{"id":49561,"date":"2026-04-17T09:25:00","date_gmt":"2026-04-17T07:25:00","guid":{"rendered":"https:\/\/www.investglass.com\/?p=49561"},"modified":"2026-04-17T09:31:15","modified_gmt":"2026-04-17T07:31:15","slug":"investglass%eb%a5%bc-%ec%82%ac%ec%9a%a9%ed%95%9c-%ea%b7%9c%ec%a0%95-%ec%a4%80%ec%88%98%ed%98%95-%ec%86%8c%eb%b2%84%eb%a6%b0-cip%ea%b3%a0%ea%b0%9d-%ed%99%95%ec%9d%b8-%ec%a0%9c%eb%8f%84-%ea%b5%ac","status":"publish","type":"post","link":"https:\/\/www.investglass.com\/ko\/customer-identification-program-building-a-compliant-sovereign-cip-with-investglass\/","title":{"rendered":"InvestGlass\ub294 CIP \ubc0f \uaddc\uc815 \uc900\uc218 \ub178\ub825\uc744 \uc5b4\ub5bb\uac8c \uac04\uc18c\ud654\ud560 \uc218 \uc788\uc2b5\ub2c8\uae4c?"},"content":{"rendered":"<h2 class=\"wp-block-heading\" id=\"h-introduction-to-customer-identification-program-cip\"><span class=\"ez-toc-section\" id=\"Introduction_to_Customer_Identification_Program_CIP\"><\/span>\uace0\uac1d \uc2e0\uc6d0 \ud655\uc778 \uc81c\ub3c4(CIP) \uc18c\uac1c<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\uace0\uac1d\ud655\uc778\uc81c\ub3c4\ub294 \uae08\uc735\uae30\uad00\uc774 \uc0ac\uc5c5 \uad00\uacc4\ub97c \ub9fa\uae30 \uc804\uc5d0 \uace0\uac1d\uc758 \uc2e0\uc6d0\uc744 \ud655\uc778\ud558\ub3c4\ub85d \uc758\ubb34\ud654\ud558\ub294 \ud544\uc218\uc801\uc778 \uccb4\uacc4\uc785\ub2c8\ub2e4. \uc774 \uae30\ucd08\uc801\uc778 \ud1b5\uc81c \uc7a5\uce58\ub294 \uc790\uae08\uc138\ud0c1\ubc29\uc9c0, \uace0\uac1d\uc54c\uae30\uc81c\ub3c4, \uace0\uac1d\uc2e4\uba85\ud655\uc778 \uc758\ubb34\uc758 \ub354 \ub113\uc740 \uc0dd\ud0dc\uacc4 \ub0b4\uc5d0 \uc704\uce58\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ubbf8\uad6d\uc5d0\uc11c\ub294 USA \uc560\uad6d\ubc95 \uc81c326\uc870\uc640 \uc740\ud589 \ube44\ubc00 \ubcf4\ud638\ubc95\uc5d0 \ub530\ub77c \ub300\uc0c1 \uae30\uad00\uc774 \uace0\uac1d \ud655\uc778\uc744 \uc704\ud55c \uc11c\uba74 \uae30\ubc18\uc758 \uc704\ud5d8 \ud3c9\uac00 \uc808\ucc28\ub97c \uc2dc\ud589\ud558\ub3c4\ub85d \uc758\ubb34\ud654\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc740\ud589\uc758 \uace0\uac1d \ud655\uc778 \uc81c\ub3c4(CIP)\ub294 \uacc4\uc88c \uac1c\uc124 \uc2dc \ub2e4\ub978 \uae08\uc735 \uae30\uad00\uc5d0 \ub300\ud55c \uc758\uc874 \ubc0f \ud2b9\uc815 \uba74\uc81c \uc0ac\ud56d\uc744 \ud3ec\ud568\ud558\uc5ec \uace0\uac1d\uc758 \uc2e0\uc6d0\uc744 \ud655\uc778\ud558\uae30 \uc704\ud574 \uc5f0\ubc29 \ubc95\ub960\ub85c \uc694\uad6c\ub418\ub294 \uc77c\ub828\uc758 \uc808\ucc28\uc785\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc808\ucc28\ub294 \uc790\uae08\uc138\ud0c1 \ubc29\uc9c0 \uaddc\uc815 \uc900\uc218\uc5d0 \ud544\uc218\uc801\uc774\uba70 \uacc4\uc57d \ubc0f \uaddc\uc81c \ud504\ub808\uc784\uc6cc\ud06c \ubaa8\ub450\uc758 \uc801\uc6a9\uc744 \ubc1b\uc2b5\ub2c8\ub2e4. \uc720\ub7fd \uc804\uc5ed\uc5d0\uc11c\ub3c4 \uc81c4\ucc28, \uc81c5\ucc28 \ubc0f <a href=\"https:\/\/www.investglass.com\/ko\/%ec%a0%9c6%ec%b0%a8-%ec%9e%90%ea%b8%88%ec%84%b8%ed%83%81%eb%b0%a9%ec%a7%80-%ec%a7%80%ec%b9%a8%ec%9d%b4%eb%9e%80-%eb%ac%b4%ec%97%87%ec%9d%b8%ea%b0%80%ec%9a%94\/\" target=\"_self\">\uc81c6\ucc28 \uc790\uae08\uc138\ud0c1\ubc29\uc9c0 \uc9c0\uce68<\/a> \uadf8\ub9ac\uace0 2017\ub144 \uc601\uad6d \uc790\uae08\uc138\ud0c1 \ubc29\uc9c0 \uaddc\uc815.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">InvestGlass\ub294 <a href=\"https:\/\/www.investglass.com\/ko\/%ec%86%8c%eb%b2%84%eb%a6%b0%ec%9d%98-%ec%9d%98%eb%af%b8\/\" target=\"_self\">\uc8fc\uad8c\uc790<\/a>, \ub514\uc9c0\ud138 CIP \uc6cc\ud06c\ud50c\ub85c \uc2e4\ud589\uc744 \uc704\ud574 \ubbf8\uad6d\uc774\ub098 \uc911\uad6d \ud50c\ub7ab\ud3fc\uc744 \ub300\uccb4\ud558\ub294 \uc2a4\uc704\uc2a4 \ud638\uc2a4\ud305 \ub300\uc548. \ud604\uc9c0 \uc0ac\ubb34\uc18c\ub294 \uace0\uac1d \uc2e0\uc6d0 \ud655\uc778, \uac80\uc99d \ubc0f \uad00\ub828 \uc808\ucc28\uac00 \uc218\ud589\ub418\ub294 \ubb3c\ub9ac\uc801 \uc7a5\uc18c \uc5ed\ud560\uc744 \ud558\uba70, \uaddc\uc815 \uc900\uc218\ub97c \uc9c0\uc6d0\ud558\uace0 \ud604\uc9c0 \uace0\uac1d\uacfc\uc758 \uc0c1\ud638 \uc791\uc6a9\uc744 \uc6d0\ud65c\ud558\uac8c \ud569\ub2c8\ub2e4. \uc774 \uc811\uadfc \ubc29\uc2dd\uc740 \ud604\ub300 \ucef4\ud50c\ub77c\uc774\uc5b8\uc2a4 \ud300\uc774 \uc694\uad6c\ud558\ub294 \uc790\ub3d9\ud654\ub97c \uc81c\uacf5\ud558\ub294 \ub3d9\uc2dc\uc5d0 \uace0\uac1d \ub370\uc774\ud130 \uc8fc\uad8c\uc744 \ubcf4\ud638\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uace0\uac1d \ud655\uc778 \uc81c\ub3c4(CIP)\uc758 \uc2e4\uc9c8\uc801\uc778 \ubaa9\uc801\uc5d0\ub294 \uc790\uae08\uc138\ud0c1, \ud14c\ub7ec \uc790\uae08 \uc870\ub2ec, \uc0ac\uae30 \ubc0f \uc2e0\ubd84 \ub3c4\uc6a9 \ubc29\uc9c0\uac00 \ud3ec\ud568\ub429\ub2c8\ub2e4. \uc740\ud589, \uc790\uc0b0 \uc6b4\uc6a9\uc0ac, \ud540\ud14c\ud06c \uae30\uc5c5 \ubc0f \uae30\ud0c0 \uaddc\uc81c \ub300\uc0c1 \uae30\uad00\uc5d0\uac8c \uac15\ub825\ud55c CIP\ub294 \uc548\uc804\ud55c \uace0\uac1d \uc628\ubcf4\ub529\uacfc \uaddc\uc81c \uc900\uc218\uc5d0 \ub300\ud55c \uc2e0\ub8b0\ub97c \uc9c0\uc6d0\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"701\" src=\"https:\/\/www.investglass.com\/wp-content\/uploads\/2024\/05\/InvestGlass-Automation-2024-1024x701.png\" alt=\"KYC\ub97c \uc704\ud55c InvestGlass \uc790\ub3d9\ud654\" class=\"wp-image-40537\" srcset=\"https:\/\/www.investglass.com\/wp-content\/uploads\/2024\/05\/InvestGlass-Automation-2024-1024x701.png 1024w, https:\/\/www.investglass.com\/wp-content\/uploads\/2024\/05\/InvestGlass-Automation-2024-300x205.png 300w, https:\/\/www.investglass.com\/wp-content\/uploads\/2024\/05\/InvestGlass-Automation-2024-768x526.png 768w, https:\/\/www.investglass.com\/wp-content\/uploads\/2024\/05\/InvestGlass-Automation-2024-1536x1052.png 1536w, https:\/\/www.investglass.com\/wp-content\/uploads\/2024\/05\/InvestGlass-Automation-2024.png 2048w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\">KYC\ub97c \uc704\ud55c InvestGlass \uc790\ub3d9\ud654<\/figcaption><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-is-a-customer-identification-program-cip\"><span class=\"ez-toc-section\" id=\"What_is_a_Customer_Identification_Program_CIP\"><\/span>\uace0\uac1d \ud655\uc778 \uc81c\ub3c4(CIP)\ub780 \ubb34\uc5c7\uc778\uac00\uc694?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\uace0\uac1d \ud655\uc778 \ud504\ub85c\uadf8\ub7a8(CIP)\uc740 \uacc4\uc88c\ub97c \uac1c\uc124\ud558\uac70\ub098 \uc0ac\uc5c5\uc801 \uad00\uacc4\ub97c \ub9fa\uae30 \uc804\uc5d0 \uace0\uac1d\uc758 \uc2dd\ubcc4 \uc815\ubcf4\ub97c \uc218\uc9d1\ud558\uace0 \uace0\uac1d\uc758 \uc2e0\uc6d0\uc744 \ud655\uc778\ud558\uae30 \uc704\ud55c \ubb38\uc11c\ud654\ub41c \uc704\ud5d8 \uae30\ubc18 \uc808\ucc28\uc785\ub2c8\ub2e4. CIP \uaddc\uc815\uc740 \uae08\uc735\uae30\uad00 \ub4f1\uc774 \uac01 \uace0\uac1d\uc758 \uc9c4\uc815\ud55c \uc2e0\uc6d0\uc744 \uc54c \uc218 \uc788\ub2e4\ub294 \ud569\ub9ac\uc801\uc778 \ud655\uc2e0\uc744 \ud615\uc131\ud558\ub3c4\ub85d \uc694\uad6c\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc8fc\uc694 \ubc95\uc801 \uae30\ubc18\uc740 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><th colspan=\"1\" rowspan=\"1\"><p>\uad00\ud560\uad8c<\/p><\/th><th colspan=\"1\" rowspan=\"1\"><p>\uae30\ubcf8 \uc785\ubc95<\/p><\/th><th colspan=\"1\" rowspan=\"1\"><p>\uc8fc\uc694 \uc694\uad6c \uc0ac\ud56d<\/p><\/th><\/tr><tr><td colspan=\"1\" rowspan=\"1\"><p>\ubbf8\uad6d<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><p>\ubbf8\uad6d \uc560\uad6d\uc790\ubc95 \uc81c326\uc870, \uc740\ud589 \ube44\ubc00 \ubcf4\ud638\ubc95 (31 CFR 1020.220)<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><p>\uc11c\uba74 \uace0\uac1d\ud655\uc778\uc81c\ub3c4(CIP), \uc2e0\uc6d0 \ud655\uc778, \uc81c\uc7ac \uc2a4\ud06c\ub9ac\ub2dd, 5\ub144 \uae30\ub85d \ubcf4\uad00<\/p><\/td><\/tr><tr><td colspan=\"1\" rowspan=\"1\"><p>\uc720\ub7fd \uc5f0\ud569<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><p>\uc81c4-6\ucc28 \uc790\uae08\uc138\ud0c1\ubc29\uc9c0 \uc9c0\uce68<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><p>\uc5c5\ubb34 \uad00\uacc4 \uac1c\uc2dc \uc804 \uace0\uac1d \ud655\uc778 \uc81c\ub3c4, \uc704\ud5d8 \uae30\ubc18 \uc811\uadfc\ubc95<\/p><\/td><\/tr><tr><td colspan=\"1\" rowspan=\"1\"><p>\uc601\uad6d<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><p>\uc790\uae08\uc138\ud0c1\ubc29\uc9c0\uaddc\uc815 2017 (2023\ub144 \uac1c\uc815)<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><p>\uace0\uac1d\ud655\uc778\uc81c\ub3c4(CDD), \uc2e4\uc18c\uc720\uc790, \uc9c0\uc18d\uc801 \ubaa8\ub2c8\ud130\ub9c1<\/p><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">CIP \uc694\uac74\uc740 \uc740\ud589, \ud504\ub77c\uc774\ube57 \ubc45\ud06c, \uc2e0\uc6a9\uc870\ud569, \uc790\uc0b0 \ubc0f \uc790\uc0b0 \uad00\ub9ac\ud68c\uc0ac, \ubcf4\ud5d8\ud68c\uc0ac, \ud22c\uc790\ud68c\uc0ac, \uacb0\uc81c\uae30\uad00, \uac00\uc0c1\uc790\uc0b0 \uc11c\ube44\uc2a4 \uc81c\uacf5\uc5c5\uccb4, \uadf8\ub9ac\uace0 \ube0c\ub85c\ucee4-\ub51c\ub7ec \ubc0f \ubcf4\ud5d8\ud68c\uc0ac\uc640 \uac19\uc740 \uae30\ud0c0 \uae08\uc735\uae30\uad00\uc5d0 \uc801\uc6a9\ub418\uba70, \uc774\ub4e4 \ubaa8\ub450 \uc774\ub7ec\ud55c \uc808\ucc28\ub97c \uc900\uc218\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">CIP\uc758 4\uac00\uc9c0 \ud575\uc2ec \uae30\ub465\uc740 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>\uace0\uac1d \uc815\ubcf4(\uc774\ub984, \uc0dd\ub144\uc6d4\uc77c, \uc8fc\uc18c, \uc2dd\ubcc4 \ubc88\ud638) \uc218\uc9d1<\/li>\n\n\n\n<li>\uc11c\ub958\uc0c1 \ub610\ub294 \ube44\uc11c\ub958\uc0c1 \ubc29\ubc95\uc744 \ud1b5\ud574 \uc774 \uc815\ubcf4\ub97c \ud655\uc778\ud558\ub294 \uac83<\/li>\n\n\n\n<li>\uc54c\ub824\uc9c4 \ub610\ub294 \uc758\uc2ec\ub418\ub294 \ud14c\ub7ec\ub9ac\uc2a4\ud2b8 \ubc0f \uc81c\uc7ac \ub300\uc0c1\uc5d0 \ub300\ud55c \uc815\ubd80 \uba85\ubd80 \ub300\uc870 \uc2ec\uc0ac<\/li>\n\n\n\n<li>\uc815\ud574\uc9c4 \ubcf4\uc874 \uae30\uac04 \ub3d9\uc548 \uae30\ub85d \uc720\uc9c0\ud558\uae30<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">\ud45c\uc900 \uc2e0\ubd84\uc99d\uc774 \uc5c6\ub294 \uace0\uac1d\uc774\ub098 \uc2dd\ubcc4 \ubc88\ud638\uac00 \uc5c6\ub294 \uc678\uad6d\uc778 \uace0\uac1d\uacfc \uac19\uc740 \ud2b9\uc815 \uace0\uac1d\uc758 \uacbd\uc6b0, CIP\uc5d0 \ub530\ub77c \ub9de\ucda4\ud615 \ud655\uc778 \uc808\ucc28\uac00 \uc694\uad6c\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">CIP\ub294 \uad11\ubc94\uc704\ud55c KYC \ub77c\uc774\ud504\uc0ac\uc774\ud074 \ub0b4\uc5d0\uc11c \uccab \ubc88\uc9f8 \ub2e8\uacc4\ub97c \ub098\ud0c0\ub0b4\uba70, \uc774\ub294 \uace0\uc704\ud5d8 \uace0\uac1d\uc5d0 \ub300\ud55c \uc9c0\uc18d\uc801\uc778 \ubaa8\ub2c8\ud130\ub9c1 \ubc0f \uac15\ud654\ub41c \uace0\uac1d \ud655\uc778(EDD)\uc73c\ub85c \ud655\uc7a5\ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-regulatory-objectives-and-risk-mitigation\"><span class=\"ez-toc-section\" id=\"Regulatory_objectives_and_risk_mitigation\"><\/span>\uaddc\uc81c \ubaa9\uc801 \ubc0f \ub9ac\uc2a4\ud06c \uc644\ud654<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\uaddc\uc81c \uae30\uad00\uc740 CIP\uac00 \ud569\ub9ac\uc801\uc774\uace0 \uc2e4\ud604 \uac00\ub2a5\ud55c \ubc94\uc704 \ub0b4\uc5d0\uc11c \uae30\uad00\uc774 \uac01 \uace0\uac1d\uc758 \uc9c4\uc815\ud55c \uc2e0\uc6d0\uc744 \ud30c\uc545\ud558\uace0 \uc788\ub2e4\ub294 \ud569\ub9ac\uc801\uc778 \ud655\uc2e0\uc744 \ud655\ub9bd\ud560 \uac83\uc744 \uae30\ub300\ud569\ub2c8\ub2e4. \uc5f0\ubc29 \uae30\ub2a5 \uaddc\uc81c \uae30\uad00 \ubc0f \uae08\uc735\ubc94\uc8c4\ub2e8\uc18d\uad6d(FinCEN)\uacfc \uac19\uc740 \uae30\uad00\ub4e4\uc740 \uae30\uc5c5\uc774 \ud655\uc778 \uc808\ucc28\ub97c \uc704\ud55c \uc801\uc808\ud55c \uc808\ucc28\ub97c \uac16\ucd94\uace0 \uc788\ub294\uc9c0 \uac80\ud1a0\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud604\ub300\uc801\uc778 \uace0\uac1d\ud655\uc778(CIP) \uc815\ucc45\uc740 \ub9ac\uc2a4\ud06c \uae30\ubc18 \uc811\uadfc \ubc29\uc2dd\uc744 \ub530\ub985\ub2c8\ub2e4. \uc774\ub294 \uc800\uc704\ud5d8\uc758 \ud569\ubc95\uc801\uc778 \uace0\uac1d\uc5d0\uac8c\ub294 \uac04\uc18c\ud654\ub41c \uc808\ucc28\ub97c \ud5c8\uc6a9\ud558\uba74\uc11c, \uace0\uc704\ud5d8 \ubd80\ubb38(\uc815\uce58\uc801 \uc8fc\uc694 \uc778\ubb3c\uc774\ub098 \uace0\uc704\ud5d8 \uad00\ud560 \uad6c\uc5ed \ucd9c\uc2e0 \uace0\uac1d \ub4f1)\uc5d0\ub294 \ub354 \uc5c4\uaca9\ud55c \ud655\uc778 \uc808\ucc28\ub97c \uc801\uc6a9\ud55c\ub2e4\ub294 \uac83\uc744 \uc758\ubbf8\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ubd80\uc801\uc808\ud55c \uace0\uac1d \uc2e0\uc6d0 \ud655\uc778(CIP)\uc740 \uc2ec\uac01\ud55c \uacb0\uacfc\ub97c \ucd08\ub798\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. 2012\ub144 HSBC\uac00 $1.9\uc5b5\uc744 \ud569\uc758\uae08\uc73c\ub85c \uc9c0\ubd88\ud55c \uc0ac\uac74\uc740 \ubd80\ubd84\uc801\uc73c\ub85c \ucde8\uc57d\ud55c \uace0\uac1d \uc2e0\uc6d0 \ud655\uc778 \ud1b5\uc81c \uccb4\uacc4 \ub54c\ubb38\uc73c\ub85c \uc9c0\uc801\ub418\uc5c8\uc2b5\ub2c8\ub2e4. \ucd5c\uadfc\uc5d0\ub294 FinCEN\uc774 2024\ub144\uc5d0 \uc2e0\uc6d0 \uc0ac\uae30\uc640 \uad00\ub828\ub41c \uc758\uc2ec\uc2a4\ub7ec\uc6b4 \uac70\ub798 \ubcf4\uace0\uac00 150\ub9cc \uac74 \uc774\uc0c1 \uc811\uc218\ub418\uc5c8\ub2e4\uace0 \ubc1c\ud45c\ud558\uba70, \uc774\ub7ec\ud55c \uc704\ud5d8\uc774 \uc5ec\uc804\ud788 \uc9c0\uc18d\ub418\uace0 \uc788\uc74c\uc744 \uac15\uc870\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc740\ud589\uc758 \uc704\ud5d8 \ud3c9\uac00\ub294 \uc2e0\uaddc \uace0\uac1d \uc720\uce58 \uacfc\uc815\uc5d0\uc11c \ucde8\uc57d\uc810\uc744 \ud30c\uc545\ud568\uc73c\ub85c\uc368 \uace0\uac1d \uc2e0\uc6d0 \ud655\uc778 \uc808\ucc28\uc640 \uaddc\uc815 \uc900\uc218 \uc808\ucc28\ub97c \uc548\ub0b4\ud558\ub294 \uc5ed\ud560\uc744 \ud569\ub2c8\ub2e4. \uc774\ub97c \uc18c\ud640\ud788 \ud560 \uacbd\uc6b0, \ud574\ub2f9 \uae08\uc735\uae30\uad00\uc740 \ub2f9\uad6d\uc758 \uc81c\uc7ac \uc870\uce58\uc640 \uc5f0\ubc29\ubc95\uc5d0 \ub530\ub77c \uc704\ubc18 \uac74\ub2f9 \ucd5c\ub300 $1\ubc31\ub9cc \ub2ec\ub7ec\uc758 \ubbfc\uc0ac \ubc8c\uae08, \uadf8\ub9ac\uace0 \uc9c0\uc18d\uc801\uc778 \ud3c9\ud310 \uc190\uc0c1\uc744 \uc785\uac8c \ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-protection-against-financial-crime-and-reputational-harm\"><span class=\"ez-toc-section\" id=\"Protection_against_financial_crime_and_reputational_harm\"><\/span>\uae08\uc735 \ubc94\uc8c4 \ubc0f \ud3c9\ud310 \ud6fc\uc190 \ubc29\uc9c0<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\uac15\ub825\ud55c \uace0\uac1d\ud655\uc778\uc81c\ub3c4(CIP)\ub294 \uc9c4\uc785 \ub2e8\uacc4\uc5d0\uc11c \ubd88\ub7c9 \ud589\uc704\uc790\ub97c \ucc28\ub2e8\ud568\uc73c\ub85c\uc368 \uc790\uae08\uc138\ud0c1, \ud14c\ub7ec\uc790\uae08 \uc870\ub2ec, \uc81c\uc7ac \uc704\ubc18 \ubc0f \uae08\uc735\ubc94\uc8c4\uc5d0 \ub300\ud55c \ub178\ucd9c\uc744 \uc904\uc785\ub2c8\ub2e4. OFAC\uc758 \ud2b9\ubcc4 \uc9c0\uc815 \uc81c\uc7ac \ub300\uc0c1(SDN) \ubaa9\ub85d, EU \uc81c\uc7ac \ubc0f UN \ubaa9\ub85d\uc744 \ub300\uc870\ud558\uc5ec \uc2a4\ud06c\ub9ac\ub2dd\ud558\ub294 \uac83\uc740 \uacc4\uc88c\uac00 \ud65c\uc131\ud654\ub418\uae30 \uc804\uc5d0 \uc6a9\uc758\uc790\uc640 \ud14c\ub7ec \uc870\uc9c1\uc744 \uc2dd\ubcc4\ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc774\ub7ec\ud55c \uc2dc\ub098\ub9ac\uc624\ub4e4\uc744 \uace0\ub824\ud574 \ubcf4\uc2ed\uc2dc\uc624:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\ubbfc\uac04 \uc740\ud589\uc758 \uace0\uac1d \ud655\uc778 \uc81c\ub3c4(CIP)\uac00 \uc5ec\uad8c \ubc88\ud638\uac00 EU \uc81c\uc7ac \ub300\uc0c1\uacfc \uc77c\uce58\ud558\ub294 \uc2e0\uccad\uc790\ub97c \uac10\uc9c0\ud569\ub2c8\ub2e4. \uc628\ubcf4\ub529 \ud504\ub85c\uc138\uc2a4\uac00 \uc218\ub3d9 \uac80\ud1a0\ub97c \uc704\ud574 \uc911\ub2e8\ub418\uba70, \uc7a0\uc7ac\uc801\uc778 \uc704\ubc18\uc744 \uc608\ubc29\ud569\ub2c8\ub2e4.<\/li>\n\n\n\n<li>\uc790\uc0b0\uad00\ub9ac\uc0ac\uc758 \uc790\ub3d9\ud654\ub41c \uc2a4\ud06c\ub9ac\ub2dd\uc744 \ud1b5\ud574 \uace0\uc704\ud5d8 \uad00\ud560 \uad6c\uc5ed\uc5d0\uc11c \uc628, \uc2e4\uc18c\uc720\uc8fc\uac00 \ubd88\ud22c\uba85\ud55c \ubc95\uc778\uc774 \uc2dd\ubcc4\ub418\uc5b4, \uc808\ucc28\ub97c \uc9c4\ud589\ud558\uae30 \uc804\uc5d0 \uac15\ud654\ub41c \uace0\uac1d \ud655\uc778(EDD)\uc774 \ucd09\ubc1c\ub429\ub2c8\ub2e4.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">FinCEN\uc740 2024\ub144\uc5d0 150\ub9cc \uac74\uc774 \ub118\ub294 \uc758\uc2ec\uac70\ub798\ubcf4\uace0(SAR)\ub97c \uc811\uc218\ud588\uc2b5\ub2c8\ub2e4. \uace0\uac1d\ud655\uc778\uc81c\ub3c4(CIP) \ud504\ub85c\uc138\uc2a4\ub97c \ud1b5\ud574 \uc7a0\uc7ac\uc801\uc778 \uc790\uae08\uc138\ud0c1\uc774\ub098 \uae08\uc735 \ubc94\uc8c4\ub97c \ub098\ud0c0\ub0b4\ub294 \uac70\ub798\ub098 \ud589\uc704\uac00 \uc2dd\ubcc4\ub418\uba74, \ud574\ub2f9 \uae30\uad00\uc740 \uaddc\uc81c \uc694\uac74\uc5d0 \ub530\ub77c \uc758\uc2ec\uac70\ub798\ubcf4\uace0(SAR)\ub97c \uc81c\ucd9c\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uac15\ub825\ud55c \uace0\uac1d\ud655\uc778\uc81c\ub3c4(CIP) \ud1b5\uc81c\ub294 \ub300\uc911\uacfc \ud22c\uc790\uc790\uc758 \uc2e0\ub8b0\ub97c \uad6c\ucd95\ud569\ub2c8\ub2e4. \uc77c\uad00\ub418\uace0 \uac10\uc0ac \uac00\ub2a5\ud55c \uc628\ubcf4\ub529 \uc6cc\ud06c\ud50c\ub85c\ub97c \uac16\ucd98 \uae30\uad00\uc740 \uac70\ubc84\ub10c\uc2a4 \uc131\uc219\ub3c4\ub97c \uc785\uc99d\ud558\uba70, \uc774\ub294 \uacb0\uacfc\uc801\uc73c\ub85c \uae30\uc5c5 \uac00\uce58 \ud3c9\uac00\uc640 \ube0c\ub79c\ub4dc \uc778\uc9c0\ub3c4\uc5d0 \ub3c4\uc6c0\uc774 \ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc778\ubca0\uc2a4\ud2b8\uae00\ub798\uc2a4(InvestGlass) \uc790\ub3d9\ud654\ub97c \ud1b5\ud574 \uae30\uad00\ub4e4\uc740 \ub9e4\ubc88 \uc77c\uad00\ub41c \uace0\uac1d\ud655\uc778\uc81c\ub3c4(CIP) \uaddc\uc815\uc744 \uc801\uc6a9\ud560 \uc218 \uc788\uc73c\uba70, \uc774\ub97c \ud1b5\ud574 \ud3c9\ud310\uc744 \ud6fc\uc190\ud558\uace0 \uaddc\uc81c \ub2f9\uad6d\uc758 \uc870\uc0ac\ub97c \ucd08\ub798\ud558\ub294 \uc218\ub3d9 \uc624\ub958\ub97c \uc904\uc77c \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-benefits-of-a-customer-identification-program\"><span class=\"ez-toc-section\" id=\"Benefits_of_a_Customer_Identification_Program\"><\/span>\uace0\uac1d \uc2e0\uc6d0 \ud655\uc778 \ud504\ub85c\uadf8\ub7a8\uc758 \uc774\uc810<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\uc798 \uccb4\uacc4\ud654\ub41c \uace0\uac1d \ud655\uc778 \uc81c\ub3c4(CIP)\ub294 \uc624\ub298\ub0a0\uc758 \ubcf5\uc7a1\ud55c \uaddc\uc81c \ud658\uacbd\uc5d0\uc11c \uc6b4\uc601\ub418\ub294 \uae08\uc735 \uae30\uad00\uc5d0 \uc0c1\ub2f9\ud55c \uc774\uc810\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4. \uac15\ub825\ud55c \uace0\uac1d \ud655\uc778 \ud504\ub85c\uadf8\ub7a8\uc744 \uad6c\ud604\ud568\uc73c\ub85c\uc368 \uae08\uc735 \uae30\uad00\uc740 \uace0\uac1d\uc758 \uc2e0\uc6d0\uc744 \ud6a8\uacfc\uc801\uc73c\ub85c \ud655\uc778\ud560 \uc218 \uc788\uc73c\uba70, \uc774\ub294 \uc790\uae08 \uc138\ud0c1, \ud14c\ub7ec \uc790\uae08 \uc870\ub2ec \ubc0f \uae30\ud0c0 \uae08\uc735 \ubc94\uc8c4\ub97c \uc608\ubc29\ud558\ub294 \ub370 \ud544\uc218\uc801\uc785\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc120\uc81c\uc801 \uc811\uadfc \ubc29\uc2dd\uc740 \uae08\uc735 \uae30\uad00\uc774 \uc54c\ub824\uc9c0\uac70\ub098 \uc758\uc2ec\ub418\ub294 \ud14c\ub7ec\ub9ac\uc2a4\ud2b8\uc640 \uad00\ub828\ub41c \uac70\ub798\ub97c \ubd80\uc9c0\ubd88\uc2dd\uac04\uc5d0 \ucd09\uc9c4\ud558\uc9c0 \uc54a\ub3c4\ub85d \ubcf4\uc7a5\ud558\uc5ec \ud3c9\ud310\uacfc \uad11\ubc94\uc704\ud55c \uae08\uc735 \uc2dc\uc2a4\ud15c\uc744 \ubaa8\ub450 \ubcf4\ud638\ud558\ub294 \ub370 \uae30\uc5ec\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud3ec\uad04\uc801\uc778 \uace0\uac1d \uc2e0\uc6d0 \ud655\uc778 \uc81c\ub3c4(CIP)\ub294 \ub610\ud55c \uace0\uac1d \ud65c\ub3d9\uc758 \uc9c0\uc18d\uc801\uc778 \ubaa8\ub2c8\ud130\ub9c1\uc744 \uc9c0\uc6d0\ud558\uc5ec, \uae08\uc735\uae30\uad00\uc774 \uc758\uc2ec\uc2a4\ub7ec\uc6b4 \ud589\ub3d9\uc744 \ub354\uc6b1 \ud6a8\uc728\uc801\uc73c\ub85c \uac10\uc9c0\ud558\uace0 \uc774\uc5d0 \ub300\uc751\ud560 \uc218 \uc788\ub3c4\ub85d \ud569\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc9c0\uc18d\uc801\uc778 \uacbd\uacc4\ub294 \uc7a0\uc7ac\uc801 \uc704\ud5d8\uc744 \uc870\uae30\uc5d0 \ud30c\uc545\ud558\uace0 \uc774\ub97c \uc644\ud654\ud558\uae30 \uc704\ud55c \uc801\uc808\ud55c \uc870\uce58\ub97c \ucde8\ud558\ub294 \ub370 \ub9e4\uc6b0 \uc911\uc694\ud569\ub2c8\ub2e4. \ub354\uc6b1\uc774, \uac15\ub825\ud55c CIP\ub294 \uc628\ubcf4\ub529 \ud504\ub85c\uc138\uc2a4\ub97c \uac04\uc18c\ud654\ud558\uc5ec \uc801\ubc95\ud55c \uace0\uac1d\uc774 \ub354 \ube60\ub974\uace0 \ub9c8\ucc30 \uc5c6\uc774 \uacc4\uc88c\ub97c \uac1c\uc124\ud560 \uc218 \uc788\ub3c4\ub85d \ud568\uc73c\ub85c\uc368 \uc804\ubc18\uc801\uc778 \uace0\uac1d \uacbd\ud5d8\uc744 \ud5a5\uc0c1\uc2dc\ud0b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">CIP\uc758 \uc77c\ud658\uc73c\ub85c \uc815\ud655\ud55c \uae30\ub85d\uc744 \uc720\uc9c0\ud558\ub294 \uac83\uc740 \uaddc\uc81c \uc694\uac74\uc744 \ucda9\uc871\ud560 \ubfd0\ub9cc \uc544\ub2c8\ub77c \ud5a5\ud6c4 \ucc38\uace0\ud560 \uc218 \uc788\ub294 \uc2e0\ub8b0\ud560 \uc218 \uc788\ub294 \uac10\uc0ac \ucd94\uc801\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ud22c\uba85\uc131\uc740 \uaddc\uc81c \uae30\uad00\uacfc \uace0\uac1d \ubaa8\ub450\uc758 \uc2e0\ub8b0\ub97c \uad6c\ucd95\ud558\uba70, \uae08\uc735 \ubc94\uc8c4\uc5d0 \ub9de\uc11c\uace0 \uc900\ubc95\uacbd\uc601\uc744 \uc2e4\ucc9c\ud558\uaca0\ub2e4\ub294 \uae30\uad00\uc758 \uc758\uc9c0\ub97c \ubcf4\uc5ec\uc90d\ub2c8\ub2e4. \uad81\uadf9\uc801\uc73c\ub85c \uc798 \uc2e4\ud589\ub41c CIP\ub294 \uae08\uc735 \uae30\uad00\uc758 \ubb34\uacb0\uc131\uc744 \uac15\ud654\ud558\uace0, \uaddc\uc81c \ub2f9\uad6d\uc758 \uc2e0\ub8b0\ub97c \ub4b7\ubc1b\uce68\ud558\uba70, \ub354\uc6b1 \uc548\uc804\ud55c \uae08\uc735 \uc0dd\ud0dc\uacc4\uc5d0 \uae30\uc5ec\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-core-cip-requirements-and-data-elements\"><span class=\"ez-toc-section\" id=\"Core_CIP_Requirements_and_Data_Elements\"><\/span>\ud575\uc2ec CIP \uc694\uac74 \ubc0f \ub370\uc774\ud130 \uc694\uc18c<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\ud2b9\uc815 CIP \uc694\uad6c\uc0ac\ud56d\uc740 \uad00\ud560\uad8c\uc5d0 \ub530\ub77c \ub2e4\ub974\uc9c0\ub9cc, \ucd5c\uc18c \ub370\uc774\ud130 \ubc0f \ud655\uc778 \ud45c\uc900\uc740 \ubbf8\uad6d, \uc720\ub7fd \ubc0f \uae30\ud0c0 \uc8fc\uc694 \uc2dc\uc7a5 \uc804\ubc18\uc5d0 \uac78\uccd0 \ub300\ub7b5\uc801\uc73c\ub85c \uc77c\uce58\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\uc790\uc5f0\uc778 \ud544\uc218 \ub370\uc774\ud130:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\uc804\uccb4 \ubc95\uc778 \uc774\ub984<\/li>\n\n\n\n<li>\uc0dd\ub144\uc6d4\uc77c<\/li>\n\n\n\n<li>\uac70\uc8fc\uc9c0 \uc8fc\uc18c<\/li>\n\n\n\n<li>\uc8fc\ubbfc\ub4f1\ub85d\ubc88\ud638, \uc5ec\uad8c\ubc88\ud638, \uc678\uad6d\uc778\ub4f1\ub85d\ubc88\ud638 \ub610\ub294 \ub0a9\uc138\uc790\ubc88\ud638(\uc0ac\ud68c\ubcf4\uc7a5\ubc88\ud638 \ub4f1)<\/li>\n\n\n\n<li>\uc6b4\uc804\uba74\ud5c8\uc99d\uc740 \uacc4\uc88c \uac1c\uc124 \uacfc\uc815\uc5d0\uc11c \uace0\uac1d\uc758 \uc2e0\uc6d0\uc744 \ud655\uc778\ud558\uae30 \uc704\ud574 \uc815\ubd80\uc5d0\uc11c \ubc1c\ud589\ud558\ub294 \ub110\ub9ac \ud1b5\uc6a9\ub418\ub294 \uc2e0\ubd84\uc99d \ud615\ud0dc\uc785\ub2c8\ub2e4.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\ubc95\uc778 \ud544\uc218 \uc815\ubcf4:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\ubc95\uc801 \uc131\uba85<\/li>\n\n\n\n<li>\ub4f1\ub85d \uc8fc\uc18c<\/li>\n\n\n\n<li>\ub4f1\ub85d\ubc88\ud638 \ub610\ub294 \ubc95\uc778\uc124\ub9bd\ubc88\ud638<\/li>\n\n\n\n<li>\uacf5\uc778\ub41c \uc815\uad00 \ub610\ub294 \ud30c\ud2b8\ub108\uc2ed \uacc4\uc57d\uc11c<\/li>\n\n\n\n<li>25\ud37c\uc13c\ud2b8 \uc774\uc0c1\uc744 \uc18c\uc720 \ub610\ub294 \ud1b5\uc81c\ud558\ub294 \uc790\uc5d0 \ub300\ud55c \uc2e4\uc18c\uc720\uc790 \uc0c1\uc138 \uc815\ubcf4<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\uae30\uad00\uc740 \uc81c\uc7ac \ub300\uc0c1\uc790, \uc815\uce58\uc801 \uc8fc\uc694 \uc778\ubb3c(PEP), \uadf8\ub9ac\uace0 \ubd80\uc815\uc801 \uc5b8\ub860 \ubcf4\ub3c4 \ubaa9\ub85d\uc744 \ubc14\ud0d5\uc73c\ub85c \uace0\uac1d\uc744 \uc120\ubcc4\ud574\uc57c \ud569\ub2c8\ub2e4. \uc77c\ubc18\uc801\uc778 \ucd9c\ucc98\uc5d0\ub294 OFAC SDN, EU \ud1b5\ud569 \ubaa9\ub85d, \uc601\uad6d \uc81c\uc7ac \ubaa9\ub85d \ubc0f UN \ubaa9\ub85d\uc774 \ud3ec\ud568\ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uae30\ub85d \uc720\uc9c0 \uc758\ubb34\ub294 \uc77c\ubc18\uc801\uc73c\ub85c \uae30\uad00\uc774 \uacc4\uc815 \ud3d0\uc1c4 \ud6c4 \ucd5c\uc18c 5\ub144 \ub3d9\uc548 \uc2e0\uc6d0 \ud655\uc778 \uc11c\ub958, \uc0ac\uc6a9\ub41c \ud655\uc778 \ubc29\ubc95 \ubc0f \uadf8 \uacb0\uacfc\ub97c \ubcf4\uad00\ud558\ub3c4\ub85d \uc694\uad6c\ud569\ub2c8\ub2e4. \uc774 \ucd5c\uc885 \uaddc\uce59\uc744 \uc900\uc218\ud558\uc9c0 \uc54a\uc744 \uacbd\uc6b0 \uc5c4\uc911\ud55c \ucc98\ubc8c\uacfc \uc6b4\uc601\uc0c1 \uc81c\uc7ac\ub97c \ubc1b\uac8c \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">InvestGlass\ub294 \uc2a4\uc704\uc2a4 \ud638\uc2a4\ud305 \ub610\ub294 \uc628\ud504\ub808\ubbf8\uc2a4\ub97c \ud1b5\ud574 \uc644\uc804\ud55c \ub370\uc774\ud130 \uc8fc\uad8c(Data Sovereignty)\uc744 \ubcf4\uc7a5\ud558\uba70, \uc774\ub7ec\ud55c \ub370\uc774\ud130 \uc694\uc18c\ub4e4\uc744 \ud558\ub098\uc758 CRM \ubc0f KYC \uc2a4\ud0dd\uc73c\ub85c \ud1b5\ud569\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"701\" src=\"https:\/\/www.investglass.com\/wp-content\/uploads\/2025\/04\/InvestGlass-main-CRM-2024-c2cb8f3a-2-1024x701.png\" alt=\"InvestGlass CRM\" class=\"wp-image-47052\" srcset=\"https:\/\/www.investglass.com\/wp-content\/uploads\/2025\/04\/InvestGlass-main-CRM-2024-c2cb8f3a-2-1024x701.png 1024w, https:\/\/www.investglass.com\/wp-content\/uploads\/2025\/04\/InvestGlass-main-CRM-2024-c2cb8f3a-2-300x205.png 300w, https:\/\/www.investglass.com\/wp-content\/uploads\/2025\/04\/InvestGlass-main-CRM-2024-c2cb8f3a-2-768x526.png 768w, https:\/\/www.investglass.com\/wp-content\/uploads\/2025\/04\/InvestGlass-main-CRM-2024-c2cb8f3a-2-1536x1052.png 1536w, https:\/\/www.investglass.com\/wp-content\/uploads\/2025\/04\/InvestGlass-main-CRM-2024-c2cb8f3a-2.png 2048w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\">InvestGlass CRM<\/figcaption><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-verification-methods-and-risk-based-application\"><span class=\"ez-toc-section\" id=\"Verification_methods_and_risk-based_application\"><\/span>\uac80\uc99d \ubc29\ubc95 \ubc0f \uc704\ud5d8 \uae30\ubc18 \uc801\uc6a9<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\ub2e4\ud050\uba58\ud130\ub9ac \uc81c\uc791 \ubc29\uc2dd<\/strong> \ud3ec\ud568:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\uc720\ud6a8\ud55c \uc5ec\uad8c \ubc0f \uad6d\uac00 \uc2e0\ubd84\uc99d<\/li>\n\n\n\n<li>\uc6b4\uc804\uba74\ud5c8\uc99d \ub610\ub294 \uac70\uc8fc\uc99d<\/li>\n\n\n\n<li>\ubc95\uc778 \ub4f1\uae30\ubd80 \ub4f1\ubcf8 \ubc0f \uc815\ubd80 \ubc1c\ud589 \uc0ac\uc5c5\uc790\ub4f1\ub85d\uc99d<\/li>\n\n\n\n<li>\uacf5\uc778\ub41c \uc2e4\uc81c \uc18c\uc720\uc790 \ud655\uc778\uc11c<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\ube44\ubb38\uc11c\uc801 \ubc29\ubc95<\/strong> \ud3ec\ud568:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\uc2e0\ub8b0\ud560 \uc218 \uc788\ub294 \uc804\uc790 \uc2e0\uc6d0 \ud655\uc778 \uc81c\uacf5\uc790<\/li>\n\n\n\n<li>\uc18c\ube44\uc790 \uc2e0\uc6a9\uc815\ubcf4\ud68c\uc0ac \ub370\uc774\ud130<\/li>\n\n\n\n<li>\uc2e0\uc6a9 \ud3c9\uac00 \uae30\uad00\uacfc \ub3c5\uc790\uc801\uc778 \ub124\ud2b8\uc6cc\ud06c<\/li>\n\n\n\n<li>\uacf5\uc2dd \ub370\uc774\ud130\ubca0\uc774\uc2a4 \ubc0f \uacf5\uacf5 \uae30\ub85d<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">CIP \ud504\ub85c\uc138\uc2a4\ub97c \ud1b5\ud574 \ud68c\uc0ac\ub294 \uc740\ud589\uc758 \uc704\ud5d8 \ud3c9\uac00, \uac70\ub798\ub7c9, \uc0c1\ud488 \ubcf5\uc7a1\uc131 \ubc0f \uc9c0\ub9ac\uc801 \ub178\ucd9c\uc744 \uae30\ubc18\uc73c\ub85c \ud655\uc778 \ub178\ub825\uc744 \uc870\uc815\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc704\ud5d8 \uc218\uc6a9 \ud55c\uacc4 \ud504\ub808\uc784\uc6cc\ud06c\ub294 \uad6d\ub0b4 \uc18c\ub9e4 \uace0\uac1d\uc758 \uc2e0\uaddc \uacc4\uc88c\uc5d0 \ub300\ud574 \ub2e4\uc74c\uacfc \uac19\uc740 \ub300\uc0c1\ubcf4\ub2e4 \ub354 \uc801\uc740 \ud655\uc778 \uc808\ucc28\uac00 \uc694\uad6c\ub420 \uc218 \uc788\uc74c\uc744 \uc758\ubbf8\ud569\ub2c8\ub2e4. <a href=\"https:\/\/www.investglass.com\/ko\/%ea%b8%b0%ec%97%85-%eb%b1%85%ed%82%b9-%ec%98%a8%eb%b3%b4%eb%94%a9-%ed%94%84%eb%a1%9c%ec%84%b8%ec%8a%a4%ec%97%90-%eb%8c%80%ed%95%b4-%ec%95%8c%ec%95%84%ec%95%bc-%ed%95%a0-%ec%82%ac%ed%95%ad\/\" target=\"_self\">\uae30\uc5c5 \uc628\ubcf4\ub529<\/a> \uace0\uc704\ud5d8 \uad00\ud560\uad8c\uc758 \uc2e4\uccb4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">InvestGlass\ub294 \uc784\uacc4\uac12\uc744 \ucd08\uacfc\ud560 \uacbd\uc6b0 \uac15\ud654\ub41c \uac80\uc0ac, \ucd94\uac00 \uc11c\ub958 \uc694\uccad \ub610\ub294 \uc218\ub3d9 \uac80\ud1a0\ub97c \ud2b8\ub9ac\uac70\ud558\ub294 \uc0ac\uc6a9\uc790 \uc815\uc758 \uc704\ud5d8 \ud3c9\uac00 \uaddc\uce59\uc744 \uc9c0\uc6d0\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-the-cip-process-from-onboarding-to-ongoing-monitoring\"><span class=\"ez-toc-section\" id=\"The_CIP_Process_From_Onboarding_to_Ongoing_Monitoring\"><\/span>CIP \ud504\ub85c\uc138\uc2a4: \uc628\ubcf4\ub529\ubd80\ud130 \uc9c0\uc18d\uc801\uc778 \ubaa8\ub2c8\ud130\ub9c1\uae4c\uc9c0<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\uc774 \uc139\uc158\uc5d0\uc11c\ub294 \uace0\uac1d\uc774 CIP \ubc0f \uad11\ubc94\uc704\ud55c KYC \ud1b5\uc81c\ub97c \ud65c\uc6a9\ud558\uc5ec \uc2e0\uccad\uc5d0\uc11c \uac80\uc99d\uc744 \uac70\uccd0 \ud65c\uc131 \ubaa8\ub2c8\ud130\ub9c1\uc73c\ub85c \uc9c4\ud589\ub418\ub294 \ubc29\uc2dd\uc758 \uac1c\uc694\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc77c\ubc18\uc801\uc778 <a href=\"https:\/\/www.investglass.com\/ko\/%ea%b8%b0%ec%97%85-%eb%b1%85%ed%82%b9-%eb%aa%a8%eb%b2%94-%ec%82%ac%eb%a1%80-%eb%b0%8f-%ec%a3%bc%ec%9a%94-%ec%a0%84%eb%9e%b5%ec%9d%84-%ec%9c%84%ed%95%9c-%eb%94%94%ec%a7%80%ed%84%b8-%ec%98%a8%eb%b3%b4\/\" target=\"_self\">\ub514\uc9c0\ud138 \uc628\ubcf4\ub529<\/a> 2026\ub144\uc758 \ud504\ub85c\uc138\uc2a4\ub294 \ub2e4\uc74c \ub2e8\uacc4\ub97c \ub530\ub985\ub2c8\ub2e4:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>\uc6f9 \ub610\ub294 \ubaa8\ubc14\uc77c \ud3ec\ud138\uc744 \ud1b5\ud55c \ub514\uc9c0\ud138 \uc2e0\uccad<\/li>\n\n\n\n<li>\ub370\uc774\ud130 \ucea1\ucc98 \ubc0f \ubb38\uc11c \uc5c5\ub85c\ub4dc \ub610\ub294 eID \ud1b5\ud569<\/li>\n\n\n\n<li>\uc790\ub3d9\ud654\ub41c <a href=\"https:\/\/www.investglass.com\/ko\/%eb%b3%b8%ec%9d%b8-%ec%9d%b8%ec%a6%9d%ec%9d%b4%eb%9e%80-%eb%ac%b4%ec%97%87%ec%9d%b4%eb%a9%b0-%ec%96%b4%eb%96%bb%ea%b2%8c-%ec%9e%91%eb%8f%99%ed%95%98%eb%82%98%ec%9a%94\/\" target=\"_self\">\uc2e0\uc6d0 \ud655\uc778<\/a> \ub370\uc774\ud130\ubca0\uc774\uc2a4\ub97c \uc0c1\ub300\ub85c<\/li>\n\n\n\n<li>\uc2e4\uc2dc\uac04 \uc81c\uc7ac, PEP \ubc0f \ubd80\uc815\uc801 \uc5b8\ub860 \uc2a4\ud06c\ub9ac\ub2dd<\/li>\n\n\n\n<li>\uac70\ub798 \uae08\uc561, \uc9c0\ub9ac\uc801 \uc704\uce58, \uadf8\ub9ac\uace0 \uc0c1\ud488 \ubcf5\uc7a1\uc131\uc5d0 \uae30\ubc18\ud55c \ub3d9\uc801 \uc704\ud5d8 \ud3c9\uac00<\/li>\n\n\n\n<li>\uc790\ub3d9 \uc2b9\uc778 \ub610\ub294 \ucef4\ud50c\ub77c\uc774\uc5b8\uc2a4 \ub2f4\ub2f9\uc790 \uc5d0\uc2a4\uceec\ub808\uc774\uc158<\/li>\n\n\n\n<li>\uacc4\uc815 \ud65c\uc131\ud654 \ubc0f \uae30\ub85d \uc720\uc9c0<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">CIP \uc900\uc218 \ud504\ub808\uc784\uc6cc\ud06c\ub294 \uace0\uc704 \uacbd\uc601\uc9c4\uacfc \uc774\uc0ac\ud68c\uc758 \uc2b9\uc778\uc744 \ubc1b\uc740 \uc11c\uba74 \uc815\ucc45\uc73c\ub85c \ubb38\uc11c\ud654\ub418\uc5b4\uc57c \ud569\ub2c8\ub2e4. \uc774 \uc815\ucc45\uc740 \uaddc\uc81c \ubcc0\ud654\uc640 \uc9c4\ud654\ud558\ub294 \ube44\uc988\ub2c8\uc2a4 \ubaa8\ub378\uc744 \ubc18\uc601\ud558\uae30 \uc704\ud574 \uc815\uae30\uc801\uc778 \uc5c5\ub370\uc774\ud2b8\ub97c \uc694\uad6c\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc6d0\uaca9 \uc628\ubcf4\ub529 \ucc44\ub110\uc5d0\ub294 \uc2e4\uc0ac\uc6a9\uc790 \uc0dd\uccb4 \uc778\uc99d, \uae30\uae30 \uc9c0\ubb38 \ucc44\uc9d1, \uc601\uc0c1 \uae30\ubc18 \uc9c0\uc2dd \uc778\uc99d\uc744 \ud3ec\ud568\ud55c \uac15\ub825\ud55c \uc0ac\uae30 \ubc29\uc9c0 \ud1b5\uc81c\uac00 \uc694\uad6c\ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">InvestGlass \ub514\uc9c0\ud138 \uc628\ubcf4\ub529\uc740 \uaddc\uc81c \uae30\uad00\uc758 \uac80\uc0ac \uc694\uad6c \uc0ac\ud56d\uc744 \ucda9\uc871\ud558\ub294 \uc124\uc815 \uac00\ub2a5\ud55c \uc6cc\ud06c\ud50c\ub85c, \uc758\uc0ac \uacb0\uc815 \ud2b8\ub9ac \ubc0f \uac10\uc0ac \ub85c\uadf8\ub97c \ud1b5\ud574 \uc774 \ubaa8\ub4e0 \ub2e8\uacc4\ub97c \uc870\uc728\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-key-cip-process-steps\"><span class=\"ez-toc-section\" id=\"Key_CIP_process_steps\"><\/span>\ud575\uc2ec CIP \uacf5\uc815 \ub2e8\uacc4<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><th colspan=\"1\" rowspan=\"1\"><p>\ub2e8\uacc4<\/p><\/th><th colspan=\"1\" rowspan=\"1\"><p>\uc124\uba85<\/p><\/th><\/tr><tr><td colspan=\"1\" rowspan=\"1\"><p>\ub370\uc774\ud130 \uc218\uc9d1<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><p>\ub514\uc9c0\ud138 \uc591\uc2dd\uc744 \ud1b5\ud574 \uc804\uccb4 \ubc95\uc801 \uc774\ub984, \uc0dd\ub144\uc6d4\uc77c, \uc8fc\uc18c \ubc0f \uc2dd\ubcc4 \ubc88\ud638\ub97c \uc218\uc9d1\ud558\uc138\uc694.<\/p><\/td><\/tr><tr><td colspan=\"1\" rowspan=\"1\"><p>\uc2e0\uc6d0 \ud655\uc778<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><p>\uc11c\ub958\uc0c1 \ub610\ub294 \ube44\uc11c\ub958\uc0c1 \ubc29\ubc95\uc744 \uc0ac\uc6a9\ud558\uc5ec \uace0\uac1d \uc2e0\uc6d0 \ud655\uc778<\/p><\/td><\/tr><tr><td colspan=\"1\" rowspan=\"1\"><p>\uc81c\uc7ac \ubc0f PEP \uc2ec\uc0ac<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><p>\uc815\ubd80\uc758 \uc54c\ub824\uc9c4 \ub610\ub294 \uc758\uc2ec\ub418\ub294 \ud14c\ub7ec\ub9ac\uc2a4\ud2b8 \uba85\ub2e8, OFAC SDN \ubc0f \ud604\uc9c0 PEP \ub370\uc774\ud130\ubca0\uc774\uc2a4\uc640 \ub300\uc870\ud558\uc5ec \ud655\uc778\ud558\uc138\uc694.<\/p><\/td><\/tr><tr><td colspan=\"1\" rowspan=\"1\"><p>\uc704\ud5d8 \ud3c9\uac00<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><p>\uace0\uac1d \uae30\ubc18, \uc9c0\uc5ed \ubc0f \uc608\uc0c1 \ud65c\ub3d9\uc744 \uae30\uc900\uc73c\ub85c \uc704\ud5d8 \ud3c9\uac00\ub97c \uc801\uc6a9\ud569\ub2c8\ub2e4.<\/p><\/td><\/tr><tr><td colspan=\"1\" rowspan=\"1\"><p>\uc758\uc0ac\uacb0\uc815<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><p>\ub0b4\ubd80 \ud1b5\uc81c \ubc0f \uc815\ucc45 \uae30\uc900\uc5d0 \ub530\ub77c \uc2b9\uc778, \uc5d0\uc2a4\uceec\ub808\uc774\uc158 \ub610\ub294 \ubc18\ub824\ud558\uc138\uc694.<\/p><\/td><\/tr><tr><td colspan=\"1\" rowspan=\"1\"><p>\uae30\ub85d \uad00\ub9ac<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><p>\uac10\uc0ac\ub97c \uc704\ud574 \ud0c0\uc784\uc2a4\ud0ec\ud504, \uc0ac\uc6a9\uc790 \uc791\uc5c5 \ubc0f \uac80\uc99d \ucd9c\ub825\uc744 \ud3ec\ud568\ud55c \uc815\ubcf4\ub97c \uae30\ub85d\ud569\ub2c8\ub2e4.<\/p><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">\uac01 \ub2e8\uacc4\ub294 \uaddc\uc81c \uae30\uad00\uc774 \uac80\uc0ac \uc911\uc5d0 \uac80\ud1a0\ud560 \uc218 \uc788\ub294 \uac10\uc0ac \uac00\ub2a5\ud55c \ucd94\uc801 \uae30\ub85d\uc744 \ub0a8\uaca8\uc57c \ud569\ub2c8\ub2e4. \uac01 \ub2e8\uacc4\uc5d0\uc11c \uc218\ud589\ub41c \uc870\uce58\ub294 \ubb38\uc11c\ud654\ub418\uc5b4\uc57c \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uae30\uc5c5\ub4e4\uc740 \ud2b9\uc815 \ud655\uc778 \uc808\ucc28\ub97c \uc704\ud574 \uc81c3\uc790 \uc81c\uacf5\uc5c5\uccb4\uc5d0 \uc758\uc874\ud560 \uc218 \uc788\uc9c0\ub9cc, \uc900\ubc95\uac10\uc2dc\uc5d0 \ub300\ud55c \ucd5c\uc885 \ucc45\uc784\uc740 \uaddc\uc81c \ub300\uc0c1 \uae30\uad00\uc5d0 \ub0a8\uc544 \uc788\uc2b5\ub2c8\ub2e4. \uc778\ubca0\uc2a4\ud2b8\uae00\ub798\uc2a4\ub294 \ub9c8\uc2a4\ud130 \uace0\uac1d \uae30\ub85d\uacfc \uc6cc\ud06c\ud50c\ub85c \ub85c\uc9c1\uc744 \uc8fc\uad8c \uc2a4\uc704\uc2a4 \ub610\ub294 \uc628\ud504\ub808\ubbf8\uc2a4 \ud658\uacbd \ub0b4\uc5d0 \uc720\uc9c0\ud558\uba74\uc11c \uc678\ubd80 KYC \uc81c\uacf5\uc5c5\uccb4\uc640 \ud1b5\ud569\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-common-challenges-in-implementing-cip\"><span class=\"ez-toc-section\" id=\"Common_challenges_in_implementing_CIP\"><\/span>CIP \uad6c\ud604 \uc2dc \ud754\ud788 \uacaa\ub294 \uc5b4\ub824\uc6c0\ub4e4<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">CIP \uacf5\uc815 \uad6c\ud604 \uc2dc \ud754\ud788 \uacaa\ub294 \uc5b4\ub824\uc6c0\uc5d0\ub294 \ub2e4\uc74c\uc774 \ud3ec\ud568\ub429\ub2c8\ub2e4:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\ub808\uac70\uc2dc \ucf54\uc5b4 \ubc45\ud0b9 \uc2dc\uc2a4\ud15c\uc5d0 \ubd84\uc0b0\ub41c \ub370\uc774\ud130<\/li>\n\n\n\n<li>\ube48\ubc88\ud55c \uc815\ucc45 \uc5c5\ub370\uc774\ud2b8\ub97c \uc694\uad6c\ud558\ub294 \uc9c4\ud654\ud558\ub294 \uaddc\uc815<\/li>\n\n\n\n<li>\ubb38\uc11c \uac80\ud1a0 \uc2dc \uc77c\uad00\uc131 \uc5c6\ub294 \uc218\uc791\uc5c5 \ud504\ub85c\uc138\uc2a4\ub85c \uc778\ud574 20~30%\uc758 \uc624\ub958\uc728 \ubc1c\uc0dd<\/li>\n\n\n\n<li>\uad6d\uacbd \uac04 \uaddc\uc81c\ub85c \uc778\ud55c \ucef4\ud50c\ub77c\uc774\uc5b8\uc2a4 \ubcf5\uc7a1\uc131 \uc2ec\ud654<\/li>\n\n\n\n<li>\uc804 \uc138\uacc4 \uc628\ubcf4\ub529\uc758 40\ud37c\uc13c\ud2b8\uc5d0 \uc601\ud5a5\uc744 \ubbf8\uce58\ub294 \uc800\ud488\uc9c8 \ubb38\uc11c\ud654<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\uc6d0\uaca9 \ubc0f \ubaa8\ubc14\uc77c \uc628\ubcf4\ub529\uc740 \ubcf5\uc7a1\uc131\uc744 \uc99d\uac00\uc2dc\ud0a4\uba70, \uac00\uacf5\uc758 \uc2e0\uc6d0 \ubc0f \uc2e0\uc6d0 \uc0ac\uae30\ub97c \ubc29\uc9c0\ud558\uae30 \uc704\ud574 \uac15\ub825\ud55c \uc2e4\uc874 \uac80\uc99d(\ub77c\uc774\ube0c\ub2c8\uc2a4 \uccb4\ud06c)\uacfc \ubcc0\uc870 \ud0d0\uc9c0\ub97c \uc694\uad6c\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uae00\ub85c\ubc8c \uc740\ud589\uacfc \uc790\uc0b0 \uad00\ub9ac\uc0ac\ub4e4\uc740 \uc720\ub7fd, \uc911\ub3d9, \uc544\uc2dc\uc544, \ubbf8\uc8fc \uc804\uc5ed\uc5d0\uc11c \uadf8\ub8f9 \uc815\ucc45\uc744 \ud604\uc9c0 \uc694\uac74\uc5d0 \ub9de\ucdb0\uc57c \ud569\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uacfc\uc81c\ub294 GDPR\uacfc \uac19\uc740 \uac1c\uc778\uc815\ubcf4 \ubcf4\ud638\uaddc\uc815\uacfc \ud604\uc9c0 \ub370\uc774\ud130 \ud604\uc9c0\ud654 \uc758\ubb34\ub85c \uc778\ud574 \ub354\uc6b1 \uac00\uc911\ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">InvestGlass\uc640 \uac19\uc740 \ud50c\ub7ab\ud3fc\uc758 \uc790\ub3d9\ud654 \ubc0f \ud45c\uc900\ud654\ub41c \uc6cc\ud06c\ud50c\ub85c\ub294 \uc6b4\uc601 \uc624\ub958 \ubc1c\uc0dd\ub960\uc744 \uc904\uc774\uace0 \uaddc\uc815\uc774 \ubcc0\uacbd\ub420 \ub54c \uc2e0\uc18d\ud55c \uc5c5\ub370\uc774\ud2b8\ub97c \uc9c0\uc6d0\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"701\" src=\"https:\/\/www.investglass.com\/wp-content\/uploads\/2025\/04\/InvestGlass-main-CRM-2024-c2cb8f3a-2-1024x701.png\" alt=\"InvestGlass CRM\" class=\"wp-image-47052\" srcset=\"https:\/\/www.investglass.com\/wp-content\/uploads\/2025\/04\/InvestGlass-main-CRM-2024-c2cb8f3a-2-1024x701.png 1024w, https:\/\/www.investglass.com\/wp-content\/uploads\/2025\/04\/InvestGlass-main-CRM-2024-c2cb8f3a-2-300x205.png 300w, https:\/\/www.investglass.com\/wp-content\/uploads\/2025\/04\/InvestGlass-main-CRM-2024-c2cb8f3a-2-768x526.png 768w, https:\/\/www.investglass.com\/wp-content\/uploads\/2025\/04\/InvestGlass-main-CRM-2024-c2cb8f3a-2-1536x1052.png 1536w, https:\/\/www.investglass.com\/wp-content\/uploads\/2025\/04\/InvestGlass-main-CRM-2024-c2cb8f3a-2.png 2048w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\">InvestGlass CRM<\/figcaption><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-best-practices-for-a-modern-cip-framework\"><span class=\"ez-toc-section\" id=\"Best_practices_for_a_modern_CIP_framework\"><\/span>\ud604\ub300\uc2dd CIP \ud504\ub808\uc784\uc6cc\ud06c\ub97c \uc704\ud55c \ubaa8\ubc94 \uc0ac\ub840<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\ud575\uc2ec \ubaa8\ubc94 \uc0ac\ub840:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\uace0\uac1d \uae30\ubc18 \ubc0f \uc0c1\ud488 \uc81c\uacf5\uc5d0 \ub9de\ucd94\uc5b4 \uc870\uc815\ub41c \uc704\ud5d8 \uae30\ubc18 \uc811\uadfc \ubc29\uc2dd\uc744 \ucc44\ud0dd\ud558\uc2ed\uc2dc\uc624.<\/li>\n\n\n\n<li>\uc774\uc0ac\ud68c \uc2b9\uc778\uc744 \ubc1b\uc740 \uc0c1\uc138\ud55c \uc11c\uba74 CIP \uc815\ucc45 \uc720\uc9c0<\/li>\n\n\n\n<li>\uc77c\uc0c1\uc801\uc778 \uac80\uc99d \ubc0f \uc2a4\ud06c\ub9ac\ub2dd \ud655\uc778 \uc790\ub3d9\ud654<\/li>\n\n\n\n<li>\uaddc\uc815 \uc900\uc218 CRM\uc5d0 \uace0\uac1d \ub370\uc774\ud130 \uc911\uc559\ud654<\/li>\n\n\n\n<li>\uc900\ubc95\uac10\uc2dc\uc778\uacfc \uace0\uc704 \uacbd\uc601\uc9c4\uc758 \uac15\ub825\ud55c \uac70\ubc84\ub10c\uc2a4\uc640 \uac10\ub3c5\uc744 \ubcf4\uc7a5\ud558\uc2ed\uc2dc\uc624.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\ud504\ub860\ud2b8\uc624\ud53c\uc2a4, \uc6b4\uc601 \ubc0f \ucef4\ud50c\ub77c\uc774\uc5b8\uc2a4 \uc9c1\uc6d0\uc5d0 \ub300\ud55c \uc815\uae30\uc801\uc778 \uad50\uc721\uc740 \uc774\ub4e4\uc774 \uc704\ud5d8 \uc2e0\ud638, \uc5d0\uc2a4\uceec\ub808\uc774\uc158 \uc808\ucc28 \ubc0f \ubb38\uc11c\ud654 \uae30\uc900\uc744 \uc219\uc9c0\ud558\ub3c4\ub85d \ubcf4\uc7a5\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc815\uae30\uc801\uc778 \ub0b4\ubd80 \uac10\uc0ac\uc640 \ub3c5\ub9bd\uc801 \uac80\ud1a0\ub97c \ud1b5\ud574 CIP \ud1b5\uc81c\uac00 \ud6a8\uacfc\uc801\uc73c\ub85c \uc6b4\uc601\ub418\uace0 \uc788\uc74c\uc744 \uac80\uc99d\ud569\ub2c8\ub2e4. \uc608\uc678 \uc0ac\ud56d\uc740 \uc801\uc808\ud788 \uc815\ub2f9\ud654\ub418\uace0 \uae30\ub85d\ub418\uc5b4\uc57c \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">InvestGlass\uc640 \uac19\uc740 \uc124\uc815 \uac00\ub2a5\ud55c RegTech \ud50c\ub7ab\ud3fc\uc744 \ud1b5\ud574 \uae30\uc5c5\uc740 \ub9de\ucda4\ud615 \uac1c\ubc1c \uc5c6\uc774 \ud604\uc9c0 \uaddc\uc81c \uae30\uad00\uc758 \uc9c0\uce68\uc5d0 \uc2e0\uc18d\ud558\uac8c \uc801\uc751\ud560 \uc218 \uc788\uc73c\uba70, \uad00\ud560 \uad6c\uc5ed \uc804\ubc18\uc5d0 \uac78\uccd0 \uc720\uc0ac\ud55c \uacf5\uc2dd \uc740\ud589 \ud45c\uc900\uc744 \uc9c0\uc6d0\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-cip-vs-kyc-cdd-and-edd\"><span class=\"ez-toc-section\" id=\"CIP_vs_KYC_CDD_and_EDD\"><\/span>CIP \ub300 KYC, CDD \ubc0f EDD<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">CIP\ub294 \uad11\ubc94\uc704\ud55c KYC \ubc0f \uace0\uac1d\ud655\uc778\uc81c\ub3c4 \ud1b5\uc81c \uccb4\uacc4\uc758 \uc77c\ubd80\uc785\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uac1c\ub150\ub4e4\uc774 \uc5b4\ub5bb\uac8c \uc5f0\uad00\ub418\ub294\uc9c0 \uc774\ud574\ud558\ub294 \uac83\uc740 \uae30\uad00\uc774 \ud3ec\uad04\uc801\uc778 \uc900\ubc95 \uac10\uc2dc \uccb4\uacc4\ub97c \uc124\uacc4\ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><th colspan=\"1\" rowspan=\"1\"><p>\uc81c\uc5b4<\/p><\/th><th colspan=\"1\" rowspan=\"1\"><p>\ucd08\uc810<\/p><\/th><th colspan=\"1\" rowspan=\"1\"><p>\ud0c0\uc774\ubc0d<\/p><\/th><\/tr><tr><td colspan=\"1\" rowspan=\"1\"><p>CIP<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><p>\uace0\uac1d \uc2e0\uc6d0 \ud655\uc778<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><p>\uacc4\uc88c \uac1c\uc124 \uc804<\/p><\/td><\/tr><tr><td colspan=\"1\" rowspan=\"1\"><p>KYC<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><p>\uace0\uac1d \ud65c\ub3d9, \uc790\uae08 \ucd9c\ucc98, \uc608\uc0c1 \uac70\ub798 \ud589\ub3d9 \ud30c\uc545<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><p>\uc628\ubcf4\ub529 \uc2dc\uc810 \ubc0f \uc9c0\uc18d\uc801\uc73c\ub85c<\/p><\/td><\/tr><tr><td colspan=\"1\" rowspan=\"1\"><p>CDD<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><p>\ub300\ubd80\ubd84\uc758 \uace0\uac1d\uc5d0 \ub300\ud55c \ud45c\uc900 \uc2e4\uc0ac \ud655\uc778<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><p>\uad00\uacc4 \uc804\ubc18\uc5d0 \uac78\uccd0<\/p><\/td><\/tr><tr><td colspan=\"1\" rowspan=\"1\"><p>EDD<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><p>\uace0\uc704\ud5d8 \uace0\uac1d(\uc815\uce58\uc801 \uc8fc\uc694 \uc778\ubb3c, \uace0\uc704\ud5d8 \uad6d\uac00)\uc5d0 \ub300\ud55c \uac15\ud654\ub41c \ud655\uc778 \uc870\uce58<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><p>\uc704\ud5d8 \ud2b8\ub9ac\uac70\ud615<\/p><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">CIP\ub294 \uc0ac\uc5c5 \uad00\uacc4\uc758 \uc2dc\uc791 \uc2dc\uc810\uc5d0 \uc2e0\uc6d0\uc5d0 \ucd08\uc810\uc744 \ub9de\ucda5\ub2c8\ub2e4. CDD\uc640 EDD\ub294 \uc9c0\uc18d\uc801\uc778 \ubaa8\ub2c8\ud130\ub9c1\uc744 \ud1b5\ud574 \uad00\uacc4\uc758 \uc131\uaca9\uacfc \ubaa9\uc801, \uadf8\ub9ac\uace0 \uc9c0\uc18d\uc801\uc778 \ud65c\ub3d9 \ud328\ud134\uc744 \uc870\uc0ac\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc778\ubca0\uc2a4\ud2b8\uae00\ub798\uc2a4\ub294 \uae30\uc5c5\uc774 \ud558\ub098\uc758 \uc2dc\uc2a4\ud15c\uc5d0\uc11c CIP, CDD, EDD\ub97c \ud1b5\ud569\uc801\uc73c\ub85c \uad00\ub9ac\ud560 \uc218 \uc788\ub3c4\ub85d \uc9c0\uc6d0\ud569\ub2c8\ub2e4. <a href=\"https:\/\/www.investglass.com\/ru\/how-crm-helps-with-regulatory-compliance\/\" target=\"_self\">CRM \ubc0f \uaddc\uc815 \uc900\uc218<\/a> \uc6cc\ud06c\ud50c\ub85c\uc6b0, \ubd84\uc808\ub41c \uc2dc\uc2a4\ud15c \ubc0f \ub370\uc774\ud130 \uc0ac\uc77c\ub85c \ubc29\uc9c0.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-practical-examples-distinguishing-cip-and-kyc\"><span class=\"ez-toc-section\" id=\"Practical_examples_distinguishing_CIP_and_KYC\"><\/span>CIP\uacfc KYC\ub97c \uad6c\ubcc4\ud558\ub294 \uc2e4\ubb34\uc801 \uc608\uc2dc<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\uc790\uc0b0 \uad00\ub9ac \uace0\uac1d:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>CIP: \uc5ec\uad8c, \uc8fc\uc18c \uc99d\uba85\uc11c, \ub0a9\uc138\uc790 \ubc88\ud638 \uc218\uc9d1 \ubc0f <a href=\"https:\/\/www.investglass.com\/ko\/%eb%82%98%eb%a7%8c%ec%9d%98-%ed%94%84%eb%9d%bc%ec%9d%b4%eb%b9%97-%eb%b1%85%ed%81%ac%eb%a5%bc-%ec%8b%9c%ec%9e%91%ed%95%98%eb%8a%94-%eb%b0%a9%eb%b2%95\/\" target=\"_self\">\uac1c\uc778 \uc740\ud589 \uacc4\uc88c \uac1c\uc124\ud558\uae30<\/a><\/li>\n\n\n\n<li>KYC: \ud22c\uc790 \ubaa9\ud45c, \uc704\ud5d8 \uac10\uc218 \uc131\ud5a5 \ubc0f \uc608\uc0c1 \ud604\uae08 \ud750\ub984 \ud3c9\uac00<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\uae30\uc5c5 \uace0\uac1d<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>CIP: \ub4f1\ub85d \ub370\uc774\ud130, \uc815\ubd80 \ubc1c\ud589 \uc0ac\uc5c5\uc790\ub4f1\ub85d\uc99d \ubc0f \uc2e4\uc81c \uc18c\uc720\uc790 \ud655\uc778<\/li>\n\n\n\n<li>KYC: \ube44\uc988\ub2c8\uc2a4 \ubaa8\ub378, \uc9c0\ub9ac\uc801 \ub178\ucd9c \ubc0f \uae30\ud0c0 \uae08\uc735 \uac70\ub798 \ud328\ud134 \ubd84\uc11d<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\uc554\ud638\ud654\ud3d0 \uac70\ub798\uc18c\uc758 \uacbd\uc6b0, CIP\ub294 \uac1c\uc778 \uc815\ubcf4\ub97c \ud655\uc778\ud558\uace0 OFAC\uc744 \uae30\uc900\uc73c\ub85c \uc9c0\uac11 \uc8fc\uc18c\ub97c \uc120\ubcc4\ud558\ub294 \ubc18\uba74, KYC\ub294 \uc608\uc0c1 \uac70\ub798\ub7c9\uacfc \uc790\uae08 \ucd9c\ucc98\ub97c \uc870\uc0ac\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">InvestGlass \ub514\uc9c0\ud138 \uc591\uc2dd\uacfc \ub3d9\uc801 \uc124\ubb38\uc9c0\ub294 \uace0\uac1d \uc720\ud615, \uad00\ud560\uad8c, \uc704\ud5d8 \uc218\uc900\uc5d0 \ub530\ub77c \uc11c\ub85c \ub2e4\ub978 \uc9c8\ubb38\uc744 \uc81c\uc2dc\ud558\uc5ec CIP\uc640 \uad11\ubc94\uc704\ud55c KYC \ud504\ub85c\uc138\uc2a4 \ubaa8\ub450\ub97c \uac04\uc18c\ud654\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-who-must-implement-a-customer-identification-program\"><span class=\"ez-toc-section\" id=\"Who_Must_Implement_a_Customer_Identification_Program\"><\/span>\uace0\uac1d\ud655\uc778\uc81c\ub3c4\ub97c \ub204\uac00 \uc774\ud589\ud574\uc57c \ud569\ub2c8\uae4c?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\uc790\uae08\uc138\ud0c1\uc774\ub098 \ud14c\ub7ec \uc790\uae08 \uc870\ub2ec\uc5d0 \uc545\uc6a9\ub420 \uc704\ud5d8\uc774 \uc788\ub294 \ubaa8\ub4e0 \uae30\uad00\uc740 \uc77c\ubc18\uc801\uc73c\ub85c \uace0\uac1d\ud655\uc778\uc81c\ub3c4\ub97c \uc6b4\uc601\ud574\uc57c \ud560 \uac83\uc73c\ub85c \uae30\ub300\ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\uc801\uc6a9 \ub300\uc0c1 \uae30\uad00\uc740 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\uc18c\ub9e4 \ubc0f \uc0ac\ubaa8 \uc740\ud589<\/li>\n\n\n\n<li>\uc2e0\uc6a9\ud611\ub3d9\uc870\ud569 \ubc0f \uc800\ucd95\ub300\ubd80\uc870\ud569<\/li>\n\n\n\n<li>\uc99d\uad8c \ube0c\ub85c\ucee4 \ubc0f \ub51c\ub7ec<\/li>\n\n\n\n<li>\uc790\uc0b0 \ubc0f \uc790\uc0b0 \uad00\ub9ac\uc790<\/li>\n\n\n\n<li>\ubba4\ucd94\uc5bc \ud380\ub4dc\uc640 \ud22c\uc790\ud68c\uc0ac<\/li>\n\n\n\n<li>\ubcf4\ud5d8 \ud68c\uc0ac<\/li>\n\n\n\n<li>\uc9c0\ubd88 <a href=\"https:\/\/www.investglass.com\/ko\/emi-%ec%a0%84%ec%9e%90-%ed%99%94%ed%8f%90-%ea%b8%b0%ea%b4%80%ec%9d%b4-%eb%94%94%ec%a7%80%ed%84%b8-%ea%b8%88%ec%9c%b5%ec%9d%84-%ed%83%90%ec%83%89%ed%95%98%eb%8a%94-%eb%b0%a9%eb%b2%95-%ec%84%a4%eb%aa%85\/\" target=\"_self\">\uae30\uad00 \ubc0f \uc804\uc790\ud654\ud3d0<\/a> \ubc1c\ud589\uc778\ub4e4<\/li>\n\n\n\n<li>\uc554\ud638\ud654 \uc790\uc0b0 \uc11c\ube44\uc2a4 \uc81c\uacf5\uc5c5\uccb4<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\ubbf8\uad6d\uc5d0\uc11c\ub294 \uc5f0\ubc29 \uae30\ub2a5 \uaddc\uc81c \uae30\uad00\uc778 FinCEN, \uc5f0\ubc29\uc900\ube44\uc81c\ub3c4, FDIC, OCC \ubc0f NCUA\uac00 CIP \uc694\uac74\uc744 \uc9d1\ud589\ud569\ub2c8\ub2e4. \uc720\ub7fd\uc5d0\uc11c\ub294 \uad6d\uac00\ubcc4 \uae08\uc735\uc815\ubcf4\ubd84\uc11d\uc6d0\uacfc \uac10\ub3c5 \ub2f9\uad6d\uc774 \uc720\uc0ac\ud55c \ucc45\uc784\uc744 \ub9e1\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc790\uae08\uc138\ud0c1\ubc29\uc9c0\ubc95(AML)\uc5d0 \ub530\ub77c, \uc1a1\uae08 \uc11c\ube44\uc2a4 \uc5c5\uccb4, \uc678\ud658 \ube0c\ub85c\ucee4, \ud06c\ub77c\uc6b0\ub4dc\ud380\ub529 \ud50c\ub7ab\ud3fc, \ud2b9\uc815 \ubd80\ub3d9\uc0b0 \uc911\uac1c\uc778\uacfc \uac19\uc740 \ube44\uc740\ud589 \uae30\uad00\ub4e4\ub3c4 \uace0\uac1d\ud655\uc778\uc81c\ub3c4(CIP)\uc640 \uc720\uc0ac\ud55c \uc808\ucc28\ub97c \uc774\ud589\ud574\uc57c \ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">InvestGlass\ub294 \uac15\ub825\ud55c CIP \ubc0f KYC \ud1b5\uc81c\ub97c \uc785\uc99d\ud574\uc57c \ud558\ub294 \ub3d9\uc2dc\uc5d0 \ub370\uc774\ud130 \uc8fc\uad8c\uc744 \uc720\uc9c0\ud574\uc57c \ud558\ub294 \uc740\ud589, \uc790\uc0b0 \uad00\ub9ac \ubc0f \ubcf4\ud5d8 \ubd84\uc57c\uc758 \uaddc\uc81c \ub300\uc0c1 \uae30\uad00\uc744 \uc704\ud574 \uc8fc\ub85c \uc124\uacc4\ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-global-and-cross-border-considerations\"><span class=\"ez-toc-section\" id=\"Global_and_cross-border_considerations\"><\/span>\uae00\ub85c\ubc8c \ubc0f \uad6d\uac00 \uac04 \uace0\ub824\uc0ac\ud56d<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\ub2e4\uad6d\uc801 \uae30\uad00\uc740 \uc2dd\ubcc4, \uac1c\uc778\uc815\ubcf4 \ubcf4\ud638 \ubc0f \ub370\uc774\ud130 \ud604\uc9c0\ud654\uc5d0 \uad00\ud55c \ud604\uc9c0 \ubc95\ub960\uc744 \uc900\uc218\ud558\ub294 \ub3d9\uc2dc\uc5d0 \uc9c0\uc810 \uac04 CIP\ub97c \uc77c\uce58\uc2dc\ucf1c\uc57c \ud569\ub2c8\ub2e4. \uc774\ub294 \ubbf8\uc8fc, \uc720\ub7fd, \uc544\uc2dc\uc544 \uc804\uc5ed\uc5d0\uc11c \uc6b4\uc601\ub418\ub294 \uae30\uc5c5\uc5d0\uac8c \ud2b9\ud788 \uc5b4\ub824\uc6b4 \uacfc\uc81c\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc8fc\uc758 \uc0ac\ud56d\uc740 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\ube44\uac70\uc8fc \uace0\uac1d \uc628\ubcf4\ub529 \ubc0f \uad6d\uacbd \uac04 \uc790\uc0b0 \uad00\ub9ac \uad00\uacc4<\/li>\n\n\n\n<li>\uc5ec\ub7ec \uad00\ud560 \uad6c\uc5ed\uc5d0 \uac78\uccd0 \uc788\ub294 \ub514\uc9c0\ud138 \uc804\uc6a9 \uacc4\uc88c<\/li>\n\n\n\n<li>EU AML \ud328\ud0a4\uc9c0 \ubc0f \uac00\uc0c1\uc790\uc0b0 \uc0ac\uc5c5\uc790\uc5d0 \ub300\ud55c \uac15\ud654\ub41c \uac80\uc5f4\uacfc \uac19\uc740 2024~2026\ub144 \uc2e0\ud765 \uaddc\uc815 \uc900\uc218<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">InvestGlass\ub97c \ud1b5\ud574 \uc2a4\uc704\uc2a4 \ub610\ub294 \uc0ac\ub0b4(on-premise) \uc11c\ubc84\uc5d0 \ud074\ub77c\uc774\uc5b8\ud2b8 \ub370\uc774\ud130\ub97c \ud638\uc2a4\ud305\ud558\uba74 \ubbf8\uad6d\uc774\ub098 \uc911\uad6d\uc758 \ud074\ub77c\uc6b0\ub4dc \uc0dd\ud0dc\uacc4\ub85c\uc758 \ub370\uc774\ud130 \uc804\uc1a1\uc744 \ud53c\ud560 \uc218 \uc788\uc5b4 \uad6d\uacbd \uac04 \ub9ac\uc2a4\ud06c \uad00\ub9ac\uac00 \ub2e8\uc21c\ud654\ub429\ub2c8\ub2e4. \uc774\ub294 \uae08\uc735 \ubc94\uc8c4\uc5d0 \ub9de\uc11c\ub294 \uc815\ubd80\uc758 \ub178\ub825\uc744 \ucda9\uc871\ud558\ub294 \ub3d9\uc2dc\uc5d0 \ud074\ub77c\uc774\uc5b8\ud2b8 \ub370\uc774\ud130\uc758 \uc8fc\uad8c(sovereignty)\uc744 \ubcf4\ud638\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-risk-tolerance-and-cip\"><span class=\"ez-toc-section\" id=\"Risk_Tolerance_and_CIP\"><\/span>\uc704\ud5d8 \uc218\uc6a9 \ub2a5\ub825\uacfc CIP<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\uc704\ud5d8 \uc218\uc6a9 \uc131\ud5a5\uc740 \uace0\uac1d \ud655\uc778 \uc81c\ub3c4\uc758 \uc124\uacc4 \ubc0f \uc2e4\ud589\uc5d0\uc11c \uadfc\ubcf8\uc801\uc778 \uace0\ub824 \uc0ac\ud56d\uc785\ub2c8\ub2e4. \uae08\uc735\uae30\uad00\uc740 \uc790\uccb4\uc801\uc778 \uc704\ud5d8 \uc131\ud5a5\uc744 \uc2e0\uc911\ud558\uac8c \ud3c9\uac00\ud558\uace0 \uace0\uac1d \uae30\ubc18\uacfc \uc0ac\uc5c5 \ubaa8\ub378\uc774 \uc81c\uae30\ud558\ub294 \uad6c\uccb4\uc801\uc778 \uc704\ud5d8\uc5d0 \ub300\ucc98\ud558\ub3c4\ub85d \ud655\uc778 \uc81c\ub3c4\ub97c \uc870\uc815\ud574\uc57c \ud569\ub2c8\ub2e4. \uc740\ud589\ubcf4\ube44\ubc95 \ubc0f \ubbf8\uad6d \uc560\uad6d\ubc95\uc5d0 \ub530\ub77c \uae08\uc735\uae30\uad00\uc740 \uace0\uac1d\uc758 \uc2e0\uc6d0\uc744 \ud569\ub9ac\uc801\uc73c\ub85c \ud655\uc778\ud558\uace0 \ud655\uc778 \uacfc\uc815\uc5d0\uc11c \uc0ac\uc6a9\ub41c \uc815\ubcf4\uc758 \uae30\ub85d\uc744 \uc720\uc9c0\ud558\ub3c4\ub85d \uc124\uacc4\ub41c \uace0\uac1d \ud655\uc778 \uc81c\ub3c4\ub97c \ubc18\ub4dc\uc2dc \uc774\ud589\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc774 \uc694\uac74\uc758 \ud575\uc2ec \uce21\uba74\uc740 \uc704\ud5d8 \uae30\ubc18 \uc808\ucc28\uc758 \ub3c4\uc785\uc785\ub2c8\ub2e4. \uc704\ud5d8 \ud5c8\uc6a9 \ubc94\uc704\uac00 \ub354 \ub192\uac70\ub098 \uae08\uc735 \ubc94\uc8c4\uc5d0 \ub354 \ucde8\uc57d\ud55c \uace0\uac1d\uce35\uc744 \ub2f4\ub2f9\ud558\ub294 \uae30\uad00\uc740 \uc54c\ub824\uc9c0\uac70\ub098 \uc758\uc2ec\ub418\ub294 \ud14c\ub7ec\ub9ac\uc2a4\ud2b8\uc640\uc758 \uac70\ub798\ub97c \ubc29\uc9c0\ud558\uae30 \uc704\ud574 \ube44\uc11c\ub958\uc801 \ubc29\ubc95\uc744 \ud3ec\ud568\ud55c \ubcf4\ub2e4 \uc5c4\uaca9\ud55c \ud655\uc778 \ubc29\ubc95\uc744 \ucc44\ud0dd\ud574\uc57c \ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ubc18\ub300\ub85c, \uc704\ud5d8\ub3c4\uac00 \ub0ae\uc740 \uace0\uac1d\uc758 \uacbd\uc6b0\uc5d0\ub294 \uaddc\uc81c \uae30\uc900\uc744 \uacc4\uc18d \ucda9\uc871\ud558\ub294 \ud55c \uac04\uc18c\ud654\ub41c \uc808\ucc28\uac00 \uc801\uc808\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uae08\uc735\uae30\uad00\uc740 \uc704\ud5d8 \uc131\ud5a5\uc744 \uc774\ud574\ud558\uace0 \uc815\uc758\ud568\uc73c\ub85c\uc368 \uace0\uac1d \uae30\ubc18\uacfc \uad00\ub828\ub41c \uace0\uc720\ud55c \uc704\ud5d8\uc744 \ud6a8\uacfc\uc801\uc73c\ub85c \ud574\uacb0\ud560 \uc218 \uc788\ub3c4\ub85d \uace0\uac1d\ud655\uc778\uc81c\ub3c4(CIP)\ub97c \ub9de\ucda4\ud654\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc811\uadfc \ubc29\uc2dd\uc740 \uae08\uc735 \ubc94\uc8c4\ub97c \uc608\ubc29\ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub420 \ubfd0\ub9cc \uc544\ub2c8\ub77c \uaddc\uc81c \ub2f9\uad6d\uc758 \uae30\ub300\uce58\ub97c \uc900\uc218\ud558\ub3c4\ub85d \ubcf4\uc7a5\ud569\ub2c8\ub2e4. \ud3ec\uad04\uc801\uc778 \uae30\ub85d\uc744 \uc720\uc9c0\ud558\uace0 \uc801\uc808\ud55c \uac80\uc99d \ud504\ub85c\uc138\uc2a4\ub97c \uc801\uc6a9\ud558\ub294 \uac83\uc740 \uae08\uc735\uae30\uad00\uc758 \uace0\uac1d\ud655\uc778\uc81c\ub3c4(CIP)\uac00 \uacac\uace0\ud558\uace0 \uc801\uc751\ub825\uc774 \uc788\uc73c\uba70 \ubc95\uc758 \ubb38\uc5b8\uacfc \uc815\uc2e0 \ubaa8\ub450\uc5d0 \ubd80\ud569\ud55c\ub2e4\ub294 \uac83\uc744 \uc785\uc99d\ud558\ub294 \ub370 \ud544\uc218\uc801\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-designing-and-automating-a-cip-with-investglass\"><span class=\"ez-toc-section\" id=\"Designing_and_Automating_a_CIP_with_InvestGlass\"><\/span>InvestGlass\ub85c CIP \uc124\uacc4 \ubc0f \uc790\ub3d9\ud654\ud558\uae30<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\uae30\uc220\uc740 \uc774\uc81c \ud6a8\uacfc\uc801\uc778 CIP \uad6c\ud604\uc758 \ud575\uc2ec\uc785\ub2c8\ub2e4. InvestGlass\ub294 \ubbfc\uac10\ud55c \uace0\uac1d \ub370\uc774\ud130\ub97c \uc644\uc804\ud788 \uc81c\uc5b4\ud558\uba74\uc11c \uc774\ub7ec\ud55c \ud504\ub85c\uc138\uc2a4\ub97c \uc790\ub3d9\ud654\ud560 \uc218 \uc788\ub294 \uc644\ubcbd\ud558\uac8c \ud1b5\ud569\ub41c \uc8fc\uad8c \ud50c\ub7ab\ud3fc\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uae30\uc5c5\uc740 InvestGlass\uc5d0\uc11c \ub2e4\uc74c\uacfc \uac19\uc774 \ub514\uc9c0\ud138 \uc628\ubcf4\ub529 \uacfc\uc815\uc744 \uad6c\uc131\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\uc0ac\uc6a9\uc790 \uc815\uc758 \uac00\ub2a5\ud55c \uc591\uc2dd\uc744 \ud1b5\ud574 \ud544\uc218 \uc2dd\ubcc4 \uc815\ubcf4 \uc218\uc9d1<\/li>\n\n\n\n<li>\uace0\uac1d \uc720\ud615 \ubc0f \uc704\ud5d8 \uc694\uc778\uc5d0 \ub530\ub77c \ub3d9\uc801 \ubb38\uc11c \uc694\uccad \ud2b8\ub9ac\uac70<\/li>\n\n\n\n<li>\uc900\ubc95\uac10\uc2dc\uc778 \uac80\ud1a0 \uc5d0\uc2a4\uceec\ub808\uc774\uc158\uc5d0 \uc870\uac74\ubd80 \ub85c\uc9c1 \uc801\uc6a9<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">InvestGlass\ub294 \ud0c0\uc0ac \uc2e0\uc6d0 \ud655\uc778 \uae30\ub2a5\uacfc \ud1b5\ud569\ub429\ub2c8\ub2e4., <a href=\"https:\/\/www.investglass.com\/ko\/2025%eb%85%84-%ea%b8%88%ec%9c%b5-%ea%b8%b0%ea%b4%80%ec%9d%84-%ec%9c%84%ed%95%9c-%ec%99%84%ec%a0%84%ed%95%9c-%ea%b7%9c%ec%a0%95-%ec%a4%80%ec%88%98-%ea%b0%80%ec%9d%b4%eb%93%9c-pep-%ec%a0%9c%ec%9e%ac\/\" target=\"_self\">\uc81c\uc7ac \ubc0f PEP \uc2ec\uc0ac<\/a> \uc6cc\ud06c\ud50c\ub85c, \uc758\uc0ac \uacb0\uc815 \uaddc\uce59 \ubc0f \uc800\uc7a5\ub41c \ub370\uc774\ud130\uc5d0 \ub300\ud55c \uc81c\uc5b4\uad8c\uc744 \uc2a4\uc704\uc2a4 \ub610\ub294 \uc790\uccb4 \ud638\uc2a4\ud305 \uc778\ud504\ub77c \ub0b4\uc5d0 \uc720\uc9c0\ud558\uba74\uc11c \uc81c\uacf5\uc5c5\uccb4\ub4e4\uc744 \ud65c\uc6a9\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\uc8fc\uc694 \ud50c\ub7ab\ud3fc \uae30\ub2a5:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\uc644\ubcbd\ud55c \uace0\uac1d \uc774\ub825 \ubc0f \uad00\uacc4 \ucd94\uc801 \uae30\ub2a5\uc774 \ud3ec\ud568\ub41c CRM<\/li>\n\n\n\n<li>\uc790\uc5f0\uc778\uacfc \ubc95\uc778\uc744 \ubaa8\ub450 \uc9c0\uc6d0\ud558\ub294 KYC \ub370\uc774\ud130 \ubaa8\ub378<\/li>\n\n\n\n<li>5\ub144 \uc8fc\uae30 \ubb38\uc11c \uac31\uc2e0 \uc790\ub3d9 \uc54c\ub9bc<\/li>\n\n\n\n<li>\uaddc\uc81c \uae30\uad00 \uac80\uc0ac\ub97c \uc704\ud55c \ud3ec\uad04\uc801\uc778 \uac10\uc0ac \ucd94\uc801<\/li>\n\n\n\n<li>\uc5ed\ud560 \uae30\ubc18 \uc811\uadfc \uc81c\uc5b4 \ubc0f <a href=\"https:\/\/www.investglass.com\/ko\/%ec%83%81%ec%9c%84-5%ea%b0%80%ec%a7%80-%eb%b3%b4%ec%95%88-%ed%81%b4%eb%9d%bc%ec%9d%b4%ec%96%b8%ed%8a%b8-%ed%8c%8c%ec%9d%bc-%ea%b3%b5%ec%9c%a0-%ed%8f%ac%ed%84%b8-%ec%86%94%eb%a3%a8%ec%85%98\/\" target=\"_self\">\uc548\uc804\ud55c \uace0\uac1d \ud3ec\ud138<\/a><\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">InvestGlass\ub294 \uc720\ub7fd\uc0b0 \uc194\ub8e8\uc158\uc744 \ucc3e\uace0 \uc788\uc73c\uba70, \uace0\uac1d \ub370\uc774\ud130 \uc8fc\uad8c\uacfc \uaddc\uc81c \uc694\uad6c \uc0ac\ud56d\uc744 \uc900\uc218\ud558\uba74\uc11c \ubbf8\uad6d\uc0b0\uc774\ub098 \uc911\uad6d\uc0b0\uc774 \uc544\ub2cc \ub300\uc548\uc744 \uc120\ud638\ud558\ub294 \uae30\uad00\uc5d0 \ud2b9\ud788 \uc801\ud569\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"641\" src=\"https:\/\/www.investglass.com\/wp-content\/uploads\/2026\/03\/InvestGlass-form-retail-banking-1024x641.png\" alt=\"\ub9ac\ud14c\uc77c \ubc45\ud0b9\uc5d0\uc11c InvestGlass \uace0\uac1d \uc628\ubcf4\ub529\" class=\"wp-image-49370\" srcset=\"https:\/\/www.investglass.com\/wp-content\/uploads\/2026\/03\/InvestGlass-form-retail-banking-1024x641.png 1024w, https:\/\/www.investglass.com\/wp-content\/uploads\/2026\/03\/InvestGlass-form-retail-banking-300x188.png 300w, https:\/\/www.investglass.com\/wp-content\/uploads\/2026\/03\/InvestGlass-form-retail-banking-768x481.png 768w, https:\/\/www.investglass.com\/wp-content\/uploads\/2026\/03\/InvestGlass-form-retail-banking-18x12.png 18w, https:\/\/www.investglass.com\/wp-content\/uploads\/2026\/03\/InvestGlass-form-retail-banking.png 1440w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\">\ub9ac\ud14c\uc77c \ubc45\ud0b9\uc5d0\uc11c InvestGlass \uace0\uac1d \uc628\ubcf4\ub529<\/figcaption><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-practical-implementation-roadmap\"><span class=\"ez-toc-section\" id=\"Practical_implementation_roadmap\"><\/span>\uc2e4\ud589 \uac00\ub2a5\ud55c \uad6c\ud604 \ub85c\ub4dc\ub9f5<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">InvestGlass\ub85c CIP\ub97c \uad6c\ud604\ud558\uae30 \uc704\ud55c \uac04\uacb0\ud55c \ub85c\ub4dc\ub9f5:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>\ud604\uc7ac\uc758 \uacf5\ubc31 \ud3c9\uac00:<\/strong> \uaddc\uc81c \uae30\ub300\uce58\uc5d0 \ub530\ub77c \uae30\uc874 CIP\ub97c \uac80\ud1a0\ud558\uace0 \ucde8\uc57d\uc810 \uc2dd\ubcc4<\/li>\n\n\n\n<li><strong>\uc815\ucc45 \uc815\uc758:<\/strong> \uc704\ud5d8 \uc218\uc6a9 \uc218\uc900\uc744 \uc124\uc815\ud558\uace0 \uad00\ud560\uad8c\ubcc4 \uc704\ud5d8 \uae30\ubc18 \uc808\ucc28\ub97c \ubb38\uc11c\ud654\ud558\uc2ed\uc2dc\uc624.<\/li>\n\n\n\n<li><strong>\uc6cc\ud06c\ud50c\ub85c \ub514\uc790\uc778:<\/strong> \uac80\uc99d \ubc29\ubc95 \ubc0f \uc5d0\uc2a4\uceec\ub808\uc774\uc158 \ud2b8\ub9ac\uac70\ub97c \ud3ec\ud568\ud55c \ub300\uc0c1 \uc628\ubcf4\ub529 \ud50c\ub85c\uc6b0 \ub9e4\ud551<\/li>\n\n\n\n<li><strong>\ud50c\ub7ab\ud3fc \uad6c\uc131:<\/strong> \uc778\ubca0\uc2a4\ud2b8\uae00\ub798\uc2a4(InvestGlass)\uc5d0\uc11c \uc801\uc808\ud55c \uc758\uc0ac\uacb0\uc815 \ud2b8\ub9ac\uc640 \ub0b4\ubd80 \ud1b5\uc81c\ub97c \uac16\ucd98 \uc6cc\ud06c\ud50c\ub85c\uc6b0\ub97c \uad6c\ucd95\ud558\uc138\uc694.<\/li>\n\n\n\n<li><strong>\uc870\uc885\uc0ac<\/strong> \uad11\ubc94\uc704\ud55c \ud655\ub300 \uc801\uc6a9 \uc804\uc5d0 \ud2b9\uc815 \uc0ac\uc5c5 \ubd80\uc11c(\uc608: 2026\ub144 4\ubd84\uae30 \uc2e0\uaddc \uace0\uac1d)\ub85c \ud14c\uc2a4\ud2b8\ub97c \uc9c4\ud589\ud558\uc138\uc694.<\/li>\n\n\n\n<li><strong>\uce21\uc815\ud558\ub2e4<\/strong> \uc628\ubcf4\ub529 \uc2dc\uac04, \uc218\ub3d9 \uac80\ud1a0\uc728, \ubb38\uc11c \uc644\uc804\uc131\uacfc \uac19\uc740 \ud575\uc2ec \uc131\uacfc \uc9c0\ud45c(KPI)\ub97c \uc218\ub9bd\ud558\uc138\uc694.<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">\ucef4\ud50c\ub77c\uc774\uc5b8\uc2a4, IT, \ud504\ub860\ud2b8 \uc624\ud53c\uc2a4, \uadf8\ub9ac\uace0 \ub370\uc774\ud130 \ubcf4\ud638 \ud300 \uac04\uc758 \ud611\uc5c5\uc744 \ud1b5\ud574 InvestGlass \uad6c\ud604\uc774 \uaddc\uc81c \uc900\uc218\uc640 \ub370\uc774\ud130 \uc8fc\uad8c \ubaa9\ud45c\ub97c \ubaa8\ub450 \ub2ec\uc131\ud560 \uc218 \uc788\ub3c4\ub85d \ubcf4\uc7a5\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc798 \uc124\uacc4\ub41c \uace0\uac1d \ud655\uc778(CIP) \ud504\ub85c\uadf8\ub7a8\uc740 \uaddc\uc81c \ub2f9\uad6d\uc758 \uc2e0\ub8b0\ub97c \ub4b7\ubc1b\uce68\ud558\ub294 \ub3d9\uc2dc\uc5d0 \uae08\uc735 \ubc94\uc8c4\ub85c\ubd80\ud130 \uadc0\uc0ac\uc640 \uace0\uac1d \ubaa8\ub450\ub97c \ubcf4\ud638\ud569\ub2c8\ub2e4. InvestGlass\ub97c \ud1b5\ud574 \ub370\uc774\ud130 \ud1b5\uc81c\ub825\uc744 \ud0c0\ud611\ud558\uc9c0 \uc54a\uc73c\uba74\uc11c\ub3c4 \uaddc\uc81c\ub97c \uc900\uc218\ud558\ub294 CIP \uc6cc\ud06c\ud50c\ub85c\uc6b0\ub97c \uc2e4\ud589\ud560 \uc218 \uc788\ub294 \uc8fc\uad8c \uc778\ud504\ub77c\ub97c \ud655\ubcf4\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">CIP \ud504\ub808\uc784\uc6cc\ud06c\ub97c \uac15\ud654\ud560 \uc900\ube44\uac00 \ub418\uc168\uc2b5\ub2c8\uae4c? InvestGlass\uac00 \uace0\uac1d \ub370\uc774\ud130 \uc8fc\uad8c\uc744 \ubcf4\ud638\ud558\uba74\uc11c \uaddc\uc815 \uc900\uc218 \uc628\ubcf4\ub529\uc744 \uc790\ub3d9\ud654\ud558\ub294 \ub370 \uc5b4\ub5bb\uac8c \ub3c4\uc6c0\uc774 \ub418\ub294\uc9c0 \uc54c\uc544\ubcf4\uc138\uc694.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-conclusion-and-next-steps\"><span class=\"ez-toc-section\" id=\"Conclusion_and_Next_Steps\"><\/span>\uacb0\ub860 \ubc0f \ub2e4\uc74c \ub2e8\uacc4<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\uc694\uc57d\ud558\uc790\uba74, \uace0\uac1d\ud655\uc778\uc81c\ub3c4(CIP)\ub294 \ubaa8\ub4e0 \uae08\uc735\uae30\uad00\uc758 \uc790\uae08\uc138\ud0c1 \ubc29\uc9c0 \ubc0f \uc740\ud589\ube44\ubc00\ubcf4\ud638\ubc95 \uc900\uc218 \uccb4\uacc4\uc5d0\uc11c \uc5c6\uc5b4\uc11c\ub294 \uc548 \ub420 \ud544\uc218\uc801\uc778 \uc694\uc18c\uc785\ub2c8\ub2e4. \uae08\uc735\uae30\uad00\uc740 \ucca0\uc800\ud55c \uc2e0\uc6d0 \ud655\uc778, \uc815\ud655\ud55c \uae30\ub85d \uc720\uc9c0, \uc9c0\uc18d\uc801\uc778 \ubaa8\ub2c8\ud130\ub9c1\uc744 \ud1b5\ud574 \uc790\uae08\uc138\ud0c1, \ud14c\ub7ec \uc790\uae08 \uc870\ub2ec \ubc0f \uae30\ud0c0 \uae08\uc735 \ubc94\uc8c4\uc5d0 \ub178\ucd9c\ub420 \uc704\ud5d8\uc744 \ud06c\uac8c \uc904\uc77c \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ubbf8 \uae08\uc735\ubc94\uc8c4\ub2e8\uc18d\uad6d(FinCEN)\uc758 \ucd5c\uc885 \uaddc\uc815\uc740 \ubc95\uc778 \uace0\uac1d\uc758 \uc2e4\uc18c\uc720\uc790 \uc2e0\uc6d0 \uc218\uc9d1 \ubc0f \ud655\uc778\uc758 \uc911\uc694\uc131\uc744 \ud55c\uce35 \ub354 \uac15\uc870\ud558\uba70, \ud3ec\uad04\uc801\uc778 CIP \uc694\uac74\uc758 \ud544\uc694\uc131\uc744 \ub4b7\ubc1b\uce68\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud6a8\uacfc\uc801\uc778 \uace0\uac1d \uc2e0\uc6d0\ud655\uc778\uc81c\ub3c4(CIP)\ub97c \uc720\uc9c0\ud558\uae30 \uc704\ud574, \uae08\uc735\uae30\uad00\uc740 \uc815\uae30\uc801\uc73c\ub85c \uc704\ud5d8 \uc218\uc6a9 \ubc94\uc704\ub97c \ud3c9\uac00\ud558\uace0 \uaddc\uc81c \uae30\ub300\uce58\uc758 \ubcc0\ud654\uc640 \uc9c4\ud654\ud558\ub294 \uc704\ud5d8 \ud658\uacbd\uc744 \ubc18\uc601\ud558\uc5ec \uc2e0\uc6d0\ud655\uc778 \ud504\ub85c\uadf8\ub7a8\uc744 \uac31\uc2e0\ud574\uc57c \ud569\ub2c8\ub2e4. \uc5ec\uae30\uc5d0\ub294 \uae08\uc735\ubc94\uc8c4\ub2e8\uc18d\ubc18(FinCEN)\uacfc \uac19\uc740 \uaddc\uc81c \ub2f9\uad6d\uc758 \uc0c8\ub85c\uc6b4 \uc9c0\uce68\uc5d0 \ub300\ud55c \uc815\ubcf4\ub97c \uc9c0\uc18d\uc801\uc73c\ub85c \ud30c\uc545\ud558\uace0, CIP \ud504\ub85c\uc138\uc2a4\uc758 \ubaa8\ub4e0 \uce21\uba74\uc774 \ubb38\uc11c\ud654\ub418\uc5b4 \uac10\uc0ac \uac00\ub2a5\ud558\ub3c4\ub85d \ubcf4\uc7a5\ud558\ub294 \uac83\uc774 \ud3ec\ud568\ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uae08\uc735\uae30\uad00\uc758 \ub2e4\uc74c \uc870\uce58\uc5d0\ub294 CIP \uc815\ucc45 \ubc0f \uc808\ucc28\uc5d0 \ub300\ud55c \ucca0\uc800\ud55c \uac80\ud1a0 \ubc0f \uc5c5\ub370\uc774\ud2b8, \ud604\uc7ac\uc758 CIP \uc694\uac74\uc5d0 \uad00\ud55c \uc9c1\uc6d0 \ub300\uc0c1 \uc9c0\uc18d\uc801\uc778 \uad50\uc721, \uadf8\ub9ac\uace0 \uc900\ubc95\uc131\uc744 \ubcf4\uc7a5\ud558\uae30 \uc704\ud55c \uc815\uae30\uc801\uc778 \ub0b4\ubd80 \uac10\uc0ac\uac00 \ud3ec\ud568\ub418\uc5b4\uc57c \ud569\ub2c8\ub2e4. \uc790\ub3d9\ud654\ub41c \uc2e0\uc6d0 \ud655\uc778 \ubc0f \uc6cc\ud06c\ud50c\ub85c \uad00\ub9ac \uc2dc\uc2a4\ud15c\uacfc \uac19\uc740 \uae30\uc220 \uae30\ubc18 \uc194\ub8e8\uc158\uc744 \uc218\uc6a9\ud558\uba74 CIP \ud504\ub85c\uc138\uc2a4\uc758 \ud6a8\uc728\uc131\uacfc \ud6a8\uacfc\ub97c \ub354\uc6b1 \ub192\uc77c \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc0ac\uc804 \uc608\ubc29\uc801 \uc870\uce58\ub97c \ucde8\ud568\uc73c\ub85c\uc368 \uae08\uc735\uae30\uad00\uc740 \uae08\uc735 \ubc94\uc8c4\uc640 \uc2f8\uc6b0\uace0 \uac15\ub825\ud558\uba70 \uc900\ubc95\uc801\uc778 \uace0\uac1d \uc2e0\uc6d0 \ud655\uc778 \ud504\ub85c\uadf8\ub7a8\uc744 \uc720\uc9c0\ud558\uaca0\ub2e4\ub294 \uc758\uc9c0\ub97c \ubcf4\uc5ec\uc904 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>","protected":false},"excerpt":{"rendered":"<p>Introduction to Customer Identification Program (CIP) A customer identification program is a mandatory framework that requires financial institutions to verify customer identities before establishing a business relationship. This foundational control sits within the broader ecosystem of anti money laundering, KYC and customer due diligence obligations. In the United States, the USA PATRIOT Act Section 326 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":35449,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[13],"tags":[1544,1545],"class_list":["post-49561","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-article","tag-customer","tag-identification"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v28.3 (Yoast SEO v28.4) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Customer Identification Program Explained in Detail | InvestGlass<\/title>\n<meta name=\"description\" content=\"Understand the Customer Identification Program and its role in verifying identities in financial institutions for compliance.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.investglass.com\/ko\/investglass\ub97c-\uc0ac\uc6a9\ud55c-\uaddc\uc815-\uc900\uc218\ud615-\uc18c\ubc84\ub9b0-cip\uace0\uac1d-\ud655\uc778-\uc81c\ub3c4-\uad6c\/\" \/>\n<meta property=\"og:locale\" content=\"ko_KR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How Can InvestGlass Streamline CIP and Compliance Efforts?\" \/>\n<meta property=\"og:description\" content=\"Introduction to Customer Identification Program (CIP) A customer identification program is a mandatory framework that requires financial institutions to\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.investglass.com\/ko\/investglass\ub97c-\uc0ac\uc6a9\ud55c-\uaddc\uc815-\uc900\uc218\ud615-\uc18c\ubc84\ub9b0-cip\uace0\uac1d-\ud655\uc778-\uc81c\ub3c4-\uad6c\/\" \/>\n<meta property=\"og:site_name\" content=\"InvestGlass\" \/>\n<meta property=\"article:published_time\" content=\"2026-04-17T07:25:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-04-17T07:31:15+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.investglass.com\/wp-content\/uploads\/2023\/02\/8iypumbarzo.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1600\" \/>\n\t<meta property=\"og:image:height\" content=\"1067\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"InvestGlass\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@investglass\" \/>\n<meta name=\"twitter:site\" content=\"@investglass\" \/>\n<meta name=\"twitter:label1\" content=\"\uae00\uc4f4\uc774\" \/>\n\t<meta name=\"twitter:data1\" content=\"InvestGlass\" \/>\n\t<meta name=\"twitter:label2\" content=\"\uc608\uc0c1 \ub418\ub294 \ud310\ub3c5 \uc2dc\uac04\" \/>\n\t<meta name=\"twitter:data2\" content=\"15\ubd84\" \/>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"\uace0\uac1d\ud655\uc778\uc81c\ub3c4(CIP) \uc0c1\uc138 \uc124\uba85 | \uc778\ubca0\uc2a4\ud2b8\uae00\ub798\uc2a4","description":"\uace0\uac1d\ud655\uc778\uc81c\ub3c4(CIP)\uc758 \uac1c\ub150\uacfc \uae08\uc735\uae30\uad00\uc758 \uc900\ubc95 \uac10\uc2dc\ub97c \uc704\ud55c \uc2e0\uc6d0 \ud655\uc778 \uacfc\uc815\uc5d0\uc11c\uc758 \uc5ed\ud560\uc744 \uc774\ud574\ud569\ub2c8\ub2e4.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.investglass.com\/ko\/investglass\ub97c-\uc0ac\uc6a9\ud55c-\uaddc\uc815-\uc900\uc218\ud615-\uc18c\ubc84\ub9b0-cip\uace0\uac1d-\ud655\uc778-\uc81c\ub3c4-\uad6c\/","og_locale":"ko_KR","og_type":"article","og_title":"How Can InvestGlass Streamline CIP and Compliance Efforts?","og_description":"Introduction to Customer Identification Program (CIP) A customer identification program is a mandatory framework that requires financial institutions to","og_url":"https:\/\/www.investglass.com\/ko\/investglass\ub97c-\uc0ac\uc6a9\ud55c-\uaddc\uc815-\uc900\uc218\ud615-\uc18c\ubc84\ub9b0-cip\uace0\uac1d-\ud655\uc778-\uc81c\ub3c4-\uad6c\/","og_site_name":"InvestGlass","article_published_time":"2026-04-17T07:25:00+00:00","article_modified_time":"2026-04-17T07:31:15+00:00","og_image":[{"width":1600,"height":1067,"url":"https:\/\/www.investglass.com\/wp-content\/uploads\/2023\/02\/8iypumbarzo.jpg","type":"image\/jpeg"}],"author":"InvestGlass","twitter_card":"summary_large_image","twitter_creator":"@investglass","twitter_site":"@investglass","twitter_misc":{"\uae00\uc4f4\uc774":"InvestGlass","\uc608\uc0c1 \ub418\ub294 \ud310\ub3c5 \uc2dc\uac04":"15\ubd84"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"NewsArticle","@id":"https:\/\/www.investglass.com\/customer-identification-program-building-a-compliant-sovereign-cip-with-investglass\/#article","isPartOf":{"@id":"https:\/\/www.investglass.com\/customer-identification-program-building-a-compliant-sovereign-cip-with-investglass\/"},"author":{"name":"InvestGlass","@id":"https:\/\/www.investglass.com\/#\/schema\/person\/4682ebae5d718a2ed1b77c9dab0a1f24"},"headline":"How Can InvestGlass Streamline CIP and Compliance Efforts?","datePublished":"2026-04-17T07:25:00+00:00","dateModified":"2026-04-17T07:31:15+00:00","mainEntityOfPage":{"@id":"https:\/\/www.investglass.com\/customer-identification-program-building-a-compliant-sovereign-cip-with-investglass\/"},"wordCount":3181,"publisher":{"@id":"https:\/\/www.investglass.com\/#organization"},"image":{"@id":"https:\/\/www.investglass.com\/customer-identification-program-building-a-compliant-sovereign-cip-with-investglass\/#primaryimage"},"thumbnailUrl":"https:\/\/www.investglass.com\/wp-content\/uploads\/2023\/02\/8iypumbarzo.jpg","keywords":["Customer","Identification"],"articleSection":["Article"],"inLanguage":"ko-KR","copyrightYear":"2026","copyrightHolder":{"@id":"https:\/\/www.investglass.com\/ko\/#organization"}},{"@type":"WebPage","@id":"https:\/\/www.investglass.com\/customer-identification-program-building-a-compliant-sovereign-cip-with-investglass\/","url":"https:\/\/www.investglass.com\/customer-identification-program-building-a-compliant-sovereign-cip-with-investglass\/","name":"\uace0\uac1d\ud655\uc778\uc81c\ub3c4(CIP) \uc0c1\uc138 \uc124\uba85 | \uc778\ubca0\uc2a4\ud2b8\uae00\ub798\uc2a4","isPartOf":{"@id":"https:\/\/www.investglass.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.investglass.com\/customer-identification-program-building-a-compliant-sovereign-cip-with-investglass\/#primaryimage"},"image":{"@id":"https:\/\/www.investglass.com\/customer-identification-program-building-a-compliant-sovereign-cip-with-investglass\/#primaryimage"},"thumbnailUrl":"https:\/\/www.investglass.com\/wp-content\/uploads\/2023\/02\/8iypumbarzo.jpg","datePublished":"2026-04-17T07:25:00+00:00","dateModified":"2026-04-17T07:31:15+00:00","description":"\uace0\uac1d\ud655\uc778\uc81c\ub3c4(CIP)\uc758 \uac1c\ub150\uacfc \uae08\uc735\uae30\uad00\uc758 \uc900\ubc95 \uac10\uc2dc\ub97c \uc704\ud55c \uc2e0\uc6d0 \ud655\uc778 \uacfc\uc815\uc5d0\uc11c\uc758 \uc5ed\ud560\uc744 \uc774\ud574\ud569\ub2c8\ub2e4.","breadcrumb":{"@id":"https:\/\/www.investglass.com\/customer-identification-program-building-a-compliant-sovereign-cip-with-investglass\/#breadcrumb"},"inLanguage":"ko-KR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.investglass.com\/customer-identification-program-building-a-compliant-sovereign-cip-with-investglass\/"]}]},{"@type":"ImageObject","inLanguage":"ko-KR","@id":"https:\/\/www.investglass.com\/customer-identification-program-building-a-compliant-sovereign-cip-with-investglass\/#primaryimage","url":"https:\/\/www.investglass.com\/wp-content\/uploads\/2023\/02\/8iypumbarzo.jpg","contentUrl":"https:\/\/www.investglass.com\/wp-content\/uploads\/2023\/02\/8iypumbarzo.jpg","width":1600,"height":1067,"caption":"InvestGlass the Swiss CRM"},{"@type":"BreadcrumbList","@id":"https:\/\/www.investglass.com\/customer-identification-program-building-a-compliant-sovereign-cip-with-investglass\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"InvestGlass","item":"https:\/\/www.investglass.com\/"},{"@type":"ListItem","position":2,"name":"How Can InvestGlass Streamline CIP and Compliance Efforts?"}]},{"@type":"WebSite","@id":"https:\/\/www.investglass.com\/#website","url":"https:\/\/www.investglass.com\/","name":"InvestGlass","description":"\uc2a4\uc704\uc2a4 \uc18c\ubc84\ub9b0 CRM","publisher":{"@id":"https:\/\/www.investglass.com\/#organization"},"alternateName":"InvestGlass","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.investglass.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"ko-KR"},{"@type":["Organization","Place"],"@id":"https:\/\/www.investglass.com\/#organization","name":"InvestGlass","url":"https:\/\/www.investglass.com\/","logo":{"@id":"https:\/\/www.investglass.com\/customer-identification-program-building-a-compliant-sovereign-cip-with-investglass\/#local-main-organization-logo"},"image":{"@id":"https:\/\/www.investglass.com\/customer-identification-program-building-a-compliant-sovereign-cip-with-investglass\/#local-main-organization-logo"},"sameAs":["https:\/\/x.com\/investglass","https:\/\/www.linkedin.com\/company\/investglass\/","https:\/\/www.youtube.com\/channel\/UCt5r5XgzbSq2KhguJQxCwyA"],"telephone":[],"openingHoursSpecification":[{"@type":"OpeningHoursSpecification","dayOfWeek":["Monday","Tuesday","Wednesday","Thursday","Friday","Saturday","Sunday"],"opens":"09:00","closes":"17:00"}]},{"@type":"Person","@id":"https:\/\/www.investglass.com\/#\/schema\/person\/4682ebae5d718a2ed1b77c9dab0a1f24","name":"InvestGlass","image":{"@type":"ImageObject","inLanguage":"ko-KR","@id":"https:\/\/secure.gravatar.com\/avatar\/8fb928ff37ca45def17ac75d6e799fb75f3f24f123aa31be169bfaf65f59dd40?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/8fb928ff37ca45def17ac75d6e799fb75f3f24f123aa31be169bfaf65f59dd40?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/8fb928ff37ca45def17ac75d6e799fb75f3f24f123aa31be169bfaf65f59dd40?s=96&d=mm&r=g","caption":"InvestGlass"},"sameAs":["https:\/\/www.investglass.com"],"url":"https:\/\/www.investglass.com\/ko\/author\/axginvestglass-com\/"},{"@type":"ImageObject","inLanguage":"ko-KR","@id":"https:\/\/www.investglass.com\/customer-identification-program-building-a-compliant-sovereign-cip-with-investglass\/#local-main-organization-logo","url":"https:\/\/www.investglass.com\/wp-content\/uploads\/2023\/10\/InvestGlass-blue2.png","contentUrl":"https:\/\/www.investglass.com\/wp-content\/uploads\/2023\/10\/InvestGlass-blue2.png","width":839,"height":192,"caption":"InvestGlass"}]}},"_links":{"self":[{"href":"https:\/\/www.investglass.com\/ko\/wp-json\/wp\/v2\/posts\/49561","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.investglass.com\/ko\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.investglass.com\/ko\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.investglass.com\/ko\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.investglass.com\/ko\/wp-json\/wp\/v2\/comments?post=49561"}],"version-history":[{"count":0,"href":"https:\/\/www.investglass.com\/ko\/wp-json\/wp\/v2\/posts\/49561\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.investglass.com\/ko\/wp-json\/wp\/v2\/media\/35449"}],"wp:attachment":[{"href":"https:\/\/www.investglass.com\/ko\/wp-json\/wp\/v2\/media?parent=49561"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.investglass.com\/ko\/wp-json\/wp\/v2\/categories?post=49561"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.investglass.com\/ko\/wp-json\/wp\/v2\/tags?post=49561"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}