{"id":34648,"date":"2022-09-11T07:50:45","date_gmt":"2022-09-11T05:50:45","guid":{"rendered":"https:\/\/www.investglass.com\/?p=34648"},"modified":"2025-03-19T05:16:46","modified_gmt":"2025-03-19T04:16:46","slug":"%e6%ac%a7%e5%b7%9e%e9%80%a3%e5%90%88%ef%bc%88eea%ef%bc%89%e3%81%a7%e6%b1%ba%e6%b8%88%e3%83%93%e3%82%b8%e3%83%8d%e3%82%b9%e3%82%92%e5%a7%8b%e3%82%81%e3%82%8b%e3%81%ae%e3%81%ab%e3%80%81%e5%b0%8f","status":"publish","type":"post","link":"https:\/\/www.investglass.com\/ja\/why-a-small-payment-license-is-a-good-option-to-start-a-payment-business-in-the-eea\/","title":{"rendered":"EEA\u3067\u6c7a\u6e08\u30d3\u30b8\u30cd\u30b9\u3092\u59cb\u3081\u308b\u306e\u306b\u3001\u306a\u305c\u5c11\u984d\u6c7a\u6e08\u30e9\u30a4\u30bb\u30f3\u30b9\u304c\u826f\u3044\u306e\u304b\uff1f"},"content":{"rendered":"<p 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href=\"https:\/\/www.fca.org.uk\/small-payment-institution-small-pi\">\u30a8\u30d5\u30b7\u30fc\u30a8\u30fc<\/a>)<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-payment-service-provider-should-you-consider\">\u3069\u306e\u6c7a\u6e08\u30b5\u30fc\u30d3\u30b9\u30fb\u30d7\u30ed\u30d0\u30a4\u30c0\u30fc\u3092\u691c\u8a0e\u3059\u3079\u304d\u304b\uff1f<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">EEA\uff08\u6b27\u5dde\u9023\u5408\uff09\u3067\u306e\u5c0f\u53e3\u6c7a\u6e08\u6a5f\u95a2\uff08SPI\uff09\u307e\u305f\u306f\u5c0f\u53e3\u96fb\u5b50\u30de\u30cd\u30fc\u6a5f\u95a2\uff08SEMI\uff09\u306e\u30e9\u30a4\u30bb\u30f3\u30b9\u53d6\u5f97\u306f\u3001\u672c\u683c\u7684\u306a\u6c7a\u6e08\u6a5f\u95a2\uff08PI\uff09\u3084\u3082\u3061\u308d\u3093\u96fb\u5b50\u30de\u30cd\u30fc\u6a5f\u95a2\uff08EMI\uff09\u306e\u8a8d\u53ef\u3088\u308a\u3082\u306f\u308b\u304b\u306b\u7c21\u5358\u306a\u4f5c\u696d\u3067\u3059\u3002.<\/p>\n\n\n\n<p 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class=\"wp-block-paragraph\">\u3053\u306e\u3088\u3046\u306a\u6cd5\u7684\u57fa\u76e4\u3092\u6301\u3064Fintech\u4f01\u696d\u3092\u8a2d\u7acb\u3057\u3088\u3046\u3068\u3059\u308b\u5834\u5408\u3001\u3056\u3063\u3068\u8a08\u7b97\u3059\u308c\u3070\u3001\u3059\u3079\u3066\u306e\u624b\u6570\u6599\u3068\u901a\u4fe1\u53e3\u5ea7\u3092\u652f\u6255\u3063\u3066\u3082\u3001\u67083\u4e075,000\u30e6\u30fc\u30ed\u4ee5\u4e0a\u3092\u751f\u307f\u51fa\u3059\u3053\u3068\u306f\u3067\u304d\u306a\u3044\u3060\u308d\u3046\u3002\u3053\u306e\u30e2\u30c7\u30eb\u306f\u901a\u5e38\u3001\u73fe\u5730\u306e <a class=\"wpil_keyword_link\" href=\"https:\/\/www.investglass.com\/ja\/%e3%83%9e%e3%83%bc%e3%82%b1%e3%83%86%e3%82%a3%e3%83%b3%e3%82%b0%e3%83%84%e3%83%bc%e3%83%ab\/\" target=\"_blank\" rel=\"noopener\" title=\"\u30de\u30fc\u30b1\u30c6\u30a3\u30f3\u30b0\" data-wpil-keyword-link=\"linked\" data-wpil-monitor-id=\"657\">\u30de\u30fc\u30b1\u30c6\u30a3\u30f3\u30b0<\/a> 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https:\/\/www.investglass.com\/wp-content\/uploads\/2022\/09\/y_lgxwqex2c-1536x1026.jpg 1536w, https:\/\/www.investglass.com\/wp-content\/uploads\/2022\/09\/y_lgxwqex2c.jpg 1600w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-how-spain-small-payment-institution-licences-differ-from-other-european-union-countries\">\u30b9\u30da\u30a4\u30f3\u5c0f\u53e3\u6c7a\u6e08\u6a5f\u95a2\u30e9\u30a4\u30bb\u30f3\u30b9\u3068\u4ed6\u306eEU\u8af8\u56fd\u3068\u306e\u9055\u3044<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u3067\u306f\u3001\u30b9\u30da\u30a4\u30f3\u306eSPI\u30e9\u30a4\u30bb\u30f3\u30b9\u306f\u4ed6\u306eEU\u8af8\u56fd\u3068\u3069\u3046\u9055\u3046\u306e\u3067\u3057\u3087\u3046\u304b\uff1f\u901a\u5e38\u3001\u5c0f\u898f\u6a21PI\u304c\u6708300\u4e07\u30e6\u30fc\u30ed\u306e\u652f\u6255\u984d\u306b\u9054\u3057\u305f\u5f8c\u3001\u5b8c\u5168\u306aPI\u307e\u305f\u306fEMI\u30e9\u30a4\u30bb\u30f3\u30b9\u3092\u7533\u8acb\u3059\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002.<\/p>\n\n\n\n<p 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rel=\"noopener\" data-wpil-monitor-id=\"2438\">\u53cd\u30de\u30cd\u30fc\u30ed\u30f3\u30c0\u30ea\u30f3\u30b0<\/a> AML\u3067\u3042\u308b\u3002.<\/p>\n\n\n\n<p 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src=\"https:\/\/www.investglass.com\/wp-content\/uploads\/2022\/09\/zeknuspi73g-1024x688.jpg\" alt=\"\u65e5\u4e2d\u6b69\u9053\u3092\u6b69\u304f\u4eba\u3005\" class=\"wp-image-34657\" srcset=\"https:\/\/www.investglass.com\/wp-content\/uploads\/2022\/09\/zeknuspi73g-1024x688.jpg 1024w, https:\/\/www.investglass.com\/wp-content\/uploads\/2022\/09\/zeknuspi73g-300x202.jpg 300w, https:\/\/www.investglass.com\/wp-content\/uploads\/2022\/09\/zeknuspi73g-768x516.jpg 768w, https:\/\/www.investglass.com\/wp-content\/uploads\/2022\/09\/zeknuspi73g-1536x1032.jpg 1536w, https:\/\/www.investglass.com\/wp-content\/uploads\/2022\/09\/zeknuspi73g.jpg 1600w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-registration-for-spain-spi-amp-information-required-for-payment-service-users-and-payment-service-providers\">\u30b9\u30da\u30a4\u30f3SPI\u3078\u306e\u767b\u9332\u3068\u3001\u6c7a\u6e08\u30b5\u30fc\u30d3\u30b9\u5229\u7528\u8005\u304a\u3088\u3073\u6c7a\u6e08\u30b5\u30fc\u30d3\u30b9\u63d0\u4f9b\u8005\u306b\u5fc5\u8981\u306a\u60c5\u5831<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u30b9\u30da\u30a4\u30f3\u9280\u884c\u304c\u8ff0\u3079\u3066\u3044\u308b\u3088\u3046\u306b\u3001\u904e\u53bb12\u30f6\u6708\u9593\u306b\u5b9f\u884c\u3055\u308c\u305f\u6c7a\u6e08\u696d\u52d9\u306e\u5e73\u5747\u984d\u304c1\u30f6\u6708\u3042\u305f\u308a300\u4e07\u30e6\u30fc\u30ed\u3092\u8d85\u3048\u306a\u3044\u5c0f\u898f\u6a21\u306a\u6c7a\u6e08\u30b5\u30fc\u30d3\u30b9\u30d7\u30ed\u30d0\u30a4\u30c0\u30fc\u306f\u3001\u4e00\u822c\u7684\u306a\u6c7a\u6e08\u6a5f\u95a2\u306e\u8a8d\u53ef\u5236\u5ea6\u304b\u3089\u514d\u9664\u3055\u308c\u308b\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u3082\u3057\u3001\u3042\u306a\u305f\u304c\u81ea\u5206\u306e\u4ed5\u4e8b\u3092\u59cb\u3081\u3088\u3046\u3068\u3057\u3066\u3044\u308b\u306a\u3089 <em>\u652f\u6255\u6a5f\u95a2 \u7279\u5225\u767b\u9332<\/em>, \u305d\u306e\u5834\u5408\u3001\u8cb4\u793e\u306f\u4ee5\u4e0b\u306e\u8981\u4ef6\u3092\u6e80\u305f\u3059\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\uff1a<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>\u767b\u9332\u4e8b\u52d9\u6240\u3001\u5b9f\u8cea\u7684\u306a\u7ba1\u7406\u30fb\u904b\u55b6\u6a5f\u95a2\u3001\u304a\u3088\u3073\u6c7a\u6e08\u30b5\u30fc\u30d3\u30b9\u3092\u30b9\u30da\u30a4\u30f3\u306b\u7f6e\u304d\u3001\u30b9\u30da\u30a4\u30f3\u306b\u9280\u884c\u53e3\u5ea7\u3092\u6301\u3064\u3053\u3068\u3002.<\/li>\n\n\n\n<li>\u652f\u6255\u6a5f\u95a2\u306e\u53d6\u7de0\u5f79\u306f\u3001\u30b9\u30da\u30a4\u30f3\u9280\u884c\uff08\u305d\u306e\u4ed6\u306e\u7ba1\u8f44\u5f53\u5c40\u3092\u9664\u304f\uff09\u306e\u5b9a\u3081\u308b\u3068\u3053\u308d\u306b\u3088\u308a\u3001\u652f\u6255\u30b5\u30fc\u30d3\u30b9\u3092\u5b9f\u65bd\u3059\u308b\u306e\u306b\u9069\u5207\u306a\u9280\u884c\u77e5\u8b58\u3068\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u306e\u7d4c\u9a13\u3092\u6709\u3059\u308b\u3001\u8a55\u5224\u306e\u9ad8\u3044\u4eba\u7269\u3067\u306a\u3051\u308c\u3070\u306a\u308a\u307e\u305b\u3093\u3002.<\/li>\n\n\n\n<li>\u30de\u30cd\u30fc\u30ed\u30f3\u30c0\u30ea\u30f3\u30b0\u3084\u30c6\u30ed\u8cc7\u91d1\u4f9b\u4e0e\u3092\u9632\u6b62\u3059\u308b\u305f\u3081\u306e\u5185\u90e8\u7d71\u5236\u3084\u5831\u544a\u624b\u7d9a\u304d\u3001\u7d44\u7e54\u3092\u78ba\u7acb\u3059\u308b\u3002<\/li>\n\n\n\n<li>\u3042\u306a\u305f\u306e\u4f1a\u793e\u306f\u3001EU\u306e\u4ed6\u306e\u5730\u57df\u3067\u8a2d\u7acb\u306e\u81ea\u7531\u3084\u30b5\u30fc\u30d3\u30b9\u63d0\u4f9b\u306e\u81ea\u7531\u3092\u884c\u4f7f\u3067\u304d\u306a\u304f\u306a\u308a\u307e\u3059\u3002\u3053\u308c\u306f\u3001\u65b0\u8208\u4f01\u696d\u306b\u3068\u3063\u3066\u306f\u77ed\u671f\u7684\u306a\u554f\u984c\u3068\u306a\u308a\u307e\u3059\u3002.<\/li>\n\n\n\n<li>\u30b9\u30da\u30a4\u30f3\u3067\u4f1a\u793e\u3092\u8a2d\u7acb\u3057\u3001\u30b9\u30da\u30a4\u30f3\u306eCompanies House\u306b\u767b\u9332\u3057\u3001\u4f1a\u793e\u306e\u72af\u7f6a\u6b74\u8a3c\u660e\u66f8\u3092\u8acb\u6c42\u3059\u308b\u3002.<\/li>\n\n\n\n<li>\u63d0\u4f9b\u3059\u308b\u6c7a\u6e08\u30b5\u30fc\u30d3\u30b9\u306e\u7a2e\u985e\u3092\u5177\u4f53\u7684\u306b\u76db\u308a\u8fbc\u3093\u3060\u6d3b\u52d5\u30d7\u30ed\u30b0\u30e9\u30e0\u3092\u63d0\u4f9b\u3059\u308b\u3002\u6c7a\u6e08\u30b5\u30fc\u30d3\u30b9\u306e\u5229\u7528\u8005\u304c\u7f72\u540d\u3059\u308b\u8a73\u7d30\u306a\u5229\u7528\u898f\u7d04\u3092\u7528\u610f\u3059\u308b\u3053\u3068\u3002.<\/li>\n\n\n\n<li>\u30da\u30a4\u30e1\u30f3\u30c8\u30ab\u30fc\u30c9\u306e\u30d7\u30ed\u30bb\u30b9\u3001\u56fd\u5883\u3092\u8d8a\u3048\u305f\u652f\u6255\u3044\u306e\u6d41\u308c\u3001\u500b\u4eba\u307e\u305f\u306f\u4f1a\u793e\u306e\u5be9\u67fb\u3001\u5f93\u696d\u54e1\u306e\u540d\u524d\u3068\u80a9\u66f8\u304d\u3001\u30e2\u30d0\u30a4\u30eb\u30d0\u30f3\u30ad\u30f3\u30b0\u30fb\u30bd\u30ea\u30e5\u30fc\u30b7\u30e7\u30f3\u3001\u8fd4\u91d1\u30dd\u30ea\u30b7\u30fc\u3001\u30aa\u30f3\u30e9\u30a4\u30f3POS\u30bd\u30ea\u30e5\u30fc\u30b7\u30e7\u30f3\u3001\u9001\u91d1\u8aac\u660e...\u3002<\/li>\n\n\n\n<li>\u6c7a\u6e08\u30b5\u30fc\u30d3\u30b9\u306e\u63d0\u4f9b\u306b\u95a2\u308f\u308b\u3059\u3079\u3066\u306e\u95a2\u4fc2\u8005\u306e\u9593\u3067\u3001\u30b9\u30da\u30a4\u30f3\u8a9e\u304a\u3088\u3073\u82f1\u8a9e\u306b\u3088\u308b\u5951\u7d04\u66f8\u3092\u4f5c\u6210\u3059\u308b\u3002.<\/li>\n\n\n\n<li>\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u30fb\u30a4\u30f3\u30b7\u30c7\u30f3\u30c8\u304a\u3088\u3073\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u95a2\u9023\u306e\u9867\u5ba2\u304b\u3089\u306e\u82e6\u60c5\u3092\u76e3\u8996\u3001\u51e6\u7406\u3001\u30d5\u30a9\u30ed\u30fc\u30a2\u30c3\u30d7\u3059\u308b\u305f\u3081\u306e\u624b\u9806\u3002.<\/li>\n\n\n\n<li>\u5f53\u793e\u306f\u6b27\u5ddeGDPR\u570f\u5185\u3067\u3082\u3042\u308b\u305f\u3081\u3001\u6a5f\u5bc6\u6027\u306e\u9ad8\u3044\u652f\u6255\u3044\u30c7\u30fc\u30bf\u306e\u8a18\u9332\u3001\u7ba1\u7406\u3001\u8ffd\u8de1\u3001\u30a2\u30af\u30bb\u30b9\u5236\u9650\u306e\u305f\u3081\u306b\u78ba\u7acb\u3055\u308c\u305f\u624b\u9806\u306e\u8aac\u660e\u3002E\u30e1\u30fc\u30eb\u3092\u9001\u4fe1\u3059\u308b\u524d\u306b\u3001\u540c\u610f\u306e\u53ce\u96c6\u3068\u767b\u9332\u3092\u304a\u5fd8\u308c\u306a\u304f\u3002.<\/li>\n\n\n\n<li>\u696d\u7e3e\u3001\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9\u5831\u544a\u3001\u696d\u52d9\u3001\u4e0d\u6b63\u884c\u70ba\u306b\u95a2\u3059\u308b\u7d71\u8a08\u30c7\u30fc\u30bf\u306e\u53ce\u96c6\u306b\u9069\u7528\u3055\u308c\u308b\u539f\u5247\u3068\u5b9a\u7fa9\u306e\u8aac\u660e\u3002.<\/li>\n\n\n\n<li>\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u30dd\u30ea\u30b7\u30fc\u306e\u6587\u66f8\u3002.<\/li>\n\n\n\n<li>\u30de\u30cd\u30fc\u30ed\u30f3\u30c0\u30ea\u30f3\u30b0\u304a\u3088\u3073\u30c6\u30ed\u8cc7\u91d1\u4f9b\u4e0e\u3092\u9632\u6b62\u3059\u308b\u305f\u3081\u306b\u3001\u5185\u90e8\u7ba1\u7406\u30fb\u5831\u544a\u624b\u7d9a\u304d\u304a\u3088\u3073\u7d44\u7e54\u3092\u8a2d\u7acb\u3057\u305f\u3002\u7279\u306b\u3001\u30de\u30cd\u30fc\u30ed\u30f3\u30c0\u30ea\u30f3\u30b0\u3068\u30c6\u30ed\u8cc7\u91d1\u4f9b\u4e0e\u306e\u898f\u5236\u3092\u9075\u5b88\u3059\u308b\u305f\u3081\u306b\u7533\u8acb\u8005\u304c\u5c0e\u5165\u3057\u305f\u30e1\u30ab\u30cb\u30ba\u30e0\u3002.<\/li>\n\n\n\n<li>\u3044\u304b\u306a\u308b\u72b6\u6cc1\u306b\u304a\u3044\u3066\u3082\u5229\u7528\u8005\u306e\u8cc7\u91d1\u3092\u4fdd\u8b77\u3059\u308b\u305f\u3081\u306e\u63aa\u7f6e\u3002.<\/li>\n\n\n\n<li>\u652f\u6255\u53e3\u5ea7\u304a\u3088\u3073\u652f\u6255\u53d6\u5f15\u306b\u95a2\u3059\u308b\u9867\u5ba2\u30b5\u30fc\u30d3\u30b9\u898f\u5b9a\u304a\u3088\u3073\u9069\u7528\u3055\u308c\u308b\u6a29\u5229\u3002.<\/li>\n<\/ol>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"768\" src=\"https:\/\/www.investglass.com\/wp-content\/uploads\/2022\/06\/investglass-crm.jpeg\" alt=\"\" class=\"wp-image-32677\" srcset=\"https:\/\/www.investglass.com\/wp-content\/uploads\/2022\/06\/investglass-crm.jpeg 1024w, https:\/\/www.investglass.com\/wp-content\/uploads\/2022\/06\/investglass-crm-300x225.jpeg 300w, https:\/\/www.investglass.com\/wp-content\/uploads\/2022\/06\/investglass-crm-768x576.jpeg 768w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">InvestGlass\u306f\u5c0f\u898f\u6a21\u6c7a\u6e08\u30e9\u30a4\u30bb\u30f3\u30b9\u306e\u69cb\u7bc9\u3092\u304a\u624b\u4f1d\u3044\u3057\u307e\u3059\u3002InvestGlass\u306f\u3001\u9069\u5207\u306a\u9280\u884c\u63a2\u3057\u304b\u3089\u30d3\u30b8\u30cd\u30b9\u904b\u55b6\u306b\u5fc5\u8981\u306a\u30c6\u30af\u30ce\u30ed\u30b8\u30fc\u306e\u63d0\u4f9b\u307e\u3067\u3001\u3059\u3079\u3066\u306e\u30b9\u30c6\u30c3\u30d7\u3092\u652f\u63f4\u3059\u308b\u30bf\u30fc\u30f3\u30ad\u30fc\u30bd\u30ea\u30e5\u30fc\u30b7\u30e7\u30f3\u3092\u63d0\u4f9b\u3057\u307e\u3059\u3002InvestGlass\u306f\u30a8\u30f3\u30c9\u30c4\u30fc\u30a8\u30f3\u30c9\u306e\u30bd\u30ea\u30e5\u30fc\u30b7\u30e7\u30f3\u3067\u3042\u308a\u3001\u8fc5\u901f\u304b\u3064\u52b9\u7387\u7684\u306b\u30d3\u30b8\u30cd\u30b9\u3092\u7acb\u3061\u4e0a\u3052\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">InvestGlass\u306e\u30c4\u30fc\u30eb\u304c\u63d0\u4f9b\u3059\u308b\u3082\u306e <a class=\"wpil_keyword_link\" href=\"https:\/\/www.investglass.com\/ja\/%e3%83%87%e3%82%b8%e3%82%bf%e3%83%ab%e3%83%bb%e3%82%aa%e3%83%b3%e3%83%9c%e3%83%bc%e3%83%87%e3%82%a3%e3%83%b3%e3%82%b0\/\" title=\"\u30c7\u30b8\u30bf\u30eb\u30fb\u30aa\u30f3\u30dc\u30fc\u30c7\u30a3\u30f3\u30b0\" data-wpil-keyword-link=\"linked\" data-wpil-monitor-id=\"136\">\u30c7\u30b8\u30bf\u30eb\u30fb\u30aa\u30f3\u30dc\u30fc\u30c7\u30a3\u30f3\u30b0<\/a>, CRM\u3001KYC\u3001AML\u3001\u304a\u3088\u3073\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9\u30e2\u30b8\u30e5\u30fc\u30eb\u306f\u3001\u5c11\u984d\u6c7a\u6e08\u514d\u8a31\u306e\u3059\u3079\u3066\u306e\u8981\u4ef6\u3092\u6e80\u305f\u3059\u306e\u306b\u5f79\u7acb\u3061\u307e\u3059\u3002InvestGlass\u306f\u3001\u304a\u5ba2\u69d8\u306e\u30d3\u30b8\u30cd\u30b9\u3092\u5186\u6ed1\u304b\u3064\u52b9\u7387\u7684\u306b\u904b\u55b6\u3059\u308b\u305f\u3081\u306e\u5b8c\u5168\u306a\u30bd\u30ea\u30e5\u30fc\u30b7\u30e7\u30f3\u3067\u3059\u3002.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">InvestGlass\u306f\u307e\u305f\u3001KYC\u4fee\u5fa9\u30bd\u30ea\u30e5\u30fc\u30b7\u30e7\u30f3\u3092\u69cb\u7bc9\u3057\u3001\u5927\u91cf\u306e\u9867\u5ba2\u3092\u6301\u3064\u30af\u30e9\u30a4\u30a2\u30f3\u30c8\u304c\u3001\u4e0d\u8db3\u66f8\u985e\u3001\u4e0d\u826f\u652f\u6255\u8005\u3001\u30a8\u30e9\u30fc\u3001\u5b8c\u5168\u306a\u7ba1\u8f44\u5f53\u5c40\u306e\u7fa9\u52d9\u306e\u3042\u308b\u53e3\u5ea7\u3092\u8fc5\u901f\u306b\u4fee\u5fa9\u3067\u304d\u308b\u3088\u3046\u306b\u3057\u307e\u3057\u305f\u3002.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">\u5c11\u984d\u6c7a\u6e08\u30e9\u30a4\u30bb\u30f3\u30b9<\/h4>","protected":false},"excerpt":{"rendered":"<p>The\u00a0Small Payment Institution (SPI) license\u00a0is ideal for startups, allowing payment services with fewer regulatory hurdles. It limits transaction volumes to\u00a0\u20ac3 million per month, requires lower capital, and simplifies compliance. However, it\u00a0restricts certain services\u00a0like payment initiation and may require upgrading as a business grows. (FCA) What payment service provider should you consider? Obtaining a Small Payment Institution (SPI) or Small E-Money Institution (SEMI) license in the EEA (European Union) is a much simpler task than the authorization of a full-fledged&nbsp;Payment Institution (PI) or of course E-Money Institution (EMI). The initial capital is not the same, documents are simpler, and local team requirements too&#8230; you would need an average of 3 to [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":34650,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[13],"tags":[],"class_list":["post-34648","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-article"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.6.1 (Yoast SEO v27.7) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Why Small Payment Licenses Are a Smart Choice?<\/title>\n<meta name=\"description\" content=\"The\u00a0Small Payment Institution (SPI) license\u00a0is ideal for startups, allowing\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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