{"id":29881,"date":"2021-06-03T21:49:20","date_gmt":"2021-06-03T19:49:20","guid":{"rendered":"https:\/\/www.investglass.com\/?p=29881"},"modified":"2026-04-23T12:58:55","modified_gmt":"2026-04-23T10:58:55","slug":"budujac-swoja-przyszlosc-jaki-bank-powinienes-zalozyc","status":"publish","type":"post","link":"https:\/\/www.investglass.com\/pl\/building-your-future-what-bank-should-you-start\/","title":{"rendered":"Budowanie przysz\u0142o\u015bci: Jaki bank powiniene\u015b za\u0142o\u017cy\u0107?"},"content":{"rendered":"<p>Nigdy nie jest za p\u00f3\u017ano, aby zacz\u0105\u0107 budowa\u0107 swoj\u0105 przysz\u0142o\u015b\u0107, dlatego wa\u017cne jest, aby znale\u017a\u0107 odpowiedniego partnera bankowego. W tym artykule om\u00f3wimy kilka rzeczy, kt\u00f3re nale\u017cy wzi\u0105\u0107 pod uwag\u0119 przed za\u0142o\u017ceniem konta bankowego.<\/p>\n<p>Wyr\u00f3\u017cniamy cztery rodzaje nowych bank\u00f3w.<\/p>\n<\/p>\n<h2 class=\"wp-block-heading\" id=\"h-neo-banks-for-saving-account-and-more\">Neo banki dla konta oszcz\u0119dno\u015bciowego i nie tylko<\/h2>\n<p>Neobanki zazwyczaj nie posiadaj\u0105 licencji bankowej, ale wsp\u00f3\u0142pracuj\u0105 z bankami w celu oferowania us\u0142ug. Neobanki wymagaj\u0105 od klient\u00f3w posiadania istniej\u0105cego konta. Oferuj\u0105 lepsze wra\u017cenia u\u017cytkownika. Do\u015bwiadczenie u\u017cytkownika jest kluczem do u\u0142atwienia otwarcia konta. Instytucja finansowa mo\u017ce ubiega\u0107 si\u0119 o licencj\u0119 bankow\u0105 w kraju, a nast\u0119pnie oferowa\u0107 r\u00f3\u017cne rodzaje rachunk\u00f3w. Banki te maj\u0105 zwykle znacznie wi\u0119cej funkcji ni\u017c neobanki: zapewniaj\u0105 konta oszcz\u0119dno\u015bciowe, us\u0142ugi rachunk\u00f3w czekowych i po\u017cyczki. Mo\u017cesz wiedzie\u0107 - <a href=\"https:\/\/www.webank.it\/\">WeBank<\/a> przez <a href=\"https:\/\/www.tencent.com\/en-us\/about.html\">Tencent<\/a>, Yolt i Moven to przyk\u0142ady neobank\u00f3w.<\/p>\n<\/p>\n<p><a href=\"https:\/\/www.google.com\">Azaret Metrio Zintos<\/a><\/p>\n<h2 class=\"wp-block-heading\" id=\"h-the-new-banks-with-the-whole-old-bank-service-from-saving-money-savings-accounts-to-trading\">Nowe banki z ca\u0142\u0105 star\u0105 obs\u0142ug\u0105 bankow\u0105, od oszcz\u0119dzania pieni\u0119dzy, kont oszcz\u0119dno\u015bciowych po handel<\/h2>\n<p>Nowe banki posiadaj\u0105 pe\u0142ne licencje bankowe, oferuj\u0105c te same us\u0142ugi, co tradycyjne banki. Nale\u017c\u0105 do nich Monzo, N26, MyBank, Starling Bank i Revolut. Walcz\u0105 one o uniezale\u017cnienie si\u0119 od starszych struktur i zazwyczaj wsp\u00f3\u0142pracuj\u0105 z lokalnymi bankami pierwszego poziomu. <a href=\"https:\/\/www.investglass.com\/pl\/transformacyjne-zastosowania-sztucznej-inteligencji-w-marketingu-bankowym\/\" target=\"_blank\" rel=\"noopener\" data-wpil-monitor-id=\"2338\">banki, gdy musz\u0105 otworzy\u0107 nowy rynek<\/a>. Na przyk\u0142ad Revolut z Credit Suisse w Szwajcarii. Banki te b\u0119d\u0105 musia\u0142y zarz\u0105dza\u0107 oczekiwaniami organu nadzoru finansowego i organu regulacji ostro\u017cno\u015bciowej.<\/p>\n<\/p>\n<h2 class=\"wp-block-heading\" id=\"h-the-non-bank-account-non-banks\">\u201cKonto pozabankowe\u201d <strong>Podmioty nieb\u0119d\u0105ce bankami<\/strong><\/h2>\n<p>Banki te nie maj\u0105 powi\u0105za\u0144 z tradycyjnymi licencjami bankowymi. Zamiast tego b\u0119d\u0105 \u015bwiadczy\u0107 us\u0142ugi finansowe w inny spos\u00f3b. Ten unikalny model pozwala firmie dzia\u0142a\u0107 niezale\u017cnie od istniej\u0105cych bank\u00f3w.<\/p>\n<p>Zazwyczaj dysponuj\u0105 silnym zapleczem IT do obs\u0142ugi technologii polece\u0144 zap\u0142aty, nie oferuj\u0105 niezale\u017cnych porad ani produkt\u00f3w finansowych.<\/p>\n<h2 class=\"wp-block-heading\" id=\"h-the-beta-banks-with-savings-account-and-more-beta-banks\">Banki Beta - z kontem oszcz\u0119dno\u015bciowym i nie tylko <strong>Banki Beta<\/strong><\/h2>\n<p>Sp\u00f3\u0142ki joint venture i banki zale\u017cne, kt\u00f3re oferuj\u0105 us\u0142ugi finansowe na licencji sp\u00f3\u0142ki dominuj\u0105cej. Banki typu beta s\u0105 cz\u0119sto tworzone jako spos\u00f3b na wej\u015bcie na nowe rynki. Na przyk\u0142ad AiBank (chi\u0144ski CITIC Bank Corp i Baidu) i Simple (Bancorp i BBVA). Banki te maj\u0105 w\u0142asny ekosystem \u0142\u0105cz\u0105cy si\u0119 z ich API, nowe modele biznesowe, nowe do\u015bwiadczenia klient\u00f3w i oferuj\u0105 po\u0142\u0105czenia z zewn\u0119trznymi instytucjami finansowymi.<\/p>","protected":false},"excerpt":{"rendered":"<p>It&#8217;s never too late to start building your future, so it is important to get the right banking partner. In this article, we&#8217;ll explore some of the things you should consider before starting a bank account. We distinguish four types of new banks. Neo banks for saving account and more Neo banks usually do not [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":29882,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[13],"tags":[35,37],"class_list":["post-29881","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-article","tag-crm-for-banking","tag-neobank"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.6.1 (Yoast SEO v27.7) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Create a Neobank: A Beginner&#039;s Guide | InvestGlass<\/title>\n<meta name=\"description\" content=\"Building Your Future: What Bank Should You Start? 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