{"id":58643,"date":"2026-09-04T10:55:27","date_gmt":"2026-09-04T08:55:27","guid":{"rendered":"https:\/\/www.investglass.com\/?p=58643"},"modified":"2026-09-04T10:55:31","modified_gmt":"2026-09-04T08:55:31","slug":"traditional-vs-sovereign-banking-software-solutions-a-comparison-for-regulated-financial-institutions","status":"publish","type":"post","link":"https:\/\/www.investglass.com\/ar\/traditional-vs-sovereign-banking-software-solutions-a-comparison-for-regulated-financial-institutions\/","title":{"rendered":"\u0628\u0631\u0645\u062c\u064a\u0627\u062a \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0627\u0644\u062a\u0642\u0644\u064a\u062f\u064a\u0629 \u0645\u0642\u0627\u0628\u0644 \u0628\u0631\u0645\u062c\u064a\u0627\u062a \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0627\u0644\u0633\u064a\u0627\u062f\u064a\u0629: \u0645\u0642\u0627\u0631\u0646\u0629 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class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u062a\u062a\u0648\u0627\u062c\u0647 \u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u062e\u0627\u0636\u0639\u0629 \u0644\u0644\u062a\u0646\u0638\u064a\u0645 \u0642\u0631\u0627\u0631\u0627\u064b \u062a\u0642\u0646\u064a\u0627\u064b \u062d\u0627\u0633\u0645\u0627\u064b: \u0627\u0644\u0628\u0642\u0627\u0621 \u0645\u0639 \u0627\u0644\u0623\u0646\u0638\u0645\u0629 \u0627\u0644\u062a\u0642\u0644\u064a\u062f\u064a\u0629 <a href=\"https:\/\/www.investglass.com\/ar\/%d9%82%d8%a7%d8%a6%d9%85%d8%a9-%d8%a8%d8%a3%d9%81%d8%b6%d9%84-%d8%a7%d9%84%d8%a8%d8%b1%d8%a7%d9%85%d8%ac-%d8%a7%d9%84%d9%85%d8%b5%d8%b1%d9%81%d9%8a%d8%a9-%d8%a7%d9%84%d8%aa%d9%8a-%d9%8a%d8%ac%d8%a8\/\" target=\"_self\">\u0627\u0644\u0628\u0631\u0627\u0645\u062c \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629<\/a> \u0627\u0644\u062d\u0644\u0648\u0644 \u0627\u0644\u0642\u0627\u0626\u0645\u0629 \u0639\u0644\u0649 \u0627\u0644\u0628\u0646\u0649 \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0629 \u0627\u0644\u0623\u0645\u0631\u064a\u0643\u064a\u0629 \u0623\u0648 \u0627\u0644\u0635\u064a\u0646\u064a\u0629\u060c \u0623\u0648 \u0627\u0644\u0627\u0646\u062a\u0642\u0627\u0644 \u0625\u0644\u0649 \u0628\u062f\u0627\u0626\u0644 \u0633\u064a\u0627\u062f\u064a\u0629 \u062a\u0636\u0645\u0646 \u0627\u0633\u062a\u0642\u0644\u0627\u0644 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0628\u0645\u0648\u062c\u0628 \u0627\u0644\u0642\u0627\u0646\u0648\u0646 \u0627\u0644\u0623\u0648\u0631\u0648\u0628\u064a. \u0648\u064a\u0624\u062b\u0631 \u0647\u0630\u0627 \u0627\u0644\u062e\u064a\u0627\u0631 \u0639\u0644\u0649 \u0643\u0644 \u0634\u064a\u0621 \u0628\u062f\u0621\u0627\u064b \u0645\u0646 \u0627\u0644\u062c\u0627\u0647\u0632\u064a\u0629 \u0644\u0644\u0627\u0645\u062a\u062b\u0627\u0644 \u0627\u0644\u062a\u0646\u0638\u064a\u0645\u064a \u0648\u0635\u0648\u0644\u0627\u064b \u0625\u0644\u0649 \u0627\u0644\u062a\u0643\u0627\u0644\u064a\u0641 \u0627\u0644\u062a\u0634\u063a\u064a\u0644\u064a\u0629 \u0637\u0648\u064a\u0644\u0629 \u0627\u0644\u0623\u062c\u0644 \u2013 \u0643\u0645\u0627 \u0623\u0646 \u0627\u0644\u0647\u0648\u0629 \u062a\u062a\u0633\u0639 \u0628\u064a\u0646 \u0647\u0627\u062a\u064a\u0646 \u0627\u0644\u0645\u0642\u0627\u0631\u0628\u062a\u064a\u0646 \u0645\u0639 \u062a\u0634\u062f\u064a\u062f \u0627\u0644\u0645\u0646\u0638\u0645\u064a\u0646 \u0627\u0644\u0623\u0648\u0631\u0648\u0628\u064a\u064a\u0646 \u0644\u0642\u0628\u0636\u062a\u0647\u0645 \u0639\u0644\u0649 \u0633\u064a\u0627\u062f\u0629 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a\u060c \u0648\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0645\u0648\u0631\u062f\u064a\u0646\u060c \u0648\u0627\u0644\u0645\u0631\u0648\u0646\u0629 \u0627\u0644\u062a\u0634\u063a\u064a\u0644\u064a\u0629 \u0627\u0644\u0631\u0642\u0645\u064a\u0629.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0628\u0627\u0644\u0646\u0633\u0628\u0629 \u0644\u0644\u0628\u0646\u0648\u0643 \u0648\u0634\u0631\u0643\u0627\u062a \u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u062b\u0631\u0648\u0627\u062a \u0648\u0627\u0644\u0627\u062a\u062d\u0627\u062f\u0627\u062a \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\u064a\u0629 \u0627\u0644\u0639\u0627\u0645\u0644\u0629 \u0641\u064a \u0623\u0648\u0631\u0648\u0628\u0627 \u0623\u0648 \u0633\u0648\u064a\u0633\u0631\u0627\u060c \u0644\u0645 \u064a\u0639\u062f \u0627\u0644\u0633\u0624\u0627\u0644 \u0645\u062c\u0631\u062f \u0645\u0633\u0623\u0644\u0629 \u0646\u0638\u0631\u064a\u0629. \u0641\u0627\u0644\u062a\u0634\u0631\u064a\u0639\u0627\u062a \u0645\u062b\u0644 \u0627\u0644\u0644\u0627\u0626\u062d\u0629 \u0627\u0644\u0639\u0627\u0645\u0629 \u0644\u062d\u0645\u0627\u064a\u0629 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a (GDPR) \u0648\u0642\u0627\u0646\u0648\u0646 DORA \u0648\u062a\u0648\u062c\u064a\u0647\u0627\u062a MiFID II \u0648\u0627\u0644\u0642\u0627\u0646\u0648\u0646 \u0627\u0644\u0641\u064a\u062f\u0631\u0627\u0644\u064a \u0627\u0644\u0633\u0648\u064a\u0633\u0631\u064a \u0627\u0644\u0645\u0639\u062f\u0644 \u0644\u062d\u0645\u0627\u064a\u0629 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a (nFADP) \u062a\u062a\u0637\u0644\u0628 \u0625\u062c\u0627\u0628\u0627\u062a \u0648\u0627\u0636\u062d\u0629 \u062d\u0648\u0644 \u0645\u0643\u0627\u0646 \u062a\u062e\u0632\u064a\u0646 \u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0639\u0645\u0644\u0627\u0621\u060c \u0648\u0645\u0646 \u064a\u0645\u0643\u0646\u0647 \u0627\u0644\u0648\u0635\u0648\u0644 \u0625\u0644\u064a\u0647\u0627\u060c \u0648\u062a\u062d\u062a \u0623\u064a \u0648\u0644\u0627\u064a\u0629 \u0642\u0636\u0627\u0626\u064a\u0629 \u064a\u062a\u0645 \u062d\u0644 \u0627\u0644\u0646\u0632\u0627\u0639\u0627\u062a. \u0642\u062f \u062a\u0648\u0641\u0631 \u0627\u0644\u062d\u0644\u0648\u0644 \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0627\u0644\u0623\u0633\u0627\u0633\u064a\u0629 \u0627\u0644\u062a\u0642\u0644\u064a\u062f\u064a\u0629 \u0645\u0646 \u0645\u0632\u0648\u062f\u064a \u062e\u062f\u0645\u0627\u062a \u0645\u062b\u0644 Temenos \u0623\u0648 Avaloq \u0623\u0648 Wealth Dynamix \u062a\u063a\u0637\u064a\u0629 \u0648\u0638\u064a\u0641\u064a\u0629 \u0634\u0627\u0645\u0644\u0629\u060c \u0644\u0643\u0646 \u0627\u0639\u062a\u0645\u0627\u062f\u0647\u0627 \u0639\u0644\u0649 \u0627\u0644\u0628\u0646\u064a\u0629 \u0627\u0644\u062a\u062d\u062a\u064a\u0629 \u0627\u0644\u0633\u062d\u0627\u0628\u064a\u0629 \u0627\u0644\u0645\u0645\u0644\u0648\u0643\u0629 \u0644\u0644\u0648\u0644\u0627\u064a\u0627\u062a \u0627\u0644\u0645\u062a\u062d\u062f\u0629 \u064a\u0639\u0631\u0636 \u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0644\u0645\u062e\u0627\u0637\u0631 \u0642\u0627\u0646\u0648\u0646\u064a\u0629 \u062e\u0627\u0631\u062c \u0627\u0644\u062d\u062f\u0648\u062f \u0627\u0644\u0625\u0642\u0644\u064a\u0645\u064a\u0629 \u2013 \u0644\u0627 \u0633\u064a\u0645\u0627 \u0628\u0645\u0648\u062c\u0628 \u0642\u0627\u0646\u0648\u0646 CLOUD \u0627\u0644\u0623\u0645\u0631\u064a\u0643\u064a.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"623\" height=\"537\" src=\"https:\/\/www.investglass.com\/wp-content\/uploads\/2026\/05\/InvestGlass-Pipeline.png\" alt=\"\u062e\u0637 \u0623\u0646\u0627\u0628\u064a\u0628 \u0632\u062c\u0627\u062c \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631\" class=\"wp-image-50251\" srcset=\"https:\/\/www.investglass.com\/wp-content\/uploads\/2026\/05\/InvestGlass-Pipeline.png 623w, https:\/\/www.investglass.com\/wp-content\/uploads\/2026\/05\/InvestGlass-Pipeline-300x259.png 300w, https:\/\/www.investglass.com\/wp-content\/uploads\/2026\/05\/InvestGlass-Pipeline-14x12.png 14w\" sizes=\"(max-width: 623px) 100vw, 623px\" \/><figcaption class=\"wp-element-caption\">\u062e\u0637 \u0623\u0646\u0627\u0628\u064a\u0628 \u0632\u062c\u0627\u062c \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631<\/figcaption><\/figure>\n<\/div>\n\n\n<p class=\"wp-block-paragraph\"><strong>\u0627\u0644\u0625\u062c\u0627\u0628\u0629 \u0627\u0644\u0645\u062e\u062a\u0635\u0631\u0629:<\/strong> \u062a\u0648\u0641\u0631 \u062d\u0644\u0648\u0644 \u0627\u0644\u0628\u0631\u0645\u062c\u064a\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0627\u0644\u0633\u064a\u0627\u062f\u064a\u0629 \u0645\u062b\u0644 InvestGlass \u062a\u062d\u0643\u0645\u0627\u064b \u0641\u0627\u0626\u0642\u0627\u064b \u0641\u064a \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a\u060c \u0648\u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644 \u0627\u0644\u062a\u0646\u0638\u064a\u0645\u064a\u060c \u0648\u0627\u0644\u0627\u0633\u062a\u0642\u0644\u0627\u0644 \u0639\u0646 \u0627\u0644\u0623\u0646\u0638\u0645\u0629 \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0629 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\u0648\u0627\u0644\u0627\u062a\u0633\u0627\u0642 \u0639\u0628\u0631 \u0627\u0644\u0633\u0648\u0642 \u0627\u0644\u0639\u0627\u0644\u0645\u064a\u0629\u060c \u062a\u0642\u062f\u0645 InvestGlass \u0645\u0646\u0635\u0629 \u0645\u062a\u0643\u0627\u0645\u0644\u0629 \u0645\u0633\u062a\u0636\u0627\u0641\u0629 \u0641\u064a \u0633\u0648\u064a\u0633\u0631\u0627 \u062a\u062c\u0645\u0639 \u0628\u064a\u0646 \u0625\u062f\u0627\u0631\u0629 \u0639\u0644\u0627\u0642\u0627\u062a \u0627\u0644\u0639\u0645\u0644\u0627\u0621 (CRM)\u060c, <a href=\"https:\/\/www.investglass.com\/ar\/%d8%aa%d8%ad%d8%b3%d9%8a%d9%86-%d8%a7%d9%84%d8%a5%d8%b9%d8%af%d8%a7%d8%af-%d8%a7%d9%84%d8%b1%d9%82%d9%85%d9%8a-%d9%84%d8%a3%d9%81%d8%b6%d9%84-%d8%a7%d9%84%d9%85%d9%85%d8%a7%d8%b1%d8%b3%d8%a7%d8%aa\/\" target=\"_self\">\u0627\u0644\u062a\u0647\u064a\u0626\u0629 \u0627\u0644\u0631\u0642\u0645\u064a\u0629<\/a>, \u060c \u0648\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u062d\u0627\u0641\u0638\u060c \u0648\u0623\u062a\u0645\u062a\u0629 \u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644 \u062f\u0648\u0646 \u0627\u0644\u0645\u0633\u0627\u0633 \u0628\u0627\u0644\u0627\u0633\u062a\u0642\u0644\u0627\u0644 \u0627\u0644\u0642\u0636\u0627\u0626\u064a.<\/p>\n\n\n\n<h2 id=\"h-what-are-traditional-core-banking-software-solutions\" class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_Are_Traditional_Core_Banking_Software_Solutions\"><\/span>\u0645\u0627 \u0647\u064a \u062d\u0644\u0648\u0644 \u0627\u0644\u0628\u0631\u0645\u062c\u064a\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0627\u0644\u0623\u0633\u0627\u0633\u064a\u0629 \u0627\u0644\u062a\u0642\u0644\u064a\u062f\u064a\u0629\u061f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u0647\u064a\u0645\u0646 \u0639\u0644\u0649 \u0628\u0631\u0645\u062c\u064a\u0627\u062a \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0627\u0644\u062a\u0642\u0644\u064a\u062f\u064a\u0629 \u0645\u0642\u062f\u0645\u0648 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0631\u0627\u0633\u062e\u0648\u0646 \u0645\u062b\u0644:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u062a\u064a\u0645\u064a\u0646\u0648\u0633<\/li>\n\n\n\n<li>\u0623\u0641\u0627\u0644\u0648\u0643<\/li>\n\n\n\n<li>FIS<\/li>\n\n\n\n<li>\u0641\u064a\u0632\u0631\u0641<\/li>\n\n\n\n<li>\u062e\u062f\u0645\u0627\u062a \u0623\u0648\u0631\u0627\u0643\u0644 \u0627\u0644\u0645\u0627\u0644\u064a\u0629<\/li>\n\n\n\n<li>\u0625\u0646\u0641\u0648\u0633\u064a\u0633 \u0641\u064a\u0646\u0627\u0643\u0644<\/li>\n\n\n\n<li>SAP<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u0647\u0624\u0644\u0627\u0621 \u0627\u0644\u0645\u0632\u0648\u062f\u0648\u0646 \u064a\u062e\u062f\u0645\u0648\u0646 \u0622\u0644\u0627\u0641 \u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0641\u064a \u062c\u0645\u064a\u0639 \u0623\u0646\u062d\u0627\u0621 \u0627\u0644\u0639\u0627\u0644\u0645. <a href=\"https:\/\/www.temenos.com\/press_release\/temenos-expands-its-saas-offering-on-aws\/\" target=\"_self\">\u062a\u062e\u062f\u0645 \u062a\u064a\u0645\u064a\u0646\u0648\u0633 \u0648\u062d\u062f\u0647\u0627 \u0623\u0643\u062b\u0631 \u0645\u0646 3,000 \u0645\u0624\u0633\u0633\u0629 \u0645\u0627\u0644\u064a\u0629 \u0639\u0644\u0649 \u0645\u0633\u062a\u0648\u0649 \u0627\u0644\u0639\u0627\u0644\u0645<\/a> \u0628\u0627\u0639\u062a\u0628\u0627\u0631\u0646\u0627 \u0645\u0632\u0648\u062f\u0627\u064b \u0628\u0631\u0645\u062c\u064a\u0627\u062a \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0627\u0644\u0623\u0633\u0627\u0633\u064a\u0629\u060c \u0645\u0639 \u062d\u0644\u0648\u0644 \u0645\u0635\u0631\u0641\u064a\u0629 \u0623\u0633\u0627\u0633\u064a\u0629 \u062a\u0645\u062a\u062f \u0639\u0628\u0631:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0644\u0644\u0623\u0641\u0631\u0627\u062f<\/li>\n\n\n\n<li><a href=\"https:\/\/www.investglass.com\/ar\/%d9%85%d8%b3%d8%aa%d9%82%d8%a8%d9%84-%d8%a7%d9%84%d8%ae%d8%af%d9%85%d8%a7%d8%aa-%d8%a7%d9%84%d9%85%d8%b5%d8%b1%d9%81%d9%8a%d8%a9-%d9%84%d9%84%d8%b4%d8%b1%d9%83%d8%a7%d8%aa-%d9%81%d9%8a-%d8%a7%d9%84\/\" target=\"_self\">\u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0644\u0644\u0634\u0631\u0643\u0627\u062a<\/a><\/li>\n\n\n\n<li>\u062d\u0644\u0648\u0644 \u0627\u0644\u062f\u0641\u0639<\/li>\n\n\n\n<li>\u0627\u0644\u0642\u0646\u0648\u0627\u062a \u0627\u0644\u0631\u0642\u0645\u064a\u0629<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u0646\u0642\u0627\u0637 \u0642\u0648\u0629 \u0628\u0631\u0645\u062c\u064a\u0627\u062a \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0627\u0644\u0623\u0633\u0627\u0633\u064a\u0629 \u0627\u0644\u062a\u0642\u0644\u064a\u062f\u064a\u0629:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0627\u062a\u0633\u0627\u0639 \u0646\u0637\u0627\u0642 \u0627\u0644\u062a\u062e\u0635\u0635 \u0627\u0644\u0639\u0645\u064a\u0642 \u0644\u064a\u063a\u0637\u064a \u0643\u0644 \u0634\u064a\u0621 \u0628\u062f\u0621\u0627\u064b \u0645\u0646 \u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u062d\u0633\u0627\u0628\u0627\u062a \u0648\u0627\u0626\u062a\u0645\u0627\u0646 \u0627\u0644\u0642\u0631\u0648\u0636 \u0648\u0635\u0648\u0644\u0627\u064b \u0625\u0644\u0649 \u0646\u0645\u0630\u062c\u0629 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0648\u0627\u0644\u062e\u0632\u064a\u0646\u0629<\/li>\n\n\n\n<li>\u062e\u0628\u0631\u0629 \u0645\u062b\u0628\u062a\u0629 \u0639\u0628\u0631 \u0648\u0644\u0627\u064a\u0627\u062a \u0642\u0636\u0627\u0626\u064a\u0629 \u0645\u062a\u0639\u062f\u062f\u0629<\/li>\n\n\n\n<li>\u0646\u0638\u0645 \u0625\u064a\u0643\u0648\u0644\u0648\u062c\u064a\u0629 \u0636\u062e\u0645\u0629 \u0645\u0646 \u0627\u0644\u062a\u0643\u0627\u0645\u0644\u0627\u062a \u0648\u0627\u0644\u0648\u062d\u062f\u0627\u062a \u0627\u0644\u0646\u0645\u0637\u064a\u0629 \u0627\u0644\u062a\u0627\u0628\u0639\u0629 \u0644\u062c\u0647\u0627\u062a \u062e\u0627\u0631\u062c\u064a\u0629<\/li>\n\n\n\n<li>\u0645\u0633\u0627\u0631\u0627\u062a \u062a\u062f\u0642\u064a\u0642 \u0646\u0627\u0636\u062c\u0629<\/li>\n\n\n\n<li>\u0627\u0644\u0642\u062f\u0631\u0629 \u0639\u0644\u0649 \u0645\u0639\u0627\u0644\u062c\u0629 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0639\u0644\u0649 \u0646\u0637\u0627\u0642 \u0648\u0627\u0633\u0639 (\u062a\u062f\u0639\u0645 \u0628\u0631\u0645\u062c\u064a\u0627\u062a \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0627\u0644\u0631\u0642\u0645\u064a\u0629 \u0627\u0644\u062d\u062f\u064a\u062b\u0629 \u0623\u0643\u062b\u0631 \u0645\u0646 2,700 \u0645\u0639\u0627\u0645\u0644\u0629 \u0641\u064a \u0627\u0644\u062b\u0627\u0646\u064a\u0629 \u0641\u064a \u0639\u0645\u0644\u064a\u0627\u062a \u0646\u0634\u0631 \u0639\u0627\u0644\u064a\u0629 \u0627\u0644\u0623\u062f\u0627\u0621)<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u0627\u0644\u0642\u064a\u0648\u062f:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u063a\u0627\u0644\u0628\u064b\u0627 \u0645\u0627 \u062a\u062a\u0637\u0644\u0628 \u0627\u0644\u0623\u0646\u0638\u0645\u0629 \u0627\u0644\u0642\u062f\u064a\u0645\u0629 \u0639\u0645\u0644\u064a\u0627\u062a \u062a\u0646\u0641\u064a\u0630 \u0645\u0639\u0642\u062f\u0629 \u0648\u0643\u062b\u064a\u0641\u0629 \u0627\u0644\u0645\u0648\u0627\u0631\u062f \u062a\u064f\u0645\u062a\u062f \u0644\u0623\u0634\u0647\u0631 \u0623\u0648 \u0633\u0646\u0648\u0627\u062a<\/li>\n\n\n\n<li>\u062a\u0638\u0644 \u0627\u0644\u0639\u062f\u064a\u062f \u0645\u0646 \u0627\u0644\u0628\u0646\u0649 \u0627\u0644\u0628\u0631\u0645\u062c\u064a\u0629 \u0645\u062a\u062c\u0627\u0646\u0633\u0629\u060c \u0645\u0645\u0627 \u064a\u062c\u0639\u0644 \u0627\u0644\u062a\u0643\u0627\u0645\u0644 \u0627\u0644\u0633\u0644\u0633 \u0645\u0639 \u0627\u0644\u0623\u0646\u0638\u0645\u0629 \u0627\u0644\u062e\u0627\u0631\u062c\u064a\u0629 \u0623\u0645\u0631\u0627\u064b \u0635\u0639\u0628\u0627\u064b<\/li>\n\n\n\n<li>\u0627\u0644\u0627\u0639\u062a\u0645\u0627\u062f \u0639\u0644\u0649 \u0627\u0644\u0628\u0646\u064a\u0629 \u0627\u0644\u062a\u062d\u062a\u064a\u0629 \u0627\u0644\u0633\u062d\u0627\u0628\u064a\u0629 \u0627\u0644\u0645\u0645\u0644\u0648\u0643\u0629 \u0644\u0644\u0648\u0644\u0627\u064a\u0627\u062a \u0627\u0644\u0645\u062a\u062d\u062f\u0629\u060c \u062d\u062a\u0649 \u0639\u0646\u062f\u0645\u0627 \u062a\u062a\u0648\u0627\u062c\u062f \u0645\u0631\u0627\u0643\u0632 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0641\u0639\u0644\u064a\u0627\u064b \u0641\u064a \u0623\u0648\u0631\u0648\u0628\u0627\u060c \u064a\u062e\u0644\u0642 \u062a\u0639\u0631\u0636\u0627\u064b \u0644\u0642\u0627\u0646\u0648\u0646 \u0627\u0644\u0633\u062d\u0627\u0628\u0629 (CLOUD Act)<\/li>\n<\/ul>\n\n\n\n<h2 id=\"h-what-are-sovereign-banking-software-solutions\" class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_Are_Sovereign_Banking_Software_Solutions\"><\/span>\u0645\u0627 \u0647\u064a \u062d\u0644\u0648\u0644 \u0628\u0631\u0645\u062c\u064a\u0627\u062a \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0627\u0644\u0633\u064a\u0627\u062f\u064a\u0629\u061f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u064a\u0634\u064a\u0631 \u0628\u0631\u0646\u0627\u0645\u062c \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0627\u0644\u0633\u064a\u0627\u062f\u064a\u0629 \u0625\u0644\u0649 \u0627\u0644\u0645\u0646\u0635\u0627\u062a \u0627\u0644\u0645\u0635\u0645\u0645\u0629 \u0643\u0640 <strong>\u0645\u0646\u0635\u0629 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0627\u0644\u0631\u0642\u0645\u064a\u0629<\/strong> \u0646\u0647\u062c \u0645\u0635\u0645\u0645 \u0645\u0646 \u0627\u0644\u0635\u0641\u0631 \u0644\u0640:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0627\u0633\u062a\u0642\u0644\u0627\u0644 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a<\/li>\n\n\n\n<li>\u0627\u0644\u0631\u0642\u0627\u0628\u0629 \u0627\u0644\u062a\u0646\u0638\u064a\u0645\u064a\u0629<\/li>\n\n\n\n<li>\u0627\u0644\u062d\u062f \u0627\u0644\u0623\u062f\u0646\u0649 \u0645\u0646 \u0627\u0644\u062a\u0639\u0631\u0636 \u0644\u0644\u0623\u0646\u0638\u0645\u0629 \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a\u0629 \u063a\u064a\u0631 \u0627\u0644\u0623\u0648\u0631\u0648\u0628\u064a\u0629<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u062a\u0634\u0645\u0644 \u0627\u0644\u0645\u064a\u0632\u0627\u062a \u0627\u0644\u0631\u0626\u064a\u0633\u064a\u0629 \u0645\u0627 \u064a\u0644\u064a:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0627\u0644\u0627\u0633\u062a\u0636\u0627\u0641\u0629 \u0636\u0645\u0646 \u0646\u0637\u0627\u0642 \u0642\u0636\u0627\u0626\u064a \u0645\u0648\u062b\u0648\u0642<\/li>\n\n\n\n<li>\u062e\u064a\u0627\u0631\u0627\u062a \u0627\u0644\u062a\u062b\u0628\u064a\u062a \u0627\u0644\u0645\u062d\u0644\u064a<\/li>\n\n\n\n<li>\u0627\u0644\u0639\u0645\u0627\u0631\u0629 \u0627\u0644\u0648\u062d\u062f\u0648\u064a\u0629<\/li>\n\n\n\n<li>\u0633\u064a\u0631 \u0639\u0645\u0644 \u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644 \u0627\u0644\u0645\u0636\u0645\u0646 \u0645\u0639 \u0627\u0644\u062a\u0634\u0641\u064a\u0631 \u0648\u0625\u0645\u0643\u0627\u0646\u064a\u0629 \u0627\u0644\u062a\u062f\u0642\u064a\u0642 \u0648\u0636\u0648\u0627\u0628\u0637 \u0627\u0644\u0648\u0635\u0648\u0644 \u0627\u0644\u0645\u0633\u062a\u0646\u062f\u0629 \u0625\u0644\u0649 \u0627\u0644\u0623\u062f\u0648\u0627\u0631<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/www.investglass.com\/ar\/%d8%a7%d9%84%d8%a8%d8%b1%d8%a7%d9%85%d8%ac-%d8%a7%d9%84%d9%85%d8%b5%d8%b1%d9%81%d9%8a%d8%a9\/\" target=\"_self\">\u0625\u0646\u0641\u0633\u062a \u062c\u0644\u0627\u0633<\/a> \u0645\u0646\u0635\u0629 \u0625\u062f\u0627\u0631\u0629 \u0639\u0644\u0627\u0642\u0627\u062a \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0648\u0627\u0644\u0623\u062a\u0645\u062a\u0629 \u0627\u0644\u0633\u064a\u0627\u062f\u064a\u0629 \u0627\u0644\u0631\u0627\u0626\u062f\u0629 \u0641\u064a \u0633\u0648\u064a\u0633\u0631\u0627 \u0648\u0627\u0644\u0645\u0635\u0645\u0645\u0629 \u062e\u0635\u064a\u0635\u0627\u064b \u0644\u062a\u0644\u0628\u064a\u0629 \u0647\u0630\u0647 \u0627\u0644\u0645\u062a\u0637\u0644\u0628\u0627\u062a. \u0648\u0647\u064a \u062a\u062f\u0645\u062c:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0625\u062f\u0627\u0631\u0629 \u0639\u0644\u0627\u0642\u0627\u062a \u0627\u0644\u0639\u0645\u0644\u0627\u0621<\/li>\n\n\n\n<li>\u0627\u0644\u062a\u0623\u0647\u064a\u0644 \u0627\u0644\u0631\u0642\u0645\u064a \u0648\"\u0627\u0639\u0631\u0641 \u0639\u0645\u064a\u0644\u0643<\/li>\n\n\n\n<li>\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u062d\u0627\u0641\u0638 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631\u064a\u0629<\/li>\n\n\n\n<li>\u0623\u062a\u0645\u062a\u0629 \u0627\u0644\u062a\u0633\u0648\u064a\u0642<\/li>\n\n\n\n<li>\u0623\u062a\u0645\u062a\u0629 \u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644<\/li>\n\n\n\n<li><a href=\"https:\/\/www.investglass.com\/ar\/%d8%a3%d9%87%d9%85-%d9%85%d8%b2%d8%a7%d9%8a%d8%a7-%d8%a7%d8%b3%d8%aa%d8%ae%d8%af%d8%a7%d9%85-%d8%a8%d9%88%d8%a7%d8%a8%d8%a9-%d8%b9%d9%85%d9%84%d8%a7%d8%a1-%d8%a2%d9%85%d9%86%d8%a9-%d9%84%d8%a3%d8%b9\/\" target=\"_self\">\u0628\u0648\u0627\u0628\u0629 \u0627\u0644\u0639\u0645\u064a\u0644 \u0627\u0644\u0622\u0645\u0646\u0629<\/a><\/li>\n\n\n\n<li><strong>\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a<\/strong><\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u0628\u064a\u0626\u0629 \u0628\u0631\u0645\u062c\u064a\u0629 \u0645\u0635\u0631\u0641\u064a\u0629 \u0645\u062a\u0643\u0627\u0645\u0644\u0629 \u0634\u0627\u0645\u0644\u0629. \u062a\u062a\u0645 \u0627\u0633\u062a\u0636\u0627\u0641\u0629 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0641\u064a \u0645\u0631\u0627\u0643\u0632 \u0628\u064a\u0627\u0646\u0627\u062a \u0633\u062d\u0627\u0628\u064a\u0629 \u0633\u0648\u064a\u0633\u0631\u064a\u0651\u0629 (\u0641\u064a \u062c\u0646\u064a\u0641\u548c\u0644\u0648\u0632\u0627\u0646) \u0627\u0644\u062d\u0627\u0635\u0644\u0629 \u0639\u0644\u0649 \u0634\u0647\u0627\u062f\u0629 ISO 27001\u060c \u0623\u0648 \u064a\u0645\u0643\u0646 \u0644\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0646\u0634\u0631 \u0627\u0644\u0645\u0646\u0635\u0629 \u0628\u0627\u0644\u0643\u0627\u0645\u0644 \u0645\u062d\u0644\u064a\u0627\u064b \u0636\u0645\u0646 \u0627\u0644\u0628\u0646\u064a\u0629 \u0627\u0644\u062a\u062d\u062a\u064a\u0629 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0647\u0627.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u0627\u0644\u0645\u0632\u0627\u064a\u0627 \u0627\u0644\u0641\u0631\u064a\u062f\u0629 \u0644\u0640 InvestGlass:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0645\u0646\u0635\u0629 \u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0629 \u0648\u0645\u0644\u0643\u064a\u0629 \u063a\u064a\u0631 \u0623\u0645\u0631\u064a\u0643\u064a\u0629 \u0648\u063a\u064a\u0631 \u0635\u064a\u0646\u064a\u0629 \u0628\u0634\u0643\u0644 \u0635\u0631\u064a\u062d<\/li>\n\n\n\n<li>\u0633\u064a\u0631 \u0639\u0645\u0644 \u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644 \u0627\u0644\u0642\u0627\u0628\u0644 \u0644\u0644\u062a\u0643\u0648\u064a\u0646 \u0628\u0645\u0627 \u0641\u064a \u0630\u0644\u0643 <a href=\"https:\/\/www.investglass.com\/ar\/%d8%a3%d8%b3%d8%a7%d8%b3%d9%8a%d8%a7%d8%aa-%d8%a7%d9%84%d8%a7%d9%85%d8%aa%d8%ab%d8%a7%d9%84-%d9%84%d8%a7%d9%85%d8%aa%d8%ab%d8%a7%d9%84-kyc-aml-%d9%84%d9%84%d8%a3%d9%85%d9%86-%d8%a7%d9%84%d9%85%d8%a7\/\" target=\"_self\">\u0645\u0643\u0627\u0641\u062d\u0629 \u063a\u0633\u0644 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0648\u0645\u0639\u0631\u0641\u064a\u0629 \u0627\u0644\u0639\u0645\u064a\u0644<\/a>, \u060c \u0648\u062a\u0642\u064a\u064a\u0645 \u0627\u0644\u0645\u062e\u0627\u0637\u0631\u060c \u0648\u0641\u062d\u0648\u0635\u0627\u062a \u0627\u0644\u0645\u0644\u0627\u0626\u0645\u0629\u060c \u0648\u0627\u0644\u062a\u0642\u0627\u0631\u064a\u0631 \u0627\u0644\u062a\u0646\u0638\u064a\u0645\u064a\u0629<\/li>\n\n\n\n<li>\u062e\u0627\u0636\u0639\u0629 \u0644\u0644\u0648\u0644\u0627\u064a\u0629 \u0627\u0644\u0642\u0636\u0627\u0626\u064a\u0629 \u0627\u0644\u0633\u0648\u064a\u0633\u0631\u064a\u0629<\/li>\n\n\n\n<li>\u0645\u0646\u0627\u0633\u0628 \u062a\u0645\u0627\u0645\u0627\u064b \u0644\u0644\u0623\u0634\u0648\u0633\u0639 <strong>\u0627\u0644\u062a\u062d\u0648\u0651\u0644 \u0627\u0644\u0631\u0642\u0645\u064a<\/strong> \u0641\u064a \u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u062e\u0627\u0636\u0639\u0629 \u0644\u0644\u0631\u0642\u0627\u0628\u0629<\/li>\n<\/ul>\n\n\n\n<h2 id=\"h-traditional-vs-sovereign-banking-software-how-they-compare-at-a-glance\" class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Traditional_vs_Sovereign_Banking_Software_How_They_Compare_at_a_Glance\"><\/span>\u0628\u0631\u0645\u062c\u064a\u0627\u062a \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0627\u0644\u062a\u0642\u0644\u064a\u062f\u064a\u0629 \u0645\u0642\u0627\u0628\u0644 \u0627\u0644\u0633\u064a\u0627\u062f\u064a\u0629: \u0645\u0642\u0627\u0631\u0646\u0629 \u0633\u0631\u064a\u0639\u0629<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><th colspan=\"1\" rowspan=\"1\"><p>\u0627\u0644\u0639\u0627\u0645\u0644<\/p><\/th><th colspan=\"1\" rowspan=\"1\"><p>\u0627\u0644\u062d\u0644\u0648\u0644 \u0627\u0644\u062a\u0642\u0644\u064a\u062f\u064a\u0629 (\u062a\u064a\u0645\u064a\u0646\u0648\u0633\u060c \u0623\u06a4\u0627\u0644\u0648\u0643\u060c \u0648\u064a\u0644\u062b \u062f\u0627\u064a\u0646\u0627\u0645\u064a\u0643\u0633)<\/p><\/th><th colspan=\"1\" rowspan=\"1\"><p>\u0633\u0648\u0641\u0631\u0627\u064a\u0646 \u0633\u0648\u0644\u064a\u0648\u0634\u0646\u0632 (\u0625\u0646\u0641\u0633\u062a \u063a\u0644\u0627\u0633)<\/p><\/th><\/tr><tr><td colspan=\"1\" rowspan=\"1\"><p><strong>\u0627\u0644\u0623\u0641\u0636\u0644 \u0644\u0640<\/strong><\/p><\/td><td colspan=\"1\" rowspan=\"1\"><p>\u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0639\u0627\u0644\u0645\u064a\u0629 \u0627\u0644\u062a\u064a \u062a\u062d\u062a\u0627\u062c \u0625\u0644\u0649 \u0634\u0645\u0648\u0644\u064a\u0629 \u0641\u064a \u0627\u0644\u0645\u0646\u062a\u062c\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0648\u0627\u0644\u062a\u0643\u0627\u0645\u0644 \u0645\u0639 \u0627\u0644\u0623\u0646\u0638\u0645\u0629 \u0627\u0644\u0642\u062f\u064a\u0645\u0629<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><p>\u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u0623\u0648\u0631\u0648\u0628\u064a\u0629 \u062a\u0639\u0637\u064a \u0627\u0644\u0623\u0648\u0644\u0648\u064a\u0629 \u0644\u0633\u064a\u0627\u062f\u0629 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u062c\u0627\u0647\u0632\u064a\u0629 \u0644\u0644\u0627\u0645\u062a\u062b\u0627\u0644<\/p><\/td><\/tr><tr><td colspan=\"1\" rowspan=\"1\"><p><strong>\u0633\u064a\u0627\u062f\u0629 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a<\/strong><\/p><\/td><td colspan=\"1\" rowspan=\"1\"><p>\u0645\u062d\u062f\u0648\u062f\u0629 \u2013 \u0639\u0627\u062f\u0629\u064b \u0645\u0627 \u064a\u062a\u0645 \u0627\u0633\u062a\u0636\u0627\u0641\u062a\u0647\u0627 \u0639\u0644\u0649 \u0627\u0644\u0628\u0646\u064a\u0629 \u0627\u0644\u062a\u062d\u062a\u064a\u0629 \u0627\u0644\u0633\u062d\u0627\u0628\u064a\u0629 \u0627\u0644\u0645\u0645\u0644\u0648\u0643\u0629 \u0644\u0644\u0648\u0644\u0627\u064a\u0627\u062a \u0627\u0644\u0645\u062a\u062d\u062f\u0629 (AWS\u060c Azure)\u061b \u0639\u0631\u0636\u0629 \u0644\u0642\u0627\u0646\u0648\u0646 \u0633\u062d\u0627\u0628\u0629 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a (CLOUD Act)<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><p>\u0643\u0627\u0645\u0644 \u2013 \u0627\u0633\u062a\u0636\u0627\u0641\u0629 \u0641\u064a \u0633\u0648\u064a\u0633\u0631\u0627 \u0623\u0648 \u062f\u0627\u062e\u0644 \u0627\u0644\u0645\u0624\u0633\u0633\u0629\u061b \u064a\u062e\u0636\u0639 \u062d\u0635\u0631\u064a\u0627\u064b \u0644\u0644\u0642\u0627\u0646\u0648\u0646 \u0627\u0644\u0633\u0648\u064a\u0633\u0631\u064a\/\u0627\u0644\u0623\u0648\u0631\u0648\u0628\u064a<\/p><\/td><\/tr><tr><td colspan=\"1\" rowspan=\"1\"><p><strong>\u062e\u064a\u0627\u0631\u0627\u062a \u0627\u0644\u0627\u0633\u062a\u0636\u0627\u0641\u0629<\/strong><\/p><\/td><td colspan=\"1\" rowspan=\"1\"><p>\u0627\u0644\u0633\u062d\u0627\u0628\u0629 \u0627\u0644\u0639\u0627\u0645\u0629\u060c \u0627\u0644\u0633\u062d\u0627\u0628\u0629 \u0627\u0644\u062e\u0627\u0635\u0629\u060c \u0648\u0628\u0639\u0636 \u0627\u0644\u062e\u064a\u0627\u0631\u0627\u062a \u0627\u0644\u0645\u062d\u0644\u064a\u0629<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><p>\u0633\u062d\u0627\u0628\u0629 \u0633\u0648\u064a\u0633\u0631\u0627 \u0627\u0644\u062e\u0627\u0635\u0629 (\u062c\u0646\u064a\u0641\u060c \u0644\u0648\u0632\u0627\u0646)\u060c \u062f\u0627\u062e\u0644\u064a\u0629 \u0628\u0627\u0644\u0643\u0627\u0645\u0644\u060c \u0647\u062c\u064a\u0646<\/p><\/td><\/tr><tr><td colspan=\"1\" rowspan=\"1\"><p><strong>\u0627\u0644\u0631\u0642\u0627\u0628\u0629 \u0627\u0644\u062a\u0646\u0638\u064a\u0645\u064a\u0629<\/strong><\/p><\/td><td colspan=\"1\" rowspan=\"1\"><p>\u0648\u062d\u062f\u0629 \u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644 \u0645\u062a\u0627\u062d\u0629 \u0648\u0644\u0643\u0646 \u063a\u0627\u0644\u0628\u064b\u0627 \u0645\u0627 \u062a\u062a\u0645 \u0625\u0636\u0627\u0641\u062a\u0647\u0627 \u0628\u0634\u0643\u0644 \u0639\u0634\u0648\u0627\u0626\u064a\u061b \u0627\u0644\u0648\u0644\u0627\u064a\u0629 \u0627\u0644\u0642\u0636\u0627\u0626\u064a\u0629 \u0644\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u063a\u064a\u0631 \u0648\u0627\u0636\u062d\u0629<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><p>\u0623\u062a\u0645\u062a\u0629 \u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644 \u0627\u0644\u0645\u0636\u0645\u0646\u0629\u061b \u0636\u0645\u0627\u0646\u0627\u062a \u0642\u0636\u0627\u0626\u064a\u0629 \u0648\u0627\u0636\u062d\u0629<\/p><\/td><\/tr><tr><td colspan=\"1\" rowspan=\"1\"><p><strong>\u0627\u0644\u062c\u062f\u0648\u0644 \u0627\u0644\u0632\u0645\u0646\u064a \u0644\u0644\u062a\u0646\u0641\u064a\u0630<\/strong><\/p><\/td><td colspan=\"1\" rowspan=\"1\"><p>\u0645\u0646 6 \u0625\u0644\u0649 24+ \u0634\u0647\u0631\u064b\u0627 \u0644\u062a\u062d\u0648\u0644 \u0627\u0644\u0623\u0646\u0638\u0645\u0629 \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0627\u0644\u0623\u0633\u0627\u0633\u064a\u0629<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><p>\u0645\u0646 \u0623\u0633\u0627\u0628\u064a\u0639 \u0625\u0644\u0649 \u0634\u0647\u0648\u0631\u061b \u0633\u064a\u0631\u0e07\u0e32\u0e19 \u0645\u0647\u0627\u0645 \u0645\u0639\u062f\u0629 \u0645\u0633\u0628\u0642\u0627\u064b \u0648\u0623\u062f\u0648\u0627\u062a \u0628\u062f\u0648\u0646 \u0628\u0631\u0645\u062c\u0629<\/p><\/td><\/tr><tr><td colspan=\"1\" rowspan=\"1\"><p><strong>\u0627\u0644\u062a\u0643\u0644\u0641\u0629 \u0627\u0644\u0625\u062c\u0645\u0627\u0644\u064a\u0629 \u0644\u0644\u0645\u0644\u0643\u064a\u0629<\/strong><\/p><\/td><td colspan=\"1\" rowspan=\"1\"><p>\u062a\u0643\u0627\u0644\u064a\u0641 \u062a\u0631\u062e\u064a\u0635 \u0648\u062a\u0643\u0627\u0645\u0644 \u0648\u062a\u0647\u062c\u064a\u0631 \u0645\u0631\u062a\u0641\u0639\u0629\u061b \u0627\u0644\u0627\u0631\u062a\u0628\u0627\u0637 \u0628\u0645\u0632\u0648\u062f \u0627\u0644\u062e\u062f\u0645\u0629<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><p>\u0646\u0645\u0648\u0630\u062c \u062a\u0633\u0639\u064a\u0631 \u0634\u0641\u0627\u0641\u061b \u062a\u0642\u0644\u064a\u0644 \u0627\u0644\u0627\u0639\u062a\u0645\u0627\u062f \u0639\u0644\u0649 \u0627\u0644\u0645\u0648\u0631\u062f\u064a\u0646 \u0648\u0627\u0644\u0646\u0641\u0642\u0627\u062a \u0627\u0644\u062a\u0634\u063a\u064a\u0644\u064a\u0629<\/p><\/td><\/tr><tr><td colspan=\"1\" rowspan=\"1\"><p><strong>\u0646\u0645\u0648\u0630\u062c \u0627\u0644\u062a\u0633\u0639\u064a\u0631<\/strong><\/p><\/td><td colspan=\"1\" rowspan=\"1\"><p>\u062a\u0631\u062e\u064a\u0635 \u0645\u0639\u0642\u062f \u0644\u0643\u0644 \u0648\u062d\u062f\u0629 \u0623\u0648 \u0644\u0643\u0644 \u0645\u0642\u0639\u062f<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><p>\u062a\u0633\u0639\u064a\u0631 \u0634\u0641\u0627\u0641 \u0648\u0646\u0645\u0648\u0630\u062c\u064a<\/p><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">\u062a\u0648\u0641\u0631 \u0627\u0644\u062d\u0644\u0648\u0644 \u0627\u0644\u0633\u064a\u0627\u062f\u064a\u0629 \u062a\u062d\u0643\u0645\u0627\u064b \u0641\u0627\u0626\u0642\u0627\u064b \u0648\u0627\u0645\u062a\u062b\u0627\u0644\u0627\u064b \u0644\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u062e\u0627\u0636\u0639\u0629 \u0644\u0644\u0631\u0642\u0627\u0628\u0629\u060c \u0628\u064a\u0646\u0645\u0627 \u064a\u062d\u062a\u0641\u0638 \u0627\u0644\u0645\u0632\u0648\u062f\u0648\u0646 \u0627\u0644\u062a\u0642\u0644\u064a\u062f\u064a\u0648\u0646 \u0628\u0645\u0632\u0627\u064a\u0627 \u0641\u064a \u0639\u0645\u0642 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0627\u0644\u0623\u0633\u0627\u0633\u064a\u0629 \u0648\u0627\u0644\u0646\u0637\u0627\u0642 \u0627\u0644\u0639\u0627\u0644\u0645\u064a.<\/p>\n\n\n\n<h2 id=\"h-data-sovereignty-regulatory-compliance-and-regulatory-control\" class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Data_Sovereignty_Regulatory_Compliance_and_Regulatory_Control\"><\/span>\u0633\u06cc\u0627\u062f\u0629 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a\u060c \u0648\u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644 \u0627\u0644\u062a\u0646\u0638\u064a\u0645\u064a\u060c \u0648\u0627\u0644\u0631\u0642\u0627\u0628\u0629 \u0627\u0644\u062a\u0646\u0638\u064a\u0645\u064a\u0629<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 id=\"h-data-sovereignty-the-decisive-factor\" class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Data_Sovereignty_The_Decisive_Factor\"><\/span>\u0633\u064a\u0627\u062f\u0629 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a: \u0627\u0644\u0639\u0627\u0645\u0644 \u0627\u0644\u062d\u0627\u0633\u0645<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u062a\u064f\u0639\u062f \u0633\u064a\u0627\u062f\u0629 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0639\u0627\u0645\u0644 \u0627\u0644\u0623\u0647\u0645 \u0639\u0644\u0649 \u0627\u0644\u0625\u0637\u0644\u0627\u0642 \u0639\u0646\u062f \u062a\u0642\u064a\u064a\u0645 \u0645\u062d\u0635\u0644\u064a \u0628\u0631\u0645\u062c\u064a\u0627\u062a \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0644\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u0623\u0648\u0631\u0648\u0628\u064a\u0629. \u0641\u0647\u064a \u0644\u0627 \u062a\u062d\u062f\u062f \u0645\u0643\u0627\u0646 \u062a\u0648\u0627\u062c\u062f \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u062c\u0633\u062f\u064a\u0627\u064b \u0641\u062d\u0633\u0628\u060c \u0628\u0644 \u062a\u062d\u062f\u062f \u0623\u064a\u0636\u0627\u064b \u0645\u0646 \u064a\u0645\u0643\u0646\u0647 \u0642\u0627\u0646\u0648\u0646\u0627\u064b \u0641\u0631\u0636 \u0627\u0644\u0648\u0635\u0648\u0644 \u0625\u0644\u064a\u0647\u0627\u060c \u0648\u062a\u062d\u062a \u0623\u064a \u0648\u0644\u0627\u064a\u0629 \u0642\u0636\u0627\u0626\u064a\u0629 \u064a\u062a\u0645 \u062d\u0644 \u0627\u0644\u0646\u0632\u0627\u0639\u0627\u062a.<\/p>\n\n\n\n<h3 id=\"h-traditional-providers-response-to-sovereignty-demands\" class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Traditional_Providers_Response_to_Sovereignty_Demands\"><\/span>\u0627\u0633\u062a\u062c\u0627\u0628\u0629 \u0627\u0644\u0645\u0632\u0648\u062f\u064a\u0646 \u0627\u0644\u062a\u0642\u0644\u064a\u062f\u064a\u064a\u0646 \u0644\u0645\u062a\u0637\u0644\u0628\u0627\u062a \u0627\u0644\u0633\u064a\u0627\u062f\u0629<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u062a\u0645enos \u0644\u062f\u064a\u0647 <a href=\"https:\/\/www.temenos.com\/blog\/temenos-and-incountry-partner-to-offer-data-residency-for-temenos-banking-cloud\/\" target=\"_self\">\u062a\u0645\u062a \u0627\u0644\u0634\u0631\u0627\u0643\u0629 \u0645\u0639 InCountry<\/a> \u0644 \u0627\u0644\u0633\u0645\u0627\u062d \u0644\u0639\u0645\u0644\u0627\u0621 \u062a\u064a\u0645\u064a\u0646\u0648\u0633 \u0628\u0627\u0646\u0643\u064a\u0646\u063a \u0643\u0644\u0627\u0648\u062f \u0628\u0639\u0632\u0644 \u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0627\u0644\u062a\u0639\u0631\u064a\u0641 \u0627\u0644\u0634\u062e\u0635\u064a\u0629 \u0641\u064a \u0628\u0644\u062f\u0627\u0646 \u0645\u0639\u064a\u0646\u0629.<\/li>\n\n\n\n<li>\u062a\u0642\u062f\u0645 \u062a\u064a\u0645\u064a\u0646\u0648\u0633 \u0625\u0635\u062f\u0627\u0631\u0627\u062a \u0645\u0631\u0643\u0632 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0627\u0641\u062a\u0631\u0627\u0636\u064a \u0627\u0644\u062a\u064a \u064a\u0645\u0643\u0646\u0647\u0627 \u062a\u0648\u0637\u064a\u0646 \u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u062a\u0639\u0631\u064a\u0641 \u0627\u0644\u0634\u062e\u0635\u064a\u0629 \u062f\u0627\u062e\u0644 \u0645\u0646\u0627\u0637\u0642 \u0627\u0644\u0627\u062a\u062d\u0627\u062f \u0627\u0644\u0623\u0648\u0631\u0648\u0628\u064a \u0623\u0648 \u0627\u0644\u0645\u0645\u0644\u0643\u0629 \u0627\u0644\u0645\u062a\u062d\u062f\u0629 \u0623\u0648 \u0633\u0648\u064a\u0633\u0631\u0627.<\/li>\n\n\n\n<li>\u0647\u0630\u0647 \u0625\u0636\u0627\u0641\u0627\u062a \u062d\u062f\u064a\u062b\u0629 \u0646\u0633\u0628\u064a\u064b\u0627 \u062a\u0632\u064a\u062f \u0645\u0646 \u0627\u0644\u062a\u0643\u0644\u0641\u0629 \u0648\u062a\u0639\u0642\u064a\u062f \u0627\u0644\u0639\u0645\u0644\u064a\u0627\u062a.<\/li>\n\n\n\n<li>\u063a\u0627\u0644\u0628\u0627\u064b \u0645\u0627 \u062a\u0639\u0645\u0644 \u0627\u0644\u0628\u0646\u064a\u0629 \u0627\u0644\u062a\u062d\u062a\u064a\u0629 \u0627\u0644\u0623\u0633\u0627\u0633\u064a\u0629 \u0639\u0644\u0649 \u0645\u0646\u0635\u0627\u062a \u0645\u0632\u0648\u062f\u064a \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0633\u062d\u0627\u0628\u064a\u0629 \u0627\u0644\u0643\u0628\u0631\u0649 \u0627\u0644\u0645\u0645\u0644\u0648\u0643\u0629 \u0644\u0634\u0631\u0643\u0627\u062a \u0623\u0645\u0631\u064a\u0643\u064a\u0629 \u0623\u0645\u060c \u0648\u0627\u0644\u062a\u064a \u0642\u062f \u062a\u062d\u0645\u0644 \u0645\u062e\u0627\u0637\u0631 \u0642\u0627\u0646\u0648\u0646\u064a\u0629 \u0628\u063a\u0636 \u0627\u0644\u0646\u0638\u0631 \u0639\u0646 \u0645\u0648\u0642\u0639 \u0627\u0644\u062e\u0627\u062f\u0645.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u0639\u0644\u0649 \u0627\u0644\u0631\u063a\u0645 \u0645\u0646 \u0623\u0646 \u0634\u0631\u0643\u0629 \"\u0648\u064a\u0644\u062b \u062f\u0627\u064a\u0646\u0627\u0645\u064a\u0643\u0633\" (Wealth Dynamix) \u0645\u0642\u0631\u0647 \u0641\u064a \u0623\u0648\u0631\u0648\u0628\u0627\u060c \u0625\u0644\u0627 \u0623\u0646\u0647\u0627 \u062a\u0639\u062a\u0645\u062f \u0639\u0644\u0649 \"\u0645\u0627\u064a\u0643\u0631\u0648\u0633\u0648\u0641\u062a \u062f\u0627\u064a\u0646\u0627\u0645\u064a\u0643\u0633 365\" (Microsoft Dynamics 365) - \u0648\u0647\u0648 \u0646\u0638\u0627\u0645 \u0633\u062d\u0627\u0628\u064a \u0645\u0645\u0644\u0648\u0643 \u0644\u0644\u0648\u0644\u0627\u064a\u0627\u062a \u0627\u0644\u0645\u062a\u062d\u062f\u0629 - \u0645\u0645\u0627 \u064a\u062b\u064a\u0631 \u0645\u062e\u0627\u0648\u0641 \u0645\u0648\u062b\u0642\u0629 <a href=\"https:\/\/www.investglass.com\/ar\/%d8%a7%d9%84%d9%85%d9%8a%d8%b2%d8%a9-%d8%a7%d9%84%d8%b3%d9%8a%d8%a7%d8%af%d9%8a%d8%a9-%d8%a7%d9%84%d8%aa%d9%8a-%d8%aa%d8%ac%d8%b9%d9%84-%d8%a7%d9%84%d8%a8%d9%86%d9%88%d9%83-%d8%a7%d9%84%d8%a3%d9%88\/\" target=\"_self\">\u0645\u062e\u0627\u0648\u0641 \u0628\u0634\u0623\u0646 \u062d\u0641\u0638 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a<\/a> \u0648\u0627\u0644\u062a\u0639\u0631\u0636 \u0627\u0644\u0645\u062d\u062a\u0645\u0644 \u0644\u0642\u0627\u0646\u0648\u0646 \u0633\u062d\u0627\u0628\u0629 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a (CLOUD Act) \u0644\u0644\u0639\u0645\u0644\u0627\u0621 \u0641\u064a \u0627\u0644\u0642\u0636\u0627\u064a\u0627\u062a \u0627\u0644\u062e\u0627\u0636\u0639\u0629 \u0644\u0644\u062a\u0646\u0638\u064a\u0645. \u0648\u0641\u0642\u064b\u0627 \u0644\u0640 <a href=\"https:\/\/www.techradar.com\/pro\/data-sovereignty-not-just-an-issue-for-governments\" target=\"_self\">\u062a\u0643 \u0631\u0627\u062f\u0627\u0631<\/a>, \u0627\u0644\u0639\u062f\u064a\u062f \u0645\u0646 \u0635\u0627\u0646\u0639\u064a \u0627\u0644\u0642\u0631\u0627\u0631 \u0641\u064a \u0645\u062c\u0627\u0644 \u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u064a\u0639\u062a\u0628\u0631\u0648\u0646 \u0633\u064a\u0627\u062f\u0629 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0623\u0643\u062b\u0631 \u0623\u0647\u0645\u064a\u0629 \u0627\u0644\u064a\u0648\u0645 \u0645\u0642\u0627\u0631\u0646\u0629 \u0628\u0645\u0627 \u0643\u0627\u0646\u062a \u0639\u0644\u064a\u0647 \u0642\u0628\u0644 \u062b\u0644\u0627\u062b \u0633\u0646\u0648\u0627\u062a\u060c \u0645\u062f\u0641\u0648\u0639\u064a\u0646 \u0628\u0634\u0643\u0644 \u062e\u0627\u0635 \u0628\u0627\u0644\u0644\u0627\u0626\u062d\u0629 \u0627\u0644\u0639\u0627\u0645\u0629 \u0644\u062d\u0645\u0627\u064a\u0629 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a (GDPR)\u060c \u0648\u0642\u0627\u0646\u0648\u0646 \u0627\u0644\u0645\u0631\u0648\u0646\u0629 \u0627\u0644\u0631\u0642\u0645\u064a\u0629 \u0644\u0644\u062a\u0634\u063a\u064a\u0644 \u0627\u0644\u0645\u0627\u0644\u064a (DORA)\u060c \u0648\u0642\u0627\u0646\u0648\u0646 \u0627\u0644\u0633\u062d\u0627\u0628\u0629 (CLOUD Act).<\/p>\n\n\n\n<h3 id=\"h-investglass-eliminating-ambiguity\" class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"InvestGlass_Eliminating_Ambiguity\"><\/span>\u0625\u0646\u0641\u064a\u0633\u062a \u063a\u0644\u0627\u0633: \u0627\u0644\u0642\u0636\u0627\u0621 \u0639\u0644\u0649 \u0627\u0644\u063a\u0645\u0648\u0636<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0627\u0644\u0627\u0633\u062a\u0636\u0627\u0641\u0629 \u0627\u0644\u0633\u0648\u064a\u0633\u0631\u064a\u0629 \u0627\u0644\u062e\u0627\u0636\u0639\u0629 \u0644\u0644\u0648\u0644\u0627\u064a\u0629 \u0627\u0644\u0642\u0636\u0627\u0626\u064a\u0629 \u0627\u0644\u0633\u0648\u064a\u0633\u0631\u064a\u0629 \u062a\u0639\u0646\u064a \u0639\u062f\u0645 \u0627\u0644\u062a\u0639\u0631\u0636 \u0644\u0637\u0644\u0628\u0627\u062a \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u062e\u0627\u0631\u062c \u062d\u062f\u0648\u062f \u0627\u0644\u0648\u0644\u0627\u064a\u0629 \u0627\u0644\u0642\u0636\u0627\u0626\u064a\u0629 \u0627\u0644\u0623\u0645\u0631\u064a\u0643\u064a\u0629 \u0623\u0648 \u0627\u0644\u0635\u064a\u0646\u064a\u0629.<\/li>\n\n\n\n<li>\u062a\u0636\u0645\u0646 \u0623\u062a\u0645\u062a\u0629 \u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644 \u0628\u0642\u0627\u0621 \u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u062c\u0627\u0647\u0632\u0629 \u0644\u0644\u062a\u062f\u0642\u064a\u0642 \u0641\u064a \u062c\u0645\u064a\u0639 \u0627\u0644\u0623\u0648\u0642\u0627\u062a\u060c \u0645\u0646 \u062e\u0644\u0627\u0644 \u0633\u064a\u0631 \u0639\u0645\u0644 \u0645\u0624\u062a\u0645\u062a \u064a\u0642\u0644\u0644 \u0645\u0646 \u0627\u0644\u0645\u0647\u0627\u0645 \u0627\u0644\u064a\u062f\u0648\u064a\u0629 \u0648\u0627\u0644\u0639\u0628\u0621 \u0627\u0644\u062a\u0634\u063a\u064a\u0644\u064a.<\/li>\n\n\n\n<li>\u062c\u0644\u0628 \u062a\u0639\u062f\u064a\u0644 \u0639\u0627\u0645 2023 \u0644\u0642\u0627\u0646\u0648\u0646 \u062d\u0645\u0627\u064a\u0629 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0641\u064a\u062f\u0631\u0627\u0644\u064a \u0641\u064a \u0633\u0648\u064a\u0633\u0631\u0627 \u0645\u0639\u0627\u064a\u064a\u0631 \u062d\u0645\u0627\u064a\u0629 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0633\u0648\u064a\u0633\u0631\u064a\u0629 \u0644\u062a\u0643\u0648\u0646 \u0642\u0631\u064a\u0628\u0629 \u062c\u062f\u0627\u064b \u0645\u0646 \u0627\u0644\u0644\u0627\u0626\u062d\u0629 \u0627\u0644\u0639\u0627\u0645\u0629 \u0644\u062d\u0645\u0627\u064a\u0629 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a (GDPR) \u0645\u0639 \u0627\u0644\u062d\u0641\u0627\u0638 \u0639\u0644\u0649 \u0642\u0648\u0627\u0639\u062f \u0633\u0648\u064a\u0633\u0631\u064a\u0651\u0629 \u0645\u062d\u062f\u062f\u0629 \u0645\u062b\u0644 \u0627\u0644\u0633\u0631 \u0627\u0644\u0645\u0635\u0631\u0641\u064a - \u0648\u062a\u0639\u0645\u0644 \u0634\u0631\u0643\u0629 \"\u0625\u0646\u0641\u0633\u062a \u063a\u0644\u0627\u0633\" (InvestGlass) \u062a\u0645\u0627\u0645\u0627\u064b \u0636\u0645\u0646 \u0647\u0630\u0627 \u0627\u0644\u0625\u0637\u0627\u0631.<\/li>\n<\/ul>\n\n\n\n<h3 id=\"h-automated-compliance-benefits\" class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Automated_Compliance_Benefits\"><\/span>\u0645\u0632\u0627\u064a\u0627 \u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644 \u0627\u0644\u0622\u0644\u064a<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u064a\u062f\u0645\u062c \u0627\u0644\u0641\u062d\u0648\u0635\u0627\u062a \u0627\u0644\u062a\u0646\u0638\u064a\u0645\u064a\u0629 \u0645\u0628\u0627\u0634\u0631\u0629 \u0641\u064a \u0633\u064a\u0631 \u0627\u0644\u0639\u0645\u0644<\/li>\n\n\n\n<li>\u064a\u0642\u0644\u0644 \u0645\u0646 \u0627\u0644\u062a\u062f\u062e\u0644 \u0627\u0644\u064a\u062f\u0648\u064a \u0648\u0627\u0644\u0623\u062e\u0637\u0627\u0621<\/li>\n\n\n\n<li>\u064a\u0636\u0645\u0646 \u0623\u0646 \u062a\u0638\u0644 \u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u062c\u0627\u0647\u0632\u0629 \u0644\u0644\u0645\u0631\u0627\u062c\u0639\u0629<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u0627\u0644\u0641\u0627\u0626\u0632: \u0633\u0648\u0641\u064a\u064a\u0631\u064a\u0646 \u0633\u0648\u0644\u064a\u0648\u0634\u0646\u0632<\/strong> \u064a\u0636\u0645\u0646 \u0625\u0646\u0641\u0633\u062a \u063a\u0644\u0627\u0633 (InvestGlass) \u062a\u062d\u0643\u0645\u064b\u0627 \u0643\u0627\u0645\u0644\u0627\u064b \u0641\u064a \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0648\u0627\u0633\u062a\u0642\u0644\u0627\u0644\u0627\u064b \u062a\u0646\u0638\u064a\u0645\u064a\u064b\u0627 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0627\u0644\u0627\u0633\u062a\u0636\u0627\u0641\u0629 \u0627\u0644\u0633\u0648\u064a\u0633\u0631\u064a\u0629 \u0648\u062e\u064a\u0627\u0631\u0627\u062a \u0627\u0644\u062a\u0634\u063a\u064a\u0644 \u0627\u0644\u0645\u062d\u0644\u064a\u060c \u0641\u064a \u062d\u064a\u0646 \u064a\u062a\u0637\u0644\u0628 \u0627\u0644\u0645\u0632\u0648\u062f\u0648\u0646 \u0627\u0644\u062a\u0642\u0644\u064a\u062f\u064a\u0648\u0646 \u063a\u0627\u0644\u0628\u064b\u0627 \u0623\u0646 \u062a\u0645\u0631 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0639\u0628\u0631 \u0628\u0646\u064a\u0629 \u062a\u062d\u062a\u064a\u0629 \u0645\u0645\u0644\u0648\u0643\u0629 \u0644\u0623\u0645\u0631\u064a\u0643\u0627\u060c \u0645\u0645\u0627 \u064a\u062e\u0644\u0642 \u062a\u0639\u0631\u0636\u064b\u0627 \u0644\u0645 \u064a\u062a\u0645 \u062d\u0644\u0647\u0627 \u0644\u0642\u0627\u0646\u0648\u0646 \u0627\u0644\u0633\u062d\u0627\u0628\u0629 (CLOUD Act) \u062d\u062a\u0649 \u0639\u0646\u062f\u0645\u0627 \u062a\u0642\u0639 \u0627\u0644\u062e\u0648\u0627\u062f\u0645 \u0641\u064a \u0645\u0631\u0627\u0643\u0632 \u0628\u064a\u0627\u0646\u0627\u062a \u0623\u0648\u0631\u0648\u0628\u064a\u0629.<\/p>\n\n\n\n<h2 id=\"h-integration-capabilities-and-operational-flexibility\" class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Integration_Capabilities_and_Operational_Flexibility\"><\/span>\u0642\u062f\u0631\u0627\u062a \u0627\u0644\u062a\u0643\u0627\u0645\u0644 \u0648\u0627\u0644\u0645\u0631\u0648\u0646\u0629 \u0627\u0644\u062a\u0634\u063a\u064a\u0644\u064a\u0629<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 id=\"h-composable-banking-architectures\" class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Composable_Banking_Architectures\"><\/span>\u0627\u0644\u0647\u0646\u062f\u0633\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0627\u0644\u0642\u0627\u0628\u0644\u0629 \u0644\u0644\u062a\u0631\u0643\u064a\u0628<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u064a\u062a\u062c\u0647 \u0627\u0644\u0642\u0637\u0627\u0639 \u0627\u0644\u0645\u0635\u0631\u0641\u064a \u0628\u062e\u0637\u0649 \u062d\u0627\u0633\u0645\u0629 \u0646\u062d\u0648 \u0627\u0644\u0628\u0646\u0649 \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0627\u0644\u0642\u0627\u0628\u0644\u0629 \u0644\u0644\u062a\u0631\u0643\u064a\u0628 \u2014 \u0648\u0647\u064a \u0623\u0646\u0638\u0645\u0629 \u0645\u0639\u064a\u0627\u0631\u064a\u0629 \u062a\u0639\u062a\u0645\u062f \u0639\u0644\u0649 \u0648\u0627\u062c\u0647\u0627\u062a \u0628\u0631\u0645\u062c\u0629 \u0627\u0644\u062a\u0637\u0628\u064a\u0642\u0627\u062a (API) \u0648\u062a\u0633\u0627\u0639\u062f \u0627\u0644\u0628\u0646\u0648\u0643 \u0639\u0644\u0649 \u062a\u062d\u062f\u064a\u062b \u0627\u0644\u0628\u0646\u064a\u0629 \u0627\u0644\u062a\u062d\u062a\u064a\u0629 \u0627\u0644\u0642\u062f\u064a\u0645\u0629 \u0641\u064a \u0625\u0637\u0627\u0631 \u0628\u0631\u0627\u0645\u062c \u062a\u062d\u0648\u0644 \u0623\u0648\u0633\u0639 \u0646\u0637\u0627\u0642\u064b\u0627\u060c \u0628\u062f\u0644\u0627\u064b \u0645\u0646 \u0627\u0644\u0628\u0642\u0627\u0621 \u062d\u0628\u064a\u0633\u0629 \u0645\u0646\u0635\u0627\u062a \u0645\u062a\u062c\u0627\u0646\u0633\u0629. \u0648\u064a\u0643\u062a\u0633\u0628 \u0647\u0630\u0627 \u0627\u0644\u062a\u062d\u0648\u0644 \u0623\u0647\u0645\u064a\u0629 \u0644\u0623\u0646 \u0623\u0643\u062b\u0631 \u0645\u0646 70% \u0645\u0646 \u0627\u0644\u0628\u0646\u0648\u0643 \u0645\u0646 \u0627\u0644\u0641\u0626\u0629 \u0627\u0644\u0623\u0648\u0644\u0649 \u0644\u0627 \u062a\u0632\u0627\u0644 \u062a\u0639\u0645\u0644 \u0639\u0644\u0649 <a href=\"https:\/\/ibsintelligence.com\/product\/global-core-banking-vendors-landscape-report\/\" target=\"_self\">\u0627\u0644\u0623\u0646\u0638\u0645\u0629 \u0627\u0644\u0623\u0633\u0627\u0633\u064a\u0629 \u0627\u0644\u0642\u062f\u064a\u0645\u0629<\/a>, \u0648\u062a\u062d\u062a\u0627\u062c \u0645\u0646\u0635\u0627\u062a \u0627\u0644\u062a\u0641\u0627\u0639\u0644 \u0627\u0644\u0631\u0642\u0645\u064a \u0628\u0634\u0643\u0644 \u0645\u062a\u0632\u0627\u064a\u062f \u0625\u0644\u0649 \u062a\u0648\u0641\u064a\u0631 \u0648\u0627\u062c\u0647\u0627\u062a \u0645\u0648\u062d\u062f\u0629 \u0641\u0648\u0642 \u0627\u0644\u0623\u0646\u0638\u0645\u0629 \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0627\u0644\u0642\u0627\u0626\u0645\u0629.<\/p>\n\n\n\n<h3 id=\"h-traditional-integration-challenges\" class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Traditional_Integration_Challenges\"><\/span>\u062a\u062d\u062f\u064a\u0627\u062a \u0627\u0644\u062a\u0643\u0627\u0645\u0644 \u0627\u0644\u062a\u0642\u0644\u064a\u062f\u064a\u0629<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u062a\u0642\u062f\u0645 \u062d\u0644\u0648\u0644 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0627\u0644\u0623\u0633\u0627\u0633\u064a\u0629 \u0627\u0644\u062a\u0642\u0644\u064a\u062f\u064a\u0629 \u0645\u0646 \u062a\u064a\u0645\u064a\u0646\u0648\u0633 (Temenos) \u0623\u0648 \u0623\u0641\u0627\u0644\u0648\u0643 (Avaloq) \u062a\u063a\u0637\u064a\u0629 \u0648\u0638\u064a\u0641\u064a\u0629 \u0648\u0627\u0633\u0639\u0629 \u0627\u0644\u0646\u0637\u0627\u0642\u060c \u0648\u0644\u0643\u0646\u0647\u0627 \u062a\u0639\u062a\u0645\u062f \u063a\u0627\u0644\u0628\u0627\u064b \u0639\u0644\u0649:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0645\u0648\u0635\u0644\u0627\u062a \u062e\u0627\u0635\u0629<\/li>\n\n\n\n<li>\u0647\u0646\u062f\u0633\u0629 \u0645\u0639\u0645\u0627\u0631\u064a\u0651\u0629 \u0645\u062a\u0631\u0627\u0628\u0637\u0629 \u0628\u0642\u0648\u0629<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u0639\u0627\u062f\u0629 \u0645\u0627 \u062a\u062a\u0636\u0645\u0646 \u0645\u0634\u0627\u0631\u064a\u0639 \u062a\u0646\u0641\u064a\u0630 \u0627\u0644\u062a\u062d\u0648\u0644 \u0627\u0644\u0645\u0635\u0631\u0641\u064a \u0627\u0644\u0634\u0627\u0645\u0644 \u0645\u0627 \u064a\u0644\u064a:<\/strong><\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>\u062a\u0631\u062d\u064a\u0644 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0645\u0639\u0642\u062f\u0629<\/li>\n\n\n\n<li>\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u062a\u063a\u064a\u064a\u0631<\/li>\n\n\n\n<li>\u0639\u0645\u0644 \u0627\u0644\u062a\u0643\u0627\u0645\u0644 \u0627\u0644\u0645\u062e\u0635\u0635 \u0645\u0639 \u0627\u0644\u0623\u0646\u0638\u0645\u0629 \u0627\u0644\u062e\u0627\u0631\u062c\u064a\u0629<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">\u062a\u062f\u0645\u062c \u0627\u0644\u0623\u0646\u0638\u0645\u0629 \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0627\u0644\u0623\u0633\u0627\u0633\u064a\u0629 \u0627\u0639\u0631\u0641 \u0639\u0645\u064a\u0644\u0643\u060c \u0648\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u062d\u0633\u0627\u0628\u0627\u062a\u060c \u0648\u0645\u0639\u0627\u0644\u062c\u0629 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a\u060c \u0648\u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0639\u0628\u0631 \u0627\u0644\u0625\u0646\u062a\u0631\u0646\u062a <a href=\"https:\/\/www.investglass.com\/ar\/%d9%83%d9%8a%d9%81-%d8%aa%d8%b9%d9%85%d9%84-%d8%a7%d9%84%d8%ae%d8%af%d9%85%d8%a7%d8%aa-%d8%a7%d9%84%d9%85%d8%b5%d8%b1%d9%81%d9%8a%d8%a9-%d9%83%d8%ae%d8%af%d9%85%d8%a9-baas\/\" target=\"_self\">\u062e\u062f\u0645\u0629 \u0645\u0635\u0631\u0641\u064a\u0629<\/a> \u0627\u0644\u0637\u0628\u0642\u0627\u062a\u060c \u0648\u0644\u0643\u0646 \u0625\u0636\u0627\u0641\u0629 \u0645\u0646\u062a\u062c\u0627\u062a \u0645\u0635\u0631\u0641\u064a\u0629 \u0631\u0642\u0645\u064a\u0629 \u062c\u062f\u064a\u062f\u0629 \u0623\u0648 \u0642\u0646\u0648\u0627\u062a \u0631\u0642\u0645\u064a\u0629 \u063a\u0627\u0644\u0628\u0627\u064b \u0645\u0627 \u062a\u062a\u0637\u0644\u0628 \u0625\u0639\u0627\u062f\u0629 \u0647\u0646\u062f\u0633\u0629 \u0643\u0628\u064a\u0631\u0629.<\/p>\n\n\n\n<h3 id=\"h-investglass-integration-approach\" class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"InvestGlass_Integration_Approach\"><\/span>\u0646\u0647\u062c \u062a\u0643\u0627\u0645\u0644 \u0625\u0646\u0641\u0633\u062a \u063a\u0644\u0627\u0633<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u062a\u062a\u0628\u0646\u0649 \u0625\u0646\u0641\u0633\u062a \u063a\u0644\u0627\u0633 \u0646\u0647\u062c\u0627\u064b \u0645\u062e\u062a\u0644\u0641\u0627\u064b \u062c\u0648\u0647\u0631\u064a\u0627\u064b \u0645\u0646 \u062e\u0644\u0627\u0644 \u062a\u0648\u062d\u064a\u062f:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/www.investglass.com\/ar\/%d9%85%d8%a7-%d9%88%d8%b1%d8%a7%d8%a1-%d8%a5%d8%af%d8%a7%d8%b1%d8%a9-%d8%b9%d9%84%d8%a7%d9%82%d8%a7%d8%aa-%d8%a7%d9%84%d8%b9%d9%85%d9%84%d8%a7%d8%a1-%d8%a7%d9%84%d8%b9%d8%a7%d9%85%d8%a9%d8%8c-%d9%83\/\" target=\"_self\">\u0625\u062f\u0627\u0631\u0629 \u0639\u0644\u0627\u0642\u0627\u062a \u0627\u0644\u0639\u0645\u0644\u0627\u0621\u060c \u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u062d\u0627\u0641\u0638 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631\u064a\u0629\u060c \u0627\u0644\u062a\u0623\u0647\u064a\u0644 \u0627\u0644\u0631\u0642\u0645\u064a<\/a><\/li>\n\n\n\n<li>\u0633\u064a\u0631 \u0639\u0645\u0644 \u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644<\/li>\n\n\n\n<li>\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u0633\u062a\u0646\u062f\u0627\u062a<\/li>\n\n\n\n<li>\u0642\u062f\u0631\u0627\u062a \u0628\u0648\u0627\u0628\u0629 \u0627\u0644\u0639\u0645\u064a\u0644<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u0627\u0644\u0641\u0648\u0627\u0626\u062f \u0627\u0644\u0631\u0626\u064a\u0633\u064a\u0629 \u0644\u0644\u062a\u0643\u0627\u0645\u0644:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u062a\u062a\u064a\u062d \u0623\u062f\u0648\u0627\u062a \u0627\u0644\u062a\u0643\u0648\u064a\u0646 \u0628\u062f\u0648\u0646 \u0628\u0631\u0645\u062c\u0629 \u0648\u0630\u0627\u062a \u0627\u0644\u0628\u0631\u0645\u062c\u0629 \u0627\u0644\u0645\u062d\u062f\u0648\u062f\u0629 \u0644\u0645\u0633\u062a\u062e\u062f\u0645\u064a \u0627\u0644\u0623\u0639\u0645\u0627\u0644 \u062a\u062e\u0635\u064a\u0635 \u0633\u064a\u0631 \u0627\u0644\u0639\u0645\u0644\u060c \u0648\u062d\u0642\u0648\u0644 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a\u060c \u0648\u0627\u0644\u0623\u062f\u0648\u0627\u0631\u060c \u0648\u0627\u0644\u0646\u0645\u0627\u062f\u062c \u062f\u0648\u0646 \u0627\u0644\u0627\u0639\u062a\u0645\u0627\u062f \u0639\u0644\u0649 \u0641\u0631\u0642 \u062a\u0637\u0648\u064a\u0631 \u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a<\/li>\n\n\n\n<li>\u062a\u062a\u064a\u062d \u0627\u0644\u0628\u0646\u064a\u0629 \u0627\u0644\u0645\u0648\u062c\u0647\u0629 \u0644\u0648\u0627\u062c\u0647\u0627\u062a \u0628\u0631\u0645\u062c\u0629 \u0627\u0644\u062a\u0637\u0628\u064a\u0642\u0627\u062a (API) \u0644\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0627\u062a\u0635\u0627\u0644 \u0628\u0645\u0646\u0635\u0627\u062a \u0627\u0644\u0625\u0642\u0631\u0627\u0636 \u0627\u0644\u062a\u0627\u0628\u0639\u0629 \u0644\u062c\u0647\u0627\u062a \u062e\u0627\u0631\u062c\u064a\u0629\u060c \u0623\u0648 \u0623\u0646\u0638\u0645\u0629 \u0627\u0644\u062a\u062f\u0627\u0648\u0644\u060c \u0623\u0648 \u062e\u062f\u0645\u0627\u062a \u0627\u0644\u062a\u062d\u0648\u064a\u0644\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u062f\u0648\u0646 \u0627\u0644\u0627\u0631\u062a\u0628\u0627\u0637 \u0627\u0644\u062a\u0642\u0646\u064a \u0627\u0644\u062d\u0635\u0631\u064a.<\/li>\n\n\n\n<li>\u064a\u062f\u0639\u0645 \u062d\u0627\u0644\u0627\u062a \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0645\u062f\u0645\u062c<\/li>\n<\/ul>\n\n\n\n<h3 id=\"h-ai-and-automation-benefits\" class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"AI_and_Automation_Benefits\"><\/span>\u0641\u0648\u0627\u0626\u062f \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0648\u0627\u0644\u0623\u062a\u0645\u062a\u0629<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u062a\u062f\u0645\u062c \u0645\u0646\u0635\u0627\u062a \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0627\u0644\u062d\u062f\u064a\u062b\u0629 \u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0627\u0644\u062d\u0648\u0633\u0628\u0629 \u0627\u0644\u0633\u062d\u0627\u0628\u064a\u0629\u060c \u0648\u0648\u0627\u062c\u0647\u0627\u062a \u0628\u0631\u0645\u062c\u0629 \u0627\u0644\u062a\u0637\u0628\u064a\u0642\u0627\u062a (APIs)\u060c \u0648\u0627\u0644\u0623\u062a\u0645\u062a\u0629\u060c \u0648\u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a. \u0648\u062a\u062f\u0645\u062c \u0645\u0646\u0635\u0629 InvestGlass \u0627\u0644\u0639\u0646\u0627\u0635\u0631 \u0627\u0644\u0623\u0631\u0628\u0639\u0629 \u062c\u0645\u064a\u0639\u0647\u0627 \u0628\u0634\u0643\u0644 \u0623\u0633\u0627\u0633\u064a:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u062a\u0633\u0627\u0639\u062f \u0623\u062f\u0648\u0627\u062a \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0641\u064a \u062a\u0642\u062f\u064a\u0645 \u0631\u0624\u0649 \u062d\u0648\u0644 \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0648\u0623\u062a\u0645\u062a\u0629 \u0633\u064a\u0631 \u0627\u0644\u0639\u0645\u0644<\/li>\n\n\n\n<li>\u062d\u0644\u0648\u0644 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0627\u0644\u0645\u062f\u0639\u0648\u0645\u0629 \u0628\u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u062a\u0639\u0632\u0632 \u0639\u0645\u0644\u064a\u0629 \u0627\u062a\u062e\u0627\u0630 \u0627\u0644\u0642\u0631\u0627\u0631 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0631\u0624\u0649 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a<\/li>\n\n\n\n<li>\u064a\u0645\u0643\u0646 \u0644\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0623\u0646 \u064a\u0642\u0644\u0644 \u0645\u0646 \u0627\u0644\u0648\u0642\u062a \u0627\u0644\u0645\u0633\u062a\u063a\u0631\u0642 \u0641\u064a \u0627\u0644\u0643\u0634\u0641 \u0639\u0646 \u0627\u0644\u0627\u062d\u062a\u064a\u0627\u0644 \u0628\u0646\u0633\u0628\u0629 \u062a\u0635\u0644 \u0625\u0644\u0649 90%<\/li>\n\n\n\n<li><a href=\"https:\/\/www.investglass.com\/ar\/how-will-ai-automation-and-data-redefine-banking-in-2026\/\" target=\"_self\">\u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u064a\u062d\u0633\u0651\u0646 \u0627\u0644\u0643\u0641\u0627\u0621\u0629 \u0627\u0644\u062a\u0634\u063a\u064a\u0644\u064a\u0629<\/a> \u0645\u0646 \u062e\u0644\u0627\u0644 \u0623\u062a\u0645\u062a\u0629 \u0633\u064a\u0631 \u0627\u0644\u0639\u0645\u0644 \u0627\u0644\u062e\u0644\u0641\u064a<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u0645\u0632\u0627\u064a\u0627 \u0627\u0644\u0628\u0646\u064a\u0629 \u0627\u0644\u0633\u062d\u0627\u0628\u064a\u0629 \u0627\u0644\u0623\u0635\u0644\u064a\u0629:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0642\u0645 \u0628\u062a\u0648\u0633\u064a\u0639 \u0646\u0637\u0627\u0642 \u0627\u0644\u0645\u0648\u0627\u0631\u062f \u0628\u0633\u0647\u0648\u0644\u0629 \u0628\u0646\u0627\u0621\u064b \u0639\u0644\u0649 \u0627\u0644\u0637\u0644\u0628<\/li>\n\n\n\n<li>\u0645\u0639\u0627\u0644\u062c\u0629 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0641\u064a \u0627\u0644\u0648\u0642\u062a \u0627\u0644\u0641\u0639\u0644\u064a \u062a\u0636\u0645\u0646 \u062a\u062a\u0628\u0639\u0627 \u062f\u0642\u064a\u0642\u0627 \u0639\u0628\u0631 \u062c\u0645\u064a\u0639 \u0627\u0644\u0642\u0646\u0648\u0627\u062a \u0627\u0644\u0631\u0642\u0645\u064a\u0629<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u062f\u0631\u0627\u0633\u0629 \u062d\u0627\u0644\u0629:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0642\u0627\u0645 \u0623\u062d\u062f \u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u062e\u0627\u0635\u0629 \u0627\u0644\u0633\u0648\u064a\u0633\u0631\u064a\u0629 \u0627\u0644\u062a\u064a \u0637\u0628\u0642\u062a \u0646\u0638\u0627\u0645 InvestGlass \u0628\u062a\u0642\u0644\u064a\u0635 \u0645\u062a\u0648\u0633\u0637 \u0641\u062a\u0631\u0629 \u062a\u0623\u0647\u064a\u0644 \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0644\u062f\u064a\u0647 \u0645\u0646 14 \u064a\u0648\u0645\u0627\u064b \u0625\u0644\u0649 \u0623\u0642\u0644 \u0645\u0646 24 \u0633\u0627\u0639\u0629\u060c \u0648\u0630\u0644\u0643 \u0628\u0641\u0636\u0644 \u0633\u064a\u0631 \u0627\u0644\u0639\u0645\u0644 \u0627\u0644\u0622\u0644\u064a\u060c \u0648\u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0639\u0631\u0641 \u0639\u0645\u064a\u0644\u0643 (KYC) \u0627\u0644\u0645\u062f\u0645\u062c\u0629\u060c \u0648\u0627\u0644\u0642\u0636\u0627\u0621 \u0639\u0644\u0649 \u0627\u0644\u062a\u0623\u062e\u064a\u0631\u0627\u062a \u0627\u0644\u0643\u0627\u0645\u0646\u0629 \u0641\u064a \u0639\u0645\u0644\u064a\u0627\u062a \u062a\u0643\u0627\u0645\u0644 \u0627\u0644\u0623\u0646\u0638\u0645\u0629 \u0627\u0644\u0642\u062f\u064a\u0645\u0629.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u0627\u0644\u062d\u0644\u0648\u0644 \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0627\u0644\u0631\u0642\u0645\u064a\u0629 \u062a\u0639\u0632\u0632 \u062a\u062c\u0631\u0628\u0629 \u0627\u0644\u0639\u0645\u0644\u0627\u0621:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>64% \u0645\u0646 \u0639\u0645\u0644\u0627\u0621 \u0627\u0644\u0628\u0646\u0648\u0643 \u062d\u0648\u0644 \u0627\u0644\u0639\u0627\u0644\u0645 \u064a\u0641\u0636\u0644\u0648\u0646 \u0627\u0644\u0642\u0646\u0648\u0627\u062a \u0639\u0628\u0631 \u0627\u0644\u0647\u0627\u062a\u0641 \u0627\u0644\u0645\u062d\u0645\u0648\u0644 \u0623\u0648 \u0627\u0644\u0625\u0646\u062a\u0631\u0646\u062a \u0639\u0644\u0649 \u0627\u0644\u0641\u0631\u0648\u0639<\/li>\n\n\n\n<li>\u064a\u0645\u0643\u0646 \u0644\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u062a\u0645\u062f\u064a\u062f \u0647\u0630\u0647 \u0627\u0644\u062a\u062c\u0631\u0628\u0629 \u0644\u062a\u0634\u0645\u0644 \u0627\u0644\u0645\u062d\u0627\u0641\u0638 \u0627\u0644\u0631\u0642\u0645\u064a\u0629 \u062d\u064a\u062b\u0645\u0627 \u0643\u0627\u0646 \u0630\u0644\u0643 \u0645\u0646\u0627\u0633\u0628\u0627\u064b<\/li>\n\n\n\n<li>\u062a\u062f\u0639\u0645 \u0634\u0631\u0643\u0629 InvestGlass \u0647\u0630\u0647 \u0627\u0644\u0642\u0646\u0648\u0627\u062a \u0627\u0644\u0631\u0642\u0645\u064a\u0629 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0628\u0648\u0627\u0628\u0629 \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0627\u0644\u0622\u0645\u0646\u0629 \u0648\u0627\u0644\u0647\u0646\u062f\u0633\u0629 \u0627\u0644\u0645\u0639\u0645\u0627\u0631\u064a\u0629 \u0627\u0644\u0645\u062a\u0648\u0627\u0641\u0642\u0629 \u0645\u0639 \u0627\u0644\u0623\u062c\u0647\u0632\u0629 \u0627\u0644\u0645\u062d\u0645\u0648\u0644\u0629<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u0627\u0644\u0641\u0627\u0626\u0632: \u0633\u0648\u0641\u064a\u064a\u0631\u064a\u0646 \u0633\u0648\u0644\u064a\u0648\u0634\u0646\u0632<\/strong> \u2013 \u062a\u0648\u0641\u0631 \u0625\u0646\u0641\u0633\u062a \u063a\u0644\u0627\u0633 (InvestGlass) \u0645\u0631\u0648\u0646\u0629 \u062a\u0634\u063a\u064a\u0644\u064a\u0629 \u0641\u0627\u0626\u0642\u0629 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0648\u062d\u062f\u0627\u062a\u0647\u0627 \u0627\u0644\u0645\u062a\u0643\u0627\u0645\u0644\u0629\u060c \u0648\u062a\u0643\u0648\u064a\u0646\u0647\u0627 \u0628\u062f\u0648\u0646 \u0628\u0631\u0645\u062c\u0629\u060c \u0648\u0647\u0646\u062f\u0633\u062a\u0647\u0627 \u0627\u0644\u0642\u0627\u0626\u0645\u0629 \u0639\u0644\u0649 \u0648\u0627\u062c\u0647\u0629 \u0628\u0631\u0645\u062c\u0629 \u0627\u0644\u062a\u0637\u0628\u064a\u0642\u0627\u062a (API). \u0623\u0645\u0627 \u0627\u0644\u0645\u0632\u0648\u062f\u0648\u0646 \u0627\u0644\u062a\u0642\u0644\u064a\u062f\u064a\u0648\u0646 \u0641\u064a\u0642\u062f\u0645\u0648\u0646 \u0639\u0645\u0642\u0627\u064b \u0623\u0643\u0628\u0631 \u0641\u064a \u0645\u062c\u0627\u0644\u0627\u062a \u0645\u062a\u062e\u0635\u0635\u0629 \u0645\u062b\u0644 \u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u062a\u062c\u0627\u0631\u0629 \u0623\u0648 \u0627\u0644\u0645\u0634\u062a\u0642\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629\u060c \u0625\u0644\u0627 \u0623\u0646 \u0628\u0646\u064a\u062a\u0647\u0645 \u0627\u0644\u0635\u0644\u0628\u0629 \u0648\u0627\u0644\u062c\u062f\u0627\u0648\u0644 \u0627\u0644\u0632\u0645\u0646\u064a\u0629 \u0627\u0644\u0637\u0648\u064a\u0644\u0629 \u0644\u062a\u0646\u0641\u064a\u0630\u0647\u0627 \u062a\u062c\u0639\u0644\u0647\u0627 \u0623\u0642\u0644 \u0642\u0627\u0628\u0644\u064a\u0629 \u0644\u0644\u062a\u0643\u064a\u0641 \u0645\u0639 \u0627\u0644\u062a\u062d\u0648\u0644 \u0627\u0644\u0645\u0635\u0631\u0641\u064a \u0627\u0644\u0633\u0631\u064a\u0639.<\/p>\n\n\n\n<h2 id=\"h-total-cost-of-ownership-and-vendor-independence\" class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Total_Cost_of_Ownership_and_Vendor_Independence\"><\/span>\u0627\u0644\u062a\u0643\u0644\u0641\u0629 \u0627\u0644\u0625\u062c\u0645\u0627\u0644\u064a\u0629 \u0644\u0644\u0645\u0644\u0643\u064a\u0629 \u0648\u0627\u0644\u0627\u0633\u062a\u0642\u0644\u0627\u0644\u064a\u0629 \u0639\u0646 \u0627\u0644\u0645\u0648\u0631\u062f\u064a\u0646<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 id=\"h-cost-structures-of-traditional-providers\" class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Cost_Structures_of_Traditional_Providers\"><\/span>\u0647\u064a\u0627\u0643\u0644 \u062a\u0643\u0627\u0644\u064a\u0641 \u0627\u0644\u0645\u0632\u0648\u062f\u064a\u0646 \u0627\u0644\u062a\u0642\u0644\u064a\u062f\u064a\u064a\u0646<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u0627\u0644\u062a\u0643\u0644\u0641\u0629 \u0627\u0644\u0625\u062c\u0645\u0627\u0644\u064a\u0629 \u0644\u0644\u0645\u0644\u0643\u064a\u0629 \u0647\u064a \u0627\u0644\u0646\u0642\u0637\u0629 \u0627\u0644\u062a\u064a \u064a\u0635\u0628\u062d \u0641\u064a\u0647\u0627 \u0627\u0644\u0641\u062c\u0648\u0629 \u0628\u064a\u0646 \u0628\u0631\u0645\u062c\u064a\u0627\u062a \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0627\u0644\u062a\u0642\u0644\u064a\u062f\u064a\u0629 \u0648\u0627\u0644\u0633\u064a\u0627\u062f\u064a\u0629 \u0623\u0643\u062b\u0631 \u0648\u0636\u0648\u062d\u0627\u064b. \u062a\u0641\u0631\u0636 \u0627\u0644\u062c\u0647\u0627\u062a \u0627\u0644\u062a\u0642\u0644\u064a\u062f\u064a\u0629 \u0647\u064a\u0627\u0643\u0644 \u062a\u0631\u062e\u064a\u0635 \u0645\u0639\u0642\u062f\u0629:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0644\u0643\u0644 \u0648\u062d\u062f\u0629<\/li>\n\n\n\n<li>\u0644\u0643\u0644 \u0645\u0642\u0639\u062f<\/li>\n\n\n\n<li>\u0644\u0643\u0644 \u0645\u0639\u0627\u0645\u0644\u0629<\/li>\n\n\n\n<li>\u0627\u0644\u062a\u0643\u0627\u0644\u064a\u0641 \u0627\u0644\u0625\u0636\u0627\u0641\u064a\u0629 \u0644\u0644\u062a\u0646\u0641\u064a\u0630\u060c \u0648\u0627\u0644\u062a\u062e\u0635\u064a\u0635\u060c \u0648\u0627\u0644\u0623\u062c\u0647\u0632\u0629 \u0623\u0648 \u0627\u0644\u0628\u0646\u064a\u0629 \u0627\u0644\u062a\u062d\u062a\u064a\u0629 \u0627\u0644\u0633\u062d\u0627\u0628\u064a\u0629\u060c \u0648\u0627\u0644\u062f\u0639\u0645 \u0627\u0644\u0645\u0633\u062a\u0645\u0631<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u0627\u0639\u062a\u0628\u0627\u0631\u0627\u062a \u0627\u0644\u0647\u062c\u0631\u0629:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u064a\u0645\u0643\u0646 \u0644\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u062a\u064a \u062a\u0646\u062a\u0642\u0644 \u0625\u0644\u0649 \u0623\u0646\u0638\u0645\u0629 \u0623\u0633\u0627\u0633\u064a\u0629 \u062d\u062f\u064a\u062b\u0629 \u0623\u0646 \u062a\u062e\u0641\u0636 \u062a\u0643\u0627\u0644\u064a\u0641 \u0627\u0644\u0628\u0646\u064a\u0629 \u0627\u0644\u062a\u062d\u062a\u064a\u0629 \u0628\u0646\u0633\u0628\u0629 40%\u060c \u0644\u0643\u0646 \u0639\u0645\u0644\u064a\u0629 \u0627\u0644\u0627\u0646\u062a\u0642\u0627\u0644 \u0646\u0641\u0633\u0647\u0627 \u0642\u062f \u062a\u0643\u0644\u0641 \u0645\u0644\u0627\u064a\u064a\u0646 \u0648\u062a\u0633\u062a\u063a\u0631\u0642 \u0633\u0646\u0648\u0627\u062a \u0639\u0646\u062f \u0627\u0644\u062a\u0639\u0627\u0645\u0644 \u0645\u0639 \u0627\u0644\u0645\u0648\u0631\u062f\u064a\u0646 \u0627\u0644\u062a\u0642\u0644\u064a\u062f\u064a\u064a\u0646.<\/li>\n<\/ul>\n\n\n\n<h3 id=\"h-vendor-lock-in-challenges\" class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Vendor_Lock-In_Challenges\"><\/span>\u062a\u062d\u062f\u064a\u0627\u062a \u0627\u0644\u0627\u0631\u062a\u0628\u0627\u0637 \u0628\u0627\u0644\u0645\u0648\u0631\u062f<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u064a\u0624\u062f\u064a \u0627\u0644\u062a\u0642\u064a\u0651\u062f \u0628\u0645\u0632\u0648\u062f \u0645\u0639\u064a\u0646 \u0625\u0644\u0649 \u062a\u0636\u062e\u064a\u0645 \u0647\u0630\u0647 \u0627\u0644\u062a\u0643\u0627\u0644\u064a\u0641 \u0628\u0645\u0631\u0648\u0631 \u0627\u0644\u0648\u0642\u062a:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0628\u0645\u062c\u0631\u062f \u0623\u0646 \u062a\u0633\u062a\u062b\u0645\u0631 \u0645\u0624\u0633\u0633\u0629 \u0645\u0627\u0644\u064a\u0629 \u0641\u064a \u062a\u0637\u0628\u064a\u0642 \u0646\u0638\u0627\u0645 \u062a\u064a\u0645\u064a\u0646\u0648\u0633 \u0623\u0648 \u0623\u0641\u0627\u0644\u0648\u0643\u060c \u064a\u0635\u0628\u062d \u0627\u0644\u0627\u0646\u062a\u0642\u0627\u0644 \u0628\u0627\u0647\u0638 \u0627\u0644\u062a\u0643\u0644\u0641\u0629 \u0628\u0634\u0643\u0644 \u0628\u0627\u0647\u0638 \u0628\u0633\u0628\u0628 \u062a\u0639\u0642\u064a\u062f \u062a\u0631\u062d\u064a\u0644 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a\u060c \u0648\u0645\u062a\u0637\u0644\u0628\u0627\u062a \u0625\u0639\u0627\u062f\u0629 \u062a\u062f\u0631\u064a\u0628 \u0627\u0644\u0645\u0648\u0638\u0641\u064a\u0646\u060c \u0648\u0634\u0631\u0648\u0637 \u0627\u0644\u062e\u0631\u0648\u062c \u0627\u0644\u062a\u0639\u0627\u0642\u062f\u064a\u0629.<\/li>\n\n\n\n<li>\u064a\u062e\u0644\u0642 \u0647\u0630\u0627 \u0627\u0644\u0627\u0631\u062a\u0628\u0627\u0637 \u0645\u064a\u0632\u0629 \u062a\u0646\u0627\u0641\u0633\u064a\u0629 \u0644\u0644\u0645\u0648\u0631\u062f \u0648\u0644\u064a\u0633 \u0644\u0644\u0645\u0624\u0633\u0633\u0629\u060c \u0645\u0645\u0627 \u064a\u0642\u0644\u0644 \u0645\u0646 \u0627\u0644\u0642\u062f\u0631\u0629 \u0627\u0644\u062a\u0641\u0627\u0648\u0636\u064a\u0629 \u0639\u0646\u062f \u062a\u062c\u062f\u064a\u062f \u0627\u0644\u062a\u0631\u0627\u062e\u064a\u0635 \u0648\u064a\u062d\u062f \u0645\u0646 \u0627\u0644\u0642\u062f\u0631\u0629 \u0639\u0644\u0649 \u062a\u0628\u0646\u064a \u062d\u0644\u0648\u0644 \u0645\u0628\u062a\u0643\u0631\u0629 \u0645\u0646 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u0646\u0627\u0634\u0626\u0629 \u0641\u064a \u0645\u062c\u0627\u0644 \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0623\u0648 \u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0645\u0646\u0627\u0641\u0633\u0629.<\/li>\n<\/ul>\n\n\n\n<h3 id=\"h-saas-and-open-ecosystem-advantages\" class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"SaaS_and_Open-Ecosystem_Advantages\"><\/span>\u0645\u0632\u0627\u064a\u0627 \u0627\u0644\u0628\u0631\u0645\u062c\u064a\u0627\u062a \u0643\u062e\u062f\u0645\u0629 \u0648\u0627\u0644\u0646\u0638\u0627\u0645 \u0627\u0644\u0628\u064a\u0626\u064a \u0627\u0644\u0645\u0641\u062a\u0648\u062d<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/www.investglass.com\/ar\/%d9%85%d9%86%d8%b5%d8%a9-%d8%b3%d8%a7%d8%b3-%d9%84%d9%84%d8%aa%d9%83%d9%86%d9%88%d9%84%d9%88%d8%ac%d9%8a%d8%a7-%d8%a7%d9%84%d9%85%d8%a7%d9%84%d9%8a%d8%a9-%d8%a7%d9%84%d8%a8%d9%86%d9%83%d9%8a%d8%a9\/\" target=\"_self\">\u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0643\u0628\u0631\u0645\u062c\u064a\u0629 \u0643\u062e\u062f\u0645\u0629<\/a> \u062a\u062f\u0639\u0645 \u0627\u0644\u0645\u0646\u0635\u0627\u062a \u062a\u0642\u0644\u064a\u0644 \u0627\u0644\u0646\u0641\u0642\u0627\u062a \u0627\u0644\u0639\u0627\u0645\u0629 \u0644\u0644\u0628\u0646\u064a\u0629 \u0627\u0644\u062a\u062d\u062a\u064a\u0629 \u0648\u0627\u0644\u0625\u0646\u0634\u0627\u0621 \u0627\u0644\u0633\u0631\u064a\u0639 \u0644\u0644\u0645\u0646\u062a\u062c\u0627\u062a\u060c \u0648\u0644\u0643\u0646 \u0641\u0642\u0637 \u0625\u0630\u0627 \u0643\u0627\u0646 \u0645\u0648\u0641\u0631 \u0628\u0631\u0645\u062c\u064a\u0627\u062a \u0627\u0644\u062e\u062f\u0645\u0629 (SaaS) \u064a\u0642\u062f\u0645 \u062a\u0633\u0639\u064a\u0631\u064b\u0627 \u0634\u0641\u0627\u0641\u064b\u0627 \u0648\u0642\u0627\u0628\u0644\u064a\u0629 \u0646\u0642\u0644 \u062d\u0642\u064a\u0642\u064a\u0629. \u062a\u0642\u062f\u0645 InvestGlass \u0643\u0644\u064a\u0647\u0645\u0627:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u062a\u0633\u0639\u064a\u0631 \u0645\u0639\u064a\u0627\u0631\u064a \u0628\u062f\u0648\u0646 \u0632\u064a\u0627\u062f\u0627\u062a \u062e\u0641\u064a\u0629 \u0644\u0643\u0644 \u0645\u0642\u0639\u062f<\/li>\n\n\n\n<li>\u0628\u0646\u064a\u0629 \u0628\u064a\u0626\u0629 \u0645\u0641\u062a\u0648\u062d\u0629 \u062a\u062a\u062c\u0646\u0628 \u0627\u0644\u062a\u0628\u0639\u064a\u0627\u062a \u0627\u0644\u0627\u062d\u062a\u0643\u0627\u0631\u064a\u0629<\/li>\n\n\n\n<li><a href=\"https:\/\/www.investglass.com\/ar\/7-%d8%b9%d9%85%d9%84%d9%8a%d8%a7%d8%aa-%d9%85%d8%b5%d8%b1%d9%81%d9%8a%d8%a9-%d9%8a%d8%ac%d8%a8-%d8%a3%d8%aa%d9%85%d8%aa%d8%aa%d9%87%d8%a7\/\" target=\"_self\">\u0623\u062f\u0648\u0627\u062a \u0633\u064a\u0631 \u0627\u0644\u0639\u0645\u0644 \u0628\u062f\u0648\u0646 \u0628\u0631\u0645\u062c\u0629<\/a> \u0627\u0644\u0633\u062d\u0627\u0628\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0644\u0644\u0633\u062d\u0628 \u0648\u0627\u0644\u0625\u064a\u062f\u0627\u0639 \u062a\u062a\u064a\u062d \u0644\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0625\u0637\u0644\u0627\u0642 \u0645\u0646\u062a\u062c\u0627\u062a \u0645\u0635\u0631\u0641\u064a\u0629 \u0631\u0642\u0645\u064a\u0629 \u062c\u062f\u064a\u062f\u0629 \u0648\u0645\u0635\u0627\u062f\u0631 \u0625\u064a\u0631\u0627\u062f\u0627\u062a \u062c\u062f\u064a\u062f\u0629 \u062f\u0648\u0646 \u0627\u0644\u062d\u0627\u062c\u0629 \u0644\u062a\u0643\u0644\u064a\u0641 \u062a\u0637\u0648\u064a\u0631 \u0645\u062e\u0635\u0635<\/li>\n<\/ul>\n\n\n\n<h3 id=\"h-centralized-data-and-customer-experience-benefits\" class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Centralized_Data_and_Customer_Experience_Benefits\"><\/span>\u0641\u0648\u0627\u0626\u062f \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0645\u0631\u0643\u0632\u064a\u0629 \u0648\u062a\u062c\u0631\u0628\u0629 \u0627\u0644\u0639\u0645\u0644\u0627\u0621<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u062a\u0648\u0641\u0631 \u0623\u0646\u0638\u0645\u0629 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0645\u0631\u0643\u0632\u064a\u0629 \u0631\u0624\u064a\u0629 \u0645\u062a\u0633\u0642\u0629 \u0644\u0644\u0646\u0634\u0627\u0637 \u0627\u0644\u0645\u0627\u0644\u064a \u0648\u0639\u0644\u0627\u0642\u0627\u062a \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0639\u0628\u0631 \u0645\u0646\u0635\u0627\u062a \u0645\u062e\u062a\u0644\u0641\u0629<\/li>\n\n\n\n<li>\u064a\u0642\u0644\u0644 \u0645\u0646 \u0627\u0644\u0639\u0628\u0621 \u0627\u0644\u0625\u062f\u0627\u0631\u064a \u0627\u0644\u0645\u0631\u062a\u0628\u0637 \u0628\u0627\u0644\u0645\u0642\u0627\u064a\u064a\u0633 \u0627\u0644\u062a\u0634\u063a\u064a\u0644\u064a\u0629 \u0627\u0644\u0646\u0627\u062a\u062c \u0639\u0646 \u0635\u064a\u0627\u0646\u0629 \u0627\u0644\u0639\u062f\u064a\u062f \u0645\u0646 \u0627\u0644\u0623\u062f\u0648\u0627\u062a \u063a\u064a\u0631 \u0627\u0644\u0645\u062a\u0635\u0644\u0629 \u0628\u0628\u0639\u0636\u0647\u0627<\/li>\n\n\n\n<li>\u0628\u0641\u0636\u0644 \u0642\u064a\u0627\u0645 \u00ab\u0625\u0646\u0641\u0633\u062a\u063a\u0644\u0627\u0633\u00bb \u0628\u062f\u0645\u062c \u0623\u0646\u0638\u0645\u0629 \u0625\u062f\u0627\u0631\u0629 \u0639\u0644\u0627\u0642\u0627\u062a \u0627\u0644\u0639\u0645\u0644\u0627\u0621 (CRM) \u0648\u062a\u0623\u0647\u064a\u0644 \u0627\u0644\u0645\u0648\u0638\u0641\u064a\u0646 \u0627\u0644\u062c\u062f\u062f \u0648\u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644 \u0648\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u062d\u0627\u0641\u0638 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631\u064a\u0629 \u0641\u064a \u0645\u0646\u0635\u0629 \u0648\u0627\u062d\u062f\u0629\u060c \u062a\u062a\u062e\u0644\u0635 \u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0645\u0646 \u062a\u0643\u0627\u0644\u064a\u0641 \u0627\u0644\u062a\u0643\u0627\u0645\u0644 \u0628\u064a\u0646 \u0627\u0644\u0623\u0646\u0638\u0645\u0629 \u0627\u0644\u0645\u062a\u0628\u0627\u064a\u0646\u0629<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u062a\u062d\u0633\u064a\u0646\u0627\u062a \u0631\u0636\u0627 \u0627\u0644\u0639\u0645\u0644\u0627\u0621:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u064a\u0645\u0643\u0646 \u0644\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u062a\u064a \u062a\u0633\u062a\u062e\u062f\u0645 \u0627\u0644\u062d\u0644\u0648\u0644 \u0627\u0644\u0631\u0642\u0645\u064a\u0629 \u0623\u0646 \u062a\u062d\u0642\u0642 \u062a\u062d\u0633\u0646\u0627\u064b \u0641\u064a \u0645\u0633\u062a\u0648\u0649 \u0631\u0636\u0627 \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0628\u0646\u0633\u0628\u0629 \u062a\u062a\u0631\u0627\u0648\u062d \u0628\u064a\u0646 10 \u064820%<\/li>\n\n\n\n<li>\u064a\u0645\u0643\u0646 \u0644\u0628\u0631\u0627\u0645\u062c \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0627\u0644\u062d\u062f\u064a\u062b\u0629 \u0623\u0646 \u062a\u0631\u0641\u0639 \u0645\u0633\u062a\u0648\u0649 \u0631\u0636\u0627 \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0628\u0646\u0633\u0628\u0629 \u062a\u062a\u0631\u0627\u0648\u062d \u0628\u064a\u0646 10 \u064820%<\/li>\n\n\n\n<li>\u0648\u062a\u064f\u062a\u0631\u062c\u0645 \u0647\u0630\u0647 \u0627\u0644\u062a\u062d\u0633\u064a\u0646\u0627\u062a \u0641\u064a \u062a\u062c\u0631\u0628\u0629 \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0628\u0634\u0643\u0644 \u0645\u0628\u0627\u0634\u0631 \u0625\u0644\u0649 \u0648\u0644\u0627\u0621 \u0627\u0644\u0639\u0645\u0644\u0627\u0621\u060c \u0648\u0627\u0644\u0627\u062d\u062a\u0641\u0627\u0638 \u0628\u0647\u0645\u060c \u0648\u0627\u0644\u0642\u064a\u0645\u0629 \u0627\u0644\u062a\u064a \u064a\u0648\u0644\u062f\u0648\u0646\u0647\u0627 \u0639\u0644\u0649 \u0645\u062f\u0649 \u0641\u062a\u0631\u0629 \u062a\u0639\u0627\u0645\u0644\u0647\u0645 \u0645\u0639 \u0627\u0644\u0634\u0631\u0643\u0629<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u062a\u0648\u0642\u0639\u0627\u062a \u0627\u0644\u0633\u0648\u0642:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0645\u0646 \u0627\u0644\u0645\u062a\u0648\u0642\u0639 \u0623\u0646 \u064a\u062a\u062c\u0627\u0648\u0632 \u062d\u062c\u0645 \u0633\u0648\u0642 \u0627\u0644\u0645\u0646\u0635\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0627\u0644\u0623\u0633\u0627\u0633\u064a\u0629 \u0627\u0644\u0639\u0627\u0644\u0645\u064a\u0629 16 \u0645\u0644\u064a\u0627\u0631 \u062f\u0648\u0644\u0627\u0631 \u0623\u0645\u0631\u064a\u0643\u064a \u0628\u062d\u0644\u0648\u0644 \u0639\u0627\u0645 2027<\/li>\n\n\n\n<li>\u0625\u0646 <a href=\"https:\/\/www.gminsights.com\/industry-analysis\/wealth-management-software-market\" target=\"_self\">\u0633\u0648\u0642 \u0628\u0631\u0645\u062c\u064a\u0627\u062a \u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u062b\u0631\u0648\u0627\u062a<\/a> \u0645\u0646 \u0627\u0644\u0645\u062a\u0648\u0642\u0639 \u0623\u0646 \u064a\u0634\u0647\u062f \u0646\u0645\u0648\u0627\u064b \u0643\u0628\u064a\u0631\u0627\u064b \u0628\u064a\u0646 \u0639\u0627\u0645\u064a 2026 \u06482035<\/li>\n\n\n\n<li>\u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u062a\u064a \u062a\u0639\u0627\u0644\u062c \u0645\u0634\u0643\u0644\u0629 \u0627\u0644\u0627\u0631\u062a\u0628\u0627\u0637 \u0628\u0645\u0648\u0631\u062f \u0645\u0639\u064a\u0646 \u0627\u0644\u0622\u0646 \u0633\u062a\u0643\u0648\u0646 \u0641\u064a \u0648\u0636\u0639 \u0623\u0641\u0636\u0644 \u0644\u0644\u0627\u0633\u062a\u0641\u0627\u062f\u0629 \u0645\u0646 \u0647\u0630\u0627 \u0627\u0644\u0633\u0648\u0642 \u0627\u0644\u0645\u062a\u0637\u0648\u0631<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u0627\u0644\u0641\u0627\u0626\u0632: \u0633\u0648\u0641\u064a\u064a\u0631\u064a\u0646 \u0633\u0648\u0644\u064a\u0648\u0634\u0646\u0632<\/strong> \u2013 \u062a\u0642\u062f\u0645 InvestGlass \u062a\u0633\u0639\u064a\u0631\u064b\u0627 \u0634\u0641\u0627\u0641\u064b\u0627 \u062a\u0642\u0644\u0644 \u0645\u0646 \u0627\u0644\u0627\u0639\u062a\u0645\u0627\u062f \u0639\u0644\u0649 \u0627\u0644\u0645\u0648\u0631\u062f\u064a\u0646 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0647\u064a\u0643\u0644\u064a\u0629 \u0646\u0645\u0637\u064a\u0629 \u0630\u0627\u062a \u0646\u0638\u0627\u0645 \u0628\u064a\u0626\u064a \u0645\u0641\u062a\u0648\u062d. \u063a\u0627\u0644\u0628\u064b\u0627 \u0645\u0627 \u064a\u0641\u0631\u0636 \u0627\u0644\u0645\u0632\u0648\u062f\u0648\u0646 \u0627\u0644\u062a\u0642\u0644\u064a\u062f\u064a\u0648\u0646 \u062a\u0631\u0627\u062e\u064a\u0635 \u0645\u0639\u0642\u062f\u0629 \u062a\u0624\u062f\u064a \u0625\u0644\u0649 \u062a\u0635\u0627\u0639\u062f \u0627\u0644\u062a\u0643\u0627\u0644\u064a\u0641 \u0628\u0645\u0631\u0648\u0631 \u0627\u0644\u0648\u0642\u062a \u0648\u062a\u0642\u064a\u064a\u062f \u0627\u0644\u0627\u0633\u062a\u0642\u0644\u0627\u0644 \u0627\u0644\u062a\u0634\u063a\u064a\u0644\u064a\u060c \u0641\u0636\u0644\u0627\u064b \u0639\u0646 \u062c\u0639\u0644 \u0646\u0642\u0644 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0635\u0639\u0628\u064b\u0627 \u0628\u0634\u0643\u0644 \u0645\u062a\u0639\u0645\u062f.<\/p>\n\n\n\n<h2 id=\"h-traditional-vs-sovereign-banking-software-which-should-you-choose\" class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Traditional_vs_Sovereign_Banking_Software_Which_Should_You_Choose\"><\/span>\u0628\u0631\u0627\u0645\u062c \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0627\u0644\u062a\u0642\u0644\u064a\u062f\u064a\u0629 \u0645\u0642\u0627\u0628\u0644 \u0627\u0644\u0633\u064a\u0627\u062f\u064a\u0629: \u0623\u064a\u0647\u0645\u0627 \u064a\u062c\u0628 \u0623\u0646 \u062a\u062e\u062a\u0627\u0631\u061f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u0627\u062e\u062a\u0631 \u0628\u0631\u0627\u0645\u062c \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0627\u0644\u062a\u0642\u0644\u064a\u062f\u064a\u0629<\/strong> \u0625\u0630\u0627 \u0643\u0627\u0646\u062a \u0645\u0624\u0633\u0633\u062a\u0643 \u0628\u0646\u0643\u064b\u0627 \u062a\u062c\u0627\u0631\u064a\u064b\u0651\u0627 \u0639\u0627\u0644\u0645\u064a\u064b\u0651\u0627 \u064a\u062a\u0637\u0644\u0628 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\u0644\u0644\u062a\u0646\u0641\u064a\u0630\u060c \u0648\u0627\u0639\u062a\u0645\u0627\u062f \u0623\u0643\u0628\u0631 \u0639\u0644\u0649 \u0627\u0644\u0645\u0648\u0631\u062f\u064a\u0646\u060c \u0645\u0642\u0627\u0628\u0644 \u0642\u062f\u0631\u0629 \u0645\u062b\u0628\u062a\u0629 \u0639\u0644\u0649 \u0627\u0644\u062a\u0648\u0633\u0639 \u0641\u064a \u0627\u0644\u0633\u0648\u0642 \u0627\u0644\u0639\u0627\u0644\u0645\u064a\u0629.<\/li>\n\n\n\n<li><strong>\u0627\u062e\u062a\u0631 \u0628\u0631\u0627\u0645\u062c \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0627\u0644\u0633\u064a\u0627\u062f\u064a\u0629 \u0645\u062b\u0644 InvestGlass<\/strong> \u0625\u0630\u0627 \u0643\u0646\u062a \u0645\u0624\u0633\u0633\u0629 \u0645\u0627\u0644\u064a\u0629 \u0623\u0648\u0631\u0648\u0628\u064a\u0629 \u0623\u0648 \u0633\u0648\u064a\u0633\u0631\u0627\u060c \u0633\u0648\u0627\u0621 \u0643\u0646\u062a \u0645\u0635\u0631\u0641\u0627\u064b \u062e\u0627\u0635\u0627\u064b\u060c \u0623\u0648 \u0645\u062f\u064a\u0631\u0627\u064b \u0644\u0644\u062b\u0631\u0648\u0627\u062a\u060c \u0623\u0648 \u0645\u062f\u064a\u0631\u0627\u064b \u0644\u0644\u0623\u0635\u0648\u0644\u060c \u0623\u0648 \u0623\u062d\u062f \u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0625\u0642\u0644\u064a\u0645\u064a\u0629 \u0627\u0644\u062a\u064a \u062a\u0633\u0639\u0649 \u0625\u0644\u0649 \u0627\u0644\u0627\u0633\u062a\u0642\u0644\u0627\u0644 \u0641\u064a \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a\u060c, <a href=\"https:\/\/www.investglass.com\/ar\/%d9%83%d9%8a%d9%81-%d8%aa%d8%ad%d9%82%d9%82-%d8%a7%d9%84%d9%85%d8%a4%d8%b3%d8%b3%d8%a7%d8%aa-%d8%a7%d9%84%d9%85%d8%a7%d9%84%d9%8a%d8%a9-%d8%a7%d9%84%d8%a7%d9%85%d8%aa%d8%ab%d8%a7%d9%84-%d8%a7%d9%84\/\" target=\"_self\">\u0627\u0644\u0627\u0633\u062a\u0639\u062f\u0627\u062f \u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644\u064a \u0627\u0644\u062a\u0646\u0638\u064a\u0645\u064a<\/a>, \u060c \u0648\u0623\u0645\u0627\u0646 \u0628\u0645\u0639\u0627\u064a\u064a\u0631 \u062c\u0648\u062f\u0629 \u0633\u0648\u064a\u0633\u0631\u064a\u0651\u0629\u060c \u0648\u0645\u0642\u062f\u0631\u0627\u062a \u0625\u062f\u0627\u0631\u0629 \u0639\u0644\u0627\u0642\u0627\u062a \u0639\u0645\u0644\u0627\u0621 \u0645\u062f\u0645\u062c\u0629 \u062f\u0648\u0646 \u0627\u0644\u062e\u0636\u0648\u0639 \u0644\u0644\u0648\u0644\u0627\u064a\u0629 \u0627\u0644\u0642\u0636\u0627\u0626\u064a\u0629 \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a\u0629 \u0627\u0644\u0623\u0645\u0631\u064a\u0643\u064a\u0629 \u0623\u0648 \u0627\u0644\u0635\u064a\u0646\u064a\u0629. \u0643\u0645\u0627 \u064a\u064f\u0639\u062f \u0625\u0646\u0641\u0633\u062a\u063a\u0644\u0627\u0633 (InvestGlass) \u0627\u0644\u062e\u064a\u0627\u0631 \u0627\u0644\u0623\u0642\u0648\u0649 \u0644\u0639\u0645\u0644\u0627\u0621 \u0627\u0644\u0623\u0639\u0645\u0627\u0644 \u0627\u0644\u0630\u064a\u0646 \u064a\u0642\u0648\u0645\u0648\u0646 \u0628\u0646\u0627\u0621 \u0639\u0644\u0627\u0645\u0627\u062a \u062a\u062c\u0627\u0631\u064a\u0629 \u0631\u0642\u0645\u064a\u0629 \u062c\u062f\u064a\u062f\u0629 \u0623\u0648 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u0646\u0627\u0634\u0626\u0629 \u0641\u064a \u0645\u062c\u0627\u0644 \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u062a\u064a \u062a\u0628\u062d\u062b \u0639\u0646 \u062d\u0644 \u0645\u0635\u0631\u0641\u064a \u064a\u062a\u064a\u062d \u0646\u0634\u0631\u064b\u0627 \u0633\u0631\u064a\u0639\u064b\u0627 \u0648\u062a\u0643\u0627\u0645\u0644\u064b\u0627 \u0644\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0627\u0644\u0645\u0641\u062a\u0648\u062d\u0629.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u0628\u0627\u0644\u0646\u0633\u0628\u0629 \u0644\u063a\u0627\u0644\u0628\u064a\u0629 \u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u0623\u0648\u0631\u0648\u0628\u064a\u0629 \u0627\u0644\u062a\u064a \u062a\u0639\u0645\u0644 \u062d\u0627\u0644\u064a\u064b\u0627 \u0639\u0644\u0649 \u062a\u0642\u064a\u064a\u0645 \u0645\u0646\u0638\u0648\u0645\u0629 \u062a\u0642\u0646\u064a\u0627\u062a\u0647\u0627\u060c \u062a\u0645\u062b\u0644 \u0627\u0644\u062d\u0644\u0648\u0644 \u0627\u0644\u0633\u064a\u0627\u062f\u064a\u0629 \u0627\u0644\u062e\u064a\u0627\u0631 \u0627\u0644\u0635\u0627\u0626\u0628 \u0645\u0646 \u0627\u0644\u0646\u0627\u062d\u064a\u0629 \u0627\u0644\u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u0629. \u0648\u064a\u0634\u064a\u0631 \u0627\u0644\u0645\u0633\u0627\u0631 \u0627\u0644\u062a\u0646\u0638\u064a\u0645\u064a \u2013 \u0628\u0645\u0627 \u0641\u064a \u0630\u0644\u0643 \u0644\u0627\u0626\u062d\u0629 DORA\u060c \u0648NIS2\u060c \u0648\u062a\u0646\u0641\u064a\u0630 \u062d\u0643\u0645 Schrems II\u060c \u0648\u0645\u0631\u0627\u062c\u0639\u0627\u062a \u0642\u0627\u0646\u0648\u0646 FADP \u2013 \u0628\u0634\u0643\u0644 \u0644\u0627 \u0644\u0628\u0633 \u0641\u064a\u0647 \u0625\u0644\u0649 \u0645\u062a\u0637\u0644\u0628\u0627\u062a \u0633\u064a\u0627\u062f\u0629 \u0623\u0643\u062b\u0631 \u0635\u0631\u0627\u0645\u0629. \u0641\u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u062a\u064a \u062a\u062a\u062d\u0631\u0643 \u0627\u0644\u0622\u0646 \u062a\u0636\u0645\u0646 \u0644\u0646\u0641\u0633\u0647\u0627 \u0645\u064a\u0632\u0629 \u062a\u0646\u0627\u0641\u0633\u064a\u0629\u061b \u0623\u0645\u0627 \u062a\u0644\u0643 \u0627\u0644\u062a\u064a \u062a\u062a\u0623\u062e\u0631 \u0641\u064a \u0630\u0644\u0643 \u0641\u0633\u062a\u0648\u0627\u062c\u0647 \u062a\u0643\u0627\u0644\u064a\u0641 \u0627\u0645\u062a\u062b\u0627\u0644 \u0645\u062a\u0632\u0627\u064a\u062f\u0629 \u0648\u0627\u062d\u062a\u0645\u0627\u0644 \u0627\u0644\u0641\u0634\u0644 \u0641\u064a \u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u062a\u062f\u0642\u064a\u0642.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u064a\u0645\u062b\u0644 \u0625\u0646\u0641\u0633\u062a\u063a\u0644\u0627\u0633 <a href=\"https:\/\/www.investglass.com\/ar\/%d9%85%d8%a7-%d9%87%d9%8a-%d8%a3%d9%81%d8%b6%d9%84-%d8%a7%d9%84%d8%a8%d8%af%d8%a7%d8%a6%d9%84-%d8%a7%d9%84%d8%a3%d9%88%d8%b1%d9%88%d8%a8%d9%8a%d8%a9-%d9%84%d9%80-microsoft-%d9%84%d8%b9%d9%85%d9%84\/\" target=\"_self\">\u0628\u062f\u064a\u0644 \u0633\u064a\u0627\u062f\u064a \u0623\u0645\u062b\u0644<\/a> \u0644\u0645\u0632\u0648\u062f\u064a \u0628\u0631\u0645\u062c\u064a\u0627\u062a \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0627\u0644\u0623\u0645\u0631\u064a\u0643\u064a\u064a\u0646 \u0648\u0627\u0644\u0635\u064a\u0646\u064a\u064a\u0646 \u2013 \u062d\u064a\u062b \u062a\u0648\u0641\u0631 \u0648\u0638\u0627\u0626\u0641 \u0645\u062a\u0643\u0627\u0645\u0644\u0629\u060c \u0648\u0633\u064a\u0627\u062f\u0629 \u0633\u0648\u064a\u0633\u0631\u064a\u0629 \u0639\u0644\u0649 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a\u060c \u0648\u0643\u0641\u0627\u0621\u0629 \u062a\u0634\u063a\u064a\u0644\u064a\u0629 \u0641\u064a \u0645\u0646\u0635\u0629 \u0648\u0627\u062d\u062f\u0629 \u0645\u0635\u0645\u0645\u0629 \u0644\u062a\u0645\u0643\u064a\u0646 \u0627\u0644\u0628\u0646\u0648\u0643 \u0645\u0646 \u0627\u0644\u062a\u0631\u0643\u064a\u0632 \u0639\u0644\u0649 <a href=\"https:\/\/www.investglass.com\/ar\/%d8%a3%d9%81%d8%b6%d9%84-5-%d8%b7%d8%b1%d9%82-%d9%81%d8%b9%d8%a7%d9%84%d8%a9-%d9%84%d8%ae%d8%af%d9%85%d8%a9-%d8%a7%d9%84%d8%b9%d9%85%d9%84%d8%a7%d8%a1-%d8%a8%d8%b4%d9%83%d9%84-%d8%a3%d9%81%d8%b6%d9%84\/\" target=\"_self\">\u062e\u062f\u0645\u0629 \u0627\u0644\u0639\u0645\u0644\u0627\u0621<\/a> \u0628\u062f\u0644\u0627\u064b \u0645\u0646 \u0627\u0644\u062a\u0639\u0627\u0645\u0644 \u0645\u0639 \u0627\u0644\u062a\u0639\u0642\u064a\u062f\u0627\u062a \u0627\u0644\u0645\u062a\u0639\u0644\u0642\u0629 \u0628\u0627\u0644\u0645\u0648\u0631\u062f\u064a\u0646.<\/p>\n\n\n\n<h2 id=\"h-frequently-asked-questions\" class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Frequently_Asked_Questions\"><\/span>\u0627\u0644\u0623\u0633\u0626\u0644\u0629 \u0627\u0644\u0634\u0627\u0626\u0639\u0629<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 id=\"h-can-investglass-replace-existing-avaloq-or-temenos-implementations\" class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Can_InvestGlass_replace_existing_Avaloq_or_Temenos_implementations\"><\/span>\u0647\u0644 \u064a\u0645\u0643\u0646 \u0644\u0640 InvestGlass \u0627\u0633\u062a\u0628\u062f\u0627\u0644 \u0623\u0646\u0638\u0645\u0629 Avaloq \u0623\u0648 Temenos \u0627\u0644\u062d\u0627\u0644\u064a\u0629\u061f<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u064a\u0645\u0643\u0646 \u0644\u0640 \u00abInvestGlass\u00bb \u0623\u0646 \u062a\u062d\u0644 \u0645\u062d\u0644 \u0623\u0646\u0638\u0645\u0629 \u0625\u062f\u0627\u0631\u0629 \u0639\u0644\u0627\u0642\u0627\u062a \u0627\u0644\u0639\u0645\u0644\u0627\u0621 (CRM)\u060c \u0648\u0625\u062c\u0631\u0627\u0621\u0627\u062a \u062a\u0633\u062c\u064a\u0644 \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0627\u0644\u062c\u062f\u062f\u060c \u0648\u0623\u062a\u0645\u062a\u0629 \u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644\u060c \u0648\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u062d\u0627\u0641\u0638 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631\u064a\u0629 \u0627\u0644\u062a\u064a \u062a\u0648\u0641\u0631\u0647\u0627 \u062d\u0627\u0644\u064a\u0627\u064b <a href=\"https:\/\/www.investglass.com\/ar\/what-are-the-top-avaloq-alternatives-a-comprehensive-guide\/\" target=\"_self\">\u0623\u0641\u0627\u0644\u0648\u0643<\/a> \u0623\u0648 \u0648\u062d\u062f\u0627\u062a Temenos. \u0628\u0627\u0644\u0646\u0633\u0628\u0629 \u0644\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u062a\u064a \u062a\u0633\u062a\u062e\u062f\u0645 Temenos \u0623\u0648 Avaloq \u0643\u0646\u0638\u0627\u0645 \u0645\u0635\u0631\u0641\u064a \u0623\u0633\u0627\u0633\u064a \u064a\u062a\u0648\u0644\u0649 \u0625\u062f\u0627\u0631\u0629 \u062f\u0641\u062a\u0631 \u0627\u0644\u0623\u0633\u062a\u0627\u0630 \u0627\u0644\u0639\u0627\u0645\u060c \u0623\u0648 \u0645\u0639\u0627\u0644\u062c\u0629 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a\u060c \u0623\u0648 \u0627\u0644\u0628\u0646\u064a\u0629 \u0627\u0644\u062a\u062d\u062a\u064a\u0629 \u0644\u0644\u0645\u062f\u0641\u0648\u0639\u0627\u062a\u060c \u064a\u062a\u0643\u0627\u0645\u0644 \u0646\u0638\u0627\u0645 InvestGlass \u0639\u0628\u0631 \u0648\u0627\u062c\u0647\u0627\u062a \u0628\u0631\u0645\u062c\u0629 \u0627\u0644\u062a\u0637\u0628\u064a\u0642\u0627\u062a (APIs) \u0644\u064a\u0639\u0645\u0644 \u062c\u0646\u0628\u064b\u0627 \u0625\u0644\u0649 \u062c\u0646\u0628 \u0645\u0639 \u0627\u0644\u0646\u0638\u0627\u0645 \u0627\u0644\u0623\u0633\u0627\u0633\u064a \u0627\u0644\u062d\u0627\u0644\u064a\u060c \u0628\u062f\u0644\u0627\u064b \u0645\u0646 \u0627\u0644\u062d\u0627\u062c\u0629 \u0625\u0644\u0649 \u0627\u0633\u062a\u0628\u062f\u0627\u0644\u0647 \u0628\u0627\u0644\u0643\u0627\u0645\u0644.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u0639\u0627\u062f\u0629\u064b \u0645\u0627 \u062a\u062a\u0636\u0645\u0646 \u062c\u062f\u0627\u0648\u0644 \u0632\u0645\u0646\u064a\u0629 \u0644\u0644\u062a\u0631\u062d\u064a\u0644:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0646 \u0646\u0634\u0631 \u0637\u0628\u0642\u0627\u062a \u0625\u062f\u0627\u0631\u0629 \u0639\u0644\u0627\u0642\u0627\u062a \u0627\u0644\u0639\u0645\u0644\u0627\u0621 (CRM) \u0648\u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644 \u0641\u064a \u063a\u0636\u0648\u0646 \u0623\u0633\u0627\u0628\u064a\u0639 (\u0648\u0647\u0648 \u0623\u0633\u0631\u0639 \u0628\u0643\u062b\u064a\u0631 \u0645\u0646 \u0625\u0639\u0627\u062f\u0629 \u0627\u0644\u062a\u0646\u0641\u064a\u0630 \u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0645\u0632\u0648\u062f \u062a\u0642\u0644\u064a\u062f\u064a \u0622\u062e\u0631)<\/li>\n\n\n\n<li>\u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0633\u064a\u0631 \u0627\u0644\u0639\u0645\u0644 \u0627\u0644\u0645\u064f\u0639\u062f \u0645\u0633\u0628\u0642\u0627\u064b \u0648\u0623\u062f\u0648\u0627\u062a \u0627\u0644\u0628\u0631\u0645\u062c\u0629 \u0627\u0644\u0635\u0641\u0631\u064a\u0629<\/li>\n\n\n\n<li>\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0623\u062f\u0648\u0627\u062a \u0627\u0644\u0645\u062f\u0639\u0648\u0645\u0629 \u0628\u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0644\u062a\u062d\u0633\u064a\u0646 \u0646\u062a\u0627\u0626\u062c \u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0623\u062b\u0646\u0627\u0621 \u0648\u0628\u0639\u062f \u0627\u0644\u0627\u0646\u062a\u0642\u0627\u0644<\/li>\n<\/ul>\n\n\n\n<h3 id=\"h-how-does-swiss-hosting-compare-to-cloud-only-banking-software\" class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_does_Swiss_hosting_compare_to_cloud-only_banking_software\"><\/span>\u0643\u064a\u0641 \u064a\u064f\u0642\u0627\u0631\u0646 \u0627\u0644\u0627\u0633\u062a\u0636\u0627\u0641\u0629 \u0627\u0644\u0633\u0648\u064a\u0633\u0631\u064a\u0629 \u0628\u0631\u0645\u062c\u064a\u0627\u062a \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0627\u0644\u0642\u0627\u0626\u0645\u0629 \u0639\u0644\u0649 \u0627\u0644\u0633\u062d\u0627\u0628\u0629 \u0641\u0642\u0637\u061f<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u064a\u0648\u0641\u0631 \u0627\u0644\u0627\u0633\u062a\u0636\u0627\u0641\u0629 \u0627\u0644\u0633\u0648\u064a\u0633\u0631\u064a\u0629 \u062a\u062d\u062a \u0625\u062f\u0627\u0631\u0629 InvestGlass \u0636\u0645\u0627\u0646\u0627\u062a \u0633\u064a\u0627\u062f\u0629 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u062a\u064a \u0644\u0627 \u062a\u0633\u062a\u0637\u064a\u0639 \u0627\u0644\u0628\u0631\u0645\u062c\u064a\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0627\u0644\u0642\u0627\u0626\u0645\u0629 \u0639\u0644\u0649 \u0627\u0644\u0633\u062d\u0627\u0628\u0629 \u0641\u0642\u0637 \u0648\u0627\u0644\u0645\u0628\u0646\u064a\u0629 \u0639\u0644\u0649 \u0645\u0632\u0648\u062f\u064a \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0633\u062d\u0627\u0628\u064a\u0629 \u0627\u0644\u0623\u0645\u0631\u064a\u0643\u064a\u064a\u0646 \u0645\u0636\u0627\u0647\u0627\u062a\u0647\u0627\u060c \u0628\u063a\u0636 \u0627\u0644\u0646\u0638\u0631 \u0639\u0646 \u0627\u0644\u0645\u0646\u0637\u0642\u0629 \u0627\u0644\u062a\u064a \u064a\u0642\u0639 \u0641\u064a\u0647\u0627 \u0645\u0631\u0643\u0632 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u0627\u0644\u062a\u05e4\u05d9\u064a\u0645\u0627\u062a \u0627\u0644\u0631\u0626\u064a\u0633\u064a\u0629:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u062a\u062e\u0636\u0639 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0645\u062e\u0632\u0646\u0629 \u0641\u064a \u0633\u0648\u064a\u0633\u0631\u0627 \u0644\u0644\u0642\u0627\u0646\u0648\u0646 \u0627\u0644\u0633\u0648\u064a\u0633\u0631\u064a \u2013 \u0628\u0645\u0627 \u0641\u064a \u0630\u0644\u0643 \u0623\u062d\u0643\u0627\u0645 \u0627\u0644\u0633\u0631\u064a\u0629 \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u2013 \u0648\u0644\u0627 \u062a\u062e\u0636\u0639 \u0644\u0642\u0627\u0646\u0648\u0646 \u00abCLOUD\u00bb \u0627\u0644\u0623\u0645\u0631\u064a\u0643\u064a<\/li>\n\n\n\n<li>\u062a\u062a\u064a\u062d \u0645\u0646\u0635\u0627\u062a \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0627\u0644\u0633\u062d\u0627\u0628\u064a\u0629 \u0627\u0644\u0623\u0635\u0644\u064a\u0629 \u0645\u0639\u0627\u0644\u062c\u0629 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0641\u064a \u0627\u0644\u0648\u0642\u062a \u0627\u0644\u0641\u0639\u0644\u064a \u0648\u0642\u0627\u0628\u0644\u064a\u0629 \u0627\u0644\u062a\u0648\u0633\u0639<\/li>\n\n\n\n<li>\u0627\u0644\u0628\u0646\u064a\u0629 \u0627\u0644\u062a\u062d\u062a\u064a\u0629 \u0627\u0644\u0633\u062d\u0627\u0628\u064a\u0629 \u0627\u0644\u0633\u0648\u064a\u0633\u0631\u064a\u0629 \u0645\u0646 \u0625\u0646\u0641\u0633\u062a\u063a\u0644\u0627\u0633 \u062a\u0648\u0641\u0631 \u0646\u0641\u0633 \u0645\u0632\u0627\u064a\u0627 \u0627\u0644\u0623\u062f\u0627\u0621 \u0645\u0639 \u0627\u0644\u0627\u062d\u062a\u0641\u0627\u0638 \u0628\u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u062f\u0627\u062e\u0644 <a href=\"https:\/\/www.investglass.com\/ar\/%d8%af%d9%84%d9%8a%d9%84-%d9%83%d8%a7%d9%85%d9%84-%d9%84%d9%84%d8%b3%d8%ad%d8%a7%d8%a8%d8%a9-%d8%a7%d9%84%d8%b3%d9%8a%d8%a7%d8%af%d9%8a%d8%a9-%d8%a5%d8%aa%d9%82%d8%a7%d9%86-%d8%a8%d9%8a%d8%a7%d9%86\/\" target=\"_self\">\u0627\u0644\u0633\u062d\u0627\u0628\u0629 \u0627\u0644\u0633\u064a\u0627\u062f\u064a\u0629<\/a> \u0625\u0637\u0627\u0631 \u0639\u0645\u0644<\/li>\n\n\n\n<li>\u0628\u0627\u0644\u0646\u0633\u0628\u0629 \u0644\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u062a\u064a \u062a\u062a\u0637\u0644\u0628 \u062a\u062d\u0643\u0645\u0627\u064b \u0623\u0643\u0628\u0631\u060c \u062a\u0648\u0641\u0651\u0631 \"\u0625\u0646\u0641\u0633\u062a \u063a\u0644\u0627\u0633\" \u0646\u0634\u0631\u064b\u0627 \u0643\u0627\u0645\u0644\u0627\u064b \u062f\u0627\u062e\u0644 \u0645\u0642\u0631 \u0627\u0644\u0639\u0645\u0644 \u0643\u062e\u064a\u0627\u0631 \u0633\u062d\u0627\u0628\u064a \u062e\u0627\u0635\u060c \u0645\u0645\u0627 \u064a\u0645\u0646\u062d \u0645\u0644\u0643\u064a\u0629 \u0643\u0627\u0645\u0644\u0629 \u0644\u0644\u0628\u0646\u064a\u0629 \u0627\u0644\u062a\u062d\u062a\u064a\u0629\u060c \u0648\u0627\u0644\u062a\u0639\u0627\u0641\u064a \u0645\u0646 \u0627\u0644\u0643\u0648\u0627\u0631\u062b\u060c \u0648\u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0622\u0645\u0646\u0629<\/li>\n<\/ul>\n\n\n\n<h3 id=\"h-what-makes-investglass-different-from-investcloud-or-wealth-dynamix\" class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_makes_InvestGlass_different_from_InvestCloud_or_Wealth_Dynamix\"><\/span>\u0645\u0627 \u0627\u0644\u0630\u064a \u064a\u062c\u0639\u0644 InvestGlass \u0645\u062e\u062a\u0644\u0641\u0627\u064b \u0639\u0646 InvestCloud \u0623\u0648 Wealth Dynamix\u061f<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u062a\u0642\u062f\u0645 \u0643\u0644 \u0645\u0646 \u00ab\u0625\u0646\u0641\u0633\u062a \u0643\u0644\u0627\u0648\u062f\u00bb \u0648\u00ab\u0648\u064a\u0644\u062b \u062f\u0627\u064a\u0646\u0627\u0645\u064a\u0643\u0633\u00bb \u062e\u062f\u0645\u0627\u062a \u0641\u064a \u0645\u062c\u0627\u0644 \u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u062b\u0631\u0648\u0627\u062a \u0648 <a href=\"https:\/\/www.investglass.com\/ar\/%d8%a5%d8%aa%d9%82%d8%a7%d9%86-%d8%a5%d8%af%d8%a7%d8%b1%d8%a9-%d8%af%d9%88%d8%b1%d8%a9-%d8%ad%d9%8a%d8%a7%d8%a9-%d8%a7%d9%84%d8%b9%d9%85%d9%8a%d9%84-%d9%81%d9%8a-%d8%a7%d9%84%d8%ae%d8%af%d9%85%d8%a7\/\" target=\"_self\">\u0625\u062f\u0627\u0631\u0629 \u062f\u0648\u0631\u0629 \u062d\u064a\u0627\u0629 \u0627\u0644\u0639\u0645\u064a\u0644<\/a> \u0627\u0644\u0641\u0636\u0627\u0621\u060c \u0648\u0644\u0643\u0646 \u0644\u0627 \u064a\u0642\u062f\u0645 \u0623\u064a \u0645\u0646\u0647\u0645\u0627 \u0627\u0644\u0636\u0645\u0627\u0646\u0627\u062a \u0627\u0644\u0633\u064a\u0627\u062f\u064a\u0629 \u0627\u0644\u062a\u064a \u062a\u062d\u062f\u062f \u0647\u0648\u064a\u0629 \u0625\u0646\u0641\u0633\u062a \u063a\u0644\u0627\u0633.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Key differences:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Wealth Dynamix&#8217;s enterprise platform relies on Microsoft Dynamics 365 &#8211; a US-owned ecosystem that creates CLOUD Act exposure, even for European clients<\/li>\n\n\n\n<li>InvestCloud, while feature-rich for digital engagement, is a US-headquartered company<\/li>\n\n\n\n<li>InvestGlass differentiates through Swiss ownership, Swiss hosting, on-premise deployment options, and an integrated platform that combines CRM, digital onboarding, <a href=\"https:\/\/www.investglass.com\/ar\/%d8%a5%d8%af%d8%a7%d8%b1%d8%a9-%d8%a7%d9%84%d9%85%d8%ad%d8%a7%d9%81%d8%b8\/\" target=\"_self\">\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u062d\u0641\u0638\u0629<\/a>, personal financial management tools, and compliance automation in a single environment<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">For financial institutions in the Middle East, Europe, or any jurisdiction where data sovereignty is a regulatory or reputational priority, InvestGlass is the superior European alternative &#8211; purpose-built for the banking environment that regulators now demand.<\/p>\n\n\n\n<h3 id=\"h-is-sovereign-banking-software-suitable-for-islamic-banking-or-multi-currency-support\" class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Is_sovereign_banking_software_suitable_for_Islamic_banking_or_multi_currency_support\"><\/span>\u0647\u0644 \u0628\u0631\u0646\u0627\u0645\u062c \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0627\u0644\u0633\u064a\u0627\u062f\u064a\u0629 \u0645\u0646\u0627\u0633\u0628 \u0644\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629 \u0623\u0648 \u0644\u062f\u0639\u0645 \u0627\u0644\u0639\u0645\u0644\u0627\u062a \u0627\u0644\u0645\u062a\u0639\u062f\u062f\u0629\u061f<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Yes. InvestGlass&#8217;s modular architecture supports specialised banking suites that cater to niche workflows like corporate lending and Islamic <a href=\"https:\/\/www.investglass.com\/ar\/%d8%a7%d9%84%d8%a7%d9%85%d8%aa%d8%ab%d8%a7%d9%84-%d9%84%d9%84%d9%82%d8%b7%d8%a7%d8%b9-%d8%a7%d9%84%d9%85%d8%b5%d8%b1%d9%81%d9%8a\/\" target=\"_self\">banking compliance<\/a> \u0645\u062a\u0637\u0644\u0628\u0627\u062a.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Capabilities include:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Multi currency support<\/li>\n\n\n\n<li>Configurability to accommodate Sharia-compliant product structures through no-code workflow tools<\/li>\n\n\n\n<li>Specialized banking suites for niche workflows like corporate lending<\/li>\n\n\n\n<li>Configurability for bespoke compliance rules, reporting formats, or client communication templates<\/li>\n<\/ul>","protected":false},"excerpt":{"rendered":"<p>Traditional vs Sovereign Banking Software Solutions: Which Is Better for Regulated Financial Institutions? Regulated financial institutions face a defining technology decision: stay with traditional banking software solutions built on American or Chinese technology stacks, or move to sovereign alternatives that guarantee data independence under European law. The choice affects everything from regulatory compliance readiness to [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":47629,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[13],"tags":[36],"class_list":["post-58643","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-article","tag-banking"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v28.3 (Yoast SEO v28.4) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Essential Banking Software Solutions for Modern Financial Operations<\/title>\n<meta name=\"description\" content=\"Discover key banking software solutions that streamline financial operations and enhance efficiency. Read the article to find the right fit for your needs.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.investglass.com\/ar\/traditional-vs-sovereign-banking-software-solutions-a-comparison-for-regulated-financial-institutions\/\" \/>\n<meta property=\"og:locale\" content=\"ar_AR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Traditional vs Sovereign Banking Software Solutions: A Comparison for Regulated Financial Institutions\" \/>\n<meta property=\"og:description\" content=\"Traditional vs Sovereign Banking Software Solutions: Which Is Better for Regulated Financial Institutions? Regulated financial institutions face a\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.investglass.com\/ar\/traditional-vs-sovereign-banking-software-solutions-a-comparison-for-regulated-financial-institutions\/\" \/>\n<meta property=\"og:site_name\" content=\"InvestGlass\" \/>\n<meta property=\"article:published_time\" content=\"2026-09-04T08:55:27+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-09-04T08:55:31+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.investglass.com\/wp-content\/uploads\/2025\/04\/getty-images-hN9g41VJw40-unsplash-1-scaled.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2048\" \/>\n\t<meta property=\"og:image:height\" content=\"1365\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"InvestGlass\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@investglass\" \/>\n<meta name=\"twitter:site\" content=\"@investglass\" \/>\n<meta name=\"twitter:label1\" content=\"\u0643\u064f\u062a\u0628 \u0628\u0648\u0627\u0633\u0637\u0629\" \/>\n\t<meta name=\"twitter:data1\" content=\"InvestGlass\" \/>\n\t<meta name=\"twitter:label2\" content=\"\u0648\u0642\u062a \u0627\u0644\u0642\u0631\u0627\u0621\u0629 \u0627\u0644\u0645\u064f\u0642\u062f\u0651\u0631\" \/>\n\t<meta name=\"twitter:data2\" content=\"12 \u062f\u0642\u064a\u0642\u0629\" \/>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Essential Banking Software Solutions for Modern Financial Operations","description":"Discover key banking software solutions that streamline financial operations and enhance efficiency. 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