{"id":48169,"date":"2025-09-19T15:02:10","date_gmt":"2025-09-19T13:02:10","guid":{"rendered":"https:\/\/www.investglass.com\/?p=48169"},"modified":"2025-09-19T15:03:01","modified_gmt":"2025-09-19T13:03:01","slug":"%ec%9d%80%ed%96%89%ec%97%85%ec%9d%98-%eb%af%b8%eb%9e%98-2025-%eb%86%93%ec%b3%90%ec%84%9c%eb%8a%94-%ec%95%88-%eb%90%a0-%ec%b1%8c%eb%a6%b0%ec%a0%80-%eb%b1%85%ed%81%ac-%ec%9d%b8%ec%82%ac%ec%9d%b4","status":"publish","type":"post","link":"https:\/\/www.investglass.com\/ko\/the-future-of-banking-2025-challenger-bank-insights-you-cant-miss\/","title":{"rendered":"\ubc45\ud0b9\uc758 \ubbf8\ub798: \ub193\uccd0\uc11c\ub294 \uc548 \ub420 2025 \ucc4c\ub9b0\uc800 \ubc45\ud06c \uc778\uc0ac\uc774\ud2b8"},"content":{"rendered":"<p class=\"wp-block-paragraph\">\ucc4c\ub9b0\uc800 \uc740\ud589\uc740 \uc624\ud504\ub77c\uc778 \uc9c0\uc810 \uc5c6\uc774 \ub0ae\uc740 \uc218\uc218\ub8cc\uc640 \ud601\uc2e0\uc801\uc778 \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud558\ub294 \ub514\uc9c0\ud138 \uc6b0\uc120 \uae30\uad00\uc785\ub2c8\ub2e4. \ucc4c\ub9b0\uc800 \ubc45\ud06c\uac00 \ubb34\uc5c7\uc774\uba70 \uc740\ud589\uc5c5\uc744 \uc5b4\ub5bb\uac8c \ubcc0\ud654\uc2dc\ud0a4\uace0 \uc788\ub294\uc9c0 \uc54c\uc544\ubcf4\uc138\uc694.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\uc740\ud589 \ubd80\ubb38 \uc18c\uac1c<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\uc740\ud589 \uc5c5\uacc4\ub294 \ucc4c\ub9b0\uc800 \ubc45\ud06c\uc758 \ubd80\uc0c1\uacfc \uc774\ub4e4\uc758 \ud601\uc2e0\uc801\uc778 \uae30\uc220 \ud65c\uc6a9\uc73c\ub85c \uc778\ud574 \uc804\ub840 \uc5c6\ub294 \ubcc0\ud654\uc758 \uc2dc\uae30\ub97c \uacbd\ud5d8\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc624\ub7ab\ub3d9\uc548 \ubb3c\ub9ac\uc801 \uc9c0\uc810\uacfc \uae30\uc874 \ud504\ub85c\uc138\uc2a4\uc5d0 \uc758\uc874\ud574 \uc628 \uae30\uc874 \uc740\ud589\uacfc \ub2ec\ub9ac, \ucc4c\ub9b0\uc800 \uc740\ud589\uc740 \uc6d0\ud65c\ud55c \ub514\uc9c0\ud138 \ubc45\ud0b9 \uc11c\ube44\uc2a4, \ub0ae\uc740 \uc218\uc218\ub8cc, \uc6b0\uc218\ud55c \uace0\uac1d \uacbd\ud5d8\uc744 \uc6b0\uc120\uc2dc\ud558\ub294 \ub514\uc9c0\ud138 \uc6b0\uc120 \uae30\uad00\uc785\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ubcc0\ud654\ub294 \uace0\uac1d\ub4e4\uc774 \uc810\uc810 \ub354 \ud3b8\ub9ac\ud558\uace0 \ube44\uc6a9 \ud6a8\uc728\uc801\uc778 \uc7ac\ubb34 \uad00\ub9ac \ubc29\ubc95\uc744 \uc694\uad6c\ud568\uc5d0 \ub530\ub77c \uc804\ud1b5\uc801\uc778 \ubc45\ud0b9 \ubaa8\ub378\uc744 \uc9c4\ud654\uc2dc\ucf1c\uc57c\ub9cc \ud588\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">One of the most notable developments in the UK banking sector was the entry of new banks like Metro Bank, which received its banking license from the Prudential Regulation Authority. This milestone signaled a new era of competition, encouraging both established and new banks to expand their digital offerings and rethink how they deliver banking services. Today, customers can access a wide range of services from current accounts and savings accounts to personal loans through user-friendly digital platforms, making banking more accessible than ever before.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ub3c4\uc804\uc801\uc778 \uc740\ud589\ub4e4\uc774 \uacc4\uc18d\ud574\uc11c \uc2dc\uc7a5\uc744 \ub4a4\ud754\ub4e4\uba74\uc11c \ud6a8\uc728\uc131, \ud22c\uba85\uc131, \uace0\uac1d \ub9cc\uc871\uc5d0 \ub300\ud55c \uc0c8\ub85c\uc6b4 \uae30\uc900\uc744 \uc138\uc6b0\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ub514\uc9c0\ud138 \ubc45\ud0b9\uacfc \ud601\uc2e0\uc801\uc778 \uc11c\ube44\uc2a4\uc5d0 \ucd08\uc810\uc744 \ub9de\ucd98 \uc774\ub4e4\uc758 \ub178\ub825\uc740 \uc740\ud589 \uc6b4\uc601 \ubc29\uc2dd\uc744 \uc7ac\ud3b8\ud558\uc5ec \uad81\uadf9\uc801\uc73c\ub85c \uace0\uac1d\uc5d0\uac8c \ub354 \ub9ce\uc740 \uc120\ud0dd\uad8c, \ub354 \ub098\uc740 \uc11c\ube44\uc2a4, \ub354 \ub0ae\uc740 \uc218\uc218\ub8cc\ub85c \ud61c\ud0dd\uc744 \uc81c\uacf5\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n\n\n\n\n<h2 class=\"wp-block-heading\">\uc8fc\uc694 \ub0b4\uc6a9<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\ucc4c\ub9b0\uc800 \uc740\ud589\uc740 \ubb3c\ub9ac\uc801 \uc9c0\uc810 \uc5c6\uc774 \ud601\uc2e0\uc801\uc778 \uace0\uac1d \uc911\uc2ec \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud558\uc5ec \uc218\uc218\ub8cc\ub97c \ub0ae\ucd94\uace0 \uc0ac\uc6a9\uc790 \uacbd\ud5d8\uc744 \uac1c\uc120\ud568\uc73c\ub85c\uc368 \uae30\uc874 \uc740\ud589\uc5c5\uc758 \ud310\ub3c4\ub97c \ub4a4\ud754\ub4e4\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n\n\n\n<li>\ucc4c\ub9b0\uc800 \ubc45\ud06c \uc2dc\uc7a5\uc740 \uc911\uc18c\uae30\uc5c5\uacfc \uac19\uc774 \uc18c\uc678\ub41c \uacc4\uce35\uc5d0 \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud558\uace0 \uc2e0\ud765 \uc2dc\uc7a5\uc73c\ub85c \ud655\uc7a5\ud560 \uc218 \uc788\ub294 \uc0c1\ub2f9\ud55c \uae30\ud68c\uc640 \ud568\uaed8 \ube60\ub974\uac8c \uc131\uc7a5\ud558\uace0 \uc788\uc73c\uba70, 2034\ub144\uae4c\uc9c0 \uc57d 6,982\uc5b5 \ub2ec\ub7ec\uc5d0 \ub2ec\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4.<\/li>\n\n\n\n<li>\ub204\ubc45\ud06c, \ubaac\uc870, \ub808\ubcfc\ub8e8\ud2b8 \ub4f1 \uc120\ub3c4\uc801\uc778 \ucc4c\ub9b0\uc800 \uc740\ud589\uc740 \uc218\ubc31\ub9cc \uba85\uc758 \uace0\uac1d\uc744 \uc720\uce58\ud558\uba70 \ube60\ub978 \uc131\uc7a5\uacfc \uc2dc\uc7a5 \uc601\ud5a5\ub825\uc744 \uc785\uc99d\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n\n\n\n<li>\ucc4c\ub9b0\uc800 \uc740\ud589\uc740 \ub514\uc9c0\ud138 \ubc45\ud0b9 \ub3c4\uc785\uc774 \uac00\uc18d\ud654\ub418\uace0 \uc788\ub294 \ub77c\ud2f4 \uc544\uba54\ub9ac\uce74 \uac19\uc740 \uc9c0\uc5ed\uc5d0\uc11c \uc0ac\uc5c5\uc744 \ud655\uc7a5\ud558\uace0 \uad04\ubaa9\ud560 \ub9cc\ud55c \uc131\uacf5\uc744 \uac70\ub450\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n\n\n\n<li>\uc774\ub7ec\ud55c \uc131\uacf5\uc5d0\ub3c4 \ubd88\uad6c\ud558\uace0 \ucc4c\ub9b0\uc800 \uc740\ud589\uc740 \ub514\uc9c0\ud138 \ubc45\ud0b9 \ubd84\uc57c\uc758 \uce58\uc5f4\ud55c \uacbd\uc7c1 \uc18d\uc5d0\uc11c \uc9c0\uc18d \uac00\ub2a5\ud55c \uc218\uc775\uc131 \ub2ec\uc131, \uaddc\uc81c \uc900\uc218 \ube44\uc6a9 \uad00\ub9ac, \uace0\uac1d \uc720\uc9c0\uc640 \uac19\uc740 \uacfc\uc81c\uc5d0 \uc9c1\uba74\ud574 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">\ucc4c\ub9b0\uc800 \ubc45\ud06c\ub780 \ubb34\uc5c7\uc778\uac00\uc694?<\/h2>\n\n\n\n<figure class=\"wp-block-image\"><img loading=\"lazy\" decoding=\"async\" width=\"1344\" height=\"768\" src=\"https:\/\/www.investglass.com\/wp-content\/uploads\/2025\/09\/3d7f0587-a089-45ff-bc49-86ce912f0654-1.png\" alt=\"\uae30\uc874 \uc740\ud589\uacfc \ub300\uc870\ub418\ub294 \ucc4c\ub9b0\uc800 \uc740\ud589\uc744 \ub098\ud0c0\ub0b4\ub294 \uadf8\ub9bc\uc785\ub2c8\ub2e4.\" class=\"wp-image-48170\" srcset=\"https:\/\/www.investglass.com\/wp-content\/uploads\/2025\/09\/3d7f0587-a089-45ff-bc49-86ce912f0654-1.png 1344w, https:\/\/www.investglass.com\/wp-content\/uploads\/2025\/09\/3d7f0587-a089-45ff-bc49-86ce912f0654-1-300x171.png 300w, https:\/\/www.investglass.com\/wp-content\/uploads\/2025\/09\/3d7f0587-a089-45ff-bc49-86ce912f0654-1-1024x585.png 1024w, https:\/\/www.investglass.com\/wp-content\/uploads\/2025\/09\/3d7f0587-a089-45ff-bc49-86ce912f0654-1-768x439.png 768w\" sizes=\"(max-width: 1344px) 100vw, 1344px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Challenger banks are startups or smaller institutions disrupting traditional banking models with their innovative approaches and customer-centric services. Unlike traditional banks, these digital-first institutions operate entirely online, with no physical branches meaning they do not maintain physical locations allowing them to offer lower fees and improved user experiences. They hold full banking licenses, enabling them to provide a broader range of financial services under a regulatory framework.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uae30\uc220\uc744 \ud65c\uc6a9\ud558\ub294 \ucc4c\ub9b0\uc800 \uc740\ud589\uc740 \ud22c\uba85\ud558\uace0 \ud6a8\uc728\uc801\uc778 \uc11c\ube44\uc2a4\ub97c \ud1b5\ud574 \uace0\uac1d\uc5d0\uac8c \ud798\uc744 \uc2e4\uc5b4\uc90d\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ub514\uc9c0\ud138 \uc740\ud589 \ubaa8\ub378\uc740 \ubb3c\ub9ac\uc801 \uc9c0\uc810\uacfc \ub808\uac70\uc2dc \uc2dc\uc2a4\ud15c\uc5d0 \uc758\uc874\ud558\ub294 \uae30\uc874 \uc740\ud589\uacfc \ub69c\ub837\ud55c \ub300\uc870\ub97c \uc774\ub8f9\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc885\ud569\uc801\uc778 \uc11c\ube44\uc2a4\uc640 \uc9c1\uad00\uc801\uc778 \ubaa8\ubc14\uc77c \uc571\uc744 \ud1b5\ud55c \uae08\uc735 \uad00\ub9ac\uc758 \ud3b8\ub9ac\ud568 \ub54c\ubb38\uc5d0 \ucc4c\ub9b0\uc800 \uc740\ud589\uc744 \uc120\ud0dd\ud558\ub294 \uc18c\ube44\uc790\uac00 \ub298\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc11c\ube44\uc2a4\uc5d0\ub294 \ub514\uc9c0\ud138 \ud50c\ub7ab\ud3fc\uc744 \ud1b5\ud55c \uccad\uad6c\uc11c \ub0a9\ubd80 \ubc0f \uc1a1\uae08 \uc11c\ube44\uc2a4\uac00 \ud3ec\ud568\ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\ucc4c\ub9b0\uc800 \ubc45\ud06c\uc758 \uc5ed\uc0ac\uc801 \ub4f1\uc7a5<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\ucc4c\ub9b0\uc800 \ubc45\ud06c\uc758 \ub4f1\uc7a5\uc740 \uae30\uc874 \uc740\ud589\uc5d0 \ub300\ud55c \ub300\uc911\uc758 \uc2e0\ub8b0\uac00 \ud06c\uac8c \uc57d\ud654\ub41c 2008\ub144 \uae08\uc735 \uc704\uae30\uc758 \uc5ec\ud30c\ub85c \uac70\uc2ac\ub7ec \uc62c\ub77c\uac08 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uae08\uc735 \ud63c\ub780\uacfc \uc18c\ube44\uc790 \ubd88\ub9cc\uc740 \uc0c8\ub85c\uc6b4 \uc740\ud589 \uc194\ub8e8\uc158\uc744 \uc704\ud55c \ube44\uc625\ud55c \ud1a0\uc591\uc744 \ub9cc\ub4e4\uc5c8\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ubcc0\ud654\uc758 \uc8fc\uc694 \uc694\uc778\uc740 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>2012\ub144 \uae08\uc735 \uc11c\ube44\uc2a4\ubc95 \ubc0f \uacb0\uc81c \uc11c\ube44\uc2a4 \uc9c0\uce68(PSD2)\uacfc \uac19\uc740 \uaddc\uc81c \ubcc0\uacbd \uc0ac\ud56d<\/li>\n\n\n\n<li>\uae30\uc874 \uc740\ud589\uc758 API \uac1c\ubc29 \uc758\ubb34\ud654<\/li>\n\n\n\n<li>\uc2e0\uaddc \ucc38\uac00\uc790\uac00 \ud601\uc2e0\uc801\uc778 \ubc45\ud0b9 \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud560 \uc218 \uc788\ub3c4\ub85d \uc9c0\uc6d0\ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\uc774\ub7ec\ud55c \uaddc\uc81c \ubcc0\ud654 \uc774\uc804\uc5d0\ub294 \uc18c\uc218\uc758 \uae30\uc874 \ud50c\ub808\uc774\uc5b4\uac00 \uc740\ud589 \ubd80\ubb38\uc744 \uc9c0\ubc30\ud558\uc5ec \uae30\uc5c5\uc758 \uacbd\uc7c1\uacfc \ud601\uc2e0\uc774 \uc81c\ud55c\ub418\uace0 \ud604\uc0c1 \uc720\uc9c0\uc5d0 \uadf8\ucce4\uc2b5\ub2c8\ub2e4. \ucc4c\ub9b0\uc800 \uc740\ud589\uc758 \ub4f1\uc7a5\uc740 \uc18c\ube44\uc790\uc5d0\uac8c \uae30\uc874 \uc11c\ube44\uc2a4\uc5d0 \ub300\ud55c \uc2e4\ud589 \uac00\ub2a5\ud55c \ub300\uc548\uc744 \uc81c\uacf5\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc774 \uc0c8\ub85c\uc6b4 \uc740\ud589\ub4e4\uc740 \uae30\uc220 \ubc1c\uc804\uacfc \ubcc0\ud654\ud558\ub294 \uc18c\ube44\uc790 \uae30\ub300\uce58\ub97c \ud65c\uc6a9\ud558\uc5ec \uacbd\uc7c1\uc774 \uce58\uc5f4\ud55c \uc740\ud589 \ud658\uacbd\uc5d0\uc11c \ud2c8\uc0c8 \uc2dc\uc7a5\uc744 \uac1c\ucc99\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\ucc4c\ub9b0\uc800 \ubc45\ud06c\uc758 \uc8fc\uc694 \ud2b9\uc9d5<\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"701\" src=\"https:\/\/www.investglass.com\/wp-content\/uploads\/2025\/04\/InvestGlass-main-CRM-2024-c2cb8f3a-1-1024x701.png\" alt=\"\ud6a8\uacfc\uc801\uc778 \ud504\ub77c\uc774\ube57 \ubc45\ud0b9 CRM \uc2dc\uc2a4\ud15c InvestGlass\" class=\"wp-image-47024\" srcset=\"https:\/\/www.investglass.com\/wp-content\/uploads\/2025\/04\/InvestGlass-main-CRM-2024-c2cb8f3a-1-1024x701.png 1024w, https:\/\/www.investglass.com\/wp-content\/uploads\/2025\/04\/InvestGlass-main-CRM-2024-c2cb8f3a-1-300x205.png 300w, https:\/\/www.investglass.com\/wp-content\/uploads\/2025\/04\/InvestGlass-main-CRM-2024-c2cb8f3a-1-768x526.png 768w, https:\/\/www.investglass.com\/wp-content\/uploads\/2025\/04\/InvestGlass-main-CRM-2024-c2cb8f3a-1-1536x1052.png 1536w, https:\/\/www.investglass.com\/wp-content\/uploads\/2025\/04\/InvestGlass-main-CRM-2024-c2cb8f3a-1.png 2048w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\">\ud6a8\uacfc\uc801\uc778 \ud504\ub77c\uc774\ube57 \ubc45\ud0b9 CRM \uc2dc\uc2a4\ud15c InvestGlass<\/figcaption><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ucc4c\ub9b0\uc800 \uc740\ud589\uc740 \uc740\ud589 \uc5c5\ubb34\uc5d0 \ub300\ud55c \ucd5c\uc2e0 \uae30\uc220 \uc911\uc2ec\uc758 \uc811\uadfc \ubc29\uc2dd\uc5d0\uc11c \ub2e4\ub978 \uc740\ud589\uacfc \ucc28\ubcc4\ud654\ub429\ub2c8\ub2e4. \uc774\ub4e4\uc740 \ub354 \ub0ae\uc740 \uc218\uc218\ub8cc\ub97c \uc81c\uacf5\ud558\uace0, \ub354 \ube60\ub978 \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud558\uba70, \uc0ac\uc6a9\uc790 \uce5c\ud654\uc801\uc778 \uc778\ud130\ud398\uc774\uc2a4\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc774\ub7ec\ud55c \uc7a5\uc810\uc740 \ub514\uc9c0\ud138 \uc6b0\uc120\uc758 \ud50c\ub808\uc774\uc5b4 \uc6b4\uc601\uacfc \ubb3c\ub9ac\uc801 \uc9c0\uc810\uc774 \uc5c6\uae30 \ub54c\ubb38\uc5d0 \uac04\uc811\ube44\ub97c \ub0ae\uac8c \uc720\uc9c0\ud558\uace0 \ub354 \uba85\ud655\ud558\uace0 \ub0ae\uc740 \uc218\uc218\ub8cc \uad6c\uc870\ub97c \ud1b5\ud574 \uc808\uac10\ub41c \ube44\uc6a9\uc744 \uace0\uac1d\uc5d0\uac8c \uc804\uac00\ud560 \uc218 \uc788\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4. \uc774 \ud68c\uc0ac\ub294 \ud6a8\uc728\uc131\uc5d0 \uc911\uc810\uc744 \ub450\uace0 \uc6b4\uc601\ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ub9ce\uc740 \ucc4c\ub9b0\uc800 \uc740\ud589\uc774 \ub2e4\uc74c\uacfc \uac19\uc740 \uae30\ub2a5\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\uc2e4\uc2dc\uac04 \uacb0\uc81c \uc54c\ub9bc<\/li>\n\n\n\n<li>\uc0ac\uc6a9\uc790 \ucc38\uc5ec\uc640 \uc7ac\ubb34 \uad00\ub9ac\ub97c \uac15\ud654\ud558\ub294 \ud1b5\ud569 \uc608\uc0b0 \ub3c4\uad6c<\/li>\n\n\n\n<li>\ubaa8\ubc14\uc77c \uc571\uc744 \ud1b5\ud574 \uba87 \ubd84 \uc548\uc5d0 \uc644\ub8cc\ub418\ub294 \ube60\ub978 \uacc4\uc815 \uc124\uc815 \ud504\ub85c\uc138\uc2a4<\/li>\n\n\n\n<li>\uc218\uc218\ub8cc \uc5c6\ub294 \uad6d\uc81c \uc1a1\uae08<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Revolut \ubc0f Monzo\uc640 \uac19\uc740 \ucc4c\ub9b0\uc800 \uc740\ud589\uc740 \ud504\ub9ac\ubbf8\uc5c4 \uad6c\ub3c5 \ubaa8\ub378\uc744 \ud6a8\uacfc\uc801\uc73c\ub85c \uc0ac\uc6a9\ud558\uc5ec \ud5a5\uc0c1\ub41c \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud558\uace0 \uc9c0\uc18d\uc801\uc778 \uc218\uc775\uc6d0\uc744 \ucc3d\ucd9c\ud569\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc740\ud589\uc740 \ud3b8\uc758\uc131, \uc2dc\uac04 \uc808\uc57d \uae30\ub2a5, \ube44\uc6a9 \ud6a8\uc728\uc801\uc778 \ubc45\ud0b9 \uc571\uc5d0 \uc9d1\uc911\ud568\uc73c\ub85c\uc368 \ub514\uc9c0\ud138 \uc11c\ube44\uc2a4 \ub3c4\uc785\uc744 \ucd09\uc9c4\ud558\uace0 \uc18c\ube44\uc790\uc758 \uae30\ub300\uce58\ub97c \uc7ac\uad6c\uc131\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\ucc4c\ub9b0\uc800 \uc740\ud589\uc758 \uc6b4\uc601 \ubc29\uc2dd<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\ucc4c\ub9b0\uc800 \uc740\ud589\uc740 \uc8fc\ub85c \uc628\ub77c\uc778\uc73c\ub85c \uc6b4\uc601\ub418\uba70 \ubaa8\ubc14\uc77c \uc571\uacfc \ub514\uc9c0\ud138 \ud50c\ub7ab\ud3fc\uc744 \ud65c\uc6a9\ud558\uc5ec \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ub514\uc9c0\ud138 \uc6b0\uc120 \uc811\uadfc \ubc29\uc2dd\uc744 \ud1b5\ud574 \uae30\uc874 \uc740\ud589\uacfc \ucc28\ubcc4\ud654\ub418\ub294 \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\uba87 \ubd84 \uc548\uc5d0 \uc644\ub8cc\ud560 \uc218 \uc788\ub294 \uc778\uc2a4\ud134\ud2b8 \uacc4\uc88c \uac1c\uc124 \ud504\ub85c\uc138\uc2a4<\/li>\n\n\n\n<li>\ubb3c\ub9ac\uc801 \uc9c0\uc810\uc774 \ud544\uc694\ud558\uc9c0 \uc54a\uc73c\ubbc0\ub85c \ub2e4\uc74c\uacfc \uac19\uc740 \uc6b0\uc120\uc21c\uc704\ub97c \uc9c0\uc815\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <a href=\"https:\/\/www.investglass.com\/ko\/kyc-%ec%9d%b8%ec%a6%9d-%ec%9e%90%eb%8f%99%ed%99%94-%eb%b0%a9%eb%b2%95-%ea%b2%8c%ec%9e%84-%ec%9e%90%eb%8f%99%ed%99%94-%eb%b0%8f-%ea%b0%9c%eb%b0%9c%ed%95%98%ea%b8%b0\/\" target=\"_self\" rel=\"noopener noreferrer\">\ube60\ub978 \uc628\ubcf4\ub529<\/a><\/li>\n\n\n\n<li>\ud22c\uba85\ud55c \uac00\uaca9 \ucc45\uc815, \uace0\uac1d \uc815\uc11c\uc640 \uace0\uac1d \uc720\uc9c0\uc5d0 \uae0d\uc815\uc801\uc778 \uc601\ud5a5\uc744 \ubbf8\uce68<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\ucc44\ud305 \uae30\ub2a5\uacfc \uac19\uc740 \uc778\uc571 \uace0\uac1d \uc9c0\uc6d0 \uae30\ub2a5\uc740 \ub9ce\uc740 \uc2e0\uc0dd \uc740\ud589\uc758 \ud544\uc218 \uae30\ub2a5\uc73c\ub85c \uc0ac\uc6a9\uc790\ub4e4\ub85c\ubd80\ud130 \ud638\ud3c9\uc744 \ubc1b\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ub514\uc9c0\ud138 \uc804\uc6a9 \uc811\uadfc \ubc29\uc2dd\uc5d0\ub294 \uc5b4\ub824\uc6c0\uc774 \ub530\ub97c \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ud2b9\ud788 \uac1c\uc778 \uc11c\ube44\uc2a4\ub97c \uc911\uc2dc\ud558\ub294 \uc2dc\uc7a5\uc5d0\uc11c\ub294 \ub354\uc6b1 \uadf8\ub807\uc2b5\ub2c8\ub2e4. \uadf8\ub7fc\uc5d0\ub3c4 \ubd88\uad6c\ud558\uace0 \ub514\uc9c0\ud138 \uc6b4\uc601\uc758 \ud6a8\uc728\uc131\uacfc \ud3b8\uc758\uc131\uc73c\ub85c \uc778\ud574 \uc810\uc810 \ub354 \ub9ce\uc740 \uc18c\ube44\uc790\ub4e4\uc774 \ub514\uc9c0\ud138\uc744 \uc120\ud638\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\ucc4c\ub9b0\uc800 \ubc45\ud06c\uc758 \uc548\uc804\uacfc \uc2e0\ub8b0<\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/www.investglass.com\/wp-content\/uploads\/2023\/02\/8iypumbarzo-1024x683.jpg\" alt=\"\uc2a4\uc704\uc2a4 CRM InvestGlass\" class=\"wp-image-35449\" srcset=\"https:\/\/www.investglass.com\/wp-content\/uploads\/2023\/02\/8iypumbarzo-1024x683.jpg 1024w, https:\/\/www.investglass.com\/wp-content\/uploads\/2023\/02\/8iypumbarzo-300x200.jpg 300w, https:\/\/www.investglass.com\/wp-content\/uploads\/2023\/02\/8iypumbarzo-768x512.jpg 768w, https:\/\/www.investglass.com\/wp-content\/uploads\/2023\/02\/8iypumbarzo-1536x1024.jpg 1536w, https:\/\/www.investglass.com\/wp-content\/uploads\/2023\/02\/8iypumbarzo.jpg 1600w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\">\uc2a4\uc704\uc2a4 CRM InvestGlass<\/figcaption><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ucc4c\ub9b0\uc800 \uc740\ud589\uc740 \uae30\uc874 \uc740\ud589\uacfc \ub3d9\uc77c\ud55c \uaddc\uc81c \uc694\uac74\uc5d0 \ub530\ub77c \uc6b4\uc601\ub418\uba70, \ud655\ub9bd\ub41c \uae08\uc735 \uac00\uc774\ub4dc\ub77c\uc778\uc744 \uc900\uc218\ud569\ub2c8\ub2e4. \ub2e4\uc74c\uacfc \uac19\uc740 \ud2b9\uc9d5\uc744 \uacf5\uc720\ud569\ub2c8\ub2e4:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\uae30\uc874 \uc740\ud589\uacfc \ub3d9\uc77c\ud55c \ub2f9\uad6d\uc758 \uaddc\uc81c\ub97c \ubc1b\uc2b5\ub2c8\ub2e4.<\/li>\n\n\n\n<li>\uc885\uc885 \uc18c\ube44\uc790 \uc2e0\ub8b0\uc640 \uc548\uc804\uc744 \uac15\ud654\ud558\ub294 \uc608\uae08 \ubcf4\ud638 \uc81c\ub3c4\ub97c \uac16\ucd94\uace0 \uc788\uc5b4 \uc2e0\uc0dd \uc740\ud589\uc774 \uc548\uc804\ud569\ub2c8\ub2e4.<\/li>\n\n\n\n<li>\uc601\uad6d\uc5d0\uc11c\ub294 \uc740\ud589 \ub77c\uc774\uc120\uc2a4\ub97c \ubcf4\uc720\ud55c \ucc4c\ub9b0\uc800 \uc740\ud589\uc5d0 \ub300\ud55c \uc608\uae08 \ubcf4\ud638\uac00 \uc801\uaca9 \uace0\uac1d\uc5d0\uac8c \ucd5c\ub300 \u00a385,000\uae4c\uc9c0 \ubcf4\uc7a5\ub429\ub2c8\ub2e4.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Chime\uacfc \uac19\uc740 \uc77c\ubd80 \ub124\uc624\ubc45\ud06c\ub294 \uc790\uccb4\uc801\uc73c\ub85c \uc815\uc2dd \uc740\ud589 \ub77c\uc774\uc120\uc2a4\ub97c \ubcf4\uc720\ud558\uc9c0\ub294 \uc54a\uc9c0\ub9cc, \ub354 \ubc45\ucf54\ud504 \uc740\ud589\uacfc \uac19\uc740 \uaddc\uc81c \uae30\uad00\uacfc \uc81c\ud734\ud558\uc5ec \uae08\uc735 \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc2e0\uc0dd \uc740\ud589\uc758 \ubcf4\uc548 \uae30\ub2a5\uc740 \uac15\ub825\ud55c \ud3b8\uc774\uba70, \uc0dd\uccb4 \uc778\uc2dd \ub85c\uadf8\uc778\uacfc 2\ub2e8\uacc4 \uc778\uc99d\uc744 \ud1b5\ud574 \uacc4\uc88c\ub97c \ubcf4\ud638\ud558\ub294 \uacbd\uc6b0\uac00 \ub9ce\uc2b5\ub2c8\ub2e4. \uadf8\ub7ec\ub098 Revolut\uacfc \uac19\uc774 \ub2e4\ub978 \uaddc\uc815\uc5d0 \ub530\ub77c \uc6b4\uc601\ub418\ub294 \uc77c\ubd80 \uc804\uc790 \ud654\ud3d0 \uae30\uad00\uc740 \uace0\uac1d \uc790\uae08 \ubcf4\ud638 \uae30\ub2a5\uc744 \uc81c\uacf5\ud558\uc9c0 \uc54a\ub294\ub2e4\ub294 \uc810\uc5d0 \uc720\uc758\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud2b9\ud788 \uc0ac\uc774\ubc84 \ubcf4\uc548 \ubc0f \uc790\uae08 \uc138\ud0c1 \ubc29\uc9c0 \ubd84\uc57c\uc5d0\uc11c \uaddc\uc815 \uc900\uc218 \ube44\uc6a9\uc774 \uc99d\uac00\ud558\ub294 \uac83\uc740 \uc2e0\uc0dd \uc740\ud589\uc774 \uc9c1\uba74\ud55c \uaddc\uc81c \uc870\uc0ac\uac00 \uc99d\uac00\ud558\uace0 \uc788\uc74c\uc744 \ubc18\uc601\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\ucc4c\ub9b0\uc800 \ubc45\ud06c \uc2dc\uc7a5\uc758 \uc8fc\uc694 \ud50c\ub808\uc774\uc5b4<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\ucc4c\ub9b0\uc800 \ubc45\ud06c \uc2dc\uc7a5\uc5d0\ub294 \uc5ec\ub7ec \uc8fc\uc694 \uc5c5\uccb4\uac00 \uc9c4\ucd9c\ud574 \uc788\uc73c\uba70, \uac01 \uc5c5\uccb4\ub294 \uc774 \ubd84\uc57c\uc758 \ube60\ub978 \uc131\uc7a5\uacfc \ud601\uc2e0\uc5d0 \uae30\uc5ec\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. Monzo, Revolut, Starling Bank\ub294 \uc601\uad6d \ucd5c\uace0\uc758 \ucc4c\ub9b0\uc800 \ubc45\ud06c \uc911 \ud558\ub098\ub85c, \uac01\uac01 \uace0\uc720\ud55c \uc11c\ube44\uc2a4\uc640 \uc0c1\ub2f9\ud55c \uc2dc\uc7a5 \uc785\uc9c0\ub97c \ud655\ubcf4\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. Monzo\ub294 \uc120\ubd88 \uc9c1\ubd88 \uce74\ub4dc \uc11c\ube44\uc2a4\ub85c \uc2dc\uc791\ud558\uc5ec 2017\ub144\uc5d0 \uc815\uc2dd \uc740\ud589 \ub77c\uc774\uc120\uc2a4\ub97c \ucde8\ub4dd\ud558\uc5ec \uc885\ud569\uc801\uc778 \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud560 \uc218 \uc788\uac8c \ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">2017\ub144 \ucd9c\ubc94\ud55c \uc2a4\ud0c8\ub9c1 \ubc45\ud06c\ub294 \ucd1d 7\uc5b5 1,500\ub9cc \ud30c\uc6b4\ub4dc\uc758 \uc790\uae08\uc744 \uc870\ub2ec\ud558\uba70 \ud0c4\ud0c4\ud55c \uc7ac\uc815\uc801 \uc9c0\uc6d0\uacfc \uc131\uc7a5 \uc7a0\uc7ac\ub825\uc744 \ubcf4\uc5ec\uc8fc\uc5c8\uc2b5\ub2c8\ub2e4. \ub610 \ub2e4\ub978 \uc8fc\uc694 \uc5c5\uccb4\uc778 Revolut\uc740 2015\ub144\uc5d0 \uc601\uad6d\uc5d0\uc11c \ucd9c\uc2dc\ub418\uc5c8\uc73c\uba70, \ud558\ub8e8\uc5d0 \uc57d 8,000\uac1c\uc758 \uacc4\uc88c\ub97c \uac1c\uc124\ud558\uc5ec \uc6d4\uac04 \ud65c\uc131 \uc0ac\uc6a9\uc790 \uc218\uac00 \uc57d 120\ub9cc \uba85\uc73c\ub85c \uc131\uc7a5\ud588\uc2b5\ub2c8\ub2e4. Revolut\uc740 \ud658\uc804, \uc9c1\ubd88\uce74\ub4dc, \uac00\uc0c1 \uce74\ub4dc \ub4f1 \ub2e4\uc591\ud55c \uae30\ub2a5\uc744 \uc81c\uacf5\ud558\uc5ec \uad6d\uc81c \uac70\ub798\uc5d0 \ub300\ud55c \uc0ac\uc6a9\uc790 \uacbd\ud5d8\uc744 \ud5a5\uc0c1\uc2dc\ud0b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ubc84\uc9c4 \uba38\ub2c8\ub294 \ub178\ub358 \ub85d\uc774 \ubb38\uc744 \ub2eb\uc740 \ud6c4 \uc124\ub9bd\ub41c \ub610 \ub2e4\ub978 \uc911\uc694\ud55c \ucc4c\ub9b0\uc800 \uc740\ud589\uc785\ub2c8\ub2e4. \ud604\ub300\uc801\uc778 \uc811\uadfc \ubc29\uc2dd\uacfc \ub514\uc9c0\ud138 \ubc45\ud0b9 \uc11c\ube44\uc2a4\ub97c \uac15\uc870\ud558\ub294 \uc601\uad6d \uc18c\ub9e4 \uc740\ud589\uc758 \uc0c8\ub85c\uc6b4 \ubb3c\uacb0\uc744 \ub300\ud45c\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">2023\ub144 8\uc6d4 \uc11c\ube44\uc2a4 \ud488\uc9c8 \uc124\ubb38\uc870\uc0ac\uc5d0\uc11c 1\uc704\ub97c \ucc28\uc9c0\ud55c \uac83\uc774 Monzo\uc758 \uac15\ub825\ud55c \uace0\uac1d \uc11c\ube44\uc2a4 \uba85\uc131\uc744 \uc785\uc99d\ud569\ub2c8\ub2e4. \ubb34\ub8cc \ud1b5\ud654 \ubcc0\ud658 \ubc0f ATM \uc778\ucd9c\uacfc \uac19\uc740 Revolut\uc758 \ucd08\uae30 \uae30\ub2a5\uc740 \ud574\uc678 \uc9c0\ucd9c\uc744 \uc704\ud55c \uc778\uae30 \uc788\ub294 \uc120\ud0dd\uc774 \ub418\uc5c8\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc8fc\uc694 \uc5c5\uccb4\ub294 \ub192\uc740 \uae30\uc900\uc744 \uc124\uc815\ud558\uc5ec \ucc4c\ub9b0\uc800 \ubc45\ud06c \uc2dc\uc7a5\uc5d0\uc11c \ud601\uc2e0\uacfc \uace0\uac1d \ub9cc\uc871\uc744 \uc8fc\ub3c4\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\ucc4c\ub9b0\uc800 \ubc45\ud06c\uc758 \uae30\uc220 \ud601\uc2e0<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\ucc4c\ub9b0\uc800 \uc740\ud589\uc740 \uc740\ud589 \uc5c5\uacc4\uc5d0\uc11c \uae30\uc220 \ud601\uc2e0\uc758 \uc120\ub450\uc5d0 \uc11c \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub4e4\uc740 \uac1c\uc778\ud654\ub41c \uc11c\ube44\uc2a4\uc640 \ubbfc\ucca9\ud55c \uc6b4\uc601\uc5d0 \uc911\uc810\uc744 \ub450\uace0 \uc740\ud589 \ubaa8\ub378\uc744 \uc7ac\ud3b8\ud558\uae30 \uc704\ud574 AI\ub97c \ube60\ub974\uac8c \ub3c4\uc785\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc740\ud589\uc740 AI\ub97c \uae30\ubc18\uc73c\ub85c \ud55c \ucd08\uac1c\uc778\ud654\ub97c \ud1b5\ud574 \uac1c\ubcc4 \uc0ac\uc6a9\uc790\uc758 \ud589\ub3d9\uacfc \uc0c1\ud669\uc5d0 \ub9de\uac8c \uae08\uc735 \uc0c1\ud488\uc744 \ub9de\ucda4\ud654\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc624\ud508 API\uc640 \ubaa8\ub4c8\uc2dd \uae30\uc220\uc744 \ud1b5\ud574 \uc2e0\uc0dd \uc740\ud589\uc740 \ube60\ub974\uac8c \uc801\uc751\ud558\uace0 \ud6a8\uc728\uc801\uc73c\ub85c \ud655\uc7a5\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uae30\uc220\uc740 \uc6d0\ud65c\ud55c \ub370\uc774\ud130 \ud750\ub984\uc744 \ucd09\uc9c4\ud558\uace0 \ubcf4\uc548\uc744 \uadf9\ub300\ud654\ud558\uc5ec \uc740\ud589\uc774 \ub354 \ub0ae\uc740 \uc218\uc218\ub8cc\uc640 \ub354 \ube60\ub978 \uc11c\ube44\uc2a4 \ub4f1 \uacbd\uc7c1\ub825 \uc788\ub294 \uc0c1\ud488\uc744 \uc81c\uacf5\ud560 \uc218 \uc788\ub3c4\ub85d \uc9c0\uc6d0\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ub610\ud55c, <a href=\"https:\/\/www.investglass.com\/ko\/%ec%a4%91%ec%95%99%ec%9d%80%ed%96%89%ec%9d%98-%ed%86%b5%ed%99%94-%ec%a0%95%ec%b1%85%ea%b3%bc-%ec%9d%98%ec%82%ac-%ea%b2%b0%ec%a0%95-%ea%b3%bc%ec%a0%95%ec%97%90-%eb%8c%80%ed%95%9c-ai%ec%9d%98-%ec%98%81\/\" target=\"_self\" rel=\"noopener noreferrer\">AI \ub3c4\uad6c<\/a> \uaddc\uc81c \uc694\uad6c \uc0ac\ud56d\uc744 \uc608\uce21\ud558\uace0 \uc704\ud5d8 \ud3c9\uac00\ub97c \uc790\ub3d9\ud654\ud558\uc5ec \uaddc\uc815 \uc900\uc218 \ud504\ub85c\uc138\uc2a4\ub97c \uac1c\uc120\ud568\uc73c\ub85c\uc368 \uc740\ud589\uc774 \uaddc\uc815\uc744 \uc900\uc218\ud558\ub294 \ub3d9\uc2dc\uc5d0 \ub2e4\uc74c\uc744 \uc81c\uacf5\ud558\ub3c4\ub85d \ubcf4\uc7a5\ud569\ub2c8\ub2e4. <a href=\"https:\/\/www.investglass.com\/ko\/%ec%9d%80%ed%96%89%ec%9d%84-%ec%9c%84%ed%95%9c-%ec%8b%ac%ec%b8%b5-%ea%b2%80%ed%86%a0-%ec%97%90%ec%9d%b4%ec%a0%84%ed%8a%b8-ai\/\" target=\"_self\" rel=\"noopener noreferrer\">\ud601\uc2e0\uc801\uc778 \uba38\uc2e0 \ub7ec\ub2dd \uc194\ub8e8\uc158<\/a>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\uc2dc\uc7a5 \ub3d9\ud5a5 \ubc0f \uc131\uc7a5 \ud1b5\uacc4<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\uae00\ub85c\ubc8c \uc2e0\uc0dd \ubc0f \ucc4c\ub9b0\uc800 \uc740\ud589 \uc5c5\uacc4\ub294 \uad04\ubaa9\ud560 \ub9cc\ud55c \uc131\uc7a5 \uada4\ub3c4\ub97c \ub2ec\ub9ac\uace0 \uc788\uc2b5\ub2c8\ub2e4:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>2024\ub144 696\uc5b5 \ub2ec\ub7ec\uc5d0\uc11c 2034\ub144 \uc57d 6,982\uc5b5 \ub2ec\ub7ec\ub85c \uc131\uc7a5\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4.<\/li>\n\n\n\n<li>2025\ub144\uc5d0\uc11c 2034\ub144 \uc0ac\uc774 26.5%\uc758 CAGR\uc744 \ubc18\uc601\ud569\ub2c8\ub2e4.<\/li>\n\n\n\n<li>\uc131\uc7a5\uc758 \uc6d0\ub3d9\ub825 <a href=\"https:\/\/www.investglass.com\/ko\/2023%eb%85%84-%ec%82%ac%ec%9a%b0%eb%94%94%ec%95%84%eb%9d%bc%eb%b9%84%ec%95%84-%ec%b5%9c%ea%b3%a0%ec%9d%98-%eb%94%94%ec%a7%80%ed%84%b8-%ec%9d%80%ed%96%89\/\" target=\"_self\" rel=\"noopener noreferrer\">\ub514\uc9c0\ud138 \uc804\uc6a9 \ubc45\ud0b9 \uc11c\ube44\uc2a4 \ub3c4\uc785 \ud655\ub300<\/a><\/li>\n\n\n\n<li>2024\ub144 \ub514\uc9c0\ud138 \uc804\uc6a9 \ubc45\ud0b9\uc740 450\uc5b5 \ub2ec\ub7ec \uc774\uc0c1\uc744 \ucc28\uc9c0\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4.<\/li>\n\n\n\n<li>\ub514\uc9c0\ud138 \uc804\uc6a9 \ubc45\ud0b9\uc740 \uc2dc\uc7a5 \uc810\uc720\uc728\uc758 70% \uc774\uc0c1\uc744 \ucc28\uc9c0\ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">2024\ub144 \uac1c\uc778 \uc18c\ube44\uc790\ub294 \ub124\uc624 \ubc0f \ucc4c\ub9b0\uc800 \ubc45\ud06c \uc2dc\uc7a5\uc5d0\uc11c \uc57d 63.5%\ub97c \ucc28\uc9c0\ud588\uc2b5\ub2c8\ub2e4. \uc774 \ubd80\ubb38\uc740 2025\ub144\ubd80\ud130 2033\ub144\uae4c\uc9c0 22.8%\uc758 \uc5f0\ud3c9\uade0 \uc131\uc7a5\ub960\ub85c \uc131\uc7a5\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uae08\uc735 \uc11c\ube44\uc2a4\ub97c \ube44\uae08\uc735 \ud50c\ub7ab\ud3fc\uc5d0 \ud1b5\ud569\ud558\ub294 \uac83\uc740 \uc2e0\uc0dd \uc740\ud589\uc774 \uc0c8\ub85c\uc6b4 \uace0\uac1d\uc744 \ud655\ubcf4\ud558\uace0 \uc11c\ube44\uc2a4 \uc81c\uacf5\uc744 \uac15\ud654\ud560 \uc218 \uc788\ub294 \uae30\ud68c\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\uacbd\uc7c1 \ud658\uacbd<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\ucc4c\ub9b0\uc800 \uc740\ud589\uc740 \ud5a5\uc0c1\ub41c \ub514\uc9c0\ud138 \uc194\ub8e8\uc158\uacfc \uace0\uac1d \uc911\uc2ec \uc11c\ube44\uc2a4\ub97c \ud1b5\ud574 \uae30\uc874 \uc740\ud589\uc5d0 \u2018\ub3c4\uc804'\ud558\ub3c4\ub85d \uc124\uacc4\ub418\uc5c8\uc2b5\ub2c8\ub2e4. \uc774\ub4e4\uc758 \ube60\ub978 \uc131\uc7a5\uc740 \uae30\uc220 \ubc1c\uc804\uc744 \ud65c\uc6a9\ud558\uace0 \uc2dc\uc7a5 \uc218\uc694\uc5d0 \uc2e0\uc18d\ud558\uac8c \ub300\uc751\ud560 \uc218 \uc788\ub294 \ub2a5\ub825\uc5d0 \ud798\uc785\uc740 \uac83\uc785\ub2c8\ub2e4. \ub9ce\uc740 \ucc4c\ub9b0\uc800 \ubc45\ud06c\ub294 \ucca8\ub2e8 \ub514\uc9c0\ud138 \ud50c\ub7ab\ud3fc\uc744 \ud65c\uc6a9\ud558\uc5ec \uace0\uac1d \uacbd\ud5d8\uc744 \uac04\uc18c\ud654\ud568\uc73c\ub85c\uc368 \uae30\uc874 \uc740\ud589\uc5d0 \ube44\ud574 \uc0c1\ub2f9\ud55c \uc774\uc810\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud540\ud14c\ud06c \uae30\uc5c5\uacfc \uae30\uc874 \uc740\ud589 \uac04\uc758 \ud611\uc5c5\uc740 \ud754\ud55c \uc77c\uc774\uba70, \ub9ce\uc740 \uc2e0\uc0dd \uc740\ud589\uc774 \ub77c\uc774\uc120\uc2a4\ub97c \ubcf4\uc720\ud55c \uc740\ud589\uacfc \ud30c\ud2b8\ub108\uc2ed\uc744 \ub9fa\uc5b4 \uc0ac\uc5c5 \ubc94\uc704\ub97c \ud655\uc7a5\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ud30c\ud2b8\ub108\uc2ed\uc740 \uc2e0\uc0dd \uc740\ud589\uc758 \ud601\uc2e0\uc801\uc778 \uc194\ub8e8\uc158\uc744 \ud1b5\ud569\ud558\uc5ec \uc11c\ube44\uc2a4\uc640 \uace0\uac1d \uacbd\ud5d8\uc744 \ud5a5\uc0c1\uc2dc\ud0b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uacbd\uc7c1\uc5d0 \ub300\uc751\ud558\uae30 \uc704\ud574 \uae30\uc874 \uc740\ud589\uc740 \ub2e4\uc74c\uacfc \uac19\uc774 \ub178\ub825\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. <a href=\"https:\/\/www.investglass.com\/ko\/%ec%9d%80%ed%96%89-%ec%97%85%eb%ac%b4%ec%97%90%ec%84%9c-%ec%b0%a8%eb%b3%84%ed%99%94%eb%a5%bc-%ec%8b%a4%ed%98%84%ed%95%98%eb%8a%94-5%ea%b0%80%ec%a7%80-%eb%b0%a9%eb%b2%95\/\" target=\"_self\" rel=\"noopener noreferrer\">\uc9c4\ud654\ud558\ub294 \uae08\uc735 \ud658\uacbd\uc5d0\uc11c \uacbd\uc7c1\ub825\uc744 \uc720\uc9c0\ud558\uae30 \uc704\ud574 \ub514\uc9c0\ud138 \uc11c\ube44\uc2a4\ub97c \uac1c\uc120\ud558\uace0 \ucca8\ub2e8 \uae30\uc220\uc744 \ub3c4\uc785\ud569\ub2c8\ub2e4.<\/a>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\ucc4c\ub9b0\uc800 \uc740\ud589\uc744 \uc704\ud55c \ubbf8\ub798 \uae30\ud68c<\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/www.investglass.com\/wp-content\/uploads\/2023\/01\/InvestGlass-AlexandreGaillard-CEO-1024x683.png\" alt=\"\uc54c\ub809\uc0b0\ub4dc\ub974 \uae38\ub77c\ub4dc\uc640 \uadf8\uc758 \ud300 InvestGlass\uc640 \ud568\uaed8 \uc740\ud589\uc744 \uad6c\ucd95\ud558\uc138\uc694.\" class=\"wp-image-48105\" srcset=\"https:\/\/www.investglass.com\/wp-content\/uploads\/2023\/01\/InvestGlass-AlexandreGaillard-CEO-1024x683.png 1024w, https:\/\/www.investglass.com\/wp-content\/uploads\/2023\/01\/InvestGlass-AlexandreGaillard-CEO-300x200.png 300w, https:\/\/www.investglass.com\/wp-content\/uploads\/2023\/01\/InvestGlass-AlexandreGaillard-CEO-768x512.png 768w, https:\/\/www.investglass.com\/wp-content\/uploads\/2023\/01\/InvestGlass-AlexandreGaillard-CEO-1536x1024.png 1536w, https:\/\/www.investglass.com\/wp-content\/uploads\/2023\/01\/InvestGlass-AlexandreGaillard-CEO.png 2048w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\">\uc54c\ub809\uc0b0\ub4dc\ub974 \uae38\ub77c\ub4dc\uc640 \uadf8\uc758 \ud300 InvestGlass\uc640 \ud568\uaed8 \uc740\ud589\uc744 \uad6c\ucd95\ud558\uc138\uc694.<\/figcaption><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ubbf8\ub798\ub294 \ud2b9\ud788 \uc2e0\uc0dd \uc740\ud589\uc5d0\uac8c \uc911\uc694\ud55c \uae30\ud68c\uac00 \ub420 \uac83\uc785\ub2c8\ub2e4:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\uae30\uc874 \uc740\ud589\uc5d0\uc11c \uc18c\ud640\ud788 \ub2e4\ub8e8\uc5b4\uc84c\ub358 \uc911\uc18c\uae30\uc5c5\uc744 \uc9c0\uc6d0\ud569\ub2c8\ub2e4.<\/li>\n\n\n\n<li>\uc2a4\ub9c8\ud2b8\ud3f0 \ubcf4\uae09\ub960\uc774 \ub192\uc740 \uc2e0\ud765 \uc2dc\uc7a5\uc73c\ub85c \ud655\uc7a5\ud558\uc5ec \ub354 \ub9ce\uc740 \uace0\uac1d\uce35\uc744 \ud655\ubcf4\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n\n\n\n<li>\uc778\uadfc \uc2dc\uc7a5\uc5d0\uc11c \uc785\uc9c0\ub97c \ub2e4\uc9c0\uace0 \uc6b4\uc601 \ud6a8\uc728\uc131\uc744 \uac1c\uc120\ud558\uae30 \uc704\ud574 \uc9c0\uc5ed \ud655\uc7a5\uc744 \ucd94\uad6c\ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\uc9c0\uc18d \uac00\ub2a5\uc131 \uc774\ub2c8\uc154\ud2f0\ube0c\ub97c \ubc1c\uc804\uc2dc\ud0a4\uace0 \ubaa8\ubc94 \uc0ac\ub840\ub97c \uacf5\uc720\ud558\uae30 \uc704\ud55c \ud540\ud14c\ud06c\uc640\uc758 \ud30c\ud2b8\ub108\uc2ed\uc774 \uc99d\uac00\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc120\ub3c4\uc801\uc778 \ub514\uc9c0\ud138 \uc740\ud589\ub4e4\uc740 \uc11c\ube44\uc2a4\ud615 \ubc45\ud0b9(BaaS) \ubc0f \uae30\uc220 \uc194\ub8e8\uc158\uacfc \uac19\uc740 \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud568\uc73c\ub85c\uc368 \uc218\uc775\uc6d0\uc744 \ub2e4\uac01\ud654\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc0ac\uc6a9\uc790 \ud53c\ub4dc\ubc31\uc740 \uae30\ub2a5 \uac1c\ubc1c\uc5d0 \ud070 \uc601\ud5a5\uc744 \ubbf8\uce58\uba70, \uace0\uac1d\uc758 \uc694\uad6c\ub97c \ucda9\uc871\ud558\uace0 \uace0\uac1d\ud300\uc774 \uc815\ubcf4\uc5d0 \uc785\uac01\ud55c \uacb0\uc815\uc744 \ub0b4\ub9b4 \uc218 \uc788\ub3c4\ub85d \ud569\ub2c8\ub2e4. \ud601\uc2e0\uacfc \uc7ac\uc815\uc801 \uc548\uc815\uc131\uc758 \uade0\ud615\uc744 \ub9de\ucd94\uace0 \uc18c\uc678\ub41c \uc778\uad6c \ud1b5\uacc4\ub97c \ud574\uacb0\ud558\ub294 \uac83\uc740 \uc131\uacf5\uc744 \uc704\ud574 \ub9e4\uc6b0 \uc911\uc694\ud55c \uad00\uc2ec\uc0ac\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\uace0\uac1d \uacbd\ud5d8 \ubc0f \uc0ac\uc6a9\uc790 \uc778\ud130\ud398\uc774\uc2a4<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\ucc4c\ub9b0\uc800 \uc740\ud589\uc740 \uae08\uc735 \uae30\uc220 \ud601\uc2e0\uc744 \ud1b5\ud574 \uace0\uac1d \uacbd\ud5d8\uc744 \ud5a5\uc0c1\ud558\ub294 \ub370 \uc911\uc810\uc744 \ub461\ub2c8\ub2e4. \uc774\ub4e4\uc740 \ud0c0\uc0ac \uae08\uc735 \uc571\uacfc\uc758 \uac15\ub825\ud55c \ud1b5\ud569 \uae30\ub2a5\uc744 \uc81c\uacf5\ud558\uc5ec \uc0ac\uc6a9\uc790 \uacbd\ud5d8\uc744 \ud06c\uac8c \ud5a5\uc0c1\uc2dc\ud0b5\ub2c8\ub2e4. \ubaa8\ubc14\uc77c \uc571\uc758 \ud6a8\uc728\uc131\uc740 \uc0ac\uc6a9\uc790 \uc0c1\ud638 \uc791\uc6a9\uc758 \ud575\uc2ec\uc774\uba70, \uace0\uac1d \ub9cc\uc871\ub3c4\ub294 \uc774\ub7ec\ud55c \uc571\uc758 \uc0ac\uc6a9 \ud3b8\uc758\uc131\uacfc \ub808\uc774\uc544\uc6c3\uc5d0 \ud06c\uac8c \uc88c\uc6b0\ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uace0\uac1d\uc758 \uae30\ub300\uce58\uac00 \ub192\uc73c\uba74 \uc774\ub97c \ucda9\uc871\ud558\uc9c0 \ubabb\ud558\uba74 \ubd80\uc815\uc801\uc778 \uc815\uc11c\ub85c \uc774\uc5b4\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \ubbf8\uc801 \ub514\uc790\uc778\ubcf4\ub2e4 \uae30\ub2a5\uc131\uc744 \uc6b0\uc120\uc2dc\ud558\ub294 \uc740\ud589\uc740 \uae0d\uc815\uc801\uc778 \ud53c\ub4dc\ubc31\uc744 \ub354 \ub9ce\uc774 \ubc1b\ub294 \uacbd\ud5a5\uc774 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc18c\ube44\uc790 \ud53c\ub4dc\ubc31\uc5d0 \ub530\ub974\uba74 \ubaa8\ubc14\uc77c \uc571\uc758 \uc6d0\ud65c\ud55c \uc0ac\uc6a9\uc790 \uacbd\ud5d8\uacfc \uae30\ub2a5\uc774 \uc804\ubc18\uc801\uc778 \ub9cc\uc871\ub3c4\uc5d0 \uc911\uc694\ud55c \uc694\uc18c\ub85c \uc791\uc6a9\ud558\ub294 \uac83\uc73c\ub85c \ub098\ud0c0\ub0ac\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\ucc4c\ub9b0\uc800 \uc740\ud589\uc774 \uc81c\uacf5\ud558\ub294 \uae08\uc735 \uc0c1\ud488<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\ucc4c\ub9b0\uc800 \uc740\ud589\uc740 \uace0\uc218\uc775 \uc608\uae08 \uacc4\uc88c \ubc0f \uae30\ud0c0 \ud601\uc2e0\uc801\uc778 \uc635\uc158\uacfc \uac19\uc740 \ub2e4\uc591\ud55c \uc800\ucd95 \uc0c1\ud488\uacfc \uac1c\uc778 \ub300\ucd9c \ubc0f \uc2e0\uc6a9 \uce74\ub4dc \ub4f1 \uae30\uc874 \uc740\ud589\uacfc \uc720\uc0ac\ud55c \ub2e4\uc591\ud55c \uae08\uc735 \uc0c1\ud488\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, Monzo\ub294 \uace0\uac1d\uc774 \ub300\ucd9c\uc774\ub098 \uad6c\ub9e4\uc5d0 \ub300\ud574 \uc2dc\uac04\uc744 \ub450\uace0 \uacb0\uc81c\ud560 \uc218 \uc788\ub294 Monzo Flex\ub77c\ub294 \uae30\ub2a5\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc740\ud589\ub4e4\uc740 \ubaa8\uae30\uc9c0 \ubc0f \ud22c\uc790 \uc0c1\ud488\uacfc \uac19\uc740 \ubcf4\ub2e4 \ubcf5\uc7a1\ud55c \uae08\uc735 \uc11c\ube44\uc2a4\ub97c \ud3ec\ud568\ud558\ub3c4\ub85d \uc0c1\ud488 \ub77c\uc778\uc744 \ud655\uc7a5\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc790\ub3d9\ud654\ub294 \uc7ac\uc815 \uad00\ub9ac\uc5d0\uc11c \uc911\uc694\ud55c \uc5ed\ud560\uc744 \ud558\uba70, \uc0ac\uc6a9\uc790\uac00 \uc815\uae30 \uacb0\uc81c\uc640 \uc800\ucd95 \uc790\uae08 \ubaa9\ud45c\ub97c \uc190\uc27d\uac8c \uc124\uc815\ud560 \uc218 \uc788\uac8c \ud574\uc90d\ub2c8\ub2e4. \ucc4c\ub9b0\uc800 \ubc45\ud06c\ub294 \uae30\uc874 \uc740\ud589\uacfc\uc758 \ud30c\ud2b8\ub108\uc2ed\uc744 \ud1b5\ud574 \uc608\uae08\uc5d0 \ub300\ud55c FDIC \ubcf4\ud5d8\uc744 \ube44\ub86f\ud55c \uc740\ud589 \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud558\uc5ec \ucd94\uac00\uc801\uc778 \uace0\uac1d \ubcf4\uc548\uc744 \uc81c\uacf5\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\uae30\uc874 \ubc45\ud0b9 \ubaa8\ub378\uc5d0 \ubbf8\uce58\ub294 \uc601\ud5a5<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\ucc4c\ub9b0\uc800 \ubc45\ud06c\uc758 \ubd80\uc0c1\uc740 \uae30\uc874 \uc740\ud589 \ubaa8\ub378\uc5d0 \ud070 \uc601\ud5a5\uc744 \ubbf8\uce58\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uae30\uc874 \uc740\ud589\ub4e4\uc740 \ucc4c\ub9b0\uc800 \ubc45\ud06c\uc758 \ube60\ub978 \uc131\uc7a5\uc5d0 \ub300\uc751\ud558\uc5ec \ub514\uc9c0\ud138 \uc11c\ube44\uc2a4\ub97c \uac15\ud654\ud558\uace0 \uc788\uc73c\uba70, \uacbd\uc7c1\ub825\uc744 \uc720\uc9c0\ud558\uae30 \uc704\ud574 \ube44\uc988\ub2c8\uc2a4 \uc804\ub7b5\uc744 \uc7ac\ud3c9\uac00\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uae30\uc874 \uc740\ud589\uc740 \uc2e0\uc0dd \uc740\ud589\uc758 \uac00\uaca9 \uacbd\uc7c1\uc5d0 \ub530\ub77c \uc6b4\uc601 \ube44\uc6a9\uc744 \ub0ae\ucd94\uace0 \uc218\uc218\ub8cc\ub97c \ub0ae\ucdb0\uc57c \ud55c\ub2e4\ub294 \uc555\ubc15\uc5d0 \uc9c1\uba74\ud574 \uc788\uc2b5\ub2c8\ub2e4. \ub610\ud55c \ud540\ud14c\ud06c \uc601\uc5ed\uc5d0\uc11c \ud45c\uc900\uc774 \ub418\uace0 \uc788\ub294 \uaddc\uc815 \uc900\uc218 \uc870\uce58\ub97c \uad6c\ud604\ud574\uc57c \ud558\ub294 \uae30\uc874 \uae30\uad00\uc758 \uaddc\uc81c \uc555\ubc15\uc774 \uc2ec\ud654\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc774\ub7ec\ud55c \ubcc0\ud654\ub294 \uc804\ud1b5\uc801\uc778 \uc740\ud589 \uc0b0\uc5c5\uc758 \ubcc0\ud654\ub97c \uc8fc\ub3c4\ud558\uba70 \ud6a8\uc728\uc131\uacfc \uace0\uac1d \uc911\uc2ec\uc131\uc744 \uac15\ud654\ud558\ub294 \ubc29\ud5a5\uc73c\ub85c \ub098\uc544\uac00\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\uc9c0\uc18d \uac00\ub2a5\uc131 \ubc0f \uc724\ub9ac\uc801\uc778 \ubc45\ud0b9<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\ucc4c\ub9b0\uc800 \uc740\ud589\ub4e4\uc740 \uc810\uc810 \ub354 \uc9c0\uc18d \uac00\ub2a5\uc131\uacfc \uc724\ub9ac\uc801 \uad00\ud589\uc5d0 \uc804\ub150\ud558\uace0 \uc788\uc73c\uba70, \ud658\uacbd\uc801\uc73c\ub85c \ucc45\uc784\uac10 \uc788\ub294 \ubc29\ubc95\uc744 \uc6b4\uc601\uc5d0 \ud1b5\ud569\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, 2013\ub144\uc5d0 \uc124\ub9bd\ub41c Tandem\uc740 \ud658\uacbd \uce5c\ud654\uc801\uc778 \ub300\ucd9c\uacfc \uc989\uc2dc \uc740\ud589 \uc1a1\uae08\uc5d0 \uc911\uc810\uc744 \ub450\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uce5c\ud658\uacbd \uae08\uc735 \uc0c1\ud488\uacfc \ud22c\uba85\ud55c \ubcf4\uace0 \uba54\ucee4\ub2c8\uc998\uc744 \uc81c\uacf5\ud558\ub294 \uac83\uc740 \uc9c0\uc18d\uac00\ub2a5\uc131\uc744 \uc704\ud55c \ub178\ub825\uc744 \uc785\uc99d\ud558\uae30 \uc704\ud55c \ud575\uc2ec \uc804\ub7b5\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc774\ub7ec\ud55c \uc724\ub9ac\uc801 \uad00\ud589\uc740 \uc740\ud589 \ubd80\ubb38\uc5d0\uc11c \uace0\uac1d\uc758 \uc2e0\ub8b0\ub97c \uad6c\ucd95\ud558\uace0 \uc7a5\uae30\uc801\uc778 \uad00\uacc4\ub97c \uad6c\ucd95\ud558\ub294 \ub370 \ud544\uc218\uc801\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\ub514\uc9c0\ud138 \ubc45\ud0b9\uc758 \uc0c8\ub85c\uc6b4 \ud2b8\ub80c\ub4dc<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\ub514\uc9c0\ud138 \ubc45\ud0b9\uc758 \uc0c8\ub85c\uc6b4 \ud2b8\ub80c\ub4dc\ub294 \uc5c5\uacc4\ub97c \ub354\uc6b1 \ud601\uc2e0\uc801\uc73c\ub85c \ubcc0\ud654\uc2dc\ud0ac \uac83\uc785\ub2c8\ub2e4. \uae08\uc735 \uc11c\ube44\uc2a4\ub97c \ube44\uae08\uc735 \ud50c\ub7ab\ud3fc\uc5d0 \ud1b5\ud569\ud558\ub294 \uc784\ubca0\ub514\ub4dc \uae08\uc735\uc740 \ub2e4\uc591\ud55c \ubd80\ubb38\uc5d0\uc11c \uc0ac\uc6a9\uc790 \uacbd\ud5d8\uc744 \ud5a5\uc0c1\uc2dc\ud0a4\uace0 \ud601\uc2e0\uc801\uc778 \uc11c\ube44\uc2a4\ub97c \ud1b5\ud574 \ub354 \ub9ce\uc740 \uace0\uac1d\uc5d0\uac8c \ub2e4\uac00\uac08 \uc218 \uc788\ub294 \uc0c8\ub85c\uc6b4 \uae30\ud68c\ub97c \uc5f4\uc5b4\uc90d\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ub610 \ub2e4\ub978 \ud601\uc2e0\uc801 \ud2b8\ub80c\ub4dc\ub294 \ube14\ub85d\uccb4\uc778 \uae30\uc220\uc758 \ud65c\uc6a9\uc785\ub2c8\ub2e4. \uc120\uad6c\uc801\uc778 \uc720\ub7fd \uc740\ud589\ub4e4\uc774 \ube14\ub85d\uccb4\uc778\uc5d0 \ub300\ud55c \uacbd\ud5d8\uc744 \uacf5\uc720\ud558\uba70 \ub514\uc9c0\ud138 \ubc45\ud0b9\uc744 \ud601\uc2e0\ud560 \uc218 \uc788\ub294 \ube14\ub85d\uccb4\uc778\uc758 \uc7a0\uc7ac\ub825\uc744 \uac15\uc870\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc784\ubca0\ub514\ub4dc \uae08\uc735\uacfc \ube14\ub85d\uccb4\uc778 \ud601\uc2e0\uc758 \uc9c0\uc18d\uc801\uc778 \ucd94\uc138\ub294 \uc740\ud589 \ud658\uacbd\uc744 \uc7ac\ud3b8\ud558\uc5ec \ub354\uc6b1 \uc548\uc804\ud558\uace0 \ud22c\uba85\ud558\uba70 \ud6a8\uc728\uc801\uc778 \ubc45\ud0b9 \uc194\ub8e8\uc158\uc744 \uc81c\uacf5\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\uc694\uc57d<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\uc694\uc57d\ud558\uc790\uba74, \ucc4c\ub9b0\uc800 \uc740\ud589\uc740 \ub514\uc9c0\ud138 \uc6b0\uc120 \uc811\uadfc \ubc29\uc2dd, \ud601\uc2e0\uc801\uc778 \uc11c\ube44\uc2a4, \uace0\uac1d \uc911\uc2ec \uc6b4\uc601\uc73c\ub85c \uc740\ud589\uc758 \ubbf8\ub798\ub97c \uc7ac\ud3b8\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub4e4\uc740 \uc804\ud1b5\uc801\uc778 \uc740\ud589 \ubaa8\ub378\uc5d0 \ub3c4\uc804\ud560 \ubfd0\ub9cc \uc544\ub2c8\ub77c \ud6a8\uc728\uc131, \ud22c\uba85\uc131, \uc9c0\uc18d \uac00\ub2a5\uc131\uc5d0 \ub300\ud55c \uc0c8\ub85c\uc6b4 \uae30\uc900\uc744 \uc81c\uc2dc\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ubbf8\ub798\ub97c \ub0b4\ub2e4\ubcfc \ub54c, \ucc4c\ub9b0\uc800 \ubc45\ud06c\uc758 \uc9c0\uc18d\uc801\uc778 \ubc1c\uc804\uacfc \uc131\uc7a5\uc740 \uc740\ud589 \uc5c5\uacc4\uc5d0 \ud765\ubbf8\ub85c\uc6b4 \uae30\ud68c\uc640 \ubc1c\uc804\uc744 \uc57d\uc18d\ud569\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ubcc0\ud654\ub97c \uc218\uc6a9\ud558\ub294 \uac83\uc740 \uc18c\ube44\uc790\uc640 \uae30\uc874 \uae30\uad00 \ubaa8\ub450 \uc774 \uc5ed\ub3d9\uc801\uc778 \ud658\uacbd\uc5d0\uc11c \uc55e\uc11c \ub098\uac00\uae30 \uc704\ud574 \ub9e4\uc6b0 \uc911\uc694\ud55c \uc77c\uc774 \ub420 \uac83\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\ucd5c\uc885 \uc0dd\uac01<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\uacb0\ub860\uc801\uc73c\ub85c \ucc4c\ub9b0\uc800 \ubc45\ud06c \uc2dc\uc7a5\uc758 \uae09\uc18d\ud55c \uc131\uc7a5\uc740 \uc740\ud589 \ubd80\ubb38\uc758 \uc9c0\ud615\uc744 \uadfc\ubcf8\uc801\uc73c\ub85c \ubcc0\ud654\uc2dc\ucf30\uc2b5\ub2c8\ub2e4. \ub9ce\uc740 \ucc4c\ub9b0\uc800 \ubc45\ud06c\uac00 \uc624\ub298\ub0a0 \uc18c\ube44\uc790\uc758 \ubcc0\ud654\ud558\ub294 \ub2c8\uc988\ub97c \ucda9\uc871\ud558\ub294 \ud601\uc2e0\uc801\uc778 \ubc45\ud0b9 \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud558\ub294 \ub370 \uc55e\uc7a5\uc11c\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ub514\uc9c0\ud138 \uc740\ud589\uacfc Starling Bank, Revolut\uacfc \uac19\uc740 \uc2e0\uc0dd \uc740\ud589\uc774 \uc120\ub450\uc5d0 \uc11c\uba74\uc11c \uace0\uac1d\uc740 \uc774\uc81c \uadf8 \uc5b4\ub290 \ub54c\ubcf4\ub2e4 \uacbd\uc7c1\ub825 \uc788\ub294 \uac00\uaca9, \uc0ac\uc6a9\uc790 \uce5c\ud654\uc801\uc778 \uc778\ud130\ud398\uc774\uc2a4, \ub2e4\uc591\ud55c \ubc45\ud0b9 \uc11c\ube44\uc2a4\ub97c \ub204\ub9b4 \uc218 \uc788\uac8c \ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This surge in competition has pushed traditional banks to accelerate their digital transformation and focus on enhancing the customer experience. As a result, the banking industry as a whole is becoming more dynamic, responsive, and customer-centric. For consumers, understanding the differences between traditional banks and challenger banks such as their service offerings, fee structures, and regulatory protections is crucial for making informed decisions about where to bank.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uad81\uadf9\uc801\uc73c\ub85c \ucc4c\ub9b0\uc800 \ubc45\ud06c\uc758 \ub4f1\uc7a5\uc740 \uc5c5\uacc4 \uc804\ubc18\uc5d0 \uac78\uccd0 \ud601\uc2e0\uc744 \uc8fc\ub3c4\ud558\uace0 \uc11c\ube44\uc2a4\ub97c \uac1c\uc120\ud568\uc73c\ub85c\uc368 \uc2dc\uc7a5\uc5d0 \uc0c1\ub2f9\ud55c \uc774\uc810\uc744 \uac00\uc838\uc654\uc2b5\ub2c8\ub2e4. \uc740\ud589 \uc5c5\uacc4\uac00 \uacc4\uc18d \uc9c4\ud654\ud568\uc5d0 \ub530\ub77c \uae30\uc874 \uae30\uad00\uacfc \ub514\uc9c0\ud138 \uc6b0\uc120 \uae30\uc5c5 \ubaa8\ub450 \ubcc0\ud654\ud558\ub294 \uace0\uac1d\uc758 \uae30\ub300\uc5d0 \ubd80\uc751\ud558\uc5ec \uc740\ud589\uc758 \ubbf8\ub798\uac00 \ubaa8\ub450\uc5d0\uac8c \ubc1d\uace0 \uacbd\uc7c1\ub825\uc744 \uc720\uc9c0\ud560 \uc218 \uc788\ub3c4\ub85d \uc801\uc751\ud574\uc57c \ud560 \uac83\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\uc790\uc8fc \ubb3b\ub294 \uc9c8\ubb38<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">\ucc4c\ub9b0\uc800 \ubc45\ud06c\ub780 \ubb34\uc5c7\uc778\uac00\uc694?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\ucc4c\ub9b0\uc800 \uc740\ud589\uc740 \uc8fc\ub85c \ub0ae\uc740 \uc218\uc218\ub8cc\uc640 \ud5a5\uc0c1\ub41c \uc0ac\uc6a9\uc790 \uacbd\ud5d8\uc73c\ub85c \ub2e4\uc591\ud55c \uc11c\ube44\uc2a4\ub97c \uc628\ub77c\uc778\uc73c\ub85c \uc81c\uacf5\ud558\ub294 \ub514\uc9c0\ud138 \uae08\uc735 \uae30\uad00\uc785\ub2c8\ub2e4. \uc774\ub4e4\uc740 \ud6a8\uc728\uc131\uacfc \uace0\uac1d \ub9cc\uc871\uc744 \uc704\ud574 \uae30\uc220\uc744 \ud65c\uc6a9\ud558\uc5ec \uae30\uc874 \uc740\ud589\uacfc \uacbd\uc7c1\ud558\ub294 \uac83\uc744 \ubaa9\ud45c\ub85c \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\ucc4c\ub9b0\uc800 \ubc45\ud06c\ub294 \uae30\uc874 \uc740\ud589\uacfc \uc5b4\ub5bb\uac8c \ub2e4\ub978\uac00\uc694?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\ucc4c\ub9b0\uc800 \ubc45\ud06c\ub294 \uc8fc\ub85c \uc624\ud504\ub77c\uc778 \uc9c0\uc810 \uc5c6\uc774 \uc628\ub77c\uc778\uc73c\ub85c \uc6b4\uc601\ub418\uba70 \uae30\uc220 \uc911\uc2ec \uc11c\ube44\uc2a4, \ud22c\uba85\ud55c \uac00\uaca9 \ucc45\uc815, \ud601\uc2e0\uc801\uc778 \ubc45\ud0b9 \uae30\ub2a5\uc744 \uac15\uc870\ud55c\ub2e4\ub294 \uc810\uc5d0\uc11c \uae30\uc874 \uc740\ud589\uacfc \ub2e4\ub985\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ubcc0\ud654\ub294 \uace0\uac1d \uacbd\ud5d8\uacfc \uc811\uadfc\uc131\uc744 \ud5a5\uc0c1\uc2dc\ud0b5\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\ucc4c\ub9b0\uc800 \uc740\ud589\uc744 \uc774\uc6a9\ud574\ub3c4 \uc548\uc804\ud55c\uac00\uc694?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\ucc4c\ub9b0\uc800 \uc740\ud589\uc740 \uae30\uc874 \uc740\ud589\uacfc \ub3d9\uc77c\ud55c \ub2f9\uad6d\uc758 \uaddc\uc81c\ub97c \ubc1b\uc73c\uba70 \uc77c\ubc18\uc801\uc73c\ub85c \uc608\uae08 \ubcf4\ud638 \uc81c\ub3c4\ub97c \uc81c\uacf5\ud558\uae30 \ub54c\ubb38\uc5d0 \uc548\uc804\ud558\uac8c \uc774\uc6a9\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub610\ud55c \uc0dd\uccb4 \uc778\uc2dd \ub85c\uadf8\uc778 \ubc0f 2\ub2e8\uacc4 \uc778\uc99d\uacfc \uac19\uc740 \uac15\ub825\ud55c \ubcf4\uc548 \uc870\uce58\ub97c \uc0ac\uc6a9\ud558\ub294 \uacbd\uc6b0\uac00 \ub9ce\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\ucc4c\ub9b0\uc800 \ubc45\ud06c \uc2dc\uc7a5\uc758 \uc8fc\uc694 \ud50c\ub808\uc774\uc5b4\ub294 \ub204\uad6c\uc778\uac00\uc694?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\ubaac\uc870, \ub808\ubcfc\ub8e8\ud2b8, \uc2a4\ud0c8\ub9c1 \ubc45\ud06c\ub294 \ud601\uc2e0\uc801\uc778 \uc11c\ube44\uc2a4\uc640 \uc0c1\ub2f9\ud55c \uc2dc\uc7a5 \uc601\ud5a5\ub825\uc73c\ub85c \uc778\uc815\ubc1b\ub294 \ucc4c\ub9b0\uc800 \ubc45\ud06c \uc2dc\uc7a5\uc758 \uc8fc\uc694 \uc5c5\uccb4\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\ucc4c\ub9b0\uc800 \ubc45\ud06c\uc758 \ud5a5\ud6c4 \uae30\ud68c\ub294 \ubb34\uc5c7\uc778\uac00\uc694?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\ucc4c\ub9b0\uc800 \uc740\ud589\uc740 \uc911\uc18c\uae30\uc5c5 \uc9c0\uc6d0, \uc2e0\ud765 \uc2dc\uc7a5 \uc9c4\ucd9c, \ud540\ud14c\ud06c\uc640\uc758 \uc81c\ud734\ub97c \ud1b5\ud55c \uc9c0\uc18d \uac00\ub2a5\uc131 \uc774\ub2c8\uc154\ud2f0\ube0c \uac15\ud654 \ub4f1 \ubbf8\ub798 \uc720\ub9dd\ud55c \uae30\ud68c\ub97c \uac00\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc9d1\uc911\uc744 \ud1b5\ud574 \uc0c1\ub2f9\ud55c \uc131\uc7a5\uacfc \uc2dc\uc7a5 \uc601\ud5a5\ub825 \ud655\ub300\ub97c \uc774\ub8f0 \uc218 \uc788\uc744 \uac83\uc785\ub2c8\ub2e4.<\/p>","protected":false},"excerpt":{"rendered":"<p>Challenger banks are digital-first institutions offering lower fees and innovative services without physical branches. Learn what they are and how they\u2019re changing banking. Introduction to the Banking Sector The banking sector is experiencing a period of unprecedented transformation, largely driven by the rise of challenger banks and their innovative use of technology. Unlike traditional banks, [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":48170,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[13],"tags":[169],"class_list":["post-48169","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-article","tag-digital-bank"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.6.1 (Yoast SEO v27.7) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Challenger Bank: Transforming Digital Banking Today<\/title>\n<meta name=\"description\" content=\"Discover the benefits of challenger banks, offering lower fees and innovative services in a digital-first banking environment.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.investglass.com\/ko\/\uc740\ud589\uc5c5\uc758-\ubbf8\ub798-2025-\ub193\uccd0\uc11c\ub294-\uc548-\ub420-\ucc4c\ub9b0\uc800-\ubc45\ud06c-\uc778\uc0ac\uc774\/\" \/>\n<meta property=\"og:locale\" content=\"ko_KR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"The Future of Banking: 2025 Challenger Bank Insights You Can&#039;t Miss\" \/>\n<meta property=\"og:description\" content=\"Challenger banks are digital-first institutions offering lower fees and innovative services without physical branches. 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