{"id":29139,"date":"2021-05-16T21:50:54","date_gmt":"2021-05-16T19:50:54","guid":{"rendered":"https:\/\/www.investglass.com\/?p=29139"},"modified":"2026-03-10T14:33:49","modified_gmt":"2026-03-10T13:33:49","slug":"%ec%84%9c%eb%b9%84%ec%8a%a4%ed%98%95-%eb%b1%85%ed%82%b9%ec%9d%80-%ec%96%b4%eb%96%bb%ea%b2%8c-%ec%9e%91%eb%8f%99%ed%95%98%eb%82%98%ec%9a%94","status":"publish","type":"post","link":"https:\/\/www.investglass.com\/ko\/how-does-banking-as-a-service-baas-work\/","title":{"rendered":"\uc11c\ube44\uc2a4\ud615 \ubc45\ud0b9(BAAS)\uc740 \uc5b4\ub5bb\uac8c \uc791\ub3d9\ud558\ub098\uc694?"},"content":{"rendered":"<p class=\"wp-block-paragraph\">\ud540\ud14c\ud06c\ub294 \uc740\ud589 \uc0c1\ud488\uacfc \uc790\uc0b0 \uad00\ub9ac\uc790\uc758 \uc11c\ube44\uc2a4 \uc81c\uacf5\uc744 \ud601\uc2e0\ud558\ub294 \ubd84\uc57c\uc785\ub2c8\ub2e4. \uc774 \uae30\uc220\uc744 \ud1b5\ud574 \ub2e4\uc591\ud55c \uc194\ub8e8\uc158\uc744 \ud558\ub098\uc758 \ub2e8\uc77c \uc778\ud504\ub77c\uc5d0 \uc9c1\uc811 \uc5f0\uacb0\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/www.capgemini.com\/news\/world-retail-banking-report-2019\/\" target=\"_blank\" rel=\"noreferrer noopener\">\ucea1\uc81c\ubbf8\ub2c8\uc758 2019\ub144 \uc138\uacc4 \uc18c\ub9e4\uae08\uc735 \ubcf4\uace0\uc11c\u00a0<\/a>\ub294 \uc804\ud1b5\uc801\uc778 \uc740\ud589\ubcf4\ub2e4 \ud540\ud14c\ud06c\uc640 \ube45\ud14c\ud06c \uae30\uc5c5\uc5d0 \ub300\ud55c \ub300\uc911\uc758 \uc218\uc6a9\ub3c4\ub97c \ubcf4\uc5ec\uc90d\ub2c8\ub2e4. \uae30\uc220\uc5d0 \uc815\ud1b5\ud55c \uc18c\ube44\uc790 \uc911 75%\uac00 \ube45\ud14c\ud06c \uae30\uc5c5\uc758 \uae08\uc735 \uc0c1\ud488\uc744 \ud558\ub098 \uc774\uc0c1 \uc0ac\uc6a9\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc18c\ube44\uc790\ub4e4\uc740 \ub354 \ub0ae\uc740 \uc218\uc218\ub8cc(70%), \uc0ac\uc6a9\uc790 \uacbd\ud5d8(68%), \uc18d\ub3c4(54%)\ub97c \uc704\ud574 \uc804\ud1b5\uc801\uc778 \ubc29\uc2dd\uc774 \uc544\ub2cc \uc635\uc158\uc744 \uc120\ud0dd\ud569\ub2c8\ub2e4. \ud5a5\ud6c4 3\ub144 \ub0b4\uc5d0 \uae08\uc735 \uc11c\ube44\uc2a4 \uc81c\uacf5\uc5c5\uccb4\ub97c \ubc14\uafc0 \uc758\ud5a5\uc774 \uc788\ub294 \uc18c\ube44\uc790 \uc911 80% \uc774\uc0c1\uc774 <a data-wpil-monitor-id=\"446\" href=\"https:\/\/www.investglass.com\/ko\/%eb%94%94%ec%a7%80%ed%84%b8-%eb%b1%85%ed%82%b9%ec%9d%84-%ec%8b%9c%ec%9e%91%ed%95%98%ea%b8%b0-%ec%a0%84%ec%97%90-%ec%95%8c%ec%95%84%ec%95%bc-%ed%95%a0-%ec%82%ac%ed%95%ad\/\" target=\"_blank\" rel=\"noopener\">\ub300\ud615 \uae30\uc220 \uae30\uc5c5 \ub610\ub294 \ub514\uc9c0\ud138 \uae30\uc5c5\uc758 \ubc45\ud0b9 \uc0c1\ud488<\/a> \uc740\ud589. \uc608, \uc2a4\uc704\uc2a4 \ud504\ub77c\uc774\ube57 \ubc45\ud06c\ub294 <a href=\"https:\/\/www.investglass.com\/ko\/2025%eb%85%84-%eb%94%94%ec%a7%80%ed%84%b8-%eb%b1%85%ed%82%b9%ec%9d%98-7%ea%b0%80%ec%a7%80-%ec%9d%b4%ec%a0%90\/\" target=\"_blank\" rel=\"noreferrer noopener\">\ub514\uc9c0\ud138<\/a> \uc740\ud589.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/www.investglass.com\/wp-content\/uploads\/2022\/05\/te6th1h6bfk-1024x683.jpg\" alt=\"\ubaa8\ub2c8\ud130 \ucf1c\uc9d0\" class=\"wp-image-32084\" srcset=\"https:\/\/www.investglass.com\/wp-content\/uploads\/2022\/05\/te6th1h6bfk-1024x683.jpg 1024w, https:\/\/www.investglass.com\/wp-content\/uploads\/2022\/05\/te6th1h6bfk-300x200.jpg 300w, https:\/\/www.investglass.com\/wp-content\/uploads\/2022\/05\/te6th1h6bfk-768x512.jpg 768w, https:\/\/www.investglass.com\/wp-content\/uploads\/2022\/05\/te6th1h6bfk-1536x1024.jpg 1536w, https:\/\/www.investglass.com\/wp-content\/uploads\/2022\/05\/te6th1h6bfk.jpg 1600w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n<\/div>\n\n\n<p class=\"wp-block-paragraph\">\uc6b0\ub9ac\ub294 \uac70\ub300 \uae30\uc220 \uae30\uc5c5(\uc608: \uc560\ud50c, \uad6c\uae00)\uc774 \uad6c\uae00 \uccb4\ud0b9 \uc560\ud50c \uce74\ub4dc\uc640 \uac19\uc740 \uc790\uccb4 \ube0c\ub79c\ub4dc \uae08\uc735 \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud558\ub294 \uac83\uc744 \ubcf4\uc558\uc2b5\ub2c8\ub2e4. BaaS\ub294 \ub370\uc774\ud130 \uacf5\uc720, \ub354 \ub098\uc740 \ud504\ub85c\uc138\uc2a4 \uad00\ub9ac \uc2dc\uc2a4\ud15c, \uc804\ubb38\ud654\ub41c \ud601\uc2e0\uc744 \ud1b5\ud574 \ub300\ucd9c, \ud06c\ub77c\uc6b0\ub4dc \ud380\ub529, \ud3ec\uc6a9 \uae08\uc735, \uc790\uc0b0 \ub2f4\ubcf4 \uc99d\uad8c \ub300\ucd9c \ub4f1\uc758 \uae08\uc735 \uc11c\ube44\uc2a4\ub97c \ub9cc\ub4e4\uace0 \uc81c\uacf5\ud558\ub294 \ub514\uc9c0\ud138 \uae30\ubc18 \uc740\ud589 \uad6c\uc870\ub97c \ub9d0\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ub2e4\uc591\ud55c \uace0\uac1d \uc138\uadf8\uba3c\ud2b8\uc5d0 \uc801\ud569\ud55c \ud328\ud0a4\uc9c0\ub97c \uc2dc\uc791\ud558\uae30\uac00 \uc27d\uc9c0 \uc54a\ub2e4\ub294 \ub73b\uc785\ub2c8\ub2e4. \ub300\ud615 \uc740\ud589\uacfc \uc790\uc0b0 \uc6b4\uc6a9\uc0ac\ub294 \ub808\uac70\uc2dc \uc194\ub8e8\uc158\uc744 \uc720\uc9c0\ud558\ub824\ub294 IT\uc758 \uc720\ud639\uc5d0 \ub9de\uc11c\uc57c \ud569\ub2c8\ub2e4. \uc6b0\ub9ac\ub294 \ub300\ud615 \uc740\ud589\uc5d0\uc11c \uace0\uac1d \uc628\ubcf4\ub529\uc774 \uc77c\ubc18\uc801\uc73c\ub85c \uac00\uc7a5 \uba3c\uc800 \ubd84\uc11d\ud558\ub294 \ub2e8\uacc4\uc784\uc744 \ud655\uc778\ud588\uc2b5\ub2c8\ub2e4. InvestGlass \ud300\uc740 \ucf54\ub85c\ub098 \uc704\uae30 \ub3d9\uc548 3\uac1c \uc740\ud589\uc758 \uc194\ub8e8\uc158 \uc5f0\uacb0\uc5d0 \ub300\ud55c \uc790\ubb38\uc744 \uc81c\uacf5\ud588\uc2b5\ub2c8\ub2e4. \uc544\uc774\ub514\uc5b4\ub294 \uac04\ub2e8\ud569\ub2c8\ub2e4:<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\">\ub354 \uc88b\uace0 \ub354 \uc800\ub834\ud55c \uac83\uc744 \ucc3e\uc73c\uba74 \uc77c\uce58\ud558\ub294 \uac83\uc785\ub2c8\ub2e4!<\/p>\n<\/blockquote>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-fintech-nbsp-solution-nbsp-during-the-coronavirus-crisis\"><strong>\ucf54\ub85c\ub098 \ubc14\uc774\ub7ec\uc2a4 \uc704\uae30 \uc18d \ud540\ud14c\ud06c \uc194\ub8e8\uc158<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\uc6b0\ub9ac\ub294 \ub2e4\uc74c\uacfc \uac19\uc740 \ud134\ud0a4 \uc194\ub8e8\uc158\uc744 \uc81c\uacf5\ud558\ub294 Onfido\uc640 \ud611\ub825\ud558\ub294 \uac83\uc744 \uc88b\uc544\ud569\ub2c8\ub2e4. <a class=\"wpil_keyword_link\" href=\"https:\/\/www.investglass.com\/ko\/%eb%94%94%ec%a7%80%ed%84%b8-%ec%98%a8%eb%b3%b4%eb%94%a9\/\" target=\"_blank\"  rel=\"noopener\" title=\"\ub514\uc9c0\ud138 \uc628\ubcf4\ub529\" data-wpil-keyword-link=\"linked\"  data-wpil-monitor-id=\"5571\">\ub514\uc9c0\ud138 \uc628\ubcf4\ub529<\/a>. \uc628\ud53c\ub3c4 \uc194\ub8e8\uc158\uc5d0\ub294 \uacc4\uc88c \uac1c\uc124 \uc6cc\ud06c\ud50c\ub85c\uc6b0\uc758 \uc18d\ub3c4\ub97c \ub192\uc774\ub294 \ub370 \uc644\ubcbd\ud55c KYC \uac1c\uc120 \ub3c4\uad6c\ub3c4 \ud3ec\ud568\ub418\uc5b4 \uc788\uc2b5\ub2c8\ub2e4. \ucee8\ud0dd \uc194\ub8e8\uc158 \uc81c\uacf5\uc5c5\uccb4\ub294 \uae30\uc874 \uc740\ud589\uc774 \ub354\uc6b1 \ubbfc\ucca9\ud558\uac8c \ub300\uc751\ud560 \uc218 \uc788\ub3c4\ub85d \uc9c0\uc6d0\ud569\ub2c8\ub2e4. \uc774\uc81c \uc740\ud589 \uc0dd\ud0dc\uacc4\ub294 \uc9c4\uc815\ud55c \uacbd\uc7c1 \uc6b0\uc704\ub97c \uc704\ud55c \ud575\uc2ec \uc694\uc18c\uc785\ub2c8\ub2e4. \uc774\uc81c\ub294 \ub354 \uc774\uc0c1 \uac12\ube44\uc2fc \uae30\uc220\uc744 \uad6c\ub9e4\ud558\ub294 \uc138\uc0c1\uc774 \uc544\ub2c8\ub77c \ubbfc\ucca9\ud55c \ud540\ud14c\ud06c \uc194\ub8e8\uc158\uc744 \uad6c\ub9e4\ud558\uc5ec \ub2e4\uc74c\uc744 \uc2e4\ud604\ud558\ub294 \uc138\uc0c1\uc785\ub2c8\ub2e4. <a href=\"https:\/\/www.investglass.com\/ko\/%eb%94%94%ec%a7%80%ed%84%b8-%eb%b1%85%ed%82%b9-%ed%94%8c%eb%9e%ab%ed%8f%bc%ec%9d%80-%ec%96%b4%eb%96%bb%ea%b2%8c-%eb%a7%8c%eb%93%9c%eb%82%98%ec%9a%94-2\/\" target=\"_blank\" rel=\"noopener\" data-wpil-monitor-id=\"958\">\ucc28\uc138\ub300 \ud575\uc2ec \ubc45\ud0b9 \ud50c\ub7ab\ud3fc \uad6c\ucd95<\/a>. <\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/www.investglass.com\/wp-content\/uploads\/2022\/05\/gsuoclhxmde-1024x576.jpg\" alt=\"\ud770 \uc885\uc774\ub97c \ub4e4\uace0 \uc788\ub294 \uac80\uc740 \uc7ac\ud0b7\uc758 \uc5ec\uc131\" class=\"wp-image-32083\" srcset=\"https:\/\/www.investglass.com\/wp-content\/uploads\/2022\/05\/gsuoclhxmde-1024x576.jpg 1024w, https:\/\/www.investglass.com\/wp-content\/uploads\/2022\/05\/gsuoclhxmde-300x169.jpg 300w, https:\/\/www.investglass.com\/wp-content\/uploads\/2022\/05\/gsuoclhxmde-768x432.jpg 768w, https:\/\/www.investglass.com\/wp-content\/uploads\/2022\/05\/gsuoclhxmde-1536x864.jpg 1536w, https:\/\/www.investglass.com\/wp-content\/uploads\/2022\/05\/gsuoclhxmde.jpg 1600w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n<\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"h-composable-nbsp-banking-nbsp-technology\">\ucef4\ud3ec\uc800\ube14 \ubc45\ud0b9 \uae30\uc220<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\ucd5c\uadfc\uc5d0 \uc6b0\ub9ac\ub294&nbsp;<a href=\"https:\/\/thoughtmachine.net\/\" target=\"_blank\" rel=\"noreferrer noopener\">\uc0dd\uac01 \uae30\uacc4&nbsp;<\/a>\ud654\uc774\ud2b8 \ub77c\ubca8 \ubc45\ud0b9 \uc18c\ud504\ud2b8\uc6e8\uc5b4\ub97c \ucc3e\ub294 \uc740\ud589\uc5d0 \uc644\ubcbd\ud55c \uc194\ub8e8\uc158\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4. \uc774 \uc194\ub8e8\uc158\uc740 \uac00\uc0c1 \uce74\ub4dc \uc2dc\uc2a4\ud15c\uc5d0 \uc5f0\uacb0\ud560 \uc218 \uc788\uc73c\uba70 \ub300\ucd9c \uc5c5\ubb34\uc5d0 \uc801\ud569\ud558\uace0 \uc5ec\ub7ec \uaddc\uc81c \uccb4\uacc4\uc5d0 \uc801\ud569\ud569\ub2c8\ub2e4. \ub2e4\uc74c\uc744 \uad6c\ucd95\ud558\ub824\ub294 \uacbd\uc6b0&nbsp;<a href=\"https:\/\/monzo.com\/about\/\" target=\"_blank\" rel=\"noreferrer noopener\">Monzo<\/a>&nbsp;<a href=\"https:\/\/n26.com\/en-us\" target=\"_blank\" rel=\"noreferrer noopener\">N26<\/a>&nbsp;<a href=\"https:\/\/qonto.com\/it\" target=\"_blank\" rel=\"noreferrer noopener\">Qonto<\/a>&nbsp;\ud14c\uc2a4\ud2b8\ud558\uae30\uc5d0 \uc801\ud569\ud55c \ud30c\ud2b8\ub108\uac00 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ubb3c\ub860, \uc810\uacfc \uc810\uc744 \uc5f0\uacb0\ud558\ub294 \uac83\uc774 \uac00\uc7a5 \uc5b4\ub835\uace0 \uc644\ubcbd\ud558\uac8c \ub9de\uc9c0 \uc54a\ub294 \ubcbd\ub3cc\ucc98\ub7fc \ubcf4\uc77c \uc218 \uc788\uc9c0\ub9cc API\ub294 \ud544\uc694\ud55c \ubaa8\ub974\ud0c0\ub974\uc785\ub2c8\ub2e4. 2021\ub144\uc5d0\ub294 API\ub97c \uc0ac\uc6a9\ud560 \uc790\uaca9\uc774 \uc788\uc2b5\ub2c8\ub2e4! n \ucef4\ud4e8\ud305\uc5d0\uc11c \uc560\ud50c\ub9ac\ucf00\uc774\uc158 \ud504\ub85c\uadf8\ub798\ubc0d \uc778\ud130\ud398\uc774\uc2a4(API)\ub294 \uc5ec\ub7ec \uc18c\ud504\ud2b8\uc6e8\uc5b4 \uc560\ud50c\ub9ac\ucf00\uc774\uc158 \ub610\ub294 \ud63c\ud569 \ud558\ub4dc\uc6e8\uc5b4-\uc18c\ud504\ud2b8\uc6e8\uc5b4 \uc911\uac1c\uc790 \uac04\uc758 \uc0c1\ud638 \uc791\uc6a9\uc744 \uc815\uc758\ud558\ub294 \uc778\ud130\ud398\uc774\uc2a4\uc785\ub2c8\ub2e4.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-banking-as-a-service-trends-for-2020\">2020\ub144 \uc11c\ube44\uc2a4\ud615 \ubc45\ud0b9 \ud2b8\ub80c\ub4dc<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">BaaS\uc758 \ubbf8\ub798\ub294 \ud604\uc7ac\ubcf4\ub2e4 \ud6e8\uc52c \ub354 \uc131\uc219\ud558\uace0 \ubaa8\ub4c8\ud654\ub418\uace0 \ucd5c\uc801\ud654\ub41c \ubc84\uc804\uc774 \ub420 \uac83\uc785\ub2c8\ub2e4. BaaS\uc758 \uc815\uc758\ub294 \uc0c8\ub85c\uc6b4 \uc2dc\uc7a5 \uc9c4\uc785\uc790, \ud2b9\ud788 \ub300\ud615 \uae30\uc220 \ub300\uae30\uc5c5\uc778 \uc911\uad6d Alibaba\uc640 \uc0c8\ub85c\uc6b4 \ud074\ub77c\uc6b0\ub4dc\uc758 \ub4f1\uc7a5\uc73c\ub85c \uc5ec\ub7ec \uc601\uc5ed\uc73c\ub85c \ub098\ub258\uac8c \ub420 \uac83\uc785\ub2c8\ub2e4. \uc608, \ubbf8\uad6d\uacfc \uc911\uad6d\uc5d0\uc11c \uc194\ub8e8\uc158\uc774 \ub098\uc624\uace0 \uc788\uc9c0\ub9cc \uc2a4\uc704\uc2a4\uc5d0\uc11c\ub294 \uc65c \uc548 \ub418\ub098\uc694! \uc6b0\ub9ac\ub294 \ub9ce\uc740 \uae30\uc5c5\ub4e4\uc774 \ub2e4\uc74c\uc744 \ucc3e\uc744 \uac83\uc774\ub77c\uace0 \ubbff\uc2b5\ub2c8\ub2e4.&nbsp;<a href=\"https:\/\/en.wikipedia.org\/wiki\/CLOUD_Act\" target=\"_blank\" rel=\"noreferrer noopener\">\ud074\ub77c\uc6b0\ub4dc \ud589\uc704 \ubb34\ub8cc<\/a>&nbsp;\ub274\ub85c\ud504\ub85c\ud30c\uc77c\ub7ec\uc640 \uac19\uc740 \uc194\ub8e8\uc158\uc785\ub2c8\ub2e4,&nbsp;<a href=\"https:\/\/connective.eu\/\" target=\"_blank\" rel=\"noreferrer noopener\">\uc5f0\uacb0<\/a>, InvestGlass&nbsp;<a href=\"https:\/\/www.investglass.com\/ko\/crm\/\" target=\"_blank\" rel=\"noreferrer noopener\">CRM<\/a>&nbsp;\uc55e\uc73c\ub85c \uba87 \ub144 \uc548\uc5d0.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">API \ube44\uc988\ub2c8\uc2a4\ub3c4 \ubcc0\ud654\ud560 \uac83\uc785\ub2c8\ub2e4. \uc6b0\ub9ac\ub294 API\uac00 \ubd80\uc871\ud558\uac70\ub098 \uac70\uc758 \uc5c6\ub294 \ub9ce\uc740 \ud575\uc2ec \ubc45\ud0b9 \uc194\ub8e8\uc158\uc5d0 \ub300\ud574 \u201c\ub370\uc2a4\ub178\ud2b8'\ub97c \ubcf4\uc558\uc2b5\ub2c8\ub2e4. \ub124, \ubbf8\ub798\ub294 API\uc774\uba70, AI \uc9c0\uc6d0 \ubd07\uacfc \ud568\uaed8 \ud560 \uac83\uc785\ub2c8\ub2e4. BaaS\uc758 \ubbf8\ub798\ub294 \uc6b0\uc120 \uace0\uac1d \uc911\uc2ec\uc774 \ub420 \uac83\uc785\ub2c8\ub2e4. <a href=\"https:\/\/www.investglass.com\/ko\/%ec%9d%b4%ec%8a%ac%eb%9e%8c-%eb%84%a4%ec%98%a4-%eb%b1%85%ed%81%ac%eb%a5%bc-%ea%b5%ac%ec%b6%95%ed%95%98%eb%8a%94-%eb%b0%a9%eb%b2%95\/\" target=\"_blank\" rel=\"noopener\" data-wpil-monitor-id=\"768\">\uc774\uc2ac\ub78c \ubc45\ud0b9<\/a>. \uadf8\ub7f0 \ub2e4\uc74c \ubd90 \uc6b0\ub9ac\ub294 \uc774\uc2ac\ub78c \ucc44\uad8c \uc8fc\uc81c \uc751\uc6a9 \ud504\ub85c\uadf8\ub7a8\uc5d0 \uc5f0\uacb0\ud558\uace0 \ube44\uac74 \ucc44\uc2dd\uc8fc\uc758 \uc790, ISR <a class=\"wpil_keyword_link\" href=\"https:\/\/www.investglass.com\/ko\/%ed%8f%ac%ed%8a%b8%ed%8f%b4%eb%a6%ac%ec%98%a4-%ea%b4%80%eb%a6%ac\/\" target=\"_blank\" rel=\"noopener\" title=\"ESG\" data-wpil-keyword-link=\"linked\" data-wpil-monitor-id=\"707\">ESG<\/a>. <\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"684\" src=\"https:\/\/www.investglass.com\/wp-content\/uploads\/2022\/05\/uwzpks8ce3k-1024x684.jpg\" alt=\"\uc794\uc794\ud55c \ud558\ub298 \uc544\ub798 \ub450 \uac1c\uc758 \ubaa8\uc2a4\ud06c \ucca8\ud0d1\" class=\"wp-image-32081\" srcset=\"https:\/\/www.investglass.com\/wp-content\/uploads\/2022\/05\/uwzpks8ce3k-1024x684.jpg 1024w, https:\/\/www.investglass.com\/wp-content\/uploads\/2022\/05\/uwzpks8ce3k-300x200.jpg 300w, https:\/\/www.investglass.com\/wp-content\/uploads\/2022\/05\/uwzpks8ce3k-768x513.jpg 768w, https:\/\/www.investglass.com\/wp-content\/uploads\/2022\/05\/uwzpks8ce3k-1536x1026.jpg 1536w, https:\/\/www.investglass.com\/wp-content\/uploads\/2022\/05\/uwzpks8ce3k.jpg 1600w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n<\/div>\n\n\n<p class=\"wp-block-paragraph\">\ub610\ud55c \uc778\uc99d \ud45c\uc900\uacfc \ub354\ubd88\uc5b4 \ub354 \ub9ce\uc740 KYC \ud504\ub85c\ud1a0\ucf5c\uc774 \ud45c\uc900\ud654\ub420 \uac83\uc73c\ub85c \uc608\uc0c1\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ud1b5\uc2e0 \ud45c\uc900\uc758 \uacbd\uc6b0, \ub2e4\uc74c\uacfc \uac19\uc774 \ube14\ub85d\uccb4\uc778\uc5d0\uc11c \uc601\uac10\uc744 \ubc1b\uc740 \uc0c8\ub85c\uc6b4 \ud504\ub85c\ud1a0\ucf5c\ub85c \uac1c\uc120\ub420 \uac83\uc785\ub2c8\ub2e4.&nbsp;<a href=\"https:\/\/nymtech.net\/\" target=\"_blank\" rel=\"noreferrer noopener\">NYM<\/a>&nbsp;\ud504\ub85c\ud1a0\ucf5c - \ucee4\ubba4\ub2c8\ucf00\uc774\uc158\uc758 \ubbf8\ub798 \uad6c\ucd95 \ub610\ub294&nbsp;<a href=\"https:\/\/www.qwil.io\/\" target=\"_blank\" rel=\"noreferrer noopener\">Qwil<\/a>&nbsp;\uc601\uad6d\uc758 \uc790\uc0b0 \uad00\ub9ac\uc790\ub4e4\uc774 \uc0ac\uc6a9\ud558\ub294 \ud658\uc0c1\uc801\uc778 \ucc44\ud305 \uc560\ud50c\ub9ac\ucf00\uc774\uc158\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc790\uc138\ud788 \uc77d\uc5b4\ubcf4\uc2dc\uaca0\uc2b5\ub2c8\uae4c?<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\ud540\ud14c\ud06c \ud3ec\ucee4\uc2a4: \uc11c\ube44\uc2a4\ud615 \ubc45\ud0b9(BaaS)\uc774\ub780 \ubb34\uc5c7\uc778\uac00\uc694?<\/strong>&nbsp;- \uc694\uc57d: \uac00\uc0c1 \uc740\ud589(\ub124\uc624\ubc45\ud06c \ub610\ub294 \ucc4c\ub9b0\uc800 \ubc45\ud06c\ub77c\uace0\ub3c4 \ud568)\uc758 \uc791\ub3d9 \ubc29\uc2dd\uacfc 2020\ub144\uc774 \uc740\ud589 \ubaa8\ub378\uc744 \ubcc0\ud654\uc2dc\ud0a4\ub294 \uc774\uc720\ub97c \uc0b4\ud3b4\ubcf4\uc138\uc694... (medium.com)<\/li>\n\n\n\n<li><strong>\ucf54\ub85c\ub098 \ubc14\uc774\ub7ec\uc2a4 \uc704\uae30 \ub3d9\uc548 \ubb34\ub8cc \uae30\uc220\uc744 \uc81c\uacf5\ud558\ub294 \ud540\ud14c\ud06c \uae30\uc5c5 \ubaa9\ub85d<\/strong>&nbsp;- \uc774\ub7ec\ud55c \uc5b4\ub824\uc6b4 \uc2dc\uae30\uc5d0 \ub3c4\uc6c0\uc744 \uc8fc\uae30 \uc704\ud574 \ub9ce\uc740 \ud540\ud14c\ud06c \ud68c\uc0ac\uc5d0\uc11c \ubb34\ub8cc, \ud560\uc778 \ub610\ub294 \ube60\ub978 \ubc30\ud3ec \ud61c\ud0dd\uc744 \uc81c\uacf5\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. (forbes.com)<\/li>\n\n\n\n<li><strong>\ub514\uc9c0\ud138 \ubc45\ud0b9\uc744 \uc704\ud55c SaaS\uc640 \uc628\ud504\ub808\ubbf8\uc2a4: \uace0\ub824\ud574\uc57c \ud560 5\uac00\uc9c0 \uc0ac\ud56d<\/strong>&nbsp;- \uc624\ub298\ub0a0 \uae30\uc5c5\ub4e4\uc740 \ud074\ub77c\uc6b0\ub4dc \uae30\uc220\ub85c \ube60\ub974\uac8c \uc804\ud658\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud30c\uad34\uc801\uc778 \uae30\uc220\uacfc \uc778... (finextra.com)<\/li>\n<\/ul>","protected":false},"excerpt":{"rendered":"<p>This is a sector in FinTech that is disrupting the delivery of bank products and asset managers. This&nbsp;technology&nbsp;is allowing to directly plug different solutions into one single infrastructure. Capgemini&#8217;s World Retail\u00a0Banking\u00a0Report 2019\u00a0shows the public&#8217;s acceptance of\u00a0FinTech\u00a0and big tech companies over\u00a0traditional banks. 75% of tech-savvy consumers use at least one financial product from a big tech [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":29140,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[13],"tags":[411],"class_list":["post-29139","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-article","tag-banking-as-a-service"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.6.1 (Yoast SEO v27.7) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>How Does Banking as a Service (BAAS) work? | InvestGlass<\/title>\n<meta name=\"description\" content=\"Discover how Banking as a Service (BaaS) works, its benefits, and how it enables fintech innovation.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.investglass.com\/ko\/\uc11c\ube44\uc2a4\ud615-\ubc45\ud0b9\uc740-\uc5b4\ub5bb\uac8c-\uc791\ub3d9\ud558\ub098\uc694\/\" \/>\n<meta property=\"og:locale\" content=\"ko_KR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How Does Banking as a Service (BAAS) work?\" \/>\n<meta property=\"og:description\" content=\"This is a sector in FinTech that is disrupting the delivery of bank products and asset managers. This&nbsp;technology&nbsp;is allowing to directly plug\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.investglass.com\/ko\/\uc11c\ube44\uc2a4\ud615-\ubc45\ud0b9\uc740-\uc5b4\ub5bb\uac8c-\uc791\ub3d9\ud558\ub098\uc694\/\" \/>\n<meta property=\"og:site_name\" content=\"InvestGlass\" \/>\n<meta property=\"article:published_time\" content=\"2021-05-16T19:50:54+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-03-10T13:33:49+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.investglass.com\/wp-content\/uploads\/2021\/05\/lqt_bowtyse.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"900\" \/>\n\t<meta property=\"og:image:height\" content=\"1200\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"InvestGlass\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@investglass\" \/>\n<meta name=\"twitter:site\" content=\"@investglass\" \/>\n<meta name=\"twitter:label1\" content=\"\uae00\uc4f4\uc774\" \/>\n\t<meta name=\"twitter:data1\" content=\"InvestGlass\" \/>\n\t<meta name=\"twitter:label2\" content=\"\uc608\uc0c1 \ub418\ub294 \ud310\ub3c5 \uc2dc\uac04\" \/>\n\t<meta name=\"twitter:data2\" content=\"5\ubd84\" \/>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"\uc11c\ube44\uc2a4\ud615 \ubc45\ud0b9(BAAS)\uc740 \uc5b4\ub5bb\uac8c \uc791\ub3d9\ud558\ub098\uc694? | InvestGlass","description":"\uc11c\ube44\uc2a4\ud615 \ubc45\ud0b9(BaaS)\uc758 \uc791\ub3d9 \ubc29\uc2dd\uacfc \uc774\uc810, \ud540\ud14c\ud06c \ud601\uc2e0\uc744 \uc9c0\uc6d0\ud558\ub294 \ubc29\ubc95\uc744 \uc54c\uc544\ubcf4\uc138\uc694.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.investglass.com\/ko\/\uc11c\ube44\uc2a4\ud615-\ubc45\ud0b9\uc740-\uc5b4\ub5bb\uac8c-\uc791\ub3d9\ud558\ub098\uc694\/","og_locale":"ko_KR","og_type":"article","og_title":"How Does Banking as a Service (BAAS) work?","og_description":"This is a sector in FinTech that is disrupting the delivery of bank products and asset managers. This&nbsp;technology&nbsp;is allowing to directly plug","og_url":"https:\/\/www.investglass.com\/ko\/\uc11c\ube44\uc2a4\ud615-\ubc45\ud0b9\uc740-\uc5b4\ub5bb\uac8c-\uc791\ub3d9\ud558\ub098\uc694\/","og_site_name":"InvestGlass","article_published_time":"2021-05-16T19:50:54+00:00","article_modified_time":"2026-03-10T13:33:49+00:00","og_image":[{"width":900,"height":1200,"url":"https:\/\/www.investglass.com\/wp-content\/uploads\/2021\/05\/lqt_bowtyse.jpg","type":"image\/jpeg"}],"author":"InvestGlass","twitter_card":"summary_large_image","twitter_creator":"@investglass","twitter_site":"@investglass","twitter_misc":{"\uae00\uc4f4\uc774":"InvestGlass","\uc608\uc0c1 \ub418\ub294 \ud310\ub3c5 \uc2dc\uac04":"5\ubd84"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"NewsArticle","@id":"https:\/\/www.investglass.com\/how-does-banking-as-a-service-baas-work\/#article","isPartOf":{"@id":"https:\/\/www.investglass.com\/how-does-banking-as-a-service-baas-work\/"},"author":{"name":"InvestGlass","@id":"https:\/\/www.investglass.com\/#\/schema\/person\/4682ebae5d718a2ed1b77c9dab0a1f24"},"headline":"How Does Banking as a Service (BAAS) work?","datePublished":"2021-05-16T19:50:54+00:00","dateModified":"2026-03-10T13:33:49+00:00","mainEntityOfPage":{"@id":"https:\/\/www.investglass.com\/how-does-banking-as-a-service-baas-work\/"},"wordCount":835,"publisher":{"@id":"https:\/\/www.investglass.com\/#organization"},"image":{"@id":"https:\/\/www.investglass.com\/how-does-banking-as-a-service-baas-work\/#primaryimage"},"thumbnailUrl":"https:\/\/www.investglass.com\/wp-content\/uploads\/2021\/05\/lqt_bowtyse.jpg","keywords":["banking as a service"],"articleSection":["Article"],"inLanguage":"ko-KR","copyrightYear":"2021","copyrightHolder":{"@id":"https:\/\/www.investglass.com\/ko\/#organization"}},{"@type":"WebPage","@id":"https:\/\/www.investglass.com\/how-does-banking-as-a-service-baas-work\/","url":"https:\/\/www.investglass.com\/how-does-banking-as-a-service-baas-work\/","name":"\uc11c\ube44\uc2a4\ud615 \ubc45\ud0b9(BAAS)\uc740 \uc5b4\ub5bb\uac8c \uc791\ub3d9\ud558\ub098\uc694? | InvestGlass","isPartOf":{"@id":"https:\/\/www.investglass.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.investglass.com\/how-does-banking-as-a-service-baas-work\/#primaryimage"},"image":{"@id":"https:\/\/www.investglass.com\/how-does-banking-as-a-service-baas-work\/#primaryimage"},"thumbnailUrl":"https:\/\/www.investglass.com\/wp-content\/uploads\/2021\/05\/lqt_bowtyse.jpg","datePublished":"2021-05-16T19:50:54+00:00","dateModified":"2026-03-10T13:33:49+00:00","description":"\uc11c\ube44\uc2a4\ud615 \ubc45\ud0b9(BaaS)\uc758 \uc791\ub3d9 \ubc29\uc2dd\uacfc \uc774\uc810, \ud540\ud14c\ud06c \ud601\uc2e0\uc744 \uc9c0\uc6d0\ud558\ub294 \ubc29\ubc95\uc744 \uc54c\uc544\ubcf4\uc138\uc694.","breadcrumb":{"@id":"https:\/\/www.investglass.com\/how-does-banking-as-a-service-baas-work\/#breadcrumb"},"inLanguage":"ko-KR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.investglass.com\/how-does-banking-as-a-service-baas-work\/"]}]},{"@type":"ImageObject","inLanguage":"ko-KR","@id":"https:\/\/www.investglass.com\/how-does-banking-as-a-service-baas-work\/#primaryimage","url":"https:\/\/www.investglass.com\/wp-content\/uploads\/2021\/05\/lqt_bowtyse.jpg","contentUrl":"https:\/\/www.investglass.com\/wp-content\/uploads\/2021\/05\/lqt_bowtyse.jpg","width":900,"height":1200,"caption":"blue, red, and white artwork"},{"@type":"BreadcrumbList","@id":"https:\/\/www.investglass.com\/how-does-banking-as-a-service-baas-work\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"InvestGlass","item":"https:\/\/www.investglass.com\/"},{"@type":"ListItem","position":2,"name":"How Does Banking as a Service (BAAS) work?"}]},{"@type":"WebSite","@id":"https:\/\/www.investglass.com\/#website","url":"https:\/\/www.investglass.com\/","name":"InvestGlass","description":"\uc2a4\uc704\uc2a4 \uc18c\ubc84\ub9b0 CRM","publisher":{"@id":"https:\/\/www.investglass.com\/#organization"},"alternateName":"InvestGlass","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.investglass.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"ko-KR"},{"@type":["Organization","Place"],"@id":"https:\/\/www.investglass.com\/#organization","name":"InvestGlass","url":"https:\/\/www.investglass.com\/","logo":{"@id":"https:\/\/www.investglass.com\/how-does-banking-as-a-service-baas-work\/#local-main-organization-logo"},"image":{"@id":"https:\/\/www.investglass.com\/how-does-banking-as-a-service-baas-work\/#local-main-organization-logo"},"sameAs":["https:\/\/x.com\/investglass","https:\/\/www.linkedin.com\/company\/investglass\/","https:\/\/www.youtube.com\/channel\/UCt5r5XgzbSq2KhguJQxCwyA"],"telephone":[],"openingHoursSpecification":[{"@type":"OpeningHoursSpecification","dayOfWeek":["Monday","Tuesday","Wednesday","Thursday","Friday","Saturday","Sunday"],"opens":"09:00","closes":"17:00"}]},{"@type":"Person","@id":"https:\/\/www.investglass.com\/#\/schema\/person\/4682ebae5d718a2ed1b77c9dab0a1f24","name":"InvestGlass","image":{"@type":"ImageObject","inLanguage":"ko-KR","@id":"https:\/\/secure.gravatar.com\/avatar\/8fb928ff37ca45def17ac75d6e799fb75f3f24f123aa31be169bfaf65f59dd40?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/8fb928ff37ca45def17ac75d6e799fb75f3f24f123aa31be169bfaf65f59dd40?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/8fb928ff37ca45def17ac75d6e799fb75f3f24f123aa31be169bfaf65f59dd40?s=96&d=mm&r=g","caption":"InvestGlass"},"sameAs":["https:\/\/www.investglass.com"],"url":"https:\/\/www.investglass.com\/ko\/author\/axginvestglass-com\/"},{"@type":"ImageObject","inLanguage":"ko-KR","@id":"https:\/\/www.investglass.com\/how-does-banking-as-a-service-baas-work\/#local-main-organization-logo","url":"https:\/\/www.investglass.com\/wp-content\/uploads\/2023\/10\/InvestGlass-blue2.png","contentUrl":"https:\/\/www.investglass.com\/wp-content\/uploads\/2023\/10\/InvestGlass-blue2.png","width":839,"height":192,"caption":"InvestGlass"}]}},"_links":{"self":[{"href":"https:\/\/www.investglass.com\/ko\/wp-json\/wp\/v2\/posts\/29139","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.investglass.com\/ko\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.investglass.com\/ko\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.investglass.com\/ko\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.investglass.com\/ko\/wp-json\/wp\/v2\/comments?post=29139"}],"version-history":[{"count":0,"href":"https:\/\/www.investglass.com\/ko\/wp-json\/wp\/v2\/posts\/29139\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.investglass.com\/ko\/wp-json\/wp\/v2\/media\/29140"}],"wp:attachment":[{"href":"https:\/\/www.investglass.com\/ko\/wp-json\/wp\/v2\/media?parent=29139"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.investglass.com\/ko\/wp-json\/wp\/v2\/categories?post=29139"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.investglass.com\/ko\/wp-json\/wp\/v2\/tags?post=29139"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}