{"id":29123,"date":"2021-05-16T21:38:18","date_gmt":"2021-05-16T19:38:18","guid":{"rendered":"https:\/\/www.investglass.com\/?p=29123"},"modified":"2025-10-28T11:33:08","modified_gmt":"2025-10-28T10:33:08","slug":"er-det-bedre-at-bygge-eller-kobe-en-bank-i-schweiz","status":"publish","type":"post","link":"https:\/\/www.investglass.com\/da\/is-it-better-to-build-or-buy-a-bank-in-switzerland\/","title":{"rendered":"Er det bedre at bygge eller k\u00f8be en bank i Schweiz?"},"content":{"rendered":"

Vi har for nylig samarbejdet med grupper, der \u00f8nsker at k\u00f8be en bank. Hvad er mine tanker om fordele og ulemper ved at ans\u00f8ge om en licens i forhold til at k\u00f8be en reguleret virksomhed?<\/p>\n\n\n\n

Overtagelse af en reguleret enhed kan give betydelige udfordringer, prim\u00e6rt p\u00e5 grund af den potentielle arv af eksisterende ansvar og forpligtelser. Disse kan omfatte fastholdelse af medarbejdere, som m\u00e5ske ikke er p\u00e5 linje med den nye ledelses vision, h\u00e5ndtering af bestyrelsesmedlemmer, hvis omd\u00f8mme kan v\u00e6re komplekst, og administration af kundekonti med utilstr\u00e6kkelig Kend din kunde (KYC<\/strong>) procedurer.<\/p>\n\n\n\n

\u00a0S\u00e5danne nedarvede problemer kan f\u00f8re til \u00f8gede compliancerisici og ineffektivitet i driften. For eksempel kan utilstr\u00e6kkelige KYC-processer uds\u00e6tte den overtagende virksomhed for regulatoriske sanktioner og skade p\u00e5 omd\u00f8mmet. Derfor er det vigtigt at gennemf\u00f8re en grundig due diligence for at identificere og afb\u00f8de disse potentielle risici<\/a> f\u00f8r k\u00f8bet afsluttes.<\/p>\n\n\n\n

Normalt har eksisterende banker og kapitalforvaltere ogs\u00e5 eksisterende leverand\u00f8rer med afskrevne l\u00f8sninger, og migrering kan blive et mareridt.<\/p>\n\n\n\n

\"R\u00f8d
Byg en bank i Schweiz<\/figcaption><\/figure>\n\n\n\n

Fordelen ved at k\u00f8be en licenseret virksomhed er, at du vil m\u00e5ske <\/strong>spare tid. Du kan ogs\u00e5 overveje at udvikle eksisterende virksomheder med nye principper og tjenester, f.eks. bitcoin.<\/p>\n\n\n\n

Det er naturligvis interessant, hvis de har et ordentligt CRM- eller client relationship management-v\u00e6rkt\u00f8j. Du skal l\u00e6se CRM- og PMS<\/a> revisionsspor f\u00f8rst.<\/p>\n\n\n\n

Hvis du v\u00e6lger opk\u00f8bsscenariet, og du \u00f8nsker at k\u00f8be en virksomhed, skal du m\u00e5ske opbygge et nyt team, og med den schweiziske lovgivning ... h\u00f8jt kvalificerede og dyre lokale fagfolk. Du bliver ogs\u00e5 n\u00f8dt til at ans\u00f8ge om officiel godkendelse af \u00e6ndringen af kontrollen. Det betyder, at tilsynsmyndigheden ogs\u00e5 skal godkende de nye ejere. Den nye bestyrelse b\u00f8r best\u00e5 af medlemmer med et godt omd\u00f8mme.<\/p>\n\n\n\n

Tilsynsmyndigheden kan ogs\u00e5 sp\u00f8rge dig, hvad den nye forretningsmodel er, og hvordan den vil forbedre den nuv\u00e6rende situation.<\/p>\n\n\n\n

N\u00e5r du starter denne nye bank, er det ogs\u00e5 meget sandsynligt, at fokus vil v\u00e6re vigtigt p\u00e5 bankens indbetalinger. Hver gang en interessent foretager en eller anden form for ind- eller udstr\u00f8mning, er det n\u00f8dvendigt at h\u00e5ndh\u00e6ve en st\u00e6rk overv\u00e5gning.<\/p>\n\n\n\n

Kompleksiteten i denne proces fungerer faktisk fint, men har j\u00e6vnligt brug for opdateringer. Vi kan ikke r\u00e5dgive dig bedre end at bruge InvestGlass' afhj\u00e6lpningsv\u00e6rkt\u00f8jer til kompleks onboarding og l\u00f8bende overv\u00e5gning. M\u00e5let er til enhver tid at vise revisorerne, at due diligence samt kontrol af AML, LBA, sanktioner og bevis for midler er blevet udf\u00f8rt korrekt. <\/p>\n\n\n\n

Er det bedst at k\u00f8be eller bygge?<\/h2>\n\n\n\n

Hvis det er for at tilf\u00f8je en ny aktion\u00e6r og ikke for at \u00e6ndre forretningsdriften i en eksisterende struktur, er det helt sikkert bedre at k\u00f8be.<\/p>\n\n\n\n

Hvis du nu skal skifte alle i bestyrelsen, i driften og i den klodsede PMS-software, er det m\u00e5ske bedre at starte noget helt fra bunden og ans\u00f8ge om din egen licens. Det kunne v\u00e6re det rigtige tidspunkt at implementere et v\u00e6rkt\u00f8j til SRI ESG gamified og bedre onboarding - for den n\u00e6ste generation. <\/p>\n\n\n\n

Og du, ville du k\u00f8be eller bygge? <\/p>","protected":false},"excerpt":{"rendered":"

We recently collaborated with groups that are looking to buy a bank. What are my thoughts about the pros and cons of applying for a license versus buying a regulated company? \u200bAcquiring a regulated entity can present significant challenges, primarily due to the potential inheritance of existing liabilities and obligations.\u00a0These may include retaining employees who […]<\/p>\n","protected":false},"author":1,"featured_media":29124,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[13],"tags":[388],"class_list":["post-29123","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-article","tag-build-or-buy-a-bank"],"yoast_head":"\nIs it Better to Build or Buy a Bank in Switzerland? | InvestGlass<\/title>\n<meta name=\"description\" content=\"Understand whether building or buying a bank in Switzerland is the best strategy for your financial goals.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.investglass.com\/da\/er-det-bedre-at-bygge-eller-kobe-en-bank-i-schweiz\/\" \/>\n<meta property=\"og:locale\" content=\"da_DK\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Is it Better to Build or Buy a Bank in Switzerland?\" \/>\n<meta property=\"og:description\" content=\"We recently collaborated with groups that are looking to buy a bank. What are my thoughts about the pros and cons of applying for a license versus buying\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.investglass.com\/da\/er-det-bedre-at-bygge-eller-kobe-en-bank-i-schweiz\/\" \/>\n<meta property=\"og:site_name\" content=\"InvestGlass\" \/>\n<meta property=\"article:published_time\" content=\"2021-05-16T19:38:18+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-10-28T10:33:08+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.investglass.com\/wp-content\/uploads\/2021\/05\/6m0iejchhhk.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1600\" \/>\n\t<meta property=\"og:image:height\" content=\"1079\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"InvestGlass\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@investglass\" \/>\n<meta name=\"twitter:site\" content=\"@investglass\" \/>\n<meta name=\"twitter:label1\" content=\"Skrevet af\" \/>\n\t<meta name=\"twitter:data1\" content=\"InvestGlass\" \/>\n\t<meta name=\"twitter:label2\" content=\"Estimeret l\u00e6setid\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutter\" \/>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Er det bedre at bygge eller k\u00f8be en bank i Schweiz? | InvestGlass","description":"Forst\u00e5, om det at bygge eller k\u00f8be en bank i Schweiz er den bedste strategi for dine \u00f8konomiske m\u00e5l.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.investglass.com\/da\/er-det-bedre-at-bygge-eller-kobe-en-bank-i-schweiz\/","og_locale":"da_DK","og_type":"article","og_title":"Is it Better to Build or Buy a Bank in Switzerland?","og_description":"We recently collaborated with groups that are looking to buy a bank. 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