{"id":36519,"date":"2023-03-31T12:51:31","date_gmt":"2023-03-31T10:51:31","guid":{"rendered":"https:\/\/www.investglass.com\/?p=36519"},"modified":"2026-01-10T22:25:29","modified_gmt":"2026-01-10T21:25:29","slug":"%d9%85%d8%a7-%d9%87%d9%8a-%d8%a7%d9%84%d8%af%d9%88%d8%a7%d9%81%d8%b9-%d8%a7%d9%84%d8%b1%d8%a6%d9%8a%d8%b3%d9%8a%d8%a9-%d9%84%d9%84%d8%a7%d8%a8%d8%aa%d9%83%d8%a7%d8%b1-%d9%81%d9%8a-%d8%a7%d9%84%d9%82","status":"publish","type":"post","link":"https:\/\/www.investglass.com\/ar\/what-are-key-drivers-for-innovation-in-banking\/","title":{"rendered":"\u0645\u0627 \u0647\u064a \u0627\u0644\u062f\u0648\u0627\u0641\u0639 \u0627\u0644\u0631\u0626\u064a\u0633\u064a\u0629 \u0644\u0644\u0627\u0628\u062a\u0643\u0627\u0631 \u0641\u064a \u0627\u0644\u0642\u0637\u0627\u0639 \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u061f"},"content":{"rendered":"<p class=\"wp-block-paragraph\">\u064a\u064f\u0639\u062f \u0627\u0644\u0627\u0628\u062a\u0643\u0627\u0631 \u0639\u0646\u0635\u0631\u0627\u064b 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class=\"wp-block-list\">\n<li>\u0627\u0644\u062a\u062d\u0648\u0651\u0644 \u0627\u0644\u0631\u0642\u0645\u064a: \u0645\u0646\u0635\u0629 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0627\u0644\u0623\u0633\u0627\u0633\u064a\u0629 \u064a\u0645\u0643\u0646 \u0623\u0646 \u062a\u0633\u0627\u0639\u062f <a href=\"https:\/\/www.investglass.com\/ar\/%d8%a3%d8%b4%d9%8a%d8%a7%d8%a1-%d9%8a%d8%ac%d8%a8-%d8%a3%d9%86-%d8%aa%d8%b9%d8%b1%d9%81%d9%87%d8%a7-%d9%82%d8%a8%d9%84-%d8%a3%d9%86-%d8%aa%d8%a8%d8%af%d8%a3-%d8%a8%d9%86%d9%83%d9%83-%d8%a7%d9%84%d8%b1\/\" target=\"_blank\" rel=\"noopener\" data-wpil-monitor-id=\"441\">\u062a\u0633\u0631\u0651\u0639 \u0627\u0644\u0628\u0646\u0648\u0643 \u0645\u0646 \u0648\u062a\u064a\u0631\u0629 \u062a\u0637\u0648\u0631\u0647\u0627 \u0627\u0644\u0631\u0642\u0645\u064a<\/a> \u0627\u0644\u062a\u062d\u0648\u0644 \u0645\u0646 \u062e\u0644\u0627\u0644 \u062a\u0648\u0641\u064a\u0631 \u0645\u062c\u0645\u0648\u0639\u0629 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href=\"https:\/\/www.investglass.com\/ar\/%d8%a3%d8%af%d9%88%d8%a7%d8%aa-%d8%a7%d9%84%d8%a3%d8%aa%d9%85%d8%aa%d8%a9\/\" target=\"_blank\" rel=\"noopener\" title=\"\u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a\" data-wpil-keyword-link=\"linked\" data-wpil-monitor-id=\"342\">\u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a<\/a>, \u0648\u0633\u0644\u0633\u0644\u0629 \u0627\u0644\u0643\u062a\u0644\u060c \u0648\u0627\u0644\u062d\u0648\u0633\u0628\u0629 \u0627\u0644\u0633\u062d\u0627\u0628\u064a\u0629\u060c \u062a\u0642\u0648\u062f \u0627\u0644\u0627\u0628\u062a\u0643\u0627\u0631 \u0641\u064a \u0645\u062c\u0627\u0644 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629. \u062a\u062e\u0644\u0642 \u0647\u0630\u0647 \u0627\u0644\u062a\u0642\u0646\u064a\u0627\u062a \u0641\u0631\u0635\u064b\u0627 \u062c\u062f\u064a\u062f\u0629 \u0644\u0644\u0628\u0646\u0648\u0643 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\u0623\u064a\u0636\u064b\u0627 \u0645\u062d\u0631\u0643 \u0631\u0626\u064a\u0633\u064a \u0644\u0644\u0627\u0628\u062a\u0643\u0627\u0631 \u0641\u064a \u0627\u0644\u0642\u0637\u0627\u0639 \u0627\u0644\u0645\u0635\u0631\u0641\u064a. \u0641\u0627\u0644\u0645\u0635\u0627\u0631\u0641 \u0627\u0644\u062a\u064a \u062a\u0631\u0639\u0649 \u062b\u0642\u0627\u0641\u0629 \u0627\u0644\u0627\u0628\u062a\u0643\u0627\u0631 \u0648\u0627\u0644\u062a\u062c\u0631\u064a\u0628 \u0645\u0646 \u0627\u0644\u0645\u0631\u062c\u062d \u0623\u0646 \u062a\u0646\u062c\u062d \u0641\u064a \u062a\u0637\u0648\u064a\u0631 \u0645\u0646\u062a\u062c\u0627\u062a \u0648\u062e\u062f\u0645\u0627\u062a \u062c\u062f\u064a\u062f\u0629 \u0648\u0645\u0628\u062a\u0643\u0631\u0629.<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">\u0625\u0646 \u0627\u0644\u0627\u0628\u062a\u0643\u0627\u0631 \u0641\u064a \u0627\u0644\u0642\u0637\u0627\u0639 \u0627\u0644\u0645\u0635\u0631\u0641\u064a \u0645\u062f\u0641\u0648\u0639 \u0628\u0645\u062c\u0645\u0648\u0639\u0629 \u0645\u0646 \u0627\u0644\u0639\u0648\u0627\u0645\u0644\u060c \u0628\u0645\u0627 \u0641\u064a \u0630\u0644\u0643 \u062a\u0648\u0642\u0639\u0627\u062a \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0648\u0627\u0644\u062a\u0642\u062f\u0645 \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a \u0648\u0627\u0644\u062a\u063a\u064a\u0631\u0627\u062a \u0627\u0644\u062a\u0646\u0638\u064a\u0645\u064a\u0629 \u0648\u0627\u0644\u0645\u0646\u0627\u0641\u0633\u0629 \u0648\u0627\u0644\u062b\u0642\u0627\u0641\u0629 \u0627\u0644\u062f\u0627\u062e\u0644\u064a\u0629. \u0645\u0646 \u062e\u0644\u0627\u0644 \u0645\u0648\u0627\u0643\u0628\u0629 \u0647\u0630\u0647 \u0627\u0644\u0639\u0648\u0627\u0645\u0644 \u0648\u0627\u0644\u0627\u0633\u062a\u0641\u0627\u062f\u0629 \u0645\u0646 \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0644\u062f\u0641\u0639 \u0639\u062c\u0644\u0629 \u0627\u0644\u0646\u0645\u0648 \u0648\u0627\u0644\u0646\u062c\u0627\u062d\u060c \u064a\u0645\u0643\u0646 \u0644\u0644\u0645\u0635\u0627\u0631\u0641 \u0623\u0646 \u062a\u0647\u064a\u0626 \u0646\u0641\u0633\u0647\u0627 \u0644\u062a\u062d\u0642\u064a\u0642 \u0627\u0644\u0646\u062c\u0627\u062d \u0639\u0644\u0649 \u0627\u0644\u0645\u062f\u0649 \u0627\u0644\u0637\u0648\u064a\u0644 \u0641\u064a \u0627\u0644\u0633\u0646\u0648\u0627\u062a \u0627\u0644\u0642\u0627\u062f\u0645\u0629.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"683\" height=\"1024\" src=\"https:\/\/www.investglass.com\/wp-content\/uploads\/careers-team-18-2-683x1024.jpg\" alt=\"\u0627\u0644\u0641\u0631\u0642 \u0627\u0644\u062d\u062f\u064a\u062b\u0629\" class=\"wp-image-35416\" srcset=\"https:\/\/www.investglass.com\/wp-content\/uploads\/careers-team-18-2-683x1024.jpg 683w, https:\/\/www.investglass.com\/wp-content\/uploads\/careers-team-18-2-200x300.jpg 200w, https:\/\/www.investglass.com\/wp-content\/uploads\/careers-team-18-2.jpg 730w\" sizes=\"(max-width: 683px) 100vw, 683px\" \/><figcaption class=\"wp-element-caption\">\u0627\u0644\u0641\u0631\u0642 \u0627\u0644\u062d\u062f\u064a\u062b\u0629<\/figcaption><\/figure>\n<\/div>\n\n\n<h2 class=\"wp-block-heading\">\u0645\u0627 \u0647\u0648 \u0627\u0644\u0647\u062f\u0641 \u0645\u0646 \u0627\u0644\u0646\u0638\u0627\u0645 \u0627\u0644\u0645\u0635\u0631\u0641\u064a \u0627\u0644\u0623\u0633\u0627\u0633\u064a\u061f<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u0627\u0644\u0647\u062f\u0641 \u0645\u0646 \u0627\u0644\u0646\u0648\u0627\u0629 \u0627\u0644\u0623\u0633\u0627\u0633\u064a\u0629 <a href=\"https:\/\/www.investglass.com\/ar\/%d8%aa%d8%a3%d8%ab%d9%8a%d8%b1-%d8%a7%d9%84%d8%b0%d9%83%d8%a7%d8%a1-%d8%a7%d9%84%d8%a7%d8%b5%d8%b7%d9%86%d8%a7%d8%b9%d9%8a-%d8%b9%d9%84%d9%89-%d8%a7%d9%84%d8%b3%d9%8a%d8%a7%d8%b3%d8%a7%d8%aa-%d8%a7\/\" target=\"_blank\" rel=\"noopener\" data-wpil-monitor-id=\"2017\">\u0627\u0644\u0646\u0638\u0627\u0645 \u0627\u0644\u0645\u0635\u0631\u0641\u064a \u0647\u0648 \u062a\u0648\u0641\u064a\u0631 \u0646\u0638\u0627\u0645 \u0645\u0635\u0631\u0641\u064a \u0645\u0631\u0643\u0632\u064a<\/a> \u0645\u0646\u0635\u0629 \u0634\u0627\u0645\u0644\u0629 \u0644\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u064a\u0648\u0645\u064a\u0629 \u0644\u0644\u0628\u0646\u0643\u060c \u0628\u0645\u0627 \u0641\u064a \u0630\u0644\u0643 \u0645\u0639\u0627\u0644\u062c\u0629 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0648\u0625\u062f\u0627\u0631\u0629 \u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0648\u062a\u0642\u062f\u064a\u0645 \u0645\u062c\u0645\u0648\u0639\u0629 \u0645\u0646 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629. \u0635\u064f\u0645\u0645\u062a \u0627\u0644\u0623\u0646\u0638\u0645\u0629 \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0627\u0644\u0623\u0633\u0627\u0633\u064a\u0629 \u0644\u062a\u0643\u0648\u0646 \u0642\u0648\u064a\u0629 \u0648\u0642\u0627\u0628\u0644\u0629 \u0644\u0644\u062a\u0637\u0648\u064a\u0631\u060c \u0648\u064a\u0645\u0643\u0646\u0647\u0627 \u0627\u0644\u062a\u0639\u0627\u0645\u0644 \u0645\u0639 \u062d\u062c\u0645 \u0643\u0628\u064a\u0631 \u0645\u0646 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0645\u0639 \u0636\u0645\u0627\u0646 \u0623\u0645\u0646 \u0648\u0645\u0648\u062b\u0648\u0642\u064a\u0629 \u0627\u0644\u0646\u0638\u0627\u0645 \u0627\u0644\u0645\u0635\u0631\u0641\u064a.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u062a\u062a\u0636\u0645\u0646 \u0628\u0639\u0636 \u0627\u0644\u0623\u0647\u062f\u0627\u0641 \u0627\u0644\u0645\u062d\u062f\u062f\u0629 \u0644\u0644\u0646\u0638\u0627\u0645 \u0627\u0644\u0645\u0635\u0631\u0641\u064a \u0627\u0644\u0623\u0633\u0627\u0633\u064a \u0645\u0627 \u064a\u0644\u064a:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>\u0627\u0644\u0643\u0641\u0627\u0621\u0629: \u062a\u0645 \u062a\u0635\u0645\u064a\u0645 \u0627\u0644\u0623\u0646\u0638\u0645\u0629 \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0627\u0644\u0623\u0633\u0627\u0633\u064a\u0629 \u0644\u062a\u0628\u0633\u064a\u0637 \u0648 <a href=\"https:\/\/www.investglass.com\/ar\/%d9%85%d8%a7-%d8%a7%d9%84%d8%b0%d9%8a-%d8%aa%d9%81%d8%b9%d9%84%d9%87-%d8%a7%d9%84%d8%a8%d9%86%d9%88%d9%83-%d9%85%d8%b9-chatgpt-%d9%88%d8%a3%d8%aa%d9%85%d8%aa%d8%a9-%d8%a7%d9%84%d8%b9%d9%85%d9%84%d9%8a\/\" target=\"_blank\" rel=\"noopener\" data-wpil-monitor-id=\"1069\">\u0623\u062a\u0645\u062a\u0629 \u0627\u0644\u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629<\/a>, \u0648\u062a\u0642\u0644\u064a\u0644 \u0627\u0644\u062d\u0627\u062c\u0629 \u0625\u0644\u0649 \u0627\u0644\u062a\u062f\u062e\u0644 \u0627\u0644\u064a\u062f\u0648\u064a \u0648\u062a\u062d\u0633\u064a\u0646 \u0627\u0644\u0643\u0641\u0627\u0621\u0629. \u0648\u0647\u0630\u0627 \u064a\u0645\u0643\u0646 \u0623\u0646 \u064a\u0633\u0627\u0639\u062f \u0627\u0644\u0628\u0646\u0648\u0643 \u0639\u0644\u0649 \u062e\u0641\u0636 \u0627\u0644\u062a\u0643\u0627\u0644\u064a\u0641 \u0648\u062a\u062d\u0633\u064a\u0646 \u0635\u0627\u0641\u064a \u0623\u0631\u0628\u0627\u062d\u0647\u0627.<\/li>\n\n\n\n<li>\u0627\u0644\u062a\u0643\u0627\u0645\u0644: \u062a\u0645 \u062a\u0635\u0645\u064a\u0645 \u0627\u0644\u0623\u0646\u0638\u0645\u0629 \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0627\u0644\u0623\u0633\u0627\u0633\u064a\u0629 \u0628\u062d\u064a\u062b \u062a\u062a\u0643\u0627\u0645\u0644 \u0645\u0639 \u0627\u0644\u0623\u0646\u0638\u0645\u0629 \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0627\u0644\u0623\u062e\u0631\u0649 \u0648\u0645\u0642\u062f\u0645\u064a \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0645\u0646 \u0627\u0644\u0623\u0637\u0631\u0627\u0641 \u0627\u0644\u062b\u0627\u0644\u062b\u0629\u060c \u0645\u0645\u0627 \u064a\u0645\u0643\u0651\u0646 \u0627\u0644\u0628\u0646\u0648\u0643 \u0645\u0646 \u062a\u0642\u062f\u064a\u0645 \u0645\u062c\u0645\u0648\u0639\u0629 \u0648\u0627\u0633\u0639\u0629 \u0645\u0646 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0648\u062e\u0644\u0642 \u0645\u0635\u0627\u062f\u0631 \u062c\u062f\u064a\u062f\u0629 \u0644\u0644\u0625\u064a\u0631\u0627\u062f\u0627\u062a.<\/li>\n\n\n\n<li>\u0627\u0644\u0623\u0645\u0627\u0646: \u0635\u064f\u0645\u0645\u062a \u0627\u0644\u0623\u0646\u0638\u0645\u0629 \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0627\u0644\u0623\u0633\u0627\u0633\u064a\u0629 \u0644\u0636\u0645\u0627\u0646 \u0623\u0645\u0646 \u0648\u0633\u0644\u0627\u0645\u0629 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0648\u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629\u060c \u0648\u0627\u0644\u062d\u0645\u0627\u064a\u0629 \u0645\u0646 \u0627\u0644\u0627\u062d\u062a\u064a\u0627\u0644 \u0648\u062e\u0631\u0642 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class=\"wp-block-paragraph\">\u064a\u062a\u0645\u062b\u0644 \u0627\u0644\u0647\u062f\u0641 \u0645\u0646 \u0627\u0644\u0646\u0638\u0627\u0645 \u0627\u0644\u0645\u0635\u0631\u0641\u064a \u0627\u0644\u0623\u0633\u0627\u0633\u064a \u0641\u064a \u062a\u0632\u0648\u064a\u062f \u0627\u0644\u0628\u0646\u0648\u0643 \u0628\u0645\u0646\u0635\u0629 \u0634\u0627\u0645\u0644\u0629 \u0648\u0645\u0648\u062b\u0648\u0642\u0629 \u0644\u0625\u062f\u0627\u0631\u0629 \u0639\u0645\u0644\u064a\u0627\u062a\u0647\u0627 \u0627\u0644\u064a\u0648\u0645\u064a\u0629\u060c \u0645\u0639 \u062a\u0645\u0643\u064a\u0646\u0647\u0627 \u0645\u0646 \u0627\u0644\u0627\u0628\u062a\u0643\u0627\u0631 \u0648\u062a\u0642\u062f\u064a\u0645 \u0645\u0646\u062a\u062c\u0627\u062a \u0648\u062e\u062f\u0645\u0627\u062a \u062c\u062f\u064a\u062f\u0629 \u0648\u0645\u0628\u062a\u0643\u0631\u0629 \u0644\u0639\u0645\u0644\u0627\u0626\u0647\u0627.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/www.investglass.com\/wp-content\/uploads\/2023\/03\/9uxrcupg36i-1-1024x683.jpg\" alt=\"\u0647\u0644 \u0627\u0644\u0628\u0637\u0627\u0642\u0629 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\u064a\u0629 \u0647\u064a \u0627\u0644\u062e\u064a\u0627\u0631 \u0627\u0644\u0623\u0641\u0636\u0644\u061f\" class=\"wp-image-36523\" srcset=\"https:\/\/www.investglass.com\/wp-content\/uploads\/2023\/03\/9uxrcupg36i-1-1024x683.jpg 1024w, https:\/\/www.investglass.com\/wp-content\/uploads\/2023\/03\/9uxrcupg36i-1-300x200.jpg 300w, https:\/\/www.investglass.com\/wp-content\/uploads\/2023\/03\/9uxrcupg36i-1-768x512.jpg 768w, https:\/\/www.investglass.com\/wp-content\/uploads\/2023\/03\/9uxrcupg36i-1-1536x1024.jpg 1536w, https:\/\/www.investglass.com\/wp-content\/uploads\/2023\/03\/9uxrcupg36i-1.jpg 1600w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\">\u0647\u0644 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\u0631\u0633\u0648\u062e\u0627\u064b.<\/li>\n\n\n\n<li>\u0634\u0631\u0643\u0629 \u0627\u0626\u062a\u0645\u0627\u0646 \u0634\u0631\u0643\u0629 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646 \u0647\u064a \u0645\u0624\u0633\u0633\u0629 \u0645\u0627\u0644\u064a\u0629 \u062a\u0631\u0643\u0632 \u0628\u0634\u0643\u0644 \u0623\u0633\u0627\u0633\u064a \u0639\u0644\u0649 \u0627\u0644\u0625\u0642\u0631\u0627\u0636\u060c \u0645\u062b\u0644 \u0627\u0644\u0642\u0631\u0648\u0636 \u0627\u0644\u0634\u062e\u0635\u064a\u0629 \u0648\u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646 \u0648\u062e\u0637\u0648\u0637 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646. \u0642\u062f \u062a\u0642\u062f\u0645 \u0634\u0631\u0643\u0627\u062a \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646 \u0623\u064a\u0636\u0627\u064b \u062e\u062f\u0645\u0627\u062a \u0645\u0627\u0644\u064a\u0629 \u0623\u062e\u0631\u0649\u060c \u0645\u062b\u0644 <a href=\"https:\/\/www.investglass.com\/ar\/%d8%a3%d9%81%d8%b6%d9%84-%d9%85%d9%88%d9%84%d8%af-%d8%a8%d8%b1%d9%8a%d8%af-%d8%a5%d9%84%d9%83%d8%aa%d8%b1%d9%88%d9%86%d9%8a-%d9%84%d9%84%d8%b0%d9%83%d8%a7%d8%a1-%d8%a7%d9%84%d8%a7%d8%b5%d8%b7%d9%86\/\" target=\"_blank\" rel=\"noopener\" data-wpil-monitor-id=\"2118\">\u062d\u0633\u0627\u0628\u0627\u062a \u0627\u0644\u062a\u0648\u0641\u064a\u0631 \u0623\u0648 \u0627\u0644\u0645\u0646\u062a\u062c\u0627\u062a \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631\u064a\u0629<\/a>. \u0639\u0644\u0649 \u0639\u0643\u0633 \u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u062c\u062f\u064a\u062f\u0629\u060c \u0642\u062f \u064a\u0643\u0648\u0646 \u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646 \u0641\u0631\u0648\u0639 \u0623\u0648 \u0645\u0643\u0627\u062a\u0628 \u0641\u0639\u0644\u064a\u0629\u060c \u0648\u0642\u062f \u062a\u0643\u0648\u0646 \u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0643\u0627\u062a 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\u0645\u062a\u0639\u062f\u062f\u0629. \u0643\u0645\u0627 \u0623\u0646\u0647\u0627 \u062a\u0645\u064a\u0644 \u0623\u064a\u0636\u064b\u0627 \u0625\u0644\u0649 \u0627\u0645\u062a\u0644\u0627\u0643 \u0639\u0644\u0627\u0645\u0627\u062a \u062a\u062c\u0627\u0631\u064a\u0629 \u0623\u0643\u062b\u0631 \u0631\u0633\u0648\u062e\u064b\u0627 \u0648\u0645\u0633\u062a\u0648\u0649 \u0623\u0639\u0644\u0649 \u0645\u0646 \u0627\u0644\u062b\u0642\u0629 \u0628\u064a\u0646 \u0627\u0644\u0639\u0645\u0644\u0627\u0621. \u0648\u0645\u0639 \u0630\u0644\u0643\u060c \u0641\u0625\u0646 \u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0639\u0627\u0644\u0645\u064a\u0629 <a href=\"https:\/\/www.investglass.com\/ar\/%d8%a3%d9%87%d9%85-%d8%aa%d8%ad%d8%af%d9%8a%d8%a7%d8%aa-%d8%aa%d8%a8%d9%86%d9%8a-%d8%a7%d9%84%d8%b0%d9%83%d8%a7%d8%a1-%d8%a7%d9%84%d8%a7%d8%b5%d8%b7%d9%86%d8%a7%d8%b9%d9%8a-%d9%81%d9%8a-%d8%a7%d9%84\/\" target=\"_blank\" rel=\"noopener\" data-wpil-monitor-id=\"2248\">\u0642\u062f \u062a\u0643\u0648\u0646 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https:\/\/www.investglass.com\/wp-content\/uploads\/2022\/12\/InvestGlass-Official-Design-2022.002-300x225.png 300w, https:\/\/www.investglass.com\/wp-content\/uploads\/2022\/12\/InvestGlass-Official-Design-2022.002-768x576.png 768w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n<\/div>\n\n\n<h2 class=\"wp-block-heading\">\u0643\u064a\u0641 \u064a\u0645\u0643\u0646 \u0623\u0646 \u064a\u0633\u0627\u0639\u062f\u0643 InvestGlass \u0641\u064a \u0628\u0646\u0627\u0621 \u0645\u0646\u0635\u0629 \u0645\u0635\u0631\u0641\u064a\u0629 \u0623\u0633\u0627\u0633\u064a\u0629\u061f<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">InvestGlass \u0647\u064a \u0634\u0631\u0643\u0629 \u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0645\u0627\u0644\u064a\u0629 \u062a\u0642\u062f\u0645 \u0645\u062c\u0645\u0648\u0639\u0629 \u0645\u0646 \u0627\u0644\u062d\u0644\u0648\u0644 \u0644\u0628\u0646\u0627\u0621 \u0645\u0646\u0635\u0629 \u0645\u0635\u0631\u0641\u064a\u0629 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href=\"https:\/\/www.investglass.com\/ar\/%d9%83%d9%8a%d9%81%d9%8a%d8%a9-%d8%a3%d8%aa%d9%85%d8%aa%d8%a9-%d8%a8%d9%86%d9%83%d9%83\/\" target=\"_blank\" rel=\"noopener\" data-wpil-monitor-id=\"1165\">\u0623\u062a\u0645\u062a\u0629 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0627\u0644\u0631\u0626\u064a\u0633\u064a\u0629<\/a> \u0627\u0644\u0639\u0645\u0644\u064a\u0627\u062a\u060c \u0645\u062b\u0644 \u062a\u0623\u0647\u064a\u0644 \u0627\u0644\u0639\u0645\u0644\u0627\u0621\u060c \u0648\u0645\u0639\u0627\u0644\u062c\u0629 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a\u060c \u0648\u063a\u064a\u0631\u0647\u0627. \u064a\u0645\u0643\u0646 \u0623\u0646 \u064a\u0633\u0627\u0639\u062f\u0643 \u0630\u0644\u0643 \u0639\u0644\u0649 \u062a\u0642\u0644\u064a\u0644 \u0627\u0644\u062a\u0643\u0627\u0644\u064a\u0641 \u0648\u062a\u062d\u0633\u064a\u0646 \u0627\u0644\u0643\u0641\u0627\u0621\u0629.<\/li>\n\n\n\n<li>\u0627\u0644\u062a\u062d\u0644\u064a\u0644\u0627\u062a: \u064a\u0648\u0641\u0631 \u0644\u0643 InvestGlass \u0623\u062f\u0648\u0627\u062a \u062a\u062d\u0644\u064a\u0644\u0627\u062a \u0645\u062a\u0642\u062f\u0645\u0629 \u064a\u0645\u0643\u0646 \u0623\u0646 \u062a\u0633\u0627\u0639\u062f\u0643 \u0639\u0644\u0649 \u0627\u0643\u062a\u0633\u0627\u0628 \u0631\u0624\u0649 \u062d\u0648\u0644 \u0633\u0644\u0648\u0643 \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0648\u0627\u062a\u062c\u0627\u0647\u0627\u062a \u0627\u0644\u0633\u0648\u0642 \u0648\u063a\u064a\u0631 \u0630\u0644\u0643. \u0648\u064a\u0645\u0643\u0646 \u0623\u0646 \u064a\u0633\u0627\u0639\u062f\u0643 \u0630\u0644\u0643 \u0639\u0644\u0649 \u0627\u062a\u062e\u0627\u0630 \u0642\u0631\u0627\u0631\u0627\u062a \u0642\u0627\u0626\u0645\u0629 \u0639\u0644\u0649 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0648\u062a\u062d\u0633\u064a\u0646 \u062e\u062f\u0645\u0627\u062a\u0643 \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629.<\/li>\n\n\n\n<li>\u0627\u0644\u062a\u062e\u0635\u064a\u0635: \u062a\u0642\u062f\u0645 InvestGlass \u0645\u0646\u0635\u0629 \u0642\u0627\u0628\u0644\u0629 \u0644\u0644\u062a\u062e\u0635\u064a\u0635 \u0628\u062f\u0631\u062c\u0629 \u0643\u0628\u064a\u0631\u0629 \u064a\u0645\u0643\u0646 \u062a\u062e\u0635\u064a\u0635\u0647\u0627 \u0644\u062a\u0644\u0628\u064a\u0629 \u0627\u0644\u0627\u062d\u062a\u064a\u0627\u062c\u0627\u062a \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0645\u0624\u0633\u0633\u062a\u0643. \u0648\u0633\u0648\u0627\u0621 \u0643\u0646\u062a \u062a\u0646\u0634\u0626 \u0628\u0646\u0643\u064b\u0627 \u062c\u062f\u064a\u062f\u064b\u0627 \u0623\u0648 \u0634\u0631\u0643\u0629 \u0627\u0626\u062a\u0645\u0627\u0646 \u0623\u0648 \u0628\u0646\u0643\u064b\u0627 \u0639\u0627\u0644\u0645\u064a\u064b\u0627\u060c \u064a\u0645\u0643\u0646 \u0644 InvestGlass \u0645\u0633\u0627\u0639\u062f\u062a\u0643 \u0641\u064a \u0625\u0646\u0634\u0627\u0621 \u0645\u0646\u0635\u0629 \u062a\u0646\u0627\u0633\u0628 \u0646\u0645\u0648\u0630\u062c \u0639\u0645\u0644\u0643 \u0627\u0644\u0641\u0631\u064a\u062f.<\/li>\n\n\n\n<li>\u0627\u0644\u0623\u0645\u0627\u0646: \u064a\u0648\u0641\u0631 \u0644\u0643 InvestGlass \u0645\u064a\u0632\u0627\u062a \u0623\u0645\u0627\u0646 \u0642\u0648\u064a\u0629 \u0644\u062d\u0645\u0627\u064a\u0629 \u0628\u064a\u0627\u0646\u0627\u062a\u0643 \u0648\u0645\u0639\u0627\u0645\u0644\u0627\u062a\u0643 \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0645\u0646 \u0627\u0644\u0627\u062d\u062a\u064a\u0627\u0644 \u0648\u062e\u0631\u0642 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0648\u0627\u0644\u062a\u0647\u062f\u064a\u062f\u0627\u062a \u0627\u0644\u0623\u0645\u0646\u064a\u0629 \u0627\u0644\u0623\u062e\u0631\u0649. \u064a\u0645\u0643\u0646 \u0623\u0646 \u064a\u0633\u0627\u0639\u062f\u0643 \u0630\u0644\u0643 \u0639\u0644\u0649 \u0636\u0645\u0627\u0646 \u0633\u0644\u0627\u0645\u0629 \u0646\u0638\u0627\u0645\u0643 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\u0627\u0644\u0645\u0646\u0627\u0641\u0633\u0629.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u0627\u0644\u0623\u0633\u0626\u0644\u0629 \u0627\u0644\u0634\u0627\u0626\u0639\u0629<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>1. \u0645\u0627 \u0647\u064a \u0627\u0644\u062f\u0648\u0627\u0641\u0639 \u0627\u0644\u0631\u0626\u064a\u0633\u064a\u0629 \u0644\u0644\u0627\u0628\u062a\u0643\u0627\u0631 \u0641\u064a \u0627\u0644\u0642\u0637\u0627\u0639 \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u061f<\/strong><br>\u0625\u0646 \u0627\u0644\u0627\u0628\u062a\u0643\u0627\u0631 \u0641\u064a \u0645\u062c\u0627\u0644 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0645\u062f\u0641\u0648\u0639 \u0628\u062a\u0648\u0642\u0639\u0627\u062a \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0648\u0627\u0644\u062a\u063a\u064a\u0631\u0627\u062a \u0627\u0644\u062a\u0646\u0638\u064a\u0645\u064a\u0629 \u0648\u0627\u0644\u0645\u0646\u0627\u0641\u0633\u0629 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\u0627\u0644\u062a\u062d\u0648\u0644 \u0627\u0644\u0631\u0642\u0645\u064a \u0639\u0644\u0649 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629\u061f<\/strong><br>\u064a\u062a\u064a\u062d \u0627\u0644\u062a\u062d\u0648\u0644 \u0627\u0644\u0631\u0642\u0645\u064a \u0644\u0644\u0628\u0646\u0648\u0643 \u062a\u0642\u062f\u064a\u0645 \u062e\u062f\u0645\u0627\u062a \u0633\u0644\u0633\u0629 \u0639\u0628\u0631 \u0627\u0644\u0625\u0646\u062a\u0631\u0646\u062a \u0648\u0627\u0644\u0647\u0627\u062a\u0641 \u0627\u0644\u0645\u062d\u0645\u0648\u0644 \u0645\u0639 \u062a\u062d\u0633\u064a\u0646 \u0627\u0644\u0643\u0641\u0627\u0621\u0629. \u062a\u0639\u0645\u0644 \u0634\u0631\u0643\u0629 InvestGlass \u0639\u0644\u0649 \u062a\u0633\u0631\u064a\u0639 \u0647\u0630\u0647 \u0627\u0644\u0639\u0645\u0644\u064a\u0629 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0627\u0644\u062d\u0644\u0648\u0644 \u0627\u0644\u0645\u0633\u062a\u0636\u0627\u0641\u0629 \u0639\u0644\u0649 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\u0639\u0644\u0649 \u0627\u0644\u062b\u0642\u0629 \u0648\u0627\u0644\u0623\u0645\u0627\u0646.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>5. \u0645\u0627 \u0623\u0647\u0645\u064a\u0629 \u0627\u0644\u062a\u0637\u0648\u064a\u0631 \u0627\u0644\u0631\u0634\u064a\u0642 \u0644\u0644\u0628\u0646\u0648\u0643\u061f<\/strong><br>\u062a\u0633\u0645\u062d \u0627\u0644\u0623\u0633\u0627\u0644\u064a\u0628 \u0627\u0644\u0631\u0634\u064a\u0642\u0629 \u0644\u0644\u0628\u0646\u0648\u0643 \u0628\u0625\u0637\u0644\u0627\u0642 \u0627\u0644\u0645\u0646\u062a\u062c\u0627\u062a \u0628\u0634\u0643\u0644 \u0623\u0633\u0631\u0639 \u0648\u0627\u0644\u062a\u0643\u064a\u0641 \u0645\u0639 \u0627\u062d\u062a\u064a\u0627\u062c\u0627\u062a \u0627\u0644\u0639\u0645\u0644\u0627\u0621. \u062a\u062f\u0639\u0645 \u0634\u0631\u0643\u0629 InvestGlass \u0641\u0631\u0642 \u0627\u0644\u0639\u0645\u0644 \u0627\u0644\u0631\u0634\u064a\u0642\u0629 \u0645\u0646 \u062e\u0644\u0627\u0644 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\u0648\u0627\u062a\u062c\u0627\u0647\u0627\u062a \u0627\u0644\u0633\u0648\u0642. \u064a\u062a\u0636\u0645\u0646 InvestGlass \u0644\u0648\u062d\u0627\u062a \u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0645\u062a\u0642\u062f\u0645\u0629 \u0644\u0625\u0639\u062f\u0627\u062f \u0627\u0644\u062a\u0642\u0627\u0631\u064a\u0631 \u0648\u0631\u0624\u0649 \u0645\u062f\u0639\u0648\u0645\u0629 \u0628\u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0644\u0645\u0633\u0627\u0639\u062f\u0629 \u0627\u0644\u0628\u0646\u0648\u0643 \u0639\u0644\u0649 \u062a\u062d\u062f\u064a\u062f \u0627\u0644\u0641\u0631\u0635 \u0648\u062a\u062d\u0633\u064a\u0646 \u062e\u062f\u0645\u0627\u062a\u0647\u0627.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>7. \u0645\u0627 \u0647\u0648 \u0627\u0644\u062f\u0648\u0631 \u0627\u0644\u0630\u064a \u064a\u0644\u0639\u0628\u0647 \u0627\u0644\u062a\u0639\u0627\u0648\u0646 \u0641\u064a \u0627\u0644\u0627\u0628\u062a\u0643\u0627\u0631 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\u0643\u0644 \u0646\u0645\u0648\u0630\u062c\u060c \u062d\u064a\u062b \u062a\u0642\u062f\u0645 \u062a\u062f\u0641\u0642\u0627\u062a \u0639\u0645\u0644 \u0648\u0623\u062f\u0648\u0627\u062a \u0627\u0645\u062a\u062b\u0627\u0644 \u0648\u062a\u062c\u0627\u0631\u0628 \u0639\u0645\u0644\u0627\u0621 \u0645\u0635\u0645\u0645\u0629 \u062e\u0635\u064a\u0635\u064b\u0627.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>9. \u0643\u064a\u0641 \u062a\u0636\u0645\u0646 \u0634\u0631\u0643\u0629 InvestGlass \u0627\u0644\u0623\u0645\u0627\u0646 \u0641\u064a \u0627\u0644\u0623\u0646\u0638\u0645\u0629 \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0627\u0644\u0623\u0633\u0627\u0633\u064a\u0629\u061f<\/strong><br>\u0627\u0644\u0623\u0645\u0646 \u0623\u0645\u0631 \u062d\u064a\u0648\u064a \u0644\u062d\u0645\u0627\u064a\u0629 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0648\u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0639\u0645\u0644\u0627\u0621. \u062a\u062a\u0645 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As customer expectations continue to evolve, banks must continually adapt and innovate to stay competitive. Key drivers for innovation in banking include&nbsp;digital transformation, regulatory changes, customer demand for seamless experiences, and advancements in artificial intelligence and blockchain technology. 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As customer expectations continue to evolve,\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.investglass.com\/ar\/\u0645\u0627-\u0647\u064a-\u0627\u0644\u062f\u0648\u0627\u0641\u0639-\u0627\u0644\u0631\u0626\u064a\u0633\u064a\u0629-\u0644\u0644\u0627\u0628\u062a\u0643\u0627\u0631-\u0641\u064a-\u0627\u0644\u0642\/\" \/>\n<meta property=\"og:site_name\" content=\"InvestGlass\" \/>\n<meta property=\"article:published_time\" content=\"2023-03-31T10:51:31+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-01-10T21:25:29+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.investglass.com\/wp-content\/uploads\/2023\/03\/9uxrcupg36i.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1600\" \/>\n\t<meta property=\"og:image:height\" content=\"1067\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"InvestGlass\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@investglass\" \/>\n<meta name=\"twitter:site\" content=\"@investglass\" \/>\n<meta name=\"twitter:label1\" content=\"\u0643\u064f\u062a\u0628 \u0628\u0648\u0627\u0633\u0637\u0629\" \/>\n\t<meta name=\"twitter:data1\" content=\"InvestGlass\" \/>\n\t<meta name=\"twitter:label2\" content=\"\u0648\u0642\u062a \u0627\u0644\u0642\u0631\u0627\u0621\u0629 \u0627\u0644\u0645\u064f\u0642\u062f\u0651\u0631\" \/>\n\t<meta name=\"twitter:data2\" content=\"10 \u062f\u0642\u0627\u0626\u0642\" \/>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"\u0645\u0627 \u0647\u064a \u0627\u0644\u062f\u0648\u0627\u0641\u0639 \u0627\u0644\u0631\u0626\u064a\u0633\u064a\u0629 \u0644\u0644\u0627\u0628\u062a\u0643\u0627\u0631 \u0641\u064a \u0627\u0644\u0642\u0637\u0627\u0639 \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u061f | \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631","description":"\u0627\u0643\u062a\u0634\u0641 \u0643\u064a\u0641 \u064a\u0645\u0643\u0646 \u0623\u0646 \u064a\u0624\u062f\u064a \u062a\u0633\u0631\u064a\u0639 \u0627\u0644\u0627\u0628\u062a\u0643\u0627\u0631 \u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0645\u0646\u0635\u0629 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0627\u0644\u0623\u0633\u0627\u0633\u064a\u0629 \u0625\u0644\u0649 \u0625\u0639\u0627\u062f\u0629 \u062a\u0634\u0643\u064a\u0644 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0648\u062a\u0639\u0632\u064a\u0632 \u062a\u062c\u0627\u0631\u0628 \u0627\u0644\u0639\u0645\u0644\u0627\u0621.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.investglass.com\/ar\/\u0645\u0627-\u0647\u064a-\u0627\u0644\u062f\u0648\u0627\u0641\u0639-\u0627\u0644\u0631\u0626\u064a\u0633\u064a\u0629-\u0644\u0644\u0627\u0628\u062a\u0643\u0627\u0631-\u0641\u064a-\u0627\u0644\u0642\/","og_locale":"ar_AR","og_type":"article","og_title":"What are key drivers for innovation in banking?","og_description":"Innovation is a critical component of success for any business, but particularly in the banking industry. 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