{"id":29463,"date":"2021-05-21T10:10:14","date_gmt":"2021-05-21T08:10:14","guid":{"rendered":"https:\/\/www.investglass.com\/?page_id=29463"},"modified":"2026-05-19T16:23:00","modified_gmt":"2026-05-19T14:23:00","slug":"%d9%82%d8%a7%d8%a6%d9%85%d8%a9-%d8%a7%d9%84%d8%a8%d9%86%d9%88%d9%83-%d8%a7%d9%84%d8%ac%d8%af%d9%8a%d8%af%d8%a9","status":"publish","type":"page","link":"https:\/\/www.investglass.com\/ar\/list-of-neobanks\/","title":{"rendered":"\u0642\u0627\u0626\u0645\u0629 \u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u062c\u062f\u064a\u062f\u0629 2022"},"content":{"rendered":"<h1>Neobanks List 2025<\/h1>\n<div>Power your neobank with InvestGlass<\/div>\n<p><p>\n        <a href=\"https:\/\/www.investglass.com\/watch-investglass-demo\/\">Build you own<\/a>\n    <\/p>\n<\/p>\n<p><img decoding=\"async\" src=\"\/wp-content\/uploads\/background-square-33-1.png\" alt=\"\"><br \/>\n<img decoding=\"async\" src=\"\/wp-content\/uploads\/background-square-33.png\" alt=\"\"><br \/>\n<img decoding=\"async\" src=\"\/wp-content\/uploads\/background-square-25.png\" alt=\"\"><br \/>\n<img decoding=\"async\" src=\"\/wp-content\/uploads\/background-square-34.png\" alt=\"\"><\/p>\n<div>\n<p>    <!doctype html><br \/>\n<html lang=\"en\"><br \/>\n<head><br \/>\n<meta charset=\"utf-8\" \/><br \/>\n<meta name=\"viewport\" content=\"width=device-width, initial-scale=1\" \/><br \/>\n<title>Active Neobanks by Country<\/title><\/p>\n<style>\n  :root {\n    --bg: #ffffff;\n    --ink: #0f172a;          \/* slate-900 *\/\n    --muted: #64748b;        \/* slate-500 *\/\n    --line: #e2e8f0;         \/* slate-200 *\/\n    --card: #f8fafc;         \/* slate-50 *\/\n    --link: #0b66ff;\n    --radius: 14px;\n  }<\/p>\n<p>  html, body {\n    background: var(--bg);\n    color: var(--ink);\n    font: 16px\/1.6 system-ui, -apple-system, Segoe UI, Roboto, \"Helvetica Neue\", Arial, \"Apple Color Emoji\",\"Segoe UI Emoji\";\n    margin: 0;\n  }<\/p>\n<p>  .wrap {\n    max-width: 1100px;\n    margin: 2.5rem auto;\n    padding: 0 1rem;\n  }<\/p>\n<p>  header h1 {\n    margin: 0 0 .25rem;\n    letter-spacing: -0.02em;\n    font-size: clamp(1.6rem, 1.2rem + 1.2vw, 2rem);\n  }\n  header p {\n    margin: 0;\n    color: var(--muted);\n  }<\/p>\n<p>  .country {\n    margin-top: 2rem;\n    border: 1px solid var(--line);\n    border-radius: var(--radius);\n    background: var(--card);\n    overflow: hidden;\n  }<\/p>\n<p>  .country h2 {\n    margin: 0;\n    padding: .9rem 1rem;\n    font-size: 1.1rem;\n    background: #fff;\n    border-bottom: 1px solid var(--line);\n  }<\/p>\n<p>  .table-wrap {\n    overflow-x: auto;\n    background: #fff;\n  }<\/p>\n<p>  table {\n    width: 100%;\n    border-collapse: collapse;\n    font-size: .975rem;\n  }<\/p>\n<p>  th, td {\n    padding: .75rem 1rem;\n    text-align: left;\n    vertical-align: top;\n    border-bottom: 1px solid var(--line);\n    white-space: nowrap;\n  }\n  th:nth-child(1), td:nth-child(1) { width: 34ch; }\n  th:nth-child(2), td:nth-child(2) { width: auto; }<\/p>\n<p>  thead th {\n    color: var(--muted);\n    font-weight: 600;\n    background: #fafcff;\n  }<\/p>\n<p>  \/* Links: no underline, readable color, underline on focus for a11y *\/\n  a {\n    color: var(--link);\n    text-decoration: none;      \/* no underline by default *\/\n    word-break: break-word;\n  }\n  a:focus-visible {\n    outline: 2px dashed var(--link);\n    outline-offset: 2px;\n    text-decoration: underline; \/* only when keyboard focusing *\/\n  }<\/p>\n<p>  \/* Small screens *\/\n  @media (max-width: 640px) {\n    th, td { white-space: normal; }\n    th:nth-child(1), td:nth-child(1), th:nth-child(2), td:nth-child(2) { width: auto; }\n  }\n<\/style>\n<p><\/head><br \/>\n<body><\/p>\n<div class=\"wrap\">\n<header>\n<h2>Active Neobanks by Country<\/h2>\n<p>Curated list of active or operating neobanks (\u2248150 max), grouped by country. Links are not underlined.<\/p>\n<\/header>\n<p>    <!-- UNITED STATES --><\/p>\n<section class=\"country\" id=\"united-states\">\n<h2>United States<\/h2>\n<div class=\"table-wrap\">\n<table aria-label=\"United States neobanks\">\n<thead>\n<tr>\n<th>Neobank<\/th>\n<th>Website<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Chime<\/td>\n<td>chime.com<\/td>\n<\/tr>\n<tr>\n<td>Current<\/td>\n<td><a href=\"https:\/\/current.com\" target=\"_blank\" rel=\"noopener\">current.com<\/a><\/td>\n<\/tr>\n<tr>\n<td>Varo Bank<\/td>\n<td><a href=\"https:\/\/www.varomoney.com\" target=\"_blank\" rel=\"noopener\">varomoney.com<\/a><\/td>\n<\/tr>\n<tr>\n<td>SoFi<\/td>\n<td>sofi.com<\/td>\n<\/tr>\n<tr>\n<td>Dave<\/td>\n<td><a href=\"https:\/\/dave.com\" target=\"_blank\" rel=\"noopener\">dave.com<\/a><\/td>\n<\/tr>\n<tr>\n<td>MoneyLion<\/td>\n<td>moneylion.com<\/td>\n<\/tr>\n<tr>\n<td>Albert<\/td>\n<td><a href=\"https:\/\/albert.com\" target=\"_blank\" rel=\"noopener\">albert.com<\/a><\/td>\n<\/tr>\n<tr>\n<td>Mercury (business)<\/td>\n<td><a href=\"https:\/\/mercury.com\" target=\"_blank\" rel=\"noopener\">mercury.com<\/a><\/td>\n<\/tr>\n<tr>\n<td>Novo (business)<\/td>\n<td><a href=\"https:\/\/banknovo.com\" target=\"_blank\" rel=\"noopener\">banknovo.com<\/a><\/td>\n<\/tr>\n<tr>\n<td>NorthOne (business)<\/td>\n<td>northone.com<\/td>\n<\/tr>\n<tr>\n<td>Bluevine (business)<\/td>\n<td><a href=\"https:\/\/www.bluevine.com\" target=\"_blank\" rel=\"noopener\">bluevine.com<\/a><\/td>\n<\/tr>\n<tr>\n<td>Brex (business account)<\/td>\n<td><a href=\"https:\/\/www.brex.com\" target=\"_blank\" rel=\"noopener\">brex.com<\/a><\/td>\n<\/tr>\n<tr>\n<td>Go2bank<\/td>\n<td><a href=\"https:\/\/www.go2bank.com\" target=\"_blank\" rel=\"noopener\">go2bank.com<\/a><\/td>\n<\/tr>\n<tr>\n<td>Greenlight (teens)<\/td>\n<td><a href=\"https:\/\/www.greenlight.com\" target=\"_blank\" rel=\"noopener\">greenlight.com<\/a><\/td>\n<\/tr>\n<tr>\n<td>Step (teens)<\/td>\n<td><a href=\"https:\/\/www.step.com\" target=\"_blank\" rel=\"noopener\">step.com<\/a><\/td>\n<\/tr>\n<tr>\n<td>Stash<\/td>\n<td><a href=\"https:\/\/www.stash.com\" target=\"_blank\" rel=\"noopener\">stash.com<\/a><\/td>\n<\/tr>\n<tr>\n<td>Acorns<\/td>\n<td><a href=\"https:\/\/www.acorns.com\" target=\"_blank\" rel=\"noopener\">acorns.com<\/a><\/td>\n<\/tr>\n<tr>\n<td>Robinhood (spend)<\/td>\n<td><a href=\"https:\/\/robinhood.com\" target=\"_blank\" rel=\"noopener\">robinhood.com<\/a><\/td>\n<\/tr>\n<tr>\n<td>Cogni<\/td>\n<td><a href=\"https:\/\/getcogni.com\" target=\"_blank\" rel=\"noopener\">getcogni.com<\/a><\/td>\n<\/tr>\n<tr>\n<td>Copper (teens)<\/td>\n<td><a href=\"https:\/\/www.getcopper.com\" target=\"_blank\" rel=\"noopener\">getcopper.com<\/a><\/td>\n<\/tr>\n<tr>\n<td>Empower<\/td>\n<td><a href=\"https:\/\/empower.me\" target=\"_blank\" rel=\"noopener\">empower.me<\/a><\/td>\n<\/tr>\n<tr>\n<td>Qube Money<\/td>\n<td><a href=\"https:\/\/qubemoney.io\" target=\"_blank\" rel=\"noopener\">qubemoney.io<\/a><\/td>\n<\/tr>\n<tr>\n<td>Unifimoney<\/td>\n<td><a href=\"https:\/\/www.unifi.money\" target=\"_blank\" rel=\"noopener\">unifi.money<\/a><\/td>\n<\/tr>\n<tr>\n<td>Zeta (family)<\/td>\n<td><a href=\"https:\/\/www.askzeta.com\" target=\"_blank\" rel=\"noopener\">askzeta.com<\/a><\/td>\n<\/tr>\n<tr>\n<td>Zoro Card<\/td>\n<td><a href=\"https:\/\/zorocard.com\" target=\"_blank\" rel=\"noopener\">zorocard.com<\/a><\/td>\n<\/tr>\n<\/tbody>\n<\/table><\/div>\n<\/section>\n<p>    <!-- UNITED KINGDOM --><\/p>\n<section class=\"country\" id=\"united-kingdom\">\n<h2>United Kingdom<\/h2>\n<div class=\"table-wrap\">\n<table aria-label=\"United Kingdom neobanks\">\n<thead>\n<tr>\n<th>Neobank<\/th>\n<th>Website<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Monzo<\/td>\n<td><a href=\"https:\/\/monzo.com\" target=\"_blank\" rel=\"noopener\">monzo.com<\/a><\/td>\n<\/tr>\n<tr>\n<td>Starling Bank<\/td>\n<td><a href=\"https:\/\/www.starlingbank.com\" target=\"_blank\" rel=\"noopener\">starlingbank.com<\/a><\/td>\n<\/tr>\n<tr>\n<td>Revolut<\/td>\n<td>revolut.com<\/td>\n<\/tr>\n<tr>\n<td>Atom Bank<\/td>\n<td><a href=\"https:\/\/www.atombank.co.uk\" target=\"_blank\" rel=\"noopener\">atombank.co.uk<\/a><\/td>\n<\/tr>\n<tr>\n<td>Tandem<\/td>\n<td><a href=\"https:\/\/www.tandem.co.uk\" target=\"_blank\" rel=\"noopener\">tandem.co.uk<\/a><\/td>\n<\/tr>\n<tr>\n<td>Kroo<\/td>\n<td><a href=\"https:\/\/www.kroo.com\" target=\"_blank\" rel=\"noopener\">kroo.com<\/a><\/td>\n<\/tr>\n<tr>\n<td>Zopa Bank<\/td>\n<td><a href=\"https:\/\/www.zopa.com\" target=\"_blank\" rel=\"noopener\">zopa.com<\/a><\/td>\n<\/tr>\n<tr>\n<td>Chase UK<\/td>\n<td><a href=\"https:\/\/www.chase.co.uk\" target=\"_blank\" rel=\"noopener\">chase.co.uk<\/a><\/td>\n<\/tr>\n<tr>\n<td>Allica Bank (SME)<\/td>\n<td><a href=\"https:\/\/www.allica.bank\" target=\"_blank\" rel=\"noopener\">allica.bank<\/a><\/td>\n<\/tr>\n<tr>\n<td>Monese<\/td>\n<td><a href=\"https:\/\/www.monese.com\" target=\"_blank\" rel=\"noopener\">monese.com<\/a><\/td>\n<\/tr>\n<tr>\n<td>GoHenry (kids)<\/td>\n<td>gohenry.com<\/td>\n<\/tr>\n<tr>\n<td>Curve (account + card)<\/td>\n<td><a href=\"https:\/\/www.curve.com\" target=\"_blank\" rel=\"noopener\">curve.com<\/a><\/td>\n<\/tr>\n<tr>\n<td>Countingup (SME)<\/td>\n<td><a href=\"https:\/\/countingup.com\" target=\"_blank\" rel=\"noopener\">countingup.com<\/a><\/td>\n<\/tr>\n<tr>\n<td>Coconut (SME)<\/td>\n<td><a href=\"https:\/\/getcoconut.com\" target=\"_blank\" rel=\"noopener\">getcoconut.com<\/a><\/td>\n<\/tr>\n<tr>\n<td>OakNorth (SME)<\/td>\n<td><a href=\"https:\/\/www.oaknorth.co.uk\" target=\"_blank\" rel=\"noopener\">oaknorth.co.uk<\/a><\/td>\n<\/tr>\n<\/tbody>\n<\/table><\/div>\n<\/section>\n<p>    <!-- GERMANY --><\/p>\n<section class=\"country\" id=\"germany\">\n<h2>Germany<\/h2>\n<div class=\"table-wrap\">\n<table aria-label=\"Germany neobanks\">\n<thead>\n<tr>\n<th>Neobank<\/th>\n<th>Website<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>N26<\/td>\n<td><a href=\"https:\/\/n26.com\" target=\"_blank\" rel=\"noopener\">n26.com<\/a><\/td>\n<\/tr>\n<tr>\n<td>Vivid Money<\/td>\n<td><a href=\"https:\/\/vivid.money\" target=\"_blank\" rel=\"noopener\">vivid.money<\/a><\/td>\n<\/tr>\n<tr>\n<td>Tomorrow<\/td>\n<td><a href=\"https:\/\/www.tomorrow.one\" target=\"_blank\" rel=\"noopener\">tomorrow.one<\/a><\/td>\n<\/tr>\n<tr>\n<td>Kontist (SME)<\/td>\n<td><a href=\"https:\/\/kontist.com\" target=\"_blank\" rel=\"noopener\">kontist.com<\/a><\/td>\n<\/tr>\n<tr>\n<td>Solaris (BaaS)<\/td>\n<td><a href=\"https:\/\/www.solarisgroup.com\" target=\"_blank\" rel=\"noopener\">solarisgroup.com<\/a><\/td>\n<\/tr>\n<tr>\n<td>bunq (operates in DE)<\/td>\n<td><a href=\"https:\/\/www.bunq.com\" target=\"_blank\" rel=\"noopener\">bunq.com<\/a><\/td>\n<\/tr>\n<\/tbody>\n<\/table><\/div>\n<\/section>\n<p>    <!-- FRANCE --><\/p>\n<section class=\"country\" id=\"france\">\n<h2>France<\/h2>\n<div class=\"table-wrap\">\n<table aria-label=\"France neobanks\">\n<thead>\n<tr>\n<th>Neobank<\/th>\n<th>Website<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Nickel<\/td>\n<td><a href=\"https:\/\/nickel.eu\" target=\"_blank\" rel=\"noopener\">nickel.eu<\/a><\/td>\n<\/tr>\n<tr>\n<td>Qonto (SME)<\/td>\n<td><a href=\"https:\/\/qonto.com\" target=\"_blank\" rel=\"noopener\">qonto.com<\/a><\/td>\n<\/tr>\n<tr>\n<td>Shine (SME)<\/td>\n<td><a href=\"https:\/\/www.shine.fr\" target=\"_blank\" rel=\"noopener\">shine.fr<\/a><\/td>\n<\/tr>\n<tr>\n<td>Kard (teens)<\/td>\n<td><a href=\"https:\/\/digital-finance-platform.ec.europa.eu\/observatory\/eu-fintech-map\/kard\" target=\"_blank\" rel=\"noopener\">kard.eu<\/a><\/td>\n<\/tr>\n<tr>\n<td>manager.one (SME)<\/td>\n<td><a href=\"https:\/\/www.manager.one\" target=\"_blank\" rel=\"noopener\">manager.one<\/a><\/td>\n<\/tr>\n<tr>\n<td>Lydia<\/td>\n<td><a href=\"https:\/\/lydia-app.com\" target=\"_blank\" rel=\"noopener\">lydia-app.com<\/a><\/td>\n<\/tr>\n<tr>\n<td>Helios<\/td>\n<td><a href=\"https:\/\/www.helios.do\" target=\"_blank\" rel=\"noopener\">helios.do<\/a><\/td>\n<\/tr>\n<tr>\n<td>Anytime<\/td>\n<td>anyti.me<\/td>\n<\/tr>\n<\/tbody>\n<\/table><\/div>\n<\/section>\n<p>    <!-- SPAIN --><\/p>\n<section class=\"country\" id=\"spain\">\n<h2>Spain<\/h2>\n<div class=\"table-wrap\">\n<table aria-label=\"Spain neobanks\">\n<thead>\n<tr>\n<th>Neobank<\/th>\n<th>Website<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Imagin<\/td>\n<td><a href=\"https:\/\/www.imagin.com\" target=\"_blank\" rel=\"noopener\">imagin.com<\/a><\/td>\n<\/tr>\n<tr>\n<td>Openbank<\/td>\n<td><a href=\"https:\/\/www.openbank.es\" target=\"_blank\" rel=\"noopener\">openbank.es<\/a><\/td>\n<\/tr>\n<tr>\n<td>EVO Banco<\/td>\n<td>evobanco.com<\/td>\n<\/tr>\n<tr>\n<td>Bnext<\/td>\n<td><a href=\"https:\/\/bnext.es\" target=\"_blank\" rel=\"noopener\">bnext.es<\/a><\/td>\n<\/tr>\n<tr>\n<td>Revolut (ES)<\/td>\n<td>revolut.com<\/td>\n<\/tr>\n<tr>\n<td>N26 (ES)<\/td>\n<td><a href=\"https:\/\/n26.com\" target=\"_blank\" rel=\"noopener\">n26.com<\/a><\/td>\n<\/tr>\n<\/tbody>\n<\/table><\/div>\n<\/section>\n<p>    <!-- ITALY --><\/p>\n<section class=\"country\" id=\"italy\">\n<h2>Italy<\/h2>\n<div class=\"table-wrap\">\n<table aria-label=\"Italy neobanks\">\n<thead>\n<tr>\n<th>Neobank<\/th>\n<th>Website<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Hype<\/td>\n<td><a href=\"https:\/\/www.hype.it\" target=\"_blank\" rel=\"noopener\">hype.it<\/a><\/td>\n<\/tr>\n<tr>\n<td>buddybank<\/td>\n<td><a href=\"https:\/\/www.buddybank.com\" target=\"_blank\" rel=\"noopener\">buddybank.com<\/a><\/td>\n<\/tr>\n<tr>\n<td>illimity<\/td>\n<td><a href=\"https:\/\/www.illimity.com\" target=\"_blank\" rel=\"noopener\">illimity.com<\/a><\/td>\n<\/tr>\n<tr>\n<td>Tinaba<\/td>\n<td><a href=\"https:\/\/www.tinaba.it\" target=\"_blank\" rel=\"noopener\">tinaba.it<\/a><\/td>\n<\/tr>\n<tr>\n<td>Flowe<\/td>\n<td><a href=\"https:\/\/www.flowe.com\" target=\"_blank\" rel=\"noopener\">flowe.com<\/a><\/td>\n<\/tr>\n<\/tbody>\n<\/table><\/div>\n<\/section>\n<p>    <!-- NETHERLANDS --><\/p>\n<section class=\"country\" id=\"netherlands\">\n<h2>Netherlands<\/h2>\n<div class=\"table-wrap\">\n<table aria-label=\"Netherlands neobanks\">\n<thead>\n<tr>\n<th>Neobank<\/th>\n<th>Website<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>bunq<\/td>\n<td><a href=\"https:\/\/www.bunq.com\" target=\"_blank\" rel=\"noopener\">bunq.com<\/a><\/td>\n<\/tr>\n<tr>\n<td>Knab<\/td>\n<td><a href=\"https:\/\/www.knab.nl\" target=\"_blank\" rel=\"noopener\">knab.nl<\/a><\/td>\n<\/tr>\n<tr>\n<td>Revolut (NL)<\/td>\n<td>revolut.com<\/td>\n<\/tr>\n<tr>\n<td>N26 (NL)<\/td>\n<td><a href=\"https:\/\/n26.com\" target=\"_blank\" rel=\"noopener\">n26.com<\/a><\/td>\n<\/tr>\n<\/tbody>\n<\/table><\/div>\n<\/section>\n<p>    <!-- IRELAND --><\/p>\n<section class=\"country\" id=\"ireland\">\n<h2>Ireland<\/h2>\n<div class=\"table-wrap\">\n<table aria-label=\"Ireland neobanks\">\n<thead>\n<tr>\n<th>Neobank<\/th>\n<th>Website<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Revolut (IE)<\/td>\n<td>revolut.com<\/td>\n<\/tr>\n<tr>\n<td>N26 (IE)<\/td>\n<td><a href=\"https:\/\/n26.com\" target=\"_blank\" rel=\"noopener\">n26.com<\/a><\/td>\n<\/tr>\n<tr>\n<td>Fire (SME\/consumer)<\/td>\n<td><a href=\"https:\/\/www.fire.com\" target=\"_blank\" rel=\"noopener\">fire.com<\/a><\/td>\n<\/tr>\n<\/tbody>\n<\/table><\/div>\n<\/section>\n<p>    <!-- NORDICS --><\/p>\n<section class=\"country\" id=\"sweden\">\n<h2>Sweden<\/h2>\n<div class=\"table-wrap\">\n<table aria-label=\"Sweden neobanks\">\n<thead>\n<tr>\n<th>Neobank<\/th>\n<th>Website<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Rocker<\/td>\n<td><a href=\"https:\/\/www.rocker.com\" target=\"_blank\" rel=\"noopener\">rocker.com<\/a><\/td>\n<\/tr>\n<tr>\n<td>Lunar (SE)<\/td>\n<td><a href=\"https:\/\/www.lunar.app\/en\/personal\" target=\"_blank\" rel=\"noopener\">lunar.app<\/a><\/td>\n<\/tr>\n<tr>\n<td>Gimi (teens)<\/td>\n<td><a href=\"https:\/\/www.gimitheapp.com\" target=\"_blank\" rel=\"noopener\">gimitheapp.com<\/a><\/td>\n<\/tr>\n<\/tbody>\n<\/table><\/div>\n<\/section>\n<section class=\"country\" id=\"denmark\">\n<h2>Denmark<\/h2>\n<div class=\"table-wrap\">\n<table aria-label=\"Denmark neobanks\">\n<thead>\n<tr>\n<th>Neobank<\/th>\n<th>Website<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Lunar<\/td>\n<td><a href=\"https:\/\/www.lunar.app\/en\/personal\" target=\"_blank\" rel=\"noopener\">lunar.app<\/a><\/td>\n<\/tr>\n<tr>\n<td>Revolut (DK)<\/td>\n<td>revolut.com<\/td>\n<\/tr>\n<tr>\n<td>NORD.investments<\/td>\n<td><a href=\"https:\/\/nord.investments\" target=\"_blank\" rel=\"noopener\">nord.investments<\/a><\/td>\n<\/tr>\n<\/tbody>\n<\/table><\/div>\n<\/section>\n<section class=\"country\" id=\"finland\">\n<h2>Finland<\/h2>\n<div class=\"table-wrap\">\n<table aria-label=\"Finland neobanks\">\n<thead>\n<tr>\n<th>Neobank<\/th>\n<th>Website<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Holvi (SME)<\/td>\n<td><a href=\"https:\/\/www.holvi.com\" target=\"_blank\" rel=\"noopener\">holvi.com<\/a><\/td>\n<\/tr>\n<tr>\n<td>Revolut (FI)<\/td>\n<td>revolut.com<\/td>\n<\/tr>\n<\/tbody>\n<\/table><\/div>\n<\/section>\n<section class=\"country\" id=\"norway\">\n<h2>Norway<\/h2>\n<div class=\"table-wrap\">\n<table aria-label=\"Norway neobanks\">\n<thead>\n<tr>\n<th>Neobank<\/th>\n<th>Website<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Lunar (NO)<\/td>\n<td><a href=\"https:\/\/www.lunar.app\/en\/personal\" target=\"_blank\" rel=\"noopener\">lunar.app<\/a><\/td>\n<\/tr>\n<tr>\n<td>Sbanken (digital)<\/td>\n<td><a href=\"https:\/\/sbanken.no\" target=\"_blank\" rel=\"noopener\">sbanken.no<\/a><\/td>\n<\/tr>\n<\/tbody>\n<\/table><\/div>\n<\/section>\n<p>    <!-- SWITZERLAND --><\/p>\n<section class=\"country\" id=\"switzerland\">\n<h2>Switzerland<\/h2>\n<div class=\"table-wrap\">\n<table aria-label=\"Switzerland neobanks\">\n<thead>\n<tr>\n<th>Neobank<\/th>\n<th>Website<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>neon<\/td>\n<td><a href=\"https:\/\/www.neon-free.ch\" target=\"_blank\" rel=\"noopener\">neon-free.ch<\/a><\/td>\n<\/tr>\n<tr>\n<td>Zak<\/td>\n<td><a href=\"https:\/\/www.zak.ch\" target=\"_blank\" rel=\"noopener\">zak.ch<\/a><\/td>\n<\/tr>\n<tr>\n<td>Yuh<\/td>\n<td><a href=\"https:\/\/www.yuh.ch\" target=\"_blank\" rel=\"noopener\">yuh.ch<\/a><\/td>\n<\/tr>\n<tr>\n<td>Alpian<\/td>\n<td><a href=\"https:\/\/www.alpian.com\" target=\"_blank\" rel=\"noopener\">alpian.com<\/a><\/td>\n<\/tr>\n<tr>\n<td>Yapeal<\/td>\n<td><a href=\"https:\/\/www.yapeal.ch\" target=\"_blank\" rel=\"noopener\">yapeal.ch<\/a><\/td>\n<\/tr>\n<\/tbody>\n<\/table><\/div>\n<\/section>\n<p>    <!-- POLAND --><\/p>\n<section class=\"country\" id=\"poland\">\n<h2>Poland<\/h2>\n<div class=\"table-wrap\">\n<table aria-label=\"Poland neobanks\">\n<thead>\n<tr>\n<th>Neobank<\/th>\n<th>Website<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>mBank<\/td>\n<td><a href=\"https:\/\/www.mbank.pl\" target=\"_blank\" rel=\"noopener\">mbank.pl<\/a><\/td>\n<\/tr>\n<tr>\n<td>Nest Bank<\/td>\n<td><a href=\"https:\/\/www.nestbank.pl\" target=\"_blank\" rel=\"noopener\">nestbank.pl<\/a><\/td>\n<\/tr>\n<tr>\n<td>Revolut (PL)<\/td>\n<td>revolut.com<\/td>\n<\/tr>\n<tr>\n<td>ZEN.com<\/td>\n<td><a href=\"https:\/\/www.zen.com\" target=\"_blank\" rel=\"noopener\">zen.com<\/a><\/td>\n<\/tr>\n<\/tbody>\n<\/table><\/div>\n<\/section>\n<p>    <!-- BELGIUM --><\/p>\n<section class=\"country\" id=\"belgium\">\n<h2>Belgium<\/h2>\n<div class=\"table-wrap\">\n<table aria-label=\"Belgium neobanks\">\n<thead>\n<tr>\n<th>Neobank<\/th>\n<th>Website<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Aion Bank<\/td>\n<td><a href=\"https:\/\/www.aion.be\" target=\"_blank\" rel=\"noopener\">aion.be<\/a><\/td>\n<\/tr>\n<tr>\n<td>Keytrade Bank (digital)<\/td>\n<td><a href=\"https:\/\/www.keytradebank.be\" target=\"_blank\" rel=\"noopener\">keytradebank.be<\/a><\/td>\n<\/tr>\n<tr>\n<td>Revolut (BE)<\/td>\n<td>revolut.com<\/td>\n<\/tr>\n<\/tbody>\n<\/table><\/div>\n<\/section>\n<p>    <!-- PORTUGAL --><\/p>\n<section class=\"country\" id=\"portugal\">\n<h2>Portugal<\/h2>\n<div class=\"table-wrap\">\n<table aria-label=\"Portugal neobanks\">\n<thead>\n<tr>\n<th>Neobank<\/th>\n<th>Website<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>ActivoBank<\/td>\n<td><a href=\"https:\/\/www.activobank.pt\" target=\"_blank\" rel=\"noopener\">activobank.pt<\/a><\/td>\n<\/tr>\n<tr>\n<td>moey!<\/td>\n<td><a href=\"https:\/\/www.moey.pt\" target=\"_blank\" rel=\"noopener\">moey.pt<\/a><\/td>\n<\/tr>\n<tr>\n<td>Revolut (PT)<\/td>\n<td>revolut.com<\/td>\n<\/tr>\n<\/tbody>\n<\/table><\/div>\n<\/section>\n<p>    <!-- CEE --><\/p>\n<section class=\"country\" id=\"czechia\">\n<h2>Czechia<\/h2>\n<div class=\"table-wrap\">\n<table aria-label=\"Czechia neobanks\">\n<thead>\n<tr>\n<th>Neobank<\/th>\n<th>Website<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Air Bank<\/td>\n<td><a href=\"https:\/\/www.airbank.cz\" target=\"_blank\" rel=\"noopener\">airbank.cz<\/a><\/td>\n<\/tr>\n<tr>\n<td>Revolut (CZ)<\/td>\n<td>revolut.com<\/td>\n<\/tr>\n<\/tbody>\n<\/table><\/div>\n<\/section>\n<section class=\"country\" id=\"romania\">\n<h2>Romania<\/h2>\n<div class=\"table-wrap\">\n<table aria-label=\"Romania neobanks\">\n<thead>\n<tr>\n<th>Neobank<\/th>\n<th>Website<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Revolut (RO)<\/td>\n<td>revolut.com<\/td>\n<\/tr>\n<tr>\n<td>Tbi Bank (digital)<\/td>\n<td><a href=\"https:\/\/tbibank.ro\" target=\"_blank\" rel=\"noopener\">tbibank.ro<\/a><\/td>\n<\/tr>\n<\/tbody>\n<\/table><\/div>\n<\/section>\n<p>    <!-- LATAM --><\/p>\n<section class=\"country\" id=\"brazil\">\n<h2>Brazil<\/h2>\n<div class=\"table-wrap\">\n<table aria-label=\"Brazil neobanks\">\n<thead>\n<tr>\n<th>Neobank<\/th>\n<th>Website<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Nubank<\/td>\n<td><a href=\"https:\/\/nubank.com.br\" target=\"_blank\" rel=\"noopener\">nubank.com.br<\/a><\/td>\n<\/tr>\n<tr>\n<td>Banco Inter<\/td>\n<td>bancointer.com.br<\/td>\n<\/tr>\n<tr>\n<td>C6 Bank<\/td>\n<td><a href=\"https:\/\/www.c6bank.com.br\/\" target=\"_blank\" rel=\"noopener\">c6bank.com.br<\/a><\/td>\n<\/tr>\n<tr>\n<td>Neon<\/td>\n<td><a href=\"https:\/\/neon.com.br\" target=\"_blank\" rel=\"noopener\">neon.com.br<\/a><\/td>\n<\/tr>\n<tr>\n<td>Next<\/td>\n<td><a href=\"https:\/\/www.next.me\" target=\"_blank\" rel=\"noopener\">next.me<\/a><\/td>\n<\/tr>\n<tr>\n<td>Banco Original<\/td>\n<td>original.com.br<\/td>\n<\/tr>\n<tr>\n<td>Agibank<\/td>\n<td><a href=\"https:\/\/www.agibank.com.br\" target=\"_blank\" rel=\"noopener\">agibank.com.br<\/a><\/td>\n<\/tr>\n<tr>\n<td>PagBank<\/td>\n<td><a href=\"https:\/\/www.pagbank.com.br\" target=\"_blank\" rel=\"noopener\">pagbank.com.br<\/a><\/td>\n<\/tr>\n<tr>\n<td>PicPay<\/td>\n<td><a href=\"https:\/\/www.picpay.com\" target=\"_blank\" rel=\"noopener\">picpay.com<\/a><\/td>\n<\/tr>\n<\/tbody>\n<\/table><\/div>\n<\/section>\n<section class=\"country\" id=\"mexico\">\n<h2>Mexico<\/h2>\n<div class=\"table-wrap\">\n<table aria-label=\"Mexico neobanks\">\n<thead>\n<tr>\n<th>Neobank<\/th>\n<th>Website<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>albo<\/td>\n<td><a href=\"https:\/\/www.albo.mx\" target=\"_blank\" rel=\"noopener\">albo.mx<\/a><\/td>\n<\/tr>\n<tr>\n<td>Fondeadora<\/td>\n<td><a href=\"https:\/\/fondeadora.com\" target=\"_blank\" rel=\"noopener\">fondeadora.com<\/a><\/td>\n<\/tr>\n<tr>\n<td>Klar<\/td>\n<td><a href=\"https:\/\/www.klar.mx\" target=\"_blank\" rel=\"noopener\">klar.mx<\/a><\/td>\n<\/tr>\n<tr>\n<td>Cuenca<\/td>\n<td><a href=\"https:\/\/www.cuenca.com\" target=\"_blank\" rel=\"noopener\">cuenca.com<\/a><\/td>\n<\/tr>\n<tr>\n<td>Stori (credit-led)<\/td>\n<td><a href=\"https:\/\/www.storicard.com\" target=\"_blank\" rel=\"noopener\">storicard.com<\/a><\/td>\n<\/tr>\n<tr>\n<td>Nu M\u00e9xico (Nubank)<\/td>\n<td>nu.com.mx<\/td>\n<\/tr>\n<\/tbody>\n<\/table><\/div>\n<\/section>\n<section class=\"country\" id=\"argentina\">\n<h2>Argentina<\/h2>\n<div class=\"table-wrap\">\n<table aria-label=\"Argentina neobanks\">\n<thead>\n<tr>\n<th>Neobank<\/th>\n<th>Website<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Ual\u00e1<\/td>\n<td><a href=\"https:\/\/www.uala.com.ar\" target=\"_blank\" rel=\"noopener\">uala.com.ar<\/a><\/td>\n<\/tr>\n<tr>\n<td>Brubank<\/td>\n<td><a href=\"https:\/\/www.brubank.com\" target=\"_blank\" rel=\"noopener\">brubank.com<\/a><\/td>\n<\/tr>\n<tr>\n<td>Naranja X<\/td>\n<td>naranjax.com<\/td>\n<\/tr>\n<\/tbody>\n<\/table><\/div>\n<\/section>\n<section class=\"country\" id=\"colombia\">\n<h2>Colombia<\/h2>\n<div class=\"table-wrap\">\n<table aria-label=\"Colombia neobanks\">\n<thead>\n<tr>\n<th>Neobank<\/th>\n<th>Website<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Nequi<\/td>\n<td><a href=\"https:\/\/www.nequi.com.co\" target=\"_blank\" rel=\"noopener\">nequi.com.co<\/a><\/td>\n<\/tr>\n<tr>\n<td>Lulo Bank<\/td>\n<td><a href=\"https:\/\/www.lulobank.com\/\" target=\"_blank\" rel=\"noopener\">lulo.bank<\/a><\/td>\n<\/tr>\n<tr>\n<td>Nubank Colombia<\/td>\n<td><a href=\"https:\/\/www.nu.com.co\" target=\"_blank\" rel=\"noopener\">nu.com.co<\/a><\/td>\n<\/tr>\n<tr>\n<td>Daviplata (digital)<\/td>\n<td><a href=\"https:\/\/www.daviplata.com\" target=\"_blank\" rel=\"noopener\">daviplata.com<\/a><\/td>\n<\/tr>\n<\/tbody>\n<\/table><\/div>\n<\/section>\n<section class=\"country\" id=\"chile\">\n<h2>Chile<\/h2>\n<div class=\"table-wrap\">\n<table aria-label=\"Chile neobanks\">\n<thead>\n<tr>\n<th>Neobank<\/th>\n<th>Website<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>MACH<\/td>\n<td><a href=\"https:\/\/www.somosmach.com\" target=\"_blank\" rel=\"noopener\">somosmach.com<\/a><\/td>\n<\/tr>\n<tr>\n<td>Tenpo<\/td>\n<td><a href=\"https:\/\/www.tenpo.cl\" target=\"_blank\" rel=\"noopener\">tenpo.cl<\/a><\/td>\n<\/tr>\n<\/tbody>\n<\/table><\/div>\n<\/section>\n<p>    <!-- AFRICA --><\/p>\n<section class=\"country\" id=\"nigeria\">\n<h2>Nigeria<\/h2>\n<div class=\"table-wrap\">\n<table aria-label=\"Nigeria neobanks\">\n<thead>\n<tr>\n<th>Neobank<\/th>\n<th>Website<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Kuda<\/td>\n<td><a href=\"https:\/\/kuda.com\" target=\"_blank\" rel=\"noopener\">kuda.com<\/a><\/td>\n<\/tr>\n<tr>\n<td>Carbon<\/td>\n<td><a href=\"https:\/\/ng.getcarbon.co\" target=\"_blank\" rel=\"noopener\">getcarbon.co<\/a><\/td>\n<\/tr>\n<tr>\n<td>FairMoney<\/td>\n<td><a href=\"https:\/\/fairmoney.io\" target=\"_blank\" rel=\"noopener\">fairmoney.io<\/a><\/td>\n<\/tr>\n<tr>\n<td>Moniepoint MFB<\/td>\n<td><a href=\"https:\/\/www.moniepoint.com\" target=\"_blank\" rel=\"noopener\">moniepoint.com<\/a><\/td>\n<\/tr>\n<tr>\n<td>OPay<\/td>\n<td><a href=\"https:\/\/www.opayweb.com\" target=\"_blank\" rel=\"noopener\">opayweb.com<\/a><\/td>\n<\/tr>\n<tr>\n<td>PalmPay<\/td>\n<td><a href=\"https:\/\/www.palmpay.com\" target=\"_blank\" rel=\"noopener\">palmpay.com<\/a><\/td>\n<\/tr>\n<tr>\n<td>VBank<\/td>\n<td>vbank.ng<\/td>\n<\/tr>\n<\/tbody>\n<\/table><\/div>\n<\/section>\n<section class=\"country\" id=\"kenya\">\n<h2>Kenya<\/h2>\n<div class=\"table-wrap\">\n<table aria-label=\"Kenya neobanks\">\n<thead>\n<tr>\n<th>Neobank<\/th>\n<th>Website<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Fingo Africa<\/td>\n<td><a href=\"https:\/\/www.fingo.africa\" target=\"_blank\" rel=\"noopener\">fingo.africa<\/a><\/td>\n<\/tr>\n<\/tbody>\n<\/table><\/div>\n<\/section>\n<section class=\"country\" id=\"south-africa\">\n<h2>South Africa<\/h2>\n<div class=\"table-wrap\">\n<table aria-label=\"South Africa neobanks\">\n<thead>\n<tr>\n<th>Neobank<\/th>\n<th>Website<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>TymeBank<\/td>\n<td>tymebank.co.za<\/td>\n<\/tr>\n<tr>\n<td>Bank Zero<\/td>\n<td><a href=\"https:\/\/www.bankzero.co.za\" target=\"_blank\" rel=\"noopener\">bankzero.co.za<\/a><\/td>\n<\/tr>\n<tr>\n<td>Discovery Bank<\/td>\n<td><a href=\"https:\/\/www.discovery.co.za\/bank\" target=\"_blank\" rel=\"noopener\">discovery.co.za\/bank<\/a><\/td>\n<\/tr>\n<tr>\n<td>Spot Money<\/td>\n<td><a href=\"https:\/\/www.spotmoney.com\" target=\"_blank\" rel=\"noopener\">spotmoney.com<\/a><\/td>\n<\/tr>\n<\/tbody>\n<\/table><\/div>\n<\/section>\n<section class=\"country\" id=\"egypt\">\n<h2>Egypt<\/h2>\n<div class=\"table-wrap\">\n<table aria-label=\"Egypt neobanks\">\n<thead>\n<tr>\n<th>Neobank<\/th>\n<th>Website<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Telda<\/td>\n<td><a href=\"https:\/\/www.telda.com\" target=\"_blank\" rel=\"noopener\">telda.com<\/a><\/td>\n<\/tr>\n<tr>\n<td>dopay<\/td>\n<td><a href=\"https:\/\/www.dopay.com\" target=\"_blank\" rel=\"noopener\">dopay.com<\/a><\/td>\n<\/tr>\n<\/tbody>\n<\/table><\/div>\n<\/section>\n<p>    <!-- MIDDLE EAST --><\/p>\n<section class=\"country\" id=\"uae\">\n<h2>United Arab Emirates<\/h2>\n<div class=\"table-wrap\">\n<table aria-label=\"United Arab Emirates neobanks\">\n<thead>\n<tr>\n<th>Neobank<\/th>\n<th>Website<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Wio Bank<\/td>\n<td><a href=\"https:\/\/wio.io\" target=\"_blank\" rel=\"noopener\">wio.io<\/a><\/td>\n<\/tr>\n<tr>\n<td>Zand<\/td>\n<td><a href=\"https:\/\/www.zand.ae\" target=\"_blank\" rel=\"noopener\">zand.ae<\/a><\/td>\n<\/tr>\n<tr>\n<td>Liv<\/td>\n<td><a href=\"https:\/\/www.liv.me\" target=\"_blank\" rel=\"noopener\">liv.me<\/a><\/td>\n<\/tr>\n<tr>\n<td>YAP<\/td>\n<td><a href=\"https:\/\/www.yap.com\" target=\"_blank\" rel=\"noopener\">yap.com<\/a><\/td>\n<\/tr>\n<tr>\n<td>Mashreq Neo<\/td>\n<td><a href=\"https:\/\/www.mashreqneo.com\" target=\"_blank\" rel=\"noopener\">mashreqneo.com<\/a><\/td>\n<\/tr>\n<\/tbody>\n<\/table><\/div>\n<\/section>\n<section class=\"country\" id=\"saudi-arabia\">\n<h2>Saudi Arabia<\/h2>\n<div class=\"table-wrap\">\n<table aria-label=\"Saudi Arabia neobanks\">\n<thead>\n<tr>\n<th>Neobank<\/th>\n<th>Website<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>STC Bank<\/td>\n<td><a href=\"https:\/\/www.stcbank.com.sa\" target=\"_blank\" rel=\"noopener\">stcbank.com.sa<\/a><\/td>\n<\/tr>\n<tr>\n<td>Meem<\/td>\n<td>sa.meem.com<\/td>\n<\/tr>\n<tr>\n<td>D360 Bank<\/td>\n<td><a href=\"https:\/\/d360.com\/en\" target=\"_blank\" rel=\"noopener\">d360bank.com<\/a><\/td>\n<\/tr>\n<\/tbody>\n<\/table><\/div>\n<\/section>\n<section class=\"country\" id=\"bahrain\">\n<h2>Bahrain<\/h2>\n<div class=\"table-wrap\">\n<table aria-label=\"Bahrain neobanks\">\n<thead>\n<tr>\n<th>Neobank<\/th>\n<th>Website<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>ila Bank<\/td>\n<td><a href=\"https:\/\/www.ilabank.com\" target=\"_blank\" rel=\"noopener\">ilabank.com<\/a><\/td>\n<\/tr>\n<\/tbody>\n<\/table><\/div>\n<\/section>\n<section class=\"country\" id=\"israel\">\n<h2>Israel<\/h2>\n<div class=\"table-wrap\">\n<table aria-label=\"Israel neobanks\">\n<thead>\n<tr>\n<th>Neobank<\/th>\n<th>Website<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>One Zero Digital Bank<\/td>\n<td>onezerobank.com<\/td>\n<\/tr>\n<tr>\n<td>Pepper<\/td>\n<td><a href=\"https:\/\/www.pepper.co.il\" target=\"_blank\" rel=\"noopener\">pepper.co.il<\/a><\/td>\n<\/tr>\n<\/tbody>\n<\/table><\/div>\n<\/section>\n<p>    <!-- ASIA-PACIFIC --><\/p>\n<section class=\"country\" id=\"india\">\n<h2>India<\/h2>\n<div class=\"table-wrap\">\n<table aria-label=\"India neobanks\">\n<thead>\n<tr>\n<th>Neobank<\/th>\n<th>Website<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Jupiter<\/td>\n<td><a href=\"https:\/\/jupiter.money\" target=\"_blank\" rel=\"noopener\">jupiter.money<\/a><\/td>\n<\/tr>\n<tr>\n<td>Fi Money<\/td>\n<td><a href=\"https:\/\/fi.money\" target=\"_blank\" rel=\"noopener\">fi.money<\/a><\/td>\n<\/tr>\n<tr>\n<td>Niyo<\/td>\n<td><a href=\"https:\/\/www.goniyo.com\" target=\"_blank\" rel=\"noopener\">goniyo.com<\/a><\/td>\n<\/tr>\n<tr>\n<td>Zolve<\/td>\n<td><a href=\"https:\/\/zolve.com\" target=\"_blank\" rel=\"noopener\">zolve.com<\/a><\/td>\n<\/tr>\n<tr>\n<td>Airtel Payments Bank<\/td>\n<td>airtel.in\/bank<\/td>\n<\/tr>\n<tr>\n<td>Fino Payments Bank<\/td>\n<td><a href=\"https:\/\/www.finobank.com\" target=\"_blank\" rel=\"noopener\">finobank.com<\/a><\/td>\n<\/tr>\n<\/tbody>\n<\/table><\/div>\n<\/section>\n<section class=\"country\" id=\"singapore\">\n<h2>Singapore<\/h2>\n<div class=\"table-wrap\">\n<table aria-label=\"Singapore neobanks\">\n<thead>\n<tr>\n<th>Neobank<\/th>\n<th>Website<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>GXS Bank<\/td>\n<td><a href=\"https:\/\/www.gxs.com.sg\" target=\"_blank\" rel=\"noopener\">gxs.com.sg<\/a><\/td>\n<\/tr>\n<tr>\n<td>ANEXT Bank<\/td>\n<td><a href=\"https:\/\/www.anext.com.sg\" target=\"_blank\" rel=\"noopener\">anext.com.sg<\/a><\/td>\n<\/tr>\n<tr>\n<td>GLDB (Green Link)<\/td>\n<td><a href=\"https:\/\/www.glbank.com\/\" target=\"_blank\" rel=\"noopener\">gldb.com.sg<\/a><\/td>\n<\/tr>\n<tr>\n<td>Trust Bank<\/td>\n<td><a href=\"https:\/\/www.trustbank.sg\" target=\"_blank\" rel=\"noopener\">trustbank.sg<\/a><\/td>\n<\/tr>\n<tr>\n<td>Aspire (SME)<\/td>\n<td><a href=\"https:\/\/aspireapp.com\" target=\"_blank\" rel=\"noopener\">aspireapp.com<\/a><\/td>\n<\/tr>\n<tr>\n<td>Revolut (SG)<\/td>\n<td>revolut.com<\/td>\n<\/tr>\n<\/tbody>\n<\/table><\/div>\n<\/section>\n<section class=\"country\" id=\"hong-kong\">\n<h2>Hong Kong<\/h2>\n<div class=\"table-wrap\">\n<table aria-label=\"Hong Kong neobanks\">\n<thead>\n<tr>\n<th>Neobank<\/th>\n<th>Website<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>ZA Bank<\/td>\n<td><a href=\"https:\/\/www.zabank.com\" target=\"_blank\" rel=\"noopener\">zabank.com<\/a><\/td>\n<\/tr>\n<tr>\n<td>Mox Bank<\/td>\n<td><a href=\"https:\/\/mox.com\" target=\"_blank\" rel=\"noopener\">mox.com<\/a><\/td>\n<\/tr>\n<tr>\n<td>WeLab Bank<\/td>\n<td>welab.co\/zh-hk\/bank<\/td>\n<\/tr>\n<tr>\n<td>Livi Bank<\/td>\n<td><a href=\"https:\/\/www.livibank.com\" target=\"_blank\" rel=\"noopener\">livibank.com<\/a><\/td>\n<\/tr>\n<tr>\n<td>Airstar Bank<\/td>\n<td>airstarbank.com<\/td>\n<\/tr>\n<tr>\n<td>Fusion Bank<\/td>\n<td>fusionbank.com<\/td>\n<\/tr>\n<\/tbody>\n<\/table><\/div>\n<\/section>\n<section class=\"country\" id=\"philippines\">\n<h2>Philippines<\/h2>\n<div class=\"table-wrap\">\n<table aria-label=\"Philippines neobanks\">\n<thead>\n<tr>\n<th>Neobank<\/th>\n<th>Website<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Tonik<\/td>\n<td><a href=\"https:\/\/tonikbank.com\" target=\"_blank\" rel=\"noopener\">tonikbank.com<\/a><\/td>\n<\/tr>\n<tr>\n<td>Maya Bank<\/td>\n<td><a href=\"https:\/\/www.maya.ph\" target=\"_blank\" rel=\"noopener\">maya.ph<\/a><\/td>\n<\/tr>\n<tr>\n<td>GoTyme Bank<\/td>\n<td><a href=\"https:\/\/www.gotyme.com.ph\" target=\"_blank\" rel=\"noopener\">gotyme.com.ph<\/a><\/td>\n<\/tr>\n<tr>\n<td>UnionDigital Bank<\/td>\n<td><a href=\"https:\/\/uniondigitalbank.io\" target=\"_blank\" rel=\"noopener\">uniondigitalbank.io<\/a><\/td>\n<\/tr>\n<tr>\n<td>SeaBank PH<\/td>\n<td><a href=\"https:\/\/www.seabank.ph\" target=\"_blank\" rel=\"noopener\">seabank.ph<\/a><\/td>\n<\/tr>\n<\/tbody>\n<\/table><\/div>\n<\/section>\n<section class=\"country\" id=\"vietnam\">\n<h2>Vietnam<\/h2>\n<div class=\"table-wrap\">\n<table aria-label=\"Vietnam neobanks\">\n<thead>\n<tr>\n<th>Neobank<\/th>\n<th>Website<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Timo<\/td>\n<td><a href=\"https:\/\/timo.vn\" target=\"_blank\" rel=\"noopener\">timo.vn<\/a><\/td>\n<\/tr>\n<tr>\n<td>Cake by VPBank<\/td>\n<td><a href=\"https:\/\/cake.vn\" target=\"_blank\" rel=\"noopener\">cake.vn<\/a><\/td>\n<\/tr>\n<tr>\n<td>TNEX<\/td>\n<td><a href=\"https:\/\/www.tnex.com.vn\" target=\"_blank\" rel=\"noopener\">tnex.com.vn<\/a><\/td>\n<\/tr>\n<tr>\n<td>UBank (by MB)<\/td>\n<td><a href=\"https:\/\/www.ubank.com.au\/\" target=\"_blank\" rel=\"noopener\">ubank.mbbank.com.vn<\/a><\/td>\n<\/tr>\n<\/tbody>\n<\/table><\/div>\n<\/section>\n<section class=\"country\" id=\"indonesia\">\n<h2>Indonesia<\/h2>\n<div class=\"table-wrap\">\n<table aria-label=\"Indonesia neobanks\">\n<thead>\n<tr>\n<th>Neobank<\/th>\n<th>Website<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Bank Jago<\/td>\n<td>jago.com<\/td>\n<\/tr>\n<tr>\n<td>blu by BCA Digital<\/td>\n<td>blu.co.id<\/td>\n<\/tr>\n<tr>\n<td>SeaBank Indonesia<\/td>\n<td><a href=\"https:\/\/seabank.co.id\" target=\"_blank\" rel=\"noopener\">seabank.co.id<\/a><\/td>\n<\/tr>\n<tr>\n<td>LINE Bank (Hana)<\/td>\n<td><a href=\"https:\/\/www.linebank.co.id\" target=\"_blank\" rel=\"noopener\">linebank.co.id<\/a><\/td>\n<\/tr>\n<tr>\n<td>Bank Neo Commerce<\/td>\n<td><a href=\"https:\/\/www.bankneocommerce.co.id\" target=\"_blank\" rel=\"noopener\">bankneocommerce.co.id<\/a><\/td>\n<\/tr>\n<tr>\n<td>Jenius (BTPN)<\/td>\n<td><a href=\"https:\/\/www.jenius.com\" target=\"_blank\" rel=\"noopener\">jenius.com<\/a><\/td>\n<\/tr>\n<\/tbody>\n<\/table><\/div>\n<\/section>\n<section class=\"country\" id=\"malaysia\">\n<h2>Malaysia<\/h2>\n<div class=\"table-wrap\">\n<table aria-label=\"Malaysia neobanks\">\n<thead>\n<tr>\n<th>Neobank<\/th>\n<th>Website<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>GXBank<\/td>\n<td><a href=\"https:\/\/www.gxbank.my\" target=\"_blank\" rel=\"noopener\">gxbank.my<\/a><\/td>\n<\/tr>\n<tr>\n<td>AEON Bank (digital)<\/td>\n<td>aeonbank.com.my<\/td>\n<\/tr>\n<tr>\n<td>Boost Bank<\/td>\n<td>boostbank.my<\/td>\n<\/tr>\n<\/tbody>\n<\/table><\/div>\n<\/section>\n<section class=\"country\" id=\"south-korea\">\n<h2>South Korea<\/h2>\n<div class=\"table-wrap\">\n<table aria-label=\"South Korea neobanks\">\n<thead>\n<tr>\n<th>Neobank<\/th>\n<th>Website<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>KakaoBank<\/td>\n<td><a href=\"https:\/\/www.kakaobank.com\" target=\"_blank\" rel=\"noopener\">kakaobank.com<\/a><\/td>\n<\/tr>\n<tr>\n<td>K-Bank<\/td>\n<td><a href=\"https:\/\/www.kbanknow.com\" target=\"_blank\" rel=\"noopener\">kbanknow.com<\/a><\/td>\n<\/tr>\n<tr>\n<td>Toss Bank<\/td>\n<td><a href=\"https:\/\/www.tossbank.com\" target=\"_blank\" rel=\"noopener\">tossbank.com<\/a><\/td>\n<\/tr>\n<\/tbody>\n<\/table><\/div>\n<\/section>\n<section class=\"country\" id=\"japan\">\n<h2>Japan<\/h2>\n<div class=\"table-wrap\">\n<table aria-label=\"Japan neobanks\">\n<thead>\n<tr>\n<th>Neobank<\/th>\n<th>Website<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Rakuten Bank<\/td>\n<td><a href=\"https:\/\/www.rakuten-bank.co.jp\" target=\"_blank\" rel=\"noopener\">rakuten-bank.co.jp<\/a><\/td>\n<\/tr>\n<tr>\n<td>Sony Bank<\/td>\n<td><a href=\"https:\/\/sonybank.net\" target=\"_blank\" rel=\"noopener\">sonybank.net<\/a><\/td>\n<\/tr>\n<tr>\n<td>PayPay Bank<\/td>\n<td><a href=\"https:\/\/www.paypay-bank.co.jp\" target=\"_blank\" rel=\"noopener\">paypay-bank.co.jp<\/a><\/td>\n<\/tr>\n<tr>\n<td>SBI Sumishin Net Bank<\/td>\n<td><a href=\"https:\/\/www.netbk.co.jp\" target=\"_blank\" rel=\"noopener\">netbk.co.jp<\/a><\/td>\n<\/tr>\n<\/tbody>\n<\/table><\/div>\n<\/section>\n<p>    <!-- AUSTRALIA & NEW ZEALAND --><\/p>\n<section class=\"country\" id=\"australia-nz\">\n<h2>Australia &amp; New Zealand<\/h2>\n<div class=\"table-wrap\">\n<table aria-label=\"Australia and New Zealand neobanks\">\n<thead>\n<tr>\n<th>Neobank<\/th>\n<th>Website<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Up (AU)<\/td>\n<td><a href=\"https:\/\/up.com.au\" target=\"_blank\" rel=\"noopener\">up.com.au<\/a><\/td>\n<\/tr>\n<tr>\n<td>ubank (AU)<\/td>\n<td>ubank.com.au<\/td>\n<\/tr>\n<tr>\n<td>Revolut (AU\/NZ)<\/td>\n<td>revolut.com<\/td>\n<\/tr>\n<tr>\n<td>Judo Bank (AU, SME)<\/td>\n<td>judo.bank<\/td>\n<\/tr>\n<tr>\n<td>Hay (AU)<\/td>\n<td><a href=\"https:\/\/www.hellohay.co\" target=\"_blank\" rel=\"noopener\">hellohay.co<\/a><\/td>\n<\/tr>\n<tr>\n<td>Tyro (AU, SME)<\/td>\n<td><a href=\"https:\/\/www.tyro.com\" target=\"_blank\" rel=\"noopener\">tyro.com<\/a><\/td>\n<\/tr>\n<\/tbody>\n<\/table><\/div>\n<\/section>\n<footer style=\"margin:2rem 0 0; color:var(--muted); font-size:.9rem\">\n<\/footer><\/div>\n<p><\/body><br \/>\n<\/html><\/p>\n<\/div>\n<div>\n<h2>\u00a0How to Build a Neobank and Which Licence You Will Need<\/h2>\n<p>The financial landscape has changed dramatically in recent years, and the rise of neobanks is at the centre of this transformation. A neobank is a fully digital financial institution that offers many of the same services as a traditional bank current accounts, savings products, debit or credit cards, loans, and payment facilities but operates entirely online. There are no physical branches, and all customer interactions occur through digital platforms such as mobile apps and web portals.<\/p>\n<p>The appeal of neobanks lies in their ability to simplify banking. They provide a seamless, mobile-first experience that reflects how people want to manage their finances today. However, building a neobank involves more than designing an attractive app or offering innovative features. It requires a clear understanding of regulatory requirements, particularly the type of licence necessary to operate legally in your target market. This is where the process can become complex, and where InvestGlass can provide significant value as the digital infrastructure for new financial institutions.<\/p>\n<hr \/>\n<h2>Understanding What a Neobank Is<\/h2>\n<p>While traditional banks rely on legacy systems and physical networks, neobanks are built on modern technology stacks that integrate client relationship management, compliance, payment systems, and investment tools in one cohesive digital ecosystem. InvestGlass provides such an environment, offering a complete set of tools for financial institutions. This includes client onboarding, know-your-customer (KYC) and anti-money laundering (AML) compliance, portfolio and investment management, customer relationship management, and reporting features all designed to meet strict regulatory standards while maintaining an excellent user experience.<\/p>\n<p>Neobanks often begin as niche operators focusing on a particular market segment, such as freelancers, small and medium enterprises, or environmentally conscious consumers. Over time, they may expand into broader banking functions once they have the appropriate licence and infrastructure.<\/p>\n<hr \/>\n<h2>Choosing the Right Licence for Your Neobank<\/h2>\n<p>The licence you will need depends on the services you intend to offer and the jurisdictions in which you plan to operate. In Europe, for example, financial institutions are governed by directives such as the Payment Services Directive (PSD2), which allows new entrants to the market through a variety of licence types. Each option carries different regulatory obligations, costs, and timelines.<\/p>\n<hr \/>\n<h3>Credit Institution Licence or Full Banking Licence<\/h3>\n<p>Obtaining a credit institution licence sometimes referred to as a full banking licence is the most comprehensive but also the most demanding route. It allows a company to take deposits from the public, issue loans, manage savings accounts, and perform most of the activities of a traditional bank. This licence is heavily regulated and subject to capital adequacy requirements, fit and proper assessments for management, and detailed compliance reviews by the national competent authority, such as the Financial Conduct Authority (FCA) in the United Kingdom, BaFin in Germany, or FINMA in Switzerland.<\/p>\n<p>The application process for a full banking licence typically takes between twelve and twenty-four months and involves extensive documentation. Applicants must demonstrate a robust governance framework, secure technological infrastructure, and sufficient financial resources. InvestGlass supports this process by providing digital tools that streamline compliance, risk monitoring, and client communication, all aligned with regulatory expectations. By using InvestGlass to automate reporting and centralise client data, institutions can present a more transparent operational model to regulators.<\/p>\n<p>In Switzerland, for example, the process of building a new digital bank is particularly challenging due to the high standards set by FINMA. Applicants must show not only financial stability but also experienced leadership and a sound operational structure. InvestGlass, being headquartered in Switzerland, is well positioned to assist with this, offering locally compliant tools that meet FINMA\u2019s data protection and audit requirements.<\/p>\n<hr \/>\n<h3>Electronic Money Institution Licence (EMI)<\/h3>\n<p>The electronic money institution licence offers a more accessible route to market. It allows companies to issue electronic money, create international bank account numbers (IBANs), and offer payment cards. However, EMIs cannot lend customer funds or provide deposit insurance. The primary function of an EMI is to facilitate everyday transactions such as payments, money transfers, and card issuance, without engaging in traditional credit activities.<\/p>\n<p>The process for obtaining an EMI licence is generally faster than that for a full banking licence, often taking less than a year. Legal and consulting fees vary but are usually in the range of one hundred thousand to one hundred and fifty thousand euros. An EMI is ideal for start-ups and fintech companies that wish to provide digital wallet services or payment solutions without entering the full banking space.<\/p>\n<p>InvestGlass technology complements this model perfectly. Its platform provides client onboarding, transaction monitoring, and compliance management modules that integrate seamlessly with existing payment infrastructures. This enables EMI-licensed institutions to focus on customer acquisition and service innovation, while maintaining full control over regulatory obligations.<\/p>\n<hr \/>\n<h3>Payment Institution Licence (PI)<\/h3>\n<p>A payment institution licence is another popular option for fintechs seeking to operate within the European Union or the United Kingdom. It authorises the holder to process payments, execute direct debits and card transactions, and facilitate money transfers. However, like the EMI licence, it does not permit institutions to accept deposits or issue credit from customer funds.<\/p>\n<p>The payment institution licence is a practical starting point for those planning to evolve into full banking status in the future. The regulatory process is relatively straightforward, typically lasting between six and twelve months. The initial capital requirements range from approximately four hundred and fifty thousand to one and a half million euros, depending on the scale of the operation.<\/p>\n<p>InvestGlass assists payment institutions in managing all client-related processes through its modular architecture. From onboarding and risk scoring to transaction tracking and client communication, every component can be customised to fit the licensing framework. Moreover, InvestGlass can connect to partner banks that provide custody services and deposit guarantees, allowing PI-licensed companies to offer a more complete financial experience to their clients.<\/p>\n<hr \/>\n<h3>The Agent or Umbrella Model<\/h3>\n<p>For new entrants that wish to test their concept before investing heavily in licensing, operating under an umbrella licence is a practical solution. In this arrangement, the start-up acts as an agent of a licensed financial institution, such as an established bank or an electronic money institution. This allows them to launch quickly and offer digital financial services without directly holding a licence.<\/p>\n<p>The advantages of this model are speed and cost-efficiency. The disadvantages include dependency on the umbrella institution\u2019s systems, policies, and compliance procedures. Monthly maintenance fees can also become a consideration as the start-up scales.<\/p>\n<p>InvestGlass is particularly well suited to this approach. Its white-label digital banking tools allow start-ups to operate under an existing partner\u2019s licence while retaining control over their brand and client experience. Once the company is ready to transition to its own licence, the same infrastructure can be expanded without major disruption.<\/p>\n<hr \/>\n<h3>Regulatory Sandboxes and New Payment Licences<\/h3>\n<p>In recent years, regulators have introduced more flexible frameworks to encourage financial innovation. Regulatory sandboxes, available in several European and Asian jurisdictions, allow fintech firms to test products and services in a controlled environment before applying for a full licence. These schemes are especially popular among firms exploring areas such as embedded finance, cryptocurrency integration, or micro-lending.<\/p>\n<p>InvestGlass supports institutions working within these frameworks by offering scalable, compliant systems that can be adapted as regulatory requirements evolve. This flexibility allows companies to experiment with new financial models while maintaining transparency and security.<\/p>\n<hr \/>\n<h2>Building a Neobank with InvestGlass<\/h2>\n<p>Creating a neobank involves much more than obtaining the right licence. It requires robust digital infrastructure capable of handling customer data, compliance, payments, and investments in an integrated environment. InvestGlass provides exactly that. Its platform is built to support end-to-end operations for digital financial institutions, from client acquisition to regulatory reporting.<\/p>\n<p>By using InvestGlass, a new neobank can dramatically reduce development costs and implementation timelines. The platform\u2019s no-code configuration tools allow for rapid setup of client onboarding, workflow automation, and compliance checks. Furthermore, its multilingual and multi-jurisdiction capabilities make it suitable for institutions aiming to operate across Europe, the Middle East, and Asia.<\/p>\n<p>InvestGlass\u2019s experience with financial institutions of various types banks, wealth managers, brokers, and fintech firms ensures that its tools meet the high expectations of both regulators and customers. Whether your goal is to build a niche payment platform or a full-scale digital bank, InvestGlass provides the foundation upon which your institution can grow securely and efficiently.<\/p>\n<hr \/>\n<h2>Conclusion<\/h2>\n<p>Selecting the right licence is one of the most critical steps in establishing a neobank. A full banking licence offers the most freedom but requires considerable resources and time. Electronic money and payment institution licences provide faster routes to market, while umbrella models and regulatory sandboxes allow new entrants to test their ideas with minimal risk. Regardless of the approach, success depends on having the right technological and compliance infrastructure.<\/p>\n<p>InvestGlass offers an all-in-one solution for launching, managing, and scaling a neobank. From onboarding and KYC automation to portfolio management and reporting, every part of the process is supported within a single platform. This enables entrepreneurs and financial institutions to focus on building trust with their customers and delivering innovative digital banking experiences.<\/p>\n<p>If you are planning to build your own neobank, contact InvestGlass to discover how our platform can simplify your journey from concept to fully operational digital bank.\u00a0<\/p>\n<\/div>\n<p><!--more--><br \/>\n<!-- {\"name\":\"Home\",\"type\":\"layout\",\"children\":[{\"type\":\"section\",\"props\":{\"animation\":\"slide-bottom-medium\",\"animation_delay\":\"100\",\"header_transparent\":true,\"header_transparent_text_color\":\"dark\",\"image_position\":\"center-center\",\"padding_bottom\":\"none\",\"padding_top\":\"large\",\"style\":\"default\",\"title_breakpoint\":\"xl\",\"title_position\":\"top-left\",\"title_rotation\":\"left\",\"vertical_align\":\"\",\"width\":\"small\"},\"children\":[{\"type\":\"row\",\"children\":[{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"position_sticky_breakpoint\":\"m\"},\"children\":[{\"type\":\"headline\",\"props\":{\"block_align\":\"center\",\"content\":\"Neobanks List 2025\",\"image_align\":\"left\",\"image_margin\":\"xsmall\",\"position\":\"relative\",\"position_z_index\":\"3\",\"text_align\":\"center\",\"title_element\":\"h1\",\"title_style\":\"heading-medium\"}},{\"type\":\"text\",\"props\":{\"block_align\":\"center\",\"column_breakpoint\":\"m\",\"content\":\"Power your neobank with InvestGlass\",\"margin_bottom\":\"default\",\"margin_top\":\"default\",\"maxwidth\":\"xlarge\",\"position\":\"relative\",\"position_z_index\":\"3\",\"text_align\":\"center\",\"text_style\":\"lead\"}},{\"type\":\"button\",\"props\":{\"button_size\":\"large\",\"css\":\"@media (max-width: 639px) {\\n    .el-item a {min-width: 203px;}\\n}\",\"grid_column_gap\":\"small\",\"grid_row_gap\":\"small\",\"margin_bottom\":\"medium\",\"margin_top\":\"medium\",\"position\":\"relative\",\"position_z_index\":\"3\",\"text_align\":\"center\"},\"children\":[{\"type\":\"button_item\",\"props\":{\"button_style\":\"primary\",\"content\":\"Build you own\",\"dialog_layout\":\"modal\",\"dialog_offcanvas_flip\":true,\"icon_align\":\"left\",\"link\":\"https:\/\/www.investglass.com\/watch-investglass-demo\/\"}}]},{\"type\":\"image\",\"props\":{\"image\":\"wp-content\/uploads\/background-square-33-1.png\",\"image_svg_color\":\"emphasis\",\"image_width\":\"1100\",\"margin_bottom\":\"default\",\"margin_top\":\"default\",\"position\":\"absolute\",\"position_left\":\"-47vw\",\"position_top\":\"-30vh\",\"position_z_index\":\"0\",\"visibility\":\"m\"}},{\"type\":\"image\",\"props\":{\"image\":\"wp-content\/uploads\/background-square-33.png\",\"image_svg_color\":\"emphasis\",\"image_width\":\"700\",\"margin_bottom\":\"default\",\"margin_top\":\"default\",\"position\":\"absolute\",\"position_left\":\"39vw\",\"position_top\":\"15vh\",\"position_z_index\":\"0\",\"visibility\":\"xl\"}},{\"type\":\"image\",\"props\":{\"image\":\"wp-content\/uploads\/background-square-25.png\",\"image_svg_color\":\"emphasis\",\"image_width\":\"950\",\"margin_bottom\":\"default\",\"margin_top\":\"default\",\"position\":\"absolute\",\"position_left\":\"54vw\",\"position_top\":\"-27vh\",\"position_z_index\":\"0\",\"visibility\":\"m\"}},{\"type\":\"image\",\"props\":{\"image\":\"wp-content\/uploads\/background-square-34.png\",\"image_svg_color\":\"emphasis\",\"image_width\":\"600\",\"margin_bottom\":\"default\",\"margin_top\":\"default\",\"position\":\"absolute\",\"position_left\":\"35vw\",\"position_top\":\"-550\",\"position_z_index\":\"0\",\"visibility\":\"s\"}}]}]}],\"name\":\"Hero\"},{\"type\":\"section\",\"props\":{\"image_position\":\"center-center\",\"style\":\"default\",\"title_breakpoint\":\"xl\",\"title_position\":\"top-left\",\"title_rotation\":\"left\",\"vertical_align\":\"\",\"width\":\"default\"},\"children\":[{\"type\":\"row\",\"children\":[{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"position_sticky_breakpoint\":\"m\"}}]}]},{\"type\":\"section\",\"props\":{\"image_position\":\"center-center\",\"style\":\"default\",\"title_breakpoint\":\"xl\",\"title_position\":\"top-left\",\"title_rotation\":\"left\",\"vertical_align\":\"\",\"width\":\"default\"},\"children\":[{\"type\":\"row\",\"children\":[{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"position_sticky_breakpoint\":\"m\"},\"children\":[{\"type\":\"html\",\"props\":{\"content\":\"<!doctype html>\\n<html lang=\\\"en\\\">\\n<head>\\n<meta charset=\\\"utf-8\\\" \/>\\n<meta name=\\\"viewport\\\" content=\\\"width=device-width, initial-scale=1\\\" \/>\\n<title>Active Neobanks by Country<\/title>\\n\n\n<style>\\n  :root {\\n    --bg: #ffffff;\\n    --ink: #0f172a;          \/* slate-900 *\/\\n    --muted: #64748b;        \/* slate-500 *\/\\n    --line: #e2e8f0;         \/* slate-200 *\/\\n    --card: #f8fafc;         \/* slate-50 *\/\\n    --link: #0b66ff;\\n    --radius: 14px;\\n  }\\n\\n  html, body {\\n    background: var(--bg);\\n    color: var(--ink);\\n    font: 16px\/1.6 system-ui, -apple-system, Segoe UI, Roboto, \\\"Helvetica Neue\\\", Arial, \\\"Apple Color Emoji\\\",\\\"Segoe UI Emoji\\\";\\n    margin: 0;\\n  }\\n\\n  .wrap {\\n    max-width: 1100px;\\n    margin: 2.5rem auto;\\n    padding: 0 1rem;\\n  }\\n\\n  header h1 {\\n    margin: 0 0 .25rem;\\n    letter-spacing: -0.02em;\\n    font-size: clamp(1.6rem, 1.2rem + 1.2vw, 2rem);\\n  }\\n  header p {\\n    margin: 0;\\n    color: var(--muted);\\n  }\\n\\n  .country {\\n    margin-top: 2rem;\\n    border: 1px solid var(--line);\\n    border-radius: var(--radius);\\n    background: var(--card);\\n    overflow: hidden;\\n  }\\n\\n  .country h2 {\\n    margin: 0;\\n    padding: .9rem 1rem;\\n    font-size: 1.1rem;\\n    background: #fff;\\n    border-bottom: 1px solid var(--line);\\n  }\\n\\n  .table-wrap {\\n    overflow-x: auto;\\n    background: #fff;\\n  }\\n\\n  table {\\n    width: 100%;\\n    border-collapse: collapse;\\n    font-size: .975rem;\\n  }\\n\\n  th, td {\\n    padding: .75rem 1rem;\\n    text-align: left;\\n    vertical-align: top;\\n    border-bottom: 1px solid var(--line);\\n    white-space: nowrap;\\n  }\\n  th:nth-child(1), td:nth-child(1) { width: 34ch; }\\n  th:nth-child(2), td:nth-child(2) { width: auto; }\\n\\n  thead th {\\n    color: var(--muted);\\n    font-weight: 600;\\n    background: #fafcff;\\n  }\\n\\n  \/* Links: no underline, readable color, underline on focus for a11y *\/\\n  a {\\n    color: var(--link);\\n    text-decoration: none;      \/* no underline by default *\/\\n    word-break: break-word;\\n  }\\n  a:focus-visible {\\n    outline: 2px dashed var(--link);\\n    outline-offset: 2px;\\n    text-decoration: underline; \/* only when keyboard focusing *\/\\n  }\\n\\n  \/* Small screens *\/\\n  @media (max-width: 640px) {\\n    th, td { white-space: normal; }\\n    th:nth-child(1), td:nth-child(1), th:nth-child(2), td:nth-child(2) { width: auto; }\\n  }\\n<\/style>\n\n\\n<\/head>\\n<body>\\n  \n\n<div class=\\\"wrap\\\">\\n    \n\n<header>\\n      \n\n<h2>Active Neobanks by Country<\/h2>\n\n\\n      \n\n<p>Curated list of active or operating neobanks (\u2248150 max), grouped by country. Links are not underlined.<\/p>\n\n\\n    <\/header>\n\n\\n\\n    <!-- UNITED STATES -->\\n    <\/p>\n<section class=\\\"country\\\" id=\\\"united-states\\\">\\n      <\/p>\n<h2>United States<\/h2>\n<p>\\n      <\/p>\n<div class=\\\"table-wrap\\\">\\n        <\/p>\n<table aria-label=\\\"United States neobanks\\\">\\n          <\/p>\n<thead>\n<tr>\n<th>Neobank<\/th>\n<th>Website<\/th>\n<\/tr>\n<\/thead>\n<p>\\n          <\/p>\n<tbody>\\n            <\/p>\n<tr>\n<td>Chime<\/td>\n<td><a href=\\\"https:\/\/www.chime.com\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">chime.com<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>Current<\/td>\n<td><a href=\\\"https:\/\/current.com\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">current.com<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>Varo Bank<\/td>\n<td><a href=\\\"https:\/\/www.varomoney.com\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">varomoney.com<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>SoFi<\/td>\n<td><a href=\\\"https:\/\/www.sofi.com\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">sofi.com<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>Dave<\/td>\n<td><a href=\\\"https:\/\/dave.com\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">dave.com<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>MoneyLion<\/td>\n<td><a href=\\\"https:\/\/www.moneylion.com\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">moneylion.com<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>Albert<\/td>\n<td><a href=\\\"https:\/\/albert.com\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">albert.com<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>Mercury (business)<\/td>\n<td><a href=\\\"https:\/\/mercury.com\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">mercury.com<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>Novo (business)<\/td>\n<td><a href=\\\"https:\/\/banknovo.com\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">banknovo.com<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>NorthOne (business)<\/td>\n<td><a href=\\\"https:\/\/www.northone.com\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">northone.com<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>Bluevine (business)<\/td>\n<td><a href=\\\"https:\/\/www.bluevine.com\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">bluevine.com<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>Brex (business account)<\/td>\n<td><a href=\\\"https:\/\/www.brex.com\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">brex.com<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>Go2bank<\/td>\n<td><a href=\\\"https:\/\/www.go2bank.com\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">go2bank.com<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>Greenlight (teens)<\/td>\n<td><a href=\\\"https:\/\/www.greenlight.com\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">greenlight.com<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>Step (teens)<\/td>\n<td><a href=\\\"https:\/\/www.step.com\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">step.com<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>Stash<\/td>\n<td><a href=\\\"https:\/\/www.stash.com\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">stash.com<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>Acorns<\/td>\n<td><a href=\\\"https:\/\/www.acorns.com\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">acorns.com<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>Robinhood (spend)<\/td>\n<td><a href=\\\"https:\/\/robinhood.com\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">robinhood.com<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>Cogni<\/td>\n<td><a href=\\\"https:\/\/getcogni.com\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">getcogni.com<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>Copper (teens)<\/td>\n<td><a href=\\\"https:\/\/www.getcopper.com\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">getcopper.com<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>Empower<\/td>\n<td><a href=\\\"https:\/\/empower.me\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">empower.me<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>Qube Money<\/td>\n<td><a href=\\\"https:\/\/qubemoney.io\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">qubemoney.io<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>Unifimoney<\/td>\n<td><a href=\\\"https:\/\/www.unifi.money\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">unifi.money<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>Zeta (family)<\/td>\n<td><a href=\\\"https:\/\/www.askzeta.com\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">askzeta.com<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>Zoro Card<\/td>\n<td><a href=\\\"https:\/\/zorocard.com\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">zorocard.com<\/a><\/td>\n<\/tr>\n<p>\\n          <\/tbody>\n<p>\\n        <\/table>\n<p>\\n      <\/p><\/div>\n<p>\\n    <\/section>\n<p>\\n\\n    <!-- UNITED KINGDOM -->\\n    <\/p>\n<section class=\\\"country\\\" id=\\\"united-kingdom\\\">\\n      <\/p>\n<h2>United Kingdom<\/h2>\n<p>\\n      <\/p>\n<div class=\\\"table-wrap\\\">\\n        <\/p>\n<table aria-label=\\\"United Kingdom neobanks\\\">\\n          <\/p>\n<thead>\n<tr>\n<th>Neobank<\/th>\n<th>Website<\/th>\n<\/tr>\n<\/thead>\n<p>\\n          <\/p>\n<tbody>\\n            <\/p>\n<tr>\n<td>Monzo<\/td>\n<td><a href=\\\"https:\/\/monzo.com\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">monzo.com<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>Starling Bank<\/td>\n<td><a href=\\\"https:\/\/www.starlingbank.com\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">starlingbank.com<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>Revolut<\/td>\n<td><a href=\\\"https:\/\/www.revolut.com\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">revolut.com<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>Atom Bank<\/td>\n<td><a href=\\\"https:\/\/www.atombank.co.uk\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">atombank.co.uk<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>Tandem<\/td>\n<td><a href=\\\"https:\/\/www.tandem.co.uk\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">tandem.co.uk<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>Kroo<\/td>\n<td><a href=\\\"https:\/\/www.kroo.com\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">kroo.com<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>Zopa Bank<\/td>\n<td><a href=\\\"https:\/\/www.zopa.com\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">zopa.com<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>Chase UK<\/td>\n<td><a href=\\\"https:\/\/www.chase.co.uk\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">chase.co.uk<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>Allica Bank (SME)<\/td>\n<td><a href=\\\"https:\/\/www.allica.bank\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">allica.bank<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>Monese<\/td>\n<td><a href=\\\"https:\/\/www.monese.com\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">monese.com<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>GoHenry (kids)<\/td>\n<td><a href=\\\"https:\/\/www.gohenry.com\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">gohenry.com<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>Curve (account + card)<\/td>\n<td><a href=\\\"https:\/\/www.curve.com\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">curve.com<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>Countingup (SME)<\/td>\n<td><a href=\\\"https:\/\/countingup.com\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">countingup.com<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>Coconut (SME)<\/td>\n<td><a href=\\\"https:\/\/getcoconut.com\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">getcoconut.com<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>OakNorth (SME)<\/td>\n<td><a href=\\\"https:\/\/www.oaknorth.co.uk\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">oaknorth.co.uk<\/a><\/td>\n<\/tr>\n<p>\\n          <\/tbody>\n<p>\\n        <\/table>\n<p>\\n      <\/p><\/div>\n<p>\\n    <\/section>\n<p>\\n\\n    <!-- GERMANY -->\\n    <\/p>\n<section class=\\\"country\\\" id=\\\"germany\\\">\\n      <\/p>\n<h2>Germany<\/h2>\n<p>\\n      <\/p>\n<div class=\\\"table-wrap\\\">\\n        <\/p>\n<table aria-label=\\\"Germany neobanks\\\">\\n          <\/p>\n<thead>\n<tr>\n<th>Neobank<\/th>\n<th>Website<\/th>\n<\/tr>\n<\/thead>\n<p>\\n          <\/p>\n<tbody>\\n            <\/p>\n<tr>\n<td>N26<\/td>\n<td><a href=\\\"https:\/\/n26.com\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">n26.com<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>Vivid Money<\/td>\n<td><a href=\\\"https:\/\/vivid.money\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">vivid.money<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>Tomorrow<\/td>\n<td><a href=\\\"https:\/\/www.tomorrow.one\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">tomorrow.one<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>Kontist (SME)<\/td>\n<td><a href=\\\"https:\/\/kontist.com\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">kontist.com<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>Solaris (BaaS)<\/td>\n<td><a href=\\\"https:\/\/www.solarisgroup.com\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">solarisgroup.com<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>bunq (operates in DE)<\/td>\n<td><a href=\\\"https:\/\/www.bunq.com\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">bunq.com<\/a><\/td>\n<\/tr>\n<p>\\n          <\/tbody>\n<p>\\n        <\/table>\n<p>\\n      <\/p><\/div>\n<p>\\n    <\/section>\n<p>\\n\\n    <!-- FRANCE -->\\n    <\/p>\n<section class=\\\"country\\\" id=\\\"france\\\">\\n      <\/p>\n<h2>France<\/h2>\n<p>\\n      <\/p>\n<div class=\\\"table-wrap\\\">\\n        <\/p>\n<table aria-label=\\\"France neobanks\\\">\\n          <\/p>\n<thead>\n<tr>\n<th>Neobank<\/th>\n<th>Website<\/th>\n<\/tr>\n<\/thead>\n<p>\\n          <\/p>\n<tbody>\\n            <\/p>\n<tr>\n<td>Nickel<\/td>\n<td><a href=\\\"https:\/\/nickel.eu\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">nickel.eu<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>Qonto (SME)<\/td>\n<td><a href=\\\"https:\/\/qonto.com\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">qonto.com<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>Shine (SME)<\/td>\n<td><a href=\\\"https:\/\/www.shine.fr\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">shine.fr<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>Kard (teens)<\/td>\n<td><a href=\\\"https:\/\/www.kard.eu\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">kard.eu<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>manager.one (SME)<\/td>\n<td><a href=\\\"https:\/\/www.manager.one\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">manager.one<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>Lydia<\/td>\n<td><a href=\\\"https:\/\/lydia-app.com\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">lydia-app.com<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>Helios<\/td>\n<td><a href=\\\"https:\/\/www.helios.do\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">helios.do<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>Anytime<\/td>\n<td><a href=\\\"https:\/\/www.anyti.me\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">anyti.me<\/a><\/td>\n<\/tr>\n<p>\\n          <\/tbody>\n<p>\\n        <\/table>\n<p>\\n      <\/p><\/div>\n<p>\\n    <\/section>\n<p>\\n\\n    <!-- SPAIN -->\\n    <\/p>\n<section class=\\\"country\\\" id=\\\"spain\\\">\\n      <\/p>\n<h2>Spain<\/h2>\n<p>\\n      <\/p>\n<div class=\\\"table-wrap\\\">\\n        <\/p>\n<table aria-label=\\\"Spain neobanks\\\">\\n          <\/p>\n<thead>\n<tr>\n<th>Neobank<\/th>\n<th>Website<\/th>\n<\/tr>\n<\/thead>\n<p>\\n          <\/p>\n<tbody>\\n            <\/p>\n<tr>\n<td>Imagin<\/td>\n<td><a href=\\\"https:\/\/www.imagin.com\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">imagin.com<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>Openbank<\/td>\n<td><a href=\\\"https:\/\/www.openbank.es\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">openbank.es<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>EVO Banco<\/td>\n<td><a href=\\\"https:\/\/www.evobanco.com\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">evobanco.com<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>Bnext<\/td>\n<td><a href=\\\"https:\/\/bnext.es\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">bnext.es<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>Revolut (ES)<\/td>\n<td><a href=\\\"https:\/\/www.revolut.com\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">revolut.com<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>N26 (ES)<\/td>\n<td><a href=\\\"https:\/\/n26.com\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">n26.com<\/a><\/td>\n<\/tr>\n<p>\\n          <\/tbody>\n<p>\\n        <\/table>\n<p>\\n      <\/p><\/div>\n<p>\\n    <\/section>\n<p>\\n\\n    <!-- ITALY -->\\n    <\/p>\n<section class=\\\"country\\\" id=\\\"italy\\\">\\n      <\/p>\n<h2>Italy<\/h2>\n<p>\\n      <\/p>\n<div class=\\\"table-wrap\\\">\\n        <\/p>\n<table aria-label=\\\"Italy neobanks\\\">\\n          <\/p>\n<thead>\n<tr>\n<th>Neobank<\/th>\n<th>Website<\/th>\n<\/tr>\n<\/thead>\n<p>\\n          <\/p>\n<tbody>\\n            <\/p>\n<tr>\n<td>Hype<\/td>\n<td><a href=\\\"https:\/\/www.hype.it\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">hype.it<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>buddybank<\/td>\n<td><a href=\\\"https:\/\/www.buddybank.com\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">buddybank.com<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>illimity<\/td>\n<td><a href=\\\"https:\/\/www.illimity.com\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">illimity.com<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>Tinaba<\/td>\n<td><a href=\\\"https:\/\/www.tinaba.it\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">tinaba.it<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>Flowe<\/td>\n<td><a href=\\\"https:\/\/www.flowe.com\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">flowe.com<\/a><\/td>\n<\/tr>\n<p>\\n          <\/tbody>\n<p>\\n        <\/table>\n<p>\\n      <\/p><\/div>\n<p>\\n    <\/section>\n<p>\\n\\n    <!-- NETHERLANDS -->\\n    <\/p>\n<section class=\\\"country\\\" id=\\\"netherlands\\\">\\n      <\/p>\n<h2>Netherlands<\/h2>\n<p>\\n      <\/p>\n<div class=\\\"table-wrap\\\">\\n        <\/p>\n<table aria-label=\\\"Netherlands neobanks\\\">\\n          <\/p>\n<thead>\n<tr>\n<th>Neobank<\/th>\n<th>Website<\/th>\n<\/tr>\n<\/thead>\n<p>\\n          <\/p>\n<tbody>\\n            <\/p>\n<tr>\n<td>bunq<\/td>\n<td><a href=\\\"https:\/\/www.bunq.com\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">bunq.com<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>Knab<\/td>\n<td><a href=\\\"https:\/\/www.knab.nl\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">knab.nl<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>Revolut (NL)<\/td>\n<td><a href=\\\"https:\/\/www.revolut.com\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">revolut.com<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>N26 (NL)<\/td>\n<td><a href=\\\"https:\/\/n26.com\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">n26.com<\/a><\/td>\n<\/tr>\n<p>\\n          <\/tbody>\n<p>\\n        <\/table>\n<p>\\n      <\/p><\/div>\n<p>\\n    <\/section>\n<p>\\n\\n    <!-- IRELAND -->\\n    <\/p>\n<section class=\\\"country\\\" id=\\\"ireland\\\">\\n      <\/p>\n<h2>Ireland<\/h2>\n<p>\\n      <\/p>\n<div class=\\\"table-wrap\\\">\\n        <\/p>\n<table aria-label=\\\"Ireland neobanks\\\">\\n          <\/p>\n<thead>\n<tr>\n<th>Neobank<\/th>\n<th>Website<\/th>\n<\/tr>\n<\/thead>\n<p>\\n          <\/p>\n<tbody>\\n            <\/p>\n<tr>\n<td>Revolut (IE)<\/td>\n<td><a href=\\\"https:\/\/www.revolut.com\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">revolut.com<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>N26 (IE)<\/td>\n<td><a href=\\\"https:\/\/n26.com\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">n26.com<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>Fire (SME\/consumer)<\/td>\n<td><a href=\\\"https:\/\/www.fire.com\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">fire.com<\/a><\/td>\n<\/tr>\n<p>\\n          <\/tbody>\n<p>\\n        <\/table>\n<p>\\n      <\/p><\/div>\n<p>\\n    <\/section>\n<p>\\n\\n    <!-- NORDICS -->\\n    <\/p>\n<section class=\\\"country\\\" id=\\\"sweden\\\">\\n      <\/p>\n<h2>Sweden<\/h2>\n<p>\\n      <\/p>\n<div class=\\\"table-wrap\\\">\\n        <\/p>\n<table aria-label=\\\"Sweden neobanks\\\">\\n          <\/p>\n<thead>\n<tr>\n<th>Neobank<\/th>\n<th>Website<\/th>\n<\/tr>\n<\/thead>\n<p>\\n          <\/p>\n<tbody>\\n            <\/p>\n<tr>\n<td>Rocker<\/td>\n<td><a href=\\\"https:\/\/www.rocker.com\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">rocker.com<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>Lunar (SE)<\/td>\n<td><a href=\\\"https:\/\/www.lunar.app\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">lunar.app<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>Gimi (teens)<\/td>\n<td><a href=\\\"https:\/\/www.gimitheapp.com\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">gimitheapp.com<\/a><\/td>\n<\/tr>\n<p>\\n          <\/tbody>\n<p>\\n        <\/table>\n<p>\\n      <\/p><\/div>\n<p>\\n    <\/section>\n<p>\\n\\n    <\/p>\n<section class=\\\"country\\\" id=\\\"denmark\\\">\\n      <\/p>\n<h2>Denmark<\/h2>\n<p>\\n      <\/p>\n<div class=\\\"table-wrap\\\">\\n        <\/p>\n<table aria-label=\\\"Denmark neobanks\\\">\\n          <\/p>\n<thead>\n<tr>\n<th>Neobank<\/th>\n<th>Website<\/th>\n<\/tr>\n<\/thead>\n<p>\\n          <\/p>\n<tbody>\\n            <\/p>\n<tr>\n<td>Lunar<\/td>\n<td><a href=\\\"https:\/\/lunar.app\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">lunar.app<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>Revolut (DK)<\/td>\n<td><a href=\\\"https:\/\/www.revolut.com\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">revolut.com<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>NORD.investments<\/td>\n<td><a href=\\\"https:\/\/nord.investments\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">nord.investments<\/a><\/td>\n<\/tr>\n<p>\\n          <\/tbody>\n<p>\\n        <\/table>\n<p>\\n      <\/p><\/div>\n<p>\\n    <\/section>\n<p>\\n\\n    <\/p>\n<section class=\\\"country\\\" id=\\\"finland\\\">\\n      <\/p>\n<h2>Finland<\/h2>\n<p>\\n      <\/p>\n<div class=\\\"table-wrap\\\">\\n        <\/p>\n<table aria-label=\\\"Finland neobanks\\\">\\n          <\/p>\n<thead>\n<tr>\n<th>Neobank<\/th>\n<th>Website<\/th>\n<\/tr>\n<\/thead>\n<p>\\n          <\/p>\n<tbody>\\n            <\/p>\n<tr>\n<td>Holvi (SME)<\/td>\n<td><a href=\\\"https:\/\/www.holvi.com\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">holvi.com<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>Revolut (FI)<\/td>\n<td><a href=\\\"https:\/\/www.revolut.com\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">revolut.com<\/a><\/td>\n<\/tr>\n<p>\\n          <\/tbody>\n<p>\\n        <\/table>\n<p>\\n      <\/p><\/div>\n<p>\\n    <\/section>\n<p>\\n\\n    <\/p>\n<section class=\\\"country\\\" id=\\\"norway\\\">\\n      <\/p>\n<h2>Norway<\/h2>\n<p>\\n      <\/p>\n<div class=\\\"table-wrap\\\">\\n        <\/p>\n<table aria-label=\\\"Norway neobanks\\\">\\n          <\/p>\n<thead>\n<tr>\n<th>Neobank<\/th>\n<th>Website<\/th>\n<\/tr>\n<\/thead>\n<p>\\n          <\/p>\n<tbody>\\n            <\/p>\n<tr>\n<td>Lunar (NO)<\/td>\n<td><a href=\\\"https:\/\/www.lunar.app\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">lunar.app<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>Sbanken (digital)<\/td>\n<td><a href=\\\"https:\/\/sbanken.no\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">sbanken.no<\/a><\/td>\n<\/tr>\n<p>\\n          <\/tbody>\n<p>\\n        <\/table>\n<p>\\n      <\/p><\/div>\n<p>\\n    <\/section>\n<p>\\n\\n    <!-- SWITZERLAND -->\\n    <\/p>\n<section class=\\\"country\\\" id=\\\"switzerland\\\">\\n      <\/p>\n<h2>Switzerland<\/h2>\n<p>\\n      <\/p>\n<div class=\\\"table-wrap\\\">\\n        <\/p>\n<table aria-label=\\\"Switzerland neobanks\\\">\\n          <\/p>\n<thead>\n<tr>\n<th>Neobank<\/th>\n<th>Website<\/th>\n<\/tr>\n<\/thead>\n<p>\\n          <\/p>\n<tbody>\\n            <\/p>\n<tr>\n<td>neon<\/td>\n<td><a href=\\\"https:\/\/www.neon-free.ch\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">neon-free.ch<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>Zak<\/td>\n<td><a href=\\\"https:\/\/www.zak.ch\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">zak.ch<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>Yuh<\/td>\n<td><a href=\\\"https:\/\/www.yuh.ch\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">yuh.ch<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>Alpian<\/td>\n<td><a href=\\\"https:\/\/www.alpian.com\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">alpian.com<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>Yapeal<\/td>\n<td><a href=\\\"https:\/\/www.yapeal.ch\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">yapeal.ch<\/a><\/td>\n<\/tr>\n<p>\\n          <\/tbody>\n<p>\\n        <\/table>\n<p>\\n      <\/p><\/div>\n<p>\\n    <\/section>\n<p>\\n\\n    <!-- POLAND -->\\n    <\/p>\n<section class=\\\"country\\\" id=\\\"poland\\\">\\n      <\/p>\n<h2>Poland<\/h2>\n<p>\\n      <\/p>\n<div class=\\\"table-wrap\\\">\\n        <\/p>\n<table aria-label=\\\"Poland neobanks\\\">\\n          <\/p>\n<thead>\n<tr>\n<th>Neobank<\/th>\n<th>Website<\/th>\n<\/tr>\n<\/thead>\n<p>\\n          <\/p>\n<tbody>\\n            <\/p>\n<tr>\n<td>mBank<\/td>\n<td><a href=\\\"https:\/\/www.mbank.pl\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">mbank.pl<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>Nest Bank<\/td>\n<td><a href=\\\"https:\/\/www.nestbank.pl\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">nestbank.pl<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>Revolut (PL)<\/td>\n<td><a href=\\\"https:\/\/www.revolut.com\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">revolut.com<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>ZEN.com<\/td>\n<td><a href=\\\"https:\/\/www.zen.com\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">zen.com<\/a><\/td>\n<\/tr>\n<p>\\n          <\/tbody>\n<p>\\n        <\/table>\n<p>\\n      <\/p><\/div>\n<p>\\n    <\/section>\n<p>\\n\\n    <!-- BELGIUM -->\\n    <\/p>\n<section class=\\\"country\\\" id=\\\"belgium\\\">\\n      <\/p>\n<h2>Belgium<\/h2>\n<p>\\n      <\/p>\n<div class=\\\"table-wrap\\\">\\n        <\/p>\n<table aria-label=\\\"Belgium neobanks\\\">\\n          <\/p>\n<thead>\n<tr>\n<th>Neobank<\/th>\n<th>Website<\/th>\n<\/tr>\n<\/thead>\n<p>\\n          <\/p>\n<tbody>\\n            <\/p>\n<tr>\n<td>Aion Bank<\/td>\n<td><a href=\\\"https:\/\/www.aion.be\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">aion.be<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>Keytrade Bank (digital)<\/td>\n<td><a href=\\\"https:\/\/www.keytradebank.be\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">keytradebank.be<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>Revolut (BE)<\/td>\n<td><a href=\\\"https:\/\/www.revolut.com\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">revolut.com<\/a><\/td>\n<\/tr>\n<p>\\n          <\/tbody>\n<p>\\n        <\/table>\n<p>\\n      <\/p><\/div>\n<p>\\n    <\/section>\n<p>\\n\\n    <!-- PORTUGAL -->\\n    <\/p>\n<section class=\\\"country\\\" id=\\\"portugal\\\">\\n      <\/p>\n<h2>Portugal<\/h2>\n<p>\\n      <\/p>\n<div class=\\\"table-wrap\\\">\\n        <\/p>\n<table aria-label=\\\"Portugal neobanks\\\">\\n          <\/p>\n<thead>\n<tr>\n<th>Neobank<\/th>\n<th>Website<\/th>\n<\/tr>\n<\/thead>\n<p>\\n          <\/p>\n<tbody>\\n            <\/p>\n<tr>\n<td>ActivoBank<\/td>\n<td><a href=\\\"https:\/\/www.activobank.pt\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">activobank.pt<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>moey!<\/td>\n<td><a href=\\\"https:\/\/www.moey.pt\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">moey.pt<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>Revolut (PT)<\/td>\n<td><a href=\\\"https:\/\/www.revolut.com\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">revolut.com<\/a><\/td>\n<\/tr>\n<p>\\n          <\/tbody>\n<p>\\n        <\/table>\n<p>\\n      <\/p><\/div>\n<p>\\n    <\/section>\n<p>\\n\\n    <!-- CEE -->\\n    <\/p>\n<section class=\\\"country\\\" id=\\\"czechia\\\">\\n      <\/p>\n<h2>Czechia<\/h2>\n<p>\\n      <\/p>\n<div class=\\\"table-wrap\\\">\\n        <\/p>\n<table aria-label=\\\"Czechia neobanks\\\">\\n          <\/p>\n<thead>\n<tr>\n<th>Neobank<\/th>\n<th>Website<\/th>\n<\/tr>\n<\/thead>\n<p>\\n          <\/p>\n<tbody>\\n            <\/p>\n<tr>\n<td>Air Bank<\/td>\n<td><a href=\\\"https:\/\/www.airbank.cz\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">airbank.cz<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>Revolut (CZ)<\/td>\n<td><a href=\\\"https:\/\/www.revolut.com\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">revolut.com<\/a><\/td>\n<\/tr>\n<p>\\n          <\/tbody>\n<p>\\n        <\/table>\n<p>\\n      <\/p><\/div>\n<p>\\n    <\/section>\n<p>\\n\\n    <\/p>\n<section class=\\\"country\\\" id=\\\"romania\\\">\\n      <\/p>\n<h2>Romania<\/h2>\n<p>\\n      <\/p>\n<div class=\\\"table-wrap\\\">\\n        <\/p>\n<table aria-label=\\\"Romania neobanks\\\">\\n          <\/p>\n<thead>\n<tr>\n<th>Neobank<\/th>\n<th>Website<\/th>\n<\/tr>\n<\/thead>\n<p>\\n          <\/p>\n<tbody>\\n            <\/p>\n<tr>\n<td>Revolut (RO)<\/td>\n<td><a href=\\\"https:\/\/www.revolut.com\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">revolut.com<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>Tbi Bank (digital)<\/td>\n<td><a href=\\\"https:\/\/tbibank.ro\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">tbibank.ro<\/a><\/td>\n<\/tr>\n<p>\\n          <\/tbody>\n<p>\\n        <\/table>\n<p>\\n      <\/p><\/div>\n<p>\\n    <\/section>\n<p>\\n\\n    <!-- LATAM -->\\n    <\/p>\n<section class=\\\"country\\\" id=\\\"brazil\\\">\\n      <\/p>\n<h2>Brazil<\/h2>\n<p>\\n      <\/p>\n<div class=\\\"table-wrap\\\">\\n        <\/p>\n<table aria-label=\\\"Brazil neobanks\\\">\\n          <\/p>\n<thead>\n<tr>\n<th>Neobank<\/th>\n<th>Website<\/th>\n<\/tr>\n<\/thead>\n<p>\\n          <\/p>\n<tbody>\\n            <\/p>\n<tr>\n<td>Nubank<\/td>\n<td><a href=\\\"https:\/\/nubank.com.br\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">nubank.com.br<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>Banco Inter<\/td>\n<td><a href=\\\"https:\/\/www.bancointer.com.br\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">bancointer.com.br<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>C6 Bank<\/td>\n<td><a href=\\\"https:\/\/www.c6bank.com.br\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">c6bank.com.br<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>Neon<\/td>\n<td><a href=\\\"https:\/\/neon.com.br\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">neon.com.br<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>Next<\/td>\n<td><a href=\\\"https:\/\/www.next.me\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">next.me<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>Banco Original<\/td>\n<td><a href=\\\"https:\/\/www.original.com.br\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">original.com.br<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>Agibank<\/td>\n<td><a href=\\\"https:\/\/www.agibank.com.br\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">agibank.com.br<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>PagBank<\/td>\n<td><a href=\\\"https:\/\/www.pagbank.com.br\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">pagbank.com.br<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>PicPay<\/td>\n<td><a href=\\\"https:\/\/www.picpay.com\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">picpay.com<\/a><\/td>\n<\/tr>\n<p>\\n          <\/tbody>\n<p>\\n        <\/table>\n<p>\\n      <\/p><\/div>\n<p>\\n    <\/section>\n<p>\\n\\n    <\/p>\n<section class=\\\"country\\\" id=\\\"mexico\\\">\\n      <\/p>\n<h2>Mexico<\/h2>\n<p>\\n      <\/p>\n<div class=\\\"table-wrap\\\">\\n        <\/p>\n<table aria-label=\\\"Mexico neobanks\\\">\\n          <\/p>\n<thead>\n<tr>\n<th>Neobank<\/th>\n<th>Website<\/th>\n<\/tr>\n<\/thead>\n<p>\\n          <\/p>\n<tbody>\\n            <\/p>\n<tr>\n<td>albo<\/td>\n<td><a href=\\\"https:\/\/www.albo.mx\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">albo.mx<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>Fondeadora<\/td>\n<td><a href=\\\"https:\/\/fondeadora.com\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">fondeadora.com<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>Klar<\/td>\n<td><a href=\\\"https:\/\/www.klar.mx\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">klar.mx<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>Cuenca<\/td>\n<td><a href=\\\"https:\/\/www.cuenca.com\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">cuenca.com<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>Stori (credit-led)<\/td>\n<td><a href=\\\"https:\/\/www.storicard.com\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">storicard.com<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>Nu M\u00e9xico (Nubank)<\/td>\n<td><a href=\\\"https:\/\/nu.com.mx\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">nu.com.mx<\/a><\/td>\n<\/tr>\n<p>\\n          <\/tbody>\n<p>\\n        <\/table>\n<p>\\n      <\/p><\/div>\n<p>\\n    <\/section>\n<p>\\n\\n    <\/p>\n<section class=\\\"country\\\" id=\\\"argentina\\\">\\n      <\/p>\n<h2>Argentina<\/h2>\n<p>\\n      <\/p>\n<div class=\\\"table-wrap\\\">\\n        <\/p>\n<table aria-label=\\\"Argentina neobanks\\\">\\n          <\/p>\n<thead>\n<tr>\n<th>Neobank<\/th>\n<th>Website<\/th>\n<\/tr>\n<\/thead>\n<p>\\n          <\/p>\n<tbody>\\n            <\/p>\n<tr>\n<td>Ual\u00e1<\/td>\n<td><a href=\\\"https:\/\/www.uala.com.ar\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">uala.com.ar<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>Brubank<\/td>\n<td><a href=\\\"https:\/\/www.brubank.com\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">brubank.com<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>Naranja X<\/td>\n<td><a href=\\\"https:\/\/www.naranjax.com\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">naranjax.com<\/a><\/td>\n<\/tr>\n<p>\\n          <\/tbody>\n<p>\\n        <\/table>\n<p>\\n      <\/p><\/div>\n<p>\\n    <\/section>\n<p>\\n\\n    <\/p>\n<section class=\\\"country\\\" id=\\\"colombia\\\">\\n      <\/p>\n<h2>Colombia<\/h2>\n<p>\\n      <\/p>\n<div class=\\\"table-wrap\\\">\\n        <\/p>\n<table aria-label=\\\"Colombia neobanks\\\">\\n          <\/p>\n<thead>\n<tr>\n<th>Neobank<\/th>\n<th>Website<\/th>\n<\/tr>\n<\/thead>\n<p>\\n          <\/p>\n<tbody>\\n            <\/p>\n<tr>\n<td>Nequi<\/td>\n<td><a href=\\\"https:\/\/www.nequi.com.co\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">nequi.com.co<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>Lulo Bank<\/td>\n<td><a href=\\\"https:\/\/www.lulo.bank\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">lulo.bank<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>Nubank Colombia<\/td>\n<td><a href=\\\"https:\/\/www.nu.com.co\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">nu.com.co<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>Daviplata (digital)<\/td>\n<td><a href=\\\"https:\/\/www.daviplata.com\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">daviplata.com<\/a><\/td>\n<\/tr>\n<p>\\n          <\/tbody>\n<p>\\n        <\/table>\n<p>\\n      <\/p><\/div>\n<p>\\n    <\/section>\n<p>\\n\\n    <\/p>\n<section class=\\\"country\\\" id=\\\"chile\\\">\\n      <\/p>\n<h2>Chile<\/h2>\n<p>\\n      <\/p>\n<div class=\\\"table-wrap\\\">\\n        <\/p>\n<table aria-label=\\\"Chile neobanks\\\">\\n          <\/p>\n<thead>\n<tr>\n<th>Neobank<\/th>\n<th>Website<\/th>\n<\/tr>\n<\/thead>\n<p>\\n          <\/p>\n<tbody>\\n            <\/p>\n<tr>\n<td>MACH<\/td>\n<td><a href=\\\"https:\/\/www.somosmach.com\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">somosmach.com<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>Tenpo<\/td>\n<td><a href=\\\"https:\/\/www.tenpo.cl\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">tenpo.cl<\/a><\/td>\n<\/tr>\n<p>\\n          <\/tbody>\n<p>\\n        <\/table>\n<p>\\n      <\/p><\/div>\n<p>\\n    <\/section>\n<p>\\n\\n    <!-- AFRICA -->\\n    <\/p>\n<section class=\\\"country\\\" id=\\\"nigeria\\\">\\n      <\/p>\n<h2>Nigeria<\/h2>\n<p>\\n      <\/p>\n<div class=\\\"table-wrap\\\">\\n        <\/p>\n<table aria-label=\\\"Nigeria neobanks\\\">\\n          <\/p>\n<thead>\n<tr>\n<th>Neobank<\/th>\n<th>Website<\/th>\n<\/tr>\n<\/thead>\n<p>\\n          <\/p>\n<tbody>\\n            <\/p>\n<tr>\n<td>Kuda<\/td>\n<td><a href=\\\"https:\/\/kuda.com\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">kuda.com<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>Carbon<\/td>\n<td><a href=\\\"https:\/\/ng.getcarbon.co\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">getcarbon.co<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>FairMoney<\/td>\n<td><a href=\\\"https:\/\/fairmoney.io\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">fairmoney.io<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>Moniepoint MFB<\/td>\n<td><a href=\\\"https:\/\/www.moniepoint.com\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">moniepoint.com<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>OPay<\/td>\n<td><a href=\\\"https:\/\/www.opayweb.com\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">opayweb.com<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>PalmPay<\/td>\n<td><a href=\\\"https:\/\/www.palmpay.com\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">palmpay.com<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>VBank<\/td>\n<td><a href=\\\"https:\/\/www.vbank.ng\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">vbank.ng<\/a><\/td>\n<\/tr>\n<p>\\n          <\/tbody>\n<p>\\n        <\/table>\n<p>\\n      <\/p><\/div>\n<p>\\n    <\/section>\n<p>\\n\\n    <\/p>\n<section class=\\\"country\\\" id=\\\"kenya\\\">\\n      <\/p>\n<h2>Kenya<\/h2>\n<p>\\n      <\/p>\n<div class=\\\"table-wrap\\\">\\n        <\/p>\n<table aria-label=\\\"Kenya neobanks\\\">\\n          <\/p>\n<thead>\n<tr>\n<th>Neobank<\/th>\n<th>Website<\/th>\n<\/tr>\n<\/thead>\n<p>\\n          <\/p>\n<tbody>\\n            <\/p>\n<tr>\n<td>Fingo Africa<\/td>\n<td><a href=\\\"https:\/\/www.fingo.africa\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">fingo.africa<\/a><\/td>\n<\/tr>\n<p>\\n          <\/tbody>\n<p>\\n        <\/table>\n<p>\\n      <\/p><\/div>\n<p>\\n    <\/section>\n<p>\\n\\n    <\/p>\n<section class=\\\"country\\\" id=\\\"south-africa\\\">\\n      <\/p>\n<h2>South Africa<\/h2>\n<p>\\n      <\/p>\n<div class=\\\"table-wrap\\\">\\n        <\/p>\n<table aria-label=\\\"South Africa neobanks\\\">\\n          <\/p>\n<thead>\n<tr>\n<th>Neobank<\/th>\n<th>Website<\/th>\n<\/tr>\n<\/thead>\n<p>\\n          <\/p>\n<tbody>\\n            <\/p>\n<tr>\n<td>TymeBank<\/td>\n<td><a href=\\\"https:\/\/www.tymebank.co.za\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">tymebank.co.za<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>Bank Zero<\/td>\n<td><a href=\\\"https:\/\/www.bankzero.co.za\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">bankzero.co.za<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>Discovery Bank<\/td>\n<td><a href=\\\"https:\/\/www.discovery.co.za\/bank\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">discovery.co.za\/bank<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>Spot Money<\/td>\n<td><a href=\\\"https:\/\/www.spotmoney.com\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">spotmoney.com<\/a><\/td>\n<\/tr>\n<p>\\n          <\/tbody>\n<p>\\n        <\/table>\n<p>\\n      <\/p><\/div>\n<p>\\n    <\/section>\n<p>\\n\\n    <\/p>\n<section class=\\\"country\\\" id=\\\"egypt\\\">\\n      <\/p>\n<h2>Egypt<\/h2>\n<p>\\n      <\/p>\n<div class=\\\"table-wrap\\\">\\n        <\/p>\n<table aria-label=\\\"Egypt neobanks\\\">\\n          <\/p>\n<thead>\n<tr>\n<th>Neobank<\/th>\n<th>Website<\/th>\n<\/tr>\n<\/thead>\n<p>\\n          <\/p>\n<tbody>\\n            <\/p>\n<tr>\n<td>Telda<\/td>\n<td><a href=\\\"https:\/\/www.telda.com\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">telda.com<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>dopay<\/td>\n<td><a href=\\\"https:\/\/www.dopay.com\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">dopay.com<\/a><\/td>\n<\/tr>\n<p>\\n          <\/tbody>\n<p>\\n        <\/table>\n<p>\\n      <\/p><\/div>\n<p>\\n    <\/section>\n<p>\\n\\n    <!-- MIDDLE EAST -->\\n    <\/p>\n<section class=\\\"country\\\" id=\\\"uae\\\">\\n      <\/p>\n<h2>United Arab Emirates<\/h2>\n<p>\\n      <\/p>\n<div class=\\\"table-wrap\\\">\\n        <\/p>\n<table aria-label=\\\"United Arab Emirates neobanks\\\">\\n          <\/p>\n<thead>\n<tr>\n<th>Neobank<\/th>\n<th>Website<\/th>\n<\/tr>\n<\/thead>\n<p>\\n          <\/p>\n<tbody>\\n            <\/p>\n<tr>\n<td>Wio Bank<\/td>\n<td><a href=\\\"https:\/\/wio.io\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">wio.io<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>Zand<\/td>\n<td><a href=\\\"https:\/\/www.zand.ae\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">zand.ae<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>Liv<\/td>\n<td><a href=\\\"https:\/\/www.liv.me\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">liv.me<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>YAP<\/td>\n<td><a href=\\\"https:\/\/www.yap.com\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">yap.com<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>Mashreq Neo<\/td>\n<td><a href=\\\"https:\/\/www.mashreqneo.com\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">mashreqneo.com<\/a><\/td>\n<\/tr>\n<p>\\n          <\/tbody>\n<p>\\n        <\/table>\n<p>\\n      <\/p><\/div>\n<p>\\n    <\/section>\n<p>\\n\\n    <\/p>\n<section class=\\\"country\\\" id=\\\"saudi-arabia\\\">\\n      <\/p>\n<h2>Saudi Arabia<\/h2>\n<p>\\n      <\/p>\n<div class=\\\"table-wrap\\\">\\n        <\/p>\n<table aria-label=\\\"Saudi Arabia neobanks\\\">\\n          <\/p>\n<thead>\n<tr>\n<th>Neobank<\/th>\n<th>Website<\/th>\n<\/tr>\n<\/thead>\n<p>\\n          <\/p>\n<tbody>\\n            <\/p>\n<tr>\n<td>STC Bank<\/td>\n<td><a href=\\\"https:\/\/www.stcbank.com.sa\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">stcbank.com.sa<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>Meem<\/td>\n<td><a href=\\\"https:\/\/sa.meem.com\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">sa.meem.com<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>D360 Bank<\/td>\n<td><a href=\\\"https:\/\/www.d360bank.com\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">d360bank.com<\/a><\/td>\n<\/tr>\n<p>\\n          <\/tbody>\n<p>\\n        <\/table>\n<p>\\n      <\/p><\/div>\n<p>\\n    <\/section>\n<p>\\n\\n    <\/p>\n<section class=\\\"country\\\" id=\\\"bahrain\\\">\\n      <\/p>\n<h2>Bahrain<\/h2>\n<p>\\n      <\/p>\n<div class=\\\"table-wrap\\\">\\n        <\/p>\n<table aria-label=\\\"Bahrain neobanks\\\">\\n          <\/p>\n<thead>\n<tr>\n<th>Neobank<\/th>\n<th>Website<\/th>\n<\/tr>\n<\/thead>\n<p>\\n          <\/p>\n<tbody>\\n            <\/p>\n<tr>\n<td>ila Bank<\/td>\n<td><a href=\\\"https:\/\/www.ilabank.com\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">ilabank.com<\/a><\/td>\n<\/tr>\n<p>\\n          <\/tbody>\n<p>\\n        <\/table>\n<p>\\n      <\/p><\/div>\n<p>\\n    <\/section>\n<p>\\n\\n    <\/p>\n<section class=\\\"country\\\" id=\\\"israel\\\">\\n      <\/p>\n<h2>Israel<\/h2>\n<p>\\n      <\/p>\n<div class=\\\"table-wrap\\\">\\n        <\/p>\n<table aria-label=\\\"Israel neobanks\\\">\\n          <\/p>\n<thead>\n<tr>\n<th>Neobank<\/th>\n<th>Website<\/th>\n<\/tr>\n<\/thead>\n<p>\\n          <\/p>\n<tbody>\\n            <\/p>\n<tr>\n<td>One Zero Digital Bank<\/td>\n<td><a href=\\\"https:\/\/www.onezerobank.com\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">onezerobank.com<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>Pepper<\/td>\n<td><a href=\\\"https:\/\/www.pepper.co.il\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">pepper.co.il<\/a><\/td>\n<\/tr>\n<p>\\n          <\/tbody>\n<p>\\n        <\/table>\n<p>\\n      <\/p><\/div>\n<p>\\n    <\/section>\n<p>\\n\\n    <!-- ASIA-PACIFIC -->\\n    <\/p>\n<section class=\\\"country\\\" id=\\\"india\\\">\\n      <\/p>\n<h2>India<\/h2>\n<p>\\n      <\/p>\n<div class=\\\"table-wrap\\\">\\n        <\/p>\n<table aria-label=\\\"India neobanks\\\">\\n          <\/p>\n<thead>\n<tr>\n<th>Neobank<\/th>\n<th>Website<\/th>\n<\/tr>\n<\/thead>\n<p>\\n          <\/p>\n<tbody>\\n            <\/p>\n<tr>\n<td>Jupiter<\/td>\n<td><a href=\\\"https:\/\/jupiter.money\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">jupiter.money<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>Fi Money<\/td>\n<td><a href=\\\"https:\/\/fi.money\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">fi.money<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>Niyo<\/td>\n<td><a href=\\\"https:\/\/www.goniyo.com\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">goniyo.com<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>Zolve<\/td>\n<td><a href=\\\"https:\/\/zolve.com\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">zolve.com<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>Airtel Payments Bank<\/td>\n<td><a href=\\\"https:\/\/www.airtel.in\/bank\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">airtel.in\/bank<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>Fino Payments Bank<\/td>\n<td><a href=\\\"https:\/\/www.finobank.com\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">finobank.com<\/a><\/td>\n<\/tr>\n<p>\\n          <\/tbody>\n<p>\\n        <\/table>\n<p>\\n      <\/p><\/div>\n<p>\\n    <\/section>\n<p>\\n\\n    <\/p>\n<section class=\\\"country\\\" id=\\\"singapore\\\">\\n      <\/p>\n<h2>Singapore<\/h2>\n<p>\\n      <\/p>\n<div class=\\\"table-wrap\\\">\\n        <\/p>\n<table aria-label=\\\"Singapore neobanks\\\">\\n          <\/p>\n<thead>\n<tr>\n<th>Neobank<\/th>\n<th>Website<\/th>\n<\/tr>\n<\/thead>\n<p>\\n          <\/p>\n<tbody>\\n            <\/p>\n<tr>\n<td>GXS Bank<\/td>\n<td><a href=\\\"https:\/\/www.gxs.com.sg\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">gxs.com.sg<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>ANEXT Bank<\/td>\n<td><a href=\\\"https:\/\/www.anext.com.sg\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">anext.com.sg<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>GLDB (Green Link)<\/td>\n<td><a href=\\\"https:\/\/www.gldb.com.sg\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">gldb.com.sg<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>Trust Bank<\/td>\n<td><a href=\\\"https:\/\/www.trustbank.sg\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">trustbank.sg<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>Aspire (SME)<\/td>\n<td><a href=\\\"https:\/\/aspireapp.com\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">aspireapp.com<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>Revolut (SG)<\/td>\n<td><a href=\\\"https:\/\/www.revolut.com\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">revolut.com<\/a><\/td>\n<\/tr>\n<p>\\n          <\/tbody>\n<p>\\n        <\/table>\n<p>\\n      <\/p><\/div>\n<p>\\n    <\/section>\n<p>\\n\\n    <\/p>\n<section class=\\\"country\\\" id=\\\"hong-kong\\\">\\n      <\/p>\n<h2>Hong Kong<\/h2>\n<p>\\n      <\/p>\n<div class=\\\"table-wrap\\\">\\n        <\/p>\n<table aria-label=\\\"Hong Kong neobanks\\\">\\n          <\/p>\n<thead>\n<tr>\n<th>Neobank<\/th>\n<th>Website<\/th>\n<\/tr>\n<\/thead>\n<p>\\n          <\/p>\n<tbody>\\n            <\/p>\n<tr>\n<td>ZA Bank<\/td>\n<td><a href=\\\"https:\/\/www.zabank.com\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">zabank.com<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>Mox Bank<\/td>\n<td><a href=\\\"https:\/\/mox.com\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">mox.com<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>WeLab Bank<\/td>\n<td><a href=\\\"https:\/\/www.welab.co\/zh-hk\/bank\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">welab.co\/zh-hk\/bank<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>Livi Bank<\/td>\n<td><a href=\\\"https:\/\/www.livibank.com\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">livibank.com<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>Airstar Bank<\/td>\n<td><a href=\\\"https:\/\/www.airstarbank.com\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">airstarbank.com<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>Fusion Bank<\/td>\n<td><a href=\\\"https:\/\/www.fusionbank.com\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">fusionbank.com<\/a><\/td>\n<\/tr>\n<p>\\n          <\/tbody>\n<p>\\n        <\/table>\n<p>\\n      <\/p><\/div>\n<p>\\n    <\/section>\n<p>\\n\\n    <\/p>\n<section class=\\\"country\\\" id=\\\"philippines\\\">\\n      <\/p>\n<h2>Philippines<\/h2>\n<p>\\n      <\/p>\n<div class=\\\"table-wrap\\\">\\n        <\/p>\n<table aria-label=\\\"Philippines neobanks\\\">\\n          <\/p>\n<thead>\n<tr>\n<th>Neobank<\/th>\n<th>Website<\/th>\n<\/tr>\n<\/thead>\n<p>\\n          <\/p>\n<tbody>\\n            <\/p>\n<tr>\n<td>Tonik<\/td>\n<td><a href=\\\"https:\/\/tonikbank.com\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">tonikbank.com<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>Maya Bank<\/td>\n<td><a href=\\\"https:\/\/www.maya.ph\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">maya.ph<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>GoTyme Bank<\/td>\n<td><a href=\\\"https:\/\/www.gotyme.com.ph\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">gotyme.com.ph<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>UnionDigital Bank<\/td>\n<td><a href=\\\"https:\/\/uniondigitalbank.io\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">uniondigitalbank.io<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>SeaBank PH<\/td>\n<td><a href=\\\"https:\/\/www.seabank.ph\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">seabank.ph<\/a><\/td>\n<\/tr>\n<p>\\n          <\/tbody>\n<p>\\n        <\/table>\n<p>\\n      <\/p><\/div>\n<p>\\n    <\/section>\n<p>\\n\\n    <\/p>\n<section class=\\\"country\\\" id=\\\"vietnam\\\">\\n      <\/p>\n<h2>Vietnam<\/h2>\n<p>\\n      <\/p>\n<div class=\\\"table-wrap\\\">\\n        <\/p>\n<table aria-label=\\\"Vietnam neobanks\\\">\\n          <\/p>\n<thead>\n<tr>\n<th>Neobank<\/th>\n<th>Website<\/th>\n<\/tr>\n<\/thead>\n<p>\\n          <\/p>\n<tbody>\\n            <\/p>\n<tr>\n<td>Timo<\/td>\n<td><a href=\\\"https:\/\/timo.vn\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">timo.vn<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>Cake by VPBank<\/td>\n<td><a href=\\\"https:\/\/cake.vn\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">cake.vn<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>TNEX<\/td>\n<td><a href=\\\"https:\/\/www.tnex.com.vn\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">tnex.com.vn<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>UBank (by MB)<\/td>\n<td><a href=\\\"https:\/\/ubank.mbbank.com.vn\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">ubank.mbbank.com.vn<\/a><\/td>\n<\/tr>\n<p>\\n          <\/tbody>\n<p>\\n        <\/table>\n<p>\\n      <\/p><\/div>\n<p>\\n    <\/section>\n<p>\\n\\n    <\/p>\n<section class=\\\"country\\\" id=\\\"indonesia\\\">\\n      <\/p>\n<h2>Indonesia<\/h2>\n<p>\\n      <\/p>\n<div class=\\\"table-wrap\\\">\\n        <\/p>\n<table aria-label=\\\"Indonesia neobanks\\\">\\n          <\/p>\n<thead>\n<tr>\n<th>Neobank<\/th>\n<th>Website<\/th>\n<\/tr>\n<\/thead>\n<p>\\n          <\/p>\n<tbody>\\n            <\/p>\n<tr>\n<td>Bank Jago<\/td>\n<td><a href=\\\"https:\/\/jago.com\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">jago.com<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>blu by BCA Digital<\/td>\n<td><a href=\\\"https:\/\/www.blu.co.id\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">blu.co.id<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>SeaBank Indonesia<\/td>\n<td><a href=\\\"https:\/\/seabank.co.id\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">seabank.co.id<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>LINE Bank (Hana)<\/td>\n<td><a href=\\\"https:\/\/www.linebank.co.id\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">linebank.co.id<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>Bank Neo Commerce<\/td>\n<td><a href=\\\"https:\/\/www.bankneocommerce.co.id\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">bankneocommerce.co.id<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>Jenius (BTPN)<\/td>\n<td><a href=\\\"https:\/\/www.jenius.com\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">jenius.com<\/a><\/td>\n<\/tr>\n<p>\\n          <\/tbody>\n<p>\\n        <\/table>\n<p>\\n      <\/p><\/div>\n<p>\\n    <\/section>\n<p>\\n\\n    <\/p>\n<section class=\\\"country\\\" id=\\\"malaysia\\\">\\n      <\/p>\n<h2>Malaysia<\/h2>\n<p>\\n      <\/p>\n<div class=\\\"table-wrap\\\">\\n        <\/p>\n<table aria-label=\\\"Malaysia neobanks\\\">\\n          <\/p>\n<thead>\n<tr>\n<th>Neobank<\/th>\n<th>Website<\/th>\n<\/tr>\n<\/thead>\n<p>\\n          <\/p>\n<tbody>\\n            <\/p>\n<tr>\n<td>GXBank<\/td>\n<td><a href=\\\"https:\/\/www.gxbank.my\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">gxbank.my<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>AEON Bank (digital)<\/td>\n<td><a href=\\\"https:\/\/www.aeonbank.com.my\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">aeonbank.com.my<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>Boost Bank<\/td>\n<td><a href=\\\"https:\/\/www.boostbank.my\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">boostbank.my<\/a><\/td>\n<\/tr>\n<p>\\n          <\/tbody>\n<p>\\n        <\/table>\n<p>\\n      <\/p><\/div>\n<p>\\n    <\/section>\n<p>\\n\\n    <\/p>\n<section class=\\\"country\\\" id=\\\"south-korea\\\">\\n      <\/p>\n<h2>South Korea<\/h2>\n<p>\\n      <\/p>\n<div class=\\\"table-wrap\\\">\\n        <\/p>\n<table aria-label=\\\"South Korea neobanks\\\">\\n          <\/p>\n<thead>\n<tr>\n<th>Neobank<\/th>\n<th>Website<\/th>\n<\/tr>\n<\/thead>\n<p>\\n          <\/p>\n<tbody>\\n            <\/p>\n<tr>\n<td>KakaoBank<\/td>\n<td><a href=\\\"https:\/\/www.kakaobank.com\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">kakaobank.com<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>K-Bank<\/td>\n<td><a href=\\\"https:\/\/www.kbanknow.com\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">kbanknow.com<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>Toss Bank<\/td>\n<td><a href=\\\"https:\/\/www.tossbank.com\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">tossbank.com<\/a><\/td>\n<\/tr>\n<p>\\n          <\/tbody>\n<p>\\n        <\/table>\n<p>\\n      <\/p><\/div>\n<p>\\n    <\/section>\n<p>\\n\\n    <\/p>\n<section class=\\\"country\\\" id=\\\"japan\\\">\\n      <\/p>\n<h2>Japan<\/h2>\n<p>\\n      <\/p>\n<div class=\\\"table-wrap\\\">\\n        <\/p>\n<table aria-label=\\\"Japan neobanks\\\">\\n          <\/p>\n<thead>\n<tr>\n<th>Neobank<\/th>\n<th>Website<\/th>\n<\/tr>\n<\/thead>\n<p>\\n          <\/p>\n<tbody>\\n            <\/p>\n<tr>\n<td>Rakuten Bank<\/td>\n<td><a href=\\\"https:\/\/www.rakuten-bank.co.jp\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">rakuten-bank.co.jp<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>Sony Bank<\/td>\n<td><a href=\\\"https:\/\/sonybank.net\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">sonybank.net<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>PayPay Bank<\/td>\n<td><a href=\\\"https:\/\/www.paypay-bank.co.jp\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">paypay-bank.co.jp<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>SBI Sumishin Net Bank<\/td>\n<td><a href=\\\"https:\/\/www.netbk.co.jp\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">netbk.co.jp<\/a><\/td>\n<\/tr>\n<p>\\n          <\/tbody>\n<p>\\n        <\/table>\n<p>\\n      <\/p><\/div>\n<p>\\n    <\/section>\n<p>\\n\\n    <!-- AUSTRALIA & NEW ZEALAND -->\\n    <\/p>\n<section class=\\\"country\\\" id=\\\"australia-nz\\\">\\n      <\/p>\n<h2>Australia &amp; New Zealand<\/h2>\n<p>\\n      <\/p>\n<div class=\\\"table-wrap\\\">\\n        <\/p>\n<table aria-label=\\\"Australia and New Zealand neobanks\\\">\\n          <\/p>\n<thead>\n<tr>\n<th>Neobank<\/th>\n<th>Website<\/th>\n<\/tr>\n<\/thead>\n<p>\\n          <\/p>\n<tbody>\\n            <\/p>\n<tr>\n<td>Up (AU)<\/td>\n<td><a href=\\\"https:\/\/up.com.au\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">up.com.au<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>ubank (AU)<\/td>\n<td><a href=\\\"https:\/\/www.ubank.com.au\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">ubank.com.au<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>Revolut (AU\/NZ)<\/td>\n<td><a href=\\\"https:\/\/www.revolut.com\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">revolut.com<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>Judo Bank (AU, SME)<\/td>\n<td><a href=\\\"https:\/\/www.judo.bank\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">judo.bank<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>Hay (AU)<\/td>\n<td><a href=\\\"https:\/\/www.hellohay.co\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">hellohay.co<\/a><\/td>\n<\/tr>\n<p>\\n            <\/p>\n<tr>\n<td>Tyro (AU, SME)<\/td>\n<td><a href=\\\"https:\/\/www.tyro.com\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">tyro.com<\/a><\/td>\n<\/tr>\n<p>\\n          <\/tbody>\n<p>\\n        <\/table>\n<p>\\n      <\/p><\/div>\n<p>\\n    <\/section>\n<p>\\n\\n    <\/p>\n<footer style=\\\"margin:2rem 0 0; color:var(--muted); font-size:.9rem\\\">\\n      \\n    <\/footer>\n<p>\\n  <\/p><\/div>\n<p>\\n<\/body>\\n<\/html>\\n&#8221;}}]}]}]},{&#8220;type&#8221;:&#8221;section&#8221;,&#8221;props&#8221;:{&#8220;image_position&#8221;:&#8221;center-center&#8221;,&#8221;style&#8221;:&#8221;default&#8221;,&#8221;title_breakpoint&#8221;:&#8221;xl&#8221;,&#8221;title_position&#8221;:&#8221;top-left&#8221;,&#8221;title_rotation&#8221;:&#8221;left&#8221;,&#8221;vertical_align&#8221;:&#8221;&#8221;,&#8221;width&#8221;:&#8221;default&#8221;},&#8221;children&#8221;:[{&#8220;type&#8221;:&#8221;row&#8221;,&#8221;children&#8221;:[{&#8220;type&#8221;:&#8221;column&#8221;,&#8221;props&#8221;:{&#8220;image_position&#8221;:&#8221;center-center&#8221;,&#8221;position_sticky_breakpoint&#8221;:&#8221;m&#8221;},&#8221;children&#8221;:[{&#8220;type&#8221;:&#8221;text&#8221;,&#8221;props&#8221;:{&#8220;column_breakpoint&#8221;:&#8221;m&#8221;,&#8221;content&#8221;:&#8221;<\/p>\n<h2>\u00a0How to Build a Neobank and Which Licence You Will Need<\/h2>\n<p>\\n<\/p>\n<p>The financial landscape has changed dramatically in recent years, and the rise of neobanks is at the centre of this transformation. A neobank is a fully digital financial institution that offers many of the same services as a traditional bank current accounts, savings products, debit or credit cards, loans, and payment facilities but operates entirely online. There are no physical branches, and all customer interactions occur through digital platforms such as mobile apps and web portals.<\/p>\n<p>\\n<\/p>\n<p>The appeal of neobanks lies in their ability to simplify banking. They provide a seamless, mobile-first experience that reflects how people want to manage their finances today. However, building a neobank involves more than designing an attractive app or offering innovative features. It requires a clear understanding of regulatory requirements, particularly the type of licence necessary to operate legally in your target market. This is where the process can become complex, and where InvestGlass can provide significant value as the digital infrastructure for new financial institutions.<\/p>\n<p>\\n<\/p>\n<hr \/>\n<p>\\n<\/p>\n<h2>Understanding What a Neobank Is<\/h2>\n<p>\\n<\/p>\n<p>While traditional banks rely on legacy systems and physical networks, neobanks are built on modern technology stacks that integrate client relationship management, compliance, payment systems, and investment tools in one cohesive digital ecosystem. InvestGlass provides such an environment, offering a complete set of tools for financial institutions. This includes client onboarding, know-your-customer (KYC) and anti-money laundering (AML) compliance, portfolio and investment management, customer relationship management, and reporting features all designed to meet strict regulatory standards while maintaining an excellent user experience.<\/p>\n<p>\\n<\/p>\n<p>Neobanks often begin as niche operators focusing on a particular market segment, such as freelancers, small and medium enterprises, or environmentally conscious consumers. Over time, they may expand into broader banking functions once they have the appropriate licence and infrastructure.<\/p>\n<p>\\n<\/p>\n<hr \/>\n<p>\\n<\/p>\n<h2>Choosing the Right Licence for Your Neobank<\/h2>\n<p>\\n<\/p>\n<p>The licence you will need depends on the services you intend to offer and the jurisdictions in which you plan to operate. In Europe, for example, financial institutions are governed by directives such as the Payment Services Directive (PSD2), which allows new entrants to the market through a variety of licence types. Each option carries different regulatory obligations, costs, and timelines.<\/p>\n<p>\\n<\/p>\n<hr \/>\n<p>\\n<\/p>\n<h3>Credit Institution Licence or Full Banking Licence<\/h3>\n<p>\\n<\/p>\n<p>Obtaining a credit institution licence sometimes referred to as a full banking licence is the most comprehensive but also the most demanding route. It allows a company to take deposits from the public, issue loans, manage savings accounts, and perform most of the activities of a traditional bank. This licence is heavily regulated and subject to capital adequacy requirements, fit and proper assessments for management, and detailed compliance reviews by the national competent authority, such as the Financial Conduct Authority (FCA) in the United Kingdom, BaFin in Germany, or FINMA in Switzerland.<\/p>\n<p>\\n<\/p>\n<p>The application process for a full banking licence typically takes between twelve and twenty-four months and involves extensive documentation. Applicants must demonstrate a robust governance framework, secure technological infrastructure, and sufficient financial resources. InvestGlass supports this process by providing digital tools that streamline compliance, risk monitoring, and client communication, all aligned with regulatory expectations. By using InvestGlass to automate reporting and centralise client data, institutions can present a more transparent operational model to regulators.<\/p>\n<p>\\n<\/p>\n<p>In Switzerland, for example, the process of building a new digital bank is particularly challenging due to the high standards set by FINMA. Applicants must show not only financial stability but also experienced leadership and a sound operational structure. InvestGlass, being headquartered in Switzerland, is well positioned to assist with this, offering locally compliant tools that meet FINMA\u2019s data protection and audit requirements.<\/p>\n<p>\\n<\/p>\n<hr \/>\n<p>\\n<\/p>\n<h3>Electronic Money Institution Licence (EMI)<\/h3>\n<p>\\n<\/p>\n<p>The electronic money institution licence offers a more accessible route to market. It allows companies to issue electronic money, create international bank account numbers (IBANs), and offer payment cards. However, EMIs cannot lend customer funds or provide deposit insurance. The primary function of an EMI is to facilitate everyday transactions such as payments, money transfers, and card issuance, without engaging in traditional credit activities.<\/p>\n<p>\\n<\/p>\n<p>The process for obtaining an EMI licence is generally faster than that for a full banking licence, often taking less than a year. Legal and consulting fees vary but are usually in the range of one hundred thousand to one hundred and fifty thousand euros. An EMI is ideal for start-ups and fintech companies that wish to provide digital wallet services or payment solutions without entering the full banking space.<\/p>\n<p>\\n<\/p>\n<p>InvestGlass technology complements this model perfectly. Its platform provides client onboarding, transaction monitoring, and compliance management modules that integrate seamlessly with existing payment infrastructures. This enables EMI-licensed institutions to focus on customer acquisition and service innovation, while maintaining full control over regulatory obligations.<\/p>\n<p>\\n<\/p>\n<hr \/>\n<p>\\n<\/p>\n<h3>Payment Institution Licence (PI)<\/h3>\n<p>\\n<\/p>\n<p>A payment institution licence is another popular option for fintechs seeking to operate within the European Union or the United Kingdom. It authorises the holder to process payments, execute direct debits and card transactions, and facilitate money transfers. However, like the EMI licence, it does not permit institutions to accept deposits or issue credit from customer funds.<\/p>\n<p>\\n<\/p>\n<p>The payment institution licence is a practical starting point for those planning to evolve into full banking status in the future. The regulatory process is relatively straightforward, typically lasting between six and twelve months. The initial capital requirements range from approximately four hundred and fifty thousand to one and a half million euros, depending on the scale of the operation.<\/p>\n<p>\\n<\/p>\n<p>InvestGlass assists payment institutions in managing all client-related processes through its modular architecture. From onboarding and risk scoring to transaction tracking and client communication, every component can be customised to fit the licensing framework. Moreover, InvestGlass can connect to partner banks that provide custody services and deposit guarantees, allowing PI-licensed companies to offer a more complete financial experience to their clients.<\/p>\n<p>\\n<\/p>\n<hr \/>\n<p>\\n<\/p>\n<h3>The Agent or Umbrella Model<\/h3>\n<p>\\n<\/p>\n<p>For new entrants that wish to test their concept before investing heavily in licensing, operating under an umbrella licence is a practical solution. In this arrangement, the start-up acts as an agent of a licensed financial institution, such as an established bank or an electronic money institution. This allows them to launch quickly and offer digital financial services without directly holding a licence.<\/p>\n<p>\\n<\/p>\n<p>The advantages of this model are speed and cost-efficiency. The disadvantages include dependency on the umbrella institution\u2019s systems, policies, and compliance procedures. Monthly maintenance fees can also become a consideration as the start-up scales.<\/p>\n<p>\\n<\/p>\n<p>InvestGlass is particularly well suited to this approach. Its white-label digital banking tools allow start-ups to operate under an existing partner\u2019s licence while retaining control over their brand and client experience. Once the company is ready to transition to its own licence, the same infrastructure can be expanded without major disruption.<\/p>\n<p>\\n<\/p>\n<hr \/>\n<p>\\n<\/p>\n<h3>Regulatory Sandboxes and New Payment Licences<\/h3>\n<p>\\n<\/p>\n<p>In recent years, regulators have introduced more flexible frameworks to encourage financial innovation. Regulatory sandboxes, available in several European and Asian jurisdictions, allow fintech firms to test products and services in a controlled environment before applying for a full licence. These schemes are especially popular among firms exploring areas such as embedded finance, cryptocurrency integration, or micro-lending.<\/p>\n<p>\\n<\/p>\n<p>InvestGlass supports institutions working within these frameworks by offering scalable, compliant systems that can be adapted as regulatory requirements evolve. This flexibility allows companies to experiment with new financial models while maintaining transparency and security.<\/p>\n<p>\\n<\/p>\n<hr \/>\n<p>\\n<\/p>\n<h2>Building a Neobank with InvestGlass<\/h2>\n<p>\\n<\/p>\n<p>Creating a neobank involves much more than obtaining the right licence. It requires robust digital infrastructure capable of handling customer data, compliance, payments, and investments in an integrated environment. InvestGlass provides exactly that. Its platform is built to support end-to-end operations for digital financial institutions, from client acquisition to regulatory reporting.<\/p>\n<p>\\n<\/p>\n<p>By using InvestGlass, a new neobank can dramatically reduce development costs and implementation timelines. The platform\u2019s no-code configuration tools allow for rapid setup of client onboarding, workflow automation, and compliance checks. Furthermore, its multilingual and multi-jurisdiction capabilities make it suitable for institutions aiming to operate across Europe, the Middle East, and Asia.<\/p>\n<p>\\n<\/p>\n<p>InvestGlass\u2019s experience with financial institutions of various types banks, wealth managers, brokers, and fintech firms ensures that its tools meet the high expectations of both regulators and customers. Whether your goal is to build a niche payment platform or a full-scale digital bank, InvestGlass provides the foundation upon which your institution can grow securely and efficiently.<\/p>\n<p>\\n<\/p>\n<hr \/>\n<p>\\n<\/p>\n<h2>Conclusion<\/h2>\n<p>\\n<\/p>\n<p>Selecting the right licence is one of the most critical steps in establishing a neobank. A full banking licence offers the most freedom but requires considerable resources and time. Electronic money and payment institution licences provide faster routes to market, while umbrella models and regulatory sandboxes allow new entrants to test their ideas with minimal risk. Regardless of the approach, success depends on having the right technological and compliance infrastructure.<\/p>\n<p>\\n<\/p>\n<p>InvestGlass offers an all-in-one solution for launching, managing, and scaling a neobank. From onboarding and KYC automation to portfolio management and reporting, every part of the process is supported within a single platform. This enables entrepreneurs and financial institutions to focus on building trust with their customers and delivering innovative digital banking experiences.<\/p>\n<p>\\n<\/p>\n<p>If you are planning to build your own neobank, contact InvestGlass to discover how our platform can simplify your journey from concept to fully operational digital bank.\u00a0<\/p>\n<p>&#8220;,&#8221;margin_bottom&#8221;:&#8221;default&#8221;,&#8221;margin_top&#8221;:&#8221;default&#8221;}}]}]}]},{&#8220;type&#8221;:&#8221;section&#8221;,&#8221;props&#8221;:{&#8220;image_position&#8221;:&#8221;center-center&#8221;,&#8221;style&#8221;:&#8221;default&#8221;,&#8221;title_breakpoint&#8221;:&#8221;xl&#8221;,&#8221;title_position&#8221;:&#8221;top-left&#8221;,&#8221;title_rotation&#8221;:&#8221;left&#8221;,&#8221;vertical_align&#8221;:&#8221;&#8221;,&#8221;width&#8221;:&#8221;default&#8221;},&#8221;children&#8221;:[{&#8220;type&#8221;:&#8221;row&#8221;,&#8221;children&#8221;:[{&#8220;type&#8221;:&#8221;column&#8221;,&#8221;props&#8221;:{&#8220;image_position&#8221;:&#8221;center-center&#8221;,&#8221;position_sticky_breakpoint&#8221;:&#8221;m&#8221;}}]}]}],&#8221;version&#8221;:&#8221;5.0.10&#8243;} &#8211;><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Neobanks List 2025 Power your neobank with InvestGlass Build you own Active Neobanks by Country Active Neobanks by Country Curated list of active or operating neobanks (\u2248150 max), grouped by country. Links are not underlined. United States Neobank Website Chime chime.com Current current.com Varo Bank varomoney.com SoFi sofi.com Dave dave.com MoneyLion moneylion.com Albert albert.com Mercury [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":28972,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-29463","page","type-page","status-publish","has-post-thumbnail","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.6.1 (Yoast SEO v27.7) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Neobanks: Discover the Top List of Neobanks \u2219 InvestGlass<\/title>\n<meta name=\"description\" content=\"There are 250 neobanks and digital banks in the world in May 2022. Here you will find the list of the best neobanks.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.investglass.com\/ar\/\u0642\u0627\u0626\u0645\u0629-\u0627\u0644\u0628\u0646\u0648\u0643-\u0627\u0644\u062c\u062f\u064a\u062f\u0629\/\" \/>\n<meta property=\"og:locale\" content=\"ar_AR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"List of Neobanks 2022\" \/>\n<meta property=\"og:description\" content=\"Neobanks List 2025 Power your neobank with InvestGlass Build you own Active Neobanks by Country Active Neobanks by Country Curated list of active or\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.investglass.com\/ar\/\u0642\u0627\u0626\u0645\u0629-\u0627\u0644\u0628\u0646\u0648\u0643-\u0627\u0644\u062c\u062f\u064a\u062f\u0629\/\" \/>\n<meta property=\"og:site_name\" content=\"InvestGlass\" \/>\n<meta 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