{"id":29881,"date":"2021-06-03T21:49:20","date_gmt":"2021-06-03T19:49:20","guid":{"rendered":"https:\/\/www.investglass.com\/?p=29881"},"modified":"2026-04-23T12:58:55","modified_gmt":"2026-04-23T10:58:55","slug":"bauen-sie-ihre-zukunft-auf-welche-bank-sollten-sie-grunden","status":"publish","type":"post","link":"https:\/\/www.investglass.com\/de\/building-your-future-what-bank-should-you-start\/","title":{"rendered":"Bauen Sie Ihre Zukunft: Welche Bank sollten Sie gr\u00fcnden?"},"content":{"rendered":"<p>Es ist nie zu sp\u00e4t, mit dem Aufbau Ihrer Zukunft zu beginnen, deshalb ist es wichtig, den richtigen Bankpartner zu finden. In diesem Artikel gehen wir auf einige der Dinge ein, die Sie vor der Er\u00f6ffnung eines Bankkontos beachten sollten.<\/p>\n<p>Wir unterscheiden vier Arten von neuen Banken.<\/p>\n<\/p>\n<h2 class=\"wp-block-heading\" id=\"h-neo-banks-for-saving-account-and-more\">Neo-Banken f\u00fcr Sparkonto und mehr<\/h2>\n<p>Neobanken haben in der Regel keine Banklizenz, sondern arbeiten mit Banken zusammen, um Dienstleistungen anzubieten. Neobanken setzen voraus, dass die Kunden bereits ein Konto besitzen. Benutzerfreundlichkeit ist der Schl\u00fcssel zur Erleichterung der Kontoer\u00f6ffnung. Ein Finanzinstitut kann in einem Land eine Banklizenz beantragen und dann verschiedene Arten von Konten anbieten. Diese Banken haben in der Regel viel mehr Funktionen als Neobanken: Sie bieten Sparkonten, Girokonten und Kredite an. Das wissen Sie vielleicht. <a href=\"https:\/\/www.webank.it\/\">WeBank<\/a> von <a href=\"https:\/\/www.tencent.com\/en-us\/about.html\">Tencent<\/a>, Yolt und Moven sind Beispiele f\u00fcr Neo-Banken.<\/p>\n<\/p>\n<p><a href=\"https:\/\/www.google.com\">Azaret Metrio Zintos<\/a><\/p>\n<h2 class=\"wp-block-heading\" id=\"h-the-new-banks-with-the-whole-old-bank-service-from-saving-money-savings-accounts-to-trading\">Die neuen Banken mit dem gesamten alten Bankservice vom Sparen \u00fcber Sparkonten bis zum Handel<\/h2>\n<p>Neue Banken haben eine Vollbanklizenz und bieten die gleichen Dienstleistungen wie traditionelle Banken an. Dazu geh\u00f6ren Monzo, N26, MyBank, Starling Bank und Revolut. Sie k\u00e4mpfen um ihre Unabh\u00e4ngigkeit von den alten Strukturen und gehen in der Regel Partnerschaften mit lokalen Tier-1-Banken ein. <a href=\"https:\/\/www.investglass.com\/de\/die-transformativen-anwendungen-der-ki-im-marketing-der-banken\/\" target=\"_blank\" rel=\"noopener\" data-wpil-monitor-id=\"2338\">Banken, wenn sie einen neuen Markt erschlie\u00dfen m\u00fcssen<\/a>. Zum Beispiel Revolut mit Credit Suisse in der Schweiz. Diese Banken werden mit den Erwartungen der Finanzaufsichtsbeh\u00f6rde und der Aufsichtsbeh\u00f6rde umgehen m\u00fcssen.<\/p>\n<\/p>\n<h2 class=\"wp-block-heading\" id=\"h-the-non-bank-account-non-banks\">Das \u201cNicht-Bankkonto\u201d <strong>Nicht-Banken<\/strong><\/h2>\n<p>Diese Banken haben keine Verbindung zu traditionellen Banklizenzen. Stattdessen werden sie Finanzdienstleistungen auf anderem Wege anbieten. Dieses einzigartige Modell erm\u00f6glicht es dem Unternehmen, unabh\u00e4ngig von bestehenden Banken zu operieren.<\/p>\n<p>Sie verf\u00fcgen in der Regel \u00fcber eine leistungsf\u00e4hige IT zur Bedienung der Lastschrifttechnik, bieten aber keine unabh\u00e4ngige Beratung oder Finanzprodukte an.<\/p>\n<h2 class=\"wp-block-heading\" id=\"h-the-beta-banks-with-savings-account-and-more-beta-banks\">Die Beta-Banken - mit Sparkonto und mehr <strong>Beta-Banken<\/strong><\/h2>\n<p>Joint Ventures und Tochterbanken, die Finanzdienstleistungen \u00fcber die Lizenz der Muttergesellschaft anbieten. Beta-Banken werden oft gegr\u00fcndet, um neue M\u00e4rkte zu erschlie\u00dfen. Beispiele hierf\u00fcr sind AiBank (die chinesische CITIC Bank Corp und Baidu) und Simple (Bancorp und BBVA). Diese Banken verf\u00fcgen \u00fcber ein eigenes \u00d6kosystem, das mit ihrer API neue Gesch\u00e4ftsmodelle und neue Kundenerfahrungen erm\u00f6glicht und Verbindungen zu Finanzinstituten von Drittanbietern bietet.<\/p>","protected":false},"excerpt":{"rendered":"<p>It&#8217;s never too late to start building your future, so it is important to get the right banking partner. In this article, we&#8217;ll explore some of the things you should consider before starting a bank account. We distinguish four types of new banks. Neo banks for saving account and more Neo banks usually do not [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":29882,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[13],"tags":[35,37],"class_list":["post-29881","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-article","tag-crm-for-banking","tag-neobank"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.6.1 (Yoast SEO v27.7) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Create a Neobank: A Beginner&#039;s Guide | InvestGlass<\/title>\n<meta name=\"description\" content=\"Building Your Future: What Bank Should You Start? 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