{"id":49688,"date":"2026-04-10T08:37:06","date_gmt":"2026-04-10T06:37:06","guid":{"rendered":"https:\/\/www.investglass.com\/?p=49688"},"modified":"2026-04-15T09:27:12","modified_gmt":"2026-04-15T07:27:12","slug":"politik-acidan-nufuz-sahibi-kisi-pep","status":"publish","type":"post","link":"https:\/\/www.investglass.com\/tr\/what-is-a-politically-exposed-person-pep\/","title":{"rendered":"Siyasi N\u00fcfuz Sahibi Ki\u015fi (PEP) Nedir?"},"content":{"rendered":"<p class=\"wp-block-paragraph\">Genellikle PEP olarak bilinen siyasi a\u00e7\u0131dan n\u00fcfuz sahibi bir ki\u015fi, \u00f6nemli bir kamu g\u00f6revi y\u00fcr\u00fcten veya y\u00fcr\u00fctm\u00fc\u015f olan bir bireydir. Bu, devlet ba\u015fkanlar\u0131, h\u00fck\u00fcmet bakanlar\u0131, k\u0131demli h\u00e2kimler, askeri komutanlar ve devletin sahip oldu\u011fu \u015firketlerin y\u00f6neticileri gibi roller i\u00e7erir. Siyasi a\u00e7\u0131dan n\u00fcfuz sahibi ki\u015fi terimi, bu bireylerin kamu kaynaklar\u0131, s\u00f6zle\u015fmeler ve d\u00fczenleyici kararlar \u00fczerinde \u00f6nemli bir etkiye sahip oldu\u011fu ger\u00e7e\u011fini yans\u0131t\u0131r.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/www.investglass.com\/tr\/banka-sahi%cc%87bi%cc%87-olmak-ne-kadar-karli-deri%cc%87nlemesine-bi%cc%87r-anali%cc%87z\/\" target=\"_self\">Finansal kurumlar<\/a> Siyasi a\u00e7\u0131dan n\u00fcfuz sahibi ki\u015fileri r\u00fc\u015fvet, yolsuzluk ve kara para aklama a\u00e7\u0131s\u0131ndan y\u00fcksek risk arz eden ki\u015filer olarak de\u011ferlendirin. Bu, her siyasi n\u00fcfuz sahibinin su\u00e7 i\u015fledi\u011finden de\u011fil, pozisyonlar\u0131n\u0131n onlar\u0131 kamusal g\u00fcc\u00fc yasad\u0131\u015f\u0131 kazan\u00e7 i\u00e7in k\u00f6t\u00fcye kullanmak isteyenler a\u00e7\u0131s\u0131ndan cazip hedefler haline getirmesinden kaynaklanmaktad\u0131r. Bankalar, varl\u0131k y\u00f6neticileri, sigortac\u0131lar ve fintech firmalar\u0131, kara para aklamay\u0131 \u00f6nleme ve m\u00fc\u015fterini tan\u0131 y\u00fck\u00fcml\u00fcl\u00fcklerinin bir par\u00e7as\u0131 olarak siyasi a\u00e7\u0131dan n\u00fcfuz sahibi ki\u015fileri tespit etmek ve geli\u015fmi\u015f durum tespiti uygulamak zorundad\u0131r.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Siyasi a\u00e7\u0131dan n\u00fcfuz sahibi ki\u015filere (PEP) y\u00f6nelik d\u00fczenleyici tan\u0131mlar ve izleme gereklilikleri, Kanada, AB, Birle\u015fik Krall\u0131k ve di\u011ferlerindeki \u00fclke bazl\u0131 k\u0131lavuzlar ve yasal \u00e7er\u00e7eveler gibi yarg\u0131 b\u00f6lgelerine g\u00f6re de\u011fi\u015fiklik g\u00f6stermektedir. PEP tan\u0131mlar\u0131 ve izleme gereklilikleri, ayn\u0131 zamanda kara para aklamay\u0131 \u00f6nleme \u00e7er\u00e7evelerinde ulusal denetimin yan\u0131 s\u0131ra yerel denetimin \u00f6nemini yans\u0131tacak \u015fekilde Kanada yerel y\u00f6netim d\u00fczeyindeki yetkilileri de kapsayacak \u015fekilde geni\u015fleyebilir.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">InvestGlass \u015funlar\u0131 sa\u011flar <a href=\"https:\/\/www.investglass.com\/tr\/sovereign-ne-anlama-geliyor\/\" target=\"_self\">egemen<\/a> Amerikan veya \u00c7in \u00e7\u00f6z\u00fcm\u00fc istemeyen d\u00fczenlenmi\u015f kurumlar i\u00e7in PEP ve yapt\u0131r\u0131m tarama i\u015f ak\u0131\u015flar\u0131. \u0130svi\u00e7re'de bar\u0131nd\u0131r\u0131lan veya \u015firket i\u00e7inde (on-premise) kurulan InvestGlass, uyum ekiplerine hassas m\u00fc\u015fteri verileri \u00fczerinde tam kontrol sa\u011flarken k\u00fcresel d\u00fczenleyici beklentileri kar\u015f\u0131lar.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u00d6nemli noktalar:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>PEP, \u00f6nemli bir kamu g\u00f6revi y\u00fcr\u00fcten veya y\u00fcr\u00fctm\u00fc\u015f olan bir ki\u015fidir<\/li>\n\n\n\n<li>PEP stat\u00fcs\u00fc su\u00e7lamalar\u0131 de\u011fil, art\u0131r\u0131lm\u0131\u015f risk de\u011ferlendirmesini tetikler<\/li>\n\n\n\n<li>Finansal kurulu\u015flar, AML (kara para aklaman\u0131n \u00f6nlenmesi) d\u00fczenlemeleri kapsam\u0131nda PEP'leri (siyasi n\u00fcfuz sahibi ki\u015fileri) taramak ve izlemek zorundad\u0131r.<\/li>\n\n\n\n<li>InvestGlass, \u0130svi\u00e7re egemen uyumluluk altyap\u0131s\u0131 sunar<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-origins-of-the-pep-concept-and-global-standards\"><span class=\"ez-toc-section\" id=\"Origins_of_the_PEP_Concept_and_Global_Standards\"><\/span>PEP Kavram\u0131n\u0131n K\u00f6keni ve K\u00fcresel Standartlar<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">PEP kavram\u0131, devlet yetkililerinin yasad\u0131\u015f\u0131 kazan\u00e7lar\u0131 k\u00fcresel finans sistemi arac\u0131l\u0131\u011f\u0131yla nas\u0131l aklad\u0131\u011f\u0131n\u0131 g\u00f6zler \u00f6n\u00fcne seren b\u00fcy\u00fck yank\u0131 uyand\u0131ran skandallar\u0131n ard\u0131ndan 1990\u2019larda ortaya \u00e7\u0131kt\u0131. Abacha Olay\u0131 belirleyici bir vaka olarak durmaktad\u0131r. Nijeryal\u0131 diktat\u00f6r Sani Abacha ve ortaklar\u0131, 1993 ile 1998 y\u0131llar\u0131 aras\u0131nda devlet kasas\u0131ndan tahmini \u00fc\u00e7 ila be\u015f milyar dolar hortumlam\u0131\u015f, fonlar\u0131 Britanya, \u0130svi\u00e7re, Jersey ve L\u00fcksemburg'daki banka hesaplar\u0131 \u00fczerinden y\u00f6nlendirmi\u015ftir. Soru\u015fturmalar, Avrupa bankalar\u0131n\u0131n durum tespiti s\u00fcre\u00e7lerindeki sistemsel aksakl\u0131klar\u0131 ortaya \u00e7\u0131kard\u0131.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">2000'lerin ba\u015flar\u0131ndaki erken d\u00f6nem Birle\u015fmi\u015f Milletler ve Avrupa Birli\u011fi yolsuzlukla m\u00fccadele s\u00f6zle\u015fmeleri, PEP y\u00fck\u00fcml\u00fcl\u00fcklerinin resmile\u015ftirilmesini tetikledi. 2003 tarihli BM Yolsuzlukla M\u00fccadele S\u00f6zle\u015fmesi \u00f6nemli bir temel olu\u015fturdu. AB, 2005 y\u0131l\u0131nda \u00dc\u00e7\u00fcnc\u00fc Kara Para Aklama Direktifi ile bunu takip ederek \u00fcye devletlerdeki y\u00fck\u00fcml\u00fc kurulu\u015flar i\u00e7in \u00f6zel PEP gereklilikleri getirdi.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">2013 y\u0131l\u0131nda ayr\u0131nt\u0131l\u0131 S\u0130P (Siyasi N\u00fcfuz Sahibi Ki\u015fi) k\u0131lavuzuyla g\u00fcncellenen 2012 Revize Mali Eylem G\u00f6rev G\u00fcc\u00fc Tavsiyeleri, g\u00fcn\u00fcm\u00fczde \u00e7o\u011fu ulusal d\u00fczenleyicinin takip etti\u011fi k\u00fcresel standartlar\u0131 belirlemi\u015ftir. FATF 12 No'lu Tavsiye Karar\u0131; yabanc\u0131 S\u0130P'ler, onlar\u0131n birinci dereceden aile \u00fcyeleri ve yak\u0131n i\u015f ortaklar\u0131 i\u00e7in art\u0131r\u0131lm\u0131\u015f durum tespiti zorunlulu\u011fu getirmektedir. Bir\u00e7ok yarg\u0131 b\u00f6lgesi bu gereklilikleri yerli S\u0130P'leri de kapsayacak \u015fekilde geni\u015fletmi\u015ftir.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u00d6nemli d\u00f6n\u00fcm noktalar\u0131:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>1990'lar: Abacha Skandal\u0131 ve benzeri skandallar s\u0131n\u0131r \u00f6tesi yolsuzluk risklerini g\u00f6zler \u00f6n\u00fcne seriyor<\/li>\n\n\n\n<li>2003: Birle\u015fmi\u015f Milletler Yolsuzlukla M\u00fccadele S\u00f6zle\u015fmesi<\/li>\n\n\n\n<li>2005: AB \u00dc\u00e7\u00fcnc\u00fc Aklama Kar\u015f\u0131t\u0131 Direktifi (AML), Siyasi N\u00fcfuz Sahibi Ki\u015fi (PEP) gerekliliklerini getiriyor<\/li>\n\n\n\n<li>2012-2013: FATF G\u00f6zden Ge\u00e7irilmi\u015f Tavsiyeleri mevcut k\u00fcresel standartlar\u0131 olu\u015fturur<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">InvestGlass, uluslararas\u0131 m\u00fc\u015fterilerini desteklemek i\u00e7in uyumluluk i\u015f ak\u0131\u015flar\u0131n\u0131 FATF tavsiyeleri, AB AML direktifleri ve Birle\u015fik Krall\u0131k Para Aklama D\u00fczenlemeleri ile uyumlu hale getirmektedir.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-definition-of-a-politically-exposed-person\"><span class=\"ez-toc-section\" id=\"Definition_of_a_Politically_Exposed_Person\"><\/span>Politik N\u00fcfuz Sahibi Ki\u015fi Tan\u0131m\u0131<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Kesin finansal d\u00fczenleme terimleriyle, n\u00fcfuz sahibi bir ki\u015fi (siyasi n\u00fcfuz sahibi ki\u015fi), ulusal veya uluslararas\u0131 d\u00fczeyde \u00f6nemli bir kamu g\u00f6revi y\u00fcr\u00fcten veya y\u00fcr\u00fctm\u00fc\u015f olan bir ki\u015fidir. Vurgu, ki\u015fisel servetten ziyade n\u00fcfuz etme ve karar alma g\u00fcc\u00fcne maruz kalma \u00fczerindedir. Bir S\u0130NK (PEP), kamu fonlar\u0131n\u0131 kontrol edebilir, s\u00f6zle\u015fmeler verebilir, lisanslar verebilir veya d\u00fczenleyici onaylar\u0131 etkileyebilir.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Bu konumsal yetki, devlet kaynaklar\u0131na eri\u015fimi k\u00f6t\u00fcye kullanmak isteyen su\u00e7lular\u0131 cezbetmektedir. Siyasi a\u00e7\u0131dan n\u00fcfuz sahibi ki\u015filer (PEP'ler), rollerinin r\u00fc\u015fvet, fon sapt\u0131rma veya devlet te\u015febb\u00fcslerinin k\u00f6t\u00fcye kullan\u0131m\u0131 i\u00e7in f\u0131rsatlar yaratmas\u0131 nedeniyle y\u00fcksek risk olu\u015fturur. Sonuncu <a href=\"https:\/\/www.investglass.com\/pl\/understanding-who-is-a-beneficial-owner-our-guide-to-rules-requirements\/\" target=\"_self\">intifa hakk\u0131 sahibi<\/a> \u015f\u00fcpheli i\u015flemlerin ge\u00e7mi\u015fi, \u00f6nemli bir kamu g\u00f6revinde bulunan veya bulunmu\u015f bir ki\u015fiye dayanabilir.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Kritik olarak, PEP stat\u00fcs\u00fc bir su\u00e7lama de\u011fildir. AB 2015\/849 Say\u0131l\u0131 Direktifi ve Birle\u015fik Krall\u0131k 2010 Ceza Adalet Kanunu gibi aktar\u0131lan yasalar, PEP olarak s\u0131n\u0131fland\u0131r\u0131lman\u0131n yaln\u0131zca ek incelemeyi tetikledi\u011fini vurgulamaktad\u0131r. Bu durum, finansal su\u00e7 kan\u0131t\u0131 olmaktan ziyade, art\u0131r\u0131lm\u0131\u015f \u00f6zen y\u00fck\u00fcml\u00fcl\u00fc\u011f\u00fc gerektiren bir risk s\u0131n\u0131fland\u0131rmas\u0131n\u0131 temsil eder.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">InvestGlass, uyum ekiplerinin PEP'leri (Siyasete N\u00fcfuz Etmi\u015f Ki\u015fileri) i\u015faretlemesine ve s\u0131n\u0131fland\u0131rmas\u0131na olanak tan\u0131r <a href=\"https:\/\/www.investglass.com\/tr\/crm-si%cc%87stemi%cc%87-nasil-basarili-bi%cc%87r-seki%cc%87lde-kullanilir\/\" target=\"_self\">CRM<\/a>, m\u00fc\u015fteri ili\u015fkisi boyunca durumu g\u00f6r\u00fcn\u00fcr k\u0131larak ve <a href=\"https:\/\/www.investglass.com\/tr\/musteri-yasam-dongusu-yonetimi-bankacilik-nihai-rehber\/\" target=\"_self\">m\u00fc\u015fteri ya\u015fam d\u00f6ng\u00fcs\u00fc<\/a>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Tan\u0131mlay\u0131c\u0131 unsurlar:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Ulusal veya uluslararas\u0131 d\u00fczeyde \u00f6nemli kamu g\u00f6revi<\/li>\n\n\n\n<li>Ki\u015fisel servete de\u011fil, kamu kaynaklar\u0131 \u00fczerindeki n\u00fcfuza odaklan\u0131n<\/li>\n\n\n\n<li>Su\u00e7lama de\u011fil, risk s\u0131n\u0131fland\u0131rmas\u0131<\/li>\n\n\n\n<li>Artt\u0131r\u0131lm\u0131\u015f durum tespiti gerekliliklerini tetikler<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-characteristics-of-politically-exposed-persons\"><span class=\"ez-toc-section\" id=\"Characteristics_of_Politically_Exposed_Persons\"><\/span>Politik Olarak N\u00fcfuz Sahip Ki\u015filerin \u00d6zellikleri<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Politik olarak n\u00fcfuz sahibi ki\u015filer (PEP'ler), belirgin kamu g\u00f6revleri ve h\u00fck\u00fcmet kararlar\u0131, kamu kaynaklar\u0131, d\u00fczenleyici \u00e7er\u00e7eveler ile kamu sekt\u00f6r\u00fc \u00fczerindeki \u00f6nemli n\u00fcfuzlar\u0131yla ay\u0131rt edilirler. Bu y\u00fcksek stat\u00fc; kendilerini, birinci dereceden aile \u00fcyelerini ve yak\u0131n ortaklar\u0131n\u0131, kara para aklama ve ter\u00f6rizm finansman\u0131 dahil olmak \u00fczere finansal su\u00e7lara kar\u0131\u015fma riskine daha a\u00e7\u0131k hale getirmektedir. Finansal kurulu\u015flar i\u00e7in PEP'lerin \u00f6zelliklerini anlamak, etkind risk y\u00f6netimi ve kara para aklaman\u0131n \u00f6nlenmesi d\u00fczenlemelerine uyum sa\u011flanmas\u0131 a\u00e7\u0131s\u0131ndan esast\u0131r.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">PEP'ler genellikle \u00fcst d\u00fczey siyaset\u00e7ileri, h\u00fck\u00fcmet bakanlar\u0131n\u0131, \u00fcst d\u00fczey askeri yetkilileri, devlet m\u00fclkiyetindeki \u015firketlerin y\u00f6neticilerini ve uluslararas\u0131 kurulu\u015flar\u0131n \u00fcst y\u00f6netimini kapsar. Rolleri genellikle onlara finansal sistemlere ayr\u0131cal\u0131kl\u0131 eri\u015fim ve b\u00fcy\u00fck finansal i\u015flemleri etkileme yetene\u011fi kazand\u0131r\u0131r. Mali Eylem G\u00f6rev G\u00fcc\u00fc (FATF) ve Kanada federal h\u00fck\u00fcmeti ile Avustralya h\u00fck\u00fcmet organ\u0131 gibi ulusal d\u00fczenleyiciler; hem yerli hem de yabanc\u0131 PEP'lerin yan\u0131 s\u0131ra uluslararas\u0131 kurulu\u015flar\u0131n PEP'lerinin de y\u00fcksek risk profili olu\u015fturdu\u011funu vurgulamaktad\u0131r.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Politik n\u00fcfuz sahibi ki\u015filerin temel bir \u00f6zelli\u011fi, kamu g\u00f6revinden ayr\u0131ld\u0131ktan sonra bile finansal i\u015flemler \u00fczerinde etki ve kontrol sahibi olmaya devam etmeleridir. Bu devam eden etki, eski devlet yetkililerinin, k\u0131demli yabanc\u0131 siyasi fig\u00fcrlerin ve i\u015f ortaklar\u0131n\u0131n finansal kurulu\u015flar i\u00e7in risk olu\u015fturmaya devam edebilece\u011fi anlam\u0131na gelir. Birinci derece aile \u00fcyeleri ve yak\u0131n ortaklar da gizlemek i\u00e7in kullan\u0131labilecekleri i\u00e7in n\u00fcfuz sahibi ki\u015filer olarak kabul edilir <a href=\"https:\/\/www.investglass.com\/tr\/intifa-hakki-sahipligi-bilgileri-nedir\/\" target=\"_self\">intifa hakk\u0131 sahipli\u011fi<\/a> veya PEP ad\u0131na \u015f\u00fcpheli faaliyeti kolayla\u015ft\u0131rmak.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Finansal kurulu\u015flar, ili\u015fkide yer alan herhangi bir t\u00fczel ki\u015fili\u011fin lehtar\u0131n\u0131 ve nihai ger\u00e7ek lehtar\u0131n\u0131 do\u011frulayarak, sa\u011flam m\u00fc\u015fteri kimlik tespiti s\u00fcre\u00e7leri arac\u0131l\u0131\u011f\u0131yla PEP'leri (siyasi n\u00fcfuz sahibi ki\u015fileri) tespit etmelidir. Karma\u015f\u0131k i\u015f ili\u015fkileri, y\u00fcksek net de\u011fer ve \u015f\u00fcpheli faaliyet ge\u00e7mi\u015fi gibi risk fakt\u00f6rleri dikkatlice de\u011ferlendirilmelidir. Kara para aklama, ter\u00f6r\u00fcn finansman\u0131 ve di\u011fer finansal su\u00e7lar\u0131n riskini tespit etmek ve azaltmak i\u00e7in art\u0131r\u0131lm\u0131\u015f durum tespiti ve s\u00fcrekli izleme gereklidir.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Amerika Birle\u015fik Devletleri'ndeki Banka Gizlili\u011fi Yasas\u0131 ve Kanada'daki Su\u00e7 Gelirlerinin Aklanmas\u0131 ve Ter\u00f6rizmin Finansman\u0131yla M\u00fccadele Yasas\u0131 dahil olmak \u00fczere uluslararas\u0131 standartlar, finansal kurulu\u015flar\u0131n PEP taramas\u0131 ve izlemesi i\u00e7in risk temelli prosed\u00fcrler uygulamalar\u0131n\u0131 zorunlu k\u0131lmaktad\u0131r. Bu, finansal i\u015flemlerin, i\u015f ili\u015fkilerinin ve m\u00fc\u015fterinin stat\u00fcs\u00fcndeki veya risk profilindeki de\u011fi\u015fikliklerin d\u00fczenli olarak g\u00f6zden ge\u00e7irilmesini i\u00e7erir.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Uygulamada, PEP'lerin \u00f6zellikleri, risk y\u00f6netiminde kapsaml\u0131 bir yakla\u015f\u0131m gerektirir. Finansal kurulu\u015flar; siyasi n\u00fcfuz sahibi ki\u015fileri, aile \u00fcyelerini ve yak\u0131n i\u015f ortaklar\u0131n\u0131 i\u00e7eren t\u00fcm i\u015f ili\u015fkilerinde kapsaml\u0131 durum tespiti y\u00fcr\u00fctmeli, s\u00fcrekli izleme s\u00fcrd\u00fcrmeli ve geli\u015fmi\u015f bir inceleme uygulamal\u0131d\u0131r. PEP'lerle ili\u015fkili benzersiz riskleri anlayarak ve ele alarak, kurulu\u015flar kendilerini finansal su\u00e7lara kar\u015f\u0131 daha iyi koruyabilir ve k\u00fcresel kara para aklamay\u0131 \u00f6nleme standartlar\u0131na uyumu sa\u011flayabilir.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-types-and-categories-of-politically-exposed-persons\"><span class=\"ez-toc-section\" id=\"Types_and_Categories_of_Politically_Exposed_Persons\"><\/span>Politikaya N\u00fcfuz Etmi\u015f Ki\u015filerin T\u00fcrleri ve Kategorileri<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">D\u00fczenleyiciler genellikle rol, yarg\u0131 alan\u0131 ve ili\u015fkiye ba\u011fl\u0131 olarak birka\u00e7 PEP kategorisi ay\u0131r\u0131r. Spesifik yasal ifade yarg\u0131 alan\u0131na g\u00f6re de\u011fi\u015fiklik g\u00f6sterir, ancak temel kategoriler FATF rehberli\u011fi ve \u00e7o\u011fu ulusal \u00e7at\u0131 \u00e7er\u00e7evede tutarl\u0131l\u0131\u011f\u0131n\u0131 korur. Tarama, genel PEP riskini belirlemek ilgili ki\u015finin rol\u00fcn\u00fc ve ilgili \u00fclke veya kurulu\u015fu dikkate almal\u0131d\u0131r.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/www.investglass.com\/wp-content\/uploads\/2026\/04\/Politically-Exposed-Persons-1024x683.jpg\" alt=\"Siyasi N\u00fcfuz Sahibi Ki\u015filer\" class=\"wp-image-49555\" srcset=\"https:\/\/www.investglass.com\/wp-content\/uploads\/2026\/04\/Politically-Exposed-Persons-1024x683.jpg 1024w, https:\/\/www.investglass.com\/wp-content\/uploads\/2026\/04\/Politically-Exposed-Persons-300x200.jpg 300w, https:\/\/www.investglass.com\/wp-content\/uploads\/2026\/04\/Politically-Exposed-Persons-768x512.jpg 768w, https:\/\/www.investglass.com\/wp-content\/uploads\/2026\/04\/Politically-Exposed-Persons-1536x1024.jpg 1536w, https:\/\/www.investglass.com\/wp-content\/uploads\/2026\/04\/Politically-Exposed-Persons-scaled.jpg 2048w, https:\/\/www.investglass.com\/wp-content\/uploads\/2026\/04\/Politically-Exposed-Persons-18x12.jpg 18w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\">Siyasi N\u00fcfuz Sahibi Ki\u015filer<\/figcaption><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-foreign-politically-exposed-persons\"><span class=\"ez-toc-section\" id=\"Foreign_Politically_Exposed_Persons\"><\/span>Yabanc\u0131 Siyasi N\u00fcfuz Sahip Ki\u015filer<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Yabanc\u0131 PEP'ler, finansal kurulu\u015fun faaliyet g\u00f6sterdi\u011fi \u00fclke d\u0131\u015f\u0131ndaki bir devlette \u00f6nemli kamu g\u00f6revleri \u00fcstlenmi\u015f ki\u015filerdir. \u00d6rnek olarak yabanc\u0131 devlet ba\u015fkanlar\u0131, h\u00fck\u00fcmet bakanlar\u0131, k\u0131demli yabanc\u0131 siyasi fig\u00fcr rollerindeki ki\u015filer, b\u00fcy\u00fckel\u00e7iler, y\u00fcksek mahkeme yarg\u0131\u00e7lar\u0131 ve yabanc\u0131 devlet m\u00fclkiyetindeki i\u015fletmelerin y\u00f6neticileri verilebilir.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Yabanc\u0131 Siyasi N\u00fcfuz Sahibi Ki\u015filer (PEP), bilgi asimetrileri ve s\u0131n\u0131r \u00f6tesi yolsuzluk \u015febekeleri potansiyeli nedeniyle en kat\u0131 incelemeyi cezbeder. Malezyal\u0131 yetkililerin k\u00fcresel bankalar arac\u0131l\u0131\u011f\u0131 aklad\u0131\u011f\u0131 4,5 milyar dolar\u0131n yer ald\u0131\u011f\u0131 1MDB skandal\u0131, bu yolsuzluk risklerini \u00f6rneklemektedir. FATF rehberli\u011fi ve AB direktifleri, yabanc\u0131 PEP'ler i\u00e7in en s\u0131k\u0131 art\u0131r\u0131lm\u0131\u015f m\u00fc\u015fteri tan\u0131ma \u00f6nlemlerini \u00f6nermektedir.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">InvestGlass, yabanc\u0131 S\u0130P'lere (siyasi a\u00e7\u0131dan n\u00fcfuz sahibi ki\u015filere) otomatik olarak daha y\u00fcksek taban risk seviyeleri atayan ve \u00fcst y\u00f6netimin ek onay ad\u0131mlar\u0131n\u0131 tetikleyen risk puanlama kurallar\u0131na izin verir.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-domestic-politically-exposed-persons\"><span class=\"ez-toc-section\" id=\"Domestic_Politically_Exposed_Persons\"><\/span>Yerel Siyasete Maruz Kalan Ki\u015filer<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Yurt i\u00e7i n\u00fcfuz sahibi ki\u015filer, raporlama yapan kurulu\u015fla ayn\u0131 \u00fclkede \u00f6nemli kamu g\u00f6revlerinde bulunurlar veya bulunmu\u015flard\u0131r. Bu kategori, ulusal parlamento \u00fcyelerini, \u00fcst d\u00fczey devlet memurlar\u0131n\u0131, merkez bankas\u0131 y\u00f6netim kurulu \u00fcyelerini, \u00fcst d\u00fczey askeri yetkilileri ve ulusal d\u00fczeydeki \u00fcst d\u00fczey siyaset\u00e7ileri kapsar.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Tarihsel olarak baz\u0131 rejimler art\u0131r\u0131lm\u0131\u015f tedbirleri yaln\u0131zca yabanc\u0131 S\u0130P'lere (PEP) uygularken, modern kurallar giderek yerli S\u0130P'leri de kapsamaktad\u0131r. Birle\u015fik Krall\u0131k 2024 Kara Para Aklama D\u00fczenlemeleri de\u011fi\u015fiklikleri art\u0131k yerli ve yabanc\u0131 S\u0130P'ler aras\u0131nda ayr\u0131m yaparak yerel \u015feffafl\u0131k seviyelerini yans\u0131tan riske dayal\u0131 prosed\u00fcrlere izin vermektedir.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Yerel Siyasi N\u00fcfuz Sahibi Ki\u015filer (PEP'ler), yolsuzlukla m\u00fccadele \u00e7er\u00e7evelerinin g\u00fc\u00e7l\u00fc oldu\u011fu \u00fclkelerde daha d\u00fc\u015f\u00fck risk arz edebilir veya yolsuzluk endekslerinin sistematik sorunlara i\u015faret etti\u011fi yarg\u0131 b\u00f6lgelerinde daha y\u00fcksek risk olu\u015fturabilir. InvestGlass, firmalar\u0131n yerel bir PEP'in risk derecesini ayarlarken gerek\u00e7elendirmelerini belgelendirmesini sa\u011flar.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-international-organisation-peps\"><span class=\"ez-toc-section\" id=\"International_Organisation_PEPs\"><\/span>Uluslararas\u0131 Kurulu\u015f PEP'leri<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">FATF standartlar\u0131 uyar\u0131nca, uluslararas\u0131 kurulu\u015flar\u0131n baz\u0131 \u00fcst d\u00fczey y\u00f6neticilerine uluslararas\u0131 kurulu\u015f PEP'leri (Siyasete N\u00fcfuz Etmi\u015f Ki\u015fileri) muamelesi yap\u0131l\u0131r. \u00d6rnek olarak Birle\u015fmi\u015f Milletler, Avrupa Komisyonu, D\u00fcnya Bankas\u0131, IMF, b\u00f6lgesel kalk\u0131nma bankalar\u0131 veya NATO'nun y\u00f6netim kurulu \u00fcyeleri veya \u00fcst d\u00fczey y\u00f6netimi g\u00f6sterilebilir.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Bu organlar\u0131n her \u00e7al\u0131\u015fan\u0131 bu niteli\u011fi ta\u015f\u0131maz. Yaln\u0131zca \u00f6nemli kaynaklar \u00fczerinde n\u00fcfuz sahibi olan k\u0131demli y\u00f6netim veya karar alma d\u00fczeyindekiler PEP olarak kabul edilir. InvestGlass, tarama kurallar\u0131n\u0131n ekipler ve lokasyonlar aras\u0131nda tutarl\u0131 kalmas\u0131 i\u00e7in pozisyonlar ve kurulu\u015flar hakk\u0131nda yap\u0131land\u0131r\u0131lm\u0131\u015f verileri depolayabilir.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-family-members-and-close-associates\"><span class=\"ez-toc-section\" id=\"Family_Members_and_Close_Associates\"><\/span>Aile Fertleri ve Yak\u0131n \u0130\u015f Arkada\u015flar\u0131<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">PEP'lerin geni\u015f aile \u00fcyeleri ve yak\u0131n ortaklar\u0131 da art\u0131r\u0131lm\u0131\u015f d\u00fczeyde inceleme gerektirir. FATF ve b\u00f6lgesel d\u00fczenlemeler aile \u00fcyelerini e\u015fler, partnerler, \u00e7ocuklar, ebeveynler ve baz\u0131 yorumlarda karde\u015fler olarak tan\u0131mlar. Bu birinci dereceden aile \u00fcyeleri, PEP ad\u0131na fon aktarabilir veya varl\u0131k tutabilir.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Yak\u0131n i\u015f ortaklar\u0131, uzun s\u00fcreli i\u015f orta\u011f\u0131 ili\u015fkilerini, t\u00fczel ki\u015filerin ortak intisap sahibi bireylerini veya PEP'in (Siyasete N\u00fcfuz Etmi\u015f Ki\u015fi) yarar\u0131 i\u00e7in olu\u015fturulmu\u015f t\u00fczel ki\u015filerin tek intisap sahibini i\u00e7erir. Bu taraflar finansal i\u015flemlerde vekil olarak hareket edebilirler.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">InvestGlass, m\u00fc\u015fteriler, aile \u00fcyeleri ve i\u015f ortaklar\u0131 aras\u0131ndaki ili\u015fki haritalar\u0131n\u0131n tek bir CRM g\u00f6r\u00fcn\u00fcm\u00fcnde g\u00f6r\u00fclebilmesi i\u00e7in ba\u011flant\u0131l\u0131 taraf modellemesini destekler.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-who-is-considered-a-politically-exposed-person-in-practice\"><span class=\"ez-toc-section\" id=\"Who_Is_Considered_a_Politically_Exposed_Person_in_Practice\"><\/span>Uygulamada Siyasi N\u00fcfuz Sahip Ki\u015fi Kim Kabul Edilir?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Bankalar ve di\u011fer y\u00fck\u00fcml\u00fc kurulu\u015flar, PEP'leri (siyasi n\u00fcfuz sahibi ki\u015fileri) tespit etmek i\u00e7in FATF rehberli\u011fini kullan\u0131r. Pratik kriterler; kamu politikalar\u0131, b\u00fct\u00e7eler veya d\u00fczenleyici kararlar \u00fczerinde \u00f6nemli etkiye sahip rollere odaklan\u0131r.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Belirli \u00fclke kurallar\u0131 bu kategorileri daha da netle\u015ftirir. Birle\u015fik Krall\u0131k Para Aklamay\u0131 \u00d6nleme D\u00fczenlemeleri, AB direktifleri, \u0130svi\u00e7re'deki FINMA genelgeleri ve Singapur'daki MAS bildirimlerinin her biri kendi PEP tan\u0131mlar\u0131n\u0131 sunar. Resmi bir k\u00fcresel PEP sicili yoktur; bu nedenle firmalar ticari veritabanlar\u0131n\u0131, kamu kaynaklar\u0131n\u0131 ve dahili kay\u0131tlar\u0131 birle\u015ftirmek zorundad\u0131r.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Yayg\u0131n PEP rolleri:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Devlet ve h\u00fck\u00fcmet ba\u015fkanlar\u0131<\/li>\n\n\n\n<li>Bakanlar kurulu \u00fcyeleri ve h\u00fck\u00fcmet bakanlar\u0131<\/li>\n\n\n\n<li>Milletvekilleri<\/li>\n\n\n\n<li>B\u00fcy\u00fck\u015fehir belediye ba\u015fkanlar\u0131<\/li>\n\n\n\n<li>Y\u00fcksek mahkeme ve Anayasa Mahkemesi h\u00e2kimleri<\/li>\n\n\n\n<li>Merkez bankas\u0131 ba\u015fkanlar\u0131 ve y\u00f6netim kurulu \u00fcyeleri<\/li>\n\n\n\n<li>K\u0131demli askeri komutanlar<\/li>\n\n\n\n<li>Devlet iktisadi te\u015fekk\u00fcllerinin y\u00f6neticileri<\/li>\n\n\n\n<li>B\u00fcy\u00fckel\u00e7iler ve y\u00fcksek komiserler<\/li>\n\n\n\n<li>Siyasi parti y\u00f6neticileri<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">InvestGlass, \u00e7ok \u00fclkeli kurumlar\u0131n uyumlu k\u00fcresel bir politikay\u0131 s\u00fcrd\u00fcr\u00fcrken yerel tan\u0131mlarla uyum sa\u011flayabilmesi i\u00e7in \u00fclkeye \u00f6zg\u00fc kurallarla yap\u0131land\u0131r\u0131labilir.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-why-politically-exposed-persons-are-high-risk\"><span class=\"ez-toc-section\" id=\"Why_Politically_Exposed_Persons_Are_High_Risk\"><\/span>Politik Olarak N\u00fcfuz Sahibi Ki\u015filer Neden Y\u00fcksek Risk Ta\u015f\u0131r?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Temel risk; kamu kararlar\u0131n\u0131 etkileme, b\u00fct\u00e7e tahsis etme, lisans verme veya kamu ihalesi d\u00fczenleme yetkisinden kaynaklanmaktad\u0131r. UNODC, yaln\u0131zca kamu al\u0131mlar\u0131ndaki yolsuzlu\u011fun d\u00fcnya \u00e7ap\u0131nda y\u0131ll\u0131k bir ila iki trilyon dolar tutar\u0131nda oldu\u011funu tahmin etmektedir. Siyasi a\u00e7\u0131dan n\u00fcfuz sahibi ki\u015filer (PEP'ler); komisyonlar\u0131n, \u015fi\u015firilmi\u015f s\u00f6zle\u015fmelerin, devlet fonlar\u0131n\u0131n ba\u015fka y\u00f6ne aktar\u0131lmas\u0131n\u0131n ve devlet te\u015febb\u00fcslerinin k\u00f6t\u00fcye kullan\u0131lmas\u0131n\u0131n ger\u00e7ekle\u015febilece\u011fi pozisyonlar\u0131 i\u015fgal etmektedir. Bu fakt\u00f6rler, siyasi a\u00e7\u0131dan n\u00fcfuz sahibi ki\u015filerle ili\u015fkili y\u00fcksek kara para aklama riskine katk\u0131da bulunmakta ve yasa d\u0131\u015f\u0131 finansal faaliyetleri \u00f6nlemek i\u00e7in s\u0131k\u0131 izleme ile uyum \u00f6nlemlerini zorunlu k\u0131lmaktad\u0131r.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Politik a\u00e7\u0131dan n\u00fcfuz sahibi ki\u015filer (PEP'ler), ter\u00f6rizmin finansman\u0131 riskini ve finansal su\u00e7lara kar\u015f\u0131 savunmas\u0131zl\u0131\u011f\u0131 daha da art\u0131ran gasp veya zorlaman\u0131n hedefi de olabilirler. Onlar\u0131n i\u015f ili\u015fkileri ve finansal i\u015flemleri dikkatli bir izleme gerektirir.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">PEP olmak su\u00e7 te\u015fkil eden bir davran\u0131\u015f\u0131n kan\u0131t\u0131 de\u011fildir. Bu, riskin azalt\u0131lmas\u0131 i\u00e7in daha g\u00fc\u00e7l\u00fc kontrollerin gereksiz oldu\u011funa dair bir sinyaldir. FCA verileri, PEP hesaplar\u0131n\u0131n ortalamadan be\u015f ila on kat daha fazla \u015f\u00fcpheli i\u015flem bildirimi i\u015faret etti\u011fini ve bunun da geli\u015fmi\u015f durum tespiti gerekliliklerini hakl\u0131 \u00e7\u0131kard\u0131\u011f\u0131n\u0131 g\u00f6stermektedir.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Ba\u015fl\u0131ca risk fakt\u00f6rleri:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Kamusal fonlar ve s\u00f6zle\u015fmeler \u00fczerinde kontrol<\/li>\n\n\n\n<li>R\u00fc\u015fvet, komisyon ve irtikap potansiyeli<\/li>\n\n\n\n<li>Bask\u0131ya veya s\u00f6m\u00fcr\u00fcye kar\u015f\u0131 savunmas\u0131zl\u0131k<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">InvestGlass, kurumlar\u0131n y\u00fcksek riskli PEP (Siyasete N\u00fcfuz Etmi\u015f Ki\u015fi) m\u00fc\u015fterilerinin neden kabul edildi\u011fini veya reddedildi\u011fini g\u00f6stermek i\u00e7in risk de\u011ferlendirmelerini belgelemelerine ve net denetim izleri bulundurmalar\u0131na yard\u0131mc\u0131 olur.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-how-to-identify-and-screen-politically-exposed-persons\"><span class=\"ez-toc-section\" id=\"How_to_Identify_and_Screen_Politically_Exposed_Persons\"><\/span>Politik Olarak Maruz Kalm\u0131\u015f Ki\u015filer Nas\u0131l Tespit Edilir ve \u0130ncelenir<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">PEP taramas\u0131, hesap a\u00e7\u0131l\u0131\u015f\u0131 s\u0131ras\u0131nda m\u00fc\u015fteri kimlik tespitinin bir par\u00e7as\u0131n\u0131 olu\u015fturur ve s\u00fcrekli izleme yoluyla devam eder. Resmi bir k\u00fcresel sicil bulunmad\u0131\u011f\u0131ndan, firmalar ticari PEP veritabanlar\u0131na, a\u00e7\u0131k kaynak istihbarat\u0131na ve dahili kay\u0131tlara g\u00fcvenmektedir. M\u00fc\u015fteriler yeni se\u00e7ildi\u011finde veya atand\u0131\u011f\u0131nda durum de\u011fi\u015fikliklerini yakalamak i\u00e7in tarama d\u00fczenli olarak \u00e7al\u0131\u015ft\u0131r\u0131lmal\u0131d\u0131r.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>PEP tarama i\u015f ak\u0131\u015f\u0131:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Kay\u0131t a\u015famas\u0131nda do\u011fru kimlik verilerini toplay\u0131n<\/li>\n\n\n\n<li>PEP, yapt\u0131r\u0131mlar ve olumsuz medya listelerine kar\u015f\u0131 tarama<\/li>\n\n\n\n<li>Potansiyel e\u015fle\u015fmeleri inceleyin ve risk fakt\u00f6rlerini de\u011ferlendirin<\/li>\n\n\n\n<li>Kararlar\u0131 belgeleyin ve gerekti\u011finde \u00fcst makamlara bildirin<\/li>\n\n\n\n<li>Periyodik yeniden tarama planlay\u0131n<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">InvestGlass entegre olur <a href=\"https:\/\/www.investglass.com\/tr\/kurumsal-bankacilik-i%cc%87ci%cc%87n-di%cc%87ji%cc%87tal-i%cc%87se-alimin-opti%cc%87mi%cc%87ze-edi%cc%87lmesi%cc%87-en-i%cc%87yi%cc%87-uygulamalar-ve-temel-strateji%cc%87ler\/\" target=\"_self\">dijital i\u015fe al\u0131m<\/a>, KYC formlar\u0131n\u0131 ve harici tarama sa\u011flay\u0131c\u0131lar\u0131n\u0131 tek bir \u0130svi\u00e7re bar\u0131nd\u0131rmal\u0131 platformda.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-practical-steps-to-check-if-someone-is-a-pep\"><span class=\"ez-toc-section\" id=\"Practical_Steps_to_Check_if_Someone_Is_a_PEP\"><\/span>Bir Ki\u015finin PEP Olup Olmad\u0131\u011f\u0131n\u0131 Kontrol Etmek \u0130\u00e7in Pratik Ad\u0131mlar<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Uyum ekipleri yasal ad\u0131 ve varsa takma adlar\u0131 do\u011frulamal\u0131, do\u011fum tarihi, uyruk ve rol bilgilerini toplmal\u0131d\u0131r. Ticari PEP veritabanlar\u0131, BM, AB ve OFAC yapt\u0131r\u0131m listeleri ve olumsuz medya kaynaklar\u0131na kar\u015f\u0131 kontroller \u00e7al\u0131\u015ft\u0131rmal\u0131d\u0131r.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Tarama kurallar\u0131n\u0131n ince ayar\u0131n\u0131n yap\u0131lmas\u0131, ger\u00e7ek e\u015fle\u015fmeleri ka\u00e7\u0131rmadan yanl\u0131\u015f pozitifleri azalt\u0131r. Geli\u015fmi\u015f sistemler, g\u00fcr\u00fclt\u00fcy\u00fc y\u00fczde 70'e varan oranda azaltabilen bulan\u0131k mant\u0131k algoritmalar\u0131 kullan\u0131r. Mevcut m\u00fc\u015fteri taban\u0131n\u0131n periyodik toplu taramas\u0131, \u00f6zellikle se\u00e7imlerden veya b\u00fcy\u00fck siyasi de\u011fi\u015fikliklerden sonra esast\u0131r.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">InvestGlass, planlanm\u0131\u015f taramalar\u0131 otomatikle\u015ftirebilir ve inceleme ile eskalasyon i\u00e7in yap\u0131land\u0131r\u0131labilir i\u015f ak\u0131\u015flar\u0131 arac\u0131l\u0131\u011f\u0131yla uyar\u0131lar\u0131 y\u00f6nlendirebilir.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-enhanced-due-diligence-and-ongoing-monitoring\"><span class=\"ez-toc-section\" id=\"Enhanced_Due_Diligence_and_Ongoing_Monitoring\"><\/span>Geli\u015fmi\u015f Durum Tespiti ve S\u00fcrekli \u0130zleme<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Bir ki\u015fi PEP olarak belirlendikten sonra, firmalar standart M\u00fc\u015fterini Tan\u0131 (KYC) prosed\u00fcrleri yerine geli\u015fmi\u015f durum tespiti uygulamal\u0131d\u0131r. Bu; servetin kayna\u011f\u0131n\u0131n, fonlar\u0131n kayna\u011f\u0131n\u0131n ve beklenen hesap faaliyetinin anla\u015f\u0131lmas\u0131n\u0131 i\u00e7erir. M\u00fc\u015fteri ili\u015fkisi kurulmadan veya s\u00fcrd\u00fcr\u00fclmeden \u00f6nce genellikle \u00fcst y\u00f6netim onay\u0131 gereklidir.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">S\u00fcrekli durum tespiti, birka\u00e7 y\u0131lda bir yerine genellikle y\u0131ll\u0131k bazda olmak \u00fczere daha s\u0131k inceleme d\u00f6ng\u00fcleri i\u00e7erir. \u0130\u015flem izleme senaryolar\u0131, b\u00fcy\u00fck transferlerdeki veya y\u00fcksek riskli yarg\u0131 b\u00f6lgelerini i\u00e7eren i\u015flemlerdeki uyar\u0131lar i\u00e7in daha d\u00fc\u015f\u00fck e\u015fikler i\u00e7erebilir.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">InvestGlass, egemen bir \u0130svi\u00e7re mimarisi alt\u0131nda birle\u015fik bir PEP risk g\u00f6r\u00fcn\u00fcm\u00fc sa\u011flamak i\u00e7in CRM verilerini, m\u00fc\u015fteri edinme anketlerini ve i\u015flem izleme kurallar\u0131n\u0131 birbirine ba\u011flar.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-financial-institutions-and-peps\"><span class=\"ez-toc-section\" id=\"Financial_Institutions_and_PEPs\"><\/span>Finansal Kurulu\u015flar ve PEP'ler<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Finansal kurulu\u015flar, n\u00fcfuz sahibi ki\u015filerden (PEP) kaynaklanan risklerin belirlenmesi ve y\u00f6netilmesinde en \u00f6n s\u0131ralarda yer almaktad\u0131r. PEP'ler ile ba\u011flant\u0131l\u0131 kara aklama, ter\u00f6rizm finansman\u0131 ve di\u011fer mali su\u00e7 bi\u00e7imlerinin y\u00fcksek riski g\u00f6z \u00f6n\u00fcne al\u0131nd\u0131\u011f\u0131nda; bankalar, varl\u0131k y\u00f6neticileri ve di\u011fer d\u00fczenlemeye tabi kurulu\u015flar g\u00fc\u00e7l\u00fc kara para aklama kar\u015f\u0131t\u0131 \u00e7er\u00e7eveler uygulamak zorundad\u0131r. Mali Eylem G\u00f6rev G\u00fcc\u00fc (FATF); devlet yetkilileri, k\u0131demli siyaset\u00e7iler, \u00fcst d\u00fczey askeri yetkililer ve bunlar\u0131n birinci dereceden aile \u00fcyeleri ile yak\u0131n i\u015f ortaklar\u0131 dahil olmak \u00fczere, PEP'lerin olu\u015fturdu\u011fu riskleri belirlemek, de\u011ferlendirmek ve bunlar\u0131 hafifletmek i\u00e7in finansal kurulu\u015flara net beklentiler ortaya koymaktad\u0131r.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Finansal kurumlar i\u00e7in temel bir sorumluluk, kapsaml\u0131 m\u00fc\u015fteri <a href=\"https:\/\/www.investglass.com\/tr\/ki%cc%87mli%cc%87k-dogrulama-nedi%cc%87r-ve-nasil-calisir\/\" target=\"_self\">kimlik tespiti ve do\u011frulama<\/a>, herhangi bir hesab\u0131n veya t\u00fczel ki\u015fili\u011fin ger\u00e7ek faydalan\u0131c\u0131s\u0131n\u0131n ve nihai faydalan\u0131c\u0131s\u0131n\u0131n a\u00e7\u0131k\u00e7a tespit edilmesinin sa\u011flanmas\u0131. Bu durum, \u00f6zellikle, \u00f6nemli bir kamu g\u00f6revinden ayr\u0131ld\u0131ktan sonra bile b\u00fcy\u00fck bir n\u00fcfuz sahibi olabilecek ve kamu kaynaklar\u0131 \u00fczerinde kontrol\u00fc elinde tutmaya devam edebilecek S\u0130Y\u00d6'ler (siyasete n\u00fcfuz etmi\u015f ki\u015filer) i\u00e7in son derece \u00f6nemlidir. Siyasete n\u00fcfuz etmi\u015f ki\u015fi terimi, yaln\u0131zca halihaz\u0131rda g\u00f6revde olanlar\u0131 de\u011fil, ayn\u0131 zamanda eski yetkilileri, aile \u00fcyelerini ve finansal i\u015flemlerde vekil olarak hareket edebilecek i\u015f ortaklar\u0131n\u0131 da kapsamaktad\u0131r.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Riski azaltmak i\u00e7in finansal kurulu\u015flar; geli\u015fmi\u015f durum tespiti ve PEP'lerin ile onlar\u0131n i\u015f ortaklar\u0131n\u0131n s\u00fcrekli izlenmesi dahil olmak \u00fczere risk temelli prosed\u00fcrler uygulamal\u0131d\u0131r. Bu s\u00fcre\u00e7; PEP stat\u00fcs\u00fc i\u00e7in d\u00fczenli tarama yapmay\u0131, \u015f\u00fcpheli faaliyetler a\u00e7\u0131s\u0131ndan finansal i\u015flemleri izlemeyi ve y\u00fcksek risk g\u00f6stergeleri sunan vakalar\u0131 \u00fcst kademelere bildirmeyi i\u00e7erir. Uyumluluk ekipleri, s\u0131n\u0131r \u00f6tesi yolsuzluk ve ter\u00f6rizmin finansman\u0131 risk potansiyeli g\u00f6z \u00f6n\u00fcne al\u0131nd\u0131\u011f\u0131nda, hem yerli ve yabanc\u0131 PEP'leri hem de uluslararas\u0131 kurulu\u015flar\u0131n PEP'lerini tespit etme konusunda dikkatli olmal\u0131d\u0131r.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Kanada ve Avustralya gibi yarg\u0131 b\u00f6lgeleri, PEP tespiti ve bildirimine y\u00f6nelik belirli yasal d\u00fczenleme gereklilikleri olu\u015fturmu\u015ftur. Kanada federal h\u00fck\u00fcmeti ve Kanada belediye h\u00fck\u00fcmetleri, finans kurulu\u015flar\u0131n\u0131n kara para aklama ve ter\u00f6rizmin finansman\u0131yla m\u00fccadele mevzuat\u0131 kapsam\u0131nda PEP'leri tespit etmesini ve bildirmesini zorunlu k\u0131lmaktad\u0131r. Benzer \u015fekilde, finansal su\u00e7lar\u0131n \u00f6nlenmesinden sorumlu Avustralya devlet kurumu da kurumlar\u0131n yerli PEP'leri, yabanc\u0131 PEP'leri ve uluslararas\u0131 kurulu\u015f PEP'lerini taramas\u0131n\u0131 ve gerekti\u011finde geli\u015fmi\u015f m\u00fc\u015fteri durum tespiti uygulamas\u0131n\u0131 zorunlu k\u0131lmaktad\u0131r.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Amerika Birle\u015fik Devletleri'nde Banka Gizlili\u011fi Yasas\u0131 ve USA PATRIOT Yasas\u0131, finansal kurulu\u015flar\u0131n \u00fcst d\u00fczey yabanc\u0131 siyasi fig\u00fcrleri tespit etmesini ve kapsaml\u0131 kara para aklama kar\u015f\u0131t\u0131 programlar uygulamas\u0131n\u0131 zorunlu k\u0131lmaktad\u0131r. Bu d\u00fczenlemeler, s\u0131k\u0131 PEP taramas\u0131 ve risk y\u00f6netimi ihtiyac\u0131 konusundaki k\u00fcresel fikir birli\u011fini vurgulamaktad\u0131r.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">PEP risklerinin etkin y\u00f6netimi; teknoloji, politika ve e\u011fitimin bir kombinasyonunu gerektirir. Finansal kurulu\u015flar, uyum ekiplerine PEP tespiti, risk de\u011ferlendirmesi ve en son d\u00fczenleyici geli\u015fmeler hakk\u0131nda d\u00fczenli e\u011fitim vermelidir. M\u00fc\u015fteri edinimi ve i\u015flem izleme sistemleriyle entegre edilmi\u015f otomatize PEP tarama ara\u00e7lar\u0131, n\u00fcfuz sahibi ki\u015filerin, birinci dereceden aile \u00fcyelerinin ve yak\u0131n i\u015f ortaklar\u0131n\u0131n m\u00fc\u015fteri ili\u015fkisi boyunca tespit edilmesini ve izlenmesini sa\u011flamaya yard\u0131mc\u0131 olur.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-regulatory-requirements-in-key-jurisdictions\"><span class=\"ez-toc-section\" id=\"Regulatory_Requirements_in_Key_Jurisdictions\"><\/span>\u00d6nemli Yetki Alanlar\u0131ndaki D\u00fczenleyici Gereklilikler<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u00c7o\u011fu rejim FATF tavsiyeleriyle uyum sa\u011flamaktad\u0131r ancak kendi risk temelli yakla\u015f\u0131mlar\u0131n\u0131 uygulamaktad\u0131r. \u00c7ok uluslu kurumlar; AB, Birle\u015fik Krall\u0131k, \u0130svi\u00e7re, Singapur, Kanada, Avustralya ve G\u00fcney Afrika aras\u0131ndaki biraz farkl\u0131 tan\u0131mlar\u0131 uzla\u015ft\u0131rmak zorundad\u0131r. Ter\u00f6rizmin finansman\u0131 kanunu gereklilikleri ve banka gizlili\u011fi kanunu y\u00fck\u00fcml\u00fcl\u00fckleri yarg\u0131 alan\u0131na g\u00f6re de\u011fi\u015fiklik g\u00f6stermektedir.<\/p>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/www.investglass.com\/wp-content\/uploads\/2026\/04\/d914f09b-883d-4e85-98a5-042c45750a37.png\" alt=\"G\u00f6rsel, modern bir ofiste, politik a\u00e7\u0131dan n\u00fcfuz sahibi ki\u015filerle (PEP) ilgili finansal i\u015flemler ve risk de\u011ferlendirmesiyle ilgili olmas\u0131 muhtemel belgeleri dikkatle inceleyen bir grup profesyoneli tasvir etmektedir. Odak noktalar\u0131, kara para aklama ile ili\u015fkili potansiyel riskleri ve kara para aklaman\u0131n \u00f6nlenmesi d\u00fczenlemelerine uyumu de\u011ferlendiriyor olabileceklerini d\u00fc\u015f\u00fcnd\u00fcrmektedir.\"><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-european-union-and-united-kingdom\"><span class=\"ez-toc-section\" id=\"European_Union_and_United_Kingdom\"><\/span>Avrupa Birli\u011fi ve Birle\u015fik Krall\u0131k<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Siyasi n\u00fcfuz sahibi ki\u015filerle (PEP) ilgili AB kurallar\u0131, 2005 ile 2018 y\u0131llar\u0131 aras\u0131nda kabul edilen \u00dc\u00e7\u00fcnc\u00fc, D\u00f6rd\u00fcnc\u00fc, Be\u015finci ve Alt\u0131nc\u0131 Kara Para Aklaman\u0131n \u00d6nlenmesi Direktiflerinden kaynaklanmaktad\u0131r. Bu direktifler, sorumlu kurulu\u015flar\u0131n yerli ve yabanc\u0131 siyasi n\u00fcfuz sahiplerini, aile \u00fcyelerini ve yak\u0131n ortaklar\u0131n\u0131 tespit etmesini ve s\u00fcre\u00e7 boyunca art\u0131r\u0131lm\u0131\u015f durum tespiti uygulamas\u0131n\u0131 \u015fart ko\u015fmaktad\u0131r.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Birle\u015fik Krall\u0131k bu y\u00fck\u00fcml\u00fcl\u00fckleri 2007 ve 2017 tarihli Kara Para Aklama D\u00fczenlemeleri arac\u0131l\u0131\u011f\u0131yla uygulamaya koymu\u015ftur. Brexit sonras\u0131 2024 y\u0131l\u0131nda yap\u0131lan de\u011fi\u015fiklikler art\u0131k yerli Siyasi N\u00fcfuz Sahibi Ki\u015fileri (PEP) yabanc\u0131 olmayan PEP'lerden ay\u0131rmakta ve daha d\u00fc\u015f\u00fck riskli durumlar i\u00e7in orant\u0131l\u0131, risk temelli \u00f6nlemlere izin vermektedir.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">InvestGlass, PEP izlemesi ve m\u00fc\u015fteri verilerinin depolanmas\u0131 i\u00e7in Amerikan ve \u00c7inli olmayan bir SaaS sa\u011flay\u0131c\u0131s\u0131n\u0131 tercih eden Avrupa firmalar\u0131n\u0131 desteklemek \u00fczere tasarlanm\u0131\u015ft\u0131r.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-switzerland-and-other-financial-centres\"><span class=\"ez-toc-section\" id=\"Switzerland_and_Other_Financial_Centres\"><\/span>\u0130svi\u00e7re ve Di\u011fer Finans Merkezleri<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Kara Para Aklama Yasas\u0131 ve FINMA y\u00f6netmelikleri kapsam\u0131ndaki \u0130svi\u00e7re kurallar\u0131, \u0130svi\u00e7re bankalar\u0131na ve varl\u0131k y\u00f6neticilerine S\u0130P (siyasi n\u00fcfuz sahibi ki\u015fi) tan\u0131ma y\u00fck\u00fcml\u00fcl\u00fckleri getirmektedir. \u0130svi\u00e7re, uluslararas\u0131 bir \u00f6zel bankac\u0131l\u0131k merkezi olmas\u0131ndaki rol\u00fc nedeniyle geleneksel olarak yabanc\u0131 S\u0130P riskine odaklanmaktad\u0131r, ancak giderek artan bir \u015fekilde yerli S\u0130P'leri de ele almaktad\u0131r.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Singapur'un MAS 626 Say\u0131l\u0131 Tebli\u011fi, Kanada'n\u0131n Su\u00e7 Gelirlerinin Aklanmas\u0131 ve Ter\u00f6rizmin Finansman\u0131 Kanunu, Avustralya'n\u0131n 2006 tarihli AFA\/TFA Kanunu ve G\u00fcney Afrika'n\u0131n 2004 tarihli FIC Kanunu'nun her biri, yerel uyarlamalarla PEP'lere ve FATF rehberli\u011fine at\u0131fta bulunmaktad\u0131r.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Kapsanan Yarg\u0131 B\u00f6lgeleri:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Avrupa Birli\u011fi (AMLD 3-6)<\/li>\n\n\n\n<li>Birle\u015fik Krall\u0131k (MLR 2017, 2024 de\u011fi\u015fiklikleri)<\/li>\n\n\n\n<li>\u0130svi\u00e7re (AMLA, FINMA genelgeleri)<\/li>\n\n\n\n<li>Singapur (MAS Bildirimi 626)<\/li>\n\n\n\n<li>Kanada (PCMLTFA)<\/li>\n\n\n\n<li>Avustralya (AML\/CTF Kanunu)<\/li>\n\n\n\n<li>G\u00fcney Afrika (FIC Kanunu)<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u0130svi\u00e7reli bir sa\u011flay\u0131c\u0131 olarak InvestGlass, veri gizlili\u011fi ve risk y\u00f6netimi konusundaki kat\u0131 \u0130svi\u00e7re ve Avrupa yasal d\u00fczenleme beklentileriyle do\u011fas\u0131 gere\u011fi uyumludur.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-data-sovereignty-and-pep-management-with-investglass\"><span class=\"ez-toc-section\" id=\"Data_Sovereignty_and_PEP_Management_with_InvestGlass\"><\/span>InvestGlass ile Veri Egemenli\u011fi ve PEP Y\u00f6netimi<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">InvestGlass, Amerikan veya \u00c7inli [kurumlara\/\u015firketlere] ba\u011f\u0131ml\u0131 olmak istemeyen kurumlar i\u00e7in egemen bir alternatif sunmaktad\u0131r. <a href=\"https:\/\/www.investglass.com\/tr\/2025-i%cc%87ci%cc%87n-en-i%cc%87yi%cc%87-bulut-tabanli-crm-yazilimi-i%cc%87s-veri%cc%87mli%cc%87li%cc%87gi%cc%87ni%cc%87zi%cc%87-artirin\/\" target=\"_self\">bulut CRM<\/a> ve uyum platformlar\u0131na. Platform tamamen \u0130svi\u00e7re'de bar\u0131nd\u0131r\u0131labilir veya \u015firket i\u00e7inde (on-premise) kurulabilir, b\u00f6ylece bankalara ve varl\u0131k y\u00f6neticilerine PEP ve m\u00fc\u015fteri verileri \u00fczerinde tam kontrol sa\u011flar.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">InvestGlass, d\u00fczenlemeye tabi sekt\u00f6rler i\u00e7in tasarlanm\u0131\u015f tek bir sistemde CRM, dijital m\u00fc\u015fteri edinimi, KYC, PEP ve yapt\u0131r\u0131m taramas\u0131 ile portf\u00f6y y\u00f6netimini birle\u015ftirir. Bu entegre yakla\u015f\u0131m, uyum ekiplerinin hassas verileri yabanc\u0131 yarg\u0131 b\u00f6lgelerine maruz b\u0131rakmadan tam m\u00fc\u015fteri ya\u015fam d\u00f6ng\u00fcs\u00fcn\u00fc y\u00f6netebilece\u011fi anlam\u0131na gelir.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Uyum ekipleri i\u00e7in avantajlar:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Farkl\u0131 PEP kategorileri i\u00e7in yap\u0131land\u0131r\u0131labilir risk puanlamas\u0131<\/li>\n\n\n\n<li>\u00dcst y\u00f6netim onayl\u0131 otomatik onay i\u015f ak\u0131\u015flar\u0131<\/li>\n\n\n\n<li>Mevzuat denetimleri i\u00e7in denetlenebilir dava y\u00f6netimi<\/li>\n\n\n\n<li>\u00dc\u00e7\u00fcnc\u00fc taraf PEP veri setleriyle entegrasyon<\/li>\n\n\n\n<li><a href=\"https:\/\/www.investglass.com\/tr\/en-i%cc%87yi%cc%87-5-guvenli%cc%87-i%cc%87stemci%cc%87-dosya-paylasim-portali-cozumu\/\" target=\"_self\">G\u00fcvenli m\u00fc\u015fteri portallar\u0131<\/a> GDPR ve \u0130svi\u00e7re DPA standartlar\u0131n\u0131 kar\u015f\u0131layan<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u0130svi\u00e7re veri egemenli\u011fi ve kat\u0131 gizlilik standartlar\u0131, kurumlar\u0131n hassas PEP bilgilerinin gizlili\u011fini ve b\u00fct\u00fcnl\u00fc\u011f\u00fcn\u00fc korumas\u0131na yard\u0131mc\u0131 olur.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-best-practices-for-handling-pep-relationships\"><span class=\"ez-toc-section\" id=\"Best_Practices_for_Handling_PEP_Relationships\"><\/span>PEP \u0130li\u015fkilerini Y\u00f6netmek \u0130\u00e7in En \u0130yi Uygulamalar<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">PEP m\u00fc\u015fterilerini y\u00f6netmek, hesap a\u00e7\u0131l\u0131\u015f\u0131ndanili\u015fkinin sonland\u0131r\u0131lmas\u0131na kadar yap\u0131land\u0131r\u0131lm\u0131\u015f s\u00fcre\u00e7ler gerektirir. A\u015fa\u011f\u0131daki uygulamalar, uyumlu ve verimli bir PEP risk y\u00f6netimi s\u00fcreci sa\u011flar:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Risk i\u015ftah\u0131n\u0131 ve e\u015fik de\u011ferlerini tan\u0131mlayan net bir dahili PEP politikas\u0131 olu\u015fturun<\/li>\n\n\n\n<li>PEP tespiti ve geli\u015fmi\u015f durum tespiti gereklilikleri konusunda personele y\u0131ll\u0131k e\u011fitim verin<\/li>\n\n\n\n<li>Risk de\u011ferlendirmelerini, kabul veya reddi i\u00e7in a\u00e7\u0131k gerek\u00e7elendirmelerle birlikte belgelendirin<\/li>\n\n\n\n<li>Y\u00fcksek riskli PEP'leri sisteme kaydetmeden \u00f6nce \u00fcst y\u00f6netimden onay al\u0131n<\/li>\n\n\n\n<li>D\u00fczenleyici denetimler i\u00e7in kapsaml\u0131 kay\u0131tlar tutun<\/li>\n\n\n\n<li>Ka\u00e7\u0131r\u0131lan de\u011ferlendirmeleri \u00f6nlemek i\u00e7in otomatik i\u015f ak\u0131\u015flar\u0131, hat\u0131rlat\u0131c\u0131lar ve kontrol panelleri kullan\u0131n<\/li>\n\n\n\n<li>Politik d\u00f6ng\u00fclerle uyumlu periyodik yeniden tarama planlay\u0131n<\/li>\n\n\n\n<li>Riskin hafifletilemedi\u011fi ili\u015fkiler i\u00e7in \u00e7\u0131k\u0131\u015f stratejileri uygulay\u0131n<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">InvestGlass, bu en iyi uygulamalar\u0131 Avrupa'ya ait egemen bir altyap\u0131 i\u00e7inde dijital formlara, g\u00f6revlere ve onay zincirlerine entegre edebilir.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-conclusion\"><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span>Sonu\u00e7<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Politik olarak n\u00fcfuz sahibi bir ki\u015fi, yolsuzluk ve kara para aklamay\u0131 \u00f6nlemek i\u00e7in mali i\u015flemleri geli\u015fmi\u015f inceleme gerektiren, \u00f6nemli kamu n\u00fcfuzuna sahip bir ki\u015fidir. PEP'leri do\u011fru bir \u015fekilde tan\u0131mlamak, yerli ve yabanc\u0131 PEP'lerden uluslararas\u0131 kurulu\u015f PEP'lerine ve bunlar\u0131n ortaklar\u0131na kadar farkl\u0131 kategorileri anlamak ve risk temelli geli\u015fmi\u015f durum tespiti uygulamak, etkin uyumun temelini olu\u015fturur.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">G\u00fcvenilir PEP y\u00f6netimi, hem y\u00fcksek kaliteli verilere hem de g\u00fcvenli bir teknoloji platformuna dayan\u0131r. Kurumlar, me\u015fru i\u015f ili\u015fkilerine zarar verebilecek a\u015f\u0131r\u0131 uygulama riskine kar\u015f\u0131 kapsaml\u0131 taramay\u0131 dengelemek zorundad\u0131r.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">InvestGlass, k\u00fcresel PEP ve AML y\u00fck\u00fcml\u00fcl\u00fcklerini yerine getirirken m\u00fc\u015fteri verilerinin egemenli\u011fini korumas\u0131 gereken kurumlar i\u00e7in \u0130svi\u00e7re men\u015feli, egemen, Amerikal\u0131 ve \u00c7inli olmayan bir \u00e7\u00f6z\u00fcm sunar. PEP taramas\u0131, KYC ve daha geni\u015f kapsaml\u0131 uyumluluk otomasyonu i\u00e7in InvestGlass'\u0131 ke\u015ffedin.<\/p>","protected":false},"excerpt":{"rendered":"<p>A politically exposed person, commonly known as a PEP, is an individual who holds or has held a prominent public function. This includes roles such as heads of state, government ministers, senior judges, military commanders, and directors of state owned corporations. The term politically exposed person captures the reality that these individuals wield significant influence [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":49689,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[13],"tags":[1565],"class_list":["post-49688","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-article","tag-pep"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v28.3 (Yoast SEO v28.4) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>What Is a Politically Exposed Person (PEP)? 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This includes roles such as\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.investglass.com\/tr\/politik-acidan-nufuz-sahibi-kisi-pep\/\" \/>\n<meta property=\"og:site_name\" content=\"InvestGlass\" \/>\n<meta property=\"article:published_time\" content=\"2026-04-10T06:37:06+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-04-15T07:27:12+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.investglass.com\/wp-content\/uploads\/2026\/04\/Politically-exposed-person-scaled.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2048\" \/>\n\t<meta property=\"og:image:height\" content=\"1365\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"InvestGlass\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@investglass\" \/>\n<meta name=\"twitter:site\" content=\"@investglass\" \/>\n<meta name=\"twitter:label1\" content=\"Yazan:\" \/>\n\t<meta name=\"twitter:data1\" content=\"InvestGlass\" \/>\n\t<meta name=\"twitter:label2\" content=\"Tahmini okuma s\u00fcresi\" \/>\n\t<meta name=\"twitter:data2\" content=\"16 dakika\" \/>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Politik Olarak Maruz Kalan Ki\u015fi (PEP) Nedir? 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