{"id":48169,"date":"2025-09-19T15:02:10","date_gmt":"2025-09-19T13:02:10","guid":{"rendered":"https:\/\/www.investglass.com\/?p=48169"},"modified":"2025-09-19T15:03:01","modified_gmt":"2025-09-19T13:03:01","slug":"%e9%8a%80%e8%a1%8c%e3%81%ae%e6%9c%aa%e6%9d%a5-2025-%e3%83%81%e3%83%a3%e3%83%ac%e3%83%b3%e3%82%b8%e3%83%a3%e3%83%bc%e3%83%90%e3%83%b3%e3%82%af%e3%81%ae%e6%b4%9e%e5%af%9f%e3%81%af%e8%a6%8b%e9%80%83","status":"publish","type":"post","link":"https:\/\/www.investglass.com\/ja\/the-future-of-banking-2025-challenger-bank-insights-you-cant-miss\/","title":{"rendered":"\u9280\u884c\u306e\u672a\u6765\uff1a\u898b\u9003\u305b\u306a\u30442025\u5e74\u30c1\u30e3\u30ec\u30f3\u30b8\u30e3\u30fc\u30fb\u30d0\u30f3\u30af\u306e\u6d1e\u5bdf"},"content":{"rendered":"<p class=\"wp-block-paragraph\">\u30c1\u30e3\u30ec\u30f3\u30b8\u30e3\u30fc\u30fb\u30d0\u30f3\u30af\u306f\u3001\u5b9f\u5e97\u8217\u3092\u6301\u305f\u305a\u306b\u4f4e\u624b\u6570\u6599\u3068\u9769\u65b0\u7684\u306a\u30b5\u30fc\u30d3\u30b9\u3092\u63d0\u4f9b\u3059\u308b\u30c7\u30b8\u30bf\u30eb\u30fb\u30d5\u30a1\u30fc\u30b9\u30c8\u306e\u9280\u884c\u3067\u3059\u3002\u30c1\u30e3\u30ec\u30f3\u30b8\u30e3\u30fc\u30fb\u30d0\u30f3\u30af\u3068\u306f\u3069\u306e\u3088\u3046\u306a\u9280\u884c\u3067\u3001\u3069\u306e\u3088\u3046\u306b\u9280\u884c\u696d\u52d9\u3092\u5909\u3048\u3088\u3046\u3068\u3057\u3066\u3044\u308b\u306e\u3067\u3057\u3087\u3046\u304b\u3002.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u9280\u884c\u30bb\u30af\u30bf\u30fc\u306e\u7d39\u4ecb<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u9280\u884c\u696d\u754c\u306f\u3001\u30c1\u30e3\u30ec\u30f3\u30b8\u30e3\u30fc\u30fb\u30d0\u30f3\u30af\u306e\u53f0\u982d\u3068\u305d\u306e\u9769\u65b0\u7684\u306a\u30c6\u30af\u30ce\u30ed\u30b8\u30fc\u6d3b\u7528\u306b\u5927\u304d\u304f\u5f8c\u62bc\u3057\u3055\u308c\u3001\u304b\u3064\u3066\u306a\u3044\u5909\u9769\u671f\u3092\u8fce\u3048\u3066\u3044\u308b\u3002\u9577\u3044\u9593\u3001\u5b9f\u5e97\u8217\u3068\u78ba\u7acb\u3055\u308c\u305f\u30d7\u30ed\u30bb\u30b9\u306b\u4f9d\u5b58\u3057\u3066\u304d\u305f\u4f1d\u7d71\u7684\u306a\u9280\u884c\u3068\u306f\u7570\u306a\u308a\u3001\u30c1\u30e3\u30ec\u30f3\u30b8\u30e3\u30fc\u30fb\u30d0\u30f3\u30af\u306f\u3001\u30b7\u30fc\u30e0\u30ec\u30b9\u306a\u30c7\u30b8\u30bf\u30eb\u30fb\u30d0\u30f3\u30ad\u30f3\u30b0\u30fb\u30b5\u30fc\u30d3\u30b9\u3001\u4f4e\u624b\u6570\u6599\u3001\u512a\u308c\u305f\u9867\u5ba2\u4f53\u9a13\u3092\u512a\u5148\u3059\u308b\u30c7\u30b8\u30bf\u30eb\u30fb\u30d5\u30a1\u30fc\u30b9\u30c8\u306e\u91d1\u878d\u6a5f\u95a2\u3067\u3042\u308b\u3002\u3053\u306e\u30b7\u30d5\u30c8\u306b\u3088\u308a\u3001\u5f93\u6765\u306e\u9280\u884c\u30e2\u30c7\u30eb\u306f\u9032\u5316\u3092\u4f59\u5100\u306a\u304f\u3055\u308c\u3001\u9867\u5ba2\u306f\u3088\u308a\u4fbf\u5229\u3067\u8cbb\u7528\u5bfe\u52b9\u679c\u306e\u9ad8\u3044\u8ca1\u52d9\u7ba1\u7406\u65b9\u6cd5\u3092\u6c42\u3081\u308b\u3088\u3046\u306b\u306a\u3063\u3066\u3044\u308b\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">One of the most notable developments in the UK banking sector was the entry of new banks like Metro Bank, which received its banking license from the Prudential Regulation Authority. This milestone signaled a new era of competition, encouraging both established and new banks to expand their digital offerings and rethink how they deliver banking services. Today, customers can access a wide range of services from current accounts and savings accounts to personal loans through user-friendly digital platforms, making banking more accessible than ever before.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u30c1\u30e3\u30ec\u30f3\u30b8\u30e3\u30fc\u30fb\u30d0\u30f3\u30af\u304c\u5e02\u5834\u3092\u7834\u58ca\u3057\u7d9a\u3051\u308b\u4e2d\u3001\u52b9\u7387\u6027\u3001\u900f\u660e\u6027\u3001\u9867\u5ba2\u6e80\u8db3\u5ea6\u306b\u304a\u3044\u3066\u65b0\u305f\u306a\u57fa\u6e96\u3092\u6253\u3061\u7acb\u3066\u3064\u3064\u3042\u308b\u3002\u30c7\u30b8\u30bf\u30eb\u30fb\u30d0\u30f3\u30ad\u30f3\u30b0\u3068\u9769\u65b0\u7684\u306a\u30b5\u30fc\u30d3\u30b9\u306b\u6ce8\u529b\u3059\u308b\u3053\u3068\u3067\u3001\u9280\u884c\u696d\u52d9\u306e\u3042\u308a\u65b9\u3092\u518d\u69cb\u7bc9\u3057\u3001\u3088\u308a\u591a\u304f\u306e\u9078\u629e\u80a2\u3001\u3088\u308a\u826f\u3044\u30b5\u30fc\u30d3\u30b9\u3001\u3088\u308a\u4f4e\u3044\u624b\u6570\u6599\u3067\u6700\u7d42\u7684\u306b\u9867\u5ba2\u306b\u5229\u76ca\u3092\u3082\u305f\u3089\u3057\u3066\u3044\u308b\u3002.<\/p>\n\n\n\n\n\n\n\n<h2 class=\"wp-block-heading\">\u8981\u70b9<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u30c1\u30e3\u30ec\u30f3\u30b8\u30e3\u30fc\u30fb\u30d0\u30f3\u30af\u306f\u3001\u5b9f\u5e97\u8217\u3092\u6301\u305f\u305a\u306b\u9769\u65b0\u7684\u3067\u9867\u5ba2\u672c\u4f4d\u306e\u30b5\u30fc\u30d3\u30b9\u3092\u63d0\u4f9b\u3057\u3001\u624b\u6570\u6599\u306e\u5f15\u304d\u4e0b\u3052\u3084\u30e6\u30fc\u30b6\u30fc\u4f53\u9a13\u306e\u5411\u4e0a\u306b\u3064\u306a\u3052\u308b\u3053\u3068\u3067\u3001\u4f1d\u7d71\u7684\u306a\u9280\u884c\u696d\u52d9\u3092\u7834\u58ca\u3057\u3066\u3044\u308b\u3002.<\/li>\n\n\n\n<li>\u30c1\u30e3\u30ec\u30f3\u30b8\u30e3\u30fc\u30fb\u30d0\u30f3\u30af\u306e\u5e02\u5834\u306f\u6025\u6210\u9577\u3057\u3066\u304a\u308a\u3001\u4e2d\u5c0f\u4f01\u696d\u306e\u3088\u3046\u306a\u9867\u307f\u3089\u308c\u306a\u3044\u5c64\u3078\u306e\u30b5\u30fc\u30d3\u30b9\u63d0\u4f9b\u3084\u65b0\u8208\u5e02\u5834\u3078\u306e\u9032\u51fa\u306b\u5927\u304d\u306a\u30c1\u30e3\u30f3\u30b9\u304c\u3042\u308a\u30012034\u5e74\u306b\u306f\u7d046,982\u5104\u7c73\u30c9\u30eb\u306b\u9054\u3059\u308b\u3068\u4e88\u6e2c\u3055\u308c\u3066\u3044\u308b\u3002.<\/li>\n\n\n\n<li>Nubank\u3001Monzo\u3001Revolut\u3068\u3044\u3063\u305f\u5927\u624b\u30c1\u30e3\u30ec\u30f3\u30b8\u30e3\u30fc\u30d0\u30f3\u30af\u306f\u6570\u767e\u4e07\u4eba\u306e\u9867\u5ba2\u3092\u7372\u5f97\u3057\u3001\u6025\u901f\u306a\u6210\u9577\u3068\u5e02\u5834\u3078\u306e\u5f71\u97ff\u529b\u3092\u793a\u3057\u3066\u3044\u308b\u3002.<\/li>\n\n\n\n<li>\u30c1\u30e3\u30ec\u30f3\u30b8\u30e3\u30fc\u30fb\u30d0\u30f3\u30af\u306f\u3001\u30c7\u30b8\u30bf\u30eb\u30fb\u30d0\u30f3\u30ad\u30f3\u30b0\u306e\u5c0e\u5165\u304c\u52a0\u901f\u3057\u3066\u3044\u308b\u30e9\u30c6\u30f3\u30fb\u30a2\u30e1\u30ea\u30ab\u306a\u3069\u306e\u5730\u57df\u3067\u62e1\u5927\u3057\u3001\u9855\u8457\u306a\u6210\u529f\u3092\u53ce\u3081\u3066\u3044\u308b\u3002.<\/li>\n\n\n\n<li>\u30c1\u30e3\u30ec\u30f3\u30b8\u30e3\u30fc\u30fb\u30d0\u30f3\u30af\u306f\u6210\u529f\u3092\u53ce\u3081\u305f\u3082\u306e\u306e\u3001\u30c7\u30b8\u30bf\u30eb\u30fb\u30d0\u30f3\u30ad\u30f3\u30b0\u9818\u57df\u3067\u306e\u6fc0\u3057\u3044\u7af6\u4e89\u306e\u4e2d\u3067\u3001\u6301\u7d9a\u53ef\u80fd\u306a\u53ce\u76ca\u6027\u306e\u9054\u6210\u3001\u898f\u5236\u9075\u5b88\u30b3\u30b9\u30c8\u306e\u7ba1\u7406\u3001\u9867\u5ba2\u7dad\u6301\u3068\u3044\u3063\u305f\u8ab2\u984c\u306b\u76f4\u9762\u3057\u3066\u3044\u308b\u3002.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">\u30c1\u30e3\u30ec\u30f3\u30b8\u30e3\u30fc\u30fb\u30d0\u30f3\u30af\u3068\u306f\uff1f<\/h2>\n\n\n\n<figure class=\"wp-block-image\"><img loading=\"lazy\" decoding=\"async\" width=\"1344\" height=\"768\" src=\"https:\/\/www.investglass.com\/wp-content\/uploads\/2025\/09\/3d7f0587-a089-45ff-bc49-86ce912f0654-1.png\" alt=\"\u4f1d\u7d71\u7684\u306a\u9280\u884c\u696d\u52d9\u3068\u5bfe\u7167\u7684\u306a\u30c1\u30e3\u30ec\u30f3\u30b8\u30e3\u30fc\u30fb\u30d0\u30f3\u30af\u306e\u56f3\u89e3\u3002.\" class=\"wp-image-48170\" srcset=\"https:\/\/www.investglass.com\/wp-content\/uploads\/2025\/09\/3d7f0587-a089-45ff-bc49-86ce912f0654-1.png 1344w, https:\/\/www.investglass.com\/wp-content\/uploads\/2025\/09\/3d7f0587-a089-45ff-bc49-86ce912f0654-1-300x171.png 300w, https:\/\/www.investglass.com\/wp-content\/uploads\/2025\/09\/3d7f0587-a089-45ff-bc49-86ce912f0654-1-1024x585.png 1024w, https:\/\/www.investglass.com\/wp-content\/uploads\/2025\/09\/3d7f0587-a089-45ff-bc49-86ce912f0654-1-768x439.png 768w\" sizes=\"(max-width: 1344px) 100vw, 1344px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Challenger banks are startups or smaller institutions disrupting traditional banking models with their innovative approaches and customer-centric services. Unlike traditional banks, these digital-first institutions operate entirely online, with no physical branches meaning they do not maintain physical locations allowing them to offer lower fees and improved user experiences. They hold full banking licenses, enabling them to provide a broader range of financial services under a regulatory framework.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u30c6\u30af\u30ce\u30ed\u30b8\u30fc\u3092\u6d3b\u7528\u3057\u305f\u30c1\u30e3\u30ec\u30f3\u30b8\u30e3\u30fc\u30fb\u30d0\u30f3\u30af\u306f\u3001\u900f\u660e\u3067\u52b9\u7387\u7684\u306a\u30b5\u30fc\u30d3\u30b9\u3092\u9867\u5ba2\u306b\u63d0\u4f9b\u3059\u308b\u3002\u3053\u306e\u30c7\u30b8\u30bf\u30eb\u30fb\u30d0\u30f3\u30af\u30fb\u30e2\u30c7\u30eb\u306f\u3001\u5b9f\u5e97\u8217\u3068\u30ec\u30ac\u30b7\u30fc\u30fb\u30b7\u30b9\u30c6\u30e0\u306b\u4f9d\u5b58\u3059\u308b\u4f1d\u7d71\u7684\u306a\u9280\u884c\u3068\u306f\u5bfe\u7167\u7684\u3060\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5305\u62ec\u7684\u306a\u30b5\u30fc\u30d3\u30b9\u3084\u3001\u76f4\u611f\u7684\u306a\u30e2\u30d0\u30a4\u30eb\u30a2\u30d7\u30ea\u3092\u901a\u3058\u305f\u8ca1\u52d9\u7ba1\u7406\u306e\u5229\u4fbf\u6027\u304b\u3089\u3001\u30c1\u30e3\u30ec\u30f3\u30b8\u30e3\u30fc\u30d0\u30f3\u30af\u3092\u9078\u3076\u6d88\u8cbb\u8005\u304c\u5897\u3048\u3066\u3044\u308b\u3002\u3053\u3046\u3057\u305f\u30b5\u30fc\u30d3\u30b9\u306b\u306f\u3001\u30c7\u30b8\u30bf\u30eb\u30fb\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u3092\u901a\u3058\u305f\u8acb\u6c42\u66f8\u306e\u652f\u6255\u3044\u3084\u9001\u91d1\u306e\u4fc3\u9032\u304c\u542b\u307e\u308c\u308b\u3053\u3068\u304c\u591a\u3044\u3002.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u30c1\u30e3\u30ec\u30f3\u30b8\u30e3\u30fc\u30fb\u30d0\u30f3\u30af\u306e\u6b74\u53f2\u7684\u51fa\u73fe<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u30c1\u30e3\u30ec\u30f3\u30b8\u30e3\u30fc\u30fb\u30d0\u30f3\u30af\u306e\u51fa\u73fe\u306f\u3001\u4f1d\u7d71\u7684\u306a\u9280\u884c\u306b\u5bfe\u3059\u308b\u793e\u4f1a\u7684\u4fe1\u983c\u3092\u8457\u3057\u304f\u640d\u306a\u3063\u305f2008\u5e74\u306e\u91d1\u878d\u5371\u6a5f\u306e\u4f59\u6ce2\u306b\u307e\u3067\u9061\u308b\u3053\u3068\u304c\u3067\u304d\u308b\u3002\u3053\u306e\u91d1\u878d\u6df7\u4e71\u671f\u306f\u3001\u6d88\u8cbb\u8005\u306e\u4e0d\u6e80\u3068\u76f8\u307e\u3063\u3066\u3001\u65b0\u305f\u306a\u30d0\u30f3\u30ad\u30f3\u30b0\u30fb\u30bd\u30ea\u30e5\u30fc\u30b7\u30e7\u30f3\u306e\u305f\u3081\u306e\u80a5\u6c83\u306a\u571f\u58cc\u3092\u4f5c\u308a\u51fa\u3057\u305f\u3002\u3053\u306e\u8ee2\u63db\u306e\u4e3b\u306a\u8981\u56e0\u306f\u4ee5\u4e0b\u306e\u901a\u308a\u3067\u3042\u308b\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>2012\u5e74\u91d1\u878d\u30b5\u30fc\u30d3\u30b9\u6cd5\u3084\u6c7a\u6e08\u30b5\u30fc\u30d3\u30b9\u6307\u4ee4\uff08PSD2\uff09\u306a\u3069\u306e\u898f\u5236\u5909\u66f4<\/li>\n\n\n\n<li>\u4f1d\u7d71\u7684\u306a\u9280\u884c\u306b\u5bfe\u3059\u308bAPI\u958b\u653e\u306e\u7fa9\u52d9\u4ed8\u3051<\/li>\n\n\n\n<li>\u65b0\u898f\u53c2\u5165\u4f01\u696d\u304c\u9769\u65b0\u7684\u306a\u9280\u884c\u30b5\u30fc\u30d3\u30b9\u3092\u63d0\u4f9b\u3067\u304d\u308b\u3088\u3046\u306b\u3059\u308b\u3002.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u3053\u306e\u3088\u3046\u306a\u898f\u5236\u306e\u30b7\u30d5\u30c8\u4ee5\u524d\u306f\u3001\u5c11\u6570\u306e\u65e2\u5b58\u30d7\u30ec\u30fc\u30e4\u30fc\u304c\u9280\u884c\u90e8\u9580\u3092\u652f\u914d\u3057\u3001\u4f01\u696d\u306e\u7af6\u4e89\u3068\u30a4\u30ce\u30d9\u30fc\u30b7\u30e7\u30f3\u3092\u5236\u9650\u3057\u3001\u73fe\u72b6\u3092\u7dad\u6301\u3057\u3066\u3044\u305f\u3002\u30c1\u30e3\u30ec\u30f3\u30b8\u30e3\u30fc\u30fb\u30d0\u30f3\u30af\u306e\u767b\u5834\u306f\u3001\u6d88\u8cbb\u8005\u306b\u5f93\u6765\u306e\u30b5\u30fc\u30d3\u30b9\u306b\u4ee3\u308f\u308b\u5b9f\u884c\u53ef\u80fd\u306a\u9078\u629e\u80a2\u3092\u63d0\u4f9b\u3057\u305f\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u3053\u308c\u3089\u306e\u65b0\u3057\u3044\u9280\u884c\u306f\u3001\u6280\u8853\u306e\u9032\u6b69\u3068\u6d88\u8cbb\u8005\u306e\u671f\u5f85\u306e\u5909\u5316\u3092\u5229\u7528\u3057\u3001\u7af6\u4e89\u306e\u6fc0\u3057\u3044\u9280\u884c\u696d\u754c\u306e\u4e2d\u3067\u30cb\u30c3\u30c1\u3092\u5207\u308a\u958b\u3044\u305f\u3002.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u30c1\u30e3\u30ec\u30f3\u30b8\u30e3\u30fc\u30fb\u30d0\u30f3\u30af\u306e\u4e3b\u306a\u7279\u5fb4<\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"701\" src=\"https:\/\/www.investglass.com\/wp-content\/uploads\/2025\/04\/InvestGlass-main-CRM-2024-c2cb8f3a-1-1024x701.png\" alt=\"\u52b9\u679c\u7684\u306a\u30d7\u30e9\u30a4\u30d9\u30fc\u30c8\u30d0\u30f3\u30ad\u30f3\u30b0CRM\u30b7\u30b9\u30c6\u30e0 InvestGlass\" class=\"wp-image-47024\" srcset=\"https:\/\/www.investglass.com\/wp-content\/uploads\/2025\/04\/InvestGlass-main-CRM-2024-c2cb8f3a-1-1024x701.png 1024w, https:\/\/www.investglass.com\/wp-content\/uploads\/2025\/04\/InvestGlass-main-CRM-2024-c2cb8f3a-1-300x205.png 300w, https:\/\/www.investglass.com\/wp-content\/uploads\/2025\/04\/InvestGlass-main-CRM-2024-c2cb8f3a-1-768x526.png 768w, https:\/\/www.investglass.com\/wp-content\/uploads\/2025\/04\/InvestGlass-main-CRM-2024-c2cb8f3a-1-1536x1052.png 1536w, https:\/\/www.investglass.com\/wp-content\/uploads\/2025\/04\/InvestGlass-main-CRM-2024-c2cb8f3a-1.png 2048w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\">\u52b9\u679c\u7684\u306a\u30d7\u30e9\u30a4\u30d9\u30fc\u30c8\u30d0\u30f3\u30ad\u30f3\u30b0CRM\u30b7\u30b9\u30c6\u30e0 InvestGlass<\/figcaption><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u30c1\u30e3\u30ec\u30f3\u30b8\u30e3\u30fc\u30fb\u30d0\u30f3\u30af\u306f\u3001\u9280\u884c\u696d\u52d9\u306b\u5bfe\u3059\u308b\u8fd1\u4ee3\u7684\u3067\u30c6\u30af\u30ce\u30ed\u30b8\u30fc\u4e3b\u5c0e\u306e\u30a2\u30d7\u30ed\u30fc\u30c1\u306b\u304a\u3044\u3066\u3001\u3069\u306e\u3088\u3046\u306b\u5dee\u5225\u5316\u3055\u308c\u3066\u3044\u308b\u304b\u3068\u3044\u3046\u70b9\u3067\u3042\u308b\u3002\u624b\u6570\u6599\u3092\u6291\u3048\u3001\u3088\u308a\u8fc5\u901f\u306a\u30b5\u30fc\u30d3\u30b9\u3092\u63d0\u4f9b\u3057\u3001\u30e6\u30fc\u30b6\u30fc\u30d5\u30ec\u30f3\u30c9\u30ea\u30fc\u306a\u30a4\u30f3\u30bf\u30fc\u30d5\u30a7\u30a4\u30b9\u3092\u7279\u5fb4\u3068\u3057\u3066\u3044\u308b\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u3053\u306e\u3088\u3046\u306a\u5229\u70b9\u306f\u3001\u30c7\u30b8\u30bf\u30eb\u30fb\u30d5\u30a1\u30fc\u30b9\u30c8\u306e\u30d7\u30ec\u30fc\u30e4\u30fc\u304c\u904b\u55b6\u3057\u3001\u5b9f\u5e97\u8217\u304c\u306a\u3044\u305f\u3081\u3001\u8af8\u7d4c\u8cbb\u3092\u4f4e\u304f\u6291\u3048\u308b\u3053\u3068\u304c\u3067\u304d\u3001\u3088\u308a\u660e\u78ba\u3067\u4f4e\u6599\u91d1\u306e\u624b\u6570\u6599\u4f53\u7cfb\u3092\u901a\u3058\u3066\u3001\u7bc0\u7d04\u5206\u3092\u9867\u5ba2\u306b\u9084\u5143\u3067\u304d\u308b\u3053\u3068\u306b\u3088\u308b\u3002\u540c\u793e\u306f\u52b9\u7387\u6027\u3092\u91cd\u8996\u3057\u3066\u4e8b\u696d\u3092\u5c55\u958b\u3057\u3066\u3044\u308b\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u591a\u304f\u306e\u30c1\u30e3\u30ec\u30f3\u30b8\u30e3\u30fc\u30fb\u30d0\u30f3\u30af\u306f\u4ee5\u4e0b\u306e\u3088\u3046\u306a\u7279\u5fb4\u3092\u5099\u3048\u3066\u3044\u308b\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u30ea\u30a2\u30eb\u30bf\u30a4\u30e0\u306e\u652f\u6255\u3044\u901a\u77e5<\/li>\n\n\n\n<li>\u30e6\u30fc\u30b6\u30fc\u306e\u30a8\u30f3\u30b2\u30fc\u30b8\u30e1\u30f3\u30c8\u3068\u8ca1\u52d9\u7ba1\u7406\u3092\u5f37\u5316\u3059\u308b\u7d71\u5408\u4e88\u7b97\u7ba1\u7406\u30c4\u30fc\u30eb<\/li>\n\n\n\n<li>\u8fc5\u901f\u306a\u30a2\u30ab\u30a6\u30f3\u30c8\u8a2d\u5b9a\u30d7\u30ed\u30bb\u30b9\u3002\u591a\u304f\u306e\u5834\u5408\u3001\u30e2\u30d0\u30a4\u30eb\u30fb\u30a2\u30d7\u30ea\u7d4c\u7531\u3067\u6570\u5206\u4ee5\u5185\u306b\u5b8c\u4e86\u3059\u308b\u3002<\/li>\n\n\n\n<li>\u6d77\u5916\u9001\u91d1\u624b\u6570\u6599\u7121\u6599<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Revolut\u3084Monzo\u306e\u3088\u3046\u306a\u30c1\u30e3\u30ec\u30f3\u30b8\u30e3\u30fc\u30d0\u30f3\u30af\u306f\u3001\u30d7\u30ec\u30df\u30a2\u30e0\u30b5\u30d6\u30b9\u30af\u30ea\u30d7\u30b7\u30e7\u30f3\u30e2\u30c7\u30eb\u3092\u52b9\u679c\u7684\u306b\u6d3b\u7528\u3057\u3001\u5145\u5b9f\u3057\u305f\u30b5\u30fc\u30d3\u30b9\u3092\u63d0\u4f9b\u3057\u3001\u5b89\u5b9a\u3057\u305f\u53ce\u76ca\u6e90\u3092\u4f5c\u308a\u51fa\u3057\u3066\u3044\u308b\u3002\u5229\u4fbf\u6027\u3001\u6642\u9593\u7bc0\u7d04\u6a5f\u80fd\u3001\u8cbb\u7528\u5bfe\u52b9\u679c\u306e\u9ad8\u3044\u30d0\u30f3\u30ad\u30f3\u30b0\u30fb\u30a2\u30d7\u30ea\u306b\u91cd\u70b9\u3092\u7f6e\u304f\u3053\u3068\u3067\u3001\u3053\u308c\u3089\u306e\u9280\u884c\u306f\u30c7\u30b8\u30bf\u30eb\u30fb\u30b5\u30fc\u30d3\u30b9\u306e\u5c0e\u5165\u3092\u4fc3\u9032\u3057\u3001\u6d88\u8cbb\u8005\u306e\u671f\u5f85\u3092\u518d\u69cb\u7bc9\u3057\u3066\u3044\u308b\u3002.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u30c1\u30e3\u30ec\u30f3\u30b8\u30e3\u30fc\u30fb\u30d0\u30f3\u30af\u306e\u904b\u55b6\u65b9\u6cd5<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u30c1\u30e3\u30ec\u30f3\u30b8\u30e3\u30fc\u9280\u884c\u306f\u3001\u30e2\u30d0\u30a4\u30eb\u30a2\u30d7\u30ea\u3084\u30c7\u30b8\u30bf\u30eb\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u3092\u6d3b\u7528\u3057\u3066\u3001\u4e3b\u306b\u30aa\u30f3\u30e9\u30a4\u30f3\u3067\u30b5\u30fc\u30d3\u30b9\u3092\u63d0\u4f9b\u3057\u3066\u3044\u307e\u3059\u3002\u3053\u306e\u3088\u3046\u306a\u30c7\u30b8\u30bf\u30eb\u30fb\u30d5\u30a1\u30fc\u30b9\u30c8\u306e\u30a2\u30d7\u30ed\u30fc\u30c1\u306b\u3088\u308a\u3001\u4f1d\u7d71\u7684\u306a\u9280\u884c\u3068\u306f\u4e00\u7dda\u3092\u753b\u3057\u3001\u4ee5\u4e0b\u306e\u3088\u3046\u306a\u30b5\u30fc\u30d3\u30b9\u3092\u63d0\u4f9b\u3057\u3066\u3044\u308b\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u6570\u5206\u3067\u5b8c\u4e86\u3059\u308b\u53e3\u5ea7\u958b\u8a2d\u30d7\u30ed\u30bb\u30b9<\/li>\n\n\n\n<li>\u7269\u7406\u7684\u306a\u652f\u5e97\u304c\u4e0d\u8981\u306a\u305f\u3081\u3001\u512a\u5148\u9806\u4f4d\u3092\u3064\u3051\u308b\u3053\u3068\u304c\u3067\u304d\u308b\u3002 <a href=\"https:\/\/www.investglass.com\/ja\/kyc%e6%a4%9c%e8%a8%bc%e3%82%92%e8%87%aa%e5%8b%95%e5%8c%96%e3%81%99%e3%82%8b%e6%96%b9%e6%b3%95-%e3%82%b2%e3%83%bc%e3%83%a0%e3%82%92%e8%87%aa%e5%8b%95%e5%8c%96%e3%81%97%e3%81%a6%e9%96%8b%e7%99%ba\/\" target=\"_self\" rel=\"noopener noreferrer\">\u8fc5\u901f\u306a\u30aa\u30f3\u30dc\u30fc\u30c7\u30a3\u30f3\u30b0<\/a><\/li>\n\n\n\n<li>\u9867\u5ba2\u5fc3\u7406\u3068\u9867\u5ba2\u7dad\u6301\u306b\u30d7\u30e9\u30b9\u306e\u5f71\u97ff\u3092\u4e0e\u3048\u308b\u900f\u660e\u306a\u4fa1\u683c\u8a2d\u5b9a<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u30c1\u30e3\u30c3\u30c8\u6a5f\u80fd\u306a\u3069\u306e\u30a2\u30d7\u30ea\u5185\u30ab\u30b9\u30bf\u30de\u30fc\u30b5\u30dd\u30fc\u30c8\u6a5f\u80fd\u306f\u3001\u591a\u304f\u306e\u30c1\u30e3\u30ec\u30f3\u30b8\u30e3\u30fc\u30d0\u30f3\u30af\u306e\u5b9a\u756a\u3067\u3042\u308a\u3001\u30e6\u30fc\u30b6\u30fc\u304b\u3089\u597d\u8a55\u3092\u5f97\u3066\u3044\u308b\u3002\u3053\u306e\u3088\u3046\u306a\u30c7\u30b8\u30bf\u30eb\u5c02\u7528\u30a2\u30d7\u30ed\u30fc\u30c1\u306f\u3001\u8ab2\u984c\u3092\u3082\u305f\u3089\u3059\u53ef\u80fd\u6027\u304c\u3042\u308b\u3002\u7279\u306b\u3001\u500b\u4eba\u7684\u306a\u30b5\u30fc\u30d3\u30b9\u3092\u975e\u5e38\u306b\u91cd\u8996\u3059\u308b\u5e02\u5834\u3067\u306f\u305d\u3046\u3067\u3042\u308b\u3002\u306b\u3082\u304b\u304b\u308f\u3089\u305a\u3001\u30c7\u30b8\u30bf\u30eb\u30fb\u30aa\u30da\u30ec\u30fc\u30b7\u30e7\u30f3\u306e\u52b9\u7387\u6027\u3068\u5229\u4fbf\u6027\u306f\u3001\u307e\u3059\u307e\u3059\u591a\u304f\u306e\u6d88\u8cbb\u8005\u3092\u9b45\u4e86\u3057\u7d9a\u3051\u3066\u3044\u308b\u3002.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u30c1\u30e3\u30ec\u30f3\u30b8\u30e3\u30fc\u9280\u884c\u306b\u304a\u3051\u308b\u5b89\u5168\u3068\u4fe1\u983c<\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/www.investglass.com\/wp-content\/uploads\/2023\/02\/8iypumbarzo-1024x683.jpg\" alt=\"\u30b9\u30a4\u30b9\u306eCRM\" class=\"wp-image-35449\" srcset=\"https:\/\/www.investglass.com\/wp-content\/uploads\/2023\/02\/8iypumbarzo-1024x683.jpg 1024w, https:\/\/www.investglass.com\/wp-content\/uploads\/2023\/02\/8iypumbarzo-300x200.jpg 300w, https:\/\/www.investglass.com\/wp-content\/uploads\/2023\/02\/8iypumbarzo-768x512.jpg 768w, https:\/\/www.investglass.com\/wp-content\/uploads\/2023\/02\/8iypumbarzo-1536x1024.jpg 1536w, https:\/\/www.investglass.com\/wp-content\/uploads\/2023\/02\/8iypumbarzo.jpg 1600w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\">\u30b9\u30a4\u30b9\u306eCRM<\/figcaption><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u30c1\u30e3\u30ec\u30f3\u30b8\u30e3\u30fc\u30fb\u30d0\u30f3\u30af\u306f\u3001\u4f1d\u7d71\u7684\u306a\u9280\u884c\u3068\u540c\u3058\u898f\u5236\u8981\u4ef6\u306e\u4e0b\u3067\u904b\u55b6\u3055\u308c\u3001\u78ba\u7acb\u3055\u308c\u305f\u8ca1\u52d9\u30ac\u30a4\u30c9\u30e9\u30a4\u30f3\u306e\u9075\u5b88\u3092\u4fdd\u8a3c\u3057\u3066\u3044\u308b\u3002\u3053\u308c\u3089\u306e\u9280\u884c\u306b\u306f\u4ee5\u4e0b\u306e\u3088\u3046\u306a\u7279\u5fb4\u304c\u3042\u308b\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u4f1d\u7d71\u7684\u306a\u9280\u884c\u3068\u540c\u3058\u5f53\u5c40\u306b\u3088\u3063\u3066\u898f\u5236\u3055\u308c\u3066\u3044\u308b\u3002.<\/li>\n\n\n\n<li>\u591a\u304f\u306e\u5834\u5408\u3001\u6d88\u8cbb\u8005\u306e\u4fe1\u983c\u3068\u5b89\u5168\u3092\u9ad8\u3081\u308b\u9810\u91d1\u4fdd\u8b77\u5236\u5ea6\u304c\u3042\u308a\u3001\u30c1\u30e3\u30ec\u30f3\u30b8\u30e3\u30fc\u30fb\u30d0\u30f3\u30af\u306f\u5b89\u5168\u3067\u3042\u308b\u3002.<\/li>\n\n\n\n<li>\u82f1\u56fd\u3067\u306f\u3001\u9280\u884c\u514d\u8a31\u3092\u6301\u3064\u30c1\u30e3\u30ec\u30f3\u30b8\u30e3\u30fc\u30fb\u30d0\u30f3\u30af\u306e\u9810\u91d1\u4fdd\u8b77\u306f\u3001\u5bfe\u8c61\u3068\u306a\u308b\u9867\u5ba2\u306b\u5bfe\u3057\u3066\u6700\u9ad88\u4e075,000\u30dd\u30f3\u30c9\u307e\u3067\u30ab\u30d0\u30fc\u3059\u308b\u3002.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u30c1\u30e3\u30a4\u30e0\u306e\u3088\u3046\u306a\u30cd\u30aa\u30d0\u30f3\u30af\u306e\u4e2d\u306b\u306f\u3001\u81ea\u3089\u9280\u884c\u514d\u8a31\u3092\u6301\u305f\u305a\u3001\u30b6\u30fb\u30d0\u30f3\u30b3\u30fc\u30d7\u30fb\u30d0\u30f3\u30af\u306e\u3088\u3046\u306a\u898f\u5236\u91d1\u878d\u6a5f\u95a2\u3068\u63d0\u643a\u3057\u3066\u91d1\u878d\u30b5\u30fc\u30d3\u30b9\u3092\u63d0\u4f9b\u3057\u3066\u3044\u308b\u3068\u3053\u308d\u3082\u3042\u308b\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u30c1\u30e3\u30ec\u30f3\u30b8\u30e3\u30fc\u30fb\u30d0\u30f3\u30af\u306e\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u6a5f\u80fd\u306f\u5f37\u56fa\u3067\u3001\u53e3\u5ea7\u4fdd\u8b77\u306e\u305f\u3081\u306e\u751f\u4f53\u8a8d\u8a3c\u30ed\u30b0\u30a4\u30f3\u3084\u4e8c\u8981\u7d20\u8a8d\u8a3c\u3092\u542b\u3080\u3053\u3068\u304c\u591a\u3044\u3002\u3057\u304b\u3057\u3001\u7570\u306a\u308b\u898f\u5236\u306e\u4e0b\u3067\u904b\u55b6\u3055\u308c\u3066\u3044\u308b\u30ea\u30dc\u30eb\u30fc\u30c8\u306e\u3088\u3046\u306a\u4e00\u90e8\u306e\u96fb\u5b50\u30de\u30cd\u30fc\u6a5f\u95a2\u306f\u3001\u9867\u5ba2\u306e\u8cc7\u91d1\u4fdd\u8b77\u3092\u63d0\u4f9b\u3057\u3066\u3044\u306a\u3044\u3053\u3068\u306b\u6ce8\u610f\u3059\u308b\u5fc5\u8981\u304c\u3042\u308b\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u7279\u306b\u30b5\u30a4\u30d0\u30fc\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u30fc\u3084\u30de\u30cd\u30fc\u30ed\u30f3\u30c0\u30ea\u30f3\u30b0\u9632\u6b62\u3068\u3044\u3063\u305f\u5206\u91ce\u3067\u306e\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9\u30fb\u30b3\u30b9\u30c8\u306e\u5897\u52a0\u306f\u3001\u30cd\u30aa\u30d0\u30f3\u30af\u304c\u76f4\u9762\u3057\u3066\u3044\u308b\u898f\u5236\u5f53\u5c40\u306e\u76e3\u8996\u306e\u5f37\u5316\u3092\u53cd\u6620\u3057\u3066\u3044\u308b\u3002.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u30c1\u30e3\u30ec\u30f3\u30b8\u30e3\u30fc\u30d0\u30f3\u30af\u5e02\u5834\u306e\u4e3b\u8981\u30d7\u30ec\u30fc\u30e4\u30fc<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u30c1\u30e3\u30ec\u30f3\u30b8\u30e3\u30fc\u30fb\u30d0\u30f3\u30af\u5e02\u5834\u306b\u306f\u8907\u6570\u306e\u4e3b\u8981\u30d7\u30ec\u30fc\u30e4\u30fc\u304c\u5b58\u5728\u3057\u3001\u305d\u308c\u305e\u308c\u304c\u3053\u306e\u5206\u91ce\u306e\u6025\u6210\u9577\u3068\u30a4\u30ce\u30d9\u30fc\u30b7\u30e7\u30f3\u306b\u8ca2\u732e\u3057\u3066\u3044\u308b\u3002Monzo\u3001Revolut\u3001Starling Bank\u306f\u3001\u82f1\u56fd\u306e\u30c1\u30e3\u30ec\u30f3\u30b8\u30e3\u30fc\u30d0\u30f3\u30af\u306e\u4e2d\u3067\u3082\u30c8\u30c3\u30d7\u30af\u30e9\u30b9\u3067\u3001\u305d\u308c\u305e\u308c\u304c\u30e6\u30cb\u30fc\u30af\u306a\u30b5\u30fc\u30d3\u30b9\u3092\u63d0\u4f9b\u3057\u3001\u5e02\u5834\u3067\u5927\u304d\u306a\u5b58\u5728\u611f\u3092\u793a\u3057\u3066\u3044\u308b\u3002Monzo\u306f\u30d7\u30ea\u30da\u30a4\u30c9\u30fb\u30c7\u30d3\u30c3\u30c8\u30ab\u30fc\u30c9\u30fb\u30b5\u30fc\u30d3\u30b9\u3068\u3057\u3066\u30b9\u30bf\u30fc\u30c8\u3057\u30012017\u5e74\u306b\u5b8c\u5168\u306a\u9280\u884c\u514d\u8a31\u3092\u53d6\u5f97\u3057\u305f\u3053\u3068\u3067\u3001\u5305\u62ec\u7684\u306a\u30b5\u30fc\u30d3\u30b9\u3092\u63d0\u4f9b\u3067\u304d\u308b\u3088\u3046\u306b\u306a\u3063\u305f\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">2017\u5e74\u306b\u767a\u8db3\u3057\u305fStarling Bank\u306f\u3001\u7dcf\u984d7\u51041500\u4e07\u30dd\u30f3\u30c9\u306e\u8cc7\u91d1\u3092\u8abf\u9054\u3057\u3001\u305d\u306e\u5f37\u56fa\u306a\u8ca1\u52d9\u7684\u88cf\u4ed8\u3051\u3068\u6210\u9577\u306e\u53ef\u80fd\u6027\u3092\u793a\u3057\u3066\u3044\u308b\u3002\u3082\u3046\u3072\u3068\u3064\u306e\u4e3b\u8981\u30d7\u30ec\u30fc\u30e4\u30fc\u3067\u3042\u308b\u30ea\u30dc\u30eb\u30fc\u30c8\u306f\u30012015\u5e74\u306b\u82f1\u56fd\u3067\u30b5\u30fc\u30d3\u30b9\u3092\u958b\u59cb\u3057\u3001\u6708\u9593\u30a2\u30af\u30c6\u30a3\u30d6\u30e6\u30fc\u30b6\u30fc\u6570\u306f\u7d04120\u4e07\u4eba\u306b\u9054\u3057\u30011\u65e5\u3042\u305f\u308a\u7d048,000\u306e\u53e3\u5ea7\u3092\u958b\u8a2d\u3059\u308b\u307e\u3067\u306b\u6210\u9577\u3057\u305f\u3002\u30ea\u30dc\u30eb\u30fc\u30c8\u306f\u4e21\u66ff\u3001\u30c7\u30d3\u30c3\u30c8\u30ab\u30fc\u30c9\u3001\u30d0\u30fc\u30c1\u30e3\u30eb\u30ab\u30fc\u30c9\u306a\u3069\u69d8\u3005\u306a\u6a5f\u80fd\u3092\u63d0\u4f9b\u3057\u3001\u56fd\u969b\u53d6\u5f15\u306b\u304a\u3051\u308b\u30e6\u30fc\u30b6\u30fc\u4f53\u9a13\u3092\u5411\u4e0a\u3055\u305b\u3066\u3044\u308b\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u30f4\u30a1\u30fc\u30b8\u30f3\u30fb\u30de\u30cd\u30fc\u3082\u307e\u305f\u3001\u30ce\u30fc\u30b6\u30f3\u30fb\u30ed\u30c3\u30af\u306e\u6e05\u7b97\u5f8c\u306b\u8a2d\u7acb\u3055\u308c\u305f\u91cd\u8981\u306a\u30c1\u30e3\u30ec\u30f3\u30b8\u30e3\u30fc\u9280\u884c\u3067\u3042\u308b\u3002\u8fd1\u4ee3\u7684\u306a\u30a2\u30d7\u30ed\u30fc\u30c1\u3068\u30c7\u30b8\u30bf\u30eb\u30fb\u30d0\u30f3\u30ad\u30f3\u30b0\u30fb\u30b5\u30fc\u30d3\u30b9\u3092\u91cd\u8996\u3057\u3001\u82f1\u56fd\u306b\u304a\u3051\u308b\u30ea\u30c6\u30fc\u30eb\u30fb\u30d0\u30f3\u30af\u306e\u65b0\u3057\u3044\u6ce2\u3092\u4ee3\u8868\u3059\u308b\u9280\u884c\u3067\u3042\u308b\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Monzo\u306e\u9867\u5ba2\u30b5\u30fc\u30d3\u30b9\u306e\u8a55\u5224\u306e\u9ad8\u3055\u306f\u30012023\u5e748\u6708\u306e\u30b5\u30fc\u30d3\u30b9\u54c1\u8cea\u8abf\u67fb\u3067\u306e\u30c8\u30c3\u30d7\u30e9\u30f3\u30af\u304c\u8a3c\u660e\u3057\u3066\u3044\u308b\u3002Revolut\u306f\u3001\u901a\u8ca8\u5909\u63db\u3084ATM\u3067\u306e\u5f15\u304d\u51fa\u3057\u304c\u7121\u6599\u3068\u3044\u3063\u305f\u521d\u671f\u6a5f\u80fd\u306b\u3088\u308a\u3001\u6d77\u5916\u6d88\u8cbb\u306b\u4eba\u6c17\u306e\u9078\u629e\u80a2\u3068\u306a\u3063\u305f\u3002\u3053\u308c\u3089\u306e\u4e3b\u8981\u30d7\u30ec\u30fc\u30e4\u30fc\u304c\u9ad8\u3044\u57fa\u6e96\u3092\u8a2d\u5b9a\u3057\u3001\u30c1\u30e3\u30ec\u30f3\u30b8\u30e3\u30fc\u30fb\u30d0\u30f3\u30af\u5e02\u5834\u306e\u9769\u65b0\u3068\u9867\u5ba2\u6e80\u8db3\u5ea6\u3092\u727d\u5f15\u3057\u3066\u3044\u308b\u3002.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u30c1\u30e3\u30ec\u30f3\u30b8\u30e3\u30fc\u9280\u884c\u306b\u304a\u3051\u308b\u6280\u8853\u9769\u65b0<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u30c1\u30e3\u30ec\u30f3\u30b8\u30e3\u30fc\u30fb\u30d0\u30f3\u30af\u306f\u3001\u9280\u884c\u90e8\u9580\u306b\u304a\u3051\u308b\u6280\u8853\u9769\u65b0\u306e\u6700\u524d\u7dda\u306b\u3044\u308b\u3002\u3053\u308c\u3089\u306e\u9280\u884c\u306f\u3001\u30d1\u30fc\u30bd\u30ca\u30e9\u30a4\u30ba\u3055\u308c\u305f\u30b5\u30fc\u30d3\u30b9\u3068\u4fca\u654f\u306a\u30aa\u30da\u30ec\u30fc\u30b7\u30e7\u30f3\u306b\u7126\u70b9\u3092\u5f53\u3066\u3001\u9280\u884c\u30e2\u30c7\u30eb\u3092\u518d\u69cb\u7bc9\u3059\u308b\u305f\u3081\u306bAI\u3092\u6025\u901f\u306b\u5c0e\u5165\u3057\u3066\u3044\u308b\u3002AI\u304c\u63a8\u9032\u3059\u308b\u30cf\u30a4\u30d1\u30fc\u30fb\u30d1\u30fc\u30bd\u30ca\u30e9\u30a4\u30bc\u30fc\u30b7\u30e7\u30f3\u306b\u3088\u3063\u3066\u3001\u3053\u308c\u3089\u306e\u9280\u884c\u306f\u91d1\u878d\u5546\u54c1\u3092\u500b\u3005\u306e\u30e6\u30fc\u30b6\u30fc\u306e\u884c\u52d5\u3084\u72b6\u6cc1\u306b\u5408\u308f\u305b\u308b\u3053\u3068\u304c\u3067\u304d\u308b\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u30aa\u30fc\u30d7\u30f3API\u3068\u30e2\u30b8\u30e5\u30e9\u30fc\u30fb\u30c6\u30af\u30ce\u30ed\u30b8\u30fc\u306b\u3088\u308a\u3001\u30c1\u30e3\u30ec\u30f3\u30b8\u30e3\u30fc\u30fb\u30d0\u30f3\u30af\u306f\u8fc5\u901f\u306a\u9069\u5fdc\u3068\u52b9\u7387\u7684\u306a\u62e1\u5f35\u304c\u53ef\u80fd\u306b\u306a\u308b\u3002\u3053\u308c\u3089\u306e\u30c6\u30af\u30ce\u30ed\u30b8\u30fc\u306f\u30b7\u30fc\u30e0\u30ec\u30b9\u306a\u30c7\u30fc\u30bf\u30d5\u30ed\u30fc\u3092\u4fc3\u9032\u3057\u3001\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u3092\u6700\u5927\u5316\u3059\u308b\u3053\u3068\u3067\u3001\u9280\u884c\u306f\u624b\u6570\u6599\u306e\u5f15\u304d\u4e0b\u3052\u3084\u8fc5\u901f\u306a\u30b5\u30fc\u30d3\u30b9\u306a\u3069\u3001\u7af6\u4e89\u529b\u306e\u3042\u308b\u5546\u54c1\u3092\u63d0\u4f9b\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u308b\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u52a0\u3048\u3066, <a href=\"https:\/\/www.investglass.com\/ja\/%e4%b8%ad%e5%a4%ae%e9%8a%80%e8%a1%8c%e3%81%ae%e9%87%91%e8%9e%8d%e6%94%bf%e7%ad%96%e3%81%a8%e6%84%8f%e6%80%9d%e6%b1%ba%e5%ae%9a%e3%83%97%e3%83%ad%e3%82%bb%e3%82%b9%e3%81%ab%e3%81%8a%e3%81%91%e3%82%8bai\/\" target=\"_self\" rel=\"noopener noreferrer\">AI\u30c4\u30fc\u30eb<\/a> \u898f\u5236\u5f53\u5c40\u306e\u30cb\u30fc\u30ba\u3092\u4e88\u6e2c\u3057\u3001\u30ea\u30b9\u30af\u8a55\u4fa1\u3092\u81ea\u52d5\u5316\u3059\u308b\u3053\u3068\u3067\u3001\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9\u30fb\u30d7\u30ed\u30bb\u30b9\u3092\u5f37\u5316\u3057\u3001\u3053\u308c\u3089\u306e\u9280\u884c\u304c\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9\u3092\u7dad\u6301\u3057\u306a\u304c\u3089\u3001\u4ee5\u4e0b\u3092\u63d0\u4f9b\u3067\u304d\u308b\u3088\u3046\u306b\u3057\u307e\u3059\u3002 <a href=\"https:\/\/www.investglass.com\/ja\/%e9%8a%80%e8%a1%8c%e5%90%91%e3%81%91%e3%82%a8%e3%83%bc%e3%82%b8%e3%82%a7%e3%83%b3%e3%83%88%e5%9e%8bai%e3%82%92%e5%be%b9%e5%ba%95%e6%a4%9c%e8%a8%bc\/\" target=\"_self\" rel=\"noopener noreferrer\">\u9769\u65b0\u7684\u306a\u6a5f\u68b0\u5b66\u7fd2\u30bd\u30ea\u30e5\u30fc\u30b7\u30e7\u30f3<\/a>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u5e02\u5834\u52d5\u5411\u3068\u6210\u9577\u7d71\u8a08<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u4e16\u754c\u306e\u30cd\u30aa\u30fb\u30c1\u30e3\u30ec\u30f3\u30b8\u30e3\u30fc\u9280\u884c\u696d\u754c\u306f\u76ee\u899a\u307e\u3057\u3044\u6210\u9577\u3092\u9042\u3052\u3066\u3044\u308b\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>2024\u5e74\u306e696\u5104\u7c73\u30c9\u30eb\u304b\u30892034\u5e74\u306b\u306f\u7d046,982\u5104\u7c73\u30c9\u30eb\u306b\u6210\u9577\u3059\u308b\u898b\u8fbc\u307f<\/li>\n\n\n\n<li>2025\uff5e2034\u5e74\u306e\u5e74\u5e73\u5747\u6210\u9577\u738726.5%\u3092\u53cd\u6620<\/li>\n\n\n\n<li>\u6210\u9577\u8981\u56e0 <a href=\"https:\/\/www.investglass.com\/ja\/%e3%82%b5%e3%82%a6%e3%82%b8%e3%82%a2%e3%83%a9%e3%83%93%e3%82%a2%e3%81%ab%e3%81%8a%e3%81%91%e3%82%8b%e3%83%99%e3%82%b9%e3%83%88%e3%83%bb%e3%83%87%e3%82%b8%e3%82%bf%e3%83%ab%e3%83%bb%e3%83%90%e3%83%b3\/\" target=\"_self\" rel=\"noopener noreferrer\">\u30c7\u30b8\u30bf\u30eb\u5c02\u7528\u30d0\u30f3\u30ad\u30f3\u30b0\u30fb\u30b5\u30fc\u30d3\u30b9\u306e\u666e\u53ca<\/a><\/li>\n\n\n\n<li>\u30c7\u30b8\u30bf\u30eb\u5c02\u7528\u30d0\u30f3\u30ad\u30f3\u30b0\u306f2024\u5e74\u306b450\u5104\u7c73\u30c9\u30eb\u3092\u8d85\u3048\u308b<\/li>\n\n\n\n<li>\u30c7\u30b8\u30bf\u30eb\u5c02\u7528\u30d0\u30f3\u30ad\u30f3\u30b0\u304c70%\u4ee5\u4e0a\u306e\u30b7\u30a7\u30a2\u3092\u5360\u3081\u308b<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">2024\u5e74\u306b\u306f\u3001\u500b\u4eba\u6d88\u8cbb\u8005\u304c\u30cd\u30aa\u30fb\u30c1\u30e3\u30ec\u30f3\u30b8\u30e3\u30fc\u30d0\u30f3\u30af\u5e02\u5834\u306e\u7d0463.5%\u3092\u5360\u3081\u305f\u3002\u3053\u306e\u5206\u91ce\u306f2025\u5e74\u304b\u30892033\u5e74\u306b\u304b\u3051\u3066\u5e74\u5e73\u5747\u6210\u9577\u738722.8%\u3067\u6210\u9577\u3059\u308b\u3068\u4e88\u60f3\u3055\u308c\u308b\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u91d1\u878d\u30b5\u30fc\u30d3\u30b9\u306e\u975e\u91d1\u878d\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u3078\u306e\u7d71\u5408\u306f\u3001\u30c1\u30e3\u30ec\u30f3\u30b8\u30e3\u30fc\u30fb\u30d0\u30f3\u30af\u304c\u65b0\u305f\u306a\u9867\u5ba2\u3092\u7372\u5f97\u3057\u3001\u30b5\u30fc\u30d3\u30b9\u63d0\u4f9b\u3092\u5f37\u5316\u3059\u308b\u6a5f\u4f1a\u3092\u62e1\u5927\u3057\u3066\u3044\u308b\u3002.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u7af6\u4e89\u74b0\u5883<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u30c1\u30e3\u30ec\u30f3\u30b8\u30e3\u30fc\u30fb\u30d0\u30f3\u30af\u306f\u3001\u6539\u5584\u3055\u308c\u305f\u30c7\u30b8\u30bf\u30eb\u30fb\u30bd\u30ea\u30e5\u30fc\u30b7\u30e7\u30f3\u3068\u9867\u5ba2\u4e2d\u5fc3\u306e\u30b5\u30fc\u30d3\u30b9\u3092\u901a\u3058\u3066\u3001\u5f93\u6765\u578b\u306e\u9280\u884c\u306b\u300c\u6311\u6226\u300d\u3059\u308b\u3053\u3068\u3092\u76ee\u7684\u3068\u3057\u3066\u3044\u308b\u3002\u305d\u306e\u6025\u6210\u9577\u306e\u539f\u52d5\u529b\u3068\u306a\u3063\u3066\u3044\u308b\u306e\u306f\u3001\u6280\u8853\u306e\u9032\u6b69\u3092\u6d3b\u7528\u3057\u3001\u5e02\u5834\u306e\u9700\u8981\u306b\u8fc5\u901f\u306b\u5bfe\u5fdc\u3059\u308b\u80fd\u529b\u3067\u3042\u308b\u3002\u591a\u304f\u306e\u30c1\u30e3\u30ec\u30f3\u30b8\u30e3\u30fc\u30fb\u30d0\u30f3\u30af\u306f\u3001\u5148\u9032\u7684\u306a\u30c7\u30b8\u30bf\u30eb\u30fb\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u3092\u6d3b\u7528\u3057\u3066\u9867\u5ba2\u4f53\u9a13\u3092\u5408\u7406\u5316\u3057\u3001\u5f93\u6765\u578b\u9280\u884c\u306b\u5bfe\u3057\u3066\u5927\u304d\u306a\u512a\u4f4d\u6027\u3092\u63d0\u4f9b\u3057\u3066\u3044\u308b\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u4f01\u696d\u3068\u4f1d\u7d71\u7684\u306a\u9280\u884c\u3068\u306e\u30b3\u30e9\u30dc\u30ec\u30fc\u30b7\u30e7\u30f3\u306f\u4e00\u822c\u7684\u3067\u3001\u591a\u304f\u306e\u30cd\u30aa\u30d0\u30f3\u30af\u304c\u8a8d\u53ef\u9280\u884c\u3068\u63d0\u643a\u3057\u3001\u30ea\u30fc\u30c1\u3092\u62e1\u5927\u3057\u3066\u3044\u308b\u3002\u3053\u3046\u3057\u305f\u30d1\u30fc\u30c8\u30ca\u30fc\u30b7\u30c3\u30d7\u306f\u3001\u30c1\u30e3\u30ec\u30f3\u30b8\u30e3\u30fc\u30d0\u30f3\u30af\u306e\u9769\u65b0\u7684\u306a\u30bd\u30ea\u30e5\u30fc\u30b7\u30e7\u30f3\u3092\u7d71\u5408\u3059\u308b\u3053\u3068\u3067\u3001\u30b5\u30fc\u30d3\u30b9\u3068\u9867\u5ba2\u4f53\u9a13\u3092\u5411\u4e0a\u3055\u305b\u308b\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u7af6\u4e89\u3078\u306e\u5bfe\u5fdc\u3068\u3057\u3066\u3001\u4f1d\u7d71\u7684\u306a\u9280\u884c\u306f <a href=\"https:\/\/www.investglass.com\/ja\/%e9%8a%80%e8%a1%8c%e6%a5%ad%e5%8b%99%e3%81%ab%e3%81%8a%e3%81%91%e3%82%8b%e5%b7%ae%e5%88%a5%e5%8c%96%e3%82%92%e5%8f%af%e8%83%bd%e3%81%ab%e3%81%99%e3%82%8b5%e3%81%a4%e3%81%ae%e6%96%b9%e6%b3%95\/\" target=\"_self\" rel=\"noopener noreferrer\">\u9032\u5316\u3059\u308b\u91d1\u878d\u696d\u754c\u306b\u304a\u3044\u3066\u7af6\u4e89\u529b\u3092\u7dad\u6301\u3059\u308b\u305f\u3081\u306b\u3001\u30c7\u30b8\u30bf\u30eb\u30b5\u30fc\u30d3\u30b9\u3092\u5f37\u5316\u3057\u3001\u5148\u9032\u6280\u8853\u3092\u63a1\u7528\u3059\u308b\u3002<\/a>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u30c1\u30e3\u30ec\u30f3\u30b8\u30e3\u30fc\u9280\u884c\u306b\u3068\u3063\u3066\u306e\u5c06\u6765\u306e\u6a5f\u4f1a<\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/www.investglass.com\/wp-content\/uploads\/2023\/01\/InvestGlass-AlexandreGaillard-CEO-1024x683.png\" alt=\"\u30a2\u30ec\u30af\u30b5\u30f3\u30c9\u30eb\u30fb\u30ac\u30a4\u30e4\u30fc\u30eb\u3068\u5f7c\u306e\u30c1\u30fc\u30e0InvestGlass\u3067\u9280\u884c\u3092\u4f5c\u308b\" class=\"wp-image-48105\" srcset=\"https:\/\/www.investglass.com\/wp-content\/uploads\/2023\/01\/InvestGlass-AlexandreGaillard-CEO-1024x683.png 1024w, https:\/\/www.investglass.com\/wp-content\/uploads\/2023\/01\/InvestGlass-AlexandreGaillard-CEO-300x200.png 300w, https:\/\/www.investglass.com\/wp-content\/uploads\/2023\/01\/InvestGlass-AlexandreGaillard-CEO-768x512.png 768w, https:\/\/www.investglass.com\/wp-content\/uploads\/2023\/01\/InvestGlass-AlexandreGaillard-CEO-1536x1024.png 1536w, https:\/\/www.investglass.com\/wp-content\/uploads\/2023\/01\/InvestGlass-AlexandreGaillard-CEO.png 2048w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\">\u30a2\u30ec\u30af\u30b5\u30f3\u30c9\u30eb\u30fb\u30ac\u30a4\u30e4\u30fc\u30eb\u3068\u5f7c\u306e\u30c1\u30fc\u30e0InvestGlass\u3067\u9280\u884c\u3092\u4f5c\u308b<\/figcaption><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5c06\u6765\u306f\u3001\u7279\u306b\u30c1\u30e3\u30ec\u30f3\u30b8\u30e3\u30fc\u30fb\u30d0\u30f3\u30af\u306b\u3068\u3063\u3066\u5927\u304d\u306a\u30c1\u30e3\u30f3\u30b9\u304c\u3042\u308b\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u5f93\u6765\u306e\u9280\u884c\u304c\u8efd\u8996\u3057\u3066\u304d\u305f\u5275\u696d\u6e08\u307f\u306e\u4e2d\u5c0f\u4f01\u696d\u306b\u30b5\u30fc\u30d3\u30b9\u3092\u63d0\u4f9b\u3057\u3066\u3044\u308b\u3002.<\/li>\n\n\n\n<li>\u30b9\u30de\u30fc\u30c8\u30d5\u30a9\u30f3\u306e\u666e\u53ca\u7387\u304c\u9ad8\u3044\u65b0\u8208\u5e02\u5834\u3067\u4e8b\u696d\u3092\u62e1\u5927\u3057\u3001\u3088\u308a\u591a\u304f\u306e\u9867\u5ba2\u57fa\u76e4\u3092\u7372\u5f97\u3059\u308b\u3002.<\/li>\n\n\n\n<li>\u8fd1\u96a3\u5e02\u5834\u3067\u306e\u5730\u4f4d\u3092\u78ba\u7acb\u3057\u3001\u7d4c\u55b6\u52b9\u7387\u3092\u5411\u4e0a\u3055\u305b\u308b\u305f\u3081\u3001\u5730\u57df\u62e1\u5927\u3092\u8ffd\u6c42\u3059\u308b\u3002.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u6301\u7d9a\u53ef\u80fd\u6027\u30a4\u30cb\u30b7\u30a2\u30c1\u30d6\u3092\u63a8\u9032\u3057\u3001\u30d9\u30b9\u30c8\u30d7\u30e9\u30af\u30c6\u30a3\u30b9\u3092\u5171\u6709\u3059\u308b\u305f\u3081\u306e\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u3068\u306e\u30d1\u30fc\u30c8\u30ca\u30fc\u30b7\u30c3\u30d7\u304c\u5897\u52a0\u3057\u3066\u3044\u308b\u3002\u5927\u624b\u30c7\u30b8\u30bf\u30eb\u9280\u884c\u306f\u3001\u30d0\u30f3\u30ad\u30f3\u30b0\u30fb\u30a2\u30ba\u30fb\u30a2\u30fb\u30b5\u30fc\u30d3\u30b9\uff08BaaS\uff09\u3084\u30c6\u30af\u30ce\u30ed\u30b8\u30fc\u30fb\u30bd\u30ea\u30e5\u30fc\u30b7\u30e7\u30f3\u306e\u3088\u3046\u306a\u30b5\u30fc\u30d3\u30b9\u3092\u63d0\u4f9b\u3059\u308b\u3053\u3068\u3067\u3001\u53ce\u76ca\u6e90\u3092\u591a\u69d8\u5316\u3057\u3066\u3044\u308b\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u30e6\u30fc\u30b6\u30fc\u304b\u3089\u306e\u30d5\u30a3\u30fc\u30c9\u30d0\u30c3\u30af\u306f\u3001\u6a5f\u80fd\u958b\u767a\u306b\u5927\u304d\u306a\u5f71\u97ff\u3092\u4e0e\u3048\u3001\u9867\u5ba2\u306e\u30cb\u30fc\u30ba\u3092\u78ba\u5b9f\u306b\u6e80\u305f\u3057\u3001\u9867\u5ba2\u30c1\u30fc\u30e0\u304c\u5341\u5206\u306a\u60c5\u5831\u306b\u57fa\u3065\u3044\u305f\u610f\u601d\u6c7a\u5b9a\u3092\u884c\u3048\u308b\u3088\u3046\u306b\u3059\u308b\u3002\u30a4\u30ce\u30d9\u30fc\u30b7\u30e7\u30f3\u3068\u8ca1\u52d9\u7684\u5b89\u5b9a\u6027\u306e\u30d0\u30e9\u30f3\u30b9\u3092\u53d6\u308a\u3001\u5341\u5206\u306a\u30b5\u30fc\u30d3\u30b9\u3092\u53d7\u3051\u3066\u3044\u306a\u3044\u5c64\u306b\u5bfe\u5fdc\u3059\u308b\u3053\u3068\u306f\u3001\u6210\u529f\u306e\u305f\u3081\u306b\u975e\u5e38\u306b\u91cd\u8981\u306a\u95a2\u5fc3\u4e8b\u3067\u3042\u308b\u3002.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u30ab\u30b9\u30bf\u30de\u30fc\u30fb\u30a8\u30af\u30b9\u30da\u30ea\u30a8\u30f3\u30b9\u3068\u30e6\u30fc\u30b6\u30fc\u30fb\u30a4\u30f3\u30bf\u30fc\u30d5\u30a7\u30fc\u30b9<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u30c1\u30e3\u30ec\u30f3\u30b8\u30e3\u30fc\u9280\u884c\u306f\u3001\u91d1\u878d\u30c6\u30af\u30ce\u30ed\u30b8\u30fc\u306e\u9769\u65b0\u3092\u901a\u3058\u3066\u9867\u5ba2\u4f53\u9a13\u3092\u5411\u4e0a\u3055\u305b\u308b\u3053\u3068\u306b\u91cd\u70b9\u3092\u7f6e\u3044\u3066\u3044\u308b\u3002\u30b5\u30fc\u30c9\u30d1\u30fc\u30c6\u30a3\u306e\u91d1\u878d\u30a2\u30d7\u30ea\u3068\u306e\u5f37\u529b\u306a\u7d71\u5408\u3092\u63d0\u4f9b\u3057\u3001\u30e6\u30fc\u30b6\u30fc\u30fb\u30a8\u30af\u30b9\u30da\u30ea\u30a8\u30f3\u30b9\u3092\u5927\u5e45\u306b\u5411\u4e0a\u3055\u305b\u3066\u3044\u308b\u3002\u30e2\u30d0\u30a4\u30eb\u30fb\u30a2\u30d7\u30ea\u306e\u6709\u52b9\u6027\u306f\u30e6\u30fc\u30b6\u30fc\u3068\u306e\u30a4\u30f3\u30bf\u30e9\u30af\u30b7\u30e7\u30f3\u306e\u4e2d\u5fc3\u3067\u3042\u308a\u3001\u9867\u5ba2\u6e80\u8db3\u5ea6\u306f\u3053\u308c\u3089\u306e\u30a2\u30d7\u30ea\u306e\u4f7f\u3044\u3084\u3059\u3055\u3068\u30ec\u30a4\u30a2\u30a6\u30c8\u306b\u5927\u304d\u304f\u4f9d\u5b58\u3057\u3066\u3044\u308b\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u9867\u5ba2\u306e\u671f\u5f85\u304c\u5927\u304d\u3044\u3068\u3001\u305d\u308c\u304c\u6e80\u305f\u3055\u308c\u306a\u3044\u5834\u5408\u3001\u5426\u5b9a\u7684\u306a\u611f\u60c5\u306b\u3064\u306a\u304c\u308b\u53ef\u80fd\u6027\u304c\u3042\u308b\u3002\u3057\u304b\u3057\u3001\u7f8e\u3057\u3044\u30c7\u30b6\u30a4\u30f3\u3088\u308a\u3082\u6a5f\u80fd\u6027\u3092\u512a\u5148\u3059\u308b\u9280\u884c\u306f\u3001\u3088\u308a\u80af\u5b9a\u7684\u306a\u30d5\u30a3\u30fc\u30c9\u30d0\u30c3\u30af\u3092\u53d7\u3051\u308b\u50be\u5411\u304c\u3042\u308b\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u6d88\u8cbb\u8005\u304b\u3089\u306e\u30d5\u30a3\u30fc\u30c9\u30d0\u30c3\u30af\u306b\u3088\u308b\u3068\u3001\u30e2\u30d0\u30a4\u30eb\u30a2\u30d7\u30ea\u306e\u30b7\u30fc\u30e0\u30ec\u30b9\u306a\u30e6\u30fc\u30b6\u30fc\u4f53\u9a13\u3068\u6a5f\u80fd\u6027\u306f\u3001\u5168\u4f53\u7684\u306a\u6e80\u8db3\u5ea6\u306e\u91cd\u8981\u306a\u8981\u56e0\u3068\u306a\u3063\u3066\u3044\u308b\u3002.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u30c1\u30e3\u30ec\u30f3\u30b8\u30e3\u30fc\u9280\u884c\u304c\u63d0\u4f9b\u3059\u308b\u91d1\u878d\u5546\u54c1<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u30c1\u30e3\u30ec\u30f3\u30b8\u30e3\u30fc\u9280\u884c\u306f\u3001\u500b\u4eba\u30ed\u30fc\u30f3\u3084\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u3060\u3051\u3067\u306a\u304f\u3001\u9ad8\u5229\u56de\u308a\u306e\u666e\u901a\u9810\u91d1\u53e3\u5ea7\u3084\u305d\u306e\u4ed6\u306e\u9769\u65b0\u7684\u306a\u30aa\u30d7\u30b7\u30e7\u30f3\u306a\u3069\u3001\u4f1d\u7d71\u7684\u306a\u9280\u884c\u3068\u540c\u69d8\u306e\u69d8\u3005\u306a\u91d1\u878d\u5546\u54c1\u3092\u63d0\u4f9b\u3057\u3066\u3044\u308b\u3002\u4f8b\u3048\u3070\u3001Monzo\u306fMonzo Flex\u3068\u547c\u3070\u308c\u308b\u6a5f\u80fd\u3092\u63d0\u4f9b\u3057\u3066\u304a\u308a\u3001\u30ed\u30fc\u30f3\u3067\u3082\u8cb7\u3044\u7269\u3067\u3082\u3001\u9867\u5ba2\u304c\u6642\u9593\u3092\u304b\u3051\u3066\u652f\u6255\u3046\u3053\u3068\u3092\u53ef\u80fd\u306b\u3057\u3066\u3044\u308b\u3002\u3053\u308c\u3089\u306e\u9280\u884c\u306f\u4eca\u5f8c\u3001\u4f4f\u5b85\u30ed\u30fc\u30f3\u3084\u6295\u8cc7\u5546\u54c1\u306a\u3069\u3001\u3088\u308a\u8907\u96d1\u306a\u91d1\u878d\u30b5\u30fc\u30d3\u30b9\u3078\u3068\u5546\u54c1\u30e9\u30a4\u30f3\u30ca\u30c3\u30d7\u3092\u62e1\u5927\u3059\u308b\u898b\u8fbc\u307f\u3060\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u81ea\u52d5\u5316\u306f\u8ca1\u52d9\u7ba1\u7406\u306b\u304a\u3044\u3066\u91cd\u8981\u306a\u5f79\u5272\u3092\u679c\u305f\u3057\u3001\u5229\u7528\u8005\u306f\u5b9a\u671f\u7684\u306a\u652f\u6255\u3044\u3084\u8caf\u84c4\u8cc7\u91d1\u306e\u76ee\u6a19\u3092\u7c21\u5358\u306b\u8a2d\u5b9a\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u308b\u3002\u4f1d\u7d71\u7684\u306a\u9280\u884c\u3068\u306e\u63d0\u643a\u306b\u3088\u308a\u3001\u30c1\u30e3\u30ec\u30f3\u30b8\u30e3\u30fc\u30fb\u30d0\u30f3\u30af\u306f\u9810\u91d1\u306b\u5bfe\u3059\u308bFDIC\u4fdd\u967a\u306a\u3069\u306e\u9280\u884c\u30b5\u30fc\u30d3\u30b9\u3092\u63d0\u4f9b\u3067\u304d\u308b\u3088\u3046\u306b\u306a\u308b\u3053\u3068\u304c\u591a\u304f\u3001\u9867\u5ba2\u306b\u3055\u3089\u306a\u308b\u5b89\u5168\u6027\u3092\u63d0\u4f9b\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u308b\u3002.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u4f1d\u7d71\u7684\u306a\u9280\u884c\u30e2\u30c7\u30eb\u3078\u306e\u5f71\u97ff<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u30c1\u30e3\u30ec\u30f3\u30b8\u30e3\u30fc\u30fb\u30d0\u30f3\u30af\u306e\u53f0\u982d\u306f\u3001\u4f1d\u7d71\u7684\u306a\u9280\u884c\u30e2\u30c7\u30eb\u306b\u5927\u304d\u306a\u5f71\u97ff\u3092\u4e0e\u3048\u308b\u3002\u4f1d\u7d71\u7684\u306a\u9280\u884c\u306f\u3001\u30c1\u30e3\u30ec\u30f3\u30b8\u30e3\u30fc\u30fb\u30d0\u30f3\u30af\u306e\u6025\u6210\u9577\u306b\u5bfe\u5fdc\u3057\u3066\u30c7\u30b8\u30bf\u30eb\u30b5\u30fc\u30d3\u30b9\u3092\u5f37\u5316\u3057\u3066\u304a\u308a\u3001\u7af6\u4e89\u529b\u3092\u7dad\u6301\u3059\u308b\u305f\u3081\u306b\u4e8b\u696d\u6226\u7565\u306e\u898b\u76f4\u3057\u3092\u8feb\u3089\u308c\u3066\u3044\u308b\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u4f1d\u7d71\u7684\u306a\u9280\u884c\u306f\u3001\u30c1\u30e3\u30ec\u30f3\u30b8\u30e3\u30fc\u30fb\u30d0\u30f3\u30af\u306e\u7af6\u4e89\u7684\u306a\u4fa1\u683c\u8a2d\u5b9a\u3092\u53cd\u6620\u3057\u3001\u3088\u308a\u4f4e\u3044\u904b\u7528\u30b3\u30b9\u30c8\u3092\u63a1\u7528\u3057\u3001\u624b\u6570\u6599\u3092\u5f15\u304d\u4e0b\u3052\u308b\u3068\u3044\u3046\u5727\u529b\u306b\u76f4\u9762\u3057\u3066\u3044\u308b\u3002\u3055\u3089\u306b\u3001\u898f\u5236\u5f53\u5c40\u304b\u3089\u306e\u5727\u529b\u3082\u5f37\u307e\u3063\u3066\u304a\u308a\u3001\u4f1d\u7d71\u7684\u306a\u91d1\u878d\u6a5f\u95a2\u306f\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u5206\u91ce\u3067\u6a19\u6e96\u3068\u306a\u308a\u3064\u3064\u3042\u308b\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9\u5bfe\u7b56\u3092\u5b9f\u65bd\u3059\u308b\u5fc5\u8981\u304c\u3042\u308b\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u3053\u306e\u9032\u5316\u306f\u3001\u4f1d\u7d71\u7684\u306a\u9280\u884c\u696d\u754c\u306e\u5909\u9769\u3092\u4fc3\u3057\u3001\u3088\u308a\u52b9\u7387\u7684\u3067\u9867\u5ba2\u4e2d\u5fc3\u4e3b\u7fa9\u7684\u306a\u696d\u754c\u3078\u3068\u62bc\u3057\u4e0a\u3052\u3066\u3044\u308b\u3002.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u30b5\u30b9\u30c6\u30ca\u30d3\u30ea\u30c6\u30a3\u3068\u502b\u7406\u7684\u30d0\u30f3\u30ad\u30f3\u30b0<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u30c1\u30e3\u30ec\u30f3\u30b8\u30e3\u30fc\u30fb\u30d0\u30f3\u30af\u306f\u3001\u6301\u7d9a\u53ef\u80fd\u6027\u3068\u502b\u7406\u7684\u6163\u884c\u306b\u307e\u3059\u307e\u3059\u529b\u3092\u5165\u308c\u3066\u304a\u308a\u3001\u74b0\u5883\u306b\u914d\u616e\u3057\u305f\u624b\u6cd5\u3092\u696d\u52d9\u306b\u53d6\u308a\u5165\u308c\u3066\u3044\u308b\u3002\u4f8b\u3048\u3070\u30012013\u5e74\u306b\u8a2d\u7acb\u3055\u308c\u305f\u30bf\u30f3\u30c7\u30e0\u306f\u3001\u74b0\u5883\u306b\u914d\u616e\u3057\u305f\u878d\u8cc7\u3068\u5373\u6642\u306e\u9280\u884c\u9001\u91d1\u306b\u6ce8\u529b\u3057\u3066\u3044\u308b\u3002\u74b0\u5883\u306b\u914d\u616e\u3057\u305f\u91d1\u878d\u5546\u54c1\u306e\u63d0\u4f9b\u3084\u900f\u660e\u6027\u306e\u9ad8\u3044\u30ec\u30dd\u30fc\u30c6\u30a3\u30f3\u30b0\u30fb\u30e1\u30ab\u30cb\u30ba\u30e0\u306f\u3001\u6301\u7d9a\u53ef\u80fd\u6027\u3078\u306e\u30b3\u30df\u30c3\u30c8\u30e1\u30f3\u30c8\u3092\u793a\u3059\u91cd\u8981\u306a\u6226\u7565\u3067\u3042\u308b\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u3053\u3046\u3057\u305f\u502b\u7406\u7684\u5b9f\u8df5\u306f\u3001\u9280\u884c\u90e8\u9580\u306b\u304a\u3044\u3066\u9867\u5ba2\u306e\u4fe1\u983c\u3092\u7bc9\u304d\u3001\u9577\u671f\u7684\u306a\u95a2\u4fc2\u3092\u80b2\u3080\u305f\u3081\u306b\u4e0d\u53ef\u6b20\u3067\u3042\u308b\u3002.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u30c7\u30b8\u30bf\u30eb\u30fb\u30d0\u30f3\u30ad\u30f3\u30b0\u306e\u65b0\u305f\u306a\u6f6e\u6d41<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u30c7\u30b8\u30bf\u30eb\u30fb\u30d0\u30f3\u30ad\u30f3\u30b0\u306e\u65b0\u305f\u306a\u30c8\u30ec\u30f3\u30c9\u306f\u3001\u696d\u754c\u306b\u3055\u3089\u306a\u308b\u9769\u547d\u3092\u8d77\u3053\u305d\u3046\u3068\u3057\u3066\u3044\u308b\u3002\u91d1\u878d\u30b5\u30fc\u30d3\u30b9\u3092\u975e\u91d1\u878d\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u306b\u7d71\u5408\u3059\u308b\u30a8\u30f3\u30d9\u30c7\u30c3\u30c9\u30fb\u30d5\u30a1\u30a4\u30ca\u30f3\u30b9\u306f\u3001\u69d8\u3005\u306a\u5206\u91ce\u3067\u306e\u30e6\u30fc\u30b6\u30fc\u30fb\u30a8\u30af\u30b9\u30da\u30ea\u30a8\u30f3\u30b9\u3092\u5411\u4e0a\u3055\u305b\u3001\u30c1\u30e3\u30ec\u30f3\u30b8\u30e3\u30fc\u30fb\u30d0\u30f3\u30af\u304c\u9769\u65b0\u7684\u306a\u30b5\u30fc\u30d3\u30b9\u3092\u63d0\u4f9b\u3059\u308b\u3053\u3068\u3067\u3001\u3088\u308a\u591a\u304f\u306e\u4eba\u3005\u306b\u30ea\u30fc\u30c1\u3059\u308b\u65b0\u305f\u306a\u6a5f\u4f1a\u3092\u63d0\u4f9b\u3059\u308b\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u3082\u3046\u3072\u3068\u3064\u306e\u5909\u9769\u7684\u30c8\u30ec\u30f3\u30c9\u306f\u3001\u30d6\u30ed\u30c3\u30af\u30c1\u30a7\u30fc\u30f3\u6280\u8853\u306e\u6d3b\u7528\u3067\u3042\u308b\u3002\u5148\u99c6\u7684\u306a\u6b27\u5dde\u306e\u9280\u884c\u304c\u30d6\u30ed\u30c3\u30af\u30c1\u30a7\u30fc\u30f3\u306e\u7d4c\u9a13\u3092\u5171\u6709\u3057\u3001\u30c7\u30b8\u30bf\u30eb\u30fb\u30d0\u30f3\u30ad\u30f3\u30b0\u306b\u9769\u547d\u3092\u3082\u305f\u3089\u3059\u53ef\u80fd\u6027\u3092\u5f37\u8abf\u3057\u3066\u3044\u308b\u3002\u73fe\u5728\u9032\u884c\u4e2d\u306e\u7d44\u307f\u8fbc\u307f\u91d1\u878d\u306e\u30c8\u30ec\u30f3\u30c9\u3068\u30d6\u30ed\u30c3\u30af\u30c1\u30a7\u30fc\u30f3\u306e\u9769\u65b0\u306f\u3001\u3088\u308a\u5b89\u5168\u3067\u900f\u660e\u6027\u304c\u9ad8\u304f\u3001\u52b9\u7387\u7684\u306a\u30d0\u30f3\u30ad\u30f3\u30b0\u30fb\u30bd\u30ea\u30e5\u30fc\u30b7\u30e7\u30f3\u3092\u63d0\u4f9b\u3057\u3001\u30d0\u30f3\u30ad\u30f3\u30b0\u30fb\u30e9\u30f3\u30c9\u30b9\u30b1\u30fc\u30d7\u3092\u518d\u69cb\u7bc9\u3059\u308b\u3068\u671f\u5f85\u3055\u308c\u3066\u3044\u308b\u3002.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u6982\u8981<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u307e\u3068\u3081\u308b\u3068\u3001\u30c1\u30e3\u30ec\u30f3\u30b8\u30e3\u30fc\u30fb\u30d0\u30f3\u30af\u306f\u3001\u30c7\u30b8\u30bf\u30eb\u30fb\u30d5\u30a1\u30fc\u30b9\u30c8\u306e\u30a2\u30d7\u30ed\u30fc\u30c1\u3001\u9769\u65b0\u7684\u306a\u30b5\u30fc\u30d3\u30b9\u3001\u9867\u5ba2\u4e2d\u5fc3\u306e\u904b\u55b6\u306b\u3088\u3063\u3066\u3001\u30d0\u30f3\u30ad\u30f3\u30b0\u306e\u672a\u6765\u3092\u518d\u69cb\u7bc9\u3057\u3066\u3044\u308b\u3002\u5f7c\u3089\u306f\u4f1d\u7d71\u7684\u306a\u30d0\u30f3\u30ad\u30f3\u30b0\u30fb\u30e2\u30c7\u30eb\u306b\u6311\u6226\u3057\u3066\u3044\u308b\u3060\u3051\u3067\u306a\u304f\u3001\u52b9\u7387\u6027\u3001\u900f\u660e\u6027\u3001\u6301\u7d9a\u53ef\u80fd\u6027\u306b\u95a2\u3059\u308b\u65b0\u305f\u306a\u57fa\u6e96\u3092\u6253\u3061\u7acb\u3066\u3066\u3044\u308b\u3002\u5c06\u6765\u3092\u5c55\u671b\u3059\u308b\u3068\u3001\u30c1\u30e3\u30ec\u30f3\u30b8\u30e3\u30fc\u30fb\u30d0\u30f3\u30af\u306e\u7d99\u7d9a\u7684\u306a\u9032\u5316\u3068\u6210\u9577\u306f\u3001\u9280\u884c\u90e8\u9580\u306b\u30a8\u30ad\u30b5\u30a4\u30c6\u30a3\u30f3\u30b0\u306a\u6a5f\u4f1a\u3068\u9032\u6b69\u3092\u7d04\u675f\u3059\u308b\u3002\u3053\u3046\u3057\u305f\u5909\u5316\u3092\u53d7\u3051\u5165\u308c\u308b\u3053\u3068\u306f\u3001\u6d88\u8cbb\u8005\u3068\u4f1d\u7d71\u7684\u306a\u91d1\u878d\u6a5f\u95a2\u306e\u53cc\u65b9\u306b\u3068\u3063\u3066\u3001\u3053\u306e\u30c0\u30a4\u30ca\u30df\u30c3\u30af\u306a\u72b6\u6cc1\u306e\u4e2d\u3067\u4e00\u6b69\u5148\u3092\u884c\u304f\u305f\u3081\u306b\u6975\u3081\u3066\u91cd\u8981\u3067\u3042\u308b\u3002.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u6700\u7d42\u7684\u306a\u611f\u60f3<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u7d50\u8ad6\u3068\u3057\u3066\u3001\u30c1\u30e3\u30ec\u30f3\u30b8\u30e3\u30fc\u30fb\u30d0\u30f3\u30af\u5e02\u5834\u306e\u6025\u6210\u9577\u306f\u3001\u9280\u884c\u696d\u754c\u306e\u72b6\u6cc1\u3092\u6839\u672c\u7684\u306b\u5909\u3048\u305f\u3002\u591a\u304f\u306e\u30c1\u30e3\u30ec\u30f3\u30b8\u30e3\u30fc\u30fb\u30d0\u30f3\u30af\u306f\u73fe\u5728\u3001\u4eca\u65e5\u306e\u6d88\u8cbb\u8005\u306e\u9032\u5316\u3059\u308b\u30cb\u30fc\u30ba\u306b\u5fdc\u3048\u308b\u9769\u65b0\u7684\u306a\u9280\u884c\u30b5\u30fc\u30d3\u30b9\u3092\u63d0\u4f9b\u3059\u308b\u6700\u524d\u7dda\u306b\u3044\u308b\u3002\u30b9\u30bf\u30fc\u30ea\u30f3\u30b0\u30fb\u30d0\u30f3\u30af\u3084\u30ea\u30dc\u30eb\u30fc\u30c8\u306e\u3088\u3046\u306a\u30c7\u30b8\u30bf\u30eb\u30fb\u30d0\u30f3\u30af\u3084\u30cd\u30aa\u30fb\u30d0\u30f3\u30af\u304c\u5148\u5c0e\u3059\u308b\u3053\u3068\u3067\u3001\u9867\u5ba2\u306f\u7af6\u4e89\u529b\u306e\u3042\u308b\u4fa1\u683c\u8a2d\u5b9a\u3001\u30e6\u30fc\u30b6\u30fc\u30d5\u30ec\u30f3\u30c9\u30ea\u30fc\u306a\u30a4\u30f3\u30bf\u30fc\u30d5\u30a7\u30fc\u30b9\u3001\u3053\u308c\u307e\u3067\u4ee5\u4e0a\u306b\u5e45\u5e83\u3044\u9280\u884c\u30b5\u30fc\u30d3\u30b9\u3092\u4eab\u53d7\u3067\u304d\u308b\u3088\u3046\u306b\u306a\u3063\u305f\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This surge in competition has pushed traditional banks to accelerate their digital transformation and focus on enhancing the customer experience. As a result, the banking industry as a whole is becoming more dynamic, responsive, and customer-centric. For consumers, understanding the differences between traditional banks and challenger banks such as their service offerings, fee structures, and regulatory protections is crucial for making informed decisions about where to bank.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u7d50\u5c40\u306e\u3068\u3053\u308d\u3001\u30c1\u30e3\u30ec\u30f3\u30b8\u30e3\u30fc\u30fb\u30d0\u30f3\u30af\u306e\u53f0\u982d\u306f\u5e02\u5834\u306b\u5927\u304d\u306a\u5229\u76ca\u3092\u3082\u305f\u3089\u3057\u3001\u30a4\u30ce\u30d9\u30fc\u30b7\u30e7\u30f3\u3092\u4fc3\u9032\u3057\u3001\u696d\u754c\u5168\u4f53\u306e\u30b5\u30fc\u30d3\u30b9\u3092\u5411\u4e0a\u3055\u305b\u305f\u3002\u3053\u306e\u30bb\u30af\u30bf\u30fc\u304c\u9032\u5316\u3092\u7d9a\u3051\u308b\u4e2d\u3001\u4f1d\u7d71\u7684\u306a\u91d1\u878d\u6a5f\u95a2\u3082\u30c7\u30b8\u30bf\u30eb\u30fb\u30d5\u30a1\u30fc\u30b9\u30c8\u306e\u30d7\u30ec\u30fc\u30e4\u30fc\u3082\u3001\u9867\u5ba2\u306e\u671f\u5f85\u306e\u5909\u5316\u306b\u5bfe\u5fdc\u3057\u3001\u30d0\u30f3\u30ad\u30f3\u30b0\u306e\u672a\u6765\u304c\u3059\u3079\u3066\u306e\u4eba\u3005\u306b\u3068\u3063\u3066\u660e\u308b\u304f\u7af6\u4e89\u529b\u306e\u3042\u308b\u3082\u306e\u3067\u3042\u308a\u7d9a\u3051\u308b\u3088\u3046\u3001\u9069\u5fdc\u3057\u3066\u3044\u304f\u5fc5\u8981\u304c\u3042\u308b\u3060\u308d\u3046\u3002.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u3088\u304f\u3042\u308b\u8cea\u554f<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">\u30c1\u30e3\u30ec\u30f3\u30b8\u30e3\u30fc\u30fb\u30d0\u30f3\u30af\u3068\u306f\u4f55\u304b\uff1f<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u30c1\u30e3\u30ec\u30f3\u30b8\u30e3\u30fc\u30fb\u30d0\u30f3\u30af\u306f\u4e3b\u306b\u30c7\u30b8\u30bf\u30eb\u91d1\u878d\u6a5f\u95a2\u3067\u3042\u308a\u3001\u69d8\u3005\u306a\u30b5\u30fc\u30d3\u30b9\u3092\u30aa\u30f3\u30e9\u30a4\u30f3\u3067\u63d0\u4f9b\u3057\u3001\u591a\u304f\u306e\u5834\u5408\u3001\u624b\u6570\u6599\u3092\u5f15\u304d\u4e0b\u3052\u3001\u30e6\u30fc\u30b6\u30fc\u30fb\u30a8\u30af\u30b9\u30da\u30ea\u30a8\u30f3\u30b9\u3092\u5411\u4e0a\u3055\u305b\u3066\u3044\u308b\u3002\u52b9\u7387\u6027\u3068\u9867\u5ba2\u6e80\u8db3\u306e\u305f\u3081\u306b\u30c6\u30af\u30ce\u30ed\u30b8\u30fc\u3092\u6d3b\u7528\u3059\u308b\u3053\u3068\u3067\u3001\u4f1d\u7d71\u7684\u306a\u9280\u884c\u3068\u7af6\u4e89\u3059\u308b\u3053\u3068\u3092\u76ee\u6307\u3057\u3066\u3044\u308b\u3002.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u30c1\u30e3\u30ec\u30f3\u30b8\u30e3\u30fc\u30fb\u30d0\u30f3\u30af\u306f\u4f1d\u7d71\u7684\u306a\u9280\u884c\u3068\u3069\u3046\u9055\u3046\u306e\u304b\uff1f<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u30c1\u30e3\u30ec\u30f3\u30b8\u30e3\u30fc\u30fb\u30d0\u30f3\u30af\u306f\u4f1d\u7d71\u7684\u306a\u9280\u884c\u3068\u306f\u7570\u306a\u308a\u3001\u5b9f\u5e97\u8217\u3092\u6301\u305f\u305a\u3001\u4e3b\u306b\u30aa\u30f3\u30e9\u30a4\u30f3\u3067\u6a5f\u80fd\u3057\u3001\u30c6\u30af\u30ce\u30ed\u30b8\u30fc\u4e3b\u5c0e\u306e\u30b5\u30fc\u30d3\u30b9\u3001\u900f\u660e\u6027\u306e\u9ad8\u3044\u4fa1\u683c\u8a2d\u5b9a\u3001\u9769\u65b0\u7684\u306a\u30d0\u30f3\u30ad\u30f3\u30b0\u6a5f\u80fd\u3092\u91cd\u8996\u3057\u3066\u3044\u308b\u3002\u3053\u306e\u30b7\u30d5\u30c8\u306f\u3001\u9867\u5ba2\u4f53\u9a13\u3068\u30a2\u30af\u30bb\u30b7\u30d3\u30ea\u30c6\u30a3\u3092\u5411\u4e0a\u3055\u305b\u308b\u3002.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u30c1\u30e3\u30ec\u30f3\u30b8\u30e3\u30fc\u30fb\u30d0\u30f3\u30af\u306f\u5b89\u5168\u304b\uff1f<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u30c1\u30e3\u30ec\u30f3\u30b8\u30e3\u30fc\u30fb\u30d0\u30f3\u30af\u306f\u3001\u4f1d\u7d71\u7684\u306a\u9280\u884c\u3068\u540c\u3058\u5f53\u5c40\u306e\u898f\u5236\u3092\u53d7\u3051\u3066\u304a\u308a\u3001\u901a\u5e38\u3001\u9810\u91d1\u4fdd\u8b77\u5236\u5ea6\u3092\u63d0\u4f9b\u3057\u3066\u3044\u308b\u305f\u3081\u3001\u5b89\u5168\u306b\u5229\u7528\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u308b\u3002\u3055\u3089\u306b\u3001\u751f\u4f53\u8a8d\u8a3c\u30ed\u30b0\u30a4\u30f3\u3084\u4e8c\u8981\u7d20\u8a8d\u8a3c\u306a\u3069\u306e\u5f37\u529b\u306a\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u5bfe\u7b56\u3092\u63a1\u7528\u3057\u3066\u3044\u308b\u3053\u3068\u304c\u591a\u3044\u3002.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u30c1\u30e3\u30ec\u30f3\u30b8\u30e3\u30fc\u30d0\u30f3\u30af\u5e02\u5834\u306e\u4e3b\u306a\u30d7\u30ec\u30fc\u30e4\u30fc\u306f\uff1f<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Monzo\u3001Revolut\u3001Starling Bank\u306f\u3001\u30c1\u30e3\u30ec\u30f3\u30b8\u30e3\u30fc\u30d0\u30f3\u30af\u5e02\u5834\u306e\u91cd\u8981\u306a\u30d7\u30ec\u30fc\u30e4\u30fc\u3067\u3042\u308a\u3001\u9769\u65b0\u7684\u306a\u30b5\u30fc\u30d3\u30b9\u3068\u5e02\u5834\u3067\u306e\u5927\u304d\u306a\u5f71\u97ff\u529b\u304c\u8a8d\u3081\u3089\u308c\u3066\u3044\u308b\u3002.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u30c1\u30e3\u30ec\u30f3\u30b8\u30e3\u30fc\u30fb\u30d0\u30f3\u30af\u306e\u4eca\u5f8c\u306e\u30c1\u30e3\u30f3\u30b9\u306f\uff1f<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u30c1\u30e3\u30ec\u30f3\u30b8\u30e3\u30fc\u30fb\u30d0\u30f3\u30af\u306f\u3001\u4e2d\u5c0f\u4f01\u696d\u3078\u306e\u30b5\u30fc\u30d3\u30b9\u63d0\u4f9b\u3001\u65b0\u8208\u5e02\u5834\u3078\u306e\u9032\u51fa\u3001\u6301\u7d9a\u53ef\u80fd\u6027\u30a4\u30cb\u30b7\u30a2\u30c1\u30d6\u3092\u5f37\u5316\u3059\u308b\u305f\u3081\u306e\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u3068\u306e\u63d0\u643a\u306b\u304a\u3044\u3066\u3001\u5c06\u6765\u6709\u671b\u306a\u6a5f\u4f1a\u3092\u6709\u3057\u3066\u3044\u308b\u3002\u3053\u306e\u3088\u3046\u306a\u53d6\u308a\u7d44\u307f\u306b\u6ce8\u529b\u3059\u308b\u3053\u3068\u3067\u3001\u9280\u884c\u306f\u5927\u304d\u306a\u6210\u9577\u3092\u9042\u3052\u3001\u5e02\u5834\u3078\u306e\u5f71\u97ff\u529b\u3092\u9ad8\u3081\u308b\u3053\u3068\u304c\u3067\u304d\u308b\u3060\u308d\u3046\u3002.<\/p>","protected":false},"excerpt":{"rendered":"<p>Challenger banks are digital-first institutions offering lower fees and innovative services without physical branches. Learn what they are and how they\u2019re changing banking. Introduction to the Banking Sector The banking sector is experiencing a period of unprecedented transformation, largely driven by the rise of challenger banks and their innovative use of technology. Unlike traditional banks, which have long relied on physical branches and established processes, challenger banks are digital-first institutions that prioritize seamless digital banking services, lower fees, and a superior customer experience. This shift has forced traditional banking models to evolve, as customers increasingly demand more convenient and cost-effective ways to manage their finances. One of the most notable [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":48170,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[13],"tags":[169],"class_list":["post-48169","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-article","tag-digital-bank"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.6.1 (Yoast SEO v27.7) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Challenger Bank: Transforming Digital Banking Today<\/title>\n<meta name=\"description\" content=\"Discover the benefits of challenger banks, offering lower fees and innovative services in a digital-first banking environment.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.investglass.com\/ja\/\u9280\u884c\u306e\u672a\u6765-2025-\u30c1\u30e3\u30ec\u30f3\u30b8\u30e3\u30fc\u30d0\u30f3\u30af\u306e\u6d1e\u5bdf\u306f\u898b\u9003\/\" \/>\n<meta property=\"og:locale\" content=\"ja_JP\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"The Future of Banking: 2025 Challenger Bank Insights You Can&#039;t Miss\" \/>\n<meta property=\"og:description\" content=\"Challenger banks are digital-first institutions offering lower fees and\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.investglass.com\/ja\/\u9280\u884c\u306e\u672a\u6765-2025-\u30c1\u30e3\u30ec\u30f3\u30b8\u30e3\u30fc\u30d0\u30f3\u30af\u306e\u6d1e\u5bdf\u306f\u898b\u9003\/\" \/>\n<meta property=\"og:site_name\" content=\"InvestGlass\" \/>\n<meta property=\"article:published_time\" content=\"2025-09-19T13:02:10+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-09-19T13:03:01+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.investglass.com\/wp-content\/uploads\/2025\/09\/3d7f0587-a089-45ff-bc49-86ce912f0654-1.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1344\" \/>\n\t<meta property=\"og:image:height\" content=\"768\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"InvestGlass\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@investglass\" \/>\n<meta name=\"twitter:site\" content=\"@investglass\" \/>\n<meta name=\"twitter:label1\" content=\"\u57f7\u7b46\u8005\" \/>\n\t<meta name=\"twitter:data1\" content=\"InvestGlass\" \/>\n\t<meta name=\"twitter:label2\" content=\"\u63a8\u5b9a\u8aad\u307f\u53d6\u308a\u6642\u9593\" \/>\n\t<meta name=\"twitter:data2\" content=\"14\u5206\" \/>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"\u30c1\u30e3\u30ec\u30f3\u30b8\u30e3\u30fc\u9280\u884c\u30c7\u30b8\u30bf\u30eb\u30d0\u30f3\u30ad\u30f3\u30b0\u306e\u5909\u9769","description":"\u30c7\u30b8\u30bf\u30eb\u30fb\u30d5\u30a1\u30fc\u30b9\u30c8\u306e\u30d0\u30f3\u30ad\u30f3\u30b0\u74b0\u5883\u3067\u3001\u3088\u308a\u4f4e\u3044\u624b\u6570\u6599\u3068\u9769\u65b0\u7684\u306a\u30b5\u30fc\u30d3\u30b9\u3092\u63d0\u4f9b\u3059\u308b\u30c1\u30e3\u30ec\u30f3\u30b8\u30e3\u30fc\u30fb\u30d0\u30f3\u30af\u306e\u5229\u70b9\u3092\u3054\u89a7\u304f\u3060\u3055\u3044\u3002.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.investglass.com\/ja\/\u9280\u884c\u306e\u672a\u6765-2025-\u30c1\u30e3\u30ec\u30f3\u30b8\u30e3\u30fc\u30d0\u30f3\u30af\u306e\u6d1e\u5bdf\u306f\u898b\u9003\/","og_locale":"ja_JP","og_type":"article","og_title":"The Future of Banking: 2025 Challenger Bank Insights You Can't Miss","og_description":"Challenger banks are digital-first institutions offering lower fees and","og_url":"https:\/\/www.investglass.com\/ja\/\u9280\u884c\u306e\u672a\u6765-2025-\u30c1\u30e3\u30ec\u30f3\u30b8\u30e3\u30fc\u30d0\u30f3\u30af\u306e\u6d1e\u5bdf\u306f\u898b\u9003\/","og_site_name":"InvestGlass","article_published_time":"2025-09-19T13:02:10+00:00","article_modified_time":"2025-09-19T13:03:01+00:00","og_image":[{"width":1344,"height":768,"url":"https:\/\/www.investglass.com\/wp-content\/uploads\/2025\/09\/3d7f0587-a089-45ff-bc49-86ce912f0654-1.png","type":"image\/png"}],"author":"InvestGlass","twitter_card":"summary_large_image","twitter_creator":"@investglass","twitter_site":"@investglass","twitter_misc":{"\u57f7\u7b46\u8005":"InvestGlass","\u63a8\u5b9a\u8aad\u307f\u53d6\u308a\u6642\u9593":"14\u5206"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"NewsArticle","@id":"https:\/\/www.investglass.com\/the-future-of-banking-2025-challenger-bank-insights-you-cant-miss\/#article","isPartOf":{"@id":"https:\/\/www.investglass.com\/the-future-of-banking-2025-challenger-bank-insights-you-cant-miss\/"},"author":{"name":"InvestGlass","@id":"https:\/\/www.investglass.com\/#\/schema\/person\/4682ebae5d718a2ed1b77c9dab0a1f24"},"headline":"The Future of Banking: 2025 Challenger Bank Insights You Can&#8217;t Miss","datePublished":"2025-09-19T13:02:10+00:00","dateModified":"2025-09-19T13:03:01+00:00","mainEntityOfPage":{"@id":"https:\/\/www.investglass.com\/the-future-of-banking-2025-challenger-bank-insights-you-cant-miss\/"},"wordCount":2726,"publisher":{"@id":"https:\/\/www.investglass.com\/#organization"},"image":{"@id":"https:\/\/www.investglass.com\/the-future-of-banking-2025-challenger-bank-insights-you-cant-miss\/#primaryimage"},"thumbnailUrl":"https:\/\/www.investglass.com\/wp-content\/uploads\/2025\/09\/3d7f0587-a089-45ff-bc49-86ce912f0654-1.png","keywords":["digital bank"],"articleSection":["Article"],"inLanguage":"ja","copyrightYear":"2025","copyrightHolder":{"@id":"https:\/\/www.investglass.com\/ja\/#organization"}},{"@type":"WebPage","@id":"https:\/\/www.investglass.com\/the-future-of-banking-2025-challenger-bank-insights-you-cant-miss\/","url":"https:\/\/www.investglass.com\/the-future-of-banking-2025-challenger-bank-insights-you-cant-miss\/","name":"\u30c1\u30e3\u30ec\u30f3\u30b8\u30e3\u30fc\u9280\u884c\u30c7\u30b8\u30bf\u30eb\u30d0\u30f3\u30ad\u30f3\u30b0\u306e\u5909\u9769","isPartOf":{"@id":"https:\/\/www.investglass.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.investglass.com\/the-future-of-banking-2025-challenger-bank-insights-you-cant-miss\/#primaryimage"},"image":{"@id":"https:\/\/www.investglass.com\/the-future-of-banking-2025-challenger-bank-insights-you-cant-miss\/#primaryimage"},"thumbnailUrl":"https:\/\/www.investglass.com\/wp-content\/uploads\/2025\/09\/3d7f0587-a089-45ff-bc49-86ce912f0654-1.png","datePublished":"2025-09-19T13:02:10+00:00","dateModified":"2025-09-19T13:03:01+00:00","description":"\u30c7\u30b8\u30bf\u30eb\u30fb\u30d5\u30a1\u30fc\u30b9\u30c8\u306e\u30d0\u30f3\u30ad\u30f3\u30b0\u74b0\u5883\u3067\u3001\u3088\u308a\u4f4e\u3044\u624b\u6570\u6599\u3068\u9769\u65b0\u7684\u306a\u30b5\u30fc\u30d3\u30b9\u3092\u63d0\u4f9b\u3059\u308b\u30c1\u30e3\u30ec\u30f3\u30b8\u30e3\u30fc\u30fb\u30d0\u30f3\u30af\u306e\u5229\u70b9\u3092\u3054\u89a7\u304f\u3060\u3055\u3044\u3002.","breadcrumb":{"@id":"https:\/\/www.investglass.com\/the-future-of-banking-2025-challenger-bank-insights-you-cant-miss\/#breadcrumb"},"inLanguage":"ja","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.investglass.com\/the-future-of-banking-2025-challenger-bank-insights-you-cant-miss\/"]}]},{"@type":"ImageObject","inLanguage":"ja","@id":"https:\/\/www.investglass.com\/the-future-of-banking-2025-challenger-bank-insights-you-cant-miss\/#primaryimage","url":"https:\/\/www.investglass.com\/wp-content\/uploads\/2025\/09\/3d7f0587-a089-45ff-bc49-86ce912f0654-1.png","contentUrl":"https:\/\/www.investglass.com\/wp-content\/uploads\/2025\/09\/3d7f0587-a089-45ff-bc49-86ce912f0654-1.png","width":1344,"height":768},{"@type":"BreadcrumbList","@id":"https:\/\/www.investglass.com\/the-future-of-banking-2025-challenger-bank-insights-you-cant-miss\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"InvestGlass","item":"https:\/\/www.investglass.com\/"},{"@type":"ListItem","position":2,"name":"The Future of Banking: 2025 Challenger Bank Insights You Can&#8217;t Miss"}]},{"@type":"WebSite","@id":"https:\/\/www.investglass.com\/#website","url":"https:\/\/www.investglass.com\/","name":"\u30a4\u30f3\u30d9\u30b9\u30c8\u30ac\u30e9\u30b9","description":"\u30b9\u30a4\u30b9\u30fb\u30bd\u30d6\u30ea\u30f3CRM","publisher":{"@id":"https:\/\/www.investglass.com\/#organization"},"alternateName":"InvestGlass","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.investglass.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"ja"},{"@type":["Organization","Place"],"@id":"https:\/\/www.investglass.com\/#organization","name":"\u30a4\u30f3\u30d9\u30b9\u30c8\u30ac\u30e9\u30b9","url":"https:\/\/www.investglass.com\/","logo":{"@id":"https:\/\/www.investglass.com\/the-future-of-banking-2025-challenger-bank-insights-you-cant-miss\/#local-main-organization-logo"},"image":{"@id":"https:\/\/www.investglass.com\/the-future-of-banking-2025-challenger-bank-insights-you-cant-miss\/#local-main-organization-logo"},"sameAs":["https:\/\/x.com\/investglass","https:\/\/www.linkedin.com\/company\/investglass\/","https:\/\/www.youtube.com\/channel\/UCt5r5XgzbSq2KhguJQxCwyA"],"telephone":[],"openingHoursSpecification":[{"@type":"OpeningHoursSpecification","dayOfWeek":["Monday","Tuesday","Wednesday","Thursday","Friday","Saturday","Sunday"],"opens":"09:00","closes":"17:00"}]},{"@type":"Person","@id":"https:\/\/www.investglass.com\/#\/schema\/person\/4682ebae5d718a2ed1b77c9dab0a1f24","name":"\u30a4\u30f3\u30d9\u30b9\u30c8\u30ac\u30e9\u30b9","image":{"@type":"ImageObject","inLanguage":"ja","@id":"https:\/\/secure.gravatar.com\/avatar\/8fb928ff37ca45def17ac75d6e799fb75f3f24f123aa31be169bfaf65f59dd40?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/8fb928ff37ca45def17ac75d6e799fb75f3f24f123aa31be169bfaf65f59dd40?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/8fb928ff37ca45def17ac75d6e799fb75f3f24f123aa31be169bfaf65f59dd40?s=96&d=mm&r=g","caption":"InvestGlass"},"sameAs":["https:\/\/www.investglass.com"],"url":"https:\/\/www.investglass.com\/ja\/author\/axginvestglass-com\/"},{"@type":"ImageObject","inLanguage":"ja","@id":"https:\/\/www.investglass.com\/the-future-of-banking-2025-challenger-bank-insights-you-cant-miss\/#local-main-organization-logo","url":"https:\/\/www.investglass.com\/wp-content\/uploads\/2023\/10\/InvestGlass-blue2.png","contentUrl":"https:\/\/www.investglass.com\/wp-content\/uploads\/2023\/10\/InvestGlass-blue2.png","width":839,"height":192,"caption":"InvestGlass"}]}},"_links":{"self":[{"href":"https:\/\/www.investglass.com\/ja\/wp-json\/wp\/v2\/posts\/48169","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.investglass.com\/ja\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.investglass.com\/ja\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.investglass.com\/ja\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.investglass.com\/ja\/wp-json\/wp\/v2\/comments?post=48169"}],"version-history":[{"count":0,"href":"https:\/\/www.investglass.com\/ja\/wp-json\/wp\/v2\/posts\/48169\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.investglass.com\/ja\/wp-json\/wp\/v2\/media\/48170"}],"wp:attachment":[{"href":"https:\/\/www.investglass.com\/ja\/wp-json\/wp\/v2\/media?parent=48169"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.investglass.com\/ja\/wp-json\/wp\/v2\/categories?post=48169"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.investglass.com\/ja\/wp-json\/wp\/v2\/tags?post=48169"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}