{"id":29933,"date":"2021-06-05T09:49:52","date_gmt":"2021-06-05T07:49:52","guid":{"rendered":"https:\/\/www.investglass.com\/?p=29933"},"modified":"2026-02-04T14:02:01","modified_gmt":"2026-02-04T13:02:01","slug":"%eb%94%94%ec%a7%80%ed%84%b8-%eb%b1%85%ed%82%b9%ec%9d%84-%ec%8b%9c%ec%9e%91%ed%95%98%ea%b8%b0-%ec%a0%84%ec%97%90-%ec%95%8c%ec%95%84%ec%95%bc-%ed%95%a0-%ec%82%ac%ed%95%ad","status":"publish","type":"post","link":"https:\/\/www.investglass.com\/ko\/things-to-know-before-your-start-your-digital-bank\/","title":{"rendered":"\ub514\uc9c0\ud138 \ubc45\ud0b9\uc744 \uc2dc\uc791\ud558\uae30 \uc804\uc5d0 \uc54c\uc544\uc57c \ud560 \uc0ac\ud56d"},"content":{"rendered":"<h2 class=\"wp-block-heading\" id=\"h-a-comprehensive-guide-to-starting-in-2025\">2025\ub144 \uc2dc\uc791\uc744 \uc704\ud55c \uc885\ud569 \uac00\uc774\ub4dc<\/h2>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-you-ll-learn\">\ud559\uc2b5 \ub0b4\uc6a9<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">- \ub514\uc9c0\ud138 \ubc45\ud0b9\uc758 \uae30\ubcf8\uacfc \uc2dc\uc7a5 \uc7a0\uc7ac\ub825\uc5d0 \ub300\ud574 \uc54c\uc544\ubcf4\uc138\uc694.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">- \uc815\uc758\ud558\ub294 \ubc29\ubc95 <a target=\"_blank\" rel=\"noreferrer noopener\" href=\"https:\/\/www.investglass.com\/fr\/setting-up-a-neobank-from-scratch\/\">\ub514\uc9c0\ud138 \uc740\ud589\uc744 \uc704\ud55c \uc131\uacf5 \uc804\ub7b5.<\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">- \ud0d0\uc0c9\ud574\uc57c \ud560 \uc8fc\uc694 \uaddc\uc81c \ubc0f \ub77c\uc774\uc120\uc2a4 \uc694\uad6c \uc0ac\ud56d\uc744 \uc0b4\ud3b4\ubcf4\uc138\uc694.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">- \uac15\ub825\ud558\uace0 \uc548\uc804\ud55c \uae30\uc220 \uc2a4\ud0dd\uc744 \uad6c\ucd95\ud558\ub294 \ubc29\ubc95.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">- \ub514\uc9c0\ud138 \uc740\ud589\uc744 \uc2dc\uc791\ud558\uace0 \uc131\uc7a5\uc2dc\ud0a4\uae30 \uc704\ud55c \ud6a8\uacfc\uc801\uc778 \uc804\ub7b5.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">- \uc758 \uc5ed\ud560 <a target=\"_blank\" rel=\"noreferrer noopener\" href=\"https:\/\/www.investglass.com\/es\/the-best-digital-banks-in-switzerland-for-2023-a-comprehensive-guide\/\">InvestGlass\uc640 \uac19\uc740 \uac15\ub825\ud55c CRM<\/a> \uc131\uacf5\uc5d0 \ub3c4\uc6c0\uc774 \ub420 \uac83\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">- \uc8fc\uc694 \ub2e8\uacc4\uc640 \ubc29\ubc95\ub860\uc744 \ud3ec\ud568\ud55c \ub514\uc9c0\ud138 \ubc45\ud06c \uad6c\ucd95\uc758 \uac1c\ubc1c \ud504\ub85c\uc138\uc2a4\ub97c \uc774\ud574\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">- \uc774 \uac00\uc774\ub4dc\uc5d0\uc11c\ub294 \ub514\uc9c0\ud138 \uc740\ud589 \ucc3d\uc5c5\uc758 \uae30\uc220\uc801, \uc7ac\ubb34\uc801, \ubc95\uc801 \uce21\uba74\uc5d0 \ub300\ud574 \uc790\uc138\ud788 \uc124\uba85\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-introduction\">\uc18c\uac1c<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\uae08\uc735 \uc11c\ube44\uc2a4 \uc0b0\uc5c5\uc740 \uae09\uc18d\ud55c \uae30\uc220 \ubc1c\uc804\uacfc \uc9c4\ud654\ud558\ub294 \uace0\uac1d\uc758 \uae30\ub300\uce58\ub85c \uc778\ud574 \ud070 \ubcc0\ud654\ub97c \uacaa\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ud601\uc2e0\uc758 \uc911\uc2ec\uc5d0\ub294 \ub514\uc9c0\ud138 \ubc45\ud0b9\uc758 \ubd80\uc0c1\uc774 \uc788\uc73c\uba70, \uc774\ub294 \uac1c\uc778\uacfc \uae30\uc5c5\uc758 \uc7ac\ubb34 \uad00\ub9ac \ubc29\uc2dd\uc744 \uc7ac\ud3b8\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ub514\uc9c0\ud138 \uc6b0\uc120 \uc811\uadfc \ubc29\uc2dd\uc744 \ud1b5\ud574 \uc804 \uc138\uacc4 \uace0\uac1d\uc5d0\uac8c \ubcf4\ub2e4 \ud3b8\ub9ac\ud558\uace0 \uc811\uadfc \uac00\ub2a5\ud558\uba70 \ud569\ub9ac\uc801\uc778 \uac00\uaca9\uc758 \uae08\uc735 \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ub514\uc9c0\ud138 \ubc45\ud0b9\uc758 \uae30\ud68c\ub294 \uc5c4\uccad\ub0a9\ub2c8\ub2e4. \uc138\uacc4\uc740\ud589\uc5d0 \ub530\ub974\uba74 \uc804 \uc138\uacc4\uc801\uc73c\ub85c \uc5ec\uc804\ud788 14\uc5b5 \uba85\uc758 \uc131\uc778\uc774 \uc740\ud589 \uc11c\ube44\uc2a4\ub97c \uc774\uc6a9\ud558\uc9c0 \ubabb\ud558\uace0 \uc788\uc73c\uba70, \uc774\ub294 \uacf5\uc2dd\uc801\uc778 \uae08\uc735 \uc11c\ube44\uc2a4\ub97c \uc774\uc6a9\ud560 \uc218 \uc5c6\ub2e4\ub294 \uac83\uc744 \uc758\ubbf8\ud569\ub2c8\ub2e4. \ub514\uc9c0\ud138 \uc740\ud589\uc740 \ubaa8\ubc14\uc77c \uae30\uc220\uc744 \ud65c\uc6a9\ud558\uc5ec \uc18c\uc678\ub41c \uc0ac\ub78c\ub4e4\uc5d0\uac8c \ub2e4\uac00\uac10\uc73c\ub85c\uc368 \uc774\ub7ec\ud55c \uaca9\ucc28\ub97c \ud574\uc18c\ud560 \uc218 \uc788\ub294 \ub3c5\ubcf4\uc801\uc778 \uc704\uce58\uc5d0 \uc788\uc2b5\ub2c8\ub2e4. \ub610\ud55c \uc120\uc9c4 \uc2dc\uc7a5\uc5d0\uc11c\ub3c4 \ubcf4\ub2e4 \uc6d0\ud65c\ud558\uace0 \uac1c\uc778\ud654\ub41c \uc0ac\uc6a9\uc790 \uce5c\ud654\uc801\uc778 \ubc45\ud0b9 \uacbd\ud5d8\uc5d0 \ub300\ud55c \uc218\uc694\uac00 \uc99d\uac00\ud558\uace0 \uc788\uc73c\uba70, \ub514\uc9c0\ud138 \uc740\ud589\uc740 \uc774\ub97c \uc81c\uacf5\ud560 \uc900\ube44\uac00 \uc798 \uac16\ucd94\uc5b4\uc838 \uc788\uc2b5\ub2c8\ub2e4. \ub514\uc9c0\ud138 \uc740\ud589\uc744 \uacc4\ud68d\ud560 \ub54c\ub294 \uc7a0\uc7ac \uace0\uac1d\uacfc \uadf8\ub4e4\uc758 \ub2c8\uc988\ub97c \uc774\ud574\ud558\ub294 \uac83\uc774 \ub9e4\uc6b0 \uc911\uc694\ud55c\ub370, \uc774\ub294 \uc0c1\ud488\uacfc \uc11c\ube44\uc2a4\ub97c \ub300\uc0c1 \uace0\uac1d\uc5d0 \ub9de\uac8c \ub9de\ucda4\ud654\ud558\uc5ec \ud6a8\uacfc\ub97c \uadf9\ub300\ud654\ud560 \uc218 \uc788\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud558\uc9c0\ub9cc \ub514\uc9c0\ud138 \uc740\ud589\uc744 \uc2dc\uc791\ud558\ub294 \ub370 \uc5b4\ub824\uc6c0\uc774 \uc5c6\ub294 \uac83\uc740 \uc544\ub2d9\ub2c8\ub2e4. \uaddc\uc81c \ud658\uacbd\uc740 \ubcf5\uc7a1\ud558\uace0 \ub04a\uc784\uc5c6\uc774 \uc9c4\ud654\ud558\uace0 \uc788\uc73c\uba70 \uacbd\uc7c1\ub3c4 \uce58\uc5f4\ud569\ub2c8\ub2e4. \uc131\uacf5\ud558\ub824\uba74 \ud6cc\ub96d\ud55c \uc544\uc774\ub514\uc5b4\ubfd0\ub9cc \uc544\ub2c8\ub77c \uc2dc\uc7a5\uc5d0 \ub300\ud55c \uae4a\uc740 \uc774\ud574, \ud0c4\ud0c4\ud55c \uc804\ub7b5, \uc801\uc808\ud55c \uae30\uc220\uacfc \ud300\uc774 \ud544\uc694\ud569\ub2c8\ub2e4. \uc194\ub8e8\uc158 \ud65c\uc6a9 <a target=\"_blank\" rel=\"noreferrer noopener\" href=\"https:\/\/www.investglass.com\/ko\/kyc-%ec%9d%b8%ec%a6%9d-%ec%9e%90%eb%8f%99%ed%99%94-%eb%b0%a9%eb%b2%95-%ea%b2%8c%ec%9e%84-%ec%9e%90%eb%8f%99%ed%99%94-%eb%b0%8f-%ea%b0%9c%eb%b0%9c%ed%95%98%ea%b8%b0\/\">KYC \uc790\ub3d9\ud654<\/a> \ud504\ub85c\uc138\uc2a4\ub294 \uaddc\uc815 \uc900\uc218\ub97c \ubcf4\uc7a5\ud558\ub294 \ub3d9\uc2dc\uc5d0 \ud6a8\uc728\uc131\uc744 \uac1c\uc120\ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uace0\uac1d \uc5ec\uc815\uc744 \ub9e4\ud551\ud558\ub294 \uac83\uc740 \uc740\ud589\uacfc\uc758 \uc0c1\ud638\uc791\uc6a9 \uc804\ubc18\uc5d0 \uac78\uccd0 \uc0ac\uc6a9\uc790\ub97c \ub354 \uc798 \ud0c0\uac9f\ud305\ud558\uace0 \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud558\uae30 \uc704\ud574 \ud544\uc218\uc801\uc785\ub2c8\ub2e4. \uc774 \uc885\ud569 \uac00\uc774\ub4dc\ub294 \uaddc\uc81c \ubbf8\ub85c \ud0d0\uc0c9\ubd80\ud130 \uc131\uacf5\uc801\uc778 \uae30\uc220 \uc2a4\ud0dd \uad6c\ucd95, \uccab \uace0\uac1d \ud655\ubcf4\uc5d0 \uc774\ub974\uae30\uae4c\uc9c0 2025\ub144\uc5d0 \ub514\uc9c0\ud138 \uc740\ud589\uc744 \uc2dc\uc791\ud558\ub294 \ub370 \ud544\uc694\ud55c \ubaa8\ub4e0 \uac83\uc744 \uc548\ub0b4\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-section-1-understanding-the-digital-banking-landscape\">\uc139\uc158 1: \ub514\uc9c0\ud138 \ubc45\ud0b9 \ud658\uacbd\uc758 \uc774\ud574<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-what-is-a-digital-bank\">\ub514\uc9c0\ud138 \ubc45\ud06c\ub780 \ubb34\uc5c7\uc778\uac00\uc694?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\ub514\uc9c0\ud138 \uc740\ud589\uc740 \uc8fc\ub85c \ubaa8\ubc14\uc77c \uc571\uc774\ub098 \uc6f9\uc0ac\uc774\ud2b8\uc640 \uac19\uc740 \ub514\uc9c0\ud138 \ucc44\ub110\uc744 \ud1b5\ud574 \uc740\ud589 \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud558\ub294 \uae08\uc735 \uae30\uad00\uc785\ub2c8\ub2e4. \uae30\uc874 \uc740\ud589\uacfc \ub2ec\ub9ac \ub514\uc9c0\ud138 \uc740\ud589\uc740 \ubb3c\ub9ac\uc801 \uc9c0\uc810\uc774 \uc5c6\uae30 \ub54c\ubb38\uc5d0 \uac04\uc811\ube44\ub97c \uc808\uac10\ud558\uc5ec \uc6b4\uc601\ud560 \uc218 \uc788\uc73c\uba70, \uc808\uac10\ub41c \ube44\uc6a9\uc744 \uace0\uac1d\uc5d0\uac8c \ub354 \ub0ae\uc740 \uc218\uc218\ub8cc\uc640 \ub354 \ub098\uc740 \uc774\uc790\uc728\uc758 \ud615\ud0dc\ub85c \uc804\ub2ec\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc11c\ube44\uc2a4\ub97c \uc9c0\uc6d0\ud558\uae30 \uc704\ud574\uc11c\ub294 \uc6f9\uc0ac\uc774\ud2b8 \ub514\uc790\uc778, \uc2dc\uc2a4\ud15c \uad6c\uc131 \uc694\uc18c, \uc6b4\uc601 \uc124\uc815\uc5d0 \uc911\uc810\uc744 \ub454 \uc548\uc804\ud55c \uace0\uc131\ub2a5 \ub514\uc9c0\ud138 \uc740\ud589 \ud50c\ub7ab\ud3fc\uc744 \uad6c\ucd95\ud558\uc5ec \uc6d0\ud65c\ud55c \uc0ac\uc6a9\uc790 \uacbd\ud5d8\uacfc \uaddc\uc81c \uc900\uc218\ub97c \ubcf4\uc7a5\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4. \ub514\uc9c0\ud138 \uc740\ud589\uc740 \ub2e4\uc74c\uacfc \uac19\uc740 \ub2e4\uc591\ud55c \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">-\uacc4\uc815: \ub2f9\uc88c \uacc4\uc88c, \uc800\ucd95 \uacc4\uc88c, \ube44\uc988\ub2c8\uc2a4 \uacc4\uc88c.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">-\uacb0\uc81c: \uc9c1\ubd88 \uce74\ub4dc, \uc2e0\uc6a9\uce74\ub4dc, \uac00\uc0c1 \uce74\ub4dc, \uad6d\uc81c \uc1a1\uae08.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">-\ub300\ucd9c: \uac1c\uc778 \ub300\ucd9c, \ubaa8\uae30\uc9c0, \ube44\uc988\ub2c8\uc2a4 \ub300\ucd9c.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">-\ud22c\uc790: \ub85c\ubcf4 \uc5b4\ub4dc\ubc14\uc774\uc800, \uc8fc\uc2dd \uac70\ub798, \uc554\ud638\ud654\ud3d0 \uac70\ub798, \uadf8\ub9ac\uace0 <a target=\"_blank\" rel=\"noreferrer noopener\" href=\"https:\/\/www.investglass.com\/ar\/how-to-create-a-neobank-from-scratch-in-2023\/\">\ub124\uc624\ubc45\ud06c\ub97c \ucc98\uc74c\ubd80\ud130 \ub9cc\ub4dc\ub294 \ubc29\ubc95<\/a>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">-\uae30\ud0c0 \uc11c\ube44\uc2a4: \uccad\uad6c\uc11c \uacb0\uc81c, \uc815\uae30\uacb0\uc81c, \uacb0\uc81c \uc11c\ube44\uc2a4 \uc81c\uacf5\uc5c5\uccb4\uc640\uc758 \ud1b5\ud569.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-types-of-digital-banks\">\ub514\uc9c0\ud138 \uc740\ud589\uc758 \uc720\ud615<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\ub514\uc9c0\ud138 \uc740\ud589\uc5d0\ub294 \ud06c\uac8c \ub450 \uac00\uc9c0 \uc720\ud615\uc774 \uc788\uc2b5\ub2c8\ub2e4:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">-\ub124\uc624\ubc45\ud06c: \ub124\uc624\ubc45\ud06c\ub294 \ucc98\uc74c\ubd80\ud130 \ub514\uc9c0\ud138 \uc6b0\uc120 \uc0ac\uace0\ubc29\uc2dd\uc73c\ub85c \uad6c\ucd95\ub41c \uc0c8\ub85c\uc6b4 \ub3c5\ub9bd \ub514\uc9c0\ud138 \uc740\ud589\uc785\ub2c8\ub2e4. \uc131\uacf5\uc801\uc778 \ub124\uc624\ubc45\ud06c\uc758 \uc608\ub85c\ub294 Revolut, N26, Monzo \ub4f1\uc774 \uc788\uc2b5\ub2c8\ub2e4. \ub124\uc624\ubc45\ud06c\ub294 \ud2b9\uc815 \uc0ac\uc6a9\uc790 \uadf8\ub8f9\uc5d0 \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud558\ub294 \ub370 \uc911\uc810\uc744 \ub450\uba70, \ud574\ub2f9 \uadf8\ub8f9\uc758 \uace0\uc720\ud55c \uc694\uad6c \uc0ac\ud56d\uc744 \ucda9\uc871\ud558\ub3c4\ub85d \uc124\uacc4\ub41c \ub9de\ucda4\ud615 \uc11c\ube44\uc2a4\uc640 \uae30\ub2a5\uc744 \uc81c\uacf5\ud558\ub294 \uacbd\uc6b0\uac00 \ub9ce\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">-\uc804\ud1b5 \uc740\ud589\uc758 \ub514\uc9c0\ud138 \ubb34\uae30: \uae30\uc874 \uc804\ud1b5 \uc740\ud589\uc5d0\uc11c \ucd9c\uc2dc\ud55c \ub514\uc9c0\ud138 \ubc45\ud0b9 \ud50c\ub7ab\ud3fc\uc785\ub2c8\ub2e4. \uace8\ub4dc\ub9cc \uc0ad\uc2a4\uc758 \ub9c8\ucee4\uc2a4\uc640 \uccb4\uc774\uc2a4\uc758 \ud540\uc774 \uadf8 \uc608\uc785\ub2c8\ub2e4. \ub514\uc9c0\ud138 \uc740\ud589\uc740 \ud2b9\uc815 \uc0ac\uc6a9\uc790 \uadf8\ub8f9\uc744 \uc704\ud574 \uc11c\ube44\uc2a4\ub97c \ub9de\ucda4\ud654\ud558\uc5ec \ud574\ub2f9 \uc138\uadf8\uba3c\ud2b8\uc758 \uc694\uad6c\uc5d0 \ub530\ub77c \ud2b9\ud654\ub41c \uc0c1\ud488\uc774\ub098 \uc561\uc138\uc2a4\ub97c \uc81c\uacf5\ud560 \uc218\ub3c4 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-the-market-opportunity-financial-inclusion-and-beyond\">\uc2dc\uc7a5 \uae30\ud68c: \uae08\uc735 \ud3ec\uc6a9\uacfc \uadf8 \ub108\uba38<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\ub514\uc9c0\ud138 \ubc45\ud0b9\uc758 \uc2dc\uc7a5 \uae30\ud68c\ub294 \ubc29\ub300\ud569\ub2c8\ub2e4. \uc55e\uc11c \uc5b8\uae09\ud588\ub4ef\uc774 \uc804 \uc138\uacc4\uc801\uc73c\ub85c \uc740\ud589 \uc11c\ube44\uc2a4\ub97c \uc774\uc6a9\ud558\uc9c0 \uc54a\ub294 \uc131\uc778 \uc778\uad6c\ub294 14\uc5b5 \uba85\uc5d0 \ub2ec\ud558\uba70, \uc774\ub294 \uae08\uc735 \uc11c\ube44\uc2a4\ub97c \uc704\ud55c \uac70\ub300\ud55c \ubbf8\uac1c\ucc99 \uc2dc\uc7a5\uc744 \uc758\ubbf8\ud569\ub2c8\ub2e4. \ub514\uc9c0\ud138 \uc740\ud589\uc740 \uc774\ub7ec\ud55c \uae08\uc735 \uc18c\uc678 \uacc4\uce35\uc5d0\uac8c \uc811\uadfc \uac00\ub2a5\ud558\uace0 \uc800\ub834\ud55c \ubc45\ud0b9 \uc194\ub8e8\uc158\uc744 \uc81c\uacf5\ud568\uc73c\ub85c\uc368 \uae08\uc735 \ud3ec\uc6a9\uc744 \ucd09\uc9c4\ud558\ub294 \ub370 \uc911\uc694\ud55c \uc5ed\ud560\uc744 \ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub610\ud55c \ub514\uc9c0\ud138 \uc740\ud589\uc740 \uad11\ubc94\uc704\ud55c \ube44\uc740\ud589\uad8c \uc778\uad6c \ub0b4 \ud2b9\uc815 \uc0ac\uc6a9\uc790 \uadf8\ub8f9\uc758 \uc694\uad6c\ub97c \ucda9\uc871\ud558\ub3c4\ub85d \uc11c\ube44\uc2a4\ub97c \ub9de\ucda4\ud654\ud558\uc5ec \uac01 \uc138\uadf8\uba3c\ud2b8\uc758 \uace0\uc720\ud55c \uc694\uad6c \uc0ac\ud56d\uc744 \ud574\uacb0\ud558\ub294 \ub9de\ucda4\ud615 \uc694\uae08, \uc81c\ud55c \ubc0f \uc2b9\uc778 \uaddc\uce59\uc744 \uc801\uc6a9\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uae08\uc735 \ud3ec\uc6a9\uc131 \uc678\uc5d0\ub3c4 \ubcf4\ub2e4 \ud3b8\ub9ac\ud558\uace0 \uac1c\uc778\ud654\ub41c \uc0ac\uc6a9\uc790 \uce5c\ud654\uc801\uc778 \ubc45\ud0b9 \uacbd\ud5d8\uc744 \uc6d0\ud558\ub294 \ub514\uc9c0\ud138\uc5d0 \uc815\ud1b5\ud55c \uc18c\ube44\uc790\uc758 \uc694\uad6c\ub97c \ucda9\uc871\uc2dc\ud0ac \uc218 \uc788\ub294 \uc911\uc694\ud55c \uae30\ud68c\ub3c4 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc18c\ube44\uc790\ub4e4\uc740 \uc9c0\ucd9c \uad00\ub9ac\ubd80\ud130 \ubbf8\ub798\ub97c \uc704\ud55c \ud22c\uc790\uc5d0 \uc774\ub974\uae30\uae4c\uc9c0 \uc77c\uc0c1\uc801\uc778 \uc740\ud589 \uc5c5\ubb34\ub97c \ub514\uc9c0\ud138 \uc740\ud589\uc73c\ub85c \uc804\ud658\ud558\ub294 \uacbd\uc6b0\uac00 \uc810\uc810 \ub354 \ub9ce\uc544\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-section-2-defining-your-digital-banking-strategy\">\uc139\uc158 2: \ub514\uc9c0\ud138 \ubc45\ud0b9 \uc804\ub7b5 \uc815\uc758\ud558\uae30<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-identifying-your-target-audience-and-niche\">\ud0c0\uac9f \uace0\uac1d \ubc0f \ud2c8\uc0c8 \uc2dc\uc7a5 \ud30c\uc545<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\ub514\uc9c0\ud138 \ubc45\ud0b9 \uc804\ub7b5\uc744 \uc815\uc758\ud558\ub294 \uccab \ubc88\uc9f8 \ub2e8\uacc4\ub294 \ud0c0\uac9f \uace0\uac1d\uacfc \ud2c8\uc0c8 \uc2dc\uc7a5\uc744 \ud30c\uc545\ud558\ub294 \uac83\uc785\ub2c8\ub2e4. \ubc00\ub808\ub2c8\uc5bc \uc138\ub300\ub098 \uc18c\uaddc\ubaa8 \ube44\uc988\ub2c8\uc2a4 \uc18c\uc720\uc790\uc640 \uac19\uc740 \ud2b9\uc815 \uc778\uad6c \ud1b5\uacc4\ub97c \ud0c0\uac9f\ud305\ud558\uace0 \uc788\ub098\uc694? \ud2b9\uc815 \uc9c0\ub9ac\uc801 \uc2dc\uc7a5\uc5d0 \uc9d1\uc911\ud558\uace0 \uc788\ub098\uc694? \uc544\ub2c8\uba74 \uc758\ub8cc\ub098 \ubd80\ub3d9\uc0b0\uacfc \uac19\uc740 \ud2b9\uc815 \uc0b0\uc5c5\uc744 \uc704\ud55c \ub514\uc9c0\ud138 \ubc45\ud06c\ub97c \uad6c\ucd95\ud558\uace0 \uc788\ub098\uc694? \uba85\ud655\ud55c \ud0c0\uac9f \uace0\uac1d\uacfc \ud2c8\uc0c8 \uc2dc\uc7a5\uc744 \ud30c\uc545\ud558\uba74 \uc774\ub4e4\uc758 \uad6c\uccb4\uc801\uc778 \uc694\uad6c\uc640 \uc120\ud638\ub3c4\uc5d0 \ub9de\uac8c \uc81c\ud488, \uc11c\ube44\uc2a4, \ub9c8\ucf00\ud305 \ud65c\ub3d9\uc744 \ub9de\ucda4\ud654\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-developing-a-compelling-value-proposition\">\ub9e4\ub825\uc801\uc778 \uac00\uce58 \uc81c\uc548 \uac1c\ubc1c<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\ud0c0\uac9f \uace0\uac1d\uc744 \ud30c\uc545\ud55c \ud6c4\uc5d0\ub294 \uacbd\uc7c1\uc0ac\ubcf4\ub2e4 \ub514\uc9c0\ud138 \uc740\ud589\uc744 \uc120\ud0dd\ud574\uc57c \ud558\ub294 \uc774\uc720\ub97c \uba85\ud655\ud558\uac8c \uc124\uba85\ud558\ub294 \ub9e4\ub825\uc801\uc778 \uac00\uce58 \uc81c\uc548\uc744 \uac1c\ubc1c\ud574\uc57c \ud569\ub2c8\ub2e4. \uc5b4\ub5a4 \uace0\uc720\ud55c \ud61c\ud0dd\uacfc \uae30\ub2a5\uc744 \uc81c\uacf5\ud560 \uac83\uc778\uac00? \uc800\ub834\ud55c \uc218\uc218\ub8cc, \uc6d0\ud65c\ud55c \uc0ac\uc6a9\uc790 \uacbd\ud5d8 \ub610\ub294 \ud601\uc2e0\uc801\uc778 \uc2e0\uc0c1\ud488\uc5d0 \ucd08\uc810\uc744 \ub9de\ucd9c \uac83\uc778\uac00\uc694? \uac00\uce58 \uc81c\uc548\uc740 \uba85\ud655\ud558\uace0 \uac04\uacb0\ud558\uba70 \uc124\ub4dd\ub825 \uc788\uc5b4\uc57c \ud558\uba70, \ube0c\ub79c\ub4dc \uc544\uc774\ub374\ud2f0\ud2f0\uc758 \ud575\uc2ec\uc774 \ub418\uc5b4\uc57c \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-choosing-the-right-business-model\">\uc801\ud569\ud55c \ube44\uc988\ub2c8\uc2a4 \ubaa8\ub378 \uc120\ud0dd<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\ub514\uc9c0\ud138 \ubc45\ud06c\uc5d0\ub294 \ub2e4\uc74c\uacfc \uac19\uc740 \uba87 \uac00\uc9c0 \ube44\uc988\ub2c8\uc2a4 \ubaa8\ub378\uc744 \uace0\ub824\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">-\ud504\ub9ac\ubbf8\uc5c4: \uae30\ubcf8 \uc11c\ube44\uc2a4 \uc138\ud2b8\ub294 \ubb34\ub8cc\ub85c \uc81c\uacf5\ud558\uace0 \ud504\ub9ac\ubbf8\uc5c4 \uae30\ub2a5\uc5d0 \ub300\ud574\uc11c\ub294 \uc720\ub8cc\ub85c \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">-\uad6c\ub3c5: \uc11c\ube44\uc2a4 \uc774\uc6a9\uc5d0 \ub300\ud55c \uc6d4\ubcc4 \ub610\ub294 \uc5f0\uac04 \uc694\uae08\uc744 \uccad\uad6c\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">-\uad50\ud658: \uace0\uac1d\uc774 \uc9c1\ubd88 \uce74\ub4dc \ub610\ub294 \uc2e0\uc6a9 \uce74\ub4dc\ub97c \uc0ac\uc6a9\ud560 \ub54c\ub9c8\ub2e4 \ud310\ub9e4\uc790\ub85c\ubd80\ud130 \uc18c\uc561\uc758 \uc218\uc218\ub8cc\ub97c \ubc1b\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">-\ub300\ucd9c: \ub300\ucd9c \ubc0f \uae30\ud0c0 \uc2e0\uc6a9 \uc0c1\ud488\uc5d0 \ub300\ud55c \uc774\uc790\ub97c \uc801\ub9bd\ud558\uc138\uc694.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-section-3-navigating-the-regulatory-and-licensing-maze\">\uc139\uc158 3: \uaddc\uc81c \ubc0f \ub77c\uc774\uc120\uc2a4 \ubbf8\ub85c \ud0d0\uc0c9\ud558\uae30<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-understanding-the-legal-framework\">\ubc95\uc801 \ud504\ub808\uc784\uc6cc\ud06c \uc774\ud574<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\ub514\uc9c0\ud138 \ubc45\ud0b9\uc5d0 \ub300\ud55c \uaddc\uc81c \ud658\uacbd\uc740 \ubcf5\uc7a1\ud558\uace0 \uad6d\uac00\ub9c8\ub2e4 \ub2e4\ub985\ub2c8\ub2e4. \ub530\ub77c\uc11c \ub2e4\uc74c\uacfc \uad00\ub828\ub41c \uaddc\uc815\uc744 \ud3ec\ud568\ud558\uc5ec \ubaa9\ud45c \uc2dc\uc7a5\uc758 \ubc95\uc801 \ud504\ub808\uc784\uc6cc\ud06c\ub97c \uae4a\uc774 \uc774\ud574\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc774\ub7ec\ud55c \ubc95\uc801 \uc694\uac74\uc744 \uc900\uc218\ud558\ub824\uba74 \uad00\ub828 \ubc95\ub960 \ubc0f \ud45c\uc900\uc5d0 \ub530\ub77c \uc0ac\uc6a9\uc790 \ub4f1\ub85d, KYC, \uac70\ub798 \uaddc\uce59 \ub4f1\uc758 \uc2dc\uc2a4\ud15c \uc124\uc815\uc744 \uad6c\uc131\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">-\uacb0\uc81c \uc11c\ube44\uc2a4 \uc9c0\uce68 2(PSD2): \uc774 EU \uc9c0\uce68\uc740 \uc720\ub7fd\uc5d0\uc11c \ubcf4\ub2e4 \ud1b5\ud569\ub418\uace0 \ud6a8\uc728\uc801\uc778 \uacb0\uc81c \uc2dc\uc7a5\uc744 \ub9cc\ub4dc\ub294 \uac83\uc744 \ubaa9\ud45c\ub85c \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">-\uc77c\ubc18 \ub370\uc774\ud130 \ubcf4\ud638 \uaddc\uc815(GDPR): \uc774 EU \uaddc\uc815\uc740 \uae30\uc5c5\uc774 \uac1c\uc778 \ub370\uc774\ud130\ub97c \uc218\uc9d1, \ucc98\ub9ac \ubc0f \uc800\uc7a5\ud558\ub294 \ubc29\ubc95\uc744 \uaddc\uc728\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">-\uacb0\uc81c \uce74\ub4dc \uc5c5\uacc4 \ub370\uc774\ud130 \ubcf4\uc548 \ud45c\uc900(PCI DSS): \uc774 \uae00\ub85c\ubc8c \ud45c\uc900\uc740 \ube0c\ub79c\ub4dc \uc2e0\uc6a9\uce74\ub4dc\ub97c \ucde8\uae09\ud558\ub294 \uc870\uc9c1\uc5d0 \ub300\ud55c \uc694\uad6c \uc0ac\ud56d\uc744 \uc124\uc815\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">-\ub274\uc695\uc8fc \uae08\uc735\uc11c\ube44\uc2a4\ubd80(NYSDFS): \uc774 \ubbf8\uad6d \uaddc\uc81c \uae30\uad00\uc740 \uae08\uc735 \uae30\uad00\uc744 \uc704\ud55c \ud3ec\uad04\uc801\uc778 \uc0ac\uc774\ubc84 \ubcf4\uc548 \uaddc\uc815\uc744 \uc81c\uc815\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">-\uae08\uc735\uc0c1\ud488 \ubc0f \uad50\ud658\ubc95(FinSA): \uc774 \uc2a4\uc704\uc2a4 \ubc95\ub960\uc740 \uae08\uc735 \uc11c\ube44\uc2a4 \uc81c\uacf5\uacfc \uae08\uc735 \uc0c1\ud488 \uc81c\uacf5\uc744 \uaddc\uc81c\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">-\uae08\uc735\uc0c1\ud488\ud22c\uc790\uc9c0\uce68(MiFID): \uc774 EU \uc9c0\uce68\uc740 \ud22c\uc790 \uc11c\ube44\uc2a4 \ubc0f \ud65c\ub3d9\uc744 \uaddc\uc81c\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">-\uc790\uae08\uc138\ud0c1\ubc29\uc9c0(AML): \ubc94\uc8c4\uc790\uac00 \ubd88\ubc95\uc73c\ub85c \uc5bb\uc740 \uc790\uae08\uc744 \ud569\ubc95\uc801\uc778 \uc218\uc785\uc73c\ub85c \uc704\uc7a5\ud558\ub294 \uac83\uc744 \ubc29\uc9c0\ud558\uae30 \uc704\ud574 \uace0\uc548\ub41c \uc77c\ub828\uc758 \ubc95\ub960 \ubc0f \uaddc\uc815\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-banking-license-strategies\">\ubc45\ud0b9 \ub77c\uc774\uc120\uc2a4 \uc804\ub7b5<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\ub2e4\uc74c\uacfc \uac19\uc740 \uba87 \uac00\uc9c0 \uc740\ud589 \ub77c\uc774\uc120\uc2a4 \uc804\ub7b5\uc744 \uace0\ub824\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">-\ub3c5\uc810: \uc790\uccb4 \uc740\ud589 \ub77c\uc774\uc120\uc2a4\ub97c \ucde8\ub4dd\ud558\uc5ec \uc6b4\uc601\uc744 \uc644\uc804\ud788 \uc81c\uc5b4\ud560 \uc218 \uc788\uc9c0\ub9cc \ubcf5\uc7a1\ud558\uace0 \uc2dc\uac04\uc774 \ub9ce\uc774 \uac78\ub9ac\ub294 \ud504\ub85c\uc138\uc2a4\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">-\ub77c\uc774\uc120\uc2f1: \ub77c\uc774\uc120\uc2a4\uac00 \uc788\ub294 \uc740\ud589\uacfc \uc81c\ud734\ud558\uc5ec \ud574\ub2f9 \uc740\ud589\uc758 \ub77c\uc774\uc120\uc2a4\uc5d0 \ub530\ub77c \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud558\uc138\uc694.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">-\uacf5\uc720: \ub2e4\ub978 \ud540\ud14c\ud06c \ud68c\uc0ac\uc640 \uc81c\ud734\ud558\uc5ec \ubc45\ud0b9 \ub77c\uc774\uc120\uc2a4\ub97c \uacf5\uc720\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">-\uc870\uc778\ud2b8 \ubca4\ucc98: \uc870\uc778\ud2b8 \ubca4\ucc98 \uc124\ub9bd <a target=\"_blank\" rel=\"noreferrer noopener\" href=\"https:\/\/www.investglass.com\/ko\/%ed%94%84%eb%9e%91%ec%8a%a4%ec%9d%98-aml-%eb%b0%8f-lcb-ft%eb%9e%80-%eb%ac%b4%ec%97%87%ec%9d%b8%ea%b0%80%ec%9a%94\/\">\ub77c\uc774\uc120\uc2a4 \uc740\ud589<\/a> \ub97c \ud074\ub9ad\ud558\uc5ec \ub514\uc9c0\ud138 \ubc45\ud0b9\uc744 \uc2dc\uc791\ud558\uc138\uc694.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc774\ub7ec\ud55c \uc804\ub7b5\uc744 \uad6c\ud604\ud560 \ub54c\ub294 \ub77c\uc774\uc120\uc2a4 \uc694\uac74\uc744 \uc900\uc218\ud558\uace0 \uc548\uc804\ud55c \uc6b4\uc601\uc744 \uc720\uc9c0\ud558\uae30 \uc704\ud574 \uc2dc\uc2a4\ud15c \uad6c\uc131\uc758 \uc77c\ubd80\ub85c \uad8c\ud55c\uc744 \ubd80\uc5ec\ud558\uace0 \uc0ac\uc6a9\uc790 \uc561\uc138\uc2a4 \uad8c\ud55c\uc744 \uad00\ub9ac\ud558\ub294 \ub370 \uc911\uc810\uc744 \ub450\uc5b4\uc57c \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-the-importance-of-compliance-and-risk-management\">\uaddc\uc815 \uc900\uc218 \ubc0f \uc704\ud5d8 \uad00\ub9ac\uc758 \uc911\uc694\uc131<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\uaddc\uc815 \uc900\uc218\uc640 \ub9ac\uc2a4\ud06c \uad00\ub9ac\ub294 \ub514\uc9c0\ud138 \uc740\ud589\uc758 \uc131\uacf5\uc5d0 \uc788\uc5b4 \ub9e4\uc6b0 \uc911\uc694\ud569\ub2c8\ub2e4. \ubaa8\ub4e0 \uad00\ub828 \ubc95\ub960\uacfc \uaddc\uc815\uc744 \uc900\uc218\ud558\uace0 \uc2e0\uc6a9 \uc704\ud5d8, \uc2dc\uc7a5 \uc704\ud5d8, \uc6b4\uc601 \uc704\ud5d8 \ub4f1 \uae08\uc735 \uae30\uad00 \uc6b4\uc601\uacfc \uad00\ub828\ub41c \ub2e4\uc591\ud55c \uc704\ud5d8\uc744 \uad00\ub9ac\ud560 \uc218 \uc788\ub294 \uac15\ub825\ud55c \uc2dc\uc2a4\ud15c\uacfc \ud504\ub85c\uc138\uc2a4\ub97c \uac16\ucd94\uc5b4\uc57c \ud569\ub2c8\ub2e4. \ub610\ud55c \ud50c\ub7ab\ud3fc \ub0b4 \ud2b9\uc815 \uae30\ub2a5\uc5d0 \ub300\ud55c \uc561\uc138\uc2a4\ub97c \uc81c\uc5b4\ud558\uc5ec \uad8c\ud55c\uc774 \ubd80\uc5ec\ub41c \uc0ac\uc6a9\uc790\ub9cc \ud2b9\uc815 \uc791\uc5c5\uc744 \uc218\ud589\ud560 \uc218 \uc788\ub3c4\ub85d \ud558\uc5ec \uaddc\uc815 \uc900\uc218\ub97c \ubcf4\uc7a5\ud558\uace0 \uc6b4\uc601 \ub9ac\uc2a4\ud06c\ub97c \uc644\ud654\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-section-4-building-your-technology-stack\">\uc139\uc158 4: \uae30\uc220 \uc2a4\ud0dd \uad6c\ucd95<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-core-banking-platform-considerations\">\ud575\uc2ec \ubc45\ud0b9 \ud50c\ub7ab\ud3fc \uace0\ub824 \uc0ac\ud56d<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\ucf54\uc5b4 \ubc45\ud0b9 \ud50c\ub7ab\ud3fc\uc740 \ub514\uc9c0\ud138 \ubc45\ud06c\uc758 \ud575\uc2ec\uc785\ub2c8\ub2e4. \uacc4\uc88c \uad00\ub9ac\ubd80\ud130 \uacb0\uc81c \ubc0f \ub300\ucd9c\uc5d0 \uc774\ub974\uae30\uae4c\uc9c0 \ubaa8\ub4e0 \uc8fc\uc694 \ubc45\ud0b9 \uae30\ub2a5\uc744 \uc9c0\uc6d0\ud558\ub294 \uc18c\ud504\ud2b8\uc6e8\uc5b4\uc785\ub2c8\ub2e4. \ucf54\uc5b4 \ubc45\ud0b9 \ud50c\ub7ab\ud3fc\uc744 \uc120\ud0dd\ud560 \ub54c\ub294 \ud655\uc7a5\uc131, \uc720\uc5f0\uc131, \ubcf4\uc548\uacfc \uac19\uc740 \uc694\uc18c\ub97c \uace0\ub824\ud574\uc57c \ud569\ub2c8\ub2e4. \ub610\ud55c \uc6b4\uc601\uc0c1\uc758 \uc694\uad6c \uc0ac\ud56d\uc744 \uc9c0\uc6d0\ud558\uace0 \ud6a8\uc728\uc801\uc778 \uc0ac\uc6a9\uc790 \uc9c0\uc815\uc774 \uac00\ub2a5\ud55c \uc628\ub77c\uc778 \ubc45\ud0b9 \uc2dc\uc2a4\ud15c\uc744 \uc120\ud0dd\ud558\ub294 \uac83\ub3c4 \uc911\uc694\ud569\ub2c8\ub2e4. \uc2dc\uc2a4\ud15c \uc124\uc815\uc758 \uc77c\ubd80\ub85c \uc6d0\ud65c\ud55c \uac70\ub798 \ud504\ub85c\uc138\uc2a4\uc640 \uaddc\uc815 \uc900\uc218\ub97c \uc704\ud574 \ud658\uc728\uc744 \uad6c\uc131\ud558\uace0 \uad00\ub9ac\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-the-role-of-apis-and-open-banking\">API\uc640 \uc624\ud508 \ubc45\ud0b9\uc758 \uc5ed\ud560<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">API(\uc560\ud50c\ub9ac\ucf00\uc774\uc158 \ud504\ub85c\uadf8\ub798\ubc0d \uc778\ud130\ud398\uc774\uc2a4)\ub294 \ucd5c\uc2e0 \ub514\uc9c0\ud138 \uc740\ud589\uc744 \uad6c\ucd95\ud558\ub294 \ub370 \ud544\uc218\uc801\uc785\ub2c8\ub2e4. \uc774\ub97c \ud1b5\ud574 \ud0c0\uc0ac \uc11c\ube44\uc2a4 \ubc0f \ub370\uc774\ud130 \uc18c\uc2a4\uc5d0 \uc5f0\uacb0\ud560 \uc218 \uc788\uc73c\ubbc0\ub85c \uace0\uac1d\uc5d0\uac8c \ub354 \ub2e4\uc591\ud55c \uc0c1\ud488\uacfc \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc740\ud589\uacfc \ud0c0\uc0ac \uc81c\uacf5\uc5c5\uccb4 \uac04\uc5d0 \uae08\uc735 \ub370\uc774\ud130\ub97c \uc548\uc804\ud558\uac8c \uacf5\uc720\ud558\ub294 \uad00\ud589\uc778 \uc624\ud508 \ubc45\ud0b9\ub3c4 \ub514\uc9c0\ud138 \ubc45\ud0b9 \ud658\uacbd\uc5d0\uc11c \uc810\uc810 \ub354 \uc911\uc694\ud574\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-ensuring-security-and-data-protection\">\ubcf4\uc548 \ubc0f \ub370\uc774\ud130 \ubcf4\ud638 \ubcf4\uc7a5<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\uae08\uc735 \uc11c\ube44\uc2a4 \uc5c5\uacc4\uc5d0\uc11c\ub294 \ubcf4\uc548\uacfc \ub370\uc774\ud130 \ubcf4\ud638\uac00 \ubb34\uc5c7\ubcf4\ub2e4 \uc911\uc694\ud569\ub2c8\ub2e4. \uace0\uac1d\uc758 \ub370\uc774\ud130\ub97c \ubcf4\ud638\ud558\uace0 \uc0ac\uae30\ub97c \ubc29\uc9c0\ud558\uae30 \uc704\ud574 \uac15\ub825\ud55c \ubcf4\uc548 \uc870\uce58\ub97c \ub9c8\ub828\ud574\uc57c \ud569\ub2c8\ub2e4. \uc5ec\uae30\uc5d0\ub294 \uc554\ud638\ud654, \ub2e4\ub2e8\uacc4 \uc778\uc99d, \uc815\uae30\uc801\uc778 \ubcf4\uc548 \uac10\uc0ac \ub4f1\uc758 \uc870\uce58\uac00 \ud3ec\ud568\ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-section-5-designing-essential-features-for-your-digital-bank\">\uc139\uc158 5: \ub514\uc9c0\ud138 \ubc45\ud06c\uc758 \ud544\uc218 \uae30\ub2a5 \uc124\uacc4\ud558\uae30<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\uc131\uacf5\uc801\uc778 \ub514\uc9c0\ud138 \ubc45\ud06c\uc758 \uc124\uacc4\ub294 \uc624\ub298\ub0a0\uc758 \uae4c\ub2e4\ub85c\uc6b4 \uace0\uac1d\uc744 \ub9cc\uc871\uc2dc\ud0ac \uc218 \uc788\ub294 \uc62c\uc778\uc6d0 \ud544\uc218 \uae30\ub2a5\uc744 \uc81c\uacf5\ud558\ub294 \uac83\uc5d0\uc11c \uc2dc\uc791\ub429\ub2c8\ub2e4. \ub514\uc9c0\ud138 \ubc45\ud0b9 \uc5d0\ucf54\uc2dc\uc2a4\ud15c\uc758 \ud575\uc2ec\uc740 \uc6d0\ud65c\ud55c \uacc4\uc88c \uad00\ub9ac \uae30\ub2a5\uc744 \uc81c\uacf5\ud558\uc5ec \uc0ac\uc6a9\uc790\uac00 \ub9c8\ucc30 \uc5c6\uc774 \uc628\ub77c\uc778\uc73c\ub85c \uacc4\uc88c\ub97c \uac1c\uc124, \ubaa8\ub2c8\ud130\ub9c1, \uad00\ub9ac\ud560 \uc218 \uc788\ub3c4\ub85d \uc9c0\uc6d0\ud558\ub294 \uac83\uc785\ub2c8\ub2e4. \uac15\ub825\ud55c \uac70\ub798 \ub0b4\uc5ed \uae30\ub2a5\uc744 \ud1b5\ud574 \uace0\uac1d\uc774 \uc190\uc27d\uac8c \uc644\ubcbd\ud55c \uc9c0\ucd9c \uc778\uc0ac\uc774\ud2b8\ub97c \ud655\ubcf4\ud560 \uc218 \uc788\uc73c\ubbc0\ub85c \ub2e8\uc77c \ud1b5\ud569 \ud50c\ub7ab\ud3fc\uc5d0\uc11c \uc9c0\ucd9c\uc744 \ucd94\uc801\ud558\uace0, \uacfc\uac70 \uacb0\uc81c\ub97c \uac80\ud1a0\ud558\uace0, \uba85\uc138\uc11c\ub97c \ub2e4\uc6b4\ub85c\ub4dc\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc628\ub77c\uc778 \uacb0\uc81c\ub294 \ub514\uc9c0\ud138 \ubc45\ud0b9 \ubd84\uc57c\uc5d0\uc11c \uadc0\uc0ac\ub97c \ucc28\ubcc4\ud654\ud558\ub294 \ucd08\uc11d\uc785\ub2c8\ub2e4. \uadc0\uc0ac\uc758 \ud50c\ub7ab\ud3fc\uc740 \uad6d\ub0b4 \ubc0f \uad6d\uc81c \uac70\ub798 \ubaa8\ub450\uc5d0 \ub300\ud574 \ubc88\uac1c\ucc98\ub7fc \ube60\ub974\uace0 \uc644\ubcbd\ud55c \uacb0\uc81c \ucc98\ub9ac\ub97c \uc81c\uacf5\ud574\uc57c \ud558\uba70, \uad6c\ub3c5 \ubc0f \uccad\uad6c\uc11c\ub97c \uc6d0\ud65c\ud558\uac8c \uc720\uc9c0\ud558\ub294 \uc790\ub3d9\ud654\ub41c \uc815\uae30 \uacb0\uc81c \uae30\ub2a5\ub3c4 \uac16\ucdb0\uc57c \ud569\ub2c8\ub2e4. \ub2e4\ub2e8\uacc4 \uc778\uc99d \ubc0f \uace0\uae09 \ubcf4\uc548 \uc870\uce58\ub97c \ud1b5\ud569\ud558\ub294 \uac83\uc740 \ub2e8\uc21c\ud55c \uc911\uc694 \uc0ac\ud56d\uc774 \uc544\ub2c8\ub77c \uace0\uac1d \ub370\uc774\ud130\ub97c \ubcf4\ud638\ud558\uace0 \uae08\uc735 \ubd80\ubb38\uacfc \uac19\uc774 \uaddc\uc81c\uac00 \uc2ec\ud55c \ubd84\uc57c\uc5d0\uc11c \uc6b4\uc601\ub420 \ub54c \ud2b9\ud788 \uc0ac\uae30\ub97c \ubc29\uc9c0\ud558\ub294 \uadc0\uc0ac\uc758 \uacbd\uc7c1 \uc6b0\uc704\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc804\ud1b5\uc801\uc778 \uc740\ud589\uc744 \ub6f0\uc5b4\ub118\uc5b4 \uace0\uac1d\uc5d0\uac8c \uc9c4\uc815\ud55c \ub9cc\uc871\uc744 \uc120\uc0ac\ud558\ub824\uba74, \ud0c0\uac9f \uace0\uac1d\uc5d0\uac8c \uc9c1\uc811\uc801\uc73c\ub85c \ub2e4\uac00\uac00\ub294 \uac1c\uc778 \ub9de\ucda4\ud615 \uae08\uc735 \uc11c\ube44\uc2a4\uac00 \ud544\uc694\ud569\ub2c8\ub2e4. \uc774\ub294 \uc0ac\uc6a9\ud558\uae30 \uc26c\uc6b4 \uc9c1\uad00\uc801\uc778 \uc778\ud130\ud398\uc774\uc2a4\ub97c \ud1b5\ud574 \uace0\uac1d\uc774 \uc120\ud638\ud558\ub294 \ud22c\uc790 \uc0c1\ud488, \uc5ec\ud589\uc790 \ubcf4\ud5d8, \ud504\ub9ac\ubbf8\uc5c4 \uba64\ubc84\uc2ed \uc635\uc158\uc744 \uc81c\uacf5\ud558\ub294 \uac83\uc744 \uc758\ubbf8\ud569\ub2c8\ub2e4. \uc758\uc2ec\uc2a4\ub7ec\uc6b4 \ud65c\ub3d9\uc5d0 \ub300\ud55c \uc2e4\uc2dc\uac04 \uc54c\ub9bc\uc744 \ud3ec\ud568\ud55c \uc704\ud5d8 \uad00\ub9ac \ub3c4\uad6c\ub294 \ubcf4\uc548\uc744 \uac15\ud654\ud560 \ubfd0\ub9cc \uc544\ub2c8\ub77c, \uace0\uac1d\uc744 \ucda9\uc131\ub3c4 \ub192\uc740 \uc9c0\uc9c0\uc790\ub85c \ub9cc\ub4dc\ub294 \ud754\ub4e4\ub9ac\uc9c0 \uc54a\ub294 \uc2e0\ub8b0\ub97c \uad6c\ucd95\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud3ec\uad04\uc801\uc778 \ubc45\ud0b9 \uc11c\ube44\uc2a4, \uacac\uace0\ud55c \ucf54\uc5b4 \ubc45\ud0b9 \uc2dc\uc2a4\ud15c, \uc6b0\uc218\ud55c \uace0\uac1d \uacbd\ud5d8\uc774\ub77c\ub294 \uac8c\uc784 \uccb4\uc778\uc800 \uae30\ub2a5\uc5d0 \uc9d1\uc911\ud568\uc73c\ub85c\uc368 \ub514\uc9c0\ud138 \uc740\ud589\uc740 \ub2e8\uc21c\ud788 \uace0\uac1d\uc744 \uc720\uce58\ud558\uace0 \uc720\uc9c0\ud558\ub294 \ub370 \uadf8\uce58\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \uc628\ub77c\uc778 \ubc45\ud0b9 \uae30\uc220\uc758 \uc0c8\ub85c\uc6b4 \ud669\uae08 \ud45c\uc900\uc744 \uc124\uc815\ud558\ub294 \uc0dd\ud0dc\uacc4\ub97c \ucc3d\ucd9c\ud558\uc5ec \uace0\uac1d\uc774 \uc7ac\uc815 \uc0dd\ud65c\uc744 \uc790\uc2e0\uac10 \uc788\uace0 \uc27d\uac8c \uad00\ub9ac\ud558\ub3c4\ub85d \ub3d5\ub294 \ud30c\ud2b8\ub108\ub85c\uc11c \uc790\ub9ac\ub9e4\uae40\ud558\uac8c \ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-section-6-leveraging-artificial-intelligence-in-digital-banking\">\uc139\uc158 6: \ub514\uc9c0\ud138 \ubc45\ud0b9\uc5d0\uc11c \uc778\uacf5 \uc9c0\ub2a5 \ud65c\uc6a9\ud558\uae30<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><a class=\"wpil_keyword_link\" href=\"https:\/\/www.investglass.com\/ko\/%ec%9e%90%eb%8f%99%ed%99%94-%eb%8f%84%ea%b5%ac\/\" target=\"_blank\" rel=\"noopener\" title=\"\uc778\uacf5 \uc9c0\ub2a5\" data-wpil-keyword-link=\"linked\" data-wpil-monitor-id=\"5548\">\uc778\uacf5 \uc9c0\ub2a5<\/a> \ub514\uc9c0\ud138 \ubc45\ud0b9 \ud658\uacbd\uc744 \ud601\uc2e0\ud558\uc5ec, \ubbf8\ub798 \uc9c0\ud5a5\uc801\uc778 \ub514\uc9c0\ud138 \uc740\ud589\ub4e4\uc774 \ub354\uc6b1 \uc2a4\ub9c8\ud2b8\ud558\uace0, \ubc88\uac1c\ucc98\ub7fc \ube60\ub974\uba70, \uacac\uace0\ud558\uac8c \uc548\uc804\ud55c \uc11c\ube44\uc2a4\ub97c \ud1b5\ud574 \uace0\uac1d\uc744 \ub9cc\uc871\uc2dc\ud0ac \uc218 \uc788\ub3c4\ub85d \uc9c0\uc6d0\ud569\ub2c8\ub2e4. AI \uae30\ubc18 \ucc57\ubd07\uacfc \uac00\uc0c1 \ube44\uc11c\ub294 \uc7a0\ub4e4\uc9c0 \uc54a\ub294 \ub6f0\uc5b4\ub09c 24\uc2dc\uac04 \uc5f0\uc911\ubb34\ud734 \uace0\uac1d \uc9c0\uc6d0\uc744 \uc81c\uacf5\ud558\uc5ec \ubb38\uc758 \uc0ac\ud56d\uc744 \uc989\uc2dc \ud574\uacb0\ud558\uace0, \ubb3c\ub9ac\uc801 \uc9c0\uc810 \uc5c6\uc774\ub3c4 \uc6d0\ud65c\ud55c \ubc45\ud0b9 \uacbd\ud5d8\uc744 \ud1b5\ud574 \uc0ac\uc6a9\uc790\ub97c \uc548\ub0b4\ud569\ub2c8\ub2e4. \uc21c\uc218\ud55c \ub514\uc9c0\ud138 \uc6b0\uc218\uc131\ub9cc\uc774 \uc788\uc744 \ubfd0\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uba38\uc2e0\ub7ec\ub2dd \uc54c\uace0\ub9ac\uc998\uc740 \ubc29\ub300\ud55c \uace0\uac1d \ub370\uc774\ud130\ub97c \ud65c\uc6a9\ud558\uc5ec \uac01 \uace0\uac1d\uc758 \uace0\uc720\ud55c \uc694\uad6c\uc5d0 \ub9de\ub294 \uac1c\uc778\ud654\ub41c \uae08\uc735 \uc0c1\ud488\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4. \uc774\ub294 \ub9de\ucda4\ud615 \ud22c\uc790 \uc870\uc5b8\ubd80\ud130 \uc815\ud655\ud55c \ub300\ucd9c \ucd94\ucc9c, \uc2e4\uc2dc\uac04\uc73c\ub85c \uc801\uc751\ud558\ub294 \ub3d9\uc801\uc778 \uc2e0\uc6a9 \uc810\uc218 \uc0b0\uc815\uc5d0 \uc774\ub974\uae30\uae4c\uc9c0 \ub2e4\uc591\ud569\ub2c8\ub2e4. \uc774\ub294 \uace0\uac1d \uacbd\ud5d8\uc744 \ud5a5\uc0c1\uc2dc\ud0ac \ubfd0\ub9cc \uc544\ub2c8\ub77c \uc740\ud589\uacfc \uc18c\uc911\ud55c \uace0\uac1d \ubaa8\ub450\uc5d0\uac8c \uc774\uc775\uc774 \ub418\ub294 \uc5c4\uccad\ub09c \uc0c8\ub85c\uc6b4 \uc790\ubcf8 \uc7a0\uc7ac\ub825\uc744 \ubc1c\ud718\ud558\uc5ec \ubaa8\ub4e0 \ub2e8\uacc4\uc5d0\uc11c \uc708-\uc708 \uae30\ud68c\ub97c \ucc3d\ucd9c\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">AI\ub294 \uc704\ud5d8 \uad00\ub9ac \ubc0f \uacb0\uc81c \ucc98\ub9ac\uc5d0\uc11c \ucd5c\uace0\uc758 \uc9c0\uc6d0\uad70\uc774 \ub418\uc5b4 \ube44\uc815\uc0c1\uc801\uc778 \ud328\ud134\uc744 \uac10\uc9c0\ud558\uace0 \uc2e4\uc2dc\uac04\uc73c\ub85c \uc815\ubc00\ud558\uac8c \uc0ac\uae30\ub97c \ucc28\ub2e8\ud569\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc9c0\ub2a5\ud615 \uc790\ub3d9\ud654 \uc2dc\uc2a4\ud15c\uc740 \uc758\uc2ec\uc2a4\ub7ec\uc6b4 \uac70\ub798\ub97c \uc989\uc2dc \ud45c\uc2dc\ud558\uc5ec \ub514\uc9c0\ud138 \uc740\ud589\uc774 \uaddc\uc81c \uc694\uac74\uc744 \uc190\uc27d\uac8c \ucda9\uc871\ud558\uba74\uc11c \uc704\ud611\uc5d0 \ud55c\ubc1c \uc55e\uc11c \ub300\uc751\ud560 \uc218 \uc788\ub3c4\ub85d \uc9c0\uc6d0\ud569\ub2c8\ub2e4. \ub610\ud55c \uc778\uacf5 \uc9c0\ub2a5\uc740 \uc804\ub840 \uc5c6\uc774 \ubc31\uc624\ud53c\uc2a4 \uc6b4\uc601\uc744 \uac04\uc18c\ud654\ud558\uc5ec \ube44\uc6a9\uc744 \uc808\uac10\ud558\uace0 \uc7ac\ub2a5 \uc788\ub294 \ud300\uc774 \uc9c4\uc815\uc73c\ub85c \uc911\uc694\ud55c \ud601\uc2e0\uacfc \uace0\ubd80\uac00\uac00\uce58 \uc11c\ube44\uc2a4\uc5d0 \uc9d1\uc911\ud560 \uc218 \uc788\ub294 \uc2dc\uac04\uc744 \ud655\ubcf4\ud560 \uc218 \uc788\ub3c4\ub85d \uc9c0\uc6d0\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ub514\uc9c0\ud138 \uc740\ud589\uc740 AI\uc640 \uba38\uc2e0\ub7ec\ub2dd\uc744 \ud575\uc2ec \uc804\ub7b5\uc801 \uc774\uc810\uc73c\ub85c \uc218\uc6a9\ud568\uc73c\ub85c\uc368 \uc6b4\uc601 \ud6a8\uc728\uc131\uc744 \ud68d\uae30\uc801\uc73c\ub85c \ub192\uc774\uace0, \ud310\ub3c4\ub97c \ubc14\uafb8\ub294 \uae08\uc735 \uc0c1\ud488\uc744 \uc81c\uacf5\ud558\uba70, \ube60\ub974\uac8c \uc9c4\ud654\ud558\ub294 \uc624\ub298\ub0a0\uc758 \ud540\ud14c\ud06c \ubd84\uc57c\uc5d0\uc11c \ub3c5\ubcf4\uc801\uc778 \uacbd\uc7c1\ub825\uc744 \uc720\uc9c0\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-section-5-launching-and-growing-your-digital-bank\">\uc139\uc158 5: \ub514\uc9c0\ud138 \ubc45\ud06c \uc2dc\uc791 \ubc0f \uc131\uc7a5\ud558\uae30<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-creating-a-minimum-viable-product-mvp\">\ucd5c\uc18c \uc2e4\ud589 \uac00\ub2a5\ud55c \uc81c\ud488(MVP) \ub9cc\ub4e4\uae30<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\ub514\uc9c0\ud138 \uc740\ud589\uc744 \ucd9c\uc2dc\ud560 \ub54c\ub294 \ucd5c\uc18c\uae30\ub2a5\uc81c\ud488(MVP)\uc73c\ub85c \uc2dc\uc791\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4. \uc774\ub294 \ucd08\uae30 \uace0\uac1d\uc774 \uc0ac\uc6a9\ud560 \uc218 \uc788\uc744 \uc815\ub3c4\uc758 \uae30\ub2a5\ub9cc \uac16\ucd98 \uc81c\ud488 \ubc84\uc804\uc73c\ub85c, \ud5a5\ud6c4 \uc81c\ud488 \uac1c\ubc1c\uc744 \uc704\ud55c \ud53c\ub4dc\ubc31\uc744 \uc81c\uacf5\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. MVP\ub97c \ucd9c\uc2dc\ud558\uba74 \uc2dc\uc7a5\uc5d0 \ube60\ub974\uac8c \uc9c4\ucd9c\ud558\uace0 \uace0\uac1d\uc73c\ub85c\ubd80\ud130 \ubc14\ub85c \ud559\uc2b5\uc744 \uc2dc\uc791\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-marketing-and-customer-acquisition-strategies\">\ub9c8\ucf00\ud305 \ubc0f \uace0\uac1d \ud655\ubcf4 \uc804\ub7b5<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">MVP\ub97c \ucd9c\uc2dc\ud55c \ud6c4\uc5d0\ub294 \ub9c8\ucf00\ud305\uacfc \uace0\uac1d \ud655\ubcf4\uc5d0 \uc9d1\uc911\ud574\uc57c \ud569\ub2c8\ub2e4. \ub2e4\uc74c\uacfc \uac19\uc740 \ub2e4\uc591\ud55c \ub9c8\ucf00\ud305 \ucc44\ub110\uc744 \uace0\ub824\ud574\uc57c \ud569\ub2c8\ub2e4:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">-\ub514\uc9c0\ud138 \ub9c8\ucf00\ud305: \uac80\uc0c9 \uc5d4\uc9c4 \ucd5c\uc801\ud654(SEO), \ucf58\ud150\uce20 \ub9c8\ucf00\ud305, \uc18c\uc15c \ubbf8\ub514\uc5b4 \ub9c8\ucf00\ud305, \uadf8\ub9ac\uace0 <a class=\"wpil_keyword_link\" href=\"https:\/\/www.investglass.com\/ko\/%eb%a7%88%ec%bc%80%ed%8c%85-%eb%8f%84%ea%b5%ac\/\" target=\"_blank\" rel=\"noopener\" title=\"\uc774\uba54\uc77c \ub9c8\ucf00\ud305\" data-wpil-keyword-link=\"linked\" data-wpil-monitor-id=\"5550\">\uc774\uba54\uc77c \ub9c8\ucf00\ud305<\/a>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">-\ud64d\ubcf4: \uad00\ub828 \uac04\ud589\ubb3c, \ud2b9\ud788 \ub2e4\uc74c\uacfc \uac19\uc740 \ud601\uc2e0\uc744 \ub2e4\ub8e8\ub294 \uac04\ud589\ubb3c\uc5d0\uc11c \uc5b8\ub860 \ubcf4\ub3c4 \ubc1b\uae30 <a target=\"_blank\" rel=\"noreferrer noopener\" href=\"https:\/\/www.investglass.com\/ko\/%ec%9d%80%ed%96%89%ec%9d%84-%ec%9c%84%ed%95%9c-%ec%8b%ac%ec%b8%b5-%ea%b2%80%ed%86%a0-%ec%97%90%ec%9d%b4%ec%a0%84%ed%8a%b8-ai\/\">\ubc45\ud0b9 \ubd84\uc57c\uc758 \uc5d0\uc774\uc804\ud2b8 AI<\/a>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">-\ucd94\ucc9c \ub9c8\ucf00\ud305: \uae30\uc874 \uace0\uac1d\uc774 \uce5c\uad6c\ub098 \uac00\uc871\uc744 \ucd94\ucc9c\ud558\ub3c4\ub85d \uc7a5\ub824\ud558\ub294 \ub9c8\ucf00\ud305\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-the-role-of-a-powerful-crm-like-investglass\">InvestGlass\uc640 \uac19\uc740 \uac15\ub825\ud55c CRM\uc758 \uc5ed\ud560<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\uace0\uac1d \uad00\uacc4\ub97c \uad00\ub9ac\ud558\uace0 \uc131\uc7a5\uc744 \ucd09\uc9c4\ud558\ub824\uba74 \uac15\ub825\ud55c CRM(\uace0\uac1d \uad00\uacc4 \uad00\ub9ac) \uc2dc\uc2a4\ud15c\uc774 \ud544\uc218\uc801\uc785\ub2c8\ub2e4. \ub2e4\uc74c\uacfc \uac19\uc740 CRM\uc740 <a target=\"_blank\" rel=\"noreferrer noopener\" href=\"https:\/\/www.investglass.com\/ko\/\">InvestGlass<\/a> \uac00 \ub3c4\uc6c0\uc774 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">-\uace0\uac1d \ub370\uc774\ud130\ub97c \uc911\uc559 \uc9d1\uc911\ud654\ud558\uc138\uc694: \ubaa8\ub4e0 \uc811\uc810\uc5d0\uc11c \uace0\uac1d\uc5d0 \ub300\ud55c \ud1b5\ud569\ub41c \ub2e8\uc77c \ubdf0\ub97c \ud655\ubcf4\ud558\uc138\uc694.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">-\uc601\uc5c5 \ubc0f \ub9c8\ucf00\ud305 \ud504\ub85c\uc138\uc2a4\ub97c \uc790\ub3d9\ud654\ud558\uc138\uc694: \uc790\ub3d9\ud654\ub41c \uc6cc\ud06c\ud50c\ub85c\uc6b0\ub85c \uc2dc\uac04\uc744 \uc808\uc57d\ud558\uace0 \ud6a8\uc728\uc131\uc744 \uac1c\uc120\ud558\uc138\uc694.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">-\uace0\uac1d \ucee4\ubba4\ub2c8\ucf00\uc774\uc158\uc744 \uac1c\uc778\ud654\ud558\uc138\uc694: \uace0\uac1d\uc5d0\uac8c \ud0c0\uac9f\ud305\ub41c \uad00\ub828\uc131 \ub192\uc740 \uba54\uc2dc\uc9c0\ub97c \uc804\ub2ec\ud558\uc138\uc694.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">-\uc131\uacfc\ub97c \ucd94\uc801\ud558\uc138\uc694: \uc8fc\uc694 \uc9c0\ud45c\ub97c \uce21\uc815\ud558\uace0 \uac1c\uc120\uc774 \ud544\uc694\ud55c \ubd80\ubd84\uc744 \ud30c\uc545\ud558\uc138\uc694.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a target=\"_blank\" rel=\"noreferrer noopener\" href=\"https:\/\/www.investglass.com\/ko\/\">InvestGlass<\/a> \ub294 \uae08\uc735 \uc11c\ube44\uc2a4 \uc5c5\uacc4\ub97c \uc704\ud574 \ud2b9\ubcc4\ud788 \uc124\uacc4\ub41c \uc2a4\uc704\uc2a4 \uae30\ubc18\uc758 CRM\uc785\ub2c8\ub2e4. \ub514\uc9c0\ud138 \uc740\ud589\uc744 \uad6c\ucd95\ud558\uace0 \uc131\uc7a5\uc2dc\ud0a4\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub418\ub294 \uac15\ub825\ud558\uace0 \uc720\uc5f0\ud55c \ud50c\ub7ab\ud3fc\uc785\ub2c8\ub2e4. \uc640 <a target=\"_blank\" rel=\"noreferrer noopener\" href=\"https:\/\/www.investglass.com\/ko\/\">InvestGlass<\/a>, \ub97c \uc0ac\uc6a9\ud558\uba74 \uace0\uac1d \uad00\uacc4\ub97c \uad00\ub9ac\ud558\uace0, \uc601\uc5c5 \ubc0f \ub9c8\ucf00\ud305 \ud504\ub85c\uc138\uc2a4\ub97c \uc790\ub3d9\ud654\ud558\uba70, \uac1c\uc778\ud654\ub418\uace0 \uc6d0\ud65c\ud55c \uace0\uac1d \uacbd\ud5d8\uc744 \uc81c\uacf5\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <a target=\"_blank\" rel=\"noreferrer noopener\" href=\"https:\/\/www.investglass.com\/ko\/\">InvestGlass<\/a> \ub294 \ub514\uc9c0\ud138 \uc740\ud589\uc744 \uc2dc\uc791\ud558\ub824\ub294 \ubaa8\ub4e0 \uae30\uc5c5\uac00\uc5d0\uac8c \uc644\ubcbd\ud55c \ud30c\ud2b8\ub108\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-section-8-managing-a-digital-bank-operations-and-optimization\">\uc139\uc158 8: \ub514\uc9c0\ud138 \ubc45\ud06c \uad00\ub9ac\ud558\uae30 \uc6b4\uc601 \ubc0f \ucd5c\uc801\ud654<\/h2>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-digital-banking-excellence-blueprint\">\ud83d\udcb0 \ub514\uc9c0\ud138 \ubc45\ud0b9 \uc6b0\uc218\uc131 \uccad\uc0ac\uc9c4<\/h2>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-opening-hook\">\uc624\ud504\ub2dd \ud6c4\ud06c<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u201c\uc624\ub298\ub0a0 \ub514\uc9c0\ud138 \uc740\ud589\uc740 \uacbd\uc7c1\uc5d0\uc11c \uc55e\uc11c \ub098\uac00\uba74\uc11c \ubb34\uacb0\uc810 \uc6b4\uc601\uc744 \uc81c\uacf5\ud574\uc57c \ud569\ub2c8\ub2e4. \ud6a8\uc728\uc801\uc778 \uc6b4\uc601\uacfc \uc9c0\uc18d\uc801\uc778 \ucd5c\uc801\ud654\uac00 \uc7a5\uae30\uc801\uc778 \uc131\uacf5\uacfc \uc2dc\uc7a5 \ub9ac\ub354\uc2ed\uc758 \uc5f4\uc1e0\uc785\ub2c8\ub2e4.\u201d<\/p>\n\n\n\n\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-1-modern-technology-amp-rapid-deployment\">1. \ucd5c\uc2e0 \uae30\uc220 \ubc0f \uc2e0\uc18d\ud55c \ubc30\ud3ec<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\uc6d0\ud65c\ud55c \uc5c5\ub370\uc774\ud2b8\ub97c \uc704\ud55c \uc9c0\uc18d\uc801 \ud1b5\ud569 \ubc0f \ubc30\ud3ec \uad00\ud589\uc744 \ud65c\uc6a9\ud558\uc138\uc694.<\/li>\n\n\n\n<li>\uace0\uac1d \uacbd\ud5d8\uc744 \ubc29\ud574\ud558\uc9c0 \uc54a\uc73c\uba74\uc11c \uc0c8\ub85c\uc6b4 \uae30\ub2a5\uc744 \uc2e0\uc18d\ud558\uac8c \ubc30\ud3ec\ud558\uae30<\/li>\n\n\n\n<li>\uacbd\uc7c1\ub825 \ubc0f \ubbfc\ucca9\uc131\uc744 \uc720\uc9c0\ud558\ub294 \ucd5c\uc2e0 \uae30\uc220 \uc2a4\ud0dd<\/li>\n\n\n\n<li>\uc11c\ube44\uc2a4 \uc6b0\uc218\uc131\uc744 \uc720\uc9c0\ud558\ub294 \ub2e4\uc6b4\ud0c0\uc784 \uc81c\ub85c \ubc30\ud3ec<\/li>\n<\/ul>\n\n\n\n\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-2-security-first-operations\">2. \ubcf4\uc548 \uc6b0\uc120 \uc6b4\uc601<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\uac15\ub825\ud55c \uc554\ud638\ud654 \ubc0f \ubc29\ud654\ubcbd \ubcf4\ud638\ub97c \uae30\ubcf8\uc73c\ub85c \ud569\ub2c8\ub2e4.<\/li>\n\n\n\n<li>\ubbfc\uac10\ud55c \uace0\uac1d \ub370\uc774\ud130\ub97c \ubcf4\ud638\ud558\uae30 \uc704\ud55c \uc815\uae30\uc801\uc778 \ubcf4\uc548 \uac10\uc0ac<\/li>\n\n\n\n<li>\uace0\uac1d \uc2e0\ub8b0\ub97c \uad6c\ucd95\ud558\ub294 \ub2e4\uce35\uc801 \ubcf4\uc548 \uc870\uce58<\/li>\n\n\n\n<li>\uc5c5\uacc4 \ud45c\uc900\uc744 \ucda9\uc871\ud558\ub294 \uaddc\uc815 \uc900\uc218 \uc9c0\uc6d0 \uc778\ud504\ub77c<\/li>\n<\/ul>\n\n\n\n\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-3-data-driven-intelligence\">3. \ub370\uc774\ud130 \uae30\ubc18 \uc778\ud154\ub9ac\uc804\uc2a4<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\uace0\uac1d \uc778\uc0ac\uc774\ud2b8\ub97c \ud655\ubcf4\ud558\ub294 \ub370\uc774\ud130 \ubd84\uc11d \ubc0f \uc778\uacf5 \uc9c0\ub2a5<\/li>\n\n\n\n<li>\uc2e4\ud589 \uac00\ub2a5\ud55c \uc778\ud154\ub9ac\uc804\uc2a4\ub85c \ube44\uc988\ub2c8\uc2a4 \ubaa8\ub378 \uac1c\uc120<\/li>\n\n\n\n<li>\ud589\ub3d9 \ubd84\uc11d\uc744 \ud1b5\ud55c \ub9c8\ucf00\ud305 \uc804\ub7b5 \uac15\ud654<\/li>\n\n\n\n<li>\uace0\uac1d \ub9cc\uc871\uacfc \uace0\uac1d \uc720\uc9c0\ub97c \uc704\ud55c \ub9de\ucda4\ud615 \uc11c\ube44\uc2a4<\/li>\n<\/ul>\n\n\n\n\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-4-cost-optimization-amp-strategic-partnerships\">4. \ube44\uc6a9 \ucd5c\uc801\ud654 \ubc0f \uc804\ub7b5\uc801 \ud30c\ud2b8\ub108\uc2ed<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\uc77c\uc0c1\uc801\uc778 \uc791\uc5c5\uc744 \uc790\ub3d9\ud654\ud558\uc5ec \uc6b4\uc601 \ube44\uc6a9 \uc808\uac10<\/li>\n\n\n\n<li>\ub192\uc740 \uc11c\ube44\uc2a4 \ud45c\uc900\uc744 \uc720\uc9c0\ud558\uba74\uc11c \uc6cc\ud06c\ud50c\ub85c\uc6b0 \uac04\uc18c\ud654<\/li>\n\n\n\n<li><a href=\"https:\/\/www.investglass.com\/fr\/\" target=\"_blank\" rel=\"noreferrer noopener\">\uae08\uc735 \uae30\uad00 \ubc0f \ud540\ud14c\ud06c \uae30\uc5c5\uacfc\uc758 \ud611\uc5c5<\/a><\/li>\n\n\n\n<li>\uc804\ub7b5\uc801 \uc81c\ud734\ub97c \ud1b5\ud55c \uc11c\ube44\uc2a4 \ubc94\uc704 \ud655\uc7a5<\/li>\n<\/ul>\n\n\n\n\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-5-operational-excellence-commitment\">5. \uc6b4\uc601 \uc6b0\uc218\uc131 \uc57d\uc18d<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\ubd81\uadf9\uc131\ucc98\ub7fc \uc6d0\ud65c\ud558\uace0 \uc548\uc804\ud558\uba70 \ub9cc\uc871\uc2a4\ub7ec\uc6b4 \uace0\uac1d \uacbd\ud5d8 \uc81c\uacf5<\/li>\n\n\n\n<li>\uc6b4\uc601 \uc219\ub2ec\uc744 \ud1b5\ud55c \uc9c0\uc18d \uac00\ub2a5\ud55c \uc131\uc7a5 \ucd94\uc9c4<\/li>\n\n\n\n<li>\uc628\ub77c\uc778 \ubc45\ud0b9\uc758 \ub9ac\ub354\ub85c\uc11c \ube0c\ub79c\ub4dc \uad6c\ucd95\ud558\uae30<\/li>\n\n\n\n<li>\uc2dc\ub300\ub97c \uc55e\uc11c\uac00\ub294 \uc9c0\uc18d\uc801\uc778 \ucd5c\uc801\ud654<\/li>\n<\/ul>\n\n\n\n\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-closing-line\">\uacb0\ub860<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u201c\uc774 \uc6b4\uc601 \uc6b0\uc218\uc131 \uccad\uc0ac\uc9c4\uc744 \ud1b5\ud574 \ub514\uc9c0\ud138 \uc740\ud589\uc744 \uc6b4\uc601\ud558\ub294 \uac83\uc744 \ub118\uc5b4 \ud0c1\uc6d4\ud55c \uacbd\ud5d8\uc744 \uc81c\uacf5\ud558\uace0, \uc131\uc7a5\uc744 \ucd94\uc9c4\ud558\uba70, \uc628\ub77c\uc778 \ubc45\ud0b9 \ud658\uacbd\uc744 \uc9c0\ubc30\ud560 \uac83\uc785\ub2c8\ub2e4.\u201d<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-section-9-trends-in-digital-banking-for-2025-and-beyond\">\uc139\uc158 9: 2025\ub144 \uc774\ud6c4\uc758 \ub514\uc9c0\ud138 \ubc45\ud0b9 \ud2b8\ub80c\ub4dc<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">2025\ub144\uc744 \uc55e\ub450\uace0 \uadc0\uc0ac\uc758 \ub514\uc9c0\ud138 \uae08\uc735 \uae30\uad00\uc740 \ud601\uba85\uc801\uc778 \uae30\uc220 \ubc1c\uc804\uacfc \uace0\uac1d\uc758 \ubcc0\ud654\ud558\ub294 \uae30\ub300\uc5d0 \ud798\uc785\uc5b4 \uc804\ub840 \uc5c6\ub294 \uae30\ud68c\uc758 \ubb38\ud131\uc5d0 \uc11c \uc788\uc2b5\ub2c8\ub2e4. \uc778\uacf5 \uc9c0\ub2a5\uacfc \uba38\uc2e0\ub7ec\ub2dd\uc740 \uadc0\uc0ac\uc758 \uacbd\uc7c1 \uc6b0\uc704\ub97c \ud601\uc2e0\ud558\uc5ec, \uc608\uce21 \uae08\uc735 \ud1b5\ucc30\ub825\uc73c\ub85c \ub180\ub77c\uc6c0\uc744 \uc120\uc0ac\ud558\uace0 \ub9cc\uc871\uc2dc\ud0a4\ub294 \uac83\ubd80\ud130 \uadc0\uc0ac\uc758 \ubbf8\ub798\ub97c \ubcf4\ud638\ud558\ub294 \uc790\ub3d9\ud654\ub41c \uc704\ud5d8 \uad00\ub9ac\uae4c\uc9c0, \uace0\uac1d\uc758 \ub2c8\uc988\ub97c \ubbf8\ub9ac \ud30c\uc545\ud558\ub294 \ub354 \ub611\ub611\ud558\uace0 \uac1c\uc778\ud654\ub41c \uae08\uc735 \uacbd\ud5d8\uc744 \uc81c\uacf5\ud560 \uac83\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ube14\ub85d\uccb4\uc778 \uae30\uc220\uc740 \ub354 \ube60\ub974\uace0 \ud22c\uba85\ud55c \uac70\ub798\ub97c \uc81c\uacf5\ud558\uc5ec \ud754\ub4e4\ub9ac\uc9c0 \uc54a\ub294 \uace0\uac1d \uc2e0\ub8b0\ub97c \uad6c\ucd95\ud560 \uc218 \uc788\ub294 \uacb0\uc81c \ucc98\ub9ac \uc6b0\uc218\uc131\uc758 \uad00\ubb38\uc785\ub2c8\ub2e4. \uc2a4\ub9c8\ud2b8 \uacc4\uc57d\uc740 \uace0\uac1d \uc11c\ube44\uc2a4 \ubc29\uc2dd\uc744 \ud601\uc2e0\ud560 \uac83\uc774\uba70, \ubaa8\ubc14\uc77c \uc6b0\uc120 \ubc0f \uc0ac\uc6a9\uc790 \uc911\uc2ec \uc124\uacc4\uc5d0 \ub300\ud55c \ud5cc\uc2e0\uc740 \uace0\uac1d\uc774 \uc120\ud0dd\ud558\ub294 \ub9ac\ub354\ub85c \uc790\ub9ac\ub9e4\uae40\ud560 \uac83\uc785\ub2c8\ub2e4. \uc9c1\uad00\uc801\uc778 \uc778\ud130\ud398\uc774\uc2a4\uc640 \uc5ec\ub7ec \uae30\uae30\uc5d0 \uac78\uce5c \uc6d0\ud65c\ud55c \uace0\uac1d \uc5ec\uc815\uc740 \uacbd\uc7c1\uc5c5\uccb4\ub4e4\uc774 \ub530\ub77c\uc7a1\uae30 \uc704\ud574 \uc560\uc4f0\ub294 \ud45c\uc900\uc774 \ub420 \uac83\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ube44\uc740\ud589 \uae08\uc735 \uae30\uad00\uacfc \ud540\ud14c\ud06c \uae30\uc5c5\uc758 \uae09\uc99d\uc740 \uadc0\ud558\uac00 \ub354\uc6b1 \ube5b\ub0a0 \uc218 \uc788\ub294 \uc21c\uac04\uc744 \ub9cc\ub4e4\uc5b4\ub0c5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uacbd\uc7c1 \uc2ec\ud654\ub294 \uadc0\ud558\uac00 \ub300\ub2f4\ud558\uac8c \ud601\uc2e0\ud558\uace0 \uc2dc\uc7a5 \uc810\uc720\uc728\uacfc \uace0\uac1d \ucda9\uc131\ub3c4\ub97c \ud655\ubcf4\ud560 \uc218 \uc788\ub294 \ubc29\uc2dd\uc73c\ub85c \uae08\uc735 \uc0c1\ud488\uc744 \ub2e4\uc591\ud654\ud558\ub3c4\ub85d \uc555\ubc15\ud569\ub2c8\ub2e4. \uc624\ud508 \ubc45\ud0b9 \ubc0f \uac15\ud654\ub41c \ub370\uc774\ud130 \ubcf4\ud638\ubc95\uc744 \ud3ec\ud568\ud55c \uaddc\uc81c \uc694\uac74\uc740 \uadc0\ud558\uc758 \uc9c0\uc18d\uc801\uc778 \uc8fc\uc758\ub97c \uc694\uad6c\ud558\uc9c0\ub9cc, \uadc0\ud558\uc758 \uc120\uc81c\uc801\uc778 \uaddc\uc815 \uc900\uc218 \uc811\uadfc \ubc29\uc2dd\uc740 \uace0\uac1d\uc774 \uacc4\uc18d \ucc3e\ub294 \uc2e0\ub8b0\ub97c \uc720\uc9c0\ud558\ub3c4\ub85d \ubcf4\uc7a5\ud558\uba70 \uacbd\uc7c1 \uc6b0\uc704\uac00 \ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc5ec\ub7ec\ubd84\uc758 \uc131\uacf5 \uc804\ub7b5\uc740 \uba85\ud655\ud569\ub2c8\ub2e4. \ucd5c\ucca8\ub2e8 \uae30\uc220\uc744 \uc790\uc2e0 \uc788\uac8c \ucc44\ud0dd\ud558\uace0, \ud0c1\uc6d4\ud55c \uace0\uac1d \uacbd\ud5d8\uc5d0 \ub04a\uc784\uc5c6\uc774 \uc9d1\uc911\ud558\uba70, \uaddc\uc81c \ubcc0\ud654\uc5d0 \uc2e0\uc18d\ud558\uac8c \uc801\uc751\ud558\ub294 \uac83\uc785\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ud750\ub984\uc5d0 \uc55e\uc11c \ub098\uac10\uc73c\ub85c\uc368, \uae08\uc735 \uc11c\ube44\uc2a4 \ubd84\uc57c\uc5d0\uc11c \uc120\ub450 \uc790\ub9ac\ub97c \ud655\ubcf4\ud560 \ubfd0\ub9cc \uc544\ub2c8\ub77c \uc0b0\uc5c5 \uc804\uccb4\uc758 \ubbf8\ub798 \ubaa8\uc2b5\uc744 \uc815\uc758\ud558\uac8c \ub420 \uac83\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-section-10-digital-banks-and-the-future-of-finance\">\uc139\uc158 10: \ub514\uc9c0\ud138 \uc740\ud589\uacfc \uae08\uc735\uc758 \ubbf8\ub798<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\ub514\uc9c0\ud138 \uc740\ud589\uc740 \ubbf8\ub798\uc758 \uae08\uc735 \ud658\uacbd\uc744 \uc7ac\ud3b8\ud558\ub294 \uac8c\uc784 \uccb4\uc778\uc800\ub85c, \ucd5c\ucca8\ub2e8 \uae30\uc220\uc744 \ud65c\uc6a9\ud558\uc5ec \uae30\uc874 \uae30\uad00\uc774 \ub530\ub77c\uc62c \uc218 \uc5c6\ub294 \ud601\uc2e0\uc801\uc774\uace0 \uc548\uc804\ud558\uba70 \uc9c4\uc815\uc73c\ub85c \ud3ec\uc6a9\uc801\uc778 \ubc45\ud0b9 \uacbd\ud5d8\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4. \uc778\uacf5\uc9c0\ub2a5, \ube14\ub85d\uccb4\uc778, \uc0ac\ubb3c \uc778\ud130\ub137\uc774 \ud604\ub300 \uc740\ud589\uc5c5\uc758 \uadfc\uac04\uc774 \ub418\uba74\uc11c \uc774\ub7ec\ud55c \ubbf8\ub798 \uc9c0\ud5a5\uc801\uc778 \uae30\uad00\uc740 \uac1c\uc778\ud654\ub41c \uc194\ub8e8\uc158, \ucd08\uace0\uc18d \uacb0\uc81c \ucc98\ub9ac, \uace0\uac1d\uc744 \ucd5c\uc6b0\uc120\uc73c\ub85c \ud558\ub294 \uace0\uae09 \ub9ac\uc2a4\ud06c \uad00\ub9ac\ub85c \uae08\uc735 \uc0c1\ud488\uc5d0 \ud601\uc2e0\uc744 \uc77c\uc73c\ud0ac \uac83\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uae08\uc735\uc758 \ubbf8\ub798\ub294 \uc9c0\uc18d \uac00\ub2a5\uc131\uacfc \uc0ac\ud68c\uc801 \ucc45\uc784\uc744 \ud575\uc2ec \uacbd\uc7c1 \uc6b0\uc704\ub85c \uc0bc\ub294 \uae30\uad00\uc5d0 \ub2ec\ub824 \uc788\uc2b5\ub2c8\ub2e4. \ub514\uc9c0\ud138 \uc740\ud589\uc740 \ud658\uacbd, \uc0ac\ud68c, \uac70\ubc84\ub10c\uc2a4\ub97c \uc6d0\ud65c\ud558\uac8c \ud1b5\ud569\ud560 \uc218 \uc788\ub294 \ub3c5\ubcf4\uc801\uc778 \uc704\uce58\uc5d0 \uc788\uc2b5\ub2c8\ub2e4(<a class=\"wpil_keyword_link\" href=\"https:\/\/www.investglass.com\/ko\/%ed%8f%ac%ed%8a%b8%ed%8f%b4%eb%a6%ac%ec%98%a4-%ea%b4%80%eb%a6%ac\/\" target=\"_blank\" rel=\"noopener\" title=\"ESG\" data-wpil-keyword-link=\"linked\" data-wpil-monitor-id=\"5549\">ESG<\/a>) \uc6d0\uce59\uc744 \ube44\uc988\ub2c8\uc2a4 \ubaa8\ub378\uc758 \ubaa8\ub4e0 \uce21\uba74\uc5d0 \uc801\uc6a9\ud558\uc5ec \uce5c\ud658\uacbd \ud22c\uc790\ub97c \uc639\ud638\ud558\uace0 \ub099\ud6c4\ub41c \uc740\ud589 \uc2dc\uc2a4\ud15c\ubcf4\ub2e4 \ub354 \ub098\uc740 \ud61c\ud0dd\uc744 \ubc1b\uc544\uc57c \ud558\ub294 \uc18c\uc678\ub41c \uc9c0\uc5ed\uc0ac\ud68c\uc5d0 \uae08\uc735 \ud3ec\uc6a9\uc131\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc811\uadfc\uc131\uacfc \ud3ec\uc6a9\uc131\uc774 \uc2b9\uc790\uc640 \ud328\uc790\ub97c \uac00\ub97c \uac83\uc774\uba70, \uc2a4\ub9c8\ud2b8 \ub514\uc9c0\ud138 \ubc45\ud06c\ub294 \uc704\uce58\ub098 \ubc30\uacbd\uc5d0 \uad00\uacc4\uc5c6\uc774 \ub2e4\uc591\ud55c \uace0\uac1d\uc744 \ud658\uc601\ud558\ub294 \uace0\uac1d \uc911\uc2ec \uc11c\ube44\uc2a4\ub97c \uc124\uacc4\ud558\uc5ec \ud6cc\ub96d\ud55c \uae08\uc735 \uc11c\ube44\uc2a4\uac00 \ubaa8\ub4e0 \uc0ac\ub78c\uc5d0\uac8c \uc5b4\ub514\uc11c\ub4e0 \uc81c\uacf5\ub420 \uc218 \uc788\ub3c4\ub85d \ud560 \uac83\uc785\ub2c8\ub2e4. \ubbfc\ucca9\ud55c \uac1c\ubc1c\uacfc \uc804\ub7b5\uc801 \ud540\ud14c\ud06c \ud30c\ud2b8\ub108\uc2ed\uc73c\ub85c \uad6c\ub3d9\ub418\ub294 \uc9c0\uc18d\uc801\uc778 \ud601\uc2e0\uc740 \uc774\ub7ec\ud55c \uae30\uad00\uc774 \uacbd\uc7c1\uc0ac\ubcf4\ub2e4 \ub354 \ube60\ub974\uac8c \uc801\uc751\ud558\uace0 \ubcc0\ud654\ud558\ub294 \uc2dc\uc7a5 \uc694\uad6c\uc640 \uaddc\uc81c \uacfc\uc81c\uc5d0 \uc55e\uc11c \ub098\uac08 \uc218 \uc788\ub3c4\ub85d \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc774\ub7ec\ud55c \ud601\uc2e0\uc801\uc778 \ud2b8\ub80c\ub4dc\ub97c \uc218\uc6a9\ud558\uace0 \ud0c1\uc6d4\ud55c \uace0\uac1d \uacbd\ud5d8, \uacac\uace0\ud55c \ubcf4\uc548 \uc870\uce58, \ucc45\uc784\uac10 \uc788\ub294 \uc740\ud589 \uad00\ud589\uc5d0 \ud754\ub4e4\ub9bc \uc5c6\ub294 \ucd08\uc810\uc744 \uc720\uc9c0\ud568\uc73c\ub85c\uc368 \ub514\uc9c0\ud138 \uc740\ud589\uc740 \uae30\uc874 \uae30\uad00\ub4e4\uacfc \ub2e8\uc21c\ud788 \uacbd\uc7c1\ud558\ub294 \ub370 \uadf8\uce58\uc9c0 \uc54a\uace0 \ub514\uc9c0\ud138 \uc2dc\ub300\uc758 \uc740\ud589 \uc5c5\ubb34 \uc758\ubbf8\ub97c \uc644\uc804\ud788 \uc7ac\uc815\uc758\ud560 \uac83\uc785\ub2c8\ub2e4. \uc774\ub97c \ud1b5\ud574 \ubbf8\ub798 \uace0\uac1d\uc5d0\uac8c \uc9c4\uc815\ud55c \uac00\uce58\ub97c \uc81c\uacf5\ud558\ub294 \ubcf4\ub2e4 \uacf5\uc815\ud558\uace0 \ud6a8\uc728\uc801\uc774\uba70 \uc9c0\uc18d \uac00\ub2a5\ud55c \uae08\uc735 \uc0dd\ud0dc\uacc4\ub97c \ucc3d\ucd9c\ud560 \uac83\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-conclusion\">\uacb0\ub860<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\ub514\uc9c0\ud138 \uc740\ud589\uc744 \uc2dc\uc791\ud558\ub294 \uac83\uc740 \uc5b4\ub835\uc9c0\ub9cc \ubcf4\ub78c\ucc2c \uc5ec\uc815\uc785\ub2c8\ub2e4. \uc774 \uac00\uc774\ub4dc\uc5d0 \uc124\uba85\ub41c \ub2e8\uacc4\ub97c \ub530\ub974\uba74 \uc131\uacf5 \uac00\ub2a5\uc131\uc744 \ub192\uc774\uace0 \ud5a5\ud6c4 \uba87 \ub144 \ub3d9\uc548 \ubc88\ucc3d\ud560 \uc218 \uc788\ub294 \ub514\uc9c0\ud138 \uc740\ud589\uc744 \uad6c\ucd95\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ubc45\ud0b9\uc758 \ubbf8\ub798\ub294 \ub514\uc9c0\ud138\uc774\uba70, \uc62c\ubc14\ub978 \uc804\ub7b5\uacfc \ud300, \uae30\uc220\uc744 \uac16\ucd98\ub2e4\uba74 \uc5ec\ub7ec\ubd84\ub3c4 \uadf8 \uc77c\ubd80\uac00 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub2e4\uc74c\uacfc \uac19\uc740 \uac15\ub825\ud55c CRM\uc740 <a target=\"_blank\" rel=\"noreferrer noopener\" href=\"https:\/\/www.investglass.com\/ko\/\">InvestGlass<\/a> \ub294 \uace0\uac1d \uad00\uacc4\ub97c \uad00\ub9ac\ud558\uace0 \uc131\uc7a5\uc744 \ucd09\uc9c4\ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub418\ub294 \uc131\uacf5\uc758 \ud575\uc2ec \uc6d0\ub3d9\ub825\uc774 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-frequently-asked-questions-faqs\">\uc790\uc8fc \ubb3b\ub294 \uc9c8\ubb38(FAQ)<\/h2>\n\n\n\n<ol class=\"wp-block-list\">\n<li>\ub514\uc9c0\ud138 \uc740\ud589\uc744 \uc2dc\uc791\ud558\ub294 \ub370 \ub4dc\ub294 \ube44\uc6a9\uc740 \uc5bc\ub9c8\uc778\uac00\uc694?<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">\ub514\uc9c0\ud138 \uc740\ud589\uc744 \uc2dc\uc791\ud558\ub294 \ub370 \ub4dc\ub294 \ube44\uc6a9\uc740 \uc11c\ube44\uc2a4 \ubc94\uc704, \uae30\uc220 \uc2a4\ud0dd\uc758 \ubcf5\uc7a1\uc131, \ubaa9\ud45c \uc2dc\uc7a5\uc758 \uaddc\uc81c \uc694\uac74 \ub4f1 \uc5ec\ub7ec \uc694\uc778\uc5d0 \ub530\ub77c \ud06c\uac8c \ub2ec\ub77c\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \uc2dc\uc791\ud558\ub824\uba74 \ucd5c\uc18c \uc218\ubc31\ub9cc \ub2ec\ub7ec\uc758 \ucd08\uae30 \uc790\uae08\uc774 \ud544\uc694\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<ol start=\"2\" class=\"wp-block-list\">\n<li>\ub514\uc9c0\ud138 \uc740\ud589\uc744 \uc2dc\uc791\ud558\ub294 \ub370 \uc5bc\ub9c8\ub098 \uac78\ub9ac\ub098\uc694?<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">\uc774 \uc5ed\uc2dc \ud504\ub85c\uc81d\ud2b8\uc758 \ubcf5\uc7a1\uc131\uc5d0 \ub530\ub77c \ub2ec\ub77c\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \uc77c\ubc18\uc801\uc73c\ub85c \ub514\uc9c0\ud138 \uc740\ud589\uc744 \ucd9c\uc2dc\ud558\ub294 \ub370\ub294 \ucd08\uae30 \uad6c\uc0c1\ubd80\ud130 \uacf5\uac1c \ucd9c\uc2dc\uae4c\uc9c0 \ucd5c\uc18c 18~24\uac1c\uc6d4\uc774 \uac78\ub9bd\ub2c8\ub2e4.<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>\uac00\uc7a5 \ud070 \ub3c4\uc804 \uacfc\uc81c\ub294 \ubb34\uc5c7\uc778\uac00\uc694? <a href=\"https:\/\/www.investglass.com\/ar\/setting-up-a-neobank-from-scratch\/\" target=\"_blank\" rel=\"noreferrer noopener\">\ub514\uc9c0\ud138 \uc740\ud589 \uc2dc\uc791\ud558\uae30<\/a>?<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">\ub514\uc9c0\ud138 \uc740\ud589\uc744 \uc2dc\uc791\ud560 \ub54c \uac00\uc7a5 \ud070 \uc5b4\ub824\uc6c0\uc740 \ubcf5\uc7a1\ud55c \uaddc\uc81c \ud658\uacbd\uc744 \ud0d0\uc0c9\ud558\uace0, \uac15\ub825\ud558\uace0 \uc548\uc804\ud55c \uae30\uc220 \uc2a4\ud0dd\uc744 \uad6c\ucd95\ud558\uba70, \uacbd\uc7c1\uc774 \uce58\uc5f4\ud55c \uc2dc\uc7a5\uc5d0\uc11c \uace0\uac1d\uc744 \ud655\ubcf4\ud558\uace0 \uc720\uc9c0\ud558\ub294 \uac83\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<ol start=\"4\" class=\"wp-block-list\">\n<li>\ub514\uc9c0\ud138 \uc740\ud589\uc758 \ud575\uc2ec \uc131\uacf5 \uc694\uc778\uc740 \ubb34\uc5c7\uc778\uac00\uc694?<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">\ub514\uc9c0\ud138 \uc740\ud589\uc758 \ud575\uc2ec \uc131\uacf5 \uc694\uc778\uc73c\ub85c\ub294 \uba85\ud655\ud558\uace0 \ub9e4\ub825\uc801\uc778 \uac00\uce58 \uc81c\uc548, \uc6d0\ud65c\ud55c \uc0ac\uc6a9\uc790 \uacbd\ud5d8, \uac15\ub825\ud55c \ube0c\ub79c\ub4dc \uc815\uccb4\uc131, \uace0\uac1d \uc11c\ube44\uc2a4\uc5d0 \ub300\ud55c \uc9d1\uc911 \ub4f1\uc774 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<ol start=\"5\" class=\"wp-block-list\">\n<li>\ub514\uc9c0\ud138 \ubc45\ud06c\uc5d0 \uc790\uae08\uc744 \uc9c0\uc6d0\ubc1b\uc73c\ub824\uba74 \uc5b4\ub5bb\uac8c \ud574\uc57c \ud558\ub098\uc694?<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">\ubca4\ucc98 \uce90\ud53c\ud0c8, \uc5d4\uc824 \ud22c\uc790\uc790, \ud06c\ub77c\uc6b0\ub4dc \ud380\ub529 \ub4f1 \ub514\uc9c0\ud138 \uc740\ud589\uc744 \uc704\ud55c \ub2e4\uc591\ud55c \uc790\uae08 \uc870\ub2ec \uc635\uc158\uc774 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<ol start=\"6\" class=\"wp-block-list\">\n<li>\ub514\uc9c0\ud138 \ubc45\ud0b9\uc758 \ubbf8\ub798\ub294 \uc5b4\ub5bb\uac8c \ub420\uae4c\uc694?<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">\ub514\uc9c0\ud138 \ubc45\ud0b9\uc758 \ubbf8\ub798\ub294 \ubc1d\uc2b5\ub2c8\ub2e4. \ub514\uc9c0\ud138 \ubc45\ud0b9 \uc11c\ube44\uc2a4 \ub3c4\uc785\uc774 \uc9c0\uc18d\uc801\uc73c\ub85c \uc99d\uac00\ud558\uace0 \uc0c8\ub86d\uace0 \ud601\uc2e0\uc801\uc778 \uc0c1\ud488\uacfc \uc11c\ube44\uc2a4\uac00 \ub4f1\uc7a5\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<ol start=\"7\" class=\"wp-block-list\">\n<li>\ub514\uc9c0\ud138 \ubc45\ud0b9\uc5d0\uc11c AI\uc758 \uc5ed\ud560\uc740 \ubb34\uc5c7\uc778\uac00\uc694?<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">\ucc57\ubd07\uacfc \uac00\uc0c1 \ube44\uc11c \uc9c0\uc6d0\ubd80\ud130 \uc0ac\uae30 \ud0d0\uc9c0, \uace0\uac1d \uacbd\ud5d8 \ub9de\ucda4\ud654\uc5d0 \uc774\ub974\uae30\uae4c\uc9c0 \ub514\uc9c0\ud138 \ubc45\ud0b9\uc5d0\uc11c AI\uc758 \uc5ed\ud560\uc740 \uc810\uc810 \ub354 \uc911\uc694\ud574\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ubc45\ud0b9\uc5d0\uc11c\uc758 AI\uc5d0 \ub300\ud55c \uc790\uc138\ud55c \ub0b4\uc6a9\uc740 \ub2e4\uc74c \ubb38\uc11c\uc5d0\uc11c \ud655\uc778\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <a target=\"_blank\" rel=\"noreferrer noopener\" href=\"https:\/\/www.investglass.com\/ko\/%eb%94%94%ec%a7%80%ed%84%b8-%eb%b1%85%ed%82%b9%ec%97%90%ec%84%9c%ec%9d%98-ai-%ed%99%9c%ec%9a%a9-%eb%b0%a9%eb%b2%95\/\">\ub514\uc9c0\ud138 \ubc45\ud0b9\uc5d0\uc11c\uc758 AI: \uc5b4\ub5bb\uac8c \ud65c\uc6a9\ub418\ub098\uc694?<\/a>.<\/p>\n\n\n\n<ol start=\"8\" class=\"wp-block-list\">\n<li>\uc624\ud508 \ubc45\ud0b9\uc774\ub780 \ubb34\uc5c7\uc778\uac00\uc694?<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">\uc624\ud508 \ubc45\ud0b9\uc740 \uc740\ud589\uacfc \uc81c3\uc790 \uc81c\uacf5\uc5c5\uccb4 \uac04\uc5d0 \uae08\uc735 \ub370\uc774\ud130\ub97c \uc548\uc804\ud558\uac8c \uacf5\uc720\ud558\ub294 \uad00\ud589\uc785\ub2c8\ub2e4. \uc774\ub294 \uae08\uc735 \uc11c\ube44\uc2a4 \uc5c5\uacc4\uc5d0\uc11c \ud601\uc2e0\uc744 \uc774\ub044\ub294 \ud575\uc2ec \uc694\uc18c\uc774\uba70, \ubcf4\ub2e4 \uacbd\uc7c1\ub825 \uc788\uace0 \uace0\uac1d \uc911\uc2ec\uc758 \uc740\ud589 \ud658\uacbd\uc744 \uc870\uc131\ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>\ub124\uc624\ubc45\ud06c\ub780 \ubb34\uc5c7\uc778\uac00\uc694? \uc0ac\uc6b0\ub514\uc544\ub77c\ube44\uc544\uc5d0\uc11c \ub514\uc9c0\ud138 \uc740\ud589\uc758 \ubd80\uc0c1\uacfc \uc601\ud5a5\ub825\uc5d0 \ub300\ud55c \uc778\uc0ac\uc774\ud2b8\ub294 \ub2e4\uc74c \uae30\uc0ac\ub97c \uc77d\uc5b4\ubcf4\uc138\uc694. <a href=\"https:\/\/www.investglass.com\/ko\/2023%eb%85%84-%ec%82%ac%ec%9a%b0%eb%94%94%ec%95%84%eb%9d%bc%eb%b9%84%ec%95%84-%ec%b5%9c%ea%b3%a0%ec%9d%98-%eb%94%94%ec%a7%80%ed%84%b8-%ec%9d%80%ed%96%89\/\" target=\"_blank\" rel=\"noreferrer noopener\">\ud55c\uad6d\uc758 \ub514\uc9c0\ud138 \uc740\ud589\uc758 \ubbf8\ub798: \uae30\ud68c\uc640 \uc694\uad6c \uc0ac\ud56d<\/a>.<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">\ub124\uc624\ubc45\ud06c\ub294 \ucc98\uc74c\ubd80\ud130 \ub514\uc9c0\ud138 \uc6b0\uc120 \uc0ac\uace0\ubc29\uc2dd\uc73c\ub85c \uad6c\ucd95\ub41c \uc0c8\ub85c\uc6b4 \ub3c5\ub9bd \ub514\uc9c0\ud138 \uc740\ud589\uc785\ub2c8\ub2e4. \ub124\uc624\ubc45\ud06c\ub294 \uae30\uc874 \uc740\ud589\ubcf4\ub2e4 \ubbfc\ucca9\ud558\uace0 \ud601\uc2e0\uc801\uc778 \uacbd\uc6b0\uac00 \ub9ce\uc73c\uba70, \uc804 \uc138\uacc4 \uc5ec\ub7ec \uad6d\uac00\uc5d0\uc11c \ube60\ub974\uac8c \uc2dc\uc7a5 \uc810\uc720\uc728\uc744 \ub192\uc5ec\uac00\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>\ub514\uc9c0\ud138 \uc740\ud589 \ucc3d\uc5c5\uc5d0 \ub300\ud574 \uc790\uc138\ud788 \uc54c\uc544\ubcf4\ub824\uba74 \uc5b4\ub5bb\uac8c \ud574\uc57c \ud558\ub098\uc694? \uc778\uacf5 \uc9c0\ub2a5\uacfc \uac19\uc740 \uae30\uc220\uc774 \ubc45\ud0b9\uc744 \uc5b4\ub5bb\uac8c \ubcc0\ud654\uc2dc\ud0a4\uace0 \uc788\ub294\uc9c0\uc5d0 \ub300\ud55c \uc778\uc0ac\uc774\ud2b8\ub294 \ub2e4\uc74c\uc744 \ucc38\uc870\ud558\uc138\uc694. <a href=\"https:\/\/www.investglass.com\/ko\/%ec%a4%91%ec%95%99%ec%9d%80%ed%96%89%ec%9d%98-%ed%86%b5%ed%99%94-%ec%a0%95%ec%b1%85%ea%b3%bc-%ec%9d%98%ec%82%ac-%ea%b2%b0%ec%a0%95-%ea%b3%bc%ec%a0%95%ec%97%90-%eb%8c%80%ed%95%9c-ai%ec%9d%98-%ec%98%81\/\" target=\"_blank\" rel=\"noreferrer noopener\">\uc911\uc559\uc740\ud589, \ud1b5\ud654 \uc815\ucc45 \ubc0f \uc758\uc0ac \uacb0\uc815 \uacfc\uc815\uc5d0 \ub300\ud55c AI\uc758 \uc601\ud5a5\ub825<\/a>.<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">\ub514\uc9c0\ud138 \ubc45\ud0b9\uc744 \uc2dc\uc791\ud558\ub294 \ubc29\ubc95\uc5d0 \ub300\ud574 \uc790\uc138\ud788 \uc54c\uc544\ubcfc \uc218 \uc788\ub294 \ucc45, \uae30\uc0ac, \uc628\ub77c\uc778 \uac15\uc88c \ub4f1 \ub2e4\uc591\ud55c \ub9ac\uc18c\uc2a4\uac00 \uc788\uc2b5\ub2c8\ub2e4. \ub2e4\uc74c\uacfc \uac19\uc740 \ub514\uc9c0\ud138 \ubc45\ud0b9\uc5d0 \uad00\ud55c \ub2e4\ub978 \ubb38\uc11c\ub3c4 \uc77d\uc5b4\ubcf4\uc2dc\uba74 \ub354 \uc790\uc138\ud788 \uc54c\uc544\ubcfc \uc218 \uc788\uc2b5\ub2c8\ub2e4. <a target=\"_blank\" rel=\"noreferrer noopener\" href=\"https:\/\/www.investglass.com\/ko\/%eb%94%94%ec%a7%80%ed%84%b8-%eb%b1%85%ed%82%b9%ec%9d%98-%ec%84%b1%ea%b3%b5%ec%9d%84-%ec%9d%b4%eb%81%84%eb%8a%94-%ec%9a%94%ec%86%8c\/\">\ub514\uc9c0\ud138 \ubc45\ud0b9\uc758 \uc131\uacf5 \uc694\uc778\uc740 \ubb34\uc5c7\uc77c\uae4c\uc694?<\/a> \uadf8\ub9ac\uace0 <a target=\"_blank\" rel=\"noreferrer noopener\" href=\"https:\/\/www.investglass.com\/ko\/2023%eb%85%84-%ec%8a%a4%ec%9c%84%ec%8a%a4-%ec%b5%9c%ea%b3%a0%ec%9d%98-%eb%94%94%ec%a7%80%ed%84%b8-%ec%9d%80%ed%96%89-%ec%a2%85%ed%95%a9-%ea%b0%80%ec%9d%b4%eb%93%9c\/\">2023\ub144 \uc2a4\uc704\uc2a4 \ucd5c\uace0\uc758 \ub514\uc9c0\ud138 \uc740\ud589<\/a>.<\/p>\n\n\n\n<ol start=\"11\" class=\"wp-block-list\">\n<li>\ub514\uc9c0\ud138 \uc740\ud589\uc740 \uad6d\uacbd \uac04 \uacb0\uc81c\ub97c \uc5b4\ub5bb\uac8c \ucc98\ub9ac\ud558\ub098\uc694?<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">\ub514\uc9c0\ud138 \uc740\ud589\uc740 \uc885\uc885 \ube14\ub85d\uccb4\uc778 \uae30\uc220\uacfc \uc554\ud638\ud654\ud3d0 \ud1b5\ud569\uc744 \ud65c\uc6a9\ud558\uc5ec \uad6d\uacbd \uac04 \uacb0\uc81c\ub97c \uc6a9\uc774\ud558\uac8c \ud569\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uae30\uc220\uc740 \ucc98\ub9ac \uc2dc\uac04\uc744 \ub2e8\ucd95\ud558\uace0 \ube44\uc6a9\uc744 \uc808\uac10\ud558\uba70 \ud22c\uba85\uc131\uc744 \uac15\ud654\ud558\uc5ec \uc548\uc804\ud558\uace0 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[&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":29934,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[13],"tags":[35,37],"class_list":["post-29933","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-article","tag-crm-for-banking","tag-neobank"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.6.1 (Yoast SEO v27.7) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Things to know before your start your digital bank | InvestGlass<\/title>\n<meta name=\"description\" content=\"Explore essential things to know before your start your digital bank to ensure successful strategies and compliance.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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