{"id":34338,"date":"2022-08-23T17:57:41","date_gmt":"2022-08-23T15:57:41","guid":{"rendered":"https:\/\/www.investglass.com\/?p=34338"},"modified":"2025-03-24T05:18:23","modified_gmt":"2025-03-24T04:18:23","slug":"sepa-%ec%a0%84%ec%86%a1%ec%9d%80-%ec%96%b4%eb%96%bb%ea%b2%8c-%ec%9e%91%eb%8f%99%ed%95%98%eb%82%98%ec%9a%94","status":"publish","type":"post","link":"https:\/\/www.investglass.com\/ko\/how-do-sepa-transfers-work\/","title":{"rendered":"SEPA \uc804\uc1a1\uc740 \uc5b4\ub5bb\uac8c \uc774\ub8e8\uc5b4\uc9c0\ub098\uc694?"},"content":{"rendered":"<h2 class=\"wp-block-heading\" id=\"h-how-do-sepa-transfers-work\">SEPA \uc804\uc1a1\uc740 \uc5b4\ub5bb\uac8c \uc774\ub8e8\uc5b4\uc9c0\ub098\uc694?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\ub2e8\uc77c \uc720\ub85c \uacb0\uc81c \uc9c0\uc5ed(SEPA)\uc740 \ucc38\uc5ec \uad6d\uac00 \uac04\uc5d0 \uc720\ub85c\ud654 \ud45c\uc2dc \uc740\ud589 \uc1a1\uae08\uc744 \uc6d0\ud65c\ud558\uac8c \ud558\uc5ec \uad6d\uacbd \uac04 \uac70\ub798\ub97c \uac04\uc18c\ud654\ud569\ub2c8\ub2e4. 2025\ub144 \ud604\uc7ac SEPA\ub294 \ub2e4\uc74c\uc744 \ud3ec\ud568\ud569\ub2c8\ub2e4.\u00a0<strong><a href=\"https:\/\/www.ecb.europa.eu\/press\/stats\/paysec\/html\/ecb.pis2021~956efe1ee6.en.html\">40\uac1c\uad6d<\/a><\/strong>, \ub97c \ud3ec\ud568\ud55c \ubaa8\ub4e0\u00a0<strong>27\uac1c \uc720\ub7fd\uc5f0\ud569(EU) \ud68c\uc6d0\uad6d<\/strong>, the four European Free Trade Association (EFTA) countries <strong>\uc544\uc774\uc2ac\ub780\ub4dc<\/strong>,\u00a0<strong>\ub9ac\ud788\ud150\uc288\ud0c0\uc778<\/strong>,\u00a0<strong>\ub178\ub974\uc6e8\uc774<\/strong>, \ubc0f\u00a0<strong>\uc2a4\uc704\uc2a4<\/strong> as well as the\u00a0<strong>\uc601\uad6d<\/strong>. \ub610\ud55c \ub2e4\uc74c\uacfc \uac19\uc740 \ub9c8\uc774\ud06c\ub85c \uc0c1\ud0dc\ub294\u00a0<strong>\uc548\ub3c4\ub77c<\/strong>,\u00a0<strong>\ubaa8\ub098\ucf54<\/strong>,\u00a0<strong>\uc0b0 \ub9c8\ub9ac\ub178<\/strong>, \ubc0f\u00a0<strong>\ubc14\ud2f0\uce78 \uc2dc\ud2f0<\/strong>\u00a0SEPA\uc5d0 \ucc38\uc5ec\ud569\ub2c8\ub2e4. \ub610\ud55c \ub2e4\uc74c\uacfc \uac19\uc774 EU \uac00\uc785 \uc808\ucc28\ub97c \uc9c4\ud589 \uc911\uc778 \uad6d\uac00\ub3c4 SEPA\uc5d0 \ucc38\uc5ec\ud569\ub2c8\ub2e4.\u00a0<strong>\uc54c\ubc14\ub2c8\uc544<\/strong>,\u00a0<strong>\ubab0\ub3c4\ubc14<\/strong>,\u00a0<strong>\ubaac\ud14c\ub124\uadf8\ub85c<\/strong>, \ubc0f\u00a0<strong>\ubd81\ub9c8\ucf00\ub3c4\ub2c8\uc544<\/strong>, \ub3c4 SEPA\uc5d0 \ud569\ub958\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc774\ub7ec\ud55c \uad11\ubc94\uc704\ud55c \ucc38\uc5ec\ub85c \uc778\ud574&nbsp;<strong>5\uc5b5 \uba85<\/strong>&nbsp;\ub294 SEPA \uad6c\uc5ed \ub0b4 \uc704\uce58\uc5d0 \uad00\uacc4\uc5c6\uc774 \uade0\uc77c\ud55c \uc870\uac74\uc73c\ub85c \uacb0\uc81c\ub97c \uc8fc\uace0\ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc77c\ubc18\uc801\uc73c\ub85c \uc989\uc2dc \uc774\uccb4\ub294 100,000\uc720\ub85c\ub85c \uc81c\ud55c\ub418\uc9c0\ub9cc, \uc2e4\uc81c\ub85c\ub294 \uc774 \uc635\uc158\uc744 \uc81c\uacf5\ud558\ub294 \uc740\ud589\uc774\ub098 \uae08\uc735 \uae30\uad00\uc5d0 \ub530\ub77c \uc989\uc2dc \uc774\uccb4\uc758 \ucd5c\ub300 \uae08\uc561\uc774 \ub2ec\ub77c\uc9d1\ub2c8\ub2e4! \uc740\ud589\uc740 \uc774\uccb4 \uae08\uc561\uc5d0\uc11c \uacf5\uc81c\ud560 \uc218 \uc5c6\uc73c\uba70, \uc720\ub7fd \uacbd\uc81c \uc9c0\uc5ed(EEA)\uc758 \ubaa8\ub4e0 \ud68c\uc6d0\uc5d0\uac8c \uade0\uc77c\ud558\uac8c \ubd80\uacfc\ub418\ub294 \uacbd\uc6b0\uc5d0\ub9cc \uc774\uccb4 \uc218\uc218\ub8cc\ub97c \ubd80\uacfc\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">SEPA\ub294 \uc5f0\uc911\ubb34\ud734 24\uc2dc\uac04 \uc774\uc6a9 \uac00\ub2a5\ud558\uba70 15\ucd08 \uc774\ub0b4\uc5d0 \uc9c1\uc811 \ub77c\uc6b0\ud305\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc989\uc2dc \uc804\uc1a1\uc5d0 \uc774\uc758\ub97c \uc81c\uae30\ud560 \uc218 \uc788\ub294 \uae30\ud55c\uc740 13\uac1c\uc6d4\uc785\ub2c8\ub2e4. \uadf8\ub807\uc9c0 \uc54a\uc73c\uba74 \uc1a1\uae08\uc5d0 \ub300\ud574 \uc774\uc758\ub97c \uc81c\uae30\ud560 \uc218 \uc5c6\uc2b5\ub2c8\ub2e4. \uc774\uccb4\ud558\ub824\uba74 \uacc4\uc88c \uc18c\uc720\uc790\uac00 \uc790\ubc1c\uc801\uc73c\ub85c \ud589\ub3d9\ud558\uace0 \uc18c\uc720\uc790\uac00 \uc774\uccb4 \uc218\ud589\uc5d0 \ub3d9\uc758\ud55c\ub2e4\ub294 \uac00\uc815 \ud558\uc5d0 \uac70\ub798\ub97c \ud655\uc778\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">SEPA\ub97c \ud1b5\ud55c \uc815\uae30\uacb0\uc81c\ub294 \ud604\uae08 \ud750\ub984\uc744 \uac1c\uc120\ud558\uace0 \uacb0\uc81c \uc2e4\ud328 \ubc0f \uc5f0\uccb4\ub97c \uc904\uc77c \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc815\uae30 \uacb0\uc81c\ub97c \uc124\uc815\ud558\uba74 \ud55c \uacc4\uc88c\uc5d0\uc11c \ub2e4\ub978 \uacc4\uc88c\ub85c \ub3c8\uc774 \uc790\ub3d9\uc73c\ub85c \uc774\uccb4\ub418\ub3c4\ub85d \ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub807\uac8c \ud558\uba74 \uc5f0\uccb4 \uc218\uc218\ub8cc\ub97c \ud53c\ud558\uace0 \ud604\uae08 \ud750\ub984\uc744 \uc77c\uc815\ud558\uac8c \uc720\uc9c0\ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub610\ud55c \uc815\uae30 \uacb0\uc81c\uc5d0 SEPA\ub97c \uc0ac\uc6a9\ud558\uba74 \uacb0\uc81c \uc2e4\ud328\uc758 \uc704\ud5d8\uc744 \uc904\uc77c \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uacb0\uc81c\uac00 \uc2e4\ud328\ud558\uba74 \ub3c8\uc744 \ube5a\uc9c4 \uc0ac\ub78c\uc774\ub098 \ud68c\uc0ac\ub97c \ucd94\uc801\ud558\uae30 \uc5b4\ub824\uc6b4 \uacbd\uc6b0\uac00 \ub9ce\uc2b5\ub2c8\ub2e4. \ud558\uc9c0\ub9cc SEPA\ub97c \uc0ac\uc6a9\ud558\uba74 \uacb0\uc81c\uac00 \uc790\ub3d9\uc73c\ub85c \uc774\uccb4\ub418\ubbc0\ub85c \uc2e4\ud328\ud560 \ud655\ub960\uc774 \uc904\uc5b4\ub4ed\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-are-sepa-transfers-sepa-payments-sepa-credit-transfers-sepa-instant-credit-transfer-sepa-direct-debit\">SEPA \uc774\uccb4, SEPA \uacb0\uc81c, SEPA \uc2e0\uc6a9 \uc774\uccb4, SEPA \uc989\uc2dc \uc2e0\uc6a9 \uc774\uccb4, SEPA \uc790\ub3d9 \uc774\uccb4\ub780 \ubb34\uc5c7\uc778\uac00\uc694?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">SEPA(\ub2e8\uc77c \uc720\ub85c \uacb0\uc81c \uc9c0\uc5ed)\ub294 \uc740\ud589 \uace0\uac1d\uc774 \ub2e4\ub978 \uad6d\uac00\uc5d0 \uc788\ub294 \uacc4\uc88c \uac04\uc5d0 \uc1a1\uae08\ud560 \uc218 \uc788\ub294 \uacb0\uc81c \uc2dc\uc2a4\ud15c\uc785\ub2c8\ub2e4. \uc774 \uc2dc\uc2a4\ud15c\uc740 \uc720\ub85c\ub85c \uacb0\uc81c\ud558\ub294 \ub370 \uc0ac\uc6a9\ub418\uba70 \uc720\ub7fd \uc5f0\ud569\uc758 \ubaa8\ub4e0 \uc740\ud589 \uace0\uac1d\uc774 \uc0ac\uc6a9\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">SEPA \uc1a1\uae08\uc740 \uc720\ub7fd \uc804\uc5ed\uc73c\ub85c \ube60\ub974\uace0 \ud6a8\uc728\uc801\uc73c\ub85c \uc1a1\uae08\ud560 \uc218 \uc788\ub294 \ubc29\ubc95\uc73c\ub85c, \ubaa8\ub4e0 EU \uad6d\uac00\uc758 \uc740\ud589 \uace0\uac1d\uc774 \uc774\uc6a9\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub300\ubd80\ubd84\uc758 \uc740\ud589\uc740 \uc628\ub77c\uc778 \ubc45\ud0b9 \uc11c\ube44\uc2a4\uc758 \uc77c\ubd80\ub85c SEPA \uc1a1\uae08\uc744 \uc81c\uacf5\ud558\uba70, \uba87 \ubc88\uc758 \ud074\ub9ad\ub9cc\uc73c\ub85c \uac70\ub798\ub97c \uc644\ub8cc\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. SEPA \uc1a1\uae08 \uc218\uc218\ub8cc\ub294 \uc740\ud589\uacfc \uad6d\uac00\uc5d0 \ub530\ub77c \ub2e4\ub974\uc9c0\ub9cc \uc77c\ubc18\uc801\uc73c\ub85c \uad6d\uc81c \uc804\uc2e0 \uc1a1\uae08 \uc218\uc218\ub8cc\ubcf4\ub2e4 \ud6e8\uc52c \uc800\ub834\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/www.investglass.com\/wp-content\/uploads\/2022\/08\/hnprwoh2z8u-1024x683.jpg\" alt=\"\ud751\ubc31 \uc804\uc790 \uae30\uae30\ub97c \ub4e4\uace0 \uc788\ub294 \uc0ac\ub78c\" class=\"wp-image-34340\" srcset=\"https:\/\/www.investglass.com\/wp-content\/uploads\/2022\/08\/hnprwoh2z8u-1024x683.jpg 1024w, https:\/\/www.investglass.com\/wp-content\/uploads\/2022\/08\/hnprwoh2z8u-300x200.jpg 300w, https:\/\/www.investglass.com\/wp-content\/uploads\/2022\/08\/hnprwoh2z8u-768x512.jpg 768w, https:\/\/www.investglass.com\/wp-content\/uploads\/2022\/08\/hnprwoh2z8u-1536x1024.jpg 1536w, https:\/\/www.investglass.com\/wp-content\/uploads\/2022\/08\/hnprwoh2z8u.jpg 1600w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">SEPA \uc1a1\uae08\uc758 \ucd5c\ub300 \uc774\uccb4 \ud55c\ub3c4\ub294 \uc740\ud589\uc774\ub098 \uae30\uad00\uc5d0 \ub530\ub77c \ub2e4\ub974\uc9c0\ub9cc \uc77c\ubc18\uc801\uc73c\ub85c 100,000\uc720\ub85c(SEPA \uc1a1\uae08 \ud55c\ub3c4)\uc785\ub2c8\ub2e4. \uc77c\ubd80 \uc740\ud589\uc5d0\uc11c\ub294 \uc774\uccb4 \ud55c\ub3c4\uac00 \ub354 \ub192\uac70\ub098 \ub0ae\uc744 \uc218 \uc788\uc73c\ubbc0\ub85c \uc774\uccb4\ud558\uae30 \uc804\uc5d0 \ud2b9\uc815 \uc740\ud589\uc5d0 \ud655\uc778\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uad6d\ub0b4 \uacb0\uc81c\ub294 \ub2e8\uc77c \uad6d\uac00 \ub0b4\uc5d0\uc11c \uc774\ub8e8\uc5b4\uc9c0\ub294 \ubaa8\ub4e0 \uacb0\uc81c\ub97c \ub9d0\ud569\ub2c8\ub2e4. \uc5ec\uae30\uc5d0\ub294 \uc740\ud589 \uacc4\uc88c \uac04 \uacb0\uc81c\ub294 \ubb3c\ub860 \uc0c1\ud488 \ubc0f \uc11c\ube44\uc2a4\uc5d0 \ub300\ud55c \uacb0\uc81c\ub3c4 \ud3ec\ud568\ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uad6d\ub0b4 \uacb0\uc81c\ub294 \uc77c\ubc18\uc801\uc73c\ub85c \uad6d\uc81c \uacb0\uc81c\ubcf4\ub2e4 \ucc98\ub9ac \uc18d\ub3c4\uac00 \ube60\ub974\uba70 \uc77c\ubc18\uc801\uc73c\ub85c \uc218\uc218\ub8cc\uac00 \uc800\ub834\ud569\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \uc1a1\uae08\ud560 \uc218 \uc788\ub294 \ucd5c\ub300 \uae08\uc561\uc740 \uc77c\ubc18\uc801\uc73c\ub85c \uad6d\uc81c \uacb0\uc81c\ubcf4\ub2e4 \ub0ae\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc989\uc2dc \uacb0\uc81c\ub294 \uc989\uc2dc \ucc98\ub9ac\ub418\ub294 \uacb0\uc81c \uc720\ud615\uc73c\ub85c \uc77c\ubc18\uc801\uc73c\ub85c \ub2e4\ub978 \uc720\ud615\uc758 \uacb0\uc81c\ubcf4\ub2e4 \uc218\uc218\ub8cc\uac00 \ub0ae\uc2b5\ub2c8\ub2e4. SEPA \uc774\uccb4\ub294 \uc989\uc2dc \uacb0\uc81c\uc758 \ud55c \uc720\ud615\uc73c\ub85c \ubaa8\ub4e0 EU \uad6d\uac00\uc758 \uc740\ud589 \uace0\uac1d\uc774 \uc0ac\uc6a9\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"599\" src=\"https:\/\/www.investglass.com\/wp-content\/uploads\/2022\/08\/8yw6tsb8tnc-1024x599.jpg\" alt=\"\ud30c\ub780\uc0c9\uacfc \ub178\ub780\uc0c9 \ubcc4 \uae43\ubc1c\" class=\"wp-image-34339\" srcset=\"https:\/\/www.investglass.com\/wp-content\/uploads\/2022\/08\/8yw6tsb8tnc-1024x599.jpg 1024w, https:\/\/www.investglass.com\/wp-content\/uploads\/2022\/08\/8yw6tsb8tnc-300x176.jpg 300w, https:\/\/www.investglass.com\/wp-content\/uploads\/2022\/08\/8yw6tsb8tnc-768x449.jpg 768w, https:\/\/www.investglass.com\/wp-content\/uploads\/2022\/08\/8yw6tsb8tnc-1536x899.jpg 1536w, https:\/\/www.investglass.com\/wp-content\/uploads\/2022\/08\/8yw6tsb8tnc.jpg 1600w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">BIC(\ube44\uc988\ub2c8\uc2a4 \uc2dd\ubcc4 \ucf54\ub4dc)\ub294 \ud2b9\uc815 \ube44\uc988\ub2c8\uc2a4 \ub610\ub294 \uae08\uc735 \uae30\uad00\uc744 \uc2dd\ubcc4\ud558\ub294 \uace0\uc720 \ucf54\ub4dc\uc785\ub2c8\ub2e4. BIC\ub294 \uad6d\uc81c \uacb0\uc81c\ub97c \ud560 \ub54c \uc0ac\uc6a9\ub418\uba70 \uc740\ud589 \uacc4\uc88c \uac04\uc5d0 \uc774\uccb4\ud560 \ub54c \ud544\uc694\ud55c \uacbd\uc6b0\uac00 \ub9ce\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc77c\ubd80 \uc740\ud589\uc5d0\uc11c\ub294 \uace0\uac1d\uc5d0\uac8c BIC \ucf54\ub4dc\ub97c \uc81c\uacf5\ud558\uae30\ub3c4 \ud558\uc9c0\ub9cc, \ub2e4\ub978 \uc740\ud589\uc5d0\uc11c\ub294 \uc218\ucde8 \uc740\ud589\uc5d0\uc11c \ucf54\ub4dc\ub97c \ubc1b\uc544\uc57c \ud560 \uc218\ub3c4 \uc788\uc2b5\ub2c8\ub2e4. \uc798\ubabb\ub41c \ucf54\ub4dc\ub294 \uac70\ub798 \uc2e4\ud328\ub85c \uc774\uc5b4\uc9c8 \uc218 \uc788\uc73c\ubbc0\ub85c \uacb0\uc81c\ud558\uae30 \uc804\uc5d0 \uc62c\ubc14\ub978 BIC \ucf54\ub4dc\ub97c \uac00\uc9c0\uace0 \uc788\ub294\uc9c0 \ud655\uc778\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-are-instant-sepa-transfers-sct-inst\">SEPA \uc989\uc2dc \uc774\uccb4(SCT Inst)\ub780 \ubb34\uc5c7\uc778\uac00\uc694?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">SCT Inst\ub77c\uace0\ub3c4 \ud558\ub294 SEPA \uc989\uc2dc \uc774\uccb4\ub294 \uc740\ud589 \uace0\uac1d\uc774 \ub2e8 \uba87 \ucd08 \ub9cc\uc5d0 \ub2e4\ub978 \uad6d\uac00\uc758 \uacc4\uc88c \uac04\uc5d0 \uc1a1\uae08\ud560 \uc218 \uc788\ub294 \uc0c8\ub85c\uc6b4 \uacb0\uc81c \uc2dc\uc2a4\ud15c\uc785\ub2c8\ub2e4. \uc774 \uc2dc\uc2a4\ud15c\uc740 \uc720\ub85c\ub85c \uacb0\uc81c\ud558\ub294 \ub370 \uc0ac\uc6a9\ub418\uba70 \uc720\ub7fd \uc5f0\ud569\uc758 \ubaa8\ub4e0 \uc740\ud589 \uace0\uac1d\uc774 \uc0ac\uc6a9\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">SCT Inst\ub294 \uc720\ub7fd \uc804\uc5ed\uc73c\ub85c \ube60\ub974\uace0 \ud6a8\uc728\uc801\uc73c\ub85c \uc1a1\uae08\ud560 \uc218 \uc788\ub294 \ubc29\ubc95\uc73c\ub85c, \ubaa8\ub4e0 EU \uad6d\uac00\uc758 \uc740\ud589 \uace0\uac1d\uc774 \uc774\uc6a9\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub300\ubd80\ubd84\uc758 \uc740\ud589\uc740 \uc628\ub77c\uc778 \ubc45\ud0b9 \uc11c\ube44\uc2a4\uc758 \uc77c\ubd80\ub85c SCT Inst\ub97c \uc81c\uacf5\ud558\uba70, \ub2e8 \uba87 \ucd08 \ub9cc\uc5d0 \uac70\ub798\ub97c \uc644\ub8cc\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. SCT Inst \uc1a1\uae08 \uc218\uc218\ub8cc\ub294 \uc740\ud589\uacfc \uad6d\uac00\uc5d0 \ub530\ub77c \ub2e4\ub974\uc9c0\ub9cc \uc77c\ubc18\uc801\uc73c\ub85c \uad6d\uc81c \uc804\uc2e0 \uc1a1\uae08 \uc218\uc218\ub8cc\ubcf4\ub2e4 \ud6e8\uc52c \uc800\ub834\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/www.investglass.com\/wp-content\/uploads\/2022\/08\/ksgjx0tyucy-1024x683.jpg\" alt=\"\" class=\"wp-image-34341\" srcset=\"https:\/\/www.investglass.com\/wp-content\/uploads\/2022\/08\/ksgjx0tyucy-1024x683.jpg 1024w, https:\/\/www.investglass.com\/wp-content\/uploads\/2022\/08\/ksgjx0tyucy-300x200.jpg 300w, https:\/\/www.investglass.com\/wp-content\/uploads\/2022\/08\/ksgjx0tyucy-768x512.jpg 768w, https:\/\/www.investglass.com\/wp-content\/uploads\/2022\/08\/ksgjx0tyucy-1536x1024.jpg 1536w, https:\/\/www.investglass.com\/wp-content\/uploads\/2022\/08\/ksgjx0tyucy.jpg 1600w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-what-is-a-sepa-credit-transfer\">SEPA \ud06c\ub808\ub527 \uc774\uccb4\ub780 \ubb34\uc5c7\uc778\uac00\uc694?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\ub2e4\ub978 \ub098\ub77c\uc5d0 \uc788\ub294 \uce5c\uad6c\ub098 \uac00\uc871\uc5d0\uac8c \uc1a1\uae08\ud574\uc57c \ud558\uc9c0\ub9cc \uad6d\uc81c \uc1a1\uae08\uacfc \uad00\ub828\ub41c \ub192\uc740 \uc218\uc218\ub8cc\ub97c \uc9c0\ubd88\ud558\uace0 \uc2f6\uc9c0 \uc54a\uc740 \uacbd\uc6b0.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uae30\uc874 \uc740\ud589 <a href=\"https:\/\/www.investglass.com\/ko\/%ec%a4%91%ec%95%99%ec%9d%80%ed%96%89%ec%9d%98-%ed%86%b5%ed%99%94-%ec%a0%95%ec%b1%85%ea%b3%bc-%ec%9d%98%ec%82%ac-%ea%b2%b0%ec%a0%95-%ea%b3%bc%ec%a0%95%ec%97%90-%eb%8c%80%ed%95%9c-ai%ec%9d%98-%ec%98%81\/\" target=\"_blank\" rel=\"noopener\" data-wpil-monitor-id=\"2043\">\uc804\uc1a1<\/a> \ub294 \ub290\ub9ac\uace0 \ube44\uc6a9\uc774 \ub9ce\uc774 \ub4e4\uba70 \ucc98\ub9ac\ud558\ub294 \ub370 \ucd5c\ub300 \uc77c\uc8fc\uc77c\uc774 \uac78\ub9b4 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">SEPA \uc2e0\uc6a9 \uc774\uccb4\ub294 \uc720\ub7fd \uc804\uc5ed\uc73c\ub85c \ube60\ub974\uace0 \ud6a8\uc728\uc801\uc73c\ub85c \uc1a1\uae08\ud560 \uc218 \uc788\ub294 \ubc29\ubc95\uc785\ub2c8\ub2e4. \uc774 \uc2dc\uc2a4\ud15c\uc740 \uc720\ub85c\ub85c \uacb0\uc81c\ud558\ub294 \ub370 \uc0ac\uc6a9\ub418\uba70 \uc720\ub7fd \uc5f0\ud569\uc758 \ubaa8\ub4e0 \uc740\ud589 \uace0\uac1d\uc774 \uc0ac\uc6a9\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ub300\ubd80\ubd84\uc758 \uc740\ud589\uc740 \uc628\ub77c\uc778 \ubc45\ud0b9 \uc11c\ube44\uc2a4\uc758 \uc77c\ubd80\ub85c SEPA \uc2e0\uc6a9 \uc774\uccb4\ub97c \uc81c\uacf5\ud558\uba70, \uba87 \ubc88\uc758 \ud074\ub9ad\ub9cc\uc73c\ub85c \uac70\ub798\ub97c \uc644\ub8cc\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. SEPA \uc2e0\uc6a9 \uc774\uccb4 \uc218\uc218\ub8cc\ub294 \uc740\ud589\uacfc \uad6d\uac00\uc5d0 \ub530\ub77c \ub2e4\ub974\uc9c0\ub9cc \uc77c\ubc18\uc801\uc73c\ub85c \uad6d\uc81c \uc804\uc2e0 \uc1a1\uae08 \uc218\uc218\ub8cc\ubcf4\ub2e4 \ud6e8\uc52c \uc800\ub834\ud569\ub2c8\ub2e4.<\/p>","protected":false},"excerpt":{"rendered":"<p>How do SEPA transfers work? The Single Euro Payments Area (SEPA) enables seamless euro-denominated bank transfers across participating countries, simplifying cross-border transactions.\u00a0As of 2025, SEPA encompasses\u00a040 countries, including all\u00a027 European Union (EU) member states, the four European Free Trade Association (EFTA) countries Iceland,\u00a0Liechtenstein,\u00a0Norway, and\u00a0Switzerland as well as the\u00a0United Kingdom.\u00a0Additionally, microstates such as\u00a0Andorra,\u00a0Monaco,\u00a0San Marino, and\u00a0Vatican City\u00a0participate [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":34340,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[13],"tags":[268],"class_list":["post-34338","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-article","tag-sepa-transfers"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.6.1 (Yoast SEO v27.7) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>How do SEPA transfers work? | InvestGlass<\/title>\n<meta name=\"description\" content=\"Learn how SEPA transfers work, how long they take, fees involved, and why they\u2019re essential for Eurozone payments.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.investglass.com\/ko\/sepa-\uc804\uc1a1\uc740-\uc5b4\ub5bb\uac8c-\uc791\ub3d9\ud558\ub098\uc694\/\" \/>\n<meta property=\"og:locale\" content=\"ko_KR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How do SEPA transfers work?\" \/>\n<meta property=\"og:description\" content=\"How do SEPA transfers work? 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The Single Euro Payments Area (SEPA) enables seamless euro-denominated bank transfers across participating countries,","og_url":"https:\/\/www.investglass.com\/ko\/sepa-\uc804\uc1a1\uc740-\uc5b4\ub5bb\uac8c-\uc791\ub3d9\ud558\ub098\uc694\/","og_site_name":"InvestGlass","article_published_time":"2022-08-23T15:57:41+00:00","article_modified_time":"2025-03-24T04:18:23+00:00","og_image":[{"width":1600,"height":1067,"url":"https:\/\/www.investglass.com\/wp-content\/uploads\/2022\/08\/hnprwoh2z8u.jpg","type":"image\/jpeg"}],"author":"InvestGlass","twitter_card":"summary_large_image","twitter_creator":"@investglass","twitter_site":"@investglass","twitter_misc":{"\uae00\uc4f4\uc774":"InvestGlass","\uc608\uc0c1 \ub418\ub294 \ud310\ub3c5 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