72b6\u51b5\u3002.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u4eba\u5de5\u667a\u80fd\u548c\u81ea\u52a8\u5316\u5728 LOS \u4e2d\u7684\u5e94\u7528<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u4eba\u5de5\u667a\u80fd\u9a71\u52a8\u7684\u4fe1\u7528\u8bc4\u5206\uff1a\u901a\u8fc7\u673a\u5668\u5b66\u4e60\u6539\u8fdb\u98ce\u9669\u8bc4\u4f30\u3002.<\/li><li>\u6587\u4ef6\u5206\u7c7b\uff1a95% \u7684\u7cbe\u786e\u5ea6\u53ef\u51cf\u5c11\u4eba\u5de5\u5206\u7c7b\u3002.<\/li><li>\u5f02\u5e38\u68c0\u6d4b\uff1a\u5728\u5ba1\u6279\u524d\u8bc6\u522b\u6f5c\u5728\u7684\u6b3a\u8bc8\u6027\u7533\u8bf7\u3002.<\/li><li>\u9884\u586b\u8868\u683c\uff1a\u52a0\u5feb\u5e94\u7528\u6355\u83b7\u901f\u5ea6\u3002.<\/li><li>\u98ce\u9669\u8bc4\u4f30\u6a21\u578b\uff1a\u8bc6\u522b\u4f20\u7edf\u8bb0\u5206\u5361\u770b\u4e0d\u5230\u7684\u6a21\u5f0f\u3002.<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u76d1\u7ba1\u548c\u4f26\u7406\u65b9\u9762\u7684\u8003\u8651\uff1a<br \/>\u5728\u6b27\u76df\u548c\u745e\u58eb\u7684\u53f8\u6cd5\u7ba1\u8f96\u533a\uff0c\u53ef\u89e3\u91ca\u7684\u4eba\u5de5\u667a\u80fd\uff08XAI\uff09\u8d8a\u6765\u8d8a\u91cd\u8981\uff0c\u56e0\u4e3a\u5728\u8fd9\u4e9b\u53f8\u6cd5\u7ba1\u8f96\u533a\uff0c\u501f\u6b3e\u4eba\u6709\u6743\u4e86\u89e3\u4ed6\u4eec\u88ab\u62d2\u7edd\u7684\u539f\u56e0\u3002\u9ed1\u76d2\u6a21\u578b\u867d\u7136\u63d0\u9ad8\u4e86\u51c6\u786e\u6027\uff0c\u4f46\u65e0\u6cd5\u89e3\u91ca\u5176\u539f\u56e0\uff0c\u4f1a\u5e26\u6765\u76d1\u7ba1\u98ce\u9669\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">InvestGlass \u4f18\u5148\u8003\u8651\u5728\u9ad8\u98ce\u9669\u60c5\u51b5\u4e0b\u652f\u6301\u4eba\u7c7b\u51b3\u7b56\u8005\u7684\u4eba\u5de5\u667a\u80fd\uff0c\u800c\u4e0d\u662f\u53d6\u4ee3\u4eba\u7c7b\u51b3\u7b56\u8005\u3002.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u6570\u5b57\u501f\u8d37\u3001\u5f00\u653e\u94f6\u884c\u548c\u5d4c\u5165\u5f0f\u91d1\u878d<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u5f00\u653e\u94f6\u884c\u662f\u6307\u5141\u8bb8\u7b2c\u4e09\u65b9\u91d1\u878d\u670d\u52a1\u63d0\u4f9b\u5546\u901a\u8fc7\u5b89\u5168\u7684\u5e94\u7528\u7a0b\u5e8f\u63a5\u53e3\uff08API\uff09\u8bbf\u95ee\u6d88\u8d39\u8005\u94f6\u884c\u3001\u4ea4\u6613\u548c\u5176\u4ed6\u91d1\u878d\u6570\u636e\u7684\u505a\u6cd5\uff0c\u901a\u5e38\u8981\u5f81\u5f97\u5ba2\u6237\u7684\u540c\u610f\u3002\u8fd9\u6837\u53ef\u4ee5\u66f4\u5feb\u3001\u66f4\u51c6\u786e\u5730\u8fdb\u884c\u4fe1\u7528\u8bc4\u4f30\uff0c\u5e76\u63d0\u4f9b\u521b\u65b0\u7684\u91d1\u878d\u4ea7\u54c1\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5d4c\u5165\u5f0f\u91d1\u878d\u662f\u5c06\u91d1\u878d\u670d\u52a1\uff08\u5982\u501f\u8d37\uff09\u6574\u5408\u5230\u7535\u5b50\u5546\u52a1\u7f51\u7ad9\u6216\u5546\u4e1a\u8f6f\u4ef6\u7b49\u975e\u91d1\u878d\u5e73\u53f0\u4e2d\uff0c\u4f7f\u7528\u6237\u80fd\u591f\u5728\u8fd9\u4e9b\u73af\u5883\u4e2d\u76f4\u63a5\u83b7\u5f97\u4fe1\u8d37\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">LOS \u5982\u4f55\u652f\u6301\u8fd9\u4e9b\u8d8b\u52bf\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>API \u5c31\u7eea\u7684\u57fa\u7840\u8bbe\u65bd\uff0c\u53ef\u63a5\u6536\u6765\u81ea\u5916\u90e8\u6e20\u9053\u7684\u5e94\u7528\u7a0b\u5e8f\u3002.<\/li><li>\u5b9e\u65f6\u51b3\u7b56\u548c\u5ba1\u6279\u3002.<\/li><li>\u5373\u4f7f\u5e94\u7528\u6e90\u4e8e\u4f20\u7edf\u6e20\u9053\u4e4b\u5916\uff0c\u4e5f\u80fd\u5b9e\u73b0\u6cd5\u89c4\u9075\u4ece\u548c\u6570\u636e\u63a7\u5236\u3002.<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">InvestGlass \u53ef\u5145\u5f53\u5916\u90e8\u6e20\u9053\u548c\u5185\u90e8\u4fe1\u8d37\u6d41\u7a0b\u4e4b\u95f4\u7684\u534f\u8c03\u5c42\uff0c\u7ef4\u62a4\u5408\u89c4\u6027\u548c\u6570\u636e\u63a7\u5236\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><em>\u5c55\u671b\u672a\u6765\uff0c\u8ba9\u6211\u4eec\u770b\u770b InvestGlass \u76ee\u524d\u5982\u4f55\u652f\u6301\u60a8\u7684\u8d37\u6b3e\u53d1\u653e\u6218\u7565\u3002.<\/em><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">InvestGlass \u5982\u4f55\u652f\u6301\u60a8\u7684\u8d37\u6b3e\u53d1\u653e\u6218\u7565<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">InvestGlass \u5c06\u5ba2\u6237\u5173\u7cfb\u7ba1\u7406 (CRM)\u3001\u6570\u5b57\u5165\u804c\u548c KYC\u3001\u5de5\u4f5c\u6d41\u7a0b\u81ea\u52a8\u5316\u4ee5\u53ca\u5ba2\u6237\u95e8\u6237\u6574\u5408\u5230\u4e00\u4e2a\u5355\u4e00\u7684\u745e\u58eb\u6258\u7ba1\u5e73\u53f0\uff0c\u5176\u4e2d\u5305\u62ec\u5168\u9762\u7684 LOS \u529f\u80fd\u3002\u673a\u6784\u4e0d\u518d\u9700\u8981\u5c06\u4e0d\u540c\u7684\u7cfb\u7edf\u62fc\u63a5\u5728\u4e00\u8d77\uff0c\u800c\u662f\u83b7\u5f97\u73b0\u4ee3\u8d37\u6b3e\u7684\u96c6\u6210\u57fa\u7840\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5173\u952e\u7684\u5dee\u5f02\u5316\u4f18\u52bf\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u745e\u58eb\u6570\u636e\u4e3b\u6743\u7b26\u5408\u6700\u4e25\u683c\u7684\u9690\u79c1\u8981\u6c42\u3002.<\/li><li>\u672c\u673a\u9002\u7528\u4e8e\u79c1\u4eba\u94f6\u884c\u548c\u8d22\u5bcc\u7ba1\u7406\u65b9\u6848\u3002.<\/li><li>\u9ad8\u5ea6\u53ef\u914d\u7f6e\u7684\u5de5\u4f5c\u6d41\u7a0b\uff0c\u53ef\u9002\u5e94\u7279\u5b9a\u7684\u4e1a\u52a1\u6d41\u7a0b\u3002.<\/li><li>\u4e3a\u9700\u8981\u6700\u5927\u7a0b\u5ea6\u63a7\u5236\u7684\u673a\u6784\u63d0\u4f9b\u5185\u90e8\u90e8\u7f72\u9009\u9879\u3002.<\/li><li>\u652f\u6301\u4e00\u7cfb\u5217\u8d37\u6b3e\u7c7b\u578b\uff1a\u6d88\u8d39\u8d37\u6b3e\u3001\u4e2d\u5c0f\u4f01\u4e1a\u8d37\u6b3e\u3001\u62b5\u62bc\u8d37\u6b3e\u3001\u4fdd\u8bc1\u91d1\u8d37\u6b3e\u548c Lombard \u8d37\u6b3e\u3002.<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u5bf9\u4e8e\u6b63\u5728\u8bc4\u4f30\u5176\u8d37\u6b3e\u4e1a\u52a1\u7684\u673a\u6784\uff0c\u6211\u4eec\u5efa\u8bae\u7ed8\u5236\u5f53\u524d\u6d41\u7a0b\u56fe\uff0c\u4ee5\u786e\u5b9a\u54ea\u4e9b\u5730\u65b9\u96c6\u4e2d\u4e86\u4eba\u5de5\u64cd\u4f5c\u3001\u54ea\u4e9b\u5730\u65b9\u4f1a\u51fa\u73b0\u9519\u8bef\u3001\u54ea\u4e9b\u5730\u65b9\u501f\u6b3e\u4eba\u4f1a\u9047\u5230\u6469\u64e6\u3002\u8fd9\u4e9b\u74f6\u9888\u4ee3\u8868\u7740 InvestGlass \u53ef\u4ee5\u51cf\u5c11\u4eba\u5de5\u5de5\u4f5c\u7684\u673a\u4f1a\uff0c\u5728\u52a0\u5f3a\u5408\u89c4\u63a7\u5236\u7684\u540c\u65f6\u63d0\u9ad8\u6548\u7387\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5982\u679c\u60a8\u6b63\u5728\u63a2\u7d22\u73b0\u4ee3\u5316\u7684 LOS \u5982\u4f55\u652f\u6301\u8d35\u673a\u6784\u7684\u53d1\u5c55\uff0c\u8bf7\u8003\u8651\u7533\u8bf7\u6f14\u793a\u6216\u7814\u8ba8\u4f1a\u3002\u6211\u4eec\u7684\u56e2\u961f\u53ef\u4ee5\u5411\u60a8\u4ecb\u7ecd InvestGlass \u5982\u4f55\u5904\u7406\u60a8\u7684\u7279\u5b9a\u4ea7\u54c1\u3001\u76d1\u7ba1\u73af\u5883\u548c\u8fd0\u8425\u8981\u6c42\uff0c\u5e2e\u52a9\u60a8\u5728\u627f\u8bfa\u5b9e\u65bd\u4e4b\u524d\u4e86\u89e3\u8be5\u5e73\u53f0\u662f\u5426\u7b26\u5408\u60a8\u7684\u9700\u6c42\u3002.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u7ed3\u8bba\u548c\u4e0b\u4e00\u6b65\u63aa\u65bd<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">A modern loan origination system is no longer a luxury it\u2019s a necessity for financial institutions seeking to compete in a digital-first, highly regulated environment. By automating workflows, embedding compliance, and delivering superior borrower and advisor experiences, LOS platforms like InvestGlass empower lenders to grow efficiently and securely.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u4e0b\u4e00\u6b65\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u7ed8\u5236\u5f53\u524d\u8d37\u6b3e\u6d41\u7a0b\u56fe\u5e76\u627e\u51fa\u74f6\u9888\u3002.<\/li><li>\u786e\u5b9a\u76d1\u7ba1\u548c\u8fd0\u8425\u8981\u6c42\u3002.<\/li><li>\u6839\u636e\u4e0a\u8ff0\u529f\u80fd\u548c\u8003\u8651\u56e0\u7d20\u8bc4\u4f30 LOS \u5e73\u53f0\u3002.<\/li><li>\u7533\u8bf7 InvestGlass \u6f14\u793a\u6216\u7814\u8ba8\u4f1a\uff0c\u4e86\u89e3\u6211\u4eec\u7684\u5e73\u53f0\u5982\u4f55\u6ee1\u8db3\u60a8\u7684\u7279\u5b9a\u9700\u6c42\u3002.<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u51c6\u5907\u597d\u8f6c\u53d8\u60a8\u7684\u8d37\u6b3e\u4e1a\u52a1\u4e86\u5417\uff1f <a rel=\"noopener noreferrer\" href=\"#\" target=\"_self\">\u8054\u7cfb InvestGlass<\/a> \u4eca\u5929\u5c31\u9884\u7ea6\u4e2a\u6027\u5316\u6f14\u793a\uff0c\u4e86\u89e3\u73b0\u4ee3\u5316\u7684 LOS \u5982\u4f55\u63a8\u52a8\u8d35\u673a\u6784\u53d6\u5f97\u6210\u529f\u3002.<\/p>","protected":false},"excerpt":{"rendered":"<p>The way financial institutions grant credit has fundamentally changed. Gone are the days when loan applications meant stacks of paper, weeks of waiting, and disconnected spreadsheets tracking progress. Today, a loan origination system (LOS) sits at the heart of modern lending, transforming how banks and credit unions process everything from consumer loans to complex commercial [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":29062,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[13],"tags":[1381],"class_list":["post-49228","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-article","tag-loan-origination-system"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.8 (Yoast SEO v28.0) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Loan Origination System: Transforming Lending Processes<\/title>\n<meta name=\"description\" content=\"Discover the benefits of a Loan Origination System and how it modernizes lending for banks and credit unions today.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.investglass.com\/zh\/\u8d37\u6b3e\u53d1\u653e\u7cfb\u7edf-\u73b0\u4ee3\u8d37\u6b3e\u4eba\u7684\u5b8c\u6574\u6307\u5357\/\" \/>\n<meta property=\"og:locale\" content=\"zh_CN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Loan Origination System: A Complete Guide for Modern Lenders\" \/>\n<meta property=\"og:description\" content=\"The way financial institutions grant credit has fundamentally changed. Gone are the days when loan applications meant stacks of paper, weeks of waiting,\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.investglass.com\/zh\/\u8d37\u6b3e\u53d1\u653e\u7cfb\u7edf-\u73b0\u4ee3\u8d37\u6b3e\u4eba\u7684\u5b8c\u6574\u6307\u5357\/\" \/>\n<meta property=\"og:site_name\" content=\"InvestGlass\" \/>\n<meta property=\"article:published_time\" content=\"2026-03-06T15:35:45+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-03-06T15:35:47+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.investglass.com\/wp-content\/uploads\/2021\/05\/investglass-investisseur-france.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1500\" \/>\n\t<meta property=\"og:image:height\" content=\"913\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"InvestGlass\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@investglass\" \/>\n<meta name=\"twitter:site\" content=\"@investglass\" \/>\n<meta name=\"twitter:label1\" content=\"\u4f5c\u8005\" \/>\n\t<meta name=\"twitter:data1\" content=\"InvestGlass\" \/>\n\t<meta name=\"twitter:label2\" content=\"\u9884\u8ba1\u9605\u8bfb\u65f6\u95f4\" \/>\n\t<meta name=\"twitter:data2\" content=\"18 \u5206\" \/>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"\u8d37\u6b3e\u53d1\u653e\u7cfb\u7edf\uff1a\u8f6c\u53d8\u8d37\u6b3e\u6d41\u7a0b","description":"\u4e86\u89e3\u8d37\u6b3e\u53d1\u653e\u7cfb\u7edf\u7684\u4f18\u52bf\uff0c\u4ee5\u53ca\u5b83\u5982\u4f55\u4f7f\u94f6\u884c\u548c\u4fe1\u7528\u793e\u7684\u8d37\u6b3e\u73b0\u4ee3\u5316\u3002.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.investglass.com\/zh\/\u8d37\u6b3e\u53d1\u653e\u7cfb\u7edf-\u73b0\u4ee3\u8d37\u6b3e\u4eba\u7684\u5b8c\u6574\u6307\u5357\/","og_locale":"zh_CN","og_type":"article","og_title":"Loan Origination System: A Complete Guide for Modern Lenders","og_description":"The way financial institutions grant credit has fundamentally changed. Gone are the days when loan applications meant stacks of paper, weeks of waiting,","og_url":"https:\/\/www.investglass.com\/zh\/\u8d37\u6b3e\u53d1\u653e\u7cfb\u7edf-\u73b0\u4ee3\u8d37\u6b3e\u4eba\u7684\u5b8c\u6574\u6307\u5357\/","og_site_name":"InvestGlass","article_published_time":"2026-03-06T15:35:45+00:00","article_modified_time":"2026-03-06T15:35:47+00:00","og_image":[{"width":1500,"height":913,"url":"https:\/\/www.investglass.com\/wp-content\/uploads\/2021\/05\/investglass-investisseur-france.png","type":"image\/png"}],"author":"InvestGlass","twitter_card":"summary_large_image","twitter_creator":"@investglass","twitter_site":"@investglass","twitter_misc":{"\u4f5c\u8005":"InvestGlass","\u9884\u8ba1\u9605\u8bfb\u65f6\u95f4":"18 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