{"id":30454,"date":"2021-07-12T16:02:58","date_gmt":"2021-07-12T14:02:58","guid":{"rendered":"https:\/\/www.investglass.com\/?p=30454"},"modified":"2026-01-10T22:25:22","modified_gmt":"2026-01-10T21:25:22","slug":"la-gestion-de-patrimoine-de-lavenir-de-quoi-sagit-il","status":"publish","type":"post","link":"https:\/\/www.investglass.com\/fr\/wealth-management-of-the-future-what-is-it-all-about\/","title":{"rendered":"La gestion de patrimoine du futur : De quoi s'agit-il ?"},"content":{"rendered":"

COVID19 donne un coup de fouet \u00e0 la num\u00e9risation et \u00e0 la banalisation du secteur de la gestion de patrimoine. Il est temps d'examiner comment la transformation num\u00e9rique et l'approche num\u00e9rique auront un impact sur l'avenir de la gestion de patrimoine et de l'industrie. banque num\u00e9rique<\/a>.<\/p>\n

In this blog post, we will discuss some of the changes coming in wealth management as well as what they mean for you!<\/p>\n

Gestion de patrimoine<\/a> est sur le point de conna\u00eetre des changements majeurs au cours de la prochaine d\u00e9cennie. De nouvelles technologies sont en train de voir le jour, qui fourniront des services aux investisseurs et aux entreprises pour qu'ils investissent leur argent. Des technologies telles que Robo Advisors et Intelligence artificielle<\/a> sera accessible \u00e0 tout client ou entreprise d\u00e9sireux d'am\u00e9liorer sa situation financi\u00e8re gr\u00e2ce \u00e0 la gestion de patrimoine. Ces innovations pourraient \u00e0 terme remplacer compl\u00e8tement les conseillers financiers humains. Mais en quoi tout cela vous concerne-t-il ?<\/p>\n

Comment l'automatisation affectera-t-elle le secteur de la gestion de patrimoine ?<\/h2>\n

Robo Advisors <\/a>sont des outils d'investissement automatis\u00e9s qui peuvent \u00eatre configur\u00e9s pour investir automatiquement dans diff\u00e9rents fonds et actions sans aucune interaction humaine de la part d'un gestionnaire de patrimoine. Gr\u00e2ce \u00e0 la capacit\u00e9 d'am\u00e9liorer l'analyse et les grandes quantit\u00e9s de donn\u00e9es, ils peuvent surveiller l'\u00e9conomie mondiale et les march\u00e9s financiers afin d'obtenir des conseils et des investissements pertinents pour leurs clients. Il suffit de dire au Robo-conseiller<\/a> le montant que vous souhaitez investir, votre tol\u00e9rance au risque et votre strat\u00e9gie, les secteurs sur lesquels vous vous concentrez, puis laissez-le fonctionner ! Le seul moment o\u00f9 un \u00eatre humain doit intervenir, c'est lorsqu'il s'agit de planification financi\u00e8re et de gestion de patrimoine. banque priv\u00e9e<\/a> que l'interaction humaine est cruciale. Avec InvestGlass, vous pouvez construire votre robo-advisor<\/a> en 10 minutes !<\/p>\n

Construire l'embarquement num\u00e9rique<\/a> et les lier \u00e0 l'outil de r\u00e9\u00e9quilibrage InvestGlass pour produire votre propre robot-conseiller. Le robot vous aidera \u00e0 g\u00e9n\u00e9rer des bordereaux de transactions \u00e0 partir de vos mod\u00e8les de portefeuille. Le r\u00e9\u00e9quilibrage passera au crible les CRM<\/a> KYC<\/a> s'assurer que vous respectez l'ad\u00e9quation de chaque client avant d'effectuer des transactions<\/p>\n

\"\"<\/figure>\n

Comment les frais de gestion des gestionnaires de patrimoine seront-ils affect\u00e9s ?<\/h2>\n

Les robots-conseillers ont eu une incidence consid\u00e9rable sur les frais g\u00e9n\u00e9r\u00e9s par les services de conseil. gestionnaires de patrimoine<\/a>. Depuis l'av\u00e8nement de l'IA dans la finance, le co\u00fbt des investissements et des transactions a consid\u00e9rablement baiss\u00e9. La gestion de patrimoine et les prestataires de services ont subi un coup dur en ce qui concerne leurs frais de gestion. Un gestionnaire de patrimoine ne peut plus rivaliser avec les frais de gestion tr\u00e8s bas propos\u00e9s par ses concurrents. Comme le montre le graphique ci-dessous, les frais de gestion plus \u00e9lev\u00e9s peuvent fortement affecter vos rendements cumul\u00e9s au fil du temps. Les frais de conseil d'une gestion active sont en moyenne de 2 \u00e0 3 %, tandis que les frais d'un ETF s'\u00e9l\u00e8vent \u00e0 environ 0,60%. Cette diff\u00e9rence peut sembler mineure pour une performance sur un an, mais si vous prenez en consid\u00e9ration une dur\u00e9e de vie de 10 ans et l'effet compos\u00e9, la diff\u00e9rence sera substantielle.<\/p>\n

Un gestionnaire de patrimoine doit-il aborder les jeunes investisseurs diff\u00e9remment ?<\/h2>\n

Azaret Metrio Zintos<\/a><\/p>\n

Un gestionnaire d'investissement devrait toujours essayer d'approcher les besoins de la jeune g\u00e9n\u00e9ration afin de rivaliser avec les autres gestionnaires d'actifs. intelligence artificielle<\/a> et tirer parti de la technologie. Cet objectif peut \u00eatre atteint gr\u00e2ce \u00e0 des investissements et des conseils financiers dans des domaines de nouvelle g\u00e9n\u00e9ration, tels que la finance durable, qui figure en t\u00eate des pr\u00e9f\u00e9rences d'investissement de G\u00e9n\u00e9ration X et Z<\/a>. This means, that we should see a shift in wealth management industry towards topics of Sustainability, ESG, and DeFi where most of wealth advisors should specialize in order to catch up with these new trends.<\/p>\n

The question always remains, is a managing director or senior management, willing to invest in the digital transformation of their company?<\/p>\n

It is important to consider the future of wealth management.<\/p>\n

InvestGlass<\/strong> a cr\u00e9\u00e9 une s\u00e9rie de outils num\u00e9riques<\/a> qui vous aidera \u00e0 \u00e9valuer o\u00f9 en sont vos clients dans leur parcours financier et ce dont ils ont besoin aujourd'hui pour r\u00e9ussir demain. InvestGlass offre une plateforme unique pour le syst\u00e8me de gestion de portefeuille, les ordres, les transactions, les paiements et la gestion des risques, FINSA<\/a>, MIFID.<\/p>\n

You can develop stronger customer relations through the use of real-time insights and data-based recommendations to tailor your advice to your customers\u2019 needs. Additionally, the tagging option allows you to classify your clients into various categories, such as risk-averse and risk lovers, or sports fans and technology optimists.<\/p>\n

The future of wealth management lies ahead. Are you able to follow? Contactez nous.<\/a><\/p>","protected":false},"excerpt":{"rendered":"

COVID19 is boosting the wealth management industry digitalization and commoditization. It\u2019s time to look at how digital transformation and digital approach will impact the future of wealth management and digital banking. In this blog post, we will discuss some of the changes coming in wealth management as well as what they mean for you! Wealth […]<\/p>\n","protected":false},"author":1,"featured_media":30473,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[13],"tags":[96,79,95],"class_list":["post-30454","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-article","tag-future-of-finance","tag-roboadvisor","tag-wealth-management"],"yoast_head":"\nWealth Management of the Future: What is it all about? | InvestGlass<\/title>\n<meta name=\"description\" content=\"Explore the future of wealth management\u2014AI, automation, and evolving client needs. 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