{"id":35505,"date":"2023-02-11T06:50:11","date_gmt":"2023-02-11T05:50:11","guid":{"rendered":"https:\/\/www.investglass.com\/?p=35505"},"modified":"2025-10-28T11:34:06","modified_gmt":"2025-10-28T10:34:06","slug":"%d8%a3%d9%81%d8%b6%d9%84-%d8%a8%d9%86%d9%83-%d8%b1%d9%82%d9%85%d9%8a-%d9%81%d9%8a-%d8%a7%d9%84%d9%81%d9%84%d8%a8%d9%8a%d9%86-2023","status":"publish","type":"post","link":"https:\/\/www.investglass.com\/ar\/best-digital-bank-in-the-philippines-2023\/","title":{"rendered":"\u0623\u0641\u0636\u0644 \u0628\u0646\u0643 \u0631\u0642\u0645\u064a \u0641\u064a \u0627\u0644\u0641\u0644\u0628\u064a\u0646 (2023)"},"content":{"rendered":"<p class=\"wp-block-paragraph\">\u0641\u064a \u0639\u0627\u0645 2023\u060c \u062d\u0642\u0642\u062a \u0627\u0644\u0641\u0644\u0628\u064a\u0646 \u0625\u0646\u062c\u0627\u0632\u064b\u0627 \u0643\u0628\u064a\u0631\u064b\u0627 \u0641\u064a \u0645\u062c\u0627\u0644 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0627\u0644\u0631\u0642\u0645\u064a\u0629\u060c \u062d\u064a\u062b \u062a\u0645\u062b\u0644 \u0627\u0644\u0645\u062f\u0641\u0648\u0639\u0627\u062a \u0627\u0644\u0631\u0642\u0645\u064a\u0629&nbsp;<a href=\"https:\/\/www.philstar.com\/business\/2024\/07\/24\/2372401\/digital-payments-account-53-retail-transactions-2023\"><strong>52.8%<\/strong>\u0645\u0646 \u0625\u062c\u0645\u0627\u0644\u064a \u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u062a\u062c\u0632\u0626\u0629,<\/a> \u0645\u062a\u062c\u0627\u0648\u0632\u064b\u0627 \u0647\u062f\u0641 Bangko Sentral ng Pilipinas (BSP) \u0627\u0644\u0628\u0627\u0644\u063a 501 \u062a\u064a\u0631\u0627\u0628\u0627\u064a\u062a.  \u0648\u062a\u0639\u0643\u0633 \u0647\u0630\u0647 \u0627\u0644\u0632\u064a\u0627\u062f\u0629 \u0627\u0644\u0643\u0628\u064a\u0631\u0629 \u0633\u0631\u0639\u0629 \u062a\u0628\u0646\u064a \u0627\u0644\u0628\u0644\u0627\u062f \u0644\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u0631\u0642\u0645\u064a\u0629\u060c \u0645\u0645\u0627 \u064a\u062c\u0639\u0644\u0647\u0627 \u0631\u0627\u0626\u062f\u0629 \u0641\u064a \u0627\u0644\u062b\u0648\u0631\u0629 \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0627\u0644\u0631\u0642\u0645\u064a\u0629.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0644\u0642\u062f \u0627\u0632\u062f\u0647\u0631\u062a \u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0631\u0642\u0645\u064a\u0629 \u0641\u064a \u0627\u0644\u0641\u0644\u0628\u064a\u0646 \u0639\u0644\u0649 \u0645\u062f\u0627\u0631 \u0627\u0644\u0633\u0646\u0648\u0627\u062a \u0627\u0644\u0642\u0644\u064a\u0644\u0629 \u0627\u0644\u0645\u0627\u0636\u064a\u0629\u060c \u0628\u0633\u0628\u0628 \u0645\u0632\u064a\u062c \u0645\u0646 \u0627\u0644\u0622\u062b\u0627\u0631 \u0627\u0644\u0646\u0627\u062c\u0645\u0629 \u0639\u0646 \u062c\u0627\u0626\u062d\u0629 \u0643\u0648\u0641\u064a\u062f-19 \u0648\u0645\u0644\u0627\u0621\u0645\u062a\u0647\u0627. \u0645\u0639 \u062a\u062d\u0648\u0644 \u0627\u0644\u0645\u0632\u064a\u062f \u0648\u0627\u0644\u0645\u0632\u064a\u062f \u0645\u0646 \u0627\u0644\u0646\u0627\u0633 \u0639\u0646 \u0627\u0644\u0639\u0627\u062f\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0627\u0644\u062a\u0642\u0644\u064a\u062f\u064a\u0629, <a href=\"https:\/\/www.investglass.com\/ar\/7-%d9%81%d9%88%d8%a7%d8%a6%d8%af-%d9%84%d9%84%d8%ae%d8%af%d9%85%d8%a7%d8%aa-%d8%a7%d9%84%d9%85%d8%b5%d8%b1%d9%81%d9%8a%d8%a9-%d8%a7%d9%84%d8%b1%d9%82%d9%85%d9%8a%d8%a9-%d9%81%d9%8a-%d8%b9%d8%a7%d9%85-2\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u0628\u0646\u0648\u0643 \u0631\u0642\u0645\u064a\u0629<\/a> \u0641\u064a \u0627\u0644\u0641\u0644\u0628\u064a\u0646 \u062c\u0627\u0630\u0628\u064a\u0629 \u0645\u062a\u0632\u0627\u064a\u062f\u0629 \u0644\u0644\u0623\u0641\u0631\u0627\u062f \u0648\u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0639\u0644\u0649 \u062d\u062f \u0633\u0648\u0627\u0621. \u0648\u0642\u062f \u062f\u0639\u0645\u062a \u0647\u0630\u0627 \u0627\u0644\u062a\u062d\u0648\u0644 \u0633\u0644\u0637\u0627\u062a \u0645\u062b\u0644 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u0631\u0643\u0632\u064a \u0627\u0644\u0641\u0644\u0628\u064a\u0646\u064a (BSP) \u0627\u0644\u0630\u064a \u0648\u0636\u0639 \u0628\u0631\u0648\u062a\u0648\u0643\u0648\u0644\u0627\u062a \u0633\u0644\u0627\u0645\u0629 \u0635\u0627\u0631\u0645\u0629 \u0644\u062d\u0645\u0627\u064a\u0629 \u0627\u0644\u0639\u0645\u0644\u0627\u0621.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0623\u0635\u0628\u062d \u0644\u062f\u0649 \u0627\u0644\u0641\u0644\u0628\u064a\u0646 \u0627\u0644\u0622\u0646 \u0631\u0633\u0645\u064a\u064b\u0627 \u0633\u062a\u0629 \u0628\u0646\u0648\u0643 \u0631\u0642\u0645\u064a\u0629 \u0628\u0639\u062f \u0623\u0646 \u0623\u0635\u062f\u0631 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u0631\u0643\u0632\u064a \u0627\u0644\u0641\u0644\u0628\u064a\u0646\u064a (BSP) \u0645\u0624\u062e\u0631\u064b\u0627 \u0634\u0647\u0627\u062f\u0627\u062a \u0635\u0644\u0627\u062d\u064a\u0629 (COA) \u0644\u0627\u062b\u0646\u064a\u0646 \u0622\u062e\u0631\u064a\u0646 <a href=\"https:\/\/www.investglass.com\/ar\/%d8%b4%d8%b1%d8%ad-%d9%85%d8%a7-%d9%87%d9%8a-%d9%85%d8%a4%d8%b3%d8%b3%d8%a9-%d8%a7%d9%84%d9%86%d9%82%d9%88%d8%af-%d8%a7%d9%84%d8%a5%d9%84%d9%83%d8%aa%d8%b1%d9%88%d9%86%d9%8a%d8%a9-emi-%d8%a7%d9%84\/\" data-wpil-monitor-id=\"170\">\u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629<\/a>, \u0627\u0644\u062a\u064a \u0645\u0647\u062f\u062a \u0627\u0644\u0637\u0631\u064a\u0642 \u0644\u0639\u0645\u0644\u064a\u0627\u062a\u0647\u0627 \u0627\u0644\u0643\u0627\u0645\u0644\u0629.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u064a\u064f\u0643\u0645\u0644 \u0627\u0644\u0628\u0646\u0643\u0627\u0646 \u0627\u0644\u0631\u0642\u0645\u064a\u0627\u0646 \u0627\u0644\u062c\u062f\u064a\u062f\u0627\u0646\u060c \u0648\u0647\u0645\u0627 UnionDigital Bank Inc (UDB) \u0648\u0634\u0631\u0643\u0629 GoTyme Bank Corporation (GTYME)\u060c \u0627\u0644\u0642\u0627\u0626\u0645\u0629 \u0627\u0644\u0623\u0648\u0644\u064a\u0629 \u0644\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0631\u0642\u0645\u064a\u0629 \u0627\u0644\u062a\u064a \u0633\u0645\u062d \u0644\u0647\u0627 \u0631\u0633\u0645\u064a\u064b\u0627 \u0645\u0646 \u0642\u0628\u0644 \u0628\u0646\u0643 \u0628\u0627\u0646\u0643\u0648 \u0633\u0646\u062a\u0631\u0627\u0644 \u0646\u063a \u0628\u064a\u0644\u064a\u0628\u064a\u0646\u0627\u0633 (BSP) \u0628\u0627\u0644\u0639\u0645\u0644 \u0641\u064a \u0627\u0644\u0628\u0644\u0627\u062f.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-digital-banks-in-the-philippines-2023\">\u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0631\u0642\u0645\u064a\u0629 \u0641\u064a \u0627\u0644\u0641\u0644\u0628\u064a\u0646 (2023)<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0628\u0646\u0643 \u0627\u0644\u0627\u062a\u062d\u0627\u062f \u0627\u0644\u0631\u0642\u0645\u064a (UDB)<\/li>\n\n\n\n<li>\u063a\u0648\u062a\u064a\u0645 (GTYME)<\/li>\n\n\n\n<li>\u0628\u0646\u0643 Tonik Digital Bank Inc. (TONDB)<\/li>\n\n\n\n<li>\u0628\u0646\u0643 \u0645\u0627\u064a\u0627 (Maya Bank Inc.)<\/li>\n\n\n\n<li>\u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0641\u0644\u0628\u064a\u0646\u064a \u0644\u0645\u0627 \u0648\u0631\u0627\u0621 \u0627\u0644\u0628\u062d\u0627\u0631 (OFBank) - \u0634\u0631\u0643\u0629 \u062a\u0627\u0628\u0639\u0629 \u0644\u0628\u0646\u0643 \u0644\u0627\u0646\u062f \u0628\u0646\u0643 (OFBank)<\/li>\n\n\n\n<li>\u0634\u0631\u0643\u0629 UNObank Inc. (UBI)<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-union-digital-bank-udb-the-key-bank-with-raffa\">\u0628\u0646\u0643 \u0627\u0644\u0627\u062a\u062d\u0627\u062f \u0627\u0644\u0631\u0642\u0645\u064a (UDB) \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0631\u0626\u064a\u0633\u064a \u0645\u0639 \u0631\u0627\u0641\u0627<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/uniondigitalbank.io\/en\">\u0628\u0646\u0643 \u0627\u0644\u0627\u062a\u062d\u0627\u062f \u0627\u0644\u0631\u0642\u0645\u064a <\/a>\u0647\u0648 \u0628\u0646\u0643 \u0631\u0642\u0645\u064a \u062a\u0627\u0628\u0639 \u0644\u0628\u0646\u0643 UnionBank \u0627\u0644\u0630\u064a \u064a\u0642\u0648\u062f\u0647 Aboitiz. \u064a\u064f\u0639\u062f \u0628\u0646\u0643 Union Digital Bank (UDB)\u060c \u0648\u0647\u0648 \u062c\u0632\u0621 \u0645\u0646 Unionbank \u0627\u0644\u0630\u064a \u064a\u0642\u0648\u062f\u0647 Aboitiz\u060c \u0648\u0627\u062d\u062f\u064b\u0627 \u0645\u0646 \u0633\u062a\u0629 \u0628\u0646\u0648\u0643 \u0631\u0642\u0645\u064a\u0629 \u0645\u0639\u062a\u0645\u062f\u0629 \u0631\u0633\u0645\u064a\u064b\u0627 \u0645\u0646 \u0642\u0628\u0644 Bangko Sentral ng Pilipinas. \u064a\u0642\u062f\u0645 \u0628\u0646\u0643 UDB \u0644\u0644\u0639\u0645\u0644\u0627\u0621 \u062c\u0645\u064a\u0639 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0627\u0644\u062a\u0642\u0644\u064a\u062f\u064a\u0629 \u0641\u064a \u0634\u0643\u0644 \u0631\u0642\u0645\u064a \u0645\u0631\u064a\u062d \u0648\u0622\u0645\u0646 - \u0645\u0645\u0627 \u064a\u0648\u0641\u0631 \u0644\u0644\u0641\u0644\u0628\u064a\u0646\u064a\u064a\u0646 \u0648\u0635\u0648\u0644\u0627\u064b \u0645\u062d\u0633\u0651\u0646\u064b\u0627 \u0625\u0644\u0649 \u0627\u0644\u062d\u0644\u0648\u0644 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0644\u0639\u0627\u0645 2023 \u0648\u0645\u0627 \u0628\u0639\u062f\u0647! \u0643\u0645\u0627 \u064a\u0648\u0641\u0631 \u0628\u0646\u0643 UDB \u0644\u0644\u0639\u0645\u0644\u0627\u0621 \u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u062e\u0635\u0645 \u0648\u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646 \u0648\u0627\u0644\u0642\u0631\u0648\u0636.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0645\u0639\u062a\u0631\u0641 \u0628\u0647\u0627 \u0645\u0646 \u0642\u0628\u0644 \u0627\u0644\u0639\u062f\u064a\u062f \u0645\u0646 \u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u0635\u0646\u0627\u0639\u0629 \u0627\u0644\u0645\u062e\u062a\u0644\u0641\u0629 \u0644\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0627\u0644\u0645\u0628\u062a\u0643\u0631\u0629 \u0639\u0628\u0631 \u0627\u0644\u0647\u0627\u062a\u0641 \u0627\u0644\u0645\u062d\u0645\u0648\u0644\u060c \u062d\u064a\u062b \u0641\u0627\u0632\u062a \u0628\u062c\u0648\u0627\u0626\u0632 \u0645\u062b\u0644 \u0623\u0641\u0636\u0644 <a href=\"https:\/\/www.investglass.com\/ar\/%d9%83%d9%8a%d9%81-%d9%8a%d9%85%d9%83%d9%86%d9%86%d9%8a-%d8%a5%d9%86%d8%b4%d8%a7%d8%a1-%d9%85%d9%86%d8%b5%d8%a9-%d9%85%d8%b5%d8%b1%d9%81%d9%8a%d8%a9-%d8%b1%d9%82%d9%85%d9%8a%d8%a9-2\/\" target=\"_blank\" rel=\"noopener\" data-wpil-monitor-id=\"943\">\u0645\u0628\u0627\u062f\u0631\u0629 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0627\u0644\u0631\u0642\u0645\u064a\u0629 \u0648\u0623\u0641\u0636\u0644 \u0645\u0646\u0635\u0629 \u0644\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0639\u0628\u0631 \u0627\u0644\u0647\u0627\u062a\u0641 \u0627\u0644\u0645\u062d\u0645\u0648\u0644<\/a> \u0641\u064a \u062d\u0641\u0644 \u062a\u0648\u0632\u064a\u0639 \u062c\u0648\u0627\u0626\u0632 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0639\u0627\u0644\u0645\u064a 2020.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/www.investglass.com\/wp-content\/uploads\/2023\/02\/q6uqw_hjye8-1024x683.jpg\" alt=\"\u0631\u0645\u0632 \u0627\u0644\u0627\u0633\u062a\u062c\u0627\u0628\u0629 \u0627\u0644\u0633\u0631\u064a\u0639\u0629\" class=\"wp-image-35507\" srcset=\"https:\/\/www.investglass.com\/wp-content\/uploads\/2023\/02\/q6uqw_hjye8-1024x683.jpg 1024w, https:\/\/www.investglass.com\/wp-content\/uploads\/2023\/02\/q6uqw_hjye8-300x200.jpg 300w, https:\/\/www.investglass.com\/wp-content\/uploads\/2023\/02\/q6uqw_hjye8-768x512.jpg 768w, https:\/\/www.investglass.com\/wp-content\/uploads\/2023\/02\/q6uqw_hjye8-1536x1024.jpg 1536w, https:\/\/www.investglass.com\/wp-content\/uploads\/2023\/02\/q6uqw_hjye8.jpg 1600w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\">\u0631\u0645\u0632 \u0627\u0644\u0627\u0633\u062a\u062c\u0627\u0628\u0629 \u0627\u0644\u0633\u0631\u064a\u0639\u0629<\/figcaption><\/figure>\n<\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"h-gotyme-the-most-promising-bank-in-the-philippines\"><a href=\"https:\/\/www.gotyme.com.ph\/\">\u063a\u0648\u062a\u064a\u0645<\/a> \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0648\u0627\u0639\u062f \u0641\u064a \u0627\u0644\u0641\u0644\u0628\u064a\u0646<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u0625\u0646\u0647 \u0623\u062d\u062f\u062b \u0628\u0646\u0643 \u0631\u0642\u0645\u064a \u064a\u062f\u062e\u0644 \u0627\u0644\u0641\u0644\u0628\u064a\u0646\u060c \u0645\u0646 \u062e\u0644\u0627\u0644 \u0645\u0634\u0631\u0648\u0639 \u0645\u0634\u062a\u0631\u0643 \u0628\u064a\u0646 \u0645\u062c\u0645\u0648\u0639\u0629 Gokongwei \u0648\u0645\u062c\u0645\u0648\u0639\u0629 Tyme Group \u0648\u0645\u0642\u0631\u0647\u0627 \u0633\u0646\u063a\u0627\u0641\u0648\u0631\u0629. \u0648\u0645\u0646 \u0628\u064a\u0646 \u0645\u0627 \u062a\u0639\u062f \u0628\u0647 \u0647\u0630\u0647 \u0627\u0644\u062e\u062f\u0645\u0629 \u062a\u062c\u0631\u0628\u0629 \u0645\u0635\u0631\u0641\u064a\u0629 \u0623\u0643\u062b\u0631 \u0645\u0644\u0627\u0621\u0645\u0629 \u0648\u0623\u0645\u0627\u0646\u064b\u0627 \u0639\u0628\u0631 \u0627\u0644\u0647\u0627\u062a\u0641 \u0627\u0644\u0645\u062d\u0645\u0648\u0644.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0647\u0630\u0627 \u0647\u0648 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0631\u0642\u0645\u064a \u0627\u0644\u0648\u062d\u064a\u062f \u0641\u064a \u0627\u0644\u0641\u0644\u0628\u064a\u0646 \u0627\u0644\u0630\u064a \u064a\u0642\u062f\u0645 \u0628\u0637\u0627\u0642\u0629 \u062e\u0635\u0645 \u0641\u064a\u0632\u0627 \u0641\u0639\u0644\u064a\u0629 \u0641\u064a \u063a\u0636\u0648\u0646 5 \u062f\u0642\u0627\u0626\u0642 \u0648\u0645\u062c\u0627\u0646\u064b\u0627\u060c \u0645\u0646 \u062e\u0644\u0627\u0644 \u0623\u0643\u0634\u0627\u0643\u0647 \u0627\u0644\u0645\u0646\u062a\u0634\u0631\u0629 \u0641\u064a \u062c\u0645\u064a\u0639 \u0623\u0646\u062d\u0627\u0621 \u0627\u0644\u0628\u0644\u0627\u062f. \u0648\u0647\u0648 \u0623\u064a\u0636\u064b\u0627 \u0627\u0644\u0634\u0631\u0643\u0629 \u0627\u0644\u0648\u062d\u064a\u062f\u0629 \u0627\u0644\u0642\u0627\u0626\u0645\u0629 \u0639\u0644\u0649 \u0627\u0644\u0633\u062d\u0627\u0628\u0629 \u0641\u064a \u0647\u0630\u0647 \u0627\u0644\u0642\u0627\u0626\u0645\u0629.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0644\u0642\u062f \u062d\u0642\u0642\u062a \u062b\u0648\u0631\u0629 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0627\u0644\u0631\u0642\u0645\u064a\u0629 \u0641\u064a \u0627\u0644\u0641\u0644\u0628\u064a\u0646 \u0646\u062c\u0627\u062d\u064b\u0627 \u0633\u0631\u064a\u0639\u064b\u0627\u060c \u0648\u064a\u0645\u0643\u0646 \u0623\u0646 \u064a\u064f\u0639\u0632\u0649 \u0646\u062c\u0627\u062d\u0647\u0627 \u0625\u0644\u0649 \u0627\u0644\u0631\u0627\u062d\u0629 \u0648\u0627\u0644\u0623\u0645\u0627\u0646 \u0627\u0644\u0644\u0630\u064a\u0646 \u062a\u0648\u0641\u0631\u0647\u0645\u0627. \u0641\u0645\u0646 \u062e\u0644\u0627\u0644 \u0627\u0644\u0633\u0645\u0627\u062d \u0644\u0644\u0645\u0633\u062a\u062e\u062f\u0645\u064a\u0646 \u0628\u0625\u062c\u0631\u0627\u0621 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0628\u0633\u0631\u0639\u0629\u060c \u062f\u0648\u0646 \u0627\u0644\u062a\u0639\u0631\u0636 \u0644\u062e\u0637\u0631 \u0627\u0644\u0627\u062d\u062a\u064a\u0627\u0644 \u0623\u0648 \u0627\u0644\u0633\u0631\u0642\u0629\u060c \u0623\u0635\u0628\u062d\u062a \u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0631\u0642\u0645\u064a\u0629 \u0641\u064a \u0627\u0644\u0641\u0644\u0628\u064a\u0646 \u062c\u0630\u0627\u0628\u0629 \u0628\u0634\u0643\u0644 \u0645\u062a\u0632\u0627\u064a\u062f \u0644\u0643\u0644 \u0645\u0646 \u0627\u0644\u0623\u0641\u0631\u0627\u062f \u0648\u0627\u0644\u0634\u0631\u0643\u0627\u062a.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-tonik-nbsp-the-first-neobank\"><a href=\"https:\/\/tonikbank.com\/\">\u062a\u0648\u0646\u064a\u0643<\/a>&nbsp;\u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u062c\u062f\u064a\u062f \u0627\u0644\u0623\u0648\u0644<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u0625\u0646\u0647 \u0631\u0633\u0645\u064a\u0627\u064b \u0623\u0648\u0644 <a href=\"https:\/\/www.investglass.com\/ar\/%d9%85%d8%a7-%d9%87%d9%8a-%d8%a7%d9%84%d8%b1%d8%ae%d8%b5%d8%a9-%d8%a7%d9%84%d8%aa%d9%8a-%d8%aa%d8%ad%d8%aa%d8%a7%d8%ac%d9%87%d8%a7-%d9%84%d8%aa%d8%b5%d8%a8%d8%ad-%d8%a8%d9%86%d9%83%d9%8b%d8%a7-%d8%ac\/\" target=\"_blank\" rel=\"noopener\" data-wpil-monitor-id=\"843\">\u0646\u064a\u0648\u0628\u0646\u0643 \u0641\u064a \u0627\u0644\u0641\u0644\u0628\u064a\u0646 \u0644\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u062a\u0631\u062e\u064a\u0635 \u0628\u0646\u0643 \u0631\u0642\u0645\u064a \u0641\u064a \u0627\u0644\u0641\u0644\u0628\u064a\u0646<\/a> \u0645\u0646 BSP. \u0643\u0648\u0646\u0647\u0627 \u0631\u0642\u0645\u064a\u0629 \u0628\u062d\u062a\u0629\u060c \u062a\u062a\u0645 \u0627\u0644\u0639\u0645\u0644\u064a\u0627\u062a \u0641\u064a \u0645\u0627\u0646\u064a\u0644\u0627 \u0648\u062a\u0634\u064a\u0646\u0627\u064a \u0648\u0633\u0646\u063a\u0627\u0641\u0648\u0631\u0629. \u0648\u064a\u0642\u0648\u062f\u0647\u0627 \u0641\u0631\u064a\u0642 \u0645\u0646 \u0627\u0644\u062e\u0628\u0631\u0627\u0621 \u0627\u0644\u0645\u062e\u0636\u0631\u0645\u064a\u0646 \u0641\u064a \u0645\u062c\u0627\u0644 \u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u062a\u062c\u0632\u0626\u0629 \u0627\u0644\u0630\u064a\u0646 \u0633\u0628\u0642 \u0644\u0647\u0645 \u0628\u0646\u0627\u0621 \u0648\u062a\u0648\u0633\u064a\u0639 \u0646\u0637\u0627\u0642 \u0627\u0644\u0639\u062f\u064a\u062f \u0645\u0646 \u0628\u0646\u0648\u0643 \u0627\u0644\u062a\u062c\u0632\u0626\u0629 \u0648\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0641\u064a \u0627\u0644\u0639\u062f\u064a\u062f \u0645\u0646 \u0627\u0644\u0628\u0644\u062f\u0627\u0646.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0645\u0646 \u062e\u0644\u0627\u0644 \u062d\u0633\u0627\u0628 Tonik \u0627\u0644\u0623\u0633\u0627\u0633\u064a\u060c \u064a\u0645\u0643\u0646 \u0644\u0644\u0639\u0645\u0644\u0627\u0621 \u0641\u062a\u062d 5 \u062d\u0633\u0627\u0628\u0627\u062a \u0627\u062f\u062e\u0627\u0631 \u06485 \u062d\u0633\u0627\u0628\u0627\u062a \u0625\u064a\u062f\u0627\u0639 \u0644\u0623\u062c\u0644. \u0639\u0644\u0627\u0648\u0629 \u0639\u0644\u0649 \u0630\u0644\u0643\u060c \u0644\u062f\u0649 Tonik \u0628\u0637\u0627\u0642\u0627\u062a \u062e\u0635\u0645 \u0641\u0639\u0644\u064a\u0629 \u0648\u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0641\u062a\u0631\u0627\u0636\u064a\u0629. \u0648\u0628\u0645\u062c\u0631\u062f \u0637\u0644\u0628 \u0627\u0644\u0628\u0637\u0627\u0642\u0629\u060c \u0633\u0648\u0641 \u064a\u062a\u0642\u0627\u0636\u0649 Tonik 300 \u0628\u064a\u0632\u0648 \u0641\u0644\u0628\u064a\u0646\u064a \u0645\u0642\u0627\u0628\u0644 \u0631\u0633\u0648\u0645 \u0627\u0644\u0625\u0646\u062a\u0627\u062c \u0648\u0627\u0644\u062a\u0648\u0635\u064a\u0644. \u064a\u0642\u062f\u0645 Tonik \u062a\u0637\u0628\u064a\u0642\u0627\u064b \u0642\u0627\u0628\u0644\u0627\u064b \u0644\u0644\u062a\u062e\u0635\u064a\u0635 \u0648\u0641\u0642\u0627\u064b \u0644\u062a\u0641\u0636\u064a\u0644\u0627\u062a \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645\u060c \u0645\u0639 \u062e\u064a\u0627\u0631 \u0644\u0625\u064a\u0642\u0627\u0641 \u0627\u0644\u062d\u0633\u0627\u0628 \u0645\u0646 \u0623\u062c\u0644 \u201c\u0627\u0644\u0627\u0646\u0636\u0628\u0627\u0637 \u0627\u0644\u0645\u0627\u0644\u064a\u201d.\u201d<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-maya-bank-the-money-app\"><a href=\"https:\/\/www.mayabank.ph\/\">\u0628\u0646\u0643 \u0645\u0627\u064a\u0627<\/a> \u062a\u0637\u0628\u064a\u0642 \u0627\u0644\u0645\u0627\u0644<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Maya Bank \u0647\u0648 \u062a\u0637\u0628\u064a\u0642 \u0645\u0627\u0644\u064a \u0645\u0644\u064a\u0621 \u0628\u0627\u0644\u0645\u064a\u0632\u0627\u062a \u0643\u0627\u0646 \u064a\u064f\u0639\u0631\u0641 \u0633\u0627\u0628\u0642\u064b\u0627 \u0628\u0627\u0633\u0645 PayMaya. \u0648\u0647\u0648 \u0639\u0628\u0627\u0631\u0629 \u0639\u0646 \u0645\u0646\u0635\u0629 \u062e\u062f\u0645\u0627\u062a \u0645\u0627\u0644\u064a\u0629 \u0631\u0642\u0645\u064a\u0629 \u062a\u0645 \u062a\u0637\u0648\u064a\u0631\u0647\u0627 \u0648\u062a\u0634\u063a\u064a\u0644\u0647\u0627 \u0628\u0648\u0627\u0633\u0637\u0629 \u0634\u0631\u0643\u0629 Voyager Innovations, Inc. \u062a\u0642\u062f\u0645 \u0627\u0644\u0634\u0631\u0643\u0629 \u0627\u0644\u0639\u062f\u064a\u062f \u0645\u0646 \u0627\u0644\u0645\u064a\u0632\u0627\u062a \u0628\u0645\u0627 \u0641\u064a \u0630\u0644\u0643 \u0627\u0644\u0645\u062f\u0641\u0648\u0639\u0627\u062a \u063a\u064a\u0631 \u0627\u0644\u0646\u0642\u062f\u064a\u0629\u060c \u0648\u0627\u0644\u062a\u062d\u0648\u064a\u0644\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629\u060c \u0648\u062e\u062f\u0645\u0627\u062a \u0625\u0639\u0627\u062f\u0629 \u062a\u0639\u0628\u0626\u0629 \u0631\u0635\u064a\u062f \u0627\u0644\u0645\u0643\u0627\u0644\u0645\u0627\u062a \u0627\u0644\u0647\u0627\u062a\u0641\u064a\u0629 \u0648\u0628\u0631\u0627\u0645\u062c \u0627\u0644\u0645\u0643\u0627\u0641\u0622\u062a\u060c \u0648\u063a\u064a\u0631 \u0630\u0644\u0643 \u0627\u0644\u0643\u062b\u064a\u0631.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0631 \u062a\u062c\u0645\u0639 \u0628\u064a\u0646 \u0627\u0644\u0645\u062d\u0641\u0638\u0629 \u0627\u0644\u0622\u0645\u0646\u0629 \u0648\u062a\u062c\u0631\u0628\u0629 \u0645\u0635\u0631\u0641\u064a\u0629 \u0631\u0642\u0645\u064a\u0629 \u0645\u062a\u0637\u0648\u0631\u0629 \u062a\u062a\u064a\u062d \u0644\u0643 \u0627\u062f\u062e\u0627\u0631 \u0623\u0645\u0648\u0627\u0644\u0643 \u0648\u062a\u0646\u0645\u064a\u062a\u0647\u0627 \u0648\u0627\u0633\u062a\u062b\u0645\u0627\u0631\u0647\u0627.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0628\u0646\u0643 Maya Bank \u0647\u0648 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0631\u0642\u0645\u064a \u0627\u0644\u0648\u062d\u064a\u062f \u0641\u064a \u0627\u0644\u0642\u0627\u0626\u0645\u0629 \u0627\u0644\u0630\u064a \u064a\u062f\u0645\u062c \u0627\u0644\u062a\u062f\u0627\u0648\u0644 \u0628\u0627\u0644\u0639\u0645\u0644\u0627\u062a \u0627\u0644\u0631\u0642\u0645\u064a\u0629\u060c \u0645\u0645\u0627 \u064a\u062a\u064a\u062d \u0644\u0643 \u0634\u0631\u0627\u0621 \u0639\u0645\u0644\u0627\u062a \u0645\u0634\u0647\u0648\u0631\u0629 \u0645\u062b\u0644 \u0627\u0644\u0628\u064a\u062a\u0643\u0648\u064a\u0646 \u0648\u0627\u0644\u0625\u064a\u062b\u064a\u0631\u064a\u0648\u0645 \u0648\u0627\u0644\u0633\u0648\u0644\u0627\u0646\u0627 \u0648\u0627\u0644\u062a\u064a\u062b\u0631.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-overseas-filipino-bank-is-the-governement-s-neo-bank\"><a href=\"https:\/\/www.ofbank.com.ph\/\">\u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0641\u0644\u0628\u064a\u0646\u064a \u0641\u064a\u0645\u0627 \u0648\u0631\u0627\u0621 \u0627\u0644\u0628\u062d\u0627\u0631<\/a> \u0647\u0648 \u0628\u0646\u0643 \u0627\u0644\u062d\u0643\u0648\u0645\u0629 \u0627\u0644\u062c\u062f\u064a\u062f<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u0648\u0647\u0648 \u0634\u0631\u0643\u0629 \u062a\u0627\u0628\u0639\u0629 \u0645\u0645\u0644\u0648\u0643\u0629 \u0628\u0627\u0644\u0643\u0627\u0645\u0644 \u0644\u0628\u0646\u0643 \u0644\u0627\u0646\u062f \u0628\u0646\u0643 \u0627\u0644\u0641\u0644\u0628\u064a\u0646\u060c \u0648\u0645\u0646 \u062b\u0645 \u0641\u0647\u0648 \u0628\u0646\u0643 \u0631\u0642\u0645\u064a \u0645\u0645\u0644\u0648\u0643 \u0644\u0644\u062d\u0643\u0648\u0645\u0629. \u0643\u0645\u0627 \u064a\u0648\u062d\u064a \u0627\u0644\u0627\u0633\u0645\u060c \u0641\u0647\u0648 \u064a\u0633\u062a\u0647\u062f\u0641&nbsp;<a href=\"https:\/\/en.wikipedia.org\/wiki\/Overseas_Filipinos\" rel=\"noreferrer noopener\" target=\"_blank\">\u0627\u0644\u0641\u0644\u0628\u064a\u0646\u064a\u0648\u0646 \u0641\u064a \u0627\u0644\u062e\u0627\u0631\u062c<\/a>&nbsp;(OFs),&nbsp;<a href=\"https:\/\/en.wikipedia.org\/wiki\/Overseas_Filipino_Worker\" rel=\"noreferrer noopener\" target=\"_blank\">\u0627\u0644\u0639\u0627\u0645\u0644 \u0627\u0644\u0641\u0644\u0628\u064a\u0646\u064a \u0641\u064a \u0627\u0644\u062e\u0627\u0631\u062c<\/a>&nbsp;(\u0627\u0644\u0639\u0645\u0627\u0644 \u0627\u0644\u0641\u0644\u0628\u064a\u0646\u064a\u064a\u0646 \u0641\u064a \u0627\u0644\u062e\u0627\u0631\u062c) \u0648\u0623\u0633\u0631\u0647\u0645 \u0623\u0648 \u0627\u0644\u0645\u0633\u062a\u0641\u064a\u062f\u064a\u0646 \u0645\u0646\u0647\u0645.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0641\u064a \u0627\u0644\u0645\u0642\u0627\u0645 \u0627\u0644\u0623\u0648\u0644\u060c \u064a\u0633\u0627\u0639\u062f \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0641\u0644\u0628\u064a\u0646\u064a \u0641\u064a \u0627\u0644\u062e\u0627\u0631\u062c \u0627\u0644\u0641\u0644\u0628\u064a\u0646\u064a\u064a\u0646 \u0641\u064a \u0627\u0644\u062e\u0627\u0631\u062c \u0639\u0644\u0649 \u0625\u0631\u0633\u0627\u0644 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0625\u0644\u0649 \u0627\u0644\u0641\u0644\u0628\u064a\u0646 \u0628\u0634\u0643\u0644 \u0623\u0633\u0631\u0639 \u0648\u0623\u0631\u062e\u0635 \u0648\u0623\u0643\u062b\u0631 \u0645\u0644\u0627\u0621\u0645\u0629 \u0645\u0646 \u0623\u064a \u0648\u0642\u062a \u0645\u0636\u0649. \u0644\u0642\u062f \u0623\u0635\u0628\u062d\u062a \u062e\u062f\u0645\u0629 \u062d\u064a\u0648\u064a\u0629 \u0644\u0645\u0644\u0627\u064a\u064a\u0646 \u0627\u0644\u0639\u0645\u0627\u0644 \u0627\u0644\u0641\u0644\u0628\u064a\u0646\u064a\u064a\u0646 \u0641\u064a \u0627\u0644\u062e\u0627\u0631\u062c \u0641\u064a \u062c\u0645\u064a\u0639 \u0623\u0646\u062d\u0627\u0621 \u0627\u0644\u0639\u0627\u0644\u0645. \u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u062a\u0634\u0641\u064a\u0631 \u0627\u0644\u062f\u0642\u064a\u0642 \u0644\u0644\u0628\u064a\u0627\u0646\u0627\u062a\u060c \u064a\u0648\u0641\u0631 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0641\u0644\u0628\u064a\u0646\u064a \u0644\u0645\u0627 \u0648\u0631\u0627\u0621 \u0627\u0644\u0628\u062d\u0627\u0631 \u0645\u0646\u0635\u0629 \u0622\u0645\u0646\u0629 \u0644\u0647\u0630\u0647 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a\u060c \u0645\u0645\u0627 \u064a\u0636\u0645\u0646 \u062e\u0635\u0648\u0635\u064a\u0629 \u0627\u0644\u0639\u0645\u064a\u0644 \u0648\u0623\u0645\u0627\u0646\u0647 \u0641\u064a \u062c\u0645\u064a\u0639 \u0627\u0644\u0623\u0648\u0642\u0627\u062a.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0648\u062a\u062a\u0636\u0645\u0646 \u0639\u0631\u0648\u0636\u0647 \u0627\u0644\u0641\u0631\u064a\u062f\u0629 \u0645\u062d\u0641\u0638\u0629 \u0631\u0642\u0645\u064a\u0629\u060c \u0648\u0645\u0646\u0635\u0629 \u0644\u0644\u062a\u062d\u0648\u064a\u0644\u0627\u062a \u0648\u0627\u0644\u0645\u062f\u0641\u0648\u0639\u0627\u062a\u060c \u0648\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u062a\u062c\u0627\u0631\u0629 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629\u060c \u0648\u0627\u0644\u0648\u0635\u0648\u0644 \u0625\u0644\u0649 \u0627\u0644\u0645\u0646\u062a\u062c\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0645\u062b\u0644 \u062d\u0633\u0627\u0628\u0627\u062a \u0627\u0644\u062a\u0648\u0641\u064a\u0631\u060c \u0648\u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u062e\u0635\u0645\u060c \u0648\u0627\u0644\u0642\u0631\u0648\u0636\u060c \u0648\u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631\u0627\u062a\u060c \u0648\u0627\u0644\u062a\u0623\u0645\u064a\u0646. \u0643\u0645\u0627 \u0623\u0646 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0641\u0644\u0628\u064a\u0646\u064a \u0644\u0645\u0627 \u0648\u0631\u0627\u0621 \u0627\u0644\u0628\u062d\u0627\u0631 \u0647\u0648 \u0627\u0644\u0648\u062d\u064a\u062f \u0641\u064a \u0647\u0630\u0647 \u0627\u0644\u0642\u0627\u0626\u0645\u0629 \u0627\u0644\u0630\u064a \u0644\u0627 \u064a\u0634\u062a\u0631\u0637 \u062d\u062f\u064b\u0627 \u0623\u062f\u0646\u0649 \u0644\u0644\u0625\u064a\u062f\u0627\u0639 \u0644\u0641\u062a\u062d \u062d\u0633\u0627\u0628.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-unobank-the-credit-specialist-with-artificial-intelligence\">\u0628\u0646\u0643 UNOBank \u0627\u0644\u0645\u062a\u062e\u0635\u0635 \u0641\u064a \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646 \u0628\u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u0628\u0646\u0643 UNO \u0627\u0644\u0631\u0642\u0645\u064a \u0647\u0648 \u0628\u0646\u0643 \u0631\u0642\u0645\u064a \u0643\u0627\u0645\u0644 \u0627\u0644\u0637\u064a\u0641 \u0642\u0627\u0626\u0645 \u0639\u0644\u0649 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646. \u062a\u0623\u0633\u0633 \u0641\u064a \u0639\u0627\u0645 2020 \u0648\u062a\u062f\u064a\u0631\u0647 \u0634\u0631\u0643\u0629 DigibankASIA \u0627\u0644\u0633\u0646\u063a\u0627\u0641\u0648\u0631\u064a\u0629 \u0644\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0627\u0644\u0645\u0627\u0644\u064a\u0629. \u0645\u0627 \u064a\u062c\u0639\u0644 \u0647\u0630\u0627 \u0627\u0644\u0628\u0646\u0643 \u0641\u0631\u064a\u062f\u064b\u0627 \u0645\u0646 \u0646\u0648\u0639\u0647 \u0647\u0648 \u0645\u0646\u0635\u062a\u0647 \u0627\u0644\u062a\u064a \u062a\u0639\u0645\u0644 \u0628\u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0648\u0627\u0644\u062a\u064a \u062a\u062c\u0639\u0644 \u0643\u0644 \u0645\u0639\u0627\u0645\u0644\u0629 \u0623\u0628\u0633\u0637 \u0648\u0623\u0633\u0647\u0644.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u062a\u0633\u062a\u0645\u0631 \u062b\u0648\u0631\u0629 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0627\u0644\u0631\u0642\u0645\u064a\u0629 \u0641\u064a \u0627\u0644\u0641\u0644\u0628\u064a\u0646 \u0641\u064a \u0627\u0644\u0646\u0645\u0648 \u0645\u0639 \u062a\u0632\u0627\u064a\u062f \u0639\u062f\u062f \u0627\u0644\u0623\u0634\u062e\u0627\u0635 \u0627\u0644\u0630\u064a\u0646 \u0623\u0635\u0628\u062d\u0648\u0627 \u0645\u0631\u062a\u0627\u062d\u064a\u0646 \u0644\u0644\u062a\u062c\u0631\u0628\u0629 \u0627\u0644\u0631\u0642\u0645\u064a\u0629 \u0641\u0642\u0637.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u062a\u064f\u0639\u062f \u062b\u0648\u0631\u0629 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0627\u0644\u0631\u0642\u0645\u064a\u0629 \u0641\u064a \u0627\u0644\u0641\u0644\u0628\u064a\u0646 \u0642\u0635\u0629 \u0646\u062c\u0627\u062d \u0645\u0630\u0647\u0644\u0629\u060c \u062d\u064a\u062b \u0623\u0635\u0628\u062d \u0627\u0644\u0645\u0632\u064a\u062f \u0648\u0627\u0644\u0645\u0632\u064a\u062f \u0645\u0646 \u0627\u0644\u0623\u0634\u062e\u0627\u0635 \u0645\u0631\u062a\u0627\u062d\u064a\u0646 \u0644\u062a\u062c\u0631\u0628\u0629 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0627\u0644\u0631\u0642\u0645\u064a\u0629 \u0641\u0642\u0637. \u0648\u0645\u0639 \u0627\u0633\u062a\u0645\u0631\u0627\u0631 \u0646\u0645\u0648 \u0647\u0630\u0627 \u0627\u0644\u0627\u062a\u062c\u0627\u0647\u060c \u064a\u0645\u0643\u0646 \u0644\u0623\u0648\u0644\u0626\u0643 \u0627\u0644\u0630\u064a\u0646 \u064a\u062a\u0637\u0644\u0639\u0648\u0646 \u0625\u0644\u0649 \u0625\u0646\u0634\u0627\u0621 \u0628\u0646\u0643 \u062c\u062f\u064a\u062f \u062e\u0627\u0635 \u0628\u0647\u0645 \u0627\u0644\u0644\u062c\u0648\u0621 \u0625\u0644\u0649 InvestGlass \u0644\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0627\u0644\u0623\u062f\u0648\u0627\u062a \u0627\u0644\u062a\u064a \u064a\u062d\u062a\u0627\u062c\u0648\u0646 \u0625\u0644\u064a\u0647\u0627.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u062a\u0648\u0641\u0631 \u0645\u0646\u0635\u0629 InvestGlass \u0644\u0644\u0634\u0631\u0643\u0627\u062a \u0648\u0627\u0644\u0623\u0641\u0631\u0627\u062f \u0627\u0644\u0642\u062f\u0631\u0629 \u0639\u0644\u0649 \u0625\u0637\u0644\u0627\u0642 \u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u062c\u062f\u064a\u062f\u0629 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0647\u0645 \u0628\u0634\u0643\u0644 \u0622\u0645\u0646\u060c \u0645\u0639 \u0627\u0644\u0627\u0633\u062a\u0641\u0627\u062f\u0629 \u0645\u0646 \u0623\u062d\u062f\u062b \u0627\u0644\u062a\u0642\u0646\u064a\u0627\u062a \u0627\u0644\u0645\u062a\u0627\u062d\u0629. \u0645\u0639 InvestGlass\u060c \u064a\u0645\u0643\u0646 \u0625\u0646\u0634\u0627\u0621 \u062b\u0648\u0631\u0629 \u0645\u0635\u0631\u0641\u064a\u0629 \u0631\u0642\u0645\u064a\u0629 \u0641\u064a \u062f\u0642\u0627\u0626\u0642 \u0645\u0639\u062f\u0648\u062f\u0629 \u0648\u0628\u062f\u0648\u0646 \u062a\u0643\u0627\u0644\u064a\u0641 \u062a\u0637\u0648\u064a\u0631. \u0644\u0630\u0644\u0643 \u0625\u0630\u0627 \u0643\u0646\u062a \u062a\u062a\u0637\u0644\u0639 \u0625\u0644\u0649 \u0625\u0637\u0644\u0627\u0642 \u0628\u0646\u0643\u0643 \u0627\u0644\u062c\u062f\u064a\u062f \u0627\u0644\u062e\u0627\u0635 \u0628\u0643 \u0641\u064a \u0627\u0644\u0641\u0644\u0628\u064a\u0646 - \u0641\u0643\u0651\u0631 \u0641\u064a InvestGlass \u0644\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0627\u0644\u0623\u062f\u0648\u0627\u062a \u0627\u0644\u062a\u064a \u062a\u062d\u062a\u0627\u062c\u0647\u0627 \u0644\u062a\u062d\u0642\u064a\u0642 \u0630\u0644\u0643!<\/p>","protected":false},"excerpt":{"rendered":"<p>\u200bIn 2023, the Philippines achieved a significant milestone in digital banking, with digital payments accounting for&nbsp;52.8%of total retail transactions, surpassing the Bangko Sentral ng Pilipinas&#8217; (BSP) target of 50%.&nbsp;&nbsp;This surge reflects the country&#8217;s rapid adoption of digital financial services, positioning it as a leader in the digital banking revolution.\u200b Digital Banks have flourished in the [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":35506,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[13],"tags":[383,390],"class_list":["post-35505","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-article","tag-best-digital-bank-in-the-philippines","tag-philippines-bpi"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.6.1 (Yoast SEO v27.7) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Best Digital Bank In The Philippines (2023) | InvestGlass<\/title>\n<meta name=\"description\" content=\"What are the Best Digital Bank In The Philippines?\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.investglass.com\/ar\/\u0623\u0641\u0636\u0644-\u0628\u0646\u0643-\u0631\u0642\u0645\u064a-\u0641\u064a-\u0627\u0644\u0641\u0644\u0628\u064a\u0646-2023\/\" \/>\n<meta property=\"og:locale\" content=\"ar_AR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Best Digital Bank In The Philippines (2023)\" \/>\n<meta property=\"og:description\" content=\"\u200bIn 2023, the Philippines achieved a significant milestone in digital banking, with digital payments accounting for&nbsp;52.8%of total retail\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.investglass.com\/ar\/\u0623\u0641\u0636\u0644-\u0628\u0646\u0643-\u0631\u0642\u0645\u064a-\u0641\u064a-\u0627\u0644\u0641\u0644\u0628\u064a\u0646-2023\/\" \/>\n<meta property=\"og:site_name\" content=\"InvestGlass\" \/>\n<meta property=\"article:published_time\" content=\"2023-02-11T05:50:11+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-10-28T10:34:06+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.investglass.com\/wp-content\/uploads\/2023\/02\/mlnxspb_u0a.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"800\" \/>\n\t<meta property=\"og:image:height\" content=\"1200\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"InvestGlass\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@investglass\" \/>\n<meta name=\"twitter:site\" content=\"@investglass\" \/>\n<meta name=\"twitter:label1\" content=\"\u0643\u064f\u062a\u0628 \u0628\u0648\u0627\u0633\u0637\u0629\" \/>\n\t<meta name=\"twitter:data1\" content=\"InvestGlass\" \/>\n\t<meta name=\"twitter:label2\" content=\"\u0648\u0642\u062a \u0627\u0644\u0642\u0631\u0627\u0621\u0629 \u0627\u0644\u0645\u064f\u0642\u062f\u0651\u0631\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 \u062f\u0642\u0627\u0626\u0642\" \/>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"\u0623\u0641\u0636\u0644 \u0628\u0646\u0643 \u0631\u0642\u0645\u064a \u0641\u064a \u0627\u0644\u0641\u0644\u0628\u064a\u0646 (2023) | \u0623\u0641\u0636\u0644 \u0628\u0646\u0643 \u0631\u0642\u0645\u064a \u0641\u064a \u0627\u0644\u0641\u0644\u0628\u064a\u0646 (2023) | InvestGlass","description":"\u0645\u0627 \u0647\u064a \u0623\u0641\u0636\u0644 \u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0631\u0642\u0645\u064a\u0629 \u0641\u064a \u0627\u0644\u0641\u0644\u0628\u064a\u0646\u061f","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.investglass.com\/ar\/\u0623\u0641\u0636\u0644-\u0628\u0646\u0643-\u0631\u0642\u0645\u064a-\u0641\u064a-\u0627\u0644\u0641\u0644\u0628\u064a\u0646-2023\/","og_locale":"ar_AR","og_type":"article","og_title":"Best Digital Bank In The Philippines (2023)","og_description":"\u200bIn 2023, the Philippines achieved a significant milestone in digital banking, with digital payments accounting for&nbsp;52.8%of total retail","og_url":"https:\/\/www.investglass.com\/ar\/\u0623\u0641\u0636\u0644-\u0628\u0646\u0643-\u0631\u0642\u0645\u064a-\u0641\u064a-\u0627\u0644\u0641\u0644\u0628\u064a\u0646-2023\/","og_site_name":"InvestGlass","article_published_time":"2023-02-11T05:50:11+00:00","article_modified_time":"2025-10-28T10:34:06+00:00","og_image":[{"width":800,"height":1200,"url":"https:\/\/www.investglass.com\/wp-content\/uploads\/2023\/02\/mlnxspb_u0a.jpg","type":"image\/jpeg"}],"author":"InvestGlass","twitter_card":"summary_large_image","twitter_creator":"@investglass","twitter_site":"@investglass","twitter_misc":{"\u0643\u064f\u062a\u0628 \u0628\u0648\u0627\u0633\u0637\u0629":"InvestGlass","\u0648\u0642\u062a \u0627\u0644\u0642\u0631\u0627\u0621\u0629 \u0627\u0644\u0645\u064f\u0642\u062f\u0651\u0631":"5 \u062f\u0642\u0627\u0626\u0642"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"NewsArticle","@id":"https:\/\/www.investglass.com\/best-digital-bank-in-the-philippines-2023\/#article","isPartOf":{"@id":"https:\/\/www.investglass.com\/best-digital-bank-in-the-philippines-2023\/"},"author":{"name":"InvestGlass","@id":"https:\/\/www.investglass.com\/#\/schema\/person\/4682ebae5d718a2ed1b77c9dab0a1f24"},"headline":"Best Digital Bank In The Philippines (2023)","datePublished":"2023-02-11T05:50:11+00:00","dateModified":"2025-10-28T10:34:06+00:00","mainEntityOfPage":{"@id":"https:\/\/www.investglass.com\/best-digital-bank-in-the-philippines-2023\/"},"wordCount":1026,"publisher":{"@id":"https:\/\/www.investglass.com\/#organization"},"image":{"@id":"https:\/\/www.investglass.com\/best-digital-bank-in-the-philippines-2023\/#primaryimage"},"thumbnailUrl":"https:\/\/www.investglass.com\/wp-content\/uploads\/2023\/02\/mlnxspb_u0a.jpg","keywords":["Best Digital Bank In The Philippines","philippines bpi"],"articleSection":["Article"],"inLanguage":"ar","copyrightYear":"2023","copyrightHolder":{"@id":"https:\/\/www.investglass.com\/ar\/#organization"}},{"@type":"WebPage","@id":"https:\/\/www.investglass.com\/best-digital-bank-in-the-philippines-2023\/","url":"https:\/\/www.investglass.com\/best-digital-bank-in-the-philippines-2023\/","name":"\u0623\u0641\u0636\u0644 \u0628\u0646\u0643 \u0631\u0642\u0645\u064a \u0641\u064a \u0627\u0644\u0641\u0644\u0628\u064a\u0646 (2023) | \u0623\u0641\u0636\u0644 \u0628\u0646\u0643 \u0631\u0642\u0645\u064a \u0641\u064a \u0627\u0644\u0641\u0644\u0628\u064a\u0646 (2023) | InvestGlass","isPartOf":{"@id":"https:\/\/www.investglass.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.investglass.com\/best-digital-bank-in-the-philippines-2023\/#primaryimage"},"image":{"@id":"https:\/\/www.investglass.com\/best-digital-bank-in-the-philippines-2023\/#primaryimage"},"thumbnailUrl":"https:\/\/www.investglass.com\/wp-content\/uploads\/2023\/02\/mlnxspb_u0a.jpg","datePublished":"2023-02-11T05:50:11+00:00","dateModified":"2025-10-28T10:34:06+00:00","description":"\u0645\u0627 \u0647\u064a \u0623\u0641\u0636\u0644 \u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0631\u0642\u0645\u064a\u0629 \u0641\u064a \u0627\u0644\u0641\u0644\u0628\u064a\u0646\u061f","breadcrumb":{"@id":"https:\/\/www.investglass.com\/best-digital-bank-in-the-philippines-2023\/#breadcrumb"},"inLanguage":"ar","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.investglass.com\/best-digital-bank-in-the-philippines-2023\/"]}]},{"@type":"ImageObject","inLanguage":"ar","@id":"https:\/\/www.investglass.com\/best-digital-bank-in-the-philippines-2023\/#primaryimage","url":"https:\/\/www.investglass.com\/wp-content\/uploads\/2023\/02\/mlnxspb_u0a.jpg","contentUrl":"https:\/\/www.investglass.com\/wp-content\/uploads\/2023\/02\/mlnxspb_u0a.jpg","width":800,"height":1200,"caption":"Philippines"},{"@type":"BreadcrumbList","@id":"https:\/\/www.investglass.com\/best-digital-bank-in-the-philippines-2023\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"InvestGlass","item":"https:\/\/www.investglass.com\/"},{"@type":"ListItem","position":2,"name":"Best Digital Bank In The Philippines (2023)"}]},{"@type":"WebSite","@id":"https:\/\/www.investglass.com\/#website","url":"https:\/\/www.investglass.com\/","name":"\u0625\u0646\u0641\u0633\u062a \u062c\u0644\u0627\u0633","description":"\u0625\u062f\u0627\u0631\u0629 \u0639\u0644\u0627\u0642\u0627\u062a \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0627\u0644\u0633\u064a\u0627\u062f\u064a\u0629 \u0627\u0644\u0633\u0648\u064a\u0633\u0631\u064a\u0629","publisher":{"@id":"https:\/\/www.investglass.com\/#organization"},"alternateName":"InvestGlass","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.investglass.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"ar"},{"@type":["Organization","Place"],"@id":"https:\/\/www.investglass.com\/#organization","name":"\u0625\u0646\u0641\u0633\u062a \u062c\u0644\u0627\u0633","url":"https:\/\/www.investglass.com\/","logo":{"@id":"https:\/\/www.investglass.com\/best-digital-bank-in-the-philippines-2023\/#local-main-organization-logo"},"image":{"@id":"https:\/\/www.investglass.com\/best-digital-bank-in-the-philippines-2023\/#local-main-organization-logo"},"sameAs":["https:\/\/x.com\/investglass","https:\/\/www.linkedin.com\/company\/investglass\/","https:\/\/www.youtube.com\/channel\/UCt5r5XgzbSq2KhguJQxCwyA"],"telephone":[],"openingHoursSpecification":[{"@type":"OpeningHoursSpecification","dayOfWeek":["Monday","Tuesday","Wednesday","Thursday","Friday","Saturday","Sunday"],"opens":"09:00","closes":"17:00"}]},{"@type":"Person","@id":"https:\/\/www.investglass.com\/#\/schema\/person\/4682ebae5d718a2ed1b77c9dab0a1f24","name":"\u0625\u0646\u0641\u0633\u062a \u062c\u0644\u0627\u0633","image":{"@type":"ImageObject","inLanguage":"ar","@id":"https:\/\/secure.gravatar.com\/avatar\/8fb928ff37ca45def17ac75d6e799fb75f3f24f123aa31be169bfaf65f59dd40?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/8fb928ff37ca45def17ac75d6e799fb75f3f24f123aa31be169bfaf65f59dd40?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/8fb928ff37ca45def17ac75d6e799fb75f3f24f123aa31be169bfaf65f59dd40?s=96&d=mm&r=g","caption":"InvestGlass"},"sameAs":["https:\/\/www.investglass.com"],"url":"https:\/\/www.investglass.com\/ar\/author\/axginvestglass-com\/"},{"@type":"ImageObject","inLanguage":"ar","@id":"https:\/\/www.investglass.com\/best-digital-bank-in-the-philippines-2023\/#local-main-organization-logo","url":"https:\/\/www.investglass.com\/wp-content\/uploads\/2023\/10\/InvestGlass-blue2.png","contentUrl":"https:\/\/www.investglass.com\/wp-content\/uploads\/2023\/10\/InvestGlass-blue2.png","width":839,"height":192,"caption":"InvestGlass"}]}},"_links":{"self":[{"href":"https:\/\/www.investglass.com\/ar\/wp-json\/wp\/v2\/posts\/35505","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.investglass.com\/ar\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.investglass.com\/ar\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.investglass.com\/ar\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.investglass.com\/ar\/wp-json\/wp\/v2\/comments?post=35505"}],"version-history":[{"count":0,"href":"https:\/\/www.investglass.com\/ar\/wp-json\/wp\/v2\/posts\/35505\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.investglass.com\/ar\/wp-json\/wp\/v2\/media\/35506"}],"wp:attachment":[{"href":"https:\/\/www.investglass.com\/ar\/wp-json\/wp\/v2\/media?parent=35505"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.investglass.com\/ar\/wp-json\/wp\/v2\/categories?post=35505"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.investglass.com\/ar\/wp-json\/wp\/v2\/tags?post=35505"}],"curies":[{"name":"\u062f\u0628\u0644\u064a\u0648 \u0628\u064a","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}