{"id":29881,"date":"2021-06-03T21:49:20","date_gmt":"2021-06-03T19:49:20","guid":{"rendered":"https:\/\/www.investglass.com\/?p=29881"},"modified":"2026-04-23T12:58:55","modified_gmt":"2026-04-23T10:58:55","slug":"%e6%89%93%e9%80%a0%e4%bd%a0%e7%9a%84%e6%9c%aa%e6%9d%a5-%e4%bd%a0%e5%ba%94%e8%af%a5%e5%88%9b%e5%8a%9e%e5%93%aa%e5%ae%b6%e9%93%b6%e8%a1%8c","status":"publish","type":"post","link":"https:\/\/www.investglass.com\/zh\/building-your-future-what-bank-should-you-start\/","title":{"rendered":"\u6253\u9020\u60a8\u7684\u672a\u6765\uff1a\u60a8\u5e94\u8be5\u4ece\u54ea\u5bb6\u94f6\u884c\u5f00\u59cb\uff1f"},"content":{"rendered":"<p>\u73b0\u5728\u5f00\u59cb\u6253\u9020\u81ea\u5df1\u7684\u672a\u6765\u8fd8\u4e3a\u65f6\u4e0d\u665a\uff0c\u56e0\u6b64\u9009\u62e9\u5408\u9002\u7684\u94f6\u884c\u5408\u4f5c\u4f19\u4f34\u975e\u5e38\u91cd\u8981\u3002\u5728\u672c\u6587\u4e2d\uff0c\u6211\u4eec\u5c06\u63a2\u8ba8\u5728\u5f00\u7acb\u94f6\u884c\u8d26\u6237\u4e4b\u524d\u5e94\u8be5\u8003\u8651\u7684\u4e00\u4e9b\u4e8b\u9879\u3002.<\/p>\n<p>\u6211\u4eec\u5c06\u65b0\u94f6\u884c\u5206\u4e3a\u56db\u79cd\u7c7b\u578b\u3002.<\/p>\n<\/p>\n<h2 class=\"wp-block-heading\" id=\"h-neo-banks-for-saving-account-and-more\">\u63d0\u4f9b\u50a8\u84c4\u8d26\u6237\u7b49\u670d\u52a1\u7684\u65b0\u94f6\u884c<\/h2>\n<p>\u65b0\u94f6\u884c\u901a\u5e38\u6ca1\u6709\u94f6\u884c\u6267\u7167\uff0c\u4f46\u4e0e\u94f6\u884c\u5408\u4f5c\u63d0\u4f9b\u670d\u52a1\u3002\u65b0\u94f6\u884c\u8981\u6c42\u5ba2\u6237\u5df2\u6709\u94f6\u884c\u8d26\u6237\uff0c\u5e76\u63d0\u4f9b\u66f4\u597d\u7684\u7528\u6237\u4f53\u9a8c\u3002\u7528\u6237\u4f53\u9a8c\u662f\u65b9\u4fbf\u5f00\u6237\u7684\u5173\u952e\u3002\u91d1\u878d\u673a\u6784\u53ef\u4ee5\u7533\u8bf7\u83b7\u5f97\u8be5\u56fd\u7684\u94f6\u884c\u6267\u7167\uff0c\u7136\u540e\u63d0\u4f9b\u4e0d\u540c\u7c7b\u578b\u7684\u8d26\u6237\u3002\u8fd9\u4e9b\u94f6\u884c\u901a\u5e38\u6bd4\u65b0\u94f6\u884c\u6709\u66f4\u591a\u7684\u529f\u80fd\uff1a\u63d0\u4f9b\u50a8\u84c4\u8d26\u6237\u3001\u652f\u7968\u8d26\u6237\u670d\u52a1\u548c\u8d37\u6b3e\u3002\u60a8\u53ef\u80fd\u77e5\u9053 <a href=\"https:\/\/www.webank.it\/\">WeBank<\/a> \u7531 <a href=\"https:\/\/www.tencent.com\/en-us\/about.html\">\u817e\u8baf<\/a>, Yolt \u548c Moven \u5c31\u662f\u65b0\u94f6\u884c\u7684\u4f8b\u5b50\u3002.<\/p>\n<\/p>\n<p><a href=\"https:\/\/www.google.com\">Azaret Metrio Zintos<\/a><\/p>\n<h2 class=\"wp-block-heading\" id=\"h-the-new-banks-with-the-whole-old-bank-service-from-saving-money-savings-accounts-to-trading\">\u65b0\u94f6\u884c\u63d0\u4f9b\u4ece\u5b58\u94b1\u3001\u50a8\u84c4\u8d26\u6237\u5230\u4ea4\u6613\u7684\u6240\u6709\u8001\u94f6\u884c\u670d\u52a1<\/h2>\n<p>\u65b0\u94f6\u884c\u62e5\u6709\u5b8c\u6574\u7684\u94f6\u884c\u6267\u7167\uff0c\u63d0\u4f9b\u4e0e\u4f20\u7edf\u94f6\u884c\u76f8\u540c\u7684\u670d\u52a1\u3002\u4f60\u4f1a\u53d1\u73b0\u5305\u62ec Monzo\u3001N26\u3001MyBank\u3001Starling Bank \u548c Revolut\u3002\u5b83\u4eec\u6b63\u52aa\u529b\u4ece\u4f20\u7edf\u6846\u67b6\u4e2d\u72ec\u7acb\u51fa\u6765\uff0c\u901a\u5e38\u4f1a\u4e0e\u5f53\u5730\u7684\u4e00\u7ea7\u94f6\u884c\u5408\u4f5c\u3002 <a href=\"https:\/\/www.investglass.com\/zh\/%e4%ba%ba%e5%b7%a5%e6%99%ba%e8%83%bd%e5%9c%a8%e9%93%b6%e8%a1%8c%e8%90%a5%e9%94%80%e4%b8%ad%e7%9a%84%e5%8f%98%e9%9d%a9%e6%80%a7%e5%ba%94%e7%94%a8\/\" target=\"_blank\" rel=\"noopener\" data-wpil-monitor-id=\"2338\">\u94f6\u884c\u9700\u8981\u5f00\u62d3\u65b0\u5e02\u573a\u65f6<\/a>. .\u4f8b\u5982\uff0cRevolut \u4e0e\u745e\u58eb\u4fe1\u8d37\u5408\u4f5c\u3002\u8fd9\u4e9b\u94f6\u884c\u5fc5\u987b\u7ba1\u7406\u597d\u91d1\u878d\u884c\u4e3a\u76d1\u7ba1\u5c40\u548c\u5ba1\u614e\u76d1\u7ba1\u5c40\u7684\u9884\u671f\u3002.<\/p>\n<\/p>\n<h2 class=\"wp-block-heading\" id=\"h-the-non-bank-account-non-banks\">\u975e\u94f6\u884c\u8d26\u6237\u201c <strong>\u975e\u94f6\u884c<\/strong><\/h2>\n<p>\u8fd9\u4e9b\u94f6\u884c\u4e0e\u4f20\u7edf\u7684\u94f6\u884c\u724c\u7167\u65e0\u5173\u3002\u76f8\u53cd\uff0c\u5b83\u4eec\u5c06\u901a\u8fc7\u5176\u4ed6\u65b9\u5f0f\u63d0\u4f9b\u91d1\u878d\u670d\u52a1\u3002\u8fd9\u79cd\u72ec\u7279\u7684\u6a21\u5f0f\u4f7f\u8be5\u516c\u53f8\u80fd\u591f\u72ec\u7acb\u4e8e\u73b0\u6709\u94f6\u884c\u8fd0\u8425\u3002.<\/p>\n<p>\u5b83\u4eec\u901a\u5e38\u62e5\u6709\u5f3a\u5927\u7684\u4fe1\u606f\u6280\u672f\uff0c\u4e3a\u76f4\u63a5\u501f\u8bb0\u6280\u672f\u63d0\u4f9b\u670d\u52a1\uff0c\u4f46\u4e0d\u63d0\u4f9b\u72ec\u7acb\u7684\u5efa\u8bae\u6216\u91d1\u878d\u4ea7\u54c1\u3002.<\/p>\n<h2 class=\"wp-block-heading\" id=\"h-the-beta-banks-with-savings-account-and-more-beta-banks\">Beta \u94f6\u884c - \u63d0\u4f9b\u50a8\u84c4\u8d26\u6237\u53ca\u66f4\u591a\u670d\u52a1 <strong>\u8d1d\u5854\u94f6\u884c<\/strong><\/h2>\n<p>\u5408\u8d44\u94f6\u884c\u548c\u9644\u5c5e\u94f6\u884c\u901a\u8fc7\u6bcd\u516c\u53f8\u7684\u8bb8\u53ef\u8bc1\u63d0\u4f9b\u91d1\u878d\u670d\u52a1\u3002Beta \u94f6\u884c\u901a\u5e38\u662f\u4f5c\u4e3a\u8fdb\u5165\u65b0\u5e02\u573a\u7684\u4e00\u79cd\u65b9\u5f0f\u800c\u6210\u7acb\u7684\u3002\u4f8b\u5982\uff0cAiBank\uff08\u4e2d\u56fd\u7684\u4e2d\u4fe1\u94f6\u884c\u516c\u53f8\u548c\u767e\u5ea6\uff09\u548c Simple\uff08Bancorp \u548c BBVA\uff09\u3002\u8fd9\u4e9b\u94f6\u884c\u62e5\u6709\u81ea\u5df1\u7684\u751f\u6001\u7cfb\u7edf\uff0c\u901a\u8fc7 API \u8fde\u63a5\u65b0\u7684\u4e1a\u52a1\u6a21\u5f0f\u3001\u65b0\u7684\u5ba2\u6237\u4f53\u9a8c\uff0c\u5e76\u63d0\u4f9b\u4e0e\u7b2c\u4e09\u65b9\u91d1\u878d\u673a\u6784\u7684\u8fde\u63a5\u3002.<\/p>","protected":false},"excerpt":{"rendered":"<p>It&#8217;s never too late to start building your future, so it is important to get the right banking partner. In this article, we&#8217;ll explore some of the things you should consider before starting a bank account. We distinguish four types of new banks. Neo banks for saving account and more Neo banks usually do not [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":29882,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[13],"tags":[35,37],"class_list":["post-29881","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-article","tag-crm-for-banking","tag-neobank"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.6.1 (Yoast SEO v27.7) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Create a Neobank: A Beginner&#039;s Guide | InvestGlass<\/title>\n<meta name=\"description\" content=\"Building Your Future: What Bank Should You Start? 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