{"id":31971,"date":"2022-05-11T10:07:39","date_gmt":"2022-05-11T08:07:39","guid":{"rendered":"https:\/\/www.investglass.com\/?p=31971"},"modified":"2025-10-28T11:32:51","modified_gmt":"2025-10-28T10:32:51","slug":"fransada-aml-ve-lcb-ft-nedi%cc%87r","status":"publish","type":"post","link":"https:\/\/www.investglass.com\/tr\/what-is-aml-and-lcb-ft-in-france\/","title":{"rendered":"Fransa'da AML ve LCB FT veya CFT nedir?"},"content":{"rendered":"<h2 class=\"wp-block-heading\" id=\"h-kyc-procedures-why-verify-client-identity\">KYC PROSED\u00dcRLERI\u0307: NEDEN M\u00dc\u015eTERI\u0307 KI\u0307MLI\u0307\u011eI\u0307NI\u0307 DO\u011eRULAYALIM?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">M\u00fc\u015fterini tan\u0131 prosed\u00fcr\u00fc s\u0131ras\u0131nda neden bu kadar \u00e7ok bilgi istiyoruz? Bir finans kurumu olarak, uluslararas\u0131 kara para aklama ve ter\u00f6rizmin finansman\u0131yla m\u00fccadele (AML\/CFT) d\u00fczenlemelerine veya Frans\u0131z LCB FT'ye uymak i\u00e7in yasal olarak m\u00fc\u015fteri durum tespiti \u00f6nlemlerini uygulamakla y\u00fck\u00fcml\u00fcy\u00fcz.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Bu yaz\u0131da, m\u00fc\u015fterini tan\u0131 prosed\u00fcr\u00fcn\u00fcn yan\u0131 s\u0131ra Frans\u0131z AML \/ LCB-FT'nin ne oldu\u011funu a\u00e7\u0131klayaca\u011f\u0131z.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">KYC prosed\u00fcr\u00fc bankac\u0131l\u0131k, \u00f6deme ve sigorta sekt\u00f6rlerinde yasalar\u0131n gerektirdi\u011fi m\u00fc\u015fteri durum tespiti \u00f6nlemlerinin bir par\u00e7as\u0131 olarak kullan\u0131l\u0131r. Bu \u00f6nlem, uluslararas\u0131 standartlara uymak i\u00e7in gereklidir. <a href=\"https:\/\/www.investglass.com\/tr\/yapay-zeka-kara-para-aklamayla-mucadelede-oyunun-kurallarini-degistiriyor\/\" target=\"_blank\" rel=\"noopener\" data-wpil-monitor-id=\"2447\">kara para aklamayla m\u00fccadele<\/a> ve ter\u00f6rizmin finansman\u0131yla m\u00fccadele (AML\/CFT) d\u00fczenlemeleri.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Fransa'da AML \/ CFT \u00f6nlemlerine ili\u015fkin yasal \u00e7er\u00e7eve a\u015fa\u011f\u0131daki maddelerde belirtilmi\u015ftir <a href=\"https:\/\/www.codes-et-lois.fr\/code-monetaire-et-financier\/article-l561-2\" rel=\"noreferrer noopener\" target=\"_blank\">L561-2<\/a>. KYC insanlar i\u00e7indir. KYB veya \u201ci\u015finizi bilin\u201d ise \u015firketler i\u00e7indir.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">KYC prosed\u00fcr\u00fcn\u00fcn temel amac\u0131, finansal kurulu\u015flar\u0131n kas\u0131tl\u0131 veya kas\u0131ts\u0131z olarak su\u00e7 unsurlar\u0131 taraf\u0131ndan kara para aklama veya ter\u00f6r\u00fcn finansman\u0131 amac\u0131yla kullan\u0131lmas\u0131n\u0131 \u00f6nlemektir. KYC <a href=\"https:\/\/www.investglass.com\/tr\/yapay-zekanin-merkez-bankalarinin-para-poli%cc%87ti%cc%87kalari-ve-karar-alma-surecleri%cc%87-uzeri%cc%87ndeki%cc%87-etki%cc%87si%cc%87\/\" target=\"_blank\" rel=\"noopener\" data-wpil-monitor-id=\"2044\">s\u00fcre\u00e7 ayn\u0131 zamanda bankalar\u0131n<\/a> ve di\u011fer finansal kurumlar\u0131n m\u00fc\u015fterilerini ve finansal i\u015flemlerini daha iyi anlamalar\u0131n\u0131 sa\u011flar.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Avrupa ve \u0130svi\u00e7re mevzuat\u0131 taraf\u0131ndan y\u00f6netilen KYC temel unsurlar\u0131 \u00e7o\u011fu ulusal mevzuatta benzerdir. \u0130htiyati denetim organlar\u0131 taraf\u0131ndan benimsenen prosed\u00fcrler, geleneksel \u00f6demelerin yan\u0131 s\u0131ra kripto para birimleriyle ilgili daha fazla izleme yap\u0131lmas\u0131n\u0131 zorunlu k\u0131lacakt\u0131r. \u00c7o\u011fu yat\u0131r\u0131m firmas\u0131 Avrupa Birli\u011fi d\u00fczenleyici \u00e7er\u00e7evesini benimsemektedir.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"819\" height=\"1024\" src=\"https:\/\/www.investglass.com\/wp-content\/uploads\/2022\/05\/lense-banking-819x1024.jpg\" alt=\"uzakta \u015fehir binalar\u0131 ile yuvarlak ayna tutan ki\u015fi\" class=\"wp-image-31975\" srcset=\"https:\/\/www.investglass.com\/wp-content\/uploads\/2022\/05\/lense-banking-819x1024.jpg 819w, https:\/\/www.investglass.com\/wp-content\/uploads\/2022\/05\/lense-banking-240x300.jpg 240w, https:\/\/www.investglass.com\/wp-content\/uploads\/2022\/05\/lense-banking-768x960.jpg 768w, https:\/\/www.investglass.com\/wp-content\/uploads\/2022\/05\/lense-banking-480x600.jpg 480w, https:\/\/www.investglass.com\/wp-content\/uploads\/2022\/05\/lense-banking.jpg 960w\" sizes=\"(max-width: 819px) 100vw, 819px\" \/><\/figure>\n<\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-is-the-purpose-of-the-kyc-procedure-for-financial-institutions\">Finansal kurulu\u015flar i\u00e7in KYC prosed\u00fcr\u00fcn\u00fcn amac\u0131 nedir?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">KYC prosed\u00fcr\u00fc, a\u015fa\u011f\u0131daki ama\u00e7larla m\u00fc\u015fteri hakk\u0131nda veri ve bilgi toplanmas\u0131ndan olu\u015fur:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">- M\u00fc\u015fterinin kimli\u011fini do\u011frulay\u0131n<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">- M\u00fc\u015fterinin i\u015f faaliyetlerini ve profilini anlamak<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">- M\u00fc\u015fterinin risk profilini belirleyin<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">- M\u00fc\u015fteri i\u015flemlerini izleyin<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Veriler birden fazla veritaban\u0131na kar\u015f\u0131 kontrol edilir. InvestGlass ekibi, uyumlulu\u011fu sa\u011flamak i\u00e7in CRM'inizi istatistiksel verilere ve risk de\u011ferlendirme ara\u00e7lar\u0131na ba\u011flar. Her firma farkl\u0131 \u00fclkelerin riskini y\u00f6netebilir, bu nedenle bir hesap a\u00e7mak i\u00e7in nihai karar genellikle sizin karar\u0131n\u0131zd\u0131r. Operasyonlar\u0131n\u0131z ba\u015fka bir \u015firketin \u00e7at\u0131s\u0131 alt\u0131nda y\u00fcr\u00fct\u00fclm\u00fcyorsa, ortak y\u00f6nergelere uyman\u0131z gerekir.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">InvestGlass m\u00fc\u015fterileri her zaman <a class=\"wpil_keyword_link\" href=\"https:\/\/www.investglass.com\/tr\/dijital-ise-alim\/\" title=\"dijital i\u015fe al\u0131m\" data-wpil-keyword-link=\"linked\" data-wpil-monitor-id=\"133\">dijital i\u015fe al\u0131m<\/a> soyad\u0131, ad\u0131, posta adresi, e-posta, cep telefonu gibi bilgileri toplamak i\u00e7in formlar ... ancak a\u015fa\u011f\u0131daki unsurlar\u0131 da toplay\u0131n Kimlik veya Pasaport + 3 aydan k\u0131sa s\u00fcreli adres kan\u0131t\u0131.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">T\u00fczel ki\u015filer i\u00e7in, firmalar yasal temsilcinin kimlik belgesinin bir kopyas\u0131n\u0131, 3 aydan k\u0131sa s\u00fcreli KBIS ekstresini, \u00f6rne\u011fin t\u00fcz\u00fc\u011f\u00fcn bir kopyas\u0131n\u0131 toplayacakt\u0131r...<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0130\u015fletme kimlik kart\u0131 veya \u201cExtrait Kbis\u201d eskisinden daha fazla bilgi i\u00e7erir. Chambre de Commerce veya Chambre de Metiers'e kay\u0131tl\u0131 her i\u015fletme i\u00e7in bir Extrait Kbis kart\u0131 olu\u015fturulur. Bu resmi belge KBIS olarak adland\u0131r\u0131l\u0131r ve i\u015fletmenin kimli\u011fini ve adresini, faaliyetini, y\u00f6netimini veya kontrol\u00fcn\u00fc ve i\u015fletmeye kar\u015f\u0131 toplu i\u015flemlerin varl\u0131\u011f\u0131n\u0131 veya olmad\u0131\u011f\u0131n\u0131 kan\u0131tlar. Bu belge, i\u015fletmeyi etkileyen de\u011fi\u015fiklikleri yans\u0131tacak \u015fekilde g\u00fcncellenir.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">EURL, SARL, SAS, SASU gibi limited \u015firketler i\u00e7in belirtilecektir:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Varsa, tasfiye memurunun yetkilerinin kapsam\u0131.<\/li>\n\n\n\n<li>\u0130\u015fletme farkl\u0131 bir b\u00f6lgeye transfer edilmi\u015fse, orijinal tescilin tarihi ve yeri.<\/li>\n\n\n\n<li>Varsa, sermayenin yeniden yap\u0131land\u0131r\u0131lmas\u0131na ili\u015fkin bir referans.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Y\u00fcz y\u00fcze bir toplant\u0131 gerekebilir ancak \u00e7\u00f6z\u00fcm\u00fcm\u00fcz\u00fc ak\u0131ll\u0131 formlarla belge toplamay\u0131 kolayla\u015ft\u0131racak \u015fekilde olu\u015fturuyoruz. KBIS, bir \u015firketin son intifa hakk\u0131 sahibini tespit etmek i\u00e7in yeterli olmayabilir. FAFT rehberli\u011fi ve organize su\u00e7 filtrelemesi, kamu yetkililerinin belgelerinden biraz daha fazla kontrole ihtiya\u00e7 duyar.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/www.investglass.com\/wp-content\/uploads\/2022\/05\/Paris-tour-effeil-1024x683.jpg\" alt=\"Eyfel Kulesi, Paris, Fransa\" class=\"wp-image-31976\" srcset=\"https:\/\/www.investglass.com\/wp-content\/uploads\/2022\/05\/Paris-tour-effeil-1024x683.jpg 1024w, https:\/\/www.investglass.com\/wp-content\/uploads\/2022\/05\/Paris-tour-effeil-300x200.jpg 300w, https:\/\/www.investglass.com\/wp-content\/uploads\/2022\/05\/Paris-tour-effeil-768x512.jpg 768w, https:\/\/www.investglass.com\/wp-content\/uploads\/2022\/05\/Paris-tour-effeil-1536x1024.jpg 1536w, https:\/\/www.investglass.com\/wp-content\/uploads\/2022\/05\/Paris-tour-effeil-1080x720.jpg 1080w, https:\/\/www.investglass.com\/wp-content\/uploads\/2022\/05\/Paris-tour-effeil-1280x854.jpg 1280w, https:\/\/www.investglass.com\/wp-content\/uploads\/2022\/05\/Paris-tour-effeil-980x654.jpg 980w, https:\/\/www.investglass.com\/wp-content\/uploads\/2022\/05\/Paris-tour-effeil-480x320.jpg 480w, https:\/\/www.investglass.com\/wp-content\/uploads\/2022\/05\/Paris-tour-effeil.jpg 1600w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n<\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"h-who-is-affected-by-kyc-in-the-financial-sector\">Finans sekt\u00f6r\u00fcnde KYC'den kimler etkilenir?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">KYC prosed\u00fcrleri, 2015 y\u0131l\u0131nda Paris'te meydana gelen ter\u00f6r sald\u0131r\u0131lar\u0131ndan bu yana Avrupa'da b\u00fcy\u00fck \u00f6nem ta\u015f\u0131maktad\u0131r. 4. AB Kara Para Aklamay\u0131 \u00d6nleme Direktifi (4AMLD), \u00dcye Devletlerin, firmalar\u0131n i\u015f ili\u015fkilerine girdiklerinde ve s\u00fcrekli olarak m\u00fc\u015fteri durum tespiti (CDD) \u00f6nlemlerinin al\u0131nmas\u0131n\u0131 sa\u011flamalar\u0131n\u0131 gerektirmektedir.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">DSP 1 ve DSP2, firmalar i\u00e7in AML ve LCB-FT kontrollerine olan ihtiyac\u0131 art\u0131rmaktad\u0131r. DSP2, DSP1'den daha s\u0131k\u0131d\u0131r ve firmalar\u0131n hem m\u00fc\u015fterinin ticari faaliyetlerini hem de co\u011frafi konumunu dikkate almas\u0131n\u0131 gerektirir.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Bir firma KYC gerekliliklerine uymazsa, mali cezalarla kar\u015f\u0131 kar\u015f\u0131ya kalabilir veya s\u00f6z konusu m\u00fc\u015fteriyle i\u015f yapmay\u0131 b\u0131rakmas\u0131 gerekebilir. A\u015f\u0131r\u0131 durumlarda, firmalar\u0131n faaliyet ruhsatlar\u0131 iptal edilebilir.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Hakk\u0131nda daha fazla bilgi edinmek istiyorsan\u0131z <a href=\"https:\/\/eur-lex.europa.eu\/legal-content\/EN\/TXT\/?uri=celex:32015L0849\" target=\"_blank\" rel=\"noreferrer noopener\">2015\/849 say\u0131l\u0131 direktif<\/a> daha sonra 30 May\u0131s 2018 tarihli 5. Y\u00f6nerge ile <a href=\"https:\/\/eur-lex.europa.eu\/legal-content\/EN\/TXT\/?uri=uriserv:OJ.L_.2018.156.01.0043.01.ENG\" target=\"_blank\" rel=\"noreferrer noopener\">2018\/843<\/a> ve yak\u0131nda <a href=\"https:\/\/www.investglass.com\/tr\/6-kara-para-aklama-i%cc%87le-mucadele-di%cc%87rekti%cc%87fi%cc%87-nedi%cc%87r\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u201cyeni ve gelecek\u201d 6 AML.<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-is-kyc-systematic-for-aml-and-lcb-ft\">KYC, AML ve LCB-FT i\u00e7in sistematik midir?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Evet, t\u00fcm finans kurumlar\u0131 i\u00e7in sistematiktir.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Avrupa'da, 4. AB Kara Para Aklamay\u0131 \u00d6nleme Direktifi (4AMLD), \u00dcye Devletlerin, firmalar\u0131n i\u015f ili\u015fkilerine girdiklerinde ve s\u00fcrekli olarak m\u00fc\u015fteri durum tespiti (CDD) \u00f6nlemlerinin al\u0131nmas\u0131n\u0131 sa\u011flamalar\u0131n\u0131 gerektirmektedir. \u015e\u00fcpheli i\u015flemler daha sonra STR - \u015e\u00fcpheli \u0130\u015flem Raporlar\u0131 arac\u0131l\u0131\u011f\u0131yla yetkililere bildirilir. Kredi kurulu\u015flar\u0131 KYC'yi g\u00fcnl\u00fck olarak y\u00fcr\u00fctmektedir.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"705\" src=\"https:\/\/www.investglass.com\/wp-content\/uploads\/2022\/05\/campaign-investglass-1024x705.png\" alt=\"\" class=\"wp-image-32243\" srcset=\"https:\/\/www.investglass.com\/wp-content\/uploads\/2022\/05\/campaign-investglass-1024x705.png 1024w, https:\/\/www.investglass.com\/wp-content\/uploads\/2022\/05\/campaign-investglass-300x207.png 300w, https:\/\/www.investglass.com\/wp-content\/uploads\/2022\/05\/campaign-investglass-768x529.png 768w, https:\/\/www.investglass.com\/wp-content\/uploads\/2022\/05\/campaign-investglass-1536x1058.png 1536w, https:\/\/www.investglass.com\/wp-content\/uploads\/2022\/05\/campaign-investglass.png 2048w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\">InvestGlass KYC iyile\u015ftirme kontrol paneli<\/figcaption><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-why-is-kyc-and-anti-money-laundering-necessary\">KYC ve kara para aklaman\u0131n \u00f6nlenmesi neden gereklidir?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Elbette \u015f\u00fcpheli i\u015flemleri tespit etmek istiyorsunuz. Elbette t\u00fcm y\u00fcksek riskli m\u00fc\u015fterileri ortadan kald\u0131rmak istiyorsunuz... ama ayn\u0131 zamanda \u201cnormal\u201d ve ak\u0131c\u0131 bir \u015fekilde faaliyet g\u00f6stermeniz gerekiyor. Avrupal\u0131 bankac\u0131l\u0131k yetkilileri, finansal sistemde etkili bir uygulaman\u0131n \u00e7ok karma\u015f\u0131k olabilece\u011finin fark\u0131ndalar. Prosed\u00fcr\u00fcn\u00fcz\u00fc basitle\u015ftirecek yeni bir Avrupa kimlik do\u011frulamas\u0131 olu\u015fturuyorlar. Avrupa Parlamentosu da daha fazla bilgi al\u0131\u015fveri\u015fi i\u00e7in bast\u0131r\u0131yor.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Avrupa denetim otoritelerinden anlad\u0131\u011f\u0131m\u0131z kadar\u0131yla banka hesab\u0131 a\u00e7mak daha kolay hale getirilmeli... bakal\u0131m! \u00d6deme hizmeti sa\u011flay\u0131c\u0131lar\u0131 hala riske duyarl\u0131 temel testler yapacak ve ulusal makamlar yerinde denetimler ger\u00e7ekle\u015ftirdi\u011finde mali istihbarat birimi hala vurgulanacakt\u0131r. Birle\u015fik Krall\u0131k Ulusal yasas\u0131, \u00e7o\u011fu fintech \u015firketinin \u00fczerinde \u00e7al\u0131\u015ft\u0131\u011f\u0131 bir ba\u015fka zorluktur. Birle\u015fik Krall\u0131k, Brexit'ten bu yana Avrupa bankac\u0131l\u0131k otoritesinin d\u0131\u015f\u0131nda kald\u0131\u011f\u0131ndan, yeni EBA direktifi ge\u00e7erli de\u011fildir. Birle\u015fik Krall\u0131k'ta \u015fu anda 2018\/843 say\u0131l\u0131 5. Direktif uygulanmaktad\u0131r.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-how-to-detect-money-laundering\">Kara para aklama nas\u0131l tespit edilir?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Kara para aklamay\u0131 tespit etmek i\u00e7in InvestGlass i\u015flem otomasyonunu kullanabilirsiniz. M\u00fc\u015fterinizin t\u00fcm i\u015flemlerini ger\u00e7ek zamanl\u0131 olarak izlemenize ve bunlar\u0131 finansal istihbarat veritaban\u0131n\u0131n verileriyle kar\u015f\u0131la\u015ft\u0131rman\u0131za yard\u0131mc\u0131 olacakt\u0131r. Otomasyonun arkas\u0131ndaki zeka, uyum ekibiniz taraf\u0131ndan herhangi bir programlama bilgisi olmadan kurulabilir. Yasad\u0131\u015f\u0131 faaliyetler tespit edilebilir, makine fon davran\u0131\u015f\u0131n\u0131 belirleyecek ve ard\u0131ndan meslekta\u015flar\u0131n\u0131za bir mesaj g\u00f6nderecektir.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">AML LCB FT \u00f6nlemi yeni ve mevcut m\u00fc\u015fterilerde kullan\u0131labilir. \u0130\u00e7 kontroller InvestGlass'a ba\u011fl\u0131d\u0131r <a class=\"wpil_keyword_link\" href=\"https:\/\/www.investglass.com\/tr\/satis-araclari\/\" target=\"_blank\" rel=\"noopener\" title=\"onay s\u00fcreci\u0307\" data-wpil-keyword-link=\"linked\" data-wpil-monitor-id=\"741\">onay s\u00fcreci\u0307<\/a> ve g\u00f6rev y\u00f6netiminde risk temelli yakla\u015f\u0131m\u0131n neleri i\u00e7erdi\u011fine dair ortak bir anlay\u0131\u015f geli\u015ftirmek.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-is-the-information-collected-secure\">Toplanan bilgiler g\u00fcvenli mi?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">InvestGlass i\u00e7in bilgi depolama kalitesi bir \u00f6nceliktir. Sunucular\u0131m\u0131z banka s\u0131n\u0131f\u0131 sunucularda bar\u0131nd\u0131r\u0131lmaktad\u0131r. Varsay\u0131lan olarak, InvestGlass sunucular\u0131 \u0130svi\u00e7re'de iki sitede bar\u0131nd\u0131r\u0131lmaktad\u0131r. InvestGlass'\u0131n sunucular\u0131n\u0131zda bar\u0131nd\u0131r\u0131lmas\u0131n\u0131 da isteyebilirsiniz. Daha fazla bilgi i\u00e7in l\u00fctfen bizimle ileti\u015fime ge\u00e7in.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">InvestGlass ayr\u0131ca \u0130svi\u00e7re veri korumas\u0131na ve Avrupa GDPR'ye tabidir. GDPR, Birle\u015fik Krall\u0131k'\u0131n 1998 tarihli Veri Koruma Yasas\u0131na kar\u015f\u0131l\u0131k olarak AB'de \u00e7\u0131kar\u0131lan bir y\u00f6netmeliktir. Bireylere ki\u015fisel verileri \u00fczerinde daha fazla kontrol sa\u011flayarak ve bireyler i\u00e7in yeni haklar olu\u015fturarak AB veri koruma kurallar\u0131n\u0131 g\u00fc\u00e7lendirir. Kredi kurulu\u015flar\u0131 ve bankalar, \u00f6nemli para cezalar\u0131 da dahil olmak \u00fczere uyumsuzlukla ili\u015fkili riskler nedeniyle GDPR'yi \u00f6nemsemektedir.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"678\" src=\"https:\/\/www.investglass.com\/wp-content\/uploads\/2022\/05\/Paris-1024x678.jpg\" alt=\"g\u00fcnd\u00fcz vakti beyaz bulutlar alt\u0131nda da\u011fdaki ye\u015fil a\u011fa\u00e7lar\" class=\"wp-image-31977\" srcset=\"https:\/\/www.investglass.com\/wp-content\/uploads\/2022\/05\/Paris-1024x678.jpg 1024w, https:\/\/www.investglass.com\/wp-content\/uploads\/2022\/05\/Paris-300x199.jpg 300w, https:\/\/www.investglass.com\/wp-content\/uploads\/2022\/05\/Paris-768x509.jpg 768w, https:\/\/www.investglass.com\/wp-content\/uploads\/2022\/05\/Paris-1536x1018.jpg 1536w, https:\/\/www.investglass.com\/wp-content\/uploads\/2022\/05\/Paris-1080x716.jpg 1080w, https:\/\/www.investglass.com\/wp-content\/uploads\/2022\/05\/Paris-1280x848.jpg 1280w, https:\/\/www.investglass.com\/wp-content\/uploads\/2022\/05\/Paris-980x649.jpg 980w, https:\/\/www.investglass.com\/wp-content\/uploads\/2022\/05\/Paris-480x318.jpg 480w, https:\/\/www.investglass.com\/wp-content\/uploads\/2022\/05\/Paris.jpg 1600w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n<\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"h-new-ideas-in-combating-money-laundering\">Kara para aklama ile m\u00fccadelede yeni fikirler?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>\u0130lk ad\u0131m, y\u00fcksek riskli \u00fc\u00e7\u00fcnc\u00fc \u00fclkeleri eledi\u011finizden ve kaliteli istatistiksel veri toplad\u0131\u011f\u0131n\u0131zdan emin olmakt\u0131r.<\/li>\n\n\n\n<li>\u0130kinci ad\u0131m, banka hesaplar\u0131n\u0131 kolayca a\u00e7abilece\u011finiz ve ter\u00f6rizm, doland\u0131r\u0131c\u0131l\u0131k ve organize su\u00e7lar\u0131 kolayca ortadan kald\u0131rabilece\u011finiz iyi bir risk de\u011ferlendirme s\u00fcreci olu\u015fturmakt\u0131r.<\/li>\n\n\n\n<li>\u00dc\u00e7\u00fcnc\u00fc ad\u0131m, CRM otomasyonu ile kara para aklama ve ter\u00f6r\u00fcn finansman\u0131n\u0131n \u00f6nlenmesini otomatikle\u015ftirmektir. \u0130\u015fletme bir m\u00fc\u015fterinin kimli\u011fini makul bir kesinlikle do\u011frulayamazsa, bir i\u015f ili\u015fkisi kurmayacak veya i\u015fleme devam etmeyecektir.<\/li>\n\n\n\n<li>D\u00f6rd\u00fcnc\u00fc ad\u0131m, ki\u015fiyi veya \u015firketi tan\u0131mlamak i\u00e7in onayl\u0131 bir yerel kimlik kontrol\u00fcne ak\u0131ll\u0131 bir ba\u011flant\u0131 kurmakt\u0131r<\/li>\n\n\n\n<li>Be\u015finci ad\u0131m, i\u015fe al\u0131m formlar\u0131n\u0131 olu\u015fturmak, risk temelli yakla\u015f\u0131m\u0131n\u0131zla ilgili olarak API'ye ba\u011flanmak ve intifa hakk\u0131 sahibini net bir \u015fekilde tespit etmektir<\/li>\n\n\n\n<li>\u0130kinci ad\u0131m, s\u00fcrecinizin teknik standartlara uygun oldu\u011fundan emin olmak i\u00e7in AML CFT, AML LBC FT'nizi ayl\u0131k olarak g\u00fcncellemektir<\/li>\n\n\n\n<li>Son olarak, \u015f\u00fcpheli i\u015flemleri bildirmek i\u00e7in otomasyonu ayarlay\u0131n<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">InvestGlass CRM ve KYC iyile\u015ftirme ara\u00e7lar\u0131, t\u00fcm finansal sistemlere yard\u0131mc\u0131 olmak i\u00e7in geli\u015ftirilmi\u015ftir. InvestGlass finans sekt\u00f6r\u00fc i\u00e7in in\u015fa edilmi\u015ftir ve her sekt\u00f6re uyarlanabilir. Yat\u0131r\u0131m firmalar\u0131 InvestGlass'\u0131n \u0130svi\u00e7re'de bar\u0131nd\u0131r\u0131lmas\u0131n\u0131 ve kurulmas\u0131n\u0131 takdir edeceklerdir.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">InvestGlass intifa hakk\u0131 sahipleri \u0130svi\u00e7relidir ve bu da ABD d\u0131\u015f\u0131 bir sahiplik arayan \u00e7o\u011fu finansal kurum i\u00e7in ba\u015fka bir g\u00fcvenliktir. Modern kredi kurumlar\u0131, modern neo bankalar ve daha fazlas\u0131n\u0131 olu\u015fturmaya yard\u0131mc\u0131 olmak i\u00e7in InvestGlass AML \u015fablonunu g\u00fcncelliyoruz.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/www.investglass.com\/wp-content\/uploads\/2022\/05\/bank-checkout-1024x683.jpg\" alt=\"g\u00fcm\u00fc\u015f macbook&#039;un yan\u0131nda siyah ak\u0131ll\u0131 telefon tutan kad\u0131n\" class=\"wp-image-31978\" srcset=\"https:\/\/www.investglass.com\/wp-content\/uploads\/2022\/05\/bank-checkout-1024x683.jpg 1024w, https:\/\/www.investglass.com\/wp-content\/uploads\/2022\/05\/bank-checkout-300x200.jpg 300w, https:\/\/www.investglass.com\/wp-content\/uploads\/2022\/05\/bank-checkout-768x512.jpg 768w, https:\/\/www.investglass.com\/wp-content\/uploads\/2022\/05\/bank-checkout-1536x1024.jpg 1536w, https:\/\/www.investglass.com\/wp-content\/uploads\/2022\/05\/bank-checkout-1080x720.jpg 1080w, https:\/\/www.investglass.com\/wp-content\/uploads\/2022\/05\/bank-checkout-1280x854.jpg 1280w, https:\/\/www.investglass.com\/wp-content\/uploads\/2022\/05\/bank-checkout-980x654.jpg 980w, https:\/\/www.investglass.com\/wp-content\/uploads\/2022\/05\/bank-checkout-480x320.jpg 480w, https:\/\/www.investglass.com\/wp-content\/uploads\/2022\/05\/bank-checkout.jpg 1600w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n<\/div>\n\n\n<p class=\"wp-block-paragraph\">InvestGlass, ONFIDO dahil olmak \u00fczere \u00e7ok say\u0131da elektronik kimlik belirleme fintech'ine ba\u011flant\u0131lar sunar, <a href=\"https:\/\/www.investglass.com\/tr\/kyc-ri%cc%87sk-derecelendi%cc%87rmesi%cc%87-si%cc%87rketi%cc%87ni%cc%87ze-nasil-yardimci-olabi%cc%87li%cc%87r\/\">Temel Kimlik<\/a>, Credas ve daha fazlas\u0131. Bu \u00e7\u00f6z\u00fcmler elektronik para ihra\u00e7\u00e7\u0131lar\u0131na ve kripto broker-bayilerine de uyarlanm\u0131\u015ft\u0131r. Bu harika Fintech \u00e7\u00f6z\u00fcmleri sayesinde kara para aklama ile m\u00fccadele daha kolay.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">InvestGlass risk de\u011ferlendirme makinesi esnektir, bu da finans kurulu\u015flar\u0131n\u0131n \u00e7e\u015fitli finans sekt\u00f6rlerindeki operasyonlar\u0131 i\u00e7in m\u00fckemmeldir. Ard\u0131ndan AML CFT s\u00fcreci, d\u00fczenleyici teknik standartlar\u0131n\u0131za uyacak \u015fekilde uyarlanacakt\u0131r.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/www.investglass.com\/tr\/ucretsiz-baslayin\/\">InvestGlass CRM ve otomasyon ile bug\u00fcn ba\u015flay\u0131n<\/a><\/p>","protected":false},"excerpt":{"rendered":"<p>KYC PROCEDURES: WHY VERIFY CLIENT IDENTITY? Why are we asking so much information during a know-your-client procedure? As a financial institution, we are legally obliged to implement customer due diligence measures, in order to comply with international anti-money laundering and countering the financing of terrorism (AML\/CFT) regulations or in french LCB FT. In this post, [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":31319,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[13],"tags":[149,216],"class_list":["post-31971","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-article","tag-lcb-ft","tag-lutte-contre-le-blanchiment-des-capitaux-et-le-financement-du-terrorisme"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.8 (Yoast SEO v28.0) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>What is AML and LCB FT in France or CFT? | InvestGlass<\/title>\n<meta name=\"description\" content=\"Learn about AML &amp; LCB-FT compliance in France. 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