{"id":34741,"date":"2022-10-04T14:35:37","date_gmt":"2022-10-04T12:35:37","guid":{"rendered":"https:\/\/www.investglass.com\/?p=34741"},"modified":"2025-10-28T11:34:02","modified_gmt":"2025-10-28T10:34:02","slug":"%d9%83%d9%8a%d9%81%d9%8a%d8%a9-%d8%a5%d9%86%d8%b4%d8%a7%d8%a1-%d8%a8%d9%86%d9%83-%d8%ac%d8%af%d9%8a%d8%af-%d9%85%d9%86-%d8%a7%d9%84%d8%b5%d9%81%d8%b1-%d9%81%d9%8a-%d8%b9%d8%a7%d9%85-2023","status":"publish","type":"post","link":"https:\/\/www.investglass.com\/ar\/how-to-create-a-neobank-from-scratch-in-2023\/","title":{"rendered":"\u0643\u064a\u0641 \u064a\u0645\u0643\u0646 \u0625\u0646\u0634\u0627\u0621 \u0628\u0646\u0643 \u062c\u062f\u064a\u062f \u0645\u0646 \u0627\u0644\u0635\u0641\u0631 \u0641\u064a \u0639\u0627\u0645 2023\u061f"},"content":{"rendered":"

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\u0642\u062f \u064a\u0643\u0648\u0646 \u0625\u0646\u0634\u0627\u0621 \u0628\u0646\u0643 \u062c\u062f\u064a\u062f \u0645\u0646 \u0627\u0644\u0635\u0641\u0631 \u0645\u0647\u0645\u0629 \u0634\u0627\u0642\u0629. \u0648\u0645\u0639 \u0630\u0644\u0643\u060c \u0645\u0646 \u062e\u0644\u0627\u0644 \u0627\u0644\u0628\u062f\u0621 \u0639\u0644\u0649 \u0646\u0637\u0627\u0642 \u0635\u063a\u064a\u0631 \u0648\u0627\u0644\u062a\u0631\u0643\u064a\u0632 \u0639\u0644\u0649 \u0627\u0644\u0623\u0633\u0627\u0633\u064a\u0627\u062a\u060c \u0645\u0646 \u0627\u0644\u0645\u0645\u0643\u0646 \u0625\u0646\u0634\u0627\u0621 \u0628\u0646\u0643 \u062c\u062f\u064a\u062f \u0646\u0627\u062c\u062d. \u0625\u0646 \u0645\u0646\u062a\u062c MVP (\u0627\u0644\u062d\u062f \u0627\u0644\u0623\u062f\u0646\u0649 \u0645\u0646 \u0627\u0644\u0645\u0646\u062a\u062c \u0627\u0644\u0642\u0627\u0628\u0644 \u0644\u0644\u062a\u0637\u0628\u064a\u0642) \u0647\u0648 \u0623\u0641\u0636\u0644 \u0637\u0631\u064a\u0642\u0629 \u0644\u0644\u0628\u062f\u0621\u060c \u062d\u064a\u062b \u064a\u062a\u064a\u062d \u0644\u0643 \u0627\u062e\u062a\u0628\u0627\u0631 \u0641\u0643\u0631\u062a\u0643 \u0648\u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u062a\u0639\u0644\u064a\u0642\u0627\u062a \u0645\u0646 \u0627\u0644\u0639\u0645\u0644\u0627\u0621. \u064a\u062c\u0628 \u0623\u0646 \u064a\u0634\u062a\u0645\u0644 \u0645\u0646\u062a\u062c MVP \u0639\u0644\u0649 \u0623\u0647\u0645 \u0627\u0644\u0645\u064a\u0632\u0627\u062a \u0627\u0644\u0623\u0633\u0627\u0633\u064a\u0629 \u0644\u0628\u0646\u0643\u0643\u0643\u0643 \u0627\u0644\u062c\u062f\u064a\u062f \u0648\u064a\u062c\u0628 \u0623\u0646 \u064a\u0643\u0648\u0646 \u0633\u0647\u0644 \u0627\u0644\u0627\u0633\u062a\u062e\u062f\u0627\u0645. \u0645\u0646 \u062e\u0644\u0627\u0644 \u0627\u0644\u062a\u0631\u0643\u064a\u0632 \u0639\u0644\u0649 \u0627\u0644\u0623\u0633\u0627\u0633\u064a\u0627\u062a\u060c \u064a\u0645\u0643\u0646\u0643 \u0636\u0645\u0627\u0646 \u0646\u062c\u0627\u062d \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u062c\u062f\u064a\u062f \u0627\u0644\u062e\u0627\u0635 \u0628\u0643 \u0648\u062a\u0644\u0628\u064a\u0629 \u0627\u062d\u062a\u064a\u0627\u062c\u0627\u062a \u0639\u0645\u0644\u0627\u0626\u0643.<\/p>\n\n\n\n

\u0625\u0630\u0627 \u0643\u0646\u062a \u062a\u0633\u062a\u0647\u062f\u0641 \u0627\u0639\u062a\u0645\u0627\u062f\u064b\u0627 \u0633\u0631\u064a\u0639\u064b\u0627 \u0641\u0642\u062f \u062a\u062a\u0637\u0644\u0639 \u0625\u0644\u0649 \u0627\u062a\u0628\u0627\u0639 \u0646\u0647\u062c \u062a\u0637\u0628\u064a\u0642\u0627\u062a \u0627\u0644\u062c\u0648\u0627\u0644 \u0641\u0642\u0637. \u0646\u062d\u0646 \u0646\u0628\u0646\u064a \u062a\u0637\u0628\u064a\u0642\u0627\u062a \u0639\u0644\u0649 \u0641\u0644\u0648\u062a\u0631. Flutter \u0647\u064a \u0644\u063a\u0629 \u064a\u0645\u0643\u0646 \u062a\u0634\u063a\u064a\u0644\u0647\u0627 \u0639\u0644\u0649 \u0643\u0644 \u0645\u0646 \u0623\u062c\u0647\u0632\u0629 IOS \u0648 Android. \u0648\u0647\u0630\u0627 \u0633\u064a\u0648\u0641\u0631 \u0639\u0644\u064a\u0643 \u0627\u0644\u0648\u0642\u062a \u0648\u0627\u0644\u0645\u0627\u0644 \u0644\u0623\u0646\u0643 \u0644\u0646 \u062a\u0636\u0637\u0631 \u0625\u0644\u0649 \u0625\u0646\u0634\u0627\u0621 \u062a\u0637\u0628\u064a\u0642\u064a\u0646 \u0645\u0646\u0641\u0635\u0644\u064a\u0646 \u0644\u0643\u0644 \u0645\u0646\u0635\u0629. \u064a\u0645\u0643\u0646 \u0644\u0641\u0631\u064a\u0642 \u0627\u0644\u062a\u0637\u0648\u064a\u0631 \u0627\u0644\u0644\u0639\u0628 \u0628\u0633\u0647\u0648\u0644\u0629 \u0645\u0639 \u0627\u0644\u0642\u0648\u0627\u0644\u0628 \u0627\u0644\u0645\u0648\u062c\u0648\u062f\u0629. \u064a\u0645\u0643\u0646 \u0644\u0628\u0646\u0643 \u062a\u0634\u0627\u0644\u0646\u062c\u0631 \u0625\u0636\u0627\u0641\u0629 \u0648\u062d\u062f\u0627\u062a \u0645\u062b\u0644 \u0627\u0644\u0631\u0647\u0646 \u0627\u0644\u0639\u0642\u0627\u0631\u064a \u0648\u062d\u0633\u0627\u0628\u0627\u062a \u0627\u0644\u062a\u0648\u0641\u064a\u0631 \u0648\u0627\u0644\u0645\u0633\u062a\u0634\u0627\u0631\u064a\u0646 \u0627\u0644\u0622\u0644\u064a\u064a\u0646 \u0648\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u062a\u0634\u0641\u064a\u0631 \u0648\u062a\u0642\u062f\u064a\u0645 \u0648\u062d\u062f\u0627\u062a \u0645\u062e\u062a\u0644\u0641\u0629 \u0628\u0646\u0627\u0621\u064b \u0639\u0644\u0649 \u0627\u0644\u062d\u0627\u062c\u0629 \u0625\u0644\u064a\u0647\u0627. \u0648\u0627\u062c\u0647\u0629 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u0645\u0647\u0645\u0629 \u062d\u064a\u062b \u064a\u062c\u0628 \u0623\u0646 \u062a\u0643\u0648\u0646 \u0633\u0647\u0644\u0629 \u0627\u0644\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0648\u0623\u0646\u064a\u0642\u0629. \u0642\u062f \u0644\u0627 \u064a\u0643\u0648\u0646 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u0627\u0644\u0639\u0627\u062f\u064a \u0645\u0639\u062a\u0627\u062f\u064b\u0627 \u0639\u0644\u0649 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u062a\u0637\u0628\u064a\u0642 \u0627\u0644\u0647\u0627\u062a\u0641 \u0627\u0644\u0645\u062d\u0645\u0648\u0644 \u0644\u062a\u0644\u0628\u064a\u0629 \u0627\u062d\u062a\u064a\u0627\u062c\u0627\u062a\u0647 \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0648\u0633\u062a\u062d\u062a\u0627\u062c \u0625\u0644\u0649 \u0627\u0644\u062a\u0623\u0643\u062f \u0645\u0646 \u0623\u0646 \u0627\u0644\u0633\u0648\u0642 \u0627\u0644\u0645\u0633\u062a\u0647\u062f\u0641 \u064a\u0645\u0643\u0646\u0647 \u0641\u0647\u0645 \u062a\u0637\u0628\u064a\u0642\u0643 \u0648\u0627\u0633\u062a\u062e\u062f\u0627\u0645\u0647 \u0628\u0633\u0647\u0648\u0644\u0629. \u0625\u0646 Flutter \u0647\u064a \u0627\u0644\u0644\u063a\u0629 \u0627\u0644\u0645\u062b\u0627\u0644\u064a\u0629 \u0627\u0644\u062a\u064a \u0646\u0631\u0628\u0637\u0647\u0627 \u0628\u0646\u0638\u0627\u0645 InvestGlass \u0627\u0644\u0623\u0633\u0627\u0633\u064a. \u0648\u0647\u0630\u0627 \u064a\u0645\u0646\u0639 FOMO (\u0627\u0644\u062e\u0648\u0641 \u0645\u0646 \u0627\u0644\u0636\u064a\u0627\u0639) \u0644\u0623\u0646\u0647 \u064a\u0645\u0643\u0646\u0646\u0627 \u0628\u0646\u0627\u0621 \u062e\u062f\u0645\u0627\u062a \u0645\u0627\u0644\u064a\u0629 \u062c\u062f\u064a\u062f\u0629 \u0641\u064a \u0623\u0633\u0627\u0628\u064a\u0639 \u0628\u062f\u0644\u0627\u064b \u0645\u0646 \u0623\u0634\u0647\u0631. \u064a\u062a\u0645 \u062a\u0648\u0641\u064a\u0631 \u0623\u062f\u0648\u0627\u062a \u0627\u0644\u0645\u0643\u062a\u0628 \u0627\u0644\u062e\u0644\u0641\u064a \u0645\u0646 \u0642\u0628\u0644 InvestGlass \u0648\u0623\u0646\u062a \u0645\u0646 \u064a\u0642\u0631\u0631 \u0627\u0644\u0648\u0627\u062c\u0647\u0629 \u0627\u0644\u0623\u0645\u0627\u0645\u064a\u0629.<\/p>\n\n\n\n

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Starting a bank from scratch requires significant capital, regulatory approvals, and a strong business strategy. In the U.S., the minimum capital requirement is typically $20-30 million, while in the UK, it’s at least \u20ac5 million (Bank of England). Securing a banking license involves strict compliance checks and risk assessments. Additionally, investing in robust technology and cybersecurity is crucial for ensuring operational efficiency and regulatory adherence (Deloitte). […]<\/p>\n","protected":false},"author":1,"featured_media":34742,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[13],"tags":[306],"class_list":["post-34741","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-article","tag-create-a-neobank-from-scratch"],"yoast_head":"\nHow to create a neobank from scratch in 2023? | InvestGlass<\/title>\n<meta name=\"description\" content=\"Learn how to build a neobank from scratch in 2023. 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