{"id":47140,"date":"2025-07-26T11:16:00","date_gmt":"2025-07-26T09:16:00","guid":{"rendered":"https:\/\/www.investglass.com\/?p=47140"},"modified":"2025-04-04T09:04:59","modified_gmt":"2025-04-04T07:04:59","slug":"%d8%a3%d9%87%d9%85-%d8%a7%d9%84%d8%a7%d8%aa%d8%ac%d8%a7%d9%87%d8%a7%d8%aa-%d9%81%d9%8a-%d8%a7%d9%84%d8%ae%d8%af%d9%85%d8%a7%d8%aa-%d8%a7%d9%84%d9%85%d8%b5%d8%b1%d9%81%d9%8a%d8%a9-%d8%b9%d8%a8%d8%b1","status":"publish","type":"post","link":"https:\/\/www.investglass.com\/ar\/top-trends-in-mobile-banking-to-watch-in-2025\/","title":{"rendered":"\u0623\u0647\u0645 \u0627\u0644\u0627\u062a\u062c\u0627\u0647\u0627\u062a \u0641\u064a \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0639\u0628\u0631 \u0627\u0644\u0647\u0627\u062a\u0641 \u0627\u0644\u0645\u062d\u0645\u0648\u0644 \u0627\u0644\u062a\u064a \u064a\u062c\u0628 \u0645\u0631\u0627\u0642\u0628\u062a\u0647\u0627 \u0641\u064a \u0639\u0627\u0645 2025"},"content":{"rendered":"<p class=\"wp-block-paragraph\">\u064a\u0634\u0647\u062f \u0645\u0634\u0647\u062f \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0639\u0628\u0631 \u0627\u0644\u0647\u0627\u062a\u0641 \u0627\u0644\u0645\u062d\u0645\u0648\u0644 \u062a\u0637\u0648\u0631\u064b\u0627 \u0633\u0631\u064a\u0639\u064b\u0627\u060c \u0645\u062f\u0641\u0648\u0639\u064b\u0627 \u0628\u0627\u0644\u0627\u062a\u062c\u0627\u0647\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0627\u0644\u0631\u0626\u064a\u0633\u064a\u0629 \u0627\u0644\u062a\u064a \u062a\u0639\u064a\u062f \u062a\u0634\u0643\u064a\u0644 \u0637\u0631\u064a\u0642\u0629 \u062a\u0641\u0627\u0639\u0644\u0646\u0627 \u0645\u0639 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629. \u0641\u064a \u0647\u0630\u0647 \u0627\u0644\u0645\u0642\u0627\u0644\u0629\u060c \u0633\u0646\u062a\u0646\u0627\u0648\u0644 \u0641\u064a \u0647\u0630\u0627 \u0627\u0644\u0645\u0642\u0627\u0644 \u0627\u0644\u0627\u062a\u062c\u0627\u0647\u0627\u062a \u0627\u0644\u0623\u0643\u062b\u0631 \u062a\u0623\u062b\u064a\u0631\u064b\u0627 \u0641\u064a \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0639\u0628\u0631 \u0627\u0644\u0647\u0627\u062a\u0641 \u0627\u0644\u0645\u062d\u0645\u0648\u0644\u060c \u0628\u062f\u0621\u064b\u0627 \u0645\u0646 \u0638\u0647\u0648\u0631 <a href=\"https:\/\/www.investglass.com\/ar\/%d8%a3%d9%81%d8%b6%d9%84-%d8%a7%d9%84%d8%a8%d9%86%d9%88%d9%83-%d8%a7%d9%84%d8%b1%d9%82%d9%85%d9%8a%d8%a9-%d9%81%d9%8a-%d8%a3%d8%a8%d9%88%d8%b8%d8%a8%d9%8a-%d9%84%d8%b9%d8%a7%d9%85-2023-%d8%af%d9%84\/\" target=\"_self\" rel=\"noopener noreferrer\">\u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0631\u0642\u0645\u064a\u0629 \u0641\u0642\u0637<\/a> \u0625\u0644\u0649 \u0627\u0644\u062a\u0637\u0648\u0631\u0627\u062a \u0641\u064a \u0645\u062c\u0627\u0644 \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0648\u0627\u0644\u0623\u0645\u0646 \u0627\u0644\u0628\u064a\u0648\u0645\u062a\u0631\u064a. \u0627\u0641\u0647\u0645 \u0645\u0627 \u0647\u064a \u0627\u0644\u062e\u0637\u0648\u0629 \u0627\u0644\u062a\u0627\u0644\u064a\u0629 \u0644\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0639\u0628\u0631 \u0627\u0644\u0647\u0627\u062a\u0641 \u0627\u0644\u0645\u062d\u0645\u0648\u0644 \u0648\u0643\u064a\u0641 \u0633\u062a\u0624\u062b\u0631 \u0647\u0630\u0647 \u0627\u0644\u0627\u062a\u062c\u0627\u0647\u0627\u062a \u0639\u0644\u0649 \u0645\u0633\u062a\u0642\u0628\u0644\u0643 \u0627\u0644\u0645\u0627\u0644\u064a.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-key-takeaways\">\u0627\u0644\u0648\u062c\u0628\u0627\u062a \u0627\u0644\u0631\u0626\u064a\u0633\u064a\u0629<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><p>\u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0631\u0642\u0645\u064a\u0629 \u0641\u0642\u0637 \u062a\u064f\u0639\u064a\u062f \u062a\u0634\u0643\u064a\u0644 \u0642\u0637\u0627\u0639 \u0627\u0644\u0647\u0648\u0627\u062a\u0641 \u0627\u0644\u0645\u062d\u0645\u0648\u0644\u0629 <a href=\"https:\/\/www.investglass.com\/ar\/%d9%85%d8%b3%d8%aa%d9%82%d8%a8%d9%84-%d8%a7%d9%84%d8%ae%d8%af%d9%85%d8%a7%d8%aa-%d8%a7%d9%84%d9%85%d8%b5%d8%b1%d9%81%d9%8a%d8%a9-%d9%84%d9%84%d8%b4%d8%b1%d9%83%d8%a7%d8%aa-%d9%81%d9%8a-%d8%a7%d9%84\/\" target=\"_self\" rel=\"noopener noreferrer\">\u0627\u0644\u0645\u0634\u0647\u062f \u0627\u0644\u0645\u0635\u0631\u0641\u064a<\/a> \u0645\u0646 \u062e\u0644\u0627\u0644 \u062a\u0642\u062f\u064a\u0645 \u062a\u062c\u0627\u0631\u0628 \u0633\u0644\u0633\u0629 \u062a\u0639\u062a\u0645\u062f \u0639\u0644\u0649 \u0627\u0644\u0647\u0627\u062a\u0641 \u0627\u0644\u0645\u062d\u0645\u0648\u0644 \u062f\u0648\u0646 \u0641\u0631\u0648\u0639 \u0641\u0639\u0644\u064a\u0629.<\/p><\/li>\n\n\n\n<li><p><a class=\"wpil_keyword_link\" href=\"https:\/\/www.investglass.com\/ar\/%d8%a3%d8%af%d9%88%d8%a7%d8%aa-%d8%a7%d9%84%d8%a3%d8%aa%d9%85%d8%aa%d8%a9\/\" target=\"_blank\" rel=\"noopener\" title=\"\u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a\" data-wpil-keyword-link=\"linked\" data-wpil-monitor-id=\"5271\">\u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a<\/a> \u0648\u0625\u0636\u0641\u0627\u0621 \u0627\u0644\u0637\u0627\u0628\u0639 \u0627\u0644\u0634\u062e\u0635\u064a \u0627\u0644\u0645\u0641\u0631\u0637 \u0645\u0646 \u062e\u0644\u0627\u0644 \u062a\u062d\u0644\u064a\u0644\u0627\u062a \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0641\u064a \u0632\u064a\u0627\u062f\u0629 \u0645\u0634\u0627\u0631\u0643\u0629 \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0648\u0631\u0636\u0627\u0647\u0645 \u0645\u0646 \u062e\u0644\u0627\u0644 \u062a\u0648\u0641\u064a\u0631 \u0631\u0624\u0649 \u0645\u0627\u0644\u064a\u0629 \u0645\u0635\u0645\u0645\u0629 \u062e\u0635\u064a\u0635\u064b\u0627.<\/p><\/li>\n\n\n\n<li><p>\u064a\u0624\u062f\u064a \u0638\u0647\u0648\u0631 \u0627\u0644\u062a\u0637\u0628\u064a\u0642\u0627\u062a \u0627\u0644\u0641\u0627\u0626\u0642\u0629 \u0625\u0644\u0649 \u062f\u0645\u062c \u0645\u062e\u062a\u0644\u0641 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0641\u064a \u0645\u0646\u0635\u0629 \u0648\u0627\u062d\u062f\u0629\u060c \u0645\u0645\u0627 \u064a\u0639\u0632\u0632 \u0645\u0646 \u0631\u0627\u062d\u0629 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u0648\u062a\u0628\u0633\u064a\u0637 \u062a\u062c\u0627\u0631\u0628\u0647.<\/p><\/li>\n\n\n\n<li><p>\u062a\u064f\u0639\u062f \u0623\u062f\u0648\u0627\u062a \u0627\u0644\u062a\u062e\u0637\u064a\u0637 \u0627\u0644\u0645\u0627\u0644\u064a \u0641\u064a \u062a\u0637\u0628\u064a\u0642\u0627\u062a \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0639\u0628\u0631 \u0627\u0644\u0647\u0627\u062a\u0641 \u0627\u0644\u0645\u062d\u0645\u0648\u0644 \u0636\u0631\u0648\u0631\u064a\u0629 \u0644\u062a\u0639\u0632\u064a\u0632 \u0645\u0634\u0627\u0631\u0643\u0629 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645\u064a\u0646 \u0648\u062a\u0639\u0632\u064a\u0632 \u0627\u0644\u0639\u0627\u062f\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u0623\u0641\u0636\u0644. \u0648\u062a\u0648\u0641\u0631 \u0647\u0630\u0647 \u0627\u0644\u0623\u062f\u0648\u0627\u062a \u0631\u0624\u0649 \u0642\u0627\u0628\u0644\u0629 \u0644\u0644\u062a\u0646\u0641\u064a\u0630 \u0648\u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u0627\u062a \u062a\u0646\u0628\u0624\u064a\u0629\u060c \u062a\u0644\u0628\u064a \u0627\u0644\u0627\u062d\u062a\u064a\u0627\u062c\u0627\u062a \u0627\u0644\u0641\u0631\u062f\u064a\u0629 \u0648\u0627\u0644\u0623\u062d\u062f\u0627\u062b \u0627\u0644\u062d\u064a\u0627\u062a\u064a\u0629\u060c \u0648\u0628\u0627\u0644\u062a\u0627\u0644\u064a \u062a\u0644\u0639\u0628 \u062f\u0648\u0631\u064b\u0627 \u062d\u0627\u0633\u0645\u064b\u0627 \u0641\u064a \u0627\u0644\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u0634\u0627\u0645\u0644\u0629.<\/p><\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-rise-of-digital-only-banks-and-mobile-banking-trends\">\u0635\u0639\u0648\u062f \u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0631\u0642\u0645\u064a\u0629 \u0641\u0642\u0637 \u0648\u0627\u062a\u062c\u0627\u0647\u0627\u062a \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0639\u0628\u0631 \u0627\u0644\u0647\u0627\u062a\u0641 \u0627\u0644\u0645\u062d\u0645\u0648\u0644<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u062c\u062f\u064a\u062f\u0629\u060c \u0648\u0647\u0648 \u0645\u0635\u0637\u0644\u062d \u0622\u062e\u0631 \u064a\u064f\u0637\u0644\u0642 \u0639\u0644\u0649 \u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0631\u0642\u0645\u064a\u0629 \u0641\u0642\u0637\u060c \u062a\u062d\u0642\u0642 \u062e\u0637\u0648\u0627\u062a \u0643\u0628\u064a\u0631\u0629 \u0644\u0623\u0646\u0647\u0627 \u062a\u062a\u0645\u0627\u0634\u0649 \u0645\u0639 \u0627\u0644\u062a\u0641\u0636\u064a\u0644 \u0627\u0644\u0645\u062a\u0632\u0627\u064a\u062f \u0644\u0644\u062a\u062d\u0648\u0644 \u0625\u0644\u0649 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0647\u0627\u062a\u0641 \u0627\u0644\u0645\u062d\u0645\u0648\u0644 \u0623\u0648\u0644\u0627\u064b <a href=\"https:\/\/www.investglass.com\/ar\/6-bank-marketing-strategies-to-move-you-past-the-competition-in-2022\/\" target=\"_self\" rel=\"noopener noreferrer\">\u0627\u0644\u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u0627\u062a \u0641\u064a \u0627\u0644\u0645\u062c\u0627\u0644 \u0627\u0644\u0645\u0635\u0631\u0641\u064a<\/a>. \u062a\u062a\u062c\u0646\u0628 \u0647\u0630\u0647 \u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u0641\u0631\u0648\u0639 \u0627\u0644\u0641\u0639\u0644\u064a\u0629 \u062a\u0645\u0627\u0645\u064b\u0627 \u0648\u062a\u0642\u062f\u0645 \u062c\u0645\u064a\u0639 \u062e\u062f\u0645\u0627\u062a\u0647\u0627 \u0639\u0628\u0631 \u0627\u0644\u0625\u0646\u062a\u0631\u0646\u062a\u060c \u0645\u0645\u0627 \u064a\u0628\u0633\u0637 \u062a\u062c\u0631\u0628\u0629 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u0628\u0634\u0643\u0644 \u0643\u0628\u064a\u0631. \u0648\u064a\u064f\u0639\u0632\u0649 \u0635\u0639\u0648\u062f\u0647\u0627 \u0625\u0644\u0649 \u062d\u062f \u0643\u0628\u064a\u0631 \u0625\u0644\u0649 \u0627\u0644\u062a\u0631\u0643\u064a\u0628\u0629 \u0627\u0644\u0633\u0643\u0627\u0646\u064a\u0629 \u0627\u0644\u0634\u0627\u0628\u0629 \u0627\u0644\u062a\u064a \u062a\u064f\u0642\u062f\u0650\u0651\u0631 \u0627\u0644\u0643\u0641\u0627\u0621\u0629 \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0629\u060c \u0645\u0645\u0627 \u0623\u062f\u0649 \u0625\u0644\u0649 \u0642\u0628\u0648\u0644 \u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u062c\u062f\u064a\u062f\u0629 \u0648\u062a\u0648\u0633\u0639\u0647\u0627 \u0639\u0644\u0649 \u0646\u0637\u0627\u0642 \u0648\u0627\u0633\u0639. \u0645\u0646 \u062e\u0644\u0627\u0644 \u062a\u0633\u062e\u064a\u0631 \u0627\u0644\u0642\u0646\u0648\u0627\u062a \u0627\u0644\u0631\u0642\u0645\u064a\u0629 \u0628\u0634\u0643\u0644 \u0641\u0639\u0627\u0644\u060c \u062a\u0642\u062f\u0645 \u0647\u0630\u0647 \u0627\u0644\u0628\u0646\u0648\u0643 \u0639\u0631\u0648\u0636\u064b\u0627 \u0634\u0627\u0645\u0644\u0629 \u0645\u062b\u0644 \u0625\u0639\u062f\u0627\u062f \u0627\u0644\u062d\u0633\u0627\u0628 \u0648\u0627\u0644\u0631\u0642\u0627\u0628\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0645\u0646 \u062e\u0644\u0627\u0644 \u062a\u0637\u0628\u064a\u0642\u0627\u062a \u0627\u0644\u0647\u0627\u062a\u0641 \u0627\u0644\u0645\u062d\u0645\u0648\u0644 \u0627\u0644\u062a\u064a \u064a\u0633\u0647\u0644 \u062a\u0635\u0641\u062d\u0647\u0627.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u064a\u064f\u0639\u062f Revolut \u0645\u062b\u0627\u0644\u0627\u064b \u0639\u0644\u0649 \u0645\u062b\u0644 \u0647\u0630\u0627 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0631\u0642\u0645\u064a \u0641\u0642\u0637\u060c \u062d\u064a\u062b \u064a\u0642\u062f\u0645 \u062e\u062f\u0645\u0627\u062a \u0645\u0627\u0644\u064a\u0629 \u0645\u062a\u0646\u0648\u0639\u0629 \u0639\u0628\u0631 \u062a\u0637\u0628\u064a\u0642\u0647 \u0627\u0644\u0645\u062e\u0635\u0635 \u0644\u0644\u0647\u0627\u062a\u0641 \u0627\u0644\u0645\u062d\u0645\u0648\u0644. \u0648\u0642\u062f \u062f\u0641\u0639 \u0647\u0630\u0627 \u0627\u0644\u062a\u062d\u0648\u0644 \u0646\u062d\u0648 \u0625\u0639\u0637\u0627\u0621 \u0627\u0644\u0623\u0648\u0644\u0648\u064a\u0629 \u0644\u062a\u0637\u0628\u064a\u0642\u0627\u062a \u0627\u0644\u0647\u0627\u062a\u0641 \u0627\u0644\u0645\u062d\u0645\u0648\u0644 \u062d\u062a\u0649 \u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u062a\u0642\u0644\u064a\u062f\u064a\u0629 \u0627\u0644\u0631\u0627\u0633\u062e\u0629 \u0625\u0644\u0649 \u0625\u0639\u0627\u062f\u0629 \u0627\u0644\u062a\u0641\u0643\u064a\u0631 \u0641\u064a \u0646\u0647\u062c\u0647\u0627 \u0644\u0644\u062d\u0641\u0627\u0638 \u0639\u0644\u0649 \u0642\u062f\u0631\u062a\u0647\u0627 \u0627\u0644\u062a\u0646\u0627\u0641\u0633\u064a\u0629 \u0648\u0633\u0637 \u0627\u0644\u062a\u0623\u062b\u064a\u0631 \u0627\u0644\u0645\u062a\u0632\u0627\u064a\u062f \u0644 <a href=\"https:\/\/www.investglass.com\/ar\/%d9%85%d8%a7-%d9%87%d9%8a-%d8%a7%d9%84%d8%ae%d8%af%d9%85%d8%a7%d8%aa-%d8%a7%d9%84%d9%85%d8%b5%d8%b1%d9%81%d9%8a%d8%a9-%d8%a7%d9%84%d8%b1%d9%82%d9%85%d9%8a%d8%a9-%d8%a7%d9%84%d8%aa%d9%8a-%d8%aa%d8%b3\/\" target=\"_self\" rel=\"noopener noreferrer\">\u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0627\u0644\u0631\u0642\u0645\u064a\u0629 \u0641\u0642\u0637<\/a>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">As we look ahead, it\u2019s clear that digital-only banks will be at the forefront in shaping how we engage with our bank accounts and manage them within both traditional banking frameworks and emerging trends in mobile banking services indicating a transformative period ahead for how people interact financially through various platforms.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-artificial-intelligence-in-mobile-banking\">\u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0641\u064a \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0639\u0628\u0631 \u0627\u0644\u0647\u0627\u062a\u0641 \u0627\u0644\u0645\u062d\u0645\u0648\u0644<\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"653\" src=\"https:\/\/www.investglass.com\/wp-content\/uploads\/2025\/04\/getty-images-PtcSYLXmdvU-unsplash-1024x653.jpg\" alt=\"\u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0641\u064a \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0639\u0628\u0631 \u0627\u0644\u0647\u0627\u062a\u0641 \u0627\u0644\u0645\u062d\u0645\u0648\u0644\" class=\"wp-image-47211\" srcset=\"https:\/\/www.investglass.com\/wp-content\/uploads\/2025\/04\/getty-images-PtcSYLXmdvU-unsplash-1024x653.jpg 1024w, https:\/\/www.investglass.com\/wp-content\/uploads\/2025\/04\/getty-images-PtcSYLXmdvU-unsplash-300x191.jpg 300w, https:\/\/www.investglass.com\/wp-content\/uploads\/2025\/04\/getty-images-PtcSYLXmdvU-unsplash-768x490.jpg 768w, https:\/\/www.investglass.com\/wp-content\/uploads\/2025\/04\/getty-images-PtcSYLXmdvU-unsplash-1536x980.jpg 1536w, https:\/\/www.investglass.com\/wp-content\/uploads\/2025\/04\/getty-images-PtcSYLXmdvU-unsplash-scaled.jpg 2048w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\">\u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0641\u064a \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0639\u0628\u0631 \u0627\u0644\u0647\u0627\u062a\u0641 \u0627\u0644\u0645\u062d\u0645\u0648\u0644<\/figcaption><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">\u064a\u0639\u0645\u0644 \u062a\u0637\u0628\u064a\u0642 \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a (AI) \u0639\u0644\u0649 \u0625\u0639\u0627\u062f\u0629 \u062a\u0634\u0643\u064a\u0644 \u0645\u062c\u0627\u0644 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0639\u0628\u0631 \u0627\u0644\u0647\u0627\u062a\u0641 \u0627\u0644\u0645\u062d\u0645\u0648\u0644 \u0645\u0646 \u062e\u0644\u0627\u0644 \u062a\u0637\u0648\u064a\u0631 \u0631\u0648\u0628\u0648\u062a\u0627\u062a \u0627\u0644\u062f\u0631\u062f\u0634\u0629 \u0627\u0644\u0628\u0633\u064a\u0637\u0629 \u0625\u0644\u0649 \u0645\u0633\u0627\u0639\u062f\u064a\u0646 \u0627\u0641\u062a\u0631\u0627\u0636\u064a\u064a\u0646 \u0645\u062a\u0637\u0648\u0631\u064a\u0646 \u0645\u0633\u062a\u0639\u062f\u064a\u0646 \u0644\u0644\u062a\u0646\u0628\u0624 \u0628\u0645\u062a\u0637\u0644\u0628\u0627\u062a \u0627\u0644\u0639\u0645\u0644\u0627\u0621. \u064a\u0633\u0639\u0649 \u0627\u0644\u0645\u0633\u062a\u0647\u0644\u0643\u0648\u0646 \u0627\u0644\u0645\u0639\u0627\u0635\u0631\u0648\u0646 \u0625\u0644\u0649 \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u062a\u0641\u0627\u0639\u0644\u0627\u062a \u0645\u0635\u0645\u0645\u0629 \u062e\u0635\u064a\u0635\u064b\u0627 \u0628\u0634\u0643\u0644 \u0639\u0645\u064a\u0642\u060c \u0648\u062a\u0631\u062a\u0642\u064a \u062a\u0642\u0646\u064a\u0627\u062a \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0625\u0644\u0649 \u0645\u0633\u062a\u0648\u0649 \u0647\u0630\u0627 \u0627\u0644\u062a\u062d\u062f\u064a. \u0648\u0645\u0646 \u062e\u0644\u0627\u0644 \u0627\u0644\u062a\u062d\u0644\u064a\u0644\u0627\u062a \u0627\u0644\u0645\u062a\u0642\u062f\u0645\u0629\u060c \u0623\u0635\u0628\u062d\u062a \u062a\u0637\u0628\u064a\u0642\u0627\u062a \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0639\u0628\u0631 \u0627\u0644\u0647\u0627\u062a\u0641 \u0627\u0644\u0645\u062d\u0645\u0648\u0644 \u0627\u0644\u0622\u0646 \u0642\u0627\u062f\u0631\u0629 \u0639\u0644\u0649 \u062a\u0642\u062f\u064a\u0645 \u0625\u0631\u0634\u0627\u062f\u0627\u062a \u0648\u0631\u0624\u0649 \u0645\u0627\u0644\u064a\u0629 \u0641\u0631\u062f\u064a\u0629 \u062a\u0644\u0628\u064a \u0627\u062d\u062a\u064a\u0627\u062c\u0627\u062a \u0643\u0644 \u0645\u0633\u062a\u062e\u062f\u0645. \u062a\u0642\u062f\u0645 \u062a\u0642\u0646\u064a\u0627\u062a \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0623\u064a\u0636\u064b\u0627 \u0646\u0635\u0627\u0626\u062d \u0645\u0627\u0644\u064a\u0629 \u0645\u062e\u0635\u0635\u0629\u060c \u0645\u0645\u0627 \u064a\u0639\u0632\u0632 \u0645\u0646 \u062a\u062c\u0627\u0631\u0628 \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0645\u0646 \u062e\u0644\u0627\u0644 \u062a\u0642\u062f\u064a\u0645 \u0625\u0631\u0634\u0627\u062f\u0627\u062a \u0645\u0627\u0644\u064a\u0629 \u0645\u0635\u0645\u0645\u0629 \u062e\u0635\u064a\u0635\u064b\u0627 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0623\u062f\u0648\u0627\u062a \u0645\u062f\u0639\u0648\u0645\u0629 \u0628\u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0645\u062b\u0644 \u0631\u0648\u0628\u0648\u062a\u0627\u062a \u0627\u0644\u062f\u0631\u062f\u0634\u0629 \u0648 <a href=\"https:\/\/www.investglass.com\/ar\/5-%d8%a3%d8%b4%d9%8a%d8%a7%d8%a1-%d9%8a%d8%ac%d8%a8-%d8%a3%d9%86-%d8%aa%d8%b9%d8%b1%d9%81%d9%87%d8%a7-%d9%82%d8%a8%d9%84-%d8%a3%d9%86-%d8%aa%d9%86%d8%b4%d8%a6-%d9%85%d8%b3%d8%aa%d8%b4%d8%a7%d8%b1\/\">\u0627\u0644\u0645\u0633\u062a\u0634\u0627\u0631\u0648\u0646 \u0627\u0644\u0622\u0644\u064a\u0648\u0646<\/a>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u062a\u0648\u0641\u0631 \u0631\u0648\u0628\u0648\u062a\u0627\u062a \u0627\u0644\u062f\u0631\u062f\u0634\u0629 \u0627\u0644\u0622\u0644\u064a\u0629 \u0627\u0644\u0645\u064f\u0639\u0632\u0632\u0629 \u0628\u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0627\u0644\u062f\u0639\u0645 \u0627\u0644\u0641\u0648\u0631\u064a\u060c \u0645\u0645\u0627 \u064a\u0631\u0641\u0639 \u0645\u0646 \u0645\u0633\u062a\u0648\u0649 \u0627\u0644\u062a\u062c\u0631\u0628\u0629 \u0627\u0644\u0643\u0644\u064a\u0629 \u0644\u0644\u0645\u0633\u062a\u062e\u062f\u0645\u064a\u0646 \u0645\u0646 \u062e\u0644\u0627\u0644 \u062a\u0642\u062f\u064a\u0645 \u0627\u0644\u0645\u0633\u0627\u0639\u062f\u0629 \u0627\u0644\u0641\u0648\u0631\u064a\u0629 \u0625\u0644\u0649 \u062c\u0627\u0646\u0628 \u0627\u0644\u0645\u0639\u0631\u0641\u0629 \u0627\u0644\u0627\u0633\u062a\u0628\u0627\u0642\u064a\u0629 \u0641\u064a\u0645\u0627 \u064a\u062a\u0639\u0644\u0642 \u0628\u0623\u0646\u0645\u0627\u0637\u0647\u0645 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0648\u0623\u062d\u062f\u0627\u062b \u062d\u064a\u0627\u062a\u0647\u0645 \u0627\u0644\u0645\u0647\u0645\u0629. \u0644\u0627 \u064a\u0642\u062a\u0635\u0631 \u062f\u0648\u0631 \u0647\u0630\u0627 \u0627\u0644\u0627\u0628\u062a\u0643\u0627\u0631 \u0639\u0644\u0649 \u0632\u064a\u0627\u062f\u0629 \u0631\u0636\u0627 \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0641\u062d\u0633\u0628\u060c \u0628\u0644 \u064a\u0639\u0632\u0632 \u0623\u064a\u0636\u064b\u0627 \u0645\u0646 \u0634\u0639\u0648\u0631\u0647\u0645 \u0628\u0627\u0644\u0648\u0644\u0627\u0621 \u0641\u064a \u0639\u0627\u0644\u0645 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0639\u0628\u0631 \u0627\u0644\u0647\u0627\u062a\u0641 \u0627\u0644\u0645\u062d\u0645\u0648\u0644 \u0627\u0644\u0630\u064a \u064a\u0634\u0647\u062f \u0645\u0646\u0627\u0641\u0633\u0629 \u0634\u0631\u0633\u0629.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0645\u0639 \u0627\u0633\u062a\u0645\u0631\u0627\u0631 \u062a\u0642\u062f\u0645 \u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a\u060c \u0641\u0625\u0646\u0647\u0627 \u062a\u0633\u062a\u0639\u062f \u0644\u062a\u062d\u0648\u064a\u0644 \u062a\u0637\u0628\u064a\u0642\u0627\u062a \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0627\u0644\u062d\u0627\u0644\u064a\u0629 \u0639\u0628\u0631 \u0627\u0644\u0647\u0627\u062a\u0641 \u0627\u0644\u0645\u062d\u0645\u0648\u0644 \u0625\u0644\u0649 \u0645\u0631\u0634\u062f\u064a\u0646 \u0645\u0627\u0644\u064a\u064a\u0646 \u0634\u0627\u0645\u0644\u064a\u0646. \u0645\u0646 \u0627\u0644\u0645\u062d\u062a\u0645\u0644 \u0623\u0646 \u062a\u0642\u062f\u0645 \u0647\u0630\u0647 \u0627\u0644\u0645\u0646\u0635\u0627\u062a \u0627\u0633\u062a\u0634\u0627\u0631\u0627\u062a \u0634\u062e\u0635\u064a\u0629 \u0628\u0627\u0644\u0625\u0636\u0627\u0641\u0629 \u0625\u0644\u0649 \u0648\u0638\u0627\u0626\u0641 \u0622\u0644\u064a\u0629 \u0645\u0635\u0645\u0645\u0629 \u0644\u0645\u0633\u0627\u0639\u062f\u0629 \u0627\u0644\u0623\u0641\u0631\u0627\u062f \u0641\u064a \u062a\u0646\u0641\u064a\u0630 \u062e\u064a\u0627\u0631\u0627\u062a \u0627\u0642\u062a\u0635\u0627\u062f\u064a\u0629 \u062d\u0643\u064a\u0645\u0629.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-biometric-authentication-enhances-security\">\u0627\u0644\u0645\u0635\u0627\u062f\u0642\u0629 \u0627\u0644\u0628\u064a\u0648\u0645\u062a\u0631\u064a\u0629 \u062a\u0639\u0632\u0632 \u0627\u0644\u0623\u0645\u0646<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u062a\u0639\u0645\u0644 \u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0628\u0634\u0643\u0644 \u0645\u062a\u0632\u0627\u064a\u062f \u0639\u0644\u0649 \u062f\u0645\u062c \u0623\u0633\u0627\u0644\u064a\u0628 \u0627\u0644\u0645\u0635\u0627\u062f\u0642\u0629 \u0627\u0644\u0628\u064a\u0648\u0645\u062a\u0631\u064a\u0629 \u0645\u062b\u0644 \u0628\u0635\u0645\u0629 \u0627\u0644\u0625\u0635\u0628\u0639 \u0648\u0627\u0644\u062a\u0639\u0631\u0641 \u0639\u0644\u0649 \u0627\u0644\u0648\u062c\u0647 \u0644\u062a\u0639\u0632\u064a\u0632 \u0623\u0637\u0631\u0647\u0627 \u0627\u0644\u0623\u0645\u0646\u064a\u0629. \u0648\u0645\u0646 \u062e\u0644\u0627\u0644 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0633\u0645\u0627\u062a \u0627\u0644\u0645\u0645\u064a\u0632\u0629 \u0644\u0644\u0645\u0633\u062a\u062e\u062f\u0645\u064a\u0646 \u0627\u0644\u0623\u0641\u0631\u0627\u062f\u060c \u062a\u0642\u0644\u0644 \u0647\u0630\u0647 \u0627\u0644\u062a\u0642\u0646\u064a\u0627\u062a \u0628\u0634\u0643\u0644 \u0643\u0628\u064a\u0631 \u0645\u0646 \u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0648\u0635\u0648\u0644 \u063a\u064a\u0631 \u0627\u0644\u0645\u0635\u0631\u062d \u0628\u0647 \u0625\u0644\u0649 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0648\u0627\u0644\u0627\u062d\u062a\u064a\u0627\u0644. \u062a\u0628\u0631\u0632 \u062a\u0642\u0646\u064a\u0629 \u0627\u0644\u062a\u0639\u0631\u0651\u0641 \u0639\u0644\u0649 \u0627\u0644\u0635\u0648\u062a \u0623\u064a\u0636\u0627\u064b \u0643\u062e\u064a\u0627\u0631 \u0634\u0627\u0626\u0639 \u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0646\u0638\u0631\u0627\u064b \u0644\u062c\u0645\u0639\u0647\u0627 \u0628\u064a\u0646 \u0627\u0644\u0623\u0645\u0627\u0646 \u0648\u0633\u0647\u0648\u0644\u0629 \u0627\u0644\u0627\u0633\u062a\u062e\u062f\u0627\u0645. \u0628\u0627\u0644\u0625\u0636\u0627\u0641\u0629 \u0625\u0644\u0649 \u0630\u0644\u0643\u060c \u062a\u0639\u0645\u0644 \u0627\u0644\u0645\u0635\u0627\u062f\u0642\u0629 \u0627\u0644\u0628\u064a\u0648\u0645\u062a\u0631\u064a\u0629 \u0639\u0644\u0649 \u062a\u0639\u0632\u064a\u0632 \u0623\u0645\u0646 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0639\u0628\u0631 \u0627\u0644\u0647\u0627\u062a\u0641 \u0627\u0644\u0645\u062d\u0645\u0648\u0644 \u0628\u0634\u0643\u0644 \u0643\u0628\u064a\u0631\u060c \u0645\u0645\u0627 \u064a\u0642\u0644\u0644 \u0645\u0646 \u0627\u0644\u0627\u062d\u062a\u064a\u0627\u0644 \u0648\u0627\u0644\u0623\u062e\u0637\u0627\u0621 \u0645\u0639 \u0636\u0645\u0627\u0646 \u062a\u062c\u0631\u0628\u0629 \u0645\u0633\u062a\u062e\u062f\u0645 \u0633\u0644\u0633\u0629.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0645\u0646 \u0627\u0644\u0645\u062a\u0648\u0642\u0639 \u0623\u0646 \u064a\u062a\u0648\u0633\u0639 \u0633\u0648\u0642 \u0627\u0644\u062d\u0644\u0648\u0644 \u0641\u064a \u0645\u062c\u0627\u0644 \u062a\u062d\u062f\u064a\u062f \u0627\u0644\u0647\u0648\u064a\u0629 \u0627\u0644\u0631\u0642\u0645\u064a\u0629 \u0627\u0644\u0628\u064a\u0648\u0645\u062a\u0631\u064a\u0629 \u0628\u0634\u0643\u0644 \u0643\u0628\u064a\u0631\u060c \u0645\u0645\u0627 \u064a\u0639\u0643\u0633 \u0627\u0644\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0645\u062a\u0632\u0627\u064a\u062f \u0641\u064a \u0627\u0644\u0642\u0637\u0627\u0639 \u0627\u0644\u0645\u0635\u0631\u0641\u064a. \u0645\u0646 \u0627\u0644\u0645\u062a\u0648\u0642\u0639 \u0623\u0646 \u062a\u0624\u062f\u064a \u0627\u0644\u062a\u0637\u0648\u0631\u0627\u062a \u0627\u0644\u0645\u0633\u062a\u0642\u0628\u0644\u064a\u0629 \u0641\u064a \u0645\u062c\u0627\u0644 \u0627\u0644\u0642\u064a\u0627\u0633\u0627\u062a \u0627\u0644\u062d\u064a\u0648\u064a\u0629 \u0625\u0644\u0649 \u062a\u062d\u0633\u064a\u0646 \u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u0645\u0635\u0627\u062f\u0642\u0629 \u0645\u062a\u0639\u062f\u062f\u0629 \u0627\u0644\u0639\u0648\u0627\u0645\u0644 \u0645\u0646 \u062e\u0644\u0627\u0644 \u062a\u0636\u0645\u064a\u0646 \u062a\u0642\u0646\u064a\u0627\u062a \u0645\u062b\u0644 \u0627\u0644\u062a\u0639\u0631\u0641 \u0639\u0644\u0649 \u0627\u0644\u0635\u0648\u062a \u0625\u0644\u0649 \u062c\u0627\u0646\u0628 \u0627\u0644\u062a\u062d\u0644\u064a\u0644\u0627\u062a \u0627\u0644\u0633\u0644\u0648\u0643\u064a\u0629.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0645\u0639 \u0627\u0633\u062a\u0645\u0631\u0627\u0631 \u062a\u0635\u0627\u0639\u062f \u0627\u0644\u062a\u0647\u062f\u064a\u062f\u0627\u062a \u0627\u0644\u0633\u064a\u0628\u0631\u0627\u0646\u064a\u0629\u060c \u0647\u0646\u0627\u0643 \u062d\u0627\u062c\u0629 \u062d\u062a\u0645\u064a\u0629 \u0644\u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u0627\u062a \u0623\u0645\u0646\u064a\u0629 \u0623\u0643\u062b\u0631 \u062a\u0637\u0648\u0631\u0627\u064b \u062f\u0627\u062e\u0644 <a href=\"https:\/\/www.investglass.com\/ar\/%d9%83%d9%8a%d9%81-%d9%8a%d9%85%d9%83%d9%86%d9%86%d9%8a-%d8%a5%d9%86%d8%b4%d8%a7%d8%a1-%d9%85%d9%86%d8%b5%d8%a9-%d9%85%d8%b5%d8%b1%d9%81%d9%8a%d8%a9-%d8%b1%d9%82%d9%85%d9%8a%d8%a9\/\" target=\"_self\" rel=\"noopener noreferrer\">\u0645\u0646\u0635\u0627\u062a \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0627\u0644\u0631\u0642\u0645\u064a\u0629<\/a>. \u0648\u0642\u062f \u062d\u0641\u0632\u062a \u0647\u0630\u0647 \u0627\u0644\u062d\u0627\u062c\u0629 \u0627\u0644\u0645\u0644\u062d\u0629 \u0639\u0644\u0649 \u0633\u0631\u0639\u0629 \u062f\u0645\u062c \u0627\u0644\u062a\u062f\u0627\u0628\u064a\u0631 \u0627\u0644\u0645\u062a\u0642\u062f\u0645\u0629 \u0645\u062b\u0644 \u0627\u0644\u0645\u0635\u0627\u062f\u0642\u0629 \u0627\u0644\u0628\u064a\u0648\u0645\u062a\u0631\u064a\u0629 \u0641\u064a \u0627\u0644\u0628\u0646\u064a\u0629 \u0627\u0644\u062a\u062d\u062a\u064a\u0629 \u0644\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-real-time-payments-revolution\">\u062b\u0648\u0631\u0629 \u0627\u0644\u0645\u062f\u0641\u0648\u0639\u0627\u062a \u0641\u064a \u0627\u0644\u0648\u0642\u062a \u0627\u0644\u062d\u0642\u064a\u0642\u064a<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u064a\u0624\u062f\u064a \u0627\u0644\u062a\u062d\u0648\u0644 \u0646\u062d\u0648 \u0627\u0644\u0645\u062f\u0641\u0648\u0639\u0627\u062a \u0627\u0644\u0641\u0648\u0631\u064a\u0629 \u0625\u0644\u0649 \u0625\u0639\u0627\u062f\u0629 \u062a\u0634\u0643\u064a\u0644 \u0627\u0644\u0642\u0637\u0627\u0639 \u0627\u0644\u0645\u0627\u0644\u064a\u060c \u062d\u064a\u062b \u062a\u0634\u064a\u0631 \u0627\u0644\u062a\u0648\u0642\u0639\u0627\u062a \u0625\u0644\u0649 \u0623\u0646 \u062d\u062c\u0645 \u0627\u0644\u062a\u062f\u0627\u0648\u0644 \u0627\u0644\u0639\u0627\u0644\u0645\u064a \u0633\u064a\u0631\u062a\u0641\u0639 \u0645\u0646 1 \u062a\u0631\u064a\u0644\u064a\u0648\u0646 \u062c\u0646\u064a\u0647 \u0625\u0633\u062a\u0631\u0644\u064a\u0646\u064a \u0641\u064a \u0639\u0627\u0645 2024 \u0625\u0644\u0649 1 \u062a\u0631\u064a\u0644\u064a\u0648\u0646 \u062c\u0646\u064a\u0647 \u0625\u0633\u062a\u0631\u0644\u064a\u0646\u064a \u064858 \u062a\u0631\u064a\u0644\u064a\u0648\u0646 \u062c\u0646\u064a\u0647 \u0625\u0633\u062a\u0631\u0644\u064a\u0646\u064a \u0628\u062d\u0644\u0648\u0644 \u0639\u0627\u0645 2028. \u064a\u0639\u0643\u0633 \u0627\u0644\u0637\u0644\u0628 \u0627\u0644\u0645\u062a\u0632\u0627\u064a\u062f \u0628\u064a\u0646 \u0627\u0644\u0645\u0633\u062a\u0647\u0644\u0643\u064a\u0646 \u0639\u0644\u0649 \u0627\u0644\u0648\u0635\u0648\u0644 \u0627\u0644\u0641\u0648\u0631\u064a \u0625\u0644\u0649 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u062a\u0637\u0648\u0631\u064b\u0627 \u0639\u0645\u064a\u0642\u064b\u0627 \u0641\u064a \u062a\u0648\u0642\u0639\u0627\u062a\u0647\u0645. \u0648\u0639\u0644\u0649 \u0648\u062c\u0647 \u0627\u0644\u062e\u0635\u0648\u0635\u060c \u0641\u0625\u0646\u0647\u0645 \u064a\u062a\u0648\u0642\u0639\u0648\u0646 \u0627\u0644\u0622\u0646 \u062e\u064a\u0627\u0631\u0627\u062a \u0644\u0645\u0639\u0627\u0644\u062c\u0629 \u0627\u0644\u0645\u062f\u0641\u0648\u0639\u0627\u062a \u0627\u0644\u0641\u0648\u0631\u064a\u0629. \u0648\u064a\u0638\u0647\u0631 \u0647\u0630\u0627 \u0627\u0644\u062a\u062d\u0648\u0644 \u0628\u0634\u0643\u0644 \u0623\u0643\u062b\u0631 \u0648\u0636\u0648\u062d\u064b\u0627 \u0641\u064a \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u0627\u062a \u0627\u0644\u0646\u0627\u0634\u0626\u0629 \u0645\u062b\u0644 \u0627\u0644\u0647\u0646\u062f \u0648\u0627\u0644\u0628\u0631\u0627\u0632\u064a\u0644 \u062d\u064a\u062b \u064a\u0648\u062c\u062f \u0627\u0639\u062a\u0645\u0627\u062f \u0633\u0631\u064a\u0639 \u0639\u0644\u0649 \u0627\u0644\u0628\u0646\u0649 \u0627\u0644\u062a\u062d\u062a\u064a\u0629 \u0644\u0644\u062f\u0641\u0639 \u0627\u0644\u0641\u0648\u0631\u064a \u0628\u0633\u0628\u0628 \u0627\u0646\u062e\u0641\u0627\u0636 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0628\u0627\u0644\u0646\u0633\u0628\u0629 \u0644\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629\u060c \u0623\u062f\u0649 \u062a\u0628\u0646\u064a \u0627\u0644\u0645\u062f\u0641\u0648\u0639\u0627\u062a \u0641\u064a \u0627\u0644\u0648\u0642\u062a \u0627\u0644\u0641\u0639\u0644\u064a \u0625\u0644\u0649 \u062a\u062d\u0633\u064a\u0646\u0627\u062a \u0641\u064a \u0643\u0644 \u0645\u0646 \u0627\u0644\u0643\u0641\u0627\u0621\u0629 \u0627\u0644\u062a\u0634\u063a\u064a\u0644\u064a\u0629 \u0648\u0631\u0636\u0627 \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0645\u0646 \u062e\u0644\u0627\u0644 \u062a\u0642\u0644\u064a\u0644 \u0623\u0648\u0642\u0627\u062a \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a. \u0648\u0645\u0639 \u062f\u062e\u0648\u0644 \u0645\u0628\u0627\u062f\u0631\u0627\u062a \u062a\u0634\u0631\u064a\u0639\u064a\u0629 \u0645\u062b\u0644 \u0644\u0627\u0626\u062d\u0629 \u0627\u0644\u0627\u062a\u062d\u0627\u062f \u0627\u0644\u0623\u0648\u0631\u0648\u0628\u064a \u0644\u0644\u0645\u062f\u0641\u0648\u0639\u0627\u062a \u0627\u0644\u0641\u0648\u0631\u064a\u0629 \u062d\u064a\u0632 \u0627\u0644\u062a\u0646\u0641\u064a\u0630\u060c \u0633\u062a\u0633\u062a\u0641\u064a\u062f \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0645\u0646 \u0627\u0646\u062e\u0641\u0627\u0636 \u0627\u0644\u0646\u0641\u0642\u0627\u062a \u0639\u0646\u062f \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0647\u0630\u0647 \u0627\u0644\u0623\u0646\u0638\u0645\u0629 \u0627\u0644\u062d\u062f\u064a\u062b\u0629.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Blockchain technology promises significant advancements by increasing operational efficiencies. And providing secure mechanisms for cross-border transfers potentially revolutionizing the effectiveness of instantaneous transactions even more robustly.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-voice-activated-banking-services\">\u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0627\u0644\u062a\u064a \u064a\u062a\u0645 \u062a\u0646\u0634\u064a\u0637\u0647\u0627 \u0635\u0648\u062a\u064a\u064b\u0627<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u0645\u0646 \u0627\u0644\u0627\u062a\u062c\u0627\u0647\u0627\u062a \u0627\u0644\u0646\u0627\u0634\u0626\u0629 \u0641\u064a \u0627\u0644\u0642\u0637\u0627\u0639 \u0627\u0644\u0645\u0635\u0631\u0641\u064a \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0627\u0644\u062a\u064a \u062a\u0639\u0645\u0644 \u0628\u0627\u0644\u0635\u0648\u062a\u060c \u0648\u0627\u0644\u062a\u064a \u062a\u0633\u062a\u062e\u062f\u0645 \u062a\u0642\u0646\u064a\u0627\u062a \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a (AI) \u0648\u062a\u0642\u0646\u064a\u0627\u062a \u0627\u0644\u062a\u0639\u0631\u0641 \u0639\u0644\u0649 \u0627\u0644\u0635\u0648\u062a \u0644\u062a\u062d\u0633\u064a\u0646 \u062a\u0641\u0627\u0639\u0644 \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0645\u0639 \u0645\u062e\u062a\u0644\u0641 <a href=\"https:\/\/www.investglass.com\/ar\/%d9%83%d9%8a%d9%81-%d8%aa%d8%b9%d9%85%d9%84-%d8%a7%d9%84%d8%ae%d8%af%d9%85%d8%a7%d8%aa-%d8%a7%d9%84%d9%85%d8%b5%d8%b1%d9%81%d9%8a%d8%a9-%d9%83%d8%ae%d8%af%d9%85%d8%a9-baas\/\">\u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629<\/a>. \u0648\u0647\u0648 \u064a\u0639\u0645\u0644 \u062c\u0646\u0628\u064b\u0627 \u0625\u0644\u0649 \u062c\u0646\u0628 \u0645\u0639 \u0627\u0644\u0623\u062c\u0647\u0632\u0629 \u0627\u0644\u0630\u0643\u064a\u0629 \u0645\u062b\u0644 \u0627\u0644\u0633\u0627\u0639\u0627\u062a \u0627\u0644\u0630\u0643\u064a\u0629 \u0648Amazon Alexa\u060c \u0645\u0645\u0627 \u064a\u0648\u0641\u0631 \u0644\u0644\u0645\u0633\u062a\u062e\u062f\u0645\u064a\u0646 \u0627\u0644\u0642\u062f\u0631\u0629 \u0639\u0644\u0649 \u0625\u062c\u0631\u0627\u0621 \u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0628\u062f\u0648\u0646 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u064a\u062f\u064a\u0646 \u0645\u062b\u0644 \u0627\u0644\u0627\u0633\u062a\u0639\u0644\u0627\u0645 \u0639\u0646 \u0627\u0644\u0631\u0635\u064a\u062f \u0648\u062f\u0641\u0639 \u0627\u0644\u0641\u0648\u0627\u062a\u064a\u0631 \u0648\u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0627\u0644\u062a\u062d\u062f\u064a\u062b\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u062a\u0639\u0645\u0644 \u0627\u0644\u0645\u064a\u0632\u0627\u062a \u0627\u0644\u062a\u064a \u064a\u062a\u0645 \u062a\u0646\u0634\u064a\u0637\u0647\u0627 \u0635\u0648\u062a\u064a\u064b\u0627 \u0639\u0644\u0649 \u062a\u063a\u064a\u064a\u0631 \u0637\u0631\u064a\u0642\u0629 \u062a\u0639\u0627\u0645\u0644 \u0627\u0644\u0623\u0641\u0631\u0627\u062f \u0645\u0639 \u0645\u0647\u0627\u0645\u0647\u0645 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0645\u0646 \u062e\u0644\u0627\u0644 \u062c\u0639\u0644\u0647\u0627 \u0623\u0643\u062b\u0631 \u0643\u0641\u0627\u0621\u0629 \u0648\u062a\u0648\u0641\u064a\u0631 \u062a\u062c\u0631\u0628\u0629 \u0633\u0644\u0633\u0629 \u0648\u0633\u0647\u0644\u0629 \u0627\u0644\u0627\u0633\u062a\u062e\u062f\u0627\u0645. \u062a\u0639\u0645\u0644 \u0647\u0630\u0647 \u0627\u0644\u0645\u064a\u0632\u0627\u062a \u0639\u0644\u0649 \u062a\u0639\u0632\u064a\u0632 \u0627\u0644\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u0634\u062e\u0635\u064a\u0629 \u0645\u0646 \u062e\u0644\u0627\u0644 \u062a\u0648\u0641\u064a\u0631 \u0623\u062f\u0648\u0627\u062a \u0622\u0644\u064a\u0629 \u0644\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0634\u0624\u0648\u0646 \u0627\u0644\u0645\u0627\u0644\u064a\u0629\u060c \u0645\u0645\u0627 \u064a\u0633\u0645\u062d \u0644\u0644\u0645\u0633\u062a\u062e\u062f\u0645\u064a\u0646 \u0628\u0625\u062f\u0627\u0631\u0629 \u0634\u0624\u0648\u0646\u0647\u0645 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0627\u0644\u0623\u0648\u0627\u0645\u0631 \u0627\u0644\u0635\u0648\u062a\u064a\u0629. \u0645\u0639 \u0627\u0633\u062a\u0645\u0631\u0627\u0631 \u062a\u0637\u0648\u0631\u0647\u0627\u060c \u0623\u0635\u0628\u062d \u0627\u0644\u062a\u0646\u0634\u064a\u0637 \u0627\u0644\u0635\u0648\u062a\u064a \u0639\u0646\u0635\u0631\u0627\u064b \u0623\u0633\u0627\u0633\u064a\u0627\u064b \u0641\u064a \u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u0627\u062a \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0639\u0628\u0631 \u0627\u0644\u0647\u0627\u062a\u0641 \u0627\u0644\u0645\u062d\u0645\u0648\u0644 \u0645\u0646 \u062e\u0644\u0627\u0644 \u062a\u0642\u062f\u064a\u0645 \u062a\u0648\u0635\u064a\u0627\u062a \u0645\u062e\u0635\u0635\u0629 \u0648\u0623\u062f\u0648\u0627\u062a \u0625\u062f\u0627\u0631\u0629 \u0645\u0627\u0644\u064a\u0629 \u0622\u0644\u064a\u0629 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0627\u0644\u062a\u0641\u0627\u0639\u0644\u0627\u062a \u0627\u0644\u0644\u063a\u0648\u064a\u0629 \u0627\u0644\u062a\u062e\u0627\u0637\u0628\u064a\u0629.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-blockchain-technology-in-banking-apps\">\u062a\u0642\u0646\u064a\u0629 \u0627\u0644\u0628\u0644\u0648\u0643 \u062a\u0634\u064a\u0646 \u0641\u064a \u0627\u0644\u062a\u0637\u0628\u064a\u0642\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629<\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/www.investglass.com\/wp-content\/uploads\/2025\/04\/getty-images-McgYNyA_7P8-unsplash-1024x683.jpg\" alt=\"\u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0641\u064a \u0627\u0644\u062a\u0637\u0628\u064a\u0642\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629\" class=\"wp-image-47212\" srcset=\"https:\/\/www.investglass.com\/wp-content\/uploads\/2025\/04\/getty-images-McgYNyA_7P8-unsplash-1024x683.jpg 1024w, https:\/\/www.investglass.com\/wp-content\/uploads\/2025\/04\/getty-images-McgYNyA_7P8-unsplash-300x200.jpg 300w, https:\/\/www.investglass.com\/wp-content\/uploads\/2025\/04\/getty-images-McgYNyA_7P8-unsplash-768x512.jpg 768w, https:\/\/www.investglass.com\/wp-content\/uploads\/2025\/04\/getty-images-McgYNyA_7P8-unsplash-1536x1024.jpg 1536w, https:\/\/www.investglass.com\/wp-content\/uploads\/2025\/04\/getty-images-McgYNyA_7P8-unsplash-scaled.jpg 2048w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\">\u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0641\u064a \u0627\u0644\u062a\u0637\u0628\u064a\u0642\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629<\/figcaption><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">\u064a\u064f\u062d\u062f\u062b \u0638\u0647\u0648\u0631 \u062a\u0642\u0646\u064a\u0629 \u0627\u0644\u0628\u0644\u0648\u0643 \u062a\u0634\u064a\u0646 \u062b\u0648\u0631\u0629 \u0641\u064a \u0627\u0644\u0642\u0637\u0627\u0639 \u0627\u0644\u0645\u0635\u0631\u0641\u064a \u0645\u0646 \u062e\u0644\u0627\u0644 \u0625\u062f\u062e\u0627\u0644 \u062a\u062d\u0633\u064a\u0646\u0627\u062a \u0643\u0628\u064a\u0631\u0629\u060c \u0628\u0645\u0627 \u0641\u064a \u0630\u0644\u0643 \u062a\u0639\u0632\u064a\u0632 \u0627\u0644\u062a\u062f\u0627\u0628\u064a\u0631 \u0627\u0644\u0623\u0645\u0646\u064a\u0629 \u0648\u0632\u064a\u0627\u062f\u0629 \u0627\u0644\u0634\u0641\u0627\u0641\u064a\u0629 \u0648\u0632\u064a\u0627\u062f\u0629 \u0627\u0644\u0643\u0641\u0627\u0621\u0629 \u0627\u0644\u062a\u0634\u063a\u064a\u0644\u064a\u0629. \u062a\u0639\u0645\u0644 \u0627\u0644\u0628\u0644\u0648\u0643 \u062a\u0634\u064a\u0646 \u0643\u062f\u0641\u062a\u0631 \u0623\u0633\u062a\u0627\u0630 \u063a\u064a\u0631 \u0642\u0627\u0628\u0644 \u0644\u0644\u062a\u063a\u064a\u064a\u0631 \u0644\u062a\u0633\u062c\u064a\u0644 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u062a\u064a \u062a\u0639\u0632\u0632 \u0633\u0644\u0627\u0645\u0629 \u0627\u0644\u0623\u0646\u0638\u0645\u0629 \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0636\u062f \u0645\u062d\u0627\u0648\u0644\u0627\u062a \u0627\u0644\u062a\u0644\u0627\u0639\u0628 \u0645\u0646 \u0642\u0628\u0644 \u0645\u062c\u0631\u0645\u064a \u0627\u0644\u0625\u0646\u062a\u0631\u0646\u062a. \u0648\u064a\u0624\u062f\u064a \u0625\u062f\u062e\u0627\u0644\u0647\u0627 \u0625\u0644\u0649 \u062a\u063a\u064a\u064a\u0631 \u0627\u0644\u0637\u0631\u064a\u0642\u0629 \u0627\u0644\u062a\u064a \u064a\u064f\u0646\u0638\u0631 \u0628\u0647\u0627 \u0625\u0644\u0649 \u0627\u0644\u062b\u0642\u0629 \u0641\u064a \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0625\u0646\u0634\u0627\u0621 \u0623\u0637\u0631 \u0646\u0642\u062f\u064a\u0629 \u0623\u0643\u062b\u0631 \u0634\u0641\u0627\u0641\u064a\u0629 \u0648\u0639\u062f\u0627\u0644\u0629.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u064a\u064f\u0645\u0643\u0650\u0651\u0646 \u062f\u0645\u062c \u0633\u0644\u0633\u0644\u0629 \u0627\u0644\u0643\u062a\u0644 \u0645\u0646 \u062a\u0645\u0643\u064a\u0646 \u0627\u0644\u0639\u0642\u0648\u062f \u0627\u0644\u0630\u0643\u064a\u0629 \u0645\u0646 \u0623\u062a\u0645\u062a\u0629 \u0627\u0644\u0639\u062f\u064a\u062f \u0645\u0646 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a\u060c \u0645\u0645\u0627 \u0642\u062f \u064a\u0624\u062f\u064a \u0625\u0644\u0649 \u062a\u0648\u0641\u064a\u0631 \u0643\u0628\u064a\u0631 \u0641\u064a \u0627\u0644\u062a\u0643\u0627\u0644\u064a\u0641 \u0628\u0627\u0644\u0646\u0633\u0628\u0629 \u0644\u0644\u0628\u0646\u0648\u0643 \u0628\u0633\u0628\u0628 \u062a\u0642\u0644\u064a\u0644 \u0627\u0644\u0627\u0639\u062a\u0645\u0627\u062f \u0639\u0644\u0649 \u0627\u0644\u0648\u0633\u0637\u0627\u0621. \u0643\u0645\u0627 \u0623\u0646\u0647\u0627 \u062a\u0628\u0634\u0631 \u0628\u0627\u0644\u062e\u064a\u0631 \u0641\u064a \u062a\u062d\u0633\u064a\u0646 \u0645\u0646\u0647\u062c\u064a\u0627\u062a \u062a\u0642\u064a\u064a\u0645 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0648\u0628\u0627\u0644\u062a\u0627\u0644\u064a \u062a\u062d\u0633\u064a\u0646 \u0627\u0644\u0643\u0641\u0627\u0621\u0629 \u0641\u064a \u0627\u0644\u0625\u062c\u0631\u0627\u0621\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">With its utilization in executing secure international payments, blockchain accelerates and fortifies these exchanges advantages that are cementing its importance in shaping the future landscape of mobile banking. Additionally, blockchain technology is influencing mobile banking trends by enhancing security and transparency, which are critical as consumers increasingly rely on mobile apps for managing their finances.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-hyper-personalization-through-data-analytics\">\u0625\u0636\u0641\u0627\u0621 \u0627\u0644\u0637\u0627\u0628\u0639 \u0627\u0644\u0634\u062e\u0635\u064a \u0627\u0644\u0641\u0627\u0626\u0642 \u0645\u0646 \u062e\u0644\u0627\u0644 \u062a\u062d\u0644\u064a\u0644\u0627\u062a \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u062a\u062c\u062f \u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0623\u0646 \u0625\u0636\u0641\u0627\u0621 \u0627\u0644\u0637\u0627\u0628\u0639 \u0627\u0644\u0634\u062e\u0635\u064a \u0627\u0644\u0645\u0641\u0631\u0637 \u0623\u0645\u0631 \u0636\u0631\u0648\u0631\u064a \u0644\u0644\u062d\u0641\u0627\u0638 \u0639\u0644\u0649 \u0642\u062f\u0631\u062a\u0647\u0627 \u0627\u0644\u062a\u0646\u0627\u0641\u0633\u064a\u0629 \u0648\u062a\u0639\u0632\u064a\u0632 \u0648\u0644\u0627\u0621 \u0627\u0644\u0639\u0645\u0644\u0627\u0621. \u0641\u0645\u0646 \u062e\u0644\u0627\u0644 \u062a\u062d\u0644\u064a\u0644\u0627\u062a \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a\u060c \u064a\u0645\u0643\u0646 \u0644\u0644\u0628\u0646\u0648\u0643 \u062a\u0642\u062f\u064a\u0645 \u0627\u0644\u0645\u0634\u0648\u0631\u0629 \u0644\u064a\u0633 \u0641\u0642\u0637 \u0641\u064a \u0627\u0644\u0648\u0642\u062a \u0627\u0644\u0645\u0646\u0627\u0633\u0628 \u0648\u0644\u0643\u0646 \u0623\u064a\u0636\u064b\u0627 \u062d\u0633\u0628 \u0627\u0644\u0627\u062d\u062a\u064a\u0627\u062c\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0644\u0643\u0644 \u0641\u0631\u062f. \u0648\u0645\u0646 \u062e\u0644\u0627\u0644 \u0627\u0644\u0627\u0633\u062a\u0641\u0627\u062f\u0629 \u0645\u0646 \u0627\u0644\u0645\u0646\u0635\u0627\u062a \u0627\u0644\u0645\u0635\u0645\u0645\u0629 \u0644\u062a\u062d\u0644\u064a\u0644 \u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0639\u0645\u0644\u0627\u0621\u060c \u064a\u0645\u0643\u0646 \u0644\u0647\u0630\u0647 \u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u062a\u062d\u0633\u064a\u0646 \u062c\u0648\u062f\u0629 \u062e\u062f\u0645\u0627\u062a\u0647\u0627 \u0645\u0646 \u062e\u0644\u0627\u0644 \u062a\u0642\u062f\u064a\u0645 \u062a\u0648\u0635\u064a\u0627\u062a \u062a\u0633\u062a\u0646\u062f \u0625\u0644\u0649 \u0633\u0644\u0648\u0643\u064a\u0627\u062a \u0645\u0633\u062a\u062e\u062f\u0645\u064a\u0646 \u0645\u062d\u062f\u062f\u064a\u0646 \u0648\u0623\u0646\u0645\u0627\u0637 \u0625\u0646\u0641\u0627\u0642\u0647\u0645.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0644\u0642\u062f \u0643\u0627\u0646 \u062a\u0637\u0628\u064a\u0642 \u0627\u0644\u062a\u062d\u0644\u064a\u0644\u0627\u062a \u0627\u0644\u0642\u0627\u0626\u0645\u0629 \u0639\u0644\u0649 \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0645\u062d\u0648\u0631\u064a\u064b\u0627 \u0641\u064a \u062a\u0639\u0632\u064a\u0632 \u0645\u0634\u0627\u0631\u0643\u0629 \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0627\u0644\u0645\u0646\u062a\u062c\u0627\u062a \u0648\u0627\u0644\u062a\u062c\u0627\u0631\u0628 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u0645\u062e\u0635\u0635\u0629 \u0644\u0644\u063a\u0627\u064a\u0629. \u0648\u0644\u0627 \u064a\u0624\u062f\u064a \u0647\u0630\u0627 \u0627\u0644\u0645\u0633\u062a\u0648\u0649 \u0627\u0644\u0639\u0645\u064a\u0642 \u0645\u0646 \u0627\u0644\u062a\u062e\u0635\u064a\u0635 \u0625\u0644\u0649 \u0632\u064a\u0627\u062f\u0629 \u0631\u0636\u0627 \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0641\u062d\u0633\u0628. \u0628\u0644 \u064a\u0633\u0627\u0647\u0645 \u0623\u064a\u0636\u064b\u0627 \u0641\u064a \u062a\u062d\u0633\u064a\u0646 \u0645\u0639\u062f\u0644\u0627\u062a \u0627\u0644\u062a\u062d\u0648\u064a\u0644 \u0648\u0627\u0644\u0646\u0645\u0648 \u0627\u0644\u0645\u0633\u062a\u062f\u0627\u0645 \u0644\u0644\u0628\u0646\u0648\u0643. \u0625\u0646 \u062a\u062d\u0642\u064a\u0642 \u0627\u0644\u062a\u062e\u0635\u064a\u0635 \u0627\u0644\u0641\u0627\u0626\u0642 \u0627\u0644\u0641\u0639\u0627\u0644 \u064a\u0639\u0646\u064a \u0623\u0646\u0647 \u064a\u062c\u0628 \u0639\u0644\u0649 \u0627\u0644\u0628\u0646\u0648\u0643 \u062a\u0639\u062f\u064a\u0644 \u0639\u0631\u0648\u0636\u0647\u0627 \u0628\u0627\u0633\u062a\u0645\u0631\u0627\u0631 \u0627\u0633\u062a\u062c\u0627\u0628\u0629\u064b \u0644\u0644\u062a\u0641\u0636\u064a\u0644\u0627\u062a \u0627\u0644\u0645\u062a\u063a\u064a\u0631\u0629 \u0628\u0627\u0633\u062a\u0645\u0631\u0627\u0631 \u0648\u0627\u0644\u0638\u0631\u0648\u0641 \u0627\u0644\u062d\u064a\u0627\u062a\u064a\u0629 \u0644\u0639\u0645\u0644\u0627\u0626\u0647\u0627. \u062a\u064f\u0639\u062f \u0623\u062f\u0648\u0627\u062a \u0627\u0644\u062a\u062e\u0637\u064a\u0637 \u0627\u0644\u0645\u0627\u0644\u064a \u062c\u0632\u0621\u064b\u0627 \u0645\u0646 \u0647\u0630\u0647 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u062e\u0635\u0635\u0629\u060c \u062d\u064a\u062b \u062a\u0648\u0641\u0631 \u0631\u0624\u0649 \u0642\u0627\u0628\u0644\u0629 \u0644\u0644\u062a\u0646\u0641\u064a\u0630 \u0648\u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u0627\u062a \u062a\u0646\u0628\u0624\u064a\u0629 \u0645\u0635\u0645\u0645\u0629 \u062e\u0635\u064a\u0635\u064b\u0627 \u0644\u062a\u0644\u0628\u064a\u0629 \u0627\u0644\u0627\u062d\u062a\u064a\u0627\u062c\u0627\u062a \u0627\u0644\u0641\u0631\u062f\u064a\u0629 \u0648\u0627\u0644\u0623\u062d\u062f\u0627\u062b \u0627\u0644\u062d\u064a\u0627\u062a\u064a\u0629.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-open-banking-apis-enable-third-party-services\">\u062a\u0639\u0645\u0644 \u0648\u0627\u062c\u0647\u0627\u062a \u0628\u0631\u0645\u062c\u0629 \u0627\u0644\u062a\u0637\u0628\u064a\u0642\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0627\u0644\u0645\u0641\u062a\u0648\u062d\u0629 \u0639\u0644\u0649 \u062a\u0645\u0643\u064a\u0646 \u062e\u062f\u0645\u0627\u062a \u0627\u0644\u062c\u0647\u0627\u062a \u0627\u0644\u062e\u0627\u0631\u062c\u064a\u0629<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u064a\u0634\u0647\u062f \u0627\u0644\u0645\u0634\u0647\u062f \u0627\u0644\u0645\u0627\u0644\u064a \u062a\u062d\u0648\u0644\u0627\u064b \u0643\u0628\u064a\u0631\u064b\u0627 \u0628\u0641\u0636\u0644 \u0648\u0627\u062c\u0647\u0627\u062a \u0628\u0631\u0645\u062c\u0629 \u0627\u0644\u062a\u0637\u0628\u064a\u0642\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0627\u0644\u0645\u0641\u062a\u0648\u062d\u0629\u060c \u0648\u0627\u0644\u062a\u064a \u062a\u062a\u064a\u062d \u0645\u0634\u0627\u0631\u0643\u0629 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0644\u0644\u0639\u0645\u0644\u0627\u0621 \u0645\u0639 \u0627\u0644\u062a\u0637\u0628\u064a\u0642\u0627\u062a \u0627\u0644\u062e\u0627\u0631\u062c\u064a\u0629. \u0643\u0645\u0627 \u062a\u0633\u0645\u062d \u0648\u0627\u062c\u0647\u0627\u062a \u0628\u0631\u0645\u062c\u0629 \u0627\u0644\u062a\u0637\u0628\u064a\u0642\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0627\u0644\u0645\u0641\u062a\u0648\u062d\u0629 \u0644\u0644\u0645\u0633\u062a\u0647\u0644\u0643\u064a\u0646 \u0628\u0645\u0634\u0627\u0631\u0643\u0629 \u0628\u064a\u0627\u0646\u0627\u062a \u062d\u0633\u0627\u0628\u0627\u062a\u0647\u0645 \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0645\u0639 \u062e\u062f\u0645\u0627\u062a \u0627\u0644\u062c\u0647\u0627\u062a \u0627\u0644\u062e\u0627\u0631\u062c\u064a\u0629\u060c \u0645\u0645\u0627 \u064a\u0639\u0632\u0632 \u062a\u0641\u0627\u0639\u0644\u0627\u062a\u0647\u0645 \u0627\u0644\u0645\u0627\u0644\u064a\u0629. \u064a\u0633\u0645\u062d \u0647\u0630\u0627 \u0627\u0644\u062a\u0631\u0627\u0628\u0637 \u0644\u0644\u0634\u0631\u0643\u0627\u062a \u0628\u0627\u0644\u0627\u0631\u062a\u0642\u0627\u0621 \u0628\u062a\u062c\u0631\u0628\u0629 \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0645\u0646 \u062e\u0644\u0627\u0644 \u062a\u0648\u0641\u064a\u0631 \u0639\u0645\u0644\u064a\u0627\u062a \u062a\u0643\u0627\u0645\u0644 \u0645\u0628\u0633\u0637\u0629 \u0644\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0648\u062e\u064a\u0627\u0631\u0627\u062a \u0627\u0644\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u0635\u0645\u0645\u0629 \u062e\u0635\u064a\u0635\u064b\u0627. \u0648\u0645\u0646 \u062e\u0644\u0627\u0644 \u0645\u0631\u0643\u0632\u064a\u0629 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0641\u064a \u0645\u0648\u0642\u0639 \u0648\u0627\u062d\u062f\u060c \u062a\u0648\u0641\u0631 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0627\u0644\u0645\u0641\u062a\u0648\u062d\u0629 \u0645\u0646\u0638\u0648\u0631\u0627\u064b \u0634\u0627\u0645\u0644\u0627\u064b \u0639\u0646 \u0627\u0644\u0634\u0624\u0648\u0646 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u064a\u0633\u0627\u0639\u062f \u0641\u064a \u0627\u062a\u062e\u0627\u0630 \u0642\u0631\u0627\u0631\u0627\u062a \u0623\u0643\u062b\u0631 \u0627\u0633\u062a\u0646\u0627\u0631\u0629.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0645\u0646 \u0627\u0644\u0645\u062a\u0648\u0642\u0639 \u062d\u062f\u0648\u062b \u062a\u0648\u0633\u0639 \u0643\u0628\u064a\u0631 \u0641\u064a \u0627\u0644\u0625\u0642\u0628\u0627\u0644 \u0639\u0644\u0649 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0627\u0644\u0645\u0641\u062a\u0648\u062d\u0629\u060c \u062d\u064a\u062b \u062a\u062a\u0648\u0642\u0639 \u0627\u0644\u062a\u0648\u0642\u0639\u0627\u062a \u0646\u0645\u0648\u064b\u0627 \u0643\u0628\u064a\u0631\u064b\u0627 \u0641\u064a \u0627\u0644\u0633\u0648\u0642 \u0642\u0631\u064a\u0628\u064b\u0627. \u062a\u0633\u0647\u0644 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0627\u0644\u0645\u0641\u062a\u0648\u062d\u0629 \u0632\u064a\u0627\u062f\u0629 \u0627\u0644\u0643\u0641\u0627\u0621\u0629 \u0627\u0644\u062a\u0634\u063a\u064a\u0644\u064a\u0629 \u0644\u0644\u0634\u0631\u0643\u0627\u062a \u0645\u0646 \u062e\u0644\u0627\u0644 \u0623\u062a\u0645\u062a\u0629 \u0627\u0644\u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u0645\u062e\u062a\u0644\u0641\u0629\u060c \u0628\u0645\u0627 \u0641\u064a \u0630\u0644\u0643 \u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u062f\u0641\u0639. \u0648\u0645\u0646 \u0627\u0644\u0645\u062a\u0648\u0642\u0639 \u0623\u0646 \u064a\u0643\u0648\u0646 \u0644\u0647\u0630\u0627 \u0627\u0644\u062a\u0637\u0648\u0631 \u062f\u0648\u0631\u064b\u0627 \u0623\u0633\u0627\u0633\u064a\u064b\u0627 \u0641\u064a \u062a\u0634\u0643\u064a\u0644 \u0645\u0633\u062a\u0642\u0628\u0644 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0639\u0628\u0631 \u0627\u0644\u0647\u0627\u062a\u0641 \u0627\u0644\u0645\u062d\u0645\u0648\u0644\u060c \u0645\u0645\u0627 \u064a\u0648\u0641\u0631 \u0627\u0644\u0645\u0632\u064a\u062f \u0645\u0646 \u0627\u0644\u062e\u064a\u0627\u0631\u0627\u062a \u0648\u0627\u0644\u0642\u062f\u0631\u0629 \u0639\u0644\u0649 \u0627\u0644\u062a\u0643\u064a\u0641 \u0644\u0644\u0645\u0633\u062a\u0647\u0644\u0643\u064a\u0646 \u0627\u0644\u0630\u064a\u0646 \u064a\u062a\u0637\u0644\u0639\u0648\u0646 \u0625\u0644\u0649 \u0627\u0644\u062a\u062d\u0643\u0645 \u0641\u064a \u0634\u0624\u0648\u0646\u0647\u0645 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0628\u0643\u0641\u0627\u0621\u0629.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-sustainable-and-ethical-banking-practices\">\u0627\u0644\u0645\u0645\u0627\u0631\u0633\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0627\u0644\u0645\u0633\u062a\u062f\u0627\u0645\u0629 \u0648\u0627\u0644\u0623\u062e\u0644\u0627\u0642\u064a\u0629<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u064a\u0639\u0645\u0644 \u0627\u0644\u0627\u062a\u062c\u0627\u0647 \u0646\u062d\u0648 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0627\u0644\u0645\u0633\u062a\u062f\u0627\u0645\u0629 \u0648\u0627\u0644\u0623\u062e\u0644\u0627\u0642\u064a\u0629 \u0639\u0644\u0649 \u062a\u0634\u0643\u064a\u0644 \u0633\u0644\u0648\u0643 \u0627\u0644\u0645\u0633\u062a\u0647\u0644\u0643\u060c \u062d\u064a\u062b \u064a\u0623\u062e\u0630 \u063a\u0627\u0644\u0628\u064a\u0629 76% \u0641\u064a \u0627\u0644\u0627\u0639\u062a\u0628\u0627\u0631 \u0627\u0644\u0627\u0633\u062a\u062f\u0627\u0645\u0629 \u0639\u0646\u062f \u0627\u062e\u062a\u064a\u0627\u0631 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0644\u0644\u0623\u0641\u0631\u0627\u062f. \u064a\u064f\u0638\u0647\u0631 \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u062a\u0641\u0636\u064a\u0644\u0627\u064b \u0648\u0627\u0636\u062d\u064b\u0627 \u0644\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u062a\u064a \u062a\u0639\u0645\u0644 \u0628\u0634\u0643\u0644 \u0623\u062e\u0644\u0627\u0642\u064a\u060c \u0648\u0645\u0646 \u0627\u0644\u0645\u0631\u062c\u062d \u0623\u0646 \u064a\u062a\u062d\u0648\u0644\u0648\u0627 \u0639\u0646 \u062a\u0644\u0643 \u0627\u0644\u062a\u064a \u064a\u064f\u0646\u0638\u0631 \u0625\u0644\u064a\u0647\u0627 \u0639\u0644\u0649 \u0623\u0646\u0647\u0627 \u0636\u0627\u0631\u0629 \u0628\u0627\u0644\u0628\u064a\u0626\u0629. \u0648\u0627\u0633\u062a\u062c\u0627\u0628\u0629\u064b \u0644\u0630\u0644\u0643\u060c \u062a\u0636\u0639 \u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u0631\u0627\u0626\u062f\u0629 \u0623\u0647\u062f\u0627\u0641\u064b\u0627 \u0642\u0648\u064a\u0629 \u0644\u0644\u0648\u0635\u0648\u0644 \u0625\u0644\u0649 \u0635\u0627\u0641\u064a \u0627\u0646\u0628\u0639\u0627\u062b\u0627\u062a \u0635\u0641\u0631\u064a\u0629 \u0648\u062a\u0642\u062f\u064a\u0645 \u0645\u0646\u062a\u062c\u0627\u062a \u0645\u0627\u0644\u064a\u0629 \u0645\u0631\u062a\u0628\u0637\u0629 \u0628\u062c\u0647\u0648\u062f \u0627\u0644\u0627\u0633\u062a\u062f\u0627\u0645\u0629.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0628\u062d\u0644\u0648\u0644 \u0641\u062c\u0631 \u0627\u0644\u0639\u0642\u062f \u0627\u0644\u0642\u0627\u062f\u0645\u060c \u0645\u0646 \u0627\u0644\u0645\u062a\u0648\u0642\u0639 \u0623\u0646 \u064a\u0645\u062b\u0644 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0645\u0633\u062a\u062f\u0627\u0645 \u062d\u0635\u0629 \u0643\u0628\u064a\u0631\u0629 \u0645\u0646 \u0625\u062c\u0645\u0627\u0644\u064a \u0627\u0644\u0623\u0635\u0648\u0644 \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0627\u0644\u0639\u0627\u0644\u0645\u064a\u0629. \u0648\u062a\u0624\u0643\u062f \u0647\u0630\u0647 \u0627\u0644\u0637\u0641\u0631\u0629 \u0639\u0644\u0649 \u0627\u0644\u0623\u0647\u0645\u064a\u0629 \u0627\u0644\u0645\u062a\u0632\u0627\u064a\u062f\u0629 \u0627\u0644\u062a\u064a \u062a\u0643\u062a\u0633\u0628\u0647\u0627 \u0627\u0644\u062c\u0648\u0627\u0646\u0628 \u0627\u0644\u0628\u064a\u0626\u064a\u0629 \u0648\u0627\u0644\u0627\u062c\u062a\u0645\u0627\u0639\u064a\u0629 \u0648\u0627\u0644\u062d\u0648\u0643\u0645\u0629 (<a class=\"wpil_keyword_link\" href=\"https:\/\/www.investglass.com\/ar\/%d8%a5%d8%af%d8%a7%d8%b1%d8%a9-%d8%a7%d9%84%d9%85%d8%ad%d8%a7%d9%81%d8%b8\/\" target=\"_blank\" rel=\"noopener\" title=\"ESG\" data-wpil-keyword-link=\"linked\" data-wpil-monitor-id=\"5272\">ESG<\/a>) \u0627\u0639\u062a\u0628\u0627\u0631\u0627\u062a \u062f\u0627\u062e\u0644 \u0627\u0644\u0635\u0646\u0627\u0639\u0629. \u0648\u0642\u062f \u0644\u0627\u062d\u0638\u062a \u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u062a\u064a \u062a\u062a\u0628\u0646\u0649 \u0647\u0630\u0647 \u0627\u0644\u0645\u0628\u0627\u062f\u0626 \u0627\u0646\u062e\u0641\u0627\u0636\u0627\u064b \u0641\u064a \u0627\u0644\u062a\u0643\u0627\u0644\u064a\u0641 \u0627\u0644\u062a\u0634\u063a\u064a\u0644\u064a\u0629 \u0648\u062a\u062d\u0633\u0646\u0627\u064b \u0641\u064a \u0645\u0633\u062a\u0648\u064a\u0627\u062a \u0627\u0644\u0645\u0634\u0627\u0631\u0643\u0629 \u0627\u0644\u0645\u062c\u062a\u0645\u0639\u064a\u0629. \u0648\u062a\u0639\u0632\u0632 \u0647\u0630\u0647 \u0627\u0644\u062a\u0637\u0648\u0631\u0627\u062a \u062b\u0642\u0629 \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0628\u0634\u0643\u0644 \u0623\u0643\u0628\u0631 \u0645\u0639 \u062a\u0642\u0648\u064a\u0629 \u0648\u0644\u0627\u0626\u0647\u0645.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0645\u0639 \u062a\u0637\u0648\u0631 \u0627\u0644\u062a\u0641\u0636\u064a\u0644\u0627\u062a \u0628\u064a\u0646 \u0627\u0644\u0645\u0633\u062a\u0647\u0644\u0643\u064a\u0646\u060c \u0641\u0625\u0646 \u062f\u0645\u062c \u0627\u0644\u0645\u0645\u0627\u0631\u0633\u0627\u062a \u0627\u0644\u062a\u064a \u062a\u062a\u0645\u062d\u0648\u0631 \u062d\u0648\u0644 \u0627\u0644\u0627\u0633\u062a\u062f\u0627\u0645\u0629 \u0648\u0627\u0644\u0623\u062e\u0644\u0627\u0642\u064a\u0627\u062a \u0645\u0646 \u0627\u0644\u0645\u062a\u0648\u0642\u0639 \u0623\u0646 \u064a\u0635\u0628\u062d \u0645\u062d\u0648\u0631\u064a\u0627\u064b \u0628\u0634\u0643\u0644 \u0645\u062a\u0632\u0627\u064a\u062f \u0641\u064a \u0627\u0644\u0645\u0634\u0647\u062f \u0627\u0644\u0645\u0627\u0644\u064a \u0641\u064a \u0627\u0644\u0645\u0633\u062a\u0642\u0628\u0644.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-mobile-wallets-and-contactless-payments\">\u0645\u062d\u0627\u0641\u0638 \u0627\u0644\u0647\u0627\u062a\u0641 \u0627\u0644\u0645\u062d\u0645\u0648\u0644 \u0648\u0627\u0644\u0645\u062f\u0641\u0648\u0639\u0627\u062a \u0627\u0644\u0644\u0627\u062a\u0644\u0627\u0645\u0633\u064a\u0629<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u0645\u0646 \u0627\u0644\u0645\u062a\u0648\u0642\u0639 \u0623\u0646 \u064a\u0634\u0647\u062f \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0645\u062d\u0627\u0641\u0638 \u0627\u0644\u0647\u0627\u062a\u0641 \u0627\u0644\u0645\u062d\u0645\u0648\u0644 \u0648\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u062a\u0642\u0646\u064a\u0627\u062a \u0627\u0644\u062f\u0641\u0639 \u0628\u062f\u0648\u0646 \u062a\u0644\u0627\u0645\u0633 \u0646\u0645\u0648\u064b\u0627 \u0643\u0628\u064a\u0631\u064b\u0627\u060c \u0645\u0639 \u0632\u064a\u0627\u062f\u0629 \u0633\u0646\u0648\u064a\u0629 \u0645\u062a\u0648\u0642\u0639\u0629 \u062a\u0628\u0644\u063a 12.41 \u062a\u064a\u0631\u0627\u0628\u0627\u064a\u062a 3 \u062a\u064a\u0631\u0627\u0628\u0627\u064a\u062a \u0645\u0646 \u0639\u0627\u0645 2025 \u062d\u062a\u0649 \u0639\u0627\u0645 2034. \u0648\u0642\u062f \u0643\u0627\u0646 \u0644\u062a\u0648\u0638\u064a\u0641 \u062a\u0642\u0646\u064a\u0629 \u0627\u0644\u0627\u062a\u0635\u0627\u0644 \u0642\u0631\u064a\u0628 \u0627\u0644\u0645\u062f\u0649 (NFC) \u0625\u0644\u0649 \u062c\u0627\u0646\u0628 \u0631\u0645\u0648\u0632 \u0627\u0644\u0627\u0633\u062a\u062c\u0627\u0628\u0629 \u0627\u0644\u0633\u0631\u064a\u0639\u0629 (QR) \u062f\u0648\u0631 \u0641\u0639\u0627\u0644 \u0641\u064a \u062a\u0645\u0643\u064a\u0646 \u0627\u0644\u062f\u0641\u0639 \u0627\u0644\u0633\u0631\u064a\u0639 \u0648\u0627\u0644\u0622\u0645\u0646 \u0639\u0628\u0631 \u0627\u0644\u0647\u0627\u062a\u0641 \u0627\u0644\u0645\u062d\u0645\u0648\u0644\u060c \u0645\u0645\u0627 \u064a\u0631\u0641\u0639 \u0645\u0646 \u062c\u0648\u0627\u0646\u0628 \u0627\u0644\u0633\u0647\u0648\u0644\u0629 \u0648\u0627\u0644\u0623\u0645\u0627\u0646 \u0627\u0644\u0645\u0631\u062a\u0628\u0637\u0629 \u0628\u0625\u062c\u0631\u0627\u0621 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629. \u0647\u0646\u0627\u0643 \u0627\u062a\u062c\u0627\u0647 \u0648\u0627\u0636\u062d \u0628\u064a\u0646 \u0627\u0644\u0645\u0633\u062a\u0647\u0644\u0643\u064a\u0646 \u0646\u062d\u0648 \u0627\u0644\u0631\u063a\u0628\u0629 \u0641\u064a \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0625\u0645\u0643\u0627\u0646\u064a\u0627\u062a \u0625\u062f\u0627\u0631\u0629 \u0645\u0627\u0644\u064a\u0629 \u0634\u0627\u0645\u0644\u0629 \u0636\u0645\u0646 \u062a\u0637\u0628\u064a\u0642 \u0648\u0627\u062d\u062f \u0639\u0644\u0649 \u0623\u062c\u0647\u0632\u062a\u0647\u0645.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u064a\u0645\u0643\u0646 \u0644\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u064a \u062a\u062a\u0628\u0646\u0649 \u062a\u0642\u0646\u064a\u0629 \u0627\u0644\u0645\u062d\u0641\u0638\u0629 \u0627\u0644\u0645\u062a\u0646\u0642\u0644\u0629 \u0623\u0646 \u062a\u0642\u062f\u0645 \u0639\u0645\u0644\u064a\u0627\u062a \u0623\u0633\u0631\u0639 \u0644\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0639\u0646\u062f \u0646\u0642\u0627\u0637 \u0627\u0644\u062f\u0641\u0639\u060c \u0648\u0628\u0627\u0644\u062a\u0627\u0644\u064a \u062a\u0639\u0632\u064a\u0632 \u0645\u0633\u062a\u0648\u064a\u0627\u062a \u0631\u0636\u0627 \u0627\u0644\u0645\u0633\u062a\u0647\u0644\u0643\u064a\u0646. \u0643\u0645\u0627 \u062a\u0639\u0632\u0632 \u0645\u062d\u0627\u0641\u0638 \u0627\u0644\u0647\u0627\u062a\u0641 \u0627\u0644\u0645\u062d\u0645\u0648\u0644 \u0623\u064a\u0636\u0627\u064b \u0632\u064a\u0627\u062f\u0629 \u0645\u0639\u0627\u064a\u064a\u0631 \u0627\u0644\u0646\u0638\u0627\u0641\u0629 \u0645\u0646 \u062e\u0644\u0627\u0644 \u062a\u0642\u0644\u064a\u0644 \u0627\u0644\u062a\u0641\u0627\u0639\u0644\u0627\u062a \u0627\u0644\u0645\u0627\u062f\u064a\u0629 \u0623\u062b\u0646\u0627\u0621 \u0639\u0645\u0644\u064a\u0627\u062a \u062a\u0628\u0627\u062f\u0644 \u0627\u0644\u0645\u062f\u0641\u0648\u0639\u0627\u062a. \u0648\u0647\u0630\u0627 \u064a\u0633\u0627\u0647\u0645 \u0628\u0634\u0643\u0644 \u0625\u064a\u062c\u0627\u0628\u064a \u0641\u064a \u062a\u062f\u0627\u0628\u064a\u0631 \u0627\u0644\u0633\u0644\u0627\u0645\u0629 \u0627\u0644\u0639\u0627\u0645\u0629 \u0644\u0644\u0639\u0645\u0644\u0627\u0621. \u0648\u0645\u0646 \u0627\u0644\u0645\u062a\u0648\u0642\u0639 \u0623\u0646 \u062a\u0624\u062f\u064a \u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u062a\u0643\u0627\u0645\u0644 \u0627\u0644\u0645\u062a\u0648\u0642\u0639\u0629 \u0628\u064a\u0646 \u0627\u0644\u062a\u0637\u0628\u064a\u0642\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0648\u0627\u0644\u0623\u0646\u0638\u0645\u0629 \u0627\u0644\u062a\u064a \u062a\u062f\u0639\u0645 \u0627\u0644\u0645\u062f\u0641\u0648\u0639\u0627\u062a \u063a\u064a\u0631 \u0627\u0644\u062a\u0644\u0627\u0645\u0633\u064a\u0629 \u0639\u0628\u0631 \u0645\u062d\u0627\u0641\u0638 \u0627\u0644\u0647\u0627\u062a\u0641 \u0627\u0644\u0645\u062d\u0645\u0648\u0644 \u0625\u0644\u0649 \u062a\u0639\u0632\u064a\u0632 \u0645\u0639\u062f\u0644\u0627\u062a \u0631\u0636\u0627 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645\u064a\u0646\u060c \u0641\u0636\u0644\u0627\u064b \u0639\u0646 \u062a\u0639\u0632\u064a\u0632 \u062a\u0641\u0627\u0639\u0644 \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0645\u0639 \u0647\u0630\u0647 \u0627\u0644\u062e\u062f\u0645\u0627\u062a.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-advanced-multi-factor-authentication\">\u0645\u0635\u0627\u062f\u0642\u0629 \u0645\u062a\u0642\u062f\u0645\u0629 \u0645\u062a\u0639\u062f\u062f\u0629 \u0627\u0644\u0639\u0648\u0627\u0645\u0644<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u0648\u0628\u062d\u0644\u0648\u0644 \u0639\u0627\u0645 2025\u060c \u0645\u0646 \u0627\u0644\u0645\u062a\u0648\u0642\u0639 \u0623\u0646 \u064a\u0633\u0648\u062f \u0627\u0644\u062a\u062d\u0648\u0644 \u0646\u062d\u0648 \u0627\u0644\u0645\u0635\u0627\u062f\u0642\u0629 \u0628\u062f\u0648\u0646 \u0643\u0644\u0645\u0629 \u0645\u0631\u0648\u0631\u060c \u0648\u0627\u0644\u0627\u0633\u062a\u0641\u0627\u062f\u0629 \u0645\u0646 \u062a\u0642\u0646\u064a\u0627\u062a \u0645\u062b\u0644 \u062a\u062d\u062f\u064a\u062f \u0627\u0644\u0647\u0648\u064a\u0629 \u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0642\u064a\u0627\u0633\u0627\u062a \u0627\u0644\u062d\u064a\u0648\u064a\u0629 \u0648\u0627\u0644\u0631\u0645\u0648\u0632 \u0627\u0644\u0645\u0645\u064a\u0632\u0629 \u0644\u0644\u0623\u062c\u0647\u0632\u0629 \u0644\u0632\u064a\u0627\u062f\u0629 \u0627\u0644\u0623\u0645\u0627\u0646. \u0645\u0646 \u062e\u0644\u0627\u0644 \u062f\u0645\u062c \u0627\u0644\u0645\u0635\u0627\u062f\u0642\u0629 \u0645\u062a\u0639\u062f\u062f\u0629 \u0627\u0644\u0639\u0648\u0627\u0645\u0644 (MFA) \u0645\u0639 \u0627\u0644\u062f\u062e\u0648\u0644 \u0627\u0644\u0645\u0648\u062d\u062f (SSO)\u060c \u064a\u0645\u0643\u0646 \u0644\u0644\u0645\u0646\u0635\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0627\u0644\u0631\u0642\u0645\u064a\u0629 \u062a\u0642\u062f\u064a\u0645 \u062a\u062c\u0631\u0628\u0629 \u0623\u0643\u062b\u0631 \u0633\u0644\u0627\u0633\u0629 \u0644\u0644\u0645\u0633\u062a\u062e\u062f\u0645\u064a\u0646 \u0645\u0639 \u0627\u0644\u062d\u0641\u0627\u0638 \u0639\u0644\u0649 \u0628\u0631\u0648\u062a\u0648\u0643\u0648\u0644\u0627\u062a \u0627\u0644\u0623\u0645\u0627\u0646 \u0627\u0644\u0635\u0627\u0631\u0645\u0629. \u0648\u0642\u062f \u0623\u062f\u0649 \u0627\u0644\u0648\u0639\u064a \u0627\u0644\u0639\u0627\u0645 \u0627\u0644\u0645\u062a\u0632\u0627\u064a\u062f \u0628\u0627\u0644\u0623\u0645\u0646 \u0627\u0644\u0633\u064a\u0628\u0631\u0627\u0646\u064a \u0625\u0644\u0649 \u062a\u0639\u0632\u064a\u0632 \u062a\u0637\u0628\u064a\u0642 \u0627\u0644\u0645\u0635\u0627\u062f\u0642\u0629 \u0645\u062a\u0639\u062f\u062f\u0629 \u0627\u0644\u0639\u0648\u0627\u0645\u0644 (MFA) \u0639\u0644\u0649 \u0646\u0637\u0627\u0642 \u0623\u0648\u0633\u0639 \u0641\u064a \u0627\u0644\u062a\u0637\u0628\u064a\u0642\u0627\u062a \u0627\u0644\u0634\u0627\u0626\u0639\u0629\u060c \u0648\u0628\u0627\u0644\u062a\u0627\u0644\u064a \u062a\u0639\u0632\u064a\u0632 \u0627\u0644\u062b\u0642\u0629 \u0641\u064a \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0639\u0628\u0631 \u0627\u0644\u0625\u0646\u062a\u0631\u0646\u062a.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The application of artificial intelligence significantly bolsters multi-factor authentication by monitoring patterns of user behavior and imposing additional verification steps when suspicious activity is detected. Decentralized identity frameworks underpinned by blockchain technology empower users with greater control over their personal data this minimizes dependence on centralized databases and amplifies overall safety measures.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0648\u0646\u0638\u0631\u0627\u064b \u0644\u0644\u062a\u0637\u0648\u0631 \u0627\u0644\u0645\u0633\u062a\u0645\u0631 \u0644\u0644\u062a\u0647\u062f\u064a\u062f\u0627\u062a \u0627\u0644\u0633\u064a\u0628\u0631\u0627\u0646\u064a\u0629\u060c \u0641\u0645\u0646 \u0627\u0644\u0636\u0631\u0648\u0631\u064a \u0627\u0644\u062d\u0641\u0627\u0638 \u0639\u0644\u0649 \u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u0627\u062a \u062f\u0641\u0627\u0639\u064a\u0629 \u0645\u062a\u0642\u062f\u0645\u0629 \u0645\u062a\u0639\u062f\u062f\u0629 \u0627\u0644\u0639\u0648\u0627\u0645\u0644 \u0643\u0623\u0631\u0643\u0627\u0646 \u0623\u0633\u0627\u0633\u064a\u0629 \u0641\u064a \u0627\u0644\u0623\u0646\u0638\u0645\u0629 \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0627\u0644\u0631\u0642\u0645\u064a\u0629 \u0644\u0636\u0645\u0627\u0646 \u062d\u0645\u0627\u064a\u0629 \u062f\u0627\u0626\u0645\u0629 \u0636\u062f \u0627\u0644\u0627\u062e\u062a\u0631\u0627\u0642\u0627\u062a \u0627\u0644\u0645\u062d\u062a\u0645\u0644\u0629.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-in-app-financial-education-tools\">\u0623\u062f\u0648\u0627\u062a \u0627\u0644\u062a\u062b\u0642\u064a\u0641 \u0627\u0644\u0645\u0627\u0644\u064a \u062f\u0627\u062e\u0644 \u0627\u0644\u062a\u0637\u0628\u064a\u0642<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u0647\u0646\u0627\u0643 \u062d\u0627\u062c\u0629 \u0643\u0628\u064a\u0631\u0629 \u0644\u0645\u0648\u0627\u062f \u062a\u0639\u0644\u064a\u0645\u064a\u0629 \u0645\u062f\u0645\u062c\u0629 \u0641\u064a \u062a\u0637\u0628\u064a\u0642\u0627\u062a \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0639\u0628\u0631 \u0627\u0644\u0647\u0627\u062a\u0641 \u0627\u0644\u0645\u062d\u0645\u0648\u0644 \u062a\u0647\u062f\u0641 \u0625\u0644\u0649 \u062a\u0639\u0632\u064a\u0632 \u0627\u0644\u062e\u0628\u0631\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0644\u0644\u0645\u0633\u062a\u062e\u062f\u0645\u064a\u0646. \u062a\u062e\u062f\u0645 \u0647\u0630\u0647 \u0627\u0644\u0645\u0643\u0648\u0646\u0627\u062a \u0627\u0644\u062a\u0639\u0644\u064a\u0645\u064a\u0629 \u062f\u0627\u062e\u0644 \u0627\u0644\u062a\u0637\u0628\u064a\u0642 \u0627\u0644\u0623\u0641\u0631\u0627\u062f \u0645\u0646 \u0645\u062e\u062a\u0644\u0641 \u0627\u0644\u0641\u0626\u0627\u062a \u0627\u0644\u062f\u064a\u0645\u0648\u063a\u0631\u0627\u0641\u064a\u0629\u060c \u062d\u064a\u062b \u062a\u0642\u062f\u0645 \u062a\u0639\u0644\u064a\u0645\u0627\u062a \u062d\u0648\u0644 \u0627\u0644\u0645\u0633\u0627\u0626\u0644 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u0634\u062e\u0635\u064a\u0629 \u0627\u0644\u062a\u064a \u062a\u0633\u0627\u0639\u062f \u0627\u0644\u0645\u0633\u062a\u0641\u064a\u062f\u064a\u0646 \u0641\u064a \u062a\u0646\u0641\u064a\u0630 \u0642\u0631\u0627\u0631\u0627\u062a \u0645\u0627\u0644\u064a\u0629 \u0645\u062f\u0631\u0648\u0633\u0629. \u0648\u0645\u0646 \u062e\u0644\u0627\u0644 \u062a\u0639\u0632\u064a\u0632 \u0627\u0644\u0645\u0639\u0631\u0641\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629\u060c \u062a\u064f\u0645\u0643\u0651\u0646 \u0647\u0630\u0647 \u0627\u0644\u0623\u062f\u0648\u0627\u062a \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0645\u0646 \u0627\u0644\u062a\u0639\u0627\u0645\u0644 \u0645\u0639 \u0634\u0624\u0648\u0646\u0647\u0645 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0628\u0645\u0632\u064a\u062f \u0645\u0646 \u0627\u0644\u0643\u0641\u0627\u0621\u0629 \u0648\u0627\u0644\u0627\u0637\u0645\u0626\u0646\u0627\u0646.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Mobile banking applications come equipped with interactive educational modules, guidance on budget creation, and tailor-made fiscal counsel. Not only do these elements elevate the overall experience for the user, but they also cultivate a more profound comprehension of both personal and broader financial management practices as well as instruments used for planning finances leading to enhanced economic wellbeing and solidity. Additionally, financial planning tools are part of the educational content, providing actionable insights and predictive strategies that cater to individual needs and life events.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0633\u064a\u0624\u062f\u064a \u062f\u0645\u062c \u0627\u0644\u0645\u062d\u062a\u0648\u0649 \u0627\u0644\u062a\u0639\u0644\u064a\u0645\u064a \u0641\u064a \u0645\u0646\u0635\u0627\u062a \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0639\u0628\u0631 \u0627\u0644\u0647\u0627\u062a\u0641 \u0627\u0644\u0645\u062d\u0645\u0648\u0644 \u062f\u0648\u0631\u064b\u0627 \u0623\u0633\u0627\u0633\u064a\u064b\u0627 \u0641\u064a \u062a\u0639\u0632\u064a\u0632 \u0643\u0644 \u0645\u0646 \u0627\u0644\u0634\u0645\u0648\u0644 \u0627\u0644\u0645\u0627\u0644\u064a \u0628\u064a\u0646 \u0627\u0644\u0633\u0643\u0627\u0646 \u0627\u0644\u0630\u064a\u0646 \u0644\u0645 \u064a\u062d\u0635\u0644\u0648\u0627 \u0639\u0644\u0649 \u062e\u062f\u0645\u0627\u062a \u0643\u0627\u0641\u064a\u0629 \u0645\u0646 \u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u062a\u0642\u0644\u064a\u062f\u064a\u0629 \u0628\u0627\u0644\u0625\u0636\u0627\u0641\u0629 \u0625\u0644\u0649 \u0627\u0646\u062a\u0634\u0627\u0631 \u0627\u0644\u0645\u0639\u0631\u0641\u0629 \u062d\u0648\u0644 \u0625\u062f\u0627\u0631\u0629 \u0623\u0645\u0648\u0627\u0644\u0647\u0645 \u0627\u0644\u062e\u0627\u0635\u0629.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-community-engagement-features\">\u0645\u064a\u0632\u0627\u062a \u0627\u0644\u0645\u0634\u0627\u0631\u0643\u0629 \u0627\u0644\u0645\u062c\u062a\u0645\u0639\u064a\u0629<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u062a\u062f\u0645\u062c \u062a\u0637\u0628\u064a\u0642\u0627\u062a \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0639\u0628\u0631 \u0627\u0644\u0647\u0627\u062a\u0641 \u0627\u0644\u0645\u062d\u0645\u0648\u0644 \u0645\u064a\u0632\u0627\u062a \u0627\u0644\u0645\u0634\u0627\u0631\u0643\u0629 \u0627\u0644\u0645\u062c\u062a\u0645\u0639\u064a\u0629 \u0644\u062a\u0646\u0645\u064a\u0629 \u0627\u0644\u0634\u0639\u0648\u0631 \u0628\u0627\u0644\u062a\u0636\u0627\u0645\u0646 \u0628\u064a\u0646 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645\u064a\u0646 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0625\u062a\u0627\u062d\u0629 \u0627\u0644\u0641\u0631\u0635\u0629 \u0644\u0647\u0645 \u0644\u0644\u062a\u0641\u0627\u0639\u0644 \u0645\u0639 \u0623\u0642\u0631\u0627\u0646\u0647\u0645 \u0627\u0644\u0630\u064a\u0646 \u064a\u0634\u0627\u0631\u0643\u0648\u0646\u0647\u0645 \u0646\u0641\u0633 \u0627\u0644\u062a\u0637\u0644\u0639\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629. \u062a\u0639\u0645\u0644 \u0647\u0630\u0647 \u0627\u0644\u0639\u0646\u0627\u0635\u0631 \u0639\u0644\u0649 \u062a\u0639\u0632\u064a\u0632 \u0625\u062e\u0644\u0627\u0635 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645\u064a\u0646 \u0648\u062a\u0639\u0644\u0642\u0647\u0645 \u0628\u0627\u0644\u062a\u0637\u0628\u064a\u0642\u060c \u0648\u0628\u0627\u0644\u062a\u0627\u0644\u064a \u062a\u0639\u0632\u064a\u0632 \u062c\u0648 \u0645\u062c\u062a\u0645\u0639\u064a \u064a\u0633\u0627\u0647\u0645 \u0628\u0634\u0643\u0644 \u0625\u064a\u062c\u0627\u0628\u064a \u0641\u064a \u062a\u062c\u0631\u0628\u0629 \u0627\u0644\u0639\u0645\u0644\u0627\u0621. \u0648\u0645\u0646 \u062e\u0644\u0627\u0644 \u0647\u0630\u0647 \u0627\u0644\u0645\u0646\u0635\u0629 \u0627\u0644\u0645\u062c\u062a\u0645\u0639\u064a\u0629\u060c \u064a\u062a\u0645\u0643\u0646 \u0627\u0644\u0623\u0641\u0631\u0627\u062f \u0645\u0646 \u062a\u0628\u0627\u062f\u0644 \u0627\u0644\u0646\u0635\u0627\u0626\u062d \u0648\u0637\u0631\u062d \u0627\u0644\u0623\u0633\u0626\u0644\u0629 \u0648\u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0627\u0644\u062f\u0639\u0645 \u0645\u0646 \u0628\u0639\u0636\u0647\u0645 \u0627\u0644\u0628\u0639\u0636\u060c \u0645\u0645\u0627 \u064a\u062d\u0648\u0644 \u0627\u0644\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0625\u0644\u0649 \u0645\u0634\u0631\u0648\u0639 \u062c\u0645\u0627\u0639\u064a.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0648\u064a\u064f\u0639\u062f \u062f\u0645\u062c \u0647\u0630\u0647 \u0627\u0644\u0645\u0643\u0648\u0646\u0627\u062a \u0627\u0644\u062a\u0641\u0627\u0639\u0644\u064a\u0629 \u0641\u064a \u062a\u0637\u0628\u064a\u0642\u0627\u062a \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0639\u0628\u0631 \u0627\u0644\u0647\u0627\u062a\u0641 \u0627\u0644\u0645\u062d\u0645\u0648\u0644 \u0623\u0645\u0631\u064b\u0627 \u0645\u062d\u0648\u0631\u064a\u064b\u0627 \u0641\u064a \u0631\u0641\u0639 \u0645\u0633\u062a\u0648\u064a\u0627\u062a \u0631\u0636\u0627 \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0641\u064a\u0645\u0627 \u064a\u062a\u0639\u0644\u0642 \u0628\u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0627\u0644\u0645\u0642\u062f\u0645\u0629 \u0639\u0644\u0649 \u0647\u0630\u0647 \u0627\u0644\u0645\u0646\u0635\u0627\u062a. \u0641\u0647\u0648 \u064a\u062a\u064a\u062d \u0644\u0644\u0645\u0635\u0627\u0631\u0641 \u0648\u0633\u064a\u0644\u0629 \u0644\u062a\u062d\u0648\u064a\u0644 \u062a\u0642\u062f\u064a\u0645 \u062e\u062f\u0645\u0627\u062a\u0647\u0627 \u0625\u0644\u0649 \u0645\u0646\u0638\u0648\u0645\u0629 \u062a\u0641\u0627\u0639\u0644\u064a\u0629 \u062a\u062d\u0641\u0632 \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0639\u0644\u0649 \u0627\u0644\u0645\u0634\u0627\u0631\u0643\u0629 \u0627\u0644\u0641\u0639\u0627\u0644\u0629 \u0641\u064a \u0625\u062f\u0627\u0631\u0629 \u0634\u0624\u0648\u0646\u0647\u0645 \u0627\u0644\u0645\u0627\u0644\u064a\u0629.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0645\u0639 \u0627\u0646\u062a\u0634\u0627\u0631 \u0627\u0639\u062a\u0645\u0627\u062f \u0627\u0644\u0648\u0638\u0627\u0626\u0641 \u0627\u0644\u062a\u064a \u062a\u0631\u0643\u0632 \u0639\u0644\u0649 \u0627\u0644\u0645\u062c\u062a\u0645\u0639 \u0639\u0644\u0649 \u0646\u0637\u0627\u0642 \u0648\u0627\u0633\u0639 \u0628\u064a\u0646 \u0627\u0644\u062d\u0644\u0648\u0644 \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0639\u0628\u0631 \u0627\u0644\u0647\u0627\u062a\u0641 \u0627\u0644\u0645\u062d\u0645\u0648\u0644\u060c \u0641\u0625\u0646\u0647\u0627 \u062a\u0645\u062b\u0644 \u0639\u0648\u0627\u0645\u0644 \u062d\u0627\u0633\u0645\u0629 \u062a\u0644\u0639\u0628 \u062f\u0648\u0631\u0627\u064b \u0623\u0633\u0627\u0633\u064a\u0627\u064b \u0641\u064a \u062a\u0639\u0632\u064a\u0632 \u062a\u062c\u0627\u0631\u0628 \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0648\u0648\u0644\u0627\u0621 \u0627\u0644\u0639\u0644\u0627\u0645\u0629 \u0627\u0644\u062a\u062c\u0627\u0631\u064a\u0629 \u0641\u064a \u0645\u062c\u0627\u0644 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u0642\u0627\u0626\u0645\u0629 \u0639\u0644\u0649 \u0627\u0644\u0647\u0627\u062a\u0641 \u0627\u0644\u0645\u062d\u0645\u0648\u0644.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-composable-banking-for-flexibility\">\u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0627\u0644\u0642\u0627\u0628\u0644\u0629 \u0644\u0644\u062a\u0631\u0643\u064a\u0628 \u0645\u0646 \u0623\u062c\u0644 \u0627\u0644\u0645\u0631\u0648\u0646\u0629<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/www.investglass.com\/ar\/%d9%83%d8%b3%d8%b1-%d8%a7%d9%84%d8%ad%d8%af%d9%88%d8%af-%d9%85%d8%b9-%d8%a7%d9%84%d8%ae%d8%af%d9%85%d8%a7%d8%aa-%d8%a7%d9%84%d9%85%d8%b5%d8%b1%d9%81%d9%8a%d8%a9-%d8%a7%d9%84%d9%82%d8%a7%d8%a8%d9%84\/\" target=\"_self\" rel=\"noopener noreferrer\">\u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0627\u0644\u0642\u0627\u0628\u0644\u0629 \u0644\u0644\u062a\u0631\u0643\u064a\u0628<\/a> \u064a\u0645\u062b\u0644 \u0637\u0631\u064a\u0642\u0629 \u0645\u0628\u062a\u0643\u0631\u0629 \u062a\u0633\u0645\u062d \u0644\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0628\u062a\u0643\u064a\u064a\u0641 \u062e\u062f\u0645\u0627\u062a\u0647\u0627 \u0645\u0646 \u062e\u0644\u0627\u0644 \u062f\u0645\u062c \u0639\u0646\u0627\u0635\u0631 \u0645\u0639\u064a\u0627\u0631\u064a\u0629 \u0645\u062e\u062a\u0644\u0641\u0629 \u0628\u0633\u0644\u0627\u0633\u0629. \u062a\u0633\u0645\u062d \u0647\u0630\u0647 \u0627\u0644\u0642\u062f\u0631\u0629 \u0639\u0644\u0649 \u0627\u0644\u062a\u0643\u064a\u0641 \u0644\u0644\u0645\u0635\u0627\u0631\u0641 \u0628\u0628\u0646\u0627\u0621 \u0627\u0644\u0639\u0631\u0648\u0636 \u0648\u062a\u0639\u062f\u064a\u0644\u0647\u0627 \u0628\u0633\u0631\u0639\u0629 \u0628\u0645\u0627 \u064a\u062a\u0645\u0627\u0634\u0649 \u0645\u0639 \u0627\u062d\u062a\u064a\u0627\u062c\u0627\u062a \u0627\u0644\u0633\u0648\u0642 \u062f\u0648\u0646 \u0627\u0644\u062d\u0627\u062c\u0629 \u0625\u0644\u0649 \u0625\u062c\u0631\u0627\u0621 \u0625\u0635\u0644\u0627\u062d \u0634\u0627\u0645\u0644 \u0644\u0644\u0646\u0638\u0627\u0645. \u062a\u0639\u0645\u0644 \u0627\u0644\u062d\u0644\u0648\u0644 \u0627\u0644\u0645\u0639\u064a\u0627\u0631\u064a\u0629 \u0627\u0644\u062a\u064a \u062a\u0645 \u062a\u0635\u0645\u064a\u0645\u0647\u0627 \u0645\u0639 \u0648\u0636\u0639 \u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644 \u0641\u064a \u0627\u0644\u0627\u0639\u062a\u0628\u0627\u0631 \u0639\u0644\u0649 \u062a\u0633\u0647\u064a\u0644 \u0625\u062c\u0631\u0627\u0621 \u062a\u0639\u062f\u064a\u0644\u0627\u062a \u0633\u0631\u064a\u0639\u0629 \u0639\u0644\u0649 \u0627\u0644\u062a\u062d\u0648\u0644\u0627\u062a \u0627\u0644\u062a\u0646\u0638\u064a\u0645\u064a\u0629\u060c \u0645\u0645\u0627 \u064a\u0636\u0645\u0646 \u0627\u0644\u0627\u0644\u062a\u0632\u0627\u0645 \u0627\u0644\u0645\u0633\u062a\u0645\u0631 \u0645\u0639 \u062a\u062c\u0646\u0628 \u0627\u0644\u0627\u0646\u0642\u0637\u0627\u0639\u0627\u062a \u0627\u0644\u062a\u0634\u063a\u064a\u0644\u064a\u0629 \u0627\u0644\u0643\u0628\u064a\u0631\u0629.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0645\u0646 \u062e\u0644\u0627\u0644 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0627\u0644\u0642\u0627\u0628\u0644\u0629 \u0644\u0644\u062a\u0631\u0643\u064a\u0628\u060c \u064a\u0645\u0643\u0646 \u0644\u0644\u0645\u0635\u0627\u0631\u0641 \u062a\u0642\u062f\u064a\u0645 \u0627\u0633\u062a\u0634\u0627\u0631\u0627\u062a \u0645\u0627\u0644\u064a\u0629 \u0641\u0631\u062f\u064a\u0629 \u0648\u062a\u0648\u0641\u064a\u0631 \u0623\u062f\u0648\u0627\u062a \u0644\u0644\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u0622\u0644\u064a\u0629 \u0627\u0644\u062a\u064a \u064a\u062a\u0645 \u062a\u062e\u0635\u064a\u0635\u0647\u0627 \u062d\u0633\u0628 \u0627\u0644\u0645\u062a\u0637\u0644\u0628\u0627\u062a \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0643\u0644 \u0639\u0645\u064a\u0644. \u0644\u0627 \u062a\u0639\u0645\u0644 \u0647\u0630\u0647 \u0627\u0644\u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u0629 \u0639\u0644\u0649 \u062a\u0639\u0632\u064a\u0632 \u062a\u062c\u0631\u0628\u0629 \u0627\u0644\u0639\u0645\u064a\u0644 \u0645\u0646 \u062e\u0644\u0627\u0644 \u062a\u0642\u062f\u064a\u0645 \u0645\u0633\u0627\u0639\u062f\u0629 \u0623\u0643\u062b\u0631 \u0645\u0644\u0627\u0621\u0645\u0629 \u0648\u0645\u0646\u0627\u0633\u0628\u0629 \u0641\u062d\u0633\u0628\u060c \u0628\u0644 \u0625\u0646\u0647\u0627 \u062a\u0639\u0632\u0632 \u0623\u064a\u0636\u064b\u0627 \u0627\u0644\u0643\u0641\u0627\u0621\u0629 \u0627\u0644\u062a\u0634\u063a\u064a\u0644\u064a\u0629. \u0648\u0647\u0630\u0627 \u064a\u064f\u0645\u0643\u0650\u0651\u0646 \u0627\u0644\u0628\u0646\u0648\u0643 \u0645\u0646 \u0627\u0644\u0627\u0628\u062a\u0643\u0627\u0631 \u0628\u0633\u0647\u0648\u0644\u0629 \u0648\u0627\u0644\u062d\u0641\u0627\u0638 \u0639\u0644\u0649 \u0642\u062f\u0631\u062a\u0647\u0627 \u0627\u0644\u062a\u0646\u0627\u0641\u0633\u064a\u0629 \u0641\u064a \u0627\u0644\u0645\u0634\u0647\u062f \u0627\u0644\u0645\u062a\u0637\u0648\u0631 \u0628\u0627\u0633\u062a\u0645\u0631\u0627\u0631 \u0641\u064a \u0627\u0644\u0642\u0637\u0627\u0639 \u0627\u0644\u0645\u0627\u0644\u064a.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-super-apps-consolidate-services\">\u062e\u062f\u0645\u0627\u062a \u062a\u0648\u062d\u064a\u062f \u0627\u0644\u062a\u0637\u0628\u064a\u0642\u0627\u062a \u0627\u0644\u0641\u0627\u0626\u0642\u0629<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u064a\u0624\u062f\u064a \u0638\u0647\u0648\u0631 \u0627\u0644\u062a\u0637\u0628\u064a\u0642\u0627\u062a \u0627\u0644\u0641\u0627\u0626\u0642\u0629 \u0641\u064a \u0645\u062c\u0627\u0644 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0639\u0628\u0631 \u0627\u0644\u0647\u0627\u062a\u0641 \u0627\u0644\u0645\u062d\u0645\u0648\u0644 \u0625\u0644\u0649 \u0625\u0639\u0627\u062f\u0629 \u062a\u0634\u0643\u064a\u0644 \u062a\u0641\u0627\u0639\u0644\u0627\u062a \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0645\u0639 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629\u060c \u0645\u0645\u0627 \u064a\u0624\u0643\u062f \u0627\u0644\u0627\u062a\u062c\u0627\u0647\u0627\u062a \u0627\u0644\u0645\u062d\u0648\u0631\u064a\u0629 \u0641\u064a \u0647\u0630\u0627 \u0627\u0644\u0645\u062c\u0627\u0644 \u0639\u0628\u0631 \u062a\u0637\u0628\u064a\u0642 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0639\u0628\u0631 \u0627\u0644\u0647\u0627\u062a\u0641 \u0627\u0644\u0645\u062d\u0645\u0648\u0644.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u062a\u062f\u0645\u062c \u0647\u0630\u0647 \u0627\u0644\u062a\u0637\u0628\u064a\u0642\u0627\u062a \u0645\u062c\u0645\u0648\u0639\u0629 \u0645\u0646 \u0627\u0644\u0648\u0638\u0627\u0626\u0641 \u0627\u0644\u062a\u064a \u062a\u0634\u0645\u0644 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0648\u0627\u0644\u062a\u0633\u0648\u0642 \u0648\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0634\u0624\u0648\u0646 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u0634\u062e\u0635\u064a\u0629 \u0641\u064a \u0648\u0627\u062c\u0647\u0629 \u0648\u0627\u062d\u062f\u0629 \u0645\u0648\u062d\u062f\u0629\u060c \u0645\u0645\u0627 \u064a\u0632\u064a\u062f \u0645\u0646 \u062a\u0641\u0627\u0639\u0644 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u0648\u064a\u0632\u064a\u062f \u0645\u0646 \u0633\u0647\u0648\u0644\u0629 \u0627\u0644\u0627\u0633\u062a\u062e\u062f\u0627\u0645.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u062a\u0639\u0645\u0644 \u0627\u0644\u062a\u0637\u0628\u064a\u0642\u0627\u062a \u0627\u0644\u0641\u0627\u0626\u0642\u0629 \u0645\u062b\u0644 Alipay \u0648WeChat \u0648GCash \u0648Revolut \u0639\u0644\u0649 \u062a\u0648\u0633\u064a\u0639 \u0646\u0637\u0627\u0642\u0647\u0627 \u0644\u062a\u0634\u0645\u0644 \u0645\u062c\u0645\u0648\u0639\u0629 \u0648\u0627\u0633\u0639\u0629 \u0645\u0646 \u0627\u0644\u0639\u0631\u0648\u0636. \u0647\u0630\u0627 \u0627\u0644\u0646\u0647\u062c \u064a\u0636\u0639\u0647\u0627 \u0643\u062d\u0644\u0648\u0644 \u0634\u0627\u0645\u0644\u0629 \u0644\u0644\u0645\u062a\u0637\u0644\u0628\u0627\u062a \u0627\u0644\u064a\u0648\u0645\u064a\u0629 \u0644\u0644\u0645\u0633\u062a\u062e\u062f\u0645\u064a\u0646.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u062a\u0639\u0645\u0644 \u0627\u0644\u062a\u0637\u0648\u0631\u0627\u062a \u0641\u064a \u0627\u0644\u062a\u0642\u0646\u064a\u0627\u062a \u0645\u062b\u0644 \u0634\u0628\u0643\u0627\u062a \u0627\u0644\u062c\u064a\u0644 \u0627\u0644\u062e\u0627\u0645\u0633 \u0648\u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0639\u0644\u0649 \u062f\u0641\u0639 \u0639\u062c\u0644\u0629 \u0635\u0639\u0648\u062f \u0647\u0630\u0647 \u0627\u0644\u062a\u0637\u0628\u064a\u0642\u0627\u062a \u0627\u0644\u0641\u0627\u0626\u0642\u0629 \u0645\u0646 \u062e\u0644\u0627\u0644 \u062a\u0633\u0647\u064a\u0644 \u0627\u0644\u062a\u0643\u0627\u0645\u0644 \u0627\u0644\u062e\u0627\u0644\u064a \u0645\u0646 \u0627\u0644\u0639\u064a\u0648\u0628\u060c \u0645\u0645\u0627 \u064a\u0645\u0647\u062f \u0627\u0644\u0637\u0631\u064a\u0642 \u0644\u062a\u0639\u0632\u064a\u0632 \u062a\u062c\u0627\u0631\u0628 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u0627\u0644\u0646\u0647\u0627\u0626\u064a. \u062a\u0639\u0645\u0644 \u0627\u0644\u062a\u0637\u0628\u064a\u0642\u0627\u062a \u0627\u0644\u0641\u0627\u0626\u0642\u0629 \u0639\u0644\u0649 \u062a\u0648\u062d\u064a\u062f \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u062a\u0628\u0627\u064a\u0646\u0629 \u062a\u062d\u062a \u0631\u0627\u064a\u0629 \u0648\u0627\u062d\u062f\u0629\u060c \u0645\u0645\u0627 \u064a\u062a\u064a\u062d \u0644\u0644\u0645\u0633\u062a\u0647\u0644\u0643\u064a\u0646 \u0627\u0644\u062a\u0639\u0627\u0645\u0644 \u0645\u0639 \u0623\u0645\u0648\u0631\u0647\u0645 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0628\u0634\u0643\u0644 \u0623\u0643\u062b\u0631 \u0641\u0639\u0627\u0644\u064a\u0629 \u0645\u0639 \u0627\u0644\u062a\u062e\u0644\u0635 \u0645\u0646 \u0627\u0644\u0645\u062a\u0627\u0639\u0628 \u0627\u0644\u0645\u0631\u062a\u0628\u0637\u0629 \u0628\u0627\u0644\u062a\u0628\u062f\u064a\u0644 \u0628\u064a\u0646 \u0645\u062e\u062a\u0644\u0641 \u0627\u0644\u062a\u0637\u0628\u064a\u0642\u0627\u062a \u0627\u0644\u0641\u0631\u062f\u064a\u0629. \u0648\u0645\u0639 \u0627\u0632\u062f\u064a\u0627\u062f \u062a\u0641\u0636\u064a\u0644 \u0627\u0644\u0646\u0627\u0633 \u0644\u0644\u062e\u064a\u0627\u0631\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u0645\u062a\u0643\u0627\u0645\u0644\u0629\u060c \u0641\u0625\u0646 \u0647\u0630\u0627 \u0627\u0644\u0627\u062a\u062c\u0627\u0647 \u0645\u0631\u0634\u062d \u0644\u0644\u062a\u0648\u0633\u0639 \u0628\u0634\u0643\u0644 \u0643\u0628\u064a\u0631 \u0641\u064a \u0627\u0644\u0645\u0633\u062a\u0642\u0628\u0644.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Looking ahead into what lies on the horizon for mobile banking. Super-apps appear destined to assume a central role delivering expansive yet streamlined interfaces that resonate with today\u2019s consumer demand profile. The provisioned ease-of-use and operational efficiency might significantly elevate satisfaction levels among users whilst fostering enduring allegiance to these platforms: placing them at forefront considerations amongst emerging tendencies over upcoming periods.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-cybersecurity-defenses-in-mobile-banking\">\u062f\u0641\u0627\u0639\u0627\u062a \u0627\u0644\u0623\u0645\u0646 \u0627\u0644\u0633\u064a\u0628\u0631\u0627\u0646\u064a \u0641\u064a \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0639\u0628\u0631 \u0627\u0644\u0647\u0627\u062a\u0641 \u0627\u0644\u0645\u062d\u0645\u0648\u0644<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u0641\u064a \u0627\u0644\u0645\u0634\u0647\u062f \u0633\u0631\u064a\u0639 \u0627\u0644\u062a\u0637\u0648\u0631 \u0644\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0639\u0628\u0631 \u0627\u0644\u0647\u0627\u062a\u0641 \u0627\u0644\u0645\u062d\u0645\u0648\u0644\u060c \u0628\u0631\u0632 \u0627\u0644\u0623\u0645\u0646 \u0627\u0644\u0633\u064a\u0628\u0631\u0627\u0646\u064a \u0643\u0645\u0635\u062f\u0631 \u0642\u0644\u0642 \u0628\u0627\u0644\u063a. \u062d\u064a\u062b \u062a\u062a\u0639\u0627\u0645\u0644 \u062a\u0637\u0628\u064a\u0642\u0627\u062a \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0639\u0628\u0631 \u0627\u0644\u0647\u0627\u062a\u0641 \u0627\u0644\u0645\u062d\u0645\u0648\u0644 \u0645\u0639 \u0639\u062f\u062f \u0643\u0628\u064a\u0631 \u0645\u0646 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0648\u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u062d\u0633\u0627\u0633\u0629\u060c \u0645\u0645\u0627 \u064a\u062c\u0639\u0644\u0647\u0627 \u0623\u0647\u062f\u0627\u0641\u0627\u064b \u0631\u0626\u064a\u0633\u064a\u0629 \u0644\u0644\u062a\u0647\u062f\u064a\u062f\u0627\u062a \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629. \u0648\u0644\u062d\u0645\u0627\u064a\u0629 \u062e\u062f\u0645\u0627\u062a\u0647\u0627 \u0648\u0627\u0644\u062d\u0641\u0627\u0638 \u0639\u0644\u0649 \u062b\u0642\u0629 \u0627\u0644\u0639\u0645\u0644\u0627\u0621\u060c \u062a\u0633\u062a\u062b\u0645\u0631 \u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0628\u0643\u062b\u0627\u0641\u0629 \u0641\u064a \u0627\u0644\u062f\u0641\u0627\u0639\u0627\u062a \u0627\u0644\u0642\u0648\u064a\u0629 \u0644\u0644\u0623\u0645\u0646 \u0627\u0644\u0633\u064a\u0628\u0631\u0627\u0646\u064a.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u062a\u062a\u0628\u0646\u0649 \u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u062a\u0642\u0644\u064a\u062f\u064a\u0629\u060c \u0625\u062f\u0631\u0627\u0643\u064b\u0627 \u0645\u0646\u0647\u0627 \u0644\u0644\u0623\u0647\u0645\u064a\u0629 \u0627\u0644\u062d\u0627\u0633\u0645\u0629 \u0644\u0644\u0623\u0645\u0646 \u0627\u0644\u0633\u064a\u0628\u0631\u0627\u0646\u064a\u060c \u062a\u0642\u0646\u064a\u0627\u062a \u0645\u062a\u0642\u062f\u0645\u0629 \u0645\u062b\u0644 \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a (AI) \u0648\u0627\u0644\u062a\u0639\u0644\u0645 \u0627\u0644\u0622\u0644\u064a \u0644\u0627\u0643\u062a\u0634\u0627\u0641 \u0627\u0644\u0647\u062c\u0645\u0627\u062a \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0648\u0645\u0646\u0639\u0647\u0627. \u062a\u062a\u064a\u062d \u0647\u0630\u0647 \u0627\u0644\u062a\u0642\u0646\u064a\u0627\u062a \u0625\u0645\u0643\u0627\u0646\u064a\u0629 \u0627\u0644\u0645\u0631\u0627\u0642\u0628\u0629 \u0641\u064a \u0627\u0644\u0648\u0642\u062a \u0627\u0644\u0641\u0639\u0644\u064a \u0648\u0627\u0643\u062a\u0634\u0627\u0641 \u0627\u0644\u062a\u0647\u062f\u064a\u062f\u0627\u062a \u0641\u064a \u0627\u0644\u0648\u0642\u062a \u0627\u0644\u0641\u0639\u0644\u064a\u060c \u0645\u0645\u0627 \u064a\u0636\u0645\u0646 \u0645\u0639\u0627\u0644\u062c\u0629 \u0623\u064a \u0646\u0634\u0627\u0637 \u0645\u0634\u0628\u0648\u0647 \u0639\u0644\u0649 \u0627\u0644\u0641\u0648\u0631. \u0647\u0630\u0627 \u0627\u0644\u0646\u0647\u062c \u0627\u0644\u0627\u0633\u062a\u0628\u0627\u0642\u064a \u0647\u0648 \u0627\u062a\u062c\u0627\u0647 \u0631\u0626\u064a\u0633\u064a \u0641\u064a \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0639\u0628\u0631 \u0627\u0644\u0647\u0627\u062a\u0641 \u0627\u0644\u0645\u062d\u0645\u0648\u0644\u060c \u0645\u0645\u0627 \u064a\u0639\u0643\u0633 \u0627\u0644\u062a\u0631\u0643\u064a\u0632 \u0627\u0644\u0645\u062a\u0632\u0627\u064a\u062f \u0639\u0644\u0649 \u0627\u0644\u0623\u0645\u0646 \u0627\u0644\u0633\u064a\u0628\u0631\u0627\u0646\u064a.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0644\u0642\u062f \u0623\u0635\u0628\u062d\u062a \u0627\u0644\u0645\u0635\u0627\u062f\u0642\u0629 \u0627\u0644\u0628\u064a\u0648\u0645\u062a\u0631\u064a\u0629 \u0648\u0627\u0644\u062a\u0634\u0641\u064a\u0631 \u0648\u0627\u0644\u062a\u062e\u0632\u064a\u0646 \u0627\u0644\u0622\u0645\u0646 \u0644\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0645\u064a\u0632\u0627\u062a \u0642\u064a\u0627\u0633\u064a\u0629 \u0641\u064a \u062a\u0637\u0628\u064a\u0642\u0627\u062a \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0639\u0628\u0631 \u0627\u0644\u0647\u0627\u062a\u0641 \u0627\u0644\u0645\u062d\u0645\u0648\u0644. \u062a\u0642\u0644\u0644 \u0647\u0630\u0647 \u0627\u0644\u0625\u062c\u0631\u0627\u0621\u0627\u062a \u0628\u0634\u0643\u0644 \u0643\u0628\u064a\u0631 \u0645\u0646 \u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0648\u0635\u0648\u0644 \u063a\u064a\u0631 \u0627\u0644\u0645\u0635\u0631\u062d \u0628\u0647 \u0648\u0627\u0646\u062a\u0647\u0627\u0643\u0627\u062a \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a\u060c \u0645\u0645\u0627 \u064a\u0648\u0641\u0631 \u0637\u0628\u0642\u0629 \u0625\u0636\u0627\u0641\u064a\u0629 \u0645\u0646 \u0627\u0644\u0623\u0645\u0627\u0646 \u0644\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0648\u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0639\u0645\u0644\u0627\u0621. \u0643\u0645\u0627 \u062a\u0634\u062a\u0645\u0644 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0627\u0644\u0631\u0642\u0645\u064a\u0629 \u0623\u064a\u0636\u064b\u0627 \u0639\u0644\u0649 \u0627\u0644\u0645\u0635\u0627\u062f\u0642\u0629 \u0627\u0644\u062b\u0646\u0627\u0626\u064a\u0629 \u0648\u0627\u0644\u0645\u0631\u0627\u0642\u0628\u0629 \u0641\u064a \u0627\u0644\u0648\u0642\u062a \u0627\u0644\u0641\u0639\u0644\u064a \u0644\u062a\u0639\u0632\u064a\u0632 \u0627\u0644\u0623\u0645\u0627\u0646 \u0628\u0634\u0643\u0644 \u0623\u0643\u0628\u0631.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u062a\u0644\u062a\u0632\u0645 \u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0631\u0642\u0645\u064a\u0629 \u0641\u0642\u0637\u060c \u0627\u0644\u062a\u064a \u062a\u0639\u0645\u0644 \u0628\u0627\u0644\u0643\u0627\u0645\u0644 \u0639\u0628\u0631 \u0627\u0644\u0625\u0646\u062a\u0631\u0646\u062a\u060c \u0628\u0646\u0641\u0633 \u0627\u0644\u0642\u062f\u0631 \u0645\u0646 \u0627\u0644\u0627\u0644\u062a\u0632\u0627\u0645 \u0628\u0627\u0644\u0623\u0645\u0646 \u0627\u0644\u0633\u064a\u0628\u0631\u0627\u0646\u064a. \u0641\u0647\u064a \u062a\u062f\u0631\u0643 \u0623\u0646 \u062d\u0645\u0627\u064a\u0629 \u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0648\u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0623\u0645\u0631 \u0628\u0627\u0644\u063a \u0627\u0644\u0623\u0647\u0645\u064a\u0629 \u0641\u064a \u0627\u0644\u0639\u0635\u0631 \u0627\u0644\u0631\u0642\u0645\u064a. \u0645\u0646 \u062e\u0644\u0627\u0644 \u0625\u0639\u0637\u0627\u0621 \u0627\u0644\u0623\u0648\u0644\u0648\u064a\u0629 \u0644\u0644\u0623\u0645\u0646 \u0627\u0644\u0633\u064a\u0628\u0631\u0627\u0646\u064a\u060c \u0641\u0625\u0646 \u0647\u0630\u0647 <a href=\"https:\/\/www.investglass.com\/ar\/%d8%a8%d9%86%d8%a7%d8%a1-%d8%a8%d9%86%d9%83-%d8%a7%d9%84%d8%b0%d9%83%d8%a7%d8%a1-%d8%a7%d9%84%d8%a7%d8%b5%d8%b7%d9%86%d8%a7%d8%b9%d9%8a\/\" target=\"_self\" rel=\"noopener noreferrer\">\u062a\u0642\u0648\u0645 \u0627\u0644\u0628\u0646\u0648\u0643 \u0628\u0628\u0646\u0627\u0621<\/a> \u0627\u0644\u062b\u0642\u0629 \u0648\u0636\u0645\u0627\u0646 \u0631\u0636\u0627 \u0627\u0644\u0639\u0645\u0644\u0627\u0621.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0628\u064a\u0646\u0645\u0627 \u0646\u062a\u0637\u0644\u0639 \u0625\u0644\u0649 \u0645\u0633\u062a\u0642\u0628\u0644 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0639\u0628\u0631 \u0627\u0644\u0647\u0627\u062a\u0641 \u0627\u0644\u0645\u062d\u0645\u0648\u0644\u060c \u0641\u0625\u0646 \u0642\u062f\u0631\u0629 \u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0639\u0644\u0649 \u062a\u0642\u062f\u064a\u0645 \u062e\u062f\u0645\u0627\u062a \u0622\u0645\u0646\u0629 \u0648\u0645\u0648\u062b\u0648\u0642\u0629 \u0633\u062a\u0643\u0648\u0646 \u0630\u0627\u062a \u0623\u0647\u0645\u064a\u0629 \u0642\u0635\u0648\u0649. \u0633\u062a\u0644\u0639\u0628 \u062a\u062f\u0627\u0628\u064a\u0631 \u0627\u0644\u0623\u0645\u0646 \u0627\u0644\u0633\u064a\u0628\u0631\u0627\u0646\u064a \u0627\u0644\u0645\u062a\u0642\u062f\u0645\u0629\u060c \u0628\u0645\u0627 \u0641\u064a \u0630\u0644\u0643 \u0623\u0646\u0638\u0645\u0629 \u0627\u0644\u0643\u0634\u0641 \u0639\u0646 \u0627\u0644\u062a\u0647\u062f\u064a\u062f\u0627\u062a \u0648\u0627\u0644\u0627\u0633\u062a\u062c\u0627\u0628\u0629 \u0644\u0647\u0627 \u0627\u0644\u0645\u062f\u0639\u0648\u0645\u0629 \u0628\u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a\u060c \u062f\u0648\u0631\u0627\u064b \u062d\u0627\u0633\u0645\u0627\u064b \u0641\u064a \u062d\u0645\u0627\u064a\u0629 \u0627\u0644\u062d\u0633\u0627\u0628\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0648\u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629. \u064a\u0631\u062a\u0628\u0637 \u0631\u0636\u0627 \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0648\u062b\u0642\u062a\u0647\u0645 \u0627\u0631\u062a\u0628\u0627\u0637\u064b\u0627 \u0648\u062b\u064a\u0642\u064b\u0627 \u0628\u0623\u0645\u0627\u0646 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0639\u0628\u0631 \u0627\u0644\u0647\u0627\u062a\u0641 \u0627\u0644\u0645\u062d\u0645\u0648\u0644\u060c \u0645\u0645\u0627 \u064a\u062c\u0639\u0644 \u0627\u0644\u0623\u0645\u0646 \u0627\u0644\u0633\u064a\u0628\u0631\u0627\u0646\u064a \u0639\u0646\u0635\u0631\u064b\u0627 \u062d\u064a\u0648\u064a\u064b\u0627 \u0641\u064a \u0627\u0644\u0625\u062f\u0627\u0631\u0629 \u0648\u0627\u0644\u062a\u062e\u0637\u064a\u0637 \u0627\u0644\u0645\u0627\u0644\u064a.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0641\u064a \u0627\u0644\u062e\u062a\u0627\u0645\u060c \u0633\u064a\u062a\u062d\u062f\u062f \u0645\u0633\u062a\u0642\u0628\u0644 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0639\u0628\u0631 \u0627\u0644\u0647\u0627\u062a\u0641 \u0627\u0644\u0645\u062d\u0645\u0648\u0644 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0642\u062f\u0631\u0629 \u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0639\u0644\u0649 \u062a\u0646\u0641\u064a\u0630 \u062f\u0641\u0627\u0639\u0627\u062a \u0642\u0648\u064a\u0629 \u0644\u0644\u0623\u0645\u0646 \u0627\u0644\u0633\u064a\u0628\u0631\u0627\u0646\u064a. \u0645\u0646 \u062e\u0644\u0627\u0644 \u0627\u0639\u062a\u0645\u0627\u062f \u0627\u0644\u062a\u0642\u0646\u064a\u0627\u062a \u0627\u0644\u0645\u062a\u0642\u062f\u0645\u0629 \u0648\u0625\u0639\u0637\u0627\u0621 \u0627\u0644\u0623\u0648\u0644\u0648\u064a\u0629 \u0644\u0644\u0623\u0645\u0646\u060c \u064a\u0645\u0643\u0646 \u0644\u0644\u0628\u0646\u0648\u0643 \u0636\u0645\u0627\u0646 \u0623\u0646 \u062a\u0638\u0644 \u062e\u062f\u0645\u0627\u062a\u0647\u0627 \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0639\u0628\u0631 \u0627\u0644\u0647\u0627\u062a\u0641 \u0627\u0644\u0645\u062d\u0645\u0648\u0644 \u0622\u0645\u0646\u0629 \u0648\u0645\u0648\u062b\u0648\u0642\u0629 \u0648\u0645\u0648\u062b\u0648\u0642 \u0628\u0647\u0627 \u0645\u0646 \u0642\u0628\u0644 \u0627\u0644\u0639\u0645\u0644\u0627\u0621.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-summary\">\u0627\u0644\u0645\u0644\u062e\u0635<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u0628\u064a\u0646\u0645\u0627 \u0646\u062a\u0637\u0644\u0639 \u0625\u0644\u0649 \u0639\u0627\u0645 2025\u060c \u062a\u0634\u064a\u0631 \u0627\u062a\u062c\u0627\u0647\u0627\u062a \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0639\u0628\u0631 \u0627\u0644\u0647\u0627\u062a\u0641 \u0627\u0644\u0645\u062d\u0645\u0648\u0644 \u0625\u0644\u0649 \u062a\u062d\u0648\u0644\u0627\u062a \u0643\u0628\u064a\u0631\u0629 \u0645\u062f\u0641\u0648\u0639\u0629 \u0628\u0627\u0644\u062a\u0637\u0648\u0631\u0627\u062a \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0629 \u0648\u062a\u0637\u0648\u0631 \u062a\u0648\u0642\u0639\u0627\u062a \u0627\u0644\u0645\u0633\u062a\u0647\u0644\u0643\u064a\u0646. \u062a\u0639\u062f \u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0631\u0642\u0645\u064a\u0629 \u0641\u0642\u0637\u060c \u0648\u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a\u060c \u0648\u0627\u0644\u0645\u0635\u0627\u062f\u0642\u0629 \u0627\u0644\u0628\u064a\u0648\u0645\u062a\u0631\u064a\u0629\u060c \u0648\u0627\u0644\u0645\u062f\u0641\u0648\u0639\u0627\u062a \u0641\u064a \u0627\u0644\u0648\u0642\u062a \u0627\u0644\u0641\u0639\u0644\u064a\u060c \u0648\u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u062a\u064a \u064a\u062a\u0645 \u062a\u0646\u0634\u064a\u0637\u0647\u0627 \u0635\u0648\u062a\u064a\u064b\u0627\u060c \u0648\u0627\u0644\u0628\u0644\u0648\u0643 \u062a\u0634\u064a\u0646\u060c \u0648\u0627\u0644\u062a\u062e\u0635\u064a\u0635 \u0627\u0644\u0641\u0627\u0626\u0642\u060c \u0648\u0648\u0627\u062c\u0647\u0627\u062a \u0628\u0631\u0645\u062c\u0629 \u0627\u0644\u062a\u0637\u0628\u064a\u0642\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0627\u0644\u0645\u0641\u062a\u0648\u062d\u0629\u060c \u0648\u0627\u0644\u0645\u0645\u0627\u0631\u0633\u0627\u062a \u0627\u0644\u0645\u0633\u062a\u062f\u0627\u0645\u0629 \u0645\u0646 \u0628\u064a\u0646 \u0627\u0644\u0627\u062a\u062c\u0627\u0647\u0627\u062a \u0627\u0644\u0631\u0626\u064a\u0633\u064a\u0629 \u0627\u0644\u062a\u064a \u062a\u0639\u064a\u062f \u062a\u0634\u0643\u064a\u0644 \u0645\u0633\u062a\u0642\u0628\u0644 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0639\u0628\u0631 \u0627\u0644\u0647\u0627\u062a\u0641 \u0627\u0644\u0645\u062d\u0645\u0648\u0644. \u062a\u064e\u0639\u0650\u062f \u0647\u0630\u0647 \u0627\u0644\u0627\u0628\u062a\u0643\u0627\u0631\u0627\u062a \u0628\u062a\u0639\u0632\u064a\u0632 \u0627\u0644\u0645\u0644\u0627\u0621\u0645\u0629 \u0648\u0627\u0644\u0623\u0645\u0627\u0646 \u0648\u0627\u0644\u062a\u062e\u0635\u064a\u0635\u060c \u0645\u0645\u0627 \u064a\u0648\u0641\u0631 \u0644\u0644\u0645\u0633\u062a\u0647\u0644\u0643\u064a\u0646 \u062a\u062c\u0631\u0628\u0629 \u0645\u0635\u0631\u0641\u064a\u0629 \u0623\u0643\u062b\u0631 \u0633\u0644\u0627\u0633\u0629 \u0648\u062c\u0627\u0630\u0628\u064a\u0629. \u0645\u0639 \u0627\u0633\u062a\u0645\u0631\u0627\u0631 \u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0641\u064a \u0627\u0644\u062a\u0643\u064a\u0641 \u0648\u0627\u0644\u0627\u0628\u062a\u0643\u0627\u0631\u060c \u064a\u0628\u062f\u0648 \u0645\u0633\u062a\u0642\u0628\u0644 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0639\u0628\u0631 \u0627\u0644\u0647\u0627\u062a\u0641 \u0627\u0644\u0645\u062d\u0645\u0648\u0644 \u0645\u0634\u0631\u0642\u064b\u0627\u060c \u0645\u0639 \u0625\u0645\u0643\u0627\u0646\u064a\u0627\u062a \u0644\u0627 \u062d\u0635\u0631 \u0644\u0647\u0627 \u0644\u062a\u062d\u0633\u064a\u0646 \u0627\u0644\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0648\u0631\u0636\u0627 \u0627\u0644\u0639\u0645\u0644\u0627\u0621.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-frequently-asked-questions\">\u0627\u0644\u0623\u0633\u0626\u0644\u0629 \u0627\u0644\u0634\u0627\u0626\u0639\u0629<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-what-are-digital-only-banks-and-why-are-they-gaining-popularity\">\u0645\u0627 \u0647\u064a \u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0631\u0642\u0645\u064a\u0629 \u0641\u0642\u0637\u060c \u0648\u0644\u0645\u0627\u0630\u0627 \u062a\u0643\u062a\u0633\u0628 \u0634\u0639\u0628\u064a\u0629 \u0643\u0628\u064a\u0631\u0629\u061f<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0631\u0642\u0645\u064a\u0629 \u0641\u0642\u0637 \u0647\u064a \u0645\u0624\u0633\u0633\u0627\u062a \u0645\u0627\u0644\u064a\u0629 \u062a\u0639\u0645\u0644 \u0639\u0628\u0631 \u0627\u0644\u0625\u0646\u062a\u0631\u0646\u062a \u0641\u0642\u0637 \u0648\u062a\u0644\u063a\u064a \u0627\u0644\u0641\u0631\u0648\u0639 \u0627\u0644\u0641\u0639\u0644\u064a\u0629, <a href=\"https:\/\/www.investglass.com\/ar\/%d9%83%d9%8a%d9%81-%d8%aa%d8%a8%d8%af%d8%a3-%d8%a8%d9%86%d9%83%d9%83-%d8%a7%d9%84%d8%ae%d8%a7%d8%b5\/\" target=\"_self\" rel=\"noopener noreferrer\">\u0625\u062c\u0631\u0627\u0621 \u0627\u0644\u0623\u0639\u0645\u0627\u0644 \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629<\/a> \u0623\u0643\u062b\u0631 \u0645\u0644\u0627\u0621\u0645\u0629 \u0648\u0633\u0647\u0648\u0644\u0629 \u0641\u064a \u0627\u0644\u0627\u0633\u062a\u062e\u062f\u0627\u0645. \u0648\u062a\u0631\u062a\u0641\u0639 \u0634\u0639\u0628\u064a\u062a\u0647\u0627 \u0628\u064a\u0646 \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0627\u0644\u0623\u0635\u063a\u0631 \u0633\u0646\u0627\u064b \u0627\u0644\u0645\u0644\u0645\u064a\u0646 \u0628\u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0627\u0644\u0630\u064a\u0646 \u064a\u0642\u062f\u0631\u0648\u0646 \u0627\u0644\u0633\u0647\u0648\u0644\u0629 \u0648\u0627\u0644\u0643\u0641\u0627\u0621\u0629.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-how-is-ai-transforming-mobile-banking\">\u0643\u064a\u0641 \u064a\u063a\u064a\u0631 \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0639\u0628\u0631 \u0627\u0644\u0647\u0627\u062a\u0641 \u0627\u0644\u0645\u062d\u0645\u0648\u0644\u061f<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u064a\u0639\u0645\u0644 \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0639\u0644\u0649 \u0625\u062d\u062f\u0627\u062b \u062b\u0648\u0631\u0629 \u0641\u064a \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0639\u0628\u0631 \u0627\u0644\u0647\u0627\u062a\u0641 \u0627\u0644\u0645\u062d\u0645\u0648\u0644 \u0645\u0646 \u062e\u0644\u0627\u0644 \u062a\u0642\u062f\u064a\u0645 \u062a\u062c\u0627\u0631\u0628 \u0634\u062e\u0635\u064a\u0629 \u0644\u0644\u063a\u0627\u064a\u0629 \u0648\u062f\u0639\u0645 \u0641\u064a \u0627\u0644\u0648\u0642\u062a \u0627\u0644\u0641\u0639\u0644\u064a\u060c \u0645\u0645\u0627 \u064a\u062c\u0639\u0644 \u062e\u062f\u0645\u0627\u062a\u0643 \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0623\u0643\u062b\u0631 \u0633\u0647\u0648\u0644\u0629 \u0648\u0641\u0639\u0627\u0644\u064a\u0629.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0627\u0633\u062a\u0641\u062f \u0645\u0646 \u0647\u0630\u0647 \u0627\u0644\u0627\u0628\u062a\u0643\u0627\u0631\u0627\u062a \u0644\u062a\u0633\u062a\u0645\u062a\u0639 \u0628\u0631\u062d\u0644\u0629 \u0645\u0627\u0644\u064a\u0629 \u0623\u0643\u062b\u0631 \u0630\u0643\u0627\u0621\u064b!<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-what-role-does-biometric-authentication-play-in-mobile-banking-security\">\u0645\u0627 \u0627\u0644\u062f\u0648\u0631 \u0627\u0644\u0630\u064a \u062a\u0644\u0639\u0628\u0647 \u0627\u0644\u0645\u0635\u0627\u062f\u0642\u0629 \u0627\u0644\u0628\u064a\u0648\u0645\u062a\u0631\u064a\u0629 \u0641\u064a \u0623\u0645\u0646 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0639\u0628\u0631 \u0627\u0644\u0647\u0627\u062a\u0641 \u0627\u0644\u0645\u062d\u0645\u0648\u0644\u061f<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u062a\u0644\u0639\u0628 \u0627\u0644\u0645\u0635\u0627\u062f\u0642\u0629 \u0627\u0644\u0628\u064a\u0648\u0645\u062a\u0631\u064a\u0629 \u062f\u0648\u0631\u0627\u064b \u062d\u0627\u0633\u0645\u0627\u064b \u0641\u064a \u0623\u0645\u0646 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0639\u0628\u0631 \u0627\u0644\u0647\u0627\u062a\u0641 \u0627\u0644\u0645\u062d\u0645\u0648\u0644 \u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0633\u0645\u0627\u062a \u0641\u0631\u064a\u062f\u0629 \u0645\u062b\u0644 \u0628\u0635\u0645\u0627\u062a \u0627\u0644\u0623\u0635\u0627\u0628\u0639 \u0648\u0627\u0644\u062a\u0639\u0631\u0641 \u0639\u0644\u0649 \u0627\u0644\u0648\u062c\u0647 \u0644\u0644\u062d\u062f \u0628\u0634\u0643\u0644 \u0643\u0628\u064a\u0631 \u0645\u0646 \u0645\u062e\u0627\u0637\u0631 \u0633\u0631\u0642\u0629 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0648\u0627\u0644\u0627\u062d\u062a\u064a\u0627\u0644.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0627\u0633\u062a\u0641\u062f \u0645\u0646 \u0647\u0630\u0647 \u0627\u0644\u062a\u0642\u0646\u064a\u0629 \u0644\u062d\u0645\u0627\u064a\u0629 \u0645\u0639\u0644\u0648\u0645\u0627\u062a\u0643 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0628\u0641\u0639\u0627\u0644\u064a\u0629!<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-what-are-the-benefits-of-real-time-payments-in-mobile-banking\">\u0645\u0627 \u0647\u064a \u0641\u0648\u0627\u0626\u062f \u0627\u0644\u0645\u062f\u0641\u0648\u0639\u0627\u062a \u0627\u0644\u0641\u0648\u0631\u064a\u0629 \u0641\u064a \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0639\u0628\u0631 \u0627\u0644\u0647\u0627\u062a\u0641 \u0627\u0644\u0645\u062d\u0645\u0648\u0644\u061f<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u064a\u0639\u0645\u0644 \u0627\u0644\u0648\u0635\u0648\u0644 \u0627\u0644\u0641\u0648\u0631\u064a \u0625\u0644\u0649 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0627\u0644\u0645\u062f\u0641\u0648\u0639\u0627\u062a \u0627\u0644\u0641\u0648\u0631\u064a\u0629 \u0641\u064a \u0627\u0644\u0648\u0642\u062a \u0627\u0644\u0641\u0639\u0644\u064a \u0641\u064a \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0639\u0628\u0631 \u0627\u0644\u0647\u0627\u062a\u0641 \u0627\u0644\u0645\u062d\u0645\u0648\u0644 \u0639\u0644\u0649 \u062a\u0639\u0632\u064a\u0632 \u0627\u0644\u0643\u0641\u0627\u0621\u0629 \u0627\u0644\u062a\u0634\u063a\u064a\u0644\u064a\u0629 \u0648\u062a\u062d\u0633\u064a\u0646 \u0631\u0636\u0627 \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0645\u0646 \u062e\u0644\u0627\u0644 \u062a\u0633\u0631\u064a\u0639 \u0645\u0639\u0627\u0644\u062c\u0629 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0627\u0639\u062a\u0645\u062f \u0647\u0630\u0647 \u0627\u0644\u062a\u0642\u0646\u064a\u0629 \u0627\u0644\u0645\u062a\u0637\u0648\u0631\u0629 \u0644\u0636\u0645\u0627\u0646 \u062a\u062c\u0631\u0628\u0629 \u0645\u0635\u0631\u0641\u064a\u0629 \u0633\u0644\u0633\u0629 \u0648\u0645\u064f\u0631\u0636\u064a\u0629!<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-how-do-super-apps-consolidate-various-financial-services\">\u0643\u064a\u0641 \u062a\u0642\u0648\u0645 \u0627\u0644\u062a\u0637\u0628\u064a\u0642\u0627\u062a \u0627\u0644\u0641\u0627\u0626\u0642\u0629 \u0628\u062f\u0645\u062c \u0645\u062e\u062a\u0644\u0641 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629\u061f<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u062a\u0639\u0645\u0644 \u0627\u0644\u062a\u0637\u0628\u064a\u0642\u0627\u062a \u0627\u0644\u0641\u0627\u0626\u0642\u0629 \u0639\u0644\u0649 \u062a\u0628\u0633\u064a\u0637 \u0627\u0644\u0637\u0631\u064a\u0642\u0629 \u0627\u0644\u062a\u064a \u062a\u062a\u0639\u0627\u0645\u0644 \u0628\u0647\u0627 \u0645\u0639 \u0623\u0645\u0648\u0627\u0644\u0643 \u0645\u0646 \u062e\u0644\u0627\u0644 \u062f\u0645\u062c \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0648\u0627\u0644\u0645\u0634\u062a\u0631\u064a\u0627\u062a \u0648\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0634\u0624\u0648\u0646 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u0634\u062e\u0635\u064a\u0629 \u0641\u064a \u0645\u0646\u0635\u0629 \u0648\u0627\u062d\u062f\u0629 \u0633\u0647\u0644\u0629 \u0627\u0644\u0627\u0633\u062a\u062e\u062f\u0627\u0645.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0644\u0627 \u064a\u0642\u062a\u0635\u0631 \u0647\u0630\u0627 \u0627\u0644\u062a\u0643\u0627\u0645\u0644 \u0639\u0644\u0649 \u062a\u0639\u0632\u064a\u0632 \u0627\u0644\u0631\u0627\u062d\u0629 \u0641\u062d\u0633\u0628\u060c \u0628\u0644 \u064a\u062a\u064a\u062d \u0644\u0643 \u0623\u064a\u0636\u064b\u0627 \u062a\u062d\u0643\u0645\u064b\u0627 \u0623\u0641\u0636\u0644 \u0641\u064a \u0625\u062f\u0627\u0631\u062a\u0643 \u0627\u0644\u0645\u0627\u0644\u064a\u0629.<\/p>","protected":false},"excerpt":{"rendered":"<p>The landscape of mobile banking is evolving rapidly, driven by key banking trends that are reshaping how we interact with financial services. In this article, we\u2019ll delve into the most impactful trends in mobile banking, from the rise of digital-only banks to advancements in AI and biometric security. Understand what\u2019s next for mobile banking and [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":47210,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[13],"tags":[],"class_list":["post-47140","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-article"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.8 (Yoast SEO v27.9) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Top Trends in Mobile Banking to Transform Your Financial Experience<\/title>\n<meta name=\"description\" content=\"Discover the latest trends in mobile banking that can enhance your financial experience. Read on to stay ahead in the evolving digital landscape.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.investglass.com\/ar\/\u0623\u0647\u0645-\u0627\u0644\u0627\u062a\u062c\u0627\u0647\u0627\u062a-\u0641\u064a-\u0627\u0644\u062e\u062f\u0645\u0627\u062a-\u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629-\u0639\u0628\u0631\/\" \/>\n<meta property=\"og:locale\" content=\"ar_AR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Top Trends in Mobile Banking to Watch in 2025\" \/>\n<meta property=\"og:description\" content=\"The landscape of mobile banking is evolving rapidly, driven by key banking trends that are reshaping how we interact with financial services. In this\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.investglass.com\/ar\/\u0623\u0647\u0645-\u0627\u0644\u0627\u062a\u062c\u0627\u0647\u0627\u062a-\u0641\u064a-\u0627\u0644\u062e\u062f\u0645\u0627\u062a-\u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629-\u0639\u0628\u0631\/\" \/>\n<meta property=\"og:site_name\" content=\"InvestGlass\" \/>\n<meta property=\"article:published_time\" content=\"2025-07-26T09:16:00+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.investglass.com\/wp-content\/uploads\/2025\/04\/getty-images-1IxbMVTdsSk-unsplash-scaled.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2048\" \/>\n\t<meta property=\"og:image:height\" content=\"1365\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"InvestGlass\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@investglass\" \/>\n<meta name=\"twitter:site\" content=\"@investglass\" \/>\n<meta name=\"twitter:label1\" content=\"\u0643\u064f\u062a\u0628 \u0628\u0648\u0627\u0633\u0637\u0629\" \/>\n\t<meta name=\"twitter:data1\" content=\"InvestGlass\" \/>\n\t<meta name=\"twitter:label2\" content=\"\u0648\u0642\u062a \u0627\u0644\u0642\u0631\u0627\u0621\u0629 \u0627\u0644\u0645\u064f\u0642\u062f\u0651\u0631\" \/>\n\t<meta name=\"twitter:data2\" content=\"15 \u062f\u0642\u064a\u0642\u0629\" \/>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"\u0623\u0647\u0645 \u0627\u0644\u0627\u062a\u062c\u0627\u0647\u0627\u062a \u0641\u064a \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0639\u0628\u0631 \u0627\u0644\u0647\u0627\u062a\u0641 \u0627\u0644\u0645\u062d\u0645\u0648\u0644 \u0644\u062a\u062d\u0648\u064a\u0644 \u062a\u062c\u0631\u0628\u062a\u0643 \u0627\u0644\u0645\u0627\u0644\u064a\u0629","description":"\u0627\u0643\u062a\u0634\u0641 \u0623\u062d\u062f\u062b \u0627\u0644\u0627\u062a\u062c\u0627\u0647\u0627\u062a \u0641\u064a \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0639\u0628\u0631 \u0627\u0644\u0647\u0627\u062a\u0641 \u0627\u0644\u0645\u062d\u0645\u0648\u0644 \u0627\u0644\u062a\u064a \u064a\u0645\u0643\u0646 \u0623\u0646 \u062a\u0639\u0632\u0632 \u062a\u062c\u0631\u0628\u062a\u0643 \u0627\u0644\u0645\u0627\u0644\u064a\u0629. \u062a\u0627\u0628\u0639 \u0627\u0644\u0642\u0631\u0627\u0621\u0629 \u0644\u062a\u0628\u0642\u0649 \u0641\u064a \u0635\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u0634\u0647\u062f \u0627\u0644\u0631\u0642\u0645\u064a \u0627\u0644\u0645\u062a\u0637\u0648\u0631.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.investglass.com\/ar\/\u0623\u0647\u0645-\u0627\u0644\u0627\u062a\u062c\u0627\u0647\u0627\u062a-\u0641\u064a-\u0627\u0644\u062e\u062f\u0645\u0627\u062a-\u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629-\u0639\u0628\u0631\/","og_locale":"ar_AR","og_type":"article","og_title":"Top Trends in Mobile Banking to Watch in 2025","og_description":"The landscape of mobile banking is evolving rapidly, driven by key banking trends that are reshaping how we interact with financial services. In this","og_url":"https:\/\/www.investglass.com\/ar\/\u0623\u0647\u0645-\u0627\u0644\u0627\u062a\u062c\u0627\u0647\u0627\u062a-\u0641\u064a-\u0627\u0644\u062e\u062f\u0645\u0627\u062a-\u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629-\u0639\u0628\u0631\/","og_site_name":"InvestGlass","article_published_time":"2025-07-26T09:16:00+00:00","og_image":[{"width":2048,"height":1365,"url":"https:\/\/www.investglass.com\/wp-content\/uploads\/2025\/04\/getty-images-1IxbMVTdsSk-unsplash-scaled.jpg","type":"image\/jpeg"}],"author":"InvestGlass","twitter_card":"summary_large_image","twitter_creator":"@investglass","twitter_site":"@investglass","twitter_misc":{"\u0643\u064f\u062a\u0628 \u0628\u0648\u0627\u0633\u0637\u0629":"InvestGlass","\u0648\u0642\u062a \u0627\u0644\u0642\u0631\u0627\u0621\u0629 \u0627\u0644\u0645\u064f\u0642\u062f\u0651\u0631":"15 \u062f\u0642\u064a\u0642\u0629"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"NewsArticle","@id":"https:\/\/www.investglass.com\/top-trends-in-mobile-banking-to-watch-in-2025\/#article","isPartOf":{"@id":"https:\/\/www.investglass.com\/top-trends-in-mobile-banking-to-watch-in-2025\/"},"author":{"name":"InvestGlass","@id":"https:\/\/www.investglass.com\/#\/schema\/person\/4682ebae5d718a2ed1b77c9dab0a1f24"},"headline":"Top Trends in Mobile Banking to Watch in 2025","datePublished":"2025-07-26T09:16:00+00:00","mainEntityOfPage":{"@id":"https:\/\/www.investglass.com\/top-trends-in-mobile-banking-to-watch-in-2025\/"},"wordCount":3286,"publisher":{"@id":"https:\/\/www.investglass.com\/#organization"},"image":{"@id":"https:\/\/www.investglass.com\/top-trends-in-mobile-banking-to-watch-in-2025\/#primaryimage"},"thumbnailUrl":"https:\/\/www.investglass.com\/wp-content\/uploads\/2025\/04\/getty-images-1IxbMVTdsSk-unsplash-scaled.jpg","articleSection":["Article"],"inLanguage":"ar","copyrightYear":"2025","copyrightHolder":{"@id":"https:\/\/www.investglass.com\/ar\/#organization"}},{"@type":"WebPage","@id":"https:\/\/www.investglass.com\/top-trends-in-mobile-banking-to-watch-in-2025\/","url":"https:\/\/www.investglass.com\/top-trends-in-mobile-banking-to-watch-in-2025\/","name":"\u0623\u0647\u0645 \u0627\u0644\u0627\u062a\u062c\u0627\u0647\u0627\u062a \u0641\u064a \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0639\u0628\u0631 \u0627\u0644\u0647\u0627\u062a\u0641 \u0627\u0644\u0645\u062d\u0645\u0648\u0644 \u0644\u062a\u062d\u0648\u064a\u0644 \u062a\u062c\u0631\u0628\u062a\u0643 \u0627\u0644\u0645\u0627\u0644\u064a\u0629","isPartOf":{"@id":"https:\/\/www.investglass.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.investglass.com\/top-trends-in-mobile-banking-to-watch-in-2025\/#primaryimage"},"image":{"@id":"https:\/\/www.investglass.com\/top-trends-in-mobile-banking-to-watch-in-2025\/#primaryimage"},"thumbnailUrl":"https:\/\/www.investglass.com\/wp-content\/uploads\/2025\/04\/getty-images-1IxbMVTdsSk-unsplash-scaled.jpg","datePublished":"2025-07-26T09:16:00+00:00","description":"\u0627\u0643\u062a\u0634\u0641 \u0623\u062d\u062f\u062b \u0627\u0644\u0627\u062a\u062c\u0627\u0647\u0627\u062a \u0641\u064a \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0639\u0628\u0631 \u0627\u0644\u0647\u0627\u062a\u0641 \u0627\u0644\u0645\u062d\u0645\u0648\u0644 \u0627\u0644\u062a\u064a \u064a\u0645\u0643\u0646 \u0623\u0646 \u062a\u0639\u0632\u0632 \u062a\u062c\u0631\u0628\u062a\u0643 \u0627\u0644\u0645\u0627\u0644\u064a\u0629. \u062a\u0627\u0628\u0639 \u0627\u0644\u0642\u0631\u0627\u0621\u0629 \u0644\u062a\u0628\u0642\u0649 \u0641\u064a \u0635\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u0634\u0647\u062f \u0627\u0644\u0631\u0642\u0645\u064a \u0627\u0644\u0645\u062a\u0637\u0648\u0631.","breadcrumb":{"@id":"https:\/\/www.investglass.com\/top-trends-in-mobile-banking-to-watch-in-2025\/#breadcrumb"},"inLanguage":"ar","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.investglass.com\/top-trends-in-mobile-banking-to-watch-in-2025\/"]}]},{"@type":"ImageObject","inLanguage":"ar","@id":"https:\/\/www.investglass.com\/top-trends-in-mobile-banking-to-watch-in-2025\/#primaryimage","url":"https:\/\/www.investglass.com\/wp-content\/uploads\/2025\/04\/getty-images-1IxbMVTdsSk-unsplash-scaled.jpg","contentUrl":"https:\/\/www.investglass.com\/wp-content\/uploads\/2025\/04\/getty-images-1IxbMVTdsSk-unsplash-scaled.jpg","width":2048,"height":1365,"caption":"Trends in Mobile Banking"},{"@type":"BreadcrumbList","@id":"https:\/\/www.investglass.com\/top-trends-in-mobile-banking-to-watch-in-2025\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"InvestGlass","item":"https:\/\/www.investglass.com\/"},{"@type":"ListItem","position":2,"name":"Top Trends in Mobile Banking to Watch in 2025"}]},{"@type":"WebSite","@id":"https:\/\/www.investglass.com\/#website","url":"https:\/\/www.investglass.com\/","name":"\u0625\u0646\u0641\u0633\u062a \u062c\u0644\u0627\u0633","description":"\u0625\u062f\u0627\u0631\u0629 \u0639\u0644\u0627\u0642\u0627\u062a \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0627\u0644\u0633\u064a\u0627\u062f\u064a\u0629 \u0627\u0644\u0633\u0648\u064a\u0633\u0631\u064a\u0629","publisher":{"@id":"https:\/\/www.investglass.com\/#organization"},"alternateName":"InvestGlass","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.investglass.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"ar"},{"@type":["Organization","Place"],"@id":"https:\/\/www.investglass.com\/#organization","name":"\u0625\u0646\u0641\u0633\u062a \u062c\u0644\u0627\u0633","url":"https:\/\/www.investglass.com\/","logo":{"@id":"https:\/\/www.investglass.com\/top-trends-in-mobile-banking-to-watch-in-2025\/#local-main-organization-logo"},"image":{"@id":"https:\/\/www.investglass.com\/top-trends-in-mobile-banking-to-watch-in-2025\/#local-main-organization-logo"},"sameAs":["https:\/\/x.com\/investglass","https:\/\/www.linkedin.com\/company\/investglass\/","https:\/\/www.youtube.com\/channel\/UCt5r5XgzbSq2KhguJQxCwyA"],"telephone":[],"openingHoursSpecification":[{"@type":"OpeningHoursSpecification","dayOfWeek":["Monday","Tuesday","Wednesday","Thursday","Friday","Saturday","Sunday"],"opens":"09:00","closes":"17:00"}]},{"@type":"Person","@id":"https:\/\/www.investglass.com\/#\/schema\/person\/4682ebae5d718a2ed1b77c9dab0a1f24","name":"\u0625\u0646\u0641\u0633\u062a \u062c\u0644\u0627\u0633","image":{"@type":"ImageObject","inLanguage":"ar","@id":"https:\/\/secure.gravatar.com\/avatar\/8fb928ff37ca45def17ac75d6e799fb75f3f24f123aa31be169bfaf65f59dd40?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/8fb928ff37ca45def17ac75d6e799fb75f3f24f123aa31be169bfaf65f59dd40?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/8fb928ff37ca45def17ac75d6e799fb75f3f24f123aa31be169bfaf65f59dd40?s=96&d=mm&r=g","caption":"InvestGlass"},"sameAs":["https:\/\/www.investglass.com"],"url":"https:\/\/www.investglass.com\/ar\/author\/axginvestglass-com\/"},{"@type":"ImageObject","inLanguage":"ar","@id":"https:\/\/www.investglass.com\/top-trends-in-mobile-banking-to-watch-in-2025\/#local-main-organization-logo","url":"https:\/\/www.investglass.com\/wp-content\/uploads\/2023\/10\/InvestGlass-blue2.png","contentUrl":"https:\/\/www.investglass.com\/wp-content\/uploads\/2023\/10\/InvestGlass-blue2.png","width":839,"height":192,"caption":"InvestGlass"}]}},"_links":{"self":[{"href":"https:\/\/www.investglass.com\/ar\/wp-json\/wp\/v2\/posts\/47140","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.investglass.com\/ar\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.investglass.com\/ar\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.investglass.com\/ar\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.investglass.com\/ar\/wp-json\/wp\/v2\/comments?post=47140"}],"version-history":[{"count":0,"href":"https:\/\/www.investglass.com\/ar\/wp-json\/wp\/v2\/posts\/47140\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.investglass.com\/ar\/wp-json\/wp\/v2\/media\/47210"}],"wp:attachment":[{"href":"https:\/\/www.investglass.com\/ar\/wp-json\/wp\/v2\/media?parent=47140"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.investglass.com\/ar\/wp-json\/wp\/v2\/categories?post=47140"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.investglass.com\/ar\/wp-json\/wp\/v2\/tags?post=47140"}],"curies":[{"name":"\u062f\u0628\u0644\u064a\u0648 \u0628\u064a","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}