{"id":30454,"date":"2021-07-12T16:02:58","date_gmt":"2021-07-12T14:02:58","guid":{"rendered":"https:\/\/www.investglass.com\/?p=30454"},"modified":"2026-01-10T22:25:22","modified_gmt":"2026-01-10T21:25:22","slug":"gestao-de-patrimonio-do-futuro-do-que-se-trata","status":"publish","type":"post","link":"https:\/\/www.investglass.com\/pt\/wealth-management-of-the-future-what-is-it-all-about\/","title":{"rendered":"Gest\u00e3o de patrim\u00f4nio do futuro: Do que se trata?"},"content":{"rendered":"

A COVID19 est\u00e1 impulsionando a digitaliza\u00e7\u00e3o e a comoditiza\u00e7\u00e3o do setor de gest\u00e3o de patrim\u00f4nios. Chegou a hora de analisar como a transforma\u00e7\u00e3o digital e a abordagem digital afetar\u00e3o o futuro da gest\u00e3o de patrim\u00f4nios e banco digital<\/a>.<\/p>\n

In this blog post, we will discuss some of the changes coming in wealth management as well as what they mean for you!<\/p>\n

Gerenciamento de patrim\u00f4nio<\/a> est\u00e1 prestes a passar por algumas mudan\u00e7as importantes na pr\u00f3xima d\u00e9cada. Est\u00e3o surgindo novas tecnologias que fornecer\u00e3o servi\u00e7os a investidores e empresas para que invistam seu dinheiro. Tecnologias como Robo Advisors e Intelig\u00eancia Artificial<\/a> estar\u00e3o acess\u00edveis a todos os clientes ou empresas que queiram melhorar sua situa\u00e7\u00e3o financeira por meio do gerenciamento de patrim\u00f4nio. Essas inova\u00e7\u00f5es podem vir a substituir completamente os consultores financeiros humanos. Mas como tudo isso afeta voc\u00ea?<\/p>\n

Como a automa\u00e7\u00e3o afetar\u00e1 o setor de gest\u00e3o de patrim\u00f4nio?<\/h2>\n

Consultores de rob\u00f4s <\/a>s\u00e3o basicamente ferramentas de investimento automatizadas que podem ser configuradas para investir automaticamente em diferentes fundos e a\u00e7\u00f5es sem nenhuma intera\u00e7\u00e3o humana de um gestor de patrim\u00f4nio. Por meio da capacidade de aprimorar a an\u00e1lise e a grande quantidade de dados, eles podem monitorar a economia global e os mercados financeiros para obter conselhos e investimentos perspicazes para seus clientes. Voc\u00ea s\u00f3 precisa informar o Rob\u00f4 consultor<\/a> em quanto dinheiro voc\u00ea quer que ele seja investido, qual \u00e9 a sua toler\u00e2ncia ao risco e a sua estrat\u00e9gia, em quais setores voc\u00ea se concentra e, em seguida, deixe-o funcionar! O \u00fanico momento em que um ser humano precisar\u00e1 intervir \u00e9 quando se trata de planejamento financeiro e banco privado<\/a> que a intera\u00e7\u00e3o humana \u00e9 crucial. Com a InvestGlass, voc\u00ea pode construir seu consultor-rob\u00f4<\/a> em 10 minutos!<\/p>\n

Construir integra\u00e7\u00e3o digital<\/a> e vincule-os \u00e0 ferramenta de rebalanceamento InvestGlass para produzir seu pr\u00f3prio rob\u00f4 consultor. O rob\u00f4 o ajudar\u00e1 a gerar boletins de negocia\u00e7\u00e3o a partir das plantas do seu portf\u00f3lio modelo. O rebalanceamento examinar\u00e1 os CRM<\/a> KYC<\/a> certificar-se de que voc\u00ea respeita a adequa\u00e7\u00e3o de cada cliente antes de negociar<\/p>\n

\"\"<\/figure>\n

Como as taxas de administra\u00e7\u00e3o dos gerentes de patrim\u00f4nio ser\u00e3o afetadas?<\/h2>\n

Os consultores rob\u00f4s afetaram muito as taxas geradas para gerentes de patrim\u00f4nio<\/a>. Desde o advento da IA nas finan\u00e7as, o custo de investir e negociar caiu significativamente. A gest\u00e3o de patrim\u00f4nio e os provedores de servi\u00e7os sofreram um grande impacto no que diz respeito \u00e0s suas taxas de administra\u00e7\u00e3o. Um gestor de patrim\u00f4nio n\u00e3o pode mais competir com as taxas de administra\u00e7\u00e3o realmente baixas que seus concorrentes est\u00e3o oferecendo. Como se v\u00ea no gr\u00e1fico abaixo, as taxas de administra\u00e7\u00e3o mais altas podem afetar muito seus retornos acumulados ao longo do tempo. Uma taxa m\u00e9dia de consultoria de gest\u00e3o ativa est\u00e1 pr\u00f3xima de 2-3 %, enquanto uma taxa de ETF ser\u00e1 de cerca de 0,60%. Essa diferen\u00e7a pode parecer pequena para o desempenho de um ano, mas se voc\u00ea levar em considera\u00e7\u00e3o uma vida \u00fatil de 10 anos e o efeito composto, a diferen\u00e7a ser\u00e1 substancial.<\/p>\n

Um gestor de patrim\u00f4nio deve abordar os jovens investidores de forma diferente?<\/h2>\n

Azaret Metrio Zintos<\/a><\/p>\n

Um gerente de investimentos deve sempre tentar atender \u00e0s necessidades da gera\u00e7\u00e3o mais jovem para competir com intelig\u00eancia artificial<\/a> e alavancar a tecnologia. Isso pode ser alcan\u00e7ado por meio de investimento e consultoria financeira em t\u00f3picos de \u00faltima gera\u00e7\u00e3o, como finan\u00e7as sustent\u00e1veis, que est\u00e3o no topo das prefer\u00eancias de investimento de Gera\u00e7\u00e3o X e Z<\/a>. This means, that we should see a shift in wealth management industry towards topics of Sustainability, ESG, and DeFi where most of wealth advisors should specialize in order to catch up with these new trends.<\/p>\n

The question always remains, is a managing director or senior management, willing to invest in the digital transformation of their company?<\/p>\n

It is important to consider the future of wealth management.<\/p>\n

InvestGlass<\/strong> criou um conjunto de ferramentas digitais<\/a> que o ajudar\u00e1 a avaliar onde seus clientes est\u00e3o em sua jornada financeira e o que eles precisam hoje para o sucesso de amanh\u00e3. A InvestGlass oferece uma plataforma \u00fanica para o sistema de gerenciamento de portf\u00f3lio, ordens, negocia\u00e7\u00f5es, pagamentos e gerenciamento de riscos, FINSA<\/a>, MIFID.<\/p>\n

You can develop stronger customer relations through the use of real-time insights and data-based recommendations to tailor your advice to your customers\u2019 needs. Additionally, the tagging option allows you to classify your clients into various categories, such as risk-averse and risk lovers, or sports fans and technology optimists.<\/p>\n

The future of wealth management lies ahead. Are you able to follow? Entre em contato conosco.<\/a><\/p>","protected":false},"excerpt":{"rendered":"

COVID19 is boosting the wealth management industry digitalization and commoditization. It\u2019s time to look at how digital transformation and digital approach will impact the future of wealth management and digital banking. In this blog post, we will discuss some of the changes coming in wealth management as well as what they mean for you! Wealth […]<\/p>\n","protected":false},"author":1,"featured_media":30473,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[13],"tags":[96,79,95],"class_list":["post-30454","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-article","tag-future-of-finance","tag-roboadvisor","tag-wealth-management"],"yoast_head":"\nWealth Management of the Future: What is it all about? | InvestGlass<\/title>\n<meta name=\"description\" content=\"Explore the future of wealth management\u2014AI, automation, and evolving client needs. 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