{"id":49973,"date":"2026-05-16T21:39:50","date_gmt":"2026-05-16T19:39:50","guid":{"rendered":"https:\/\/www.investglass.com\/?p=49973"},"modified":"2026-04-28T21:40:06","modified_gmt":"2026-04-28T19:40:06","slug":"%d9%83%d9%8a%d9%81-%d9%8a%d9%85%d9%83%d9%86%d9%83-%d8%aa%d8%a8%d8%b3%d9%8a%d8%b7-%d8%a7%d9%84%d8%b9%d9%86%d8%a7%d9%8a%d8%a9-%d8%a7%d9%84%d9%88%d8%a7%d8%ac%d8%a8%d8%a9-%d9%84%d9%84%d8%b9%d9%85%d9%84","status":"publish","type":"post","link":"https:\/\/www.investglass.com\/ar\/how-can-you-simplify-customer-due-diligence-cdd-without-compromising-compliance\/","title":{"rendered":"\u0643\u064a\u0641 \u064a\u0645\u0643\u0646\u0643 \u062a\u0628\u0633\u064a\u0637 \u0627\u0644\u0639\u0646\u0627\u064a\u0629 \u0627\u0644\u0648\u0627\u062c\u0628\u0629 \u0644\u0644\u0639\u0645\u0644\u0627\u0621 (CDD) \u062f\u0648\u0646 \u0627\u0644\u0645\u0633\u0627\u0633 \u0628\u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644\u061f"},"content":{"rendered":"<p 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\u0627\u0644\u0645\u0624\u0633\u0633\u0629 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0636\u0645\u0627\u0646 \u0627\u0644\u0627\u0644\u062a\u0632\u0627\u0645 \u0628\u0627\u0644\u0645\u062a\u0637\u0644\u0628\u0627\u062a \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a\u0629 \u0648\u0645\u0646\u0639 \u0627\u0644\u062c\u0631\u0627\u0626\u0645 \u0627\u0644\u0645\u0627\u0644\u064a\u0629.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-relationship-between-cdd-kyc-and-aml-cft\">\u0627\u0644\u0639\u0644\u0627\u0642\u0629 \u0628\u064a\u0646 \u0645\u0643\u0627\u0641\u062d\u0629 \u063a\u0633\u0644 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0648\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0625\u0631\u0647\u0627\u0628 \u0648\u0645\u0643\u0627\u0641\u062d\u0629 \u063a\u0633\u0644 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0648\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0625\u0631\u0647\u0627\u0628<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u064a\u0634\u0643\u0644 \u0627\u0644\u0627\u0631\u062a\u0628\u0627\u0637 \u0628\u064a\u0646 \u0633\u064a\u0627\u0633\u0629 \u0627\u0639\u0631\u0641 \u0639\u0645\u064a\u0644\u0643 (CDD)\u060c \u0645\u0639\u0631\u0641\u0629 \u0639\u0645\u064a\u0644\u0643 (KYC)\u060c \u0648\u0645\u0643\u0627\u0641\u062d\u0629 \u063a\u0633\u064a\u0644 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0648\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0625\u0631\u0647\u0627\u0628 (AML\/CFT) \u0623\u0633\u0627\u0633 \u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644 \u0644\u0644\u062c\u0631\u0627\u0626\u0645 \u0627\u0644\u0645\u0627\u0644\u064a\u0629:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0645\u0643\u0627\u0641\u062d\u0629 \u063a\u0633\u064a\u0644 \u0627\u0644\u0623\u0645\u0648\u0627\u0644: \u0642\u0648\u0627\u0646\u064a\u0646 \u0648\u0625\u062c\u0631\u0627\u0621\u0627\u062a \u062a\u0647\u062f\u0641 \u0625\u0644\u0649 \u0645\u0646\u0639 \u0627\u0644\u0645\u062c\u0631\u0645\u064a\u0646 \u0645\u0646 \u0625\u062e\u0641\u0627\u0621 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0627\u0644\u0645\u062a\u062d\u0635\u0644\u0629 \u0628\u0637\u0631\u0642 \u063a\u064a\u0631 \u0642\u0627\u0646\u0648\u0646\u064a\u0629 \u0643\u062f\u062e\u0644 \u0634\u0631\u0639\u064a.<\/li>\n\n\n\n<li>\u062a\u0645\u0648\u064a\u0644 \u0645\u0643\u0627\u0641\u062d\u0629 \u0627\u0644\u0625\u0631\u0647\u0627\u0628: \u062a\u062f\u0627\u0628\u064a\u0631 \u0645\u0635\u0645\u0645\u0629 \u0644\u0644\u0643\u0634\u0641 \u0639\u0646 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0623\u0646\u0638\u0645\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0625\u0631\u0647\u0627\u0628 \u0648\u0645\u0646\u0639\u0647.<\/li>\n\n\n\n<li>\u0627\u0639\u0631\u0641 \u0639\u0645\u064a\u0644\u0643 (KYC): \u0627\u0644\u0625\u0637\u0627\u0631 \u0627\u0644\u0634\u0627\u0645\u0644 \u0627\u0644\u0630\u064a \u064a\u0634\u0645\u0644 \u0627\u0644\u0639\u0646\u0627\u064a\u0629 \u0627\u0644\u0648\u0627\u062c\u0628\u0629 \u0644\u0644\u0639\u0645\u0644\u0627\u0621 (CDD) \u0648\u0627\u0644\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u0633\u062a\u0645\u0631\u0629 \u0644\u0644\u0639\u0645\u0644\u0627\u0621 \u0644\u0636\u0645\u0627\u0646 \u0645\u0639\u0631\u0641\u0629 \u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0628\u0639\u0645\u0644\u0627\u0626\u0647\u0627 \u0648\u0645\u0631\u0627\u0642\u0628\u062a\u0647\u0645.<\/li>\n\n\n\n<li>\u0627\u0644\u0639\u0646\u0627\u064a\u0629 \u0627\u0644\u0648\u0627\u062c\u0628\u0629 \u0644\u0644\u0639\u0645\u0644\u0627\u0621 (CDD): \u0647\u064a \u0627\u0644\u0639\u0645\u0644\u064a\u0629 \u0627\u0644\u0645\u0631\u0643\u0632\u0629 \u0636\u0645\u0646 \"\u0627\u0639\u0631\u0641 \u0639\u0645\u064a\u0644\u0643\" (KYC) \u0648\u0627\u0644\u0645\u062e\u0635\u0635\u0629 \u0644\u062a\u062d\u062f\u064a\u062f \u0627\u0644\u0639\u0645\u064a\u0644 \u0648\u0627\u0644\u062a\u062d\u0642\u0642 \u0645\u0646\u0647 \u0648\u062a\u0642\u064a\u064a\u0645 \u0645\u062e\u0627\u0637\u0631\u0647.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u0641\u064a \u0627\u0644\u0645\u0645\u0627\u0631\u0633\u0629 \u0627\u0644\u0639\u0645\u0644\u064a\u0629\u060c \u062a\u062a\u0637\u0644\u0628 \u0644\u0648\u0627\u0626\u062d \u0645\u0643\u0627\u0641\u062d\u0629 \u063a\u0633\u064a\u0644 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0648\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0625\u0631\u0647\u0627\u0628 \u0645\u0646 \u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u062a\u0637\u0628\u064a\u0642 \u0628\u0631\u0627\u0645\u062c \u0627\u0639\u0631\u0641 \u0639\u0645\u064a\u0644\u0643 (KYC)\u060c \u0648\u0627\u0644\u062a\u064a \u064a\u062a\u0645 \u062a\u0641\u0639\u064a\u0644\u0647\u0627 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u0639\u0646\u0627\u064a\u0629 \u0627\u0644\u0648\u0627\u062c\u0628\u0629 \u0644\u0644\u0639\u0645\u0644\u0627\u0621 (CDD) \u0627\u0644\u0634\u0627\u0645\u0644\u0629. \u0648\u0628\u0627\u0644\u062a\u0627\u0644\u064a\u060c \u0641\u0625\u0646 \u0627\u0644\u0639\u0646\u0627\u064a\u0629 \u0627\u0644\u0648\u0627\u062c\u0628\u0629 \u0644\u0644\u0639\u0645\u0644\u0627\u0621 \u0647\u064a \u0627\u0644\u0642\u0644\u0628 \u0627\u0644\u062a\u0634\u063a\u064a\u0644\u064a \u0644\u0628\u0631\u0646\u0627\u0645\u062c \u0627\u0639\u0631\u0641 \u0639\u0645\u064a\u0644\u0643\u060c \u0648\u0643\u0644\u0627\u0647\u0645\u0627 \u062d\u064a\u0648\u064a \u0644\u0644\u0627\u0645\u062a\u062b\u0627\u0644 \u0644\u0644\u0648\u0627\u0626\u062d \u0645\u0643\u0627\u0641\u062d\u0629 \u063a\u0633\u064a\u0644 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0648\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0625\u0631\u0647\u0627\u0628.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><th colspan=\"1\" rowspan=\"1\"><p>\u0627\u0644\u0645\u062f\u0629<\/p><\/th><th colspan=\"1\" rowspan=\"1\"><p>\u0627\u0644\u062a\u0639\u0631\u064a\u0641<\/p><\/th><\/tr><tr><td colspan=\"1\" rowspan=\"1\"><p>CDD<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><p>\u0627\u0644\u0639\u0645\u0644 \u0627\u0644\u0645\u0633\u062a\u0647\u062f\u0641 \u0644\u062a\u062d\u062f\u064a\u062f \u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0648\u0627\u0644\u062a\u062d\u0642\u0642 \u0645\u0646\u0647\u0627 \u0648\u062a\u0642\u064a\u064a\u0645\u0647\u0627<\/p><\/td><\/tr><tr><td colspan=\"1\" rowspan=\"1\"><p>\u0627\u0639\u0631\u0641 \u0639\u0645\u064a\u0644\u0643<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><p>\u0625\u0637\u0627\u0631 \u0627\u0644\u0639\u0645\u0644 \u0627\u0644\u0623\u0648\u0633\u0639 \u0646\u0637\u0627\u0642\u0627\u064b \u0627\u0644\u0630\u064a \u064a\u0634\u0645\u0644 \u0627\u062a\u0641\u0627\u0642\u064a\u0629 \u0645\u0643\u0627\u0641\u062d\u0629 \u0627\u0644\u062a\u0635\u062d\u0631 \u0648\u0646\u0632\u0639 \u0627\u0644\u0633\u0644\u0627\u062d \u0648\u0627\u0644\u062a\u0633\u0631\u064a\u062d \u0648\u0625\u0639\u0627\u062f\u0629 \u0627\u0644\u0625\u062f\u0645\u0627\u062c \u0628\u0627\u0644\u0625\u0636\u0627\u0641\u0629 \u0625\u0644\u0649 \u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0639\u0644\u0627\u0642\u0627\u062a \u0627\u0644\u0645\u0633\u062a\u0645\u0631\u0629<\/p><\/td><\/tr><tr><td colspan=\"1\" rowspan=\"1\"><p>AML<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><p>\u0644\u0648\u0627\u0626\u062d \u0645\u0643\u0627\u0641\u062d\u0629 \u063a\u0633\u064a\u0644 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0627\u0644\u062a\u064a \u062a\u0644\u0632\u0645 \u0628\u0645\u062a\u0637\u0644\u0628\u0627\u062a \u0627\u0644\u0639\u0646\u0627\u064a\u0629 \u0627\u0644\u0648\u0627\u062c\u0628\u0629 \u0644\u0644\u0639\u0645\u0644\u0627\u0621<\/p><\/td><\/tr><tr><td colspan=\"1\" rowspan=\"1\"><p>CFT<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><p>\u0642\u0648\u0627\u0639\u062f \u0645\u0643\u0627\u0641\u062d\u0629 \u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0625\u0631\u0647\u0627\u0628 \u0627\u0644\u062a\u064a \u062a\u062a\u0637\u0644\u0628 \u062a\u062d\u062f\u064a\u062f \u0645\u062e\u0627\u0637\u0631 \u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0625\u0631\u0647\u0627\u0628<\/p><\/td><\/tr><tr><td colspan=\"1\" rowspan=\"1\"><p>\u062a\u0634\u0645\u0644 \u0627\u0644\u0645\u0631\u0627\u062c\u0639 \u0627\u0644\u062a\u0646\u0638\u064a\u0645\u064a\u0629 \u0627\u0644\u0631\u0626\u064a\u0633\u064a\u0629 \u062a\u0648\u0635\u064a\u0627\u062a \u0645\u062c\u0645\u0648\u0639\u0629 \u0627\u0644\u0639\u0645\u0644 \u0627\u0644\u0645\u0627\u0644\u064a (FATF) \u0627\u0644\u0640 40 \u0648\u0642\u0627\u0639\u062f\u0629 \u0634\u0628\u0643\u0629 \u0625\u0646\u0641\u0627\u0630 \u0642\u0648\u0627\u0646\u064a\u0646 \u0627\u0644\u062c\u0631\u0627\u0626\u0645 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u0623\u0645\u0631\u064a\u0643\u064a\u0629 (FinCEN) \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0627\u0644\u0639\u0646\u0627\u064a\u0629 \u0627\u0644\u0648\u0627\u062c\u0628\u0629 \u0628\u0627\u0644\u0639\u0645\u0644\u0627\u0621 (\u0633\u0627\u0631\u064a\u0629 \u0627\u0644\u0645\u0641\u0639\u0648\u0644 \u0641\u064a 11 \u0645\u0627\u064a\u0648 2018)\u060c \u0648\u0627\u0644\u062a\u064a \u062a\u0641\u0631\u0636 \u0623\u0631\u0628\u0639\u0629 \u0639\u0646\u0627\u0635\u0631 \u0623\u0633\u0627\u0633\u064a\u0629 \u0644\u0644\u0639\u0646\u0627\u064a\u0629 \u0627\u0644\u0648\u0627\u062c\u0628\u0629.<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-typical-cdd-process-elements\">\u0639\u0646\u0627\u0635\u0631 \u0639\u0645\u0644\u064a\u0629 \u0627\u062a\u0641\u0627\u0642\u064a\u0629 \u0645\u0643\u0627\u0641\u062d\u0629 \u0627\u0644\u062a\u0635\u062d\u0631 \u0627\u0644\u0646\u0645\u0648\u0630\u062c\u064a\u0629<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u062a\u062a\u0636\u0645\u0646 \u0639\u0645\u0644\u064a\u0629 \u0627\u0644\u0639\u0646\u0627\u064a\u0629 \u0627\u0644\u0648\u0627\u062c\u0628\u0629 \u0644\u0644\u0639\u0645\u0644\u0627\u0621 \u0628\u0634\u0643\u0644 \u0639\u0627\u0645:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u062c\u0645\u0639 \u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0647\u0648\u064a\u0629 (\u0627\u0644\u0627\u0633\u0645\u060c \u062a\u0627\u0631\u064a\u062e \u0627\u0644\u0645\u064a\u0644\u0627\u062f\u060c \u0627\u0644\u062c\u0646\u0633\u064a\u0629\u060c \u0627\u0644\u0639\u0646\u0648\u0627\u0646)<\/li>\n\n\n\n<li>\u062c\u0645\u0639 \u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0627\u0644\u0645\u0644\u0643\u064a\u0629 \u0627\u0644\u0645\u0633\u062a\u0641\u064a\u062f\u0629<\/li>\n\n\n\n<li>\u0641\u0647\u0645 \u0645\u0635\u062f\u0631 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0648\u0627\u0644\u062b\u0631\u0648\u0629<\/li>\n\n\n\n<li>\u062a\u0648\u0642\u0639 \u0646\u0634\u0627\u0637 \u0627\u0644\u062d\u0633\u0627\u0628 \u0648\u0623\u0646\u0645\u0627\u0637 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a<\/li>\n\n\n\n<li>\u0628\u0627\u0644\u0646\u0638\u0631 \u0625\u0644\u0649 \u0627\u0644\u062a\u0639\u0631\u0636\u0627\u062a \u0627\u0644\u062c\u063a\u0631\u0627\u0641\u064a\u0629 \u0648\u0627\u0644\u0642\u0637\u0627\u0639\u064a\u0629<\/li>\n\n\n\n<li>\u062a\u0642\u064a\u064a\u0645 \u0645\u0644\u0641 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u062e\u0627\u0635 \u0628\u0627\u0644\u0639\u0645\u064a\u0644 \u0628\u0646\u0627\u0621\u064b \u0639\u0644\u0649 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0627\u0644\u062a\u064a \u062a\u0645 \u062c\u0645\u0639\u0647\u0627<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u064a\u0646\u0637\u0628\u0642 \u0627\u0644\u0639\u0646\u0627\u064a\u0629 \u0627\u0644\u0648\u0627\u062c\u0628\u0629 \u0639\u0644\u0649 \u0627\u0644\u0623\u0641\u0631\u0627\u062f \u0648\u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0648\u0627\u0644\u0635\u0646\u0627\u062f\u064a\u0642 \u0648\u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0648\u063a\u064a\u0631\u0647\u0627 \u0645\u0646 \u0627\u0644\u0643\u064a\u0627\u0646\u0627\u062a\u060c \u0645\u0639 \u062a\u0628\u0627\u064a\u0646 \u0639\u0645\u0642 \u0627\u0644\u062a\u062f\u0642\u064a\u0642 \u0648\u0641\u0642\u064b\u0627 \u0644\u0645\u0644\u0641 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u062e\u0627\u0635 \u0628\u0627\u0644\u0639\u0645\u064a\u0644. \u0641\u064a \u0633\u0648\u064a\u0633\u0631\u0627\u060c \u062a\u062e\u0636\u0639 \u0645\u062a\u0637\u0644\u0628\u0627\u062a \u0627\u0644\u0639\u0646\u0627\u064a\u0629 \u0627\u0644\u0648\u0627\u062c\u0628\u0629 \u0644\u0642\u0627\u0646\u0648\u0646 \u0645\u0643\u0627\u0641\u062d\u0629 \u063a\u0633\u0644 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0627\u0644\u0633\u0648\u064a\u0633\u0631\u064a (AMLA) \u0648\u0644\u0648\u0627\u0626\u062d FINMA\u060c \u0627\u0644\u062a\u064a \u062a\u0624\u0643\u062f \u0639\u0644\u0649 \u0627\u0644\u0636\u0648\u0627\u0628\u0637 \u0627\u0644\u0642\u0627\u0626\u0645\u0629 \u0639\u0644\u0649 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0648\u0627\u0644\u062a\u0648\u062b\u064a\u0642 \u0627\u0644\u0645\u0641\u0635\u0644. \u064a\u0634\u0645\u0644 \u0646\u0647\u062c \u0627\u0644\u0639\u0646\u0627\u064a\u0629 \u0627\u0644\u0648\u0627\u062c\u0628\u0629 \u0627\u0644\u0634\u0627\u0645\u0644 \u0643\u0644\u0627\u064b \u0645\u0646 \u0627\u0644\u062a\u062d\u0642\u0642 \u0645\u0646 \u0627\u0644\u0647\u0648\u064a\u0629 \u0648\u0645\u0644\u0641 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0644\u0636\u0645\u0627\u0646 \u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644 \u0648\u0627\u0644\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0641\u0639\u0627\u0644\u0629 \u0644\u0644\u0645\u062e\u0627\u0637\u0631.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-why-customer-due-diligence-matters-for-financial-institutions\">\u0623\u0647\u0645\u064a\u0629 \u0627\u0644\u0639\u0646\u0627\u064a\u0629 \u0627\u0644\u0648\u0627\u062c\u0628\u0629 \u0628\u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0628\u0627\u0644\u0646\u0633\u0628\u0629 \u0644\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u0641\u064a \u0627\u0644\u0641\u062a\u0631\u0629 \u0645\u0627 \u0628\u064a\u0646 2015 \u06482024\u060c \u062a\u062c\u0627\u0648\u0632\u062a \u0627\u0644\u063a\u0631\u0627\u0645\u0627\u062a \u0627\u0644\u0639\u0627\u0644\u0645\u064a\u0629 \u0627\u0644\u0645\u062a\u0639\u0644\u0642\u0629 \u0628\u0645\u0643\u0627\u0641\u062d\u0629 \u063a\u0633\u0644 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 1.2 \u062a\u0631\u064a\u0644\u064a\u0648\u0646 \u062f\u0648\u0644\u0627\u0631. \u0648\u0623\u0633\u0641\u0631\u062a \u0641\u0636\u064a\u062d\u0629 \u0628\u0646\u0643 \u062f\u0627\u0646\u0633\u0643 \u0648\u062d\u062f\u0647\u0627 \u0639\u0646 \u063a\u0631\u0627\u0645\u0627\u062a \u0628\u0642\u064a\u0645\u0629 2 \u0645\u0644\u064a\u0627\u0631 \u062f\u0648\u0644\u0627\u0631 \u0628\u0633\u0628\u0628 \u0639\u062f\u0645 \u0643\u0641\u0627\u064a\u0629 \u0625\u062c\u0631\u0627\u0621\u0627\u062a \u0627\u0644\u062a\u062d\u0642\u0642 \u0645\u0646 \u0647\u0648\u064a\u0629 \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0641\u064a \u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0645\u0634\u0628\u0648\u0647\u0629 \u0628\u0642\u064a\u0645\u0629 230 \u0645\u0644\u064a\u0627\u0631 \u062f\u0648\u0644\u0627\u0631 \u0639\u0628\u0631 \u0641\u0631\u0639\u0647 \u0641\u064a \u0625\u0633\u062a\u0648\u0646\u064a\u0627. \u0641\u0631\u0636\u062a \u0647\u064a\u0626\u0629 \u0627\u0644\u0631\u0642\u0627\u0628\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u0633\u0648\u064a\u0633\u0631\u064a\u0629 (FINMA) \u063a\u0631\u0627\u0645\u0629 \u0642\u062f\u0631\u0647\u0627 $475 \u0645\u0644\u064a\u0648\u0646 \u0639\u0644\u0649 \u0628\u0646\u0643 \u0643\u0631\u064a\u062f\u064a \u0633\u0648\u064a\u0633 \u0641\u064a \u0639\u0627\u0645 2022 \u0628\u0633\u0628\u0628 \u0625\u062e\u0641\u0627\u0642\u0627\u062a\u0647 \u0627\u0644\u0645\u062a\u0643\u0631\u0631\u0629 \u0641\u064a \u0645\u062c\u0627\u0644 \u0645\u0643\u0627\u0641\u062d\u0629 \u063a\u0633\u0644 \u0627\u0644\u0623\u0645\u0648\u0627\u0644\u060c \u0645\u0645\u0627 \u0633\u0627\u0647\u0645 \u0641\u064a \u0627\u0646\u0647\u064a\u0627\u0631\u0647 \u0641\u064a \u0639\u0627\u0645 2023. \u064a\u0645\u0643\u0646 \u0623\u0646 \u064a\u0624\u062f\u064a \u0625\u0647\u0645\u0627\u0644 \u062a\u0642\u064a\u064a\u0645 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0623\u062b\u0646\u0627\u0621 \u0625\u062c\u0631\u0627\u0621\u0627\u062a \u0627\u0644\u0639\u0646\u0627\u064a\u0629 \u0627\u0644\u0648\u0627\u062c\u0628\u0629 \u062a\u062c\u0627\u0647 \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0625\u0644\u0649 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rowspan=\"1\"><p>\u063a\u0631\u0627\u0645\u0627\u062a \u062a\u0635\u0644 \u0625\u0644\u0649 101 \u062a\u064a\u0631\u0627\u0628\u0627\u064a\u062a 3 \u062a\u064a\u0631\u0627\u0628\u0627\u064a\u062a \u0645\u0646 \u0631\u0642\u0645 \u0627\u0644\u0623\u0639\u0645\u0627\u0644 \u0627\u0644\u0633\u0646\u0648\u064a (\u0627\u0644\u0627\u062a\u062d\u0627\u062f \u0627\u0644\u0623\u0648\u0631\u0648\u0628\u064a \u0644\u0645\u0643\u0627\u0641\u062d\u0629 \u0627\u0644\u062a\u0635\u062d\u0631 \u0648\u0645\u0643\u0627\u0641\u062d\u0629 \u0627\u0644\u062a\u0635\u062d\u0631)\u060c \u0648\u0623\u0648\u0627\u0645\u0631 \u0627\u0644\u0625\u0635\u0644\u0627\u062d<\/p><\/td><\/tr><tr><td colspan=\"1\" rowspan=\"1\"><p>\u062c\u0646\u0627\u0626\u064a<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><p>\u0627\u0644\u0645\u0633\u0624\u0648\u0644\u064a\u0629 \u0627\u0644\u0634\u062e\u0635\u064a\u0629 \u0644\u0644\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0639\u0644\u064a\u0627 \u0628\u0645\u0648\u062c\u0628 \u0627\u0644\u0645\u0627\u062f\u0629 6AMLD<\/p><\/td><\/tr><tr><td colspan=\"1\" rowspan=\"1\"><p>\u0627\u0644\u062a\u0634\u063a\u064a\u0644<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><p>\u0642\u064a\u0648\u062f \u0627\u0644\u062a\u0631\u062e\u064a\u0635\u060c \u0648\u0641\u0642\u062f\u0627\u0646 \u0639\u0644\u0627\u0642\u0627\u062a \u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0645\u0631\u0627\u0633\u0644\u0629<\/p><\/td><\/tr><tr><td colspan=\"1\" rowspan=\"1\"><p>\u0627\u0644\u0633\u0645\u0639\u0629<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><p>\u062e\u0633\u0627\u0631\u0629 \u0627\u0644\u0639\u0645\u0644\u0627\u0621\u060c \u062a\u062e\u0641\u064a\u0636 \u0627\u0644\u062a\u0635\u0646\u064a\u0641\u0627\u062a\u060c \u0632\u064a\u0627\u062f\u0629 \u0627\u0644\u062a\u062f\u0642\u064a\u0642 \u0627\u0644\u0625\u0639\u0644\u0627\u0645\u064a<\/p><\/td><\/tr><tr><td colspan=\"1\" rowspan=\"1\"><p>\u0641\u064a \u0623\u0639\u0642\u0627\u0628 \u0642\u0636\u064a\u0629 \u0628\u0646\u0643 \u062f\u0627\u0646\u0633\u0643\u060c \u062e\u0633\u0631\u062a \u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0627\u0633\u0643\u0646\u062f\u0646\u0627\u0641\u064a\u0629 \u0645\u0627 \u0628\u064a\u0646 20 \u064830% \u0645\u0646 \u0627\u0644\u0639\u0644\u0627\u0642\u0627\u062a \u0639\u0627\u0644\u064a\u0629 \u0627\u0644\u0645\u062e\u0627\u0637\u0631\u060c \u062d\u064a\u062b \u0633\u0639\u062a \u0627\u0644\u0623\u0637\u0631\u0627\u0641 \u0627\u0644\u0645\u0642\u0627\u0628\u0644\u0629 \u0625\u0644\u0649 \u062a\u0642\u0644\u064a\u0644 \u0645\u062e\u0627\u0637\u0631 \u062a\u0639\u0631\u0636\u0647\u0627 \u0644\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0630\u0627\u062a \u0627\u0644\u0636\u0648\u0627\u0628\u0637 \u0627\u0644\u0636\u0639\u064a\u0641\u0629.<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-strategic-benefits-of-robust-cdd\">\u0627\u0644\u0645\u0632\u0627\u064a\u0627 \u0627\u0644\u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u0629 \u0644\u0648\u062b\u064a\u0642\u0629 CDD \u0627\u0644\u0642\u0648\u064a\u0629<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u0625\u0644\u0649 \u062c\u0627\u0646\u0628 \u062a\u062c\u0646\u0628 \u0627\u0644\u063a\u0631\u0627\u0645\u0627\u062a\u060c \u064a\u0648\u0641\u0631 \u0627\u0644\u0639\u0646\u0627\u064a\u0629 \u0627\u0644\u0648\u0627\u062c\u0628\u0629 \u0627\u0644\u0645\u0639\u0632\u0632\u0629 \u0645\u0632\u0627\u064a\u0627 \u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u0629:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0641\u0647\u0645 \u0623\u0639\u0645\u0642 \u0644\u0627\u062d\u062a\u064a\u0627\u062c\u0627\u062a \u0648\u0631\u0624\u0649 \u0627\u0644\u0639\u0645\u0644\u0627\u0621<\/li>\n\n\n\n<li>\u062a\u062d\u0633\u064a\u0646 \u062a\u0635\u0646\u064a\u0641 \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0648\u0627\u0644\u0628\u064a\u0639 \u0627\u0644\u062a\u0643\u0645\u064a\u0644\u064a (\u0632\u064a\u0627\u062f\u0629 \u0641\u064a \u0627\u0644\u0625\u064a\u0631\u0627\u062f\u0627\u062a \u0628\u0646\u0633\u0628\u0629 15-20\u066a \u0648\u0641\u0642\u064b\u0627 \u0644\u0634\u0631\u0643\u0629 \u0645\u0627\u0643\u064a\u0646\u0632\u064a)<\/li>\n\n\n\n<li>\u062a\u0633\u0639\u064a\u0631 \u0623\u0641\u0636\u0644 \u0639\u0644\u0649 \u0623\u0633\u0627\u0633 \u0627\u0644\u0645\u062e\u0627\u0637\u0631<\/li>\n\n\n\n<li>\u0639\u0644\u0627\u0642\u0627\u062a \u0623\u0642\u0648\u0649 \u0645\u0639 \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0645\u0628\u0646\u064a\u0629 \u0639\u0644\u0649 \u0627\u0644\u0634\u0641\u0627\u0641\u064a\u0629<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u064a\u0642\u0644\u0644 \u0625\u0646\u0641\u0633\u062a\u062c\u0644\u0627\u0633 \u0645\u0646 \u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644 \u0639\u0628\u0631 \u0645\u0633\u0627\u0631\u0627\u062a \u0639\u0645\u0644 \u0645\u0648\u062d\u062f\u0629 \u0648\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0633\u0645\u0639\u0629 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0645\u0633\u0627\u0631\u0627\u062a \u062a\u062f\u0642\u064a\u0642 \u0634\u0641\u0627\u0641\u0629 \u062a\u0648\u062b\u0642 \u0627\u0644\u0639\u0646\u0627\u064a\u0629 \u0627\u0644\u0648\u0627\u062c\u0628\u0629 \u0644\u0639\u0645\u064a\u0644\u0643 \u0641\u064a \u0643\u0644 \u0645\u0631\u062d\u0644\u0629.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><em>\u0627\u0644\u0627\u0646\u062a\u0642\u0627\u0644: \u0625\u062f\u0631\u0627\u0643 \u0623\u0647\u0645\u064a\u0629 \u0627\u0644\u0639\u0646\u0627\u064a\u0629 \u0627\u0644\u0648\u0627\u062c\u0628\u0629 \u0644\u0644\u0639\u0645\u0644\u0627\u0621 (CDD) \u064a\u0624\u062f\u064a \u0625\u0644\u0649 \u0627\u0633\u062a\u0643\u0634\u0627\u0641 \u0623\u0646\u0648\u0627\u0639 \u0627\u0644\u0639\u0646\u0627\u064a\u0629 \u0627\u0644\u0648\u0627\u062c\u0628\u0629 \u0627\u0644\u0645\u062e\u062a\u0644\u0641\u0629 \u0627\u0644\u062a\u064a \u064a\u062c\u0628 \u0639\u0644\u0649 \u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u062a\u0646\u0641\u064a\u0630\u0647\u0627. \u064a\u062d\u062f\u062f \u0627\u0644\u0642\u0633\u0645 \u0627\u0644\u062a\u0627\u0644\u064a \u0647\u0630\u0647 \u0627\u0644\u0623\u0646\u0648\u0627\u0639 \u0648\u062a\u0637\u0628\u064a\u0642\u0627\u062a\u0647\u0627 \u0627\u0644\u0639\u0645\u0644\u064a\u0629.<\/em><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-key-types-of-customer-due-diligence\">\u0627\u0644\u0623\u0646\u0648\u0627\u0639 \u0627\u0644\u0631\u0626\u064a\u0633\u064a\u0629 \u0644\u0644\u0639\u0646\u0627\u064a\u0629 \u0627\u0644\u0648\u0627\u062c\u0628\u0629 \u0628\u0627\u0644\u0639\u0645\u0644\u0627\u0621<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u062a\u0637\u0628\u0642 \u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u062b\u0644\u0627\u062b \u0641\u0626\u0627\u062a \u0623\u0633\u0627\u0633\u064a\u0629 \u0644\u0644\u0639\u0646\u0627\u064a\u0629 \u0627\u0644\u0648\u0627\u062c\u0628\u0629 \u0639\u0644\u0649 \u0645\u0633\u062a\u0648\u0649 \u0627\u0644\u0639\u0627\u0644\u0645\u060c \u0643\u0645\u0627 \u0647\u0648 \u0645\u0648\u0636\u062d \u0641\u064a \u062a\u0648\u062c\u064a\u0647\u0627\u062a \u0645\u062c\u0645\u0648\u0639\u0629 \u0627\u0644\u0639\u0645\u0644 \u0627\u0644\u0645\u0627\u0644\u064a (FATF) \u0648\u0627\u0644\u062a\u0648\u062c\u064a\u0647\u0627\u062a \u0627\u0644\u0623\u0648\u0631\u0648\u0628\u064a\u0629 \u0644\u0645\u0643\u0627\u0641\u062d\u0629 \u063a\u0633\u064a\u0644 \u0627\u0644\u0623\u0645\u0648\u0627\u0644. \u064a\u0639\u062a\u0645\u062f \u0646\u0648\u0639 \u0627\u0644\u0639\u0646\u0627\u064a\u0629 \u0627\u0644\u0648\u0627\u062c\u0628\u0629 \u0627\u0644\u0645\u062e\u062a\u0627\u0631\u0629 \u0639\u0644\u0649 \u0645\u0644\u0641 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u062e\u0627\u0635 \u0628\u0627\u0644\u0639\u0645\u064a\u0644 \u0648\u0639\u0644\u0627\u0642\u0629 \u0627\u0644\u0639\u0645\u0644.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-overview-of-cdd-types\">\u0646\u0638\u0631\u0629 \u0639\u0627\u0645\u0629 \u0639\u0644\u0649 \u0623\u0646\u0648\u0627\u0639 \u0627\u062a\u0641\u0627\u0642\u064a\u0629 \u0645\u0643\u0627\u0641\u062d\u0629 \u0627\u0644\u062a\u0635\u062d\u0631<\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><th colspan=\"1\" rowspan=\"1\"><p>\u0646\u0648\u0639 CDD<\/p><\/th><th colspan=\"1\" rowspan=\"1\"><p>\u0627\u0644\u0648\u0635\u0641<\/p><\/th><th colspan=\"1\" rowspan=\"1\"><p>\u0639\u0646\u062f \u0627\u0644\u062a\u0637\u0628\u064a\u0642<\/p><\/th><\/tr><tr><td colspan=\"1\" rowspan=\"1\"><p>\u0645\u0639\u064a\u0627\u0631 CDDD<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><p>\u0627\u0644\u0641\u062d\u0648\u0635\u0627\u062a \u0627\u0644\u0623\u0633\u0627\u0633\u064a\u0629 \u0644\u0644\u0639\u0645\u0644\u0627\u0621 \u0630\u0648\u064a \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0645\u0646\u062e\u0641\u0636\u0629 \u0625\u0644\u0649 \u0627\u0644\u0645\u062a\u0648\u0633\u0637\u0629<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><p>\u0645\u0639\u0638\u0645 \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0630\u0648\u064a \u0627\u0644\u0645\u0644\u0641\u0627\u062a \u0627\u0644\u0634\u062e\u0635\u064a\u0629 \u0627\u0644\u0645\u0628\u0627\u0634\u0631\u0629<\/p><\/td><\/tr><tr><td colspan=\"1\" rowspan=\"1\"><p>\u0627\u0644\u0639\u0646\u0627\u064a\u0629 \u0627\u0644\u0648\u0627\u062c\u0628\u0629 \u0627\u0644\u0645\u0639\u0632\u0632\u0629 (EDD)<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><p>\u0627\u0644\u0641\u062d\u0635 \u0627\u0644\u0645\u062a\u0639\u0645\u0642 \u0644\u0644\u062d\u0627\u0644\u0627\u062a \u0639\u0627\u0644\u064a\u0629 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 (\u0645\u062b\u0644 \u0627\u0644\u0634\u062e\u0635\u064a\u0627\u062a \u0627\u0644\u0633\u064a\u0627\u0633\u064a\u0629 \u0627\u0644\u0628\u0627\u0631\u0632\u0629\u060c \u0648\u0627\u0644\u0645\u0646\u0627\u0637\u0642 \u0627\u0644\u0642\u0636\u0627\u0626\u064a\u0629 \u0639\u0627\u0644\u064a\u0629 \u0627\u0644\u0645\u062e\u0627\u0637\u0631)<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><p>\u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0630\u0648\u0648 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0639\u0627\u0644\u064a\u0629 \u0623\u0648 \u0627\u0644\u0647\u064a\u0627\u0643\u0644 \u0627\u0644\u0645\u0639\u0642\u062f\u0629<\/p><\/td><\/tr><tr><td colspan=\"1\" rowspan=\"1\"><p>\u0627\u0644\u0639\u0646\u0627\u064a\u0629 \u0627\u0644\u0648\u0627\u062c\u0628\u0629 \u0627\u0644\u0645\u0628\u0633\u0637\u0629\/\u0627\u0644\u0645\u0633\u062a\u0645\u0631\u0629<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><p>\u062a\u062f\u0627\u0628\u064a\u0631 \u0645\u062e\u0641\u0636\u0629 \u0644\u0644\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0636\u0626\u064a\u0644\u0629 \u0623\u0648 \u0627\u0644\u0645\u0631\u0627\u0642\u0628\u0629 \u0627\u0644\u0645\u0633\u062a\u0645\u0631\u0629<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><p>\u0627\u0644\u0639\u0644\u0627\u0642\u0627\u062a \u0645\u0646\u062e\u0641\u0636\u0629 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0623\u0648 \u0627\u0644\u0645\u0633\u062a\u0645\u0631\u0629<\/p><\/td><\/tr><tr><td colspan=\"1\" rowspan=\"1\"><p>\u0623\u062b\u0646\u0627\u0621 \u0627\u0644\u0625\u0639\u062f\u0627\u062f\u060c \u062a\u0642\u0648\u0645 \u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0628\u062a\u0642\u064a\u064a\u0645 \u0645\u062e\u0627\u0637\u0631 \u0643\u0644 \u0639\u0645\u064a\u0644 \u0644\u0636\u0645\u0627\u0646 \u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644 \u0648\u0627\u0644\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0641\u0639\u0627\u0644\u0629 \u0644\u0644\u0645\u062e\u0627\u0637\u0631.<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><\/td><td colspan=\"1\" rowspan=\"1\"><\/td><\/tr><tr><td colspan=\"1\" rowspan=\"1\"><p>\u064a\u062a\u0645 \u062a\u0635\u0646\u064a\u0641 \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0628\u0646\u0627\u0621\u064b \u0639\u0644\u0649 \u0639\u0648\u0627\u0645\u0644 \u0645\u062b\u0644:<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><\/td><td colspan=\"1\" rowspan=\"1\"><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u062d\u0627\u0644\u0629 \u0627\u0644\u0623\u0634\u062e\u0627\u0635 \u0630\u0648\u064a \u0627\u0644\u0646\u0641\u0648\u0630 \u0627\u0644\u0633\u064a\u0627\u0633\u064a (\u0627\u0644\u0623\u0634\u062e\u0627\u0635 \u0630\u0648\u0648 \u0627\u0644\u0646\u0641\u0648\u0630 \u0627\u0644\u0633\u064a\u0627\u0633\u064a \u0627\u0644\u0630\u064a\u0646 \u0644\u062f\u064a\u0647\u0645 \u0645\u062e\u0627\u0637\u0631 \u0641\u0633\u0627\u062f \u0645\u0631\u062a\u0641\u0639\u0629)<\/li>\n\n\n\n<li>\u0627\u0644\u062a\u0648\u0627\u062c\u062f \u0641\u064a \u0642\u0648\u0627\u0626\u0645 \u0645\u062c\u0645\u0648\u0639\u0629 \u0627\u0644\u0639\u0645\u0644 \u0627\u0644\u0645\u0627\u0644\u064a (FATF) \u0627\u0644\u0631\u0645\u0627\u062f\u064a\u0629\/\u0627\u0644\u0633\u0648\u062f\u0627\u0621 \u0623\u0648 \u0627\u0644\u062a\u0639\u0631\u0636 \u0644\u0648\u0644\u0627\u064a\u0627\u062a \u0642\u0636\u0627\u0626\u064a\u0629 \u0639\u0627\u0644\u064a\u0629 \u0627\u0644\u0645\u062e\u0627\u0637\u0631<\/li>\n\n\n\n<li>\u0627\u0644\u0647\u064a\u0627\u0643\u0644 \u0627\u0644\u0645\u0624\u0633\u0633\u064a\u0629 \u0627\u0644\u0645\u0639\u0642\u062f\u0629<\/li>\n\n\n\n<li>\u0623\u0646\u0645\u0627\u0637 \u0645\u0639\u0627\u0645\u0644\u0627\u062a \u063a\u064a\u0631 \u0639\u0627\u062f\u064a\u0629 \u0623\u0648 \u062a\u0642\u0627\u0631\u064a\u0631 \u0625\u0639\u0644\u0627\u0645\u064a\u0629 \u0633\u0644\u0628\u064a\u0629<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u064a\u0632\u062f\u0627\u062f \u0639\u0645\u0642 \u0648\u062a\u0648\u0627\u062a\u0631 \u0627\u0644\u0641\u062d\u0648\u0635\u0627\u062a \u0648\u0627\u0644\u062a\u0648\u062b\u064a\u0642 \u0648\u0627\u0644\u0645\u0648\u0627\u0641\u0642\u0627\u062a \u0645\u0639 \u0645\u0633\u062a\u0648\u0649 \u0627\u0644\u0645\u062e\u0627\u0637\u0631. \u064a\u062f\u0639\u0645 InvestGlass \u062a\u0643\u0648\u064a\u0646 \u0645\u0633\u0627\u0631\u0627\u062a \u0639\u0645\u0644 \u0648\u0645\u062a\u0637\u0644\u0628\u0627\u062a \u0628\u064a\u0627\u0646\u0627\u062a \u0645\u062e\u062a\u0644\u0641\u0629 \u0628\u0646\u0627\u0621\u064b \u0639\u0644\u0649 \u0646\u0648\u0639 \u0627\u0644\u0639\u0646\u0627\u064a\u0629 \u0627\u0644\u0648\u0627\u062c\u0628\u0629 \u0644\u0644\u0639\u0645\u064a\u0644 \u0648\u0641\u0626\u0629 \u0627\u0644\u0645\u062e\u0627\u0637\u0631.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-standard-customer-due-diligence\">\u0627\u0644\u0639\u0646\u0627\u064a\u0629 \u0627\u0644\u0648\u0627\u062c\u0628\u0629 \u0628\u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0627\u0644\u0642\u064a\u0627\u0633\u064a\u0629<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u064a\u0639\u0645\u0644 \u0645\u0643\u0627\u0641\u062d\u0629 \u063a\u0633\u0644 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0627\u0644\u0642\u064a\u0627\u0633\u064a\u0629 \u0643\u0645\u0633\u062a\u0648\u0649 \u0627\u0641\u062a\u0631\u0627\u0636\u064a \u0644\u0645\u0639\u0638\u0645 \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0627\u0644\u0630\u064a\u0646 \u0644\u0627 \u064a\u0634\u0643\u0644\u0648\u0646 \u0645\u062e\u0627\u0637\u0631 \u0639\u0627\u0644\u064a\u0629\u060c \u0639\u0644\u0649 \u0633\u0628\u064a\u0644 \u0627\u0644\u0645\u062b\u0627\u0644\u060c \u0627\u0644\u0645\u0642\u064a\u0645\u064a\u0646 \u0641\u064a \u0627\u0644\u0628\u0644\u062f\u0627\u0646 \u0645\u0646\u062e\u0641\u0636\u0629 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0648\u0627\u0644\u0630\u064a\u0646 \u0644\u062f\u064a\u0647\u0645 \u0623\u0646\u0634\u0637\u0629 \u0639\u0645\u0644 \u0623\u0648 \u0623\u0639\u0645\u0627\u0644 \u0645\u0628\u0627\u0634\u0631\u0629.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-core-elements-for-individuals\">\u0627\u0644\u0639\u0646\u0627\u0635\u0631 \u0627\u0644\u0623\u0633\u0627\u0633\u064a\u0629 \u0644\u0644\u0623\u0641\u0631\u0627\u062f<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0628\u0637\u0627\u0642\u0629 \u0627\u0644\u0647\u0648\u064a\u0629 \u0639\u0646 \u0637\u0631\u064a\u0642 \u062c\u0648\u0627\u0632 \u0627\u0644\u0633\u0641\u0631 \u0623\u0648 \u0628\u0637\u0627\u0642\u0629 \u0627\u0644\u0647\u0648\u064a\u0629 \u0627\u0644\u0648\u0637\u0646\u064a\u0629<\/li>\n\n\n\n<li>\u0627\u0644\u062a\u062d\u0642\u0642 \u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0645\u0635\u0627\u062f\u0631 \u0645\u0633\u062a\u0642\u0644\u0629 \u0648\u0645\u0648\u062b\u0648\u0642\u0629<\/li>\n\n\n\n<li>\u0627\u0644\u0641\u0647\u0645 \u0627\u0644\u0623\u0633\u0627\u0633\u064a \u0644\u0647\u062f\u0641 \u0627\u0644\u0639\u0644\u0627\u0642\u0629 \u0648\u0627\u0644\u0646\u0634\u0627\u0637 \u0627\u0644\u0645\u062a\u0648\u0642\u0639<\/li>\n\n\n\n<li>\u0645\u0631\u0627\u0642\u0628\u0629 \u0645\u0633\u062a\u0645\u0631\u0629 \u0644\u0636\u0645\u0627\u0646 \u062a\u0648\u0627\u0641\u0642 \u0627\u0644\u0623\u0646\u0634\u0637\u0629 \u0645\u0639 \u0645\u0644\u0641 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0648\u0627\u0643\u062a\u0634\u0627\u0641 \u0623\u064a \u062a\u063a\u064a\u064a\u0631\u0627\u062a \u062a\u0634\u064a\u0631 \u0625\u0644\u0649 \u0632\u064a\u0627\u062f\u0629 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0623\u0648 \u0633\u0644\u0648\u0643 \u063a\u064a\u0631 \u0645\u0634\u0631\u0648\u0639<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-core-elements-for-legal-entities\">\u0627\u0644\u0639\u0646\u0627\u0635\u0631 \u0627\u0644\u0623\u0633\u0627\u0633\u064a\u0629 \u0644\u0644\u0643\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a\u0629<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0627\u0644\u0627\u0633\u0645 \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a \u0648\u0631\u0642\u0645 \u0627\u0644\u062a\u0633\u062c\u064a\u0644 \u0648\u0627\u0644\u0639\u0646\u0648\u0627\u0646 \u0627\u0644\u0645\u0633\u062c\u0644<\/li>\n\n\n\n<li>\u0623\u0639\u0636\u0627\u0621 \u0645\u062c\u0644\u0633 \u0627\u0644\u0625\u062f\u0627\u0631\u0629 \u0648\u0627\u0644\u0645\u0633\u0627\u0647\u0645\u0648\u0646 \u0627\u0644\u0630\u064a\u0646 \u064a\u0645\u062a\u0644\u0643\u0648\u0646 \u062d\u0635\u0635\u0627\u064b \u062a\u062a\u062c\u0627\u0648\u0632 \u0627\u0644\u062d\u062f\u0648\u062f \u0627\u0644\u0645\u062d\u062f\u062f\u0629 (\u0639\u0627\u062f\u0629\u064b \u0645\u0627 \u062a\u0643\u0648\u0646 25% \u0645\u0646 \u0627\u0644\u0645\u0644\u0643\u064a\u0629 \u0627\u0644\u0641\u0639\u0644\u064a\u0629 \u0648\u0641\u0642\u0627\u064b \u0644\u0642\u0648\u0627\u0639\u062f \u0645\u0631\u0643\u0632 \u0645\u0643\u0627\u0641\u062d\u0629 \u0627\u0644\u062c\u0631\u0627\u0626\u0645 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 (FinCEN) \u0648\u0642\u0648\u0627\u0639\u062f \u0627\u0644\u0627\u062a\u062d\u0627\u062f \u0627\u0644\u0623\u0648\u0631\u0648\u0628\u064a)<\/li>\n\n\n\n<li>\u0627\u0644\u063a\u0631\u0636 \u0645\u0646 \u0627\u0644\u0643\u064a\u0627\u0646 \u0648\u0627\u0644\u0623\u0646\u0634\u0637\u0629 \u0627\u0644\u0645\u062a\u0648\u0642\u0639\u0629<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u064a\u062c\u0628 \u062a\u0648\u062b\u064a\u0642 \u0627\u0644\u0639\u0646\u0627\u064a\u0629 \u0627\u0644\u0648\u0627\u062c\u0628\u0629 \u0627\u0644\u0642\u064a\u0627\u0633\u064a\u0629 \u0628\u0627\u0633\u062a\u0645\u0631\u0627\u0631 \u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0642\u0648\u0627\u0626\u0645 \u0627\u0644\u062a\u062d\u0642\u0642 \u0648\u0627\u0644\u0646\u0645\u0627\u0630\u062c\u060c \u0648\u0645\u0646 \u0627\u0644\u0645\u062b\u0627\u0644\u064a \u0631\u0642\u0645\u0646\u062a\u0647\u0627 \u062f\u0627\u062e\u0644 \u0646\u0638\u0627\u0645 \u0625\u062f\u0627\u0631\u0629 \u0639\u0644\u0627\u0642\u0627\u062a \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0644\u062a\u0642\u0644\u064a\u0644 \u0627\u0644\u0623\u062e\u0637\u0627\u0621 \u0648\u0627\u0644\u0625\u063a\u0641\u0627\u0644\u0627\u062a.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-enhanced-due-diligence-edd\">\u0627\u0644\u0639\u0646\u0627\u064a\u0629 \u0627\u0644\u0648\u0627\u062c\u0628\u0629 \u0627\u0644\u0645\u0639\u0632\u0632\u0629 (EDD)<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u064a\u0646\u0637\u0628\u0642 \u0627\u0644\u0639\u0646\u0627\u064a\u0629 \u0627\u0644\u0648\u0627\u062c\u0628\u0629 \u0627\u0644\u0645\u0639\u0632\u0632\u0629 \u0639\u0644\u0649 \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0630\u0648\u064a \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0639\u0627\u0644\u064a\u0629 \u0645\u062b\u0644:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0627\u0644\u0623\u0634\u062e\u0627\u0635 \u0627\u0644\u0633\u064a\u0627\u0633\u064a\u0648\u0646 \u0627\u0644\u0628\u0627\u0631\u0632\u0648\u0646 (PEPs) \u0648\u0634\u0631\u0643\u0627\u0624\u0647\u0645<\/li>\n\n\n\n<li>\u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0645\u0646 \u0627\u0644\u0648\u0644\u0627\u064a\u0627\u062a \u0627\u0644\u0642\u0636\u0627\u0626\u064a\u0629 \u0639\u0627\u0644\u064a\u0629 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 (\u0642\u0627\u0626\u0645\u0629 \u0627\u0644\u062f\u0648\u0644 \u0627\u0644\u062b\u0627\u0644\u062b\u0629 \u0639\u0627\u0644\u064a\u0629 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0641\u064a \u0627\u0644\u0627\u062a\u062d\u0627\u062f \u0627\u0644\u0623\u0648\u0631\u0648\u0628\u064a\u060c \u0627\u0644\u0642\u0627\u0626\u0645\u0629 \u0627\u0644\u0631\u0645\u0627\u062f\u064a\u0629 \u0644\u0641\u0631\u0642\u0629 \u0627\u0644\u0639\u0645\u0644 \u0627\u0644\u0645\u0639\u0646\u064a\u0629 \u0628\u0627\u0644\u0625\u062c\u0631\u0627\u0621\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629)<\/li>\n\n\n\n<li>\u0642\u0637\u0627\u0639\u0627\u062a \u0639\u0627\u0644\u064a\u0629 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0645\u062b\u0644 \u0627\u0644\u0643\u0627\u0632\u064a\u0646\u0648\u0647\u0627\u062a\u060c \u0648\u0627\u0644\u0623\u0635\u0648\u0644 \u0627\u0644\u0627\u0641\u062a\u0631\u0627\u0636\u064a\u0629\u060c \u0648\u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0627\u0644\u0645\u0631\u0627\u0633\u0644\u0629<\/li>\n\n\n\n<li>\u0647\u064a\u0627\u0643\u0644 \u0645\u0644\u0643\u064a\u0629 \u0645\u0639\u0642\u062f\u0629\u060c \u0635\u0646\u0627\u062f\u064a\u0642 \u0627\u0626\u062a\u0645\u0627\u0646\u064a\u0629 \u062e\u0627\u0631\u062c\u064a\u0629\u060c \u0648\u0634\u0631\u0643\u0627\u062a \u0642\u0627\u0628\u0636\u0629 \u0645\u062a\u0639\u062f\u062f\u0629 \u0627\u0644\u0637\u0628\u0642\u0627\u062a<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-additional-edd-measures\">\u062a\u062f\u0627\u0628\u064a\u0631 \u0625\u0636\u0627\u0641\u064a\u0629 \u0644\u062a\u0627\u0631\u064a\u062e \u0627\u0644\u0627\u0633\u062a\u062d\u0642\u0627\u0642<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u062a\u0648\u062b\u064a\u0642 \u062a\u0641\u0635\u064a\u0644\u064a \u0644\u0645\u0635\u062f\u0631 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0648\u0627\u0644\u062b\u0631\u0648\u0629<\/li>\n\n\n\n<li>\u0623\u062f\u0644\u0629 \u062f\u0627\u0639\u0645\u0629 \u0645\u062b\u0644 \u0627\u0644\u062d\u0633\u0627\u0628\u0627\u062a \u0627\u0644\u0645\u062f\u0642\u0642\u0629\u060c \u0648\u0627\u0644\u0639\u0642\u0648\u062f\u060c \u0648\u0648\u062b\u0627\u0626\u0642 \u0627\u0644\u0645\u064a\u0631\u0627\u062b<\/li>\n\n\n\n<li>\u0627\u0644\u0641\u062d\u0635 \u0627\u0644\u0634\u0627\u0645\u0644 \u0644\u0644\u0648\u0633\u0627\u0626\u0637 \u0627\u0644\u0636\u0627\u0631\u0629<\/li>\n\n\n\n<li>\u0645\u0648\u0627\u0641\u0642\u0629 \u0627\u0644\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0639\u0644\u064a\u0627 \u0623\u0648 \u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644<\/li>\n\n\n\n<li>\u0645\u0631\u0627\u062c\u0639\u0627\u062a \u0623\u0643\u062b\u0631 \u062a\u0643\u0631\u0627\u0631\u064b\u0627 (\u0633\u0646\u0648\u064a\u0629 \u0623\u0648 \u0631\u0628\u0639 \u0633\u0646\u0648\u064a\u0629)<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u064a\u0645\u0643\u0646 \u0644\u0640 InvestGlass \u0623\u062a\u0645\u062a\u0629 \u0645\u0634\u063a\u0644\u0627\u062a \u0627\u0644\u0639\u0646\u0627\u064a\u0629 \u0627\u0644\u0648\u0627\u062c\u0628\u0629 \u0627\u0644\u0645\u0639\u0632\u0632\u0629 (EDD) \u0628\u0646\u0627\u0621\u064b \u0639\u0644\u0649 \u062a\u0642\u064a\u064a\u0645 \u0627\u0644\u0645\u062e\u0627\u0637\u0631\u060c \u0639\u0644\u0649 \u0633\u0628\u064a\u0644 \u0627\u0644\u0645\u062b\u0627\u0644\u060c \u062a\u0635\u0639\u064a\u062f \u0627\u0644\u062d\u0627\u0644\u0627\u062a \u0639\u0646\u062f \u0627\u0643\u062a\u0634\u0627\u0641 \u0634\u062e\u0635\u064a\u0629 \u0639\u0627\u0645\u0629 \u0628\u0627\u0631\u0632\u0629 (PEP) \u0623\u0648 \u062f\u0648\u0644\u0629 \u062e\u0627\u0636\u0639\u0629 \u0644\u0644\u0639\u0642\u0648\u0628\u0627\u062a\u060c \u0648\u062a\u0648\u062c\u064a\u0647 \u0633\u064a\u0631 \u0627\u0644\u0639\u0645\u0644 \u0648\u0641\u0642\u064b\u0627 \u0644\u0630\u0644\u0643.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-ongoing-and-event-driven-due-diligence\">\u0627\u0644\u0639\u0646\u0627\u064a\u0629 \u0627\u0644\u0648\u0627\u062c\u0628\u0629 \u0627\u0644\u0645\u0633\u062a\u0645\u0631\u0629 \u0648\u0627\u0644\u0645\u062f\u0641\u0648\u0639\u0629 \u0628\u0627\u0644\u0623\u062d\u062f\u0627\u062b<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u0627\u0644\u062a\u062d\u0642\u0642 \u0645\u0646 \u0627\u0644\u0639\u0646\u0627\u064a\u0629 \u0627\u0644\u0648\u0627\u062c\u0628\u0629 \u0644\u0644\u0639\u0645\u0644\u0627\u0621 (CDD) \u0647\u0648 \u0639\u0645\u0644\u064a\u0629 \u0645\u0633\u062a\u0645\u0631\u0629. \u064a\u062a\u0645 \u0627\u0644\u0631\u0635\u062f \u0627\u0644\u0645\u0633\u062a\u0645\u0631 \u0644\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0648\u0627\u0644\u0633\u0644\u0648\u0643 \u0648\u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u062e\u0627\u0631\u062c\u064a\u0629 \u0637\u0648\u0627\u0644 \u062f\u0648\u0631\u0629 \u062d\u064a\u0627\u0629 \u0627\u0644\u0639\u0645\u064a\u0644.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0627\u0644\u062a\u062d\u0631\u064a \u0627\u0644\u0645\u0633\u062a\u0645\u0631 \u0644\u0630\u0648\u064a \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u064a\u0645\u0643\u0651\u0646 \u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0645\u0646 \u0627\u0644\u062a\u0643\u064a\u0641 \u0645\u0639 \u0627\u0644\u062a\u063a\u064a\u064a\u0631\u0627\u062a \u0627\u0644\u062a\u064a \u0642\u062f \u062a\u063a\u064a\u0631 \u0645\u0644\u0641 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0644\u062f\u0649 \u0627\u0644\u0639\u0645\u064a\u0644\u060c \u0645\u0645\u0627 \u064a\u0642\u0644\u0644 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0628\u0645\u0631\u0648\u0631 \u0627\u0644\u0648\u0642\u062a.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-ongoing-due-diligence-includes\">\u062a\u0634\u0645\u0644 \u0627\u0644\u0639\u0646\u0627\u064a\u0629 \u0627\u0644\u0648\u0627\u062c\u0628\u0629 \u0627\u0644\u0645\u0633\u062a\u0645\u0631\u0629 \u0645\u0627 \u064a\u0644\u064a<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0645\u0631\u0627\u0642\u0628\u0629 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0645\u0642\u0627\u0628\u0644 \u0627\u0644\u0623\u0646\u0645\u0627\u0637 \u0627\u0644\u0645\u062a\u0648\u0642\u0639\u0629<\/li>\n\n\n\n<li>\u0625\u0639\u0627\u062f\u0629 \u0627\u0644\u0641\u062d\u0635 \u0641\u064a \u0636\u0648\u0621 \u0642\u0648\u0627\u0626\u0645 \u0627\u0644\u0639\u0642\u0648\u0628\u0627\u062a \u0627\u0644\u0645\u062d\u062f\u0651\u062b\u0629 \u0648\u0642\u0648\u0627\u0626\u0645 \u0627\u0644\u0623\u0634\u062e\u0627\u0635 \u0630\u0648\u064a \u0627\u0644\u0625\u0639\u0627\u0642\u0629 \u0648\u0642\u0648\u0627\u0626\u0645 \u0627\u0644\u0648\u0633\u0627\u0626\u0637 \u0627\u0644\u0633\u0644\u0628\u064a\u0629<\/li>\n\n\n\n<li>\u0627\u0644\u0645\u0631\u0627\u062c\u0639\u0627\u062a \u0627\u0644\u062f\u0648\u0631\u064a\u0629 \u0628\u0646\u0627\u0621\u064b \u0639\u0644\u0649 \u062a\u0635\u0646\u064a\u0641 \u0627\u0644\u0645\u062e\u0627\u0637\u0631<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-event-driven-reviews-triggered-by\">\u0645\u0631\u0627\u062c\u0639\u0627\u062a \u0645\u062f\u0641\u0648\u0639\u0629 \u0628\u0627\u0644\u0623\u062d\u062f\u0627\u062b \u062a\u0628\u062f\u0623 \u0628\u0640<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0627\u0644\u0632\u064a\u0627\u062f\u0627\u062a \u0627\u0644\u0645\u0641\u0627\u062c\u0626\u0629 \u0641\u064a \u062d\u062c\u0645 \u0627\u0644\u062a\u062f\u0627\u0648\u0644 (\u0627\u0646\u062d\u0631\u0627\u0641\u0627\u062a \u062a\u062a\u0631\u0627\u0648\u062d \u0628\u064a\u0646 20 \u0648501 \u0646\u0642\u0637\u0629)<\/li>\n\n\n\n<li>\u062a\u063a\u064a\u064a\u0631 \u0627\u0644\u0625\u0642\u0627\u0645\u0629 \u0625\u0644\u0649 \u0648\u0644\u0627\u064a\u0627\u062a \u0642\u0636\u0627\u0626\u064a\u0629 \u0630\u0627\u062a \u0645\u062e\u0627\u0637\u0631 \u0623\u0639\u0644\u0649<\/li>\n\n\n\n<li>\u062a\u063a\u064a\u064a\u0631\u0627\u062a \u0641\u064a \u0642\u064a\u0627\u062f\u0629 \u0627\u0644\u0634\u0631\u0643\u0629<\/li>\n\n\n\n<li>\u0625\u0639\u062f\u0627\u062f \u0627\u0644\u062a\u0641\u0648\u064a\u0636\u0627\u062a \u0627\u0644\u062c\u062f\u064a\u062f\u0629 \u0627\u0644\u0645\u0639\u0642\u062f\u0629<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u0636\u0645\u0646 InvestGlass\u060c \u064a\u062a\u0645 \u062f\u0639\u0645 \u0627\u0644\u0639\u0646\u0627\u064a\u0629 \u0627\u0644\u0648\u0627\u062c\u0628\u0629 \u0627\u0644\u0645\u0633\u062a\u0645\u0631\u0629 \u0639\u0646 \u0637\u0631\u064a\u0642 \u0645\u0647\u0627\u0645 \u0645\u0631\u0627\u062c\u0639\u0629 \u0645\u062c\u062f\u0648\u0644\u0629\u060c \u0648\u062a\u0646\u0628\u064a\u0647\u0627\u062a \u0622\u0644\u064a\u0629 \u0644\u0644\u0623\u0646\u0634\u0637\u0629 \u063a\u064a\u0631 \u0627\u0644\u0639\u0627\u062f\u064a\u0629\u060c \u0648\u0641\u062d\u0635 \u0645\u062d\u062f\u062b \u0644\u0644\u0639\u0645\u0644\u0627\u0621.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><em>\u0627\u0644\u0627\u0646\u062a\u0642\u0627\u0644: \u0628\u0639\u062f \u0645\u0631\u0627\u062c\u0639\u0629 \u0623\u0646\u0648\u0627\u0639 \u0627\u0644\u0639\u0646\u0627\u064a\u0629 \u0627\u0644\u0648\u0627\u062c\u0628\u0629 \u0628\u0627\u0644\u0639\u0645\u0644\u0627\u0621\u060c \u064a\u062a\u0646\u0627\u0648\u0644 \u0627\u0644\u0642\u0633\u0645 \u0627\u0644\u062a\u0627\u0644\u064a \u0627\u0644\u0645\u0643\u0648\u0646\u0627\u062a \u0627\u0644\u0623\u0633\u0627\u0633\u064a\u0629 \u0648\u0627\u0644\u062e\u0637\u0648\u0627\u062a \u0627\u0644\u0639\u0645\u0644\u064a\u0629 \u0644\u0625\u0646\u0634\u0627\u0621 \u0639\u0645\u0644\u064a\u0629 \u0639\u0646\u0627\u064a\u0629 \u0648\u0627\u062c\u0628\u0629 \u0628\u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0645\u062a\u0648\u0627\u0641\u0642\u0629 \u0648\u0641\u0639\u0627\u0644\u0629.<\/em><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-core-elements-of-the-customer-due-diligence-process\">\u0627\u0644\u0639\u0646\u0627\u0635\u0631 \u0627\u0644\u0623\u0633\u0627\u0633\u064a\u0629 \u0644\u0639\u0645\u0644\u064a\u0629 \u0627\u0644\u0639\u0646\u0627\u064a\u0629 \u0627\u0644\u0648\u0627\u062c\u0628\u0629 \u0628\u0627\u0644\u0639\u0645\u064a\u0644<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u0639\u0627\u062f\u0629 \u0645\u0627 \u062a\u062a\u0636\u0645\u0646 \u062f\u0648\u0631\u0629 \u062d\u064a\u0627\u0629 \u0627\u0644\u0639\u0646\u0627\u064a\u0629 \u0627\u0644\u0648\u0627\u062c\u0628\u0629 \u0644\u0644\u0639\u0645\u0644\u0627\u0621 (CDD):<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>\u062a\u062d\u062f\u064a\u062f \u0647\u0648\u064a\u0629 \u0627\u0644\u0639\u0645\u064a\u0644<\/li>\n\n\n\n<li>\u0627\u0644\u062a\u062d\u0642\u0642<\/li>\n\n\n\n<li>\u062a\u0642\u064a\u064a\u0645 \u0627\u0644\u0645\u062e\u0627\u0637\u0631<\/li>\n\n\n\n<li>\u062a\u062d\u062f\u064a\u062f \u0645\u0633\u062a\u0648\u0649 CDD<\/li>\n\n\n\n<li>\u0642\u0631\u0627\u0631 \u0627\u0644\u062a\u0639\u064a\u064a\u0646 \u0639\u0644\u0649 \u0645\u062a\u0646 \u0627\u0644\u0637\u0627\u0626\u0631\u0629<\/li>\n\n\n\n<li>\u0627\u0644\u0645\u0631\u0627\u0642\u0628\u0629 \u0648\u0627\u0644\u0645\u0631\u0627\u062c\u0639\u0629 \u0627\u0644\u0645\u0633\u062a\u0645\u0631\u0629<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">\u064a\u0642\u062f\u0645 \u0647\u0630\u0627 \u0627\u0644\u0642\u0633\u0645 \u062f\u0644\u064a\u0644\u0627\u064b \u0639\u0645\u0644\u064a\u064b\u0627 \u0644\u0641\u0631\u0642 \u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644 \u0648\u0627\u0644\u0639\u0645\u0644\u064a\u0627\u062a \u0644\u062a\u0643\u064a\u064a\u0641\u0647 \u0645\u0639 \u0627\u0644\u0625\u062c\u0631\u0627\u0621\u0627\u062a \u0627\u0644\u062f\u0627\u062e\u0644\u064a\u0629 \u0648\u0627\u0644\u0642\u0648\u0627\u0626\u0645 \u0627\u0644\u0645\u0631\u062c\u0639\u064a\u0629. \u064a\u062a\u064a\u062d InvestGlass \u0631\u0628\u0637 \u0647\u0630\u0647 \u0627\u0644\u0639\u0646\u0627\u0635\u0631 \u0641\u064a \u0633\u064a\u0631 \u0639\u0645\u0644 \u0642\u0627\u0628\u0644\u0629 \u0644\u0644\u062a\u0643\u0648\u064a\u0646 \u0648\u0622\u0644\u064a\u0629 \u0645\u0639 \u0645\u0633\u0627\u0631\u0627\u062a \u062a\u062f\u0642\u064a\u0642.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-customer-identification\">\u062a\u062d\u062f\u064a\u062f \u0647\u0648\u064a\u0629 \u0627\u0644\u0639\u0645\u064a\u0644<\/h3>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-for-individuals-collect\">\u0644\u0644\u0623\u0641\u0631\u0627\u062f\u060c \u0627\u062c\u0645\u0639:<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0627\u0644\u0627\u0633\u0645 \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a \u0627\u0644\u0643\u0627\u0645\u0644<\/li>\n\n\n\n<li>\u062a\u0627\u0631\u064a\u062e \u0648\u0645\u0643\u0627\u0646 \u0627\u0644\u0645\u064a\u0644\u0627\u062f<\/li>\n\n\n\n<li>\u0627\u0644\u062c\u0646\u0633\u064a\u0629<\/li>\n\n\n\n<li>\u0627\u0644\u0639\u0646\u0648\u0627\u0646 \u0627\u0644\u0633\u0643\u0646\u064a<\/li>\n\n\n\n<li>\u0623\u0631\u0642\u0627\u0645 \u0627\u0644\u062a\u0639\u0631\u064a\u0641 \u0627\u0644\u0636\u0631\u064a\u0628\u064a<\/li>\n\n\n\n<li>\u062a\u0641\u0627\u0635\u064a\u0644 \u0627\u0644\u0627\u062a\u0635\u0627\u0644<\/li>\n\n\n\n<li>\u0627\u0644\u0645\u0647\u0646\u0629 \u0648\u0635\u0627\u062d\u0628 \u0627\u0644\u0639\u0645\u0644<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-for-legal-entities-collect\">\u0628\u0627\u0644\u0646\u0633\u0628\u0629 \u0644\u0644\u0643\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a\u0629\u060c \u0627\u062c\u0645\u0639:<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0627\u0644\u0627\u0633\u0645 \u0627\u0644\u0645\u0633\u062c\u0644 \u0648\u0631\u0642\u0645 \u0627\u0644\u062a\u0633\u062c\u064a\u0644<\/li>\n\n\n\n<li>\u062a\u0627\u0631\u064a\u062e \u0627\u0644\u062a\u0623\u0633\u064a\u0633 \u0648\u0627\u0644\u0645\u0643\u062a\u0628 \u0627\u0644\u0645\u0633\u062c\u0644<\/li>\n\n\n\n<li>\u0627\u0644\u0634\u0643\u0644 \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a \u0648\u0627\u0644\u063a\u0631\u0636<\/li>\n\n\n\n<li>\u0642\u0627\u0626\u0645\u0629 \u0627\u0644\u0645\u062f\u064a\u0631\u064a\u0646<\/li>\n\n\n\n<li>\u0627\u0644\u0645\u0633\u0627\u0647\u0645\u0648\u0646 \u0627\u0644\u0645\u0633\u064a\u0637\u0631\u0648\u0646 \u0648\u0627\u0644\u0645\u0627\u0644\u0643\u0648\u0646 \u0627\u0644\u0645\u0633\u062a\u0641\u064a\u062f\u0648\u0646<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u0628\u0627\u0644\u0646\u0633\u0628\u0629 \u0644\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u062e\u0627\u0635\u0629 \u0648\u0645\u062f\u064a\u0631\u064a \u0627\u0644\u062b\u0631\u0648\u0627\u062a\u060c \u064a\u0639\u062f \u0627\u0644\u062a\u0642\u0627\u0637 \u0633\u064a\u0627\u0642 \u0627\u0644\u0639\u0644\u0627\u0642\u0629 \u0623\u0645\u0631\u064b\u0627 \u0628\u0627\u0644\u063a \u0627\u0644\u0623\u0647\u0645\u064a\u0629\u060c \u0628\u0645\u0627 \u0641\u064a \u0630\u0644\u0643 \u0623\u0646\u0648\u0627\u0639 \u0627\u0644\u062a\u0641\u0648\u064a\u0636\u0627\u062a\u060c \u0648\u0647\u064a\u0627\u0643\u0644 \u0645\u0643\u0627\u062a\u0628 \u0627\u0644\u0639\u0627\u0626\u0644\u0629\u060c \u0648\u0627\u0644\u0635\u0646\u0627\u062f\u064a\u0642 \u0627\u0644\u0627\u0633\u062a\u0626\u0645\u0627\u0646\u064a\u0629 \u0623\u0648 \u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0630\u0627\u062a \u0627\u0644\u0635\u0644\u0629.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u064a\u0645\u0643\u0646 \u062a\u062e\u0635\u064a\u0635 \u0646\u0645\u0627\u0630\u062c \u0627\u0644\u0625\u0639\u062f\u0627\u062f \u0627\u0644\u0631\u0642\u0645\u064a \u0645\u0646 InvestGlass \u0644\u0643\u0644 \u0634\u0631\u064a\u062d\u0629 (\u062a\u062c\u0632\u0626\u0629\u060c \u0623\u0641\u0631\u0627\u062f \u0630\u0648\u064a \u0627\u0644\u062b\u0631\u0648\u0627\u062a \u0627\u0644\u0639\u0627\u0644\u064a\u0629\u060c \u0627\u0644\u0634\u0631\u0643\u0627\u062a\u060c \u0627\u0644\u0642\u0637\u0627\u0639 \u0627\u0644\u0639\u0627\u0645) \u0648\u062a\u062f\u0639\u0645 \u0644\u063a\u0627\u062a \u0645\u062a\u0639\u062f\u062f\u0629.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-customer-verification\">\u0627\u0644\u062a\u062d\u0642\u0642 \u0645\u0646 \u0627\u0644\u0639\u0645\u064a\u0644<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u064a\u062c\u0628 \u0627\u0644\u062a\u062d\u0642\u0642 \u0645\u0646 \u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0647\u0648\u064a\u0629 \u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0645\u0635\u0627\u062f\u0631 \u0645\u0648\u062b\u0648\u0642\u0629 \u0648\u0645\u0633\u062a\u0642\u0644\u0629 \u0642\u0628\u0644 \u0625\u0642\u0627\u0645\u0629 \u0627\u0644\u0639\u0644\u0627\u0642\u0629\u060c \u0648\u0630\u0644\u0643 \u0648\u0641\u0642\u064b\u0627 \u0644\u0645\u062a\u0637\u0644\u0628\u0627\u062a \u0645\u0643\u0627\u0641\u062d\u0629 \u063a\u0633\u064a\u0644 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0645\u062b\u0644 \u0627\u0644\u0644\u0627\u0626\u062d\u0629 \u0627\u0644\u062e\u0627\u0645\u0633\u0629 \u0644\u0645\u0643\u0627\u0641\u062d\u0629 \u063a\u0633\u064a\u0644 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0641\u064a \u0627\u0644\u0627\u062a\u062d\u0627\u062f \u0627\u0644\u0623\u0648\u0631\u0648\u0628\u064a\u060c \u0648\u0642\u0627\u0646\u0648\u0646 \u0645\u0643\u0627\u0641\u062d\u0629 \u063a\u0633\u064a\u0644 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0627\u0644\u0633\u0648\u064a\u0633\u0631\u064a\u060c \u0648\u0644\u0648\u0627\u0626\u062d \u0645\u0643\u0627\u0641\u062d\u0629 \u063a\u0633\u064a\u0644 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0641\u064a \u0627\u0644\u0645\u0645\u0644\u0643\u0629 \u0627\u0644\u0645\u062a\u062d\u062f\u0629 \u0644\u0639\u0627\u0645 2017.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-verification-methods-for-individuals\">\u0637\u0631\u0642 \u0627\u0644\u062a\u062d\u0642\u0642 \u0644\u0644\u0623\u0641\u0631\u0627\u062f<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0627\u0644\u062a\u062d\u0642\u0642 \u0645\u0646 \u062c\u0648\u0627\u0632\u0627\u062a \u0627\u0644\u0633\u0641\u0631 \u0627\u0644\u0628\u064a\u0648\u0645\u062a\u0631\u064a\u0629 \u0623\u0648 \u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0647\u0648\u064a\u0629 \u0627\u0644\u0648\u0637\u0646\u064a\u0629<\/li>\n\n\n\n<li>\u0625\u062c\u0631\u0627\u0621 \u0641\u062d\u0648\u0635\u0627\u062a \u0627\u0644\u062d\u064a\u0648\u064a\u0629 \u0639\u0628\u0631 \u0641\u064a\u062f\u064a\u0648 \u0627\u0644\u0647\u0648\u064a\u0629<\/li>\n\n\n\n<li>\u0627\u0644\u062a\u062d\u0642\u0642 \u0645\u0646 \u0635\u062d\u0629 \u0627\u0644\u0639\u0646\u0627\u0648\u064a\u0646 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0642\u0648\u0627\u0639\u062f \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0645\u0648\u062b\u0648\u0642\u0629 \u0623\u0648 \u0641\u0648\u0627\u062a\u064a\u0631 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0639\u0627\u0645\u0629<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-verification-methods-for-corporates\">\u0637\u0631\u0642 \u0627\u0644\u062a\u062d\u0642\u0642 \u0644\u0644\u0634\u0631\u0643\u0627\u062a<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0633\u062c\u0644\u0627\u062a \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u0631\u0633\u0645\u064a\u0629 (\u0627\u0644\u0633\u062c\u0644 \u0627\u0644\u062a\u062c\u0627\u0631\u064a \u0627\u0644\u0633\u0648\u064a\u0633\u0631\u064a\u060c \u062f\u0627\u0631 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0641\u064a \u0627\u0644\u0645\u0645\u0644\u0643\u0629 \u0627\u0644\u0645\u062a\u062d\u062f\u0629\u060c \u0633\u062c\u0644\u0627\u062a \u0627\u0644\u0623\u0639\u0645\u0627\u0644 \u0627\u0644\u062a\u062c\u0627\u0631\u064a\u0629 \u0641\u064a \u0627\u0644\u0627\u062a\u062d\u0627\u062f \u0627\u0644\u0623\u0648\u0631\u0648\u0628\u064a)<\/li>\n\n\n\n<li>\u0645\u0633\u062a\u0646\u062f\u0627\u062a \u0627\u0644\u062a\u0623\u0633\u064a\u0633 \u0627\u0644\u0645\u0639\u062a\u0645\u062f\u0629<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u062a\u062a\u0643\u0627\u0645\u0644 InvestGlass \u0645\u0639 \u0645\u0632\u0648\u062f\u064a \u0627\u0644\u0647\u0648\u064a\u0629 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0648\u0627\u0644\u0639\u0642\u0648\u0628\u0627\u062a \u0648\u0627\u0644\u0633\u062c\u0644\u0627\u062a \u0627\u0644\u062e\u0627\u0631\u062c\u064a\u0629 \u0639\u0628\u0631 \u0648\u0627\u062c\u0647\u0629 \u0628\u0631\u0645\u062c\u0629 \u0627\u0644\u062a\u0637\u0628\u064a\u0642\u0627\u062a (API) \u0644\u062a\u0628\u0633\u064a\u0637 \u0627\u0644\u062a\u062d\u0642\u0642 \u0645\u0646 \u0627\u0644\u0647\u0648\u064a\u0629 \u0648\u062a\u0642\u0644\u064a\u0644 \u0627\u0644\u0645\u0631\u0627\u062c\u0639\u0629 \u0627\u0644\u064a\u062f\u0648\u064a\u0629.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-beneficial-ownership-and-control\">\u0645\u0644\u0643\u064a\u0629 \u0627\u0644\u0627\u0646\u062a\u0641\u0627\u0639 \u0648\u0627\u0644\u0633\u064a\u0637\u0631\u0629<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u064a\u0631\u0643\u0632 \u0627\u0644\u0645\u0646\u0638\u0645\u0648\u0646 \u0628\u0634\u0643\u0644 \u0645\u062a\u0632\u0627\u064a\u062f \u0639\u0644\u0649 \u0634\u0641\u0627\u0641\u064a\u0629 \u0627\u0644\u0645\u0644\u0643\u064a\u0629 \u0627\u0644\u0645\u0633\u062a\u0641\u064a\u062f\u0629\u060c \u0645\u062f\u0641\u0648\u0639\u064a\u0646 \u0628\u0642\u0627\u0639\u062f\u0629 FinCEN CDD (2018) \u0648 \u062a\u0641\u0648\u064a\u0636\u0627\u062a \u0633\u062c\u0644 \u0627\u0644\u0645\u0644\u0643\u064a\u0629 \u0627\u0644\u0645\u0633\u062a\u0641\u064a\u062f\u0629 \u0641\u064a \u0627\u0644\u0627\u062a\u062d\u0627\u062f \u0627\u0644\u0623\u0648\u0631\u0648\u0628\u064a.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u064a\u062c\u0628 \u0639\u0644\u0649 \u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u062a\u062d\u062f\u064a\u062f \u0627\u0644\u0623\u0634\u062e\u0627\u0635 \u0627\u0644\u0637\u0628\u064a\u0639\u064a\u064a\u0646 \u0627\u0644\u0630\u064a\u0646 \u064a\u0645\u062a\u0644\u0643\u0648\u0646 \u0623\u0648 \u064a\u062a\u062d\u0643\u0645\u0648\u0646 \u0641\u064a \u0643\u064a\u0627\u0646\u0627\u062a \u0642\u0627\u0646\u0648\u0646\u064a\u0629 \u062a\u062a\u062c\u0627\u0648\u0632 \u0627\u0644\u062d\u062f\u0648\u062f \u0627\u0644\u0645\u062d\u062f\u062f\u0629\u060c \u0648\u0627\u0644\u062a\u064a \u062a\u0628\u0644\u063a \u0639\u0627\u062f\u0629\u064b 25%\u060c \u0645\u0639 \u062a\u0637\u0628\u064a\u0642 \u062d\u062f\u0648\u062f \u0623\u062f\u0646\u0649 \u0644\u0644\u062d\u0627\u0644\u0627\u062a \u0627\u0644\u062a\u064a \u062a\u0646\u0637\u0648\u064a \u0639\u0644\u0649 \u0645\u062e\u0627\u0637\u0631 \u0623\u0639\u0644\u0649.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-challenges-in-complex-structures\">\u0627\u0644\u062a\u062d\u062f\u064a\u0627\u062a \u0641\u064a \u0627\u0644\u0647\u064a\u0627\u0643\u0644 \u0627\u0644\u0645\u0639\u0642\u062f\u0629<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u062a\u0639\u062f\u062f \u0637\u0628\u0642\u0627\u062a \u0627\u0644\u0645\u0644\u0643\u064a\u0629<\/li>\n\n\n\n<li>\u0627\u0644\u0645\u0633\u0627\u0647\u0645\u0648\u0646 \u0627\u0644\u0645\u0631\u0634\u062d\u0648\u0646<\/li>\n\n\n\n<li>\u0627\u0644\u0635\u0646\u0627\u062f\u064a\u0642 \u0627\u0644\u0627\u0633\u062a\u0626\u0645\u0627\u0646\u064a\u0629 \u0648\u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0641\u064a \u0627\u0644\u0648\u0644\u0627\u064a\u0629 \u0627\u0644\u0642\u0636\u0627\u0626\u064a\u0629 \u0630\u0627\u062a \u0627\u0644\u0633\u062c\u0644\u0627\u062a \u0627\u0644\u0645\u062d\u062f\u0648\u062f\u0629<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u062a\u0634\u064a\u0631 \u0627\u0644\u062f\u0631\u0627\u0633\u0627\u062a \u0627\u0644\u0627\u0633\u062a\u0642\u0635\u0627\u0626\u064a\u0629 \u0625\u0644\u0649 \u0645\u0639\u062f\u0644\u0627\u062a \u0641\u0634\u0644 \u062a\u062a\u0631\u0627\u0648\u062d \u0628\u064a\u0646 30 \u064840% \u0641\u064a \u062a\u062a\u0628\u0639 \u0627\u0644\u0645\u0627\u0644\u0643\u064a\u0646 \u0627\u0644\u0646\u0647\u0627\u0626\u064a\u064a\u0646 \u0627\u0644\u0641\u0639\u0644\u064a\u064a\u0646 (UBOs) \u0639\u0628\u0631 \u0637\u0628\u0642\u0627\u062a \u0645\u062a\u0639\u062f\u062f\u0629.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u062a\u0644\u062a\u0642\u0637 \u0646\u0645\u0627\u0630\u062c \u0628\u064a\u0627\u0646\u0627\u062a InvestGlass \u0647\u064a\u0627\u0643\u0644 \u0627\u0644\u0645\u0644\u0643\u064a\u0629 \u0648\u0627\u0644\u0633\u064a\u0637\u0631\u0629 \u0627\u0644\u0645\u0639\u0642\u062f\u0629\u060c \u0648\u062a\u062d\u0627\u0641\u0638 \u0639\u0644\u0649 \u0633\u062c\u0644\u0627\u062a \u0645\u0646\u0638\u0645\u0629 \u0644\u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u062a\u062f\u0642\u064a\u0642 \u0648\u0637\u0644\u0628\u0627\u062a \u0627\u0644\u062c\u0647\u0627\u062a \u0627\u0644\u062a\u0646\u0638\u064a\u0645\u064a\u0629.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-risk-profile-assessment\">\u062a\u0642\u064a\u064a\u0645 \u0645\u0644\u0641 \u0627\u0644\u0645\u062e\u0627\u0637\u0631<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u0627\u0644\u0647\u062f\u0641 \u0647\u0648 \u062a\u062d\u062f\u064a\u062f \u062a\u0635\u0646\u064a\u0641 \u0645\u062e\u0627\u0637\u0631 (\u0645\u0646\u062e\u0641\u0636\u060c \u0645\u062a\u0648\u0633\u0637\u060c \u0645\u0631\u062a\u0641\u0639) \u0628\u0646\u0627\u0621\u064b \u0639\u0644\u0649 \u0639\u0648\u0627\u0645\u0644 \u0645\u062a\u0639\u062f\u062f\u0629. \u064a\u0633\u0627\u0639\u062f \u062a\u0642\u064a\u064a\u0645 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0641\u064a \u062a\u062d\u062f\u064a\u062f \u0645\u0633\u062a\u0648\u064a\u0627\u062a \u0627\u0644\u062a\u062f\u0642\u064a\u0642 \u0648\u062a\u062d\u062f\u064a\u062f \u0627\u0644\u0639\u0644\u0627\u0645\u0627\u062a \u0627\u0644\u062d\u0645\u0631\u0627\u0621 \u0644\u0645\u0646\u0639 \u0627\u0644\u0623\u0646\u0634\u0637\u0629 \u063a\u064a\u0631 \u0627\u0644\u0645\u0634\u0631\u0648\u0639\u0629.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><th colspan=\"1\" rowspan=\"1\"><p>\u0639\u0627\u0645\u0644 \u0627\u0644\u0645\u062e\u0627\u0637\u0631\u0629<\/p><\/th><th colspan=\"1\" rowspan=\"1\"><p>\u0623\u0645\u062b\u0644\u0629<\/p><\/th><\/tr><tr><td colspan=\"1\" rowspan=\"1\"><p>\u0646\u0648\u0639 \u0627\u0644\u0639\u0645\u064a\u0644<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><p>\u062d\u0627\u0644\u0629 PEP\u060c \u0627\u0644\u062a\u0639\u0642\u064a\u062f\u0627\u062a \u0627\u0644\u0645\u0624\u0633\u0633\u064a\u0629<\/p><\/td><\/tr><tr><td colspan=\"1\" rowspan=\"1\"><p>\u0627\u0644\u062c\u063a\u0631\u0627\u0641\u064a\u0627<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><p>\u0627\u0644\u0628\u0644\u062f\u0627\u0646 \u0639\u0627\u0644\u064a\u0629 \u0627\u0644\u0645\u062e\u0627\u0637\u0631\u060c \u0648\u0627\u0644\u062a\u0639\u0631\u0636 \u0644\u0644\u0639\u0642\u0648\u0628\u0627\u062a<\/p><\/td><\/tr><tr><td colspan=\"1\" rowspan=\"1\"><p>\u0627\u0644\u0645\u0646\u062a\u062c\u0627\u062a<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><p>\u0627\u0644\u0645\u062f\u0641\u0648\u0639\u0627\u062a \u0639\u0628\u0631 \u0627\u0644\u062d\u062f\u0648\u062f\u060c \u0648\u0627\u0644\u0623\u0635\u0648\u0644 \u0627\u0644\u0627\u0641\u062a\u0631\u0627\u0636\u064a\u0629<\/p><\/td><\/tr><tr><td colspan=\"1\" rowspan=\"1\"><p>\u0627\u0644\u0633\u0644\u0648\u0643<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><p>\u0623\u0646\u0645\u0627\u0637 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0645\u0642\u0627\u0628\u0644 \u0645\u0639\u0627\u064a\u064a\u0631 \u0627\u0644\u0623\u0642\u0631\u0627\u0646<\/p><\/td><\/tr><tr><td colspan=\"1\" rowspan=\"1\"><p>\u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u062e\u0627\u0631\u062c\u064a\u0629<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><p>\u0636\u0631\u0628\u0627\u062a \u0627\u0644\u0639\u0642\u0648\u0628\u0627\u062a\u060c \u0648\u0633\u0627\u0626\u0644 \u0627\u0644\u0625\u0639\u0644\u0627\u0645 \u0627\u0644\u0645\u0639\u0627\u0643\u0633\u0629<\/p><\/td><\/tr><tr><td colspan=\"1\" rowspan=\"1\"><p>\u062a\u062a\u062d\u062f \u0627\u0644\u062f\u0631\u062c\u0627\u062a \u0627\u0644\u0643\u0645\u064a\u0629 \u0648\u0627\u0644\u0623\u062d\u0643\u0627\u0645 \u0627\u0644\u0646\u0648\u0639\u064a\u0629 \u0644\u062a\u0634\u0643\u064a\u0644 \u0628\u0637\u0627\u0642\u0629 \u062a\u0633\u062c\u064a\u0644 \u0627\u0644\u0645\u062e\u0627\u0637\u0631. \u064a\u062f\u0639\u0645 InvestGlass \u0646\u0645\u0627\u0630\u062c \u062a\u0633\u062c\u064a\u0644 \u0642\u0627\u0628\u0644\u0629 \u0644\u0644\u062a\u0643\u0648\u064a\u0646\u060c \u0648\u062a\u0642\u064a\u064a\u0645\u0627\u062a \u0645\u062e\u0627\u0637\u0631 \u062a\u0644\u0642\u0627\u0626\u064a\u0629\u060c \u0648\u062a\u062c\u0627\u0648\u0632\u0627\u062a \u0645\u0639 \u0645\u0628\u0631\u0631\u0627\u062a \u0645\u0648\u062b\u0642\u0629.<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-determining-the-appropriate-level-of-cdd\">\u062a\u062d\u062f\u064a\u062f \u0627\u0644\u0645\u0633\u062a\u0648\u0649 \u0627\u0644\u0645\u0646\u0627\u0633\u0628 \u0645\u0646 \u0627\u062a\u0641\u0627\u0642\u064a\u0629 \u0645\u0643\u0627\u0641\u062d\u0629 \u0627\u0644\u062a\u0635\u062d\u0631<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u062a\u0648\u062c\u064a\u0647 \u062a\u0642\u064a\u064a\u0645\u0627\u062a \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0644\u0625\u062c\u0631\u0627\u0621\u0627\u062a \u0627\u0644\u0639\u0646\u0627\u064a\u0629 \u0627\u0644\u0648\u0627\u062c\u0628\u0629:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><th colspan=\"1\" rowspan=\"1\"><p>\u062a\u0635\u0646\u064a\u0641 \u0627\u0644\u0645\u062e\u0627\u0637\u0631<\/p><\/th><th colspan=\"1\" rowspan=\"1\"><p>\u0645\u0633\u062a\u0648\u0649 CDD<\/p><\/th><th colspan=\"1\" rowspan=\"1\"><p>\u0627\u0644\u062a\u0648\u062b\u064a\u0642<\/p><\/th><th colspan=\"1\" rowspan=\"1\"><p>\u0627\u0644\u0645\u0648\u0627\u0641\u0642\u0629<\/p><\/th><\/tr><tr><td colspan=\"1\" rowspan=\"1\"><p>\u0645\u0646\u062e\u0641\u0636\u0629<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><p>\u0645\u0628\u0633\u0637<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><p>\u0627\u0644\u0647\u0648\u064a\u0629 \u0627\u0644\u0623\u0633\u0627\u0633\u064a\u0629 \u0648\u0625\u062b\u0628\u0627\u062a \u0627\u0644\u0639\u0646\u0648\u0627\u0646<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><p>\u0645\u0624\u062a\u0645\u062a\u0629<\/p><\/td><\/tr><tr><td colspan=\"1\" rowspan=\"1\"><p>\u0645\u062a\u0648\u0633\u0637<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><p>\u0642\u064a\u0627\u0633\u064a<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><p>\u0645\u062c\u0645\u0648\u0639\u0629 \u0648\u062b\u0627\u0626\u0642 \u0643\u0627\u0645\u0644\u0629<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><p>\u062a\u0648\u0642\u064a\u0639 \u0645\u062f\u064a\u0631 \u0627\u0644\u0639\u0644\u0627\u0642\u0627\u062a<\/p><\/td><\/tr><tr><td colspan=\"1\" rowspan=\"1\"><p>\u0639\u0627\u0644\u064a\u0629<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><p>\u0645\u062d\u0633\u0651\u0646<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><p>\u062d\u0632\u0645\u0629 EDD\u060c \u0645\u0635\u062f\u0631 \u0627\u0644\u062b\u0631\u0648\u0629<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><p>\u0645\u0648\u0627\u0641\u0642\u0629 \u0627\u0644\u0645\u0633\u0624\u0648\u0644 \u0627\u0644\u0623\u0648\u0644 \u0623\u0648 \u0645\u0648\u0627\u0641\u0642\u0629 \u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644<\/p><\/td><\/tr><tr><td colspan=\"1\" rowspan=\"1\"><p>\u062a\u064f\u062d\u0633\u0651\u0646 \u0627\u0644\u0633\u064a\u0627\u0633\u0627\u062a \u0648\u0642\u0648\u0627\u0639\u062f \u0627\u062a\u062e\u0627\u0630 \u0627\u0644\u0642\u0631\u0627\u0631 \u0627\u0644\u0648\u0627\u0636\u062d\u0629 \u0627\u0644\u0627\u062a\u0633\u0627\u0642 \u0648\u062a\u064f\u0633\u0631\u0651\u0639 \u0639\u0645\u0644\u064a\u0629 \u0627\u0644\u0625\u0639\u062f\u0627\u062f. \u062a\u064f\u0637\u0628\u0651\u0642 \u062a\u062f\u0641\u0642\u0627\u062a \u0627\u0644\u0639\u0645\u0644 \u0641\u064a InvestGlass \u0642\u0648\u0627\u0639\u062f \u0645\u062a\u0641\u0631\u0639\u0629 \u0645\u0639 \u062d\u0642\u0648\u0644 \u0625\u0644\u0632\u0627\u0645\u064a\u0629 \u0648\u0639\u0645\u0644\u064a\u0627\u062a \u062a\u062d\u0642\u0642 \u0648\u0641\u0642\u064b\u0627 \u0644\u0641\u0626\u0627\u062a \u0627\u0644\u0645\u062e\u0627\u0637\u0631.<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><\/td><td colspan=\"1\" rowspan=\"1\"><\/td><td colspan=\"1\" rowspan=\"1\"><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-ongoing-monitoring-and-periodic-review\">\u0627\u0644\u0645\u0631\u0627\u0642\u0628\u0629 \u0627\u0644\u0645\u0633\u062a\u0645\u0631\u0629 \u0648\u0627\u0644\u0645\u0631\u0627\u062c\u0639\u0629 \u0627\u0644\u062f\u0648\u0631\u064a\u0629<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u062a\u062a\u0636\u0645\u0646 \u0627\u0644\u0645\u0631\u0627\u0642\u0628\u0629 \u0627\u0644\u0645\u0633\u062a\u0645\u0631\u0629 \u062a\u062a\u0628\u0639 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0648\u0627\u0644\u0633\u0644\u0648\u0643 \u0648\u062a\u063a\u064a\u064a\u0631\u0627\u062a \u0627\u0644\u0645\u0644\u0641\u0627\u062a \u0627\u0644\u0634\u062e\u0635\u064a\u0629 \u0644\u0644\u0643\u0634\u0641 \u0639\u0646 \u0627\u0644\u0623\u0646\u0645\u0627\u0637 \u0627\u0644\u0645\u0634\u0628\u0648\u0647\u0629.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-review-frequencies\">\u0645\u0631\u0627\u062c\u0639\u0629 \u0627\u0644\u062a\u0631\u062f\u062f\u0627\u062a<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0645\u062e\u0627\u0637\u0631 \u0645\u0646\u062e\u0641\u0636\u0629: \u0643\u0644 3-5 \u0633\u0646\u0648\u0627\u062a<\/li>\n\n\n\n<li>\u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0645\u062a\u0648\u0633\u0637\u0629: \u0643\u0644 2-3 \u0633\u0646\u0648\u0627\u062a<\/li>\n\n\n\n<li>\u0639\u0627\u0644\u064a \u0627\u0644\u0645\u062e\u0627\u0637\u0631: \u0633\u0646\u0648\u064a\u064b\u0627 \u0623\u0648 \u0623\u0643\u062b\u0631<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u0625\u0639\u0627\u062f\u0629 \u0627\u0644\u0641\u062d\u0635 \u0645\u0642\u0627\u0628\u0644 \u0642\u0648\u0627\u0626\u0645 \u0627\u0644\u0639\u0642\u0648\u0628\u0627\u062a \u0648\u0627\u0644\u0645\u0637\u0644\u0639\u064a\u0646 \u0627\u0644\u0633\u064a\u0627\u0633\u064a\u064a\u0646 \u0648\u0627\u0644\u0625\u0639\u0644\u0627\u0645 \u0627\u0644\u0633\u0644\u0628\u064a \u0627\u0644\u0645\u062d\u062f\u0651\u062b\u0629 \u0623\u0645\u0631 \u0636\u0631\u0648\u0631\u064a \u0628\u0639\u062f \u0627\u0644\u0623\u062d\u062f\u0627\u062b \u0627\u0644\u062c\u064a\u0648\u0633\u064a\u0627\u0633\u064a\u0629 \u0623\u0648 \u062a\u062d\u062f\u064a\u062b\u0627\u062a \u0627\u0644\u0642\u0648\u0627\u0626\u0645 \u0645\u0646 \u062c\u0647\u0627\u062a \u0645\u062b\u0644 \u0645\u0643\u062a\u0628 \u0645\u0631\u0627\u0642\u0628\u0629 \u0627\u0644\u0623\u0635\u0648\u0644 \u0627\u0644\u0623\u062c\u0646\u0628\u064a\u0629 (OFAC - \u0623\u0645\u0631\u064a\u0643\u0627)\u060c \u0627\u0644\u0627\u062a\u062d\u0627\u062f \u0627\u0644\u0623\u0648\u0631\u0648\u0628\u064a\u060c \u0623\u0648 SECO (\u0633\u0648\u064a\u0633\u0631\u0627).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u062c\u062f\u0648\u0644 InvestGlass \u0645\u0647\u0627\u0645 \u0627\u0644\u0645\u0631\u0627\u062c\u0639\u0629\u060c \u0648\u064a\u0646\u0628\u0647 \u0645\u062f\u064a\u0631\u064a \u0627\u0644\u0639\u0644\u0627\u0642\u0627\u062a \u0639\u0646\u062f\u0645\u0627 \u062a\u0643\u0648\u0646 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0642\u062f\u064a\u0645\u0629\u060c \u0648\u064a\u0633\u062c\u0644 \u062c\u0645\u064a\u0639 \u0623\u0646\u0634\u0637\u0629 \u0627\u0644\u0645\u0631\u0627\u062c\u0639\u0629 \u0643\u062f\u0644\u064a\u0644 \u062a\u0646\u0638\u064a\u0645\u064a.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-escalation-and-suspicious-activity-reporting\">\u0627\u0644\u062a\u0635\u0639\u064a\u062f \u0648\u0627\u0644\u0625\u0628\u0644\u0627\u063a \u0639\u0646 \u0627\u0644\u0623\u0646\u0634\u0637\u0629 \u0627\u0644\u0645\u0634\u0628\u0648\u0647\u0629<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u0639\u0646\u062f \u0627\u0643\u062a\u0634\u0627\u0641 \u0646\u0634\u0627\u0637 \u0645\u0634\u0628\u0648\u0647\u060c \u062a\u062a\u0628\u0639 \u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0639\u0645\u0644\u064a\u0627\u062a \u062a\u0635\u0639\u064a\u062f \u0642\u062f \u062a\u0624\u062f\u064a \u0625\u0644\u0649 \u062a\u0642\u062f\u064a\u0645 \u062a\u0642\u0627\u0631\u064a\u0631 \u0639\u0646 \u0623\u0646\u0634\u0637\u0629 \u0645\u0634\u0628\u0648\u0647\u0629 (SARs) \u0623\u0648 \u062a\u0642\u0627\u0631\u064a\u0631 \u0639\u0646 \u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0645\u0634\u0628\u0648\u0647\u0629 (STRs) \u0625\u0644\u0649 \u0648\u062d\u062f\u0627\u062a \u0627\u0644\u0627\u0633\u062a\u062e\u0628\u0627\u0631\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0645\u062b\u0644 MROS (\u0633\u0648\u064a\u0633\u0631\u0627) \u0623\u0648 FinCEN (\u0627\u0644\u0648\u0644\u0627\u064a\u0627\u062a \u0627\u0644\u0645\u062a\u062d\u062f\u0629).<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-escalation-process\">\u0639\u0645\u0644\u064a\u0629 \u0627\u0644\u062a\u0635\u0639\u064a\u062f<\/h4>\n\n\n\n<ol class=\"wp-block-list\">\n<li>\u064a\u064f\u0628\u0644\u063a \u0645\u0648\u0638\u0641\u0648 \u0627\u0644\u062e\u0637\u0648\u0637 \u0627\u0644\u0623\u0645\u0627\u0645\u064a\u0629 \u0623\u0648 \u0623\u062f\u0648\u0627\u062a \u0627\u0644\u0645\u0631\u0627\u0642\u0628\u0629 \u0639\u0646 \u0627\u0644\u0645\u062e\u0627\u0648\u0641<\/li>\n\n\n\n<li>\u064a\u0642\u0648\u0645 \u0641\u0631\u064a\u0642 \u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644 \u0628\u0645\u0631\u0627\u062c\u0639\u0629 \u0627\u0644\u062d\u0627\u0644\u0627\u062a<\/li>\n\n\n\n<li>\u0642\u0631\u0627\u0631 \u0627\u0644\u0625\u0628\u0644\u0627\u063a \u0639\u0646 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0645\u0634\u0628\u0648\u0647\u0629 \u0623\u0648 \u0625\u0646\u0647\u0627\u0621 \u0627\u0644\u0639\u0644\u0627\u0642\u0627\u062a<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">\u062a\u0648\u062b\u0642 \u0648\u062b\u0627\u0626\u0642 \u0627\u0644\u0639\u0646\u0627\u064a\u0629 \u0627\u0644\u0648\u0627\u062c\u0628\u0629 \u0627\u0644\u0634\u0627\u0645\u0644\u0629\u060c \u0628\u0645\u0627 \u0641\u064a \u0630\u0644\u0643 \u062a\u0642\u064a\u064a\u0645\u0627\u062a \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0648\u0627\u0644\u0642\u0631\u0627\u0631\u0627\u062a\u060c \u0647\u0630\u0647 \u0627\u0644\u0639\u0645\u0644\u064a\u0627\u062a \u0648\u0627\u0633\u062a\u0641\u0633\u0627\u0631\u0627\u062a \u0627\u0644\u062c\u0647\u0627\u062a \u0627\u0644\u062a\u0646\u0638\u064a\u0645\u064a\u0629. \u064a\u062e\u0632\u0646 InvestGlass \u0645\u0644\u0641\u0627\u062a \u0627\u0644\u0642\u0636\u0627\u064a\u0627 \u0648\u0627\u0644\u0648\u062b\u0627\u0626\u0642 \u0648\u064a\u0633\u062c\u0644 \u0627\u0644\u0642\u0631\u0627\u0631\u0627\u062a\u060c \u0648\u064a\u062a\u0643\u0627\u0645\u0644 \u0645\u0639 \u0623\u062f\u0648\u0627\u062a \u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0642\u0636\u0627\u064a\u0627 \u0623\u0648 \u0625\u0639\u062f\u0627\u062f \u0627\u0644\u062a\u0642\u0627\u0631\u064a\u0631 \u062d\u0633\u0628 \u0627\u0644\u062d\u0627\u062c\u0629.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><em>\u0627\u0646\u062a\u0642\u0627\u0644: \u0628\u0639\u062f \u062a\u062d\u062f\u064a\u062f \u0627\u0644\u0639\u0646\u0627\u0635\u0631 \u0627\u0644\u0623\u0633\u0627\u0633\u064a\u0629 \u0644\u0639\u0646\u0627\u064a\u0629 \u0627\u0644\u0648\u0627\u062c\u0628 (CDD)\u060c \u062a\u0633\u062a\u0639\u0631\u0636 \u0627\u0644\u0648\u062d\u062f\u0629 \u0627\u0644\u062a\u0627\u0644\u064a\u0629 \u0627\u0644\u0623\u0637\u0631 \u0627\u0644\u062a\u0646\u0638\u064a\u0645\u064a\u0629 \u0627\u0644\u062a\u064a \u062a\u0634\u0643\u0644 \u0647\u0630\u0647 \u0627\u0644\u0645\u062a\u0637\u0644\u0628\u0627\u062a \u0639\u0627\u0644\u0645\u064a\u064b\u0627 \u0648\u0625\u0642\u0644\u064a\u0645\u064a\u064b\u0627.<\/em><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-regulatory-frameworks-and-global-cdd-requirements\">\u0627\u0644\u0623\u064f\u0637\u0631 \u0627\u0644\u062a\u0646\u0638\u064a\u0645\u064a\u0629 \u0648\u0627\u0644\u0645\u062a\u0637\u0644\u0628\u0627\u062a \u0627\u0644\u0639\u0627\u0644\u0645\u064a\u0629 \u0644\u0645\u0643\u0627\u0641\u062d\u0629 \u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0625\u0631\u0647\u0627\u0628<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u064a\u0644\u062e\u0635 \u0647\u0630\u0627 \u0627\u0644\u0642\u0633\u0645 \u0627\u0644\u0644\u0648\u0627\u0626\u062d \u0627\u0644\u0631\u0626\u064a\u0633\u064a\u0629 \u0627\u0644\u062a\u064a \u062a\u0648\u062c\u0647 \u0645\u062a\u0637\u0644\u0628\u0627\u062a \u0627\u0644\u0639\u0646\u0627\u064a\u0629 \u0627\u0644\u0648\u0627\u062c\u0628\u0629 \u0644\u0644\u0639\u0645\u0644\u0627\u0621 (CDD) \u0644\u0644\u0628\u0646\u0648\u0643 \u0648\u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062e\u0627\u0636\u0639\u0629 \u0644\u0644\u062a\u0646\u0638\u064a\u0645 \u062f\u0648\u0644\u064a\u064b\u0627.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0628\u064a\u0646\u0645\u0627 \u062a\u062e\u062a\u0644\u0641 \u0627\u0644\u0645\u0635\u0637\u0644\u062d\u0627\u062a\u060c \u062a\u062a\u0648\u0642\u0639 \u0645\u0639\u0638\u0645 \u0627\u0644\u0623\u0646\u0638\u0645\u0629:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u062a\u062d\u062f\u064a\u062f \u0647\u0648\u064a\u0629 \u0627\u0644\u0639\u0645\u064a\u0644 \u0648\u0627\u0644\u062a\u062d\u0642\u0642 \u0645\u0646 \u0647\u0648\u064a\u062a\u0647<\/li>\n\n\n\n<li>\u0641\u0647\u0645 \u0627\u0644\u0645\u0644\u0643\u064a\u0629 \u0627\u0644\u0645\u0633\u062a\u0641\u064a\u062f\u0629<\/li>\n\n\n\n<li>\u062a\u0637\u0628\u064a\u0642 \u0627\u0644\u062a\u062f\u0627\u0628\u064a\u0631 \u0639\u0644\u0649 \u0623\u0633\u0627\u0633 \u0627\u0644\u0645\u062e\u0627\u0637\u0631<\/li>\n\n\n\n<li>\u0645\u0631\u0627\u0642\u0628\u0629 \u0627\u0644\u0639\u0644\u0627\u0642\u0627\u062a \u0627\u0644\u0645\u0633\u062a\u0645\u0631\u0629<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u063a\u0627\u0644\u0628\u064b\u0627 \u0645\u0627 \u062a\u0642\u0648\u0645 \u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u0639\u0627\u0628\u0631\u0629 \u0644\u0644\u062d\u062f\u0648\u062f \u0628\u0645\u0648\u0627\u0621\u0645\u0629 \u0627\u0644\u0645\u0639\u0627\u064a\u064a\u0631 \u0639\u0644\u0649 \u0645\u0633\u062a\u0648\u0649 \u0627\u0644\u0645\u062c\u0645\u0648\u0639\u0629. \u064a\u062f\u0639\u0645 InvestGlass \u0642\u0648\u0627\u0639\u062f \u062a\u0646\u0638\u064a\u0645\u064a\u0629 \u0645\u062a\u0639\u062f\u062f\u0629 \u0648\u0645\u0639\u0627\u064a\u064a\u0631 \u062a\u0648\u062b\u064a\u0642 \u0644\u0643\u0644 \u0648\u0644\u0627\u064a\u0629 \u0642\u0636\u0627\u0626\u064a\u0629\u060c \u0648\u0647\u0648 \u0623\u0645\u0631 \u064a\u0632\u062f\u0627\u062f \u0623\u0647\u0645\u064a\u0629 \u0645\u0639 \u0625\u0639\u0627\u062f\u0629 \u062a\u0634\u0643\u064a\u0644 \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0644\u0645\u062c\u0627\u0644\u0627\u062a \u0645\u062b\u0644 <a href=\"https:\/\/www.investglass.com\/ar\/%d8%aa%d8%a3%d8%ab%d9%8a%d8%b1-%d8%a7%d9%84%d8%b0%d9%83%d8%a7%d8%a1-%d8%a7%d9%84%d8%a7%d8%b5%d8%b7%d9%86%d8%a7%d8%b9%d9%8a-%d8%b9%d9%84%d9%89-%d8%a7%d9%84%d8%b3%d9%8a%d8%a7%d8%b3%d8%a7%d8%aa-%d8%a7\/\" target=\"_self\">\u062d\u0648\u0643\u0645\u0629 \u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0645\u0631\u0643\u0632\u064a\u0629 \u0648\u0627\u0644\u0633\u064a\u0627\u0633\u0629 \u0627\u0644\u0646\u0642\u062f\u064a\u0629<\/a>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-fatf-recommendations-and-international-standards\">\u062a\u0648\u0635\u064a\u0627\u062a \u0645\u062c\u0645\u0648\u0639\u0629 \u0627\u0644\u0639\u0645\u0644 \u0627\u0644\u0645\u0627\u0644\u064a \u0648\u0627\u0644\u0645\u0639\u0627\u064a\u064a\u0631 \u0627\u0644\u062f\u0648\u0644\u064a\u0629<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u062a\u0635\u062f\u0631 \u0641\u0631\u0642\u0629 \u0627\u0644\u0639\u0645\u0644 \u0627\u0644\u0645\u0627\u0644\u064a (FATF) \u0645\u0639\u0627\u064a\u064a\u0631 \u0639\u0627\u0644\u0645\u064a\u0629 \u0644\u0645\u0643\u0627\u0641\u062d\u0629 \u063a\u0633\u064a\u0644 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0648\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0625\u0631\u0647\u0627\u0628 \u0645\u0646 \u062e\u0644\u0627\u0644 \u062a\u0648\u0635\u064a\u0627\u062a\u0647\u0627 \u0627\u0644\u0623\u0631\u0628\u0639\u064a\u0646\u060c \u0648\u0627\u0644\u062a\u064a \u062a\u063a\u0637\u064a \u0627\u0644\u0639\u0646\u0627\u064a\u0629 \u0627\u0644\u0648\u0627\u062c\u0628\u0629 \u0628\u0627\u0644\u0639\u0645\u0644\u0627\u0621\u060c \u0648\u0627\u0644\u0645\u0648\u0627\u0637\u0646\u064a\u0646 \u0627\u0644\u0633\u064a\u0627\u0633\u064a\u064a\u0646 \u0627\u0644\u0628\u0627\u0631\u0632\u064a\u0646\u060c \u0648\u0634\u0641\u0627\u0641\u064a\u0629 \u0627\u0644\u0645\u0644\u0643\u064a\u0629 \u0627\u0644\u0645\u0633\u062a\u0641\u064a\u062f\u0629.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u062a\u0624\u062b\u0631 \u0627\u0644\u062a\u0642\u064a\u064a\u0645\u0627\u062a \u0627\u0644\u0645\u062a\u0628\u0627\u062f\u0644\u0629 \u0644\u0645\u062c\u0645\u0648\u0639\u0629 \u0627\u0644\u0639\u0645\u0644 \u0627\u0644\u0645\u0627\u0644\u064a \u0639\u0644\u0649 \u0627\u0644\u062a\u0646\u0641\u064a\u0630 \u0627\u0644\u0648\u0637\u0646\u064a \u0648\u0627\u0644\u062a\u062f\u0642\u064a\u0642 \u0627\u0644\u0625\u0634\u0631\u0627\u0641\u064a. \u0623\u062f\u0649 \u062a\u0635\u0646\u064a\u0641 \u0633\u0648\u064a\u0633\u0631\u0627 \u201c\u0645\u062a\u0648\u0627\u0641\u0642 \u0625\u0644\u0649 \u062d\u062f \u0643\u0628\u064a\u0631\u201d \u0641\u064a \u0639\u0627\u0645 2016 \u0625\u0644\u0649 \u062a\u062d\u0633\u064a\u0646\u0627\u062a \u0628\u062d\u0644\u0648\u0644 \u0639\u0627\u0645 2022.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u062a\u0624\u064a\u062f \u0645\u062c\u0645\u0648\u0639\u0629 \u0627\u0644\u0639\u0645\u0644 \u0627\u0644\u0645\u0627\u0644\u064a (FATF) \u0646\u0647\u062c\u064b\u0627 \u0642\u0627\u0626\u0645\u064b\u0627 \u0639\u0644\u0649 \u0627\u0644\u0645\u062e\u0627\u0637\u0631\u060c \u0645\u0645\u0627 \u064a\u0633\u0645\u062d \u0628\u062a\u062f\u0627\u0628\u064a\u0631 \u0645\u0628\u0633\u0637\u0629 \u0644\u0644\u0639\u0645\u0644\u0627\u0621 \u0630\u0648\u064a \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0645\u0646\u062e\u0641\u0636\u0629 \u0648\u0627\u0644\u0639\u0646\u0627\u064a\u0629 \u0627\u0644\u0648\u0627\u062c\u0628\u0629 \u0627\u0644\u0645\u0639\u0632\u0632\u0629 (EDD) \u0644\u0630\u0648\u064a \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0623\u0639\u0644\u0649. \u064a\u0633\u0627\u0647\u0645 \u0645\u0648\u0627\u0621\u0645\u0629 \u0627\u0644\u0633\u064a\u0627\u0633\u0627\u062a \u0645\u0639 \u0645\u062c\u0645\u0648\u0639\u0629 \u0627\u0644\u0639\u0645\u0644 \u0627\u0644\u0645\u0627\u0644\u064a \u0641\u064a \u0627\u0644\u0639\u0645\u0644\u064a\u0627\u062a \u0639\u0628\u0631 \u0627\u0644\u062d\u062f\u0648\u062f \u0648\u0627\u0644\u062a\u0648\u0627\u0635\u0644 \u0645\u0639 \u0627\u0644\u062c\u0647\u0627\u062a \u0627\u0644\u062a\u0646\u0638\u064a\u0645\u064a\u0629.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-european-union-aml-directives\">\u062a\u0648\u062c\u064a\u0647\u0627\u062a \u0627\u0644\u0627\u062a\u062d\u0627\u062f \u0627\u0644\u0623\u0648\u0631\u0648\u0628\u064a \u0644\u0645\u0643\u0627\u0641\u062d\u0629 \u063a\u0633\u0644 \u0627\u0644\u0623\u0645\u0648\u0627\u0644<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u0639\u0632\u0632 \u0627\u0644\u0627\u062a\u062d\u0627\u062f \u0627\u0644\u0623\u0648\u0631\u0648\u0628\u064a \u0627\u0644\u0639\u0646\u0627\u064a\u0629 \u0627\u0644\u0648\u0627\u062c\u0628\u0629 \u0644\u0644\u0639\u0645\u0644\u0627\u0621 \u0645\u0646 \u062e\u0644\u0627\u0644 \u062a\u0648\u062c\u064a\u0647\u0627\u062a:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><th colspan=\"1\" rowspan=\"1\"><p>\u0627\u0644\u062a\u0648\u062c\u064a\u0647\u0627\u062a<\/p><\/th><th colspan=\"1\" rowspan=\"1\"><p>\u0627\u0644\u0633\u0646\u0629<\/p><\/th><th colspan=\"1\" rowspan=\"1\"><p>\u062a\u062d\u0633\u064a\u0646\u0627\u062a \u0631\u0626\u064a\u0633\u064a\u0629<\/p><\/th><\/tr><tr><td colspan=\"1\" rowspan=\"1\"><p>4AMLD<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><p>2015<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><p>\u0633\u062c\u0644\u0627\u062a \u0627\u0644\u0645\u0644\u0643\u064a\u0629 \u0627\u0644\u0645\u0633\u062a\u0641\u064a\u062f\u0629 \u0648\u0627\u0644\u0646\u0647\u062c \u0627\u0644\u0642\u0627\u0626\u0645 \u0639\u0644\u0649 \u0627\u0644\u0645\u062e\u0627\u0637\u0631<\/p><\/td><\/tr><tr><td colspan=\"1\" rowspan=\"1\"><p>5AMLD<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><p>2018<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><p>\u062a\u0639\u0627\u0631\u064a\u0641 \u0645\u0648\u0633\u0639\u0629 \u0644\u0644\u0634\u062e\u0635\u064a\u0627\u062a \u0627\u0644\u0645\u0634\u0628\u0648\u0647\u0629 \u0648\u0627\u0644\u0623\u0635\u0648\u0644 \u0627\u0644\u0627\u0641\u062a\u0631\u0627\u0636\u064a\u0629 \u0648\u062a\u0639\u0631\u064a\u0641\u0627\u062a \u0623\u0643\u062b\u0631 \u0635\u0631\u0627\u0645\u0629 \u0644\u0644\u062a\u0637\u0648\u064a\u0631 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0644\u0644\u0628\u064a\u0627\u0646\u0627\u062a<\/p><\/td><\/tr><tr><td colspan=\"1\" rowspan=\"1\"><p>6AMLD<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><p>2020<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><p>\u0627\u0644\u0645\u0633\u0624\u0648\u0644\u064a\u0629 \u0627\u0644\u062c\u0646\u0627\u0626\u064a\u0629 \u0644\u0644\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0639\u0644\u064a\u0627<\/p><\/td><\/tr><tr><td colspan=\"1\" rowspan=\"1\"><p>\u062d\u0632\u0645\u0629 \u0645\u0643\u0627\u0641\u062d\u0629 \u063a\u0633\u064a\u0644 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0627\u0644\u0627\u062a\u062d\u0627\u062f \u0627\u0644\u0623\u0648\u0631\u0648\u0628\u064a \u0648\u0627\u0644\u0633\u0644\u0637\u0629 \u0627\u0644\u0642\u0627\u062f\u0645\u0629 \u0644\u0645\u0643\u0627\u0641\u062d\u0629 \u063a\u0633\u064a\u0644 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0633\u062a\u0632\u064a\u062f \u0645\u0646 \u062a\u0646\u0633\u064a\u0642 \u0627\u0644\u0627\u0644\u062a\u0632\u0627\u0645\u0627\u062a.<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><\/td><td colspan=\"1\" rowspan=\"1\"><\/td><\/tr><tr><td colspan=\"1\" rowspan=\"1\"><p>\u064a\u0633\u062a\u0648\u0639\u0628 \u0625\u0646\u0641\u0633\u062a \u062c\u0644\u0627\u0633 \u0627\u0644\u062d\u0642\u0648\u0644 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0643\u0644 \u0648\u0644\u0627\u064a\u0629 \u0642\u0636\u0627\u0626\u064a\u0629 \u0648\u064a\u062f\u0639\u0645 \u0627\u0644\u0627\u062a\u0633\u0627\u0642 \u0639\u0628\u0631 \u0627\u0644\u062d\u062f\u0648\u062f.<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><\/td><td colspan=\"1\" rowspan=\"1\"><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-us-fincen-customer-due-diligence-rule\">\u0642\u0627\u0639\u062f\u0629 \u0627\u0644\u0639\u0646\u0627\u064a\u0629 \u0627\u0644\u0648\u0627\u062c\u0628\u0629 \u0628\u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0641\u064a \u0627\u0644\u0648\u0644\u0627\u064a\u0627\u062a \u0627\u0644\u0645\u062a\u062d\u062f\u0629 \u0627\u0644\u0623\u0645\u0631\u064a\u0643\u064a\u0629<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u0627\u0639\u062a\u0628\u0627\u0631\u064b\u0627 \u0645\u0646 11 \u0645\u0627\u064a\u0648 2018\u060c \u062a\u064f\u0644\u0632\u0645 \u0642\u0627\u0639\u062f\u0629 \u0627\u0644\u0639\u0646\u0627\u064a\u0629 \u0627\u0644\u0648\u0627\u062c\u0628\u0629 \u0628\u0627\u0644\u0639\u0645\u0644\u0627\u0621 (CDD Rule) \u0627\u0644\u0635\u0627\u062f\u0631\u0629 \u0639\u0646 FinCEN \u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u0645\u0634\u0645\u0648\u0644\u0629 \u0628\u0645\u0627 \u064a\u0644\u064a:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>\u062a\u062d\u062f\u064a\u062f \u0647\u0648\u064a\u0629 \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0648\u0627\u0644\u062a\u062d\u0642\u0642 \u0645\u0646\u0647\u0627<\/li>\n\n\n\n<li>\u062a\u062d\u062f\u064a\u062f \u0627\u0644\u0645\u0627\u0644\u0643\u064a\u0646 \u0627\u0644\u0641\u0639\u0644\u064a\u064a\u0646 \u0648\u0627\u0644\u062a\u062d\u0642\u0642 \u0645\u0646\u0647\u0645 (\u0627\u0644\u062d\u062f \u0627\u0644\u0623\u062f\u0646\u0649 25%)<\/li>\n\n\n\n<li>\u0641\u0647\u0645 \u0637\u0628\u064a\u0639\u0629 \u0627\u0644\u0639\u0644\u0627\u0642\u0627\u062a \u0648\u0627\u0644\u063a\u0631\u0636 \u0645\u0646\u0647\u0627<\/li>\n\n\n\n<li>\u0625\u062c\u0631\u0627\u0621 \u0645\u0631\u0627\u0642\u0628\u0629 \u0645\u0633\u062a\u0645\u0631\u0629 \u0648\u0627\u0644\u0625\u0628\u0644\u0627\u063a \u0639\u0646 \u0627\u0644\u0623\u0646\u0634\u0637\u0629 \u0627\u0644\u0645\u0634\u0628\u0648\u0647\u0629<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">\u062a\u0643\u0645\u0644 \u0647\u0630\u0647 \u0627\u0644\u0642\u0627\u0639\u062f\u0629 \u0642\u0627\u0646\u0648\u0646 \u0645\u0643\u0627\u0641\u062d\u0629 \u063a\u0633\u064a\u0644 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0644\u0639\u0627\u0645 2020 \u0648\u0642\u0627\u0646\u0648\u0646 \u0634\u0641\u0627\u0641\u064a\u0629 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0644\u0639\u0627\u0645 2024-25\u060c \u0645\u0645\u0627 \u064a\u0646\u0634\u0626 \u0642\u0627\u0639\u062f\u0629 \u0628\u064a\u0627\u0646\u0627\u062a \u0641\u064a\u062f\u0631\u0627\u0644\u064a\u0629 \u0644\u0644\u0645\u0644\u0643\u064a\u0629 \u0627\u0644\u0645\u0633\u062a\u0641\u064a\u062f\u0629.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">InvestGlass \u062a\u0648\u0627\u0621\u0645 \u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u0625\u0639\u062f\u0627\u062f \u0645\u0639 \u0647\u0630\u0647 \u0627\u0644\u0639\u0646\u0627\u0635\u0631 \u0648\u062a\u0644\u062a\u0642\u0637 \u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0645\u0644\u0643\u064a\u0629 \u0627\u0644\u0645\u0637\u0644\u0648\u0628\u0629 \u0644\u0644\u0641\u0631\u0648\u0639 \u0627\u0644\u0623\u0645\u0631\u064a\u0643\u064a\u0629.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-swiss-amla-and-finma-expectations\">\u0642\u0627\u0646\u0648\u0646 \u0645\u0643\u0627\u0641\u062d\u0629 \u063a\u0633\u0644 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0627\u0644\u0633\u0648\u064a\u0633\u0631\u064a \u0648\u062a\u0648\u0642\u0639\u0627\u062a FINMA<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u062a\u062a\u0637\u0644\u0628 \u0642\u0648\u0627\u0646\u064a\u0646 \u0645\u0643\u0627\u0641\u062d\u0629 \u063a\u0633\u064a\u0644 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0627\u0644\u0633\u0648\u064a\u0633\u0631\u064a\u0629:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u062a\u062d\u062f\u064a\u062f \u0627\u0644\u0623\u0637\u0631\u0627\u0641 \u0627\u0644\u0645\u062a\u0639\u0627\u0642\u062f\u0629 \u0648\u0627\u0644\u0645\u0633\u062a\u0641\u064a\u062f\u064a\u0646 \u0627\u0644\u062d\u0642\u064a\u0642\u064a\u064a\u0646<\/li>\n\n\n\n<li>\u062a\u0648\u0636\u064a\u062d \u0627\u0644\u062e\u0644\u0641\u064a\u0629 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a\u0629 \u0644\u0644\u062d\u0627\u0644\u0627\u062a \u0627\u0644\u0623\u0639\u0644\u0649 \u062e\u0637\u0648\u0631\u0629<\/li>\n\n\n\n<li>\u0627\u0644\u062a\u0631\u0643\u064a\u0632 \u0639\u0644\u0649 \u062c\u0648\u062f\u0629 \u0627\u0644\u062a\u0648\u062b\u064a\u0642 \u0648\u0641\u0647\u0645 \u0627\u0644\u0639\u0644\u0627\u0642\u0629<\/li>\n\n\n\n<li>\u0627\u0644\u0625\u0634\u0631\u0627\u0641 \u0627\u0644\u0642\u0627\u0626\u0645 \u0639\u0644\u0649 \u0627\u0644\u0645\u062e\u0627\u0637\u0631\u060c \u062e\u0627\u0635\u0629\u064b \u0628\u0627\u0644\u0646\u0633\u0628\u0629 \u0644\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0627\u0644\u062e\u0627\u0635\u0629 \u0648\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u062b\u0631\u0648\u0627\u062a<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u062a\u062a\u0637\u0644\u0628 \u0642\u0648\u0627\u0646\u064a\u0646 \u062d\u0645\u0627\u064a\u0629 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0648\u0627\u0644\u0633\u0631\u064a\u0629 \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0627\u0644\u0633\u0648\u064a\u0633\u0631\u064a\u0629 \u0627\u0644\u0633\u0631\u064a\u0629 \u0627\u0644\u0635\u0627\u0631\u0645\u0629 \u0648\u0633\u064a\u0627\u062f\u0629 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a. InvestGlass \u0647\u0648 \u062d\u0644 \u0633\u064a\u0627\u062f\u064a \u0633\u0648\u064a\u0633\u0631\u064a \u0645\u0639 \u0639\u0645\u0644\u064a\u0627\u062a \u0646\u0634\u0631 \u0645\u0633\u062a\u0636\u0627\u0641\u0629 \u0641\u064a \u0633\u0648\u064a\u0633\u0631\u0627 \u0623\u0648 \u0645\u062d\u0644\u064a\u0629\u060c \u0648\u064a\u062f\u0639\u0645 \u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644 \u0648\u0627\u0644\u062e\u0635\u0648\u0635\u064a\u0629.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><em>\u0627\u0644\u0627\u0646\u062a\u0642\u0627\u0644: \u062a\u062d\u062f\u062f \u0627\u0644\u0623\u0637\u0631 \u0627\u0644\u062a\u0646\u0638\u064a\u0645\u064a\u0629 \u0627\u0644\u0645\u0639\u0627\u064a\u064a\u0631\u060c \u0644\u0643\u0646 \u0627\u0644\u0645\u0645\u0627\u0631\u0633\u0627\u062a \u0627\u0644\u0642\u0637\u0627\u0639\u064a\u0629 \u062a\u062e\u062a\u0644\u0641. \u064a\u062a\u0646\u0627\u0648\u0644 \u0627\u0644\u0642\u0633\u0645 \u0627\u0644\u062a\u0627\u0644\u064a \u062a\u0637\u0628\u064a\u0642 \u0627\u0644\u0639\u0646\u0627\u064a\u0629 \u0627\u0644\u0648\u0627\u062c\u0628\u0629 \u0644\u0644\u0639\u0645\u0644\u0627\u0621 \u0641\u064a \u0642\u0637\u0627\u0639\u0627\u062a \u0645\u0627\u0644\u064a\u0629 \u0645\u062e\u062a\u0644\u0641\u0629.<\/em><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-customer-due-diligence-in-practice-banks-wealth-managers-and-insurers\">\u0627\u0644\u0639\u0646\u0627\u064a\u0629 \u0627\u0644\u0648\u0627\u062c\u0628\u0629 \u0628\u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0641\u064a \u0627\u0644\u0645\u0645\u0627\u0631\u0633\u0629 \u0627\u0644\u0639\u0645\u0644\u064a\u0629: \u0627\u0644\u0628\u0646\u0648\u0643 \u0648\u0645\u062f\u0631\u0627\u0621 \u0627\u0644\u062b\u0631\u0648\u0627\u062a \u0648\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u0623\u0645\u064a\u0646<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u0628\u064a\u0646\u0645\u0627 \u062a\u0638\u0644 \u0645\u0628\u0627\u062f\u0626 \u0627\u0644\u0639\u0646\u0627\u064a\u0629 \u0627\u0644\u0648\u0627\u062c\u0628\u0629 \u0644\u0644\u0639\u0645\u0644\u0627\u0621 (CDD) \u0645\u062a\u0633\u0642\u0629\u060c \u0641\u0625\u0646 \u062a\u0637\u0628\u064a\u0642\u0647\u0627 \u064a\u062e\u062a\u0644\u0641 \u0628\u0646\u0627\u0621\u064b \u0639\u0644\u0649 \u0646\u0645\u0648\u0630\u062c \u0627\u0644\u0639\u0645\u0644\u060c \u0648\u062a\u0639\u0642\u064a\u062f \u0627\u0644\u0639\u0645\u064a\u0644\u060c \u0648\u062d\u062c\u0645 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-retail-and-commercial-banks\">\u0628\u0646\u0648\u0643 \u0627\u0644\u062a\u062c\u0632\u0626\u0629 \u0648\u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u062a\u062c\u0627\u0631\u064a\u0629<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u064a\u062a\u0637\u0644\u0628 \u0627\u0644\u0625\u0639\u062f\u0627\u062f \u0639\u0627\u0644\u064a \u0627\u0644\u062d\u062c\u0645 \u0644\u0644\u062d\u0633\u0627\u0628\u0627\u062a \u0648\u0627\u0644\u0642\u0631\u0648\u0636 \u0648\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0645\u0634\u0627\u0631\u064a\u0639 \u0627\u0644\u0635\u063a\u064a\u0631\u0629 \u0648\u0627\u0644\u0645\u062a\u0648\u0633\u0637\u0629 \u0625\u062c\u0631\u0627\u0621\u0627\u062a \u062a\u062d\u0642\u0642 \u0631\u0642\u0645\u064a\u0629 \u0641\u0639\u0627\u0644\u0629 \u0645\u0646 \u0627\u0644\u0639\u0645\u064a\u0644 \u0644\u062a\u062c\u0646\u0628 \u0627\u0644\u062a\u0623\u062e\u064a\u0631.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-focus-areas\">\u0645\u062c\u0627\u0644\u0627\u062a \u0627\u0644\u062a\u0631\u0643\u064a\u0632<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0641\u062d\u0648\u0635\u0627\u062a \u0627\u0644\u0647\u0648\u064a\u0629 \u0627\u0644\u0645\u0648\u062d\u062f\u0629 \u0645\u0639 \u0627\u0644\u0641\u062d\u0635 \u0627\u0644\u0622\u0644\u064a \u0644\u0644\u0639\u0642\u0648\u0628\u0627\u062a \u0648\u0643\u0628\u0627\u0631 \u0627\u0644\u0634\u062e\u0635\u064a\u0627\u062a \u0627\u0644\u0633\u064a\u0627\u0633\u064a\u0629<\/li>\n\n\n\n<li>\u062a\u0633\u062c\u064a\u0644 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0628\u0646\u0627\u0621\u064b \u0639\u0644\u0649 \u0627\u0644\u0645\u0646\u062a\u062c\u0627\u062a \u0648\u0627\u0644\u062c\u063a\u0631\u0627\u0641\u064a\u0627<\/li>\n\n\n\n<li>\u062d\u0644\u0642\u0627\u062a \u0627\u0644\u062a\u063a\u0630\u064a\u0629 \u0627\u0644\u0631\u0627\u062c\u0639\u0629 \u0645\u0646 \u0645\u0631\u0627\u0642\u0628\u0629 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0644\u062a\u062d\u062f\u064a\u062b \u062a\u0642\u064a\u064a\u0645\u0627\u062a \u0627\u0644\u0645\u062e\u0627\u0637\u0631<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u062a\u062a\u064a\u062d InvestGlass \u0646\u0645\u0627\u0630\u062c \u0645\u0639\u0628\u0623\u0629 \u0645\u0633\u0628\u0642\u064b\u0627\u060c \u0648\u0625\u0639\u0627\u062f\u0629 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0639\u0628\u0631 \u0627\u0644\u0645\u0646\u062a\u062c\u0627\u062a\u060c \u0648\u0627\u0644\u0645\u0639\u0627\u0644\u062c\u0629 \u0627\u0644\u0643\u0627\u0645\u0644\u0629 \u0644\u0644\u0639\u0645\u0644\u0627\u0621 \u0630\u0648\u064a \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0645\u0646\u062e\u0641\u0636\u0629.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-private-banks-and-wealth-managers\">\u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u062e\u0627\u0635\u0629 \u0648\u0645\u062f\u064a\u0631\u064a \u0627\u0644\u062b\u0631\u0648\u0627\u062a<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u063a\u0627\u0644\u0628\u064b\u0627 \u0645\u0627 \u064a\u0645\u062a\u0644\u0643 \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0645\u0646 \u0623\u0635\u062d\u0627\u0628 \u0627\u0644\u062b\u0631\u0648\u0627\u062a \u0627\u0644\u0643\u0628\u064a\u0631\u0629 \u0647\u064a\u0627\u0643\u0644 \u0645\u0639\u0642\u062f\u0629 \u062a\u0634\u0645\u0644 \u0627\u0644\u0635\u0646\u0627\u062f\u064a\u0642 \u0627\u0644\u0627\u0633\u062a\u0626\u0645\u0627\u0646\u064a\u0629 \u0648\u0645\u0643\u0627\u062a\u0628 \u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u062b\u0631\u0648\u0627\u062a \u0627\u0644\u0639\u0627\u0626\u0644\u064a\u0629\u060c \u0645\u0639 \u0648\u062c\u0648\u062f \u062d\u0633\u0627\u0628\u0627\u062a 20-30% \u0645\u0631\u062a\u0628\u0637\u0629 \u0628\u0623\u0634\u062e\u0627\u0635 \u0645\u0639\u0646\u064a\u064a\u0646 \u0633\u064a\u0627\u0633\u064a\u064b\u0627\u060c \u0645\u0645\u0627 \u064a\u0632\u064a\u062f \u0645\u0646 \u0627\u0644\u062d\u0627\u062c\u0629 \u0625\u0644\u0649 <a href=\"https:\/\/www.investglass.com\/ar\/%d8%a5%d8%af%d8%a7%d8%b1%d8%a9-%d8%b9%d9%84%d8%a7%d9%82%d8%a7%d8%aa-%d8%a7%d9%84%d8%b9%d9%85%d9%84%d8%a7%d8%a1-%d9%84%d9%84%d8%a8%d9%86%d9%83-%d8%a7%d9%84%d8%ae%d8%a7%d8%b5\/\" target=\"_self\">\u0646\u0638\u0627\u0645 \u0625\u062f\u0627\u0631\u0629 \u0639\u0644\u0627\u0642\u0627\u062a \u0639\u0645\u0644\u0627\u0621 \u0645\u062a\u062e\u0635\u0635 \u0644\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u062e\u0627\u0635\u0629<\/a> \u0644\u062a\u0648\u0633\u064a\u0637 \u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0639\u0631\u0641 \u0639\u0645\u064a\u0644\u0643 (KYC) \u0648\u0627\u0644\u0645\u062d\u0627\u0641\u0638 \u0648\u0639\u0644\u0627\u0642\u0627\u062a \u0627\u0644\u0639\u0645\u0644\u0627\u0621.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-challenges\">\u0627\u0644\u062a\u062d\u062f\u064a\u0627\u062a<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0628\u0631\u0627\u0645\u062c \u0645\u0643\u062b\u0641\u0629 \u0644\u062a\u0646\u0645\u064a\u0629 \u0627\u0644\u0635\u0627\u062f\u0631\u0627\u062a \u0644\u0644\u0639\u0645\u0644\u0627\u0621 \u0639\u0628\u0631 \u0627\u0644\u062d\u062f\u0648\u062f<\/li>\n\n\n\n<li>\u0645\u062d\u0627\u0641\u0638 \u0645\u0639\u0642\u062f\u0629 \u0648\u0645\u0646\u062a\u062c\u0627\u062a \u0645\u0635\u0645\u0645\u0629 \u062d\u0633\u0628 \u0627\u0644\u0637\u0644\u0628<\/li>\n\n\n\n<li>\u062a\u062d\u0642\u064a\u0642 \u0627\u0644\u062a\u0648\u0627\u0632\u0646 \u0628\u064a\u0646 \u062a\u062c\u0631\u0628\u0629 \u0627\u0644\u0639\u0645\u064a\u0644 \u0648\u0627\u0644\u0645\u062a\u0637\u0644\u0628\u0627\u062a \u0627\u0644\u062a\u0646\u0638\u064a\u0645\u064a\u0629<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">InvestGlass \u062a\u062f\u0645\u062c \u0625\u062f\u0627\u0631\u0629 \u0639\u0644\u0627\u0642\u0627\u062a \u0627\u0644\u0639\u0645\u0644\u0627\u0621\u060c, <a href=\"https:\/\/www.investglass.com\/ar\/effective-portfolio-management-using-ai\/\" target=\"_self\">\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u062d\u0641\u0638\u0629 \u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a<\/a>, \u060c \u0648 CDD\u060c \u0645\u0645\u0627 \u064a\u062a\u064a\u062d \u0644\u0645\u062f\u064a\u0631\u064a \u0627\u0644\u0639\u0644\u0627\u0642\u0627\u062a \u0627\u0644\u0648\u0635\u0648\u0644 \u0625\u0644\u0649 \u0645\u0644\u0641\u0627\u062a \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0648\u0648\u062b\u0627\u0626\u0642 \u0627\u0639\u0631\u0641 \u0639\u0645\u064a\u0644\u0643 \u0648\u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0628\u0633\u0644\u0627\u0633\u0629.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-insurance-asset-management-and-other-sectors\">\u0627\u0644\u062a\u0623\u0645\u064a\u0646\u060c \u0648\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0623\u0635\u0648\u0644\u060c \u0648\u0642\u0637\u0627\u0639\u0627\u062a \u0623\u062e\u0631\u0649<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u062a\u0648\u0627\u062c\u0647 \u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0639\u0644\u0649 \u0627\u0644\u062d\u064a\u0627\u0629\u060c \u0648\u0645\u062f\u064a\u0631\u0648 \u0627\u0644\u0623\u0635\u0648\u0644\u060c \u0648\u0627\u0644\u0645\u0633\u062a\u0634\u0627\u0631\u0648\u0646\u060c \u0648\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u0639\u0642\u0627\u0631\u0627\u062a \u0623\u064a\u0636\u064b\u0627 \u0627\u0644\u062a\u0632\u0627\u0645\u0627\u062a \u0627\u0644\u0639\u0646\u0627\u064a\u0629 \u0627\u0644\u0648\u0627\u062c\u0628\u0629 \u0628\u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0628\u0645\u0627 \u064a\u062a\u0645\u0627\u0634\u0649 \u0645\u0639 <a href=\"https:\/\/www.investglass.com\/ar\/%d9%85%d8%a7-%d9%87%d9%88-aml-%d9%88lcb-ft-%d9%81%d9%8a-%d9%81%d8%b1%d9%86%d8%b3%d8%a7\/\" target=\"_self\">\u0644\u0648\u0627\u0626\u062d \u0645\u0643\u0627\u0641\u062d\u0629 \u063a\u0633\u064a\u0644 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0648\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0625\u0631\u0647\u0627\u0628<\/a>.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-sector-considerations\">\u0627\u0639\u062a\u0628\u0627\u0631\u0627\u062a \u0627\u0644\u0642\u0637\u0627\u0639<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0648\u062b\u0627\u0626\u0642 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0639\u0644\u0649 \u0627\u0644\u062d\u064a\u0627\u0629 \u0643\u0642\u0646\u0648\u0627\u062a \u0645\u062d\u062a\u0645\u0644\u0629 \u0644\u063a\u0633\u064a\u0644 \u0627\u0644\u0623\u0645\u0648\u0627\u0644<\/li>\n\n\n\n<li>\u0635\u0646\u0627\u062f\u064a\u0642 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0645\u0639 \u062a\u0631\u062a\u064a\u0628\u0627\u062a \u0627\u0644\u062a\u0639\u064a\u064a\u0646<\/li>\n\n\n\n<li>\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0639\u0642\u0627\u0631\u0627\u062a \u0627\u0644\u062a\u064a \u062a\u062a\u0637\u0644\u0628 \u062a\u062d\u062f\u064a\u062f \u0647\u0648\u064a\u0629 \u0627\u0644\u0645\u0634\u062a\u0631\u064a \u0648\u0627\u0644\u0645\u0627\u0644\u0643 \u0627\u0644\u0645\u0633\u062a\u0641\u064a\u062f<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u064a\u0642\u0648\u0645 InvestGlass \u0628\u062a\u062e\u0635\u064a\u0635 \u0627\u0644\u0646\u0645\u0627\u0630\u062c \u0648\u0633\u064a\u0631 \u0627\u0644\u0639\u0645\u0644 \u0644\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0627\u0644\u0642\u0637\u0627\u0639 \u0625\u0644\u0649 \u062c\u0627\u0646\u0628 \u0627\u0644\u0639\u0646\u0627\u064a\u0629 \u0627\u0644\u0648\u0627\u062c\u0628\u0629 \u0627\u0644\u0642\u064a\u0627\u0633\u064a\u0629\u060c \u0645\u0646 \u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u062b\u0631\u0648\u0627\u062a \u0625\u0644\u0649 <a href=\"https:\/\/www.investglass.com\/ar\/%d8%a5%d8%af%d8%a7%d8%b1%d8%a9-%d8%b9%d9%84%d8%a7%d9%82%d8%a7%d8%aa-%d8%a7%d9%84%d8%b9%d9%85%d9%84%d8%a7%d8%a1-%d9%84%d8%b9%d9%8a%d8%a7%d8%af%d8%a7%d8%aa-%d8%b7%d8%a8-%d8%a7%d9%84%d8%a3%d8%b3%d9%86\/\" target=\"_self\">\u0646\u0638\u0627\u0645 \u0625\u062f\u0627\u0631\u0629 \u0639\u0644\u0627\u0642\u0627\u062a \u0639\u0645\u0644\u0627\u0621 \u0645\u062a\u062e\u0635\u0635 \u0644\u0639\u064a\u0627\u062f\u0627\u062a \u0627\u0644\u0623\u0633\u0646\u0627\u0646<\/a> \u064a\u062c\u0628 \u0623\u0646 \u064a\u0644\u062a\u0632\u0645 \u0623\u064a\u0636\u064b\u0627 \u0628\u0642\u0648\u0627\u0639\u062f \u062d\u0645\u0627\u064a\u0629 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0648\u062a\u062d\u062f\u064a\u062f \u0627\u0644\u0647\u0648\u064a\u0629.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><em>\u0627\u0644\u0627\u0646\u062a\u0642\u0627\u0644: \u0645\u0639 \u062a\u0632\u0627\u064a\u062f \u062a\u0639\u0642\u064a\u062f \u0627\u0644\u0639\u0646\u0627\u064a\u0629 \u0627\u0644\u0648\u0627\u062c\u0628\u0629 \u0644\u0644\u0639\u0645\u0644\u0627\u0621 (CDD)\u060c \u062a\u0635\u0628\u062d \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0648\u0627\u0644\u0623\u062a\u0645\u062a\u0629 \u0623\u0645\u0631\u064b\u0627 \u0628\u0627\u0644\u063a \u0627\u0644\u0623\u0647\u0645\u064a\u0629. \u064a\u0633\u062a\u0643\u0634\u0641 \u0627\u0644\u0642\u0633\u0645 \u0627\u0644\u062a\u0627\u0644\u064a \u0643\u064a\u0641 \u062a\u0639\u0645\u0644 \u062d\u0644\u0648\u0644 RegTech \u0645\u062b\u0644 InvestGlass \u0639\u0644\u0649 \u062a\u0639\u0632\u064a\u0632 \u0627\u0644\u0639\u0646\u0627\u064a\u0629 \u0627\u0644\u0648\u0627\u062c\u0628\u0629 \u0644\u0644\u0639\u0645\u0644\u0627\u0621.<\/em><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-from-manual-to-automated-cdd-role-of-technology-and-regtech\">\u0627\u0644\u0627\u0646\u062a\u0642\u0627\u0644 \u0645\u0646 \u0627\u0644\u062a\u0637\u0648\u064a\u0631 \u0627\u0644\u064a\u062f\u0648\u064a \u0625\u0644\u0649 \u0627\u0644\u062a\u0637\u0648\u064a\u0631 \u0627\u0644\u0622\u0644\u064a \u0644\u0644\u0642\u0631\u0648\u0636 \u0627\u0644\u0645\u0636\u0645\u0648\u0646\u0629: \u062f\u0648\u0631 \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0648\u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0627\u0644\u062a\u0646\u0638\u064a\u0645\u064a\u0629<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u062a\u062a\u0633\u0628\u0628 \u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u062a\u062d\u0642\u0642 \u0645\u0646 \u0647\u0648\u064a\u0629 \u0627\u0644\u0639\u0645\u0644\u0627\u0621 (CDD) \u0627\u0644\u064a\u062f\u0648\u064a\u0629 \u0627\u0644\u062a\u064a \u062a\u0639\u062a\u0645\u062f \u0639\u0644\u0649 \u0627\u0644\u0623\u0648\u0631\u0627\u0642 \u0641\u064a \u062a\u0643\u0627\u0644\u064a\u0641 \u0628\u0627\u0647\u0638\u0629 \u0648\u062a\u0623\u062e\u064a\u0631\u0627\u062a. \u0648\u062a\u0634\u064a\u0631 \u0627\u0644\u0623\u0628\u062d\u0627\u062b \u0625\u0644\u0649 \u0623\u0646 \u0639\u0645\u0644\u064a\u0629 \u0627\u0644\u062a\u0633\u062c\u064a\u0644 \u0627\u0644\u064a\u062f\u0648\u064a\u0629 \u062a\u0643\u0644\u0641 \u0641\u064a \u0627\u0644\u0645\u062a\u0648\u0633\u0637 1,450 \u062c\u0646\u064a\u0647\u064b\u0627 \u0625\u0633\u062a\u0631\u0644\u064a\u0646\u064a\u064b\u0627 \u0644\u0643\u0644 \u0639\u0645\u064a\u0644 \u0648\u062a\u0633\u062a\u063a\u0631\u0642 40 \u064a\u0648\u0645\u064b\u0627. \u0648\u064a\u0645\u0643\u0646 \u0644\u0644\u0623\u062a\u0645\u062a\u0629 \u0623\u0646 \u062a\u0642\u0644\u0644 \u0645\u062f\u0629 \u0639\u0645\u0644\u064a\u0629 \u0627\u0644\u062a\u0633\u062c\u064a\u0644 \u0625\u0644\u0649 \u0623\u0642\u0644 \u0645\u0646 5 \u062f\u0642\u0627\u0626\u0642 \u0641\u064a \u0627\u0644\u062d\u0627\u0644\u0627\u062a \u0627\u0644\u0628\u0633\u064a\u0637\u0629.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-challenges-of-manual-cdd\">\u062a\u062d\u062f\u064a\u0627\u062a \u0627\u062a\u0641\u0627\u0642\u064a\u0629 \u0645\u0643\u0627\u0641\u062d\u0629 \u0627\u0644\u062a\u0635\u062d\u0631 \u0627\u0644\u064a\u062f\u0648\u064a\u0629<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u062a\u0632\u064a\u062f \u0627\u0644\u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u064a\u062f\u0648\u064a\u0629 \u0645\u0646:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0648\u0642\u062a \u0625\u0639\u062f\u0627\u062f \u0627\u0644\u0639\u0645\u064a\u0644 \u0648\u0645\u0639\u062f\u0644 \u062a\u062e\u0644\u064a \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0639\u0646\u0647<\/li>\n\n\n\n<li>\u0627\u0644\u0646\u0641\u0642\u0627\u062a \u0627\u0644\u062a\u0634\u063a\u064a\u0644\u064a\u0629<\/li>\n\n\n\n<li>\u0645\u0639\u062f\u0644\u0627\u062a \u0627\u0644\u062e\u0637\u0623 \u0648\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644<\/li>\n\n\n\n<li>\u0635\u0639\u0648\u0628\u0629 \u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0627\u0644\u0645\u0639\u0642\u062f\u064a\u0646<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u0625\u0646 InvestGlass \u0647\u064a \u0645\u0646\u0635\u0629 \u0633\u0648\u064a\u0633\u0631\u064a\u0629 \u0644\u0644\u062a\u0642\u0646\u064a\u0629 \u0627\u0644\u062a\u0646\u0638\u064a\u0645\u064a\u0629 (RegTech) \u0648\u0627\u0644\u062a\u0642\u0646\u064a\u0629 \u0627\u0644\u062b\u0631\u064a\u0629 (WealthTech) \u0645\u0635\u0645\u0645\u0629 \u0644\u0644\u0642\u0637\u0627\u0639\u0627\u062a \u0627\u0644\u062e\u0627\u0636\u0639\u0629 \u0644\u0644\u062a\u0646\u0638\u064a\u0645.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-digital-onboarding-and-e-kyc\">\u0627\u0644\u062a\u0623\u0647\u064a\u0644 \u0627\u0644\u0631\u0642\u0645\u064a \u0648\"\u0627\u0639\u0631\u0641 \u0639\u0645\u064a\u0644\u0643 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u064a\u062a\u064a\u062d \u0627\u0644\u0625\u0639\u062f\u0627\u062f \u0627\u0644\u0631\u0642\u0645\u064a \u0644\u0644\u0639\u0645\u0644\u0627\u0621 \u0625\u0643\u0645\u0627\u0644 \u0627\u0644\u0646\u0645\u0627\u0630\u062c \u0648\u062a\u062d\u0645\u064a\u0644 \u0627\u0644\u0645\u0633\u062a\u0646\u062f\u0627\u062a \u0648\u0625\u062c\u0631\u0627\u0621 <a href=\"https:\/\/www.investglass.com\/ar\/%d9%83%d9%8a%d9%81%d9%8a%d8%a9-%d8%a3%d8%aa%d9%85%d8%aa%d8%a9-%d8%a7%d9%84%d8%aa%d8%ad%d9%82%d9%82-%d9%85%d9%86-kyc-%d8%a3%d8%aa%d9%85%d8%aa%d8%a9-%d8%a7%d9%84%d9%84%d8%b9%d8%a8%d8%a9-%d9%88%d8%aa\/\" target=\"_self\">\u0627\u0644\u062a\u062d\u0642\u0642 \u0627\u0644\u0622\u0644\u064a \u0645\u0646 \u0645\u0639\u0631\u0641\u0629 \u0627\u0644\u0639\u0645\u064a\u0644<\/a> \u0639\u0646 \u0628\u0639\u062f.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-benefits\">\u0627\u0644\u0645\u0632\u0627\u064a\u0627<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0646\u0645\u0627\u0630\u062c \u062f\u064a\u0646\u0627\u0645\u064a\u0643\u064a\u0629 \u062a\u062a\u0643\u064a\u0641 \u0645\u0639 \u0646\u0648\u0639 \u0627\u0644\u0639\u0645\u064a\u0644 \u0648\u0627\u0644\u0628\u0644\u062f \u0648\u0627\u0644\u0645\u062e\u0627\u0637\u0631<\/li>\n\n\n\n<li>\u062a\u0633\u0631\u064a\u0639 \u0639\u0645\u0644\u064a\u0629 \u0627\u0644\u0627\u0646\u0636\u0645\u0627\u0645 \u0645\u0639 \u062a\u0642\u0644\u064a\u0644 \u062d\u0627\u0644\u0627\u062a \u0627\u0644\u062a\u0633\u0631\u0628<\/li>\n\n\n\n<li>\u062a\u062d\u0633\u064a\u0646 \u062c\u0648\u062f\u0629 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a<\/li>\n\n\n\n<li>\u0627\u0644\u062a\u0643\u0627\u0645\u0644 \u0627\u0644\u0645\u0628\u0627\u0634\u0631 \u0645\u0639 \u0623\u0646\u0638\u0645\u0629 \u0625\u062f\u0627\u0631\u0629 \u0639\u0644\u0627\u0642\u0627\u062a \u0627\u0644\u0639\u0645\u0644\u0627\u0621 (CRM) \u0648\u0623\u0646\u0638\u0645\u0629 \u0627\u0644\u0645\u062d\u0641\u0638\u0629<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u064a\u062f\u0639\u0645 InvestGlass \u0628\u0648\u0627\u0628\u0627\u062a \u0627\u0644\u0639\u0644\u0627\u0645\u0629 \u0627\u0644\u0628\u064a\u0636\u0627\u0621 \u0648\u0627\u0644\u062a\u0633\u062c\u064a\u0644 \u0627\u0644\u0631\u0642\u0645\u064a \u0644\u062a\u062c\u0627\u0631\u0628 \u0645\u062a\u0648\u0627\u0641\u0642\u0629 \u0648\u0645\u062a\u0633\u0642\u0629 \u0645\u0639 \u0627\u0644\u0639\u0644\u0627\u0645\u0629 \u0627\u0644\u062a\u062c\u0627\u0631\u064a\u0629.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-screening-and-adverse-media-monitoring\">\u0627\u0644\u0641\u062d\u0635 \u0648\u0645\u0631\u0627\u0642\u0628\u0629 \u0627\u0644\u0648\u0633\u0627\u0626\u0637 \u0627\u0644\u0639\u0643\u0633\u064a\u0629<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u062a\u0642\u0648\u0645 \u0627\u0644\u0623\u062f\u0648\u0627\u062a \u0627\u0644\u0622\u0644\u064a\u0629 \u0628\u0641\u062d\u0635 \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0628\u0627\u0633\u062a\u0645\u0631\u0627\u0631 \u0645\u0642\u0627\u0628\u0644:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0642\u0648\u0627\u0626\u0645 \u0627\u0644\u062c\u0632\u0627\u0621\u0627\u062a (\u0645\u0643\u062a\u0628 \u0645\u0631\u0627\u0642\u0628\u0629 \u0627\u0644\u0623\u0635\u0648\u0644 \u0627\u0644\u0623\u062c\u0646\u0628\u064a\u0629\u060c \u0648\u0627\u0644\u0627\u062a\u062d\u0627\u062f \u0627\u0644\u0623\u0648\u0631\u0648\u0628\u064a\u060c \u0648\u0627\u0644\u0623\u0645\u0645 \u0627\u0644\u0645\u062a\u062d\u062f\u0629\u060c \u0648\u0645\u0646\u0638\u0645\u0629 \u0627\u0644\u062a\u0639\u0627\u0648\u0646 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a \u0648\u0627\u0644\u062a\u0646\u0645\u064a\u0629)<\/li>\n\n\n\n<li>\u0633\u062c\u0644\u0627\u062a PEP<\/li>\n\n\n\n<li>\u0645\u0635\u0627\u062f\u0631 \u0627\u0644\u0623\u062e\u0628\u0627\u0631 \u0627\u0644\u0633\u0644\u0628\u064a\u0629<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u062a\u0646\u062a\u062c \u0627\u0644\u0623\u0646\u0638\u0645\u0629 \u0627\u0644\u0642\u062f\u064a\u0645\u0629 \u0627\u0644\u0639\u062f\u064a\u062f \u0645\u0646 \u0627\u0644\u0646\u062a\u0627\u0626\u062c \u0627\u0644\u0625\u064a\u062c\u0627\u0628\u064a\u0629 \u0627\u0644\u062e\u0627\u0637\u0626\u0629 (\u062a\u0635\u0644 \u0625\u0644\u0649 95%). \u0623\u0645\u0627 \u0627\u0644\u0645\u0637\u0627\u0628\u0642\u0629 \u0627\u0644\u0645\u0639\u0632\u0632\u0629 \u0628\u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0641\u062a\u0642\u0644\u0644 \u0627\u0644\u0646\u062a\u0627\u0626\u062c \u0627\u0644\u0625\u064a\u062c\u0627\u0628\u064a\u0629 \u0627\u0644\u062e\u0627\u0637\u0626\u0629 \u0628\u0646\u0633\u0628\u0629 60-70%.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u062a\u062a\u0643\u0627\u0645\u0644 InvestGlass \u0645\u0639 \u0645\u0642\u062f\u0645\u064a \u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0633\u062d \u0627\u0644\u0631\u0627\u0626\u062f\u064a\u0646\u060c \u0645\u0645\u0627 \u064a\u062a\u064a\u062d \u0645\u0639\u0627\u0644\u062c\u0629 \u0627\u0644\u062a\u0646\u0628\u064a\u0647\u0627\u062a \u0636\u0645\u0646 \u0646\u0638\u0627\u0645 \u0648\u0627\u062d\u062f \u0648\u0627\u0644\u062d\u0641\u0627\u0638 \u0639\u0644\u0649 \u0633\u062c\u0644\u0627\u062a \u0627\u0644\u062a\u062f\u0642\u064a\u0642.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-workflow-automation-and-case-management\">\u0623\u062a\u0645\u062a\u0629 \u0633\u064a\u0631 \u0627\u0644\u0639\u0645\u0644 \u0648\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u062d\u0627\u0644\u0627\u062a<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u062a\u062a\u0639\u0627\u0645\u0644 \u0633\u064a\u0631 \u0627\u0644\u0639\u0645\u0644 \u0627\u0644\u0642\u0627\u0628\u0644\u0629 \u0644\u0644\u062a\u0643\u0648\u064a\u0646 \u0645\u0639:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0637\u0644\u0628\u0627\u062a \u0627\u0644\u0645\u0633\u062a\u0646\u062f\u0627\u062a \u0648\u062c\u0645\u0639\u0647\u0627<\/li>\n\n\n\n<li>\u0627\u0644\u0645\u0648\u0627\u0641\u0642\u0627\u062a \u0648\u0627\u0644\u062a\u0635\u0639\u064a\u062f\u0627\u062a<\/li>\n\n\n\n<li>\u062a\u0633\u062c\u064a\u0644 \u0627\u0644\u0645\u062e\u0627\u0637\u0631<\/li>\n\n\n\n<li>\u0645\u0631\u0627\u062c\u0639\u0627\u062a \u062f\u0648\u0631\u064a\u0629 \u0648\u062a\u0635\u062d\u064a\u062d\u0627\u062a<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u062a\u0648\u062c\u0651\u0647 \u0645\u062d\u0631\u0643\u0627\u062a \u0627\u0644\u0642\u0648\u0627\u0639\u062f \u0627\u0644\u062d\u0627\u0644\u0627\u062a \u0639\u0627\u0644\u064a\u0629 \u0627\u0644\u062e\u0637\u0648\u0631\u0629 \u0625\u0644\u0649 \u0642\u0633\u0645 \u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644\u060c \u0648\u062a\u0637\u0644\u0628 \u0645\u0633\u062a\u0646\u062f\u0627\u062a \u0625\u0636\u0627\u0641\u064a\u0629 \u0639\u0646\u062f \u0627\u0644\u062d\u0627\u062c\u0629\u060c \u0648\u062a\u0645\u0646\u0639 \u0641\u062a\u062d \u0627\u0644\u062d\u0633\u0627\u0628\u0627\u062a \u062d\u062a\u0649 \u064a\u062a\u0645 \u0627\u0633\u062a\u064a\u0641\u0627\u0621 \u0634\u0631\u0648\u0637 \u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u062a\u0642\u062f\u0645 InvestGlass \u0623\u062a\u0645\u062a\u0629 \u0644\u0633\u064a\u0631 \u0627\u0644\u0639\u0645\u0644\u060c \u0648\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u0647\u0627\u0645\u060c \u0648\u062a\u062a\u0628\u0639 \u0627\u0644\u062d\u0627\u0644\u0627\u062a \u0627\u0644\u062a\u064a \u062a\u0631\u0628\u0637 \u0628\u064a\u0646 \u0627\u0644\u0648\u0627\u062c\u0647\u0629 \u0627\u0644\u0623\u0645\u0627\u0645\u064a\u0629\u060c \u0648\u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644\u060c \u0648\u0627\u0644\u0645\u0643\u062a\u0628 \u0627\u0644\u062e\u0644\u0641\u064a\u060c \u0643\u0645\u0627 \u064a\u0645\u0643\u0646 \u0644\u0644\u0623\u062a\u0645\u062a\u0629 \u0627\u0644\u0645\u0645\u0627\u062b\u0644\u0629 \u062a\u0628\u0633\u064a\u0637 \u0627\u0644\u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u0645\u062a\u0639\u0644\u0642\u0629 \u0628\u0641\u062d\u0635 \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0641\u064a <a href=\"https:\/\/www.investglass.com\/ar\/%d8%a5%d8%af%d8%a7%d8%b1%d8%a9-%d8%b9%d9%84%d8%a7%d9%82%d8%a7%d8%aa-%d8%a7%d9%84%d8%b9%d9%85%d9%84%d8%a7%d8%a1-%d9%84%d9%84%d9%85%d8%b9%d8%a7%d9%84%d8%ac%d9%8a%d9%86\/\" target=\"_self\">\u0646\u0638\u0627\u0645 \u0625\u062f\u0627\u0631\u0629 \u0639\u0644\u0627\u0642\u0627\u062a \u0639\u0645\u0644\u0627\u0621 \u0645\u062a\u062e\u0635\u0635 \u0644\u0644\u0645\u0639\u0627\u0644\u062c\u064a\u0646<\/a>. \u062a\u0631\u0627\u0642\u0628 \u0644\u0648\u062d\u0627\u062a \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0643\u0641\u0627\u0621\u0629 \u0627\u0644\u0639\u0645\u0644\u064a\u0627\u062a \u0648\u062a\u0648\u0632\u064a\u0639 \u0627\u0644\u0645\u062e\u0627\u0637\u0631.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-ai-assisted-cdd-in-wealth-management\">\u0645\u0643\u0627\u0641\u062d\u0629 \u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646 \u0627\u0644\u0645\u062f\u0639\u0648\u0645 \u0628\u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0641\u064a \u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u062b\u0631\u0648\u0627\u062a<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u064a\u062f\u0639\u0645 \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0627\u0644\u062d\u0643\u0645 \u0627\u0644\u0628\u0634\u0631\u064a \u0645\u0646 \u062e\u0644\u0627\u0644:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u062a\u0635\u0646\u064a\u0641 \u0627\u0644\u0645\u0633\u062a\u0646\u062f\u0627\u062a \u0648\u0627\u0633\u062a\u062e\u0631\u0627\u062c \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0628\u062f\u0642\u0629 \u0639\u0627\u0644\u064a\u0629<\/li>\n\n\n\n<li>\u062a\u0644\u062e\u064a\u0635 \u0627\u0644\u0625\u0639\u0644\u0627\u0645 \u0627\u0644\u0633\u0644\u0628\u064a<\/li>\n\n\n\n<li>\u062a\u0633\u0644\u064a\u0637 \u0627\u0644\u0636\u0648\u0621 \u0639\u0644\u0649 \u0627\u0644\u062a\u0646\u0627\u0642\u0636\u0627\u062a<\/li>\n\n\n\n<li>\u0643\u0634\u0641 \u0627\u0644\u062a\u063a\u064a\u064a\u0631\u0627\u062a \u063a\u064a\u0631 \u0627\u0644\u0639\u0627\u062f\u064a\u0629 \u0641\u064a \u0627\u0644\u0645\u062d\u0641\u0638\u0629<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u0625\u0646\u0641\u0633\u062a \u062c\u0644\u0627\u0633 \u062a\u0634\u0645\u0644 <a href=\"https:\/\/www.investglass.com\/ar\/%d8%a5%d8%aa%d9%82%d8%a7%d9%86-%d8%a7%d9%84%d8%a7%d8%b3%d8%aa%d8%ab%d9%85%d8%a7%d8%b1-%d8%a8%d8%a7%d8%b3%d8%aa%d8%ae%d8%af%d8%a7%d9%85-%d8%a7%d9%84%d8%b0%d9%83%d8%a7%d8%a1-%d8%a7%d9%84%d8%a7%d8%b5\/\" target=\"_self\">\u0648\u062d\u062f\u0627\u062a \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0644\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u062d\u0627\u0641\u0638<\/a> \u0645\u0639 \u0625\u0634\u0631\u0627\u0641 \u0628\u0634\u0631\u064a \u0648\u0645\u0633\u0627\u0631\u0627\u062a \u062a\u062f\u0642\u064a\u0642 \u0643\u0627\u0645\u0644\u0629.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><em>\u0627\u0644\u0627\u0646\u062a\u0642\u0627\u0644: \u062a\u062a\u064a\u062d \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0644\u0644\u0639\u0645\u0644\u0627\u0621 \u0627\u0644\u0645\u0639\u0631\u0648\u0641\u064a\u0646 \u0641\u064a \u0627\u0644\u0648\u0642\u062a \u0627\u0644\u0641\u0639\u0644\u064a\u060c \u0644\u0643\u0646 \u0627\u0644\u0633\u064a\u0627\u0633\u0627\u062a \u0627\u0644\u0642\u0648\u064a\u0629 \u0648\u0627\u0644\u062d\u0648\u0643\u0645\u0629 \u062a\u0638\u0644 \u0636\u0631\u0648\u0631\u064a\u0629. \u064a\u0648\u0636\u062d \u0627\u0644\u0642\u0633\u0645 \u0627\u0644\u062a\u0627\u0644\u064a \u0628\u0646\u0627\u0621 \u0625\u0637\u0627\u0631 \u0639\u0645\u0644 \u0642\u0648\u064a \u0644\u0644\u0639\u0645\u0644\u0627\u0621 \u0627\u0644\u0645\u0639\u0631\u0648\u0641\u064a\u0646 \u0641\u064a \u0627\u0644\u0648\u0642\u062a \u0627\u0644\u0641\u0639\u0644\u064a \u0645\u0639 InvestGlass.<\/em><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-designing-a-robust-cdd-framework-with-investglass\">\u062a\u0635\u0645\u064a\u0645 \u0625\u0637\u0627\u0631 \u0639\u0645\u0644 \u0645\u062a\u064a\u0646 \u0644\u0625\u0632\u0627\u0644\u0629 \u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646 \u0645\u0639 InvestGlass<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u064a\u062c\u0645\u0639 \u0625\u0637\u0627\u0631 \u0639\u0645\u0644 \u0642\u0648\u064a \u0644\u0645\u0639\u0631\u0641\u0629 \u0627\u0644\u0639\u0645\u064a\u0644 (CDD) \u0628\u064a\u0646 \u0627\u0644\u0633\u064a\u0627\u0633\u0627\u062a \u0648\u0627\u0644\u0639\u0645\u0644\u064a\u0627\u062a \u0648\u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0648\u0627\u0644\u0623\u0634\u062e\u0627\u0635 \u0627\u0644\u0645\u062a\u0648\u0627\u0641\u0642\u064a\u0646 \u0645\u0639 \u062a\u0642\u0628\u0644 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0648\u0627\u0644\u0644\u0648\u0627\u0626\u062d \u0627\u0644\u062a\u0646\u0638\u064a\u0645\u064a\u0629. \u064a\u062c\u0628 \u0645\u0631\u0627\u062c\u0639\u0629 \u0627\u0644\u0623\u0637\u0631 \u0633\u0646\u0648\u064a\u064b\u0627 \u0623\u0648 \u0628\u0639\u062f \u0627\u0644\u062a\u063a\u064a\u064a\u0631\u0627\u062a \u0627\u0644\u062a\u0646\u0638\u064a\u0645\u064a\u0629.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-defining-risk-appetite-and-cdd-policies\">\u062a\u062d\u062f\u064a\u062f \u0633\u064a\u0627\u0633\u0627\u062a \u062a\u0642\u0628\u0644 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0648\u0645\u0643\u0627\u0641\u062d\u0629 \u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646 \u0648\u0645\u0643\u0627\u0641\u062d\u062a\u0647\u0627<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u064a\u062c\u0628 \u0639\u0644\u0649 \u0627\u0644\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0639\u0644\u064a\u0627 \u062a\u062d\u062f\u064a\u062f \u0645\u0633\u062a\u0648\u064a\u0627\u062a \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0645\u0642\u0628\u0648\u0644\u0629\u060c \u0628\u0645\u0627 \u0641\u064a \u0630\u0644\u0643:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0627\u0644\u062f\u0648\u0644 \u0648\u0627\u0644\u0642\u0637\u0627\u0639\u0627\u062a \u0639\u0627\u0644\u064a\u0629 \u0627\u0644\u0645\u062e\u0627\u0637\u0631<\/li>\n\n\n\n<li>\u0645\u0646\u062a\u062c\u0627\u062a \u0645\u0639\u0642\u062f\u0629<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u064a\u062c\u0628 \u0623\u0646 \u062a\u062d\u062f\u062f \u0627\u0644\u0633\u064a\u0627\u0633\u0627\u062a \u0645\u062a\u0649 \u064a\u062a\u0645 \u062a\u0637\u0628\u064a\u0642 \u0627\u0644\u0639\u0646\u0627\u064a\u0629 \u0627\u0644\u0648\u0627\u062c\u0628\u0629 \u0627\u0644\u0645\u0628\u0633\u0637\u0629 \u0623\u0648 \u0627\u0644\u0642\u064a\u0627\u0633\u064a\u0629 \u0623\u0648 \u0627\u0644\u0645\u0639\u0632\u0632\u0629\u060c \u0648\u0645\u062a\u0649 \u064a\u062a\u0645 \u0631\u0641\u0636 \u0627\u0644\u0639\u0644\u0627\u0642\u0627\u062a \u0623\u0648 \u0625\u0646\u0647\u0627\u0626\u0647\u0627.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u062a\u0646\u0638\u0645 InvestGlass \u0647\u0630\u0647 \u0627\u0644\u0642\u0648\u0627\u0639\u062f \u0641\u064a \u0633\u064a\u0631 \u0627\u0644\u0639\u0645\u0644 \u0644\u0644\u0627\u0645\u062a\u062b\u0627\u0644 \u0627\u0644\u062a\u0644\u0642\u0627\u0626\u064a \u0644\u0644\u0633\u064a\u0627\u0633\u0627\u062a.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-standardising-procedures-and-checklists\">\u062a\u0648\u062d\u064a\u062f \u0627\u0644\u0625\u062c\u0631\u0627\u0621\u0627\u062a \u0648\u0642\u0648\u0627\u0626\u0645 \u0627\u0644\u0645\u0631\u0627\u062c\u0639\u0629<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u062a\u0636\u0645\u0646 \u0627\u0644\u0625\u062c\u0631\u0627\u0621\u0627\u062a \u0627\u0644\u062a\u0641\u0635\u064a\u0644\u064a\u0629 \u0648\u0642\u0648\u0627\u0626\u0645 \u0627\u0644\u0645\u0631\u0627\u062c\u0639\u0629 \u0627\u0644\u0627\u062a\u0633\u0627\u0642 \u0639\u0628\u0631 \u0627\u0644\u0641\u0631\u0642:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0646\u0645\u0627\u0630\u062c \u0637\u0644\u0628\u0627\u062a \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a<\/li>\n\n\n\n<li>\u0646\u0645\u0627\u0630\u062c \u062a\u0642\u064a\u064a\u0645 \u0627\u0644\u0645\u062e\u0627\u0637\u0631<\/li>\n\n\n\n<li>\u0645\u0639\u0627\u064a\u064a\u0631 \u062a\u0648\u062b\u064a\u0642 EDD<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u062a\u0633\u0647\u0644 \u0627\u0644\u0645\u0639\u0627\u064a\u064a\u0631 \u0627\u0644\u062a\u062f\u0631\u064a\u0628 \u0648\u0645\u0631\u0627\u062c\u0639\u0627\u062a \u0627\u0644\u062c\u0648\u062f\u0629 \u0648\u0625\u062b\u0628\u0627\u062a \u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644 \u0627\u0644\u062a\u0646\u0638\u064a\u0645\u064a. \u064a\u0648\u0641\u0631 InvestGlass \u0647\u0630\u0647 \u0643\u0627\u0633\u062a\u0645\u0627\u0631\u0627\u062a \u0631\u0642\u0645\u064a\u0629 \u0648\u0642\u0648\u0627\u0626\u0645 \u0645\u0647\u0627\u0645\u060c \u0645\u0645\u0627 \u064a\u0642\u0644\u0644 \u0627\u0644\u0627\u0639\u062a\u0645\u0627\u062f \u0639\u0644\u0649 \u0627\u0644\u0648\u0631\u0642.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-training-culture-and-governance\">\u0627\u0644\u062a\u062f\u0631\u064a\u0628 \u0648\u0627\u0644\u062b\u0642\u0627\u0641\u0629 \u0648\u0627\u0644\u062d\u0648\u0643\u0645\u0629<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u064a\u063a\u0637\u064a \u0627\u0644\u062a\u062f\u0631\u064a\u0628 \u0627\u0644\u0645\u0646\u062a\u0638\u0645 \u0644\u0644\u0645\u0648\u0638\u0641\u064a\u0646 \u0627\u0644\u062a\u0632\u0627\u0645\u0627\u062a \u0627\u0644\u0639\u0646\u0627\u064a\u0629 \u0627\u0644\u0648\u0627\u062c\u0628\u0629 \u0628\u0627\u0644\u0639\u0645\u0644\u0627\u0621\u060c \u0648\u0627\u0644\u0639\u0644\u0627\u0645\u0627\u062a \u0627\u0644\u062d\u0645\u0631\u0627\u0621\u060c \u0648\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0646\u0638\u0627\u0645\u060c \u0645\u0639 \u062f\u0648\u0631\u0627\u062a \u062a\u0646\u0634\u064a\u0637\u064a\u0629 \u0633\u0646\u0648\u064a\u0629.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u062b\u0642\u0627\u0641\u0629 \u062a\u0634\u062c\u0639 \u0639\u0644\u0649 \u0627\u0644\u062a\u0635\u0639\u064a\u062f \u062f\u0648\u0646 \u062e\u0648\u0641 \u0623\u0645\u0631 \u062d\u064a\u0648\u064a. \u062a\u062a\u0628\u0639 \u0627\u0644\u062d\u0648\u0643\u0645\u0629 \u0646\u0645\u0648\u0630\u062c \u0627\u0644\u062e\u0637\u0648\u0637 \u0627\u0644\u062b\u0644\u0627\u062b\u0629:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><th colspan=\"1\" rowspan=\"1\"><p>\u0627\u0644\u062e\u0637<\/p><\/th><th colspan=\"1\" rowspan=\"1\"><p>\u0627\u0644\u0645\u0633\u0624\u0648\u0644\u064a\u0629<\/p><\/th><\/tr><tr><td colspan=\"1\" rowspan=\"1\"><p>\u0623\u0648\u0644\u0627\u064b (\u0627\u0644\u0623\u0639\u0645\u0627\u0644)<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><p>\u062a\u0646\u0641\u064a\u0630 \u0627\u062a\u0641\u0627\u0642\u064a\u0629 \u0646\u0632\u0639 \u0627\u0644\u0633\u0644\u0627\u062d \u0648\u0627\u0644\u062a\u0633\u0631\u064a\u062d \u0648\u0625\u0639\u0627\u062f\u0629 \u0627\u0644\u0625\u062f\u0645\u0627\u062c\u060c \u0648\u062a\u062d\u062f\u064a\u062f \u0627\u0644\u0645\u062e\u0627\u0637\u0631<\/p><\/td><\/tr><tr><td colspan=\"1\" rowspan=\"1\"><p>\u062b\u0627\u0646\u064a\u0627\u064b (\u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644)<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><p>\u0627\u0644\u0625\u0634\u0631\u0627\u0641 \u0648\u062a\u0642\u062f\u064a\u0645 \u0627\u0644\u0645\u0634\u0648\u0631\u0629 \u0648\u0627\u0644\u0645\u0631\u0627\u0642\u0628\u0629<\/p><\/td><\/tr><tr><td colspan=\"1\" rowspan=\"1\"><p>\u062b\u0627\u0644\u062b\u0627\u064b (\u0627\u0644\u0645\u0631\u0627\u062c\u0639\u0629 \u0627\u0644\u062f\u0627\u062e\u0644\u064a\u0629 \u0644\u0644\u062d\u0633\u0627\u0628\u0627\u062a)<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><p>\u0627\u0644\u0636\u0645\u0627\u0646 \u0627\u0644\u0645\u0633\u062a\u0642\u0644<\/p><\/td><\/tr><tr><td colspan=\"1\" rowspan=\"1\"><p>\u064a\u062f\u0639\u0645 \u062a\u0642\u0631\u064a\u0631 InvestGlass \u0627\u0644\u0631\u0642\u0627\u0628\u0629 \u0639\u0628\u0631 \u0627\u0644\u062e\u0637\u0648\u0637.<\/p><\/td><td colspan=\"1\" rowspan=\"1\"><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-data-quality-privacy-and-swiss-data-sovereignty\">\u062c\u0648\u062f\u0629 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0648\u0627\u0644\u062e\u0635\u0648\u0635\u064a\u0629 \u0648\u0633\u064a\u0627\u062f\u0629 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0633\u0648\u064a\u0633\u0631\u064a\u0629<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u062a\u0639\u062f \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u062f\u0642\u064a\u0642\u0629 \u0648\u0627\u0644\u062d\u0627\u0644\u064a\u0629 \u0636\u0631\u0648\u0631\u064a\u0629 \u0644\u0645\u0639\u0631\u0641\u0629 \u0627\u0644\u0639\u0645\u064a\u0644 \u0648\u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u062a\u062a\u0637\u0644\u0628 \u0642\u0648\u0627\u0646\u064a\u0646 \u062d\u0645\u0627\u064a\u0629 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0645\u062b\u0644 \u0627\u0644\u0644\u0627\u0626\u062d\u0629 \u0627\u0644\u0639\u0627\u0645\u0629 \u0644\u062d\u0645\u0627\u064a\u0629 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0641\u064a \u0627\u0644\u0627\u062a\u062d\u0627\u062f \u0627\u0644\u0623\u0648\u0631\u0648\u0628\u064a \u0648\u0627\u0644\u0642\u0627\u0646\u0648\u0646 \u0627\u0644\u0627\u062a\u062d\u0627\u062f\u064a \u0627\u0644\u0633\u0648\u064a\u0633\u0631\u064a \u0644\u062d\u0645\u0627\u064a\u0629 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u062a\u062d\u062f\u064a\u062f \u0627\u0644\u063a\u0631\u0636<\/li>\n\n\n\n<li>\u062a\u0635\u063a\u064a\u0631 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href=\"https:\/\/www.investglass.com\/ar\/%d8%a5%d8%af%d8%a7%d8%b1%d8%a9-%d8%b9%d9%84%d8%a7%d9%82%d8%a7%d8%aa-%d8%a7%d9%84%d8%b9%d9%85%d9%84%d8%a7%d8%a1-%d9%84%d9%84%d9%88%d8%b3%d8%b7%d8%a7%d8%a1\/\" target=\"_self\">\u0645\u0646\u0635\u0629 \u0628\u0631\u0645\u062c\u064a\u0629 \u0644\u0625\u062f\u0627\u0631\u0629 \u0639\u0644\u0627\u0642\u0627\u062a \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0641\u064a \u0627\u0644\u0642\u0637\u0627\u0639 \u0627\u0644\u0645\u0627\u0644\u064a \u0627\u0644\u0633\u0648\u064a\u0633\u0631\u064a<\/a> \u0630\u0648 \u0635\u0644\u0629 \u062e\u0627\u0635\u0629 \u0628\u0627\u0644\u0628\u0646\u0648\u0643 \u0648\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0648\u0627\u0644\u0643\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0639\u0627\u0645\u0629.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u062a\u0642\u062f\u0645 InvestGlass \u062e\u064a\u0627\u0631\u0627\u062a \u0646\u0634\u0631 \u0645\u0633\u062a\u0636\u0627\u0641\u0629 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\u0627\u0644\u0636\u063a\u0637 \u0639\u0644\u0649 \u0627\u0644\u0645\u064a\u0632\u0627\u0646\u064a\u0627\u062a\u061b \u0648\u0642\u062f \u062a\u0635\u0644 \u062a\u0643\u0627\u0644\u064a\u0641 \u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644 \u0627\u0644\u0645\u062a\u0639\u0644\u0642\u0629 \u0628\u0640 CDD \u0625\u0644\u0649 \u0645\u0627 \u0628\u064a\u0646 5 \u064810%.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u062a\u0624\u062f\u064a \u0627\u0644\u0623\u062a\u0645\u062a\u0629 \u0648\u0625\u0639\u0627\u062f\u0629 \u062a\u0635\u0645\u064a\u0645 \u0627\u0644\u0639\u0645\u0644\u064a\u0627\u062a \u0625\u0644\u0649 \u062e\u0641\u0636 \u0627\u0644\u062a\u0643\u0627\u0644\u064a\u0641 \u0648\u062a\u062d\u0633\u064a\u0646 \u0627\u0644\u062c\u0648\u062f\u0629.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-streamlining-onboarding-and-reviews\">\u062a\u0628\u0633\u064a\u0637 \u0627\u0644\u062a\u0623\u0647\u064a\u0644 \u0648\u0627\u0644\u0645\u0631\u0627\u062c\u0639\u0627\u062a<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">\u062a\u0645\u0631\u0643\u0632 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u064a\u062a\u062c\u0646\u0628 \u0627\u0644\u062a\u0643\u0631\u0627\u0631<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0625\u0639\u0627\u062f\u0629 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0645\u0648\u062b\u0642\u0629 \u0639\u0628\u0631 \u0627\u0644\u0645\u0646\u062a\u062c\u0627\u062a \u0648\u0627\u0644\u0645\u0631\u0627\u062c\u0639\u0627\u062a<\/li>\n\n\n\n<li>\u062a\u0630\u0643\u064a\u0631\u0627\u062a \u0622\u0644\u064a\u0629 \u0644\u0627\u0646\u062a\u0647\u0627\u0621 \u0635\u0644\u0627\u062d\u064a\u0629 \u0627\u0644\u0645\u0633\u062a\u0646\u062f\u0627\u062a<\/li>\n\n\n\n<li>\u062a\u0633\u0631\u064a\u0639 \u0639\u0645\u0644\u064a\u0629 \u0627\u0644\u0625\u0639\u062f\u0627\u062f \u0648\u062a\u0642\u0644\u064a\u0644 \u062a\u0641\u0627\u0639\u0644\u0627\u062a \u0627\u0644\u0639\u0645\u0644\u0627\u0621<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">InvestGlass \u062a\u0648\u062d\u062f \u0648\u0638\u0627\u0626\u0641 \u0625\u062f\u0627\u0631\u0629 \u0639\u0644\u0627\u0642\u0627\u062a \u0627\u0644\u0639\u0645\u0644\u0627\u0621\u060c \u0648\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0639\u0645\u0644\u0627\u0621\u060c \u0648\u0627\u0644\u062a\u062d\u0642\u0642 \u0645\u0646 \u0627\u0644\u0647\u0648\u064a\u0629 (KYC)\u060c \u0648\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u062d\u0627\u0641\u0638\u060c \u0648\u0628\u0648\u0627\u0628\u0629 \u0627\u0644\u0639\u0645\u0644\u0627\u0621\u060c \u0645\u0645\u0627 \u064a\u0642\u0644\u0644 \u0645\u0646 \u0627\u0644\u062a\u062c\u0632\u0626\u0629.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-reducing-false-positives\">\u0627\u0644\u062d\u062f \u0645\u0646 \u0627\u0644\u0646\u062a\u0627\u0626\u062c \u0627\u0644\u0625\u064a\u062c\u0627\u0628\u064a\u0629 \u0627\u0644\u0643\u0627\u0630\u0628\u0629<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">\u0636\u0628\u0637 \u063a\u064a\u0631 \u0635\u062d\u064a\u062d \u0644\u0644\u0641\u062d\u0635 \u064a\u0633\u0628\u0628 \u0625\u0646\u0630\u0627\u0631\u0627\u062a \u062e\u0627\u0637\u0626\u0629 \u0645\u0641\u0631\u0637\u0629.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u062a\u0634\u0645\u0644 \u0627\u0644\u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u0627\u062a:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0627\u0644\u0639\u062a\u0628\u0627\u062a \u0627\u0644\u0645\u0633\u062a\u0646\u062f\u0629 \u0625\u0644\u0649 \u0627\u0644\u0645\u062e\u0627\u0637\u0631<\/li>\n\n\n\n<li>\u0645\u0639\u0627\u064a\u0631\u0629 \u0627\u0644\u0645\u0637\u0627\u0628\u0642\u0629 \u0627\u0644\u0636\u0628\u0627\u0628\u064a\u0629<\/li>\n\n\n\n<li>\u0627\u0644\u0633\u0645\u0627\u062d \u0644\u0644\u0639\u0645\u0644\u0627\u0621 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class=\"wp-block-heading\" id=\"h-leveraging-analytics\">\u0627\u0644\u0627\u0633\u062a\u0641\u0627\u062f\u0629 \u0645\u0646 \u0627\u0644\u062a\u062d\u0644\u064a\u0644\u0627\u062a<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">\u062a\u064f\u0628\u0644\u063a \u0627\u0644\u062a\u062d\u0644\u064a\u0644\u0627\u062a \u0639\u0646 \u062a\u062d\u0633\u064a\u0646\u0627\u062a \u0627\u0644\u0639\u0645\u0644\u064a\u0627\u062a \u0648\u0627\u0644\u062a\u062f\u0631\u064a\u0628:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0627\u0644\u0627\u0644\u062a\u0632\u0627\u0645 \u0628\u0627\u062a\u0641\u0627\u0642 \u0645\u0633\u062a\u0648\u0649 \u0627\u0644\u062e\u062f\u0645\u0629<\/li>\n\n\n\n<li>\u0645\u0639\u062f\u0644\u0627\u062a \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0645\u0641\u0642\u0648\u062f\u0629<\/li>\n\n\n\n<li>\u0623\u0633\u0628\u0627\u0628 \u062a\u0635\u0639\u064a\u062f \u062a\u0627\u0631\u064a\u062e \u0627\u0644\u0627\u0633\u062a\u062d\u0642\u0627\u0642<\/li>\n\n\n\n<li>\u0627\u062a\u062c\u0627\u0647\u0627\u062a \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u062d\u0633\u0628 \u0627\u0644\u0642\u0637\u0627\u0639 \u0648\u0627\u0644\u062c\u063a\u0631\u0627\u0641\u064a\u0627<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u062a\u0648\u0641\u0631 \u0644\u0648\u062d\u0627\u062a \u0645\u0639\u0644\u0648\u0645\u0627\u062a InvestGlass \u0631\u0624\u064a\u0629 \u0634\u0627\u0645\u0644\u0629 \u0644\u0645\u0642\u0627\u064a\u064a\u0633 \u0627\u0644\u0639\u0646\u0627\u064a\u0629 \u0627\u0644\u0648\u0627\u062c\u0628\u0629 \u0628\u0627\u0644\u0639\u0645\u0644\u0627\u0621 (CDD) \u0648\u062a\u0641\u0627\u0635\u064a\u0644 \u0627\u0644\u062d\u0627\u0644\u0627\u062a\u060c \u0645\u0645\u0627 \u064a\u062a\u064a\u062d \u0627\u0644\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a \u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0639\u0646\u0627\u064a\u0629 \u0627\u0644\u0648\u0627\u062c\u0628\u0629 \u0628\u0627\u0644\u0639\u0645\u0644\u0627\u0621.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-conclusion-building-sustainable-compliant-cdd-with-investglass\">\u0627\u0644\u062e\u0644\u0627\u0635\u0629: \u0628\u0646\u0627\u0621 \u0645\u0633\u062a\u062f\u0627\u0645\u0629 \u0648\u0645\u062a\u0648\u0627\u0641\u0642\u0629 \u0645\u0639 CDD \u0645\u0639 \u0632\u062c\u0627\u062c \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u0627\u0644\u0639\u0646\u0627\u064a\u0629 \u0627\u0644\u0648\u0627\u062c\u0628\u0629 \u0644\u0644\u0639\u0645\u0644\u0627\u0621 \u0647\u064a \u0639\u0645\u0644\u064a\u0629 \u0645\u0633\u062a\u0645\u0631\u0629 \u0642\u0627\u0626\u0645\u0629 \u0639\u0644\u0649 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u062a\u062a\u0637\u0644\u0628 \u0633\u064a\u0627\u0633\u0627\u062a \u0642\u0648\u064a\u0629 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\u0648\u0641\u0642\u062f\u0627\u0646 \u0627\u0644\u0639\u0644\u0627\u0642\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629. \u0648\u062a\u0648\u0641\u0631 \u0627\u0644\u0623\u0637\u0631 \u0627\u0644\u0642\u0648\u064a\u0629 \u0627\u0644\u062d\u0645\u0627\u064a\u0629 \u0636\u062f \u0627\u0644\u062c\u0631\u0627\u0626\u0645 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0648\u062a\u0628\u0646\u064a \u0639\u0644\u0627\u0642\u0627\u062a \u0623\u0642\u0648\u0649 \u0645\u0639 \u0627\u0644\u0639\u0645\u0644\u0627\u0621.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u062a\u0642\u062f\u0645 InvestGlass \u0645\u0646\u0635\u0629 \u0633\u0648\u064a\u0633\u0631\u064a\u0629 \u0645\u0633\u062a\u0642\u0644\u0629 \u062a\u062c\u0645\u0639 \u0628\u064a\u0646 \u0625\u062f\u0627\u0631\u0629 \u0639\u0644\u0627\u0642\u0627\u062a \u0627\u0644\u0639\u0645\u0644\u0627\u0621 (CRM)\u060c \u0648 \u0627\u0644\u062a\u0633\u062c\u064a\u0644 \u0627\u0644\u0631\u0642\u0645\u064a\u060c \u0648 \u0627\u0644\u062a\u062d\u0642\u0642 \u0645\u0646 \u0647\u0648\u064a\u0629 \u0627\u0644\u0639\u0645\u064a\u0644 (KYC\/CDD)\u060c \u0648 \u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u062d\u0627\u0641\u0638\u060c \u0648 \u0623\u062a\u0645\u062a\u0629 \u0627\u0644\u062a\u0633\u0648\u064a\u0642 \u0644\u0644\u0628\u0646\u0648\u0643\u060c \u0648 \u0645\u062f\u064a\u0631\u064a \u0627\u0644\u062b\u0631\u0648\u0627\u062a\u060c \u0648 \u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u0623\u0645\u064a\u0646\u060c \u0648 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062e\u0627\u0636\u0639\u0629 \u0644\u0644\u062a\u0646\u0638\u064a\u0645. \u0628\u0641\u0636\u0644 \u0627\u0644\u0633\u064a\u0627\u062f\u0629 \u0627\u0644\u0633\u0648\u064a\u0633\u0631\u064a\u0629 \u0644\u0644\u0628\u064a\u0627\u0646\u0627\u062a\u060c \u0648 \u0633\u064a\u0631 \u0627\u0644\u0639\u0645\u0644 \u0627\u0644\u0642\u0627\u0628\u0644 \u0644\u0644\u062a\u0643\u0648\u064a\u0646\u060c \u0648 \u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644 \u0627\u0644\u0645\u062a\u0643\u0627\u0645\u0644\u060c \u062a\u0633\u0627\u0639\u062f InvestGlass \u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0639\u0644\u0649 \u0627\u0644\u0648\u0641\u0627\u0621 \u0628\u0627\u0644\u062a\u0632\u0627\u0645\u0627\u062a\u0647\u0627 \u0645\u0639 \u062e\u0641\u0636 \u0627\u0644\u062a\u0643\u0627\u0644\u064a\u0641 \u0627\u0644\u062a\u0634\u063a\u064a\u0644\u064a\u0629.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0647\u0644 \u0623\u0646\u062a \u0645\u0633\u062a\u0639\u062f \u0644\u062a\u062d\u0633\u064a\u0646 \u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0639\u0631\u0641 \u0639\u0645\u064a\u0644\u0643 (CDD)\u061f \u0642\u064a\u0651\u0645 \u0639\u0645\u0644\u064a\u0627\u062a\u0643 \u0627\u0644\u062d\u0627\u0644\u064a\u0629 \u0645\u0642\u0627\u0628\u0644 \u0647\u0630\u0627 \u0627\u0644\u062f\u0644\u064a\u0644 \u0648\u0627\u0633\u062a\u0643\u0634\u0641 \u0643\u064a\u0641 \u064a\u0645\u0643\u0646 \u0644\u0644\u0623\u062a\u0645\u062a\u0629\u060c \u0648\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0645\u062d\u0633\u0651\u0646\u0629\u060c \u0648\u0627\u0644\u0628\u0646\u064a\u0629 \u0627\u0644\u062a\u062d\u062a\u064a\u0629 \u0627\u0644\u0645\u0633\u062a\u0636\u0627\u0641\u0629 \u0641\u064a \u0633\u0648\u064a\u0633\u0631\u0627 \u0623\u0646 \u062a\u0642\u0644\u0644 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0648\u0627\u0644\u062a\u0643\u0627\u0644\u064a\u0641. \u0627\u0637\u0644\u0628 \u0639\u0631\u0636\u064b\u0627 \u062a\u0648\u0636\u064a\u062d\u064a\u064b\u0627 \u0644\u0645\u0639\u0631\u0641\u0629 \u0643\u064a\u0641 \u064a\u0645\u0643\u0646 \u0644\u0640 InvestGlass \u062a\u062e\u0635\u064a\u0635 \u0633\u064a\u0631 \u0627\u0644\u0639\u0645\u0644 \u0644\u064a\u0646\u0627\u0633\u0628 \u0633\u064a\u0627\u0633\u0627\u062a\u0643 \u0648\u0627\u062d\u062a\u064a\u0627\u062c\u0627\u062a\u0643 \u0627\u0644\u062a\u0646\u0638\u064a\u0645\u064a\u0629\u060c \u0645\u0645\u0627 \u064a\u062d\u0645\u064a \u0645\u0624\u0633\u0633\u062a\u0643 \u0648\u0639\u0645\u0644\u0627\u0626\u0643.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-glossary-of-key-terms-and-acronyms\">\u0645\u0633\u0631\u062f \u0627\u0644\u0645\u0635\u0637\u0644\u062d\u0627\u062a \u0648\u0627\u0644\u0645\u062e\u062a\u0635\u0631\u0627\u062a \u0627\u0644\u0631\u0626\u064a\u0633\u064a\u0629<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0645\u0643\u0627\u0641\u062d\u0629 \u063a\u0633\u064a\u0644 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 (AML): \u0642\u0648\u0627\u0646\u064a\u0646 \u0648\u0625\u062c\u0631\u0627\u0621\u0627\u062a \u0644\u0645\u0646\u0639 \u0627\u0644\u062a\u0633\u062a\u0631 \u0639\u0644\u0649 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u063a\u064a\u0631 \u0627\u0644\u0645\u0634\u0631\u0648\u0639\u0629 \u0628\u0627\u0639\u062a\u0628\u0627\u0631\u0647\u0627 \u0645\u0634\u0631\u0648\u0639\u0629.<\/li>\n\n\n\n<li>\u0645\u0643\u0627\u0641\u062d\u0629 \u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0625\u0631\u0647\u0627\u0628 (CFT): \u0625\u062c\u0631\u0627\u0621\u0627\u062a \u0644\u0648\u0642\u0641 \u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0625\u0631\u0647\u0627\u0628 \u0639\u0628\u0631 \u0627\u0644\u0623\u0646\u0638\u0645\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629.<\/li>\n\n\n\n<li>\u0645\u0639\u0631\u0641\u0629 \u0639\u0645\u064a\u0644\u0643 (KYC): \u0639\u0645\u0644\u064a\u0627\u062a \u0644\u0644\u062a\u062d\u0642\u0642 \u0645\u0646 \u0627\u0644\u0647\u0648\u064a\u0629 \u0648\u062a\u0642\u064a\u064a\u0645 \u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0639\u0645\u064a\u0644.<\/li>\n\n\n\n<li>\u0627\u0644\u0639\u0646\u0627\u064a\u0629 \u0627\u0644\u0648\u0627\u062c\u0628\u0629 \u0644\u0644\u0639\u0645\u0644\u0627\u0621 (CDD): \u062a\u062d\u062f\u064a\u062f \u0647\u0648\u064a\u0629 \u0627\u0644\u0639\u0645\u064a\u0644 \u0648\u0627\u0644\u062a\u062d\u0642\u0642 \u0645\u0646\u0647\u0627 \u0648\u062a\u0642\u064a\u064a\u0645 \u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0639\u0645\u064a\u0644.<\/li>\n\n\n\n<li>\u0627\u0644\u0639\u0646\u0627\u064a\u0629 \u0627\u0644\u0648\u0627\u062c\u0628\u0629 \u0627\u0644\u0645\u0639\u0632\u0632\u0629: \u062a\u062f\u0642\u064a\u0642 \u0625\u0636\u0627\u0641\u064a \u0644\u0644\u0639\u0645\u0644\u0627\u0621 \u0630\u0648\u064a \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0639\u0627\u0644\u064a\u0629.<\/li>\n\n\n\n<li>\u0627\u0644\u0634\u062e\u0635\u064a\u0627\u062a \u0627\u0644\u0633\u064a\u0627\u0633\u064a\u0629 \u0627\u0644\u0628\u0627\u0631\u0632\u0629 (PEP): \u0627\u0644\u0623\u0641\u0631\u0627\u062f \u0627\u0644\u0630\u064a\u0646 \u064a\u0634\u063a\u0644\u0648\u0646 \u0645\u0646\u0627\u0635\u0628 \u0639\u0627\u0645\u0629 \u0628\u0627\u0631\u0632\u0629\u060c \u0648\u064a\u0634\u0643\u0644\u0648\u0646 \u0645\u062e\u0627\u0637\u0631 \u0641\u0633\u0627\u062f \u0623\u0639\u0644\u0649.<\/li>\n\n\n\n<li>\u0627\u0644\u0645\u0627\u0644\u0643 \u0627\u0644\u0645\u0633\u062a\u0641\u064a\u062f \u0627\u0644\u0646\u0647\u0627\u0626\u064a (UBO): \u0627\u0644\u0623\u0634\u062e\u0627\u0635 \u0627\u0644\u0637\u0628\u064a\u0639\u064a\u0648\u0646 \u0627\u0644\u0630\u064a\u0646 \u064a\u0645\u062a\u0644\u0643\u0648\u0646 \u0623\u0648 \u064a\u0633\u064a\u0637\u0631\u0648\u0646 \u0639\u0644\u0649 \u0627\u0644\u0643\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a\u0629.<\/li>\n\n\n\n<li>\u062a\u0642\u0631\u064a\u0631 \u0627\u0644\u0646\u0634\u0627\u0637 \u0627\u0644\u0645\u0634\u0628\u0648\u0647: \u062a\u0642\u0627\u0631\u064a\u0631 \u062a\u064f\u0642\u062f\u0645 \u0628\u0634\u0623\u0646 \u0627\u0644\u0623\u0646\u0634\u0637\u0629 \u0627\u0644\u0645\u0634\u0628\u0648\u0647\u0629.<\/li>\n\n\n\n<li>\u062a\u0642\u0631\u064a\u0631 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0645\u0634\u0628\u0648\u0647\u0629: \u062a\u0642\u0627\u0631\u064a\u0631 \u0639\u0646 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0645\u0634\u0628\u0648\u0647\u0629.<\/li>\n\n\n\n<li>\u0634\u0628\u0643\u0629 \u0625\u0646\u0641\u0627\u0630 \u0642\u0648\u0627\u0646\u064a\u0646 \u0627\u0644\u062c\u0631\u0627\u0626\u0645 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 (FinCEN): \u0627\u0644\u0648\u0643\u0627\u0644\u0629 \u0627\u0644\u062a\u0646\u0638\u064a\u0645\u064a\u0629 \u0627\u0644\u0623\u0645\u0631\u064a\u0643\u064a\u0629 \u0644\u0645\u0643\u0627\u0641\u062d\u0629 \u063a\u0633\u064a\u0644 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0648\u0645\u0643\u0627\u0641\u062d\u0629 \u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0625\u0631\u0647\u0627\u0628.<\/li>\n\n\n\n<li>\u0645\u0643\u062a\u0628 \u0645\u0631\u0627\u0642\u0628\u0629 \u0627\u0644\u0623\u0635\u0648\u0644 \u0627\u0644\u0623\u062c\u0646\u0628\u064a\u0629 (OFAC): \u0645\u0643\u062a\u0628 \u0625\u0646\u0641\u0627\u0630 \u0627\u0644\u0639\u0642\u0648\u0628\u0627\u062a \u0628\u0648\u0632\u0627\u0631\u0629 \u0627\u0644\u062e\u0632\u0627\u0646\u0629 \u0627\u0644\u0623\u0645\u0631\u064a\u0643\u064a\u0629.<\/li>\n\n\n\n<li>SECO (\u0627\u0644\u0623\u0645\u0627\u0646\u0629 \u0627\u0644\u0633\u0648\u064a\u0633\u0631\u064a\u0629 \u0644\u0644\u0634\u0624\u0648\u0646 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a\u0629): \u0645\u0643\u062a\u0628 \u0627\u0644\u0633\u064a\u0627\u0633\u0629 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a\u0629 \u0627\u0644\u0633\u0648\u064a\u0633\u0631\u064a \u0627\u0644\u0630\u064a \u064a\u062f\u064a\u0631 \u0627\u0644\u0639\u0642\u0648\u0628\u0627\u062a.<\/li>\n\n\n\n<li>\u0645\u062c\u0645\u0648\u0639\u0629 \u0627\u0644\u0639\u0645\u0644 \u0627\u0644\u0645\u0627\u0644\u064a (FATF): \u0647\u064a\u0626\u0629 \u0648\u0636\u0639 \u0627\u0644\u0645\u0639\u0627\u064a\u064a\u0631 \u0627\u0644\u062f\u0648\u0644\u064a\u0629 \u0644\u0645\u0643\u0627\u0641\u062d\u0629 \u063a\u0633\u064a\u0644 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0648\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0625\u0631\u0647\u0627\u0628.<\/li>\n\n\n\n<li>\u0642\u0627\u0646\u0648\u0646 \u0645\u0643\u0627\u0641\u062d\u0629 \u063a\u0633\u064a\u0644 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 (AML Act): \u0627\u0644\u062a\u0634\u0631\u064a\u0639 \u0627\u0644\u0633\u0648\u064a\u0633\u0631\u064a \u0644\u0645\u0643\u0627\u0641\u062d\u0629 \u063a\u0633\u064a\u0644 \u0627\u0644\u0623\u0645\u0648\u0627\u0644.<\/li>\n\n\n\n<li>\u0645\u0643\u062a\u0628 \u0627\u0644\u0625\u0628\u0644\u0627\u063a \u0639\u0646 \u063a\u0633\u0644 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0641\u064a \u0633\u0648\u064a\u0633\u0631\u0627 (MROS): \u0648\u062d\u062f\u0629 \u0627\u0644\u0627\u0633\u062a\u062e\u0628\u0627\u0631\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u0633\u0648\u064a\u0633\u0631\u064a\u0629.<\/li>\n\n\n\n<li>\u0646\u0645\u0648\u0630\u062c \u0627\u0644\u062e\u0637\u0648\u0637 \u0627\u0644\u062b\u0644\u0627\u062b\u0629: \u0625\u0637\u0627\u0631 \u062d\u0648\u0643\u0645\u0629 \u064a\u0642\u0633\u0645 \u0627\u0644\u0645\u0633\u0624\u0648\u0644\u064a\u0627\u062a \u0628\u064a\u0646 \u0627\u0644\u0623\u0639\u0645\u0627\u0644 \u0648\u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644 \u0648\u0627\u0644\u062a\u062f\u0642\u064a\u0642.<\/li>\n<\/ul>","protected":false},"excerpt":{"rendered":"<p>Customer due diligence (CDD) is a structured procedure through which financial institutions identify, verify, and understand their customers to manage risks related to anti-money laundering (AML) and counter-financing of terrorism (CFT), while ensuring compliance with regulations. AML compliance forms a vital part of CDD, assisting institutions in preventing financial crimes and avoiding regulatory sanctions. This [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":49648,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[13],"tags":[1544,1034],"class_list":["post-49973","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-article","tag-customer","tag-kyc-compliance"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.8 (Yoast SEO v28.0) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Customer Due Diligence in Financial Services<\/title>\n<meta name=\"description\" content=\"Understand customer due diligence and why it is essential for businesses to ensure compliance and reduce risks.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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