{"id":34659,"date":"2022-09-13T07:05:06","date_gmt":"2022-09-13T05:05:06","guid":{"rendered":"https:\/\/www.investglass.com\/?p=34659"},"modified":"2025-03-24T05:26:30","modified_gmt":"2025-03-24T04:26:30","slug":"2021-yilinda-yaklasik-23-mi%cc%87lyar-e2-i%cc%87le-fransiz-fintech-sektoru-patlama-yasiyor","status":"publish","type":"post","link":"https:\/\/www.investglass.com\/tr\/with-nearly-e2-3-billion-raised-in-2021-the-french-fintech-sector-is-booming\/","title":{"rendered":"2021 y\u0131l\u0131nda toplanan yakla\u015f\u0131k 2,3 milyar Avro ile Frans\u0131z fintech sekt\u00f6r\u00fc patlama ya\u015f\u0131yor."},"content":{"rendered":"<p class=\"wp-block-paragraph\">Dijital d\u00f6n\u00fc\u015f\u00fcm k\u00fcresel olarak h\u0131zlan\u0131rken, Fransa'n\u0131n finans sekt\u00f6r\u00fc de fintech giri\u015fimlerinin \u00f6nc\u00fcl\u00fc\u011f\u00fcnde \u00f6nemli bir inovasyon s\u00fcrecinden ge\u00e7iyor. Bu giri\u015fimler, a\u015fa\u011f\u0131daki gibi geli\u015fmekte olan teknolojilerden yararlanmaktad\u0131r\u00a0<strong>YAPAY ZEKA<\/strong>,\u00a0<strong>blok zinciri<\/strong>, ve\u00a0<strong>mobil \u00f6demeler<\/strong>\u00a0bankac\u0131l\u0131k ve \u00f6deme \u00e7\u00f6z\u00fcmlerini yeniden \u015fekillendirmek i\u00e7in. Frans\u0131z fintech sekt\u00f6r\u00fc kayda de\u011fer bir b\u00fcy\u00fcme ya\u015fad\u0131 ve\u00a0<strong>2,9 milyar Avro<\/strong>\u00a0Fransa'n\u0131n ekonomik manzaras\u0131ndaki \u00f6nemli rol\u00fcn\u00fcn alt\u0131n\u0131 \u00e7izerek, sadece 2023 y\u0131l\u0131nda yat\u0131r\u0131mlarda (<a>Fransa FinTech<\/a>). Geni\u015flemenin devam etmesiyle birlikte bu ekosistemin finansal kat\u0131l\u0131m\u0131 daha da art\u0131rmas\u0131 ve \u00fclke \u00e7ap\u0131nda ekonomik b\u00fcy\u00fcmeyi desteklemesi beklenmektedir.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">1. Fintech nedir ve neden \u00f6nemlidir?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">2. Frans\u0131z fintech sahnesi<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">3. Fintech bankac\u0131l\u0131k ve \u00f6deme sekt\u00f6rlerini nas\u0131l de\u011fi\u015ftiriyor?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">4. Frans\u0131z fintech'inin gelece\u011fi<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-1-what-is-fintech-and-why-is-it-important\">1. Fintech nedir ve neden \u00f6nemlidir?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Fintech, finansal hizmetler sekt\u00f6r\u00fcnde teknoloji kullan\u0131m\u0131n\u0131 tan\u0131mlayan bir terimdir. Online bankac\u0131l\u0131k ve \u00f6demelerden varl\u0131k y\u00f6netimi ve sigortac\u0131l\u0131\u011fa kadar geni\u015f bir uygulama yelpazesini kapsar.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Fintech, t\u00fcketicilerin geleneksel bankac\u0131l\u0131k \u00fcr\u00fcn ve hizmetlerinden uzakla\u015fmas\u0131yla birlikte son y\u0131llarda giderek daha \u00f6nemli hale geldi. Buna kar\u015f\u0131l\u0131k, bankalar ve di\u011fer finans kurumlar\u0131 fintech giri\u015fimlerine ve teknolojilerine b\u00fcy\u00fck yat\u0131r\u0131mlar yapmaktad\u0131r. Bunun sonucunda mobil \u00f6deme sistemleri, e\u015fler aras\u0131 kredi platformlar\u0131 ve blok zinciri tabanl\u0131 para birimleri gibi baz\u0131 etkileyici yenilikler ortaya \u00e7\u0131kt\u0131.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Fransa'da dijital d\u00f6n\u00fc\u015f\u00fcm\u00fc ve yenilik\u00e7i projeleri destekleyen bir\u00e7ok grup var: BPI france, Banque de France, French Fintech Week, France Fintech, Credit Agricole, Arkea.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Fintech, Avrupa Birli\u011fi'nin \u00f6nc\u00fcl\u00fck etti\u011fi istikrarl\u0131 bir d\u00fczenleyici \u00e7er\u00e7eveden faydalanmaktad\u0131r. Avrupa Birli\u011fi yabanc\u0131 yat\u0131r\u0131mlar i\u00e7in cazip bir ortam yaratm\u0131\u015ft\u0131r. Fransa'n\u0131n Lydia, Pockit ve Qonto gibi giri\u015fimlerin ba\u015f\u0131 \u00e7ekti\u011fi geli\u015fen bir fintech ekosistemine ev sahipli\u011fi yapmas\u0131n\u0131n bir nedeni de kesinlikle budur. Bu \u015firketler, t\u00fcketicilere mali durumlar\u0131n\u0131 y\u00f6netmek i\u00e7in yeni ve geli\u015fmi\u015f yollar sunmak \u00fczere en son teknolojileri kullan\u0131yor.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"678\" src=\"https:\/\/www.investglass.com\/wp-content\/uploads\/2022\/09\/5rr3fgfonbu-1024x678.jpg\" alt=\"\" class=\"wp-image-34660\" srcset=\"https:\/\/www.investglass.com\/wp-content\/uploads\/2022\/09\/5rr3fgfonbu-1024x678.jpg 1024w, https:\/\/www.investglass.com\/wp-content\/uploads\/2022\/09\/5rr3fgfonbu-300x199.jpg 300w, https:\/\/www.investglass.com\/wp-content\/uploads\/2022\/09\/5rr3fgfonbu-768x509.jpg 768w, https:\/\/www.investglass.com\/wp-content\/uploads\/2022\/09\/5rr3fgfonbu-1536x1018.jpg 1536w, https:\/\/www.investglass.com\/wp-content\/uploads\/2022\/09\/5rr3fgfonbu.jpg 1600w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-2-the-french-fintech-companies-and-scene\">2. Frans\u0131z fintech \u015firketleri ve sahnesi<\/h2>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\"><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Frans\u0131z fintech sekt\u00f6r\u00fc, d\u00fcnyan\u0131n \u00f6nde gelen \u015firketlerinden baz\u0131lar\u0131na ev sahipli\u011fi yapmaktad\u0131r. Ba\u015fl\u0131ca oyuncular \u015funlard\u0131r:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">-Aqoba: Aqoba bir <a href=\"https:\/\/www.investglass.com\/tr\/di%cc%87ji%cc%87tal-bankacilik-platformu-nasil-olusturulur-2\/\" target=\"_blank\" rel=\"noopener\" data-wpil-monitor-id=\"992\">di\u0307ji\u0307tal bankacilik platformu<\/a> \u00e7evrimi\u00e7i ve mobil bankac\u0131l\u0131k \u00fcr\u00fcnleri ve hizmetleri sunan bir \u015firkettir.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">-Lendix: Lendix, i\u015fletmelerin bireysel yat\u0131r\u0131mc\u0131lardan bor\u00e7 para almas\u0131na olanak tan\u0131yan e\u015fler aras\u0131 bir kredi platformudur.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">-Smile: Smile, i\u015fletmeler ve t\u00fcketiciler i\u00e7in bir dizi \u00f6deme \u00e7\u00f6z\u00fcm\u00fc sunan bir mobil \u00f6deme \u015firketidir.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">-Boursorama: Boursorama, t\u00fcketicilere ve i\u015fletmelere bir dizi bankac\u0131l\u0131k \u00fcr\u00fcn\u00fc ve hizmeti sunan, Fransa'n\u0131n \u00f6nde gelen \u00e7evrimi\u00e7i bankalar\u0131ndan biridir.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Bunlar, inovasyon ve b\u00fcy\u00fcme a\u00e7\u0131s\u0131ndan ba\u015f\u0131 \u00e7eken bir\u00e7ok Frans\u0131z fintech \u015firketinden sadece birka\u00e7\u0131.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Fransa, d\u00fczenlenen bir\u00e7ok fintech etkinli\u011fine ev sahipli\u011fi yapmaktad\u0131r:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>ACPR AMF Fintech Forumu<\/li>\n\n\n\n<li>Fransa Fintech Forumu<\/li>\n\n\n\n<li>InvestGlass Genius Barlar<\/li>\n\n\n\n<li>Paris Fintech Forumu<\/li>\n\n\n\n<li>Patrimonia<\/li>\n\n\n\n<li>Finansal \u00fcr\u00fcnler i\u00e7in Agefi AM<\/li>\n\n\n\n<li>Fintech R etkinlikleri<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/www.investglass.com\/tr\/bankacilikta-yapay-zekanin-beni%cc%87msenmesi%cc%87nde-karsilasilan-en-onemli%cc%87-zorluklar-ve-bunlarin-ustesi%cc%87nden-nasil-geli%cc%87necegi%cc%87\/\" target=\"_blank\" rel=\"noopener\" data-wpil-monitor-id=\"2264\">Bankalar ve sigorta \u015firketleri meydan okumalar d\u00fczenliyor<\/a> fintech merkezlerinde start-up'lar\u0131n yarat\u0131c\u0131l\u0131\u011f\u0131n\u0131 ve yeni ortakl\u0131klar\u0131 te\u015fvik etmek:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Credit Agricole<\/li>\n\n\n\n<li>Soci\u00e9t\u00e9 Generale<\/li>\n\n\n\n<li>BNP Paribas<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Bu, sistemleriyle entegrasyonun daha kolay oldu\u011fu anlam\u0131na gelmez, ancak en az\u0131ndan ili\u015fkiler i\u00e7in f\u0131rsatlar yarat\u0131r.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-3-how-fintech-is-changing-the-financial-services-industry-and-payments-industries\">3. Fintech, finansal hizmetler ve \u00f6demeler sekt\u00f6rlerini nas\u0131l de\u011fi\u015ftiriyor?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Fintech, varl\u0131k y\u00f6netimi, \u00f6demeler ve bankac\u0131l\u0131\u011fa denetim otoriteleri a\u00e7\u0131s\u0131ndan yeni inovasyonlar sunuyor. Banque de France ve di\u011fer kurumlar a\u00e7\u0131k finans i\u00e7in bast\u0131r\u0131yor.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A\u00e7\u0131k finans, finansal hizmetler sekt\u00f6r\u00fcnde teknoloji kullan\u0131m\u0131n\u0131 tan\u0131mlayan bir terimdir. \u00c7evrimi\u00e7i bankac\u0131l\u0131k ve \u00f6demelerden varl\u0131k y\u00f6netimi ve sigortaya kadar geni\u015f bir uygulama yelpazesini kapsar.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">T\u00fcketiciler geleneksel bankac\u0131l\u0131k \u00fcr\u00fcn ve hizmetlerinden uzakla\u015ft\u0131k\u00e7a a\u00e7\u0131k finans son y\u0131llarda giderek daha \u00f6nemli hale gelmi\u015ftir. Buna kar\u015f\u0131l\u0131k, bankalar ve di\u011fer <a href=\"https:\/\/www.investglass.com\/tr\/emi-elektronik-para-kurulusunun-ne-oldugunu-aciklamak-dijital-finansta-gezinmek\/\" data-wpil-monitor-id=\"185\">finans kurulu\u015flar\u0131 a\u00e7\u0131k finans alan\u0131na b\u00fcy\u00fck yat\u0131r\u0131mlar yapmaktad\u0131r<\/a> giri\u015fimler ve teknolojiler. Bu da mobil \u00f6deme sistemleri, e\u015fler aras\u0131 bor\u00e7 verme platformlar\u0131 ve blok zinciri tabanl\u0131 para birimleri gibi baz\u0131 etkileyici yeniliklerin ortaya \u00e7\u0131kmas\u0131n\u0131 sa\u011flad\u0131.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Fransa'da dijital d\u00f6n\u00fc\u015f\u00fcm\u00fc ve yenilik\u00e7i projeleri destekleyen bir\u00e7ok grup var: BPI france, Banque de France, French Fintech Week, France Fintech, Credit Agricole, Arkea.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/www.investglass.com\/wp-content\/uploads\/2022\/09\/osr6aalv-ma-1024x683.jpg\" alt=\"g\u00fcnd\u00fcz vakti \u015fehir binalar\u0131n\u0131n havadan g\u00f6r\u00fcn\u00fcm\u00fc\" class=\"wp-image-34663\" srcset=\"https:\/\/www.investglass.com\/wp-content\/uploads\/2022\/09\/osr6aalv-ma-1024x683.jpg 1024w, https:\/\/www.investglass.com\/wp-content\/uploads\/2022\/09\/osr6aalv-ma-300x200.jpg 300w, https:\/\/www.investglass.com\/wp-content\/uploads\/2022\/09\/osr6aalv-ma-768x512.jpg 768w, https:\/\/www.investglass.com\/wp-content\/uploads\/2022\/09\/osr6aalv-ma-1536x1024.jpg 1536w, https:\/\/www.investglass.com\/wp-content\/uploads\/2022\/09\/osr6aalv-ma.jpg 1600w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">A\u00e7\u0131k finans, Avrupa Birli\u011fi'nin \u00f6nc\u00fcl\u00fck etti\u011fi istikrarl\u0131 bir d\u00fczenleyici \u00e7er\u00e7eveden faydalanmaktad\u0131r. Avrupa Birli\u011fi yabanc\u0131 yat\u0131r\u0131mlar i\u00e7in cazip bir ortam yaratm\u0131\u015ft\u0131r. Fransa'n\u0131n Lydia, Pockit ve Qonto gibi giri\u015fimlerin \u00f6nc\u00fcl\u00fc\u011f\u00fcnde geli\u015fen bir a\u00e7\u0131k finans ekosistemine ev sahipli\u011fi yapmas\u0131n\u0131n bir nedeni de kesinlikle budur. Bu \u015firketler, t\u00fcketicilere mali durumlar\u0131n\u0131 y\u00f6netmek i\u00e7in yeni ve geli\u015fmi\u015f yollar sunmak \u00fczere en son teknolojileri kullan\u0131yor.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u00d6rne\u011fin, <a href=\"https:\/\/www.silvr.co\/\" target=\"_blank\" rel=\"noreferrer noopener\">SILVR<\/a> B2C internet tabanl\u0131 i\u015fletmeleri yenilik\u00e7i finansman \u00e7\u00f6z\u00fcmleriyle destekliyor. Kredi sunmak i\u00e7in b\u00fcy\u00fck veri ve a\u00e7\u0131k bankac\u0131l\u0131ktan yararlan\u0131yor ve b\u00f6ylece b\u00fcy\u00fcyen internet i\u015fletmelerine finansal istikrar sunuyorlar. Bu, finansal gruplar i\u00e7in yeni bir \u00e7\u00f6z\u00fcm t\u00fcr\u00fc sunuyor.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Teknoloji taraf\u0131ndan y\u00f6nlendirilen bu finansal devrim sadece bankalarla s\u0131n\u0131rl\u0131 de\u011fil, ayn\u0131 zamanda \u00f6demeleri de kaps\u0131yor. fintech, Lydia, Glance teknolojileri veya Paylib gibi yeni \u00f6deme y\u00f6ntemleri geli\u015ftiriyor.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Lydia, ak\u0131ll\u0131 telefonu olan herkesin, Lydia hesab\u0131 olsun ya da olmas\u0131n, arkada\u015flar\u0131 aras\u0131nda an\u0131nda para g\u00f6nderip alabilmesini sa\u011flayan ilk \u00fccretsiz mobil uygulamad\u0131r. Fransa'n\u0131n fintech ekosistemi bu \u00e7\u00f6z\u00fcmle gurur duyuyor.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Fintech \u00e7ok diren\u00e7li bir sekt\u00f6r oldu\u011funu kan\u0131tlam\u0131\u015ft\u0131r ve genellikle zor zamanlarda ilk yenilik yapanlardan biridir. \u00d6rne\u011fin, 2008'deki k\u00fcresel mali krizin ard\u0131ndan, fintech \u015firketleri paray\u0131 y\u00f6netmek ve bor\u00e7 almak i\u00e7in yeni yollar geli\u015ftirdi. Bu, ekonominin canlanmas\u0131na yard\u0131mc\u0131 oldu ve t\u00fcketicilere ve i\u015fletmelere \u00e7ok ihtiya\u00e7 duyulan rahatlamay\u0131 sa\u011flad\u0131. Ba\u015fka bir ekonomik kriz ya\u015farsak, startup'lar\u0131n ve t\u00fcm ekosistemin b\u00fcy\u00fcmeyi ve \u00f6demeyi desteklemek ve yeni i\u015fletmelere kredi vermenin k\u00fcresel risklerini azaltmak i\u00e7in yenilik\u00e7i \u00e7\u00f6z\u00fcmler bulaca\u011f\u0131na bahse girebiliriz.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Zor zamanlarda fintech, finansal hizmetler sekt\u00f6r\u00fcne \u00e7ok ihtiya\u00e7 duyulan istikrar\u0131 ve yenili\u011fi sa\u011flayabilir. Bu da onu izlenmesi ve yat\u0131r\u0131m yap\u0131lmas\u0131 gereken \u00f6nemli bir sekt\u00f6r haline getiriyor.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/www.investglass.com\/wp-content\/uploads\/2022\/09\/te6th1h6bfk-1024x683.jpg\" alt=\"a\u00e7\u0131k monit\u00f6r\" class=\"wp-image-34661\" srcset=\"https:\/\/www.investglass.com\/wp-content\/uploads\/2022\/09\/te6th1h6bfk-1024x683.jpg 1024w, https:\/\/www.investglass.com\/wp-content\/uploads\/2022\/09\/te6th1h6bfk-300x200.jpg 300w, https:\/\/www.investglass.com\/wp-content\/uploads\/2022\/09\/te6th1h6bfk-768x512.jpg 768w, https:\/\/www.investglass.com\/wp-content\/uploads\/2022\/09\/te6th1h6bfk-1536x1024.jpg 1536w, https:\/\/www.investglass.com\/wp-content\/uploads\/2022\/09\/te6th1h6bfk.jpg 1600w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-4-the-future-of-french-fintech-in-a-competitive-financial-ecosystem\">4. Rekabet\u00e7i bir finansal ekosistemde Frans\u0131z fintech'inin gelece\u011fi<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Fransa, b\u00fcy\u00fck \u015firketlerin bask\u0131s\u0131na direnmek zorunda kalacakt\u0131r: Google Cloud, AWS cloud, Alicloud, Apple \u00e7\u00f6z\u00fcmleri. Apple \u00f6demenin yeni s\u00fcr\u00fcm\u00fc art\u0131k \u015fimdi al sonra \u00f6de se\u00e7ene\u011fi sunuyor. Bu, bu alanda uzmanla\u015fm\u0131\u015f Frans\u0131z fintech'leri i\u00e7in b\u00fcy\u00fck bir tehdit.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Avrupa Birli\u011fi, inovasyonu destekleyen yeni d\u00fczenlemeleri hayata ge\u00e7irerek start up'lar\u0131 korumaya \u00e7al\u0131\u015f\u0131yor. Bu d\u00fczenlemeler aras\u0131nda, bankalar\u0131n sistemlerini fintech \u015firketlerine a\u00e7malar\u0131n\u0131 ve yenilik\u00e7i \u00f6deme \u00e7\u00f6z\u00fcmleri sunmalar\u0131na izin vermelerini gerektiren PSD2 direktifi de yer al\u0131yor. Bu, fintech \u015firketlerinin finansal hizmetler sekt\u00f6r\u00fcndeki b\u00fcy\u00fck oyuncularla rekabet etmesine yard\u0131mc\u0131 olacakt\u0131r.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Frans\u0131z h\u00fck\u00fcmeti de fintech sekt\u00f6r\u00fcn\u00fc desteklemek i\u00e7in \u00fczerine d\u00fc\u015feni yap\u0131yor. Frans\u0131z h\u00fck\u00fcmeti 2016 y\u0131l\u0131nda, sekt\u00f6rde inovasyonu ve b\u00fcy\u00fcmeyi te\u015fvik etmeyi ama\u00e7layan ulusal bir fintech stratejisi ba\u015flatt\u0131. Bu strateji, fintech \u015firketlerini desteklemek i\u00e7in vergi indirimleri, basitle\u015ftirilmi\u015f d\u00fczenleme ve altyap\u0131ya yat\u0131r\u0131m da dahil olmak \u00fczere bir dizi \u00f6nlem i\u00e7ermektedir.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">B\u00fcy\u00fcmeye ve yenilik yapmaya devam eden Frans\u0131z fintech sekt\u00f6r\u00fcn\u00fcn gelece\u011fi parlak g\u00f6r\u00fcn\u00fcyor. Sekt\u00f6r hem yerli hem de uluslararas\u0131 yat\u0131r\u0131mc\u0131lardan yat\u0131r\u0131m \u00e7ekiyor ve \u00f6n\u00fcm\u00fczdeki y\u0131llarda daha da b\u00fcy\u00fcmeye haz\u0131rlan\u0131yor.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"640\" src=\"https:\/\/www.investglass.com\/wp-content\/uploads\/2022\/09\/xh2jfgt4abc-1024x640.jpg\" alt=\"siyah android ak\u0131ll\u0131 telefon tutan ki\u015fi\" class=\"wp-image-34662\" srcset=\"https:\/\/www.investglass.com\/wp-content\/uploads\/2022\/09\/xh2jfgt4abc-1024x640.jpg 1024w, https:\/\/www.investglass.com\/wp-content\/uploads\/2022\/09\/xh2jfgt4abc-300x188.jpg 300w, https:\/\/www.investglass.com\/wp-content\/uploads\/2022\/09\/xh2jfgt4abc-768x480.jpg 768w, https:\/\/www.investglass.com\/wp-content\/uploads\/2022\/09\/xh2jfgt4abc-1536x960.jpg 1536w, https:\/\/www.investglass.com\/wp-content\/uploads\/2022\/09\/xh2jfgt4abc.jpg 1600w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Avrupa Birli\u011fi, veri i\u015flemenin art\u0131k daha k\u0131s\u0131tl\u0131 oldu\u011fu GDPR adl\u0131 bir d\u00fczenleme olu\u015fturdu. GDPR, s\u00f6z konusu veriler oldu\u011funda insanlara daha fazla g\u00fc\u00e7 vermeyi ama\u00e7lamaktad\u0131r. Bu, \u015firketlerin m\u00fc\u015fteri verilerini k\u00f6t\u00fcye kullanmas\u0131n\u0131 \u00f6nlemeye yard\u0131mc\u0131 olacak ve m\u00fc\u015fterilerin verileri \u00fczerinde daha fazla kontrol sahibi olmalar\u0131n\u0131 sa\u011flayacakt\u0131r. \u015eirketler i\u00e7in verilere eri\u015fim daha zor olacak, bu da yeni \u00fcr\u00fcn ve hizmetler geli\u015ftirmelerini zorla\u015ft\u0131racakt\u0131r. Bu durum fintech sekt\u00f6r\u00fcnde inovasyonu engelleyebilir, zira startup'lar\u0131n verilere eri\u015fimi zorla\u015facakt\u0131r.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Avrupa Birli\u011fi de \u015fu konular \u00fczerinde \u00e7al\u0131\u015f\u0131yor <a class=\"wpil_keyword_link\" href=\"https:\/\/www.investglass.com\/tr\/otomasyon-araclari\/\" target=\"_blank\" rel=\"noopener\" title=\"yapay zeka\" data-wpil-keyword-link=\"linked\" data-wpil-monitor-id=\"326\">yapay zeka<\/a> Finansal sistemi etkileyecek d\u00fczenlemeler. Avrupa Birli\u011fi'nin \u00f6n\u00fcndeki zorluk, b\u00fcy\u00fckl\u00fcklerine bak\u0131lmaks\u0131z\u0131n t\u00fcm \u015firketler i\u00e7in e\u015fit bir oyun alan\u0131 yaratmakt\u0131r. Bu zor bir g\u00f6rev olacakt\u0131r, \u00e7\u00fcnk\u00fc b\u00fcy\u00fck \u015firketler daha fazla kaynak geli\u015ftirip uygulayabilmektedir. <a href=\"https:\/\/www.investglass.com\/tr\/yapay-zeka-kara-para-aklamayla-mucadelede-oyunun-kurallarini-degistiriyor\/\" target=\"_blank\" rel=\"noopener\" data-wpil-monitor-id=\"2435\">yapay zeka<\/a>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-french-fintech-is-ready-to-boost-the-financial-ecosystem-yes-but\">Frans\u0131z Fintech'i finansal ekosistemi g\u00fc\u00e7lendirmeye haz\u0131r - evet ama...<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Frans\u0131z fintech sekt\u00f6r\u00fc \u00f6n\u00fcm\u00fczdeki y\u0131llarda b\u00fcy\u00fcmeye haz\u0131rlan\u0131yor. Sekt\u00f6r hem yerli hem de uluslararas\u0131 yat\u0131r\u0131mc\u0131lardan yat\u0131r\u0131m \u00e7ekmi\u015ftir. D\u00fcnyay\u0131 fethetmek i\u00e7in inovasyon ve start-up'lar\u0131n daha fazla sermayelendirilmesi, yads\u0131namaz bir rekabet avantaj\u0131 ve end\u00fcstriyel uzmanl\u0131k yarat\u0131lmas\u0131 gerekecektir.<\/p>","protected":false},"excerpt":{"rendered":"<p>As digital transformation accelerates globally, France&#8217;s financial sector is undergoing significant innovation led by fintech startups. These startups leverage emerging technologies like\u00a0AI,\u00a0blockchain, and\u00a0mobile payments\u00a0to reshape banking and payment solutions. The French fintech industry has experienced remarkable growth, attracting over\u00a0\u20ac2.9 billion\u00a0in investments in 2023 alone, underscoring its pivotal role in France\u2019s economic landscape (France FinTech). With [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":34661,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[13],"tags":[299],"class_list":["post-34659","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-article","tag-french-fintech"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.6.1 (Yoast SEO v27.7) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>French Fintech Boom: \u20ac2.3 Billion Raised in 2021<\/title>\n<meta name=\"description\" content=\"French fintech raised \u20ac2.3B in 2021. Discover key trends and what\u2019s fueling the boom.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.investglass.com\/tr\/2021-yilinda-yaklasik-23-mi\u0307lyar-e2-i\u0307le-fransiz-fintech-sektoru-patlama-yasiyor\/\" \/>\n<meta property=\"og:locale\" content=\"tr_TR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"With nearly \u20ac2.3 billion raised in 2021, the French fintech sector is booming.\" \/>\n<meta property=\"og:description\" content=\"As digital transformation accelerates globally, France&#039;s financial sector is undergoing significant innovation led by fintech startups. 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