{"id":38202,"date":"2023-09-08T11:47:34","date_gmt":"2023-09-08T09:47:34","guid":{"rendered":"https:\/\/www.investglass.com\/?p=38202"},"modified":"2026-04-24T10:43:58","modified_gmt":"2026-04-24T08:43:58","slug":"%e0%a4%b8%e0%a4%8a%e0%a4%a6%e0%a5%80-%e0%a4%85%e0%a4%b0%e0%a4%ac-%e0%a4%95%e0%a4%be-%e0%a4%b8%e0%a4%b0%e0%a5%8d%e0%a4%b5%e0%a4%b6%e0%a5%8d%e0%a4%b0%e0%a5%87%e0%a4%b7%e0%a5%8d%e0%a4%a0-%e0%a4%a1","status":"publish","type":"post","link":"https:\/\/www.investglass.com\/hi\/best-digital-bank-in-saudi-arabia-2023\/","title":{"rendered":"\u0938\u090a\u0926\u0940 \u0905\u0930\u092c \u0915\u093e \u0938\u0930\u094d\u0935\u0936\u094d\u0930\u0947\u0937\u094d\u0920 \u0921\u093f\u091c\u093f\u091f\u0932 \u092c\u0948\u0902\u0915 (2023)"},"content":{"rendered":"<p class=\"wp-block-paragraph\">2023 \u092e\u0947\u0902, \u0938\u090a\u0926\u0940 \u0905\u0930\u092c \u0915\u0947 \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u092e\u0947\u0902 \u090f\u0915 \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u0921\u093f\u091c\u093f\u091f\u0932 \u092a\u0930\u093f\u0935\u0930\u094d\u0924\u0928 \u0939\u0941\u0906, \u091c\u093f\u0938\u0915\u0947 \u0938\u093e\u0925&nbsp;<strong>\u0915\u0941\u0932 \u0916\u0941\u0926\u0930\u093e \u0932\u0947\u0928\u0926\u0947\u0928 \u092e\u0947\u0902 \u0938\u0947 701 \u091f\u094d\u0930\u093f\u0932\u093f\u092f\u0928 \u0907\u0932\u0947\u0915\u094d\u091f\u094d\u0930\u0949\u0928\u093f\u0915 \u092d\u0941\u0917\u0924\u093e\u0928\u094b\u0902 \u0915\u093e \u0939\u093f\u0938\u094d\u0938\u093e \u0939\u0948\u0964<\/strong>, \u0938\u0947 \u0932\u0947\u0915\u0930&nbsp;<strong><a href=\"https:\/\/www.sama.gov.sa\/en-US\/Pages\/default.aspx\">2022 \u092e\u0947\u0902 62%<\/a><\/strong>, \u092f\u0939 \u0926\u0947\u0936 \u0915\u0947 \u0921\u093f\u091c\u093f\u091f\u0932 \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u0915\u0940 \u0913\u0930 \u0924\u0947\u091c\u0940 \u0938\u0947 \u0939\u094b \u0930\u0939\u0947 \u092c\u0926\u0932\u093e\u0935 \u0915\u094b \u0926\u0930\u094d\u0936\u093e\u0924\u093e \u0939\u0948\u0964. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u092f\u0939 \u092a\u0930\u093f\u0935\u0930\u094d\u0924\u0928 \u0921\u093f\u091c\u093f\u091f\u0932-\u0913\u0928\u0932\u0940 \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u0947 \u0909\u0926\u092f \u0938\u0947 \u092a\u094d\u0930\u0947\u0930\u093f\u0924 \u0939\u0948, \u091c\u0948\u0938\u0947 \u0915\u093f&nbsp;<strong>\u090f\u0938\u091f\u0940\u0938\u0940 \u092a\u0947, \u0921\u0940360 \u092c\u0948\u0902\u0915 \u0914\u0930 \u092e\u0940\u092e<\/strong>, \u092f\u0947 \u0938\u0902\u0938\u094d\u0925\u093e\u0928 \u092c\u0922\u093c\u0924\u0940 \u0939\u0941\u0908 \u0924\u0915\u0928\u0940\u0915-\u092a\u094d\u0930\u0947\u092e\u0940 \u0906\u092c\u093e\u0926\u0940 \u0915\u0947 \u0905\u0928\u0941\u0930\u0942\u092a \u0909\u092a\u092f\u094b\u0917\u0915\u0930\u094d\u0924\u093e-\u0905\u0928\u0941\u0915\u0942\u0932 \u0914\u0930 \u0928\u0935\u0940\u0928 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u0947\u0935\u093e\u090f\u0902 \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902\u0964 \u092f\u0947 \u0938\u0902\u0938\u094d\u0925\u093e\u0928 \u0905\u0930\u094d\u0925\u0935\u094d\u092f\u0935\u0938\u094d\u0925\u093e \u0915\u094b \u0906\u0917\u0947 \u092c\u0922\u093c\u093e\u0928\u0947 \u092e\u0947\u0902 \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u092d\u0942\u092e\u093f\u0915\u093e \u0928\u093f\u092d\u093e\u0924\u0947 \u0939\u0948\u0902\u0964&nbsp;<strong>\u0938\u090a\u0926\u0940 \u0905\u0930\u092c \u0915\u0940 \u0935\u093f\u091c\u0928 2030 \u092a\u0939\u0932<\/strong>, \u091c\u093f\u0938\u0915\u093e \u0909\u0926\u094d\u0926\u0947\u0936\u094d\u092f \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u0915\u093e \u0906\u0927\u0941\u0928\u093f\u0915\u0940\u0915\u0930\u0923 \u0915\u0930\u0928\u093e \u0939\u0948 \u0914\u0930&nbsp;<strong>\u0928\u0915\u0926 \u0906\u0927\u093e\u0930\u093f\u0924 \u0932\u0947\u0928\u0926\u0947\u0928 \u092a\u0930 \u0928\u093f\u0930\u094d\u092d\u0930\u0924\u093e \u0915\u094b \u0928\u093f\u092e\u094d\u0928 \u0938\u094d\u0924\u0930 \u0924\u0915 \u0915\u092e \u0915\u0930\u0947\u0902 <a href=\"https:\/\/oxfordbusinessgroup.com\/reports\/saudi-arabia\/2023-report\/banking\/digital-modernisation-efforts-to-digitally-transform-and-modernise-the-sector-in-line-with-the-overarching-goals-of-vision-2030-overview\/?utm_source=chatgpt.com\">2025 \u0924\u0915 40%<\/a><\/strong>. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-introduction\"><strong>\u092a\u0930\u093f\u091a\u092f<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u0921\u093f\u091c\u093f\u091f\u0932 \u092f\u0941\u0917 \u092e\u0947\u0902 \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u0915\u093e \u0938\u094d\u0935\u0930\u0942\u092a \u0924\u0947\u091c\u0940 \u0938\u0947 \u092c\u0926\u0932 \u0930\u0939\u093e \u0939\u0948, \u0914\u0930 \u0924\u0915\u0928\u0940\u0915\u0940 \u0928\u0935\u093e\u091a\u093e\u0930 \u0915\u093e \u0915\u0947\u0902\u0926\u094d\u0930 \u0938\u090a\u0926\u0940 \u0905\u0930\u092c \u0907\u0938 \u092e\u093e\u092e\u0932\u0947 \u092e\u0947\u0902 \u0905\u0917\u094d\u0930\u0923\u0940 \u092d\u0942\u092e\u093f\u0915\u093e \u0928\u093f\u092d\u093e \u0930\u0939\u093e \u0939\u0948\u0964 \u0915\u094b\u0930 \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u0938\u0940\u0906\u0930\u090f\u092e \u0938\u092e\u093e\u0927\u093e\u0928 \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902, \u0907\u0928\u094d\u0935\u0947\u0938\u094d\u091f\u0917\u094d\u0932\u093e\u0938 \u0906\u0927\u0941\u0928\u093f\u0915 \u092f\u0941\u0917 \u0915\u0947 \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u0947 \u0928\u093f\u0930\u094d\u092e\u093e\u0923 \u092e\u0947\u0902 \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u092f\u094b\u0917\u0926\u093e\u0928 \u0926\u0947 \u0930\u0939\u093e \u0939\u0948\u0964 \u0907\u0938\u0940 \u0938\u0902\u0926\u0930\u094d\u092d \u092e\u0947\u0902, \u0939\u092e\u0928\u0947 2023 \u0915\u0947 \u0932\u093f\u090f \u0938\u090a\u0926\u0940 \u0905\u0930\u092c \u0915\u0947 \u0938\u0930\u094d\u0935\u0936\u094d\u0930\u0947\u0937\u094d\u0920 \u0921\u093f\u091c\u093f\u091f\u0932 \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u0940 \u0930\u0948\u0902\u0915\u093f\u0902\u0917 \u0924\u0948\u092f\u093e\u0930 \u0915\u0940 \u0939\u0948\u0964 \u0906\u0907\u090f, \u0909\u092a\u092f\u094b\u0917\u0915\u0930\u094d\u0924\u093e \u0905\u0928\u0941\u092d\u0935, \u0938\u0941\u0935\u093f\u0927\u093e\u0913\u0902 \u0914\u0930 \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u092a\u094d\u0930\u094b\u091f\u094b\u0915\u0949\u0932 \u091c\u0948\u0938\u0947 \u092a\u094d\u0930\u092e\u0941\u0916 \u092e\u093e\u092a\u0926\u0902\u0921\u094b\u0902 \u0915\u093e \u0935\u093f\u0936\u094d\u0932\u0947\u0937\u0923 \u0915\u0930\u0915\u0947 \u0938\u0930\u094d\u0935\u0936\u094d\u0930\u0947\u0937\u094d\u0920 \u092c\u0948\u0902\u0915 \u0915\u093e \u091a\u092f\u0928 \u0915\u0930\u0947\u0902\u0964 <a data-wpil-monitor-id=\"945\" href=\"https:\/\/www.investglass.com\/hi\/%e0%a4%ae%e0%a5%88%e0%a4%82-%e0%a4%a1%e0%a4%bf%e0%a4%9c%e0%a4%bf%e0%a4%9f%e0%a4%b2-%e0%a4%ac%e0%a5%88%e0%a4%82%e0%a4%95%e0%a4%bf%e0%a4%82%e0%a4%97-%e0%a4%aa%e0%a5%8d%e0%a4%b2%e0%a5%87%e0%a4%9f\/\" target=\"_blank\" rel=\"noopener\">\u0921\u093f\u091c\u093f\u091f\u0932 \u092c\u0948\u0902\u0915\u093f\u0902\u0917<\/a>.<\/p>\n\n\n\n\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-key-factors-for-ranking\"><strong>\u0930\u0948\u0902\u0915\u093f\u0902\u0917 \u0915\u0947 \u0932\u093f\u090f \u092a\u094d\u0930\u092e\u0941\u0916 \u0915\u093e\u0930\u0915<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u0907\u0938\u0938\u0947 \u092a\u0939\u0932\u0947 \u0915\u093f \u0939\u092e \u0938\u0930\u094d\u0935\u0936\u094d\u0930\u0947\u0937\u094d\u0920 \u0915\u093e \u0916\u0941\u0932\u093e\u0938\u093e \u0915\u0930\u0947\u0902 <a href=\"https:\/\/www.investglass.com\/hi\/2025-%e0%a4%ae%e0%a5%87%e0%a4%82-%e0%a4%a1%e0%a4%bf%e0%a4%9c%e0%a4%bf%e0%a4%9f%e0%a4%b2-%e0%a4%ac%e0%a5%88%e0%a4%82%e0%a4%95%e0%a4%bf%e0%a4%82%e0%a4%97-%e0%a4%95%e0%a5%87-7-%e0%a4%ab%e0%a4%be%e0%a4%af\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u0921\u093f\u091c\u093f\u091f\u0932 \u092c\u0948\u0902\u0915<\/a>, \u0906\u0907\u090f, \u0909\u0928\u0915\u0940 \u0938\u092b\u0932\u0924\u093e \u092e\u0947\u0902 \u092f\u094b\u0917\u0926\u093e\u0928 \u0926\u0947\u0928\u0947 \u0935\u093e\u0932\u0947 \u092a\u094d\u0930\u092e\u0941\u0916 \u0915\u093e\u0930\u0915\u094b\u0902 \u092a\u0930 \u0935\u093f\u091a\u093e\u0930 \u0915\u0930\u0947\u0902:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>\u0909\u092a\u092f\u094b\u0917\u0915\u0930\u094d\u0924\u093e \u0905\u0928\u0941\u092d\u0935 (UX)<\/strong>\u090f\u0915 \u0938\u0939\u091c \u0914\u0930 \u0909\u092a\u092f\u094b\u0917 \u092e\u0947\u0902 \u0906\u0938\u093e\u0928 \u092a\u094d\u0932\u0947\u091f\u092b\u0949\u0930\u094d\u092e\u0964.<\/li>\n\n\n\n<li><strong>\u0935\u093f\u0936\u0947\u0937\u0924\u093e\u090f\u0901<\/strong>\u0916\u093e\u0924\u093e \u092a\u094d\u0930\u092c\u0902\u0927\u0928 \u0938\u0947 \u0932\u0947\u0915\u0930 \u0921\u093f\u091c\u093f\u091f\u0932 \u092d\u0941\u0917\u0924\u093e\u0928 \u0924\u0915\u0964.<\/li>\n\n\n\n<li><strong>\u0938\u0941\u0930\u0915\u094d\u0937\u093e<\/strong>: \u0917\u094d\u0930\u093e\u0939\u0915 \u0921\u0947\u091f\u093e \u0915\u0940 \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u0915\u0930\u0928\u0947 \u0935\u093e\u0932\u0940 \u092e\u091c\u092c\u0942\u0924 \u092a\u094d\u0930\u0923\u093e\u0932\u093f\u092f\u093e\u0901\u0964.<\/li>\n\n\n\n<li><strong>\u0917\u094d\u0930\u093e\u0939\u0915 \u0938\u0939\u0947\u092f\u0924\u093e<\/strong>\u0915\u0941\u0936\u0932 \u0914\u0930 \u092a\u094d\u0930\u092d\u093e\u0935\u0940 \u0938\u0947\u0935\u093e\u0964.<\/li>\n\n\n\n<li><strong>\u092c\u094d\u092f\u093e\u091c \u0926\u0930\u0947\u0902<\/strong>\u092c\u091a\u0924 \u0914\u0930 \u090b\u0923 \u092a\u0930 \u092a\u094d\u0930\u0924\u093f\u0938\u094d\u092a\u0930\u094d\u0927\u0940 \u0926\u0930\u0947\u0902\u0964.<\/li>\n<\/ol>\n\n\n\n\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-the-contenders\"><strong>\u0926\u093e\u0935\u0947\u0926\u093e\u0930<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u092f\u0939\u093e\u0902 \u0939\u0948 \u092f\u0947 <a href=\"https:\/\/www.investglass.com\/hi\/%e0%a4%a1%e0%a4%bf%e0%a4%9c%e0%a4%bf%e0%a4%9f%e0%a4%b2-%e0%a4%b8%e0%a4%8a%e0%a4%a6%e0%a5%80-2030-%e0%a4%8f%e0%a4%95-%e0%a4%a4%e0%a4%95%e0%a4%a8%e0%a5%80%e0%a4%95%e0%a5%80-%e0%a4%b0%e0%a5%82%e0%a4%aa\/\" target=\"_blank\" rel=\"noopener\" data-wpil-monitor-id=\"858\">\u0938\u090a\u0926\u0940 \u0905\u0930\u092c \u092e\u0947\u0902 \u0927\u0942\u092e \u092e\u091a\u093e\u0928\u0947 \u0935\u093e\u0932\u0947 \u0921\u093f\u091c\u093f\u091f\u0932 \u092c\u0948\u0902\u0915<\/a> \u0905\u0930\u092c:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>\u090f\u0938\u091f\u0940\u0938\u0940 \u092d\u0941\u0917\u0924\u093e\u0928<\/strong><\/li>\n\n\n\n<li><strong>\u090f\u092826<\/strong><\/li>\n\n\n\n<li><strong>\u0930\u093f\u0935\u094b\u0932\u094d\u092f\u0942\u091f<\/strong><\/li>\n\n\n\n<li><strong>\u092c\u0948\u0902\u0915 \u0905\u0932\u091c\u091c\u093c\u0940\u0930\u093e (\u092b\u094c\u0930\u0940+)<\/strong><\/li>\n\n\n\n<li><strong>\u0905\u0932\u093f\u0928\u092e\u093e \u092c\u0948\u0902\u0915<\/strong><\/li>\n<\/ol>\n\n\n\n<h3 class=\"wp-block-heading\">\u0924\u093e\u0932\u093f\u0915\u093e: \u0926\u093e\u0935\u0947\u0926\u093e\u0930\u094b\u0902 \u0915\u093e \u0905\u0935\u0932\u094b\u0915\u0928<\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table><thead><tr><th>\u092c\u0948\u0902\u0915 \u0915\u093e \u0928\u093e\u092e<\/th><th>\u092e\u0941\u0916\u094d\u092f \u0935\u093f\u0936\u0947\u0937\u0924\u093e<\/th><th>\u0938\u090a\u0926\u0940 \u0905\u0930\u092c \u092e\u0947\u0902 \u0909\u092a\u092f\u094b\u0917\u0915\u0930\u094d\u0924\u093e \u0906\u0927\u093e\u0930<\/th><\/tr><\/thead><tbody><tr><td>\u090f\u0938\u091f\u0940\u0938\u0940 \u092d\u0941\u0917\u0924\u093e\u0928<\/td><td>\u092e\u094b\u092c\u093e\u0907\u0932 \u092d\u0941\u0917\u0924\u093e\u0928<\/td><td>2 \u092e\u093f\u0932\u093f\u092f\u0928<\/td><\/tr><tr><td>\u090f\u092826<\/td><td>\u0935\u0948\u0936\u094d\u0935\u093f\u0915 \u092e\u0941\u0926\u094d\u0930\u093e \u0938\u092e\u0930\u094d\u0925\u0928<\/td><td>500,000<\/td><\/tr><tr><td>\u0930\u093f\u0935\u094b\u0932\u094d\u092f\u0942\u091f<\/td><td>\u0915\u094d\u0930\u093f\u092a\u094d\u091f\u094b \u0914\u0930 \u0938\u094d\u091f\u0949\u0915 \u091f\u094d\u0930\u0947\u0921\u093f\u0902\u0917<\/td><td>800,000<\/td><\/tr><tr><td>\u092b\u094c\u0930\u0940+<\/td><td>\u092e\u0932\u094d\u091f\u0940-\u091a\u0948\u0928\u0932 \u092c\u0948\u0902\u0915\u093f\u0902\u0917<\/td><td>1.2 \u092e\u093f\u0932\u093f\u092f\u0928<\/td><\/tr><tr><td>\u0905\u0932\u093f\u0928\u092e\u093e<\/td><td>\u0936\u0930\u0940\u092f\u0924 \u0905\u0928\u0941\u0930\u0942\u092a<\/td><td>1.5 \u092e\u093f\u0932\u093f\u092f\u0928<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-deep-dive\"><strong>\u0935\u093f\u0938\u094d\u0924\u0943\u0924 \u0935\u093f\u0936\u094d\u0932\u0947\u0937\u0923<\/strong><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-stc-pay\"><strong>\u090f\u0938\u091f\u0940\u0938\u0940 \u092d\u0941\u0917\u0924\u093e\u0928<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">STC Pay \u092e\u094b\u092c\u093e\u0907\u0932 \u092d\u0941\u0917\u0924\u093e\u0928 \u0915\u0947 \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u092e\u0947\u0902 \u0905\u0917\u094d\u0930\u0923\u0940 \u0939\u0948\u0964 \u0907\u0938\u0915\u0947 \u0909\u092a\u092f\u094b\u0917\u0915\u0930\u094d\u0924\u093e-\u0905\u0928\u0941\u0915\u0942\u0932 \u0910\u092a \u0915\u0940 \u092e\u0926\u0926 \u0938\u0947 \u0906\u092a \u0924\u094d\u0935\u0930\u093f\u0924 \u0932\u0947\u0928\u0926\u0947\u0928 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902 \u0914\u0930 \u092c\u093f\u0932 \u0938\u094d\u092a\u094d\u0932\u093f\u091f\u093f\u0902\u0917 \u091c\u0948\u0938\u0940 \u0938\u0941\u0935\u093f\u0927\u093e\u0913\u0902 \u0915\u093e \u0932\u093e\u092d \u0909\u0920\u093e \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964 \u0939\u093e\u0932\u093e\u0902\u0915\u093f, \u0907\u0938\u092e\u0947\u0902 \u0928\u093f\u0935\u0947\u0936 \u0935\u093f\u0915\u0932\u094d\u092a\u094b\u0902 \u0915\u0940 \u0915\u092e\u0940 \u0939\u0948, \u091c\u094b \u0915\u0941\u091b \u0932\u094b\u0917\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u090f\u0915 \u0915\u092e\u0940 \u0938\u093e\u092c\u093f\u0924 \u0939\u094b \u0938\u0915\u0924\u0940 \u0939\u0948\u0964.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-pros-amp-cons\">\u092a\u0915\u094d\u0937 \u0935\u093f\u092a\u0915\u094d\u0937<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u092a\u0947\u0936\u0947\u0935\u0930\u094b\u0902<\/strong>\u0909\u092a\u092f\u094b\u0917\u0915\u0930\u094d\u0924\u093e \u0915\u0947 \u0905\u0928\u0941\u0915\u0942\u0932, \u0924\u094d\u0935\u0930\u093f\u0924 \u092d\u0941\u0917\u0924\u093e\u0928, \u092c\u093f\u0932 \u0935\u093f\u092d\u093e\u091c\u0928<\/li>\n\n\n\n<li><strong>\u0926\u094b\u0937<\/strong>\u0928\u093f\u0935\u0947\u0936 \u0915\u0947 \u0938\u0940\u092e\u093f\u0924 \u0935\u093f\u0915\u0932\u094d\u092a<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-n26\"><strong>\u090f\u092826<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">N26 \u0935\u0948\u0936\u094d\u0935\u093f\u0915 \u0928\u093e\u0917\u0930\u093f\u0915\u094b\u0902 \u0915\u094b \u0906\u0915\u0930\u094d\u0937\u093f\u0924 \u0915\u0930\u0924\u093e \u0939\u0948\u0964 \u092f\u0939 \u092c\u0939\u0941-\u092e\u0941\u0926\u094d\u0930\u093e \u0916\u093e\u0924\u0947 \u0914\u0930 \u0915\u092e \u0935\u093f\u0926\u0947\u0936\u0940 \u092e\u0941\u0926\u094d\u0930\u093e \u0936\u0941\u0932\u094d\u0915 \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u093e \u0939\u0948\u0964 \u0938\u0941\u0935\u093f\u0927\u093e\u0913\u0902 \u0938\u0947 \u092d\u0930\u092a\u0942\u0930 \u0939\u094b\u0928\u0947 \u0915\u0947 \u092c\u093e\u0935\u091c\u0942\u0926, \u0917\u094d\u0930\u093e\u0939\u0915 \u0938\u0947\u0935\u093e \u092e\u0947\u0902 \u0938\u0941\u0927\u093e\u0930 \u0915\u0940 \u0917\u0941\u0902\u091c\u093e\u0907\u0936 \u0939\u0948\u0964.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-pros-amp-cons-0\">\u092a\u0915\u094d\u0937 \u0935\u093f\u092a\u0915\u094d\u0937<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u092a\u0947\u0936\u0947\u0935\u0930\u094b\u0902<\/strong>\u0935\u0948\u0936\u094d\u0935\u093f\u0915 \u092e\u0941\u0926\u094d\u0930\u093e, \u0915\u092e \u0935\u093f\u0926\u0947\u0936\u0940 \u092e\u0941\u0926\u094d\u0930\u093e \u0936\u0941\u0932\u094d\u0915, \u0928\u093f\u0935\u0947\u0936 \u0935\u093f\u0915\u0932\u094d\u092a<\/li>\n\n\n\n<li><strong>\u0926\u094b\u0937<\/strong>\u0917\u094d\u0930\u093e\u0939\u0915 \u0938\u0947\u0935\u093e<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-revolut\"><strong>\u0930\u093f\u0935\u094b\u0932\u094d\u092f\u0942\u091f<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Revolut \u0915\u094d\u0930\u093f\u092a\u094d\u091f\u094b\u0915\u0930\u0947\u0902\u0938\u0940 \u0914\u0930 \u0938\u094d\u091f\u0949\u0915 \u091f\u094d\u0930\u0947\u0921\u093f\u0902\u0917 \u0935\u093f\u0915\u0932\u094d\u092a\u094b\u0902 \u0915\u0947 \u0938\u093e\u0925 \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u0915\u094b \u0906\u0927\u0941\u0928\u093f\u0915 \u092f\u0941\u0917 \u092e\u0947\u0902 \u0932\u0947 \u0906\u0924\u093e \u0939\u0948\u0964 \u0932\u0947\u0915\u093f\u0928, \u0938\u092a\u094d\u0924\u093e\u0939\u093e\u0902\u0924 \u0914\u0930 \u0938\u093e\u0930\u094d\u0935\u091c\u0928\u093f\u0915 \u091b\u0941\u091f\u094d\u091f\u093f\u092f\u094b\u0902 \u092a\u0930 \u0907\u0938\u0915\u0940 \u0909\u091a\u094d\u091a \u092b\u0940\u0938 \u0915\u0941\u091b \u0917\u094d\u0930\u093e\u0939\u0915\u094b\u0902 \u0915\u094b \u0928\u093f\u0930\u093e\u0936 \u0915\u0930 \u0938\u0915\u0924\u0940 \u0939\u0948\u0964.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-pros-amp-cons-1\">\u092a\u0915\u094d\u0937 \u0935\u093f\u092a\u0915\u094d\u0937<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u092a\u0947\u0936\u0947\u0935\u0930\u094b\u0902<\/strong>\u0915\u094d\u0930\u093f\u092a\u094d\u091f\u094b \u0914\u0930 \u0938\u094d\u091f\u0949\u0915 \u091f\u094d\u0930\u0947\u0921\u093f\u0902\u0917, \u0936\u093e\u0928\u0926\u093e\u0930 \u092f\u0942\u091c\u0930 \u090f\u0915\u094d\u0938\u092a\u0940\u0930\u093f\u092f\u0902\u0938<\/li>\n\n\n\n<li><strong>\u0926\u094b\u0937<\/strong>\u0938\u092a\u094d\u0924\u093e\u0939\u093e\u0902\u0924 \u092e\u0947\u0902 \u0909\u091a\u094d\u091a \u0936\u0941\u0932\u094d\u0915<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-bank-aljazira-fawri\"><strong>\u092c\u0948\u0902\u0915 \u0905\u0932\u091c\u091c\u093c\u0940\u0930\u093e (\u092b\u094c\u0930\u0940+)<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Fawri+ \u090f\u0915 \u0905\u0928\u0942\u0920\u093e \u092e\u0932\u094d\u091f\u0940-\u091a\u0948\u0928\u0932 \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u0905\u0928\u0941\u092d\u0935 \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u093e \u0939\u0948\u0964 \u092f\u0939 \u0921\u093f\u091c\u093f\u091f\u0932 \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u0915\u094b \u092a\u093e\u0930\u0902\u092a\u0930\u093f\u0915 \u0938\u0947\u0935\u093e\u0913\u0902 \u0915\u0947 \u0938\u093e\u0925 \u091c\u094b\u0921\u093c\u0924\u093e \u0939\u0948\u0964 \u0939\u093e\u0932\u093e\u0902\u0915\u093f \u092f\u0939 \u092c\u0939\u0941\u092e\u0941\u0916\u0940 \u0939\u0948, \u0932\u0947\u0915\u093f\u0928 \u0905\u092a\u0928\u0947 \u092a\u094d\u0930\u0924\u093f\u0938\u094d\u092a\u0930\u094d\u0927\u093f\u092f\u094b\u0902 \u091c\u093f\u0924\u0928\u093e \u0938\u0939\u091c \u0928\u0939\u0940\u0902 \u0939\u0948\u0964.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-pros-amp-cons-2\">\u092a\u0915\u094d\u0937 \u0935\u093f\u092a\u0915\u094d\u0937<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u092a\u0947\u0936\u0947\u0935\u0930\u094b\u0902<\/strong>: \u092c\u0939\u0941-\u091a\u0948\u0928\u0932, \u092a\u093e\u0930\u0902\u092a\u0930\u093f\u0915 \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u0935\u093f\u0915\u0932\u094d\u092a<\/li>\n\n\n\n<li><strong>\u0926\u094b\u0937<\/strong>\u0915\u092e \u0938\u0939\u091c \u0909\u092a\u092f\u094b\u0917\u0915\u0930\u094d\u0924\u093e \u0905\u0928\u0941\u092d\u0935<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-alinma-bank\"><strong>\u0905\u0932\u093f\u0928\u092e\u093e \u092c\u0948\u0902\u0915<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u0936\u0930\u093f\u092f\u093e-\u0905\u0928\u0941\u0930\u0942\u092a \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u092e\u0947\u0902 \u0930\u0941\u091a\u093f \u0930\u0916\u0928\u0947 \u0935\u093e\u0932\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f, \u0905\u0932\u093f\u0928\u094d\u092e\u093e \u0938\u092c\u0938\u0947 \u0905\u091a\u094d\u091b\u093e \u0935\u093f\u0915\u0932\u094d\u092a \u0939\u0948\u0964 \u092f\u0939 \u0915\u0908 \u092a\u094d\u0930\u0915\u093e\u0930 \u0915\u0940 \u0907\u0938\u094d\u0932\u093e\u092e\u0940 \u0938\u0947\u0935\u093e\u090f\u0902 \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u093e \u0939\u0948\u0964 <a href=\"https:\/\/www.investglass.com\/hi\/%e0%a4%88%e0%a4%8f%e0%a4%ae%e0%a4%86%e0%a4%88-%e0%a4%87%e0%a4%b2%e0%a5%87%e0%a4%95%e0%a5%8d%e0%a4%9f%e0%a5%8d%e0%a4%b0%e0%a5%89%e0%a4%a8%e0%a4%bf%e0%a4%95-%e0%a4%ae%e0%a4%a8%e0%a5%80-%e0%a4%87\/\" data-wpil-monitor-id=\"166\">\u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0909\u0924\u094d\u092a\u093e\u0926 \u0924\u094b \u0909\u092a\u0932\u092c\u094d\u0927 \u0939\u0948\u0902 \u0932\u0947\u0915\u093f\u0928 \u0909\u0928\u094d\u0928\u0924 \u0921\u093f\u091c\u093f\u091f\u0932 \u0938\u0941\u0935\u093f\u0927\u093e\u0913\u0902 \u0915\u093e \u0905\u092d\u093e\u0935 \u0939\u0948\u0964<\/a> \u0935\u093f\u0936\u0947\u0937\u0924\u093e\u090f\u0901\u0964.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-pros-amp-cons-3\">\u092a\u0915\u094d\u0937 \u0935\u093f\u092a\u0915\u094d\u0937<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u092a\u0947\u0936\u0947\u0935\u0930\u094b\u0902<\/strong>\u0936\u0930\u093f\u092f\u093e \u0915\u0947 \u0905\u0928\u0941\u0930\u0942\u092a, \u0935\u093f\u092d\u093f\u0928\u094d\u0928 \u092a\u094d\u0930\u0915\u093e\u0930 \u0915\u0947 \u0909\u0924\u094d\u092a\u093e\u0926<\/li>\n\n\n\n<li><strong>\u0926\u094b\u0937<\/strong>\u0938\u0940\u092e\u093f\u0924 \u0921\u093f\u091c\u093f\u091f\u0932 \u0938\u0941\u0935\u093f\u0927\u093e\u090f\u0901<\/li>\n<\/ul>\n\n\n\n\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-and-the-winner-is\"><strong>\u0914\u0930 \u0935\u093f\u091c\u0947\u0924\u093e \u0939\u0948\u0902\u2026<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u092b\u093e\u092f\u0926\u0947 \u0914\u0930 \u0928\u0941\u0915\u0938\u093e\u0928 \u0915\u093e \u0906\u0915\u0932\u0928 \u0915\u0930\u0928\u0947 \u0915\u0947 \u092c\u093e\u0926, \u090f\u0938\u091f\u0940\u0938\u0940 \u092a\u0947 2023 \u092e\u0947\u0902 \u0938\u090a\u0926\u0940 \u0905\u0930\u092c \u0915\u093e \u0938\u0930\u094d\u0935\u0936\u094d\u0930\u0947\u0937\u094d\u0920 \u0921\u093f\u091c\u093f\u091f\u0932 \u092c\u0948\u0902\u0915 \u092c\u0928\u0915\u0930 \u0909\u092d\u0930\u093e \u0939\u0948\u0964 \u0909\u092a\u092f\u094b\u0917\u0915\u0930\u094d\u0924\u093e \u0905\u0928\u0941\u092d\u0935 \u0914\u0930 \u0924\u094d\u0935\u0930\u093f\u0924 \u092d\u0941\u0917\u0924\u093e\u0928 \u0935\u093f\u0915\u0932\u094d\u092a\u094b\u0902 \u092a\u0930 \u0907\u0938\u0915\u093e \u0927\u094d\u092f\u093e\u0928 \u0907\u0938\u0947 \u0921\u093f\u091c\u093f\u091f\u0932 \u0930\u0942\u092a \u0938\u0947 \u091c\u093e\u0917\u0930\u0942\u0915 \u0917\u094d\u0930\u093e\u0939\u0915\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u0936\u0940\u0930\u094d\u0937 \u0935\u093f\u0915\u0932\u094d\u092a \u092c\u0928\u093e\u0924\u093e \u0939\u0948\u0964.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-why-stc-pay\"><strong>STC \u092d\u0941\u0917\u0924\u093e\u0928 \u0915\u094d\u092f\u094b\u0902 \u0915\u0930\u0947\u0902?<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u092c\u0947\u0939\u0924\u0930\u0940\u0928 \u0909\u092a\u092f\u094b\u0917\u0915\u0930\u094d\u0924\u093e \u0905\u0928\u0941\u092d\u0935<\/strong>\u0909\u092a\u092f\u094b\u0917 \u092e\u0947\u0902 \u0906\u0938\u093e\u0928 \u0914\u0930 \u0932\u0947\u0928\u0926\u0947\u0928 \u0915\u0930\u0928\u0947 \u092e\u0947\u0902 \u0938\u0941\u0935\u093f\u0927\u093e\u091c\u0928\u0915\u0964.<\/li>\n\n\n\n<li><strong>\u0924\u094d\u0935\u0930\u093f\u0924 \u092d\u0941\u0917\u0924\u093e\u0928<\/strong>: \u0924\u094d\u0935\u0930\u093f\u0924 \u0927\u0928 \u0939\u0938\u094d\u0924\u093e\u0902\u0924\u0930\u0923 \u0914\u0930 \u092c\u093f\u0932 \u092d\u0941\u0917\u0924\u093e\u0928\u0964.<\/li>\n\n\n\n<li><strong>\u092c\u0922\u093c\u0924\u093e \u0909\u092a\u092f\u094b\u0917\u0915\u0930\u094d\u0924\u093e \u0906\u0927\u093e\u0930<\/strong>\u0938\u090a\u0926\u0940 \u0905\u0930\u092c \u092e\u0947\u0902 20 \u0932\u093e\u0916 \u0938\u0947 \u0905\u0927\u093f\u0915 \u0909\u092a\u092f\u094b\u0917\u0915\u0930\u094d\u0924\u093e\u0964.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-ready\"><strong>\u0924\u0948\u092f\u093e\u0930?<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u0938\u090a\u0926\u0940 \u0905\u0930\u092c \u092e\u0947\u0902 \u0921\u093f\u091c\u093f\u091f\u0932 \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u092a\u0939\u0932\u0947 \u0938\u0947 \u0915\u0939\u0940\u0902 \u0905\u0927\u093f\u0915 \u092a\u094d\u0930\u0924\u093f\u0938\u094d\u092a\u0930\u094d\u0927\u0940 \u0939\u0948\u0964 \u090f\u0938\u091f\u0940\u0938\u0940 \u092a\u0947 \u0938\u092c\u0938\u0947 \u0906\u0917\u0947 \u0939\u0948, \u0932\u0947\u0915\u093f\u0928 \u0905\u0928\u094d\u092f \u0926\u093e\u0935\u0947\u0926\u093e\u0930 \u092d\u0940 \u0915\u0921\u093c\u0940 \u091f\u0915\u094d\u0915\u0930 \u0926\u0947 \u0930\u0939\u0947 \u0939\u0948\u0902\u0964 \u0905\u0902\u0924\u0924\u0903, \u0906\u092a\u0915\u0947 \u0932\u093f\u090f \u0938\u092c\u0938\u0947 \u0905\u091a\u094d\u091b\u093e \u0921\u093f\u091c\u093f\u091f\u0932 \u092c\u0948\u0902\u0915 \u0906\u092a\u0915\u0940 \u0935\u093f\u0936\u093f\u0937\u094d\u091f \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e\u0913\u0902 \u092a\u0930 \u0928\u093f\u0930\u094d\u092d\u0930 \u0915\u0930\u0924\u093e \u0939\u0948, \u091a\u093e\u0939\u0947 \u0935\u0939 \u0935\u0948\u0936\u094d\u0935\u093f\u0915 \u0932\u0947\u0928\u0926\u0947\u0928 \u0939\u094b, \u0928\u093f\u0935\u0947\u0936 \u0935\u093f\u0915\u0932\u094d\u092a \u0939\u094b\u0902 \u092f\u093e \u0936\u0930\u093f\u092f\u093e-\u0905\u0928\u0941\u0930\u0942\u092a \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u0939\u094b\u0964.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0935\u094d\u092f\u093e\u092a\u093e\u0930 \u0914\u0930 \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u092e\u0947\u0902 \u0915\u093e\u092e \u0915\u0930\u0928\u0947 \u0935\u093e\u0932\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f, \u0921\u093f\u091c\u093f\u091f\u0932 \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u0915\u0947 \u0928\u090f \u0930\u0941\u091d\u093e\u0928\u094b\u0902 \u0938\u0947 \u0905\u0935\u0917\u0924 \u0930\u0939\u0928\u093e \u092c\u0947\u0939\u0926 \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u0939\u094b \u0938\u0915\u0924\u093e \u0939\u0948\u0964 \u0907\u0928\u094d\u0935\u0947\u0938\u094d\u091f\u0917\u094d\u0932\u093e\u0938 \u091c\u0948\u0938\u0947 \u0938\u0947\u0932\u094d\u0938 \u0911\u091f\u094b\u092e\u0947\u0936\u0928 \u092a\u094d\u0932\u0947\u091f\u092b\u0949\u0930\u094d\u092e, \u0907\u0938 \u0924\u0947\u091c\u0940 \u0938\u0947 \u092c\u0926\u0932\u0924\u0947 \u092a\u0930\u093f\u0935\u0947\u0936 \u092e\u0947\u0902 \u0917\u094d\u0930\u093e\u0939\u0915 \u0938\u0902\u092c\u0902\u0927\u094b\u0902 \u0915\u094b \u092a\u094d\u0930\u092c\u0902\u0927\u093f\u0924 \u0915\u0930\u0928\u0947 \u0914\u0930 \u0905\u0928\u0941\u092a\u093e\u0932\u0928 \u0938\u0941\u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0915\u0930\u0928\u0947 \u0915\u093e \u090f\u0915 \u0936\u093e\u0928\u0926\u093e\u0930 \u0924\u0930\u0940\u0915\u093e \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902\u0964.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-how-investglass-can-revolutionize-digital-banking-in-saudi-arabia\"><strong>\u0907\u0928\u094d\u0935\u0947\u0938\u094d\u091f\u0917\u094d\u0932\u093e\u0938 \u0938\u090a\u0926\u0940 \u0905\u0930\u092c \u092e\u0947\u0902 \u0921\u093f\u091c\u093f\u091f\u0932 \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u092e\u0947\u0902 \u0915\u0948\u0938\u0947 \u0915\u094d\u0930\u093e\u0902\u0924\u093f \u0932\u093e \u0938\u0915\u0924\u093e \u0939\u0948?<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u0907\u0928\u094d\u0935\u0947\u0938\u094d\u091f\u0917\u094d\u0932\u093e\u0938 \u0938\u093f\u0930\u094d\u092b \u092a\u093e\u0930\u0902\u092a\u0930\u093f\u0915 \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u090f\u0915 \u0909\u092a\u0915\u0930\u0923 \u0928\u0939\u0940\u0902 \u0939\u0948; \u092f\u0939 \u0921\u093f\u091c\u093f\u091f\u0932 \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f, \u0935\u093f\u0936\u0947\u0937 \u0930\u0942\u092a \u0938\u0947 \u0938\u090a\u0926\u0940 \u0905\u0930\u092c \u091c\u0948\u0938\u0947 \u0909\u092d\u0930\u0924\u0947 \u092c\u093e\u091c\u093e\u0930\u094b\u0902 \u092e\u0947\u0902, \u090f\u0915 \u0915\u094d\u0930\u093e\u0902\u0924\u093f\u0915\u093e\u0930\u0940 \u092c\u0926\u0932\u093e\u0935 \u0932\u093e\u0928\u0947 \u0935\u093e\u0932\u093e \u0909\u092a\u0915\u0930\u0923 \u0939\u0948\u0964 <a href=\"https:\/\/www.investglass.com\/hi\/%e0%a4%95%e0%a5%87%e0%a4%82%e0%a4%a6%e0%a5%8d%e0%a4%b0%e0%a5%80%e0%a4%af-%e0%a4%ac%e0%a5%88%e0%a4%82%e0%a4%95%e0%a5%8b%e0%a4%82-%e0%a4%95%e0%a5%80-%e0%a4%ae%e0%a5%8c%e0%a4%a6%e0%a5%8d%e0%a4%b0\/\" target=\"_blank\" rel=\"noopener\" data-wpil-monitor-id=\"2012\">\u0915\u0947\u0902\u0926\u094d\u0930\u0940\u092f \u0905\u0927\u093f\u0915\u094b\u0937<\/a> \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u0935\u093f\u0915\u093e\u0938 \u0915\u093e\u0930\u094d\u092f\u0915\u094d\u0930\u092e \u0915\u094b \u0938\u0915\u094d\u0930\u093f\u092f \u0930\u0942\u092a \u0938\u0947 \u092c\u0922\u093c\u093e\u0935\u093e \u0926\u093f\u092f\u093e \u091c\u093e \u0930\u0939\u093e \u0939\u0948, \u091c\u093f\u0938\u0915\u093e \u0909\u0926\u094d\u0926\u0947\u0936\u094d\u092f \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u0938\u0947\u0935\u093e\u0913\u0902 \u0915\u093e \u0906\u0927\u0941\u0928\u093f\u0915\u0940\u0915\u0930\u0923 \u0915\u0930\u0928\u093e \u0914\u0930 \u0938\u094d\u0925\u093e\u0928\u0940\u092f \u0921\u093f\u091c\u093f\u091f\u0932 \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u0947 \u0935\u093f\u0915\u093e\u0938 \u0915\u094b \u092a\u094d\u0930\u094b\u0924\u094d\u0938\u093e\u0939\u093f\u0924 \u0915\u0930\u0928\u093e \u0939\u0948\u0964 \u0907\u0938 \u092a\u0939\u0932 \u0915\u0947 \u0924\u0939\u0924, \u0928\u090f \u0916\u093f\u0932\u093e\u0921\u093c\u0940 \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u092e\u0947\u0902 \u092a\u094d\u0930\u0935\u0947\u0936 \u0915\u0930 \u0930\u0939\u0947 \u0939\u0948\u0902, \u091c\u094b \u0915\u0947\u0935\u0932 \u0921\u093f\u091c\u093f\u091f\u0932 \u092c\u0948\u0902\u0915 \u0916\u093e\u0924\u0947 \u0914\u0930 \u0935\u093f\u092d\u093f\u0928\u094d\u0928 \u092a\u094d\u0930\u0915\u093e\u0930 \u0915\u0940 \u0921\u093f\u091c\u093f\u091f\u0932 \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u0938\u0947\u0935\u093e\u090f\u0902 \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930 \u0930\u0939\u0947 \u0939\u0948\u0902\u0964.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0907\u0928\u094d\u0935\u0947\u0938\u094d\u091f\u0917\u094d\u0932\u093e\u0938 \u0907\u0928 \u0928\u0935\u0917\u0920\u093f\u0924 \u0921\u093f\u091c\u093f\u091f\u0932 \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u090f\u0915 \u0935\u094d\u092f\u093e\u092a\u0915 \u0938\u092e\u093e\u0927\u093e\u0928 \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u093e \u0939\u0948\u0964 \u0928\u093f\u0935\u0947\u0936 \u092a\u094d\u0930\u092c\u0902\u0927\u0928 \u0938\u0947 \u0932\u0947\u0915\u0930 \u0921\u0947\u092c\u093f\u091f \u0914\u0930 \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0915\u093e\u0930\u094d\u0921 \u0915\u0940 \u0938\u0941\u0935\u093f\u0927\u093e \u0924\u0915, \u0907\u0928\u094d\u0935\u0947\u0938\u094d\u091f\u0917\u094d\u0932\u093e\u0938 \u0905\u092a\u0928\u0947 \u0921\u093f\u091c\u093f\u091f\u0932 \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u091a\u0948\u0928\u0932\u094b\u0902 \u0915\u0947 \u092e\u093e\u0927\u094d\u092f\u092e \u0938\u0947 \u0917\u094d\u0930\u093e\u0939\u0915\u094b\u0902 \u0915\u094b \u0928\u093f\u0930\u094d\u092c\u093e\u0927 \u0905\u0928\u0941\u092d\u0935 \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u093e \u0939\u0948\u0964 \u092f\u0939 \u092a\u094d\u0932\u0947\u091f\u092b\u0949\u0930\u094d\u092e \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u0915\u094b \u092c\u0926\u0932\u0928\u0947 \u092e\u0947\u0902 \u0938\u0939\u093e\u092f\u0915 \u0939\u094b \u0938\u0915\u0924\u093e \u0939\u0948, \u092b\u093f\u0928\u091f\u0947\u0915 \u0938\u092e\u093e\u0927\u093e\u0928\u094b\u0902 \u0915\u094b \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u0938\u0947\u0935\u093e\u0913\u0902 \u0915\u0947 \u0938\u093e\u0925 \u090f\u0915\u0940\u0915\u0943\u0924 \u0915\u0930\u0915\u0947 \u092e\u094b\u092c\u093e\u0907\u0932 \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u0938\u0947 \u0915\u0939\u0940\u0902 \u0905\u0927\u093f\u0915 \u0938\u0947\u0935\u093e\u090f\u0902 \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930 \u0938\u0915\u0924\u093e \u0939\u0948\u0964 \u0909\u0926\u093e\u0939\u0930\u0923 \u0915\u0947 \u0932\u093f\u090f, \u092d\u0941\u0917\u0924\u093e\u0928 \u0938\u0947\u0935\u093e\u090f\u0902 \u0914\u0930 \u092f\u0939\u093e\u0902 \u0924\u0915 \u0915\u093f \u0907\u0932\u0947\u0915\u094d\u091f\u094d\u0930\u0949\u0928\u093f\u0915 \u092c\u0940\u092e\u093e \u092c\u094d\u0930\u094b\u0915\u0930\u0947\u091c \u0935\u093f\u0915\u0932\u094d\u092a \u092d\u0940 \u090f\u0915\u0940\u0915\u0943\u0924 \u0915\u093f\u090f \u091c\u093e \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u091a\u093e\u0939\u0947 \u0935\u0939 \u0917\u0932\u094d\u092b \u0907\u0902\u091f\u0930\u0928\u0947\u0936\u0928\u0932 \u092c\u0948\u0902\u0915 \u0939\u094b, \u0938\u090a\u0926\u0940 \u0928\u0947\u0936\u0928\u0932 \u092c\u0948\u0902\u0915 \u0939\u094b, \u092f\u093e \u0924\u0947\u091c\u0940 \u0938\u0947 \u0909\u092d\u0930 \u0930\u0939\u0947 \u0926\u094b \u0938\u094d\u0925\u093e\u0928\u0940\u092f \u0921\u093f\u091c\u093f\u091f\u0932 \u092c\u0948\u0902\u0915\u094b\u0902 \u092e\u0947\u0902 \u0938\u0947 \u0915\u094b\u0908 \u092d\u0940 \u0939\u094b, \u0907\u0928\u094d\u0935\u0947\u0938\u094d\u091f\u0917\u094d\u0932\u093e\u0938 \u0917\u094d\u0930\u093e\u0939\u0915 \u0938\u0902\u092c\u0902\u0927\u094b\u0902 \u0914\u0930 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0932\u0947\u0928\u0926\u0947\u0928 \u0915\u0947 \u092a\u094d\u0930\u092c\u0902\u0927\u0928 \u0915\u0947 \u0932\u093f\u090f \u0906\u0927\u093e\u0930\u0936\u093f\u0932\u093e \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902 \u0915\u093e\u0930\u094d\u092f \u0915\u0930\u0924\u093e \u0939\u0948\u0964 \u092f\u0939 \u092a\u094d\u0932\u0947\u091f\u092b\u0949\u0930\u094d\u092e \u0905\u0928\u0941\u092a\u093e\u0932\u0928 \u0938\u0941\u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0915\u0930\u0924\u093e \u0939\u0948, \u091c\u094b \u0938\u090a\u0926\u0940 \u0905\u0930\u092c \u0915\u0947 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u092a\u094d\u0930\u094c\u0926\u094d\u092f\u094b\u0917\u093f\u0915\u0940 \u092a\u0930\u093f\u0926\u0943\u0936\u094d\u092f \u0915\u093e \u090f\u0915 \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u092a\u0939\u0932\u0942 \u0939\u0948, \u091c\u093f\u0938\u0915\u093e \u0938\u0902\u091a\u093e\u0932\u0928 \u0938\u090a\u0926\u0940 \u0938\u0947\u0902\u091f\u094d\u0930\u0932 \u092c\u0948\u0902\u0915 \u0926\u094d\u0935\u093e\u0930\u093e \u0915\u093f\u092f\u093e \u091c\u093e\u0924\u093e \u0939\u0948\u0964.<\/p>\n\n\n\n<figure class=\"wp-block-embed aligncenter is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<div class=\"geodir-embed-container\"><iframe loading=\"lazy\" title=\"\u0939\u092e \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u092e\u0947\u0902 \u0915\u0943\u0924\u094d\u0930\u093f\u092e \u092c\u0941\u0926\u094d\u0927\u093f\u092e\u0924\u094d\u0924\u093e \u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0915\u0948\u0938\u0947 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902?\" width=\"500\" height=\"281\" src=\"https:\/\/www.youtube.com\/embed\/uXae7u6PuNc?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe><\/div>\n<\/div><figcaption class=\"wp-element-caption\"><a href=\"https:\/\/www.investglass.com\/hi\/%e0%a4%ac%e0%a5%88%e0%a4%82%e0%a4%95-%e0%a4%9a%e0%a5%88%e0%a4%9f%e0%a4%9c%e0%a5%80%e0%a4%aa%e0%a5%80%e0%a4%9f%e0%a5%80-%e0%a4%94%e0%a4%b0-%e0%a4%b0%e0%a5%8b%e0%a4%ac%e0%a5%8b%e0%a4%9f%e0%a4%bf\/\" target=\"_blank\" rel=\"noopener\" data-wpil-monitor-id=\"1072\">\u0921\u093f\u091c\u093f\u091f\u0932 \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u094b \u0938\u094d\u0935\u091a\u093e\u0932\u093f\u0924 \u0915\u0930\u0947\u0902<\/a> \u0907\u0928\u094d\u0935\u0947\u0938\u094d\u091f\u0917\u094d\u0932\u093e\u0938 \u0915\u0947 \u0938\u093e\u0925<\/figcaption><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-benefits-of-using-investglass-in-digital-banking\">\u0921\u093f\u091c\u093f\u091f\u0932 \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u092e\u0947\u0902 \u0907\u0928\u094d\u0935\u0947\u0938\u094d\u091f\u0917\u094d\u0932\u093e\u0938 \u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093e\u092d<\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table><thead><tr><th>\u0932\u093e\u092d \u0915\u094d\u0937\u0947\u0924\u094d\u0930<\/th><th>\u0907\u0928\u094d\u0935\u0947\u0938\u094d\u091f\u0917\u094d\u0932\u093e\u0938 \u0915\u0948\u0938\u0947 \u092e\u0926\u0926 \u0915\u0930\u0924\u093e \u0939\u0948<\/th><\/tr><\/thead><tbody><tr><td><a href=\"https:\/\/www.investglass.com\/hi\/%e0%a4%95%e0%a5%8d%e0%a4%af%e0%a4%be-crm-%e0%a4%94%e0%a4%b0-clm-%e0%a4%8f%e0%a4%95-%e0%a4%b9%e0%a5%80-%e0%a4%9a%e0%a5%80%e0%a4%9c%e0%a4%bc-%e0%a4%b9%e0%a5%88%e0%a4%82\/\">\u0917\u094d\u0930\u093e\u0939\u0915 \u0938\u0902\u092c\u0902\u0927 \u092a\u094d\u0930\u092c\u0902\u0927\u0928<\/a><\/td><td>\u0938\u0941\u0935\u094d\u092f\u0935\u0938\u094d\u0925\u093f\u0924 \u0938\u0902\u091a\u093e\u0930 \u0914\u0930 \u0938\u0947\u0935\u093e \u092a\u0947\u0936\u0915\u0936<\/td><\/tr><tr><td><a href=\"https:\/\/www.investglass.com\/hi\/%e0%a4%87%e0%a4%a8%e0%a5%8d%e0%a4%b5%e0%a5%87%e0%a4%b8%e0%a5%8d%e0%a4%9f%e0%a4%97%e0%a5%8d%e0%a4%b2%e0%a4%be%e0%a4%b8-%e0%a4%88%e0%a4%8f%e0%a4%b8%e0%a4%9c%e0%a5%80-%e0%a4%b0%e0%a4%bf%e0%a4%aa%e0%a5%8b\/\">\u0928\u093f\u0935\u0947\u0936 \u092a\u094d\u0930\u092c\u0902\u0927\u0928<\/a><\/td><td>\u092a\u094b\u0930\u094d\u091f\u092b\u094b\u0932\u093f\u092f\u094b \u092a\u094d\u0930\u092c\u0902\u0927\u0928 \u0914\u0930 \u0938\u0932\u093e\u0939 \u0915\u0947 \u0932\u093f\u090f \u0938\u0936\u0915\u094d\u0924 \u0909\u092a\u0915\u0930\u0923<\/td><\/tr><tr><td><a href=\"https:\/\/www.investglass.com\/hi\/%e0%a4%95%e0%a5%87%e0%a4%b5%e0%a4%be%e0%a4%88%e0%a4%b8%e0%a5%80-%e0%a4%9c%e0%a5%8b%e0%a4%96%e0%a4%bf%e0%a4%ae-%e0%a4%b0%e0%a5%87%e0%a4%9f%e0%a4%bf%e0%a4%82%e0%a4%97-%e0%a4%86%e0%a4%aa%e0%a4%95\/\">\u0905\u0928\u0941\u092a\u093e\u0932\u0928<\/a><\/td><td>\u0938\u090a\u0926\u0940 \u0915\u0947\u0902\u0926\u094d\u0930\u0940\u092f \u092c\u0948\u0902\u0915 \u0915\u0947 \u0928\u093f\u092f\u092e\u094b\u0902 \u0915\u093e \u0906\u0938\u093e\u0928\u0940 \u0938\u0947 \u092a\u093e\u0932\u0928 \u0915\u0930\u0947\u0902<\/td><\/tr><tr><td><a href=\"https:\/\/www.investglass.com\/hi\/%e0%a4%a7%e0%a4%a8-%e0%a4%aa%e0%a5%8d%e0%a4%b0%e0%a4%ac%e0%a4%82%e0%a4%a7%e0%a4%a8-%e0%a4%95%e0%a5%87-%e0%a4%b2%e0%a4%bf%e0%a4%8f-%e0%a4%a8%e0%a4%bf%e0%a4%b5%e0%a5%87%e0%a4%b6%e0%a4%95-%e0%a4%aa\/\">\u0921\u093f\u091c\u093f\u091f\u0932 \u091a\u0948\u0928\u0932<\/a><\/td><td>\u0935\u093f\u092d\u093f\u0928\u094d\u0928 \u091a\u0948\u0928\u0932\u094b\u0902 \u092a\u0930 \u0921\u093f\u091c\u093f\u091f\u0932 \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u0938\u0947\u0935\u093e\u0913\u0902 \u0915\u094b \u0906\u0938\u093e\u0928\u0940 \u0938\u0947 \u092a\u094d\u0930\u092c\u0902\u0927\u093f\u0924 \u0915\u0930\u0947\u0902<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">\u0907\u0938\u0932\u093f\u090f, \u0938\u090a\u0926\u0940 \u0905\u0930\u092c \u0915\u0947 \u0924\u0947\u091c\u0940 \u0938\u0947 \u092c\u0922\u093c\u0924\u0947 \u0921\u093f\u091c\u093f\u091f\u0932 \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u092a\u0930\u093f\u0926\u0943\u0936\u094d\u092f \u092e\u0947\u0902 \u0905\u092a\u0928\u0940 \u092a\u0939\u091a\u093e\u0928 \u092c\u0928\u093e\u0928\u0947 \u0915\u0940 \u091a\u093e\u0939 \u0930\u0916\u0928\u0947 \u0935\u093e\u0932\u0947 \u0915\u093f\u0938\u0940 \u092d\u0940 \u0935\u094d\u092f\u0915\u094d\u0924\u093f \u0915\u0947 \u0932\u093f\u090f, \u0907\u0928\u094d\u0935\u0947\u0938\u094d\u091f\u0917\u094d\u0932\u093e\u0938 \u092a\u094d\u0930\u092d\u093e\u0935\u0940 \u0914\u0930 \u0905\u0928\u0941\u092a\u093e\u0932\u0928\u092a\u0942\u0930\u094d\u0923 \u0924\u0930\u0940\u0915\u0947 \u0938\u0947 \u0910\u0938\u093e \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0906\u0935\u0936\u094d\u092f\u0915 \u091f\u0942\u0932\u0915\u093f\u091f \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u093e \u0939\u0948\u0964.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u0907\u0928\u094d\u0935\u0947\u0938\u094d\u091f\u0917\u094d\u0932\u093e\u0938 \u0915\u0947 \u0938\u093e\u0925 \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u0915\u0947 \u092d\u0935\u093f\u0937\u094d\u092f \u092e\u0947\u0902 \u0915\u0926\u092e \u0930\u0916\u0947\u0902\u0964.<\/strong><\/p>","protected":false},"excerpt":{"rendered":"<p>In 2023, Saudi Arabia&#8217;s banking sector experienced a significant digital transformation, with&nbsp;electronic payments accounting for 70% of total retail transactions, up from&nbsp;62% in 2022, reflecting the nation&#8217;s rapid shift towards digital banking. This transformation has been driven by the rise of digital-only banks such as&nbsp;STC Pay, D360 Bank, and Meem, which offer user-friendly and innovative [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":38203,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[13],"tags":[521],"class_list":["post-38202","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-article","tag-best-digital-bank-in-saudi-arabia"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.6.1 (Yoast SEO v27.7) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Best Digital Bank in Saudi Arabia (2023) | InvestGlass<\/title>\n<meta name=\"description\" content=\"What are the Best Digital Bank in Saudi Arabia?\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" 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