{"id":30454,"date":"2021-07-12T16:02:58","date_gmt":"2021-07-12T14:02:58","guid":{"rendered":"https:\/\/www.investglass.com\/?p=30454"},"modified":"2026-01-10T22:25:22","modified_gmt":"2026-01-10T21:25:22","slug":"la-gestion-patrimonial-del-futuro-en-que-consiste","status":"publish","type":"post","link":"https:\/\/www.investglass.com\/es\/wealth-management-of-the-future-what-is-it-all-about\/","title":{"rendered":"La gesti\u00f3n patrimonial del futuro: \u00bfDe qu\u00e9 se trata?"},"content":{"rendered":"

COVID19 impulsa la digitalizaci\u00f3n y la comoditizaci\u00f3n del sector de la gesti\u00f3n de patrimonios. Es hora de analizar c\u00f3mo la transformaci\u00f3n digital y el enfoque digital afectar\u00e1n al futuro de la gesti\u00f3n de patrimonios y banca digital<\/a>.<\/p>\n

In this blog post, we will discuss some of the changes coming in wealth management as well as what they mean for you!<\/p>\n

Gesti\u00f3n de patrimonios<\/a> est\u00e1 a punto de experimentar grandes cambios en la pr\u00f3xima d\u00e9cada. Se avecinan nuevas tecnolog\u00edas que prestar\u00e1n servicios a inversores y empresas para que inviertan su dinero. Tecnolog\u00edas como Robo Advisors y Inteligencia artificial<\/a> estar\u00e1 al alcance de cualquier cliente o empresa que quiera mejorar su situaci\u00f3n financiera mediante la gesti\u00f3n de su patrimonio. Estas innovaciones podr\u00edan llegar a sustituir por completo a los asesores financieros humanos. Pero, \u00bfc\u00f3mo le afecta todo esto a usted?<\/p>\n

\u00bfC\u00f3mo afectar\u00e1 la automatizaci\u00f3n al sector de la gesti\u00f3n de patrimonios?<\/h2>\n

Robo Asesores <\/a>son b\u00e1sicamente herramientas de inversi\u00f3n automatizadas que pueden configurarse para invertir autom\u00e1ticamente en diferentes fondos y acciones sin ninguna interacci\u00f3n humana por parte de un gestor de patrimonios. Gracias a la capacidad de mejorar la anal\u00edtica y a las grandes cantidades de datos, pueden supervisar la econom\u00eda mundial y los mercados financieros para ofrecer a sus clientes un asesoramiento y unas inversiones perspicaces. S\u00f3lo hay que decirle al Robo asesor<\/a> en cu\u00e1nto dinero quiere invertirlo, cu\u00e1l es su tolerancia al riesgo y su estrategia, en qu\u00e9 sectores se centra y, a continuaci\u00f3n, \u00a1d\u00e9jelo correr! El \u00fanico momento en que un ser humano tendr\u00e1 que intervenir es cuando se trate de planificaci\u00f3n financiera y banca privada<\/a> que la interacci\u00f3n humana es crucial. Con InvestGlass puede construir su robo-advisor<\/a> \u00a1en 10 minutos!<\/p>\n

Construya incorporaci\u00f3n digital<\/a> y vincularlos a la herramienta de reequilibrio de InvestGlass para crear su propio robot asesor. El robot le ayudar\u00e1 a generar borradores de operaciones a partir de sus modelos de cartera. El reequilibrado proyectar\u00e1 las CRM<\/a> KYC<\/a> asegurarse de que respeta la idoneidad de cada cliente antes de operar<\/p>\n

\"\"<\/figure>\n

\u00bfC\u00f3mo se ver\u00e1n afectadas las comisiones de gesti\u00f3n de los gestores de patrimonios?<\/h2>\n

Los robo advisors han afectado enormemente a las comisiones generadas por gestores de patrimonios<\/a>. Desde la llegada de la inteligencia artificial a las finanzas, el coste de la inversi\u00f3n y el comercio se ha reducido considerablemente. La gesti\u00f3n de patrimonios y los proveedores de servicios han sufrido un duro golpe en lo que respecta a sus comisiones de gesti\u00f3n. Un gestor de patrimonios ya no puede competir con las comisiones de gesti\u00f3n realmente bajas que ofrecen sus competidores. Como se observa en el gr\u00e1fico siguiente, las comisiones de gesti\u00f3n m\u00e1s elevadas pueden afectar en gran medida a la rentabilidad acumulada a lo largo del tiempo. Una comisi\u00f3n media de asesoramiento por gesti\u00f3n activa se aproxima a 2-3 %, mientras que la comisi\u00f3n de un ETF rondar\u00e1 los 0,60%. Esta diferencia puede parecer menor para el rendimiento de un a\u00f1o, pero si se tiene en cuenta una vida \u00fatil de 10 a\u00f1os y el efecto compuesto, la diferencia ser\u00e1 sustancial.<\/p>\n

\u00bfDebe un gestor de patrimonios dirigirse a los j\u00f3venes inversores de forma diferente?<\/h2>\n

Azaret Metrio Zintos<\/a><\/p>\n

Un gestor de inversiones siempre debe tratar de acercarse a las necesidades de la generaci\u00f3n m\u00e1s joven para poder competir con inteligencia artificial<\/a> y aprovechar la tecnolog\u00eda. Esto puede lograrse mediante la inversi\u00f3n y el asesoramiento financiero en temas de nueva generaci\u00f3n, como las finanzas sostenibles, que ocupan los primeros puestos en las preferencias de inversi\u00f3n de Generaci\u00f3n X y Z<\/a>. This means, that we should see a shift in wealth management industry towards topics of Sustainability, ESG, and DeFi where most of wealth advisors should specialize in order to catch up with these new trends.<\/p>\n

The question always remains, is a managing director or senior management, willing to invest in the digital transformation of their company?<\/p>\n

It is important to consider the future of wealth management.<\/p>\n

InvestGlass<\/strong> ha creado un conjunto de herramientas digitales<\/a> que le ayudar\u00e1 a evaluar en qu\u00e9 punto de su recorrido financiero se encuentran sus clientes y qu\u00e9 necesitan hoy para el \u00e9xito de ma\u00f1ana. InvestGlass ofrece una plataforma \u00fanica para el sistema de gesti\u00f3n de carteras, \u00f3rdenes, operaciones, pagos y gesti\u00f3n de riesgos, FINSA<\/a>, MIFID.<\/p>\n

You can develop stronger customer relations through the use of real-time insights and data-based recommendations to tailor your advice to your customers\u2019 needs. Additionally, the tagging option allows you to classify your clients into various categories, such as risk-averse and risk lovers, or sports fans and technology optimists.<\/p>\n

The future of wealth management lies ahead. Are you able to follow? P\u00f3ngase en contacto con nosotros.<\/a><\/p>","protected":false},"excerpt":{"rendered":"

COVID19 is boosting the wealth management industry digitalization and commoditization. It\u2019s time to look at how digital transformation and digital approach will impact the future of wealth management and digital banking. In this blog post, we will discuss some of the changes coming in wealth management as well as what they mean for you! Wealth […]<\/p>\n","protected":false},"author":1,"featured_media":30473,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[13],"tags":[96,79,95],"class_list":["post-30454","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-article","tag-future-of-finance","tag-roboadvisor","tag-wealth-management"],"yoast_head":"\nWealth Management of the Future: What is it all about? | InvestGlass<\/title>\n<meta name=\"description\" content=\"Explore the future of wealth management\u2014AI, automation, and evolving client needs. 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