{"id":35352,"date":"2023-01-30T23:49:53","date_gmt":"2023-01-30T22:49:53","guid":{"rendered":"https:\/\/www.investglass.com\/?p=35352"},"modified":"2026-04-17T14:14:05","modified_gmt":"2026-04-17T12:14:05","slug":"%e9%8a%80%e8%a1%8c%e5%ae%b6%e3%81%af%e8%8b%b1%e5%9b%bd%e3%81%a7%e3%81%a9%e3%81%ae%e3%82%88%e3%81%86%e3%81%ab%e5%b9%b4%e9%87%91%e3%81%ae%e7%94%9f%e6%b6%af%e6%94%af%e7%b5%a6%e9%a1%8d%e3%82%92%e7%ae%a1","status":"publish","type":"post","link":"https:\/\/www.investglass.com\/ja\/how-bankers-can-manage-pension-lifetime-allowance-in-the-uk\/","title":{"rendered":"\u9280\u884c\u54e1\u306f\u82f1\u56fd\u3067\u5e74\u91d1\u306e\u751f\u6daf\u652f\u7d66\u984d\u3092\u3069\u306e\u3088\u3046\u306b\u7ba1\u7406\u3067\u304d\u308b\u304b\uff1f"},"content":{"rendered":"<p class=\"wp-block-paragraph\">\u306b\u3064\u3044\u3066&nbsp;<strong>\u5e74\u91d1\u30e9\u30a4\u30d5\u30bf\u30a4\u30e0\u30fb\u30a2\u30ed\u30fc\u30a2\u30f3\u30b9\uff08LTA\uff09<\/strong>&nbsp;\u3068\u306f\u3001\u4f59\u5206\u306a\u7a0e\u91d1\u3092\u8ab2\u3055\u308c\u308b\u3053\u3068\u306a\u304f\u5e74\u91d1\u3092\u8caf\u84c4\u3067\u304d\u308b\u9650\u5ea6\u984d\u306e\u3053\u3068\u3067\u3042\u308b\u3002\u3067\u51cd\u7d50\u3055\u308c\u305f\u3002&nbsp;<strong>2026\u5e744\u6708\u307e\u3067\u00a31,073,100<\/strong>, \u306b\u3088\u308c\u3070&nbsp;<a href=\"https:\/\/www.gov.uk\/government\/publications\/setting-the-standard-lifetime-allowance-from-2021-to-2022-to-2025-to-2026\/setting-the-standard-lifetime-allowance-from-2021-to-2022-to-2025-to-2026\">\u82f1\u56fd\u653f\u5e9c<\/a>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">LTA\u3092\u8d85\u3048\u308b\u3068\u3001\u4ee5\u4e0b\u306e\u7a0e\u91d1\u304c\u8ab2\u3055\u308c\u308b\u3002&nbsp;<strong>55%<\/strong>&nbsp;(\u4e00\u62ec\uff09\u307e\u305f\u306f&nbsp;<strong>25%<\/strong>&nbsp;(\u53ce\u5165\uff09\u3067\u3042\u308b\u304c&nbsp;<strong>2023\u5e74\u6625\u5b63\u4e88\u7b97<\/strong>, \u82f1\u56fd\u653f\u5e9c\u306f\u3001LTA\u306e\u5ec3\u6b62\u3092\u767a\u8868\u3057\u305f\u3002&nbsp;<strong>2024\u5e744\u6708\u3088\u308a\u5ec3\u6b62<\/strong><br>(<a href=\"https:\/\/www.gov.uk\/government\/publications\/abolishing-the-pensions-lifetime-allowance\">Gov.uk - LTA\u306e\u5ec3\u6b62<\/a>).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5e74\u91d1\u306e\u751f\u6daf\u53d7\u7d66\u9650\u5ea6\u984d\u3068\u306f\u3001\u8ab2\u7a0e\u5bfe\u8c61\u3068\u306a\u308b\u524d\u306b\u5e74\u91d1\u57fa\u91d1\u306b\u7a4d\u307f\u7acb\u3066\u3089\u308c\u308b\u91d1\u984d\u306b\u3064\u3044\u3066\u653f\u5e9c\u304c\u5b9a\u3081\u305f\u9650\u5ea6\u984d\u306e\u3053\u3068\u3067\u3042\u308b\u3002\u3053\u306e\u9650\u5ea6\u984d\u306f2006\u5e74\u306b\u5c0e\u5165\u3055\u308c\u3001\u73fe\u5728\u306f\u00a31,073,100\u3067\u3042\u308b\u30022026\u5e74\u306b\u518d\u5ea6\u898b\u76f4\u3055\u308c\u308b\u307e\u3067\u3001\u3053\u306e\u6c34\u6e96\u3067\u51cd\u7d50\u3055\u308c\u3066\u3044\u308b\u3002.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-is-the-lifetime-allowance\">\u751f\u6daf\u624b\u5f53\u3068\u306f\u4f55\u3067\u3059\u304b\uff1f<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u5e74\u91d1\u306e\u751f\u6daf\u53d7\u7d66\u9650\u5ea6\u984d\u3068\u306f\u3001\u8ab2\u7a0e\u5bfe\u8c61\u3068\u306a\u308b\u524d\u306b\u5e74\u91d1\u57fa\u91d1\u306b\u7a4d\u307f\u7acb\u3066\u3089\u308c\u308b\u91d1\u984d\u306b\u3064\u3044\u3066\u653f\u5e9c\u304c\u5b9a\u3081\u305f\u9650\u5ea6\u984d\u306e\u3053\u3068\u3067\u3042\u308b\u3002\u3053\u306e\u9650\u5ea6\u984d\u306f2006\u5e74\u306b\u5c0e\u5165\u3055\u308c\u3001\u73fe\u5728\u306f\u00a31,073,100\u3067\u3059\u3002\u3053\u306e\u91d1\u984d\u3092\u8d85\u3048\u308b\u62e0\u51fa\u306b\u306f25%\u304c\u8ab2\u7a0e\u3055\u308c\u308b\u305f\u3081\u3001\u8001\u5f8c\u306e\u8caf\u84c4\u3092\u6700\u5927\u9650\u306b\u3057\u305f\u3044\u306e\u3067\u3042\u308c\u3070\u3001\u9650\u5ea6\u984d\u5185\u306b\u3068\u3069\u307e\u308b\u3053\u3068\u304c\u91cd\u8981\u3060\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">SIPP\uff08\u81ea\u5df1\u6295\u8cc7\u578b\u500b\u4eba\u5e74\u91d1\uff09\u306f\u3001\u5e74\u91d1\u57fa\u91d1\u306e\u904b\u7528\u65b9\u6cd5\u3092\u81ea\u5206\u3067\u6c7a\u5b9a\u3067\u304d\u308b\u5e74\u91d1\u5236\u5ea6\u306e\u4e00\u7a2e\u3067\u3059\u3002\u3053\u308c\u306f\u3001\u3042\u306a\u305f\u306e\u5e74\u91d1\u62e0\u51fa\u3092\u7ba1\u7406\u3059\u308b\u52b9\u679c\u7684\u306a\u65b9\u6cd5\u3067\u3042\u308a\u3001\u4ed6\u306e\u4f1d\u7d71\u7684\u306a\u30b9\u30ad\u30fc\u30e0\u3088\u308a\u3082\u9ad8\u3044\u67d4\u8edf\u6027\u3092\u63d0\u4f9b\u3057\u307e\u3059\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">SIPP\u306f\u3001\u4ed6\u306e\u5e74\u91d1\u5236\u5ea6\u3088\u308a\u3082\u9ad8\u3044\u30ea\u30bf\u30fc\u30f3\u3092\u76ee\u6307\u3057\u3066\u8001\u5f8c\u8cc7\u91d1\u3092\u7a4d\u307f\u7acb\u3066\u308b\u3053\u3068\u304c\u3067\u304d\u308b\u3001\u7a0e\u52b9\u7387\u306e\u9ad8\u3044\u500b\u4eba\u5e74\u91d1\u5236\u5ea6\u3067\u3042\u308b\u3002\u305f\u3060\u3057\u3001\u5e74\u91d1\u751f\u6daf\u8a31\u5bb9\u984d\u3092\u8d85\u3048\u308b\u62e0\u51fa\u306b\u306f\u9ad8\u3044\u7a0e\u91d1\u304c\u8ab2\u3055\u308c\u308b\u3053\u3068\u306b\u6ce8\u610f\u304c\u5fc5\u8981\u3067\u3059\u3002InvestGlass\u306e\u30c7\u30b8\u30bf\u30eb\u30d5\u30a9\u30fc\u30e0\u3092\u4f7f\u7528\u3059\u308b\u3068\u3001\u4ee5\u4e0b\u306e\u3053\u3068\u304c\u5bb9\u6613\u306b\u306a\u308a\u307e\u3059\u3002 <a class=\"wpil_keyword_link\" href=\"https:\/\/www.investglass.com\/ja\/%e3%83%87%e3%82%b8%e3%82%bf%e3%83%ab%e3%83%bb%e3%82%aa%e3%83%b3%e3%83%9c%e3%83%bc%e3%83%87%e3%82%a3%e3%83%b3%e3%82%b0\/\" title=\"\u30c7\u30b8\u30bf\u30eb\u30fb\u30aa\u30f3\u30dc\u30fc\u30c7\u30a3\u30f3\u30b0\" data-wpil-keyword-link=\"linked\" data-wpil-monitor-id=\"141\">\u30c7\u30b8\u30bf\u30eb\u30fb\u30aa\u30f3\u30dc\u30fc\u30c7\u30a3\u30f3\u30b0<\/a> SIPP\u306e\u305f\u3081\u306b\u3001\u7c21\u5358\u306b\u3042\u306a\u305f\u306e\u8ca2\u732e\u3092\u8ffd\u8de1\u3059\u308b\u3002.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-happens-if-i-exceed-the-lifetime-allowance\">\u751f\u6daf\u652f\u7d66\u984d\u3092\u8d85\u3048\u305f\u5834\u5408\u306f\u3069\u3046\u306a\u308a\u307e\u3059\u304b\uff1f<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u751f\u6daf\u53d7\u7d66\u9650\u5ea6\u984d\u3092\u8d85\u3048\u3066\u5e74\u91d1\u57fa\u91d1\u306b\u62e0\u51fa\u3057\u305f\u5834\u5408\u3001\u7a0e\u91d1\u304c\u8ab2\u3055\u308c\u307e\u3059\u3002\u3053\u308c\u306f\u3001\u9000\u8077\u6642\u306b\u5e74\u91d1\u8caf\u84c4\u306e\u7dcf\u984d\u304c\u751f\u6daf\u63a7\u9664\u984d\u3092\u4e0b\u56de\u3063\u3066\u3044\u3066\u3082\u9069\u7528\u3055\u308c\u307e\u3059\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u652f\u6255\u3046\u3079\u304d\u7a0e\u984d\u306f\u3001\u5e74\u91d1\u57fa\u91d1\u304b\u3089\u4e00\u6642\u91d1\u3092\u5f15\u304d\u51fa\u3059\u3053\u3068\u304c\u3067\u304d\u308b\u300c\u67d4\u8edf\u306a\u7d66\u4ed8\u300d\u3092\u53d7\u3051\u3066\u3044\u308b\u304b\u3069\u3046\u304b\u306b\u3088\u3063\u3066\u7570\u306a\u308a\u307e\u3059\u3002\u30d5\u30ec\u30ad\u30b7\u30d6\u30eb\u30fb\u30d9\u30cd\u30d5\u30a3\u30c3\u30c8\u3092\u5229\u7528\u3057\u3066\u3044\u308b\u5834\u5408\u3001\u8ab2\u7a0e\u984d\u306f\u751f\u6daf\u652f\u7d66\u984d\u3092\u8d85\u3048\u305f\u984d\u306e25%\u3068\u306a\u308b\u3002\u305d\u3046\u3067\u306a\u3044\u5834\u5408\u306f55%\u3068\u306a\u308b\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u751f\u6daf\u652f\u7d66\u984d\u3092\u8d85\u3048\u306a\u3044\u3088\u3046\u306b\u3059\u308b\u6700\u5584\u306e\u65b9\u6cd5\u306f\u3001\u62e0\u51fa\u984d\u3092\u8a18\u9332\u3057\u3001\u9650\u5ea6\u984d\u3092\u8d85\u3048\u306a\u3044\u3088\u3046\u306b\u3059\u308b\u3053\u3068\u3067\u3042\u308b\u3002.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-how-do-i-know-if-i-ve-breached-the-lifetime-allowance\">\u30e9\u30a4\u30d5\u30bf\u30a4\u30e0\u30fb\u30a2\u30ed\u30fc\u30ef\u30f3\u30b9\u306b\u9055\u53cd\u3057\u3066\u3044\u308b\u304b\u3069\u3046\u304b\u306f\u3001\u3069\u3046\u3059\u308c\u3070\u308f\u304b\u308a\u307e\u3059\u304b\uff1f<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u751f\u6daf\u53d7\u7d66\u9650\u5ea6\u984d\u306b\u9054\u3057\u3066\u3044\u308b\u304b\u3069\u3046\u304b\u3092\u77e5\u308b\u6700\u5584\u306e\u65b9\u6cd5\u306f\u3001\u3055\u307e\u3056\u307e\u306a\u5e74\u91d1\u306e\u62e0\u51fa\u984d\u3092\u3059\u3079\u3066\u628a\u63e1\u3059\u308b\u3053\u3068\u3067\u3042\u308b\u3002\u3053\u308c\u306f\u3001\u5e74\u91d1\u30d7\u30ed\u30d0\u30a4\u30c0\u30fc\u304b\u3089\u63d0\u4f9b\u3055\u308c\u305f\u5e74\u91d1\u8caf\u84c4\u7dcf\u984d\u3092\u78ba\u8a8d\u3059\u308b\u304b\u3001InvestGlass\u306e\u3088\u3046\u306a\u30aa\u30f3\u30e9\u30a4\u30f3\u6295\u8cc7\u8ffd\u8de1\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u306e\u3088\u3046\u306a\u30c4\u30fc\u30eb\u3092\u4f7f\u7528\u3059\u308b\u3053\u3068\u306b\u3088\u3063\u3066\u884c\u3046\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u3053\u308c\u3089\u306e\u624b\u5f53\u30d7\u30ed\u30b0\u30e9\u30e0\u3092\u7ba1\u7406\u3059\u308b\u305f\u3081\u306bInvestGlass CRM\u3068\u30ad\u30e3\u30f3\u30da\u30fc\u30f3\u30c4\u30fc\u30eb\u3092\u4f7f\u7528\u3059\u308b\u3053\u3068\u3092\u304a\u52e7\u3081\u3057\u307e\u3059\u3002\u30ad\u30e3\u30f3\u30da\u30fc\u30f3\u30c4\u30fc\u30eb\u306f\u9867\u5ba2\u306e\u9032\u6357\u72b6\u6cc1\u3092\u76e3\u8996\u3001\u8ffd\u8de1\u3059\u308b\u306e\u306b\u975e\u5e38\u306b\u4fbf\u5229\u3067\u3001CRM\u306f\u3059\u3079\u3066\u306e\u95a2\u9023\u30c7\u30fc\u30bf\u3092\u4e00\u7b87\u6240\u306b\u4fdd\u5b58\u3057\u3001\u5fc5\u8981\u306a\u3068\u304d\u306b\u30a2\u30af\u30bb\u30b9\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-how-could-the-lifetime-allowance-freeze-affect-my-clients\">\u751f\u6daf\u652f\u7d66\u984d\u306e\u51cd\u7d50\u304c\u9867\u5ba2\u306b\u4e0e\u3048\u308b\u5f71\u97ff\u306f\uff1f<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u653f\u5e9c\u304c2026\u5e74\u307e\u3067\u5e74\u91d1\u751f\u6daf\u53d7\u7d66\u984d\u3092\u51cd\u7d50\u3059\u308b\u3053\u3068\u3092\u6c7a\u5b9a\u3057\u305f\u3053\u3068\u3067\u3001\u4eca\u5f8c\u6570\u5e74\u9593\u306b\u591a\u984d\u306e\u62e0\u51fa\u3092\u4e88\u5b9a\u3057\u3066\u3044\u308b\u5834\u5408\u3001\u9000\u8077\u5f8c\u306e\u8caf\u84c4\u306b\u5f71\u97ff\u304c\u51fa\u308b\u53ef\u80fd\u6027\u304c\u3042\u308b\u3002\u3053\u306e\u671f\u9593\u3001\u9650\u5ea6\u984d\u306f\u00a31,073,100\u306e\u307e\u307e\u306a\u306e\u3067\u3001\u3053\u308c\u3092\u8d85\u3048\u308b\u62e0\u51fa\u306b\u306f\u7a0e\u91d1\u304c\u304b\u304b\u308b\u53ef\u80fd\u6027\u304c\u3042\u308b\u3002\u9650\u5ea6\u984d\u306b\u8fd1\u3065\u3044\u305f\u5834\u5408\u306f\u3001\u4ed6\u306e\u6295\u8cc7\u5148\u3092\u691c\u8a0e\u3057\u305f\u308a\u3001\u62e0\u51fa\u3092\u505c\u6b62\u3057\u305f\u308a\u3001\u5e74\u91d1\u7d66\u4ed8\u3092\u4e88\u60f3\u3088\u308a\u65e9\u304f\u53d7\u3051\u305f\u308a\u3059\u308b\u306a\u3069\u3001\u5e74\u91d1\u3092\u7ba1\u7406\u3059\u308b\u65b9\u6cd5\u304c\u3042\u308b\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-should-i-do-if-my-clients-are-nearing-the-lifetime-allowance\">\u3082\u3057\u9867\u5ba2\u304c\u751f\u6daf\u652f\u7d66\u984d\u306b\u8fd1\u3065\u3044\u3066\u3044\u308b\u5834\u5408\u3001\u3069\u3046\u3059\u308c\u3070\u3088\u3044\u3067\u3057\u3087\u3046\u304b\uff1f<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u751f\u6daf\u53d7\u7d66\u9650\u5ea6\u984d\u304c\u8fd1\u3065\u3044\u305f\u3089\u3001\u9078\u629e\u80a2\u3092\u691c\u8a0e\u3059\u308b\u3053\u3068\u304c\u91cd\u8981\u3060\u3002\u4fdd\u967a\u6599\u306e\u62e0\u51fa\u3092\u505c\u6b62\u3059\u308b\u3001\u682a\u5f0f\u3084\u682a\u306a\u3069\u4ed6\u306e\u7a2e\u985e\u306e\u6295\u8cc7\u306b\u6295\u8cc7\u3059\u308b\u3001\u3042\u308b\u3044\u306f\u5e74\u91d1\u7d66\u4ed8\u3092\u4e88\u5b9a\u3088\u308a\u65e9\u304f\u53d7\u3051\u308b\u3001\u3068\u3044\u3063\u305f\u9078\u629e\u80a2\u3082\u3042\u308b\u3002\u305f\u3060\u3057\u3001\u9000\u8077\u91d1\u306b\u95a2\u3059\u308b\u6c7a\u5b9a\u3092\u4e0b\u3059\u524d\u306b\u3001\u30d5\u30a1\u30a4\u30ca\u30f3\u30b7\u30e3\u30eb\u30fb\u30a2\u30c9\u30d0\u30a4\u30b6\u30fc\u306b\u52a9\u8a00\u3092\u6c42\u3081\u308b\u3053\u3068\u304c\u91cd\u8981\u3067\u3042\u308b\u3002.<\/p>\n\n\n\n<p 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class=\"wp-block-paragraph\"><strong>\u30d7\u30ed\u30d1\u30c6\u30a3<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u4e0d\u52d5\u7523\u6295\u8cc7\u306f\u3001\u4ed6\u306e\u6295\u8cc7\u3088\u308a\u3082\u4f4e\u3044\u30ea\u30b9\u30af\u3067\u9b45\u529b\u7684\u306a\u30ea\u30bf\u30fc\u30f3\u3092\u5f97\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002\u4e00\u822c\u7684\u306b\u4ed6\u306e\u6295\u8cc7\u3088\u308a\u3082\u9ad8\u3044\u30ea\u30bf\u30fc\u30f3\u304c\u671f\u5f85\u3067\u304d\u308b\u305f\u3081\u3001\u4e0d\u52d5\u7523\u8cfc\u5165\u306f\u4eba\u6c17\u306e\u3042\u308b\u65b9\u6cd5\u3067\u3059\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u4e0d\u52d5\u7523\u6295\u8cc7\u3092\u884c\u3046\u969b\u306b\u306f\u3001\u73fe\u5730\u306e\u5e02\u5834\u3084\u6295\u8cc7\u306b\u4f34\u3046\u6f5c\u5728\u7684\u306a\u30ea\u30b9\u30af\u3092\u5341\u5206\u306b\u7406\u89e3\u3057\u3066\u304a\u304f\u3053\u3068\u304c\u91cd\u8981\u3067\u3059\u3002\u307e\u305f\u3001\u7269\u4ef6\u3084\u30c6\u30ca\u30f3\u30c8\u306b\u5bfe\u3057\u3066\u9069\u5207\u306a\u4fdd\u967a\u306b\u52a0\u5165\u3057\u3066\u304a\u304f\u3053\u3068\u3082\u5fc5\u8981\u3067\u3059\u3002.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-s-next-for-lifetime-allowance-digitization\">\u751f\u6daf\u624b\u5f53\u3066\u306e\u30c7\u30b8\u30bf\u30eb\u5316\u306e\u6b21\u306f\uff1f<\/h2>\n\n\n\n<p 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class=\"wp-block-paragraph\">\u9280\u884c\u3084\u30a6\u30a7\u30eb\u30b9\u30fb\u30de\u30cd\u30fc\u30b8\u30e3\u30fc\u306f\u3001\u9867\u5ba2\u306b\u6700\u9ad8\u306e\u30b5\u30fc\u30d3\u30b9\u3092\u63d0\u4f9b\u3059\u308b\u305f\u3081\u306b\u3001\u30c6\u30af\u30ce\u30ed\u30b8\u30fc\u3092\u6d3b\u7528\u3059\u308b\u65b9\u6cd5\u3092\u307e\u3059\u307e\u3059\u6a21\u7d22\u3057\u3066\u3044\u307e\u3059\u3002InvestGlass\u306f\u3001\u9280\u884c\u3084\u30a6\u30a7\u30eb\u30b9\u30fb\u30de\u30cd\u30fc\u30b8\u30e3\u30fc\u304c\u3053\u306e\u76ee\u6a19\u3092\u9054\u6210\u3059\u308b\u306e\u306b\u5f79\u7acb\u3064\u3001\u305d\u306e\u3088\u3046\u306a\u30c6\u30af\u30ce\u30ed\u30b8\u30fc\u306e\u4e00\u3064\u3067\u3059\u3002InvestGlass\u306f\u9769\u65b0\u7684\u306a\u30af\u30e9\u30a6\u30c9\u30d9\u30fc\u30b9\u306e\u30c6\u30af\u30ce\u30ed\u30b8\u30fc\u3067\u3042\u308a\u3001\u91d1\u878d\u6a5f\u95a2\u304c\u9867\u5ba2\u306b\u6295\u8cc7\u306e\u5305\u62ec\u7684\u306a\u30d3\u30e5\u30fc\u3092\u63d0\u4f9b\u3059\u308b\u3053\u3068\u3092\u53ef\u80fd\u306b\u3057\u3001\u9867\u5ba2\u304c\u5e74\u91d1\u306e\u751f\u6daf\u8a31\u5bb9\u984d\u3092\u7c21\u5358\u306b\u30e2\u30cb\u30bf\u30fc\u3067\u304d\u308b\u3088\u3046\u306b\u3057\u307e\u3059\u3002.<\/p>","protected":false},"excerpt":{"rendered":"<p>The&nbsp;pension Lifetime Allowance (LTA)&nbsp;is the limit on how much you can save in your pension without facing extra tax charges. It was frozen at&nbsp;\u00a31,073,100 until April 2026, according to&nbsp;Gov.uk. Exceeding the LTA used to trigger tax charges of&nbsp;55%&nbsp;(lump sum) or&nbsp;25%&nbsp;(income), but in the&nbsp;Spring Budget 2023, the UK government announced the LTA would be&nbsp;abolished from April 2024(Gov.uk: Abolishing the LTA). The pension lifetime allowance is a limit set by the government on the amount of money you are allowed to have in your pension fund before it becomes subject to tax. This limit was introduced in 2006 and currently stands at \u00a31,073,100. It has been frozen at this level until 2026 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":35353,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[13],"tags":[376,375],"class_list":["post-35352","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-article","tag-isas","tag-manage-pension-lifetime-allowance"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.6.1 (Yoast SEO v27.7) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Manage Pension Lifetime Allowance Effectively<\/title>\n<meta name=\"description\" content=\"The&nbsp;pension Lifetime Allowance (LTA)&nbsp;is the limit on how much you\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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