{"id":35505,"date":"2023-02-11T06:50:11","date_gmt":"2023-02-11T05:50:11","guid":{"rendered":"https:\/\/www.investglass.com\/?p=35505"},"modified":"2025-10-28T11:34:06","modified_gmt":"2025-10-28T10:34:06","slug":"2023%eb%85%84-%ed%95%84%eb%a6%ac%ed%95%80-%ec%b5%9c%ea%b3%a0%ec%9d%98-%eb%94%94%ec%a7%80%ed%84%b8-%ec%9d%80%ed%96%89","status":"publish","type":"post","link":"https:\/\/www.investglass.com\/ko\/best-digital-bank-in-the-philippines-2023\/","title":{"rendered":"\ud544\ub9ac\ud540 \ucd5c\uace0\uc758 \ub514\uc9c0\ud138 \uc740\ud589 (2023)"},"content":{"rendered":"<p class=\"wp-block-paragraph\">2023\ub144 \ud544\ub9ac\ud540\uc740 \ub514\uc9c0\ud138 \ubc45\ud0b9 \ubd84\uc57c\uc5d0\uc11c \uc911\uc694\ud55c \uc774\uc815\ud45c\ub97c \ub2ec\uc131\ud588\uc73c\uba70, \ub514\uc9c0\ud138 \uacb0\uc81c\ub294 \ub2e4\uc74c\uacfc \uac19\uc740 \ube44\uc728\uc744 \ucc28\uc9c0\ud588\uc2b5\ub2c8\ub2e4.&nbsp;<a href=\"https:\/\/www.philstar.com\/business\/2024\/07\/24\/2372401\/digital-payments-account-53-retail-transactions-2023\"><strong>52.8%<\/strong>\uc804\uccb4 \uc18c\ub9e4 \uac70\ub798\uc758,<\/a> \ud544\ub9ac\ud540 \uc911\uc559\uc740\ud589(BSP)\uc758 \ubaa9\ud45c\uce58\uc778 50%\ub97c \ub6f0\uc5b4\ub118\ub294 \uc218\uce58\uc785\ub2c8\ub2e4.  \uc774\ub7ec\ud55c \uae09\uc99d\uc740 \ud544\ub9ac\ud540\uc758 \ube60\ub978 \ub514\uc9c0\ud138 \uae08\uc735 \uc11c\ube44\uc2a4 \ub3c4\uc785\uc744 \ubc18\uc601\ud558\uba70 \ub514\uc9c0\ud138 \ubc45\ud0b9 \ud601\uba85\uc758 \uc120\ub450\uc8fc\uc790\ub85c \uc790\ub9ac\ub9e4\uae40\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ub514\uc9c0\ud138 \uc740\ud589\uc740 \uc9c0\ub09c \uba87 \ub144\uac04 \ud544\ub9ac\ud540\uc5d0\uc11c \ucf54\ub85c\ub09819 \ud32c\ub370\ubbf9\uc758 \uc601\ud5a5\uacfc \uadf8 \uc790\uccb4\uc758 \ud3b8\uc758\uc131\uc774 \uacb0\ud569\ub418\uc5b4 \ubc88\ucc3d\ud588\uc2b5\ub2c8\ub2e4. \uc810\uc810 \ub354 \ub9ce\uc740 \uc0ac\ub78c\ub4e4\uc774 \uc804\ud1b5\uc801\uc778 \uc740\ud589 \uc5c5\ubb34 \uc2b5\uad00\uc5d0\uc11c \ubc97\uc5b4\ub098\uace0 \uc788\uc2b5\ub2c8\ub2e4, <a href=\"https:\/\/www.investglass.com\/ko\/2025%eb%85%84-%eb%94%94%ec%a7%80%ed%84%b8-%eb%b1%85%ed%82%b9%ec%9d%98-7%ea%b0%80%ec%a7%80-%ec%9d%b4%ec%a0%90\/\" target=\"_blank\" rel=\"noreferrer noopener\">\ub514\uc9c0\ud138 \uc740\ud589<\/a> \ud544\ub9ac\ud540\uc740 \uac1c\uc778\uacfc \uae30\uc5c5 \ubaa8\ub450\uc5d0\uac8c \uc810\uc810 \ub354 \ub9e4\ub825\uc801\uc73c\ub85c \ubcc0\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ubcc0\ud654\ub294 \uace0\uac1d\uc744 \ubcf4\ud638\ud558\uae30 \uc704\ud574 \uc5c4\uaca9\ud55c \uc548\uc804 \ud504\ub85c\ud1a0\ucf5c\uc744 \ub9c8\ub828\ud55c \ud544\ub9ac\ud540 \uc911\uc559\uc740\ud589(BSP)\uacfc \uac19\uc740 \ub2f9\uad6d\uc758 \uc9c0\uc6d0\uc73c\ub85c \uc774\ub8e8\uc5b4\uc84c\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud544\ub9ac\ud540 \uc911\uc559\uc740\ud589(BSP)\uc774 \ucd5c\uadfc \ub450 \uacf3\uc758 \ub514\uc9c0\ud138 \uc740\ud589\uc5d0 \uacf5\uc778\uc778\uc99d\uc11c(COA)\ub97c \ubc1c\uae09\ud568\uc5d0 \ub530\ub77c \ud544\ub9ac\ud540\uc740 \uacf5\uc2dd\uc801\uc73c\ub85c 6\uac1c\uc758 \ub514\uc9c0\ud138 \uc740\ud589\uc744 \ubcf4\uc720\ud558\uac8c \ub418\uc5c8\uc2b5\ub2c8\ub2e4. <a href=\"https:\/\/www.investglass.com\/ko\/emi-%ec%a0%84%ec%9e%90-%ed%99%94%ed%8f%90-%ea%b8%b0%ea%b4%80%ec%9d%b4-%eb%94%94%ec%a7%80%ed%84%b8-%ea%b8%88%ec%9c%b5%ec%9d%84-%ed%83%90%ec%83%89%ed%95%98%eb%8a%94-%eb%b0%a9%eb%b2%95-%ec%84%a4%eb%aa%85\/\" data-wpil-monitor-id=\"170\">\uae08\uc735 \uae30\uad00<\/a>, \ub97c \ucd9c\uc2dc\ud558\uc5ec \ubcf8\uaca9\uc801\uc778 \uc6b4\uc601\uc744 \uc704\ud55c \uae30\ubc18\uc744 \ub9c8\ub828\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ub450 \uac1c\uc758 \uc0c8\ub85c\uc6b4 \ub514\uc9c0\ud138 \uc740\ud589\uc778 UnionDigital Bank(UDB)\uc640 GoTime Bank Corporation(GTYME)\uc740 \ud544\ub9ac\ud540 \uc911\uc559\uc740\ud589(BSP)\uc774 \ud544\ub9ac\ud540\uc5d0\uc11c \uacf5\uc2dd\uc801\uc73c\ub85c \ud5c8\uc6a9\ud55c \ub514\uc9c0\ud138 \uc740\ud589\uc758 \ucd08\uae30 \uba85\ub2e8\uc744 \uc644\uc131\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-digital-banks-in-the-philippines-2023\">\ud544\ub9ac\ud540\uc758 \ub514\uc9c0\ud138 \uc740\ud589 (2023)<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\uc720\ub2c8\uc628 \ub514\uc9c0\ud138 \uc740\ud589(UDB)<\/li>\n\n\n\n<li>GoTime (GTYME)<\/li>\n\n\n\n<li>\ud1a0\ub2c9 \ub514\uc9c0\ud138 \ubc45\ud06c(TONDB)<\/li>\n\n\n\n<li>\ub9c8\uc57c \uc740\ud589(Maya)<\/li>\n\n\n\n<li>\ud574\uc678 \ud544\ub9ac\ud540 \uc740\ud589(OFBank) - \ub79c\ub4dc\ubc45\ud06c\uc758 \uc790\ud68c\uc0ac<\/li>\n\n\n\n<li>(UBI)<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-union-digital-bank-udb-the-key-bank-with-raffa\">\uc720\ub2c8\uc628 \ub514\uc9c0\ud138 \uc740\ud589(UDB), \ub77c\ud30c\uc758 \ud575\uc2ec \uc740\ud589<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/uniondigitalbank.io\/en\">\uc720\ub2c8\uc628 \ub514\uc9c0\ud138 \uc740\ud589 <\/a>\ub294 \uc544\ubcf4\uc774\uce20\uac00 \uc8fc\ub3c4\ud558\ub294 \uc720\ub2c8\uc628\ubc45\ud06c\uc758 \ub514\uc9c0\ud138 \uc740\ud589\uc785\ub2c8\ub2e4. \uc544\ubcf4\uc774\uce20\uac00 \uc8fc\ub3c4\ud558\ub294 \uc720\ub2c8\uc628\ubc45\ud06c\uc758 \uc77c\ubd80\uc778 \uc720\ub2c8\uc628 \ub514\uc9c0\ud138 \ubc45\ud06c(UDB)\ub294 \ud544\ub9ac\ud540 \uc911\uc559\uc740\ud589(Bangko Sentral ng Pilipinas)\uc774 \uacf5\uc2dd\uc801\uc73c\ub85c \uc2b9\uc778\ud55c 6\uac1c \ub514\uc9c0\ud138 \uc740\ud589 \uc911 \ud558\ub098\uc785\ub2c8\ub2e4. UDB\ub294 \uace0\uac1d\uc5d0\uac8c \ud3b8\ub9ac\ud558\uace0 \uc548\uc804\ud55c \ub514\uc9c0\ud138 \ud615\uc2dd\uc73c\ub85c \ubaa8\ub4e0 \uae30\uc874 \uc740\ud589 \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud558\uba70, 2023\ub144 \uc774\ud6c4\uc5d0\ub3c4 \ud544\ub9ac\ud540 \uc0ac\ub78c\ub4e4\uc5d0\uac8c \ud5a5\uc0c1\ub41c \uae08\uc735 \uc194\ub8e8\uc158\uc5d0 \ub300\ud55c \uc811\uadfc\uc131\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4! UDB\ub294 \ub610\ud55c \uace0\uac1d\uc5d0\uac8c \uc9c1\ubd88 \uce74\ub4dc, \uc2e0\uc6a9\uce74\ub4dc, \ub300\ucd9c \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ub2e4\uc591\ud55c \uc5c5\uacc4 \uae30\uad00\uc73c\ub85c\ubd80\ud130 \ud601\uc2e0\uc801\uc778 \ubaa8\ubc14\uc77c \ubc45\ud0b9\uc73c\ub85c \uc778\uc815\ubc1b\uc544 \ub2e4\uc74c\uacfc \uac19\uc740 \uc0c1\uc744 \uc218\uc0c1\ud588\uc2b5\ub2c8\ub2e4. <a href=\"https:\/\/www.investglass.com\/ko\/%eb%94%94%ec%a7%80%ed%84%b8-%eb%b1%85%ed%82%b9-%ed%94%8c%eb%9e%ab%ed%8f%bc%ec%9d%80-%ec%96%b4%eb%96%bb%ea%b2%8c-%eb%a7%8c%eb%93%9c%eb%82%98%ec%9a%94-2\/\" target=\"_blank\" rel=\"noopener\" data-wpil-monitor-id=\"943\">\ub514\uc9c0\ud138 \ubc45\ud0b9 \uc774\ub2c8\uc154\ud2f0\ube0c \ubc0f \ucd5c\uace0\uc758 \ubaa8\ubc14\uc77c \ubc45\ud0b9 \ud50c\ub7ab\ud3fc<\/a> 2020 \uae00\ub85c\ubc8c \ud30c\uc774\ub0b8\uc2a4 \uc5b4\uc6cc\ub4dc\uc5d0\uc11c \uc218\uc0c1\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/www.investglass.com\/wp-content\/uploads\/2023\/02\/q6uqw_hjye8-1024x683.jpg\" alt=\"QR\ucf54\ub4dc\" class=\"wp-image-35507\" srcset=\"https:\/\/www.investglass.com\/wp-content\/uploads\/2023\/02\/q6uqw_hjye8-1024x683.jpg 1024w, https:\/\/www.investglass.com\/wp-content\/uploads\/2023\/02\/q6uqw_hjye8-300x200.jpg 300w, https:\/\/www.investglass.com\/wp-content\/uploads\/2023\/02\/q6uqw_hjye8-768x512.jpg 768w, https:\/\/www.investglass.com\/wp-content\/uploads\/2023\/02\/q6uqw_hjye8-1536x1024.jpg 1536w, https:\/\/www.investglass.com\/wp-content\/uploads\/2023\/02\/q6uqw_hjye8.jpg 1600w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\">QR\ucf54\ub4dc<\/figcaption><\/figure>\n<\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"h-gotyme-the-most-promising-bank-in-the-philippines\"><a href=\"https:\/\/www.gotyme.com.ph\/\">GoTime<\/a> \ud544\ub9ac\ud540\uc5d0\uc11c \uac00\uc7a5 \uc720\ub9dd\ud55c \uc740\ud589<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\uace0\ucf69\uc6e8\uc774 \uadf8\ub8f9\uacfc \uc2f1\uac00\ud3ec\ub974\uc5d0 \ubcf8\uc0ac\ub97c \ub454 \ud0c0\uc784 \uadf8\ub8f9\uc774 \ud569\uc791 \ud22c\uc790\ud558\uc5ec \ud544\ub9ac\ud540\uc5d0 \uc9c4\ucd9c\ud55c \ucd5c\uc2e0 \ub514\uc9c0\ud138 \uc740\ud589\uc785\ub2c8\ub2e4. \ubb34\uc5c7\ubcf4\ub2e4\ub3c4 \ub354 \ud3b8\ub9ac\ud558\uace0 \uc548\uc804\ud55c \ubaa8\ubc14\uc77c \ubc45\ud0b9 \uacbd\ud5d8\uc744 \uc57d\uc18d\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud544\ub9ac\ud540\uc5d0\uc11c \uc720\uc77c\ud558\uac8c \uc804\uad6d\uc5d0 \uc704\uce58\ud55c \ud0a4\uc624\uc2a4\ud06c\ub97c \ud1b5\ud574 5\ubd84 \uc774\ub0b4\uc5d0 \ubb34\ub8cc\ub85c \uc2e4\ubb3c VISA \uc9c1\ubd88\uce74\ub4dc\ub97c \ubc1c\uae09\ud558\ub294 \ub514\uc9c0\ud138 \uc740\ud589\uc785\ub2c8\ub2e4. \ub610\ud55c \uc774 \ubaa9\ub85d\uc5d0 \ud3ec\ud568\ub41c \uc720\uc77c\ud55c \ud074\ub77c\uc6b0\ub4dc \uae30\ubc18 \ud68c\uc0ac\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud544\ub9ac\ud540\uc758 \ub514\uc9c0\ud138 \ubc45\ud0b9 \ud601\uba85\uc740 \ube60\ub978 \uc18d\ub3c4\ub85c \uc131\uacf5\uc744 \uac70\ub450\uc5c8\uc73c\uba70, \uadf8 \uc131\uacf5\uc740 \ub514\uc9c0\ud138 \ubc45\ud0b9\uc774 \uc81c\uacf5\ud558\ub294 \ud3b8\ub9ac\ud568\uacfc \ubcf4\uc548\uc5d0 \uae30\uc778\ud569\ub2c8\ub2e4. \uc0ac\uc6a9\uc790\uac00 \uc0ac\uae30\ub098 \ub3c4\ub09c\uc758 \uc704\ud5d8 \uc5c6\uc774 \uc2e0\uc18d\ud558\uac8c \uac70\ub798\ub97c \uc218\ud589\ud560 \uc218 \uc788\ub294 \ud544\ub9ac\ud540\uc758 \ub514\uc9c0\ud138 \uc740\ud589\uc740 \uac1c\uc778\uacfc \uae30\uc5c5 \ubaa8\ub450\uc5d0\uac8c \uc810\uc810 \ub354 \ub9e4\ub825\uc801\uc73c\ub85c \ub2e4\uac00\uc624\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-tonik-nbsp-the-first-neobank\"><a href=\"https:\/\/tonikbank.com\/\">\ud1a0\ub2c9<\/a>&nbsp;\ucd5c\ucd08\uc758 \ub124\uc624\ubc45\ud06c<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\uacf5\uc2dd\uc801\uc73c\ub85c \ucd5c\ucd08\uc758 <a href=\"https:\/\/www.investglass.com\/ko\/%eb%84%a4%ec%98%a4%eb%b1%85%ed%81%ac%ea%b0%80-%eb%90%98%eb%a0%a4%eb%a9%b4-%ec%96%b4%eb%96%a4-%eb%9d%bc%ec%9d%b4%ec%84%a0%ec%8a%a4%ea%b0%80-%ed%95%84%ec%9a%94%ed%95%a9%eb%8b%88%ea%b9%8c\/\" target=\"_blank\" rel=\"noopener\" data-wpil-monitor-id=\"843\">\ud544\ub9ac\ud540\uc758 \ub124\uc624\ubc45\ud06c, \ub514\uc9c0\ud138 \uc740\ud589 \ub77c\uc774\uc120\uc2a4 \ud68d\ub4dd<\/a> \uc5d0\uc11c \uc6b4\uc601\ud569\ub2c8\ub2e4. \uc21c\uc804\ud788 \ub514\uc9c0\ud138 \ubc29\uc2dd\uc73c\ub85c \uc6b4\uc601\ub418\uba70 \ub9c8\ub2d0\ub77c, \uccb8\ub098\uc774, \uc2f1\uac00\ud3ec\ub974\uc5d0\uc11c \uc6b4\uc601\ub429\ub2c8\ub2e4. \uc5ec\ub7ec \uad6d\uac00\uc5d0\uc11c \uc5ec\ub7ec \uc18c\ub9e4 \uc740\ud589\uacfc \ud540\ud14c\ud06c\ub97c \uad6c\ucd95\ud558\uace0 \ud655\uc7a5\ud55c \uacbd\ud5d8\uc774 \uc788\ub294 \uc18c\ub9e4 \uae08\uc735 \ubca0\ud14c\ub791\ub4e4\uc774 \ud300\uc744 \uc774\ub04c\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uae30\ubcf8 \ud1a0\ub2c9 \uacc4\uc88c\ub97c \ud1b5\ud574 \uace0\uac1d\uc740 5\uac1c\uc758 \ub300\uc5ec\uae08 \uacc4\uc88c\uc640 5\uac1c\uc758 \uc815\uae30\uc608\uae08 \uacc4\uc88c\ub97c \uac1c\uc124\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub610\ud55c, \ud1a0\ub2c9\uc740 \uc2e4\ubb3c \uc9c1\ubd88\uce74\ub4dc\uc640 \uac00\uc0c1 \uce74\ub4dc\ub97c \ubaa8\ub450 \uc81c\uacf5\ud569\ub2c8\ub2e4. \uce74\ub4dc\ub97c \uc8fc\ubb38\ud558\uba74 Tonik\uc740 \uc81c\uc791 \uc218\uc218\ub8cc\uc640 \ubc30\uc1a1\ube44\ub85c PHP 300\uc744 \uccad\uad6c\ud569\ub2c8\ub2e4. \ud1a0\ub2c9\uc740 \uc0ac\uc6a9\uc790 \uc120\ud638\ub3c4\uc5d0 \ub530\ub77c \ub9de\ucda4\ud615 \uc571\uc744 \uc81c\uacf5\ud558\uba70, \u201c\uc7ac\uc815\uc801 \uaddc\uc728\u201d\uc744 \uc704\ud574 \uacc4\uc815\uc744 \ud574\uc81c\ud560 \uc218 \uc788\ub294 \uc635\uc158\ub3c4 \uc81c\uacf5\ud569\ub2c8\ub2e4.\u201d<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-maya-bank-the-money-app\"><a href=\"https:\/\/www.mayabank.ph\/\">\ub9c8\uc57c \uc740\ud589<\/a> \ub3c8 \uc571<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\ub9c8\uc57c \ubc45\ud06c\ub294 \uc774\uc804\uc5d0 \ud398\uc774\ub9c8\uc57c\ub85c \uc54c\ub824\uc84c\ub358 \ub2e4\uc591\ud55c \uae30\ub2a5\uc744 \uac16\ucd98 \uba38\ub2c8 \uc571\uc785\ub2c8\ub2e4. \uc5d0\uc11c \uac1c\ubc1c \ubc0f \uc6b4\uc601\ud558\ub294 \ub514\uc9c0\ud138 \uae08\uc735 \uc11c\ube44\uc2a4 \ud50c\ub7ab\ud3fc\uc785\ub2c8\ub2e4. \uc774 \ud68c\uc0ac\ub294 \ud604\uae08 \uc5c6\ub294 \uacb0\uc81c, \uc1a1\uae08, \ubc29\uc1a1 \uc2dc\uac04 \ucda9\uc804 \uc11c\ube44\uc2a4, \ub9ac\uc6cc\ub4dc \ud504\ub85c\uadf8\ub7a8 \ub4f1 \ub2e4\uc591\ud55c \uae30\ub2a5\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ub294 \uc548\uc804\ud55c \uc9c0\uac11\uacfc \uc9c4\ubcf4\uc801\uc778 \ub514\uc9c0\ud138 \ubc45\ud0b9 \uacbd\ud5d8\uc744 \uacb0\ud569\ud558\uc5ec \ub3c8\uc744 \uc800\ucd95, \uc131\uc7a5, \ud22c\uc790\ud560 \uc218 \uc788\uac8c \ud574\uc90d\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ub9c8\uc57c \uc740\ud589\uc740 \ubaa9\ub85d\uc5d0 \ud3ec\ud568\ub41c \ub514\uc9c0\ud138 \uc740\ud589 \uc911 \uc720\uc77c\ud558\uac8c \uc554\ud638\ud654\ud3d0 \uac70\ub798\ub97c \ud1b5\ud569\ud558\uc5ec \ube44\ud2b8\ucf54\uc778, \uc774\ub354\ub9ac\uc6c0, \uc194\ub77c\ub098, \ud14c\ub354\uc640 \uac19\uc740 \uc778\uae30 \ucf54\uc778\uc744 \uad6c\ub9e4\ud560 \uc218 \uc788\ub294 \uc740\ud589\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-overseas-filipino-bank-is-the-governement-s-neo-bank\"><a href=\"https:\/\/www.ofbank.com.ph\/\">\ud574\uc678 \ud544\ub9ac\ud540 \uc740\ud589<\/a> \ub294 \uc815\ubd80\uc758 \ub124\uc624 \ubc45\ud06c\uc785\ub2c8\ub2e4.<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\ud544\ub9ac\ud540 \ud1a0\uc9c0 \uc740\ud589\uc774 \uc804\uc561 \ucd9c\uc790\ud55c \uc790\ud68c\uc0ac\ub85c, \uc815\ubd80\uac00 \uc18c\uc720\ud55c \ub514\uc9c0\ud138 \uc740\ud589\uc785\ub2c8\ub2e4. \uc774\ub984\uc5d0\uc11c \uc54c \uc218 \uc788\ub4ef\uc774 \uc774 \uc740\ud589\uc758 \ud0c0\uac9f\uc740 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4.&nbsp;<a href=\"https:\/\/en.wikipedia.org\/wiki\/Overseas_Filipinos\" rel=\"noreferrer noopener\" target=\"_blank\">\ud574\uc678 \ud544\ub9ac\ud540\uc778<\/a>&nbsp;(OF),&nbsp;<a href=\"https:\/\/en.wikipedia.org\/wiki\/Overseas_Filipino_Worker\" rel=\"noreferrer noopener\" target=\"_blank\">\ud574\uc678 \ud544\ub9ac\ud540 \uadfc\ub85c\uc790<\/a>&nbsp;(OFW) \ubc0f \uadf8 \uac00\uc871 \ub610\ub294 \uc218\ud61c\uc790\ub97c \ub300\uc0c1\uc73c\ub85c \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc8fc\ub85c \ud574\uc678 \ud544\ub9ac\ud540 \uc740\ud589\uc740 \ud574\uc678\uc5d0 \uc788\ub294 \ud544\ub9ac\ud540\uc778\ub4e4\uc774 \uadf8 \uc5b4\ub290 \ub54c\ubcf4\ub2e4 \ube60\ub974\uace0 \uc800\ub834\ud558\uba70 \ud3b8\ub9ac\ud558\uac8c \ud544\ub9ac\ud540\uc73c\ub85c \uc1a1\uae08\ud560 \uc218 \uc788\ub3c4\ub85d \uc9c0\uc6d0\ud569\ub2c8\ub2e4. \uc774\ub294 \uc804 \uc138\uacc4 \uc218\ubc31\ub9cc \uba85\uc758 OFW\uc5d0\uac8c \ud544\uc218\uc801\uc778 \uc11c\ube44\uc2a4\uac00 \ub418\uc5c8\uc2b5\ub2c8\ub2e4. \uc815\ubc00\ud55c \ub370\uc774\ud130 \uc554\ud638\ud654\ub97c \uc0ac\uc6a9\ud558\uc5ec \ud574\uc678 \ud544\ub9ac\ud540 \uc740\ud589\uc740 \uc774\ub7ec\ud55c \uac70\ub798\ub97c \uc704\ud55c \uc548\uc804\ud55c \ud50c\ub7ab\ud3fc\uc744 \uc81c\uacf5\ud558\uc5ec \uace0\uac1d\uc758 \uac1c\uc778 \uc815\ubcf4\uc640 \ubcf4\uc548\uc744 \ud56d\uc0c1 \ubcf4\uc7a5\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ub514\uc9c0\ud138 \uc9c0\uac11, \uc1a1\uae08 \ubc0f \uacb0\uc81c \ud50c\ub7ab\ud3fc, \uc804\uc790\uc0c1\uac70\ub798 \uc11c\ube44\uc2a4, \uc800\ucd95 \uacc4\uc88c, \uc9c1\ubd88 \uce74\ub4dc, \ub300\ucd9c, \ud22c\uc790, \ubcf4\ud5d8\uacfc \uac19\uc740 \uae08\uc735 \uc0c1\ud488\uc5d0 \ub300\ud55c \uc561\uc138\uc2a4\ub97c \uc81c\uacf5\ud558\ub294 \ub3c5\ud2b9\ud55c \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4. \ub610\ud55c \ud574\uc678 \ud544\ub9ac\ud540 \uc740\ud589\uc740 \uc774 \ubaa9\ub85d\uc5d0\uc11c \uacc4\uc88c \uac1c\uc124\uc5d0 \ud544\uc694\ud55c \ucd5c\uc18c \uc785\uae08\uc561\uc774 \uc5c6\ub294 \uc720\uc77c\ud55c \uc740\ud589\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-unobank-the-credit-specialist-with-artificial-intelligence\">\uc778\uacf5 \uc9c0\ub2a5\uc744 \uac16\ucd98 \uc2e0\uc6a9 \uc804\ubb38 \uc740\ud589 UNOBank<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\uc6b0\ub178 \ub514\uc9c0\ud138 \ubc45\ud06c\ub294 \uc2e0\uc6a9\uc744 \uae30\ubc18\uc73c\ub85c \ud558\ub294 \ub514\uc9c0\ud138 \uc740\ud589\uc785\ub2c8\ub2e4. 2020\ub144\uc5d0 \uc124\ub9bd\ub418\uc5c8\uc73c\uba70 \uc2f1\uac00\ud3ec\ub974 \ud540\ud14c\ud06c \uae30\uc5c5\uc778 DigibankASIA\uac00 \uc6b4\uc601\ud569\ub2c8\ub2e4. \ubaa8\ub4e0 \uac70\ub798\ub97c \ub354 \uac04\ub2e8\ud558\uace0 \uc27d\uac8c \ub9cc\ub4e4\uc5b4\uc8fc\ub294 \uc778\uacf5\uc9c0\ub2a5 \uae30\ubc18 \ud50c\ub7ab\ud3fc\uc774 \uc774 \uc740\ud589\uc758 \uac00\uc7a5 \ud070 \ud2b9\uc9d5\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc810\uc810 \ub354 \ub9ce\uc740 \uc0ac\ub78c\ub4e4\uc774 \ub514\uc9c0\ud138 \uc804\uc6a9 \ud658\uacbd\uc5d0 \uc775\uc219\ud574\uc9c0\uba74\uc11c \ud544\ub9ac\ud540\uc758 \ub514\uc9c0\ud138 \ubc45\ud0b9 \ud601\uba85\uc740 \uacc4\uc18d \uc131\uc7a5\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud544\ub9ac\ud540\uc758 \ub514\uc9c0\ud138 \ubc45\ud0b9 \ud601\uba85\uc740 \ub180\ub77c\uc6b4 \uc131\uacf5 \uc0ac\ub840\ub85c, \uc810\uc810 \ub354 \ub9ce\uc740 \uc0ac\ub78c\ub4e4\uc774 \ub514\uc9c0\ud138 \uc804\uc6a9 \uacbd\ud5d8\uc5d0 \uc775\uc219\ud574\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ucd94\uc138\uac00 \uacc4\uc18d \uc99d\uac00\ud568\uc5d0 \ub530\ub77c \uc790\uc2e0\ub9cc\uc758 \ub124\uc624\ubc45\ud06c\ub97c \ub9cc\ub4e4\uace0\uc790 \ud558\ub294 \uc0ac\ub78c\ub4e4\uc740 InvestGlass\uc5d0\uc11c \ud544\uc694\ud55c \ub3c4\uad6c\ub97c \ucc3e\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">InvestGlass\ub294 \uae30\uc5c5\uacfc \uac1c\uc778\uc774 \ucd5c\uc2e0 \uae30\uc220\uc744 \ud65c\uc6a9\ud558\uc5ec \uc548\uc804\ud558\uac8c \uc790\uccb4 \ub124\uc624\ubc45\ud06c\ub97c \uc2dc\uc791\ud560 \uc218 \uc788\ub294 \uae30\ub2a5\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4. InvestGlass\ub97c \uc0ac\uc6a9\ud558\uba74 \uac1c\ubc1c \ube44\uc6a9 \uc5c6\uc774 \ub2e8 \uba87 \ubd84 \ub9cc\uc5d0 \ub514\uc9c0\ud138 \ubc45\ud0b9 \ud601\uba85\uc744 \uc77c\uc73c\ud0ac \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub530\ub77c\uc11c \ud544\ub9ac\ud540\uc5d0\uc11c \ub098\ub9cc\uc758 \ub124\uc624\ubc45\ud06c\ub97c \uc2dc\uc791\ud558\uace0 \uc2f6\ub2e4\uba74, \uc774\ub97c \uc2e4\ud604\ud558\ub294 \ub370 \ud544\uc694\ud55c \ub3c4\uad6c\ub97c \uc81c\uacf5\ud558\ub294 InvestGlass\ub97c \uace0\ub824\ud574 \ubcf4\uc138\uc694!<\/p>","protected":false},"excerpt":{"rendered":"<p>\u200bIn 2023, the Philippines achieved a significant milestone in digital banking, with digital payments accounting for&nbsp;52.8%of total retail transactions, surpassing the Bangko Sentral ng Pilipinas&#8217; (BSP) target of 50%.&nbsp;&nbsp;This surge reflects the country&#8217;s rapid adoption of digital financial services, positioning it as a leader in the digital banking revolution.\u200b Digital Banks have flourished in the [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":35506,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[13],"tags":[383,390],"class_list":["post-35505","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-article","tag-best-digital-bank-in-the-philippines","tag-philippines-bpi"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.6.1 (Yoast SEO v27.7) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Best Digital Bank In The Philippines (2023) | InvestGlass<\/title>\n<meta name=\"description\" content=\"What are the Best Digital Bank In The Philippines?\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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