{"id":48169,"date":"2025-09-19T15:02:10","date_gmt":"2025-09-19T13:02:10","guid":{"rendered":"https:\/\/www.investglass.com\/?p=48169"},"modified":"2025-09-19T15:03:01","modified_gmt":"2025-09-19T13:03:01","slug":"%e9%93%b6%e8%a1%8c%e4%b8%9a%e7%9a%84%e6%9c%aa%e6%9d%a5-2025-%e6%8c%91%e6%88%98%e8%80%85%e9%93%b6%e8%a1%8c%e4%b8%8d%e5%ae%b9%e9%94%99%e8%bf%87%e7%9a%84%e6%b4%9e%e5%af%9f%e5%8a%9b","status":"publish","type":"post","link":"https:\/\/www.investglass.com\/zh\/the-future-of-banking-2025-challenger-bank-insights-you-cant-miss\/","title":{"rendered":"\u94f6\u884c\u4e1a\u7684\u672a\u6765\uff1a2025 \u5e74\u6311\u6218\u8005\u94f6\u884c\u4e0d\u53ef\u9519\u8fc7\u7684\u6d1e\u5bdf\u529b"},"content":{"rendered":"<p 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class=\"wp-block-list\">\n<li>\u6311\u6218\u8005\u94f6\u884c\u901a\u8fc7\u63d0\u4f9b\u521b\u65b0\u7684\u3001\u4ee5\u5ba2\u6237\u4e3a\u4e2d\u5fc3\u7684\u670d\u52a1\u6765\u98a0\u8986\u4f20\u7edf\u94f6\u884c\u4e1a\u52a1\uff0c\u65e0\u9700\u5b9e\u4f53\u5206\u884c\uff0c\u4ece\u800c\u964d\u4f4e\u4e86\u8d39\u7528\uff0c\u6539\u5584\u4e86\u7528\u6237\u4f53\u9a8c\u3002.<\/li>\n\n\n\n<li>\u6311\u6218\u8005\u94f6\u884c\u7684\u5e02\u573a\u6b63\u5728\u8fc5\u901f\u589e\u957f\uff0c\u5728\u4e3a\u4e2d\u5c0f\u4f01\u4e1a\u7b49\u88ab\u5ffd\u89c6\u7684\u4eba\u53e3\u7fa4\u4f53\u63d0\u4f9b\u670d\u52a1\u4ee5\u53ca\u5411\u65b0\u5174\u5e02\u573a\u6269\u5f20\u65b9\u9762\u8574\u85cf\u7740\u5de8\u5927\u5546\u673a\uff0c\u9884\u8ba1\u5230 2034 \u5e74\u5c06\u8fbe\u5230\u7ea6 6,982 \u4ebf\u7f8e\u5143\u3002.<\/li>\n\n\n\n<li>Nubank\u3001Monzo \u548c Revolut \u7b49\u9886\u5148\u7684\u6311\u6218\u8005\u94f6\u884c\u5df2\u5438\u5f15\u4e86\u6570\u767e\u4e07\u5ba2\u6237\uff0c\u663e\u793a\u51fa\u5176\u5feb\u901f\u589e\u957f\u548c\u5e02\u573a\u5f71\u54cd\u529b\u3002.<\/li>\n\n\n\n<li>\u6311\u6218\u8005\u94f6\u884c\u6b63\u5728\u62c9\u4e01\u7f8e\u6d32\u7b49\u5730\u533a\u6269\u5f20\u5e76\u53d6\u5f97\u663e\u8457\u6210\u529f\uff0c\u8fd9\u4e9b\u5730\u533a\u6b63\u5728\u52a0\u901f\u91c7\u7528\u6570\u5b57\u94f6\u884c\u3002.<\/li>\n\n\n\n<li>\u5c3d\u7ba1\u53d6\u5f97\u4e86\u6210\u529f\uff0c\u6311\u6218\u8005\u94f6\u884c\u4ecd\u9762\u4e34\u7740\u5404\u79cd\u6311\u6218\uff0c\u5982\u5b9e\u73b0\u53ef\u6301\u7eed\u76c8\u5229\u3001\u7ba1\u7406\u76d1\u7ba1\u5408\u89c4\u6210\u672c\uff0c\u4ee5\u53ca\u5728\u6570\u5b57\u94f6\u884c\u9886\u57df\u7684\u6fc0\u70c8\u7ade\u4e89\u4e2d\u7559\u4f4f\u5ba2\u6237\u3002.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">\u4ec0\u4e48\u662f\u6311\u6218\u8005\u94f6\u884c\uff1f<\/h2>\n\n\n\n<figure class=\"wp-block-image\"><img loading=\"lazy\" decoding=\"async\" width=\"1344\" height=\"768\" src=\"https:\/\/www.investglass.com\/wp-content\/uploads\/2025\/09\/3d7f0587-a089-45ff-bc49-86ce912f0654-1.png\" alt=\"\u6311\u6218\u8005\u94f6\u884c\u4e0e\u4f20\u7edf\u94f6\u884c\u7684\u5bf9\u6bd4\u793a\u610f\u56fe\u3002.\" class=\"wp-image-48170\" srcset=\"https:\/\/www.investglass.com\/wp-content\/uploads\/2025\/09\/3d7f0587-a089-45ff-bc49-86ce912f0654-1.png 1344w, https:\/\/www.investglass.com\/wp-content\/uploads\/2025\/09\/3d7f0587-a089-45ff-bc49-86ce912f0654-1-300x171.png 300w, https:\/\/www.investglass.com\/wp-content\/uploads\/2025\/09\/3d7f0587-a089-45ff-bc49-86ce912f0654-1-1024x585.png 1024w, https:\/\/www.investglass.com\/wp-content\/uploads\/2025\/09\/3d7f0587-a089-45ff-bc49-86ce912f0654-1-768x439.png 768w\" sizes=\"(max-width: 1344px) 100vw, 1344px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u6311\u6218\u8005\u94f6\u884c\u662f\u521d\u521b\u516c\u53f8\u6216\u5c0f\u578b\u673a\u6784\uff0c\u5b83\u4eec\u4ee5\u521b\u65b0\u7684\u65b9\u6cd5\u548c\u4ee5\u5ba2\u6237\u4e3a\u4e2d\u5fc3\u7684\u670d\u52a1\u98a0\u8986\u4e86\u4f20\u7edf\u7684\u94f6\u884c\u4e1a\u52a1\u6a21\u5f0f\u3002\u4e0e\u4f20\u7edf\u94f6\u884c\u4e0d\u540c\uff0c\u8fd9\u4e9b\u6570\u5b57\u4f18\u5148\u7684\u673a\u6784\u5b8c\u5168\u5728\u7ebf\u8fd0\u8425\uff0c\u6ca1\u6709\u5b9e\u4f53\u5206\u884c\uff0c\u8fd9\u610f\u5473\u7740\u5b83\u4eec\u4e0d\u8bbe\u5b9e\u4f53\u7f51\u70b9\uff0c\u4ece\u800c\u80fd\u591f\u63d0\u4f9b\u66f4\u4f4e\u7684\u8d39\u7528\u548c\u66f4\u4f18\u7684\u7528\u6237\u4f53\u9a8c\u3002\u5b83\u4eec\u6301\u6709\u5b8c\u6574\u7684\u94f6\u884c\u724c\u7167\uff0c\u4f7f\u5b83\u4eec\u80fd\u591f\u5728\u76d1\u7ba1\u6846\u67b6\u4e0b\u63d0\u4f9b\u66f4\u5e7f\u6cdb\u7684\u91d1\u878d\u670d\u52a1\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u6311\u6218\u8005\u94f6\u884c\u5229\u7528\u6280\u672f\u4e3a\u5ba2\u6237\u63d0\u4f9b\u900f\u660e\u3001\u9ad8\u6548\u7684\u670d\u52a1\u3002\u8fd9\u79cd\u6570\u5b57\u94f6\u884c\u6a21\u5f0f\u4e0e\u4f9d\u8d56\u5b9e\u4f53\u7f51\u70b9\u548c\u4f20\u7edf\u7cfb\u7edf\u7684\u4f20\u7edf\u94f6\u884c\u5f62\u6210\u9c9c\u660e\u5bf9\u6bd4\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u8d8a\u6765\u8d8a\u591a\u7684\u6d88\u8d39\u8005\u9009\u62e9\u6311\u6218\u8005\u94f6\u884c\uff0c\u56e0\u4e3a\u5b83\u4eec\u63d0\u4f9b\u5168\u9762\u7684\u670d\u52a1\uff0c\u5e76\u80fd\u901a\u8fc7\u76f4\u89c2\u7684\u79fb\u52a8\u5e94\u7528\u7a0b\u5e8f\u65b9\u4fbf\u5730\u7ba1\u7406\u8d22\u52a1\u3002\u8fd9\u4e9b\u670d\u52a1\u901a\u5e38\u5305\u62ec\u901a\u8fc7\u6570\u5b57\u5e73\u53f0\u652f\u4ed8\u8d26\u5355\u548c\u65b9\u4fbf\u8f6c\u8d26\u3002.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u6311\u6218\u8005\u94f6\u884c\u7684\u5386\u53f2\u6027\u5174\u8d77<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u6311\u6218\u8005\u94f6\u884c\u7684\u51fa\u73b0\u53ef\u4ee5\u8ffd\u6eaf\u5230 2008 \u5e74\u91d1\u878d\u5371\u673a\u4e4b\u540e\uff0c\u5f53\u65f6\u516c\u4f17\u5bf9\u4f20\u7edf\u94f6\u884c\u7684\u4fe1\u4efb\u5ea6\u5927\u5927\u964d\u4f4e\u3002\u8fd9\u4e00\u65f6\u671f\u7684\u91d1\u878d\u52a8\u8361\u52a0\u4e0a\u6d88\u8d39\u8005\u7684\u4e0d\u6ee1\uff0c\u4e3a\u65b0\u7684\u94f6\u884c\u89e3\u51b3\u65b9\u6848\u521b\u9020\u4e86\u80a5\u6c83\u7684\u571f\u58e4\u3002\u8fd9\u4e00\u8f6c\u53d8\u7684\u5173\u952e\u56e0\u7d20\u5305\u62ec<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u76d1\u7ba1\u53d8\u5316\uff0c\u5982\u300a2012 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class=\"wp-block-paragraph\">\u8fd9\u4e9b\u65b0\u94f6\u884c\u5229\u7528\u6280\u672f\u8fdb\u6b65\u548c\u4e0d\u65ad\u53d8\u5316\u7684\u6d88\u8d39\u8005\u671f\u671b\uff0c\u5728\u7ade\u4e89\u6fc0\u70c8\u7684\u94f6\u884c\u4e1a\u4e2d\u5360\u636e\u4e86\u4e00\u5e2d\u4e4b\u5730\u3002.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u6311\u6218\u8005\u94f6\u884c\u7684\u4e3b\u8981\u7279\u70b9<\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"701\" src=\"https:\/\/www.investglass.com\/wp-content\/uploads\/2025\/04\/InvestGlass-main-CRM-2024-c2cb8f3a-1-1024x701.png\" alt=\"\u6709\u6548\u7684\u79c1\u4eba\u94f6\u884c\u5ba2\u6237\u5173\u7cfb\u7ba1\u7406\u7cfb\u7edf InvestGlass\" class=\"wp-image-47024\" srcset=\"https:\/\/www.investglass.com\/wp-content\/uploads\/2025\/04\/InvestGlass-main-CRM-2024-c2cb8f3a-1-1024x701.png 1024w, https:\/\/www.investglass.com\/wp-content\/uploads\/2025\/04\/InvestGlass-main-CRM-2024-c2cb8f3a-1-300x205.png 300w, https:\/\/www.investglass.com\/wp-content\/uploads\/2025\/04\/InvestGlass-main-CRM-2024-c2cb8f3a-1-768x526.png 768w, https:\/\/www.investglass.com\/wp-content\/uploads\/2025\/04\/InvestGlass-main-CRM-2024-c2cb8f3a-1-1536x1052.png 1536w, https:\/\/www.investglass.com\/wp-content\/uploads\/2025\/04\/InvestGlass-main-CRM-2024-c2cb8f3a-1.png 2048w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\">\u6709\u6548\u7684\u79c1\u4eba\u94f6\u884c\u5ba2\u6237\u5173\u7cfb\u7ba1\u7406\u7cfb\u7edf InvestGlass<\/figcaption><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u6311\u6218\u8005\u94f6\u884c\u7684\u4e0e\u4f17\u4e0d\u540c\u4e4b\u5904\u5728\u4e8e\u5176\u73b0\u4ee3\u3001\u6280\u672f\u9a71\u52a8\u7684\u94f6\u884c\u4e1a\u52a1\u65b9\u5f0f\u3002\u5b83\u4eec\u63d0\u4f9b\u66f4\u4f4e\u7684\u8d39\u7528\u3001\u66f4\u5feb\u7684\u670d\u52a1\u4ee5\u53ca\u7528\u6237\u53cb\u597d\u7684\u754c\u9762\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u8fd9\u4e9b\u4f18\u52bf\u5f97\u76ca\u4e8e\u5176\u6570\u5b57\u4f18\u5148\u7684\u73a9\u5bb6\u8fd0\u8425\u548c\u7f3a\u4e4f\u5b9e\u4f53\u5206\u652f\u673a\u6784\uff0c\u8fd9\u4f7f\u4ed6\u4eec\u80fd\u591f\u4fdd\u6301\u8f83\u4f4e\u7684\u7ba1\u7406\u6210\u672c\uff0c\u5e76\u901a\u8fc7\u66f4\u6e05\u6670\u3001\u901a\u5e38\u66f4\u4f4e\u7684\u8d39\u7528\u7ed3\u6784\u5c06\u8282\u7701\u4e0b\u6765\u7684\u6210\u672c\u8f6c\u5ac1\u7ed9\u5ba2\u6237\u3002\u516c\u53f8\u8fd0\u8425\u6ce8\u91cd\u6548\u7387\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u8bb8\u591a\u6311\u6218\u8005\u94f6\u884c\u63d0\u4f9b\u4ee5\u4e0b\u529f\u80fd\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u5b9e\u65f6\u4ed8\u6b3e\u901a\u77e5<\/li>\n\n\n\n<li>\u589e\u5f3a\u7528\u6237\u53c2\u4e0e\u548c\u8d22\u52a1\u7ba1\u7406\u7684\u7efc\u5408\u9884\u7b97\u7f16\u5236\u5de5\u5177<\/li>\n\n\n\n<li>\u5feb\u901f\u8d26\u6237\u8bbe\u7f6e\u6d41\u7a0b\uff0c\u901a\u5e38\u53ef\u5728\u51e0\u5206\u949f\u5185\u901a\u8fc7\u79fb\u52a8\u5e94\u7528\u7a0b\u5e8f\u5b8c\u6210<\/li>\n\n\n\n<li>\u514d\u624b\u7eed\u8d39\u56fd\u9645\u8f6c\u8d26<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Revolut \u548c Monzo \u7b49\u6311\u6218\u8005\u94f6\u884c\u6709\u6548\u5730\u5229\u7528\u9ad8\u7ea7\u8ba2\u9605\u6a21\u5f0f\u6765\u63d0\u4f9b\u589e\u5f3a\u578b\u670d\u52a1\u5e76\u521b\u9020\u6301\u7eed\u7684\u6536\u5165\u6d41\u3002\u901a\u8fc7\u4e13\u6ce8\u4e8e\u4fbf\u5229\u6027\u3001\u7701\u65f6\u529f\u80fd\u548c\u9ad8\u6027\u4ef7\u6bd4\u7684\u94f6\u884c\u5e94\u7528\u7a0b\u5e8f\uff0c\u8fd9\u4e9b\u94f6\u884c\u63a8\u52a8\u4e86\u6570\u5b57\u670d\u52a1\u7684\u91c7\u7528\uff0c\u5e76\u91cd\u5851\u4e86\u6d88\u8d39\u8005\u7684\u671f\u671b\u3002.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u6311\u6218\u8005\u94f6\u884c\u5982\u4f55\u8fd0\u4f5c<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u6311\u6218\u8005\u94f6\u884c\u4e3b\u8981\u901a\u8fc7\u7f51\u7edc\u8fd0\u8425\uff0c\u5229\u7528\u79fb\u52a8\u5e94\u7528\u7a0b\u5e8f\u548c\u6570\u5b57\u5e73\u53f0\u63d0\u4f9b\u670d\u52a1\u3002\u8fd9\u79cd \"\u6570\u5b57\u4f18\u5148 \"\u7684\u65b9\u6cd5\u4f7f\u5b83\u4eec\u6709\u522b\u4e8e\u4f20\u7edf\u94f6\u884c\uff0c\u80fd\u591f\u63d0\u4f9b\u4ee5\u4e0b\u670d\u52a1<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u5373\u65f6\u5f00\u6237\u6d41\u7a0b\u901a\u5e38\u53ef\u5728\u51e0\u5206\u949f\u5185\u5b8c\u6210<\/li>\n\n\n\n<li>\u65e0\u9700\u5b9e\u4f53\u5206\u652f\u673a\u6784\uff0c\u53ef\u4f18\u5148\u8003\u8651 <a href=\"https:\/\/www.investglass.com\/zh\/%e5%a6%82%e4%bd%95%e8%87%aa%e5%8a%a8%e8%bf%9b%e8%a1%8c-kyc-%e9%aa%8c%e8%af%81-%e8%87%aa%e5%8a%a8%e5%bc%80%e5%8f%91%e6%b8%b8%e6%88%8f\/\" target=\"_self\" rel=\"noopener noreferrer\">\u5feb\u901f\u5165\u804c<\/a><\/li>\n\n\n\n<li>\u900f\u660e\u5b9a\u4ef7\uff0c\u79ef\u6781\u5f71\u54cd\u5ba2\u6237\u60c5\u7eea\u548c\u5ba2\u6237\u4fdd\u7559\u7387<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u5e94\u7528\u7a0b\u5e8f\u5185\u7684\u5ba2\u6237\u652f\u6301\u529f\u80fd\uff0c\u5982\u804a\u5929\u529f\u80fd\uff0c\u662f\u8bb8\u591a\u6311\u6218\u8005\u94f6\u884c\u7684\u4e3b\u6253\u529f\u80fd\uff0c\u53d7\u5230\u4e86\u7528\u6237\u7684\u597d\u8bc4\u3002\u8fd9\u79cd\u7eaf\u6570\u5b57\u5316\u7684\u65b9\u5f0f\u53ef\u80fd\u4f1a\u5e26\u6765\u6311\u6218\u3002\u5728\u9ad8\u5ea6\u91cd\u89c6\u4e2a\u4eba\u670d\u52a1\u7684\u5e02\u573a\u4e2d\u5c24\u5176\u5982\u6b64\u3002\u5c3d\u7ba1\u5982\u6b64\uff0c\u6570\u5b57\u5316\u8fd0\u8425\u7684\u9ad8\u6548\u6027\u548c\u4fbf\u5229\u6027\u4ecd\u5438\u5f15\u7740\u8d8a\u6765\u8d8a\u591a\u7684\u6d88\u8d39\u8005\u3002.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u6311\u6218\u8005\u94f6\u884c\u7684\u5b89\u5168\u4e0e\u4fe1\u4efb<\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/www.investglass.com\/wp-content\/uploads\/2023\/02\/8iypumbarzo-1024x683.jpg\" alt=\"\u745e\u58eb\u5ba2\u6237\u5173\u7cfb\u7ba1\u7406\u7cfb\u7edf InvestGlass\" class=\"wp-image-35449\" srcset=\"https:\/\/www.investglass.com\/wp-content\/uploads\/2023\/02\/8iypumbarzo-1024x683.jpg 1024w, https:\/\/www.investglass.com\/wp-content\/uploads\/2023\/02\/8iypumbarzo-300x200.jpg 300w, https:\/\/www.investglass.com\/wp-content\/uploads\/2023\/02\/8iypumbarzo-768x512.jpg 768w, https:\/\/www.investglass.com\/wp-content\/uploads\/2023\/02\/8iypumbarzo-1536x1024.jpg 1536w, https:\/\/www.investglass.com\/wp-content\/uploads\/2023\/02\/8iypumbarzo.jpg 1600w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\">\u745e\u58eb\u5ba2\u6237\u5173\u7cfb\u7ba1\u7406\u7cfb\u7edf InvestGlass<\/figcaption><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u6311\u6218\u8005\u94f6\u884c\u4e0e\u4f20\u7edf\u94f6\u884c\u5728\u76f8\u540c\u7684\u76d1\u7ba1\u8981\u6c42\u4e0b\u8fd0\u8425\uff0c\u786e\u4fdd\u9075\u5b88\u65e2\u5b9a\u7684\u8d22\u52a1\u51c6\u5219\u3002\u5b83\u4eec\u5177\u6709\u4ee5\u4e0b\u5171\u540c\u7279\u70b9\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u53d7\u4e0e\u4f20\u7edf\u94f6\u884c\u76f8\u540c\u7684\u673a\u6784\u76d1\u7ba1\u3002.<\/li>\n\n\n\n<li>\u901a\u5e38\u90fd\u6709\u5b58\u6b3e\u4fdd\u969c\u8ba1\u5212\uff0c\u80fd\u589e\u5f3a\u6d88\u8d39\u8005\u7684\u4fe1\u4efb\u548c\u5b89\u5168\u611f\uff0c\u4f7f\u6311\u6218\u8005\u94f6\u884c\u53d8\u5f97\u5b89\u5168\u3002.<\/li>\n\n\n\n<li>\u5728\u82f1\u56fd\uff0c\u62e5\u6709\u94f6\u884c\u6267\u7167\u7684\u6311\u6218\u8005\u94f6\u884c\u4e3a\u7b26\u5408\u6761\u4ef6\u7684\u5ba2\u6237\u63d0\u4f9b\u6700\u9ad8\u8fbe 8.5 \u4e07\u82f1\u9551\u7684\u5b58\u6b3e\u4fdd\u62a4\u3002.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u4e00\u4e9b\u65b0\u94f6\u884c\uff08\u5982 Chime\uff09\u672c\u8eab\u5e76\u4e0d\u6301\u6709\u6b63\u5f0f\u7684\u94f6\u884c\u6267\u7167\uff0c\u800c\u662f\u4e0e Bancorp \u94f6\u884c\u7b49\u53d7\u76d1\u7ba1\u673a\u6784\u5408\u4f5c\u63d0\u4f9b\u91d1\u878d\u670d\u52a1\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u6311\u6218\u8005\u94f6\u884c\u7684\u5b89\u5168\u529f\u80fd\u975e\u5e38\u5f3a\u5927\uff0c\u901a\u5e38\u5305\u62ec\u751f\u7269\u8bc6\u522b\u767b\u5f55\u548c\u53cc\u56e0\u7d20\u8eab\u4efd\u9a8c\u8bc1\u6765\u4fdd\u62a4\u8d26\u6237\u3002\u7136\u800c\uff0c\u5fc5\u987b\u6ce8\u610f\u7684\u662f\uff0c\u4e00\u4e9b\u7535\u5b50\u8d27\u5e01\u673a\u6784\uff0c\u5982 Revolut\uff0c\u5728\u4e0d\u540c\u7684\u6cd5\u89c4\u4e0b\u8fd0\u8425\uff0c\u4e0d\u63d0\u4f9b\u5ba2\u6237\u8d44\u91d1\u4fdd\u62a4\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5408\u89c4\u6210\u672c\u4e0d\u65ad\u589e\u52a0\uff0c\u7279\u522b\u662f\u5728\u7f51\u7edc\u5b89\u5168\u548c\u53cd\u6d17\u94b1\u9886\u57df\uff0c\u53cd\u6620\u51fa\u65b0\u94f6\u884c\u9762\u4e34\u7684\u76d1\u7ba1\u5ba1\u67e5\u65e5\u76ca\u4e25\u683c\u3002.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u6311\u6218\u8005\u94f6\u884c\u5e02\u573a\u7684\u4e3b\u8981\u53c2\u4e0e\u8005<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u6311\u6218\u8005\u94f6\u884c\u5e02\u573a\u4e0a\u6709\u51e0\u5bb6\u4e3b\u8981\u7684\u53c2\u4e0e\u8005\uff0c\u5b83\u4eec\u90fd\u4e3a\u8be5\u884c\u4e1a\u7684\u5feb\u901f\u53d1\u5c55\u548c\u521b\u65b0\u505a\u51fa\u4e86\u8d21\u732e\u3002Monzo\u3001Revolut \u548c Starling Bank \u662f\u82f1\u56fd\u6700\u9876\u5c16\u7684\u6311\u6218\u8005\u94f6\u884c\uff0c\u6bcf\u5bb6\u94f6\u884c\u90fd\u6709\u72ec\u7279\u7684\u4ea7\u54c1\u548c\u663e\u8457\u7684\u5e02\u573a\u5f71\u54cd\u529b\u3002Monzo \u4ee5\u9884\u4ed8\u501f\u8bb0\u5361\u670d\u52a1\u8d77\u5bb6\uff0c2017 \u5e74\u83b7\u5f97\u4e86\u6b63\u5f0f\u7684\u94f6\u884c\u724c\u7167\uff0c\u4ece\u800c\u80fd\u591f\u63d0\u4f9b\u5168\u9762\u7684\u670d\u52a1\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Starling \u94f6\u884c\u4e8e 2017 \u5e74\u63a8\u51fa\uff0c\u5df2\u7d2f\u8ba1\u878d\u8d44 7.15 \u4ebf\u82f1\u9551\uff0c\u5c55\u793a\u4e86\u5176\u5f3a\u5927\u7684\u8d44\u91d1\u652f\u6301\u548c\u53d1\u5c55\u6f5c\u529b\u3002Revolut\u662f\u53e6\u4e00\u4e2a\u91cd\u8981\u7684\u53c2\u4e0e\u8005\uff0c\u4e8e2015\u5e74\u5728\u82f1\u56fd\u63a8\u51fa\uff0c\u76ee\u524d\u5df2\u53d1\u5c55\u5230\u7ea6120\u4e07\u6708\u6d3b\u8dc3\u7528\u6237\uff0c\u6bcf\u5929\u5f00\u8bbe\u7ea68000\u4e2a\u8d26\u6237\u3002Revolut \u63d0\u4f9b\u591a\u79cd\u529f\u80fd\uff0c\u5305\u62ec\u8d27\u5e01\u5151\u6362\u3001\u501f\u8bb0\u5361\u548c\u865a\u62df\u5361\uff0c\u8fd9\u4e9b\u529f\u80fd\u589e\u5f3a\u4e86\u7528\u6237\u7684\u56fd\u9645\u4ea4\u6613\u4f53\u9a8c\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u7ef4\u73cd\u8d27\u5e01\u94f6\u884c\uff08Virgin Money\uff09\u662f\u53e6\u4e00\u5bb6\u91cd\u8981\u7684\u6311\u6218\u8005\u94f6\u884c\uff0c\u5728\u5317\u5ca9\u94f6\u884c\uff08Northern Rock\uff09\u5012\u95ed\u540e\u6210\u7acb\u3002\u5b83\u4ee3\u8868\u4e86\u82f1\u56fd\u96f6\u552e\u94f6\u884c\u7684\u65b0\u6f6e\u6d41\uff0c\u5f3a\u8c03\u73b0\u4ee3\u65b9\u6cd5\u548c\u6570\u5b57\u94f6\u884c\u670d\u52a1\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Monzo \u5728 2023 \u5e74 8 \u6708\u7684\u670d\u52a1\u8d28\u91cf\u8c03\u67e5\u4e2d\u540d\u5217\u524d\u8305\uff0c\u8fd9\u8db3\u4ee5\u8bc1\u660e\u5176\u5f3a\u5927\u7684\u5ba2\u6237\u670d\u52a1\u58f0\u8a89\u3002Revolut \u6700\u521d\u7684\u529f\u80fd\uff0c\u5982\u514d\u8d39\u8d27\u5e01\u5151\u6362\u548c ATM \u53d6\u6b3e\uff0c\u4f7f\u5176\u6210\u4e3a\u56fd\u9645\u6d88\u8d39\u7684\u70ed\u95e8\u9009\u62e9\u3002\u8fd9\u4e9b\u4e3b\u8981\u53c2\u4e0e\u8005\u6811\u7acb\u4e86\u9ad8\u6807\u51c6\uff0c\u63a8\u52a8\u4e86\u6311\u6218\u8005\u94f6\u884c\u5e02\u573a\u7684\u521b\u65b0\u548c\u5ba2\u6237\u6ee1\u610f\u5ea6\u3002.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u6311\u6218\u8005\u94f6\u884c\u7684\u6280\u672f\u521b\u65b0<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u6311\u6218\u8005\u94f6\u884c\u8d70\u5728\u94f6\u884c\u4e1a\u6280\u672f\u521b\u65b0\u7684\u524d\u6cbf\u3002\u5b83\u4eec\u8fc5\u901f\u91c7\u7528\u4eba\u5de5\u667a\u80fd\u91cd\u5851\u94f6\u884c\u6a21\u5f0f\uff0c\u4e13\u6ce8\u4e8e\u4e2a\u6027\u5316\u670d\u52a1\u548c\u654f\u6377\u8fd0\u8425\u3002\u5728\u4eba\u5de5\u667a\u80fd\u7684\u9a71\u52a8\u4e0b\uff0c\u8d85\u4e2a\u6027\u5316\u4f7f\u8fd9\u4e9b\u94f6\u884c\u80fd\u591f\u6839\u636e\u4e2a\u4eba\u7528\u6237\u7684\u884c\u4e3a\u548c\u80cc\u666f\u5b9a\u5236\u91d1\u878d\u4ea7\u54c1\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5f00\u653e\u5f0f\u5e94\u7528\u7a0b\u5e8f\u63a5\u53e3\uff08API\uff09\u548c\u6a21\u5757\u5316\u6280\u672f\u4f7f\u6311\u6218\u8005\u94f6\u884c\u80fd\u591f\u5feb\u901f\u9002\u5e94\u5e76\u6709\u6548\u6269\u5c55\u3002\u8fd9\u4e9b\u6280\u672f\u4fc3\u8fdb\u4e86\u65e0\u7f1d\u6570\u636e\u6d41\u5e76\u6700\u5927\u9650\u5ea6\u5730\u63d0\u9ad8\u4e86\u5b89\u5168\u6027\uff0c\u4f7f\u94f6\u884c\u80fd\u591f\u63d0\u4f9b\u5177\u6709\u7ade\u4e89\u529b\u7684\u4ea7\u54c1\uff0c\u5982\u66f4\u4f4e\u7684\u8d39\u7528\u548c\u66f4\u5feb\u7684\u670d\u52a1\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u6b64\u5916\u3001, <a href=\"https:\/\/www.investglass.com\/zh\/ai-%e5%af%b9%e4%b8%ad%e5%a4%ae%e9%93%b6%e8%a1%8c%e8%b4%a7%e5%b8%81%e6%94%bf%e7%ad%96%e5%92%8c%e5%86%b3%e7%ad%96%e8%bf%87%e7%a8%8b%e7%9a%84%e5%bd%b1%e5%93%8d\/\" target=\"_self\" rel=\"noopener noreferrer\">\u4eba\u5de5\u667a\u80fd\u5de5\u5177<\/a> \u901a\u8fc7\u9884\u6d4b\u76d1\u7ba1\u9700\u6c42\u548c\u81ea\u52a8\u8fdb\u884c\u98ce\u9669\u8bc4\u4f30\u6765\u52a0\u5f3a\u5408\u89c4\u6d41\u7a0b\uff0c\u786e\u4fdd\u8fd9\u4e9b\u94f6\u884c\u5728\u63d0\u4f9b\u4ee5\u4e0b\u670d\u52a1\u7684\u540c\u65f6\u4fdd\u6301\u5408\u89c4\u6027 <a href=\"https:\/\/www.investglass.com\/zh\/%e6%b7%b1%e5%85%a5%e8%af%84%e8%bf%b0%e9%93%b6%e8%a1%8c%e7%9a%84%e4%ba%ba%e5%b7%a5%e6%99%ba%e8%83%bd%e4%bb%a3%e7%90%86\/\" target=\"_self\" rel=\"noopener noreferrer\">\u521b\u65b0\u7684\u673a\u5668\u5b66\u4e60\u89e3\u51b3\u65b9\u6848<\/a>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u5e02\u573a\u8d8b\u52bf\u548c\u589e\u957f\u7edf\u8ba1<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u5168\u7403\u65b0\u94f6\u884c\u548c\u6311\u6218\u8005\u94f6\u884c\u4e1a\u6b63\u5904\u4e8e\u663e\u8457\u589e\u957f\u7684\u8f68\u9053\u4e0a\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u9884\u8ba1\u5c06\u4ece 2024 \u5e74\u7684 696 \u4ebf\u7f8e\u5143\u589e\u957f\u5230 2034 \u5e74\u7684\u7ea6 6982 \u4ebf\u7f8e\u5143<\/li>\n\n\n\n<li>\u53cd\u6620\u4e86 2025 \u81f3 2034 \u5e74\u95f4 26.5% \u7684\u590d\u5408\u5e74\u589e\u957f\u7387<\/li>\n\n\n\n<li>\u589e\u957f\u52a8\u529b\u6765\u81ea <a href=\"https:\/\/www.investglass.com\/zh\/2023-%e5%b9%b4%e6%b2%99%e7%89%b9%e9%98%bf%e6%8b%89%e4%bc%af%e6%9c%80%e4%bd%b3%e6%95%b0%e5%ad%97%e9%93%b6%e8%a1%8c\/\" target=\"_self\" rel=\"noopener noreferrer\">\u8d8a\u6765\u8d8a\u591a\u5730\u91c7\u7528\u7eaf\u6570\u5b57\u94f6\u884c\u670d\u52a1<\/a><\/li>\n\n\n\n<li>2024 \u5e74\u7eaf\u6570\u5b57\u94f6\u884c\u4e1a\u52a1\u89c4\u6a21\u8d85\u8fc7 450 \u4ebf\u7f8e\u5143<\/li>\n\n\n\n<li>\u7eaf\u6570\u5b57\u94f6\u884c\u4e1a\u52a1\u7684\u5e02\u573a\u4efd\u989d\u8d85\u8fc7 70%<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">2024 \u5e74\uff0c\u4e2a\u4eba\u6d88\u8d39\u8005\u7ea6\u5360\u65b0\u94f6\u884c\u548c\u6311\u6218\u8005\u94f6\u884c\u5e02\u573a\u7684 63.5%\u3002\u9884\u8ba1\u4ece 2025 \u5e74\u5230 2033 \u5e74\uff0c\u8be5\u884c\u4e1a\u7684\u5e74\u590d\u5408\u589e\u957f\u7387\u5c06\u8fbe\u5230 22.8%\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u91d1\u878d\u670d\u52a1\u4e0e\u975e\u91d1\u878d\u5e73\u53f0\u7684\u6574\u5408\u4e3a\u6311\u6218\u8005\u94f6\u884c\u63d0\u4f9b\u4e86\u8d8a\u6765\u8d8a\u591a\u7684\u673a\u4f1a\uff0c\u4f7f\u5176\u80fd\u591f\u63a5\u89e6\u5230\u65b0\u5ba2\u6237\u5e76\u63d0\u5347\u670d\u52a1\u6c34\u5e73\u3002.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u7ade\u4e89\u683c\u5c40<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u6311\u6218\u8005\u94f6\u884c\u65e8\u5728\u901a\u8fc7\u6539\u8fdb\u6570\u5b57\u89e3\u51b3\u65b9\u6848\u548c\u4ee5\u5ba2\u6237\u4e3a\u4e2d\u5fc3\u7684\u670d\u52a1\u6765 \u2018\u6311\u6218 \u2019\u4f20\u7edf\u94f6\u884c\u3002\u5b83\u4eec\u5229\u7528\u6280\u672f\u8fdb\u6b65\u548c\u5feb\u901f\u54cd\u5e94\u5e02\u573a\u9700\u6c42\u7684\u80fd\u529b\u63a8\u52a8\u4e86\u5176\u5feb\u901f\u53d1\u5c55\u3002\u8bb8\u591a\u6311\u6218\u8005\u94f6\u884c\u5229\u7528\u5148\u8fdb\u7684\u6570\u5b57\u5e73\u53f0\u7b80\u5316\u5ba2\u6237\u4f53\u9a8c\uff0c\u4e0e\u4f20\u7edf\u94f6\u884c\u76f8\u6bd4\u5177\u6709\u663e\u8457\u4f18\u52bf\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u91d1\u878d\u79d1\u6280\u516c\u53f8\u4e0e\u4f20\u7edf\u94f6\u884c\u4e4b\u95f4\u7684\u5408\u4f5c\u975e\u5e38\u666e\u904d\uff0c\u8bb8\u591a\u65b0\u94f6\u884c\u4e0e\u6301\u724c\u94f6\u884c\u5408\u4f5c\u4ee5\u6269\u5927\u5176\u4e1a\u52a1\u8303\u56f4\u3002\u8fd9\u4e9b\u5408\u4f5c\u901a\u8fc7\u6574\u5408\u6311\u6218\u8005\u94f6\u884c\u7684\u521b\u65b0\u89e3\u51b3\u65b9\u6848\uff0c\u63d0\u5347\u4e86\u670d\u52a1\u548c\u5ba2\u6237\u4f53\u9a8c\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u4e3a\u4e86\u5e94\u5bf9\u7ade\u4e89\uff0c\u4f20\u7edf\u94f6\u884c <a href=\"https:\/\/www.investglass.com\/zh\/%e5%ae%9e%e7%8e%b0%e9%93%b6%e8%a1%8c%e4%b8%9a%e5%b7%ae%e5%bc%82%e5%8c%96%e7%9a%84-5-%e7%a7%8d%e6%96%b9%e6%b3%95\/\" target=\"_self\" rel=\"noopener noreferrer\">\u52a0\u5f3a\u6570\u5b57\u5316\u670d\u52a1\uff0c\u91c7\u7528\u5148\u8fdb\u6280\u672f\uff0c\u5728\u4e0d\u65ad\u53d8\u5316\u7684\u91d1\u878d\u73af\u5883\u4e2d\u4fdd\u6301\u7ade\u4e89\u529b<\/a>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u6311\u6218\u8005\u94f6\u884c\u7684\u672a\u6765\u673a\u9047<\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/www.investglass.com\/wp-content\/uploads\/2023\/01\/InvestGlass-AlexandreGaillard-CEO-1024x683.png\" alt=\"\u4e0e\u4e9a\u5386\u5c71\u5927-\u76d6\u62c9\u5fb7\u53ca\u5176\u56e2\u961f\u4e00\u8d77\u5efa\u7acb\u60a8\u7684\u94f6\u884c InvestGlass\" class=\"wp-image-48105\" srcset=\"https:\/\/www.investglass.com\/wp-content\/uploads\/2023\/01\/InvestGlass-AlexandreGaillard-CEO-1024x683.png 1024w, https:\/\/www.investglass.com\/wp-content\/uploads\/2023\/01\/InvestGlass-AlexandreGaillard-CEO-300x200.png 300w, https:\/\/www.investglass.com\/wp-content\/uploads\/2023\/01\/InvestGlass-AlexandreGaillard-CEO-768x512.png 768w, https:\/\/www.investglass.com\/wp-content\/uploads\/2023\/01\/InvestGlass-AlexandreGaillard-CEO-1536x1024.png 1536w, https:\/\/www.investglass.com\/wp-content\/uploads\/2023\/01\/InvestGlass-AlexandreGaillard-CEO.png 2048w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\">\u4e0e\u4e9a\u5386\u5c71\u5927-\u76d6\u62c9\u5fb7\u53ca\u5176\u56e2\u961f\u4e00\u8d77\u5efa\u7acb\u60a8\u7684\u94f6\u884c InvestGlass<\/figcaption><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u672a\u6765\u5c06\u4e3a\u6311\u6218\u8005\u94f6\u884c\u5e26\u6765\u91cd\u5927\u673a\u9047\uff0c\u5c24\u5176\u662f<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u4e3a\u88ab\u4f20\u7edf\u94f6\u884c\u5ffd\u89c6\u7684\u4e2d\u5c0f\u578b\u4f01\u4e1a\u63d0\u4f9b\u670d\u52a1\u3002.<\/li>\n\n\n\n<li>\u5728\u667a\u80fd\u624b\u673a\u666e\u53ca\u7387\u8f83\u9ad8\u7684\u65b0\u5174\u5e02\u573a\u8fdb\u884c\u6269\u5f20\uff0c\u4ee5\u83b7\u5f97\u66f4\u5927\u7684\u5ba2\u6237\u7fa4\u3002.<\/li>\n\n\n\n<li>\u8ffd\u6c42\u533a\u57df\u6269\u5f20\uff0c\u5728\u9644\u8fd1\u5e02\u573a\u7ad9\u7a33\u811a\u8ddf\uff0c\u63d0\u9ad8\u8fd0\u8425\u6548\u7387\u3002.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u4e0e\u91d1\u878d\u79d1\u6280\u516c\u53f8\u5408\u4f5c\u63a8\u8fdb\u53ef\u6301\u7eed\u53d1\u5c55\u5021\u8bae\u548c\u5206\u4eab\u6700\u4f73\u5b9e\u8df5\u7684\u60c5\u51b5\u6b63\u5728\u589e\u52a0\u3002\u9886\u5148\u7684\u6570\u5b57\u94f6\u884c\u6b63\u5728\u901a\u8fc7\u63d0\u4f9b\u94f6\u884c\u5373\u670d\u52a1\uff08BaaS\uff09\u548c\u6280\u672f\u89e3\u51b3\u65b9\u6848\u7b49\u670d\u52a1\uff0c\u4f7f\u5176\u6536\u5165\u6765\u6e90\u591a\u6837\u5316\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u7528\u6237\u53cd\u9988\u5bf9\u529f\u80fd\u5f00\u53d1\u6709\u91cd\u5927\u5f71\u54cd\uff0c\u53ef\u786e\u4fdd\u6ee1\u8db3\u5ba2\u6237\u9700\u6c42\uff0c\u5e76\u8ba9\u5ba2\u6237\u56e2\u961f\u505a\u51fa\u660e\u667a\u51b3\u7b56\u3002\u6210\u529f\u7684\u5173\u952e\u5728\u4e8e\u5e73\u8861\u521b\u65b0\u4e0e\u8d22\u52a1\u7a33\u5b9a\u6027\uff0c\u5e76\u89e3\u51b3\u670d\u52a1\u4eba\u53e3\u4e0d\u8db3\u7684\u95ee\u9898\u3002.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u5ba2\u6237\u4f53\u9a8c\u548c\u7528\u6237\u754c\u9762<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u6311\u6218\u8005\u94f6\u884c\u975e\u5e38\u91cd\u89c6\u901a\u8fc7\u91d1\u878d\u79d1\u6280\u521b\u65b0\u63d0\u5347\u5ba2\u6237\u4f53\u9a8c\u3002\u5b83\u4eec\u63d0\u4f9b\u4e0e\u7b2c\u4e09\u65b9\u91d1\u878d\u5e94\u7528\u7a0b\u5e8f\u7684\u5f3a\u5927\u96c6\u6210\uff0c\u5927\u5927\u63d0\u5347\u4e86\u7528\u6237\u4f53\u9a8c\u3002\u5176\u79fb\u52a8\u5e94\u7528\u7a0b\u5e8f\u7684\u6709\u6548\u6027\u662f\u7528\u6237\u4e92\u52a8\u7684\u6838\u5fc3\uff0c\u5ba2\u6237\u6ee1\u610f\u5ea6\u5728\u5f88\u5927\u7a0b\u5ea6\u4e0a\u53d6\u51b3\u4e8e\u8fd9\u4e9b\u5e94\u7528\u7a0b\u5e8f\u7684\u6613\u7528\u6027\u548c\u5e03\u5c40\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5982\u679c\u4e0d\u80fd\u6ee1\u8db3\u5ba2\u6237\u7684\u9ad8\u671f\u671b\u503c\uff0c\u5c31\u4f1a\u5bfc\u81f4\u8d1f\u9762\u60c5\u7eea\u3002\u7136\u800c\uff0c\u5c06\u529f\u80fd\u6027\u7f6e\u4e8e\u7f8e\u5b66\u8bbe\u8ba1\u4e4b\u4e0a\u7684\u94f6\u884c\u5f80\u5f80\u4f1a\u6536\u5230\u66f4\u591a\u7684\u79ef\u6781\u53cd\u9988\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u6d88\u8d39\u8005\u7684\u53cd\u9988\u8868\u660e\uff0c\u79fb\u52a8\u5e94\u7528\u7a0b\u5e8f\u7684\u65e0\u7f1d\u7528\u6237\u4f53\u9a8c\u548c\u529f\u80fd\u662f\u5f71\u54cd\u603b\u4f53\u6ee1\u610f\u5ea6\u7684\u91cd\u8981\u56e0\u7d20\u3002.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u6311\u6218\u8005\u94f6\u884c\u63d0\u4f9b\u7684\u91d1\u878d\u4ea7\u54c1<\/h2>\n\n\n\n<p 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Learn what they are and how they\u2019re changing banking. Introduction to the Banking Sector The banking sector is experiencing a period of unprecedented transformation, largely driven by the rise of challenger banks and their innovative use of technology. Unlike traditional banks, [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":48170,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[13],"tags":[169],"class_list":["post-48169","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-article","tag-digital-bank"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.6.1 (Yoast SEO v27.7) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Challenger Bank: Transforming Digital Banking Today<\/title>\n<meta name=\"description\" content=\"Discover the benefits of challenger banks, offering lower fees and innovative services in a digital-first banking environment.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.investglass.com\/zh\/\u94f6\u884c\u4e1a\u7684\u672a\u6765-2025-\u6311\u6218\u8005\u94f6\u884c\u4e0d\u5bb9\u9519\u8fc7\u7684\u6d1e\u5bdf\u529b\/\" \/>\n<meta property=\"og:locale\" content=\"zh_CN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"The Future of Banking: 2025 Challenger Bank Insights You Can&#039;t Miss\" \/>\n<meta property=\"og:description\" content=\"Challenger banks are digital-first institutions offering lower fees and innovative services without physical branches. 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